基金委考试201001听力试题及答案

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完整版基金从业资格考试历年真题及含

完整版基金从业资格考试历年真题及含

基金从业资格考试历年真题及答案一、单项选择题 ( 本大题共 60 小题,每题 0.5 分,共 30 分。

以下各小题以给出的 4 个选项中,只有一项最切合要求 )1、资源配置策略中的买入并拥有策略对市场流动性的要求 ( ) 。

A.较高B.适中C.较低D.极高标准答案: b2、证券投资基金出生于 ( ) 。

A.美国B.英国C.德国D.法国标准答案: b解析:证券投资基金是证券市场睁开的必定产物,在兴盛国家已有百年的历史。

证券投资基金作为社会化的理财工具,发源于英国的投资信托公司。

3、开放式基金是经过投资者向 ( ) 申购或赎回实现流通的。

A.基金托管人B.基金受托人C.基金管理公司D.证券交易市场标准答案: c解析:投资者投资于开放式基金时,他们能够随时向基金管理公司或销售机构申购或赎回。

4、时间加权益润率反应了 ( ) 在不拿出的状况下的利润率,其计算将不受分自影响。

A.分成再投资B.1 元投资C.100 元投资D.基金份额净值投资标准答案: b解析:时间加权益润率反应了 1 元投资在不拿出的状况下 ( 分成再投资) 的利润率,其计算将不受分成多少的影响,能够正确地反应基金经理的真实投资表现,现已成为权衡基金收益率的标准方法。

5、在二级市场买卖 ETF时,申报价钱最小改动单位为 ( ) 。

A. 0.0001 元B.0.001 元C.0.1 元D.0.01 元标准答案: b6、基金招募说明书的内容不包含以下 ( ) 方面。

A.风险警告内容B.基金份额销售方式C.基金合同纲要D.基金拥有人构造及前十名基金拥有人标准答案: d解析:基金招募说明书应该包含以下内容: (1) 基金召募申请的同意文件名称和同意日期 ;(2) 基金管理人、基金托管人的根本状况 ;(3) 基金合同和基金托管协议的内容纲要 ;(4)基金份额的销售日期、价钱、花费和限期 ;(5) 基金份额的销售方式、销售机构及登记机构名称 ;(6) 出具法律建议书的律师事务所和审计基金财富的会计师事务所的名称和住处 ;(7) 基金管理人、基金托管人酬劳及其余有关花费的提取、支付方式与比率 ;(8) 风险警示内容;(9) 国务院证券督查管理机构规定的其余内容。

2010年全国高考听力及原文(全国卷1卷)

2010年全国高考听力及原文(全国卷1卷)

2010年普通高等学校招生全国统一考试英语(全国卷Ⅰ)第一部分听力(共两节,满分30分)做题时,先将答案标在试卷上。

录音内容结束后,你将有两分钟的时间将试卷上的答案转涂到答题卡上。

第一节(共5小题;每小题l 5分,满分7.5分)听下面5段对话。

每段对话后有一个小题,从题中所给的A、B、c三个选项中选出最佳选项,并标在试卷的相应位置。

听完每段对话后,你都有l0秒钟的时间来回答有关小题和阅读下一小题。

每段对话仅读一遍。

例:How much is the shirt?A.£19.15 B.£9.15 C.£9.18答案是B。

1.What will Dorothy do on the weekend?A.Go out with her friendB.Work on l her paperC.Make some plans2. What was the normal price of the T-shirt?A.$15B.$30.C.$50.3.What has the woman decided to do On Sunday afternoon?A.To attend a weddingB.To visit an exhibitionC.To meet a friend4.When does the bank close on Saturday?A.At l:00 pmB.At 3:00 pmC.At 4:00 pm5.Where are the speakers?A.In a storeB.In a classroomC.At a hotel第二节(共15小题;每小题1 5分,满分22 .5分)听下面5段对话或独自。

每段对话或独自后有几个小题,从题中所给的A、B、C三个选项中选出最佳选项,并标在试卷的相应位置。

听每段对话或独白前,你将有时间阅读各个小题,每小题5秒钟;听完后,各小题给出5秒钟的作答时间。

基金考试题库及答案

基金考试题库及答案

基金考试题库及答案一、单选题1. 基金管理公司的主要业务不包括以下哪一项?A. 基金募集B. 基金销售C. 基金托管D. 基金投资答案:C解析:基金管理公司的主要业务包括基金募集、基金销售和基金投资,而基金托管业务通常由商业银行等金融机构承担。

2. 以下哪一项不是基金的特点?A. 组合投资B. 风险分散C. 个人操作D. 专业管理答案:C解析:基金的特点包括组合投资、风险分散和专业管理,而个人操作并不是基金的特点,基金是由专业的基金管理人进行操作的。

3. 基金的分类不包括以下哪一项?A. 开放式基金B. 封闭式基金C. 私募基金D. 公募基金答案:C解析:基金的分类包括开放式基金、封闭式基金、公募基金和私募基金,其中开放式基金和封闭式基金是按照基金的交易方式分类,公募基金和私募基金是按照基金的募集方式分类。

4. 基金的净值是指什么?A. 基金的总资产B. 基金的总负债C. 基金的总资产减去总负债后的余额D. 基金的总资产除以基金份额答案:D解析:基金的净值是指基金的总资产除以基金份额,即每份基金的价值。

5. 以下哪一项不是基金投资的风险?A. 市场风险B. 信用风险C. 流动性风险D. 操作风险答案:D解析:基金投资的风险包括市场风险、信用风险和流动性风险,操作风险通常是指基金管理公司在运作过程中可能面临的风险。

二、多选题1. 基金的监管机构包括以下哪些?A. 中国证监会B. 中国银保监会C. 中国人民银行D. 国家外汇管理局答案:A解析:基金的监管机构是中国证监会,负责对基金行业的监管和规范。

2. 基金的投资者包括以下哪些?A. 个人投资者B. 机构投资者C. 基金管理公司D. 基金托管银行答案:A, B解析:基金的投资者包括个人投资者和机构投资者,基金管理公司和基金托管银行是基金的运营机构,不是投资者。

3. 基金的运作费用包括以下哪些?A. 管理费B. 托管费C. 销售服务费D. 业绩报酬答案:A, B, C解析:基金的运作费用包括管理费、托管费和销售服务费,业绩报酬是基金管理公司根据基金业绩收取的费用,不属于运作费用。

2010年高考英语听力试卷及原文全国卷

2010年高考英语听力试卷及原文全国卷

2010年普通高等学校招生全国统一考试(新课标)英语卷第一部分听力(共两节,满分30分)第一节(共5小题:每小题分,满分分)听下有5段对话。

每段对话后有一个小题,从题中所给的ABC三个选项中选出最佳答案,并标在试卷的相应位置。

听完每段对话后,你都有10秒钟的时间;来回答有关小题和阅读下一小题。

每段对话仅读一遍。

例: how much is the shirtA.$B. $C. $答案是B1.what will Dorothy do on the weekedA.go out with her friendB.work on her paperC.make some plans2.what was the normal price of the T-shirtA.$15B. $ 30C. $503.what has the woman decied to do on Sunday afternoonA.to attend a wedding.B.To visit an exhibitionC.To meet a friend4.when does the bank close on SundayA.at 1:00pmB.at 3:00pmC.at 4:00pm5.where are the speakersA.In a storeB.In a classroomC.At a hotel第二节(共15小题;每小题分,满分分)听下面5段对哈uhuo独白。

每段对话或独白后有几小题,从题中所给的ABC三个选项中选出最佳答案,并标在试卷的相应位置。

听完每段对话后,你将有时间阅读各小题,每小题5秒钟;听完后,各小题将给出5秒钟的作答时间。

每段对话或独白读两遍。

听第6段材料,回答第6,7 小题6,what do we know about noraA.she prefer a room of her own.B.She likes to work with other girls.C.She lives near the city center.is good about the flatA. it has a large sitting room.B. it has good furnitureC. ir has a big kitchen.听第7 段材料,回答第8,9题。

基金从业资格考试题目及答案

基金从业资格考试题目及答案

基金从业资格考试题目及答案一、单选题1. 基金从业资格考试的主要目的是()。

A. 提高个人投资技能B. 规范基金行业从业人员行为C. 增加基金产品的多样性D. 提升基金公司的盈利能力答案:B2. 基金从业资格考试的合格标准是()。

A. 单科成绩达到60分B. 单科成绩达到70分C. 两科成绩均达到60分D. 两科成绩均达到70分答案:C3. 基金从业资格考试的科目包括()。

A. 基金法律法规、基金基础知识B. 基金法律法规、基金投资分析C. 基金基础知识、基金投资分析D. 基金法律法规、基金基础知识、基金投资分析答案:A4. 基金从业资格考试的报名方式是()。

A. 现场报名B. 电话报名C. 网络报名D. 邮寄报名答案:C5. 基金从业资格考试的有效期是()。

A. 1年B. 2年C. 3年D. 4年答案:B二、多选题6. 基金从业资格考试的报名条件包括()。

A. 年满18周岁B. 具有完全民事行为能力C. 具有高中以上学历D. 无不良记录答案:A、B、D7. 基金从业资格考试的考试形式包括()。

A. 笔试B. 口试C. 机试D. 实操答案:C8. 基金从业资格考试的考试内容包括()。

A. 基金法律法规B. 基金基础知识C. 基金投资分析D. 基金风险管理答案:A、B9. 基金从业资格考试的考试题型包括()。

A. 单选题B. 多选题C. 判断题D. 简答题答案:A、B、C10. 基金从业资格考试的合格标准是()。

A. 单科成绩达到60分B. 两科成绩均达到60分C. 单科成绩达到70分D. 两科成绩均达到70分答案:B三、判断题11. 基金从业资格考试合格后,成绩永久有效。

()答案:×(错误)12. 基金从业资格考试的报名费为200元。

()答案:×(错误)13. 基金从业资格考试的报名条件包括具有完全民事行为能力。

()答案:√(正确)14. 基金从业资格考试的考试形式为笔试。

()答案:×(错误)15. 基金从业资格考试的考试内容包括基金法律法规和基金基础知识。

2010全国卷1英语听力原文

2010全国卷1英语听力原文

2010全国卷1英语听力2010年普通高等学校招生全国统一考试英语第1卷第一部分,听力(共两节,满分30分)回答听力部分时,请先将答案标在试卷上,听力部分结束前,你将有两分钟的时间将你的答案转涂到客观答题卡上。

第一节(共5小题:每小题1.5分,满分7.5分)听下面5段对话。

每段对话后有一个小题,从题中所给的ABC三个选项中选出最佳选项,并标在试卷的相应位置。

挺完美段对话后,你有10秒钟的时间来回答有关小题和阅读下一小题。

每段对话仅读一遍。

例:How much is the shirt?A. £19.15B £.9.15C . £9.18答案是B.1. Why will dorotl de on the weeknd?A. Go out weeknd endB. Work on her paper.C. Make some plans.2. What was the normal price of the T-shirt?A.$15B. $30C. $503.What has the woman decided to do on Sunday aftermoon?A.To attend a wedding+B. To visit an exhibition.C. To meet a friend.4.Where dose the bank close on Satuerday ?A.At 1:00 pmB. At 3:00 pmC. At 4:00 pm5.Where are the speakers?A.In a storeB. In a classroomC. In a hotel.第二节 (共15小题;每小题1.5分,满分22.5分)听下面5段对话或独白。

每段对话或独白后有几个小问题,从题中所给的A、B、C、三个选项中选出最佳选项,并标在试卷的相应位置,听每段对话或独白前,你将有时间阅读各小题,每小题5秒钟;听完后,各小题给出5秒钟的作答时间。

2010年10月证券从业资格(证券投资基金)真题试卷

2010年10月证券从业资格(证券投资基金)真题试卷

2010年10月证券从业资格(证券投资基金)真题试卷(总分:326.00,做题时间:90分钟)一、单项选择题(总题数:61,分数:122.00)1.单项选择题本大题共70小题,每小题0.。

以下各小题所给出的四个选项中,只有一项最符合题目要求。

(分数:2.00)__________________________________________________________________________________________ 解析:2.无风险收益率为5%,市场收益率为17%,某股票的贝塔系数是0.90,则该股票的投资者要求的收益率是( )。

(分数:2.00)A.15.8% √B.20.8%C.20.3%D.15.3%解析:解析:资本资产定价模型下,该股票的投资者要求的收益率E(ri)=rP+[E(rM)-rF]×βi=5%+0.90×(17%-5%)=15.8%。

式中,E(rM)代表市场组合M的期望收益率,rF 代表无风险证券收益率,βi为该股票的贝塔系数。

3.基金年度报告的编制者和披露义务人是( )。

(分数:2.00)A.基金托管人B.基金管理人√C.基金发起人D.基金份额持有人解析:解析:基金管理人是基金年度报告的编制者和披露义务人,因此,管理人及其董事应保证年度报告的真实、准确和完整,承诺其中不存在虚假记载、误导性陈述或重大遗漏,并就其保证承担个别及连带责任。

4.直销是由基金管理人把基金份额直接出售给投资者的模式,一般它不通过( )实现的。

(分数:2.00)A.邮寄B.电话C.财务顾问√D.互联网解析:解析:国际上,开放式基金的销售主要分为直销和代销两种方式。

直销是不通过中介机构而是由基金管理人附属的销售机构把基金份额直接出售给投资者的模式,一般通过邮寄、电话、互联网、直属的分支机构网点、直销队伍等实现;代销是一种通过银行、证券公司、保险公司、财务顾问公司等代销机构销售基金的方法。

基金委考试201001听力试题及答案

基金委考试201001听力试题及答案

国家留学基金委英语统考试卷听力Time: about 40 minutesNumber of questions: 40IMPORTANT:Listen to the instructions first.Write all your answers in the blank spaces on the test booklet.At the end of the listening test, you will be given 10 minutes to transfer your answers to an answer sheet.Do not turn the page until you are told to do so.考点:________________ 考生姓名(汉字):_______________Section 1Listen to the following talk and fill in the blanks as you listen. You will listen to the talk ONCE only. You now have 60 SECONDS to read questions 1 to 10.Our university is one of the world’s oldest universities and leading academic centres. Its reputation for outstanding academic achievement is known world-wide and reflects the intellectual achievement of its students, as well as the world-class (1) __________ research carried out by the staff of the University and the Colleges.The University is rich in history - its famous Colleges and University buildings (2) __________ visitors from all over the world. But the University’s museums and collections also hold many treasures which give an exciting (3) __________ into some of the scholarly activities, both past and present, of the University’s academics and students.Many of the University’s customs and unusual terminology can be (4) __________ to roots in the early years of the University’s long history. The University is justly famous for its heritage of scholarship, historic role and magnificent (5) __________. This heritage supports one of the world’s most important centres for teaching and research. The collegiate structure gives a strong sense of (6) __________, and the University is determined to remain at the forefront of international scholarship and research.Our university is in the middle of the greatest expansion in its history. Through the generosity of benefactors, the University has been able to (7) __________ a new science and technology campus to the west of the city centre, and is now looking to expand further to the north west of the present campus. The arts and humanities have seen (8) __________ changes in their Sidgwick Site location and expansion in the city centre.Sustaining a world-class university demands investment in new (9) __________, new areas of study, and most importantly, in people; continued fundraising efforts and (10) __________ partnerships will be vital. The University will celebrate its eight hundredth anniversary in 2009, marking the legacy of eight centuries and determined to remain among the world’s greatest universities.You now have 30 SECONDS to check your answers.Section 2Part AYou are going to hear a conversation between a visiting scholar and a university staff member on health insurance. As you listen, complete the following form by writing NO MORE THAN THREE WORDS for each answer. You will listen to this part ONCE only.You now have 30 SECONDS to read questions 11 to 15.You now have 30 SECONDS to check your answers.Part BNow listen to the news from BBC World Service. As you listen, write T for the correct statement and F for the incorrect statement. You will listen to the news ONCE only.You now have 30 SECONDS to read questions 16 to 20.16. 67% of the people of Ireland have voted “No” to the Lisbon Treaty.17. Brazil will be the first South American country to host the 2016 Olympic Games.18. China is now playing a more important role than France in the IMF.19. Over a hundred people died in a natural disaster in Samoa.20. Typhoon Parma has killed 4 people in Taiwan.You now have 30 SECONDS to check your answers.Section 3You are going to hear a talk on how to choose a university and its requirements. Listen carefully and then answer the following questions by writing NO MORE THAN THREE WORDS for each answer. You will listen to this part TWICE.You now have 60 SECONDS to read questions 21 to 30.21. What should you first consider when you are thinking of studying abroad?22. What does “accredited” mean in the talk?23. What is the advantage of studying in a small university?24. What should you do first to apply to a foreign university?25. What score on the internet-based TOEFL is required?26. For which major is the GRE not required?27. How does the speaker characterize the financial aid?28. How much does a credit hour cost in the year 2009-2010?29. What will be your status if you attend two classes per semester?30. What can you get if you complete 25 credits at graduate level?You now have 60 SECONDS to check your answers.Section 4You are going to hear a lecture on the American economy. As you listen, complete the following statements by writing NO MORE THAN THREE WORDS for each answer. You will listen to this part TWICE.You now have 60 SECONDS to read questions 31 to 40.31. The American economy accounts for __________of the world economy.32. The economic freedom enjoyed by the __________ is essential to the American economy.33. __________ have helped shape the US economic growth and unity.34. Before the 1920s, most workers in the US were __________ and __________.35. __________ is important to the American economy’s adaptive capacity.36. General Electric is given as an example of __________ that have helped to shape the American economy.37. The American economy is often affected by __________.38. Nowadays the primary economic concerns in the US are centered on a series of __________.39. According to NBER, from December 2007, the US entered a __________.40. In 2008, measures were taken to __________ and help the economy __________.You now have 60 SECONDS to check your answers.You now have 10 minutes to transfer your answers to the answer sheet.[3 minute light music]The Listening Test for Government sponsored CandidatesJanuary 7, 2010Section 1Listen to the following talk and fill in the blanks as you listen. You will listen to the talk ONCE only.You now have 60 SECONDS to read questions 1 to 10.[pause 60 seconds][tone]Our university is one of the world’s oldest universities and leading academic centres. Its reputation for outstanding academic achievement is known world-wide and reflects theintellectual achievement of its students, as well as the world-class original research carried out by the staff of the University and the Colleges.The University is rich in history - its famous Colleges and University buildings attract visitors from all over the world. But the University’s museums and collections also hold many treasures which give an exciting insight into some of the scholarly activities, both past and present, of the University’s academics and students.Many of the University’s customs and unusual terminology can be traced to roots in the early years of the University’s long history. The University is justly famous for its heritage of scholarship, historic role and magnificent architecture. This heritage supports one of the world’s most important centres for teaching and research. The collegiate structure gives a strong sense of community, and the University is determined to remain at the forefront of international scholarship and research.Our university is in the middle of the greatest expansion in its history. Through the generosity of benefactors, the University has been able to create a new science and technology campus to the west of the city centre, and is now looking to expand further to the north west of the present campus. The arts and humanities have seen dynamic changes in their Sidgwick Site location and expansion in the city centre.Sustaining a world-class university demands investment in new facilities, new areas of study, and most importantly, in people; continued fundraising efforts and innovative partnerships will be vital. The University will celebrate its eight hundredth anniversary in 2009, marking the legacy of eight centuries and determined to remain among the world’s greatest universities.You now have 30 SECONDS to check your answers.[pause 30 seconds]Section 2Part AYou are going to hear a conversation between a visiting scholar and a university staff member on health insurance. As you listen, complete the following form by writing NO MORE THAN THREE WORDS for each answer. You will listen to this part ONCE only.You now have 30 SECONDS to read questions 11 to 15.[pause 30 seconds][tone]W: Good morning. Can I help you?M: Good morning. Yes, I’ve got some questions.W: About what?M: About health insurance. The more I read, the more I became confused. I just didn’t know which one to choose.W: Don’t worry. You’re not the first one. What type of visa have you got?M: F1. I’m a full-time visiting scholar at this university. I’ll be here for 12 months.W: Well, the full-time students and scholars here usually choose “Student Secure” plan.M: “Student Secure”? Is that the name of the health insurance?W: Yes. This insurance plan covers the benefits for seeing a doctor, for medicine, for physical check-ups and some other expenses.M: Does this plan have dental or vision?W: I’m afraid not. You have to apply for a separate dental or vision insurance plan.M: I see. How do I apply for this “Student Secure” plan?W: You can apply online through our website and make sure the “online fulfillment” option is selected. Once you have applied online, within a few hours your account will be available online.M: How much shall I pay each month?W: Well, the more you pay, the more benefits you can enjoy, but the minimum is a hundred fifty dollars each months.M: I see. To whom shall I pay? Who is the insurer?W: Lloyds, the largest and oldest insurance market in the world. It’s recognized as a market leader in the accident and health insurance arena.M: How do you spell “Lloyds”?W: Capital L – l – o – y – d – s.M: L – l – o – y – d – s. Is that all?W: Yes.M: By the way, do you happen to know its phone number?W: Yes. The number is 800-5764932.M: 800-5764932. Thank you very much indeed.W: You’re welcome.You now have 30 SECONDS to check your answers.[pause 30 seconds]Part BNow listen to the news from BBC World Service. As you listen, write T for the correct statement and F for the incorrect statement. You will listen to the news ONCE only.You now have 30 SECONDS to read questions 16 to 20.[pause 30 seconds][tone]BBC World Service. Now the headlines.At least 13 people die and more are missing after heavy rain triggers mudslides in Messina in southern Sicily.The people of Ireland have voted by 67% to ratify the Lisbon Treaty which gives the European Union more streamlined powers. They had voted ‘No’ 18 months ago.The Brazilian city of Rio de Janeiro has been chosen to host the 2016 Olympic Games. It will be the first South American city to stage the event. Rio beat the Spanish capital Madrid in a final round of voting by the International Olympic Committee, meeting in Copenhagen. The bookmakers’ favourite, the city of Chicago, for which President Barack Obama and his wife had made an emotional bid, was eliminated in the first round.Speaking at the end of a two-day G20 summit, Mr Obama also outlined plans to give emerging economies a greater say in the global economy. In the past, The IMF has been criticised as being a group of developed countries trying to lay down the law to struggling countries. For example, currently, China wields 3.7% of IMF votes compared with France’s 4.9%, although the Chinese economy is now 50% larger than that of France.The world’s leading nations have agreed “tough new regulations”to prevent another global financial crisis, US President Barack Obama has said. These relate to the amount of money banks have to hold in reserve and to excessive pay for bankers.More bodies have been found in the tsunami-hit islands of Samoa, American Samoa and Tonga. At least 155 people are now known to have died, and the number of dead is expected to rise further as more bodies are recovered.Typhoon Parma kills four in the northern Philippines but spares the flood-hit capital, then sweeps towards Taiwan.You now have 30 SECONDS to check your answers.[pause 30 seconds]Section 3You are going to hear a talk on how to choose a university and its requirements. Listen carefully and then answer the following questions by writing NO MORE THAN THREE WORDS for each answer. You will listen to this part TWICE.You now have 60 SECONDS to read questions 21 to 30.[pause 60 seconds][tone]May I have your attention please! Thank you. Toddy I’m going to talk about how to choose the university that’s best for you. And then I’ll answer your questions.To study abroad, the first consideration, in my opinion, is not to decide on the university, but its faculty. You need to find out whether the professors are well-known in your major. Have they published anything? Are they making contributions to the field that you’re interested in studying? Harvard or Oxford may not have the best faculty in your major. So always remember the fame of the faculty is more important than the fame of the university when you choose a university.The second consideration is whether the school is good. Is it accredited? That means, is it approved by a board of experts that are called the accreditation board? Or you may prefer approved by certain authority. Otherwise, even if you get a degree from that school, it will not be considered very worthwhile.The third thing to consider is size. Do you want to be in a very large school, perhaps 40,000 students that has excellent research and library facilities, but you might have to take a bus from one end of the campus to the other? Or, do you want to be in a smaller institution where the library isn’t so big, but maybe you’ll get more individual attention.And last but not least is certainly cost. How much does it cost? Is there any financial aid for international students? Are there opportunities to work on the campus? These are all considerations that you need to think of before you make a choice.Now I’m ready to answer you questions.A: How do I apply to a foreign university?B: You can visit its website first, then download an application form, fill it in and mail it to the university together with your transcripts, recommendation letters, test scores, writing samples, portfolio, and a statement of purpose.A: What are the English language requirements?B: Minimum acceptable scores on the TOEFL exam are 600 for paper-based, 250 for computer-based, or 105 for internet-based. The acceptable minimum for IELTS is a score of 7. A: Is the GRE required for every graduate program?B: The GRE is not required for the MA in Creative Writing. However, it is required for all other master’s and PhD programs.A: Do you have financial aid for international students?B: Financial assistance for international students is available in the form of merit-based awards only. Funding for merit awards is extremely limited, and competition is very high. For thesereasons, students are encouraged to have supplementary funding from organizations or sponsors to cover books, living expenses, and other miscellaneous expenses.A: What is the cost of tuition?B: The cost of tuition for academic year 2008-09 per credit hour was $1,178. The cost of tuition for academic year 2009-10 per credit hour is $1,237.A: What is the difference between full-time study and part-time study?B: A course-load of 9 credits, that is to say you attend 3 classes or more per semester, is considered full-time study at the graduate. Part time study is 6 credits, that is to say you attend 2 classes or fewer per semester.A: How long will it take me to complete my program?B: That depends. Master’s degrees require between 30 and 57 credits; PhDs require 72 credits; and graduate certificates require between 15 and 30 credits. If you are attending graduate school full time, you will probably take 9 credits a semester. If you take fewer than 9 credits a semester, it will take longer to complete the degree requirements. [pause 2 seconds]Now, you will hear the talk for the second time.You now have 60 SECONDS to check your answers.[pause 60 seconds]Section 4You are going to hear a lecture on American economy. As you listen, complete the following statements by writing NO MORE THAN THREE WORDS for each answer. You will listen to this part TWICE.You now have 60 SECONDS to read questions 31 to 40.[pause 60 seconds][tone]My topic today is the economy of the United States. As you might know, the United States has the largest and most technologically powerful economy in the world. Its nominal gross domestic product (GDP) was $14.4 trillion in 2008, which is about three times that of the world’s second largest economy, Japan. The U.S. economy maintains a very high level of output per person. Its GDP per capita was $47,422 in 2008, ranked at around number ten in the world. For about 230 years since its founding in 1776, the United States has grown into a huge, integrated, industrialized economy that makes up over a quarter of the world economy.There’re many causes for the development of U.S. economy. A central feature of the U.S. economy is the economic freedom afforded to the private sector by allowing the private sector to make the majority of economic decisions in determining the direction and scale of what the U.S. economy produces. This is enhanced by relatively low levels of regulation and government involvement, as well as a court system that generally protects property rights and enforces contracts.The United States is rich in mineral resources and fertile farm soil, and it is fortunate to have a moderate climate. It also has extensive coastlines on both the Atlantic and Pacific Oceans, as well as on the Gulf of Mexico. Rivers flow from far within the continent, and the Great Lakes — five large, inland lakes along the U.S. border with Canada —provide additional shipping access. These extensive waterways have helped shape the country’s economic growth over the years and helped bind America’s 50 individual states together in a single eco nomic unit.The number of workers and, more importantly, their productivity help determine the health of the U.S. economy. Throughout its history, the United States has experienced steady growth in the labor force, a phenomenon that is both cause and effect of almost constant economic expansion. Until shortly after World War I, most workers were immigrants from Europe, or slaves from Africa, or their descendants. Beginning in the early 20th century, many Latin Americans immigrated; followed by large numbers of Asians following removal of nation-origin based immigration quotas. The promise of high wages brings many highly skilled workers from around the world to the United States.Labor mobility has also been important to the capacity of the American economy to adapt to changing conditions. When immigrants flooded labor markets on the East Coast, many workers moved inland, often to farmland waiting to be tilled. Similarly, economic opportunities in industrial, northern cities attracted black Americans from southern farms in the first half of the 20th century.In the United States, the corporation has emerged as an association of owners, known as stockholders, who form a business enterprise governed by a complex set of rules and customs. Brought on by the process of mass production, corporations, such as General Electric, have been instrumental in shaping the United States. Through the stock market, American banks and investors have grown their economy by investing and withdrawing capital from profitable corporations. Today in the era of globalization American investors and corporations have influence all over the world. The American government has also been instrumental in investing in the economy, in areas such as providing cheap electricity and military contracts in times of war. However, the 1973 to 1975 period of oil shocks marked the recession of its economy, when GDP fell by 3.1 percent, followed by the 1981 to 1982 recession, when GDP dropped by 2.9 percent. The war with Iraq in 2003 required major shifts in national resources to the military, which hadsome impact on overall GDP growth. Soaring oil prices between 2005 and the first half of 2008 threatened inflation and unemployment. This is because imported oil accounts for about two-thirds of US consumption.In recent years, the primary economic concerns have centered on: high household debt ($14 trillion), high national debt ($9 trillion), high mortgage debt (over $10 trillion), and high external debt (money owed to foreign lenders). The global economic downturn, the sub-prime mortgage crisis, investment bank failures, falling home prices, and tight credit pushed the United States into a recession.On December 1, 2008, the National Bureau of Economic Research (NBER) declared that the United States entered a recession in December 2007.To help stabilize financial markets, the US Congress established a $700 billion Troubled Asset Relief Program (TARP) in October 2008. The government used some of these funds to purchase equity in US banks and other industrial corporations. In January 2009 the US Congress passed and President Barack OBAMA signed a bill providing an additional $787 billion fiscal stimulus - two-thirds on additional spending and one-third on tax cuts - to create jobs and to help the economy recover.[pause 2 seconds]Now, you will hear the lecture for the second time.You now have 60 SECONDS to check your answers.[pause 60 seconds]You now have 10 minutes to transfer your answers to the answer sheet.[pause 10 minutes]word格式-可编辑-感谢下载支持THAT IS THE END OF THE LISTENING TEST.[15 second light music]Key1.original2.attract3.insight4.traced5.architecturemunity7.create8.dynamic9.facilities10.innovative11.Student Secure12.online13.$15014.Lloyds15.800-576493216.F17.T18.F19.T20.F21.fame of faculty/faculty fame22.approved by experts/authority23.more individual attention24.visit the website 25.10526.Creative Writing27.extremely limited/highcompetition28.$123729.part-time student30.graduate certificates31.over a quarter32.private sector33.Extensive waterways34.immigrants, slavesbor mobility36.corporations/companies37.oil prices38.high debts39.recession40.create jobs, recover。

基金从业资格考试题目及答案

基金从业资格考试题目及答案

基金从业资格考试题目及答案1. 选择题1.1 基金的定义是:A. 集合投资工具B. 存款凭证C. 股票凭证D. 债券凭证答案:A. 集合投资工具1.2 基金分类中,根据投资领域划分的类型包括:A. 股票基金、债券基金、货币市场基金B. 公募基金、私募基金、专户基金C. 开放式基金、封闭式基金、指数基金D. 平衡型基金、混合型基金、债券型基金答案:A. 股票基金、债券基金、货币市场基金1.3 基金经理的责任包括:A. 选择证券B. 进行投资组合管理C. 制定基金的投资策略D. 执行交易操作答案:B. 进行投资组合管理、C. 制定基金的投资策略、D. 执行交易操作2. 简答题2.1 基金的净值计算方法有哪些?请简要说明。

答案:基金的净值计算方法有前端申购法和后端申购法。

前端申购法是根据基金份额当日的净值进行申购和赎回,运作上较透明,费用结构相对较为简单。

后端申购法则根据计提手续费和佣金,将赎回金额减去相应费用后得到的净值与投资者结算。

2.2 基金的风险评级是如何确定的?请简要介绍风险评级的方法。

答案:基金的风险评级是根据基金的波动性和历史回报率等指标进行确定的。

一般来说,基金的风险评级越高,代表其可能的风险越大。

风险评级的方法包括历史回报率的分析、波动性的测算以及相关度的计算等。

3. 论述题基金从业人员的职责和义务基金从业人员是基金行业中的重要一员,其职责和义务包括但不限于以下几个方面:首先,基金从业人员有责任对投资者进行适当的风险提示和投资建议。

基金从业人员应根据投资者的风险承受能力、投资目标等因素,为投资者提供恰当的投资建议,帮助其做出理性的投资决策。

其次,基金从业人员需要具备丰富的专业知识和能力,了解和研究市场变化、基金产品和投资策略等相关信息。

他们应持续学习和提升自身的专业素养,确保能够全面而准确地为投资者提供咨询和服务。

此外,基金从业人员应严格遵守法律法规和职业道德规范,保证信息的诚实透明,不得故意误导投资者或进行虚假宣传。

基金考试题库及答案

基金考试题库及答案

基金考试题库及答案1. 基金的分类有哪些?A. 开放式基金和封闭式基金B. 股票基金和债券基金C. 公募基金和私募基金D. 以上都是答案:D2. 基金管理人的主要职能是什么?A. 基金资产的保管B. 基金资产的投资运作C. 基金份额的登记D. 基金资产的清算答案:B3. 基金托管人的主要职能包括哪些?A. 基金资产的保管B. 基金资产的投资运作C. 基金份额的登记D. 基金资产的清算答案:A4. 基金的净值是如何计算的?A. 基金资产总值除以基金份额总数B. 基金份额总数乘以基金资产总值C. 基金资产总值减去基金份额总数D. 基金份额总数加上基金资产总值答案:A5. 基金的申购和赎回价格是如何确定的?A. 根据基金的净值B. 根据基金的累计净值C. 根据基金的业绩表现D. 根据基金的持有时间答案:A6. 基金的分红方式有哪些?A. 现金分红B. 红利再投资C. 以上都是D. 以上都不是答案:C7. 基金的风险等级是如何划分的?A. 根据基金的投资标的B. 根据基金的净值波动C. 根据基金的业绩表现D. 根据基金的持有时间答案:A8. 基金的业绩评价指标通常包括哪些?A. 收益率B. 风险调整后的收益率C. 以上都是D. 以上都不是答案:C9. 基金的流动性风险主要体现在哪些方面?A. 基金的申购和赎回B. 基金资产的投资运作C. 基金份额的登记D. 基金资产的清算答案:A10. 基金的合规性要求包括哪些方面?A. 基金合同的遵守B. 基金法规的遵守C. 以上都是D. 以上都不是答案:C。

2010年普通高等学校招生全国统一考试(课标全国卷) 英语听力试题

2010年普通高等学校招生全国统一考试(课标全国卷)  英语听力试题

考试(课标全国卷考试(课标全国卷))国统一国统一考试(课标全国卷高等学校招生全国统一年普通高等学校招生全2010 年普通高等学校招生全30第一部分听力(共两节,满分分)5 1.5 7.5 分)第一节(共小题;每小题分,满分5A B C听下面段对话。

每段对话后有一个小题,从题中所给的、、三个选项中选出最10佳选项,并标在试卷的相应位置。

听完每段对话后,你都有秒钟的时间来回答有关小题和阅读下一小题。

每段对话仅读一遍。

例:How much is the shirt?B. C.A. £ 19.15. £ 9.15. £ 9.18.B答案是。

1. What will Dorothy do on the weekend?A. Go out with her friend.B. Work on her paper.C. Make some plans.2. What was the normal price of the T-shirt?A. $15.B. $30.C. $50.3. What has the woman decided to do on Sunday afternoon?A. To attend a wedding.B. To visit an exhibition.C. To meet a friend.4. When does the bank close on Saturday?1:m. m. m.A. At 00 p.B. At 3:00 p.C. At 4:00 p.5. Where are the speakers?A. In a store.B. In a classroom.C. At a hotel.15 1.5 22.5 分)第二节(共小题;每小题分,满分B C 三个听下面段对话或独白。

每段对话或独白几个小题,从题中所给的5 后有A、、选项中选出最佳选项,并标在试卷的相应位置。

(完整版)基金从业资格考试真题及答案(50题)

(完整版)基金从业资格考试真题及答案(50题)

基金从业资格考试真题及答案1、基金管理人风险管理的内部环境要素包括(C)。

I员工的诚信、道德价值观和胜任能力n管理层的理念和经营风格川管理层分配权力和划分责任、组织和开发员工的方式IV董事会给予的关注和指导A. I、M、WB. i、n、川c.i、n、m、vD.n、v2、关于指数基金,以下表述错误的是(B)A. 指数基金就是按照指数构成的标准购买该指数包含的证券市场中的全部或者一部分证券B. ETF 联接基金是一种指数基金c. ETF 基金是一种特殊的指数基金D.指数基金不主动寻求超越市场的表现,而是试图复制指数的表现3、封闭式基金上市交易的条件包括(B)I 基金合同期限5 年以上n 基金募集金额不低于2 亿元人民币川基金份额持有人不少于1000人V 公司自有资金认购不少于1000 万元人民币4、关于基全分类,以下说法正确的是(c)A. 基金资产60%投资于债券的为债券型基金B•基金资产60%投资于殷票的为股票型基金C•货币市场基金仅投资于货币市场工具D.基金中的基金仅投资于其他基金份额5、在二级市场买卖ETF时,申报价格最小变动单位为(B )。

A. 0.0001元B. 0.001 元C. 0.1 元D. 0.01 元6、基金招募说明书的内容不包括以下(D )方面。

A. 风险警示内容B. 基金份额发售方式C基金合同摘要D.基金持有人结构及前十名基金持有人7、某基金公司董事会人数为5人,则该公司独立董事应不少于(C)人A.1B.2C.3D.48、开放式基金合同生效后每(C个月结束之日起45日内,将更新的招募说明书登载在管理人网站上,更新的招募说明书摘要登载在指定报刊上。

A.1B.6C.3D.12 9、以下基金中,不需要披露上市交易公告书的是(A)A. 中证500ETF联接基金B. 积极配置证券投资基金(LOFC. 创业板ETFD. 上证50ETF10、基金公司在投资管理过程中会产生不同的风险。

其中因投资组合无法应付客户赎回要求所引起的风险,属于(C)。

基金考试题库及答案详解

基金考试题库及答案详解

基金考试题库及答案详解1. 基金基础知识- 什么是基金?基金是一种集合投资工具,由基金管理人管理,投资者通过购买基金份额参与投资,共同承担风险,分享收益。

- 基金有哪些类型?基金主要分为股票型基金、债券型基金、混合型基金、货币市场基金等。

2. 基金法律法规- 基金管理人应遵守哪些法律法规?基金管理人应遵守《证券投资基金法》、《基金管理公司管理办法》等相关法律法规,确保基金运作的合规性。

- 投资者购买基金时应注意哪些法律风险?投资者在购买基金时应注意基金合同中的投资范围、费用收取、信息披露等条款,以及自身的风险承受能力。

3. 基金投资策略- 什么是资产配置?资产配置是指根据投资目标和风险偏好,将资金分配到不同类别的资产上,如股票、债券、现金等。

- 基金经理如何进行市场分析?基金经理通过宏观经济分析、行业分析、公司基本面分析等方法,评估市场趋势,制定投资策略。

4. 基金风险管理- 基金投资存在哪些风险?基金投资存在市场风险、信用风险、流动性风险等多种风险。

- 如何进行风险控制?基金管理人通过分散投资、设置止损点、定期评估投资组合等方式进行风险控制。

5. 基金业绩评价- 基金业绩如何评价?基金业绩评价通常采用绝对收益、相对收益、夏普比率等指标进行评价。

- 投资者如何选择基金?投资者应根据基金的历史业绩、风险控制能力、管理团队等因素综合评价,选择适合自己风险偏好的基金。

6. 基金费用与税收- 基金有哪些费用?基金费用包括管理费、托管费、销售服务费等。

- 基金投资需要缴纳哪些税收?基金投资可能涉及的税收包括资本利得税、利息税等,具体税率和政策依据国家法律法规而定。

7. 基金信息披露- 基金管理人需要披露哪些信息?基金管理人需要定期披露基金净值、投资组合、业绩报告等信息。

- 投资者如何获取基金信息?投资者可以通过基金管理人的官方网站、基金销售平台等渠道获取基金信息。

8. 基金交易流程- 基金的申购和赎回流程是怎样的?投资者通过基金销售渠道提交申购或赎回申请,基金管理人根据申请执行交易,并在规定时间内完成资金结算。

2010年高考英语试卷听力+原文+答案(新课标Ⅰ、Ⅱ)

2010年高考英语试卷听力+原文+答案(新课标Ⅰ、Ⅱ)

2010年全国统一高考英语试卷(新课标Ⅰ、Ⅱ)听力试题第一部分听力(共两节,满分30分)做题时,先将答案标在试卷上,录音结束后,你将有两分钟的时间将试卷上的答案转涂到答题卡上。

第一节(共5小题,每小题1.5分,满分7.5分)听下面5段对话。

每段对话后有一个小题,从题中所给的A、B、C三个选项中选出最佳答案。

听完每段对话后,你都有10秒钟的时间来回答有关小题和阅读下一小题。

每段对话仅读一遍。

例: How much is the shirt?A. £ 19.15.B. £9.18.C. £9.15.答案是C.1. What will Dorothy do on the weekend?A. Go out with her friend.B. Work on her paper.C. Make some plans.2. What was the normal price of the T-shirt?A. $15.B. $30.C. $50.3. What has the woman decided to do on Sunday afternoon?A. To attend a wedding.B. To visit an exhibition.C. To meet a friend.4. When does the bank close on Saturday?A. At l:00 pm.B. At 3:00 pm.C. At 4:00 pm.5. Where are the speakers?A. In a store.B. In a classroom.C. At a hotel.第二节(共15小题,每小题1.5分,满分22.5分)听下面5段对话或独白。

每段对话或独白后有几个小题,从题中所给的A、B、C三个选项中选出最佳选项,并标在试卷的相应位置。

听每段对话或独白前,你将有时间阅读各个小题,每小题5秒钟;听完后,个小题将给出5秒钟的作答时间。

基金从业资格考试题及答案

基金从业资格考试题及答案

基金从业资格考试题及答案一、单项选择题1. 基金从业资格考试是由()组织实施的。

A. 中国证券业协会B. 中国证券投资基金业协会C. 中国银行业协会D. 中国保险行业协会答案:B2. 基金从业资格考试的主要目的是()。

A. 提高基金从业人员的业务水平B. 规范基金行业的发展C. 保护投资者的合法权益D. 以上都是答案:D3. 基金从业资格考试的科目包括()。

A. 基金法律法规、职业道德与业务规范B. 基金基础知识C. 基金投资分析D. 以上都是答案:D4. 基金从业资格考试的合格标准是()。

A. 单科成绩达到60分B. 单科成绩达到70分C. 两科成绩均达到60分D. 两科成绩均达到70分答案:CA. 现场报名B. 邮寄报名C. 在线报名D. 电话报名答案:C二、多项选择题1. 基金从业资格考试的报考条件包括()。

A. 年满18周岁B. 具有完全民事行为能力C. 具有高中以上文化程度D. 品行端正,具有良好的职业道德答案:ABCDA. 注册账号B. 填写个人信息C. 选择考试科目D. 缴纳考试费用答案:ABCD3. 基金从业资格考试的考试形式包括()。

A. 闭卷考试B. 开卷考试C. 机考D. 笔试答案:CD4. 基金从业资格考试的考试内容主要包括()。

A. 基金法律法规B. 基金基础知识C. 基金投资分析D. 基金销售与服务答案:ABCD5. 基金从业资格考试的合格标准包括()。

A. 单科成绩达到60分B. 单科成绩达到70分C. 两科成绩均达到60分D. 两科成绩均达到70分答案:C三、判断题1. 基金从业资格考试每年举行两次。

()答案:错误2. 基金从业资格考试的报名费用为100元/科。

()答案:错误3. 基金从业资格考试的合格成绩有效期为两年。

()答案:正确4. 基金从业资格考试的合格成绩可以用于申请基金从业资格证书。

()答案:正确5. 基金从业资格考试的合格成绩可以用于申请基金从业资格证书的注册。

Amjvdbn_a2010年高考英语试题及答案(全国卷Ⅰ)

Amjvdbn_a2010年高考英语试题及答案(全国卷Ⅰ)

、|!_一个人总要走陌生的路,看陌生的风景,听陌生的歌,然后在某个不经意的瞬间,你会发现,原本费尽心机想要忘记的事情真的就这么忘记了..2010年普通高等学校招生全国统一考试英语第1卷第一部分,听力(共两节,满分30分)回答听力部分时,请先将答案标在试卷上,听力部分结束前,你将有两分钟的时间将你的答案转涂到客观答题卡上。

第一节(共5小题:每小题1.5分,满分7.5分)听下面5段对话。

每段对话后有一个小题,从题中所给的ABC三个选项中选出最佳选项,并标在试卷的相应位置。

挺完美段对话后,你有10秒钟的时间来回答有关小题和阅读下一小题。

每段对话仅读一遍。

例:How much is the shirt?A.£19.15B £.9.15C . £9.18答案是B.1.Why will dorotl de on the weeknd?A.Go out weeknd endB.Work on her paper.C.Make some plans.2.What was the normal price of the T-shirt?A.$15B. $30C. $503.What has the woman decided to do on Sunday aftermoon?A.To attend a wedding+B. To visit an exhibition.C. To meet a friend.4.Where dose the bank close on Satuerday ?A.At 1:00 pmB. At 3:00 pmC. At 4:00 pm5.Where are the speakers?A.In a storeB. In a classroomC. In a hotel.第二节(共15小题;每小题1.5分,满分22.5分)听下面5段对话或独白。

每段对话或独白后有几个小问题,从题中所给的A、B、C、三个选项中选出最佳选项,并标在试卷的相应位置,听每段对话或独白前,你将有时间阅读各小题,每小题5秒钟;听完后,各小题给出5秒钟的作答时间。

基金会考试真题

基金会考试真题

基金会考试真题一、单选题1.二次污染指的是污染物由污染源排入环境后,在物理、化学或生物作用下生成新的污染物,而对环境产生的再次污染。

以下属于二次污染的是()。

A. 汽车尾气中的有害化合物,在阳光作用下发生光化学反应,生成以臭氧为主的多种强氧化剂,伤害人类健康B. 房屋装修时,施工机械发出强烈噪声,严重影响周边居民休息与生活C. 农药残留在棉花、麻纤维之中,制成服装后虽残留甚微,但经常与皮肤接触,对人体造成伤害D. 人们在公共场所吸入了二手烟答案:A。

2.基金会计核算的责任主体是()。

A. 基金持有人大会B. 基金监管部门C. 基金持有人D. 基金管理企业答案:D。

企业会计核算以企业为会计核算主体,证券投资基金会计则以证券投资基金为会计核算主体。

企业会计的责任主体是企业自身,基金会计的责任主体则是对其进行会计核算的基金管理企业与基金托管人,其中前者承担主会计责任。

3.证券投资基金出生于()。

A. 英国B. 美国C. 德国D. 法国答案:A。

证券投资基金是证券市场成长的必然产物,在发达国家已经有百年的历史。

证券投资基金作为社会化的理财工具,来源于英国的投资信托企业。

4.以下哪一种证券投资基金在我国尚未正式推出()。

A. 雨伞基金B. 保底基金C. 指数基金D. 交易所交易基金(ETF)答案:B。

5.基金上市交易公告书的编制主体是()。

A. 基金管理人B. 基金托管人与基金管理人C. 基金托管人D. 基金份额持有人答案:A。

凡根据《基金法》等有关法律法规在中华人民共和国境内公开发售基金份额并申请在证券交易所上市交易的基金,基金管理人应当根据本准则的规定编制基金上市交易公告书。

二、多选题1.以下关于内部控制目标的说法正确的有()。

A. 保证公司经营运作严格遵守国家有关法律法规和行业监管规则,自觉形成守法经营、标准运作的经营思想和经营理念B. 确保基金和基金管理人的财务和其他信息真实、准确、完整、及时C. 为了提高投资者收益率,把投资者的利益放在第一位D. 防范和化解经营风险,提高经营管理效益,确保经营业务的稳健运行和受托资产的安全完整,实现公司的持续、稳定、健康发展答案:A、B、D。

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国家留学基金委英语统考试卷听力Time: about 40 minutesNumber of questions: 40IMPORTANT:Listen to the instructions first.Write all your answers in the blank spaces on the test booklet.At the end of the listening test, you will be given 10 minutes to transfer your answers to an answer sheet.Do not turn the page until you are told to do so.考点:________________ 考生姓名(汉字):_______________Section 1Listen to the following talk and fill in the blanks as you listen. You will listen to the talk ONCE only. You now have 60 SECONDS to read questions 1 to 10.Our university is one of the world’s oldest universities and leading academic centres. Its reputation for outstanding academic achievement is known world-wide and reflects the intellectual achievement of its students, as well as the world-class (1) __________ research carried out by the staff of the University and the Colleges.The University is rich in history - its famous Colleges and University buildings (2) __________ visitors from all over the world. But the University’s museums and collections also hold many treasures which give an exciting (3) __________ into some of the scholarly activities, both past and present, of the University’s academics and students.Many of the University’s customs and unusual terminology can be (4) __________ to roots in the early years of the University’s long history. The University is justly famous for its heritage of scholarship, historic role and magnificent (5) __________. This heritage supports one of the world’s most important centres for teaching and research. The collegiate structure gives a strong sense of (6) __________, and the University is determined to remain at the forefront of international scholarship and research.Our university is in the middle of the greatest expansion in its history. Through the generosity of benefactors, the University has been able to (7) __________ a new science and technology campus to the west of the city centre, and is now looking to expand further to the north west of the present campus. The arts and humanities have seen (8) __________ changes in their Sidgwick Site location and expansion in the city centre.Sustaining a world-class university demands investment in new (9) __________, new areas of study, and most importantly, in people; continued fundraising efforts and (10) __________ partnerships will be vital. The University will celebrate its eight hundredth anniversary in 2009, marking the legacy of eight centuries and determined to remain among the world’s greatest universities.You now have 30 SECONDS to check your answers.Section 2Part AYou are going to hear a conversation between a visiting scholar and a university staffmember on health insurance. As you listen, complete the following form by writing NO MORE THAN THREE WORDS for each answer. You will listen to this part ONCE only.You now have 30 SECONDS to read questions 11 to 15.You now have 30 SECONDS to check your answers.Part BNow listen to the news from BBC World Service. As you listen, write T for the correct statement and F for the incorrect statement. You will listen to the news ONCE only. You now have 30 SECONDS to read questions 16 to 20.16. 67% of the people of Ireland have voted “No” to the Lisbon Treaty.17. Brazil will be the first South American country to host the 2016 Olympic Games.18. China is now playing a more important role than France in the IMF.19. Over a hundred people died in a natural disaster in Samoa.20. Typhoon Parma has killed 4 people in Taiwan.You now have 30 SECONDS to check your answers.Section 3You are going to hear a talk on how to choose a university and its requirements. Listen carefully and then answer the following questions by writing NO MORE THAN THREE WORDS for each answer. You will listen to this part TWICE.You now have 60 SECONDS to read questions 21 to 30.21. What should you first consider when you are thinking of studying abroad?22. What does “accredited” mean in the talk?23. What is the advantage of studying in a small university?24. What should you do first to apply to a foreign university?25. What score on the internet-based TOEFL is required?26. For which major is the GRE not required?27. How does the speaker characterize the financial aid?28. How much does a credit hour cost in the year 2009-2010?29. What will be your status if you attend two classes per semester?30. What can you get if you complete 25 credits at graduate level?You now have 60 SECONDS to check your answers.Section 4You are going to hear a lecture on the American economy. As you listen, complete the following statements by writing NO MORE THAN THREE WORDS for each answer. You will listen to this part TWICE.You now have 60 SECONDS to read questions 31 to 40.31. The American economy accounts for __________of the world economy.32. The economic freedom enjoyed by the __________ is essential to the American economy.33. __________ have helped shape the US economic growth and unity.34. Before the 1920s, most workers in the US were __________ and __________.35. __________ is important to the American economy’s adaptive capacity.36. General Electric is given as an example of __________ that have helped to shape the American economy.37. The American economy is often affected by __________.38. Nowadays the primary economic concerns in the US are centered on a series of __________.39. According to NBER, from December 2007, the US entered a __________.40. In 2008, measures were taken to __________ and help the economy __________.You now have 60 SECONDS to check your answers.You now have 10 minutes to transfer your answers to the answer sheet.[3 minute light music]The Listening Test for Government sponsored CandidatesJanuary 7, 2010Section 1Listen to the following talk and fill in the blanks as you listen. You will listen to the talk ONCE only.You now have 60 SECONDS to read questions 1 to 10.[pause 60 seconds][tone]Our university is one of the world’s oldest universities and leading academic centres. Its reputation for outstanding academic achievement is known world-wide and reflects the intellectual achievement of its students, as well as the world-class original research carried out by the staff of the University and the Colleges.The University is rich in history - its famous Colleges and University buildings attract visitors from all over the world. But the University’s museums and collections also hold many treasures which give an exciting insight into some of the scholarly activities, both past and present, of the University’s academics and students.Many of the University’s customs and unusual terminology can be traced to roots in the early years of the University’s long history. The University is justly famous for its heritage of scholarship, historic role and magnificent architecture. This heritage supports one of the world’s most important centres for teaching and research. The collegiate structure gives a strong sense of community, and the University is determined to remain at the forefront of international scholarship and research.Our university is in the middle of the greatest expansion in its history. Through the generosity of benefactors, the University has been able to create a new science and technology campus to the west of the city centre, and is now looking to expand further to the north west of the present campus. The arts and humanities have seen dynamic changes in their Sidgwick Site location and expansion in the city centre.Sustaining a world-class university demands investment in new facilities, new areas of study, and most importantly, in people; continued fundraising efforts and innovative partnerships will be vital. The University will celebrate its eight hundredth anniversary in 2009, marking the legacy of eight centuries and determined to remain among the world’s greatest universities.You now have 30 SECONDS to check your answers.[pause 30 seconds]Section 2Part AYou are going to hear a conversation between a visiting scholar and a university staff member on health insurance. As you listen, complete the following form by writingNO MORE THAN THREE WORDS for each answer. You will listen to this part ONCE only.You now have 30 SECONDS to read questions 11 to 15.[pause 30 seconds][tone]W: Good morning. Can I help you?M: Good morning. Yes, I’ve got some questions.W: About what?M: About health insurance. The more I read, the more I became confused. I just didn’t know which one to choose.W: Don’t worry. You’re not the first one. What type of visa have you got?M: F1. I’m a full-time visiting scholar at this university. I’ll be here for 12 months.W: Well, the full-time students and scholars here usually choose “Student Secure” plan.M: “Student Secure”? Is that the name of the health insurance?W: Yes. This insurance plan covers the benefits for seeing a doctor, for medicine, for physical check-ups and some other expenses.M: Does this plan have dental or vision?W: I’m afraid not. You have to apply for a separate dental or vision insurance plan.M: I see. How do I apply for this “Student Secure” plan?W: You can apply online through our website and make sure the “online fulfillment”option is selected. Once you have applied online, within a few hours your account will be available online. M: How much shall I pay each month?W: Well, the more you pay, the more benefits you can enjoy, but the minimum is a hundred fifty dollars each months.M: I see. To whom shall I pay? Who is the insurer?W: Lloyds, the largest and oldest insurance market in the world. It’s recognized as a market leader in the accident and health insurance arena.M: How do you spell “Lloyds”?W: Capital L – l – o – y – d – s.M: L – l – o – y – d – s. Is that all?W: Yes.M: By the way, do you happen to know its phone number?W: Yes. The number is 800-5764932.M: 800-5764932. Thank you very much indeed.W: You’re welcome.You now have 30 SECONDS to check your answers.[pause 30 seconds]Part BNow listen to the news from BBC World Service. As you listen, write T for the correct statement and F for the incorrect statement. You will listen to the news ONCE only. You now have 30 SECONDS to read questions 16 to 20.[pause 30 seconds][tone]BBC World Service. Now the headlines.At least 13 people die and more are missing after heavy rain triggers mudslides in Messina in southern Sicily.The people of Ireland have voted by 67% to ratify the Lisbon Treaty which gives the European Union more streamlined powers. They had voted ‘No’ 18 months ago.The Brazilian city of Rio de Janeiro has been chosen to host the 2016 Olympic Games. It will be the first South American city to stage the event. Rio beat the Spanish capital Madrid in a final round of voting by the International Olympic Committee, meeting in Copenhagen. The bookmakers’favourite, the city of Chicago, for which President Barack Obama and his wife had made an emotional bid, was eliminated in the first round.Speaking at the end of a two-day G20 summit, Mr Obama also outlined plans to give emerging economies a greater say in the global economy. In the past, The IMF has been criticised as being a group of developed countries trying to lay down the law to struggling countries. For example, currently, China wields 3.7% of IMF votes compared with France’s 4.9%, although the Chinese economy is now 50% larger than that of France.The world’s leading nations have agreed “tough new regulations” to prevent another global financial crisis, US President Barack Obama has said. These relate to the amount of money banks have to hold in reserve and to excessive pay for bankers. More bodies have been found in the tsunami-hit islands of Samoa, American Samoa and Tonga. At least 155 people are now known to have died, and the number of dead is expected to rise further as more bodies are recovered.Typhoon Parma kills four in the northern Philippines but spares the flood-hit capital, then sweeps towards Taiwan.You now have 30 SECONDS to check your answers.[pause 30 seconds]Section 3You are going to hear a talk on how to choose a university and its requirements. Listen carefully and then answer the following questions by writing NO MORE THAN THREE WORDS for each answer. You will listen to this part TWICE.You now have 60 SECONDS to read questions 21 to 30.[pause 60 seconds][tone]May I have your attention please! Thank you. Toddy I’m going to talk about how to choose the university that’s best for you. And then I’ll answer your questions.To study abroad, the first consideration, in my opinion, is not to decide on the university, but its faculty. You need to find out whether the professors are well-known in your major. Have they published anything? Are they making contributions to the field that you’re interested in studying? Harvard or Oxford may not have the bestfaculty in your major. So always remember the fame of the faculty is more important than the fame of the university when you choose a university.The second consideration is whether the school is good. Is it accredited? That means, is it approved by a board of experts that are called the accreditation board? Or you may prefer approved by certain authority. Otherwise, even if you get a degree from that school, it will not be considered very worthwhile.The third thing to consider is size. Do you want to be in a very large school, perhaps 40,000 students that has excellent research and library facilities, but you might have to take a bus from one end of the campus to the other? Or, do you want to be in a smaller institution where the library isn’t so big, but maybe you’ll get more individual attention.And last but not least is certainly cost. How much does it cost? Is there any financial aid for international students? Are there opportunities to work on the campus? These are all considerations that you need to think of before you make a choice.Now I’m ready to answer you questions.A: How do I apply to a foreign university?B: You can visit its website first, then download an application form, fill it in and mail it to the university together with your transcripts, recommendation letters, test scores, writing samples, portfolio, and a statement of purpose.A: What are the English language requirements?B: Minimum acceptable scores on the TOEFL exam are 600 for paper-based, 250 for computer-based, or 105 for internet-based. The acceptable minimum for IELTS is a score of 7.A: Is the GRE required for every graduate program?B: The GRE is not required for the MA in Creative Writing. However, it is required for all o ther master’s and PhD programs.A: Do you have financial aid for international students?B: Financial assistance for international students is available in the form of merit-based awards only. Funding for merit awards is extremely limited, and competition is very high. For these reasons, students are encouraged to have supplementary funding from organizations or sponsors to cover books, living expenses, and other miscellaneous expenses.A: What is the cost of tuition?B: The cost of tuition for academic year 2008-09 per credit hour was $1,178. The cost of tuition for academic year 2009-10 per credit hour is $1,237.A: What is the difference between full-time study and part-time study?B: A course-load of 9 credits, that is to say you attend 3 classes or more per semester, is considered full-time study at the graduate. Part time study is 6 credits, that is to say you attend 2 classes or fewer per semester.A: How long will it take me to complete my program?B: That depends. Master’s degrees require between 30 and 57 credits; PhDs require 72 credits; and graduate certificates require between 15 and 30 credits. If you are attending graduate school full time, you will probably take 9 credits a semester. If youtake fewer than 9 credits a semester, it will take longer to complete the degree requirements. [pause 2 seconds]Now, you will hear the talk for the second time.You now have 60 SECONDS to check your answers.[pause 60 seconds]Section 4You are going to hear a lecture on American economy. As you listen, complete the following statements by writing NO MORE THAN THREE WORDS for each answer. You will listen to this part TWICE.You now have 60 SECONDS to read questions 31 to 40.[pause 60 seconds][tone]My topic today is the economy of the United States. As you might know, the United States has the largest and most technologically powerful economy in the world. Its nominal gross domestic product (GDP) was $14.4 trillion in 2008, which is about three times that of the world’s second largest economy, Japan. The U.S. economy maintains a very high level of output per person. Its GDP per capita was $47,422 in2008, ranked at around number ten in the world. For about 230 years since its founding in 1776, the United States has grown into a huge, integrated, industrialized economy that makes up over a quarter of the world economy.There’re many causes for the development of U.S. economy. A central feature of the U.S. economy is the economic freedom afforded to the private sector by allowing the private sector to make the majority of economic decisions in determining the direction and scale of what the U.S. economy produces. This is enhanced by relatively low levels of regulation and government involvement, as well as a court system that generally protects property rights and enforces contracts.The United States is rich in mineral resources and fertile farm soil, and it is fortunate to have a moderate climate. It also has extensive coastlines on both the Atlantic and Pacific Oceans, as well as on the Gulf of Mexico. Rivers flow from far within the continent, and the Great Lakes — five large, inland lakes along the U.S. border with Canada —provide additional shipping access. These extensive waterways have helped shape the country’s economic growth over the years and helped bind America’s 50 individual states together in a single economic unit.The number of workers and, more importantly, their productivity help determine the health of the U.S. economy. Throughout its history, the United States has experienced steady growth in the labor force, a phenomenon that is both cause and effect of almost constant economic expansion. Until shortly after World War I, most workers were immigrants from Europe, or slaves from Africa, or their descendants. Beginning in the early 20th century, many Latin Americans immigrated; followed by large numbers of Asians following removal of nation-origin based immigration quotas. The promise of high wages brings many highly skilled workers from around the world to the United States.Labor mobility has also been important to the capacity of the American economy to adapt to changing conditions. When immigrants flooded labor markets on the East Coast, many workers moved inland, often to farmland waiting to be tilled. Similarly, economic opportunities in industrial, northern cities attracted black Americans from southern farms in the first half of the 20th century.In the United States, the corporation has emerged as an association of owners, known as stockholders, who form a business enterprise governed by a complex set of rules and customs. Brought on by the process of mass production, corporations, such as General Electric, have been instrumental in shaping the United States. Through the stock market, American banks and investors have grown their economy by investing and withdrawing capital from profitable corporations. Today in the era of globalization American investors and corporations have influence all over the world. The American government has also been instrumental in investing in the economy, in areas such as providing cheap electricity and military contracts in times of war. However, the 1973 to 1975 period of oil shocks marked the recession of its economy, when GDP fell by 3.1 percent, followed by the 1981 to 1982 recession, when GDP dropped by 2.9 percent. The war with Iraq in 2003 required major shifts in national resources to the military, which had some impact on overall GDP growth. Soaring oilprices between 2005 and the first half of 2008 threatened inflation and unemployment. This is because imported oil accounts for about two-thirds of US consumption.In recent years, the primary economic concerns have centered on: high household debt ($14 trillion), high national debt ($9 trillion), high mortgage debt (over $10 trillion), and high external debt (money owed to foreign lenders). The global economic downturn, the sub-prime mortgage crisis, investment bank failures, falling home prices, and tight credit pushed the United States into a recession.On December 1, 2008, the National Bureau of Economic Research (NBER) declared that the United States entered a recession in December 2007.To help stabilize financial markets, the US Congress established a $700 billion Troubled Asset Relief Program (TARP) in October 2008. The government used some of these funds to purchase equity in US banks and other industrial corporations. In January 2009 the US Congress passed and President Barack OBAMA signed a bill providing an additional $787 billion fiscal stimulus - two-thirds on additional spending and one-third on tax cuts - to create jobs and to help the economy recover. [pause 2 seconds]Now, you will hear the lecture for the second time.You now have 60 SECONDS to check your answers.[pause 60 seconds]You now have 10 minutes to transfer your answers to the answer sheet.[pause 10 minutes]THAT IS THE END OF THE LISTENING TEST.[15 second light music]Key1.original2.attract3.insight4.traced5.architecturemunity7.create8.dynamic9.facilities10.innovative11.Student Secure12.online13.$15014.Lloyds15.800-576493216.F17.T18.F19.T20.F 21.fame of faculty/faculty fame22.approved by experts/authority23.more individual attention24.visit the website25.10526.Creative Writing27.extremely limited/highcompetition28.$123729.part-time student30.graduate certificates31.over a quarter32.private sector33.Extensive waterways34.immigrants, slavesbor mobility36.corporations/companies37.oil prices38.high debts39.recession40.create jobs, recover。

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