Natti 翻译练习： Public Liability 公众责任

Natti 翻译练习： Public Liability 公众责任
原文
Public Liability
Public liability insurance has been a headline item in Australia for most of this year. Business and organisations are struggling to obtain public liability cover at an affordable level, if at all, and some are faced with the prospect of operating without it. Such a decision should be made only with a full understanding of the potential commercial consequences of not having this kind of protection.
What should be made clear in making such a decision is that Australia society has become more litigious in recent years.
Many people take the view that if a bad thing happens to them, it must be somebody else’s fault and somebody else should be made to pay.
It is not possible to give an all­encompassing description of all situations in which companies or organizations will incur liability of the type covered by public liability insurance. It would be difficult enough trying to do this for a specific business.
The underlying principle will arise when:
­Y ou have a duty of care to the plaintiff
­Y ou breach that duty
­The plaintiff suffers loss or damage as a result of the breach
­The loss or damage was reasonably foreseeable
A duty of care can arise through your ownership or occupation of premises, through your conducting an event or a particular business, and through the actions of your employees, officers, or agents.
The high court was asked recently to consider whether the operator of an indoor cricket centre was liable to a player who lost the sight in one eye after a ball came off the top edge of the bat and hit him in the eye.
公众责任
公众责任险一直都是澳洲今年大部分时间的头条话题。

工商机构在努力争取在能力负担水平内 的公众责任险保障，无论如何，一些工商机构会面临着无公众责任险地运作的前景。

这样的决 定只会在完全理解没有这种保障会带来的潜在商业后果才会做出的。

做出这个决定时要弄清楚的是澳洲社会在近年来变得更好诉讼了。

很多人的观点是如果一件不好的事发生在他们身上，那么肯定是其它人的过错，其他人应该做 出赔偿。

对公众责任险包含的，公司或机构要承担责任的所有情况，是不可能去做出一个完全的说明的。

对一个特别的商业尝试做出此说明是足够困难的。

根本的原理会出现在：
－你有照顾原告的责任
－你违背该责任
－该违背造成原告人的损失或损害
－该损失或损害是合理地可预知的。

照顾的责任出现于当你拥有或占有一个建筑物，你正指导着一项活动或一样特别的事情，还有 你的雇员，官员或代理人员的行为。

高等法院最近被要求去考虑一个室内板球中心的经营者是否要对一个一眼失明的运动员负上责任，该运动员是被一个从球棒上部边缘弹开的球击中眼部而失明的。