再保险名词中英文对照及再保险介绍

EXPLANATION

再保险reinsurance

原保险人insurer original分出公司company ceding再保险分出人reinsured

再保险人reinsurer

分入公司company ceded自留额自负责任) retention (分保额amount

ceding分保费再保险费)

premium ( reinsurance分保手续费再保险佣金) commission( reinsurance转分保retrocession

比例再保险：reinsurance

proportional非比例再保险：reinsurance non-proportional超过损失再保险：reinsurance excesslossof成数再保险：reinsurance sharequota溢额再保险：reinsurance surplus线数：lines 分出公司自负责任额起赔点：) retention(priority/underlying最高责任额：figure

toplimit/ceiling险位超赔再保险：basis excessperofriskloss普通超赔保障：cover

working事故超赔再保险：basis excessperofevent/occurrenceloss异常灾害再保险：cover catastrophe分层再保险：layers

reinsuringin赔付率超赔再保险：ratio

ofexcessloss停止损失再保险损失中止再保险：) lossstopreinsurance(同一命运条款共命运条款：)

theclause(fortunesfollow（过失或疏忽条款）错误或遗漏条款：orclauseomissionserrors（保护缔约双方权利条款检查条款：断交条款）inspection/clause仲裁条款：clause

arbitration直接给付条款：clause cutthrough固定佣金率：rate fixedcommission单一佣金率：rate

flatcommission累进递增佣金率梯次佣金率：) commissionsliding-scalerate(纯益手续费盈余佣金：) profitcommission(或有佣金：commission contingent结清方式：basis

clean-cut自然期满方式：provision run-off一年法：basis

yearone三年平均法：system three-yearaverage亏损滚转法：system carrylossesforward消失滚转法：extinction carrytoforwardlosses三年滚转法：years lossescarrythreeforwardfor最后净赔款额：loss ultimatenet净自留责任：linesretainednet

事故损失：occurrence

loss以保单签发为基础：basis orattachingpoliciespoliciesissued以损失发生为基础：basis occurringlosses以提出索赔为基础：basis claims-made预存保费：premium

deposit最低保证保费：premium minimumdepositand毛费率：rate gross附表摘要表：schedule 雇主责任保险：liability

employer's再保险人与分出人同一命运：company reinsurerfollowofthethethefortunes拒收风险：risk

rejection合同再保险：固定再保险强制再保险reinsurance ,obligatory,净自留额：retention net额外期限：time

odd出险通知：loss theofoccurrenceadviceaof续保：renew

续保通知书：notice renewal减保：return

退保费：premium return变更：alteration

修正：amendment

退保取消：cancellation

/收回提取撤销：withdrawal //报表：bordereaux

遗漏：错误延迟omission

/errordelay/文件：记录报表账目document /record/account/book期满：termination

无效：、invalidation annulment经纪人佣金：brokerage

代理人手续费和津贴：allowance commissionandagency转分手续费：commission overriding 未满期保费：premium unearned未决赔款：loss outstanding已决赔款：loss paid理赔费用：expense

loss初步出险报告：advice losspreliminary通融赔付：payment

gratiaex未决赔款清单：claim ofaunsettledstatement保费准备金：deposit premiumreserve 起期：commencement

终止：termination

互惠交换分保：reciprocation

现金摊赔：payment

cash现有分保业务：cession current批单：addendum/endorsement

保费和赔款的支付：recovery claimpremiumsettlementand现金赔款：losscash

临时再保险：reinsurance facultative合同再保险：reinsurance treaty除外责任：exclusion 支付和摊回：recovery paymentand总原始保费：premium grossoriginal赔款准备金：reserve claim/loss最高分保累积责任限额：cession aggregate一次事故最高责任限额：limits event自负责任：priority

超额赔款限制：limit excessloss仲裁：arbitration

再保险习惯：custom reinsurance再保险份额：share reinsurer's转分保：retrocession

转分保分出人：retrocedant

转分保接收人：retrocessionaire

保险金额：insured amount分保额：reinsured amount转分保额：retroceded amount协议全损：loss totalarranged绝对全损：loss totalabsolute超额赔款成本：cost burning承保能力：capacity

专业自营保险公司：company insurancecaptive分出人：cedant

共同保险：co-insurance

免赔额：deductible

违约：default

附加险：risk extraneous固定保费：premium

fixed固定手续费：单一佣金premium

/flat前卫公司：出面公司出单公司company //fronting/issuing最大可能损失：loss maximumpossible预约分保：cover

open临时固定分包：reinsurance obligatoryfacultative预约保单：policy

open分出再保险：reinsurance outward分保摘要单：particulars reinsurance定值保险单：policy valued定期保险单：policy time承保保费：premium written业务量：business ofvolume规定费率：rate

tariff选择性风险转移产品：transfer riskalternative特殊交易媒介：vehicle specialpurchase公共机构集团：poolsentitypublic

再保险：也称分保，是保险人将自己承担的风险和责任向其他保险人进行保险的行为

再保险佣金：对于原保险的业务费用开支，再保险人要参与分摊，也称分保手续费。

比例再保险：以保险金额为基础来决定分出公司自留额和分入公司分保额的再保险方式。

非比例再保险（超过损失再保险）：以赔款金额为基础来决定分出公司自负责任和分入公司分