金融英语II Short Dialogs
【精品原创】《金融英语听说》Unit2
【精品原创】《金融英语听说》Unit2 Unit 2Short DialogsTask 1 Multiple ChoiceScripts & AnswersDialog 1W: Why can’t I tell interest rate from exchange rate? Who can help me?M: Well, It is not as difficult as you think. There is a simple way to tell the difference. When you deposit money with a bank or borrow money from a bank, you usually earn or pay interest at the set interest rate. If you go to exchange RMB for some foreign currency, you’ll need to know the currentexchange rate of RMB to that currency. Have you got it?W: Yeah, I think I’ve got it. The interest rate is the price of local currency onthe local market and the exchange rate is the price of one currency against another one on the foreign exchange market.Question: When will exchange rate be used according to the man? (D) 译文女:我怎么就区分不了利率和汇率呢? 谁能帮帮我,男: 别着急。
金融英语2
– Commercial Paper (CP) (商業本票) (商業本票)
WellWell-known companies often issue their own short-term shortunsecured debt notes, CP, directly to the public, rather than borrowing from the banks (direct vs. indirect finance) CP maturities ranges up to 270 days CP is quite liquid and considered to be a fairly safe asset The yield on CP depends on its time to maturity and 2-7 credit rating
Money Market Instruments
– Repurchase Agreements (repos) (RPs) and Reverse RPs (附買回 (附賣回) 協定) (附買回 附賣回) 協定)
ShortShort-term sales of government securities with an agreement to repurchase the securities at a higher price Dealers in government securities use repos as a form of shortshort-term, usually overnight, borrowing, in which the government securities serve as collaterals for the loan In a reverse repo, the dealer buys government securities from an investor and promise to resell them at a specified higher price on the future date
金融英语Unit_2
Unit Two
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Dialog 2
Answer: (D)
W: This is the Credit Card Center of China Construction Bank. What can I do for you? M: I want to apply a Long Credit Card. I don‟t know what documents are needed for the application. W: You are welcome, sir. Just your ID card and your Certificate of Employment will be required. M: Oh, very good. I have brought them with me. Here they are. W: All right. Please fill in the Application Form. Do you have any idea about the card?
deposit slip corporate deposit account credit card account current account 3-year fixed time deposit
活期帐户
3年定期存款 取款凭条 转帐凭条 个人存款证明
withdrawal slip
Continue
Unit Two
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4. Give some information about your bank account to prove that your are the holder of the card; 5. Your identity will be verified and the information confirmed by the bank; 6. In several days, usually 7 days, you will be allowed to set a new password or a new bank card / passbook will be issued by presenting the copy of the application and ID card.
最新整理有关金融的英语口语对话
有关金融的英语口语对话学习金融英语，需要我们去突破自己的英语口语能力，下面学习啦小编为大家带来有关金融的英语口语情景对话，欢迎大家学习!有关金融英语口语对话(一)H:T o d a y i t i s a n h o n o u r f o r m e t o b e i n v i t e d h e r e a n d w e w i l l h a v e a f r e e t a l k a b o u t t h e I n t e r n a t i o n a l M o n e t a r y S y s t e m.霍：今天我很荣幸地被邀到这里来谈谈有关国际货币制度.C o u l d y o u a s k s o m e q u e s t i o n s,p l e a s e?请你们来提一些问题好吗?S1:W e h a v e b e e n r e a d i n g a g r e a t d e a l r e c e n t l y a b o u t e x c h a n g e r a t e f l u c t u a t i o n s,学1：最近，我读了大量有关外汇汇率浮动，c l e a n a nd d i r t y f l o a t s a n d s o o n, b u t I a m n o t q u i te s u r e w h a t t h e I n t e r n a t i o n a l M o n e t a r y S y s t e m i s.不受限制的和受限制的汇率浮动等等，但是对于什么是国际货币制度，我还不十分清楚。
H:W e l l, t h e t e r m I n t e r n a t i o n a l M o n e t a r y S y s t e ma c t u a l l y r e f e r s t o a s e r i e s o f a g r e e m e n t s a m o n g t h e m a j o r g o v e r n m e n t s a n d t h e i r c e n t r a lb a n k s t o b r i n g o r d e r a n d s t a b i l i t y t o t h e i n t e r n a t i o n a l e xc h a n g e m a r k e t s.霍：噢，国际货币制度这一术语实际上是为了维护国际外汇市场的秩序和稳定，一些影响较大的政府和中央银行之间所签定的一系列协定。
（金融）--大学英语2复习资料（本）--周玉萍
（金融）--大学英语2复习资料（本）--周玉萍--大学英语2复习资料（金融）一、word match1.tuition fee ( J: 学费)2.within one’s means ( F:量入为出)3.pocket money ( L:零花钱)4.as opposed to ( A :与…..相反)5.advertising industry ( N:广告业)6.cash flow ( I :现金流)7.keep one’s option open (K:保留选择权)8.go out of the business (M:停业)9.fulfill the contract (O:履行合同)10.go bankrupt (D:破产)11.Declaration of Independence (H:独立宣言)/doc/d5b4ababec3a87c24028c4ed.ht ml ck discipline(C:缺乏自律)13.when it comes to sth (E:当提到…..)14.open-ended thinking (B:发散思维)/doc/d5b4ababec3a87c24028c4ed.ht ml unch pad(G:发射台)1. He got the job through an employment agency.2.Household chore, particularly those in the kitchen, are not her ider of fun.3. The government needs a more flexible approach to education.4.The sudden apperaence of her divorced husband caused her to run away.5.The terms of the contract are acceptable to us.6.He is a man of great executive ability7. they launch at least 2 spaceships into outer space each year.8.She gets an allowance for taking care of Amy.9. The law draws a distinction between temporary and permanent employees.10. Our honeymoon was two days in Las Vegas at a luxurious hotel called Le Mirage.11.Nowadays, many young adults rely on their parents for financial support.12.The millionaire put up a lot of money for the church.13.they intend to invest directly in shares.14.I’m always working under pressure to meet deadlines15. we need a big win to boost our confidence.三multiple choices.1. At the bus stop A__ a soldier and two young people on their way to the village.A. wereB. wasC. have beenD. would be2.. Three million tons of coal _A_every year in the city.A. is exploitedB. are exploitedC. had exlpoitedD. have exploited3. The swallow was lucky that it just missed __C__A. catchingB. to be caughtC. being caught4. Only one of these books is __D__A. worth to readB. worth being readC. worth of readingD. worth reading5. would you mind _D_ your radio a little, please?A. turn offB. turning offC. to turn downD. turning down6. My parents don’t mind what job I do _C_ I am happy.A. even thoughB. as soon asC. as long asD. as though7. __D_ hungry I am, I never seem to be able to finish off this loaf of bread.A. whateverB. whereverC. wheneverD. however8. The students will put off the outing until next week __A___ they won’t be so busy.A. when B as C. since D. in which9. An investigation was made into the accident, _D_ fifty people were killed.A. for thatB. whereC. when10. The time is not far away __A__modern communications will become widespread in China’s vast countryside.A. whenB. asC. untilD. before11. Lauguage is a city, to the building of _A_ every human being brought a stone.A. whichB. thatC. itD. this12 My parents live in a small village. They always keep candles in the house _C_ there is a power failure.A. if B . unless C. in case D. so that四．ClozeI fell in love with Yosemite National Park the first time I saw it, when I was 13. My parents took there for camping. On the way out, I asked them to wait while I ran up to El Captain, a ______ rock of 3,300 feet straight up, I touched that gaint rock and knew _______ I wanted t o climb it . That has been my life’s passion ever since-----_____ the rocks and mountains of Yosemite. I’ve long made Yosemite my ______.About 15 years ago, I started seeing a lot of ______, like toilet paper, beer cans, and empty boxes around the area. I t’s _____ me why visitors started respecting the places _____ and treated such a beautiful home-like place this way.I tried _____ trash myself, but the job was too big. I would _____ an hour or two on the job, only to find the area trashed allover again weeks later. Finally I got so _____ it that I decided to something had to change.As a rock-climbing guide, I knew _____ about organizing any big event. But in 2004, together with some climbers, I set a date for a _____. On that day , more than 300 people _____. Over three days, we collected about 6,000 pounds of trash. It was amazing how much we were able to ______. I could’t believe the _____ we made---- the park looked clean!Each year, volunteers come for the cleanup from everywhere. In 2007 alone, 2,945 people picked up 42,330 pounds of trash and ____ 132 miles of roadway.I often hear people ______ about their surroundings. If you are one of them, I would say the only way to change things is by _____ rather than complaining. We need to teach by _____. You can’t blame others ____ you start with yourself!B 1. A. distant B. huge C. narrow D. looseA 2. A. immediately B. finally C. gradually D. recentlyD 3. A. imagining B. painting C. discribing D. climbingB 4.A. garden B. home C. lab D. palceC 5.A. material B. resources C. waste D. goodsA 6.A. beyond B. agianst C. over D. withinC 7.A. more B. most C. less D. leastB 8. A. throwing away B. picking up C. breaking down D. digging outD 9. A. kill B. save C. wait D. spendC10. A. satisfied with B. delighted in C. tired of D. used toD11. A. something B. anything C. everything D. nothingA12. A. cleanup B. party C. picnic D. concertB13. A. dropped out B. showed up C. looked around D. called backC14. A . demand B. receive C.accomplish D. overcomeD15. A. plan B. visit C. contact D. differnceC16. A. crossed B. measured C. covered D. designedB17. A .talk B. complain C. argue D. quarrelA18. A. doing B. thinking C. questioning D. watchingC19. A . method B. explanation C. example D. researchD20. A . although B. if C. when D. unless 五．Comprehension readingText BA report consistently brought back by visitors to the US is how friendly，courteous and helpful most Americans were to them. To be fair，this observation is also frequently made of Canada and Canadians， and should best be considered North American. There are，of course，exceptions. Small-minded officials， rude waiters， and ill-mannered taxi drivers are hardly unknown in the US. Yet it is an observation made so frequently that it deserves comment. For a long period of time and in many parts of the country，a traveler was a welcome break in an otherwise dull existence.Dullness and loneliness were common problems of the families who generally lived distant from one another. Strangers and travelers were welcome sources of diversion，and brought news of the outside world. The harsh realities of the frontier also shaped this tradition of hospitality.Someone traveling alone，if hungry，injured，or ill，often had nowhere to turn except to the nearest cabin or settlement. It was not a matter of choice for the traveler or merely a charitable impulse on the part of the settlers. It reflected the harshness of daily life：if you didn‘t take in the stranger and take care of him，there was no one elsewho would. And someday，remember，you might be in the same situation. Today there are many charitable organizations which specialize in helping the weary traveler. Yet，the old tradition of hospitality to strangers is still very strong in the US，especially in the smaller cities and towns away from the busy tourist trails. "I was just traveling through，got talking with this American，and pretty soon he invited me home for dinner—amazing." Such observations reported by visitors to the US are not uncommon，but are not always understood properly.The casual friendliness of many Americans should be interpreted neither as superficial nor as artificial，but as the result of a historically developed cultural tradition. As is true of any developed society，in America a complex set of cultural signals，assumptions，and conventions underlies all social interrelationships. And， of course，speaking a language does not necessarily mean that someone understands social and cultural patterns. Visitors who fail to "translate" cultural meanings properly often draw wrong conclusions. For example，when an American uses the word "friend"，the cultural implications of the word may be quite different from those it has in the visitor‘s language and culture. It takes more than a brief encounter on a bus to distinguish between courteous convention and individual interest. Yet，being friendly is a virtue that many Americans value highly and expect from both neighbors and strangers.6、In the eyes of visitors from the outside world， D__.A. rude taxi drivers are rarely seen in the USB. small-minded officials deserve a serious commentC. Canadians are not so friendly as their neighborsD. most Americans are ready to offer help7、It could be inferred from the last paragraph that __A__.A. culture exercises an influence over social interrelationshipB. courteous convention and individual interest are interrelatedC. various virtues manifest themselves exclusively among friendsD. social interrelationships equal the complex set of cultural conventions8、Families in frontier settlements used to entertain strangers __C__.A. to improve their hard lifeB. in view of their long-distance travelC. to add some flavor to their own daily lifeD. out of a charitable impulse9、The tradition of hospitality to strangers __B__.A. tends to be superficial and artificialB. is generally well kept up in the united StatesC. is always understood properlyD. has something to do with the busy tourist trailsA 10、What‘s the author’s attitudes toward the American‘s friendliness？A. Favorable.B. Unfavorable.C. Indifferent.D. Neutral.六 chinese into english for translation.1. 最简单的做法就是开立一个银行账户。
金融英语对话
金融英语对话很多英语爱好者不喜欢背单词，其实是可以理解的。
不妨多看看具体语境下的句子，增加在现实生活中的运用，熟能生巧，慢慢的就学会了。
初级金融英语也是如此，只要多在现实生活中加以应用，出口成章自然也是水到渠成的事了。
下面请看两段金融英语对话。
金融英语对话：Conversation 1C：劳驾一下，我在等一笔从美国转来的款，到了吗?Excuse me, I’ve had some money wired here from the united states. Is it in yet?B：请把您的问题解释一下，好吗?Please explain your questions again, ok?C：有人从大通曼哈顿银行给我转来了1 000美元，不知到了没有。
Someone sent 1000 dollars to me from Odori manhattan bank and I want to check if it has arrived.B：请问您叫什么名字?May I have your name , please,C：杰克.伦敦。
前几天，我在贵行开了个户。
Jack London .a few days ago, I opened an account withyour bankB：明白了。
请稍等一下，我去查一下……伦敦先生，款已经到了，1000美元，已进入您的账户。
I see. just a moment, let me check、、、Mr. LondonMoney has arrived, 1000 dollars, has entered into your accountC：谢谢您。
Thank youB：不用谢。
您是想取走呢还是留在账上。
that all right, Would you like to take or remain in the bill C：想取走，因为我急需钱用。
常用的金融英语口语对话带翻译
常用的金融英语口语对话带翻译提高英语口语能力，是学习金融英语的一个重点环节，下面学习啦小编为大家带来常用的金融英语口语对话，欢迎大家学习!常用金融英语口语对话篇一T:We are happy to have Mr. David Long here with us today.教：今天我们很高兴地请到了英国某商业银行的大卫.朗先生。
Mr. Long is from a merchant bank in Britain. He will be talking about the organization of hisbank.朗先生给大家介绍一下他所在银行的组织体系。
L:I feel honoured to be talking with you today. I'd like to begin with your questions.朗：我今天非常荣幸地与大家在一起聚谈聚谈。
我希望同学们现在就提问。
S:Where is your bank located?学：请问贵银行位于什么地方?L:In London, the capital of Britain.朗：伦敦，英国的首都。
S:Could you give us a brief overview of your bank's history?学：您能给我们讲讲贵银行的历史概况吗?L:Yes, of course. We were established as long ago as 1869.朗：当然行啦!我们的银行早在1869年就有了。
Now, it is being operated as one of the major merchant banks in the City.现在它是伦敦几家最重要的商业银行之一了。
S:How is your bank organized?学：请问贵行是如何组成的呢?L:Well, that is really a big question.朗：啊，这可是一个很大的问题呀!S:Let me put it in this way. How many divisions are there in your bank?学：我就这么问吧。
金融行业英语口语表达
金融行业英语口语表达在当今世界经济日趋全球化的环境下，金融行业的交流和沟通成为非常重要的一环。
对于金融从业人员来说，熟练掌握金融英语口语表达，不仅能够提高沟通的效率和质量，更能够突显自身的专业能力和竞争力。
本文针对金融行业英语口语表达进行了总结和归纳。
一、交易类1. 合同：（1）劳动合同：labor contract（2）销售合同：sales contract（3）政府合同：government contract（4）保密协议：secrecy agreement2. 股票（1）股票市场：stock market（2）股票交易：stock trade（3）股票价格：stock price（4）股票指数：stock index（5）股票投资：stock investment3. 期货（1）期货交易：futures trading（2）期货市场：futures market（3）期货合约：futures contract （4）期货价格：futures price（5）期货保证金：futures margin二、银行类1. 银行账户（1）储蓄账户：savings account （2）支票账户：checking account （3）存款账户：deposit account （4）借记卡账户：debit card account （5）信用卡账户：credit card account 2. 贷款类（1）住房贷款：mortgage loan（2）汽车贷款：car loan（3）个人贷款：personal loan（4）商业贷款：business loan（5）抵押贷款：secured loan3. 银行产品（1）定期存款：time deposit（2）货币市场账户：money market account （3）保险：insurance（4）外汇：foreign exchange（5）信用卡：credit card三、保险类1. 保险类型（1）健康保险：health insurance（2）人寿保险：life insurance（3）财产险：property insurance（4）车险：car insurance（5）商业保险：business insurance2. 保险条款（1）投保人：policyholder （2）被保险人：insured（3）受益人：beneficiary （4）保险金额：policy amount （5）保险费：premium四、投资类1. 投资产品（1）股票：stocks（2）债券：bonds（3）基金：funds（4）期货：futures（5）商品：commodities2. 投资策略（1）多头买入：long position （2）空头卖出：short position （3）止损：stop loss（4）加仓：add to position（5）减仓：reduce position以上只是金融行业英语口语表达的冰山一角，金融行业的专业术语和行业概念非常丰富，需要根据具体情况进行学习和掌握。
金融英语课件chapter2
funds rate finally fell back later.
• The benchmark lending rate will be lowered by 0.27 percentage point to 7.20 percent from Tuesday.
金融英语课件chapter2
金融英语课件chapter2
China cuts rates, lowers reserve ratio
Derivatives
• Forward
• Futures
• Options
• And swaps
金融英语课件chapter2
Forwards
• A transaction in which a seller agrees to deliver a specific commodity to a buyer at some point in the future.
• Control of the firm
• Preemptive right
金融英语课件chapter2
Two type of stock companies
• Publicly held • Privately held
金融英语课件chapter2
Advantages of issuing C.S
金融英语课件chapter2
China cuts rates, lowers reserve ratio
金融英语专业资料大全
金融英语专业资料大全1. 金融英语概述金融英语是指应用于金融领域的专业英语，包括金融专业术语、表达方式、写作技巧等。
随着全球金融市场的发展和国际间的金融交流日益频繁，金融英语作为一门特殊的语言能力得到越来越多的重视。
本文将带您了解金融英语的常用术语、语法要点和写作技巧，以便更好地应对金融领域的沟通和交流。
2. 金融英语常用术语2.1 股票市场术语•Bull Market：牛市•Bear Market：熊市•Dow Jones Industrial Average (DJIA)：道琼斯工业平均指数•Stock Exchange：股票交易所•Initial Public Offering (IPO)：首次公开募股•Price-Earnings Ratio (P/E)：市盈率•Dividend：股息2.2 债券市场术语•Bond：债券•Treasury Bond：国债•Corporate Bond：公司债•Yield：收益率•Maturity Date：到期日•Coupon Rate：票息2.3 金融机构术语•Bank：银行•Investment Bank：投资银行•Commercial Bank：商业银行•Central Bank：中央银行•Federal Reserve System (Fed)：美联储•International Monetary Fund (IMF)：国际货币基金组织3. 金融英语语法要点3.1 时态•一般现在时：用于表述真理、普遍事实和描述金融市场的情况。
•过去时：用于描述过去发生的事件和情况。
•现在完成时：用于描述过去发生的影响现在的事件。
•将来时：用于描述将来发生的事件和预测。
3.2 被动语态被动语态在金融英语中应用广泛，用于描述交易、投资、金融产品等。
•The bond was issued by the government.（债券是由政府发行的。
）•The company was acquired by a foreign investor.（该公司被外国投资者收购了。
金融英语口语（2）
金融英语口语(2)金融英语口语:SHALLNew Words新单词teller n.出纳员director n.主任collate v.核对shall用于第二，三人称表示说话人的许诺accompany v.伴随。
陪同arrange v.安排result n.结果，成果sharp adv.正Phrases & Expressions短语accompany us on the piano用钢琴给我们伴奏profit-sharing得益分配1.Shall I make you a cup of coffee before the interview? 在接见前我给你来一杯咖啡好吗?-Yes, thank you very much.行，非常感谢你。
2.Shall I call the teller?要不要我去把出纳员叫来?-Yes, if she is free, please ask her to come here now.好，假如她现在有空，请她来一下。
3.Shall we wait for the reply today?3.我们今天能等到答复吗?-Yes, our director says he will reply in half an hour.能，我们的主任说半个小时之后答复你们。
4.Shall we collate the accounts today?4.今天我们要核对帐目吗?-Please do it as quickly as possible.请尽快核对。
5.Shall I ask him?5.要我去请他吗?-Yes, please tell him to join us this evening.是的，请你告诉他今晚来参加。
6.Shall those goods from abroad be sent to you at once? 6.从国外运来的那些货物要不要马上送到你们那儿?-No, that's not necessary. I will come and take a look myself. 没有必要，我将亲自来看一看。
[金融英语银行业务情景对话]银行开户英语情景对话
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[金融英语银行业务情景对话]银行开户英语情景对话金融英语银行业务情景对话金融英语银行业务情景对话金融英语银行业务情景对话1：A：Hello, Sir, may I help you 你好，先生，您需要什么服务B：Yes. I would like some information for requesting a loan. 我想了解些申请贷款的信息。
A：Very well, here are the general terms of our loan policies. We pride ourselves in having thelowest interest rate in the country for personal loans. 好的，这是贷款政策的基本条款。
全国范围内我们银行的个人贷款利率是最低的。
B：I see. So let me get this straight. If I borrow let’s say, ten thousand dollars, how much will Ihave to pay each month 我明白。
那我就直说吧，如果我借1万美元，每个月我应该还多少钱A：It depends on how long you take to pay it back. If we lend you ten thousand dollars at anannual interest rate of ten percent for forty eight months, you would have to pay each month aportion of the loan which is called the principal and another small portion of the annualinterest rate. This of course is considering that you don’t default on a payment! 主要取决于你还款的时间。
金融英语对话
Unit 1MoneyRobert=R Liming=LR: Hi, counld you tell me something about the chinese currency? You know, I will have a trip to china next month.L: Sure, Chinese currency is called “Renminbi”. The abbreviation is “RMB”, which means the people’s currency. The symbo of it is “Υ”R:The symbol if it is very similar to the Japanese yen, is not it ?L:That is true. So you should be very cautious when you handle them.R: Is “RMB” based on the decimal system?L: You are right. Just as the US currency has dollar, dime and cent. We have yuan, jiao and fen. One yuan is equal to ten jiao and one jiao has ten fen. But now you seldom see fen in the market. Have you ever seen “RMB” before?R: No, never.L: This is one yuan coin. There is chrysanthemum in front and a national emblem at the back.R: It is beautiful. Are all the RMB in coins?L: No, only one yuan, jiao and fen are issed both in paper money and coins. The other denominations for yuan are all in notes.R: How many denominations do you have for yuan?L: There are six. One hundred yuan, fifty yuan, ten yuan, five yuan, two yuan and one yuan.R: Thank you for your explanation. It is very helpful.L: You are welcome. Have a nice trip.Unit 2Thomas=T Miss Jane=JJ: What has happened? You look so excited today, Mrs. Thomas.T: We have found a beautiful two-story house. It is much larger and nicer than the one we have now. As soon as we see it, we fall in love with it. We are ready to apply for the loan to buy it.J: Well, you’d btter think it twice before you leap.T: What is your meaning? Both Jack and I have good jobs. It seems that we would not have much difficulty in getting financing for a house.J: The problem is that the interest rates are rising now. Banks do not want to lend alarge sum of money for 25 or 30 years at a fixed rate.T: What you say reminds me that I have variable-rate mortgage. But I am not quite sure what it is.J: ok. I will explain it to you. With the variable-rate mortgage, the rates can be adjusted every six months on the interests rates the banks are paying on deposits. There is a limitation for the adjustment of the interest rates over 5 years.T: It really upsets me? Why do banks adapt the variable-rate mortgages?J: Because the banks have to pay very high interest rates to deposits in order to attract their money. So the banks need the variable-rate to protect them.T: Well, you are right. I have to think it over. Anyway, thank you for your advice.Unit 3Opening an accountA customer=A A bank clerk=BB: Good morning, sir. Can I help you?A: I ‘d like to open an account. Could you give me some information?B: My pleasure. What kind of account do you want to open?A: Current account, please.B: Oh, just fill in this form. Could you write your name and address in capital letters, and give me a specimen signature here, please.A: Sure. Here you are.B: By the way, do you have any means of identification?A: Will my passport do?B: Certainly.A: Thank you very much.B: Not at all. Good-bye.Dialog 2B: Good afternoon. What can I do for you?A: Good afternoon. I’d like to open an account.B: Yes, sir. What kind of account, a savings account or a checking account?A: A saving account, please. What interest rate do you pay on savings account?B: We pay two and a half percent per annum.A: That is not too bad. So I want to deposit 500 dollars in a savings account.B: Very well, sir. Will you please fill out the deposit slip first/A: Certainly. Here you are.B: And your money, sir.A: Ok. It is very kind of you.B: Here is your bankbook.A: Thanks a lot.B: You are welcome. Good-bye.A: Bye.Credit inquiryA bank clerk=A A customer=BA: Well, it seems we have talked about everything. I’m glad our discussion has come to a successful conclusion.B: Yis, thank you for your cooperation. When can you have the agreement ready? A: We will get it ready this evening and send it to your office for your signature tomorrow morning.B: That’s fine. By the way, I just read from your introduction of business scope and know you also have the service of credit inquiry.A: Yes, what can I do for you?B: Well, my company has just concluded a business transaction in Guangzhou Export commodities Fair. I mean my company is to export ten tons of cooking oil to an Indian company. The Indian company insisted on paying my company by time L/C. So I doubt if the Indian company has money to pay usA: I see. You want our bank to make an investigation of the money position of that Indian company? No problem. I’m sure we can do something to help you. By the way, how could you accept their time L/C?B: Yes. I want you to make a credit investigation for my company. Cooking oil is not selling well, so my company accepted time L/C payment.A: Please fill out this form with detailed information, such as the full name of the Indian company, its address and its local bank with which the company has an account number.B: Here you are.A: Oh, it is the Indian central bank. Our bank has correspondent relations with it. It can help us.B: Grerat! Do you have connections with all the foreign banks in the world? And how much should I pay now?A: 200RMB in advance. Our bank has relations with most of the foreign banks in theworld, but not all.B: When can I get the result?A: About one week. I’ ll call you.B: Thank you for your hospitality. Good-bye。
金融英语常见词汇
金融英语常见词汇金融英语指与金融有关的英语词汇，主要包括经济，管理，财务，会计英语等词汇。
店铺为大家总结一些金融英语常用词汇：a flat percentage rate of income 统一比率的所得税税率.a long position 多头部位,利多形势.a long position 多头寸;买进的期货合同.a put option on a debt security 债务证券的卖出期权.a sales slip 签购单据,售货清单.a short position 空头部位,短缺头寸.a short position 空头;卖出的期货合同.a tax return 税务申报表.abnormal depreciation 特别折旧.abnormal spoilage 非正常损坏.aboriginal cost 原始成本.acceptance bank 票据承兑行acceptance method 承兑方式.acceptance risks 承兑风险.accepting bank 承兑银行accessory risks 附加保险,附加险.accident insurance 意外保险.(不包括海上,火灾和人寿保险).accommodation of funds 资金融通.accompany vt. 附带,伴随,陪同account charges 账户费用account current (A/C,a/c) 往来帐户account number (A/N) 帐号account statement 帐户清单accounting exposure 会计风险.accounting risks 会计风险.accounting value 帐面价值.accounts of assured 保险帐户.accrued bond interest 应计债券利息accrued depreciation 应计折旧.accrued dividend 应计股利acknowledgement of declaration (under op预约保险申报确认书.active securities 热头股票,活跃的证券actual cash value (保险用语)实际现金价值.actual rate 实际汇率adaptive expectations 适应性预期.additional insurance 加保,附加保险.additional reserve 追加准备金additional reserve 追加准备金additional reserve 追加准备金adjustable policy 可调整的保险单.adjustable premium 可调整的保险费.adjusted debit balance 已调整的借方余额advance payment of premium 预缴保险费.advance-decline theory 涨跌理论adverse exchange 逆汇,逆汇兑advice of drawing 提款通知书advising bank 通知银行affiliated bank 联行affiliated person 关联人aftermarket 次级市场agent for collection 托收代理银行Agricultural Bank of China 中国农业银行agricultural loans 农业贷款agricultural(animal husbandry)tax 农(牧)业税.allowance for doubtful debt 备抵呆帐款项allowance for doubtful debt 备抵呆帐款项allowance for doubtful debt 备抵呆帐款项alternative (either/or) order 选择指令American Express card 运通卡.American terms 美国标价法amount in figures 小写金额amount in words 大写金额annual membership dues 年费.application form for a banking account 银行开户申请书appointed bank 外汇指定银行appreciation of exchange rate 汇率升值arbitrage 套利arbitrage 套购,套利,套汇.arbitrage of exchange 套汇arbitrage of exchange or stock 套汇或套股.arbitrage opportunity 套价机会.arbitrage risks 套汇风险.as agent 做代理as principal 做自营Asian Development Fund (ADB) 亚洲开发银行ask price = asking price = offer price =出售价,报价,开价,出价ask-bid system 竞价系统assessment of loss 估损.assets insurance 资产保险.assignment of policy 保单转让.assumption of risk 承担风险.asymmetry 不对称.at owner's risk 风险由货主负担.at-the-close order 收盘指令at-the-market 按市价at-the-money 平值期权.at-the-opening (opening only) order 开盘指令auction marketplace 拍卖市场automated teller machines (24 hours a da自动取款机(24小时服务)automatic transfers between accounts 自动转帐average 平均数baby bond 小额债券back spreads 反套利.back wardation 现货溢价.balance n. 结余,差额,平衡bank balance 存款余额bank balance over required reserves 超出法定(必备)储备的银行存款余额bank deposit 银行存款Bank of China 中国银行Bank of Communications 交通银行bank of deposit 存款银行bank of the government 政府的银行banker's association 银行协会banker's bank 中央银行banker's guarantee 银行担保.bank's buying rate 银行买入价bank's selling rate 银行卖出价banks with business dealing with the cen中央银行的往来银行Barclay card 巴克莱银行信用卡.base rate 基本汇价basis order 基差订单.basis risk 基差风险.bear market 熊市bear operation 卖空行为bear raiders 大量抛空者beneficial owner 受益所有人beneficiary of insurance 保险金受益人. best-efforts offering 尽力推销(代销)发行bid and ask prices 买入和卖出价bid and ask spread 买卖差价bid price = buying price 买价bid-ask spread 递盘虚盘差价.big board 大行情牌big slump 大衰退(暴跌).bill-paying services 代付帐款black market 黑市black market financing 黑市筹资.black money 黑钱blanket mortgage 总括抵押.block positioner 大宗头寸商blowout 畅销blue-chip stocks 蓝筹股board of arbitration 仲裁委员会board of governors 理事会bond fund 债券基金borrowing from affiliates 向联营公司借款. borrowing power of securities 证券贷款能力borrowing risks 借款风险.bought deal 包销bread and butter business 基本业务breadth index 宽度指数break-even 不亏不盈,收支相抵.breakout 突破bridging finance 过渡性融资.broker 经纪人,掮客brokerage 经纪人佣金brokerage 经纪业;付给经纪人的佣金. brokerage firm 经纪商(号).broker's loan 经纪人贷款broking house 经纪人事务所building agreement 具有约束力的协定. building tax (tax on construction) 建筑税. bullish 行情看涨business insurance 企业保险.business risk 营业风险.business savings 企业储蓄business tax 营业税.business term loan 企业长期贷款bust-up risks 破产风险.buyer's risks 买方风险.call (option) 买方期权,看涨期权.call and put options 买入期权和卖出期权.call for funds 控股,集资call loan transaction 短期拆放往来.call market 活期存款市场call money 拆放款.call options on an equity 权益(证券)的买入期权. call-options 认购期权.cancellation 取消cancellation money 解约金.cap 带利率上限的期权.capital assets 资本资产.capital lease 资本租赁.capital market 信贷市场,资本市场capital resources 资本来源capital surplus 资本盈余capital transfer 资本转移capital turnover rate 资本周转率card issuing institution 发卡单位.carefully selected applicant 经仔细选定的申请人.cargo insurance 货物保险.cash 现金,现款.v.兑现,付现款.cash a cheque 支票兑现.cash account 现金帐户cash account 现金帐户.cash account 现金帐户cash advance 差旅预支款.cash against bill of lading 凭提单付现.cash against documents(C.A.D.) 凭单付现,凭单据付现金=document against cash.cash and carry 付现自运;现金交易和运输自理;现购自运商店.cash and carry wholesale 付现自运批发.cash assets 现金资产.cash audit 现金审核cash audit 现金审核,现金审计.cash balance 现金余额,现款结存.cash basis 现金制cash basis 现金制,现金基础.cash basis accounting 现金收付会计制cash basis accounting 现金收付会计制.cash before delivery(C.B.D.) 空货前付款,付款后交货,付现款交货.cash bonus 现金红利.cash book 现金簿;现金帐;现金出纳帐.cash boy 送款员.cash budget 现金预算cash budget 现金预算.cash card1 (银行)自动提款卡.cash card2 现金卡.cash claim 现金索赔.cash collection basis 收现法,收现制.cash credit 活期信用放款,现金付出.cash credit slip 现金支出传票.cash currency 现金通货.cash cycle 现金循环,现金周期.cash day 付款日.cash debit slip 现金收入传票.cash department (商业机构中的)出纳部=counting-house. cash deposit 现金存款;保证金.cash deposit as collateral 保证金,押金.cash desk (商店,饭馆的)付款处.cash disbursements 现金支出.cash discount (c.d.) 现金折扣,付现折扣=settlement discount. cash dispenser (美)自动提款机=cashomat.cash dividend 现金股利cash down 即付,付现.cash equivalent value 现金等值,现金相等价值.cash flow 资金流动cash flow 现金流动.cash flow stream 现金流(量).cash holdings 库存现金cash holdings 库存现金.cash in advance (c.i.a.) 预付现金.cash in bank 存银行现金,银行存款.cash in hand (商行的)手头现金,库存现金=cash on hand.cash in transit 在途现金,在运现金.cash in transit policy 现金运送保险单.cash in treasury 库存现金.cash invoice 现购发票.cash items 现金帐项,现金科目.cash journal 现金日记簿.cash liquidity 现金流动(情况);现金周转.cash loan 现金贷款.cash management services 现金管理业务cash market 现金交易市场,现货市场,付现市场.cash nexus 现金交易关系.cash on arrival 货到付现,货到付款.cash on bank 银行存款;银行付款;现金支票付款.cash on deliver (C.O.D) (英)交货付款,现款交货=collect on delivery.cash on delivery (COD) 交割付款cash order(C/O) 现金订货.cash paid book 现金支出簿.cash payment 现金支付cash payment 现金付款,现付.cash payments journal 现金支出日记帐.cash position 头寸cash position 现金状况,现金头寸.cash price 现金售价,现金付款价格.cash purchase 现购,现金购买.cash railway (商店中的)货款传送线.cash ratio 现金比率.cash receipts (CR) 现金收入.cash receipts journal 现金收入日记帐.cash records 现金记录.cash register 现金登记机,现金收入记录机,收银机.cash remittance 汇款单;解款单.cash remittance note 现金解款单,解款单.cash requirement 现金需要量.cash reserve 现金储备(金).cash resources 现金资源,现金来源.cash resources (reserves) 现金准备cash sale 现售,现金销售=sale by real cash.cash sale invoice 现销发票,现售发票.cash settlement 现金结算,现汇结算.cash short and over 现金尾差,清点现金余差;现金短溢.cash slip 现金传票.cash statement 现金报表,(现金)库存表.cash ticket 现销票,门市发票.cash transaction 现金交易.cash verification 现金核实,现金核查.cash voucher 现金凭单;现金收据.cash with order (c.w.o., C.W.O.) 订货时付款,订货付现,落单付现.cash without discount 付现无折扣.cash yield discount 现金获利率,现金收益率.cash-and-carry arbitrage 现货持有套利.cashier 出纳员,收支员.cashier's cheque (C.C.) 银行本票=cashier's order.central rate 中心汇率(一国货币对美元的汇率,并据此计算对其他货币的汇率)certificate of balance 存款凭单Certificate of Deposits (CDs) 大额定期存款单certificated security 实物证券certificates of deposit (CDs) 大面额存款单certifying bank 付款保证银行change hands 交换,换手.chartered bank 特许银行chattel 动产.chattel mortgage 动产抵押.chattel mortgage 动产抵押.chattel mortgage bond (美)动产抵押(公司)债券. chattel personal (私人)动产.chattel real 准不动产(土地权等).check certificate 检验证明书.check deposit 支票存款check list (核对用的)清单.check sheet 对帐单.checking account 支票帐户.checking deposits 支票存款,活期存款checking reserve 支票现金储备.checkstand (超级市场的)点货收款台.cheque (payable) to bearer 来人支票,不记名支票. cheque book 支票簿.cheque book stub 支票簿存根.cheque card 支票卡.cheque collection 支票兑取.cheque collector 支票兑取人.cheque crossed 划线支票.cheque crossed generally 普通划线支票. cheque crossed specially 特别划线支票. cheque deposit 支票存款.cheque drawer 支票出票人.cheque holder 支票执票人.cheque only for account 转帐支票.cheque payable at sight 见票即付支票.cheque protector 支票银码机.cheque rate 票据汇兑汇率,票汇价格=sight rate ,short rate. cheque register 支票登记簿.cheque returned 退票,退回的支票.cheque signer 支票签名机.cheque stub 支票存根.cheque to order 记名支票,指定人支票.China Investment Bank 中国投资银行circulation risks 流通风险.circulation tax (turnover tax) 流转税.city bank 城市银行claim a refound 索赔.clean collections 光票托收clearing bank 清算银行clearing house 清算所.clearinghouse 清算公司,票据交换所.close out 平仓,结清(账).closed and mortgage 闭口抵押.closing order 收市价订单.closing rate 收盘价closing transaction 平仓交易collar 带利率上下限的期权.collateral loan 抵押借款.collecting bank 托收银行collecting bank 托收银行collecting bank 代收行collection instructions 委托(托收的)单据collection items 托收业务,托收项目collection of trade charges 托收货款collection on clean bill 光票托收collection on documents 跟单托收collection order 托收委托书collection risk 托收风险collection risks 托收风险.collection service 托收服务collective-owned enterprise bonus tax 集体企业奖金税. collective-owned enterprise income tax 集体企业所得税. commercial and industrial loans 工商贷款commercial deposit 商业存款commercial paper 商业票据commercial paper house 经营商业票据的商号commercial risk 商业风险.commercial terms 商业条件.commission 佣金commodity futures 商品期货.commodity insurance 商品保险.common collateral 共同担保.common fund 共同基金common stock 普通股common trust fund 共同信托基金compensatory financing 补偿性融资.competitive risks 竞争风险.composite depreciation 综合折旧.compound interest 复利compound rate 复利率compound rate deposit 复利存款comprehensive insurance 综合保险.condominium 公寓私有共有方式.confirming bank 保兑银行congestion area 震荡区congestion tape 统一自动行情显示conservatism and liquidity 稳健性与流动性consortium bank 银团银行constructure risk 建设风险.consumer financing 消费融资.contingent risks 或有风险.contract money 合同保证金.contract size 合约容量.contracts of difference 差异合约.contractual value 合同价格.controlled rates 控制的汇率converge 集聚,(为共同利益而)结合一起. conversion 汇兑,兑换convertible currency 可兑换的货币cooling-off period 等待期cooperative financing 合作金融.cornering the market 操纵市场corners 垄断.corporate deposits 法人存款correspondent 代理行cost of maintenance 维修费.counter-inflation policy 反通货膨胀对策counter-inflation policy 反通货膨胀对策counter-inflation policy 反通货膨胀对策cover 弥补,补进(卖完的商品等).cover 弥补(损失等);负担(开支);补进(商品或股票等);保险. coverage 承保险别;保险总额;范围保险.coverage ratio 偿债能力比率.cover-note 暂保单;投保通知单.credit 信用,信贷.credit account (C.A., C/A) 赊帐=open account2 credit agreement 信贷协定.credit amount 信贷金额;赊帐金额;信用证金额. credit analysis 信用分析.credit balance 贷方余额,结欠,贷余.credit bank 信贷银行credit beneficiary 信用证受益人.credit business 赊售,信用买卖.credit buying 赊购.credit capital 信贷资本.credit cards 信用卡credit control 信用控制credit control 信用控制credit control 信用控制credit control instrument 信用调节手段credit control instrument 信用调节手段credit control instrument 信用调节手段credit expansion 信用扩张credit expansion 信用扩张credit expansion 信用扩张credit extending policy 融资方针credit extending policy 融资方针credit extending policy 融资方针credit facility 信用透支.credit limit 信用额度.credit restriction 信用限额.credit risk 信用风险.credit union 信用合作社creditor bank 债权银行crop up (out) 出现,呈现.cross hedge 交叉套做.cross hedging 交叉保值.cum dividend 附息cum rights 含权cumulative preferred stock 累积优先股currency futures 外币期货.currency futures contract 货币期货合约. current fund 流动基金current futures price 现时的期货价格. current ratio 流动比率current ratio 流动比率current ratio 流动比率customize 按顾客的具体要求制作. customs duty(tariffs) 关税.D/D (Banker's Demand Draft) 票汇daily interest 日息daily limit 每日涨(跌)停板.date of delivery 交割期.dealers 批发商.death and gift tax 遗产和赠与税.debt of honour 信用借款.debtor bank 借方银行decision-making under risk 风险下的决策. deed 契约.deed tax 契税.deferred savings 定期存款deficit covering 弥补赤字deficit covering 弥补赤字deficit covering 弥补赤字deficit-covering finance 赤字财政deficit-covering finance 赤字财政deficit-covering finance 赤字财政deflation 通货紧缩deflation 通货紧缩deflation 通货紧缩delivery date 交割日demand pull inflation 需求拉动通货膨胀demand pull inflation 需求拉动通货膨胀demand pull inflation 需求拉动通货膨胀demand shift inflation 需求变动型通货膨胀demand shift inflation 需求变动型通货膨胀demand shift inflation 需求变动型通货膨胀demand-deposit or checking-accounts 活期存款或支票帐户deposit account 存款帐户deposit account (D/A) 存款帐户deposit at call 通知存款deposit bank 存款银行deposit money 存款货币deposit rate 存款利率deposit turnover 存款周转率depreciation risks 贬值风险.derivative deposit 派生存款derived deposit 派生存款designated currency 指定货币deutsche marks (=DM) 西德马克devaluation of dollar 美元贬值developer 发展商.Development Bank 开发银行development financing 发展融资.devise 遗赠.die intestate 死时没有遗嘱.Diners card 大莱信用卡.direct exchange 直接汇兑direct financing 直接融资.direct hedging 直接套做.direct leases 直接租赁.direct taxation 直接税.discount credit 贴现融资.discount market 贴现市场discount on bills 票据贴现.discount paid 已付贴现额.discounted cash flow 净现金量discounting bank 贴现银行dishonour risks 拒付风险. disintermediation 脱媒.distant futures 远期期货.diversification 分散投资dividends 红利document of title 物权单据documentary collection 跟单托收Documents against Acceptance,D/A 承兑交单Documents against Payment,D/P 付款交单domestic correspondent 国内通汇银行domestic deposit 国内存款domestic exchange 国内汇兑double leasing 双重租赁.double mortgage 双重抵押.double option 双向期权.Dow Jones average 道·琼斯平均数down payment 首期.downgrade 降级downside 下降趋势.downtick 跌点交易Dragon card 龙卡.draw 提款draw cheque 签发票据.drawee bank 付款银行drawing account 提款帐户dual exchange market 双重外汇市场dual trading 双重交易.due from other funds 应收其他基金款due to other funds 应付其他基金款dumping 抛售early warning system 预警系统easy credit 放松信贷easy credit 放松信贷easy credit 放松信贷economic exposure 经济风险.efficient portfolio 有效证券组合electronic accounting machine 电子记帐机electronic cash 电子现金.electronic cash register 电子收款机electronic debts 电子借贷electronic funds transfer 电子资金转帐. electronic transfer 电子转帐emergency tariff 非常关税. encumbrance 债权(在不动产上设定的债权). endorsement for collection 托收背书. engage in arbitrage (to) 套汇entity n. 单位,整体,个体entrance fee 申请费.equalization fund (外汇)平衡基金equipment leasing services 设备租赁业务。
金融方面常用英语词汇关于金融方面的英语对话
金融方面常用英语词汇关于金融方面的英语对话随着经济和社会的发展,单一的金融英语课程已经不能满足学习者对于专门用途英语的需要。
如何使金融英语与实际工作和职业相结合,让金融英语发挥更大的作用,这是现在需要迫切考虑的问题。
精心收集了关于金融方面的英语对话，供大家欣赏学习!Customer: Good morning, sir. I am from Japan. My English is poor. Can you help me?顾客：你好，先生。
我是日本人。
我的英语不太好，你能帮忙吗?Clerk: It is my pleasure, but I think it would be better for you to tell me what you want to do.职员：很高兴为您效劳，但我想您最好告诉我您想要干什么。
Customer: Oh, I want to change some money, but I do not know how to fill out the exchange memo.顾客：啊，我想兑换些钱，但不知道怎样填写兑换水单。
我不会看英文。
Clerk: Would you care to give me your passport and write your name on the paper?职员：您能把您的护照给我，并把您的名字写在这张纸上吗?Customer: There you are. My name is Tanaka.顾客：给你护照和姓名，我叫田中。
Clerk: Good. I will fill out the exchange memo for you now. Why do not you take a seat over there for a moment?职员：好，我现在就为您填写这张兑换水单。
您请在那里坐一会行吗?Customer: I would like to. Thanks.顾客：好的，谢谢。
有关金融的英语口语对话
有关金融的英语口语对话有关金融的英语口语对话学习金融英语，需要我们去突破自己的英语口语能力，下面店铺为大家带来有关金融的英语口语情景对话，欢迎大家学习!有关金融英语口语对话(一)H:Today it is an honour for me to be invited here and we will have a free talk about theInternational Monetary System.霍：今天我很荣幸地被邀到这里来谈谈有关国际货币制度.Could you ask some questions, please?请你们来提一些问题好吗?S1:We have been reading a great deal recently about exchange rate fluctuations,学1：最近，我读了大量有关外汇汇率浮动，clean and dirty floats and so on, but I am not quite sure what the International MonetarySystem is.不受限制的和受限制的汇率浮动等等，但是对于什么是国际货币制度，我还不十分清楚。
H:Well, the term International Monetary System actually refers to a series of agreementsamong the major governments and their central banks to bring order and stability to theinternational exchange markets.霍：噢，“国际货币制度”这一术语实际上是为了维护国际外汇市场的秩序和稳定，一些影响较大的政府和中央银行之间所签定的一系列协定。
The most important, signed in 1944, is called the Bretton Woods Agreemen最为重要的一个协定是1944年签定的布雷顿森林协Then it established the World Bank and the International Monetary Fund.根据该协定建立了世界银行和国际货币基金组织。
金融英语对话范文带翻译
金融英语对话范文带翻译随着经济全球化、科学技术国际化进程的加快,金融英语教学注重培养有语言交流能力和实际应用能力的人才显得尤为重要。
小编精心收集了金融英语对话范文带翻译，供大家欣赏学习!金融英语对话范文带翻译1A：Welcome to IBJ Consumer Credit. What can I assist you with?欢迎光临IBJ银行消费信贷部。
我有什么可以帮您的吗?B：My family really needs a car, we live quite far out of the town centre, but unfortunately we cannot afford to pay out such a large sum of money in one go.我们家真的需要一辆车，我们住的地方离市区挺远的，但不幸的是，我们负担不起一下子支出这么一大笔钱。
A：That's a problem facing many young families nowadays, and we are sympathetic to the problem. That's why we have just started a new scheme;a Personal Automobile Consumer Loan.现在许多年轻人的家庭都面临着这样的问题，对此我们深有同感。
为此，我们刚刚开展了一个新的业务，就是个人汽车消费贷款。
B：Great, I just hope I qualify! Could you tell me some more? Can I use the money to buy the car from anywhere?太棒了，我真的希望我够格!你能多给我介绍一些情况吗?我可以用这些钱到任何地方去买车吗?A：What we usually do is find a suitable car dealer for you, who offer the type of car that you need. If it's a family car that you want, we have a very reliable dealer already contracted to us.我们通常做的就是为您找到一个合适的汽车经销商，他为您提供您所需要的那种车。
金融英语口语情景对话 常见金融英语口语对话
金融英语口语情景对话常见金融英语口语对话一切进展顺利。
D:This is Miss Harriet Smith, finance manager of A & P Corporation.马：这位是哈里.史密斯先生，A$P公司的财务经理。
This is Mr. Roy Stanford.这位是罗伊.斯坦福先生。
H:How do you do?史：您好!R:How do you do? I work in the international trade and banking division.斯：您好!我在国际贸易与银行业务部任职。
As you know, we're very much involved with many large American corporations dealing withinternational trade.我们参与许多美国大公司的国际贸易事务。
H:Yeah. That's why I come here this afternoon.斯：是啊，这正是我今天下午此行的目的。
R:What we're doing is actively and hopefully developing a relationship with large companiesincluding their subsidiaries or branches to ensure that we can provide all services they need.斯：我们正在积极乐观地与大公司以及它们的子公司或分支机构建立业务联系，以确保我们向他们提供各项服务。
H:Would you please be more specific?史：请您具体谈谈。
R:Sure. We handle all types of letters of credit, and also advise if they should be irrevocable,斯：可以，我们操作各类信用证，并且提供相应的咨询-例如建议哪些应做不可撤销信用证，whether they should be confirmed, whether we would recommend them in certaincircumstances.哪些信用证应确认，有些时候，我还要推荐适当的信用证。
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II Short DialogsMultiple ChoiceScripts & AnswersDialog 1W: Hi, Mike. Why do you look puzzled?M: I’ve learnt that there are four big commercial banks in your country. Would you please tell me what they are?W: Yes, it is a pleasure. They are Bank of China, China Construction Bank, Industrial and Commercial Bank of China and Agricultural Bank of China.M: So, does CCB refer to China Construction Bank? W: I don’t see any reason why not. You can simply call them respectively BOC, CCB, ICBC and ABC.Q:Which of following is NOT among the four major commercial banks of China?Dialog 2M: It is reported that some joint-stock banks have been established in several major cities.W: Exactly. They are allowed to offer various bakingservices to individuals and businesses just as the four big commercial banks do.M: You said it. Can you name some joint-stock banks? W: It’s no sweat. China Minsheng Banking Corp., Ltd., China CITIC Bank, Industrial Bank Co., Ltd., and Guangdong Development Bank are all joint-stock banks.M: What about Shenzhen Development Bank?W: Of course, it is one of them.Q:Which of the following is NOT mentioned in the dialog?Dialog 3M: Hi! I just read the news that many foreign banks have set up branches or representative offices in our major cities,such as Beijing,Shanghai and Guangzhou.They think China is a huge market and there are morechanges for them to make a fortune.W: Sure as shooting.I'm told that the HongKong&Shanghai Banking Corporation Limited hasestablished branches in Shanghai and Beijing. One of my classmates is now working in a branch of theBank of East Asia.It is also a foreign bank.M: Wonderful!There will be more employment opportunities for you when you graduate a year Later.Q:What is the man according to the dialog?Dialog 4W: Is the president still the head of Bank of China after it became a public corporation through listing on thestock exchange?M: No,Generally speaking,the shareholders' meeting is the top authority and then the Board ofDirectors.The president is appointed and confirmedby the Board of Directors .He is authorizedby the board to be in charge of the management and operation of the bank and president to report to theboard.Q: Which of the following has the right to decide thepresident of BOC?Short Answer QuestionsScripts&AnswersDialog 1W: Hello,Li.How's trick?M: Couldn't be better.How about you?W: Quite well.What are you doing here?M: I want to make some investment in funds.I'm told thatI can earn much more money.W: Sometimes,I think.We have a Personal Finance Center.The manager will give you some financialadvice according to your income and other mattersand help you make a reasonable plan.M: Wonderful.Where is the center?W: Over there.The lady standing besides Counter No.1 is the manager of the center,You can go and ask herabout your affairs.Q:What does the man want to do and which department will he go?Dialog 2M: I'm told to go to the Premier Service Center of your bank to get some advice about personal investment.Would you please tell me where it is?W: The Premier Service Center is on the second floor,next to the Credit Department.The passenger lift is over there.This way,please.M: Thank you.W: You are welcome.Q:Why does the man go to the Premier Service Center?Where is the center?Dialog 3M: I am going to apply to ICBC for a mortgage.Which department will attend to it?W: The Credit Department.M: Is it in the Credit Card Center?W: No, The Credit Card Center deals with the business of credit cards,while the Credit Department handlesthe business of personal loans as well as corporateBorrowings.Q: What is the difference between the Credit Card Center and the Credit Department?Listening and simulatingScripts&answerDialog 1M: I've learnt that the basic banking services offers by CCB at present can be divided into four categories. W: What are they?M: Personal services,corporate services,credit card services and online banking services.W: What's the meaning of corporate services?M: Corporate services refer to the services offered to companies,businesses and institutions.W: I think I'm onto it.So personal service are only offered to individuals and online banking includes the services offered on the Internet.Are these servicesoffered by the same department?M: No,They are offered respectively by the Personal Banking Department,the Corporate BankingDepartment,the Credit Card Center and theE-Banking Department.Dialog 2W: Excuse me,where is the Financial Advisory Department?I want to buy some treasury securities. M: It is over there near window No.1.The manager there will attend to the business for you.W: By the way,where can I open a deposit account if I want to deposit some money?M: Oh,do it here,you see,the Personal Banking Department,and we offer personal deposits andpersonal loans to individual customers,You ought to have a current account here first if you are to buytreasury securities.Dialog 3M: Is this the Credit Card Center? I've been notified by your bank that a letter of credit in my favor hasarrived.Can I get it and examine it?W: Oh,a letter of credit? I think you'd better go to the Settlement Department.They will deal with thebusiness of letters of credit for you.M: I'm sorry I forgot it, They told me to come to that department.By the way, a credit card is not a letter ofcredit,is it?W: Absolutely not,If you want to issue a credit card,you'll enjoy the service here.M: Sorry,I often confuse the terms"credit","credit card"and"letter of credit",Would you please tell me what services are offered by the Credit Department? W: If you apply for a loan,you will go there.M: Thank you so much,I am going to the Settlement Department.。