国际结算双语试卷及答案
国际结算英文选择题附答案
国际结算英文选择题附答案1. To the exporter, the fastest and safest method of settlement is ( B )A. letter of creditB. cash in advanceC. open accountD. banker’s draft2. To the importer, the most favorable method of settlement is ( C ) of credit B. cash in advance C. open account D. collection3. Which of the following payment method is based on commercial credit( C ) of credit guarantee C. collection D. standby credit4. An exporter sells goods to a customer abroad on FOB and on CIF terms, who is responsible for the freight charges in each ( A )A. importer; exporterB. exporter; importerC. importer; importerD. exporter; exporter5. International cash settlement has the following disadvantages except ( B )A. expensiveB. safeC. riskyD. time-consuming6. CHIPS is the electronic clearing system for ( B )B. USD D. EUR7. CHAPS is the electronic clearing system for ( A )B. USD D. EUR8. BOJ-NET is the electronic clearing system for ( D )A. USDB. GBP9. TARGET is the electronic clearing system for ( C )A. USDB. GBP10. CHATS is the electronic clearing system for ( D )A. USDB. GBP11. From a Chinese bank’s point of view , the current account it maintains abroad is known as ( A )A. a nostro accountB. a vostro accountC. a current account home currency account12. From a Chinese bank’s point of view , the current account maintained by a foreign bank with him is known as （B ）nostro account vostro accountcurrent account foreign currency account13. International trade settlement methods are used to complete the money transfer aroused by ( A)A. goods transactionsB. services supplyC. security investmentD. investment incomes14. Documentary credit business is subject to ( A )A. UCP600 522 C. URDG758 D. ISP9815. Collection business is subject to ( B )A. UCP600 522 C. URDG758 D. ISP9816. Standby credit business is subject to ( D )A. UCP600 522 C. URDG758 D. ISP98of guarantee business is subject to ( C )A. UCP600 522 C. URDG758 D. ISP9818. London is the clearing centre for ( B )A. USDB. GBP19. New York is the clearing centre for ( A )A. USDB. GBP20. Tokyo is the clearing centre for ( D )A. USDB. GBP21. Frankfurt is the clearing centre for ( C )A. USDB. GBPthe following documents, the one which is not regarded as control documents is ( D )A. authorized signaturesB. test keysC. schedule of terms and conditionsD. correspondent arrangement23. The seller should arrange for the insurance of the goods transportation under ( C )24.（ A ） cheque can be cashed over the counter of paying bank.A. An openB. A crossedC. A general crossingD. A special crossing25. The effect of a blank endorsement is to make a negotiable instrument payable to the （ C ）A. specified person B, order of a specified person C. bearer D. named person26. If the bill is pay able “60 days after date”, the date of payment isdecided according to （ C ）A. the date of acceptanceB. the date of presentationC. the date of issuanceD. the date of maturity27. The party to whom the bill is addressed is called the（ B ）A. drawerB. draweeC. holderD. payee28. When financing is without recourse, this means that the bank has no recourse to the （ D ）if such drafts are dishonored.A. payerB. draweeC. acceptorD. drawer29. The（C ）of a promissory note assumes the prime liability to make payment of the note.A. holderB. draweeC. makerD. acceptor30. The bill which must be presented for acceptance is （ B ）A. the bill payable at xx days after dateB. the bill payable xx days after sightC. the bill payable on a fixed dateD. the bill payable at sight31. In order to retain the liabilities of the other parties, a bill that has been dishonored must be （ A ）A. protestedB. given to the acceptorC. retained in the filesD. presented to a bank32.（ C ）is not a holder of a billA. PayeeB. EndorseeC. DrawerD. Bearer33. Which of the following is a relative essential item of a bill （ B ）A. amountB. tenorC. payeeD. drawee34. An endorsement ,which prohibits the further negotiation of the instrument ,is called （ D ）endorsement .A. qualifiedB. generalC. specificD. restrictive35. A check is a （ D ）draft drawn on a bankA. time C. direct D. demand36. The act which is never involved in promissory note business is （ C ）37. The act which is never involved in check business is （ C ）38. The acceptor of a bill is the person who originally namedas ( B )of the bill.A. drawerB. drawee39. The first holder of a bill is the ( C ) of the billA. drawerB. drawee40. Among the following crossed cheques, the one which contains the words ( D ) is a special crossed cheque.A. bankerB. not negotiableC. A/C payeeD. Bank of China41. The means of authenticating payment order in mail transfer is the （ D ）A. SWIFT authentic keyB. schedule of terms and conditionsC. test keyD. authorized signatures42. The means of authenticating payment order in telegraphic transfer isthe（ C ）A. correspondent arrangementB. schedule of terms and conditionsC. test keyD. authorized signatures43. Which of the following is not a method of remittance （ C ）A. M/TB. T/TC. T/RD. D/D44. Open account as a payment method is usually used when （ D ）are sold under the seller’s market conditionare badly needed by the buyerare of special standards or special specificationsare sold under the buyer’s market condition45. If the reimbursement instruction written on the payment order is expressed as ‘in cover , we have credited your A/C with us’, the A/C relationship between the remitting ban k and the paying bank must be( A )A. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs with a thirdbankD. remitting bank and paying bank have their A/Cs with two different banks46. If the reimbursement instruction written on the payment order is expressed as ‘in cover, please debit our A/C with you’, the A/C relationship between the remitting bank and the paying bank must be( B ) A. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs with a thirdbankD. remitting bank and paying bank have their A/Cs with two different banks47. If the reimbursement instruction written on the paymentorder is expressed as ‘in cover, we have authorized Bank A to debit our A/C and credit your A/C with them’, the A/C relationship between the remitting bank and the paying bank must be( C )A. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs with a thirdbankD. remitting bank and paying bank have their A/Cs with two different banks48. If the reimbursement instruction written on the payment order is expressed as ‘in cover, we have instructed Bank X to transfer the proceeds to your A/C with bank Y’, the A/C relationship between the remitting bank and the paying bank must be ( D )A. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs with a thirdbankD. remitting bank and paying bank have their A/Cs with two different banks49. It will be more convenient if the collecting bank appointed by the seller （ B ）A. is a large bankB. is the remitting bank’s correspondent in the place of the importerC. is in the exporter’s countryD. acts on the importer’s instructions50. Under D/P, the documents will not be delivered to the buyer until （ D ）A. the goods have arrivedB. the documents have arrivedC. the documents are presented to the buyerD. the bill is paid by the buyer51. Under D/A, the documents will not be delivered to the buyer until （ D ）A. the goods have arrivedB. the documents have arrivedC. the documents are presented to the buyerD. the bill is accepted by the buyer52. In collection business, banks are obligated to check the documents received to see that （ C ）A. they are authenticB. they are regularC. they are the same as those listed in the collection instructionD. they are in the right form53. A bill of exchange which is accompanied by shipping documents is known as （ B ）A. a clean billB. a documentary billC. a clean collectionD. a documentary collection54. In documentary collection, after the goods have been shipped, the exporter presents the documents to （C ）for collectionA. the collecting bankB. the reimbursing bankC. the remitting bankD. the opening bank55. Which of the following is not the obligation of remitting bank in collection （ D ）A. to complete a collection order strictly according to the principal’s instructions.B. to perform following all the instructions given by the principal.C. to keep the documents wellD. to examine the contents of documents in detail56. Which of the following is not the obligation of the collecting bank （ B ）verify the authenticity of the collection orderB. to take care of goodsrelease documents strictly on the delivery terms of documents.perform following all the instructions given by the remitting bank.collection business, the drawer of the draft for collection is ( A )A. sellerB. buyerC. remitting bankD. collecting bank58. In collection business, the drawee of the draft for collection is ( B )A. sellerB. buyerC. remitting bankD. collecting bank59. If the collection instruction given by the principal specifies that collection charges are to be borne by the drawee but with no express statement that they may not be waived, charges will be for the account of ( A ) providing the drawee refuses to pay them.A. principalB. remitting bankC. collecting bankD. presenting bank price term which is more favorable to the seller under collection is ( D )A. EXWB. FOBC. CFRD. CIF61. In L/C business , the exporter can receive the payment only when ( C )A. he has shipped the goodshas presented the documentsdocuments presented constitute a complying presentation importer has taken delivery of the goods.62. In L/C business, the issuing bank can refuse to pay the credit amount when ( C )applicant prevents him from making paymentgoods are not the same as those stipulated in the sales contract kind of document required by L/C isn’t presented.of the applicant’s account is not enough for payment .63. Of the following kinds of L/C, ( B )is the L/C which requires no drafts at all.payment creditpayment creditcreditcredit64. Of the following kinds of L/C, ( C ) is the L/C in which drafts are always required.payment creditpayment creditcreditcredit65. Of the following kinds of L/C, ( D ) is the L/C which is especially suitable for use to settle the payment of trade conducted through a middleman.creditcreditcreditto back credit66. Of the following kinds of L/C, ( A )is the L/C which is especially suitable for use to settle the payment of trade conducted through a middleman.A. transferable creditB. reciprocal creditC. revolving creditcredit67 Of the following kinds of L/C, ( C ) is the L/C which is especially suitable for use to settle the payment under a long term contract covering goods to be transported by regular partial shipments.creditcreditcreditto back creditthe following kinds of L/C, ( B ) is the L/C which is especially suitable for use to settle the payment under counter trade.creditcreditcreditto back credit69. Confirmation of a credit may be given by ( B )A. the beneficiary at the request of the importerB. the advising bank at the request of the issuing bankC. the advising bank after the receipt of correct documentationD. the issuing bank after the receipt of correct documentation70. The credit may only be confirmed if it is so authorized or allowed by ( A )A. the issuing bankB. the supplierC. the advising bankD. the beneficiary71. The second beneficiary of a transferable letter of credit is the( D )A. middlemanB. transferring bankC. the applicant of the transferred creditD. real supplier of the goods72. The first beneficiary of a transferable letter of credit is the ( A )A. middlemanB. transferring bankC. the applicant of the transferred creditD. real supplier of the goods73. The red clause credit is often used as a method of ( B )A. providing the buyer with funds prior to shipmentB. providing the seller with funds prior to shipmentC. providing the buyer with funds after shipmentD. providing the seller with funds after shipment74. An applicant must reimburse an issuing bank unless he finds that ( D )A. goods are defectiveB. goods are not as ordered in the sales contractC. documents received do not allow him to clear the goods through customsD. documents do not conform on the face to the terms and conditions of the credit75. Application for any amendment to a letter of credit should be given to the issuing bank by ( A )A. the applicantB. the beneficiaryC. the advising bankD. the nominated bank76. The message type which is used to send a amendment notice of a documentary credit through SWIFT is numbered ( C )A. 700B. 705C. 707D. 710all the financial methods mentioned bellow , which method provides funds without recourse ( C )A. packing loansB. bill discountingC. forfaitingD. borrowing docs against T/Rletter of credit, the primary debtor is the( C )A. applicantB. importerC. issuing bankD. nominated bank79. The applicant of letter of credit is ( B )A. the exporterB. the importerC. the exporter’s bankD. theimporter’s bank80. The beneficiary of letter of credit is ( A )A. the exporterB. the importerC. the exporter’s bankD. theimporter’s bankletter of credit which is expired on Oct. 1, 2008 specifies that “documents must be presented within 15days after the on board date of bill of lading”. If the on board date of bill of lading is Sep. 10,2008, the latest date of presentation must be ( B )A. Sep. 24 ,2008B. Sep. 25 ,2008C. Sep. 26 ,2008D. Oct. 1, 200882. If there is no indication in the credit of the insurance coverage required, the amount of insurance coverage must be atleast ( C ) of the CIF or CIP value of the goods.A. 100% % C. 110% %83. Which of the following actions performed by the nominated bank is not regard as the action of honor( D )A. to pay at sight under sight payment creditB. to incur a deferred payment undertaking and pay at maturity underdeferredpayment creditC. to accept the draft and pay at maturity under acceptance creditD. to negotiate under negotiation credit84. Complying presentation under letter of credit means a presentation that is in accordance with the terms and conditions of credit, the applicable rules of UCP and provisions of ( B )A. ISP98B. ISBP681C. ICC Publication Publication No. 75885. Among the following banks, the one who has no obligation to examine documents under letter of credit is ( C )A. the issuing bankB. the confirming bankC. the reimbursing bankD. the nominated bankfollowing are the financing methods which can be used by the seller in L/C business except ( D )A. negotiating the documentary draft to his bankA.applying for packing loans from his bankB.discounting the time draft already accepted by the drawee bankD. Borrowing docs from issuing bank against T/Rfollowing are the financing methods which can be used by the buyer in L/C business except ( D )for issuing L/C with no margin requirement.docs from issuing bank against T/Rthe goods from shipping company against indemnity guarantee signed by the issuing bank.for packing loans from his bank88. A bill of lading doesn't function as ( D )A. a contract of transportationB. a receipt of goodsC a certificate of title to the goods D. an accounting document89. The drawee of a draft drawn under letter of credit may be ( C )A. the beneficiaryB. the applicantC. the issuing bankD. the negotiating bank90. If the bill of lading is made out to order , it must be endorsed by （ B ）so as to complete the transfer of the title to the goods .A. the carrierB. the shipperC. the notify partyD. the nominated bank。
国际结算(双语)_山东财经大学中国大学mooc课后章节答案期末考试题库2023年
国际结算（双语）_山东财经大学中国大学mooc课后章节答案期末考试题库2023年1.Collection Draft needs to be endorsed ( ), if the Remitting Bank is theBeneficiary.答案:Once2.Direct Reimbursement could be done by the Remitting Bank ( ) the PayingBank's account.答案:Crediting3.Collection Draft needs to be endorsed twice, if the ( ) is the Beneficiary.答案:Principal4.When determining the date of shipment, ( ) is the latest shipment date if theL/C stipulates: "shipment to be made before August 31, 2020".答案:August 30, 20205.Characteristics of Letter of Credit include ( ).答案:All of the above6.In MT103, when banking charges are shared between the Remitter and theBeneficiary, field 70A will be recorded as ( ).答案:SHA7.Under Letter of Credit, ( )provides an additional payment guarantee that isseparated from the Issuing Bank's payment obligation.答案:Confirming Bank8.“Available with Issuing Bank by payment at sight” is a indication of ( ).答案:Sight Credit9.The ( ) will compensate the Guarantor when the Applicant fails to fulfill itsobligation.答案:Counter Guarantor10.When filling SWIFT message, March 20, 2019 should be recorded as ( ).答案:19032011.Insurance Policy should be dated ( ) the date of shipment.答案:on or before12.Main topics of International Settlement include the following, except ( ).答案:Risk Management13.Determine the LAST day of the bank's examination, based on the followinginformation.1.Date of Presentation:March 20(Friday)2.Date of Expiry:March 26(Thursday)答案:March 2714. A Promissory Note involves ( ) basic parties.答案:215.Which one among the following is the safest, from the standpoint of thePayee?答案:a Specially-crossed Cheque16.( ) is the sender of MT103.答案:17.The Exporter is the Applicant under the Payment Guarantee.答案:错误18.Characteristics of Standby Letter of Credit does not include ( ).答案:Demand payment19.If the payee is ( ), the Bill can not be endorsed.答案:Restrictive Order20.Which one/ones among the following is/are example(s)of DocumentaryCollection.答案:21.“Available with xxx bank by acceptance of Bill at xxx days after sight againstthe documents detailed herein and Beneficiary’s Bill drawn on us”is aindication of ( ).答案:22.Banks shall each have a maximum of ( ) banking days following the day ofpresentation to determine if a presentation is complying.答案:23.When determining the date of shipment, "on or about June 11th" refer to ( ).答案:June 6~1624.Under D/P, documents will be released against acceptance.答案:错误25.Under Letter of Credit, ( ) takes the primary liability to make payment.答案:26.Collection Draft needs to be endorsed ( ), if the Payee is the Principal.答案:Twice27.The ( ) will compensate the Beneficiary when the Guarantor fails to fulfill itsobligation.答案:Confirming Bank28.The most commonly used payment instrument is ( ).答案:29.( ) is commonly used in processing customs clearance.答案:30.Development of International Settlement does not include ( ).答案:31.The action of Drawing/Issuing a Bill of Exchange refers to ( ).答案:32.( ) is not transferable. The goods can only be taken by the Consignee.答案:33.Properties of Negotiable Instruments include ( ).答案:34.When a Cheque is crossed specially, the Holder ( ).答案:35.Crossed cheque can be used to ( ).答案:36."Presentation" means when the creditor exercises its right (i.e. asks theDrawee for acceptance or payment), there is no need to explain the reason.答案:错误37.The words “before” and “after” when used to determine a period of shipmentinclude the date mentioned.答案:错误38.Development of international settlement does not include ( ).答案:39.Which of the following is NOT a payment order?答案:Promissory Note40.If the Presenter fails to resubmit documents before the lastest presentingdate, the documents are deemed with discrepancies and can not be revised.答案:正确41.Under Letter of Credit, the Drawer of the Bill should be the ( ).答案:Beneficiary42.From the perspective of the Exporter, ( ) is the "safest" settlement method.答案:43.( ) becomes an Acceptor, when it accepts the Draft and signs on the Draft.答案:44.Banks takes responsibility to effect payment immediately by issuing ( ).答案:45.Under Letter of Credit, "Honor" does not include ( ).答案:46.The following are statements indicating Demand Bill, except ( ).答案:47.The payment date of a Draft stating "Payable at 1 month after February 28" is( ).答案:48.Main topics of International Settlement include the following, except ( ).答案:Risk Management49.( ) means that the acceptor is accepting the drawer's order withoutrestrictive statement.答案:50.Insurance Policy is the core documents based on which other documents areissued.答案:错误51.( ) does not state the name of the Consignee. Anyone who holds the B/L cantake goods from the Carrier.答案:52.( ) is the Drawee of the Draft under Letter of Credit.答案:53.( ) is not a document of title.答案:54.( ) is the fastest and safest way to transfer fund.答案:55.The following are commercial documents, except ( ).答案:56.The Correspondent Bank is an independent foreign bank.答案:正确57.( ) is the bank to which the Principal has entrusted the handling of aCollection.答案:58.Financial Documents including the following, except（）.答案:Invoice59.In Remittance, the Remitting Bank is also called the Exporter's Bank.答案:错误60.( ) is the core documents based on which other documents are issued.答案:61.( ) is the Drawer of the Draft under Collection.答案:62.Exporter will obtain banking credit in ( ).答案:。
国际结算英文选择题附答案
1. To the exporter, the fastest and safest method of settlement is ( B )A. letter of creditB. cash in advanceC. open accountD. banker’s draft2. To the importer, the most favorable method of settlement is ( C )A.letter of creditB. cash in advanceC. open accountD. collection3. Which of the following payment method is based on commercial credit?( C )A.letter of creditB.bank guaranteeC. collectionD. standby credit4. An exporter sells goods to a customer abroad on FOB and on CIF terms, who is responsible for the freight charges in each? ( A )A. importer; exporterB. exporter; importerC. importer; importerD. exporter; exporter5. International cash settlement has the following disadvantages except ( B )A. expensiveB. safeC. riskyD. time-consuming6. CHIPS is the electronic clearing system for ( B )A.GBPB. USDYD. EUR7. CHAPS is the electronic clearing system for ( A )A.GBPB. USDYD. EUR8. BOJ-NET is the electronic clearing system for ( D )A. USDB. GBPC.EURD.JPY9. TARGET is the electronic clearing system for ( C )A. USDB. GBPC.EURD.JPY10. CHATS is the electronic clearing system for ( D )A. USDB. GBPC.EURD.HKD11. From a Chinese bank’s point of view , the current account it maintains abroad is known as ( A )A. a nostro accountB. a vostro accountC. a current accountD.a home currency account12. From a Chinese bank’s point of view , the current account maintained by a foreign bank with him is known as （B ）A.a nostro accountB.a vostro accountC.a current accountD.a foreign currency account13. International trade settlement methods are used to complete the money transfer aroused by ( A)A. goods transactionsB. services supplyC. security investmentD. investment incomes14. Documentary credit business is subject to ( A )A. UCP600B.URC522C. URDG758D. ISP9815. Collection business is subject to ( B )A. UCP600B.URC522C. URDG758D. ISP9816. Standby credit business is subject to ( D )A. UCP600B.URC522C. URDG758D. ISP9817.Letter of guarantee business is subject to ( C )A. UCP600B.URC522C. URDG758D. ISP9818. London is the clearing centre for ( B )A. USDB. GBPC.EURD.HKD19. New York is the clearing centre for ( A )A. USDB. GBPC.EURD.HKD20. Tokyo is the clearing centre for ( D )A. USDB. GBPC.EURD.JPY21. Frankfurt is the clearing centre for ( C )A. USDB. GBPC.EURD.HKD22.Among the following documents, the one which is not regarded as control documents is ( D )A. authorized signaturesB. test keysC. schedule of terms and conditionsD. correspondent arrangement23. The seller should arrange for the insurance of the goods transportation under ( C )A.FOBB.CFRC.CIFD.EXW24.（ A ）cheque can be cashed over the counter of paying bank.A. An openB. A crossedC. A general crossingD. A special crossing25. The effect of a blank endorsement is to make a negotiable instrument payable to the （C ）A. specified person B, order of a specified person C. bearer D. named person26. If the bill is payable “60 days after date”, the date of payment is decided according to （C ）A. the date of acceptanceB. the date of presentationC. the date of issuanceD. the date of maturity27. The party to whom the bill is addressed is called the（B ）A. drawerB. draweeC. holderD. payee28. When financing is without recourse, this means that the bank has no recourse to the （D ）if such drafts are dishonored.A. payerB. draweeC. acceptorD. drawer29. The（C ）of a promissory note assumes the prime liability to make payment of the note.A. holderB. draweeC. makerD. acceptor30. The bill which must be presented for acceptance is （B ）A. the bill payable at xx days after dateB. the bill payable xx days after sightC. the bill payable on a fixed dateD. the bill payable at sight31. In order to retain the liabilities of the other parties, a bill that has been dishonored must be （ A ）A. protestedB. given to the acceptorC. retained in the filesD. presented to a bank32.（C ）is not a holder of a billA. PayeeB. EndorseeC. DrawerD. Bearer33. Which of the following is a relative essential item of a bill ?（B ）A. amountB. tenorC. payeeD. drawee34. An endorsement ,which prohibits the further negotiation of the instrument ,is called （D ）endorsement .A. qualifiedB. generalC. specificD. restrictive35. A check is a （D ）draft drawn on a bankA. timeanceC. directD. demand36. The act which is never involved in promissory note business is （ C ）A.endorsementB.dishonorC.acceptanceD.presentation37. The act which is never involved in check business is （ C ）A.endorsementB.dishonorC.acceptanceD.presentation38. The acceptor of a bill is the person who originally named as ( B ) of the bill.A. drawerB. draweeC.payeeD.endorser39. The first holder of a bill is the ( C ) of the billA. drawerB. draweeC.payeeD.acceptor40. Among the following crossed cheques, the one which contains the words ( D ) is a special crossed cheque.A. bankerB. not negotiableC. A/C payeeD. Bank of China41. The means of authenticating payment order in mail transfer is the （ D ）A. SWIFT authentic keyB. schedule of terms and conditionsC. test keyD. authorized signatures42. The means of authenticating payment order in telegraphic transfer is the （ C ）A. correspondent arrangementB. schedule of terms and conditionsC. test keyD. authorized signatures43. Which of the following is not a method of remittance? （ C ）A. M/TB. T/TC. T/RD. D/D44. Open account as a payment method is usually used when （ D ）A.goods are sold under the seller’s market conditionB.goods are badly needed by the buyerC.goods are of special standards or special specificationsD.goods are sold under the buyer’s market condition45. If the reimbursement instruction written on the payment order is expressed as ‘in cover , we have credited your A/C with us’, the A/C relationship between the remitting bank and the paying bank must be( A )A. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs with a third bankD. remitting bank and paying bank have their A/Cs with two different banks46. If the reimbursement instruction written on the payment order is expressed as ‘in cover, please debit our A/C with you’, the A/C relationship between the remitting bank and the paying bank must be( B )A. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs with a third bankD. remitting bank and paying bank have their A/Cs with two different banks47. If the reimbursement instruction written on the payment order is expressed as ‘in cover, we have authorized Bank A to debit our A/C and credit your A/Cwith them’, the A/C relationship between the remitting bank and the paying bank must be( C )A. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs with a third bankD. remitting bank and paying bank have their A/Cs with two different banks48. If the reimbursement instruction written on the payment order is expressed as ‘in cover, we have instructed Bank X to transfer the proceeds to your A/C with bank Y’, the A/C relationship between the remitting bank and the paying bank must be ( D )A. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs with a third bankD. remitting bank and paying bank have their A/Cs with two different banks49. It will be more convenient if the collecting bank appointed by the seller（ B ）A. is a large bankB. is the remitting bank’s correspondent in the place of the importerC. is in the exporter’s countryD. acts on the importer’s instructions50. Under D/P, the documents will not be delivered to the buyer until （ D ）A. the goods have arrivedB. the documents have arrivedC. the documents are presented to the buyerD. the bill is paid by the buyer51. Under D/A, the documents will not be delivered to the buyer until （D ）A. the goods have arrivedB. the documents have arrivedC. the documents are presented to the buyerD. the bill is accepted by the buyer52. In collection business, banks are obligated to check the documents received to see that （C ）A. they are authenticB. they are regularC. they are the same as those listed in the collection instructionD. they are in the right form53. A bill of exchange which is accompanied by shipping documents is known as （ B ）A. a clean billB. a documentary billC. a clean collectionD. a documentary collection54. In documentary collection, after the goods have been shipped, the exporter presents the documents to （ C ）for collectionA. the collecting bankB. the reimbursing bankC. the remitting bankD. the opening bank55. Which of the following is not the obligation of remitting bank in collection ?（D ）A. to complete a collection order strictly according to the principal’s instructions.B. to perform following all the instructions given by the principal.C. to keep the documents wellD. to examine the contents of documents in detail56. Which of the following is not the obligation of the collecting bank?（B ）A.to verify the authenticity of the collection orderB. to take care of goodsC.to release documents strictly on the delivery terms of documents.D.to perform following all the instructions given by the remitting bank.57.In collection business, the drawer of the draft for collection is ( A )A. sellerB. buyerC. remitting bankD. collecting bank58. In collection business, the drawee of the draft for collection is ( B )A. sellerB. buyerC. remitting bankD. collecting bank59. If the collection instruction given by the principal specifies that collection charges are to be borne by the drawee but with no express statement that they may not be waived, charges will be for the account of ( A ) providing thedrawee refuses to pay them.A. principalB. remitting bankC. collecting bankD. presenting bank60.The price term which is more favorable to the seller under collection is( D )A. EXWB. FOBC. CFRD. CIF61. In L/C business , the exporter can receive the payment only when ( C )A. he has shipped the goodsB.he has presented the documentsC.the documents presented constitute a complying presentationD.the importer has taken delivery of the goods.62. In L/C business, the issuing bank can refuse to pay the credit amount when ( C )A.the applicant prevents him from making paymentB.the goods are not the same as those stipulated in the sales contractC.one kind of document required by L/C isn’t presented.D.balance of the applicant’s account is not enough for payment .63. Of the following kinds of L/C, ( B )is the L/C which requires no drafts at all.A.sight payment creditB.deferred payment creditC.acceptance creditD.negotiation credit64. Of the following kinds of L/C, ( C ) is the L/C in which drafts are alwaysrequired.A.sight payment creditB.deferred payment creditC.acceptance creditD.negotiation credit65. Of the following kinds of L/C, ( D ) is the L/C which is especially suitable for use to settle the payment of trade conducted through a middleman.A.non-transferable creditB.reciprocal creditC.revolving creditD.back to back credit66. Of the following kinds of L/C, ( A )is the L/C which is especially suitable for use to settle the payment of trade conducted through a middleman.A. transferable creditB. reciprocal creditC. revolving creditD.confirmed credit67 Of the following kinds of L/C, ( C ) is the L/C which is especially suitable for use to settle the payment under a long term contract covering goods to be transported by regular partial shipments.A.non-transferable creditB.reciprocal creditC.revolving creditD.back to back credit68.Of the following kinds of L/C, ( B ) is the L/C which is especially suitable for use to settle the payment under counter trade.A.non-transferable creditB.reciprocal creditC.revolving creditD.back to back credit69. Confirmation of a credit may be given by ( B )A. the beneficiary at the request of the importerB. the advising bank at the request of the issuing bankC. the advising bank after the receipt of correct documentationD. the issuing bank after the receipt of correct documentation70. The credit may only be confirmed if it is so authorized or allowed by ( A )A. the issuing bankB. the supplierC. the advising bankD. the beneficiary71. The second beneficiary of a transferable letter of credit is the ( D )A. middlemanB. transferring bankC. the applicant of the transferred creditD. real supplier of the goods72. The first beneficiary of a transferable letter of credit is the ( A )A. middlemanB. transferring bankC. the applicant of the transferred creditD. real supplier of the goods73. The red clause credit is often used as a method of ( B )A. providing the buyer with funds prior to shipmentB. providing the seller with funds prior to shipmentC. providing the buyer with funds after shipmentD. providing the seller with funds after shipment74. An applicant must reimburse an issuing bank unless he finds that ( D )A. goods are defectiveB. goods are not as ordered in the sales contractC. documents received do not allow him to clear the goods through customsD. documents do not conform on the face to the terms and conditions of the credit75. Application for any amendment to a letter of credit should be given to the issuing bank by ( A )A. the applicantB. the beneficiaryC. the advising bankD. the nominated bank76. The message type which is used to send a amendment notice of a documentary credit through SWIFT is numbered ( C )A. 700B. 705C. 707D. 71077.Among all the financial methods mentioned bellow , which method provides funds without recourse ？( C )A. packing loansB. bill discountingC. forfaitingD. borrowing docs against T/R78.Under letter of credit, the primary debtor is the( C )A. applicantB. importerC. issuing bankD. nominated bank79. The applicant of letter of credit is ( B )A. the exporterB. the importerC. the exporter’s bankD. the importer’sbank80. The beneficiary of letter of credit is ( A )A. the exporterB. the importerC. the exporter’s bankD. the importer’sbank81.A letter of credit which is expired on Oct. 1, 2008 specifies that “documents must be presented within 15days after the on board date of bill of lading”. If the on board date of bill of lading is Sep. 10,2008, the latest date of presentation must be ( B )A. Sep. 24 ,2008B. Sep. 25 ,2008C. Sep. 26 ,2008D. Oct. 1, 200882. If there is no indication in the credit of the insurance coverage required, the amount of insurance coverage must be at least ( C ) of the CIF or CIP value of the goods.A. 100%B.105%C. 110%D.120%83. Which of the following actions performed by the nominated bank is not regard as the action of honor( D )A. to pay at sight under sight payment creditB. to incur a deferred payment undertaking and pay at maturity under deferred payment creditC. to accept the draft and pay at maturity under acceptance creditD. to negotiate under negotiation credit84. Complying presentation under letter of credit means a presentation that is in accordance with the terms and conditions of credit, the applicable rules of UCP and provisions of ( B )A. ISP98B. ISBP681C. ICC Publication No.522D.ICC Publication No. 75885. Among the following banks, the one who has no obligation to examine documents under letter of credit is ( C )A. the issuing bankB. the confirming bankC. the reimbursing bankD. the nominated bank86.The following are the financing methods which can be used by the seller inL/C business except ( D )A. negotiating the documentary draft to his bankA.applying for packing loans from his bankB.discounting the time draft already accepted by the drawee bankD. Borrowing docs from issuing bank against T/R87.The following are the financing methods which can be used by the buyer inL/C business except ( D )A.applying for issuing L/C with no margin requirement.B.borrowing docs from issuing bank against T/RC.taking the goods from shipping company against indemnity guarantee signed by the issuing bank.D.applying for packing loans from his bank88. A bill of lading doesn't function as ( D )A. a contract of transportationB. a receipt of goodsC a certificate of title to the goods D. an accounting document89. The drawee of a draft drawn under letter of credit may be ( C )A. the beneficiaryB. the applicantC. the issuing bankD. the negotiating bank90. If the bill of lading is made out to order , it must be endorsed by （ B ）so as to complete the transfer of the title to the goods .A. the carrierB. the shipperC. the notify partyD. the nominated bank。
国际结算双语考卷答案
第1页共5页
一个正当持票人指的是一个善意得到一张可流通票据的人。
Part III 简答题（中文或者英文回答）
1 汇票与支票的区别（P74 各选 3 点）
种类
汇票
本票
项目
性质不同
无条件的支付命令
无条件的支付承
诺
不 基本当事人不同
三个：出票人、付款人、 两个： 制票人/付
同
收款人
款人、收款人
点 是否需要承兑
____Wang Benshan_(manager)____
_________________________________________________________________
Space for endorsement:
For collection pay to the order of Bank of China, Hongkong Branch For Bank of China, shanghai Branch
广西大学行健文理学院课程考试
试卷答案要点及评分细则
课程名称： 国际结算（双语） 考试班级：2007 级国贸各班
试卷类型：期中考试卷
命题教师签名：
2010 年 5 月 14 日
Part I 单选题
1-5 CBCAD
6-10 DAADD
Part II 翻译题 Please translate the following sentences from English to Chinese.
第3页共5页
B）出票后，请按照如下要求做出托收记名背书行为 中国银行上海分行作出托收记名背书给中国银行香港分行
EXCHANGE for_USD 50000_
国际结算选择题(附答案)140题(2022年整理)
Introduction1.To the exporter,the fastest and safest method of settlement is(B)A.letter of creditB.cash in advanceC.open accountD.banker’s draft2.To the importer,the most favorable method of settlement is(C)A.letter of creditB.cash in advanceC.open accountD.collection3.Which of the following payment method is based on commercial credit?(C)A.letter of creditB.banker’s letter of guaranteeC.collectionD.standby credit4.An exporter sells goods to a customer abroad on FOB and on CIF terms,who is responsible for the freight charges in each?(A)A.importer;exporterB.exporter;importerC.importer;importerD.exporter;exporter5.International cash settlement has the following disadvantages except(B)A.expensiveB.safeC.riskyD.time-consuming6.CHIPS is the electronic clearing system for(B)A.GBPDYD.EUR7.CHAPS is the electronic clearing system for(A)A.GBPDYD.EUR8.From a Chinese bank’s point of view,the current account it maintains abroad is known as(A)A.a nostro accountB.a vostro accountC.a current accountD.a home currency account9.From a Chinese bank’s point of view,the current account maintained by a foreign bank with him is known as（B）A.a nostro accountB.a vostro accountC.a current accountD.a foreign currency account10.International trade settlement methods are used to complete the money transfer aroused by(A)A.goods transactionsB.services supplyC.current transfersD.investment incomes11.Documentary credit business is subject to(A)A.UCP600B.URC522C.URDG758D.ISP9812.Collection business is subject to(B)A.UCP600B.URC522C.URDG758D.ISP9813.Standby credit business is subject to(D)A.UCP600B.URC522C.URDG758D.ISP9814.Letter of guarantee business is subject to(C)A.UCP600B.URC522C.URDG758D.ISP9815.London is the clearing centre for(B)DB.GBPC.EURD.HKD16.New York is the clearing centre for(A)DB.GBPC.EURD.HKD17.Tokyo is the clearing centre for(D)DB.GBPC.EURD.JPY18.Frankfurt is the clearing centre for(C)DB.GBPC.EURD.HKD19.There are totally ten categories of message types in SWIFT system,among which(A)are used only to deal with remittance business.A.category1B.category2C.category4D.category720.There are totally ten categories of message types in SWIFT system,among which(C)are used only to deal with collection business.A.category1B.category2C.category4D.category721.There are totally ten categories of message types in SWIFT system,among which(D)are used to deal with letter of credit business.A.category1B.category3C.category4D.category722.BOJ-NET is the electronic clearing system for(D)DB.GBPC.EURD.JPY23.TARGET is the electronic clearing system for(C)DB.GBPC.EURD.JPY24.CHATS is the electronic clearing system for(D)DB.GBPC.EURD.HKD25.Among the following documents,the one which is not regarded as control documents is(D)A.authorized signaturesB.test keysC.schedule of terms and conditionsD.correspondent arrangement26.The seller should arrange for the insurance of the goods transportation under(C)A.FOBB.CFRC.CIFD.EXWNegotiable instruments27.A cheque must be signed by（A）A.the drawer B the drawee C.the payer D.the payee28.If a cheque dated1st Feb.2007was presented on（D）,it would be post-dated.A.1st Mar.2007B.2nd May2007C.1st Feb.2008D.5th Jan.200729.（A）cheque can be cashed over the counter of paying bank.A.An openB.A crossedC.A general crossingD.A special crossing30.The effect of a blank endorsement is to make the cheque payable to the（C）A.specified person B,order of a specified person C.bearer d person31.The role of the（A）bank is to debit the cheque to the customer’s account.A.paying B,collecting C.advising D.confirming32.If the bill is payable“60days after date”,the date of payment is decided according to（C）A.the date of acceptanceB.the date of presentationC.the date of issuanceD.the date of maturity33.A（B）carries comparatively little risks and can be discounted at the finest rate of interest.A.sight billB.bank billC.time billmercial bill34.A term bill may be accepted by the（B）A.drawerB.draweeC.holderD.payee35.The party to whom the bill is addressed is called the（B）A.drawerB.draweeC.holderD.payee36.When financing is without recourse,this means that the bank has no recourse to the（D）if such drafts are dishonored.37.The（C）of a promissory note assumes the prime liability to make payment of the note.A.holderB.draweeC.makerD.acceptor38.The bill which must be presented for acceptance is（B）A.the bill payable at xx days after dateB.the bill payable xx days after sightC.the bill payable on a fixed dateD.the bill payable at sight39.In order to retain the liabilities of the other parties,a bill that has been dishonored must be （A）A.protestedB.given to the acceptorC.retained in the filesD.presented to a bank40.（C）is not a holder of a billA.PayeeB.EndorseeC.DrawerD.Bearer41.Which of the following is a relative essential item of a bill?（B）A.amountB.tenorC.payeeD.drawee42.An endorsement,which prohibits the further negotiation of the instrument,is called（D）endorsement.A.qualifiedB.generalC.specificD.restrictive43.A check is a（D）draft drawn on a bankA.timeanceC.directD.demand44.An acceptance with“payable on delivery of bill of lading”on the draft is（D）A.general acceptanceB.partial acceptanceC.non-acceptanceD.qualified acceptance45.The（B）of the draft is the person who is instructed to make the payment.A.drawerB.draweeC.payerD.payee46.The act which is never involved in promissory note business is（C）A.endorsementB.dishonorC.acceptanceD.presentation47.The act which is never involved in check business is（C）A.endorsementB.dishonorC.acceptanceD.presentation48.The draft with the tenor written as(B)must be presented for acceptance.A.payable at sightB.payable at30days after sightC.payable at30days after dateD.payable at30days after shipment date49.The endorsement which has no intention to transfer the ownership of the instrument is(D)A.blank endorsementB.special endorsementC.conditional endorsementD.endorsement for collection50.Among the following persons,the one who has the right to endorse negotiable instruments is(D)A.drawerB.draweeC.endorserD.holder51.The person who has the right of recourse is the(C)of the negotiable instruments.A.drawerB.draweeC.holderD.acceptor52.The acceptor of a bill is the person who originally named as(B)of the bill.A.drawerB.draweeC.payeeD.endorser53.The first endorser of a bill is the(C)of the billA.drawerB.draweeC.payeeD.acceptor54.The first holder of a bill is the(C)of the bill55.Among the following crossed cheques,the one which contains the words(D)is a special crossed cheque.A.bankerB.not negotiableC.A/C payeeD.Bank of ChinaRemittance56.The means of authenticating payment order in mail transfer is the（D）A.SWIFT authentic keyB.schedule of terms and conditionsC.test keyD.authorized signatures57.The means of authenticating payment order in telegraphic transfer is the（C）A.correspondent arrangementB.schedule of terms and conditionsC.test keyD.authorized signatures58.Which of the following is not a method of remittance?（C）A.M/TB.T/TC.T/RD.D/D59.Open account as a payment method is usually used when（D）A.goods are sold under the seller’s market conditionB.goods are badly needed by the buyerC.goods are of special standards or special specificationsD.goods are sold under the buyer’s market condition60.In remittance business,the remitting bank may send the payment order to the paying bank through SWIFT by(A)A.MT103B.MT202C.MT400D.MT70061.If the reimbursement instruction written on the payment order is expressed as‘in cover,we have credited your A/C with us’,the A/C relationship between the remitting bank and the paying bank must be(A)A.the paying bank maintains an A/C with remitting bankB.the remitting bank maintains an A/C with paying bankC.both remitting bank and paying bank maintain their A/Cs with a third bankD.remitting bank and paying bank have their A/Cs with two different banks62.If the reimbursement instruction written on the payment order is expressed as‘in cover,please debit our A/C with you’,the A/C relationship between the remitting bank and the paying bank must be(B)A.the paying bank maintains an A/C with remitting bankB.the remitting bank maintains an A/C with paying bankC.both remitting bank and paying bank maintain their A/Cs with a third bankD.remitting bank and paying bank have their A/Cs with two different banks63.If the reimbursement instruction written on the payment order is expressed as‘in cover,we have authorized Bank A to debit our A/C and credit your A/C with them’,the A/C relationship between the remitting bank and the paying bank must be(C)A.the paying bank maintains an A/C with remitting bankB.the remitting bank maintains an A/C with paying bankC.both remitting bank and paying bank maintain their A/Cs with a third bankD.remitting bank and paying bank have their A/Cs with two different banks64.If the reimbursement instruction written on the payment order is expressed as‘in cover,we have instructed Bank X to transfer the proceeds to your A/C with bank Y’,the A/C relationship between the remitting bank and the paying bank must be(D)A.the paying bank maintains an A/C with remitting bankB.the remitting bank maintains an A/C with paying bankC.both remitting bank and paying bank maintain their A/Cs with a third bankD.remitting bank and paying bank have their A/Cs with two different banks65.In remittance business,if the paying bank maintains an A/C with remitting bank,the reimbursement instruction should be given as(A)A.in cover,we have credited your A/C with usB.in cover,please debit our A/C with youC.in cover,we have authorized xxx bank to debit our A/C and credit your A/C with themD.in cover,we have instructed A bank to pay the proceeds to your A/C with B bank66.In remittance business,if the remitting bank maintains an A/C with paying bank,the reimbursement instruction should be given as(B)A.in cover,we have credited your A/C with usB.in cover,please debit our A/C with youC.in cover,we have authorized xxx bank to debit our A/C and credit your A/C with themD.in cover,we have instructed A bank to pay the proceeds to your A/C with B bank67.In remittance business,if both remitting bank and paying bank maintain their A/Cs with a third bank,the reimbursement instruction should be given as(C)A.in cover,we have credited your A/C with usB.in cover,please debit our A/C with youC.in cover,we have authorized xxx bank to debit our A/C and credit your A/C with themD.in cover,we have instructed A bank to pay the proceeds to your A/C with B bank68.In remittance business,if remitting bank and paying bank have their A/Cs with two different banks,the reimbursement instruction should be given as(D)A.in cover,we have credited your A/C with usB.in cover,please debit our A/C with youC.in cover,we have authorized xxx bank to debit our A/C and credit your A/C with themD.in cover,we have instructed A bank to pay the proceeds to your A/C with B bank Collection69.It will be more convenient if the collecting bank appointed by the seller（B）A.is a large bankB.is the remitting bank’s correspondent in the place of the importerC.is in the exporter’s countryD.acts on the importer’s instructions70.Under D/P,the documents will not be delivered to the buyer until（D）A.the goods have arrivedB.the documents have arrivedC.the documents are presented to the buyerD.the bill is paid by the buyer71.Under D/A,the documents will not be delivered to the buyer until（D）A.the goods have arrivedB.the documents have arrivedC.the documents are presented to the buyerD.the bill is accepted by the buyer72.In collection business,dedailed instructions must be sent to the collecting bank（B）A.in the application formB in the collection orderC.in the documentsD.in the sales contract73.In collection business,dedailed instructions must be given to the remitting bank（A）A.in the application formB in the collection orderC.in the documentsD.in the sales contract74.In collection business,banks are obligated to verify the documents received to see that（C）A.they are authenticB.they are regularC.they are the same as those listed in the collection instructionD.they are in the right form75.The collecting bank will make a protest only when（C）A.the documents are rejectedB.the case of need is nominatedC.instruction to protest is given by the collection orderD.protective measures in respect of the goods are taken.76.All the parties to a collection are bound by（C）if the collection is subject to it.A.UCP500B.UCP600C.URC522D.URDG75877.A bill of exchange which is accompanied by shipping documents is known as（B）A.a clean billB.a documentary billC.a clean collectionD.a documentary collection78.In documentary collection,after the goods have been shipped,the exporter presents the documents to（B）for collectionA.the collecting bankB.the reimbursing bankC.the remitting bankD.the opening bank79.The instructions for collection are mainly（D）A.given in the S/CB.written on the bill of exchangeC.given by the importerD.given by the exporter80.Which type of collection offers the greatest security to the exporter?（B）A.documents against acceptance collectionB.documents against payment collectionC.clean collectionD.documentary collection81.Which of the following is not the obligation of the remitting bank?（D）A.to complete a collection order strictly according to the principal’s instructions.B.to perform following all the instructions given by the principal.C.to keep the documents wellD.to examine the contents of documents in detail82.Which of the following is not the obligation of the collecting bank?（B）A.to verify the authenticity of the collection orderB.to take care of goodsC.to release documents strictly on the delivery terms of documents.D.to perform following all the instructions given by the remitting bank.83.Case of need in collection business is the representative of（A）A.the principalB.the remitting bankC.the collecting bankD.the drawee84.In collection business,the drawer of the draft for collection is(A)A.sellerB.buyerC.remitting bankD.collecting bank85.In collection business,the drawee of the draft for collection is(B)A.sellerB.buyerC.remitting bankD.collecting bank86.If the collection instruction given by the principal specifies that collection charges are to be borne by the drawee but with no express statement that they may be waived,charges will be for the account of(A)providing the drawee refuses to pay them.A.principalB.remitting bankC.collecting bankD.presenting bank87.The advice of payment sent by the collecting bank to remitting bank through SWIFT takes the form as(A)A.MT400B.MT410C.MT412D.MT41688.The advice of acceptance sent by the collecting bank to remitting bank through SWIFT takes the form as(C)A.MT400B.MT410C.MT412D.MT41689.The advice of dishonor sent by the collecting bank to remitting bank through SWIFT takes the form as(D)A.MT400B.MT410C.MT412D.MT41690.The price term which is more favorable to the seller under collection is(D)A.EXWB.FOBC.CFRD.CIFLetter of credit91.In L/C business,the exporter can receive the payment only when__C____A.he has shipped the goodsB.he has presented the documentsC.the documents presented constitute a complying presentationD.the importer has taken delivery of the goods.92.The issuing bank can refuse to pay the credit amount when____C___A.the applicant prevents him from making paymentB.the goods are not the same as those stipulated in the sales contractC.one kind of document required by L/C isn’t presented.D.balance of the applicant’s account is not enough for payment.93.Of the following kinds of L/C,__B_____is the L/C which require no drafts at all.A.sight payment creditB.deferred payment creditC.acceptance creditD.negotiation credit94.Of the following kinds of L/C,(C)is the L/C in which drafts are always required.A.sight payment creditB.deferred payment creditC.acceptance creditD.negotiation credit95.Of the following kinds of L/C,____D___is the L/C which is especially suitable for use to settle the payment of trade conducted through a middleman.A.non-transferable creditB.reciprocal creditC.revolving creditD.back to back credit96.Of the following kinds of L/C,___A___is the L/C which is especially suitable for use to settle the payment of trade conducted through a middleman.A.transferable creditB.reciprocal creditC.revolving creditD.confirmed credit97Of the following kinds of L/C,____C___is the L/C which is especially suitable for use to settle the payment under a long tern contract covering goods to be transported by regular partial shipments.A.non-transferable creditB.reciprocal creditC.revolving creditD.back to back credit98.Of the following kinds of L/C,____B___is the L/C which is especially suitable for use to settle the payment under barter transaction.A.non-transferable creditB.reciprocal creditC.revolving creditD.back to back credit99.Confirmation of a credit may be given by BA.the beneficiary at the request of the importerB.the advising bank at the request of the issuing bankC.the advising bank after the receipt of correct documentationD.the issuing bank after the receipt of correct documentation100.The credit may only be confirmed if it is so authorized or requested by(A)A.the issuing bankB.the supplierC.the advising bankD.the beneficiary101.The beneficiary of a transferred credit is(C)A.the negotiating bankB.the middlemanC.the actual supplierD.the beneficiary of the transferable credit102.The second beneficiary of a transferable letter of credit is the(D)A.middlemanB.transferring bankC.the applicant of the transferred creditD.real supplier of the goods103.The first beneficiary of a transferable letter of credit is the(A)A.middlemanB.transferring bankC.the applicant of the transferred creditD.real supplier of the goods104.The sum of the transferred credit will normally be(B)A.the same as in the credit before transferB.less than in the credit before transferC.more than in the credit before transferD.equal to the original credit105.The terms and conditions of the transferred credit can be different from the original credit in the following aspects,with the exception of(C).A.the amount of the creditB.any unit price stated in the creditC.any quantity stated in the creditD.the expiry date,the period for presentation,or the latest shipment date106.Under the anticipatory credit,on which party does the final responsibility lie for reimbursement if the terms and conditions are not fulfilled by the beneficiary?(D)A.the issuing bankB.the advising bankC.the beneficiaryD.the applicant107.The red clause credit is often used as a method of(B)A.providing the buyer with funds prior to shipmentB.providing the seller with funds prior to shipmentC.providing the buyer with funds after shipmentD.providing the seller with funds after shipment108.An applicant must reimburse an issuing bank unless he finds that(D)A.goods are defectiveB.goods are not as ordered in the sales contractC.documents received do not allow him to clear the goods through customsD.documents do not conform on the face to the terms and conditions of the credit 109.Application for any amendment to a letter of credit should be given to the issuing bank by(A)A.the applicantB.the beneficiaryC.the advising bankD.the nominated bank110.In L/C business,documents are presented to(D)by the beneficiaryA.the advising bankB.the issuing bankC.the reimbursing bankD.the nominated bank111.If discrepancies found are serious,the following ways can be used by the negotiating bank to deal with them except(A)A.To honor the docs as usualB.To return the docs to beneficiary for amendmentC.To honor the docs against indemnity guarantee of the beneficiaryD.To cable the discrepancies to issuing bank for authorization of honor112.According to the mode of availability L/C can be classified as(C)A.clean L/C and documentary L/CB.confirmed L/C and unconfirmed L/CC.sight payment L/C,acceptance L/C,deferred payment L/C and negotiation L/CD.transferable L/C and non-transferable L/C113.Among all the financial methods mentioned bellow,which method provides funds without recourse？CA.packing loansB.bill discountingC.forfeitingD.borrowing docs against T/R114.Under letter of credit,the primary debtor is the(C)A.applicantB.importerC.issuing bankD.nominated bank115.The applicant of letter of credit is(B)A.the exporterB.the importerC.the exporter’s bankD.the importer’s bank 116.The beneficiary of letter of credit is(A)A.the exporterB.the importerC.the exporter’s bankD.the importer’s bank 117.A letter of credit which is expired on Oct.1,2008specifies that“documents must be presented within15days after the on board date of bill of lading”.If the on board date of bill of lading is Sep.10,2008,the latest date of presentation must be (B)A.Sep.24,2008B.Sep.25,2008C.Sep.26,2008D.Oct.1,2008118.A letter of credit which is expired on Oct.1,2008specifies that“documentsmust be presented within15days after the on board date of bill of lading”.If the on board date of bill of lading is Sep.25,2008,the latest date of presentation must be (D)A.Sep.24,2008B.Sep.25,2008C.Sep.26,2008D.Oct.1,2008119.The message type which is used to issue letter of credit through SWIFT is numbered(A)A.700B.705C.707D.710120.The message type which is used to send a amendment to a documentary credit through SWIFT is numbered(C)A.700B.705C.707D.710121.Which of the following actions performed by the nominated bank is not regard as the action of honor(D)A.to pay at sight under sight payment creditB.to incur a deferred payment undertaking and pay at maturity under deferred payment creditC.to accept the draft and pay at maturity under acceptance creditD.to negotiate under negotiation creditplying presentation under letter of credit means a presentation that is in accordance with the terms and conditions of credit,the applicable rules of UCP and provisions of(B)A.ISP98B.ISBP681C.ICC Publication No.522D.ICC Publication No.758123.Among the following items,the one which is not required to be included in a drawn clause of a draft under letter of credit is(A)A.the S/C NoB.the L/C NoC.the name of issuing bankD.the issuing date of the credit124.Among the following banks,the one who has no obligation to examine documents under letter of credit is(C)A.the issuing bankB.the confirming bankC.the reimbursing bankD.the nominated bank125.The expression"on or about"or similar will be interpreted as a stipulation that an event is to occur during a period of(B)the specified date,both start and end dates included.A.three calendar days before until three calendar days afterB.five calendar days before until five calendar days afterC.seven calendar days before until seven calendar days afterD.eleven calendar days before until eleven calendar days after126.If letter of credit specifies the latest date of shipment is on or about May10,then the actual shipping date should be within(D),both start and end dates included, A.May6-15 B.May5-14 C.May6-14 D.May5—15127.If a bill which is drawn on Dec.1,2008specifies the tenor as payable at30days after date,the due date of the bill should be(C)A.Dec.29.2008B.Dec..30,2008C.Dec.31,2008D.Jan.1,2008128.If a bill which is accepted on Nov.1,2008specifies the tenor as payable at30days after sight,the due date of the bill should be(C)A.Nov.29.2008B.Nov.30,2008C.Dec.1,2008D.Dec.2,2008 Documents129.Short form B/L is considered to be(A).A.document of titleB.additional documentC.non-negotiablemercial invoice130.Unless otherwise stipulated,banks will not accept(D)A.direct B/LB.order B/LC.liner B/LD.received for shipment B/L131.Unless otherwise stipulated,banks will not accept(D)A.direct B/LB.order B/LC.clean B/LD.charter party B/L132.Unless otherwise stipulated,banks will not accept(D)A.direct B/LB.order B/LC.clean B/LD.on deck B/L133.Unless otherwise stipulated,banks will not accept(C)A.direct B/LB.order B/LC.unclean B/LD.liner B/L134.If a credit calls for an insurance policy,banks will accept(A)A.an insurance policyB.an insurance certificateC.a or bD.both a and bmercial invoice must be made out in the name of(B)A.the beneficiaryB.the applicantC.advising bankD.issuing bank136.A bill of lading doesn't function as(D)A.a contract of transportationB.a receipt of goodsC a certificate of title to the goods D.an accounting document137.Freight to collect B/L is suitable for use under(D)A.CFRB.CIFC.DDUD.FOB138.Freight prepaid B/L is suitable for use under(A)A.CFRB.EXWC.FCAD.FOB139.The drawee of a draft drawn under letter of credit may be(C)A.the beneficiaryB.the applicantC.the issuing bankD.the negotiating bank140.The drawer of a draft drawn under letter of credit may be(A)A.the beneficiaryB.the applicantC.the issuing bankD.the negotiating bank141.Among the following marine cargo transport risks,the one which can not be insured alone is(B)A.All RisksB.War RisksC.FPAD.WPA142.Basic risks refer to the following kinds except（C）A、FPAB、WAC、War RisksD、All Risks143.If the bill of lading is made out to order,it must be endorsed by（B）so as to complete the transfer of the title to the goods.A.the carrierB.the shipperC.the notify partyD.the nominated bank144.If there is no indication in the credit of the insurance coverage required,the amount of insurance coverage must be at least(C)of the CIF or CIP value of the goods.A.100%B.105%C.110%D.120%。
国际结算业务试题库含参考答案
国际结算业务试题库含参考答案一、单选题（共31题，每题1分，共31分）1.办理国内信用证业务时，所提交的发票其日期原则上不得早于信用证开立前（）。
A、三个月B、半年C、两个月D、一个月正确答案：A2.名录内企业的企业名称、统一社会信用代码、法定代表人、联系方式、注册地址发生变更的，应在变更事项发生之日起（）天内，向所在地外汇局报告，进行信息变更。
A、20B、30C、25D、10正确答案：B3.NRA账户若超过（）个月未完成年检的，分行营业部应将账户冻结，不得办理业务。
A、3B、5C、10D、12正确答案：A4.汇出汇款通过SWIFT系统发报，50K/D是代表（）。
A、收款人B、收款行C、汇款人D、汇款行正确答案：C5.按CIF价格术语成交的合同一般应由A、卖方办理保险B、买方办理保险C、承运人办理保险D、保险人办理保险正确答案：A6.境内银行可为香港、澳门居民开立个人人民币银行结算账户，用于接收香港、澳门居民每人每日( )元额度内的同名账户汇入资金。
A、8万B、10万C、5万正确答案：A7.如果是台湾机构，客户经理需登陆台湾（）查询公司的相关资讯，打印公司基本资料、董监事资料、公司自行登载事项等信息。
A、官方查册系统B、公安部门网站C、政府部门网站D、经济部网站正确答案：D8.外汇局对出借本人额度协助他人规避额度及真实性管理的个人，通过银行以（）予以风险提示。
若上述个人再次出现出借本人额度协助他人规避额度及真实性管理的行为，外汇局将其列入“关注名单”管理。
A、《个人外汇业务“关注名单”告知书》B、《个人外汇业务风险提示函》C、《个人外汇业务告知函》D、《个人外汇业务说明函》正确答案：B9.（）负责按照国家外汇管理局的要求管理全行结售汇综合头寸，负责结售汇敞口头寸在银行间市场平盘。
A、国际业务部B、风险管理部C、金融市场部D、计划财务部正确答案：C10.下列不属于“展业三原则”的是A、尽职审查B、了解客户C、了解规定D、了解业务正确答案：C11.我行应在信用证（修改通知书）正本上加盖我行()，附上信用证通知面函，一起交给受益人签收，我行留存副本。
国际结算考试题及答案
国际结算考试题及答案背景介绍：国际结算是指跨国贸易中，买方和卖方之间的货款支付和收取的过程。
它是国际贸易中非常重要的环节，对于促进国际贸易的顺利进行具有重要意义。
本文将介绍一些与国际结算相关的考试题目，并提供相应的答案。
一、选择题1. 信用证是国际贸易中的一种支付方式，下列关于信用证的说法正确的是：A. 信用证是由卖方发行的支付工具。
B. 信用证是由买方发行的支付工具。
C. 信用证是由国际结算机构发行的支付工具。
D. 信用证是由运输公司发行的支付工具。
答案：C. 信用证是由国际结算机构发行的支付工具。
2. T/T（Telegraphic Transfer）是国际贸易中常用的一种支付方式，下列关于T/T的说法正确的是：A. T/T是一种即时支付方式，资金可以立即到账。
B. T/T是一种延期支付方式，资金到账时间较长。
C. T/T只适用于小额的国际贸易支付。
D. T/T是由卖方向买方发出的支付工具。
答案：A. T/T是一种即时支付方式，资金可以立即到账。
二、简答题1. 请简要说明国际结算中的汇率风险是什么？并提出相应对策。
汇率风险是指由于汇率波动导致国际贸易中货款金额的不确定性，可能导致收款或付款方在结算时面临损失的风险。
为降低汇率风险，可采取以下对策：- 使用远期汇率协议，锁定未来汇率，降低汇率波动带来的不确定性。
- 多元化货币使用，将风险分散在不同的货币中。
- 建立汇率风险管理策略，根据市场走势及时调整结算计划。
2. 请分析电汇和托收两种国际结算方式的特点，并比较它们的优缺点。
电汇和托收是国际结算中常用的两种方式。
其特点及优缺点如下：- 电汇：电汇是一种即时支付方式，资金可以立即到账，速度较快。
优点是快捷便利，适用于对资金到账速度有要求的贸易。
缺点是手续费较高，且一旦支付完成，无法撤销。
- 托收：托收是指卖方将汇票交由银行代收，买方在付款时银行才向卖方支付。
优点是安全可靠，银行承担了一定的责任，适用于双方信任度较低的贸易。
国际结算英文选择题90(附答案)(可编辑修改word版)
1.To the exporter, the fastest and safest method of settlement is ( B )A.letter of creditB. cash in advanceC. open accountD. banker’s draft2.To the importer, the most favorable method of settlement is ( C )A.letter of creditB. cash in advanceC. open accountD. collection3.Which of the following payment method is based on commercial credit?( C )A.letter of creditB.bank guaranteeC. collectionD. standby credit4.An exporter sells goods to a customer abroad on FOB and on CIF terms, who is responsible for the freight charges in each? ( A )A.importer; exporterB. exporter; importerC. importer; importerD. exporter; exporter5.International cash settlement has the following disadvantages except ( B )A.expensiveB. safeC. riskyD. time-consuming6.CHIPS is the electronic clearing system for ( B )A.GBPB. USDYD. EUR7.CHAPS is the electronic clearing system for ( A )A.GBPB. USDYD. EUR8.BOJ-NET is the electronic clearing system for ( D )DB. GBPC.EURD.JPY9.TARGET is the electronic clearing system for ( C )DB. GBPC.EURD.JPY10.CHATS is the electronic clearing system for ( D )DB. GBPC.EURD.HKD11.From a Chinese bank’s point of view , the current account it maintains abroad is known as ( A )A.a nostro accountB. a vostro accountC. a current accountD.a home currency account12.From a Chinese bank’s point of view , the current account maintained by a foreign bank with him is known as （B ）A.a nostro accountB.a vostro accountC.a current accountD.a foreign currency account13.International trade settlement methods are used to complete the money transfer aroused by ( A)A.goods transactionsB. services supplyC. security investmentD. investment incomes14.Documentary credit business is subject to ( A )A.UCP600B.URC522C. URDG758D. ISP9815.Collection business is subject to ( B )A.UCP600B.URC522C. URDG758D. ISP9816.Standby credit business is subject to ( D )A.UCP600B.URC522C. URDG758D. ISP9817.Letter of guarantee business is subject to ( C )A. UCP600B.URC522C. URDG758D. ISP9818.London is the clearing centre for ( B )DB. GBPC.EURD.HKD19.New York is the clearing centre for ( A )DB. GBPC.EURD.HKD20.Tokyo is the clearing centre for ( D )DB. GBPC.EURD.JPY21.Frankfurt is the clearing centre for ( C )DB. GBPC.EURD.HKD22.Among the following documents, the one which is not regarded as control documents is ( D )A.authorized signaturesB. test keysC. schedule of terms and conditionsD. correspondent arrangement23.The seller should arrange for the insurance of the goods transportation under ( C )A.FOBB.CFRC.CIFD.EXW24.（ A ）cheque can be cashed over the counter of paying bank.A.An openB. A crossedC. A general crossingD. A special crossing25.The effect of a blank endorsement is to make a negotiable instrument payable to the （C ）A.specified person B, order of a specified person C. bearer D. named person26.If the bill is payable “60 days after date”, the date of payment is decided according to （C ）A.the date of acceptanceB. the date of presentationC. the date of issuanceD. the date of maturity27.The party to whom the bill is addressed is called the（B ）A.drawerB. draweeC. holderD. payee28.When financing is without recourse, this means that the bank has no recourse to the （D ）if such drafts are dishonored.A.payerB. draweeC. acceptorD. drawer29.The（C ）of a promissory note assumes the prime liability to make payment of the note.A.holderB. draweeC. makerD. acceptor30.The bill which must be presented for acceptance is （B ）A.the bill payable at xx days after dateB. the bill payable xx days after sightC. the bill payable on a fixed dateD. the bill payable at sight31.In order to retain the liabilities of the other parties, a bill that has been dishonored must be （ A ）A.protestedB. given to the acceptorC. retained in the filesD. presented to a bank32.（C ）is not a holder of a billA. PayeeB. EndorseeC. DrawerD. Bearer33.Which of the following is a relative essential item of a bill ?（B ）A.amountB. tenorC. payeeD. drawee34.An endorsement ,which prohibits the further negotiation of the instrument ,is called （D ）endorsement .A.qualifiedB. generalC. specificD. restrictive35.A check is a （D ）draft drawn on a bankA.timeanceC. directD. demand36.The act which is never involved in promissory note business is （ C ）A.e ndorsementB.dishonorC.acceptanceD.presentation37.The act which is never involved in check business is （ C ）A.e ndorsementB.dishonorC.acceptanceD.presentation38.The acceptor of a bill is the person who originally named as ( B ) of the bill.A.drawerB. draweeC.payeeD.endorser39.The first holder of a bill is the ( C ) of the billA.drawerB. draweeC.payeeD.acceptor40.Among the following crossed cheques, the one which contains the words ( D ) is a special crossed cheque.A.bankerB. not negotiableC. A/C payeeD. Bank of China41.The means of authenticating payment order in mail transfer is the （ D ）A.SWIFT authentic keyB. schedule of terms and conditionsC. test keyD. authorized signatures42.The means of authenticating payment order in telegraphic transfer is the（ C ）A.correspondent arrangementB. schedule of terms and conditionsC. test keyD. authorized signatures43.Which of the following is not a method of remittance? （ C ）A.M/TB. T/TC. T/RD. D/D44.Open account as a payment method is usually used when （ D ）A.g oods are sold under the seller’s market conditionB.g oods are badly needed by the buyerC.g oods are of special standards or special specificationsD.g oods are sold under the buyer’s market condition45.If the reimbursement instruction written on the payment order is expressed as ‘in cover , we have credited your A/C with us’, the A/C relationship between the remitting bank and the paying bank must be( A )A.the paying bank maintains an A/C with remitting bankB.the remitting bank maintains an A/C with paying bankC.both remitting bank and paying bank maintain their A/Cs with a third bankD.remitting bank and paying bank have their A/Cs with two different banks46.If the reimbursement instruction written on the payme nt order is expressed as ‘in cover, please debit our A/C with you’, the A/C relationship between the remitting bank and the paying bank must be( B )A.the paying bank maintains an A/C with remitting bankB.the remitting bank maintains an A/C with paying bankC.both remitting bank and paying bank maintain their A/Cs with a third bankD.remitting bank and paying bank have their A/Cs with two different banks47.If the reimbursement instruction written on the payment order is expressed as ‘in cover, we have authorized Bank A to debit our A/C and credit your A/C with them’, the A/C relationship between the remitting bank and the paying bank must be(C)A.the paying bank maintains an A/C with remitting bankB.the remitting bank maintains an A/C with paying bankC.both remitting bank and paying bank maintain their A/Cs with a third bankD.remitting bank and paying bank have their A/Cs with two different banks48.If the reimbursement instruction written on the payment order is expressed as ‘in cover, we have instructed Bank X to transfer the proceeds to your A/C with bank Y’, the A/C relationship between the remitting bank and the paying bank must be (D)A.the paying bank maintains an A/C with remitting bankB.the remitting bank maintains an A/C with paying bankC.both remitting bank and paying bank maintain their A/Cs with a third bankD.remitting bank and paying bank have their A/Cs with two different banks49.It will be more convenient if the collecting bank appointed by the seller （B ）A.is a large bankB.is the remitting bank’s correspondent in the place of the importerC.is in the exporter’s countryD.acts on the importer’s instructions50.Under D/P, the documents will not be delivered to the buyer until （ D ）A.the goods have arrivedB.the documents have arrivedC.the documents are presented to the buyerD.the bill is paid by the buyer51.Under D/A, the documents will not be delivered to the buyer until （D ）A.the goods have arrivedB.the documents have arrivedC.the documents are presented to the buyerD.the bill is accepted by the buyer52.In collection business, banks are obligated to check the documents received to see that （C ）A.they are authenticB.they are regularC.they are the same as those listed in the collection instructionD.they are in the right form53.A bill of exchange which is accompanied by shipping documents is known as （B ）A.a clean billB.a documentary billC.a clean collectionD.a documentary collection54.In documentary collection, after the goods have been shipped, the exporter presents the documents to （ C ）for collectionA.the collecting bankB.the reimbursing bankC.the remitting bankD.the opening bank55.Which of the following is not the obligation of remitting bank in collection ?（D ）A.to complete a collection order strictly according to the principal’s instructions.B.to perform following all the instructions given by the principal.C.to keep the documents wellD.to examine the contents of documents in detail56.Which of the following is not the obligation of the collecting bank?（B ）A.t o verify the authenticity of the collection orderB.to take care of goodsC.t o release documents strictly on the delivery terms of documents.D.to perform following all the instructions given by the remitting bank.57.In collection business, the drawer of the draft for collection is ( A )A.sellerB. buyerC. remitting bankD. collecting bank58.In collection business, the drawee of the draft for collection is ( B )A.sellerB. buyerC. remitting bankD. collecting bank59.If the collection instruction given by the principal specifies that collection charges are to be borne by the drawee but with no express statement that they may not be waived, charges will be for the account of ( A ) providing the drawee refuses to pay them.A.principalB. remitting bankC. collecting bankD. presenting bank60.The price term which is more favorable to the seller under collection is ( D )A.EXWB. FOBC. CFRD. CIF61.In L/C business , the exporter can receive the payment only when ( C )A.he has shipped the goodsB.h e has presented the documentsC.t he documents presented constitute a complying presentationD.t he importer has taken delivery of the goods.62.In L/C business, the issuing bank can refuse to pay the credit amount when ( C )A.the applicant prevents him from making paymentB.t he goods are not the same as those stipulated in the sales contractC.o ne kind of document required by L/C isn’t presented.D.b alance of the applicant’s account is not enough for payment .63.Of the following kinds of L/C, ( B )is the L/C which requires no drafts at all.A.sight payment creditB.deferred payment creditC.acceptance creditD.negotiation credit64.Of the following kinds of L/C, ( C ) is the L/C in which drafts are always required.A.s ight payment creditB.d eferred payment creditC.acceptance creditD.negotiation credit65.Of the following kinds of L/C, ( D ) is the L/C which is especially suitable for use to settle the payment of trade conducted through a middleman.A.n on-transferable creditB.reciprocal creditC.revolving creditD.back to back credit66.Of the following kinds of L/C, ( A )is the L/C which is especially suitable for use to settle the payment of trade conducted through a middleman.A.transferable creditB.reciprocal creditC.revolving creditD.confirmed credit67 Of the following kinds of L/C, ( C ) is the L/C which is especially suitable for use to settle the payment under a long term contract covering goods to be transported by regular partial shipments.A.non-transferable creditB.reciprocal creditC.revolving creditD.back to back credit68.Of the following kinds of L/C, ( B ) is the L/C which is especially suitable for use to settle the payment under counter trade.A.non-transferable creditB.reciprocal creditC.revolving creditD.back to back credit69.Confirmation of a credit may be given by ( B )A.the beneficiary at the request of the importerB.the advising bank at the request of the issuing bankC.the advising bank after the receipt of correct documentationD.the issuing bank after the receipt of correct documentation70.The credit may only be confirmed if it is so authorized or allowed by ( A )A.the issuing bankB.the supplierC.the advising bankD.the beneficiary71.The second beneficiary of a transferable letter of credit is the ( D )A.middlemanB.transferring bankC.the applicant of the transferred creditD.real supplier of the goods72.The first beneficiary of a transferable letter of credit is the ( A )A.middlemanB.transferring bankC.the applicant of the transferred creditD.real supplier of the goods73.The red clause credit is often used as a method of ( B )A.providing the buyer with funds prior to shipmentB.providing the seller with funds prior to shipmentC.providing the buyer with funds after shipmentD.providing the seller with funds after shipment74.An applicant must reimburse an issuing bank unless he finds that ( D )A.goods are defectiveB.goods are not as ordered in the sales contractC.documents received do not allow him to clear the goods through customsD.documents do not conform on the face to the terms and conditions of the credit75.Application for any amendment to a letter of credit should be given to the issuing bank by ( A )A.the applicantB.the beneficiaryC.the advising bankD.the nominated bank76.The message type which is used to send a amendment notice of a documentary credit through SWIFT is numbered ( C )A. 700B. 705C. 707D. 71077.Among all the financial methods mentioned bellow , which method provides funds without recourse ？( C )A.packing loansB.bill discountingC.forfaitingD.borrowing docs against T/R78.Under letter of credit, the primary debtor is the( C )A.applicantB. importerC. issuing bankD. nominated bank79.The applicant of letter of credit is ( B )A.the exporterB. the importerC. the exporter’s bankD. the importer’s bank80.The beneficiary of letter of credit is ( A )A.the exporterB. the importerC. the exporter’s bankD. the importer’s bank81.A letter of credit which is expired on Oct. 1, 2008 specifies that “documents must be presented within 15days after the on board date of bill of lading”. If the on board date of bill of lading is Sep. 10,2008, the latest date of presentation must be ( B )A. Sep. 24 ,2008B. Sep. 25 ,2008C. Sep. 26 ,2008D. Oct. 1, 200882.If there is no indication in the credit of the insurance coverage required, the amount of insurance coverage must be at least ( C ) of the CIF or CIP value of the goods.A. 100%B.105%C. 110%D.120%83.Which of the following actions performed by the nominated bank is not regard as the action of honor( D )A.to pay at sight under sight payment creditB.to incur a deferred payment undertaking and pay at maturity under deferred payment creditC.to accept the draft and pay at maturity under acceptance creditD.to negotiate under negotiation creditplying presentation under letter of credit means a presentation that is in accordance with the terms and conditions of credit, the applicable rules of UCP and provisions of ( B )A.ISP98B. ISBP681C. ICC Publication No.522D.ICC Publication No. 75885.Among the following banks, the one who has no obligation to examine documents under letter of credit is ( C )A.the issuing bankB. the confirming bankC. the reimbursing bankD. the nominated bank86.The following are the financing methods which can be used by the seller in L/C business except ( D )A.negotiating the documentary draft to his bankA.applying for packing loans from his bankB.discounting the time draft already accepted by the drawee bankD. Borrowing docs from issuing bank against T/R87.The following are the financing methods which can be used by the buyer in L/C business except ( D )A.a pplying for issuing L/C with no margin requirement.B.borrowing docs from issuing bank against T/RC.taking the goods from shipping company against indemnity guarantee signed by the issuing bank.D.applying for packing loans from his bank88.A bill of lading doesn't function as ( D )A.a contract of transportationB. a receipt of goodsC a certificate of title to the goods D. an accounting document89.The drawee of a draft drawn under letter of credit may be ( C )A.the beneficiaryB. the applicantC. the issuing bankD. the negotiating bank90.If the bill of lading is made out to order , it must be endorsed by （ B ）so as to complete the transfer of the title to the goods .A.the carrierB.the shipperC.the notify partyD.the nominated bank。
国际结算英语试题及答案
国际结算英语试题及答案一、选择题（每题2分，共20分）1. What is the most common type of documentary credit used in international trade?A. Documentary credit at sightB. Usance documentary creditC. Standby documentary creditD. Revolving documentary credit答案：B2. In international settlements, which of the following is not considered a method of payment?A. Letter of creditB. RemittanceC. CollectionD. Barter答案：D3. What does the term "D/P" stand for in international trade?A. Document against paymentB. Document against acceptanceC. Direct paymentD. Deferred payment答案：A4. Which of the following is a risk associated with documentary collections?A. Political riskB. Credit riskC. Exchange rate riskD. All of the above答案：B5. The term "usance" in the context of a usance documentary credit refers to:A. The time it takes for the documents to be presentedB. The time it takes for the payment to be madeC. The time it takes for the goods to be shippedD. The time it takes for the goods to be received答案：B6. What is the primary purpose of a documentary credit?A. To guarantee paymentB. To facilitate the transfer of documentsC. To provide a means of exchangeD. To finance the purchase of goods答案：A7. In international trade, what does "L/C" stand for?A. Letter of creditB. Letter of guaranteeC. Letter of indemnityD. Letter of intent答案：A8. Which of the following is not a document typically required in a documentary credit transaction?A. Commercial invoiceB. Bill of ladingC. Certificate of originD. Personal identification答案：D9. What is the meaning of "at sight" in the context of a documentary credit?A. Payment is made immediately upon presentation of documentsB. Payment is made after a specified periodC. Payment is made at the discretion of the bankD. Payment is made at the time of shipment答案：A10. Which of the following is a form of open account trade?A. Advance paymentB. ConsignmentC. CountertradeD. All of the above答案：A二、填空题（每题1分，共10分）11. The term "clean bill of exchange" refers to a bill of exchange that is _________.答案：unsecured12. The _________ is a document that provides evidence of the terms of a contract for the sale of goods.答案：sales contract13. In international trade, the term "forfaiting" refers to the sale of _________ at a discount.答案：usance bills of exchange14. The _________ is a document that certifies the quality, quantity, and description of the goods being shipped.答案：certificate of inspection15. A _________ is a type of documentary credit that can be drawn more than once within a specified period.答案：revolving documentary credit16. The _________ is a document that provides evidence of the insurance of goods during transit.答案：insurance policy17. The term "acceptance" in the context of a bill of exchange means that the _________ has agreed to pay the amount stated at a future date.答案：drawee18. The _________ is a document that provides evidence of the origin of the goods being shipped.答案：certificate of origin19. A _________ is a type of documentary credit that isissued by a bank at the request of the importer.答案: usance documentary credit20. The term "back-to-back" documentary credit refers to a situation where one documentary credit is _________ on the basis of another.答案：issued三、简答题（每题5分，共30分）21. Explain the difference between a documentary collection and a documentary credit.答案：A documentary collection involves the transfer of documents against payment or acceptance, without a bank guaranteeing payment. A documentary credit, on the other hand, is a commitment by a bank to pay a specified amount to the beneficiary upon fulfillment of the terms and conditionsstated in the credit.22. What are the advantages of using a documentary credit in international trade?答案：The advantages of using a documentary creditinclude providing a guarantee of payment, reducing the riskfor the exporter, ensuring that the terms of the contract are met,。
国际结算英文选择题附答案完整版
国际结算英文选择题附答案HEN system office room 【HEN16H-HENS2AHENS8Q8-HENH1688】1. To the exporter, the fastest and safest method of settlement is ( B )A. letter of creditB. cash in advanceC. open accountD. banker’s draft2. To the importer, the most favorable method of settlement is ( C )of credit B. cash in advance C. open account D. collection3. Which of the following payment method is based on commercialcredit?( C )of credit guarantee C. collection D. standby credit4. An exporter sells goods to a customer abroad on FOB and on CIF terms, who is responsible for the freight charges in each? ( A )A. importer; exporterB. exporter; importerC. importer; importerD. exporter; exporter5. International cash settlement has the following disadvantages except ( B )A. expensiveB. safeC. riskyD. time-consuming6. CHIPS is the electronic clearing system for ( B )B. USD D. EUR7. CHAPS is the electronic clearing system for ( A )B. USD D. EUR8. BOJ-NET is the electronic clearing system for ( D )A. USDB. GBP9. TARGET is the electronic clearing system for ( C )A. USDB. GBP10. CHATS is the electronic clearing system for ( D )A. USDB. GBP11. From a Chinese bank’s point of view , the current account it maintains abroad is known as ( A )A. a nostro accountB. a vostro accountC. a current account home currency account12. From a Chinese bank’s point of view , the current account maintained by a foreign bank with him is known as （B ）nostro account vostro accountcurrent account foreign currency account13. International trade settlement methods are used to complete the money transfer aroused by ( A)A. goods transactionsB. services supplyC. security investmentD. investment incomes14. Documentary credit business is subject to ( A )A. UCP600 522 C. URDG758 D. ISP9815. Collection business is subject to ( B )A. UCP600 522 C. URDG758 D. ISP9816. Standby credit business is subject to ( D )A. UCP600 522 C. URDG758 D. ISP98of guarantee business is subject to ( C )A. UCP600 522 C. URDG758 D. ISP9818. London is the clearing centre for ( B )A. USDB. GBP19. New York is the clearing centre for ( A )A. USDB. GBP20. Tokyo is the clearing centre for ( D )A. USDB. GBP21. Frankfurt is the clearing centre for ( C )A. USDB. GBPthe following documents, the one which is not regarded as control documents is ( D )A. authorized signaturesB. test keysC. schedule of terms and conditionsD. correspondent arrangement23. The seller should arrange for the insurance of the goodstransportation under ( C )24.（ A ） cheque can be cashed over the counter of paying bank.A. An openB. A crossedC. A general crossingD. A special crossing25. The effect of a blank endorsement is to make a negotiable instrument payable to the （ C ）A. specified person B, order of a specified person C. bearer D. named person26. If the bill is pay able “60 days after date”, the date of payment is decided according to （ C ）A. the date of acceptanceB. the date of presentationC. the date of issuanceD. the date of maturity27. The party to whom the bill is addressed is called the（ B ）A. drawerB. draweeC. holderD. payee28. When financing is without recourse, this means that the bank has no recourse to the （ D ）if such drafts are dishonored.A. payerB. draweeC. acceptorD. drawer29. The（ C ） of a promissory note assumes the prime liability to make payment of the note.A. holderB. draweeC. makerD. acceptor30. The bill which must be presented for acceptance is （ B ）A. the bill payable at xx days after dateB. the bill payable xx days after sightC. the bill payable on a fixed dateD. the bill payable at sight31. In order to retain the liabilities of the other parties, a bill that has been dishonored must be （ A ）A. protestedB. given to the acceptorC. retained in the filesD. presented to a bank32.（ C ）is not a holder of a billA. PayeeB. EndorseeC. DrawerD. Bearer33. Which of the following is a relative essential item of a bill ?（ B ）A. amountB. tenorC. payeeD. drawee34. An endorsement ,which prohibits the further negotiation of the instrument ,is called （ D ）endorsement .A. qualifiedB. generalC. specificD. restrictive35. A check is a （ D ）draft drawn on a bankA. time C. direct D. demand36. The act which is never involved in promissory note business is（ C ）37. The act which is never involved in check business is （ C ）38. The acceptor of a bill is the person who originally named as ( B ) ofthe bill.A. drawerB. drawee39. The first holder of a bill is the ( C ) of the billA. drawerB. drawee40. Among the following crossed cheques, the one which contains the words ( D ) is a special crossed cheque.A. bankerB. not negotiableC. A/C payeeD. Bank of China41. The means of authenticating payment order in mail transfer is the（ D ）A. SWIFT authentic keyB. schedule of terms and conditionsC. test keyD. authorized signatures42. The means of authenticating payment order in telegraphic transfer is the（ C ）A. correspondent arrangementB. schedule of terms and conditionsC. test keyD. authorized signatures43. Which of the following is not a method of remittance? （ C ）A. M/TB. T/TC. T/RD. D/D44. Open account as a payment method is usually used when （ D ）are sold under the seller’s market conditionare badly needed by the buyerare of special standards or special specificationsare sold under the buyer’s market condition45. If the reimbursement instruction written on the payment order is expressed as ‘in cover , we have credited your A/C with us’, the A/C relationship between the remitting bank and the paying bank must be( A )A. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs with a thirdbankD. remitting bank and paying bank have their A/Cs with two different banks46. If the reimbursement instruction written on the payment order is expressed as ‘in cover, please debit our A/C with you’, the A/C relationship between the remitting bank and the paying bank must be( B )A. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs with a thirdbankD. remitting bank and paying bank have their A/Cs with two different banks47. If the reimbursement instruction written on the payment order is expressed as ‘in cover, we have authorized Bank A to debit our A/C and credit your A/C with them’, the A/C relationship between the remitting bank and the paying bank must be( C )A. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs with a thirdbankD. remitting bank and paying bank have their A/Cs with two different banks48. If the reimbursement instruction written on the payment order is expressed as ‘in cover, we have instructed Bank X to transfer the proceeds to your A/C with bank Y’, the A/C relationship between the remitting bank and the paying bank must be ( D )A. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs with a thirdbankD. remitting bank and paying bank have their A/Cs with two different banks49. It will be more convenient if the collecting bank appointed by the seller （ B ）A. is a large bankB. is the remitting bank’s correspondent in the place of the importerC. is in the exporter’s countryD. acts on the importer’s instructions50. Under D/P, the documents will not be delivered to the buyer until （ D ）A. the goods have arrivedB. the documents have arrivedC. the documents are presented to the buyerD. the bill is paid by the buyer51. Under D/A, the documents will not be delivered to the buyer until （ D ）A. the goods have arrivedB. the documents have arrivedC. the documents are presented to the buyerD. the bill is accepted by the buyer52. In collection business, banks are obligated to check the documents received to see that （ C ）A. they are authenticB. they are regularC. they are the same as those listed in the collection instructionD. they are in the right form53. A bill of exchange which is accompanied by shipping documents is known as （ B ）A. a clean billB. a documentary billC. a clean collectionD. a documentary collection54. In documentary collection, after the goods have been shipped, the exporter presents the documents to （ C ）for collectionA. the collecting bankB. the reimbursing bankC. the remitting bankD. the opening bank55. Which of the following is not the obligation of remitting bank in collection ?（ D ）A. to complete a collection order strictly according to the principal’s instructions.B. to perform following all the instructions given by the principal.C. to keep the documents wellD. to examine the contents of documents in detail56. Which of the following is not the obligation of the collecting bank?（ B ）verify the authenticity of the collection orderB. to take care of goodsrelease documents strictly on the delivery terms of documents.perform following all the instructions given by the remitting bank.collection business, the drawer of the draft for collection is ( A )A. sellerB. buyerC. remitting bankD. collecting bank58. In collection business, the drawee of the draft for collection is( B )A. sellerB. buyerC. remitting bankD. collecting bank59. If the collection instruction given by the principal specifies that collection charges are to be borne by the drawee but with no express statement that they may not be waived, charges will be for the account of ( A ) providing the drawee refuses to pay them.A. principalB. remitting bankC. collecting bankD. presenting bank price term which is more favorable to the seller under collection is ( D )A. EXWB. FOBC. CFRD. CIF61. In L/C business , the exporter can receive the payment only when ( C )A. he has shipped the goodshas presented the documentsdocuments presented constitute a complying presentationimporter has taken delivery of the goods.62. In L/C business, the issuing bank can refuse to pay the credit amount when ( C )applicant prevents him from making paymentgoods are not the same as those stipulated in the sales contract kind of document required by L/C isn’t presented.of the applicant’s account is not enough for payment .63. Of the following kinds of L/C, ( B )is the L/C which requires nodrafts at all.payment creditpayment creditcreditcredit64. Of the following kinds of L/C, ( C ) is the L/C in which drafts are always required.payment creditpayment creditcreditcredit65. Of the following kinds of L/C, ( D ) is the L/C which is especially suitable for use to settle the payment of trade conducted through a middleman.creditcreditcreditto back credit66. Of the following kinds of L/C, ( A )is the L/C which is especially suitable for use to settle the payment of trade conducted through a middleman.A. transferable creditB. reciprocal creditC. revolving creditcredit67 Of the following kinds of L/C, ( C ) is the L/C which is especially suitable for use to settle the payment under a long term contract covering goods to be transported by regular partial shipments.creditcreditcreditto back creditthe following kinds of L/C, ( B ) is the L/C which is especially suitable for use to settle the payment under counter trade.creditcreditcreditto back credit69. Confirmation of a credit may be given by ( B )A. the beneficiary at the request of the importerB. the advising bank at the request of the issuing bankC. the advising bank after the receipt of correct documentationD. the issuing bank after the receipt of correct documentation70. The credit may only be confirmed if it is so authorized or allowed by ( A )A. the issuing bankB. the supplierC. the advising bankD. the beneficiary71. The second beneficiary of a transferable letter of credit is the( D )A. middlemanB. transferring bankC. the applicant of the transferred creditD. real supplier of the goods72. The first beneficiary of a transferable letter of credit is the( A )A. middlemanB. transferring bankC. the applicant of the transferred creditD. real supplier of the goods73. The red clause credit is often used as a method of ( B )A. providing the buyer with funds prior to shipmentB. providing the seller with funds prior to shipmentC. providing the buyer with funds after shipmentD. providing the seller with funds after shipment74. An applicant must reimburse an issuing bank unless he finds that( D )A. goods are defectiveB. goods are not as ordered in the sales contractC. documents received do not allow him to clear the goods through customsD. documents do not conform on the face to the terms and conditions of the credit75. Application for any amendment to a letter of credit should be given to the issuing bank by ( A )A. the applicantB. the beneficiaryC. the advising bankD. the nominated bank76. The message type which is used to send a amendment notice of a documentary credit through SWIFT is numbered ( C )A. 700B. 705C. 707D. 710all the financial methods mentioned bellow , which method provides funds without recourse ？ ( C )A. packing loansB. bill discountingC. forfaitingD. borrowing docs against T/Rletter of credit, the primary debtor is the( C )A. applicantB. importerC. issuing bankD. nominated bank79. The applicant of letter of credit is ( B )A. the exporterB. the importerC. the exporter’s bankD. theimporter’s bank80. The beneficiary of letter of credit is ( A )A. the exporterB. the importerC. the exporter’s bankD. theimporter’s bankletter of credit which is expired on Oct. 1, 2008 specifies that “documents must be presented within 15days after the on board date ofbill of lading”. If the on board date of bill of lading is Sep. 10,2008, the latest date of presentation must be ( B )A. Sep. 24 ,2008B. Sep. 25 ,2008C. Sep. 26 ,2008D. Oct. 1, 200882. If there is no indication in the credit of the insurance coverage required, the amount of insurance coverage must be at least ( C ) of the CIF or CIP value of the goods.A. 100% % C. 110% %83. Which of the following actions performed by the nominated bank is not regard as the action of honor( D )A. to pay at sight under sight payment creditB. to incur a deferred payment undertaking and pay at maturity underdeferredpayment creditC. to accept the draft and pay at maturity under acceptance creditD. to negotiate under negotiation credit84. Complying presentation under letter of credit means a presentationthat is in accordance with the terms and conditions of credit, the applicable rules of UCP and provisions of ( B )A. ISP98B. ISBP681C. ICC Publication Publication No. 75885. Among the following banks, the one who has no obligation to examine documents under letter of credit is ( C )A. the issuing bankB. the confirming bankC. the reimbursing bankD. the nominated bankfollowing are the financing methods which can be used by the seller inL/C business except ( D )A. negotiating the documentary draft to his bankA.applying for packing loans from his bankB.discounting the time draft already accepted by the drawee bankD. Borrowing docs from issuing bank against T/Rfollowing are the financing methods which can be used by the buyer in L/C business except ( D )for issuing L/C with no margin requirement.docs from issuing bank against T/Rthe goods from shipping company against indemnity guarantee signed by the issuing bank.for packing loans from his bank88. A bill of lading doesn't function as ( D )A. a contract of transportationB. a receipt of goodsC a certificate of title to the goods D. an accounting document89. The drawee of a draft drawn under letter of credit may be ( C )A. the beneficiaryB. the applicantC. the issuing bankD. the negotiating bank90. If the bill of lading is made out to order , it must be endorsed by （ B ）so as to complete the transfer of the title to the goods .A. the carrierB. the shipperC. the notify partyD. the nominated bank。
国际结算双语试题库
《国际结算》双语试题库模拟试题一一、专业术语互译（本大题共20小题，每小题1分，共20分）1. Presentation提示2.Acceptance承兑3. T/T电汇4. D/D票汇5. Dishonor拒付6. Guarantee/Aval保证7. EXW工厂交货条件8. Nostro account往账 9. CIF运保费付至——交货条件10.Right of Recourse追索权 11. 出票 Issuance 12. 背书Endorsement 13. 拒付Dishonor 14. 环球银行间金融电讯协会ＳＷＩＦＴ 15. 备用信用证Standby L/C， 16. 原产地证书Certificate of Original 17. 成本加运费条件CFR18.有条件承兑Conditional acceptance 19. 划线支票Crossed check20. 投标保函(tender guarantee)二、名词解释（本大题共5小题，每小题3分，共15分）1. 国际结算：是指两个不同国家的当事人，不论是个人间的、单位间的、企业间的或政府间的当事人因为商品买卖、服务供应、资金调拨、国际借贷，通过银行办理的两国间货币收付业务。
2. 汇票是由出票人向另一人签发的，要求即期、定期或在可以确定的将来的时间，向某人或其指定人或来人无条件地支付一定金额的书面命令。
3.托收（collection）是委托收款的简称。
是出口商或债权人开立金融票据或商业票据或两者兼有，委托托收行通过其联行或代理行向进口商或债务人收取货款或劳务费用的结算方式。
4.可转让信用证，指信用证的受益人可以要求指定的转让行将信用证的权利部分或全部地转让给第三者的信用证。
5. 议付指信用证结算方式下的一种行为。
即，出口地的一家银行应开证行的邀请和受益人的请求充当L/C项下议付行。
该行在出口商提交全套货运单据后，经核验单据汇票确认无误后，对受益人垫付货款，再向开证行或其指定银行索回货款的过程和行为叫议付。
国际结算双语试题及答案
国际结算双语试题及答案一、单项选择题（每题2分，共20分）1. 国际结算中，信用证是一种：A. 银行信用B. 商业信用C. 个人信用D. 政府信用答案：A2. 托收结算方式中，出口商将货物单据交给银行，由银行代为收款，这种托收方式是：A. 付款交单B. 承兑交单C. 即期付款D. 远期付款答案：A3. 在国际结算中，SWIFT是指：A. 国际货币基金组织B. 国际清算银行C. 环球银行金融电信协会D. 世界贸易组织答案：C4. 以下哪种货币不属于国际结算常用的主要货币？A. 美元B. 欧元D. 人民币答案：D5. 信用证结算方式中，开证行对受益人提供的单据进行审核，审核无误后，开证行将：A. 拒绝付款B. 拒绝承兑C. 付款D. 承兑答案：C6. 汇票是一种：A. 支付工具B. 信用工具C. 融资工具D. 所有以上答案：D7. 国际贸易中，最常用的结算方式是：A. 信用证B. 托收C. 汇款D. 现金答案：A8. 国际结算中，汇款方式包括：A. 电汇B. 信汇C. 票汇D. 所有以上9. 信用证结算方式中，受益人提交的单据与信用证条款不符，开证行将：A. 拒绝付款B. 拒绝承兑C. 付款D. 承兑答案：A10. 国际结算中，银行保函是一种：A. 银行信用B. 商业信用C. 个人信用D. 政府信用答案：A二、多项选择题（每题3分，共15分）1. 以下哪些属于国际结算中常用的结算工具？A. 汇票B. 本票C. 支票D. 信用证答案：ABD2. 国际结算中，信用证的特点包括：A. 银行信用B. 单据交易C. 无条件付款D. 可转让3. 以下哪些是国际结算中的风险？A. 信用风险B. 汇率风险C. 政治风险D. 法律风险答案：ABCD4. 国际结算中，汇款方式的特点包括：A. 速度快B. 费用低C. 安全性高D. 灵活性强答案：ACD5. 以下哪些是国际结算中常见的结算方式？A. 信用证B. 托收C. 汇款D. 现金交易答案：ABC三、简答题（每题5分，共10分）1. 请简述国际结算中信用证结算方式的流程。
国际结算试卷-国际贸易专业(A)试题及答案
2023—2024学年第二学期期末考试试卷级 国际贸易 专业 国际结算 试卷（A 卷）命题 审核审批 班级 学号 姓名一、填空（10×1=10）1、 在汇款方式中, 使用的汇款工具具有可转让性, 通过 即可转让。
2、凭信托收据借单提货发生在 交单条件下。
3、保函的基本当事人包括： 、 和 。
4、划线支票(Crossed cheque)是指在支票面上有两道平行的横线，是一种只能，不能的支票。
5、 管辖提单的国际公约有三个，它们是 、 、和 汉堡规则。
二、判断（10×1=10） 1、汇款结算都是通过银行来传递资金的, 所以是以银行信用为基础的结算方式。
（ ）2、信汇委托书不可以通过背书而流通转让。
（ ）3、保理融资属于长期融资，主要适用于资本型货物贸易的融资需求。
（ ）4、为保证进口商收货,海运提单必须作成记名抬头。
（ ）5、通常，为了保证单单一致，如果汇票是开给付款行或开证行的话，则发票的抬头必须 相应地作成付款行或开证行。
（ ） 6、汇票是出票人的支付命令。
（） 7、本票是出票人的支付承诺。
（ ） 8、划线支票是只可转账的支票。
（ ）9、银行在为申请人开立银行保函时，为了控制自身风险，往往都要求申请人提供反担保。
（ ）10、汇票上金额须用文字大写和数字小写分别表明。
如果大小写金额不符，则以小写为准。
（ ）三、选择（5×2=10）1、票据所有权通过交付或背书及交付进行转让，这是票据的（ ）性质。
A ． 要式性B ． 设权性C ． 提示性D ． 流通性 2、 以下各项除了( )以外, 都属于保理服务的内容.A . 贸易融资 B. 代办会计处理 C. 资信调查 D. 货币兑换 3、 除非L / C 特别规定，一般说来， “清洁已装船”运输单据即指( )A .单据上有on board 批注和承运人签章，但没有对货物及/或包装缺陷情况的描述和批注B .既没有on board 批注和签章, 也没有对货物及/或包装缺陷情况的描述和批注C .单据上注明on deck 字样, 并由承运人签章D .表明货物已收妥备运且外表无破损4、承兑是（ ）对远期汇票表示承担到期付款责任的行为。
国际结算练习题库与参考答案
国际结算练习题库与参考答案一、单选题（共50题，每题1分，共50分）1、只能由被指定的银行办理转账业务的是( )。
A、特别划线支票B、记名支票C、普通划线支票D、保付支票正确答案：A2、根据下列的汇票记载,可判定记载为( )的汇票为无效汇票。
A、Pay to Jackson Co.or order the sum six thousand US dollars.Drawn under L/C No.83419 issued by Westminster bank Limited,London dated on 8th May 2004.B、Pay to Jackson Co.or order the sum of seven thousand US dollars and charge/debit same to applicant’s account with you.C、Pay to Jackson Co.or order the sum of eight thousand Hongkong dollars plus interest.D、Pay to Jackson Co.or order the sum of nine thousand Hongkong dollars plus interest calculated at the rate of 8% p.a.正确答案：C3、信用证的某些条款需要修改经进出口商双方协商,开证申请人复电受益人表示同意受益人意见但因故未能办理信用证修改书。
受益人按修改后的内容填制和提交单据,以求办理结算( )A、只要不超过信用证的有效期,开证行必须付款B、开证银行将会以单证不符为由拒绝付款C、只要出示开证申请人的复电,开证行必须付款D、这样做,因为进出口商双方已取得一致,不会遇到困难正确答案：B4、下列内容中,( )不属于保理业务范已A、代收出口贴款B、出口风险担保C、出口贸易融资D、开立贸易保函E、核定进口商信用额度F、销售贴务管理5、只能即期付款的票据是( )。
国际结算(英文版)清华大学出版社答案.doc
KEY OF INTERNATIONAL SETTLEMENTChapter 12.Put the following sentences into English(1)国际结算涉及有形贸易和无形贸易，外国投资，从其他国家借贷资金，等等。
The international settlement involves tangible trades, intangible trades, foreign investments, funds borrowed from or lent to other countries and so on.⑵ 许多银行注重发展国际结算和贸易融资的业务。
Many banks have focused on their business of international settlement and trade finance.⑶大多数国际间的支付来自于世界贸易。
Most of the international payments originate from transactions in the world trade.(4) 一般来说，国际结算的方式分为三类：汇款、托收和信用证。
Usually the international settlement is divided into three broad categories: remittance, collection and letter of credit.3.True or False1)International payments and settlements are financial activities conducted in the domestic country.(F)2)Fund transfers are processed and settled through certain clearing systems.(T)3)Using the SWIFT network, banks can communicate with both customers and colleagues in astructured, secure, and timely manner.(T)4)SWIFT can achieve same day transfer.(T)4.Multiple Choice1)SWIFT is BA.in the united statesB. a kind of communications belonging to TT system for interbank's fund transferC.an institution of the United NationsD. a governmental organization2)SWIFT is an organization based in AA.BrusselsB.New YorkC.LondonD.Hong Kong3) A facility in fund arrangement for buyers or sellers is referred to AA.trade financeB.sale contractC.letter of creditD.bill of exchange4)Fund transfers are processed and settled through CA.banksB.SWIFTC.clearing systemD.telecommunication systems5) C is the reason why international trade first began.A.Uneven distribution of resourcesB.Patterns of demandC.Economic benefitsparative advantages5.Answer the following questions1)Where are the medium of exchange originated from?Tracing back the history of international settlement, the medium of exchange originated from coins to notes.2)What will inevitably lead to under the international political, economic and cultural exchanges?The international political, economic and cultural exchange inevitably leads to credits and debts owed by one country to another.3)Why do banks focus on the development of the businesses of international settlement? Banksfocus more and more on the development of the businesses because it is a major resource ofprofits.4)What will banks do to meet the higher and higher demand of the international market? Banksneed to develop innovative products and deliver the best services possible in whatever way they can.Chapter 2(1)用于国际结算的货币是可兑换的货币。
《国际结算》(修订版)习题答案(全)
Chapter One1. Fill in the blanks to complete each sentence.(1) local legal system, political, exchange risks(2) open account, advance payment, remittance and collection(3) letter of credit, bank guarantee(4) price terms, delivery terms(5) least/minimum, most/maximum(6) advance payment(7) open account(8) clean collection, documentary collection2. 略3. Translate the following terms into English.(1) settlement on bank credit(2) the potential for currency fluctuation(3) to clear the goods for export(4) to pay the insurance premium(5) to carry out export formalities(6) the major participants in international trade(7) the commodity inspection clause(8) to fulfill the obligation to deliver the goods(9)t he goods have passed over the ship’s rail(10)I nternational contract is concluded in a completely different context thandomestic ones4．Decide whether the following statements are true or false.(1) F (2) F (3) T (4) T (5) T(6) T (7) F (8) T (9) T (10) F5. Choose the best answer to each of the following statements(1)-(5) BCCBD (6)-(10) DACCC(11)-(15) BDDCD (16)-(20) DCACDChapter Two1. Fill in the blanks to complete each sentence.(1) barter(2) medium of exchange(3) expensive, risky(4) our(5) V ostro(6) vostro(7) nostro(8) specimen of authorized signatures, telegraphic test keys, terms and conditions, Swift authentic keys2. Define the following terms(1) Correspondent relationship 〖A bank having direct connection or friendly service relationswith another bank.〗(2) International settlements〖International settlements are financial activities conducted among different countries in which payments are effected or funds are transferred from one country to another in order to settle accounts, debts, claims, etc. emerged in the course of political, economic or cultural contracts among them. 〗(3) Visible trade〖The exchange of goods and commodities between the buyer and the seller across borders.〗(4) Financial transaction〖International financial transaction covers foreign exchange market transactions, government supported export credits, syndicated loans, international bond issues, etc.〗(5). V ostro account〖Vostro account is an account held by a bank on behalf of a correspondent bank.〗3. Translate the following terms into English.(1) commercial credit(2) control documents(3) account relationship(4) cash settlement(5) financial intermediary(6) credit advice(7) agency arrangement(8) credit balance(9)reimbursement method(10) test key/code4．Decide whether the following statements are true or false.(1) T (2) F (3) F (4) T (5) F5. Choose the best answer to each of the following statements(1)-(5) BCDAD (6)-(10) BBDABChapter Three1. Define the following Terms:(1) Negotiable instrument〖“A negotiable instrument is a chose in action, the full and legal title to which is transferable by delivery of the instrument (p ossibly with the transferor’s endorsement) with the result that complete ownership of the instrument and all the property it represents passes free from equities to the transferee, providing the latter takes the instrument in good faith and for value.” 〗(2) Bill of exchange〖A bill of exchange is an unconditional order in writing, addressed by one person to another, signed by the person giving it, requiring the person to whom it is addressed to pay on demand, or at a fixed or determinable future time, a sum certain in money, to or to the order of a specified person, or to bearer. 〗(3) Check〖A check is an unconditional order in writing addressed by the customer to a bank signed by that customer authorizing the bank to pay on demand a specified sum of money to or to the order of a named person or to bearer. 〗(4) Documentary bill〖It is a bill with shipping documents attached thereto. 〗(5) Crossing〖A crossing is in effect an instruction to the paying bank from the drawer or holder topay the fund to a bank only. 〗2. Translate the following terms into English.(1) 一般划线支票〖generally crossed check〗(2) 特殊划线支票〖specially crossed check〗(3) 过期支票〖a check that is out of date〗(4) 未到期支票〖post dated check〗(5) 大小写金额〖amount in words〗(6) 白背书〖blank endorsement〗(7) 特别背书〖special endorsement〗(8) 限制性背书〖restrictive endorsement〗(9) 跟单汇票〖documentary bill〗(10) 即期汇票〖sight draft〗(11) 远期汇票〖usance/term bill〗(12) 承兑汇票〖acceptance bill〗(13) 可确定的未来某一天〖determinable future date〗(14) 光票〖clean bill〗(15) 流通票据〖negotiable instrument〗(16) 贴现行〖discounting house 〗(17) 商人银行〖merchant bank〗(18) 无条件的付款承诺〖unconditional promise of payment〗(19) 负连带责任〖jointly and severally responsible〗(20) 出票后90天付款〖payable 90 days after date〗3. Decide whether the following statements are true or false.(1) T (2) F (3) T (4) T (5) T(6) F (7) T (8) T (9) T (10) T(11) F (12) T (13) T (14) F (15) T(16) T (17) T (18) F (19) F (20) F4. Choose the best answer to each of the following statements(1)-(5) CACBC (6)-(10) BACBB(11)-(15) BDCCC (16)-(20) BBAACE. Read the following draft and give your answer to each of the following questions.1.Drawer: China National Crafts Imports & Export Corporation, S.B2.Drawee: ABC Company, London3.Payee: The order of the Bank of China4.Tenor draft5.In two sets6.Shanghai（VII题的划线因为Word 文档中无旋转功能，因此你们自己在开立该支票时，格式上需要进行相应调整，为平行线。