金融英语之银行业务辅导：摩根士丹利(中英对照)U-V
银行专业术语金融英语(中英文对照)
1.现金业务：cash business2.转账业务：transfer business3.汇兑业务：currency exchange business4.委托收款：commission receivables5.发放贷款：loans6.贷款收回：loan recovery7.贷款展期：loan extension8.办理银行汇票：apply for bank drafts9.收息：interest10托收：collection其他相关：帐目编号account number存户depositor存款单pay-in slip存款单a deposit form自动存取机a banding machine存款deposit存款收据deposit receipt私人存款private deposit存单certificate deposit存折deposit book信用卡credit card本金principal透支overdrafts overdraw双签a counter sign背书to endorse背书人endorser兑现to cash兑付to honor a cheque拒付to dishonor a cheque止付to suspend payment支票cheque ,check支票本cheque book记名支票order cheque不记名支票bearer cheque横线支票crossed cheque空白支票blank chequerubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券。
金融英语之银行业务辅导：摩根士丹利(中英对照)A
金融英语之银行业务辅导：摩根士丹利（中英对照）AAABS 资产担保证券（Asset Backed Securities的英文缩写）Accelerated depreciation 加速折旧Acceptor 承兑人；受票人；接受人Accommodation paper 融通票据；担保借据Accounts payable 应付帐款Accounts receivable 应收帐款Accrual basis 应计制；权责发生制Accrued interest 应计利息Accredited Investors 合资格投资者；受信投资人指符合美国证券交易委员（SEC）条例，可参与一般美国非公开（私募）发行的部份机构和高净值个人投资者Accredit value 自然增长值Accrediting 本金增值适用于多种工具，指名义本金在工具（如上限合约、上下限合约、掉期和互换期权）的期限内连续增长。
ACE 美国商品交易所Acid Test Ratio 酸性测验比率；速动比率Across the board 全面一致；全盘的Acting in concert 一致行动；合谋Active assets 活动资产；有收益资产Active capital 活动资本Actual market 现货市场Actuary 精算师；保险统计专家ADB 亚洲开发银行ADR 美国存股证；美国预托收据；美国存托凭证[股市] 指由负责保管所存托外国股票的存托银行所发行一种表明持有人拥有多少外国股票（即存托股份）的收据。
ADR一般以美元计价和进行交易，及被视为美国证券。
对很多美国投资者而言，买卖ADR比买卖ADR所代表的股票更加方便、更流动、成本较低和容易。
大部份预托收据为ADR；但也可以指全球预托收（GDR），欧洲预托收据（EDR）或国际预托收据（IDR）.从法律和行政立场而言，所有预托收据具有同样的意义。
ADS 美国存托股份Ad valorem 从价；按值Affiliated company 关联公司；联营公司After date 发票后，出票后After-market 后市[股市] 指某只新发行股票在定价和配置后的交易市场。
金融常用词汇英文对照表（最终五篇）
金融常用词汇英文对照表（最终五篇）第一篇：金融常用词汇英文对照表常见金融词汇汇集big macs,big/large-cap stock,mega-issue 大盘股 offering,list 上市bourse 证交所corporate champion 龙头企业 Shanghai Exchange 上海证交所pension fund 养老基金mutual fund 共同基金hedge mutual fund 对冲式共同基金 share 股票valuation 股价underwriter 保险商government bond 政府债券saving account 储蓄帐户equity market 股市shareholder 股东delist 摘牌mongey-loser 亏损企业inventory 存货traded company, trading enterprise 上市公司 stakeholder 利益相关者transparency 透明度Msnbc: Microsoft national broadcast 微软全国广播公司market fundamentalist 市场经济基本规则damage-contral machinery 安全顾问 efficient market 有效市场intellectual property 知识产权opportunistic practice 投机行为 WorldCom 世通公司bribery 行贿entrepreneur 企业家cook the book 做假帐regulatory system 监管体系audit 审计accounting firm 会计事务所Great Depression 大萧条portfolio 投资组合money-market 短期资本市场capitual-market 长期资本市场 volatility 波动diversification 多元化commodity 期货real estate 房地产option 期权call option 看涨期权put option 看跌期权merger 并购arbitrage 套利Securities&Exchange Commission 〈美〉证券交易委员会dollar standard 美元本位制flight 贬值budget 预算deficit 赤字bad debt 坏帐output 产值macroeconomic 宏观经济fiscal stimulus 财政刺激a store of value 保值transaction currency 结算货币forward exchange 期货交易intervention currency 干预货币Treasury bond 财政部公债currnt-account 经常项目pickup in rice 物价上涨Federal Reserve 美联储inflation 通货膨胀deflation 通货紧缩tighter credit 紧缩信贷monetary policy 货币政策awash in excess capacity 生产力过剩foreigh exchange 外汇spot transaction 即期交易forward transaction 远期交易option forward transaction 择期交易swap transaction 调期交易quote 报价settlment and delivery 交割buying rate 买入价selling rate 卖出价spread 差幅contract 合同at par平价premium 升水discount 贴水direct quoation method 直接报价法indirect quoation method 间接报价法dividend 股息domestic currency 本币floating rate 浮动利率parent company 母公司credit swap 互惠贷款venture capital 风险资本virtual value 虚拟价值physical good 物质产品abstract good 抽象产品Patent&Trademark Office 专利与商标局book value 帐面价值physical capital 实际资本IPO:initial public offering 新股首发job machine 就业市场welfare capitalism 福利资本主义collective market cap 市场资本总值golbal corporation 跨国公司transnational status 跨国优势transfer price 转让价格General Accounting Office 〈美〉会计总会consolidation 兼并leveraged 杠杆ADBAPECBBK 德国央行BOE 英国央行BOJ 日本央行BRC 美国协会CBI 英国工业联盟CFTC 委员会CIAECB 欧盟央行ECUEMUERMFED美国联邦准备FOMC 美国联邦调查委员会G7 美国、日本、德国、英国、法国、加拿大、意大利G8 G7+俄罗斯G10 瑞典、荷兰、比利时+G7G11 G10+瑞士GMT →00:00+8小时=→00:00+20小时+IBCA 欧洲债信评等机构IFO 商业景气调查机构IMF 国际会(组织)MOODY 债信评等公司OECD 经济合作览发展组织〈或欧洲共同议会〉OPECSNB 瑞士央行SEC 美国证券第二篇：金融英文词汇big macs,big/large-cap stock,mega-issue 大盘股 offering,list 上市 bourse 证交所corporate champion 龙头企业 Shanghai Exchange 上海证交所pension fund 养老基金 mutual fund 共同基金hedge mutual fund 对冲式共同基金 share 股票 valuation 股价underwriter 保险商government bond 政府债券 saving account 储蓄帐户 equity market 股市 shareholder 股东 delist 摘牌mongey-loser 亏损企业 inventory 存货traded company,trading enterprise 上市公司stakeholder 利益相关者transparency 透明度market fundamentalist 市场经济基本规则damage-contral machinery 安全顾问 efficient market 有效市场intellectual property 知识产权opportunistic practice 投机行为 entrepreneur 企业家 cook the book 做假帐regulatory system 监管体系 portfolio 投资组合money-market 短期资本市场capital-market 长期资本市场volatility 波动diversification 多元化 real estate 房地产 option 期权call option 看涨期权 put option 看跌期权 merger 并购arbitrage 套利Securities and Exchange Commission 〈美〉证券交易委员会dollar standard 美元本位制 budget 预算 deficit 赤字 bad debt 坏帐macroeconomic 宏观经济 fiscal stimulus 财政刺激 a store of value 保值transaction currency 结算货币 forward exchange 期货交易intervention currency 干预货币Treasury bond 财政部公债current-account 经常项目 pickup in rice 物价上涨 Federal Reserve 美联储 inflation 通货膨胀 deflation 通货紧缩tighter credit 紧缩信贷monetary policy 货币政策 foreigh exchange 外汇spot transaction 即期交易 forward transaction 远期交易option forward transaction 择期交易 swap transaction 调期交易 quote 报价settlment and delivery 交割 buying rate 买入价 selling rate 卖出价spread 差幅 contract 合同 at par平价 premium 升水 discount 贴水direct quoation method 直接报价法indirect quoation method 间接报价法 dividend 股息 domestic currency 本币floating rate 浮动利率 parent company 母公司 credit swap 互惠贷款venture capital 风险资本 book value 帐面价值physical capital 实际资本IPO(initial public offering)新股首发；首次公开发行job machine 就业市场welfare capitalism 福利资本主义 collective market cap 市场资本总值 golbal corporation 跨国公司 transnational status 跨国优势transfer price 转让价格 consolidation 兼并 leverage 杠杆Federal Reserve 美联储financial turmoil/meltdown 金融危机 file for bankruptcy 申请破产 bailout 救助take over 收购buy out 购买(某人的)产权或全部货物 go under 破产take a nosedive（股市）大跌 tumble 下跌 falter 摇摇欲坠 on the hook 被套住shore up confidence 提振市场信心 stave off 挡开, 避开liquidate assets 资产清算 at fire sale prices 超低价 sell-off 证券的跌价account number 帐目编号depositor 存户pay－in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book，passbook 存折credit card 信用卡principal 本金overdraft，overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque，check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub，counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India，Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank，national bank，banker's bank 中央银行bank of issue，bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank，credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank，opening bank 开证银行advising bank，notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company（discount company）商业信贷公司（贴现公司）neighborhood savings bank，bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self－service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank，building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank，accepting bank 承兑银行investment bank 投资银行import and export bank（EXIMBANK）进出口银行joint venture bank 合资银行money shop，native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal，day－book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock，share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate，arbitrage rate 套汇汇率foreign currency（exchange）reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate，bank rate 贴现率gold reserve 黄金储备money（financial）market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room，vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours，business hours 营业时间第三篇：数学中英文词汇对照表集合 set非负整数集the set of all non-negative integers 自然数集 the set of all natural numbers 整数集 the set of all positive integers 有理数集 the set of all rational numbers 实数集the set of all real numbers 元素 element 属于 belong to不属于 not belong to 有限集 finite set 无限集 infinite set 空集empty set 包含 inclusion ,include 包含于 lie in 子集 subset 真子集proper subset 补集（余集）complementary set 全集 universe 交集 intersection 偶数集 the set of all even numbers 奇数集 the set of all odd numbers 含绝对值的不等式inequality with absolutevalue 一元二次不等式 one-variable quadratic inequality 逻辑 logic 逻辑联结词 logical connective 或 or 且 and 非 not 真 true 假 false 真值表truth table 原命题original proposition 逆命题converse proposition 否命题negative proposition 逆否命题converse-negative proposition 充分条件sufficient condition 必要条件necessary condition ……的充要条件是………if and only if… 函数function 自变量argument 定义域domain 值域range 区间interval 闭区间closed interval 开区间open interval 函数的图像graph of function 映射mapping 象image 原象inverse image 单调monotone 增函数increasing function 减函数 decreasing function 单调区间 monotone interval 反函数inverse function 指数exponent N次方根nth root 根式radical 根指数radical exponent 被开方数radicand 指数函数exponential function 对数logarithm 常用对数common logarithm 自然对数natural logarithm 对数函数logarithmic function 数列sequence of number 项term 通项公式the formula of general term 有穷数列finite sequence of number 无穷数列infinite sequence of number 递推公式recurrence formula 等差数列arithmetic progression 公差arithmetic series 等差中项common difference 等比中项arithmetic mean 等比数列geometric progression, geometric series 公比common ratio 等比中项geometric mean 三角函数 trigonometric function 始边 initial side 终边 terminal side 正角 positive angle 负角 negative angle 零角zero angel 象限角quadrant angle 弧度radian 弧度制radian measure 角度制degree measure 正弦sine 余弦cosine 正切tangent 余切cotangent 正割secant 余割cosecant 诱导公式induction formula 正弦曲线sine curve 余弦曲线cosine curve 最大值maximum 最小值minimum 周期period 最小正周期minimal positive period 周期函数periodic function 振幅amplitude of vibration 频率frequency 相位 phase 初相 initial phase 反正弦 arcsine 反余弦arc cosine 反正切arc tangent 有向线段directed line segment 向量 vector零向量zero vector 单位向量unit vector 平行向量parallel vectors 相等向量 equal vectors 共线向量 collinear vectors 实数与向量的积multiplication of vector by scalar 基底base 数量积translation 正弦定理 inner product 余弦定理 sine theorem 算术平均数arithmetic mean 几何平均数method of compare 比较法method of compare 综合法 method of synthesis 分析法 method of analysis 倾斜角 gradient 斜率 point slope form 点斜式 gradient intercept form 截距general form 斜截式included angle 两点式two-point form 一般式 general form 夹角included angle 线性规划linear programming 约束条件constraint condition 目标函数objective function 可行域 feasible region 最优解 optimal solution 曲线curve 坐标法method of coordinate 解析几何analytic geometry 笛卡儿 Descartes 标准方程 standard equation 一般方程general equation 参数方程 parameter equation 参数 parameter 圆锥曲线 point conic 椭圆 ellipse 焦点 focus, focal points 焦距 focal length 长轴 major axis 短轴 minor axis 离心率 eccentricity 双曲线hyperbola 实轴real axis 虚轴imaginary axis 渐近线asymptote 抛物线parabola 准线 directrix 直线 line平面 plane 几何体 geometric solid平面图形plane figure 立体图形slid figure 相交直线intersecting lines平行直线 parallel lines 异面直线 skew lines 垂线perpendicular line 垂足foot of a oblique line 垂线段perpendicular line segment 公垂线 common perpendicular line 公垂线段 common perpendicular segment 垂面 perpendicular plane 射影 projection 斜线 oblique line 斜足foot of a oblique line 斜线段 oblique line segment 半平面 semi-plane 二面角 dihedral angle 平面角 plane angle 直二面角 right dihedral angle 棱柱 prism 底面base 顶点 vertex 面 face 棱 edge 侧面 lateral face 侧棱 lateral edge斜棱柱 oblique prism 直棱柱 right prism 正棱柱 regular prism平行六面体 parallelepiped 长方体 rectangular prism 正方体 cube 棱锥pyramid 正棱锥regular pyramid 多面体polyhedron 凸多面体convex polyhedron 正多面体regular polyhedron 简单多面体simple polyhedron 球 solid sphere, spheroid 球心 center of a solid sphere 球面 sphere 分类计数原理 classified enumeration principle 分步计数原理 fractional enumeration principle 排列 arrangement, permutation 排列数number of arrangements 全排列total arrangement 阶乘 factorial 组合 combination 组合数 number of combination 二项式定理binomial theorem 二项式系数binomial coefficient 二项式展开式binomial expansion 必然事件certain event 不可能事件 impossible event 随机事件 random event 试验trial 频率frequency 等可能事件equiprobability event 基本事件elementary event 概率 probability 互斥事件 exclusive events 对立事件 complementary events相互独立事件mutually independent events 独立重复试验independent repeated trials 概率 probability 统计 statistics 随机变量 random variable 离散型随机变量discrete random variable 概率分布probability distribution 分布列distribution series 数学期望mathematical expectation 方差variance 标准差standard deviation 抽样方法sampling method 简单随机抽样simple random sampling 系统抽样systematic sampling 总体分布population sampling 估计estimation 正态分布normal distribution 标准正态分布 standard normal distribution 线性回归linear regression 相关 correlation 回归分析 regression analysis 散点图 scatter diagram 回归直线 regression straight line 线性回归分析 liner regression analysis 相关系数 correlation coefficient 假设检验 hypothesis testing 归纳法 induction 数学归纳法 mathematical induction 完全归纳法complete induction 不完全归纳法incomplete induction 极限 limit 无穷大 infinitely great 无穷等比数列 infinite geometric sequence 左极限 left limit 右极限 right limit 连续（的）continuous 连续函数continuous function 导数derivative 可导的differentiable 变化率rate of change 导函数derived function 复合函数 composite function 极大值 maximum value 极小值minimum value 极值extreme value 虚数单位imaginary unit 复数complex number 复数集set of complex numbers 虚数imaginary number 纯虚数 purely imaginary number 复数的代数形式 algebraic form of complex number 实部 real part 虚部imaginary part 复平面complex plane 实轴real axis 虚轴imaginary axis 模modulus 辐角argument 复数的三角形式trigonometric form of complex number 棣莫弗公式De Moivre’s Formula 分式fraction 通分changing fractions to a common denominator 约分 reduction of a fraction 分式方程fractional equation 反比例函数inverse proportional function 双曲线 hyperbola 定理 theorem平行四边形parallelogram 矩形rectangle 菱形rhombus 正方形square 梯形trapezium 等腰梯形 isosceles trapezium 重心 barycenter 加权平均数weighted average 权weight 中位数median 众数mode 极差range 方差 variance平面图形 plane figure 展开图 net 体 solid 面surface 线 line 点 point 相交 intersection 交点 point of intersection 中点 center 距离 distance 角 angle 度 degree 角的平分线 angular bisector 余角complementary angle 补角补角supplementary angle第四篇：常用简历中英词汇对照表个人资料有用词汇 A Useful Glossary for Personal Dataname 姓名 unmarried 未婚date of birth 出生日期divorced 离异born出生于separated 分居birth place 出生地点 street 街age 年龄 lane 胡同，巷native place 籍贯 road 路province 省district 区city 市 house number 门牌 autonomous region 自治区 health 健康状况prefecture 专区health condition 健康状况county 县blood type 血型nationality 民族、国籍short-sighted近视citizenship 国籍 far-sighted 远视duel citizenship 双重国籍 color-blind 色盲address 地址 ID card 身份证current address 目前住址date of availability 可到职时间present address 目前住址 available 可到职permanent address 永久住址 membership 会员、资格 postal code 邮政编码 president 会长home phone 住宅电话 vice-president 副会长office phone 办公电话director 理事business phone 办公电话 standing director 常务理事 Tel.电话secretary-general 秘书长 Gender 性别 society 学会Male 男 association 协会Female 女 research society 研究会 Height 身高marital status 婚姻状况 weight 体重family status 家庭状况 single 未婚married 已婚教育程度有用词汇 A Useful Glossary for Eucation Background education学历specialized courses专门课程educational background教育程度 courses taken所学课程 educational history 学历 courses completed所学课程 curriculum课程 special training 特别训练 major主修 social practice社会实践 minor副修 part-time jobs业余工作 educational highlights课程重点部分 summer jobs暑期工作 curriculum included课程包括 vacation jobs假期工作1refresher course进修课程extracurricular activities课外活动physical activities体育活动recreational activities娱乐活动 academic activities学术活动 social activities社会活动 rewards奖励scholarship奖学金“Three Goods” student三好学生excellent party member 优秀党员 excellent league member 优秀团员excellent leader优秀干部student council学生会off-job training脱产培训in-job training在职培训educational system学制academic year学年semester学期(美)term学期(英)president校长vice-president副校长 dean院长assistant dean副院长 academic dean教务长department chairman系主任 professor教授associate professor副教授 guest professor客座教授 lecturer 讲师teaching assistant助教 research fellow研究员research assistant助理研究员 supervisor论文导师 principal中学校长(美)headmaster中学校长(英)master小学校长(美)dean of studies教务长 dean of students教导主任 teacher教师probation teacher代课教师 tutor家庭教师governess女家庭教师 intelligence quotient智商 pass及格fail不及格 marks分数 grades分数 scores分数examination考试 grade年级 class班级 monitor班长vice-monitor副班长commissary in charge of studies学习委员commissary in charge of entertainment文娱委员commissary in charge of sports体育委员commissary in charge of physical labor劳动委员Party branch secretary党支部书记 League branch secretary团支部书记commissary in charge of organization组织委员commissary in charge of publicity宣传委员 degree学位post doctorate博士后 doctor(Ph.D)博士 master硕士 bachelor 学士 student学生graduate student研究生 abroad student留学生returned student回国留学生foreign student外国学生undergraduate大学肄业生senior大学四年级学生；高中三年级学生 Junior大学三年级学生；高中二年级学生 sophomore大学二年级学生；高中一年级学生freshman大学一年级学生guest student旁听生(英)auditor旁听生(美)government-supported student公费生commoner自费生extern走读生day-student走读生 intern实习生prize fellow奖学金生boarder寄宿生schoolmate同校同学classmate同班同学graduate毕业生工作经历有用词汇 A Useful Glossary for Work Experiencework experience / work history 工作经历 appointed 被任命的occupational history 工作经历adapt in 善于employment/employment history职业经历analyze 分析experience 经历 authorized 委任的，核准的 business experience / business background工behave / performance 表现作经历/背景break the record 打破记录 specific experience 具体经历 conduct 经营，处理employment record/ employment experience nominated 被提名的，被任命的工作经历 promote 推销（商品）；创立（企业）等 position / job title 职位 achievements 工作成就，业绩 responsibilities / duties 职责 administer 管理 second job 第二职业 be promoted to 被提升为 assist 辅助be proposed as 被提名为，被推荐为adapted to 适应于advanced worker 先进工作者accomplish 完成（任务等）working model 劳动模范个人品质有用词汇 A Useful Glossary for Personal Characters able 有才干的，能干的 conscientious 认真的，自觉的 active 主动的，活跃的considerate 体贴的adaptable 适应性强的constructive 建设性的adroit 灵巧的，机敏的 contemplative 好沉思的aggressive / enterprising 有进取心的 cooperative 有合作精神的alert 机灵的 creative 富创造力的 ambitious 有雄心壮志的 dashing 有一股子冲劲的，有拼搏精神的amiable 和蔼可亲的dedicated / devoted 有献身精神的amicable 友好的dependable / reliable / trustable 可靠的 analytical 善于分析的 diplomatic 老练的，有策略的 apprehensive 有理解力的 disciplined 守纪律的 aspiring 有志气的，有抱负的 discreet（在行动，说话等方面）谨慎的 audacious 大胆的，有冒险精神的dutiful 尽职的capable 有能力的，有才能的dynamic 精悍的 careful 办事仔细的 earnest 认真的 candid 正直的well-educated 受过良好教育的 charitable 宽厚的 efficient 有效率的competent 能胜任的humorous 幽默的confident 有信心的impartial 公正的independent 有主见的self-conscious 自觉的industrious 勤奋的energetic 精力充沛的ingenious 有独创性的enthusiastic 充满热情的initiative 首创精神expressive 善于表达have an inquiring mind 爱动脑筋faithful 守信的，忠诚的intellective 有智力的 forceful（性格）坚强的 intelligent 理解力强的frank 直率的，真诚的 inventive 有发明才能的，有创造力的 friendly 友好的 just 正直的 frugal 俭朴的kind-hearted 好心的 generous 宽宏大量的 knowledgeable 有见识的 genteel 有教养的 learned 精通某门学问的gentle 有礼貌的liberal 心胸宽大的hard-working / industrious 勤奋的 logical 条理分明的 hearty 精神饱满的 loyal 忠心耿耿的honest 诚实的methodical 有方法的hospitable 殷勤的modest 谦虚的 humble 恭顺的 motivated 目的明确的 selfless 无私的objective 客观的sensible 明白事理的open-minded 虚心的sincere 真诚的 orderly 守纪律的 smart 精明的original 有独创性的sociable 善于社交的painstaking 辛勤的，苦干的，刻苦的spirited 生气勃勃的 practical 实际的 sporting 光明正大的 precise 一丝不苟的steady 踏实的persevering 不屈不挠的straightforward 老实的punctual 严守时刻的strict 严格的purposeful 意志坚强的systematic 有系统的qualified 合格的strong-willed 意志坚强的rational 有理性的 sweet-tempered 性情温和的 realistic 实事求是的temperate 稳健的reasonable 讲道理的tireless 孜孜不倦的responsible 负责的其他内容有用词汇 A Useful Glossary for Other ContentsObjective 目标 job objective 工作目标Career objective 职位目标 position applied for 申请职位 employment objective 工作目标position sought 谋求职位position wanted 希望职位position desired 希望职位其他常用简历英语句子1：请问ISO内审员怎么翻译? 答：internal auditor2：本科1，2，3，4年级生用英语怎么讲? 答：freshman,sophemore,junior,senior 3：简历里骨干怎么翻啊? 答：cadre4：全国计算机等级二级考试证书怎么翻译阿？答： national computer rank examination certificate grade 2 5：请问School qualifications是指什么？答：应该是资格证书考试，Country of school education 考试的国家，Type of exam考试的类型 Grade 级别 Year Taken 哪年考试 6：三好学生称号怎么翻译？答：outstanding student in academic,moral and health7：暑假实习怎么翻译？答：summer intern第五篇：音响常用英文对照表（范文模版）AAC automatic ampltiude control 自动幅度控制AAD active acoustic device 有源声学软件AAD analogue tape recorder used during session recordingand subsequent mixing and/or editing;digital tape recorder used during mastering(transecription)模拟录音、模拟处理数码唱盘AB AB制立体声录音法ABC auto base and chord 自动低音和弦 Abeyance 暂停，潜态A-B repeat A-B 重复ABS absolute 绝对的，完全的，绝对时间ABS american bureau of standard 美国标准局ABSS auto blank secrion scanning 自动磁带空白部分扫描Abstime 绝对运行时间SBTD autonatic bulk tape degausser 磁带自动整体去磁电路Abort 终止，停止（录制或播放）A-B TEST AB 比较试听Absorber 减震器Absorption 声音被物体吸收ABX acoustic bass extension 低音扩展 AC accumulator 充电电池AC adjustment caliration 调节－校准AC alternating current 交流电，交流 AC audio coding 数码声，音频编码 AC audio center 音频中心 AC azinuth comprator 方位比较器 AC-3 杜比数码环绕声系统AC-3 RF 杜比数码环绕声数据流（接口）ACC Acceleration 加速Accel 渐快，加速 Accent 重音，声调 Accentuator 预加重电路Access 存取，进入，增加，通路 Accessory 附件（接口），配件Acryl 丙基酰基Accompaniment 伴奏，合奏，伴随Accord 和谐，调和Accordion 手风琴ACD autonatic call distributor 自动呼叫分配器ACE audio control erasing 音频控制消磁 A-Channel A（左）声道ACIA asynchronous communication interface adapter 配器CAN active commix network 有源混合网络 Acoumeter 测听计Ａcoustical 声的，声音的 Acoustic coloring 声染色 Acoustic image声像 Across 交叉，并行，跨接Across frequency 交叉频率，分频频率异步通信接口适 ACST access time 存取时间Active 主动的，有源的，有效的，运行的Active crossover 主动分频，电子分频，有源分频Active loudspeaker 有源音箱 Active page 活动页Activity（线圈）占空系数，动作 Actual level 有效电平ACTV advanced compatible television 与普通电视兼容的高清晰度电视系统 ACU automatic calling unit 自动呼叫装置 Adagio 柔板（从容地）ABAP Adapter 适配器，外接电源 A/D audio to digital 模拟／数字ADC audio digital conversion 模拟数字转换ADD alogue tape recorder used during session recording;digital tape recorder used during subsequent mixing ang/or editing ang during mastering(transcription)模拟录音、数字处理数码唱盘ADD address 地址 Adder 混频器 A.DEF audio defeat 声阵是目前室外和大型文艺演出经常选用的一种扩声模式，它的工作原理是将音箱进行垂直方向排列（竖向）每一只音箱(扬声器)都有一个园锥体形的辐射空间,这些园锥形的空间声压相应挤压,构成一个横向的椭圆形的复盖空间,正好铺满观众席的位置,这就是声阵的工作状态,如果室外声场横向较宽，如体育场、广场等环境,可以采用多个声阵组合成一个阵列。
摩根士丹利金融词汇表
EnglishABSAccelerated depreciation AcceptorAccommodation paperAccounts payableAccounts receivableAccredited InvestorsAccredit valueAccreditingAccrual basisAccrued interestACEAcid Test RatioAcquisitionAcross the boardActing in concertActive assetsActive capitalActual marketActual priceActual useful lifeActuaryADBADRADSAd valoremAd valorem stamp duty AdjudicatorAdjustable rate mortgage (ARM) Admitted valueAdvanceAffiliated companyAfter dateAfter-hours dealingAfter-marketAfter-tax profitsAfternoon sessionAge dependency (ratio)Agency accountAging analysis of accounts AGMAgreementAlert messageAll-or-none orderAllocationAllotteeAllotmentAllowanceAlpha (Market Alpha)Alternative investmentAmerican Chamber of Commerce American Commodities Exchange American Depository Receipt American Depository Share (ADS) American Stock ExchangeAmerican style optionAmexAmortizable intangibles AmortizationAmsterdam Stock ExchangeAnnual General Meeting (AGM) AnnualizedAnnual reportAnticipatory breachAntimonopoly ActAntitrustAPECAppeals panelAppreciationAppropriationArbitrageArbitrationArm's length transactionArrearsArticles of AssociationASEANAsian bank syndication market Asian Development Bank (ADB) Asian dollar bondsAsian tigersAsia Pacific Economic Cooperation (APEC)Ask (asked) priceAsset AllocationAsset Backed SecuritiesAsset ManagementAsset strippingAsset swapAssignment methodAssociation of South East Asian Nations (ASEAN)ASXAt-the-close orderAt-the-moneyAt-the-money optionAuckland Stock ExchangeAuction marketAusterity measuresAuthorized capitalAuthorized fundAuthorized representativeAustralian Options MarketAustralian Stock ExchangeBack-door listingBack-end loadBack officeBack to back FX agreementBalance of paymentsBalance of tradeBalance sheetBalance sheet dateBalloon maturityBalloon paymentBank, Banker, BankingBank for International Settlements (BIS)BankruptcyBase dayBase rateBasel Capital AccordBasis Point (BP)Basis swapBasket of currenciesBasket warrantBear marketBear positionBear raidBearerBearer stockBehind-the-sceneBelow parBenchmarkBenchmark mortgage poolBeneficiaryBermudan optionBest practiceBeta (Market beta)BidBig BandBill of exchangeBills departmentBinaryBinary optionBISBlackout periodBlock tradeBlue chipsBlue SkyBoard of directorsBona fide buyerBond marketBondsBonus issueBonus shareBook close dateBook closure periodBook valueBookbuildingBookrunnerBoom-bustBOOTBOTBottom lineBottom-upBounced chequeBourseBP (Basis Point)Brand managementBreak-up feesBreak-up valuationBreakeven pointBretton Woods SystemBridging loanBroad moneyBroker, Broking, Brokerage House Brussels Stock ExchangeBSSMBubble economyBuild, Operate and Transfer (BOT) Build, Own, Operate and Transfer (BOOT)Build/Supply-Service/Maintain (BSSM) Bull marketBulletsBullishBundesbankBusiness dayBusiness managementBusiness studiesButterfly spreadBuy-backBuy-side analystBuyer's creditBuyoutBy-lawC-CorpCACCAGRCalendar yearCall-overCall-spread warrantCall optionCall protection/provisionCall warrantCallable bondCandlestick chartCapCapacityCAPEXCapital Adequacy RatioCapital baseCapital expenditureCapitalizationCapital marketsCapital raisingCapped floaterCarry tradeCarrying costCarrying valueCash-settled warrantCash earnings per shareCash flowCBOCBRCCCASSCDCDOCDSCEDELCeilingCeiling-floor agreementCentral Clearing & Settlement System Central transaction logCentralized borrowing and lending system CEOCEPACertificate of depositCertificate of incumbencyCertified Public Accountant (CPA)CFOChaebolChain debtsChange of domicileChapter 11Chartered financial analyst (CFA) Chicago Board of TradeChicago Board Options ExchangeChicago Mercantile ExchangeChief Executive Officer (CEO)Chief Financial Officer (CFO)Chief Information Officer (CIO)Chief Operations Officer (COO)China bankingChina Banking Regulatory Commission (CBRC)China Capital MarketsChina Development BankChina International Capital Corporation, CICCChina privatizationChina restructuringChina Securities Regulatory Commission (CSRC)China Stock MarketsChinese WallCIOClaimClawback notificationClean priceCLOClosed-end fundClosing priceCo-lead managerCode of conductCollarsCollateralized Bond Obligation Collateralized Debt Obligation Collateralized Loan Obligation Collateralized Mortgage Obligation Co-managerComfort letterCommercial loanCommercial paperCommission rebateCommodity Exchange, Inc.Common stockCompany financeComplex cash flowCompound annual growth rateCompound optionConcessionConference callConfidential pre-filing review Confidential submissionConfidentiality agreement ConglomerateConnected transactionConsiderationConsolidationConstant Maturity Treasury Derivative Constituent stockConstruction in progressConsumer Price Index (CPI) ConsumptionContested takeoverContingent liabilityContingent premiumContinuing obligationContra brokerContractual joint ventureControlling stake/interest Conventional capConversion of state assets into state sharesConversion premiumConversion priceConversion ratioConverted net collections Convertible bondsConvertible currencyConvexityCOOCopenhagen Stock ExchangeCore PCE deflatorCorporate bondsCorporate financeCorporate governanceCorporate visionCorporatizationCostCost overrun loansCost of carryCounsel's opinionCounterpartyCounterparty credit exposure CouponCoupon frequencyCoupon rateCovenantCovered warrantCPACPICredit Default SwapCredit facilitiesCredit foncia amortizationCredit lineCredit-linked notesCredit ratingCredit riskCredit spreadCreditwatchCross currency interest rate swap Cross tradeCSRCCurrency optionCurrency swapCurrent account deficitCurrent asset/liabilityCurrent/liquid ratioCustodianCustoms & usagesCyclicalityDAXDaily marginDay countDay orderDebt equity ratioDebt-equity swapDebt issuing vehiclesDebt service coverage ratio Default fineDefaultingDefault interestDefault riskDefensiveDeferred assetDeferred chargesDeferred taxDefined Contribution Plan DeflationDeflatorDelayed dataDeleveragedDelineation of activitiesDelistDeltaDemutualizationDepreciationDeregulationDerivativesDeutsche Borse AGDeutsche TerminborseDevaluationDifferential reportingDilutionDirect investmentDirect labor costDirectional Movement Index (DMI) Directors' undertakingsDirty priceDisclaimerDisclosureDiscount rateDiscretionary manager Discretionary orderDiscretionary powerDiscretionary trustDishonoured chequeDisinflationDisinterested shareholder Disposable incomeDistressed securities DiversificationDividendDividend in specieDJIADoha RoundDomestic Qualified Institutional Investor (DQII)Double bottom/double dipDow Jones Industries Average Index Downside riskDownstream enterpriseDownturnDQIIDragon bondsDrawing expense in advanceDual currency bondsDue-on-sale clauseDue diligenceDumpingDurationDynamic hedgingE-commerceE-tailersEAFEEASDAQEarning per share (EPS)EBITDAEECEmbedded optionEmerging marketEMUEngagement letterEnvironmental protection Environmental wasteEPSEquity, EquitiesEquity cushionEquity warrantEUEuroEurobondEurodollar bondsEuropean Association of Securities Dealers Automated Quotations (EASDAQ) European Economic CommunityEuropean Monetary Union (EMU) European Options ExchangeEuropean style optionEuropean Union (EU)Ex-couponEx-dateEx-dividend basisEx-rightsExchangeable bondExecutive directorExchange rateExercise priceExit feeExit priceExotic optionExotic warrantExploitation licenseExploitation rightExploration rightExport-oriented economyExposure draftExtendible bondsExternal auditorExternal debtExtraordinary general meeting (EGM) Extraordinary itemFace valueFair market priceFair market valueFannie MaeFAS 133Feasibility reportFECFederal Deposit Insurance Corporation (FDIC)Federal National Mortgage Association (Fannie Mae)Federal Open Market CommitteeFee-Based ContentFFOFiduciaryFiduciary dutyFIGFinancial AdvisorFinancial Business Operation Permit Financial exposureFinancial forecastFinancial Institutions Group (FIG) Financial leaseFinancial ManagementFinancial Markets, Financial Products Financial ServicesFinancial yearFirst mortgageFiscal policyFiscal yearFixed asset losses in suspenseFixed incomeFlat tradesFloatationFloating Rate NoteFloorFloor brokerFollow-on offeringFOMCForce majeureForeign Direct Investment (FDI)Foreign Exchange (FOREX)Foreign Exchange Business Operation PermitForeign Exchange CertificateForeign exchange mortgage loanForeign exchange swap centerForeign-funded enterpriseFormulae Based AmortizationForward Rate AgreementFRAFranchiserFranchisorFrankfurt Stock ExchangeFree cash flowFree floatFRNFrontier tradeFTSE IndexFull disclosureFully dilutedFully paid-up capitalFundamentalsFund ManagementFuture marketFuturesFXG&AG7GAAPGatewayGATTGDPGDRGearing ratioGEMGeneral Agreement on Tariffs & Trade (GATT)General & Administrative Expenses General managementGeneral mandateGeneral offerGenerally Accepted Accounting Principle Gini IndexGlobal bearer warrantGlobal coordinatorGlobal Depository ReceiptGlobal financeGlobal financial firm/institution Global offeringGNPGoing publicGoods and services tax (GST)Goodwill amortizationGovernment Concessionary & Soft Loan Grace periodGreenshoeGross domestic productGross national productGross profitGross spreadGroup of SevenGrowth Enterprises Market (GEM)Growth FundGun jumpingH-shareHang Seng China Enterprise IndexHang Seng IndexHard currencyHard landingHedge accountingHedge FundHedgingHIBORHidden reservesHKFEHKMAHKSARHKSCCHKSEHolding CompanyHomepageHong Kong Futures Exchange Ltd.Hong Kong Interbank Offer Rate (HIBOR) Hong Kong Monetary AuthorityHong Kong Securities Clearing Co. Ltd. Hong Kong Special Administrative Region Hong Kong Stock ExchangeHot moneyHSCEIHSIHurdle rateHybrid capIASICPIdle fundsIMFIMMImplicit deflatorImplied volatilityImported inflationImport quotaImport tariffIn-the-moneyIncentive siteIncome taxIndemnificationIndexed performanceIndication of interestsIndicative priceIndustrial and Commercial Consolidated TaxInflationInformation memorandumInformation technology (IT)Initial Conversion PremiumInitial Public OfferingInsider tradingInsolventInstitutional investorIntangible assetIntellectual property (IP)Interest Rate Swap (IRS)Interest-bearing assets Intergovernmental loanInterim reportIntermediaryInternational Accounting Standards (IAS) International FinanceInternational MarketInternational Monetary Fund (IMF) International Monetary Market (IMM) International Organization for StandardizationInternational Trust & Investment Corp. Internet Content Provider (ICP)Internet presenceIntraday liquidityIntraday margin callIntranetIntrinsic valueInventoryInvestment, InvestingInvestment advice, Investment advisor Investment bank, Investment banking Investment gradeInvestment researchInvestor RelationsIPOIrrevocable letter of credit IRSISOIssued (and outstanding) shares IssuerITITICJGBJobberJoint accountJoint and several liabilities Joint global coordinatorJoint stock companyJoint ventureJointly operated minesJumbo certificateJunior mortgageJunk bondKorea Composite IndexKorea Stock ExchangeKuala Lumpur Stock ExchangeL/CLabor ArbitrageLagged effectLarge open positionLBOLead managerLegal persons sharesLenderLender of the last resortLetter of creditLevel playing fieldLeverage = level of debt/equity Leveraged Buy Out(LBO) Leveraged rateLIBORLicensed bankLienLIFFELimit orderLimited recourseLimited partnershipLinked Exchange Rate SystemLiquid investmentLiquid Yield Option NoteLiquidityLiquidity ratioLiquidity riskListed companyLitigationLocal toll collecting highway infrastructure indexLock-inLock-outLock-upLock-Up AgreementLondon Commodity ExchangeLondon Interbank Offer RateLondon International Financial Futures and Options ExchangeLondon Metal ExchangeLondon Stock ExchangeLondon Traded Options MarketLong (position)Long callLong forwardLong options contractLong putLong straddleLong strangleLong-term shareholding (loyalty) incentiveLong-term supply agreementLoose bondLow-Budget OperationLoyaltiesLSELTM (Last twelve months)LTOMLYONM0M1M2M3M&AMaastricht TreatyMacroeconomicMadrid Stock ExchangeMain BoardMaintenance marginMakati Stock ExchangeMake-Whole CallMake-Whole ProvisionManagement Best PracticeManagement Buy-Out, MBOManagement feeManagement SeminarManagement ToolsManaging directorMandatory Provident Fund (MPF)Manila Stock ExchangeMarche a Terme International de France Marche des Options Negociables de la Bourse de ParisMarginMargin callMark-to-marketMarket accessMarket CapitalizationMarket economyMarket makerMarket orderMarket shareMarketable securitiesMarketingMatched orderMaterial misstatementMATIFMature marketMaturityMBSMean reversionMedium and long term loansMedium Term NoteMemorandum and Articles of Association Memorandum of association Memorandum of Regulatory Cooperation (MORC)Memorandum Of UnderstandingMergers & Acquisitions, M&AMezzanine fundMezzanine stageMFNMicro capitalizationMid-cap stockMilan Stock ExchangeMinority interestMisrepresentationModel CodeMomentum FundMonetarismMonetary policyMonetizeMoney-launderingMonopoly EnterpriseMontreal Stock ExchangeMoral hazardMoratoriumMortgage-backed securityMost Favored NationMOUMSCI (Morgan Stanley Capital International)MTNMulti-Lateral NettingMulti-Tranche OfferingMutual FundsNagoya Stock ExchangeNAPSNASDAQNational Association of Securities Dealers Automated Quotations National Automated Payment System National Bureau of Economic Research National Bureau of Statistics Natural resourcesNAVNBICNDPNet asset valueNet book valueNet Domestic Product (NDP)Net incomeNet present valueNetting agreementNew York Cotton Exchange, Inc.New York Futures ExchangeNew York Mercantile ExchangeNew York Produce ExchangeNew York Stock ExchangeNikkei Stock AverageNil-paid rightsNo-load fundNominalNominee accountNon-callableNon-collateralized warrantNon-deliverableNon-farm payroll dataNon-operating incomeNon-performing assetNon-performing LoansNon-tradable shareNotes receivableNotifiable transactionNotional sizeNPLsObligatory rightODOdd lotsOECDOEMOff-balance sheetOff-board tradingOff-budgetaryOffer for saleOligopolyOne-on-oneOne-time mandatory call/put option OPECOpen-end fundsOperating concessionsOperating profit/marginOperational riskOpportunity costOptionOrganization for Economic Co-operation and DevelopmentOrganization of Petroleum Exporting Countries (OPEC)Original Engineering Manufacturing Osaka Securities ExchangeOslo Stock ExchangeOTCOTC Bulletin BoardOut-of-the-moneyOutsourcingOver Draft/Over DrawOver-allotment optionOver-subscriptionOver-The-CounterOverboughtOverhead costOversoldOwned fund/own fundsP/E multipleP/E ratioPacific Economic Cooperation Council Pacific Stock ExchangePageviewPaid-up capitalPan-European Stock ExchangeParPar bondsParis BoursePartly-paid shareParityPatentPayment in lieu of noticePayoff periodPayoff profilePECCPegged Exchange Rate SystemPenalty provisionPenny stockPension PlanPer capita incomePerformance bondPerformance buydownsPerforming loanPhiladelphia Stock ExchangePhysical assets reserve specifically authorizedPhysical deliveryPhysical marketPhysical warrantPit tradingPlantPlain vanilla bondPollutantPollutant chargePortfolioPortfolio insurancePortfolio ManagementPositionPosition squaringPost-dated chequePot namesPotential obligationPower of attorneyPPIPPPPRPraecipiumPRC - People's Republic of China Pre-emptive rightPreference sharesPreferential treatmentPremiumPremium putPremium put structure PrepaymentsPresent valuePress releasePricePrice rampingPrice rangePrice talkPrice/Earning ratio (P/E)Price/Book value ratioPrimary debtPrime ratePrincipalPriority Construction Treasury Private BankingPrivate EquityPrivate placementPrivate Wealth Management Privately negotiated options Privately operated mines PrivatizationProducer Price Index (PPI)Profit marginProfit-sharing planProformaProgram arrangerProject approvalProject financePromissory notePromoterProprietary Network System (PNS) ProspectusProtective putProvisional agreementProxyPSEPublic filingPublic ListingPublic RelationsPublic welfare fundPublicity restrictionPurchasing Power Parity (PPP)Pure playPut optionPut writerPutable bondPyramid sellingQ&AQDIIQFIIQualified Domestic Institutional Investor (QDII)Qualified Foreign Institutional Investor (QFII)Qualified Institutional Buyer (QIB) Qualitative analysisQuantitative analysisQuasi-credit financingsQuasi moneyQuestionnaireQuick ratioQuoted company (= listed company) RallyRampingRandom assignmentRatingRating AgencyRatio of investmentsRaw materialsReal Estate Investment Trust (REIT) Real timeRealized interest rate RecapitalizationRecognition of incomeRecourseRecoveryRecyclingRed chipRed HerringRedeem/redemptionRefineryRegistered securitiesRegistration statementRegistrarREITRelative strength indexRent-seekingRepackaged asset vehicles Replacement costRepresentations and warranties Repurchase agreementResidual assetResidual valueResistance lineResolution Trust Corporation (RTC) Restricted license bankRestricted securitiesRestructuringResumption of tradingRetail players (= retail investors) Retail Price Index (RPI)Retained earningsReturn on assetReturn on capital employedReturn on equityRevenue-sharingRevolving creditRight issueRights to the priority distributions Ring-fencingRisk factorRisk managementRisk premiumRisk rated ratioROARoadshowROCERoller-coaster swapROERound lotsRPIRSIRule 144AS&PS&P 500 IndexSales returnSamurai bondsSEAQSEATSSECSecond junior subordinated debenture Second liner/second line stock Secondary offeringSector FundSecularSecured debtSecuritiesSecurities and Futures Commission Securities Exchange Commission Securities Exchange of Thailand SecuritizationSeed financingSeed stageSell shortSell-side analystSelling concessionSenior debtSeparate listingSettlementSettlement riskSFCShanghai Stock Exchange Shareholders' EquityShareholder valueSharesSharpe RatioShelf CompanyShelf registrationShell companyShenzhen Foreign Exchange Trading CentreShenzhen Stock ExchangeShort-term revolving letterShort (position)Short and medium term loansShort forwardShort sellingSidelined investorsSidelinerSight draftSIMEXSingapore International Monetary ExchangeSingapore Stock Exchange Singapore Straits Times Index Sinking fundSino-foreign joint ventureSmall CapSMESOEsSoft currencySoft landingSovereign riskSovereign rateSpecial stockSpin-offSponsorSpot marketSpot priceSpreadSprint periodStagflationStaggering maturitiesStakeholderStall speedStandard & PoorStartup financingStartup stageState-owned enterpriseState sharesStatic hedgingSterilizationStochastic processStock BrokerStock Exchange Alternative Trading SystemStock Exchange Automated Quotations SystemStock incentive schemeStock MarketStock Trader, Stock Trading Stockholm Options MarketStocksStop loss limitStop loss strategyStraddleStrangleStrategic InvestmentStrategic InvestorStrategic saleStreet priceStressed securitiesStrike priceStripped securitiesStructure-induced equilibrium Structured bondStructured financingStructured noteSubordinated debtSubordinated debt w/ revenue participation rightsSubparSunk costsSupply and marketing cooperatives SwapSwaptionSyndicated loanSynergySynthetic securitiesT/TTaiwan Weighted Stock IndexTake positionTARGET SystemTax benefitsTax haven jurisdictionTax rebateTaxable munisTelegraphic TransferTender bondTenorTerm sheetTerms of ReferenceThird linerTick sizeTight marketTime depositTime horizonTMTTokyo Grain ExchangeTokyo International Financial Futures ExchangeTokyo Stock ExchangeTokyo Sugar ExchangeToll revenue bondTop-downTop-up placingToronto Futures ExchangeToronto Stock ExchangeTracker Fund of Hong Kong (TraHK)Trade balanceTrade deficitTrade surplusTrancheTreasuryTreasury stripsTriangular debtTroughTrustee deedTurnoverTurnover ratioUmbrella fundUNUnappropriated profitsUnconditional and irrevocable letter of creditUncovered callUncovered optionUnderlyingUnderlying assetUnderwriterUnderwritingUnderwriting syndicate Undistributed profitUnilateral/bilateral agreement Unit trustUnitary board systemUnited NationsUniversal discount rates Unlisted securityUnsecured debtUnregulated issuerUpfront payment/feeUpfront premium payment Upside riskUptickUS Financial Firm/Institution US GAAPUS Investment BankUS TreasuryUse of proceedsUseful lifeUser-friendlyUser-pay principleUtilization rateValuationValue added taxValue-at-riskValue fundValue investmentVanilla bondsVariable contributionVariable equity return Variable-rate mortgageVelocityVenture capitalVertical mergerVertical spreadVery substantial acquisition Veto powerVideo conferenceVolatilityVolatility Scan Range (VSR) VolumeWACCWages payableWarrantWash saleWatch listWeak holdingsWealth managementWeighted Average Cost of Capital Wellington Stock ExchangeWhistleblowing policyWhitewash transactionWholly-owned subsidiaryWinnipeg Commodities ExchangeWire roomWithdrawal PlanWithholding taxWonWorking capitalWorkoutWorld BankWorld Trade Organization (WTO)WTOX/B (Ex-bonus)X/D (Ex-dividend)X/R (Ex-rights)X/W (Ex-warrants)XeroxYankee bondsYear-end dividendYieldYield curveYield curve swapYield to callYield to crashYield to MaturityYield to putYoYYTMZero cost optionZero coupon bondsZero coupon convertible collateralized securitiesZero coupon swapZero-sum gameZurich Stock ExchangeChinese资产担保证券（Asset Backed Securities的英文缩写）加速折旧承兑人；受票人； 接受人融通票据；担保借据应付帐款应收帐款合资格投资者；受信投资人指符合美国证券交易委员(SEC)条例，可参与一般美国非公开(私募)发行的部份机构和高净值个人投资者。
【金融英语】摩根士丹利 金融词汇总览6 2008
【金融英语】摩根士丹利金融词汇总览6 20086 2008-07-22 12:47 | (分类:默认分类)摩根士丹利金融词汇总览6Umbrella fund 伞子基金UN 联合国（United Nations的英文缩写） Unappropriated profits 未分配盈利/利润 Unconditional and irrevocable letter of credit 无条件及不可撤销信用状Uncovered call 无备兑认购期权Uncovered option 无备兑期权Underlying 基础工具；所代表或相关的 Underlying asset 标的资产Underwriter 包销商；承销商Underwriting 包销[股市] 传统的做法是一或多家银行保证在某个数目日子里，按某固定价格担保购买若干数目的股份，此类包销目前普遍被称为硬包销，相对于建立投资者购股意愿档案(Book building) 的做法，后者是一个要求投入最大努力的结构而非仅在Book building 程序结束时，包销商承诺将买入发行没有售出的所有股票 Underwriting syndicate 承销银团Undistributed profit 未分配利润Unilateral/bilateral agreement 单方面/双边协议 Unit trust 单位信托Unitary board system 单一董事会制 United Nations 联合国Universal discount rates 通用折现率 Unlisted security 未上市证券Unsecured debt 无担保债务Unregulated issuer 非受监管发行人 Upfront payment/fee 首笔支付费用Upfront premium payment 一次清偿权利金 Upside risk 上调风险Uptick 高于前成交价US Financial Firm/Institution 美国金融公司/机构 US GAAP 美国一般公认会计原则US Investment Bank 美国投资银行 US Treasury 美国国库债券Use of proceeds 所得款项用途Useful life 可用年期/期限User-friendly 方便用者使用；易學易懂 User-pay principle 用者自付原则Utilization rate 利用率；使用率Valuation 估值Value added tax 增值税Value-at-risk 风险值Value fund 价值基金Value investment 价值投资Vanilla bonds 纯债券Variable contribution 不定额供款Variable equity return 浮动股本回报(率) Variable-rate mortgage 浮息按揭Velocity 周转速度Venture capital 创业资金；创业投资；风险投资 Vertical merger 垂直式合并Vertical spread 跨价买卖（期权）Very substantial acquisition 非常重大的收购事项 Veto power 否决权Video conference 视像会议Volatility 波动率；波幅一种基础工具之价格变化程度（单非方向）的测度 Volatility Scan Range (VSR) 波幅校验范围 Volume 成交量WACC 加权平均资金成本Wages payable 应付工资Warrant 权证；认股权证Wash sale 冲洗交易；冲洗买卖；洗售 [股市] 虚假交易行为，以影响证券市场行情为目的而从事的不转移所有权的交易行为Watch list 观察名单Weak holdings 短期持股Wealth management 财富管理Weighted Average Cost of Capital 加权平均资金成本 Wellington Stock Exchange 惠灵顿证券交易所 Whistleblowing policy 举报政策；告密政策Whitewash transaction 清洗交易Wholly-owned subsidiary 全资附属公司/子公司 Winnipeg Commodities Exchange 温尼伯商品交易所 Wire room 交易室；电讯室Withdrawal Plan 提款计划Withholding tax 预扣税Won 韩元；韩国货币单位；圜Working capital 周转资金；营运资金Workout [债市] 指债务重组World Bank 世界银行World Trade Organization (WTO) 世界贸易组织 WTO 世界贸易组织；世贸X/B (Ex-bonus) 无红利的简写X/D (Ex-dividend) 除息；无股利的简写 X/R (Ex-rights) 除权；不带新股认股权 X/W (Ex-warrants) 除证；不附认股权 Xerox 复印本；影印副本Yankee bonds [美国] 扬基债券；洋基债券 Year-end dividend 年终股利Yield 收益(率)Yield curve 收益曲线收益曲线是利率期限结构的图形表示，它通常被描绘为债券的即期收益率对期限的曲线，这些债券的期限不同，但具有相同的风险因素（如发行人的信用素质），即期收益曲线的常见特征是：长期收益率高于短期收益率，而且无违约风险之债券的曲线在每一点都低于具有更高风险之债券的相应曲线Yield curve swap 收益曲线掉期 Yield to call 购回时收益Yield to crash 临界收益Yield to Maturity 到期收益(率)Yield to put 沽出实收利息YoY 按年(度)计；同比YTM 到期收益(率)Zero cost option 零成本期权在这种期权策略中，投资者通过同时出售另一种期权，筹集购买期权的资金，从而其所支付和获取的期权金正好互相抵消Zero coupon bonds 零息票债券；零券息债券一种以低于票面价值的价格发行的债务工具，债券不支付任何票息；它在到期日是以面值赎回的Zero coupon convertible collateralized securities 零息票可转换担保证券Zero coupon swap 零票息掉期 Zero-sum game 零和游戏Zurich Stock Exchange 苏黎世证券交易所。
摩根士丹利外汇词语（中英对照）节选
摩根士丹利外汇词语中英对照节选摩根士丹利外汇词语（中英对照）节选摩根士丹利外汇词语（中英对照）OObligatory right 强制性权利；债权OD 帐户透支Odd lots 零碎股OECD 经济合作及发展组织（经合组织）OEM 参见Original Engineering Manufacturing栏目Off-balance sheet 资产负债表外Off-budgetary 财务预算外Offer for sale 公开发售Oligopoly 寡头垄断One-on-one 一对一会议[股市]发行人与单一机构投资者进行的会议。
一对一会议一般只会安排给很有可能会买入相当大量股票和表示有兴趣与管理层会面的大型机构。
One-time mandatory call/put option 一次性强制转换的认购/认沽期权OPEC 石油出口国组织Open-end funds 无限额基金Operating concessions 特许经营权Operating profit/margin 经营利润Opportunity cost 机会成本Option 期权；选择权期权合约赋予购买者在一个协定日或协定日以前（执行期），以特定的价格购买或出售基础工具的权利（但非义务）。
购买者向出售者支付权酬以获取这个权利。
投资者可以购买商品、股票、指数、利率、债券和外汇等期权。
但是，根据不同产品，交易术语可能会发生变化。
在大多数情况下，购买基础工具的权利叫做认购权，出售的权力叫做认沽或退回权。
Organization for Economic Co-operation and Development 经济合作及发展组织（经合组织）Organization of Petroleum Exporting Countries 石油出口国组织Original Engineering Manufacturing 原厂委托制造（加工）Osaka Securities Exchange 大板证券交易所Oslo Stock Exchange 奥斯陆证券交易所OTC 场外交易Out-of-the-money 价外；失值（期权）Outsourcing 外包；外判Over-allotment option 超额配售选择权（参见Greenshoe栏目）Overbought 超买Over-subscription 超额认购[股市] 一笔发行，当投资者需求（以股份数目计算）高于所发行的股份数目时，便称为超额认购。
摩根士丹利小作文
摩根士丹利小作文Morgan Stanley is a global financial services firm that provides investment banking, securities, wealth management, and investment management services. 摩根士丹利是一家全球金融服务公司，提供投资银行、证券、财富管理和投资管理服务。
The company was founded in 1935 and is headquartered in New York City. 该公司成立于1935年，总部设在纽约市。
Morgan Stanley has a strong presence in the investment banking industry, with a focus on mergers and acquisitions, initial public offerings, and other corporate finance activities. 摩根士丹利在投资银行业务领域具有强大的影响力，重点关注并购、首次公开募股和其他企业融资活动。
The firm also offers a wide range of wealth management services to high-net-worth individuals and families, including financial planning, investment strategies, and estate planning. 该公司还为高净值个人和家庭提供广泛的财富管理服务，包括财务规划、投资策略和遗产规划。
In addition, Morgan Stanley has a significant presence in the global financial markets, offering a variety of products and services to institutional investors, corporations, and governments. 此外，摩根士丹利在全球金融市场上占据着重要的地位，为机构投资者、公司和政府提供各种产品和服务。
金融英语之银行业务辅导：摩根士丹利(中英对照)D
金融英语之银行业务辅导：摩根士丹利（中英对照）DDDAX 德国综合指数Day count 日算[债市] 用以计算债券到期前部份期间的应计利息和折现率的协议日数。
Day order 当日指令Debt equity ratio 债资比率；股本负债率Debt-equity swap 债换股；债转股互换这不是通常意义上的互换。
它是实物工具的一次性交易，不涉及任何未来现金流的交换。
这种交易牵涉到用股权代替债务（债券或贷款），而且通常是在债务变得不能维持时进行的。
它们通常被债务沉重的公司和国家所采用。
Debt issuing vehicles 债务发行工具Debt service coverage ratio 债务偿还比率Default fine 违约罚金Defaulting 违约；不履行义务Default interest 滞纳利息Default risk 不能收回本金的风险Defensive 防守性；具抗跌力Deferred asset 递延资产Deferred charges 递延费用；待摊费用Deferred tax 递延税项Defined Contribution Plan 固定供款计划Deflation 通货紧缩；通缩Deleveraged 削减头寸Delist 停牌；除牌Delta 德耳塔（希腊字母）；避险比率；变动量[期权] 德耳塔描述了期权金对基础工具价格变化的敏感度。
换言之，期权的德耳塔是在基础工具发生小幅变化时，为对冲期权的价格变化所需要的基础工具数量。
期权的德耳塔随着基础工具价格的变化而变化。
Depreciation 折旧Derivatives 派生产品；衍生产品；衍生金融投资工具衍生产品或工具的价值随着一个或多个基础市场变量（如股票或商品价格、利率或汇率）的变化而变化。
基础衍生产品包括远期合约、期货、掉期、期权、认购或认沽权证和可转换债券。
Deutsche Borse AG 德国证券及衍生工具交易所Deutsche Terminborse 德国期货交易所Devaluation 贬值Dilution 摊薄Direct investment 直接投资Direct labor cost 直接劳动成本Directors' undertakings 董事承诺Dirty price 脏价[债市] 指债券不包括应计利息的现值。
金融行业中英文词汇对照汇总
金融行业中英文词汇对照汇总在金融行业中，掌握和了解中英文词汇的对照非常重要。
本文将汇总一些常见的金融行业词汇，以便读者可以更好地理解和运用这些术语。
1. 金融市场•Financial Market（金融市场）•Stock Market（股票市场）•Bond Market（债券市场）•Foreign Exchange Market（外汇市场）•Commodity Market（商品市场）•Derivatives Market（衍生品市场）2. 金融产品•Stocks（股票）•Bonds（债券）•Mutual Funds（共同基金）•ETFs (Exchange-Traded Funds)（交易所交易基金）•Options（期权）•Futures（期货）•Swaps（掉期协议）•Currencies（货币）•Commodities（商品）3. 金融机构•Bank（银行）•Commercial Bank（商业银行）•Investment Bank（投资银行）•Central Bank（中央银行）•Insurance Company（保险公司）•Brokerage Firm（经纪公司）•Asset Management Company（资产管理公司）4. 财务指标•Net Income（净利润）•Revenue（营业收入）•Expenses（费用）•Assets（资产）•Liabilities（负债）•Equity（股东权益）•Return on Investment（投资回报率）•Profit Margin（利润率）•Cash Flow（现金流）•Earnings per Share（每股收益）5. 金融服务•Banking Services（银行服务）•Investment Services（投资服务）•Insurance Services（保险服务）•Financial Planning（财务规划）•Wealth Management（财富管理）•Risk Management（风险管理）•Retirement Planning（退休规划）•Tax Services（税务服务）6. 金融专业名词•Economics（经济学）•Finance（金融学）•Accounting（会计学）•Portfolio Management（投资组合管理）•Asset Allocation（资产配置）•Risk Assessment（风险评估）•Hedge Fund（对冲基金）•Interest Rate（利率）•Inflation（通胀）•Capital（资本）7. 国际金融相关词汇•International Monetary Fund（国际货币基金组织）•World Bank（世界银行）•Export（出口）•Import（进口）•Balance of Trade（贸易差额）•Foreign Direct Investment（外国直接投资）•Exchange Rate（汇率）•Trade Surplus（贸易顺差）•Trade Deficit（贸易逆差）•Sovereign Debt（主权债务）以上仅为一些常见的金融行业中英文词汇对照，读者可以根据需要进一步扩充和学习。
金融业中英文对照表
金融业中英文对照表第一篇：金融业中英文对照表2M method 2M法 3M method 3M法A scores A值Accounting convention 会计惯例Accounting for acquisitions 购并的会计处理Accounting for debtors 应收账款核算 Accounting for depreciation 折旧核算Accounting for foreign currencies 外汇核算Accounting for goodwill 商誉核算Accounting for stocks 存货核算Accounting policies 会计政策Accounting standards 会计准则Accruals concept 权责发生原则Achieving credit control 实现信用控制Acid test ratio 酸性测试比率 Actual cash flow 实际现金流量Adjusting company profits 企业利润调整Advance payment guarantee 提前偿还保金Adverse trading 不利交易Advertising budget 广告预算Advising bank 通告银行Age analysis 账龄分析Aged debtors analysis 逾期账款分析Aged debtors'exception report 逾期应收款的特殊报告Aged debtors'exception report 逾期账款特别报告Aged debtors'report 逾期应收款报告 Aged debtors'report 逾期账款报告All—monies clause 全额支付条款 Amortization 摊销Analytical questionnaire 调查表分析 Analytical skills 分析技巧Analyzing financial risk 财务风险分析Analyzing financial statements 财务报表分析Analyzing liquidity 流动性分析Analyzing profitability 盈利能力分析Analyzing workingcapital 营运资本分析 Annual expenditure 年度支出Anticipating future income 预估未来收入Areas of financial ratios 财务比率分析的对象 Articles of incorporation 合并条款Asian crisis 亚洲(金融)危机Assessing companies 企业评估Assessing country risk 国家风险评估 Assessing credit risks 信用风险评估 Assessing strategic power 战略地位评估 Assessment of banks 银行的评估Asset conversion lending 资产转换贷款Asset protection lending 资产担保贷款Asset sale 资产出售Asset turnover 资产周转率Assets 资产Association of British Factors and Discounters 英国代理人与贴现商协会Auditor's report 审计报告 Aval 物权担保 Bad debt 坏账Bad debt level 坏账等级 Bad debt risk 坏账风险Bad debts performance 坏账发生情况 Bad loans 坏账Balance sheet 资产负债表Balance sheet structure 资产负债表结构Bank credit 银行信贷Bank failures 银行破产Bank loans．availability 银行贷款的可获得性Bank status reports 银行状况报告 Bankruptcy 破产Bankruptcy code 破产法Bankruptcy petition 破产申请书Basle agreement 塞尔协议Basle Agreement 《巴塞尔协议》 Behavorial scoring 行为评分Bill of exchange 汇票 Bill of lading 提单 BIS 国际清算银行BIS agreement 国际清算银行协定Blue chip 蓝筹股 Bonds 债券Book receivables 账面应收账款 Borrowing money 借人资金Borrowing proposition 借款申请 Breakthrough products 创新产品Budgets 预算Building company profiles 勾画企业轮廓Bureaux(信用咨询)公司Business development loan 商业开发贷款 Business failure 破产Business plan 经营计划 Business risk 经营风险 Buyer credits 买方信贷 Buyer power 购买方力量Buyer risks 买方风险CAMPARI 优质贷款原则Canons of lending 贷款原则 Capex 资本支出Capital adequacy 资本充足性Capital adequacy rules 资本充足性原则 Capital commitments 资本承付款项 Capital expenditure 资本支出 Capital funding 资本融资 Capital investment 资本投资 Capital strength 资本实力 Capital structure 资本结构Capitalization of interest 利息资本化Capitalizing development costs 研发费用资本化Capitalizing development expenditures 研发费用资本化Capitalizing interest costs 利息成本资本化 Cascade effect 瀑布效应Cash assets 现金资产Cash collection targets 现金托收目标 Cash cycle 现金循环周期Cash cycle ratios 现金循环周期比率Cash cycle times 现金循环周期时间 Cash deposit 现金储蓄Cash flow adjustments 现金流调整 Cash flow analysis 现金流量分析 Cash flow crisis 现金流危机 Cash flow cycle 现金流量周期Cash flow forecasts 现金流量预测 Cash flow lending 现金流贷出 Cash flow profile 现金流概况 Cash flow projections 现金流预测Cash flow statements 现金流量表Cash flows 现金流量Cash position 现金头寸Cash positive JE现金流量Cash rich companies 现金充足的企业Cash surplus 现金盈余Cash tank 现金水槽Cash-in-advance 预付现金Categorized cash flow 现金流量分类CE 优质贷款原则CEO 首席执行官Chairman 董事长，总裁 Chapter 11 rules 第十一章条款 Charge 抵押Charged assets 抵押资产Chief executive officer 首席执行官 Collateral security 抵押证券Collecting payments 收取付款Collection activitv 收款活动Collection cycle 收款环节Collection procedures 收款程序Collective credit risks 集合信用风险Comfortable liquidity positi9n 适当的流动性水平Commercial mortgage 商业抵押 Commercial paper 商业票据 Commission 佣金Commitment fees 承诺费 Common stock 普通股Common stockholders 普通股股东Company and its industry 企业与所处行业 Company assets 企业资产 Company liabilities 企业负债 Company loans 企业借款Competitive advantage 竞争优势Competitive forces 竞争力Competitive products 竞争产品 Complaint procedures 申诉程序Computerized credit information 计算机化信用信息Computerized diaries 计算机化日志 Confirmed letter of credit 承兑信用证Confirmed letters of credit 保兑信用证 Confirming bank 确认银行 Conservatism concept 谨慎原则 Consistency concept 一贯性原则 Consolidated accounts 合并报表Consolidated balance sheets 合并资产负债表Contingent liabilities 或有负债Continuing security clause 连续抵押条款Contractual payments 合同规定支出 Control limits 控制限度Control of credit activities 信用活动控制 Controlling credit 控制信贷Controlling credit risk 控制信用风险 Corporate credit analysis 企业信用分析Corporate credit controller 企业信用控制人员Corporate credit risk analysis 企业信用风险分析 Corporate customer 企业客户Corporate failure prediction models 企业破产预测模型Corporate lending 企业贷款Cost leadership 成本领先型Cost of sales 销售成本 Costs 成本Country limit 国家限额Country risk 国家风险Court judgments 法院判决 Covenant 贷款保证契约 Covenants 保证契约Creative accounting 寻机性会计 Credit analysis 信用分析Credit analysis of customers 客户信用分析Credit analysis of suppliers 供应商的信用分析Credit analysis on banks 银行信用分析 Credit analysts 信用分析 Credit assessment 信用评估Credit bureau reports 信用咨询公司报告 Credit bureaux 信用机构 Credit control 信贷控制Credit control activities 信贷控制活动Credit control performance reports 信贷控制绩效报告 Credit controllers 信贷控制人员Credit cycle 信用循环Credit decisions 信贷决策Creditdeterioration 信用恶化 Credit exposure 信用敞口Credit granting process 授信程序 Credit information 信用信息Credit information agency 信用信息机构 Credit insurance 信贷保险Credit insurance advantages 信贷保险的优势 Credit insurance brokers 信贷保险经纪人 Credit insurance limitations 信贷保险的局限Credit limits 信贷限额Credit limits for currency blocs 货币集团国家信贷限额 Credit limits for individual countries 国家信贷限额 Credit management 信贷管理 Credit managers 信贷经理Credit monitoring 信贷监控Credit notes 欠款单据 Credit period 信用期 Credit planning 信用计划 Credit policy 信用政策Credit policy issues 信用政策发布 Credit proposals 信用申请Credit protection 信贷保护Credit quality 信贷质量Credit rating 信用评级Credit rating agencies 信用评级机构 Credit rating process 信用评级程序Credit rating system 信用评级系统 Credit reference 信用咨询Credit reference agencies 信用评级机构 Credit risk 信用风险Credit risk assessment 信用风险评估 Credit risk exposure 信用风险敞口 Credit risk insurance 信用风险保险Credit risk．individual customers 个体信用风险Credit risk：bank credit 信用风险：银行信用 Credit risk：trade credit 信用风险：商业信用 Credit scoring 信用风险评分Credit scoring model 信用评分模型 Credit scoring system 信用评分系统Credit squeeze 信贷压缩Credit taken ratio 受信比率Credit terms 信贷条款Credit utilization reports 信贷利用报告 Credit vetting 信用审查Credit watch 信用观察 Credit worthiness 信誉Creditor days 应付账款天数Cross-default clause 交叉违约条款Currency risk 货币风险 Current assets 流动资产 Current debts 流动负债Current ratio requirement 流动比率要求Current ratios 流动比率 Customer care 客户关注Customer credit ratings 客户信用评级Customer liaison 客户联络Customer risks 客户风险Cut-off scores 及格线Cycle of credit monitoring 信用监督循环Cyclical business 周期性行业 Daily operating expenses 经营费用Day’s sales outstanding 收回应收账款的平均天数 Debentures 债券 Debt capital 债务资本Debt collection agency 债务托收机构Debt issuer 债券发行人Debt protection levels 债券保护级别Debt ratio 负债比率 Debt securities 债券Debt service ratio 还债率 Debtor days 应收账款天数 Debtor's assets 债权人的资产Default 违约Deferred payments 延期付款Definition of leverage 财务杠杆率定义 Deposit limits 储蓄限额Depositing money 储蓄资金Depreciation 折旧Depreciation policies 折旧政策Development budget 研发预算 Differentiation 差别化 Direct loss 直接损失Directors salaries 董事薪酬Discretionary cash flows 自决性现金流量Discretionary outflows 自决性现金流出 Distribution costs 分销成本Dividend cover 股息保障倍数Dividend payout ratio 股息支付率Dividends 股利Documentary credit 跟单信用证DSO 应收账款的平均回收期Duration of credit risk 信用风险期 Eastern bloc countries 东方集团国家EBITDA 扣除利息、税收、折旧和摊销之前的收益ECGD 出口信贷担保局Economic conditions 经济环境Economic cycles 经济周期Economic depression 经济萧条Economic growth 经济增长Economic risk 经济风险Electronic data interchange(EDI)电子数据交换 Environmental factors 环境因素Equity capital 权益资本 Equity finance 权益融资Equity stake 股权EU countries 欧盟国家 EU directives 欧盟法规 EUlaw 欧盟法律Eurobonds 欧洲债券European parliament 欧洲议会European Union 欧盟Evergreen loan 常年贷款Exceptional item 例外项目Excessive capital commitments 过多的资本承付款项Exchange controls 外汇管制Exchange-control regulations 外汇管制条例Exhaust method 排空法Existing competitors 现有竞争对手 Existing debt 未清偿债务Export credit agencies 出口信贷代理机构Export credit insurance 出口信贷保险 Export factoring 出口代理Export sales 出口额Exports Credit Guarantee Department 出口信贷担保局Extending credit 信贷展期 External agency 外部机构External assessment methods 外部评估方式External assessments 外部评估External information sources 外部信息来源Extraordinary items 非经常性项目Extras 附加条件 Facility account 便利账户 Factoring 代理Factoring debts 代理收账Factoring discounting 代理折扣Factors Chain International 国际代理连锁Failure prediction scores 财务恶化预测分值FASB(美国)财务会计准则委员会 Faulty credit analysis 破产信用分析 Fees 费用Finance，new business ventures 为新兴业务融资Finance，repay existing debt 为偿还现有债务融资Finance,working capital 为营运资金融资Financial assessment 财务评估Financial cash flows 融资性现金流量Financial collapse 财务危机Financial flexibility 财务弹性Financial forecast 财务预测Financial instability 财务的不稳定性Financial rating analysis 财务评级分析 Financial ratios 财务比率 Financial risk 财务风险Financial risk ratios 财务风险比率 Fitch IBCA 惠誉评级Fitch IBCA ratings 惠誉评级Fixed assets 固定资产Fixed charge 固定费用Fixed charge cover 固定费用保障倍数Fixed costs 固定成本Floating assets 浮动资产 Floating charge 浮动抵押 Floor planning 底价协议 Focus 聚焦Forced sale risk 强制出售风险Foreign exchange markets 外汇市场 Forfaiting 福费廷Formal credit rating 正式信用评级 Forward rate agreements 远期利率协议 FRAs 远期利率协议 Fund managers 基金经理FX transaction 外汇交易GAAP 公认会计准则 Gearing 财务杠杆率Geographical spread of markets 市场的地理扩展Global target 全球目标Going concern concept 持续经营原则Good lending 优质贷款Good times 良好时期Government agencies 政府机构 Government interference 政府干预 Gross income 总收入Guarantee of payment 支付担保Guaranteed loans 担保贷款Guarantees 担保High credit quality 高信贷质量High credit risks 高信贷风险High default risk 高违约风险 High interest rates 高利率High risk regions 高风险区域Highly speculative 高度投机High-risk loan 高风险贷款High-value loan 高价值贷款Historical accounting 历史会计处理Historical cost 历史成本 IAS 国际会计准则IASC 国际会计准则委员会IBTT 息税前利润ICE 优质贷款原则Idealliquidity ratios 理想的流动性比率Implied debt rating 隐含债务评级Importance of credit control 信贷控制的重要性Improved products 改进的产品I Improving reported asset values 改善资产账面价值In house assessment 内部评估In house credit analysis 内部信用分析In house credit assessments 内部信用评估In house credit ratings 内部信用评级Income bonds 收入债券 Income statement 损益表Increasing profits 提高利润Increasing reported profits 提高账面利润Indemnity clause 赔偿条款Indicators of credit deterioration 信用恶化征兆 Indirect loss 间接损失Individual credit transactions 个人信用交易 Individual rating 个体评级Industrial reports 行业报告Industrial unrest 行业动荡Industry limit 行业限额 Industry risk 行业风险Industry risk analysis 行业风险分析 Inflow 现金流入Information in financial statements 财务报表中的信息In-house credit ratings 内部信用评级 Initial payment 初始支付Insolvencies 破产Institutional investors 机构投资者Insured debt 投保债务Intangible fixed asset 无形固定资产Inter-company comparisons 企业间比较 Inter-company loans 企业间借款 Interest 利息Interest cost 利息成本Interest cover ratio 利息保障倍数Interest cover test 利息保障倍数测试 Interest holiday 免息期Interest payments 利息支付 Interest rates 利率Interim statements 中报(中期报表)Internal assessment methods 内部评估方法 Internal financing ratio 内部融资率Internal Revenue Service 美国国税局International Accounting Standards Committee 国际会计准则委员会International Accounting Standards(IAS)国际会计准则International Chamber of Commerce 国际商会 International credit ratings 国际信用评级International Factoring Association 国际代理商协会International settlements 国际结算 Inventory 存货Inverse of current ratio 反转流动比率Investment analysts 投资分析人员 Investment policy 投资政策Investment risk 投资风险Investment spending 投资支出Invoice discounting 发票贴现 Issue of bonds 债券的发行Issued debt capital 发行债务资本 Junk bond status 垃圾债券状况Just-in-time system(JIT)适时系统Key cash flow ratios 主要现金流量指标Labor unrest 劳动力市场动荡Large．scale borrower 大额借贷者 Legal guarantee 法律担保Legal insolvency 法律破产Lending agreements 贷款合约 Lending covenants 贷款保证契约Lending decisions 贷款决策Lending proposals 贷款申请Lending proposition 贷款申请Lending transactions 贷款交易Letters of credit 信用证Leverage 财务杠杆率LIBOR 伦敦同业拆借利率 Lien 留置Liquid assets 速动资产 Liquidation 清算Liquidation expenses 清算费 Liquidity 流动性Liquidity and working capital 流动性与营运资金Liquidity ratios 流动比率 Liquidity run 流动性危机Liquidity shortage 流动性短缺 Loan covenants 贷款合约 Loan guarantees 贷款担保 Loan principal 贷款本金Loan principal repayments 贷款本金偿还 Loan review 贷款审查London Inter-bank Offered Rate 伦敦同业拆借利率Long’term debt 长期负债 Long-term funding 长期融资Long-term risk 长期风险Management 管理层Marginal lending 边际贷款Marginal trade credit 边际交易信贷 Market surveys 市场调查Marketing 市场营销 Markets 市场Matching concept 配比原则Material adverse-change clause 重大不利变动条款 Maximum leverage level 最高财务杠杆率限制 Measurement and judgment 计量与判断 Measuring risk 风险计量 Medium-term loan 中期贷款Microcomputer modelling 计算机建模Minimum current ratio requirement 最低流动比率要求Minimum leverage ratio 最低举债比率 Minimum net worth 最低净值Minimum net-worth requirement 最低净值要求 Minimum risk asset ratio 最低风险资产比率Monitoring activity 监管活动Monitoring credit 信用监控Monitoring customer credit limits 监管客户信贷限额Monitoring risks 监管风险Monitoring total credit limits 监管全部信贷限额Monthly reports 月报Moody's debt rating 穆迪债券评级 Mortgage 抵押mpr’oving balance she et 改善资产负债表Multiple discriminate analysis 多元分析National debt 国家债务 NCI 无信贷间隔天数Near-cash assets近似于现金的资产 Negative cash flow 负现金流量Negative net cash flow 负净现金流量Negative operational cash flows 负的经营性现金流量Negative pledge 限制抵押Net book value 净账面价值Net cash flow 净现金流量Net worth test 净值测试New entrants 新的市场进人者 No credit interval 无信贷间隔天数 Non-cash items 非现金项目 Non-core business 非核心业务Non-operational items 非经营性项目Obtaining payment 获得支付One-man rule 一人原则Open account terms 无担保条款Operating leases 经营租赁 Operating profit 营业利润Operational cash flow 营性现金流量 Operational flexibility ~营弹性 Optimal credit 最佳信贷 Order cycle 订货环节Ordinary dividend payments 普通股股利支付 Organization of credit activities 信贷活动的组织 Overdue payments 逾期支付 Over-trading 过度交易Overview of accounts 财务报表概览·Parent company 母公司PAT 税后利润Payment in advance 提前付款 Payment obligations 付款义务Payment records 付款记录 Payment score 还款评分 PBIT 息税前利润 PBT 息后税前利润Percentage change 百分比变动 Performance bonds 履约保证Personal guarantees 个人担保Planning systems 计划系统Pledge 典押Points-scoring system 评分系统 Policy setting 政策制定Political risk 政治风险Potential bad debt 潜在坏账Potential credit risk 潜在信用风险 Potential value 潜在价值Predicting corporate failures 企业破产预测Preference dividends 优先股股息Preferred stockholders 优先股股东Preliminary assessment 预备评估 Premiums 溢价Primary ratios 基础比率Prior charge capital 优先偿付资本 Priority cash flows 优先性现金流量 Priority for creditors 债权人的清偿顺序 Priority payments 优先支付Product life cycle 产品生命周期Product market analysis 产品市场分析 Product range 产品范围Products 产品 Professional fees 专业费用 Profit 利润Profit and loss account 损益账户Profit margin 利润率Profitability 盈利能力Profitability management 盈利能力管理 Profitability ratios 盈利能力比率 Promissory notes 本票Property values 所有权价值Providers of credit 授信者Provision accounting 准备金会计处理 Prudence concept 谨慎原则 Public information 公共信息 Public relations 公共关系Purpose of credit ratings 信用评级的目的 Purpose of ratios 计算比率的目的 Qualitative covenants 定性条款Quantitative covenants 定量条款Query control 质疑控制Quick ratio 速动比率Rating exercise 评级实践 Rating process for a company 企业评级程序 Ratio analysis 比率分析Ratio analyst weaknesses ~L率分析的缺陷 Real insolvency 真实破产Real sales growth 实际销售收入增长率 Realization concept 实现原则 Receivables 应收账款 Recession 衰退Reducing debtors 冲减应收账款 Reducing profits 冲减利润Reducing provisions 冲减准备金Reducing reported profits 冲减账面利润 Reducing stocks 减少存货Registrar of Companies 企业监管局 Regulatory risk 监管风险Releasing provisions 冲回准备金 Relocation expenses 费用再分配 Reminder letters 催缴单Repayment on demand clause 即期偿还条款Replacement of principal 偿还本金 Report of chairman 总裁／董事长报告 Reserve accounting 准备金核算 Residual cash flows 剩余现金流量 Restricting bad debts 限制坏账 Restrictions on secured borrowing 担保借款限制 Retention-of-title clauses 所有权保留条款Revenues 总收入Risk analysis reports 风险分析报告 Risk and banks 风险与银行Risk and companies 风险与企业 Risk and Return 风险与回报 Risk capital 风险资本Risk-reward 风险回报Risk-weighted assets 风险加权资产 ROCE 资本收益率Romapla clauses “一手交钱一手交货”条款Sales 销售额Secondary ratios 分解比率Secure methods of payment 付款的担保方式Secured assets 担保资产Secured creditors 有担保债权人 Secured loans 担保贷款Securities and Exchange Commission(美国)证券交易委员会Security guarantees 抵押担保Security of payment 付款担保Security general principles 担保的一般原则 Segmentation 细分Setting and policing credit limits 信用限额的设定与政策制定Settlement discount(提前)结算折扣Settlement terms 结算条款Share price 股价Short-term borrowing 短期借款Short-term creditors 短期负债 Short-term liabilities 短期债务Short-termism 短期化 SIC 常务诠释委员会Significance of working capital 营运资金的重要性 Single credit customer 单一信用客户Single ratio analysis 单一比率分析 Size of credit risk 信用风险的大小Slow stock turnover 较低的存货周转率Sources of assessments 评估信息来源Sources of credit information 信用信息来源 Sources of risk 风险来源Sovereign rating 主权评级Specialist agencies 专业机构Specific debt issue 特别债券发行 Speculative 投机性Speculative grades 投机性评级 Split rating 分割评级Spot rate 现价(即期比率)Spreadsheets 电子数据表Staff redundancies 员工遣散费Standard and Poor 标准普尔Standard security clauses 标准担保条款Standard&Poor's 标准普尔 Standby credits 备用信用证Standing Interpretations Committee 证券交易委员会Standing starting credit limits 持续更新信用限额Statistical analysis 统计分析Statistical techniques 统计技巧Status reports(企业)状况报告Stock valuations 存货核算Stocks 股票Straight line depreciation method 直线折旧法Strategic positioning 战略定位Suplus assets 盈余资产 Suplus rating 盈余评级Supplier power 供应商的力量Supply chain 供应链Support rating 支持评级 Swap agreement 换合约Swaps 互换SWOT analysis SWOT分析Symptoms of failure questionnaires 企业破产征兆调查表Takeovers 收购Tax payments 税务支付Technical insolvency 技术破产Technology and change 技术进步Term loan 定期贷款Term of borrowing 借款期限Third party guarantees 第三方担保Tier 1 capital 一类资本 Tier 2 capital 二类资本Total credit limit 整体信用限额 T otal current assets 流动资产总额Trade companies 贸易企业 Trade credit 商业信用Trade creditors 应付账款Trade cycle 商业循环Trade cycle times 商业循环周期Trade debt 应收账款Trade debtors 贸易债权人Trade Indemnity 贸易赔偿Trade references 贸易参考 Trade-off 协定Trading outlook 交易概况 Trading profit 营业利润Traditional cash flow 传统现金流量Triple A 三AUCP 跟单信用证统一惯例Uncovered dividend 未保障的股利Uniform Customs&Practice 跟单信用证统一惯例Unpaid invoices 未付款发票Unsecured creditors 未担保的债权人Usefulness of liquidity ratios 流动性比率的作用Uses of cash 现金的使用Using bank risk information 使用银行风险信息 Using financialassessments 使用财务评估 Using ratios 财务比率的运用Using retention-of-title clauses 使用所有权保留条款Value chain 价值链 Value of Z scores Z值模型的价值Variable costs 变动成本 Variable interest 可变利息Variety of financial ratios 财务比率的种类Vetting procedures 审查程序Volatitle revenue dynamic 收益波动Volume of sales 销售量Warning signs of credit risk 信用风险的警示 Working assets 营运资产 working capital 营运资本Working capital changes 营运资本变化额Working capital management 营运资本管理 working capitalratios 营运资本比率Write-downs 资产减值Write-offs 勾销Z score assessments Z值评估 z score models z值模型Z scores z值Z scoring Z值评分系统第二篇：乐器中英文对照表Woodwinds: 木管乐器Brass:铜管乐器 1.Piccolo 短笛 2.Flute 长笛3.Soprano Recorder 高音竖笛4.Oboe 双簧管5.English Horn 英国管6.Bassoon 大管7.Contrabassoon 低音巴松8.Clarinet in Eb 降E调单簧管(小黑管)9.Clarinet in A A调单簧管10.Clarinet in Bb 降B调单簧管11.Bass Clarinet 低音单簧管12.Soprano Saxophone 高音萨克斯 13.ALto Saxophone 中音萨克斯 14.Tenor Saxophone 次中音萨克斯 15.Baritone Saxophone 上低音萨克斯 16.Alto Flute 中音长笛* 17.Bass Flute 低音长笛 18.Oboe d' Amore 双簧管的一种 19.Piccolo Clarinet 高音单簧管*20.Alto Clarinet 中音单簧管(Eb调的，属于低音单簧管）21.Contrabass Clarinet 倍低音单簧管 22.Descant Recorder 高音竖笛23.Alto Recorder 中音竖笛24.Tenor Recorder 次中音竖笛25.Bass Recorder 低音竖笛 26.Bagpipes 风笛27.Basset Horn 巴赛管（单簧管）28.Panpipes 排萧Organ(风琴)Church Organ 教堂管风琴Draw Organ 拉杆式舌风琴Percussion Organ 敲击试管风琴Pipe Organ 管风琴Reed Organ 簧风琴Rock Organ 摇滚管风琴1.Cornet 短号2.Trumpet in Bb 降B调小号3.Trumpet in C C调小号4.Flugelhorn 夫吕号（行进乐队常用）5.Horn in F F调圆号6.Trombone 长号7.Tenor Trombone 次中音长号8.Bass Tromone 低音长号9.Baritone(T.C.)次中音号 10.Baritone 次中音 11.Euphonium 小低音号 12.Tuba 大号13.Bass Tuba 低音大号 14.Piccolo Cornet 高音短号15.Piccolo Trumpet in A A调高音小号 16.Bass Trumpet in C C 调低音小号 17.Alto Trombone 中音长号 18.Contrabass Trombone 倍低音长号Drums: 鼓 1.Drum Set 架子鼓2.Bongo Drums 邦加鼓（用手指敲的小鼓，夹在两腿间）3.Timbales 蒂姆巴尔鼓4.Conga Drums 康加鼓（橄榄型）5.Snare Drum 小军鼓6.Quad Toms 4组鼓筒鼓7.Quint T oms 五组筒鼓8.Tenor Drum 次高音鼓9.T om Toms 筒鼓 10.Roto T oms 轮鼓 11.Bass Drum 低音鼓12.Aerial Tom-T oms 悬空通通鼓13.Floor Tom-T om/Tom-T om/T enor Drum 落地通通鼓/中鼓14.Hi-Hat Cymbal 脚钹 15.Side Cymbal 小钹 16.Top Cymbal 大钹 17.Side Drum 击边Ethnic and Other Instrument 民族乐器Accordion 手风琴Agogo bell 阿哥哥铃Alpine Herd Cowbell牧牛铃Angklung 摇竹Appalachian Dulcimer 阿帕拉契扬琴(美国的民族乐器)Autoharp ***齐特琴Bagpipe 风笛(苏格兰民俗乐器)Balalaika 巴拉拉卡琴(俄国的弦乐器之一，琴身呈三角形)Bamboo chime 竹风铃Bandurria 墨西哥传统吉他Banjo 班左琴/五弦琴(相传源起於西非，以手指奏鸣的五弦或六弦的乐器)Bell plate 铁片Bell tree 树铃Bongos 邦哥小对鼓/曼波鼓(拉丁音乐)Boobam 火箭筒鼓Bouzouki 布祖基琴(一种形状似曼陀林的希腊弦乐器)Cabasa 椰予沙铃/卡巴沙铃/串珠沙铃Castanets 响板(常用於西班牙佛们哥舞曲)Caxixi 编织摇铃Charango 夏朗哥吉他/小型八弦(盛行於中南美)Chinese hand drum 手摇鼓Chinese temple bell 中国钵Citterns 西特恩(类似吉他的梨形古乐器，流行於十五至十八世纪) Concertina 六角形手风琴(用於阿根廷探戈曲)Conga 康加鼓/细长型大手鼓/墨西哥鼓(拉丁音乐)Cowbell 牛铃Crumhorn 克鲁姆管/钩形管/J形管(流行於15世纪末叶)Cuica 锯加鼓Darabucca 土耳其手鼓Didgeridoo 澳洲土著的吹管乐器Djembe 非洲鼓(源起於非洲之肯亚部落，属於原住民型之乐器) Domra 苏俄传统乐器(状似吉他，三或四弦)Fiddle 古提琴Fife 横笛Flageolet 六孔的竖笛Flexatone 弹音器Frame drum 手鼓Gadulka 一种保加利亚传统的弦乐器Gaida 风笛(保加利亚的传统乐器)Gamelan 木琴(印尼的一种竹制打击乐器)Glass chime 玻璃风铃Guiro 葫芦锯琴/刮胡/刮葫(拉丁音乐)Gusli 古斯里琴(一种俄国古代的弦乐器)Harmonica/Mouth-Organ 口琴Hurdy-Gurdy 绞弦琴/手摇风琴(18世纪流行於法国社交界)Japanese temple bell 日本钵Jew’s Harp 口拨琴/单簧口琴Kalimba 卡林巴琴Kantele 齐特琴(芬兰)Kaval 长笛/牧羊人的笛子(保加利亚的传统乐器)Kazoo 卡祖笛(一种木制或金属制玩具笛子)Kokiriko 鼓牌板Koto 科多琴Lithophone 石板琴Lute 诗琴/鲁特琴(最古老的乐器之一)Lyre 七弦竖琴(古希腊)Mark tree / Wind chime 风铃Mirliton 膜笛Nefer 古埃及吉他Ocarina 亚卡利那笛/陶制甘薯形笛/小鹅笛(17世纪后半源於义大利)Ocean drum 波浪鼓Panpipe 排笛/牧神笛Pifano 印地安鼓Quena 八孔木笛(安第斯山脉民族的乐器，声音浑厚)Ratchet 辣齿/嘎嘎器Roarer/Barker 吼声器Saltepry 萨泰里琴(上古及中古的乐器，可能源自伊朗、印度)Shaker 金属沙铃Shamisen 三弦琴(日本)Shanai 山奈琴Sistrum 叉铃/ㄙㄙ铃(古埃及)Sitar 锡他琴/西塔琴/西他琴(形似吉他的北印度民族弦乐器)Slit drum 非洲裂缝鼓Steel Drum 钢鼓(来自於加勒比海的千里达)Surdo 印地安笛Symphonle 三弦共鸣弦乐器(约十三世纪前出现)Tablas 塔布拉鼓/印度鼓(印度的一种手敲小鼓)TaikoDrum/Kodo 太鼓(日本)Talking drum 讯息鼓Tambura 冬不拉(保加利亚的民俗弦乐器)Thunder sheet 雷板Timbales 天巴鼓/廷巴鼓Tin Whistle / Penny Whistle 六孔小笛/锡笛(镀锡铁皮所制造的玩具笛)Tub Fiddle 金盆琴Tupan 牛皮鼓Ukulele/Ukelele 尤库里里琴(源於葡萄牙，形如小吉他的弦乐器) Vibra-slap 震荡器/震音板Vihuela 古吉他(源起於墨西哥)Viola da Gamba 古大提琴Waterphone 水琴Whistle 哨子Wind machine 风声器Zither 齐特琴(欧洲的一种扁形弦乐琴)Dulcimer 扬琴Crotales/Antique cymbal 古钹 Temple block 西洋木鱼Electric Instrument 电子乐器Clavinova 数位钢琴/数位化电子琴Double-Neck Guitar 双颈吉他Electone 电子琴Electric Guitar 电吉他Electric Organ 电子琴Electric Piano 电钢琴Electronic Piano 电子钢琴Pedal Steel Guitar/Hawaiian Guitar 立式电吉他/夏威夷式电吉他Portatone keyboards 手提电子琴Synthesizer 电子合成器Percussion: 小打击乐器1.Percussion 小打击乐器组2.Wind Chimes3.Bell Tree 音树 4.Triangle 三角铁 5.Crotales 响板6.Finger Cymbals 手指小镲7.Sleigh Bells 马铃8.Cymbals 大镲9.Cowbell 牛铃10.Agogo Bells（由两个锥型铁筒组成，比牛玲音高）11.Flexatone12.Musical Saw 乐锯 13.Brake Drum 闸鼓 14.Tam Tam 大锣15.Gong 锣16.Claves 响棒17.Slapstick 击板18.VibraSlap19.Sand Block 沙轮20.Ratchet 齿轮剐响器21.Guiro （木制，用铁棍剐）22.Cuica（发出的声音象狗叫的拉丁乐器）23.Maracas 沙槌24.Castanets 响板25.Wood Blocks 盒棒26.Temple Blocks 木鱼27.Log Drum 木鼓 28.Tambourine 铃鼓 29.Whistle 哨 30.Siren 汽笛 31.Jawbone32.Anvil 乐钻 33.Bar Chimes 风铃 34.Crash cymbal 双面钹 35.Finger Cymbal 手指钹 36.Gong 锣37.Jingle-ring 铃环38.Maracas 响葫芦/沙球/沙铃39.Rotary Tom 轮旋鼓 40.Sleighbells 雪铃 41.Suspended Cymbal 吊钹Plucked Strings: 弹拨乐 1.Harp 竖琴 2.Guitar 吉他 3.Scoustic Guitar4.electric Guitar 电吉他 5.Banjo 班卓6.Bass 贝司7.Acoustic Bass 非电贝斯 8.Electric Bass 电贝司 9.String Bass 弦贝司 10.Mandolin 曼陀林 11.Lute 琉特琴ulele 夏威夷四弦琴 13.Zither 齐特尔琴 14.Sitar 锡塔尔琴Keybords: 键盘 1.Piano 钢琴 an 管风琴 3.Harpsichord 大键琴4.Celesta 钢片琴5.Accordion 手风琴6.Clavichord 古钢琴7.Harmonium 脚踏式风琴 8.Synthesizer 电子合成器Chorus: 合唱 1.Soprano 女高2.Soprano Ⅰ 女高1 3.Soprano Ⅱ 女高2 4.Mezzo-Soprano 女次高5.Contralto 女低6.Alto 女低7.Counter-Tenor8.T enor 男高9.Tenor Ⅰ 男高1 10.Tenor Ⅱ 男高2 11.Baritone 男中 12.Bass 男低13.Bass Ⅰ 男低1 14.Bass Ⅱ 男低2 15.Voice 人声 16.Vocals 元音Strings: 弦乐 1.Violin 小提琴2.Violin Ⅰ 小提琴1 3.Violin Ⅱ 小提琴2 4.Viola 中提琴 5.Cello 大提琴6.Violoncello 低音提琴7.Contrabass 低音提琴8.Double Bass 倍低音提琴9.Solo Violin 独奏小提琴10.Solo VIola 独奏中提琴11.Solo Cello 独奏大提琴12.Solo Bass 独奏低音提琴13.Viola d' AmoreHandbells: 手铃 1.Handbells 手铃2.Handbells(T.C)手铃（中音）钢琴0 Acoustic Grand Piano 大钢琴（声学钢琴）1 Bright Acoustic Piano 明亮的钢琴2 Electric Grand Piano 电钢琴3 Honky-tonk Piano 酒吧钢琴4 Rhodes Piano 柔和的电钢琴5 Chorused Piano 加合唱效果的电钢琴 6 Harpsichord 羽管键琴（拨弦古钢琴）7 Clavichord 科拉维科特琴（击弦古钢琴）色彩打击乐器8 Celesta 钢片琴9 Glockenspiel 钟琴10 Music box 八音盒11 Vibraphone 颤音琴12 Marimba 马林巴13 Xylophone 木琴14 Tubular Bells 管钟15 Dulcimer 大扬琴风琴Hammond Organ 击杆风琴17 Percussive Organ 打击式风琴18 Rock Organ 摇滚风琴19 Church Organ 教堂风琴20 Reed Organ 簧管风琴21 Accordian 手风琴22 Harmonica 口琴Tango Accordian 探戈手风琴吉他Acoustic Guitar(nylon)尼龙弦吉他25 Acoustic Guitar(steel)钢弦吉他26 Electric Guitar(jazz)爵士电吉他27 Electric Guitar(clean)清音电吉他28 Electric Guitar(muted)闷音电吉他29 Overdriven Guitar 加驱动效果的电吉他30 Distortion。
摩根士丹利外汇词语(中英对照)节选
摩根士丹利外汇词语（中英对照）节选1. 地缘政治风险 geopolitical risk2. 汇率波动率 exchange rate volatility3. 外汇市场 foreign exchange market4. 外汇保证金交易 foreign exchange margin trading5. 外汇交易所 foreign exchange exchange6. 外汇风险管理 foreign exchange risk management7. 外汇储备 foreign exchange reserves8. 外汇保证金 foreign exchange margin9. 外汇交易 foreign exchange transaction10. 外汇市场风险 foreign exchange market risk11. 外汇买卖 foreign exchange buying and selling12. 外汇投资 foreign exchange investment13. 外汇流动性 foreign exchange liquidity14. 外汇操作 foreign exchange operation15. 外汇市场波动 foreign exchange market fluctuation16. 外汇市场观察 foreign exchange market observation17. 外汇市场参与 foreign exchange market participation18. 外汇市场交易 foreign exchange market trading19. 外汇市场风险控制 foreign exchange market risk control20. 外汇市场分析 foreign exchange market analysis21. 外汇市场监管 foreign exchange market regulation22. 外汇市场法规 foreign exchange market regulations23. 外汇市场监管机构 foreign exchange market regulatory agency24. 外汇市场价格 foreign exchange market price25. 外汇市场行情 foreign exchange market market26. 外汇市场参与者 foreign exchange market participants27. 外汇市场交易商 foreign exchange market traders28. 外汇市场交易量 foreign exchange market trading volume29. 外汇市场交易策略 foreign exchange market trading strategy30. 外汇市场参考价格 foreign exchange market reference price31. 外汇市场交易规则 foreign exchange market trading rules32. 外汇市场交易平台 foreign exchange market trading platform33. 外汇市场交易系统 foreign exchange market trading system34. 外汇市场交易时间 foreign exchange market trading time35. 外汇市场交易费用 foreign exchange market trading costs36. 外汇市场交易规定 foreign exchange market trading regulations37. 外汇市场交易方式 foreign exchange market trading methods38. 外汇市场交易渠道 foreign exchange market trading channels39. 外汇市场交易制度 foreign exchange market trading system40. 外汇市场交易过程 foreign exchange market trading process41. 外汇市场交易机会 foreign exchange market trading opportunities42. 外汇市场交易信号 foreign exchange market trading signals43. 外汇市场交易策略 foreign exchange market trading strategy44. 外汇市场交易心理 foreign exchange market trading psychology45. 外汇市场交易技巧 foreign exchange market trading skills46. 外汇市场交易趋势 foreign exchange market trading trends47. 外汇市场交易机制 foreign exchange market trading mechanism49. 外汇市场交易操盘 foreign exchange market trading operation50. 外汇市场交易风险 foreign exchange market trading risk51. 外汇市场交易大趋势 foreign exchange market trading major trends52. 外汇市场交易氛围 foreign exchange market trading atmosphere53. 外汇市场交易过程 foreign exchange market trading process54. 外汇市场交易秩序 foreign exchange market trading order55. 外汇市场交易纪律 foreign exchange market trading discipline56. 外汇市场交易环境 foreign exchange market trading environment57. 外汇市场交易要素 foreign exchange market trading factors58. 外汇市场交易分析 foreign exchange market trading analysis59. 外汇市场交易产生 foreign exchange market trading generation60. 外汇市场交易周期 foreign exchange market trading cycle61. 外汇市场交易特点 foreign exchange market trading characteristics62. 外汇市场交易背景 foreign exchange market trading background63. 外汇市场交易水平 foreign exchange market trading level64. 外汇市场交易价格 foreign exchange market trading price65. 外汇市场交易理念 foreign exchange market trading ideas66. 外汇市场交易逻辑 foreign exchange market trading logic67. 外汇市场交易规律 foreign exchange market trading laws68. 外汇市场交易模式 foreign exchange market trading mode69. 外汇市场交易趋势 foreign exchange market trading trends70. 外汇市场交易结构 foreign exchange market trading structure71. 外汇市场交易形势 foreign exchange market trading situation72. 外汇市场交易趋势 foreign exchange market trading trends74. 外汇市场交易机遇 foreign exchange market trading opportunities75. 外汇市场交易挑战 foreign exchange market trading challenges76. 外汇市场交易风险 foreign exchange market trading risk77. 外汇市场交易机制 foreign exchange market trading mechanism78. 外汇市场交易秩序 foreign exchange market trading order79. 外汇市场交易规则 foreign exchange market trading rules80. 外汇市场交易特点 foreign exchange market trading characteristics81. 外汇市场交易环境 foreign exchange market trading environment82. 外汇市场交易仓位 foreign exchange market trading position83. 外汇市场交易方向 foreign exchange market trading direction84. 外汇市场交易点 foreign exchange market trading points85. 外汇市场交易标准 foreign exchange market trading standards86. 外汇市场交易手段 foreign exchange market trading means87. 外汇市场交易技巧 foreign exchange market trading skills88. 外汇市场交易心态 foreign exchange market trading mentality89. 外汇市场交易策略 foreign exchange market trading strategy90. 外汇市场交易理念 foreign exchange market trading ideas91. 外汇市场交易效果 foreign exchange market trading effect92. 外汇市场交易逻辑 foreign exchange market trading logic93. 外汇市场交易规律 foreign exchange market trading laws94. 外汇市场交易模式 foreign exchange market trading mode95. 外汇市场交易趋势 foreign exchange market trading trends96. 外汇市场交易结构 foreign exchange market trading structure97. 外汇市场交易形势 foreign exchange market trading situation99. 外汇市场交易变化 foreign exchange market trading changes100.外汇市场交易机会 foreign exchange market trading opportunities。
金融英语之银行业务辅导：摩根士丹利(中英对照)N
金融英语之银行业务辅导：摩根士丹利（中英对照）NNNagoya Stock Exchange 名古屋证券交易所NAPS 国家自动支付系统（中国）NASDAQ 纳斯达克（全国证券交易商自动传报协会）National Association of Securities Dealers Automated Quotations 全国证券交易商自动报价协会（美国）National Automated Payment System 国家自动支付系统（中国）Natural resources 自然资源NAV 资产净值NBIC 指纳米科技、生物、信息和认知科学，是英文Nanotechnology，Biotechnology，Information Technology and Cognitive Science的简称。
Net asset value 资产净值Net book value 帐面净值Net income 净收入Net present value 净现值；净现时价值一种根据今天的资本成本折现未来现金流所得出的现时价值，评估未来付款之价值的方法。
Netting agreement 净额结算协议/协定[信用市场]订立净额结算协议是旨在减少需要对客户/交易对手的信用额度进行不断复核的次数，把可用信用额度最大化并加快交易流程。
New York Cotton Exchange，Inc. 纽约棉花交易所有限公司New York Futures Exchange 纽约期货交易所New York Mercantile Exchange 纽约商品交易所New York Produce Exchange 纽约农产品交易所New York Stock Exchange 纽约证券交易所No-load fund 免佣基金Nominal 表面；名义上Non-callable 不可赎回Non-deliverable 不交收Non-farm payroll data 非农业人员收入数据Non-operating income 非经营收入Non-performing asset 不良资产Non-performing Loans 不良贷款；逾放款；到期未能偿还贷款Notes receivable 应收票据Notional size 票面规模NPLs 不良贷款；逾放款；到期未能偿还贷款。
金融英语学习资料20 中英文对照
The Bundesbank has warned that apartment prices in Germany’s biggest cities could be overvalued by as much as 20 per cent stepping up its concern about a real estate boom in the powerhouse of the European economy.德国央行(Bundesbank)警告称，德国大城市的公寓价格过高，偏高幅度可能达到20%。
该机构对欧洲经济主力德国的楼市繁荣加大了关切力度。
The warning will feed into German concern that the European Central Bank’s monetary policy is far too loose for the country. The bank’s main refinancing rate is 0.5 per cent, a record low.这一警告将加剧德国各界的一个担忧，即欧洲央行(ECB)的货币政策对德国来说宽松得简直离谱。
目前欧洲央行的主要再融资利率为0.5%，处于创纪录低位。
It adds to signs that international investors are fuelling global property prices. The trend reflects the lack of opportunities investors regard as havens and low returns for asset classes such as bonds and stocks.德国央行的警告还突显出，种种迹象表明，国际投资者正在推高全球房地产价格。
这一趋势反映出，投资者认为称得上避风港的机遇减少，同时债券和股票等资产类别的回报率偏低。
金融英语之银行业务辅导：摩根士丹利(中英对照)C
金融英语之银行业务辅导：摩根士丹利（中英对照）CCC-Corp [美国]指一般股份有限公司CAC 巴黎CAC指数CAGR 复合年增长率Calendar year 月历年度Call-spread warrant 欧洲式跨价认股权证Call option 认购期权Call protection/provision 赎回保障/条款Call warrant 认购认股权证Callable bond 可赎回债券Candlestick chart 阴阳烛图表日本传统使用的图表方法，最早用于稻米期货市场。
个别表示价格的条状看似一根两端露出烛芯的蜡烛。
蜡烛本身代表从开市到收市的价格差异，烛芯代表最高和最低位，而蜡烛颜色则显示收盘价比开盘价高开还是低开。
一般是白色或绿色代表有较高的收盘价，红色或黑色代表有较低的收盘价。
Cap 上限Capacity 生产能力；产能CAPEX 资本支出Capital Adequacy Ratio 资本充足比率Capital base 资本金；资本基楚Capital expenditure 资本支出Capitalization >资本值Capital markets 资本市场；资金市场Capital raising 融资；筹集资金Capped floater 封顶浮动利率债券Carry trade 利率差额交易；套利外汇交易；息差交易例如：当利率偏低，投资者便借入短息（1%）买长债（4%），稳赚可观息差；及/或当美元汇价看低，便借入美元买进看升的亚洲股、汇市。
Carrying cost 利息成本；持有成本；资金成本差额Carrying value 账面价值Cash-settled warrant 现金认股权证Cash earnings per share 每股现金盈利Cash flow 现金流量CBO 债券抵押债券（参见Collateralized Bond Obligation）CCASS 中央结算及交收系统CD 存款证CDO 债务抵押债券（参见Collateralized Debt Obligation）CDS 参见Credit Default Swap栏目CEDEL 世达国际结算系统（即欧洲货币市场结算系统）Ceiling 上限Ceiling-floor agreement 上下限协议Central Clearing & Settlement System 中央结算及交收系统CEO 行政总裁；行政总监；首席执行官CEPA 即2003年6月29日于香港签署的《内地与香港关于建立更紧密经贸关系的安排》，是英文“The Closer Economic Partnership Arrangement （CEPA）between Hong Kong and the Mainland”的简称。
金融英语学习资料19 中英文对照
If you want to know why the Chinese economy has performed so well this year, the eastern city of Nanjing is a good place to begin. With round-the-clock work on four new subway lines and tens of thousands of homes under construction, it epitomises the investment drive that powered China to 7.8 per cent growth in the third quarter.如果你想知道中国经济今年为何表现如此亮丽，你不妨先到华东城市南京看一看。
这里有4条新的地铁线在全天24小时施工，还有数万套新住房在建，堪称推动中国经济在第三季度同比增长7.8%的投资热潮的一个缩影。
Watering down his bright yellow XCMG truck-mounted crane this week, Ma Jun said that for several straight months he had driven from construction site to construction site in Nanjing, hoisting steel bars and concrete slabs into place.上周，马俊（音）一边操纵着鲜黄色的徐工(XCMG)车载起重机，一边说，这几个月来，他忙不迭地在南京的建筑工地之间奔波，把螺纹钢和混凝土构件吊到指定工位。
“My boss just bought this truck in April and it has already been put to good use,” he said.“我的老板在4月份刚刚买下这台工程机械，它已经得到了充分利用，”他表示。
(金融保险)财务管理专业介绍金融词汇(C)MORGANSTANLEY
（金融保险）财务管理专业介绍金融词汇(C)MORGANSTANLEY财务管理专业一、培养目标：本专业培养具备管理、经济、法律和理财、金融等方面的知识和能力，能在工商、金融企业、事业单位及政府部门从事财务、金融管理以及教学、科研方面工作的工商管理学科高级专门人才。
二、培养要求：本专业学生主要学习财务、金融管理方面的基本理论和基本知识，受到财务、金融管理方法和技巧方面的基本训练，具有分析和解决财务、金融问题的基本能力。
三、学习财务管理专业能获得哪些知识和能力本专业毕业生将获取以下几方面的知识和能力：1．掌握管理学、经济学和财务与金融的基本理论和基本知识；2．掌握财务、金融管理的定性和定量的分析方法；3．具有较强的语言与文字表达、人际沟通、信息获取以及分析和解决财务、金融管理实际问题的基本能力；4．熟悉我国有关财务、金融管理的方针、政策和法规；5．了解本学科的理论前沿和发展动态；6．掌握文献检索、资料查询的基本方法，具有一定的科学研究和实际工作能力。
四、开设的主要专业课程侧重财务和金融类：财务管理、高级财务管理、跨国公司财务、财务会计、高级财务会计、成本会计、管理会计、税法、审计学、会计电算化、财务分析、投资学、资产评估、货币银行学、证券投资学、国际金融、管理信息系统、统计学等。
（详见经济与管理学院财务管理专业本科培养方案）五、财务管理专业就业前景本专业培养的人才具备管理、经济、法律和理财、金融等方面的知识和能力，能在各类工商企业、国家机关和事业单位、会计师事务所、银行等金融机构、商务贸易服务行业从事财务管理、财务会计、投资分析咨询、理财规划以及教学、科研等方面工作。
这里重点介绍几种相关度高的职业：会计、理财规划师、财务管理人员。
(1)会计人才职业前景：本专业毕业以后做会计，是最保守也是最妥当的一条职业道路。
很多同学放弃这条道路的原因是人才供应太多导致竞争激烈，而且职业前景有限。
其实这种看法本身就错了。
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金融英语之银行业务辅导：摩根士丹利（中英对照）U-V
U
Unconditional and irrevocable letter of credit 无条件及不可撤销信用状
Underlying 所代表或相关的
Underwriter 包销商；承销商
Underwriting 包销(股市) 传统的做法是一或多家银行保证在某个数目日子里，按某固定价格担保购买若干数目的股份。
此类包销目前普遍被称为硬包销，相对于建立投资者购股意愿档案(Bookbuilding) 的做法，后者是一个要求投入最大努力的结构而非仅在Bookbuilding程序结束时。
包销商承诺将买入发行没有售出的所有股票。
Underwriting syndicate 承销银团
Undistributed profit 未分配利润
Unilateral agreement/bilateral agreement 单方面协议/双边协议
Unit trust 单位信托
Unlisted security 未上市证券
Unsecured debt 无担保债务
Upfront premium payment 一次清偿权利金
Upfront payment/fee 首笔支付费用
Upfront premium payment 一次清偿权利金
Upside risk 上调风险
US Financial Firm/US Financial Institution 美国金融公司/美国金融机构
US Investment Bank 美国投资银行
US GAAP 美国一般公认会计原则
US Treasury 美国国库债券
Use of proceeds 所得款项用途
Utilization rate 利用率；使用率
V
Valuation 估值
Value-at-risk 风险值
Value added tax 增值税
Value fund 价值基金
Vanilla bonds 纯债券
Variable equity return 浮动股本回报率
Venture capital 创业资金；创业投资
Vertical merger 垂直式合并
Volatility 波动；波幅
Volume 成交量。