高考英语最新热点时文阅读：硅谷银行倒闭可能对科技行业产生重大影响(含练习题)

Silicon Valley Bank collapse could have major impact on tech industry.
硅谷银行倒闭可能对科技行业产生
重大影响
英文新闻：
Silicon Valley Bank collapse could have major impact on tech industry
The sudden collapse of the top Silicon Valley lender SVB Financial Group has sent shock waves throughout the tech world, leaving tech startups scrambling to make payroll this month, which could be followed by a wide wave of failures and layoffs in the tech industry.
With approximately $209 billion in total assets and $175.4 billion in total deposits at the end of last year, the 16th largest bank in the US was closed by California's banking regulators on Friday due to ''inadequate liquidity and insolvency.''
The FDIC said Friday that all accounts would quickly get access to the insured portions of their deposits, but the rest would depend on how much is recovered from sales of the bank's assets, an often lengthy process. This has left startup founders worried about whether they'll be able to keep paying their employees.
Close to half of US venture-backed tech and healthcare firms that listed on stock markets in 2022 were SVB customers, leading many to fret about the fallout from the bank's collapse that will ripple through the already battered tech sector, which had seen mass layoffs in recent months.
中文新闻：
硅谷银行倒闭可能对科技行业产生重大影响
硅谷最大的贷款机构SVB金融集团(SVB Financial Group)的突然倒闭在整个科技界引发了冲击波，使得科技初创企业在本月争相发放工资，而这可能会使科技行业之后出现大范围倒闭和裁员潮。

截至去年年底，这家美国第16大银行的总资产约为2090亿美元，总存款为1754亿美元。

然而，加州银行监管机构周五（3月10日）以“流动性不足和资不清偿”为由关闭了该银行。

美国联邦存款保险公司周五表示，所有账户将很快获得其存款的保险部分，但其余部分则取决于出售银行资产能够收回多少，而且这通常是一个漫长的过程。

这让初创企业的创业者担心他们是否能够继续支付员工工资。

在2022年美国上市的众多风投科技企业和医疗企业中，有近一半是硅谷银行的客户，这导致许多人担心该银行破产的后果会波及本已遭受重创的科技行业。

近几个月来，该行业出现了大规模裁员。

重点词汇
1. accounts
英 [əˈkaʊnts] 美 [əˈkaʊnts]
n. 账目；账号
2.stock
英 [stɒk] 美 [stɑːk]
n. 股本，资本；
听双语新闻-填词
Silicon Valley Bank collapse could have major impact on tech industry
The sudden collapse of the top Silicon Valley lender SVB Financial Group has sent shock waves 1 the tech world, leaving tech startups scrambling to make payroll this month, which could be followed by a wide wave of failures and layoffs in the tech industry.
With approximately $209 billion in total assets and $175.4 billion in total deposits at the end of last year, the 16th largest bank in the US was closed by California's banking regulators on Friday due to '' 2 liquidity and insolvency.''
The FDIC said Friday that all accounts would quickly get access to the insured portions of their deposits, but the rest would depend on how much is recovered from sales of the bank's assets, an often lengthy process. This has left startup founders worried about whether they'll be able to keep paying
their 3 .
Close to half of US venture-backed tech and healthcare firms that listed on stock markets in 2022 were SVB customers, leading many to fret about the fallout from the bank's collapse that will ripple through the already battered tech sector, which had seen mass layoffs in recent months.
听双语新闻-语法填空
Silicon Valley Bank collapse could have major impact on tech industry
The sudden collapse of the top Silicon Valley lender SVB Financial Group has sent shock waves throughout the tech world, leaving tech startups scrambling to make payroll this month, which could be followed by a wide wave of 1 (failure) and layoffs in the tech industry.
With approximately $209 billion in total assets and $175.4 billion in total deposits at the end of last year, the 16th largest bank in the US was closed by California's banking regulators on Friday due to ''inadequate liquidity and insolvency.''
The FDIC said Friday that all accounts would quickly get access to the insured portions of their deposits, but the rest would depend on how much
is 2 (recover) from sales of the bank's assets, an often lengthy process. This has left startup founders worried about whether they'll be able to keep paying their employees.
Close to half of US venture-backed tech and healthcare firms that listed on stock markets in 2022 were SVB customers, 3 (lead) many to fret about the fallout from the bank's collapse that will ripple through the already battered tech sector, which had seen mass layoffs in recent months.
填词练习答案
1. throughout
2. inadequate
3. employees.
语法填空答案
1. failures
2. recovered
3. leading。