财经英语形考册答案

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财金英语教程参考答案

财金英语教程参考答案Chapter 1: Introduction to Finance1. What is finance?- Finance is the management of money and includesactivities such as investing, borrowing, lending, budgeting, saving, and forecasting.2. What are the three main functions of finance?- The three main functions of finance are planning, acquiring, and managing financial resources.3. What is the time value of money?- The time value of money is the concept that a sum of money is worth more now than the same sum in the future dueto its potential earning capacity.4. How does inflation affect the value of money?- Inflation erodes the purchasing power of money over time, meaning that the same amount of money will buy fewer goodsand services in the future.5. What is the difference between a bond and a stock?- A bond is a debt instrument where an investor lends money to an entity in exchange for interest payments, while a stock represents ownership in a company and offers thepotential for capital gains and dividends.Chapter 2: Financial Statements1. What are the four main financial statements?- The four main financial statements are the balance sheet, income statement, cash flow statement, and statement of changes in equity.2. What is the purpose of a balance sheet?- The balance sheet provides a snapshot of a company's financial position at a specific point in time, showing its assets, liabilities, and equity.3. How is net income calculated?- Net income is calculated by subtracting all expensesfrom the total revenue of a company during a specific period.4. What does the cash flow statement show?- The cash flow statement shows the inflow and outflow of cash within a business over a period of time, categorizedinto operating, investing, and financing activities.5. What is the statement of changes in equity?- The statement of changes in equity shows the changes in the equity accounts of a company over a period of time, including retained earnings, capital contributions, and other comprehensive income.Chapter 3: Financial Analysis1. What are the main types of financial analysis?- The main types of financial analysis are ratio analysis,horizontal analysis, vertical analysis, and trend analysis.2. What is the purpose of ratio analysis?- Ratio analysis is used to evaluate a company's financial health by comparing various financial ratios such asliquidity, profitability, and leverage ratios.3. What is horizontal analysis?- Horizontal analysis involves comparing financial statement items over multiple periods to identify trends and changes in performance.4. What is vertical analysis?- Vertical analysis, also known as common-size analysis,is a method of financial statement analysis where each itemis expressed as a percentage of a base figure, typicallytotal assets or total revenue.5. What is trend analysis?- Trend analysis involves examining the historical data of financial metrics over time to predict future trends and performance.Chapter 4: Risk Management1. What is risk management?- Risk management is the process of identifying, assessing, and prioritizing potential risks to an investment or project, and taking steps to mitigate or avoid these risks.2. What are the types of risks in finance?- The types of risks in finance include market risk,credit risk, liquidity risk, operational risk, and legal risk.3. What is diversification?- Diversification is a risk management strategy that involves spreading investments across various financial instruments, industries, or geographic regions to reduce overall risk.4. What is hedging?- Hedging is a risk management technique used to reducethe risk of price fluctuations in an asset by taking an offsetting position in a related security.5. What is the role of insurance in risk management?- Insurance is a risk management tool that providesfinancial protection against potential losses or damages by transferring the risk to an insurance company in exchange for a premium.Chapter 5: Investment Strategies1. What are the different types of investment strategies?- Types of investment strategies include passive investing, active investing, value investing, growth investing, and income investing.2. What is the difference between passive and active investing?- Passive investing involves a "set it and forget it" approach, typically using index funds, while active investingrequires regular buying and selling of individual securities based on market research and analysis.3. What is value investing?- Value investing is an investment strategy that involves buying stocks that are considered undervalued by the market, with the expectation that their true value will eventually be recognized.4. What is growth investing?- Growth investing focuses on companies that are expected to grow at an above-average rate compared to the market, often investing in companies with strong competitive advantages and high growth potential.5. What is income investing?- Income investing is an investment strategy aimed at generating a steady stream of income from investments, typically through dividends or interest payments.Chapter 6: International Finance1. What is international。

财经英语答案

财经英语答案【篇一：浙江财经学院英语翻译大赛试卷和答案】txt>考核方式：闭卷考试时间：120分钟第一题：汉译英 15% 1.市场需求_____________________________________________________ 2.社会主义市场经济______________________________________________ 3.可持续发展战略________________________________________________ 4.深化改革______________________________________________________ 5.人寿保险公司__________________________________________________ 6.综合国力______________________________________________________ 7.消费者物价指数_________________________________________________ 8.社会主义和谐社会_______________________________________________ 9.九年制义务教育__________________________________________________ 10.中国人民政治协商会议___________________________________________ 第二题：英译汉 15% 1. intellectual propertyrights_________________________________________ 2. future exchange_____________________________________________ ____ 3. closingprice_________________________________________________ ____ 4. loan and trustcompany____________________________________________ 5. extensiveeconomy______________________________________________ __ 6. export quota_____________________________________________________ 7. certified publicaccountant_________________________________________ 8.at sixes andsevens_______________________________________________ __ 9. cast pearls before theswine__________________________________________10. scientific outlook ondevelopment___________________________________第三题：句子翻译 20%1.根据协议，所有的经济政策应该不加歧视地适用于所有人______________________________________________________ ______________________________________________________ ________________________________ 2.我们已争取到了政府强有力的支持，使公共场所吸烟成为违法行为。

2023年开放英语形成性考核册及答案新版资料

《开放英语3》形成性考核册及参照答案作业 1第一部分: 交际用语 (每题2分, 共10分)一、阅读下面旳小对话，从A, B, C, D四个选项中选出一种能填入空白处旳最佳选项。

1. May I help you, madam? D.A. Sorry, I have no ideaB. Yes, I know what to buyC. You’d better give me a handD. Yes, I ‘d like 2 kilos of oran ges2. May I know your address? A.A. Sure. Here you are.B. I have no ideaC. It’s far from hereD. Sorry, I’ve forgotten3. Well, Mary, how are you? C.A. I’m goodB. I’m pleasedC. I’m fineD. I’m nice4. I don’t like the sports programs on Sundays. B.A. So do IB. Neither do IC. So am ID. Neither am I5. Will you go on a picnic with us tomorrow? B.A. Yes, but I’ll have English classes.B. Sorry, I have an appointment with Dr. Brown.C. I’m afraid I have no idea.D. Neither am I第二部分：英语知识运用（40分）二、选择填空阅读下面旳句子和对话，从A, B, C, D四个选项中选出一种能填入空白处旳最佳选项。

（每题2分，共20分）6. It happened _____ a winter night. DA. atB. inC. byD. on7 I know it isn’t important but I can’t help________ about it. BA. but to thinkB. thinkingC. toD. think8. That’s all settled. It_______ talked about. DA. shouldn’tB. mustn’t beC. can’tD. needn’t be9. Her parents died when she was very young, so she was______ by her aunt. AA. brought upB. brought outC. grown upD. grown10. _____ ___________ he said is quite right. BA. ThatB. WhatC. HowD. Why11. Don’t worry. There is_______ room for all your books here. CA. moreB. muchC. enoughD. some12. What’s happened to Tom? D____ to hospital.A. He’s takenB. He’ll be takenC. He’ll takeD. He’s been taken13. I don’t suppose he will attend the meeting, _____? BA. won’t heB. will heC. do ID. don’t I14. ______ fine weather it is! AA. WhatB. What aC. HowD. How a15 Not only I but also Jane and Mary _____ tired of having one examination after another. BA. isB. areC. amD. be三、完型填空阅读下面旳短文，从短文后所给旳A、B、C、D四个选项中选出能填入对应空白处旳最佳选项，并在答题纸上写出所选旳字母符号。

财经英语考试题及答案

财经英语考试题及答案一、选择题（每题2分，共20分）1. Which of the following is not a financial instrument?A. StockB. BondC. OptionD. Computer2. The term "equity" refers to:A. The value of an asset minus its liabilitiesB. The value of an asset plus its liabilitiesC. The value of an asset divided by its liabilitiesD. The value of an asset multiplied by its liabilities3. What is the primary function of a central bank?A. To provide loans to individualsB. To regulate the money supply and interest ratesC. To manage the national budgetD. To offer investment advice4. In economics, the term "deflation" refers to:A. A decrease in the price level of goods and servicesB. An increase in the price level of goods and servicesC. A stable price level of goods and servicesD. A fluctuating price level of goods and services5. What does GDP stand for?A. Gross Domestic ProductB. Gross Domestic ProfitC. Gross Domestic PurchaseD. Gross Domestic Price6. Which of the following is not a type of market structure?A. MonopolyB. Monopolistic competitionC. Perfect competitionD. Free competition7. What is the role of a stock exchange?A. To provide a platform for trading financial instrumentsB. To regulate the prices of financial instrumentsC. To issue financial instrumentsD. To provide financial advice to investors8. The term "leverage" in finance refers to:A. The use of borrowed funds to increase the potential return of an investmentB. The use of borrowed funds to decrease the potential return of an investmentC. The use of borrowed funds to stabilize the potential return of an investmentD. The use of borrowed funds to eliminate the potential return of an investment9. What is the purpose of a balance sheet?A. To show a company's income over a period of timeB. To show a company's expenses over a period of timeC. To show a company's assets, liabilities, and equity at a specific point in timeD. To show a company's cash flow over a period of time10. What is the term for the difference between the buying and selling prices of a financial instrument?A. SpreadB. MarginC. YieldD. Dividend二、填空题（每题1分，共10分）1. The process of converting a company's financial statements from one currency to another is known as __________.2. __________ is the risk that the value of an investmentwill decrease due to changes in interest rates.3. __________ is a type of insurance that covers against damage to property.4. __________ is the study of how individuals and businesses make decisions regarding the allocation of resources.5. A __________ is a financial statement that summarizes a company's revenues, expenses, and profit over a period of time.6. __________ is the risk that a borrower will default on a loan.7. __________ is the process of buying and selling goods or services in a foreign country.8. __________ is the risk that the value of an investmentwill decrease due to changes in the market.9. __________ is a financial instrument that represents a share of ownership in a company.10. __________ is the risk that a company's management will make poor decisions that negatively impact the company'svalue.三、简答题（每题5分，共30分）1. Explain the difference between a bull market and a bear market.2. What are the main factors that influence the value of a currency in the foreign exchange market?3. Describe the role of a mutual fund in the financial market.4. What are the advantages and disadvantages of using derivatives as a financial instrument?5. How does inflation affect the economy?6. What is the purpose of a company's annual report?结束语：以上是本次财经英语考试的试题及答案，希望同学们能够通过这次考试，对财经英语有更深入的了解和掌握。

财政学英语测试题及答案

财政学英语测试题及答案一、选择题（每题2分，共20分）1. Which of the following is not a type of government revenue?A. TaxationB. FeesC. DonationsD. Fines2. The process of allocating government funds is known as:A. BudgetingB. SpendingC. AllocatingD. Distributing3. The term "fiscal policy" refers to:A. The management of government finances.B. The setting of interest rates by a central bank.C. The regulation of money supply.D. The control of inflation.4. What is the primary purpose of a government budget?A. To increase the national debt.B. To plan for government spending and revenue.C. To reduce taxes.D. To increase government spending.5. Which of the following is an example of an expenditure ina government budget?A. Tax revenueB. Public debtC. Defense spendingD. Foreign aid6. The term "deficit" in fiscal terms means:A. The amount by which government spending exceeds revenue.B. The amount by which government revenue exceeds spending.C. The total amount of government debt.D. The amount of money a government has in reserve.7. What does "fiscal discipline" imply?A. The government's ability to borrow money.B. The government's adherence to a balanced budget.C. The government's ability to spend without limit.D. The government's ability to collect taxes efficiently.8. A "balanced budget" is one where:A. Government spending is equal to revenue.B. Government spending is less than revenue.C. Government spending is more than revenue.D. There is no public debt.9. What is the role of "public finance" in a country's economy?A. To provide financial support for private businesses.B. To manage the government's income and expenditure.C. To regulate the stock market.D. To control the money supply.10. The "fiscal year" is:A. The same as the calendar year for all countries.B. The period during which the government operates its budget.C. The year in which the government's financial statementsare audited.D. The year in which the government's taxes are collected.二、填空题（每空1分，共10分）11. The main sources of government revenue include taxes, fees, and _______.12. When the government spends more than it earns, it results in a _______.13. A government that practices fiscal discipline is likelyto have a _______ budget.14. The fiscal policy can be used to influence economicactivity by adjusting _______.15. Public finance is crucial for the provision of _______ services.三、简答题（每题5分，共20分）16. Explain the difference between a "surplus" and a "deficit" in fiscal terms.17. What are the potential consequences of a governmentrunning a persistent deficit?18. Describe the role of fiscal policy in economic stabilization.19. Discuss the importance of fiscal discipline for acountry's long-term economic health.四、论述题（每题15分，共30分）20. Discuss the challenges a government faces in creating a balanced budget and the strategies it might employ.21. Analyze the impact of fiscal policy on the overall economic growth and development of a country.五、案例分析题（共20分）22. A country is facing a recession. The government decidesto increase public spending on infrastructure to stimulatethe economy. Discuss the potential benefits and drawbacks of this fiscal policy action.答案：一、选择题1. C2. A3. A4. B5. C6. A7. B8. A9. B 10. B二、填空题11. fines/penalties12. deficit13. balanced14. taxation/tax rates/government spending15. public/social三、简答题16. A surplus occurs when government revenue exceeds spending, while a deficit occurs when spending exceeds revenue.17. Persistent deficits can lead to increased national debt, higher interest rates, and potential economic instability. 18. Fiscal policy can stabilize the economy by increasing spending during recessions and reducing it during booms to prevent overheating.19. Fiscal discipline ensures that a country can meet its financial obligations, maintain investor confidence, and support sustainable economic growth.四、论述题20. [自由发挥，根据财政学原理论述]21. [自由发挥，根据财政学原理论述]五、案例分析题22. [自由发挥，根据财政学原理分析]。

财经专业英语(第二版)unit1译文、课后答案、课件

Unit 1Passage: What Does It Take to Become a Successful Manager?[Para 1]Successful managers come from a wide variety of backgrounds and possess an equally wide variety of traits and skills. No sure–fire formula exists for getting to the top of the managerial ladder, but there are at least three general preconditions for achieving lasting success as a manager: ability (A), motivation to manage (M), and opportunity (O).Together, they constitute a basic formula for managerial success (S): S=A×M×O. Notice that success depends on a balanced combination of ability, motivation to manage, and opportunity. A total absence of one factor can cancel out strength in the other two. (Hence, the use of multiplication rather than addition signs.) For example, high ability and motivation are useless without opportunity.1. Ability[Para 2] As used here, the term managerial ability is the demonstrated capacity to achieve organizational objectives both effectively and efficiently. Actually, today's successful manager needs a whole package of conceptual, technical, and interpersonal abilities. According to recent work by the American Assembly of Collegiate Schools of Business (AACSB), an accrediting agency, business school graduates should be able to demonstrate certain skills and personal characteristics. AACSB's package of skills and characteristics can help everyone better understand the term ability to manage. They include1.Leadership.2.Oral communication and presentation skills.3.Written communication.4.Planning and organizing.rmation gathering and problem analysis.6.Decision making.7.Delegation and control.8.Self-objectivity (being aware of one's strengths and limitations).9.Disposition to lead (a willingness and desire to lead others in new directions).2. Motivation to Manage[Para 3] Uplifting stories about disabled persons and adventurers who succeed despite seemingly insurmountable odds are often summed up in one word: desire. The same force drives successful managers. All the ability in the world will not help a future manager succeed if he or she does not possess a persistent desire to move ahead. Linda Wachner, the only woman chief executiveofficer of a Fortune 500 company (garment maker Warnaco), is an inspiring case in point. Fortune magazine calls her America's most successful businesswoman:From the time she was 11 and growing up in Forest Hills, New York, Wachner knew she wanted to run something. That was the year she lay flat on her back, encased in a plaster cast from her head to her knees, the first step in a surgical procedure to correct severe scoliosis.Hardly able to move and facing the possibility that she would never walk again, Linda became determined that whatever she did in life, she would call the shots–––not doctors, or parents, or physical therapists. "The focus I have today comes from when I was sick," she says. "When you want to walk again, you learn how to focus on that with all your might, and you don't stop until you do it."That brand of determination was evident from the first day Wachner hit the job market in 1966.After graduating at age 20 from the University of Buffalo with a bachelor's degree in business administration, she landed at Associated Merchandising Corp, the New York City buying arm of Federated and other department stores. Her pay: $ 90 a week....A former boss remembers her: “Linda used to come flying through my door every morning hitting me with ideas on how we could run the business better. She wanted to tell our manufacturers how they could do more business with the stores.”[Para 4] Until the mid-1960s, this kind of desire was an intangible trait that could be measured only subjectively. Then a management researcher named John B. Miner developed a psychometric instrument to measure objectively an individual's motivation to manage. Miner's test, in effect, measures one's desire to be a manager.[Para 5] The Seven Dimensions of Motivation to Manage. Miner's measure of motivation to manage is anchored to the following seven dimensions:1.Favorable attitude toward those in positions of authority, such as superiors.2.Desire to engage in games or sports competition with peers.3.Desire to engage in occupational or work–related competition with peers,4.Desire to assert oneself and take charge.5.Desire to exercise power and authority over others.6.Desire to behave in a distinctive way, which includes standing out from the crowd.7.Sense of responsibility in carrying out the routine duties associated with managerial work. The higher the individual scores on each trait, the greater is the motivation to manage. (Although the complete instrument is not given here, you can readily gauge your own motivation to manage as low, moderate, or high.) Miner's research indicates that this concept can accurately predict how fast and how far one will move up the hierarchy.[Para 6] Motivation to Manage among Business Students. Miner and his colleagues wenton to track motivation–to–manage scores for business students at two major U.S. universities over a twenty–year period and came to some interesting conclusions. First, although the steady decline of motivation to manage during the 1960s and early 1970s had stopped, students' motivation to manage still was very low. Generally speaking, students continued to show a distaste for authority, competitiveness, assertiveness, and routine managerial duties. Miner believed this situation foreshadowed a shortage of managerial talent over the coming years. A second conclusion was that female students no longer lagged behind their male counterparts in motivation to manage.[Para 7] More recently, Miner's research has focused on international differences in motivation to manage. His student samples from Mexico, Japan, China, Korea, and Taiwan all scored consistently higher than did his samples from the United States. Miner perceives this pattern as a potential threat to America's global competitiveness.3. Opportunity to Manage[Para 8] Judging from headlines in recent years about corporate downsizings, middle manager layoffs, and the dramatic scaling back of the U. S. defense industry, students might be tempted to throw up their hands in frustration over the prospect of ever landing a management position. Indeed, from the perspective of large American companies, the market for managers has tightened considerably since the 1980s. But the broader picture presented by Business Week, seemingly gloomy at first glance, offers hope for future managers:In the U.S. some 13.5 million workers in private industry are classified as executives, administrators, and managers, and most are employed in the service sector --the focus of intensive restructuring in recent years. The upshot is that managerial jobs, which surged at a5.6% annual rate from 1984 through 1989, have shown no net growth at all sincethen––eliminating about 2.25 million jobs that would have been created if the earlier growth trend had been maintained.Even though the growth rate for the managerial slice of the U. S. labor pie slowed and even shifted into reverse during the early 1990s, it still is a huge slice: 13.5 million managers! Normal turnover–––through deaths, retirements, and career changes–––will open millions of managerial positions in the years ahead. Anticipated economic growth will create additional managerial opportunities.[Para 9] Significantly, the statistics in the preceding quote tell only part of the story for managerial job seekers. Not counted among the 13.5 million are the millions of administrators and managers in military, government, and nonprofit organizations. Also, there is the mushrooming small-business sector. One quick way to become a manager is to start your own business.[Para 10] Despite periodic ups and downs in job markets, there will continue to be a worldwide need for those with the right combination of ability and motivation to manage. The timeto start working out your own S= A×M×O formula is now.New Words*** accredit [☯❒♏♎♓♦]vt. 委派出任* anchor [ ✌☠☯] n.vt. 锚抛锚；依靠* anticipate [✌⏹♦♓♦♓☐♏♓♦] vt. 预见* assembly [☯♦♏❍♌●] n. 集会* assertiveness [☯♦♏♦♓⏹♓♦] n. 断定* brand [br✌⏹♎] n. 商标；烙印；印记* cast [k ♦♦] n. 浇铸*** collegiate [k☯●♓ ♎✞♓♦] adj. 专科学校的；学院的；大学的* conceptual [k☯⏹♦♏☐♦☞◆☯●] adj. 思维的，抽象的；概念的* counterpart [ ♋◆⏹♦☯☐ ♦] n. 对应的人（或物）* delegation [ ♎♏●♓ ♑♏♓☞☯⏹] n. 派遣** dimension [di ❍♏⏹☞☯⏹] n. 度量方法* disposition [disp☯♓☞☯⏹] n. 倾向** downsize [ ♎♋◆⏹ ♦♋♓] v. 减小；减少* encase [in ♏♓♦] vt. 包围；包裹* favorable [ ♐♏♓☯❒☯♌●] adj. 赞同的** foreshadow [f ☞✌♎☯◆] vt. 预示* frustration [fr✈♦♦❒♏♓☞☯⏹] n. 灰心* garment [ ♑❍☯⏹♦] n. 服装*** gauge [♑♏♎✞] vt. 估计，判断n. 方法，手段；标准* gloomy [ ♑●◆❍♓] adj. 黑暗的，昏暗的* headline [ ♒♏♎●♋♓⏹] n. 标题* hierarchy [ ♒♋♓☯❒♓] n. 等级制度；领导层*** insurmountable[ ♓⏹♦☯ ❍♋◆⏹♦☯♌●]adj. 不能克服的* intangible [in ♦✌⏹♎✞☯♌●] adj. 无形的，无法接触的* interpersonal[ ♓⏹♦☯ ☐☯♦☯⏹●]adj. 人际的；交际的** layoff [ ●♏♓ ♐] n. 下岗，失业期间** merchandise[ ❍☯♦☞☯⏹♎♋♓] n.vt.商品；货品劝人购物* motivation[ ❍☯◆♦♓♏♓☞☯⏹]n. 动机；动力* multiplication[ ❍✈●♦♓☐●♓♏♓☞☯⏹]n. 乘法** mushroom [ ❍✈☞❒◆❍] vi. 迅速生长* objectivity n. 客观[ ♌♎✞♏ ♦♓♓♦♓]* odds [ ♎] n. 有可能出现的麻烦事* peer [pi☯] n. 同龄人；同等地位的人* perspective [p☯ ♦☐♏♦♓] n. 观点，看法；视角；* plaster [ ☐● ♦♦☯] n. 灰泥；石膏* presentationn. 赠送；引见；介绍；呈现[ ☐❒♏♏⏹ ♦♏♓☞☯⏹]adj. 心理测量的* psychometric[ ♦♋♓☯◆ ❍♏♦❒♓]*** restructuring [ri ♦♦❒✈♦☞☯] n. 重新组建*** scoliosis [ ♦ ●♓☯◆♦♓♦] n. 脊柱侧凸* superior [sju ☐♓☯❒♓☯] n. 上级，长官*** surefire [ ☞◆☯♐♋♓☯] adj. 确定的* surge [s☯♎✞] vi. 上升* surgical [ ♦☯♎✞♓☯●] adj. 外科的* therapist [ ♏❒☯☐♓♦♦] n. 治疗者* trait [treit] n. 特性，特征* turnover [ ♦☯⏹☯◆☯] n. 移交* uplifting [✈☐●♓♐♦] adj. 使人振奋的* upshot [ ✈☐☞ ♦] n. 结局注: *为基础词汇**为常用的财经专业词汇***为非常用的基础和财经词汇，以下各课同Special Termsaccrediting agency 授权机构assert oneself 坚持自己的权利，显示自己的权威business administration 企业管理career changes 跳槽chief executive officer 董事长corporate downsizing 公司滑坡defense industry 国防工业dimensions of motivation to manage 管理动机的度量方法disposition to lead 有领导倾向favorable attitude 赞同态度Fortune 500 company 500强企业job market 劳务市场job seeker 求职者managerial position 管理岗位motivation to manage 管理动机nonprofit organization 非赢利组织oral (written) communication 口头（书面）交流organizational objective 管理目标presentation skill 交际技巧private industry 私人企业self-objectivity 自知之明sense of responsibility 责任感show a distaste for 表现不喜欢…A w hole package of…全面的…Abbreviation(s)AACSB the American Assembly of Collegiate Schools of Business 美国盎瑟贝财经学院Notes to the Passage1.[Para 1] A total absence of one factor can cancel out strength in the other two.管理成功的公式里共三个要素，如果其中的一个是零的话（即a total absence），那就会取消(cancel out)另外的两个要素的力量之和（strength in the other two）。

财经英语试题及答案

财经英语试题及答案一、选择题（每题2分，共20分）1. Which of the following is not a financial instrument?A. StockB. BondC. CommodityD. Insurance policyAnswer: D2. In financial markets, what is the term for the difference between the buying and selling prices of a security?A. SpreadB. DividendC. YieldD. Interest rateAnswer: A3. What is the term used to describe the risk of a security's value changing due to market fluctuations?A. Credit riskB. Market riskC. Liquidity riskD. Operational riskAnswer: B4. Which of the following is not a type of financial statement?A. Balance sheetB. Income statementC. Cash flow statementD. Profit and loss statementAnswer: D5. What is the term for the process of evaluating an investment based on various factors to determine its potential return and risk?A. Due diligenceB. Portfolio managementC. Financial analysisD. Risk assessmentAnswer: C6. What does GDP stand for in economics?A. Gross Domestic ProductB. Gross Domestic ProfitC. Gross Domestic PerformanceD. Gross Domestic PriceAnswer: A7. In the context of finance, what does the acronym "IPO" stand for?A. Initial Public OfferingB. International Profit OrganizationC. International Portfolio OrganizationD. International Product OfferingAnswer: A8. What is the term for a financial contract that gives the buyer the right, but not the obligation, to buy or sell anunderlying asset at a specified price on or before a certain date?A. Call optionB. Put optionC. Forward contractD. Futures contractAnswer: A9. Which of the following is not a component of the financial system?A. BanksB. Securities exchangesC. Insurance companiesD. Manufacturing companiesAnswer: D10. What is the term used to describe the process of determining a company's value based on its financial performance and potential for future growth?A. ValuationB. ForecastingC. BudgetingD. AuditingAnswer: A二、填空题（每题2分，共20分）1. The process of converting cash into other assets is known as ____________.Answer: investing2. A __________ is a financial institution that acceptsdeposits, offers loans, and provides other financial services. Answer: bank3. The __________ is a document that outlines the terms and conditions of a loan, including the interest rate and repayment schedule.Answer: loan agreement4. __________ is the risk that a borrower may default ontheir loan payments.Answer: credit risk5. A __________ is a financial statement that shows acompany's financial position at a specific point in time. Answer: balance sheet6. __________ is the process of evaluating a company'sfinancial health by analyzing its financial statements. Answer: financial analysis7. The __________ is a financial statement that shows a company's revenues, expenses, and net income over a specific period.Answer: income statement8. __________ is the risk that a security's value maydecrease due to a decline in the overall market.Answer: market risk9. A __________ is a financial instrument that represents an ownership interest in a company.Answer: stock10. __________ is the risk that a security may be difficult to sell at a desired price.Answer: liquidity risk三、简答题（每题10分，共20分）1. Explain the difference between a stock and a bond. Answer: A stock represents ownership in a company and typically offers the potential for capital appreciation and dividends. A bond, on the other hand, is a debt instrument issued by a company or government, promising to pay periodic interest and return the principal at maturity.2. What are the main factors that influence a company'scredit rating?Answer: The main factors that influence a company's credit rating include its financial stability, debt levels, profitability, management quality, industry position, and economic conditions. Credit rating agencies assess these factors to determine the likelihood of the company meetingits financial obligations.四、论述题（每题15分，共30分）1. Discuss the importance of diversification in an investment portfolio.Answer: Diversification is crucial in an investment portfolio as it helps to spread risk across a variety of investments, reducing the impact of a poor-performing asset on the overall portfolio. By investing in different asset classes, sectors, and geographical regions, investors can potentially achievebetter returns and lower volatility. Diversification also allows for the exploitation of different market opportunities and can protect against unforeseen events that may affect specific investments.2. Explain the role of financial statements in business decision-making.Answer: Financial statements play a vital role in business decision。

国家开放大学电大专科《财经英语》2024-2025期末试题及答案(2655号)

国家开放大学电大专科《财经英语》2024-2025期末试题及答案（试卷号：2655）第一部分交际用国（共计2分）】一5 ■:阅读下面的小对话.从A、B、C三个选项中炫出一个能填入空白处的■佳选项，井在答题纸上写出所选的字毋符号。

（每H2分.共10分）1. — Would you like to see the menu?A. 1 hear the food here is tasty.R Your menu is very clear.Q No# thanks. I already know what to order-2. — I think it' getting late>A- Why do you think so? K Yes. Let's go home.C. No. It's not.3. — I think the Internet is very helpfuLA. Yes> so do \.B. That's a very good idea.C. Neither do 1.4. —Thank you very much for the present.A. Don't mention it.B. Oh・ thank you too-C. Yes> please> 1 like presents.5. —Please give me A receipt.A. Okay. That's finc>B. Sure. Here you are.C Yes. You are right>第二部分词汇与结构（共计30分）6-15小・：0S读下面的句子，从A.B.C、D四个选项中选出一个能垣入空白处的最隹选项，井在答题纸上写出所选的字母符号。

（每・2分,共20分）6. ______ you not tired last night?A. Are C. Were1. ImpruvinK efficiency should16—20 ■:将左栏所列英文财绶术僵与右栏中文*思相匹配,弁将答*写在答n»±p （«■ 2分，共1。

财经英语答案

电大财经英语试题及答案

电大财经英语试题及答案一、选择题（每题2分，共20分）1. The term "economics" is derived from the ancient Greek word "oikos" which means ______.A. houseB. economyC. managementD. finance答案：B2. Which of the following is not considered a factor of production?A. LandB. LaborC. CapitalD. Profit答案：D3. The law of supply states that, all other things being equal, as the price of a good increases, the quantity supplied will ______.A. decreaseB. increaseC. remain the sameD. fluctuate4. In economics, the term "opportunity cost" refers to the______ of the next best alternative use of resources.A. valueB. costC. benefitD. loss答案：B5. The difference between a microeconomic and a macroeconomic analysis is that microeconomics focuses on ______.A. individual marketsB. the economy as a wholeC. government policiesD. global trade答案：A6. When inflation occurs, the purchasing power of money______.A. increasesB. decreasesC. remains the sameD. doubles答案：B7. A budget surplus occurs when government revenues are______ than government expenditures.B. lowerC. equalD. unrelated答案：A8. In a free market economy, prices are determined by ______.A. government regulationsB. supply and demandC. production costsD. consumer preferences答案：B9. The concept of comparative advantage in international trade suggests that countries should specialize in producing goods and services in which they have a ______.A. competitive advantageB. comparative advantageC. absolute advantageD. cost advantage答案：B10. A company's balance sheet shows its financial position ata specific point in time, including assets, liabilities, and ______.A. equityB. revenueC. expensesD. cash flow答案：A二、填空题（每题2分，共20分）1. The basic economic problem arises from the scarcity of resources relative to ______.答案：human wants2. The four main types of market structures are perfect competition, monopolistic competition, oligopoly, and ______. 答案：monopoly3. When the marginal cost of production exceeds the marginal revenue, a firm will reduce production to maximize ______.答案：profit4. In economics, the term "elasticity" refers to the responsiveness of the quantity demanded or supplied to a______ change in price.答案：percentage5. A ______ is a financial statement that summarizes the revenues, expenses, and profit or loss of a company over a period of time.答案：income statement6. The ______ effect occurs when an increase in the price ofa good leads to a decrease in the quantity demanded, holding all other factors constant.答案：substitution7. The ______ curve shows the different combinations of two goods that provide the same level of utility to the consumer. 答案：indifference8. A ______ is a tax on the sale or transfer of property oron certain activities.答案：excise9. The ______ curve represents the different combinations of two goods that can be purchased given a consumer's income and the prices of the goods.答案：budget10. The ______ is the difference between the total revenueand total cost of producing a certain quantity of output.答案：profit三、简答题（每题10分，共40分）1. Explain the difference between a recession and adepression in economic terms.答案：A recession is a significant decline in economicactivity that lasts more than a few months, typically characterized by a decline in GDP, employment, and investment.A depression, on the other hand, is a more severe and prolonged economic downturn, often associated with widespread unemployment, business failures, and a significant drop in economic output.2. What are the three main objectives of monetary policy, and how do they relate to the overall health of the economy?答案：The three main objectives of monetary policy are price stability, full employment, and economic growth. Price stability refers to controlling inflation to maintain the purchasing power of money. Full employment aims to minimize unemployment while maintaining a stable output level. Economic growth focuses on increasing the productionpotential of the economy over time. These objectives contribute to the overall health of the economy by promoting stability, reducing unemployment, and fostering sustainable growth.3. Describe the role of fiscal policy in managing an economy. 答案：Fiscal policy involves the use of government spending and taxation to influence economic activity. It can be used to stimulate economic growth during a recession by increasing government spending or reducing taxes, which increases disposable income and encourages consumer spending. Conversely, during periods of inflation, fiscal policy can be used to cool down the economy by decreasing。

财政英语试题及答案

财政英语试题及答案一、单选题（每题2分，共20分）1. The term "budget" in finance refers to:A) A financial plan for a period of timeB) A type of taxC) A financial reportD) A financial audit答案：A2. Which of the following is not a function of money?A) Medium of exchangeB) Unit of accountC) Store of valueD) Measure of risk答案：D3. The process of allocating resources in an economy is known as:A) BudgetingB) TaxationC) InflationD) Investment答案：A4. What is the term for the amount of money that a business owes?A) EquityB) LiabilitiesC) AssetsD) Revenue答案：B5. The value of an asset that is not physical in nature is known as:A) Tangible assetB) Intangible assetC) Fixed assetD) Current asset答案：B6. Which of the following is a type of financial statement?A) Balance sheetB) Income statementC) Cash flow statementD) All of the above答案：D7. The term "fiscal policy" refers to:A) Monetary actions taken by a governmentB) Taxation and government spendingC) The budgeting processD) The auditing process答案：B8. A "bond" is a type of:A) LoanB) DebtC) EquityD) Investment答案：B9. What does GDP stand for?A) Gross Domestic ProductB) Gross Domestic ProfitC) Gross Domestic PurchaseD) Gross Domestic Price答案：A10. In finance, "leverage" refers to:A) The use of borrowed money to increase potential returnsB) The process of selling a financial assetC) The ability to influence financial marketsD) The amount of money a company has on hand答案：A二、多选题（每题3分，共15分）1. Which of the following are components of a balance sheet?A) AssetsB) LiabilitiesC) EquityD) Revenue答案：ABC2. The following are types of financial instruments, except:A) StocksB) BondsC) FuturesD) Balance sheet答案：D3. What are the main objectives of a company's financial management?A) Profit maximizationB) Shareholder wealth maximizationC) Cost minimizationD) Revenue maximization答案：AB三、判断题（每题2分，共10分）1. A company's financial statements are prepared solely for tax purposes.答案：错误2. The term "capital" in finance refers to the money invested in a business.答案：正确3. The primary goal of a business is to maximize its profits. 答案：正确4. All liabilities are considered current liabilities.答案：错误5. The market value of a company's stock is determined by its assets.答案：错误四、简答题（每题5分，共20分）1. Explain the difference between a "fixed asset" and a "current asset."答案：A fixed asset is a long-term asset that a company uses in its operations and is not intended for sale, such as buildings or machinery. A current asset, on the other hand,is an asset that can be converted into cash within one year, such as cash, accounts receivable, and inventory.2. What is the purpose of a balance sheet?答案：A balance sheet is a financial statement that provides a snapshot of a company's financial position at a specific point in time. It shows the company's assets, liabilities, and equity, providing a picture of the company's net worth.3. How does inflation affect a company's financial health?答案：Inflation can affect a company's financial health in several ways. It can increase the cost of goods sold, reduce the purchasing power of cash and cash equivalents, and lead to higher interest rates, which can increase borrowing costs.4. What is the role of a financial manager in a company?答案：A financial manager is responsible for overseeing a company's financial activities, including managing cash flow, budgeting, financial planning, risk management, and ensuring compliance with financial regulations. They also play a key role in strategic decision-making and financial reporting.。

财经职业英语课后习题答案

财经职业英语课后习题答案财经职业英语课后习题答案在学习财经职业英语的过程中，课后习题是巩固知识、提高技能的重要环节。

本文将为大家提供一些常见的财经职业英语课后习题的答案，帮助大家更好地掌握这门学科。

一、选择题1. The term "GDP" stands for:A. Gross Domestic ProductB. General Development PlanC. Global Demand ProjectionD. Government Debt Policy答案：A. Gross Domestic Product2. What does the abbreviation "CFO" stand for?A. Chief Financial OfficerB. Corporate Financial OperationsC. Credit and Finance OrganizationD. Customer-Focused Operations答案：A. Chief Financial Officer3. Which of the following is NOT a type of investment?A. StocksB. BondsC. Real estateD. Insurance答案：D. Insurance4. The exchange rate is the:A. Price at which one currency can be exchanged for anotherB. Interest rate set by central banksC. Rate of inflation in a countryD. Percentage of taxes on imports and exports答案：A. Price at which one currency can be exchanged for another5. What does the term "ROI" stand for?A. Return on InvestmentB. Rate of InterestC. Risk of InflationD. Revenue from Operations答案：A. Return on Investment二、填空题1. The ____________ is the total value of all goods and services produced within a country in a specific period of time.答案：Gross Domestic Product (GDP)2. A ____________ is a financial institution that accepts deposits from individuals and businesses and provides loans.答案：Bank3. The ____________ is the difference between a country's exports and imports.答案：Trade balance4. ____________ is the process of buying and selling goods and services over the internet.答案：E-commerce5. A ____________ is a type of financial instrument that represents ownership in a company.答案：Stock三、解答题1. What are the main factors that affect exchange rates?答案：Exchange rates are influenced by a variety of factors, including interest rates, inflation rates, political stability, economic performance, and market speculation. Changes in these factors can cause a currency to appreciate or depreciate in value relative to other currencies.2. Explain the concept of supply and demand in the context of the stock market. 答案：In the stock market, supply and demand refers to the relationship between the number of shares available for sale (supply) and the number of shares that investors want to buy (demand). When there is high demand for a particular stock and limited supply, the price of the stock tends to increase. Conversely, when there is low demand and a large supply of shares, the price of the stock tends to decrease. This relationship between supply and demand is a key factor in determining stock prices.3. What are the main functions of a central bank?答案：The main functions of a central bank include controlling the money supply, setting interest rates, acting as a lender of last resort to commercial banks, and maintaining financial stability. Central banks also play a role in regulating the banking industry, managing foreign exchange reserves, and formulating monetary policy to promote economic growth and stability.总结：通过完成这些财经职业英语课后习题，我们可以更好地理解和掌握相关的知识和技能。

国家开放大学电大专科《财经英语》2020-2021期末试题及答案（2655号）

国家开放⼤学电⼤专科《财经英语》2020-2021期末试题及答案（2655号）国家开放⼤学电⼤专科《财经英语》2020-2021期末试题及答案（试卷号：2655）第⼀部分交际⽤语（共计10分）1 ⼀5⼩阅读下⾯的⼩对话.从A.B.C三个选项中选出⼀个能域⼊空⽩处的匿佳选项.并在答18纸上写出所选的字⽏符号o （每182分，共10分）L—Hello* may I talk to the headmaster now?A. s*orry ? he is busy at the momentB- No. you can f tC. 1 don't know2. PI CASC help yourself to the fish..A. WelL fish don't suit meB Sorry. I can't helpC?Thanks ? but 1 don f t like fish3. —()h. sorry to bother you<A. That okayB? No< you can f rC- fhat f s good1. (ri>od morning i sir. May I help you?A. Not I don't buy anythingB. Yes, 1 need some sugarC. Oh. no. That's OK5. —Can I borrow your camcrH for a couple of days?A. Yes. you may borrowB Yes> go onC. Sure< here you arc. Enjoy your journey第⼆部分tuft：与靖构（共计30分.蛰⼩m 2分）6 — 15⼩的句⼦.从A、B<三个选攻中谊出⼀个能填⼊室⽩处的场位地璃.并在答1B蛾上写出所逸的字⽸徊号.（每BI2分，共2《）分）6. Let go io the cincnint ____________ ?11 shnll wcA? will you（⼆aren1! we7. What % happened to Tom?—to hospitnhA> He% hern taken K He i? hikrnC\ He tAkrn8> Francci pm tn <1 lot of___________ into hM job.A? cash >1 dcpanitCL effort9. Thin i? the rc|M)rt _________ y ou warn.A. whnt tk thmC ihlt10. ________ b y telephone is very difticull.A. Negotinted K NegotiateCt Ncgotmting11. You _ _____ lout your umbrcllnt hnvc you?At huvr B? didn'tC. huven*l12. Shr mudi” English ___________ >he hn? time.A> \tor whereC\ wht-nrver13. A new hou?r _________ nt the corner of the rood.A. is building H. M bring huihC> been built14. Th* will tell un well your compnny is doinq.A. how R whntC that15? If 1 more timri I would 戏to evening uchool.A. hndB. !wveCe will have16 ⼀2（）⼩!fi：将左栏所列英⽂财经术⽤与右栏中⽂取版相匹IE,并将答富弟在答刷纸上. （督贱2分.共10分）弟三那分阅或珊解（共计10分■?＞⼩18 1分）21 ⼀25⼩魔：阅爆下列短⽂,从A、H、C三个选项中逸出⼀个正琬答室.并在答1!!抵上埠出所域的字⽏符号。

财经专业英语教程第五版宋德富答案

财经专业英语教程第五版宋德富答案1、16．Lily is a lovely girl. We all want to ________ friends with her. [单选题] *A．haveB．make(正确答案)C．doD．take2、Just use this room for the time being ,and we’ll offer you a larger one _______it becomes available [单选题] *A. as soon as(正确答案)B unless .C as far asD until3、It’s usually windy in spring, ______ you can see lots of people flying kites.（）[单选题] *A. so(正确答案)B. orC. butD. for4、Hurry up,?or we’ll _______ class. [单选题] *A. be late for(正确答案)B. late forC. late withD. be late with5、--Miss Li, could you please help me _______ math problem？--OK. Let me try. [单选题] *A. look upB. work out(正确答案)C. set upD. put up6、We can see ______ stars at night if it doesn’t rain. [单选题] *A. a thousand ofB. thousandsC. thousand ofD. thousands of(正确答案)7、A survey of the opinions of students（）that they admit several hours of sitting in front of the computer harmful to health. [单选题] *A. show；areB. shows ；is(正确答案)C.show；isD.shows ；are8、Jim, it’s dark now. Please _______ the light in the room. [单选题] *A. turn on(正确答案)B. turn upC. turn offD. turn down9、I don't know the man _____ you are talking about. [单选题] *A. who'sB. whose(正确答案)C. whomD. which10、There are trees on both sides of the broad street. [单选题] *A. 干净的B. 狭窄的C. 宽阔的(正确答案)D. 宁静的11、My father can?_______ a little English. [单选题] *A. speak(正确答案)B. sayC. talkD. tell12、46．The pants look cool.You can ________. [单选题] *A．try it onB．try on itC．try them on(正确答案)D．try on them13、My mother’s birthday is coming. I want to buy a new shirt ______ her.（）[单选题] *A. atB. for(正确答案)C. toD. with14、You can buy some pieces of bread from "_______". [单选题] *A. Bakery(正确答案)B. Travel AgencyC. LaundryD. Ticket Office15、Which is _______ city, Shanghai, Beijing or Chengdu? [单选题] *A. largeB. largerC. largestD. the largest(正确答案)16、The manager isn’t in at the moment. May I _______ a message? [单选题] *A. take(正确答案)B. makeC. haveD. keep17、6．Hi, boys and girls. How are you ________ your posters for the coming English Festival at school? [单选题] *A．getting onB．getting offC．getting with (正确答案)D．getting18、What surprised me ______ was that he succeeded. [单选题] *A. most(正确答案)B. mostlyC. almostD. at most19、It’s so nice to hear from her again. ______, we last met more than thirty year ago [单选题] *A. What ‘s wordB. That’s to sayC. Go aheadD. Believe it or not(正确答案)20、Is there going to ______ a football match in the stadium next month?（）[单选题] *A. beingB. haveC. be(正确答案)D. having21、37．It’s fun _________ a horse with your best friends on the grass. [单选题] *A．to ride (正确答案)B．ridingC．ridesD．ride22、The carbon we produce when we breathe is much less than（）produced by a car. [单选题] *A. oneB. itC. that(正确答案)D. those23、I saw the boy _______?the classroom. [单选题] *A. enter intoB. enter(正确答案)C. to enter intoD. to enter24、The paper gives a detailed（）of how to create human embryos (胚胎)by cloning. [单选题] *A. intentionB. description(正确答案)C. affectionD. effort25、Mum is ill. I have to _______ her at home. [单选题] *A. look after(正确答案)B. look forC. look outD. look forward to26、The commander said that two _____ would be sent to the Iraqi front line the next day. [单选题] *A. women's doctorB. women doctorsC. women's doctorsD. women doctor(正确答案)27、Could you please ______ why you can’t come to attend the meeting? [单选题] *A. explain(正确答案)B. understandC. giveD. reach28、He does ______ in math.（）[单选题] *A. goodB. betterC. well(正确答案)D. best29、( ) What _____ fine weather we have these days! [单选题] *A. aB. theC. /(正确答案)D. an30、If you do the same thing for a long time, you'll be tired of it. [单选题] *A. 试图B. 努力C. 厌倦(正确答案)D. 熟练。