国际结算练习一

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国际结算练习一

Make your choice according to the following flowchart.Drawer payee the first transferee the second transferee bill bill as gift negotiated to--------------------------精品文档，可以编辑修改，等待你的下载，管理，教育文档----------------------------------------------------------------------------------------------------------------------------------------------------------------D P C Egoods clothesA drawee / acceptor1. C is a (holder in due course, holder for value).2. If C negotiated the bill to E, E is a (holder in due course, holder for value).3. If the bill is unpaid by A, E ( may, may not) claim from C.E (may, may not) claim from P.E (may, may not) claim from D.4. E’s title (is, is not) superior to C’s.E’s title (is, is not) superior to P’s.C’s title (is, is not) superior to P’s.the second drawer payee the first transferee transfereebearer billstolen by C who sends it negotiates toD give value P as gift toE FC moneypickpocketA：Drawee, acceptor1. E is a (holder in due course, holder for value).2. E’s title (is, is not) better than his prior parties, or his title is (complete, defective).3. F is a (holder in due course, holder for value).4. F’s title (is, is not) better than his prior parties.5. Being a holder in due course, F is a (holder, true owner) of the bill, but C is still the (holder, true owner) of the bill, since he is the person in possession of a bill payable to bearer.6. The acceptor A pays the bill to F, the bill (is, is not) discharged.--------------------------精品文档，可以编辑修改，等待你的下载，管理，教育文档----------------------------------------------------------------------------------------------------------------------------------------------------------------the second drawer payee the first transferee transfereeorder bill P’s endorsement forged by Cwho negotiates bill to E negotiates toD give value PE FC money moneypickpocketA：Drawee, acceptorAccording to Bills of Exchange Act 1882,1. F is a (holder in due course, holder for value, holder, possessor).2. E is a (holder in due course, holder for value, holder, endorser).3. When the bill is delivered to P, P is (a payee, an endorser).4. If acceptor A pays the bill to F before forged endorsement has been discovered, is the responsibility of the bill discharged by such payment? (Y es, No.)5. After forged endorsement was discovered, the true owner P (can, cannot) force A to pay him again.6. A(can, cannot) recover from F the money he has paid.7. If F refunds A, he (can, cannot) claim from E.8. If P discovers the lost bill in the hands of E, P(has, does not have) the right to demand restoration of his title to the bill.According to Uniform Law for Bills of Exchange and Promissory Notes signed at Geneva,1. F is (holder in due course, holder for value, holder, possessor).2. The loss of the bill will be compensated by (F, E, C, A).--------------------------精品文档，可以编辑修改，等待你的下载，管理，教育文档----------------------------------------------------------------------------------------------------------------------------------------------------------------。

国际结算习题(附答案)

国际结算习题（附答案）一、单选题（共30题，每题1分，共30分）1、福费廷业务中,如果出口商在票据上加注了“Without Recurse”字样就表明( )A、已将票据可能遭受拒付的风险转嫁给了包买商B、已由出口商承兑C、已由出口方银行担保D、进口方银行已同意放弃追索权正确答案：A2、银行承兑汇票的出票人应是( )。

A、商业银行B、工商企业C、工商企业D、商业银行正确答案：D3、银行在办理国际贸易结算时,要等到国外银行将票款贷记出口方银行账户的贷记通知书后,才将票款折成本国货币贷记出口商账户。

这种方式叫做( )。

A、定期结汇B、出口押汇C、收妥结汇正确答案：C4、信用证要求受益人提交的提单上注明freight prepaid’,但不要求提交保险单,则该项商品交易双方是以( )成交的。

A、FOBB、CFRC、CIF正确答案：B5、汇票的付款期限的下述记载方式中( )必须由付款人承兑后才能确定具体的付款日期。

A、at x x days after dateB、at sightC、at x x days after shipmentD、at X X days after sight正确答案：D6、一张金额为30万美元的可撤销信用证,未规定可否分批装运受益人装运了价值为5万美元的货物后,即向出口地银行办理了议付。

第二天收到开证行撤销该信用证的通知此时,开证行( )A、对已办理议付的5万美元仍应偿付其余25万美元则失效B、对已办理议付的5万美元可以拒绝偿付,并指示议付行向受益人追索所议付的5万美元C、因撤销通知到达前,该证已被凭以办理部分议付故该信用证不能被撤销正确答案：A7、某笔信用证业务中,信用证要求受益人按发票金额的110%投保。

这增加的10%,是( )。

A、进口商自愿多向保险公司交纳保险费B、进口商的预期毛利润率C、保险公司向进口商提出的要求D、进口商想从保险公司多得到补偿正确答案：B8、根据我国的票据法,当票据上金额的大小写不一致时( )。

《国际结算》模拟试题(一)

《国际结算》模拟试题（一）一、写出下列专业术语英文缩写的中文全称（5分）１、ICC ：２、SWIFT ：；３、CHIPS ：４、D/D ：；５、D/P ：二、单项选择题（只有唯一正确答案）（每题1分，共10分）1、福费廷业务中的远期汇票应得到（）。

A、进口商担保B、进口商银行担保C、出口商担保D、出口商银行担保2、根据《UCP500》的规定，信用证项下汇票的付款人应是（）。

A、开证行B、议付行C、通知行D、开证申请人3、签发联运提单（Through B/L）的承运人其责任是（）。

A、必须对全程运输负责B、只对第一程运输负责C、只对第二程运输负责D、只对第一程与第二程交接部分负责4、旅行支票是以（）的操作理论设计的。

A、汇票B、本票C、支票D、信用证5、最早采用电交换的国家是（）。

A、英国B、美国C、日本D、瑞士6、收款速度最快的汇款方式是（）。

A、票汇B、电汇C、信汇D、货到付款7、下列属于汇付法的结算方式是（）。

A、票汇B、信用证C、跟单托收D、非贸易的支票托收8、以下信用证的（）付款是终局性的付款。

A、付款后，对受益人无追索权，但对开证行有索偿权B、付款后，对议付行无追索权，但对开证行有索偿权C、付款后，对受益人有追索权，但对开证行无索偿权D、付款后，对受益人无追索权，但对进口商有索偿权9、信用证项下汇票遭到拒付时，首先行使追索权的是（）。

A、付款行B、议付行C、开证行D、通知行10、票据是一种设权证券是指（）。

A、票据在于证明已经存在的权利B、票据建立了付给一定金额的请求权C、票据是书面债务凭证D、票据上的权利可以背书、交付和转让三、多项选择题（每题2分，共20分）1、光票信用证的主要特点有（）。

A、限制在一个国家、一个城市、一家银行兑取B、有效期一般为一年C、期满可继续使用D、可为循环信用证E、不可撤销2、下列有关EDI的理解，正确的有（）。

A、EDI是面向"商业文件"的，这些文件必须根据相应的统一标准格式编制B、信息传递不需人工干预C、EDI信息的最终用户是计算机应用软件系统D、EDI网络的用户通过银行连到EDI中心E、EDI最广阔的市场是国际贸易3、下列可成为银行保函申请人的是（）。

国际结算练习题

国际结算练习题一、选择题（每题2分，共20分）1. 国际结算中，以下哪项不是常见的结算方式？A. 信用证B. 汇款C. 支票D. 现金交易2. 信用证的开立，通常由以下哪个角色发起？A. 出口商B. 进口商C. 银行D. 货运代理3. 汇款结算方式中，以下哪种汇款方式风险最高？A. 电汇B. 信汇C. 票汇D. 速汇金4. 托收结算方式中，D/P和D/A分别代表什么？A. 付款交单和承兑交单B. 承兑交单和付款交单C. 承兑交单和承兑交单D. 付款交单和付款交单5. 国际结算中，以下哪种货币属于可自由兑换货币？A. 美元B. 人民币C. 印度卢比D. 巴西雷亚尔6. 信用证的到期地点通常在哪个国家？A. 出口国B. 进口国C. 第三国D. 任何国家7. 国际结算中，以下哪种支付方式属于非现金支付？A. 现金B. 支票C. 汇票D. 以上都是8. 以下哪种情况下，银行可以拒绝支付信用证下的款项？A. 单据不符B. 信用证过期C. 货物未按时到达D. 以上都是9. 托收结算方式中，如果进口商拒付，出口商应如何处理？A. 直接向银行索赔B. 向进口商追索C. 放弃追索权D. 重新议价10. 国际结算中，以下哪种风险属于信用风险？A. 汇率风险B. 政治风险C. 信用证欺诈D. 运输风险二、简答题（每题10分，共30分）1. 请简述信用证结算方式的一般流程。

2. 什么是远期信用证和即期信用证？它们的主要区别是什么？3. 在国际结算中，为什么需要进行风险管理？请列举至少三种常见的风险管理方法。

三、案例分析题（每题25分，共50分）1. 某出口商与进口商签订了一笔价值100万美元的货物销售合同，合同规定使用信用证结算。

出口商按照合同要求准备货物，并在货物装运后，向银行提交了所有必要的单据。

但是，银行发现单据中存在不符点，拒绝支付款项。

请问出口商应如何处理这种情况？2. 假设你是一家国际贸易公司的财务经理，公司最近与一家国外供应商达成了一笔交易，供应商要求使用托收结算方式。

国际结算练习一

国际结算练习题(一)Practices for International settlement1. Choose the true answer of the following sentences.(1).A bill shows: Pay to ABC Co. the sum of ten thousand US dollars on condition that shipment of the goods has been made.( )(A) acceptable (B) unacceptable (2).drawerpayee the first transferee the second transfereeD CE A(drawee)C ( ) is a(A) holder in due course (B) holder for value (C) holder(3)A holder of a crossed cheque wants to get payment by cash through presenting it at the counter of paying bank. ( )(A) yes (B)no(4)Draft is correctly endorsed if necessary. Draft ( ) bear restrictive endorsement “ withoutrecourse ”(A)should (B)should not(5) The person paying the money is a ( ) of the check.(A) payee (B) endorser (C) drawer (D) endorser(6) A check is valid for ( ) months from the date of issue. Unless a shorter period is written on the face of it.(A) six (B) nine (c) three (D) one(7) If a check is dated 1st Feb. 2001 was presented on the 5th Nov. 2000, it would be ( )(A) pre-dated (B) out of date (C) post dated (D) undated(8) If a check is dated 1st Feb. 2001 was presented on the 5th Nov. 2001, it would be ( )(A) pre-dated (B) out of date (C) post dated (D) undated(9) The effect of a blank endorsement is to make the check payable to the ( )(A) order of a specified person (B) specified person(C) bearer (D) named person(10) Banks usually ask for endorsement when checks in favor of ( ) payee are credited to a ( ) account.(A) joint , joint (B) joint , sole (C) bearer (D) sole ,joint(11) “ Payee James Smith endorsed James Smith pay to L. Green ”, This is a ( ) endorsement(A) specific (B) blank (C) general (D) restrictive(12) If a bill is payable “ 60 days after date ” the date of payment is decided according to ( )(A) the date of acceptance (B) the date of presentation( C ) the date of the bill (D) the date of maturity(13) A ( ) carries comparatively little risks and can be discounted at the finest rate of interest.(A) sight bill (B) bank bill (C) commercial bill (D) trade bill(14) A term bill may be accepted by the ( )(A) drawer (B) drawee (C) holder (D) payee(15) The party to whom the bill is addressed is called the ( )(A) drawer (B) drawee (C) holder (D) payee(16) When financing is without recourse, this means that the bank has no recourse to the ( ) if such drafts are dishonored.(17) Only by endorsement can the interest in the bill be transferred by ( )(A) drawer (B) drawee (C) holder (D) any person to the bill(18) A promissory note is “inchoate” until it has been delivered to the ( )(A) payer or bearer (B) payee or drawee (C) payee or bearer (D) holder or drawer(19) The ( ) of a promissory note has prime liability while the other parties have secondary liabilities(A) holder (B) drawee (C)maker (D) acceptor(20) An acceptance with the wording “ payable on delivery of bill of lading” is ( )(A) a general acceptance (B) qualified acceptance(C) non acceptance (D) partial acceptance(21) ( ) must be accepted by the drawee before payment(A) A sight bill (B) A bill payable xx days after sight(C )A promissory note (D) A bill payable xx days after date(22) A(n) ( ) is a financial document(A) bill of exchange (B) bill of lading (C) insurance policy (D) commercial invoice(23) In order to retain the liabilities of the other parties, a bill that has been dishonored must be( )(A) protested (B) given to the acceptor (C) retained in the file (D) presented to the advising bank2.Please fill the blanks of the following sentences.(1)A bill is payable at several days after sight. What date is the day from which time of payment begins to run?(2) A bill is payable at several days after date. What date is the day from which time of payment begins to run?(3)The maturity of a draft is one month after 31 Jan. It is .(4)Order of liability after acceptance is as follows: takes primary liability for payment. ________ takes second liability for payment.(5) The differences between a bill and a note are as followsA bill is an unconditional order to pay. A note is an unconditional to pay.A bill has three basic parties . A note has .(6) The differences between a bill and a cheque are as followsThe drawee of a bill may be any person. The drawee of a cheque must beThere are four kinds of tenor for the bills. The tenor is merely payableA bill can be drawn in a set. A cheque can not be drawn in a .(7)Remittance through a bank from one country to another may usually be made by one of the following methods: 1 2 3 .(8)Financial documents mean , promissory note and cheque. Commercial document mean , transport document and insurance document.(9) account means your account .(10) Control document are lists of and3、Decide whether the following statement are true or false(1) In a promissory note, the drawer and the payer are the same person. ( )(2) A promissory note is an unconditional order in writing. ( )(3) There is no acceptor in a promissory note. ( )(4) A bank draft is a check drawn by one bank on another. ( )(5) A trade bill is usually a documentary bill. ( )(6) The interest in the bill of exchange can only be transferred by endorsement. ( )(7) An endorser of a bill is liable on it to subsequent endorsers as holders of the bill. ( )(8) the person who draws the bill is called the drawer. ( )(9) Bills of exchange drawn by and accepted commercial firms are known as trade bills. (t )(10) Trade bills are usually documentary bills. ( )(11) Endorsements are needed when checks in favor of a sole payee are credited to a jointed account. ( )(12) An open check can be paid into a bank account. ( )(13) An open check can be cashed over the counter. ( )(14) A crossed check can be cashed over the counter. ( )(15) The payment of a check cannot depend upon certain conditions being met. ( t )(16) In a check, the drawer and the payer are the same person. ( )(17) If a check is presented un dated, the payee can insert a date ( )(18) A draft is a conditional order in writing. ( )(19) If a bill is payable “at 30 days after date”, the date of payment is decided according to the date of acceptance.(20) A bill payable “ at 90 days after sight” is a sight bill. ( )4.Draw a bill of exchange according to the requisite items as follows. (15 points) date: 24 Feb, 2003 amount: USD 4,242.00 tenor: 22 May, 2003drawer: Sherman Motor Incorporation, New Yorkdrawee: The Chase Bank N. A. , New Yorkpayee: Sherman Motor Incorporation’s order5..In accordance with the following conditions, please write a able text of remittance.(10 points)Remitting bank: Bank of China , Tianjin. Paying bank: Midland Bank Ltd., London.Date of cable : 10 June. Test: 3561 Ref No:208TT0992Amount: GBP 54,420.00 Value on:10 JunePayee: ABC Co., London. Account No.3698044 with Midland Bank Ltd.Message: Contract No. 201541 Remmitter: Tianjin Trust & Investment Corp., TianjinCover: Debit our H.O. account FM:TO:DA TETEST OUR REF PAY VALUE TOFOR CREDIT OF ACCOUNT NO. OFMESSAGEB/O。

国际结算习题集（附答案）

国际结算习题第一章绪论一、名词解释国际结算、国际贸易结算、国际非贸易结算、国际结算信用管理二、单项选择题:1. 商品进出口款项的结算属于( C )A . 双边结算B . 多边结算C . 贸易结算D . 非贸易结算2. “汇款方式”是基于( B )进行的国际结算A . 国家信用B . 商业信用C . 公司信用D . 银行信用3. 实行多边结算需使用( D )A . 记账外汇B . 外国货币C . 黄金白银D . 可兑换货币4. 以下( C )反映了商业汇票结算的局限性A . 进、出口商之间业务联系密切, 相互信任；B . 进、出口商一方有垫付资金的能力；C . 进、出口货物的金额和付款时间不一致;D . 出口商的账户行不在进口国5. 当代国际结算信用管理的新内容涉及到( A )A . 系统信用和司法信用B . 员工信用和银行信用C . 公司信用和商业信用D . 银行信用和商业信用6. 以下 ( )引起的货币收付，属于“非贸易结算”.A. 服务供应 B . 资金调拨 C . 设备出口 D. 国际借贷7. ( B )不是纸币本位制度下使用多边结算方式必备的条件.A . 结算货币具有可兑换性B . 不实行资本流动管制C . 有关国家的商业银行间开立各种清算货币的账户D . 清算账户之间资金可以自由调拨8. 建国初我国对苏联和东欧国家的贸易使用( C )的方式A . 单边结算B . 多边结算C . 双边结算D .集团性多边结算9. 传统的国际贸易和结算中的信用主要是( D )两类。

A .系统信用和银行信用B . 系统信用和司法信用C .商业信用和司法信用D . 商业信用和银行信用10. 国际结算制度的核心即是( A )。

A .信用制度B .银行制度C .贸易制度D .外汇管理制度三、填充题:1. 使用商业汇票结算债权的三个必备条件是：进、出口商之间有_______________________；进出口商的任何一方有________________________；进出口货物的______________________________。

国际结算练习题

国际结算练习题一、选择题（每题2分，共20分）1. 国际结算中，以下哪种支付方式属于信用证支付？A. 托收B. 汇款C. 信用证D. 支票2. 信用证的开证行在国际结算中扮演什么角色？A. 债务人B. 债权人C. 保证人D. 中介人3. 托收结算方式中，D/P和D/A分别代表什么？A. 付款交单和承兑交单B. 承兑交单和付款交单C. 承兑交单和承兑交单D. 付款交单和付款交单4. 以下哪种情况不属于国际结算中的贸易术语？A. EXWB. FOBC. CIFD. VAT5. 国际结算中，SWIFT系统主要用于什么？A. 货物运输B. 资金转移C. 信用证开立D. 风险管理6. 国际结算中，以下哪种货币不属于主要的储备货币？A. 美元B. 欧元C. 日元D. 土耳其里拉7. 国际结算中，风险最小化的支付方式是？A. 预付款B. 信用证C. 托收D. 汇款8. 国际结算中，以下哪种情况属于商业信用？A. 银行信用B. 政府信用C. 个人信用D. 企业信用9. 国际结算中，以下哪种保险属于货物运输保险？A. 信用保险B. 货物保险C. 健康保险D. 人寿保险10. 国际结算中，以下哪种方式不属于结算方式？A. 信用证B. 托收C. 汇款D. 合同二、判断题（每题1分，共10分）1. 信用证是一种无条件的支付承诺。

（）2. 托收结算方式中，D/P和D/A的风险是相同的。

（）3. 国际结算中，SWIFT系统只能用于银行间的信息传递。

（）4. 贸易术语中的FOB表示货物在装运港交货。

（）5. 国际结算中，使用信用证支付可以完全避免贸易风险。

（）6. 承兑交单（D/A）方式下，买方必须在规定期限内付款。

（）7. 国际结算中，货币的汇率波动不会影响结算结果。

（）8. 信用证结算方式下，开证行对货物的质量不承担责任。

（）9. 国际结算中，银行只负责资金的转移，不参与贸易合同的执行。

（）10. 国际结算中，使用电子汇款可以节省时间和成本。

国际结算习题(带答案)

第一章国际结算概述一、是非判断1、由于在建立代理行关系之前，已对对方各方面情况做了全面深入的了解，因此，凡是代理行开来的信用证，我们都可以接受。

N2、选择账户行的要求比建立代理行关系的要求更高。

Y3、国际金融领域风云多变，虽已建立了代理行关系，仍应随时注意情况变化，以便必要时采取安全措施。

Y4、坚持“世界上只有一个中国”的原则，我国内地与香港、澳门、台湾之间的货币收付结算不应属于国际结算的范畴，而只能按国内结算办理。

N5、当代国际结算大部分采取记账和转账方式。

Y6代理行关系只能由双方银行的总行协商后建立，不能由各分支行自行决定。

Y7、账户行关系只能在代理行基础上建立。

Y8、代理行未必就是账户行。

Y9、在国际贸易和国际结算的长期发展中已经形成了一整套被各国银行、工商、航运、法律等各界广泛接受并采用的国际惯例，因此，这些国际惯例对当事人具有强制性。

N二、单项选择1、银行在办理国际结算时选择往来银行的先后顺序，最先选择的应是（B）。

A.账户行B．联行 C.非账户行 D.代理行2、（B）不属于代理行之间的控制文件。

A．密押B．有权签字人的签字式样C．代理范围 D.印鉴E．费率表3．一家银行的总行与分支行以及各分支行之间的关系是（A）关系。

A．联营银行．B．联行C．代理行D．账户行三、不定项选择l．目前国际贸易结算中绝大多数是（BD）结算。

A．现金B．非现金C．现汇D．记账2．（ACDE）所引起的跨国货币收付不属于国际贸易结算范畴。

A．劳务输出入B．商品贸易C．服务贸易D．对外直接投资E外来投资3、银行在国际贸易结算中居于中心地位，具体而言，其作用是（ABC）。

A办理国际汇兑B提供信用保证C融通资金D减少汇率风险第二章国际结算中的票据一、是非判断1对于未说明开立依据的票据，受系人可以表示拒付。

N2提示付款即持票人在合理时间内，向受票人提示非要求即时付款，因此，所提示的汇票应是即期汇票。

N3汇票的出票人在汇票的受票人承兑汇票后，即解除了对汇票的责任。

国际结算练习题1

国际结算练习题1国际结算练习题（一）一、单项选择题1、在国际贸易结算中，普遍实行"推定交货"，推定交货的实质是（A ）A、货物单据化 B、快速收汇 C、奖出限入 D、转帐结算2、办理国际结算时，国际性的商业银行对往来银行的选择中，最佳选择是（C ）A、海外联行B、代表处C、代理行中的帐户行D、代理行中的非帐户行3、办理国际结算时，若甲行在国外乙行开设有帐户，当甲行从乙行所在国进口商处托收一笔款项时，乙行给甲行发送的报单上的意思表示概括为（A ）A、"已贷记你行帐户" B、"已借记你行帐户" C、"请借记我行帐户" D、"请贷记我行帐户"4、汇票的本质和核心是（A ）A、无条件的书面付款命令B、必须要签字盖章C、要载明确定的货币金额D、背书转让5、在西方，汇票的收款人栏内有"BEARER"一词的汇票，称为（ C）A、限制性抬头的汇票B、指示性抬头的汇票C、持票人抬头的汇票D、不允许转让的汇票6、中国〈票据法〉规定，见票即付的汇票有效期为（D ）A、1年B、2年C、半年D、1个月7、本票付款人是（A ）A、出票人B、持票人C、债务人D、背书人8、汇款业务中，汇款人与汇出行之间的关系是（ B）A、债权债务关系B、委托与被委托关系C、帐户往来关系D、代理关系9、跟单信用证是银行有条件的付款承诺，这里所谓的"有条件"指的是（A ）A、出口方提交信用证上规定要提交的货运单据B、货物的质量、规格、数量符合和约规定C、必须附有货运单据、保险单据D、必须附有银行汇票10、备用信用证的开证行承担（A ）A、第一性付款责任B、第二性付款责任C、保证付款责任D、担保付款责任11、向以下国家出口货物时，必须提交海关发票的是（A ）A、美国B、日本C、德国D、法国12、下列国际结算方式中，使用最广泛的是（B ）A、汇款方式B、跟单信用证方式C、托收方式D、银行保函13、假设我国一进口商欲向外国出口商预付一笔货款，则出口商最理想的结算方式是（C ）A、汇款方式B、托收方式C、跟单信用证方式D、银行保函方式14、商业汇票生效的前提条件是（ C ）A、贴现B、出票C、承兑D、背书15、下列各项单据，属于附属单据的是（A ）A、普惠制产地证B、保险单C、空运提单D、商业发票16、下列各项中，属于非贸易国际结算的是（C ）A、货物买卖结算B、外商直接投资结算C、外国政府援助款项结算D、买方信贷资金结算17、国际标准化组织制定的国际标准化货币符号中规定，中国人民币的标准代码是（A ）A、CNYB、RMBC、RMD18、《日内瓦统一法》规定，即期汇票的有效期是从出票日起的（A ）A、1年B、2年C、三个月D、半年19、出票地点为汇票（B ）A、绝对应记载事项B、相对应记载事项C、必须应记载事项D、必备事项20、银行承兑汇票的第一付款人是（ A）A、承兑银行B、债务人C、持票人D、背书人21、我国对外贸易最主要、最普遍采用的结算方式是（ C）A、汇款方式B、托收方式C、跟单信用证方式D、银行保函方式22、跟单信用证业务中，负第一性付款责任的是（A ）A、开证行B、债务人C、通知行D、保付行23、无条件保函的第一性付款人是（A ）A、担保行B、通知行D、收益人25、下列各项中，不可转让的海运提单是（A ）A、记名提单B、不记名提单C、提单上收货人一栏内写有"ORDER"一词的提单D、提单上收货人一栏内写有"BEARER"一词的提单。

国际结算习题练习 (1)

• 分析：（1）D/P即期，提示、付款、交单日均为7月8日，付清货款取得货运单据。 • （2）D/P见票30天，提示、承兑日为7月8日，付款、交单日为8 月6日。 • （3）D/A见票30天，提示、承兑、交单日为7月8日，付款日为8 月6日。 • （4）D/P见票30天，凭信托收据借取单据，提示、承兑、交单日为7月8日，付款日为8月6日。
• 分析：D／P 120 Days After Sight这种交单方式，表面上看来是付款交单，但是在实际业务操作过程中，有很多国家和地区的银行都按照本国或地区的“惯例”，在进口商承兑汇票后即放单给进口商，因此出口商面临很大的风险，URC522不鼓励出口商采用这种付款结算方式。在本案中，出口商的损失是惨重的。
• 3.答：银行已经承兑了该张汇票，因此是这张汇票的主债务人。票据债务人的排列顺序依次是承兑行，出票人甲，转让人乙。但是承兑行此时已经破产，无力履行付款义务。乙作为正当持票人，其权利优于其前手，故甲应当支付给丙，然后甲再向乙行使追索权。
• 5.某汇票其见票日为5月31日,在以下三种情况下：①at 90 days after sight ②at 90 days from sight③at one month after sight其付款日期分别是（） • A.8月28日,8月29日,6月29日 B.8月28日,8月29日,6月30日 • C.8月29日,8月28日,6月30日 D.8月29日,8月28日,6月29日 •C
• 14.2007年8月4日上海A贸易公司(shanghai A E.&I. Co. No.1023, Nanjing Road(East) Shanghai, China)出口装运5000打、价值50, 000 美元的纯棉男式衬衫（Pure Cotton Men's Shirts, Art. No.9-71323, Size Assortment:S/3 M/b and L/3 per doz.）到香港N贸易有限公司 (Hongkong N Trading Co., Ltd，21Locky Road, Hongkong), 委托中国银行上海分行办理托收，交单条件为D/P即期，并指定要求中国银行香港分行作为代收行。(1)请开立跟单汇票。 (2)请指出：托收汇票上的收款人抬头可以有哪几种写法？在不同的抬头下，有怎样不同的操作？

国际结算习题(带答案)(word文档良心出品)

N2、选择账户行的要求比建立代理行关系的要求更高。

Y3、国际金融领域风云多变，虽已建立了代理行关系，仍应随时注意情况变化，以便必要时采取安全措施。

Y4、坚持“世界上只有一个中国”的原则，我国内地与香港、澳门、台湾之间的货币收付结算不应属于国际结算的范畴，而只能按国内结算办理。

N5、当代国际结算大部分采取记账和转账方式。

Y6代理行关系只能由双方银行的总行协商后建立，不能由各分支行自行决定。

Y7、账户行关系只能在代理行基础上建立。

Y8、代理行未必就是账户行。

N二、单项选择1、银行在办理国际结算时选择往来银行的先后顺序，最先选择的应是（B）。

A.账户行B．联行 C.非账户行 D.代理行2、（B）不属于代理行之间的控制文件。

A．密押B．有权签字人的签字式样C．代理范围 D.印鉴E．费率表3．一家银行的总行与分支行以及各分支行之间的关系是（A）关系。

A．联营银行．B．联行C．代理行D．账户行三、不定项选择l．目前国际贸易结算中绝大多数是（BD）结算。

A．现金B．非现金C．现汇D．记账2．（ACDE）所引起的跨国货币收付不属于国际贸易结算范畴。

A．劳务输出入B．商品贸易C．服务贸易D．对外直接投资E外来投资3、银行在国际贸易结算中居于中心地位，具体而言，其作用是（ABC）。

A办理国际汇兑B提供信用保证C融通资金D减少汇率风险第二章国际结算中的票据一、是非判断1对于未说明开立依据的票据，受系人可以表示拒付。

N2提示付款即持票人在合理时间内，向受票人提示非要求即时付款，因此，所提示的汇票应是即期汇票。

N3汇票的出票人在汇票的受票人承兑汇票后，即解除了对汇票的责任。

国际结算期末综合练习和答案(1)

国际结算期末综合练习和答案(1)国际结算期末综合练习和答案一、名词解释：1．国际结算：两个不同国家的当事人，不论是个人间的、单位间的、企业间的或政府间的当事人为商品买卖、服务供应、资金调拨、国际借贷，需要通过银行办理的两国间货币收付业务叫做国际结算。

2．票据：是以支付金钱为目的的证券，由出票人签名于票据上，无条件地约定由自己或另一人支付一定金额，可以流通转让。

3．汇票：是由一个人向另一个人签发的要求即期、定期或在可以确定的将来时向指定人或来人无条件支付一定金额的书面命令。

4．贴现：远期汇票承兑后，尚未到期，由银行或贴现公司从票面金额中扣减按照一定贴现率计算的贴现息后，将净款付给持票人，从而贴进票据的行为。

5．本票：本票是一项书面的无条件的支付承诺，由一人做成，并交给另一人，经制票人签名承诺即期、定期或在可以确定的将来时间，支付一定数目的金钱给一个特定的人或其指定人或来人。

6．支票: 支票是银行存款客户向他开立账户的银行签发的，授权该银行即期支付一定数目的货币给一个特定人，或其指定人，或来人的无条件书面支付命令。

7．SWIFT：环球银行间金融电讯协会的简称。

它是一个国际银行同业间非盈利性的国际合作组织，总部设在布鲁塞尔，该组织成立于1973年5月，董事会为最高权力机构。

它具有三个明显特点：安全可靠；高速度低费用；自动加核密押。

它为客户提供快捷、标准化、自动化的通讯服务。

8．票汇：汇出行应汇款人申请，代汇款人开立以其分行为解付行的银行即期汇票，支付一定金额给收款人的一种汇款方式。

9．拨头寸：汇出行办理汇出汇款业务，应及时将汇款资金拨交给其委托解付汇款的汇入行，这就叫做汇款的偿付，俗称拨头寸。

10.授信额度：是银行按照规定程序确定的在一定时期内为单一客户核定的可提供授信支持的最高限额。

11．出口押汇：是指出口商根据买卖合同的规定向进口商发运货物并取得单据后，以提货单据作为抵押，签发由开证银行的承兑银行为付款人的汇票，向银行融通资金的一种融资方式。

国际结算习题(带答案)精编版

N2、选择账户行的要求比建立代理行关系的要求更高。

Y3、国际金融领域风云多变，虽已建立了代理行关系，仍应随时注意情况变化，以便必要时采取安全措施。

Y4、坚持“世界上只有一个中国”的原则，我国内地与香港、澳门、台湾之间的货币收付结算不应属于国际结算的范畴，而只能按国内结算办理。

N5、当代国际结算大部分采取记账和转账方式。

Y6代理行关系只能由双方银行的总行协商后建立，不能由各分支行自行决定。

Y7、账户行关系只能在代理行基础上建立。

Y8、代理行未必就是账户行。

N二、单项选择1、银行在办理国际结算时选择往来银行的先后顺序，最先选择的应是（B）。

A.账户行B．联行 C.非账户行 D.代理行2、（B）不属于代理行之间的控制文件。

A．密押B．有权签字人的签字式样C．代理范围 D.印鉴E．费率表3．一家银行的总行与分支行以及各分支行之间的关系是（A）关系。

A．联营银行．B．联行C．代理行D．账户行三、不定项选择l．目前国际贸易结算中绝大多数是（BD）结算。

A．现金B．非现金C．现汇D．记账2．（ACDE）所引起的跨国货币收付不属于国际贸易结算范畴。

A．劳务输出入B．商品贸易C．服务贸易D．对外直接投资E外来投资3、银行在国际贸易结算中居于中心地位，具体而言，其作用是（ABC）。

A办理国际汇兑B提供信用保证C融通资金D减少汇率风险第二章国际结算中的票据一、是非判断1对于未说明开立依据的票据，受系人可以表示拒付。

N2提示付款即持票人在合理时间内，向受票人提示非要求即时付款，因此，所提示的汇票应是即期汇票。

N3汇票的出票人在汇票的受票人承兑汇票后，即解除了对汇票的责任。

国际结算练习一

国际结算练习一《国际结算》练习一一、名词解释1. 顺汇2. 汇票3. 本票4. 支票5. 背书6.跟单托收二、将下列英语译成中文1. bill of excha nge2. sight bill3. time bill4.i ndorseme nt5. accepta nee6. prese ntatio n6. protest7. promissory n ote8. commercial bill9. banker ' s acceptanee bill10. telegraphic tran sfer11. clea n collecti on12. docume nts aga inst payme nt13. docume nts aga inst accepta nee三、单项选择1. 银行在办理国际结算时选择往来银行的先后顺序，最先选择的应是_________ OA. 账户行B. 联行C. 非账户行D. 代理行2. _____ 不属于代理行之间的控制文件。

A. 密押B.有权签字人的签字式样 C.代理范围D.印鉴E. 费率表3. 一家银行的总行与分支行以及各分支行之间的关系，是_______ 关系。

A. 联营银行B. 联行C. 代理行D. 账户行4. 退票行为是由作出的。

A. 持票人B. 受票人B. 公证机构D.背书人5. 下列四种汇票中，注明 ___________ 是不可转让的。

A. pay to Joh nson Co. Ltd. onlyB. pay to Joh nson Co. Ltd. and its orderC. pay to bearerD. Pay to the order of Joh nson Co. Ltd.6. 只能即期付款的票据是 ____________ 。

A.汇票B. 本票C. 支票7. 根据我国的票据法，当票据上金额的大、小写不一致时，____________ 。

国际结算练习及答案 (1)

单选题1、现代国际结算的中心是（ D ）。

A. 票据B.买卖双方C.买方D.银行2、在汇票的使用过程中，使汇票一切债务终止的环节是（ D ）。

A. 出票B.背书C.承兑D.付款3、以下属于顺汇方法的支付方式是（ A ）。

A．汇付 B．托收 C．信用证 D．银行保函4、对于出口商而言，承担风险最大的交单条件是（ C ）。

A．D/P at sight B．D/P after at sight C．D/A after at sight D．T/RT/R:TRUST/RECEIPT 付款交单凭信托收据借单（货），简称D/P下的T/R，西方国家的一种变通做法5、审核单据，购买受益人交付的跟单信用证项下汇票，并付出对价的银行是（ D ）。

A. 开证行B.保兑行C.付款行D.议付行6、一份信用证如果未注明是否可以撤销，则是（ B ）的。

A. 可以撤销的B.不可以撤销的C.由开证行说了算D.由申请人说了算7、D／P·T／R意指（ C ）。

A. 付款交单B.承兑交单C.付款交单凭信托收据借单D.承兑交单凭信托收据借单8、背书人在汇票背面只有签字，不写被背书人名称，这是（ D ）。

A. 限定性背书B.特别背书C.记名背书D.空白背书9、汇票债务人承担汇票付款责任次序在承兑后是（ D ）。

A.出票人—第一背书人—第二背书人B.承兑人—出票人—第一背书人C.承兑人—第一背书人—第二背书人D.出票人—承兑人—第一背书人10、光票托收中不可缺少的单据是（ C ）。

A.货运单据B.提单C.汇票D.商业发票11、UCP500第三十七条关于商业发票的规定，商业发票必须由信用证受益人开具，必须以（ B ）为抬头。

A.开证行B.开证申请人C.指定付款行D.议付行12、A、B两人签订了一份贸易合同，A是卖方，A将应收货款转让给了C，但是实际上A根本没有交货，则应收货款到期时（ D ）。

A.B也不能对C拒付B.B可以对C拒付C.B、C两人应向A追究责任D.无法判断13、受益人的交单（ B ）。

国际结算练习(程丽萍)答案完整版

Exercise 1一、Make choice of whether the following bills are acceptable or not. Mark X before acceptable or unacceptable you chose.(1) A bill shows: pay to ABC Co. providing the goods in compliance with contract the sum of one thousand US Dollars. It is acceptable / unacceptable.(2) A bill shows: pay to ABC Co. the sum of ten thousand US dollars on condition that shipment of goods has been made. It is acceptable / unacceptable. (3) A bill shows: On demand pay to the order of ABC Co. the sum of twenty thousand US dollars drawn against shipment of 10bales cotton piece goods from Tianjin to London. It is acceptable / unacceptable.(4) A bill shows: pay to ABC Co. out of proceeds of sale of woollen blankets the sum of one thousand US dollars. It is acceptable / unacceptable.(5) A bill shows: pay from our No. 2 account to ABC Co. the sum of one thousand US dollars. It is acceptable /unacceptable.(6) A bill shows: pay to ABC Co. or order the sum of one thousand pounds and debit our No. 2 account. It is acceptable / unacceptable.(7) A bill shows :after customs clearance pay to the order of ABC Co. the sum of twenty thousand US dollars. It is acceptable / unacceptable.(8) A bill shows: pay to Mary the sum of fifty pounds and give her a suit of clothes. It is acceptable /unacceptable.(9) A bill shows: pay to the order of ABC Co. the sum of one thousand pounds plus interest. It is acceptable /unacceptable.二、(1) A bill is payable at XX days after sight, what date is the day from which time of payment begins to runThe date of acceptance(2)A bill is payable at XX days after date, what date is the day from which time of payment begins to runThe date of issuing(3) The maturity of one month after 31 Jan. is28 Feb(4) The maturity of 180 days after 4 April is 1 Oct(5) The maturity of 180 days from 6 is 3 May. 2000三、Fill in the following blank forms to draw a bill of exchange. The bill includes the requisite items as follows:(1) date: 22 May,200Xamount: GBP21,tenor: at 90 days after sightdrawer: China National Animal By products Imp.& Exp. Corp, Beijing Branch, Beijingdrawee: Bank of Atlantic, Londonpayee: the Order of China National Animal By product Imp.& Exp. Corp, Beijing Branch(2) date: 23 July,2000amount: USD 35,tenor: on 31 Oct, 2000 fixeddarwer: George Anderson Inc, New Yorkdrawee: Irving Trust Company, New Yorkpayee: Brown and Thomas Inc. or orderdrawn against shipment of cotton form Australia to St. Louis.(2)四、Please answer, fill the blank in or made choice of the following question.(1) Prefer to the above bill, the holder . Bank of Australia has the right transferring it to other person, or the right of presentment for acceptance and/or claim for payment to The Import Co. Melbourne. If the latter refuses to pay, the holder has the right of recourse against the Exporting Co. London(2) The payee’s London Office wishes to transfer the bill to Bank of New Zealand, Auckland, please make a restrictive endorsement.Pay to Bank of New Zealand, Auckland onlyFor Bank of Australiasignature(3) Please make a blank endorsement.For Bank of Australiasignature(4) Having made an endorsement in blank, the holder send the bill to Bank of New Zealand, Auckland who wishes to convert this blank endorsement into aspecial endorsement to themselves. Please make this special endorsement.Pay to the order of Bank of New Zealand, Auckland onlyFor Bank of Australia, LondonSignature(5) If the condition is “on delivery of B/L No. 125”, please make a conditional endorsement.Pay to Bank of Australia or order on delivery of B/L No. 125For Bank of Australia, LondonSignature(6) If payee’s London office wishes to send the bill to their Melbourne office for collection, please make an endorsement for collection.Pay to the order of Bank of Australia Melbourne office only for collectionFor Bank of Australia, LondonSignature(7) Refer to the above bill, a banker designated as payer is Bank of Melbourne, Melbourne. Date of acceptance is 10 April, 200X. Please make acceptance of such bill indicating its maturity.Accepted10 April, 200X9 June, 200XPayable at Bank of Melbourne, MelbourneFor the Importing Co.Signature五、Choose the best answer to each of the following questionsCCCBCBBAExercise 2P1ease the blank in or make choice of the following questions．1、There are four parties in a (1) remitter (2) payee(3) remitting bank and (4) paying bank2、Remittance through a bank from one country to another may usually be madeby one of the following methods：(1) Telegraphic Transfer (2) Mail Transfer (3) Banker’s Demand Draft3、(1)Payment in advance which is adopted in international trade is usuallyeffected by is advantageous to (×exporter／□importer)．(2)Payment after arrival of goods which is adopted in international trade isusually effected by remittance too .and is advantageous to (□exporter／×importer)．(3)Payment after arrival of goods include two types of goods for①Goods Sold②Consignment.4、Financial documents mean bills of exchange.promissory ．Commercial documents mean invoices.transport of title or other similar documents．5、C1ean collection means collection of financial documents not accompaniedby commercial documents6、Documentary collection means collection of(1)Financial documents accompanied by commercial documents.or(2)commercial documents not accompanied by financial documents .7、How many parties are there in a collection(1) Principal (or seller)(2) Remitting Bank(3) Collecting bank (4) Drawee(or buyer)8、Terms of delivery of documents are as follows：(1)Delivery of documents against payment .its abbreviation is D/P .(2)Delivery of documents against acceptance.its abbreviation is D/A .9、(1)The remitting bank has maintained an account with the collecting do you write collecting proceeds instructions in the collection instruction . When collected please credit our account with you under your cable/airmail advice to us(2)The Collecting bank has maintained an account with the remitting do youwrite co11ecting proceeds instructions in the collection instructionPlease collect the proceeds and authorize us by cable/airmail debit youraccountwith us10、Remitting bank：Bank ofPaying bank：Bank ofDate of cable：9 JuneTest：2563Ref No．208TT0219Amount：USD Payee：Marie ClaudaAccount No．0—164／7295／550 withBanque International du LuxemburgMessage：PayrollRemitter：Crystal PalaceCover：Debit our . accountFM： BANK OF CHINA ,TIANJINTO：BANK OF CHINA ,LUXEMBURGDATE： 9 JUNETEST 2563 OUR．REF 208TT0219NOT ANY CHARGES FOR USPAY USDTO BANQUE INTERNATIONAL DU LUXEMBURGFOR CREDITING ACCOUT NO. 0-164/7295/550OF MARIE CLAUDA DUMONT ,LUXEMBURGMESSAGE PAYROLLORDER CRYSTAL PALACE HOTEL ,TIANJINCOVER DEBIT OUR . ACCOUNT11、MT100 CUSTOMER TRANSFERDATE：031206SENT TO：BKCHCNBJ200BANK OF：FM：04HSBCHK25264HONG KONG AND SHANGHAI BANKING：20：TRN：TT-HKH315064BACP：32A：VALUE DATE／CUR CODE／AMTDATE：031206 CURRENCY CODE：CNY AMDUNT：：50：ORDERING CUSTOMER：ARTHUR ANDERSEN AND CO.：57s：“ACOOUNT WITH”BANK：BANK OF BR.：59：BENEFICIARY CUSTOMERTIANJIN INTERNATIONAL TAXATION CONSULT1NG BUREAU：70：DETAILS OF PAYMENT：PAYMENT TO RENT AND TAX FOR NOV．2003：71A：DETAILS OF CHARGES：BENEFICIARY：72：BANK TO BANK INFORMATION：IN COVER SETTLE THRU OUR CNY A／C 111—01081WITHYOUR BEIJING HEAD OFFICEIn accordance with above SWIFT Message Type l00 please write a cable text of remittance.DATE; 6TH DEC,2003TO:BANK OF CHINA, TIANJIN BR TIANJIN CHINAFM: HONGKONG AND SHANGHAI BANKING CORPORATION,HONGKONGTION,HONGKONG: TT-HKH315064BACP VALUE DATE 6 DEC 1998CNYORDERING ARTHUR ANDERSEN AND WITH BANKBANK OF CHINA, TIANJIN BRANCH TIANJIN BENEFICIARY TIANJININTERNATIONAL TAXATION CONSULTING, BUREAU DETAILS OF PAYMENT PAYMENT OF RENT AND TAX FOR DETAILS OF CHARGESBENEFICIARY IN COVER SETELE THRU OUR CNY A/C 111-01081 WITHYOU BEIJING HEAD OFFIC12、Draft NO．Amount：Place and date of draft：Paying bank：Bank ofPayee：the order of United TradingPay against this draft to the debit of our accountRemitting bank：Bank ofRemitter：China-National Light Industrial Products Imp．＆Exp．Corp..TianjinP1ease draw a demand draft to make remittance by D／D .13、(1)China National Instruments Imp．＆Exp．Corp.. Tianjin (principa1) wishes to issue a draft dated 14 drawn on Continental Co. , 46 Rue de (drawee) at sight for payable to the order of Bank of (remitting bank) which will make a special endorsement to Banque of Paris .Paris. marked “Drawn agains t shipment of 20 sets of transistors shipped per s．s．Chenghau from Tianjin to Le Harve for collection.”P1ease draw a draft to meet the above requirements．(2)The principa1 presents an application for collection accompanied by draft and documents to the remitting bank for collection．An application for collection shows as follows：Commercial documents surrendered are below：B／L in triplicateInvoice in triplicateInsurance policy in duplicatecertificate of origin in duplicatepacking list induplicateCo11ection instructions are given below：deliver documents against paymentremit the proceeds by airmailairmail advice of paymentcollection charges outside China from if refused by him．airmail advice of non-payment with reasonsprotest waivedWhen credit proceeds to principal’s account with remitting bank．Remitting bank complete a collection instruction in accordance with principal’s application to add other requirements as follows:Ref．No．OC2576459Date：15Please co11ect and remit proceeds to Bank of York for credit of our account with them under their advice to us．Please produce a collection instruction attaching draft and documents to be forwarded to the co11ecting of .(COLLECTION INSTRUCTION)Exercise 3Please the blank in or make choice of the fo1lowing questions．1、Here is the simple definition of letter of credit:In simple letter of credit is a conditional bank promise /undertakingof payment．2、There exists a triangular contractual arrangement under a documentary credit operation：(1) sales contract between beneficiary and applicant．(2) applicant between applicant and issuing bank.(3) documentary credit between issuing bank and beneficiary．3、A credit stipulated that quantity of A 60%.quantity of B 40%．Beneficiary presented invoices being evidenced grade A 40%.grade B 60% which were in accordance with sales contract as he said that the credit has stipulated erroneously ．(1) □The above invoice is acceptable.(2) The above invoice is not acceptable．4、How many parties are there in a documentary credit(1) the issuing bank(2 ) the applicant if any(3) the beneficiary5、The advising bank’s liability is to check the apparent authenticity of the credit．6、All credit must stipulated an expiry date for presentation for payment .7、If the amount is preceded by “about”, “approximately”or “circa”, the credit will allow the 10%tolerance.8、In the absence of indicating the nature of a shall be deemed to be irrevocable9、Under an irrevocable issuing bank must undertake primary liability for payment .10、What is the essence of an irrevocable documentary creditThe essence of an irrevocable documentary credit is that“an irrevocable credit can neither be amended nor cancelled without the agreement of the issuing confirming bank (if any)and the beneficiary”．11、A credit should not be issued available by draft(s) on the applicant．If the credit nevertheless calls for draft on the applicant, banks will consider such draft(s) as an additional documents12、An issuing bank’s undertaking clause is as follows：We hereby undertake to pay at sight against draft and／or documents presented to our office in conformity with terms of credit．Who undertakes the primary liability Issuing bank13、A bank confirms a will usually write a clause as follows：We hereby add our confirmation to the credit and undertake to honour drafts and documents inconformity with the terms of the credit upon presentation themto us14、A credit is issued by Bank of and confirmed by Bank of ．It constitutes the payment undertaking of(1)口one bank only．(2)above two banks．15、Put ╳in relative check box of the following sentences or fill the blanks to issue an irrevocable unconfirmed documentary credit which is to expire on or before 30 and is available with the advising Industrial and Commercial Bank of China , Shanghai by deferred payment at30 days after presentation of documents against the documents ．(1) In Irrevocable Documentary Credit Form(Advice for the advising bank)We request you to advice beneficiary：①without adding your confirmation．②口adding your confirmation．③口adding your confirmation if requested by the beneficiary ．(2) In Notification of Irrevocable Documentary Credit Form①This notification and the enclosed advice are sent to you without any engagement on our part．②口As requested by the issuing hereby add our confirmation to this credit in accordance with the stipulations under UCP500 ．(3) In Irrevocable Documentary Credit Form(Advice for the beneficiary)Expiry date and place for presentation of documentsexpiry date：30place for presentation：Shanghaicredit available with the Industrial andCommercial Bank of China①口by payment at sight②by deferred payment at 30 days after presentation of documents③口by acceptance of draft(s) at④口by negotiationagainst the documents detailed herein⑤and beneficiary's draft(s) drawn onthe Industrial and Commercial Bank of China16、Put X in relative check box of the following sentences or fill the blanks to issue an irrevocable credit which is to expire on or before 30 and is available with the issuing Bank, Hamburg by acceptance of draft(s) at 90 days sight．In Irrevocable Documentary Credit Form (Advice for the beneficiary)Expiry date and place for presentation of documentsexpiry date：30place for presentation：Hamburgcredit available with Hamburg①口by payment at sight②口by deferred payment at③by acceptance of draft(s) at 90 days sight．④口by negotiationagainst the documents detailed herein⑤and beneficiary’s draft(s) drawn on Dresdner Bank17、An irrevocable negotiation (with the advising bank)documentary credit will expire on 29 ．at：①口(place of issuing bank)／②(place of advising bank)／③口(place of other bank)available with：name and place of／④口(issuing bark)／⑤(advising bank)／⑥口(other bank)by：⑦口(sight payment)／⑧口(deferred payment at)／⑨口(acceptance of draftat)／⑩negotiationagainst the documents detailed hereinand beneficiary's draft(s) drawn on name and place of／口(issuing bank)／口(advising bank)18、A new transferable credit maybe opened at the request of the first beneficiary by the transferring bank in accordance with all terms and conditions of original credit except that①the applicant may be changed by the first beneficiary②the credit amount and unit price maybe reduced③the shipment and expiry dates and latest date for presentation of documents maybe shortened④the percentage of insurance cover maybe increase⑤the original transferable credit allows the first beneficiary to substitute hisinvoice and draft for those presented by the second beneficiary19、Who makes first presentation of documents to the nominated bank under a transferable credit①口The first beneficiary．②The second beneficiary．③口The middleman．20、SWIFT MT 700and MT 701 are used for issue of a documentary credit．SWIFT MT 707issued for amendment to a documentary credit．21~30 BBCBC CCDAD31、Please fill with the following terms into a SWIFT MT700 form to issue a documentary credit：ADVISING BANK: BANKOF ASIA.SHENZHEN BRANCHNO．68 SHEN NNAN ROAD.DOCUMENARY CREDIT NUMBERE-0l-N-04939ISSUING BANK: BANKOFBENEFICIARY：SHENZHEN BUILDING MATERIALSINDUSTRY (GROUP) CO STONEDEPARTMENT l0／F BUILDING MATERIALSSHENNAN ZHONG RD．SHENZHEN .CHINAACCOUNT NO．10002APPLICANT:NEWTOWER DEVELOPMENT LIMITEDROOM 2504-5 CAUSEWAY BAY PLAZA489 HENNESSY BAY.HONGKONGCUR AMOUNT ：AT SIGHTQUOTING NO．AND DATE OF THIS LC ANDNAME OF LC ISSUING BANKDRAWEE ：ISSUING BANK FOR FULL INVOICE VALUE＋FULL SET OF CLEAN ON BOARDOCEAN BILLS OF LADING MADE OUT TO ORDER OF BANK OFMARKED FREIGHT PREEPAID AND NOTIFY NEWTOWER DEVELOPMENT LIMITEDROOM 2504-5CAUSEWAY BAY PLAZA 489 HENNESSY ROAD.＋SIGNED COMERRCIAL INVOICE＋MARINE INSURANCE POLICY OR CERTIFICATE ENDORSEDIN BLANKBY THE ASSURED FOR AT LEAST 110% OF THE CIF VALUECOVERING F．P．A．AS PER OCEAN MARINE CARGOCLAUSES (1／1／1981) OF PICC SHOWING CLAIMSPAYABLE ATDESTINATION IN THE SAME CURRENCY AS DN．INSURANCE TOINCLUDE THE RISKS OF JETTISION AND WASHING OVER BOARD IN CASE OF SHIPMENT BY CONTAINER＋PANKING LIST＋BENEFICIARY’S CERTIFICATE ADDRESSED TOISSUING BANKCONFIRMING THEIR ACCEPTANCEAND／OR NON-ACCEPTANCEOF ALL THE AMENNDMENT MADE UNDER THIS CREDIT QUOTING THE REVALENT AMENDMENT NUMBER．IF THIS CREDIT HAS NOT BEEN AMENDED.SUCH CERTIFICATE IS NOT REQUIED．INSTRUCTIONS TO THE PAYING /ACCEPTING / NEGOTIATINGBANK：+EACH DRAWING BE ENDORSED ON THERERSE BY PRESENTING BANK+ALL DOCUMENTS TO BE DESPACHEDTO ISSUING BANKIN ONE LOT BY FIRST AVAILABLE AIRMAIL+ON RECEIPT OF DOCUMENTS CONFORMlNG TOTHE TERMS OF THIS DOCUMENTARY CREDIT WE SHALLREIMBURS YOU INACCORDANCE WITH YOUR INSTRUCTIONSSWIFT MT 700 FORMDATE：X X/04/20FORM：(1) BANKOF ASIA ,HKTO：(2) BANKOF BRANCHNO．68 SHEN NNAN ROADTEST 71-3315MT 700／ISSUE OF A DOCUMENTARY CREDIT：27／SEQUENCE OF TOTAL：1/1：40A／FORM OF DOCUMENTARY CREDIT：IRREVOCABLE：20／(3) DOCUMENARY CREDIT NUMBERE-0l-N-04939：31C／DATE OF ISSURE (YYMMDD) X X/04/20：31D／DATE AND PLACE OF EXPIRE (DATE IN YYMMDD) ：XX0615 IN BENEFICIARY’S COUNTARY：50／(4) APPLICANT : NEWTOWER DEVELOPMENT LIMITEDROOM 2504-5 CAUSEWAY BAY PLAZA489 HENNESSY BAY.HONGKONG：59／(5) BENEFICIARYSHENZHEN BUILDING MATERIALSINDUSTRY (GROUP) CO STONEDEPARTMENT l0／F BUILDING MATERIALSSHENNAN ZHONG RDSHENZHEN .CHINA：32B／(6) CUR AMOUNT：41A／AVAILABLE WTIHBANKOFASIASHENZHEN BRANCHBY NEGOTIATION：42C／(7) DRAFTS AT SIGHTQUOTING NO．AND DATE OF THIS LC ANDNAME OF LC ISSUING BANK：42D (8) DRAWEEISSUING BANK FOR FULL INVOICE VALUE：43T／PARTIAL SHIPEMTS：ALLOWED：43T／TRANSHIPMENT：ALLOWED：44A／LOADING ON BOARD／DISPATCH／TAKING IN CHARGE AT／FROM：CHINESE PORT：44B／FOR TRANSPORTATION TO：HONGKONG：44C／LATEST DATE OF SHIPMENT(YYMMDD)：XX0531：45A／DESCRIPION OF GOOS AND／OR SERVICES：1200 SQ．M．OF PINK POLISHED GRANITE TILESAT ／SQ．M．CIF HONGKONG：46A／DOCUMENTS REQUIRED：(AT LEAST IN DUPLICATE卫UNLESS OTHERWISE SPECIFIED)(9) + SIGNED COMERRCIAL INVOICE+ FULL SET OF CLEAN ON BOARDOCEAN BILLS OF LADINGMADE OUT TO ORDER OF BANK OFMARKED FREIGHT PREEPAID AND NOTIFYNEWTOWER DEVELOPMENT LIMITEDROOM 2504-5CAUSEWAY BAY PLAZA 489 HENNESSY ROAD+ MARINE INSURANCE POLICY OR CERTIFICATE ENDORSEDIN BLANKBY THE ASSURED FOR AT LEAST 110% OF THE CIF VALUECOVERING F．P．A．AS PER OCEAN MARINE CARGOCLAUSES (1／1／1981) OF PICC SHOWING CLAIMSPAYABLE ATDESTINATION IN THE SAME CURRENCY AS DN．INSURANCE TOINCLUDE THE RISKS OF JETTISION AND WASHING OVER BOARD IN CASE OF SHIPMENT BY CONTAINER+ PANKING LIST+ BENEFICIARY’S CERTIFICATE ADDRESSED TOISSUING BANKCONFIRMING THEIR ACCEPTANCEAND／OR NON-ACCEPTANCEOF ALL THE AMENNDMENT MADE UNDER THIS CREDIT QUOTING THE REVALENT AMENDMENT NUMBERIF THIS CREDIT HAS NOT BEEN AMENDED.SUCH CERTIFICATE IS NOT REQUIED．INSTRUCTIONS TO THE PAYING /ACCEPTING / NEGOTIATING：47A／ADDITIONAL CONDITIONS：+ CREDIT AMOUNT AND SHIPMENT QUANTITY 5％MORE OR LESS+ DOCUMENTS MUST BE PRESENTED WITHIN 15 DAYS AFTER THE DATE OFSHIPMENT BUT WITHIN THE VALIDITY OF THE CREDIT+ DOCUMENTS MUST BE PRESEVTED TO CREDIT ISSUING BANK (ADDRESS-20PEDDER ST CENTRAL H．K．ATTN．INWARD BIILS DEPARTMENT) THOUGHBANK OF BRANCH+ A DISCREPANCY FEE OF USD30．00 (OR EQUIVA LENT) AND THERELATIVE CABLE CHARGES FOR ADVISING DISCREPANCY TONEGOTIATING／PRESENTING BANK ARE PAYABLE BY BENEFICIARY ANDSHALL BE DEDUCTED FROM THE PROCEEDS FOR EACH PRESENTATION OFDISCREPANT DOCUMNTS UNDER THIS DOCUMENTARY CREDIT：71B／CHARGES：ALL BANKING CHARGES OUTSIDE HONGKONGINCLUDING REIMBURSING CHARGESARE FOR ACOOUNT OF BENEFICIARY：49／CONFIRMATION INSTRUCTIONS：WITHOUT：78／(10)INSTRUCTIONS TO THE PAYING /ACCEPTING / NEGOTIATING BANK + EACH DRAWING BE ENDORSED ON THERERSE BY PRESENTING BANK+ ALL DOCUMENTS TO BE DESPACHEDTO ISSUING BANKIN ONE LOT BY FIRST AVAILABLE AIRMAIL+ ON RECEIPT OF DOCUMENTS CONFORMlNG TOTHE TERMS OF THIS DOCUMENTARY CREDIT WE SHALL REIMBURS YOU INACCORDANCE WITH YOUR INSTRUCTIONS：72／SENDER TO RECEIVER INFORMATION：SUBJECT TO UCP (1993 REVISION) ICC PUBLICATIONTHIS IS THE OPERATIVE INSTRUMENTNO MAIL CONFIRMATION WILL FOLLOWNNNN二、Decide whether the following statements are true or false.T F T F F。

国际结算习题练习 (1)

• 16.信用证中有如下规定：开证日期（Issue Date）为2007年4月1 日，信用证到期日（Expire Date）：2007年5月31日，最迟装运日期（Shipment Date）：2007年5月1日。 • A 受益人的最迟交单期是2007年5月31日 • B 受益人的最迟交单期是2007年5月1日 • C受益人的最迟交单期是2007年5月22日 • D受益人的最迟交单期是2007年5月27日 •C
• • • • • •
Exchange for…………………………………,………………………………,…………………………… At……………………………………………………pay to…………………… the sum of To…………………………………………………… For………………………………… (signature)
• 分析：D／P 120 Days After Sight这种交单方式，表面上看来是付款交单，但是在实际业务操作过程中，有很多国家和地区的银行都按照本国或地区的“惯例”，在进口商承兑汇票后即放单给进口商，因此出口商面临很大的风险，URC522不鼓励出口商采用这种付款结算方式。在本案中，出口商的损失是惨重的。
• 2．出票人ABC C0.在2007年10月8日于杭州签发一张远期汇票，命令MIDLAND银行在见票后30天付款给DEF CO.或者指定人，金额为USD50000，DEF CO. 于2007年10月15日提示MIDLAND银行承兑。请用英文做成这张汇票，并计算出汇票的到期日。
• 2. • Exchange for USD50000 15 October, 2007, Hangzhou, China • At 30 days after sight pay to the order of DEF Co. • the sum of USD Fifty thousand only • To: Bank of Midland, London • • For: ABC Co., Hangzhou (signature)

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Exercises for
International Settlement
CHAPTER ONE
I Choose the best answer to each of the following statements.
1. There are four main methods of securing payment in international trade: ⑴payment under documentary credit; ⑵open account; ⑶collection; ⑷payment in advance. From an exporter’s point of view, t he order of preference is( ) .
A. ⑴, ⑵, ⑶,⑷
B. ⑷, ⑶, ⑴, ⑵
C. ⑷, ⑴, ⑶, ⑵
D. ⑵, ⑷, ⑴, ⑶
2.. An exporter sells goods to a customer abroad on FOB and on CIF terms, Who is responsible for the freight charges in each?( )
A. Importer, exporter
B. Exporter, importer
C. Importer, importer
D. Exporter, exporter
3. Foreign trade can be conducted on the following terms except for ( )
A. open account
B. documentary collection
C. documentary credit
D. public bonds
4.International cash settlement has the following disadvantages except( )
A. expensive
B. safe
C. risky
D. time-consuming
5. Under a letter of credit, the exporter can receive the payment only when( )
A. he has shipped the goods
B. he has presented the documents
C. the documents presented comply with the credit terms
D. the importer has taken delivery of the goods
6. Which of the following is based on commercial credit?( )
A. letter of credit
B. bank letter of guarantee
C. collection
D. insurance policy
7.CHIPS is the electronic clearing system for( )
A. GBP
B. USD
C. CNY
D. EUR
8.. CHAPS is the electronic clearing system for ( )
A. GBP
B. USD
C. CNY
D. EUR
9.The control documents exchanged by correspondent banks include all of the
following except( )
A. specimen of authorized signatures
B. table of test keys
C. schedule of terms and conditions
D. current accounts
10.Financial documents means ( ),or other similar instruments.
A. invoices
B. B/L
C. promissory notes
D. insurance policies。

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