中考英语投资理财的风险防范措施单选题40题

中考英语投资理财的风险防范措施单选题40题
1. When investing, you should always ______ the risks.
A. be aware of
B. be good at
C. be interested in
D. be famous for
答案：A
解析：A 选项“be aware of”表示“意识到，知道”，在投资时应该始终意识到风险。

B 选项“be good at”意思是“擅长”；C 选项“be interested in”表示“对……感兴趣”；D 选项“be famous for”意为“因……而出名”。

这三个选项在投资风险的语境中都不恰当。

2. To prevent risks in investment, it's important to ______ your money wisely.
A. spend
B. save
C. manage
D. waste
答案：C
解析：A 选项“spend”意为“花费”；B 选项“save”表示“节省，储蓄”；C 选项“manage”有“管理，经营”的意思，在投资中管理资金很重要；D 选项“waste”是“浪费”。

在防范投资风险时，明智地管理资金是重要的，所以选C。

3. Before making an investment, you need to ______ the market carefully.
A. look at
B. look for
C. look after
D. look into
答案：D
解析：A 选项“look at”指“看”；B 选项“look for”意为“寻找”；C 选项“look after”表示“照顾”；D 选项“look into”有“调查，研究”的意思。

投资前需要仔细研究市场，故选D。

4. A good investor knows how to ______ different investment options.
A. compare
B. complete
C. control
D. correct
答案：A
解析：A 选项“compare”是“比较”；B 选项“complete”意为“完成”；
C 选项“control”表示“控制”；
D 选项“correct”是“改正”。

好的投资者知道如何比较不同的投资选择，所以选A。

5. In investment, it's necessary to ______ the risk and return.
A. balance
B. believe
C. borrow
D. break
答案：A
解析：A 选项“balance”有“平衡”的意思，在投资中平衡风险和回报是必要的。

B 选项“believe”是“相信”；C 选项“borrow”指“借”；D 选项“break”意为“打破”。

这三个选项不符合题意。

6. To avoid risks, you should ______ too much money in one investment.
A. spend
B. invest
C. earn
D. save
答案：B
解析：A 选项“spend”侧重于“花费”；C 选项“earn”表示“赚取”；
D 选项“save”是“储蓄”。

B 选项“invest”指“投资”，为了避免风险，不应该在一项投资中投入太多钱，所以选B。

7. When investing, it's wise to ______ professional advice.
A. give
B. take
C. make
D. do
答案：B
解析：A 选项“give”是“给”；C 选项“make”有“制作，使得”等意思；D 选项“do”表示“做”。

B 选项“take”在“take advice”中表示“接受，采纳”，在投资时采纳专业建议是明智的，故选B。

8. Investment risks can be reduced by ______ a diverse portfolio.
A. having
B. making
C. doing
D. taking
答案：A
解析：A 选项“having”有“拥有”的意思，拥有多样化的投资组合可以降低投资风险。

B 选项“making”常表示“制作”；C 选项“doing”表示“做”；D 选项“taking”有“拿，取”等意思。

这三个选项在这个语境中不如 A 恰当。

9. One way to prevent investment risks is to ______ your expectations.
A. low
B. lower
C. rise
D. raise
答案：B
解析：A 选项“low”是形容词“低的”；C 选项“rise”是“上升”，通常是不及物动词；D 选项“raise”是“提高”。

B 选项“lower”是“降低”，降低期望是预防投资风险的一种方式，故选B。

10. To manage investment risks well, you need to ______ the latest market information.
A. know
B. understand
C. keep
D. follow
答案：D
解析：A 选项“know”表示“知道”；B 选项“understand”意为“理解”；
C 选项“keep”有“保持”的意思。

D 选项“follow”指“跟随，追踪”，要管理好投资风险，需要追踪最新的市场信息，所以选D。

11. If the investment risk ______ properly, it can cause great losses.
A. isn't managed
B. doesn't manage
C. won't be managed
D. hasn't managed
答案：A。

本题考查被动语态。

投资风险是被管理的，要用被动语态，排除B、D 选项。

根据条件状语从句“主将从现”原则，if 引导的从句用一般现在时，所以选A 选项。

C 选项是将来时的被动语态，不符合。

12. The measures to prevent risks in investment ______ by the government last year.
A. were taken
B. was taken
C. is taken
D. are taken
答案：A。

本题考查一般过去时的被动语态。

measures 是复数，所以排除B、C 选项。

last year 是过去的时间，要用一般过去时，所以选 A 选项，D 选项是一般现在时的被动语态。

13. When the market changes, the risk prevention plans ______ adjusted immediately.
A. should be
B. shouldn't be
C. must be
D. needn't be
答案：A。

本题考查情态动词的被动语态。

根据句意，市场变化时，风险防范计划应该被立即调整，B 选项意思不符，C 选项“must”语气过于强硬，D 选项“needn't”意思不对，所以选 A 选项。

14. The investors ______ warned of the possible risks before making any investment.
A. are
B. were
C. have been
D. had been
答案：B。

本题考查一般过去时的被动语态。

“before making any
investment”表示过去的时间，所以要用一般过去时的被动语态，A 选项是一般现在时，C 选项是现在完成时的被动语态，D 选项是过去完成时的被动语态，均不符合，所以选B 选项。

15. The new investment policy ______ to reduce the risks since last month.
A. has been implemented
B. was implemented
C. is implemented
D. will be implemented
答案：A。

本题考查现在完成时的被动语态。

“since last month”是现在完成时的标志，政策是被实施的，要用被动语态，所以选A 选项。

B 选项是一般过去时的被动语态，C 选项是一般现在时的被动语态，D 选项是一般将来时的被动语态，均不符合。

16. The risks in investment ______ more attention if you want to succeed.
A. should pay
B. should be paid
C. must pay
D. must be paid
答案：B。

本题考查情态动词的被动语态。

“attention”是被给予的，要用被动语态，A、C 选项是主动语态，不符合。

“should”表示应该，“must”表示必须，语气更强，根据句意，应该选B 选项。

17. If more risks ______, the investment will fail.
A. appear
B. appeared
C. will appear
D. have appeared
答案：A。

本题考查if 条件状语从句的时态。

if 条件状语从句遵循“主将从现”原则，主句用一般将来时，从句用一般现在时，所以选
A 选项。

18. The investors ______ how to prevent risks carefully before investing.
A. should teach
B. should be taught
C. must teach
D. must be taught
答案：B。

本题考查情态动词的被动语态。

投资者是被教导的，要用被动语态，A、C 选项是主动语态，不符合。

“should”表示应该，“must”表示必须，语气更强，根据句意，应该选B 选项。

19. The importance of risk prevention ______ to the investors many times.
A. has explained
B. was explained
C. is explained
D. has been explained
答案：D。

本题考查现在完成时的被动语态。

“many times”表示多次，要用完成时态，“importance”是被解释的，要用被动语态，所以选
D 选项。

20. The risks that may happen ______ clearly before you start the investment.
A. should be known
B. shouldn't be known
C. must be known
D. needn't be known
答案：A。

本题考查情态动词的被动语态。

根据句意，在开始投资前，可能发生的风险应该被清楚地了解，B 选项意思不符，C 选项“must”语气过于强硬，D 选项“needn't”意思不对，所以选A 选项。

21. When investing, it's important to diversify your portfolio. This means _____.
A. investing in only one type of asset
B. investing in a variety of assets
C. putting all your money in one place
D. avoiding any risks
答案：B
解析：多样化投资组合意味着投资多种资产，A 选项只投资一种资产不符合；C 选项把所有钱放在一个地方风险大；D 选项避免任
何风险是不现实的。

22. Before making an investment decision, you should _____.
A. rely on others' opinions
B. do thorough research
C. make a quick choice
D. ignore the risks
答案：B
解析：在做投资决定前应该进行彻底的研究，A 选项依赖他人意见不可靠；C 选项快速做选择不谨慎；D 选项忽略风险是错误的。

23. If a company has a high debt ratio, it might indicate _____.
A. a stable financial situation
B. a potential risk
C. a good investment opportunity
D. no need to worry
答案：B
解析：公司高负债率可能表明存在潜在风险，A 选项稳定的财务状况不符合；C 选项好的投资机会不对；D 选项无需担心错误。

24. Understanding market trends is crucial for successful investment. This statement implies that _____.
A. you can ignore market trends
B. market trends have no impact
C. you need to follow market trends closely
D. market trends are unpredictable
答案：C
解析：理解市场趋势对成功投资至关重要，意味着需要密切关注市场趋势，A 选项忽略不对；B 选项没影响错误；D 选项不可预测不是重点。

25. A diversified investment portfolio can help reduce risks because _____.
A. it集中all the risks
B. it spreads the risks
C. it increases the risks
D. it ignores the risks
答案：B
解析：多元化投资组合能帮助降低风险是因为分散了风险，A 选项集中风险错误；C 选项增加风险不对；D 选项忽略风险不正确。

26. When choosing an investment product, you should consider _____.
A. only the return
B. only the risk
C. both the return and the risk
D. neither the return nor the risk
答案：C
解析：选择投资产品时应该考虑回报和风险两方面，A 选项只考虑回报不全面；B 选项只考虑风险也不全面；D 选项都不考虑是错
误的。

27. A sudden change in the economy can have a significant impact on your investments. This shows that _____.
A. investments are always safe
B. investments are not affected by the economy
C. you need to be aware of economic changes
D. you don't need to care about the economy
答案：C
解析：经济突然变化会对投资有重大影响，表明需要留意经济变化，A 选项投资总是安全的错误；B 选项投资不受经济影响不对；D 选项不需要关心经济错误。

28. If an investment offers an extremely high return with little risk, it might be _____.
A. a reliable opportunity
B. too good to be true
C. a common situation
D. easy to make money
答案：B
解析：如果一项投资回报极高且风险很小，可能好得难以置信，A 选项可靠的机会不太可能；C 选项常见情况不符合；D 选项容易赚钱太绝对。

29. To minimize investment risks, you should _____.
A. take big risks
B. avoid any risks
C. spread your investments
D. focus on one investment
答案：C
解析：为最小化投资风险，应该分散投资，A 选项冒大风险错误；
B 选项避免任何风险不现实；D 选项专注于一项投资风险大。

30. Understanding your own risk tolerance is important because _____.
A. it helps you make suitable investment decisions
B. it doesn't matter for your investments
C. you can ignore it when investing
D. it makes your investments more risky
答案：A
解析：了解自己的风险承受能力重要是因为能帮助做出合适的投资决定，B 选项对投资没关系错误；C 选项投资时忽略不对；D 选项使投资更有风险错误。

31. When investing, it's important to ______ the risks and rewards.
A. balance
B. ignore
C. increase
D. reduce
答案：A
解析：balance 有“平衡”的意思，在投资中平衡风险和回报很重要。

ignore 是“忽视”，increase 是“增加”，reduce 是“减少”，都不符合投资中需要综合考虑风险和回报的语境。

32. You should ______ your investment portfolio regularly to ensure it meets your goals.
A. check
B. sell
C. buy
D. forget
答案：A
解析：check 有“检查”的意思，定期检查投资组合以确保符合目标是合理的。

sell 是“出售”，buy 是“购买”，forget 是“忘记”，都不如check 符合语境。

33. Before making an investment, you need to do a ______ analysis of the market.
A. quick
B. deep
C. simple
D. small
答案：B
解析：deep 有“深入的”意思，投资前对市场做深入分析是必要的。

quick 是“快速的”，simple 是“简单的”，small 是“小的”，都不如deep 能体现分析的全面和深入。

34. Diversification is a key strategy to ______ investment risks.
A. rise
B. lower
C. keep
D. add
答案：B
解析：lower 有“降低”的意思，多样化是降低投资风险的关键策略。

rise 是“上升”，keep 是“保持”，add 是“增加”，均不符合降低风险的意思。

35. If a company has a lot of debt, it may be a ______ for investors.
A. chance
B. risk
C. benefit
D. success
答案：B
解析：risk 表示“风险”，公司债务多对投资者来说可能是风险。

chance 是“机会”，benefit 是“益处”，success 是“成功”，都不符合语境。

36. A good investor always ______ the latest financial news.
A. follows
C. avoids
D. hates
答案：A
解析：follow 有“跟随、关注”的意思，好的投资者总是关注最新的财经新闻。

leave 是“离开”，avoid 是“避免”，hate 是“讨厌”，都不符合投资者应有的行为。

37. Don't put all your eggs in one basket. This means you should ______.
A. take big risks
B. diversify your investments
C. invest in only one thing
D. ignore other options
答案：B
解析：“Don't put all your eggs in one basket.”意思是不要把所有鸡蛋放在一个篮子里，意味着要分散投资。

take big risks 是“承担大风险”，invest in only one thing 是“只投资一样东西”，ignore other options 是“忽略其他选择”，都不符合这句谚语的含义。

38. When the stock market is unstable, it's better to ______ your investments.
A. increase
B. change
D. withdraw
答案：C
解析：hold 有“持有”的意思，股市不稳定时，最好持有投资。

increase 是“增加”，change 是“改变”，withdraw 是“撤回”，在不稳定时撤回可能会造成损失，增加或改变也不一定是明智之举，持有更合适。

39. To minimize risks, you should ______ different types of assets.
A. own
B. sell
C. compare
D. combine
答案：D
解析：combine 有“结合、组合”的意思，为最小化风险，应组合不同类型的资产。

own 是“拥有”，sell 是“出售”，compare 是“比较”，都不如combine 能表达合理的风险防范措施。

40. If you want to be a successful investor, you must have ______.
A. luck
B. patience
C. money
D. friends
答案：B
解析：patience 是“耐心”，成功的投资者必须有耐心。

luck 是“运气”，不能一直依赖运气；money 是“钱”，有钱不一定能成为成功的投资者；friends 是“朋友”，朋友不是成为成功投资者的关键。

耐心在投资中至关重要。