保险领域行业词汇 中英对照

信用合作社=credit union

精神上痛苦=pain & suffering

保險費交付方式=premium mode

到達年齡=attained age

公共意外責任保險=liability insurance, public

公共意外責任保險=public liability insurance

專門職業責任保險=professional liability insurance

不保項目=exclusion

一次給付死亡理賠金=lump sum death benefit

保證保險=bond

投保證明=certificate of participation

利率敏感型終身壽險=interest-sensitive whole life

平準保險費=level premium

比率溢額再保險=quota surplus reinsurance

不適航=unseaworthiness

責任綜合保險=liability insurance, comprehensive general 估價=appraisal

其他保險條款=other insurance clause

傢俱衣李保險=contents insurance

傢俱衣李保險=household contents insurance

標準條款=standard insurance contract provision

標準條款=standard provisions

相互保險公司=mutual company

相互保險公司=mutual insurance company

客戶關係管理=customer relationship management（CRM）

信用人壽保險=credit life insurance

信用人壽保險=creditor life insurance

信用人壽保險=insurance, credit life

信用人壽保險=life insurance, credit

投資組合=investment portfolio

投資組合=portfolio

保險索賠=insurance claim

保單紅利=policy dividend

保單紅利=policyholder dividend

重要員工=key employee（key person）

現金餘額計畫=cash balance plan

現值化=capitalization

公證報告=survey report

復效=reinstatement

復效=revival

提前給付人壽保險=acceleration life insurance

時效=statute of limitation

終身年金保險=life income policy

要保書=proposal

要保書=application

承租人保險=renters insurance

保單質押貸款=loan on policy

保單質押貸款=policy loan

即期年金=annuity, immediate

即期年金=immediate annuity

生死合險=endowment

生死合險=endowment assurance

生死合險=endowment insurance

人壽保險被保險人=life insured

曆年制已發生賠款=calendar year accounting incurred losses 履約保證保險=bond, performance

履約保證保險=performance bond

終身人壽保險=whole life insurance

保險單紅利選擇權=participating policy dividend option

分進再保險=reinsurance assumed

洪水險承保約定=flood coverage

保險單面值=face value of the policy

縱火=arson

保單現金價值滅失日=date of exhaust, exact

保單現金價值滅失日=exact date of exhaust

危險自留=risk retention

相互保險社=mutual insurance association

附加高額醫療保險=supplemental major medical insurance

保險證=certificate of insurance

保險證=certificate, insurance

事故發生基礎承保式=occurrence form

財產保險=property insurance

長期失能=long-term disability

法定年齡=legal age

公認財務顧問師=Chartered Financial Consultant（ChFC）

固定所得與本金保單=income and principal policy

保單持有人=policyholder

保全=conservation

團體人壽保險=life insurance, group

每日住院給付=daily hospital benefit

告知=representations

告知=disclosure

現值因子=present value factor

索賠=claim

索賠=claims made

要保人=applicant

要保人=applicant for insurance

要保人=proposer