外贸英语 保险
外贸英语 保险(ppt课件)
学习交流课件
4
❖ insurance free of (from) particular average (FPA). 平安险（单独海损不赔）
insurance with particular average (WPA), basic risks. insurance against all risks. 综合 险，应保一切险 risk of breakage 破碎险 risk of clashing 碰损险 risk of rust 生锈险 risk of hook damage 钩损险
Байду номын сангаас
学习交流课件
5
❖ risk of contamination (tainting) 污染险 insurance against total loss only (TLO) 全损险 risk of deterioration 变质险 risk of packing breakage 包装破裂险 risk of inherent vice 内在缺陷险 risk of normal loss (natural loss)? 途耗或自然损耗 险 risk of spontaneous combustion 自然险 risk of contingent import duty 进口关税险 insurance against war risk 战争险 Air Transportation Cargo War Risk 航空运输战争险 overland Transportation Insurance War Risk 陆上 运输战争险
外贸英语
保险
学习交流课件
1
Words and Phrases
❖ insure 保险；投保；保证 insurance 保险；保险费；保险金额 underwriters 保险商（指专保水险的保险商）保险 承运人 insurance company 保险公司 insurer 保险人 insurance broker 保险经纪人 insurance underwriter 保险承保人 insurance applicant 投保人 insurant, the insured 被保险人，受保人
《外贸英语函电》模块九 保险
General extraneous risks
BACK
Total loss
The actual total loss（实际全损） Refers to the total loss or the damage of the insured goods so that they become entirely valueless.
Lightning
Earthquake
Volcanic eruption
Tsf the sea
Fortuitous Accidents（意外事故）： such as ship stranding, striking upon the
rocks, sinking, fire, explosion, etc.
BACK
Coverage
Coverage
Risk Average Charge
Natural calamities Perils of the sea Fortuitous accident
General extraneous risks Extraneous risks
Special extraneous risks
Fire
Explosion
Collision
Striking upon the rocks
Stranding
Sinking
BACK
Extraneous Risks
Extraneous Risks（外来风险）： these risks are caused by theft, rain, shortage,
外贸英语函电Unit10Insurance
风险 Risks
损失 Losses
海上损失
其他损失
全部损失 Total Loss
实际全损Actual Total Loss
推定全损 Constructive Total Loss
部分损失 Partial Loss
共同海损General Average
单独海损Particular Average
Perils of the sea
heavy weather, lightening, earthquake, volcanic eruption and so on.
natural calamities:
fire, explosion, vessel being stranded, grounded, sunk or capsized, collision or contact of vessel with any external object other than water
Coverage
Free from Particular Average (F.P.A) With Particular Average or With Average (W.P.A or W.A) All Risks
basic risks
general additional risks special additional risk
Insurance Policy (保险单,俗称大保单) Insurance Certificate (保险凭证，俗称小保单） Open Policy /Open Cover (预约保险单/总保险单)
2.Particular average: It means partial loss or damage accidentally caused to the ship or to a particular lot of goods. Particular average is not a total loss. It must be borne by the owner of the property suffering the loss, it is distinct from general average, which is shared by all who have a financial interest in the voyage and its risks in proportion to the value of their interests.
外贸常用英语口语：保险 Insurance
外贸常用英语口语：保险 Insurance （一）I'm looking for insurance from your company.我是到贵公司来投保的。
Mr. Zhang met Mr. William in the office of the People' Insurance Company of China.张先生在中国人民保险公司的办公室接待了威廉先生。
After loading the goods on board the hip， I go to the insurance company to have them insured.装船后，我到保险公司去投保。
When should I go and have the tea insured？我什么时候将这批茶叶投保？All right. Let's leave insurance now.好吧，保险问题就谈到这里。
I have come to explain that unfortunate affair about the insurance.我是来解释这件保险的不幸事件的。
I must say that you've corrected my ideas about the insurance.我该说你们已经纠正了我对保险的看法。
This information office provides clients with information on cargo insurance.这个问讯处为顾客提供大量关于货物投保方面的信息。
The underwriters are responsible for the claim as far as it is within the scope of cover.只要是在保险责任范围内，保险公司就应负责赔偿。
The loss in question was beyond the coverage granted by us.损失不包括在我方承保的范围内。
外贸英语 保险
❖ The loss in question was beyond the coverage granted by us.
❖ 损失不包括在我方承保的范围内。
❖ The extent of insurance is stipulated in the basic policy form and in the various risk clause.
❖ to cover (effect,arrange,take out) insurance 投保
insurance coverage;risks covered 保险范围 insurance slip 投保单 insured amount 保险金额 insurance against risk 保险 insurance clause 保险条款 insurance instruction 投保通知 insurance business 保险企业 insurance conditions 保险条件
❖ 这些险别适合你要投保的货物。
❖ May I ask what exactly insurance covers according to your usual C.I.F terms?
❖ 请问根据你们常用的CIF价格条件，所保的究 竟包括哪些险别？
❖ It 's important for you to read the "fine print" in any insurance policy so that you know what kind of coverage you are buying.
❖ ceding, retrocession(for reinsurance) 分保 reinsurance 分保（再保险） ceding(insurance)company 分保公司 co-insurance company 共同保险公司 insurance document 保险单据 certificate of insurance 保险凭证 increasing coverage, extending coverage 加保 renewing coverage 续保 insurance commission 保险佣金 social insurance 社会保险 personal property insurance 个人财产保险 insurance of contents 家庭财产保险
外贸英语保险常用词
外贸英语保险常用词汇insurance with particular average (WPA), basic risks. insurance against all risks. 综合险，应保一切险risk of breakage 破碎险risk of clashing 碰损险risk of rust 生锈险risk of hook damage 钩损险risk of contamination (tainting) 污染险insurance against total loss only (TLO) 全损险risk of deterioration 变质险risk of packing breakage 包装破裂险risk of inherent vice 内在缺陷险risk of normal loss (natural loss)? 途耗或自然损耗险risk of spontaneous combustion 自然险risk of contingent import duty 进口关税险insurance against war risk 战争险Air Transportation Cargo War Risk 航空运输战争险overland Transportation Insurance War Risk 陆上运输战争险insurance against strike, riot and civil commotion (SRCC) 罢工，暴动，民变险insurance against extraneous risks, insurance against additional risks 附加险risk of theft, pilferage and nondelivery (TRND) 盗窃提货不着险risk of fresh and/of rain water damage(wetting) 淡水雨淋险。
外贸英语函电8保险
Translate the following sentences into English:
1. 根据你方要求，我们将按发票金额的110% 投保。 We shall cover insurance for 110% of the invoice value in accordance with your request. 2. 请给合同投保平安险和战争险。 Please insure FPA and against War Risk on the contract. 3. 我们将按一般惯例投保水渍险和战争险。 We shall cover WPA and against War Risk according to the usual practice. 4. 这份保单给我们保了破碎险。 The insurance policy covers us against Breakage. 5. 由于合同规定按发票金额的110%投保，如你方要求按130% 投保， 额外保费应由你方负担。 As the contract stipulates that insurance should cover 110% of the invoice value, if you desire to cover insurance for 130% instead, the extra premium should be for your account.
保险人； 保险人；保险商 保险人；保险商 保险公司 保险商 被保险人；投保人 保险人；投保人 投保申请人 投保申请人 投保申请单
insurer insurance company underwriter the insured insurant applicant proposer proposal form
保险外贸英语对话
保险外贸英语对话以下是一个关于保险的外贸英语对话示例：A: Alice (出口商), B: Bob (保险经纪人)A: Hi Bob, I'm in the process of exporting our goods to overseas markets and I've been thinking about insurance coverage. Can you provide some information on export insurance?B: Of course, Alice. Export insurance, often known as cargo insurance, protects your goods during transit. It covers risks like damage, loss, or theft. Do you have specific shipments in mind?A: Yes, we have a shipment of machinery heading to Germany next month. What risks are typically covered?B: Machinery is considered high-value cargo. With export insurance, you'd be covered against physical damage during transportation, theft, and other specified perils. We can tailor the coverage based on your needs.A: That sounds good. What about the cost? How is it usually calculated?B: The cost depends on various factors like the nature of the goods, their value, the shipping route, and the chosen coverage. I can provide you with a detailed quote once we have all the necessary information.A: Perfect. What documents do I need to prepare for the insurance application?B: Generally, we'll need details about the goods, their value, the shipping method, and the destination. Additionally, any relevant commercial invoices and packing lists will be required.A: Okay, I'll gather the necessary information and documents. Howquick is the process from application to obtaining coverage?B: The process is relatively quick. Once we have all the details, we can issue a policy promptly. It's crucial to start the application early to ensure seamless coverage for your shipment.A: Great. I'll get everything together and share the details with you soon. Thanks, Bob!B: You're welcome, Alice. If you have any more questions or need assistance, feel free to reach out.。
外贸英语函电Unit 11 Insurance
•~ that…
Letter 1 Reply to an Enquiry of Insurance
Dear Sirs, We acknowledge with thanks the
receipt of your letter of Nov.28. We are pleased that you would like to insure with us the consignment of 10 cases of cotton shirts by the Hawaii Shipping line from Honolulu to Rome.
Unit 11 Insurance 保险
The premium 保费
• The premium charged for the insurance policy is calculated according to the risks involved. A policy which protects the holder against limited risks charges a low premium, and policy which protects against a large number of risks charges a high premium.
• Usually, the amount insured is 110% of the total invoice value. However, if a higher percentage is required, we may do accordingly but you have to bear the extra premium as well.
外贸英语常用词汇--保险篇
外贸英语常用词汇--保险篇保险是指投保人根据合同约定，向保险人支付保险费，保险人对于合同约定的可能发生的事故因其发生所造成的财产损失承担赔偿保险金责任。
接下来小编为大家整理了外贸英语常用词汇--保险篇，希望对你有帮助哦!health insurance 疾病保险，健康保险sickness insurance 疾病保险insurance for medical care 医疗保险"major medical" insurance policy 巨额医药费保险insurance during a period of illness 疾病保险life insurance 人寿保险endowment insurance 养老保险insurance on last survivor 长寿保险to purchase health insurance 购买健康保险to have a health insurance policy 购买健康保险Additional Words and Phrasespolicy-holder 保险客户extra premium 额外保险费additional premium 附加保险费insurance law 保险法insurance act 保险条例insurance industry? 保险业insurance division 保险部insurance treaty 保险合同cover note 保险证明书guarantee of insurance 保险担保书premium rebate 保险费回扣insurance claim 保险索赔ceding, retrocession(for reinsurance) 分保reinsurance 分保(再保险)ceding(insurance)company 分保公司co-insurance company 共同保险公司insurance document 保险单据certificate of insurance 保险凭证increasing coverage, extending coverage 加保renewing coverage 续保insurance commission 保险佣金social insurance 社会保险personal property insurance 个人财产保险insurance of contents 家庭财产保险All Risks 一切险average 海损Particular Average (P.A) 单独海损General Average (G.A) 共同海损Marine Losses 海损partial loss 部分损失total loss 全部损失insurance expense 保险费premium rate 保险费率premium 保险费insurance rate 保险费率表insurance proceeds 保险金(保险收入)insure 保险;投保;保证insurance 保险;保险费;保险金额underwriters 保险商(指专保水险的保险商)保险承运人insurance company 保险公司insurer 保险人insurance broker 保险经纪人insurance underwriter 保险承保人insurance applicant 投保人insurant, the insured 被保险人，受保人to cover (effect,arrange,take out) insurance 投保insurance coverage;risks covered 保险范围insurance slip 投保单insured amount 保险金额insurance against risk 保险insurance clause 保险条款insurance instruction 投保通知insurance business 保险企业insurance conditions 保险条件PICC (People's Insurance Company of China) 中国人民保险公司risk insured, risk covered 承保险项risk 险别to provide the insurance 为...提供保险leaflet 说明书fine print 细则insurance free of (from) particular average (FPA). 平安险(单独海损不赔)insurance with particular average (WPA), basic risks. insurance against all risks. 综合险，应保一切险risk of breakage 破碎险risk of clashing 碰损险risk of rust 生锈险risk of hook damage 钩损险risk of contamination (tainting) 污染险insurance against total loss only (TLO) 全损险risk of deterioration 变质险risk of packing breakage 包装破裂险risk of inherent vice 内在缺陷险risk of normal loss (natural loss)? 途耗或自然损耗险risk of spontaneous combustion 自然险risk of contingent import duty 进口关税险insurance against war risk 战争险Air Transportation Cargo War Risk 航空运输战争险overland Transportation Insurance War Risk 陆上运输战争险insurance against strike, riot and civil commotion (SRCC) 罢工，暴动，民变险insurance against extraneous risks, insurance against additional risks 附加险risk of theft, pilferage and nondelivery (TRND) 盗窃提货不着险risk of fresh and/of rain water damage(wetting) 淡水雨淋险risk of leakage 渗漏险risk of shortage in weight/quantity 短量险risk of sweating and/or heating 受潮受热险risk of bad odour(change of flavour) 恶味险，变味险risk of mould 发霉险on deck risk 舱面险。
BEC专业术语：外贸英语之保险
（一）I'm looking for insurance from your company. 我是到贵公司来投保的。
我是到贵公司来投保的。
Mr. Zhang met Mr. William in the office of the People' Insurance Company of China. 张先生在中国人民保险公司的办公室接待了威廉先生。
张先生在中国人民保险公司的办公室接待了威廉先生。
A er loading the goods on board the hip，I go to the insurance company to have them insured. 装船后，我到保险公司去投保。
装船后，我到保险公司去投保。
When should I go and have the tea insured？我什么时候将这批茶叶投保？我什么时候将这批茶叶投保？All right. Let's leave insurance now. 好吧，保险问题就谈到这里。
好吧，保险问题就谈到这里。
I have come to explain that unfortunate affair about the insurance. 我是来解释这件保险的不幸事件的。
我是来解释这件保险的不幸事件的。
I must say that you've corrected my ideas about the insurance. 我该说你们已经纠正了我对保险的看法。
我该说你们已经纠正了我对保险的看法。
This informa on office provides clients with informa on on cargo insurance. 这个问讯处为顾客提供大量关于货物投保方面的信息。
这个问讯处为顾客提供大量关于货物投保方面的信息。
The underwriters are responsible for the claim as far as it is within the scope of cover. 只要是在保险责任范围内，保险公司就应负责赔偿。
商务英语写作-外贸英语之保险篇
商务英语写作外贸英语之保险篇what is the insurance premium?保险费是多少？Mr. Zhang met Mr. William in the office of the People’Insurance Company of China.张先生在中国人民保险公司的办公室接待了威廉先生。
This information office provides clients with information on cargo insurance.这个问讯处为顾客提供大量关于货物投保方面的信息。
The underwriters are responsible for the claim as far as it is within the scope of cover.只要是在保险责任范围内，保险公司就应负责赔偿。
The extent of insurance is stipulated in the basic policy form and in the various risk clause.保险的范围写在基本保险单和各种险别的条款里。
Please fill in the application form.请填写一下投保单。
What risks is the People’s Insurance Company of Chinaable to cover?中国人民保险公司承保的险别有哪些？May I ask what exactly insurance covers according to your usual C.I.F terms?请问根据你们常用的CIF价格条件，所保的究竟包括哪些险别？It ‘s important for you to read the “fine print” in any insurance policy so that you know what kind of coverage you are buying.阅读保险单上的”细则”对你是十分重要的，这样就能知道你要买的保险包括哪些项目。
国际贸易保险种类
国际贸易保险是一种为企业在跨境贸易中提供风险保障的保险形式。
以下是一些常见的国际贸易保险种类：
1.运输保险（Marine Insurance）：用于覆盖货物在海上、空中或陆地运输过程中的损失
或损坏。
包括船舶货物保险、航空货物保险和陆运货物保险等。
2.进口商保险（Import Credit Insurance）：为进口商提供保障，以应对出口方无法履行合
同或支付货款的风险。
这种保险通常涵盖政治风险、商业风险和非商业风险等。
3.出口商保险（Export Credit Insurance）：为出口商提供保护，以应对买方无法履行合同
或支付货款的风险。
此类保险也可以提供关于新市场的信用评估和市场情报。
4.押汇保险（Forfaiting Insurance）：用于保证在出口方向买方提供无追索权汇票时的风险。
如果买方无法履行付款义务，押汇保险公司将负责支付汇票金额。
5.国家风险保险（Country Risk Insurance）：为在投资和贸易活动中面临政治风险的企业
提供保障。
这种保险通常涵盖政府流氓行为、战争、民主变革等因素。
6.信用保险（Trade Credit Insurance）：为供应商提供保障，以应对买方无法按时支付货
款或破产的风险。
这种保险可以帮助企业保护现金流和减少坏账损失。
请注意，不同国家和保险公司可能提供不同类型和名称的保险产品。
在选择适合的国际贸易保险时，建议与专业保险机构咨询，并根据具体情况和需求进行评估和比较。
外贸英语口语 保险 篇
外贸英语保险(续) Insurance（四）F.P.A. stands for "Free from Particular Average". FPA 代表平安险。
W.P.A. stands for "With Particular Average". WPA 代表水渍险。
I'll have the goods covered against Free from Particular Average. 我将为货物投保平安险。
I know that F.P.A insurance doesn't cover losses on consumer goods. 我知道平安险不包括消费品的种种损失。
I don't think that the W.P.A insurance covers more risks than the F.P.A.. 我认为水渍险承保的范围并不比平安险的范围宽。
Free from Particular Average is good enough. 只保平安险就可以了。
The goods are to be insured F.P.A. 这批货需投保平安险。
What you've covered is Leakage. 你所投保的是渗漏险。
Why don't you wish to cover Risk of Breakage? 您为什么不想投保破碎险呢？W.P.A coverage is too narrow for a shipment of this nature, please extend the coverage to include TPND. 针对这种性质的货物只保水渍险是不够的，请加保偷盗提货不成险。
Don't you wish to arrange for W.P.A. and additional coverage against Risk of Breakage? 您不想保水渍险和附加破碎险吗？Not every breakage is a particular average. 并不是所有的破碎险都属于单独海损。
外贸英语中英互译保险及索赔
外贸英语中英互译保险及索赔在外贸业务中，保险是非常重要的一项考虑因素。
保险旨在降低贸易风险，保护双方利益。
在这篇文章中，我们将讨论外贸英语中保险及索赔的相关术语和翻译。
1. Introduction（介绍）保险在外贸业务中的作用不可忽视。
它为出口商和进口商提供保障，确保货物在运输过程中能够受到保护。
保险的理解和索赔处理在外贸英语中显得尤为重要。
2. Types of Insurance（保险类型）2.1 Marine Insurance（海洋保险）Marine insurance covers the loss or damage of goods during transportation by sea. It provides financial protection to both the exporterand the importer. In case of any accidents or disasters, such as shipwrecks or piracy, marine insurance compensates for the loss.2.2 Freight Insurance（货运保险）Freight insurance covers the loss or damage of goods during transportation by any means, including sea, air, road, or rail. It provides coverage for the cost of transportation and protects against risks like theft, accidents, or natural disasters.2.3 Cargo Insurance（货物保险）Cargo insurance covers the loss or damage of the goods being transported. It can include both marine and freight insurance, depending on the specific terms of the policy. Cargo insurance ensures that the value of the goods is protected in case of any unfortunate events.3. Insurance Terminology（保险术语）3.1 Insurer（保险人）The insurer is the company providing the insurance coverage. They assess the risks, provide the policy, and handle claims in case of any loss or damage.3.2 Insured（被保险人）The insured refers to the party (exporter or importer) who purchases the insurance policy and is covered by the insurance in case of any loss or damage.3.3 Premium（保险费）The premium is the amount of money paid by the insured to the insurer for the insurance coverage. It is usually calculated based on the value and nature of the goods being insured, as well as the risk factors involved.3.4 Policy（保险单）The policy is the legal document that outlines the terms and conditions of the insurance coverage. It includes details such as the insured parties, coverage limits, deductibles, and exclusions.4. Claims and Compensation（索赔和赔偿）4.1 Filing a Claim（提出索赔）In case of any loss or damage covered by the insurance policy, the insured party needs to file a claim with the insurer. This typically involves providing evidence of the loss, such as photos, invoices, or shipping documents.4.2 Claim Settlement（索赔解决）Once a claim is filed, the insurer will initiate the claim settlement process. They will investigate the circumstances of the loss or damage and assess the claim based on the policy terms. If the claim is approved, the insurer will compensate the insured for the value of the loss or damage.4.3 Compensation（赔偿）The compensation is the amount of money paid by the insurer to the insured to cover the loss or damage. It may be based on the actual value of the goods, the insured amount stated in the policy, or a predetermined formula agreed upon by both parties.5. Conclusion（结论）外贸英语中的保险和索赔术语对于有效保护货物和降低贸易风险非常重要。
外贸英语保险常用词汇
外贸英语保险常用词汇risk险别toprovidetheinsurance为...提供保险leaflet说明书AllRisks一切险average海损ParticularAverage(P.A)单独海损GeneralAverage(G.A)共同海损MarineLosses海损partialloss部分损失totalloss全部损失insure保险;投保;保证insurance保险;保险费;保险金额fineprint细则insuranceexpense保险费premiumrate保险费率premium保险费insurancerate保险费率表insuranceproceeds保险金(保险收入) riskofleakage渗漏险riskofshortageinweight/quantity短量险riskofsweatingand/orheating受潮受热险riskofbadodour(changeofflavour)恶味险，变味险riskofmould发霉险ondeckrisk舱面险PICC(People'sInsuranceCompanyofChina)中国人民保险公司riskinsured,riskcovered承保险项oceanmarinecargoinsuranceclauses海洋运输货物保险条款transportationinsurance运输保险overlandtransportationinsurance,landtransitinsurance陆上运输保险insuranceagainstairrisk,airtransportationinsurance航空运输保险parcelpostinsurance邮包运输保险oceanmarinecargoinsurance,marineinsurance水险(海运货物保险)underwriters保险商(指专保水险的保险商)保险承运人insurancecompany保险公司insurer保险人insurancebroker保险经纪人insuranceunderwriter保险承保人insuranceapplicant投保人insurant,theinsured被保险人，受保人tocover(effect,arrange,takeout)insurance投保insurancecoverage;riskscovered保险范围insuranceslip投保单insuredamount保险金额insuranceagainstrisk保险insuranceclause保险条款insuranceinstruction投保通知insurancebusiness保险企业insuranceconditions保险条件insurancefreeof(from)particularaverage(FPA).平安险(单独海损不赔)insurancewithparticularaverage(WPA),basicrisks.insurance againstallrisks.综合险，应保一切险riskofbreakage破碎险riskofclashing碰损险riskofrust生锈险riskofhookdamage钩损险riskofcontamination(tainting)污染险insuranceagainsttotallossonly(TLO)全损险riskofdeterioration变质险riskofpackingbreakage包装破裂险riskofinherentvice内在缺陷险riskofnormalloss(naturalloss)?途耗或自然损耗险riskofspontaneouscombustion自然险riskofcontingentimportduty进口关税险insuranceagainstwarrisk战争险AirTransportationCargoWarRisk航空运输战争险overlandTransportationInsuranceWarRisk陆上运输战争险insuranceagainststrike,riotandcivilcommotion(SRCC)罢工，暴动，民变险insuranceagainstextraneousrisks,insuranceagainstaddition alrisks附加险riskoftheft,pilferageandnondelivery(TRND)盗窃提货不着险riskoffreshand/ofrainwaterdamage(wetting)淡水雨淋险。
【VIP专享】BEC专业术语：外贸英语之保险[1]
![【VIP专享】BEC专业术语：外贸英语之保险[1]](https://img.taocdn.com/s3/m/909fcc5659eef8c75ebfb342.png)
（一） I'm looking for insurance from your company. 我是到贵公司来投保的。
Mr. Zhang met Mr. William in the office of the People' Insurance Company of China. 张先生在中国人民保险公司的办公室接待了威廉先生。
After loading the goods on board the hip，I go to the insurance company to have them insured. 装船后，我到保险公司去投保。
When should I go and have the tea insured？ 我什么时候将这批茶叶投保？ All right. Let's leave insurance now. 好吧，保险问题就谈到这里。
I have come to explain that unfortunate affair about the insurance. 我是来解释这件保险的不幸事件的。
I must say that you've corrected my ideas about the insurance. 我该说你们已经纠正了我对保险的看法。
This information office provides clients with information on cargo insurance. 这个问讯处为顾客提供大量关于货物投保方面的信息。
The underwriters are responsible for the claim as far as it is within the scope of cover. 只要是在保险责任范围内，保险公司就应负责赔偿。
The loss in question was beyond the coverage granted by us. 损失不包括在我方承保的范围内。
外贸英语保险事宜口语
外贸英语保险事宜口语这是小编给大家整理的外贸英语保险事宜口语，一起来看看吧。
商保事宜A：This batch of goods will be expected to Korea. The details are all filled out on an application for insurance No.4893032.A:这批货出口到韩国具体细节都填在4893032号申报单上了。
B：Has this batch of goods made reservation on open policy OC293338 too ?B:这批货也是预约保险单OC293338上的了?A：Yes.l also want to ask if the insurance term is about to expire.A:是的，我还想问问，保险期是不是快到了?B：I was about to talk with you about this.l guess you want to renew the insurance.B:我正想和您谈这件事呢，我猜您是想续保吧?A：Yes.A：是的。
B：But you have already proposed claims for compensation 4 times this year. So we have to adjust the premium accordingly.B:但是，今年贵方已经提出4次索赔了。
根据这个情况，我们必须相应调整保费了。
A：Do you mean that the insurance premium will be increased?A:你的意思是要提高保险金额吗?B:Yes.B:是的。
类型选择A: Have you taken out insurance yet on the shipment?A：您是否已经替这批货投保了?B: Yes.we talked about it with our underwriter,and we think that we should get a policy for total loss only.B：是的，我们和保险公司谈过，觉得应该投保全损险.A: Why TLO'r That only helps if the goods are destroyed.or damaged so badly that they can't be used.A：为何要投全损险呢?这种险只有在货物全毁或破损到不能使用的情况下才有用啊。