境外旅游意外险理赔流程

境外旅游意外险理赔流程
英文回答：
Steps to File a Claim for Overseas Travel Accident Insurance.
1. Report the incident to your insurance provider as soon as possible. You can do this by calling the emergency assistance number on your policy or by visiting the insurance company's website.
2. Gather evidence to support your claim, such as:
Medical records.
Proof of expenses (e.g., receipts for medical bills, transportation costs)。

A police report (if applicable)。

3. Submit your claim to your insurance provider. You
can do this online, by mail, or by fax.
4. Provide additional information as requested by your insurance provider. This may include medical records, receipts, or a statement from your doctor.
5. Review the claim decision. Once your insurance provider has processed your claim, they will send you a decision. If your claim is approved, you will receive payment for your covered expenses.
中文回答：
境外旅游意外险理赔流程。

1. 报案，出险后应立即向保险公司报案，可拨打保单上的紧急
救援电话或访问保险公司网站报案。

2. 收集理赔资料：准备并收集可以证明出险情况的资料，例如：
医疗记录。

费用单据（如医疗费收据、交通费发票）。

报警记录（如适用）。

3. 提交理赔申请，向保险公司提交理赔申请，可以通过线上、
邮寄或传真的方式提交。

4. 配合补充资料，根据保险公司要求，提供补充理赔资料，例
如医疗记录、发票或医生证明。

5. 审核理赔结果，保险公司收到理赔申请后，会进行审核处理，并做出理赔决定，如审核通过，保险公司将赔付相应的保险金。