金融英语期末试卷

documents.学年度第一学期《金融英语》2011 -2012 ( ) 3. In documentary credit, the issuing bank is usually a bank located in the beneficiary's country.

( ) 4. An advising bank or notifying bank is the bank that advises the applicant that a letter of credit 卷期末考试A(L/C) has been issued, confirmed, or amended.

( ) 5. Acceptance must be made at the back of the bill and signed by the drawee.

( ) 6. In cheque transactions, the drawer and the payer are the same person. 姓名专业年级学号( ) 7. Both a crossed cheque and a open cheque can be cashed over the counter.

( ) 8. Education loan is, just one tpye of amortization loans.( ) 9. Short-term loans are often used to satisfy fixed asset investment whereas medium and

long-term loans are often used to finance working capital needs.( ) 10. By barter, it means that people use goods to trade for other goods made by other people.

Ⅳ. Choose the best answer.(2分/题，10题共20分)

( ) 1. The first modern international monetary system was the _________?

Match the words in the left column with the proper chinese equivalents in the right Ⅰ.A gold standard B Bretton Woods System

column.10 points,1 point for each ）（C Jemaica System D European Monetary System

A 通货膨胀( ) 1 financial assets

( ) 2. Used to settle official transactions at the IMF, ______ are sometimes called paper gold.

B 托收行( ) 2 executive

A dollars

B ECUs

C 金融资产( ) 3 barter

C SDRs

D all currencies

D 有利可图的( ) 4 installment

( ) 3. The ____fees are one-time charges negotiated in advance and imposed when the loan

机密的 E ( ) 5 profitable

agreement is signed.

) 6 recipient ( 分期付款 F

A management

B front-end 指定的人G ) 7 ( order

C commitment

D participation

( 行政人员H ) 8 inflation

( ) 4. The person paying the money is _______ of a cheque.

I 物物交换) 9 confidental (

A the drawee

B the endorser ( 收信人J ) 10 remitting bank

C the payee

D the endorsee

( ) 5. The documents will not be delivered to the buyer until ________.

分）105题，（II.Give the full name to the following words.2分/ 题共A the buyer has cleared goods B the goods have arrived ______________________________ ECU ．1C the bill is paid or accepted D both A and B

______________________________ IMF ．2

( ) 6. If it is not stated as D/P or D/A, the documents can be released_________.

______________________________ SDRs 3．

A against acceptance pour aval

B against acceptance 4． D/A

_______________________________

C against payment

D in either way

．5CPA ________________________________ ( ) 7. Under_____, no draft is drawn. It is also used as a means of avoiding the stamp duty

（10分）. Decide whether each of the following statements is true(T) or false(F). Ⅲpayable on drafts.

the ( personal with be not should transactions Business 1. ) confused Similarly, transactions.

A the acceptance credit

B the derferred payment credit transactions of different entities should not be accounted for together.

D the negotiated credit

C the payment credit ) 2. A usance credit means a credit which stipulates the immediate payment on presentation of

(

( ) 8. ________is the bank to which the pricipal has entrusting the collection.

“We needed furniture(家具) for our living room.”Says John Ross, “and we just didn't have enough money to buy it. So we decided to try making a few tables and chairs.”B The collecting bank John got married six A The remitting bank

months ago, and like many young people these days, they are struggling to make a home at a time when D Both A and B

C The presenting bank

the cost of living is very high. The Rosses took a 2-week course for $ 280 at a night school. Now

they ) 9. Which principle has the assumption that the business will continue in operation?

(

build all their furniture and make repairs around the house.

B The going-concern concept A The cost principle

Jim Hatfield has three boys and his wife died. He has a full-time job at home as well as in a shoe C The matching principle D Both A and B

making factory. Last month, he received a car repair bill for $ 420. “I was deeply upset about it. Now I ( ) 10. _______ is the most important part of a bank letter.

have finished a car repair course, I should be able to fix the car by myself.” B Body A