Unit 1 Money

Unit1 MoneyFiguresAmerican oil billionaire J. Paul Getty has a very famous saying, that is ― If you can actually count your money, then you are not really a rich man.‖美国的银行业大亨J. Paul Getty曾经说过一句话：如果你的钱是可以数得清楚的，那么你就不是一个真正的富人。

Well, the sentence is interesting, but actually we must know how to count the money before we get rich, especially in English. So, in today’s class, we would first learn to say English numbers.Most people working in finance, whether it is in accountancy, banking, broking, investment, insurance, or whatever, spend a lot of time dealing with numbers.I. Let’s talk about the different ways to say 0 in English. Usually, we have the following 5 ways to say 0 in English. They are: OH, ZERO, LOVE, NOUGHT, NIL!We say ohafter a decimal point 6.03 six point oh threein telephone numbers 84 08 32 13 eight four oh eight three two one three in bus numbers No. 708 get the seven oh eightin hotel room numbers Room 308 I'm in room three oh eight.in years 1905 nineteen oh fiveWe say noughtbefore the decimal point 0.201 nought point two oh oneWe say zerofor the number 0 the number zerofor temperature -5~C five degrees below zeroWe say nilin football scores 5-0 Spain won five nil.We say lovein tennis 15- 0 The score is fifteen love.Now say the following:1.The exact figure is 0.002.a)before the decimal point, read nought;b)after a decimal point, read oh.Nought point oh oh two.2. Can you get back to me on 010 – 5175 – 0123 ? I'll be here all morning.in telephone numbers, say oh.Oh one oh five one seven five oh one two three3. Can you put that on my bill? I'm in room 804.in hotel room numbers, say oh. Eight oh four4. The temperature in north-east China is very low in winter. Usually, it's 20 degrees below 0!for temperature, say zero.5. Basically, tennis scoring proceeds from 0 to 15 to 30 to 40 to game.love（0）, fifteen（15）, thirty（30）, forty（40）, game（胜局）。

6. The result of the game was 3 – 0three-nilII. THE DECIMAL POINTIn English, we use a point (.) and not a comma (,) for decimals. 在英语当中，小数点都是写为一个点，而不是逗号。

We use commas in figures only when writing thousands. 我们在表达数字千的时候呢，用逗号来隔开。

10,002 is ten thousand and two.10.003 is ten point oh oh threeIn English all the numbers after a decimal point are read separately. For example:20.66 twenty point six six Not twenty point sixty six0.243 nought point two four three0.005 nought point oh oh fiveYou will also bear people say:0.05 zero point oh five or oh point oh fiveBut if the number after the decimal point is a unit of money, it is read like a normal number: ￡12.50 twelve pounds fifty €5.95 five Euros ninety fiveNB. This is very important. When you do business on the phone, say nought point three seven five (0.375) and not nought point three hundred and seventy five. If the listener missed the word point, you might lose a lot of money. So, say the digits separately after the point.Now say the following:1. It's somewhere between 3.488 and 3.491.2. Look, it's less than 0.0001! It's hardly worth worrying about.3. I changed all those yen into sterling and I only got ￡13.60!Yen is the standard unit of money in Japan,Sterling is the standard unit of money in the United Kingdom,(yen 是日本的货币单位，sterling是英国的标准货币单位)4. That's about 14.50 in Swiss francs. （瑞士法郎）5. Did you say 0.225 or 0.229?6. The dollar is at 1.95. （one point nighty five）7. No, I meant 15.005 not 15,005.Say: No, I meant fifteen point oh oh 5, not fifteen thousand and fiveIII. PER CENTThe stress is on the cent of per cent ten per CENTNotice the following when talking about interest rates: (利率)0.5% a half of one per cent0.25% a quarter of a percentage pointFor example:The Bank of England raised interest rates this morning by a quarter of a percentage point.Now say the following:1. What's 20% of 360?2. They have put the interest rate up by another 0.5%. (a half of one per cent)3. 0.75% won't make a lot of difference.IV. HUNDREDS, THOUSANDS, AND MILLIONSIn British English you hear a hundred and twenty three.In American English you usually hear a hundred twenty three.So, there are some small differences between British English and American English.The number 1,999 is said one thousand nine hundred and ninety nine. The year 1999 is said nineteen ninety nine.The year 2000 is said the year two thousand.The year 2001 is said two thousand and one.The year 2015 is said two thousand and fifteen or twenty fifteen.Note: It is likely that: different people will refer to the early years of the 21 century in different ways.Remember that the year 1999 is always referred to as nineteen ninety nine - not one thousand and nine hundred and ninety nine.Now, please read the following numbers:1,000,000 is a million or ten to the power six: (106)1,000,000,000 is a billion or ten. to the power nine: (109) Now let’s look at the following numbers:11，234 is said：eleven thousand two hundred(and)，thirty—four155,721 is said：one hundred(and)fifty-five thousand seven hundred(and)twenty-one6，155，702 is said：six million one hundred(and)fifty-five thousand seven hundred and two26，000，008 is said：twenty-six million and eight326，414，718 is said：three hundred(and)twenty-six million，four hundred(and)fourteen thousand, seven hundred(and)eighteen4，302，000，000 is said：four billion three hundred(and)two millionFrom the above figures, we can see that from right to left, there is a coma every three figures, the function of the coma is very important. It can help us read and remember the numbers.由以上一组数字可以看出，多位数由右向左每3位有一逗号，这个逗号的作用非同小可，在记忆数字时，它可以帮我们很大的忙!From right to left, the first coma is said thousand逆向第一个逗号读thousand；the second coma is said: million, 第二个逗号读million；the third coma is said: billion, 第三个逗号读billion；第四个逗号就是trillion。