英语商务口语培训,Visiting A Factory

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外贸实务口语Unit-4-参观工厂-Visiting-A-Factory培训讲学

外贸实务口语Unit-4-参观工厂-Visiting-A-Factory培训讲学

Unit 4 参观工厂Visiting A FactoryVisiting A Factory参观工厂Brief Introduction了解对方客户的商品生产主体——工厂——是对外贸易中必不可少的一环。

工厂的设备、规模和工人的素质以及决策者的管理能力都决定着以后产品的质量和信誉。

作为索取资料、电话传真问询、浏览网页的必要补充步骤,参观工厂可以让客户最直接、最客观地了解生产方公司,对日后的贸易成功意义重大。

Basic Expressions1. We look forward to our tour of your plant.我们盼着参观你们工厂。

2. If it is not too much trouble, we would like to talk to some of the technicians.如果不是太麻烦的话,我们想与一些技术员谈一谈。

3. We learned a lot about your facilities and the process of wine making.关于你们的酿酒设备和酿酒过程,我们了解了不少情况。

4. We’re interest ed in learning about your food-making and pack- aging process.我们想向你们学习食品加工和包装过程。

5. It was very kind of you to give me a tour of the plant.谢谢你陪同我参观工厂。

6. You will surely know the products better after the visit.参观工厂参观后你对我们的产品肯定会更了解。

7. Let me give you this list of departments first.我先给你这份各个部门的清单。

8. Next to each department is its location and the name of the manager.在每个部门的旁边都标有其具体位置和经理的姓名。

外贸参观公司情景对话

外贸参观公司情景对话

外贸参观公司情景对话下面是的外贸参观公司的情景对话,一起来看看吧。

a: i hope to visit your factory. what time will be convenient for you? 我希望参观贵工厂。

你们什么时候方便?b: you are wele to visit our factory at any time? 我们随时欢送您参观本工厂。

a: how about tomorrow morning? 明天早上如何?b: it's fine. we'll pick up at your hotel at 8:00 tomorrow morning. 没有问题,我们明天上午8点半到宾馆接您。

a: ok. 好的。

b: could you wait at the front door of the hotel asit's difficult to park the car? 因为不好停车,可否请您在宾馆大门口等候?a: no problem. how far is it from here to your factory? 没问题。

从这儿到贵厂有多远?b: our factory is in eastern mountain industry area. it takes about 45 minutes by car. 我们工厂在东山工业区,开车大约45分钟。

a: can we e back to shenzhen before noon time? 中午以前能赶回深圳吗?b: it should be no problem. 没有问题。

a: see you tomorrow. 明天见。

eg. did you pick the washing up from the laundry? 你把洗干净的衣服从洗衣房取回来了吗?people usually stop and pick up a hitchhiker. 人们通常会停下来让搭车者上车。

外贸专业英语教学课件2-2Visiting a Factory

外贸专业英语教学课件2-2Visiting a Factory
入住(酒店)
防护装备
安全帽
样品室
Part I Language Notes
2. Sentence Patterns
Your visiting in our factory has been arranged in tomorrow 您参观工厂的时间安排在明天早上。 morning.
Shall we check into the hotel directly?
you can enjoy the night view of our city.
赏城市的夜景。
How long will the tour take?
参观会需要多久的时间?
What’s the monthly output?
月产量是多少呢?
How do you control the quality?
Ok. This way please. I've got a car waiting Thank you. Does the visit in your factory begin
outside to take us to your hotel.
tomorrow?
Yes. There is also a welcoming dinner tomorrow It is very kind of you. I am looking forward to it.
Scene 1 Meeting At the Airport A: Hu Ying , Manager Assistant B: Mr. Black
Sample Dialogue
A: Excuse me. Are you Mr. Black from Australian Tiger Trading Company? B: Yes, I am Tony Black. A: Nice to meet you, Mr. Black. I am Wu Ying, Assistant of Mr. Wang, from Chongqing Yurun Food Co., Ltd. B: Nice to meet you too, Ms. Wu. A: Welcome to Chongqing, Mr. Black. How was journey? B: Everything went smoothly. Thank you. A: Our manager Mr. Wang is very sorry that he is unable to meet you at the airport in person. He will visit you later and host a welcoming dinner tonight. B: It’s very kind of you. A: I believe you are tired after such a long flight. Shall we check into the hotel directly? B: All right. A: Have you got your luggage? B: Yes. Nothing is left behind. A: Ok. This way please, Mr. Black. Our car is waiting for you outside. B: Thank you, Ms. Hu. A: Mr. Black, your visiting in our factory has been arranged in tomorrow morning. Shall we pick up at your hotel at 9:00 tomorrow morning? B: No problem. How far is it from hotel to your factory? A: Our factory is in Yubei Industry Area. It takes about 45 minutes by car. B: Great. I am looking forward to my tour of your factory.

商务英语情景对话参观工厂的例子

商务英语情景对话参观工厂的例子

以下是一个商务英语情景对话参观工厂的例子:Dialogue 1Visitor(V): It's my first time to visit your factory. Could you introduce your factory to me? Factory Tour Guide(T): Sure, please come this way. Our factory is located in this building. We cover an area of over 50,000 square meters, with a monthly output of over 1 million items.V: It's amazing! What kind of products are you mainly producing?T: We mainly produce garments, with a focus on knitted and woven garments. Our products are sold worldwide, especially in Europe and the United States.V: I see. Are your products mainly for export?T: Yes, our products are mainly for export. We have a very strict quality control system to ensure that our products meet the requirements of our clients.V: I can see that your factory is very advanced and well-equipped.T: Thank you. We have a lot of advanced equipment and technology to ensure the quality and efficiency of our products.Dialogue 2V: I want to know more about your factory's production process. Could you show me around? T: Sure, please come this way. Here is our workshop. We have 500 workers in this workshop, producing garments with the most advanced equipment and technology.V: Your workers seem very skilled. Are they trained regularly?T: Yes, we provide regular training to our workers to ensure that they are skilled enough to handle the advanced equipment and technology in our factory.V: I see. Your factory also seems very clean and tidy. Do you have a good housekeeping system? T: Yes, we have a very strict housekeeping system to ensure that our factory is clean and tidy at all times. We also make regular inspections to ensure that our housekeeping standards are met.Dialogue 3V: I'm very impressed with your factory. It's very clean and well-organized. Your workers are very skilled and seem to be very happy.T: Thank you. We pride ourselves on our high standards of quality and efficiency. We also care about the well-being of our workers, providing them with good working conditions and benefits. V: I can see that. Your factory also seems to have a very good team spirit.T: Yes, we believe in teamwork and collaboration. We have a very good team spirit among our workers, which helps to improve the efficiency and quality of our products.V: I'm very impressed with your factory and would like to place an order with you.T: Thank you for your trust and support. We would be very happy to receive your order. Please tell me what products you need and we will arrange the production for you.V: Thank you. I will send you an email with the details of my order later.T: Thank you. Please feel free to contact us if you have any questions or need any help. We would be very happy to assist you.。

参观工厂相关的商务英语口语

参观工厂相关的商务英语口语

参观工厂相关的商务英语口语客户到工厂工厂实地考察,可以看到工厂的管理,确认能确保产品的质量始终保持稳定。

下面是店铺分享的关于参观工厂的英语口语,希望能对大家有所帮助!(一):Welcome to our factory. 欢迎参观我们的工厂。

A: Welcome to our factory.甲:欢迎参观我们的工厂。

B: I hope we haven't put you to any trouble.乙:希望我们没有给您添麻烦。

You are welcome to our factory.欢迎来到我们的工厂。

We welcome your arrival to take a look.欢迎您来参观。

Welcome, ladies and gentlemen.女士们,先生们,欢迎你们。

(二):Put your helmet on, please. 请戴上安全帽。

A: Put your helmet on, please.甲:请戴上安全帽。

B:Definitely yes.乙:当然要的。

You all have to wear this hard hat for the tour.参观时必须戴上安全帽。

I'm afraid you'll have to wear an overall.您要穿上工作服。

Please watch your step.请注意脚下。

Please don't touch these metal cables.请不要碰那些金属电缆。

(三):The tour will take about an hour and a half. 这次参观大概需要一个半小时。

A: The tour will take about an hour and a half.甲:这次参观大概需要一个半小时。

B: That's OK.乙:好的。

The tour should last about an hour and a half.这次参观大概会持续一个半小时。

商务英语口语 参观工厂该如何做

商务英语口语 参观工厂该如何做

商务英语口语参观工厂该如何做参观工厂,是外商充分了解合作伙伴实力的重要方式。

作为接待人员,首先要和对方做好良好的沟通,就对方感兴趣的内容合理安排参观路线。

以下是给大家的商务英语口语中参观工厂该如何做,希望可以帮到大家参观工厂,是外商充分了解合作伙伴实力的重要方式。

作为接待人员,首先要和对方做好良好的沟通,就对方感兴趣的内容合理安排参观路线。

熟记下面这句话会让正在参观的外商倍感亲切。

please feel free to ask questions at any point during the tour. i'il be pleased to answer your questions.(参观期间请随时提问,我乐意为您解答)。

a:good moming! mr.white.wele to the factory site of rainbow silk textile co., ltd.my name is xu lei.早上好!怀特先生。

欢迎您来到彩虹丝绸纺织品有限责任公司的厂区。

我是徐磊。

b:good morning!mr.xu.早上好!徐先生。

a:i understand this is your first visit to our factory,so i'll be showing you around. please feel free to ask questions at any point during the tour.i'ii be pleased to answer your questions.据我所知,这是您第一次参观我厂,我将带您四处看看,参观期间请随时提问,我乐意为您解答。

b:thank you. how long will the tour take?谢谢。

多长时间能参观完呢?a:it will take half an hour to go through the mainplant,and another twenty to take a look at the sample room.参观主要生产车间需要半小时,再有二十分钟去看一下样品室。

外贸英语口语学习:参观公司之自问自答

外贸英语口语学习:参观公司之自问自答

外贸英语口语学习:参观公司之自问自答第一句:Can I visit your factory?我能参观你们的工厂吗?You are welcome to visit our factory at anytime.随时欢迎您来参观我们的工厂。

Now I'm going to take you to our plant.现在,我要带您到我们的工厂去。

Let me show you around the plant.让我带您看看工厂。

I'll show you around.我会带您到处看看。

第二句:Would you like to have a look at our plant?您想看看我们的工厂吗?Yes.是的。

Yes, it's great!是的,太好了!Yes, I am eager to take a look at it.是的,特别想参观一下。

Yes, I've been looking forward to seeing your plant.我一直期待着参观你们的工厂。

第三句:How large is the plant?你们的工厂有多大?It covers an area of 87,000 square meters.面积有87000平方米。

How many employees do you have?你们有多少员工?About 200 in the plant and 100 in the office.大约有200人在工厂,100人在办公室。

500, We're running on threee shifts.有500人。

我们实行三班制。

第四句:What's your overall impression, may I ask?您的总体印象如何?It's really impressive.印象真的很深刻。

I'm satisfied with everything.我对这个切都很满意。

职场必备商务英语口语:如何带外宾参观工厂? via安格英语

职场必备商务英语口语:如何带外宾参观工厂? via安格英语

职场必备商务英语口语:如何带外宾参观工厂?安格英语导读:在与外籍客户做生意的时候,外籍客户一般都非常讲究实地考察,除了参观办公室外,有时候客户还会要求参观工厂以确保产品质量以及了解生产流程。

参观办公室时,无非涉及到会议室、这是茶水间等词汇,但是在参观工厂时就会涉及到一些比较复杂的表达方式以及更加高阶的词汇。

在本篇文章中,安格英语老师将以参观一家工具厂的生产车间为例教大家如何带外籍客户参观工厂:A: We’d like to welcome everyone to the Michelson T ools factory site, and thank everyone for being here today. My name is Paul Shafer, I’ll be showing you around today. Please feel free to ask questions at any point during our tour, I’ll be happy to answer questions for you.A:欢迎大家来到迈克尔逊工具厂,非常感谢今天到场的诸位嘉宾。

我叫保罗·夏飞,今天由我来带领大家参观。

参观期间请随时提问,我乐于为大家解答。

B: Is it really necessary to wear all this protective gear?B:真的有必要带上这种防护装备吗?A: That’s an excellent question. I’ll bet your wondering why we ask you to wear hard hats and safety goggles while you are in the plant. The reason is simple, we care about your safety and we want to ensure there are no injuries today. As you will see, to maintain a high level of safety, we also require all of our staff to wear similar protective gear.A:这个问题提的不错。

带客户参观工厂的英语口语带翻译

带客户参观工厂的英语口语带翻译

带客户参观工厂的英语口语带翻译英语已经慢慢渗透入人们的日常生活,想要学好英语一定要多读多听多说多欣赏。

小编在此献上日常的英语口语,希望对你有所帮助。

英语口语:介绍公司情况1.Is there anything in particular you'd like to know?你有什么特别想知道的吗?2.Mr. Li is really up to speed with that matter, so let's call him in.李先生最了解此事,我们叫他过来。

3.Keeping our promise has been our tradition ever since the company was small.信守承诺是我们公司规模很小的时候就已经形成的传统。

4.Our lines are mainly arts and crafts.我们经营的商品主要是工艺品。

5.Now our products include: crystal, jade, silver ornaments and so on.目前公司生产经营范围是水晶、玉石、银饰品等。

6.Our activity has now been extended to cover garments.我们的经营范围现已扩大到包括服装在内的程度。

7.The main products are necklaces, bracelets, earrings, brooches and so on.主要经营有项链,手链、耳环、胸针等等。

8.What are the main items that you deal in?可以告诉我您经营的主要产品是什么吗?9.We have a market value of 18 billion and the turnover is in excess of 2 billion.我们拥有180亿的市场价值,营业额超过20亿。

《参观工厂》商务英语口语对话

《参观工厂》商务英语口语对话

《参观工厂》商务英语口语对话《参观工厂》商务英语口语对话商务英语口语比较实用,倾向于商务工作的一切口语的培养。

下面为大家送上两段《参观工厂》商务英语口语对话。

《参观工厂》商务英语口语对话篇1A: We'd like to welcome everyone to the Michelson Tools factory site, and thank everyone for being here today. My name is Paul Shafer, I'll be showing you around today. Please feel free to ask questions at any point during our tour, I'll be happy to answer questions for you.B: Is it really necessary to wear all this protective gear?A: That's an excellent question. I'll bet your wondering why we ask you to wear hard hats and safety goggles while you're in the plant. The reason is simple, we care about your safety and we want to ensure there are no injuries today. As you will see, to maintain a high level safety, we also require all of our staff to wear similar protective gear.B: How long will the tour take?A: It should take about twenty minutes to go through the main plant, and maybe another ten to take a look at the laboratory. All together our tour should last about half an hour.B: Okay....A: Well, if you don't have any questions, shall we get started? If you'll follow me, first I'll take you to the site of our semi-conductor system....《参观工厂》商务英语口语对话篇2A: Here in the main plant is where most of the action takes place. We produce and package more than five hundred thousand units per year on these machines... if you do the mathon it, that breaks down to about one unit every minute.B: How many employees do you have working in this area? What percentage of your employees are on the ground floor?A: We have about 40 employees on the ground floor, which is about 20% of the total staff. Ground floor employees include production line workers, maintenance staff, and quality control managers.B: What all do your quality control people oversee?A: They are responsible for ensuring the continuity of quality for the products that come out of our plant and they also work together with the system engineers to keep the machines running smoothly. Here, let's move on to the next room.... I'd like to show you what it looks like in one of our test cubicles.《参观工厂》商务英语口语对话篇3对话1A: Good afternoon, Mr.Green. I’m Jill, Mr.Smith’s secretary. Would you like to look around the factory first?下午好,格林先生,我是吉尔,史密斯的秘书。

商务谈判英语对话连载:参观用语篇

商务谈判英语对话连载:参观用语篇

商务谈判英语对话连载:参观用语篇一般合作伙伴来公司参观商务人员都会借此时机拿下订单,以下是我给大家整理的商务谈判英语对话连载:参观用语篇,期望可以帮到大家1a: would you like to go through our factory some time?b: thats a good idea.a: i can set up a tour next week.b: just let me know which day.a:什么时候来看看我们的工厂吧?b:好啊。

a:我可以支配在下个礼拜参观。

b:确定好哪一天就告知我。

2a: thank for coming today.b: ill wanted to see your factory for a long time. a: we can start any time youre ready.b: im all set.a:感谢您今日的莅临。

b:好久就想来看看你们的工厂了。

a:只要你预备好了,我们随时可以开头。

b:我都预备好了。

3a: the tour should last about an hour and a half . b: im really looking forward to this.a: we can start over here.b: ill just follow you.a:这次参观或许需要一个半小时。

b:我期盼这次参观已久了。

a:我们可以从这里开头。

b:我跟着你就是。

4a: please stop me if you have any question.b: i well.a: duck your head as you go through the door there. b: thank you.a:有任何问题,请随时叫我停下来。

b:好的a:经过那儿的门时,请将头放低。

b:感谢。

5a: youll have to wear this hard hat for the tour. b: this one seems a little small for me.a: here, try this one. b: thats better.a:参观时必需戴上这平安帽。

商务口语:怎样介绍工厂状况

商务口语:怎样介绍工厂状况

商务口语:怎样介绍工厂状况
第一句:Mr. Smith, welcome to our factory.
史密斯先生,欢迎到我们工厂来。

A:Mr. Smith, welcome to our factory.
史密斯先生,欢迎到我们工厂来。

B:I've been looking forward to visiting your factory. 我一直都盼望着参观贵厂。

A:You'll know our products better after this visit.
这次参观后您会对我们的产品有更深的了解。

第二句:These drawings on the wall are process sheets. 墙上的图表是工艺流程图。

A:What's that?
那是什么?
B:These drawings on the wall are process sheets.
墙上的图表是工艺流程图。

A:Oh.
噢。

B:They describe how each process goes on to the next. 这些流程图描述着每道工艺的衔接情况。

知识点延伸:
其他表达法:We are running to two shifts1.
我们实行的是两班倒工作制。

Almost every process is computerized. 几乎每一道工艺都是由电脑控制的。

实用外事接待英语口语lesson 7 visiting a factory_OK

实用外事接待英语口语lesson 7 visiting a factory_OK
Lesson 7 visiting a factory
Spoken English of Foreign Affairs
2021/6/27
1
Objectives:
• Know the etiquette of making introduction in the situation of meeting factory people; • Have a good command of English in showing the foreign guests around the factory, or more, in d
11
Training school
• Campus 校园 • Proceed with 继续 • Compare with 与…比较 • Dormitory 宿舍 • Dining hall 食堂 • Serve as 是,作为,用作 • License 授权,资格
12
Training school
etail, the workshop, especially the English expressions used in the production line.
2
Are you ready?
• Who will be there • Phone the factory • Get yourself familiar with the factory
7
Visiting the factory
• Show around 参观 • Moderate 中等(规模) • In this line 行业 • Enterprise 企业 • Joint Venture 合资企业 • Stand in the business 在竞争中站稳脚 • Employ 雇佣

英语商务口语培训,Visiting A Factory

英语商务口语培训,Visiting A Factory

英语商务口语培训,Visiting A FactoryWords and Expressionsadministrative [ Ed5ministrEtiv ] 行政的,管理的gross [ ^rEus ] 总的,毛的warehouse [ 5wZEhaus ] 仓库square meter 平方米anniversary [ 7Ani5vE:sEri ] 周年纪念shift [ Fift ] 轮班raw material 原料accessory [ Ak5sesEri ] 零件,配件assembly line 装配线helmet [ 5helmit ] 安全帽monthly [ 5mQnWli ] 每月的output [ 5autput ] 产量,出产reject [ ri5dVekt ] 等外品,废品impressive / impression 给人印象深刻的/印象performance [ pE5fC:mEns ] (机器等)工作性能edge [ edV ] 优势,优越之处automated [5C:tEumeitid ] 机械化的,自动的concerned [ kEn5sE:nd ] 有关的literature [ 5litEritFE ] 商品说明书之类的印刷宣传品merge [ mE:dV ] (企业、团体等)合并inspection [ in5spekFEn ] 检验comment [ 5kCment ] 意见,评论facility [ fE5siliti ] 设备section [ 5sekFEn ] 部门,处,科,组annual [ 5AnjuEl ] 每年的,年度的capacity [ kE5pAsiti ] 生产量,生产力China's top 10 lenders' outstanding overdue loans, an indicator of future non-performing loans, or NPLs, reached 489 billion yuan ($77.6 billion) by the end of June, up 112.9 billion yuan from six months earlier.6月底,中国十大银行未清的逾期贷款已达4890亿元(合776亿美元),比去年底增加了1129亿元。

外贸实务口语Unit-4-参观工厂-Visiting-A-Factory培训讲学

外贸实务口语Unit-4-参观工厂-Visiting-A-Factory培训讲学

Unit 4 参观工厂Visiting A FactoryVisiting A Factory参观工厂Brief Introduction了解对方客户的商品生产主体——工厂——是对外贸易中必不可少的一环。

工厂的设备、规模和工人的素质以及决策者的管理能力都决定着以后产品的质量和信誉。

作为索取资料、电话传真问询、浏览网页的必要补充步骤,参观工厂可以让客户最直接、最客观地了解生产方公司,对日后的贸易成功意义重大。

Basic Expressions1. We look forward to our tour of your plant.我们盼着参观你们工厂。

2. If it is not too much trouble, we would like to talk to some of the technicians.如果不是太麻烦的话,我们想与一些技术员谈一谈。

3. We learned a lot about your facilities and the process of wine making.关于你们的酿酒设备和酿酒过程,我们了解了不少情况。

4. We’re interest ed in learning about your food-making and pack- aging process.我们想向你们学习食品加工和包装过程。

5. It was very kind of you to give me a tour of the plant.谢谢你陪同我参观工厂。

6. You will surely know the products better after the visit.参观工厂参观后你对我们的产品肯定会更了解。

7. Let me give you this list of departments first.我先给你这份各个部门的清单。

8. Next to each department is its location and the name of the manager.在每个部门的旁边都标有其具体位置和经理的姓名。

外贸英语对话参观工厂

外贸英语对话参观工厂

外贸英语对话参观工厂外贸英语对话——参观工厂;快来学一学吧!A: I hope to visit your factory. What time will be convenient for you.A:我希望参观贵工厂。

你们什么时候方便?B: You are welcome to visit our factory at any time.B:我们随时欢迎您参观本工厂。

A: How about tomorrow morning?A:明天早上如何?B: It's fine. We'll pick up at your hotel at 8:00 tomorrow morning.B:没有问题,我们明天上午8点半到宾馆接您。

A: OK.A:好的。

B: Could you wait at the front door of the hotel as it's difficult to park the car?B:因为不好停车,可否请您在宾馆大门口等候?A: No problem. How far is it from here to your factory?A:没问题。

从这儿到贵厂有多远?B: Our factory is in Eastern Mountain Industry Area. It takes about 45 minutes by car.B:我们工厂在东山工业区,开车大约45分钟。

A: Can we come back to Shenzhen before noon time'?A:中午以前能赶回深圳吗?B: It should be no problem.B:没有问题。

A: Then see you tomorrow.A:那我们明天见。

B: See you tomorrow,B:明天见。

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英语商务口语培训,Visiting A Factory
Words and Expressions
administrative [ Ed5ministrEtiv ] 行政的,管理的
gross [ ^rEus ] 总的,毛的
warehouse [ 5wZEhaus ] 仓库
square meter 平方米
anniversary [ 7Ani5vE:sEri ] 周年纪念
shift [ Fift ] 轮班
raw material 原料
accessory [ Ak5sesEri ] 零件,配件
assembly line 装配线
helmet [ 5helmit ] 安全帽
monthly [ 5mQnWli ] 每月的
output [ 5autput ] 产量,出产
reject [ ri5dVekt ] 等外品,废品
impressive / impression 给人印象深刻的/印象
performance [ pE5fC:mEns ] (机器等)工作性能
edge [ edV ] 优势,优越之处
automated [5C:tEumeitid ] 机械化的,自动的
concerned [ kEn5sE:nd ] 有关的
literature [ 5litEritFE ] 商品说明书之类的印刷宣传品
merge [ mE:dV ] (企业、团体等)合并
inspection [ in5spekFEn ] 检验
comment [ 5kCment ] 意见,评论
facility [ fE5siliti ] 设备
section [ 5sekFEn ] 部门,处,科,组
annual [ 5AnjuEl ] 每年的,年度的
capacity [ kE5pAsiti ] 生产量,生产力
China's top 10 lenders' outstanding overdue loans, an indicator of future non-performing loans, or NPLs, reached 489 billion yuan ($77.6 billion) by the end of June, up 112.9 billion yuan from six months earlier.
6月底,中国十大银行未清的逾期贷款已达4890亿元(合776亿美元),比去年底增加了1129亿元。

逾期贷款是未来不良贷款的一个指标。

Overdue loan就是“逾期贷款”,也就是到期未能偿还的贷款。

短期内逾期未能偿还的贷款叫做non-performing loan(不良贷款),如果最后款项无法收回,这些贷款就会变成bad loan(坏账),从而影响银行的asset quality(资产质量)。

随着对银行资产不确定性的增加,银行的盈利能力也将随着政府试图liberalize interest rates (放松利率)和 slower fee income growth(减缓费用收入增长)的举措而受到限制。

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