新未来大学英语 综合教程3BU3 ScriptsKeys
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4 The national student loans policy is an important financial measure the government has taken in China. It aims to help university students from poor families to have access to education. After over thirty years, the policy has helped tens of millions of university students complete their studies. A good case in point is Li Ming from the suburban area of Beijing. Thanks to national student loans, Li Ming did not need to worry about tuition and living expenses. Instead, he was fully engaged in his studies, and was able to quickly pay off his loan after being employed. Furthermore, he puts away a certain amount of money each month to help other children in poverty‐stricken areas.
starting a new life at college often causes them to overlook the importance of sound financial planning.
VIDEO
Scripts
Wang Hao: So, guys, I think we need to agree on the scope of our research. Alice: OK. Like what exactly? Wang Hao: Well, we already know that we want to look at the spending habits of university students, right? Alice: Right. Wang Hao: But not all the university students are the same. There are still a lot of variables that can affect our study. Yi Fei: I was thinking the same thing. I am not sure if we want to look at the students just at one university or at several universities. Wang Hao: Exactly. The university students in different parts of the country may have different spending habits. For example, our university is in a first‐tier city, so our living expenses are higher. But there are lots of universities in second‐ or third‐tier cities, or suburban areas, where things are much cheaper. Yi Fei: So, let’s just focus on our university. It will be much simpler. Alice: Sorry, but I don’t agree. We have to look at data from more than just one university to
UNIT 3 STAYING IN THE BLACK
SECTION 1
EPISODE 1
1 1) temptation to spend money 2) build habits 3) emergencies 4) wealth management 5) early 6) a small fraction of your monthly income 7) financial independence 8) trustworthy institutions 9) returns
Language in focus
Words and expressions
1 1. missing out 2. overlook 3. sacrifices 4. tempting 5. resist 6. putting away
2 1. He much preferred living in the suburban neighborhood, as it was quieter and more
their study. The university students in different parts of the country may have different spending habits. 2. If it is not anonymous, the students may feel really think. 3. Background information can help them analyze the data they collect.
10) risk
2 1. They have fewer financial commitments, fewer large purchases to make, and can take more
financial risks due to the extra recovery time they have. 2. They have very little experience of managing their own finances, and the excitement of
4 1) in different places 2) years 3) gender 4) background information
5 1. Not all the university students are the same. There are still a lot of variables that can affect
1
make our research more reliable. It will be a little bit more difficult, but it would be worth the effort. Wang Hao: I think Alice is right. We should include universities in different places. Also, we should bear in mind that even at the same university there are many different types of students. Yi Fei: What do you mean by different types of students? Wang Hao: I mean students in different years, students from different backgrounds, that kind of thing. Alice: Right. So we should ask the students for some background information, which can help us analyze the data we collect. Yi Fei: I’m not sure about that. It might make them feel uncomfortable to say what they really think. Actually, could we make it totally anonymous? Wang Hao: I think we can do both. We can make it anonymous but ask background questions at the same time. Yi Fei: That should work.
EPISODE 2
AUDIO
Scripts
OK, everyone. Today we’re going to look at how to design a questionnaire for your research.
So, as we’ve talked about many times, the key to conducting any type of research is to narrow your focus. You need to be able to frame your study in very specific terms, and then write your questions. You’ll basically be choosing between closed questions and open‐ended questions. Generally, closed questions make it easier for you to collect and analyze your data, so you’ll definitely want to use closed questions if you plan to survey a lot of people; otherwise, you’ll have to read and interpret all the individual answers. However, open‐ended questions may be the only way to get at individual responses beyond the limit of closed questions. But also for both you and the respondent, open‐ended questions can help make the answers more engaging and informative.
responsibility.
Collocations
3 1. financial commitments 2. fixed price 3. financial well‐being 4. fixed asset 5. fixed deposit 6. financial management
Translation
spacious. 2. The survey was made anonymous so that employees felt comfortable being honest about
their company’s policies.
2
3. Time was just one of the many variables affecting the outcome of the experiment. 4. She was the most reliable member of the research team, so she was often given more
starting a new life at college often causes them to overlook the importance of sound financial planning.
VIDEO
Scripts
Wang Hao: So, guys, I think we need to agree on the scope of our research. Alice: OK. Like what exactly? Wang Hao: Well, we already know that we want to look at the spending habits of university students, right? Alice: Right. Wang Hao: But not all the university students are the same. There are still a lot of variables that can affect our study. Yi Fei: I was thinking the same thing. I am not sure if we want to look at the students just at one university or at several universities. Wang Hao: Exactly. The university students in different parts of the country may have different spending habits. For example, our university is in a first‐tier city, so our living expenses are higher. But there are lots of universities in second‐ or third‐tier cities, or suburban areas, where things are much cheaper. Yi Fei: So, let’s just focus on our university. It will be much simpler. Alice: Sorry, but I don’t agree. We have to look at data from more than just one university to
UNIT 3 STAYING IN THE BLACK
SECTION 1
EPISODE 1
1 1) temptation to spend money 2) build habits 3) emergencies 4) wealth management 5) early 6) a small fraction of your monthly income 7) financial independence 8) trustworthy institutions 9) returns
Language in focus
Words and expressions
1 1. missing out 2. overlook 3. sacrifices 4. tempting 5. resist 6. putting away
2 1. He much preferred living in the suburban neighborhood, as it was quieter and more
their study. The university students in different parts of the country may have different spending habits. 2. If it is not anonymous, the students may feel really think. 3. Background information can help them analyze the data they collect.
10) risk
2 1. They have fewer financial commitments, fewer large purchases to make, and can take more
financial risks due to the extra recovery time they have. 2. They have very little experience of managing their own finances, and the excitement of
4 1) in different places 2) years 3) gender 4) background information
5 1. Not all the university students are the same. There are still a lot of variables that can affect
1
make our research more reliable. It will be a little bit more difficult, but it would be worth the effort. Wang Hao: I think Alice is right. We should include universities in different places. Also, we should bear in mind that even at the same university there are many different types of students. Yi Fei: What do you mean by different types of students? Wang Hao: I mean students in different years, students from different backgrounds, that kind of thing. Alice: Right. So we should ask the students for some background information, which can help us analyze the data we collect. Yi Fei: I’m not sure about that. It might make them feel uncomfortable to say what they really think. Actually, could we make it totally anonymous? Wang Hao: I think we can do both. We can make it anonymous but ask background questions at the same time. Yi Fei: That should work.
EPISODE 2
AUDIO
Scripts
OK, everyone. Today we’re going to look at how to design a questionnaire for your research.
So, as we’ve talked about many times, the key to conducting any type of research is to narrow your focus. You need to be able to frame your study in very specific terms, and then write your questions. You’ll basically be choosing between closed questions and open‐ended questions. Generally, closed questions make it easier for you to collect and analyze your data, so you’ll definitely want to use closed questions if you plan to survey a lot of people; otherwise, you’ll have to read and interpret all the individual answers. However, open‐ended questions may be the only way to get at individual responses beyond the limit of closed questions. But also for both you and the respondent, open‐ended questions can help make the answers more engaging and informative.
responsibility.
Collocations
3 1. financial commitments 2. fixed price 3. financial well‐being 4. fixed asset 5. fixed deposit 6. financial management
Translation
spacious. 2. The survey was made anonymous so that employees felt comfortable being honest about
their company’s policies.
2
3. Time was just one of the many variables affecting the outcome of the experiment. 4. She was the most reliable member of the research team, so she was often given more