银行内控管理工作思路及措施发展的建议和意见

银行内控管理工作思路及措施发展的建议和
意见
1.建立健全的内部控制制度是银行管理工作的重要基础。

Establishing a sound internal control system is the essential foundation of bank management.
2.内控管理应该贯穿于银行的各个业务环节。

Internal control management should be integrated into
every aspect of the bank's operations.
3.制定符合监管要求的内控政策和流程，是银行内控管理工作的
首要任务之一。

Developing internal control policies and procedures that comply with regulatory requirements is a top priority for
bank internal control management.
4.强化内部审计和风险管理工作，可以有效提升银行的内控水平。

Enhancing internal audit and risk management can
effectively enhance the bank's internal control level.
5.建立内部控制框架，明确责任分工和控制权限。

Establishing an internal control framework to clarify responsibilities and control authority.
6.加强内部员工的培训和教育，提高他们的风险意识和内控意识。

Strengthening internal staff training and education to enhance their risk awareness and internal control awareness.
7.建立健全的信息披露和风险提示机制，及时向监管机构和投资
者披露信息。

Establishing a sound information disclosure and risk warning mechanism to promptly disclose information to regulatory authorities and investors.
8.加强内控流程的监督和评估，及时发现并纠正问题。

Strengthening the supervision and assessment of internal control processes to promptly identify and correct issues.
9.建立内部控制自查和自评机制，定期对内控制度进行自查自评。

Establishing an internal control self-inspection and
self-assessment mechanism to regularly inspect and evaluate internal control systems.
10.在运用技术手段提升内控管理效率的同时，确保信息安全和数
据隐私。

Ensuring information security and data privacy while
using technological means to improve the efficiency of
internal control management.
11.持续优化内部控制管理体系，与时俱进，适应银行业务发展的
需求。

Continuously optimizing the internal control management system to keep pace with the needs of the bank's business development.
12.建立公司治理框架，明确权责和利益相关方的权益保护机制。

Establishing a corporate governance framework to clarify rights and responsibilities and protect the interests of stakeholders.
13.加强对外部合作机构和往来业务伙伴的管控，防范信用风险和市场风险。

Strengthening control over external cooperating institutions and business partners to guard against credit risk and market risk.
14.加强对新产品和新业务的审慎管理，确保符合监管政策和风险规定。

Enhancing prudent management of new products and new businesses to ensure compliance with regulatory policies and risk requirements.
15.建立健全的内部报告和监督机制，确保内控问题能够及时汇报和监督。

Establishing a sound internal reporting and supervision mechanism to ensure timely reporting and supervision of
internal control issues.
16.加强对资金流动和金融交易的监控，防范资金安全和交易风险。

Strengthening monitoring of fund flows and financial transactions to guard against fund security and transaction risks.
17.加强对员工行为和业务操作的监管，防范内部不端行为和操作
风险。

Strengthening supervision of employee behavior and business operations to prevent internal misconduct and operational risks.
18.制定完善的应急预案和危机处理机制，做好应对风险事件的准备。

Developing comprehensive contingency plans and crisis management mechanisms to prepare for risk events.
19.强化对内部控制缺陷和违规行为的处置，严肃追究责任。

Strengthening the handling of internal control defects and violations, and holding individuals accountable.
20.加强对监管规定的学习和理解，及时调整和完善内控政策和流程。

Enhancing learning and understanding of regulatory requirements to promptly adjust and improve internal control policies and procedures.
21.定期开展内部控制自查和外部审计，并及时整改内控问题。

Regularly conducting internal control self-inspection and external audits, and promptly rectifying internal control issues.
22.建立内部控制档案和数据库，便于监管审查和内控问题溯源。

Establishing internal control archives and databases to facilitate regulatory review and traceability of internal control issues.
23.加强内部交流与沟通，形成内控管理的整体合力。

Strengthening internal communication and coordination to form a unified force for internal control management.
24.建立内部控制考核和激励机制，激发员工参与内控管理的积极性。

Establishing an internal control assessment and incentive mechanism to motivate employees to actively participate in internal control management.
25.制定内部控制的具体指标和目标，评估管理层的内控绩效。

Developing specific indicators and goals for internal control to assess the management's internal control performance.
26.积极开展风险管理和内控咨询，为业务决策提供专业支持。

Actively engaging in risk management and internal control consulting to provide professional support for business decision-making.
27.加强对关键岗位和关键业务的监控和管理，确保业务运行的稳
健性和安全性。

Strengthening monitoring and management of key positions and key businesses to ensure the stability and security of business operations.
28.经常举办内控理论和实践交流活动，提升内控管理的专业水平。

Frequently organizing internal control theory and
practice exchange activities to enhance the professional
level of internal control management.
29.加强对外部环境变化和风险趋势的监测和预警，及时调整内控
策略。

Strengthening monitoring and early warning of changes in the external environment and risk trends to promptly adjust internal control strategies.
30.推动内控管理与科技创新相结合，提高内控工作的智能化和精
细化水平。

Promoting the integration of internal control management and technological innovation to improve the intelligence and refinement level of internal control work.
31.通过持续改进内控管理，提升银行的整体竞争力和风险防范能力。

By continuously improving internal control management,
the overall competitiveness and risk prevention capabilities
of the bank can be enhanced.
32.强化内部控制制度的宣传和培训，提升全员的内控意识和素质。

Strengthening the promotion and training of internal control systems to enhance the internal control awareness and competence of all staff.
33.发挥监管和合规部门的作用，确保内控管理符合法律法规和监
管要求。

Leveraging the role of regulatory and compliance departments to ensure that internal control management complies with laws and regulations.
34.搭建内外部沟通的桥梁，促进内控制度的全面落实和执行。

Building bridges for internal and external communication to promote the comprehensive implementation and execution of internal control systems.
35.完善内部违规举报和处理机制，鼓励员工积极揭露内部问题。

Improving the internal violation reporting and handling mechanism to encourage employees to actively disclose internal issues.
36.坚持风险与效益平衡的原则，合理配置内控资源。

Adhering to the principle of balancing risk and benefit to allocate internal control resources reasonably.
37.建立内部控制风险指标体系，实现对风险的量化和管理。

Establishing an internal control risk index system to quantify and manage risks.
38.加强对第三方风险的管控，维护合作伙伴和客户的合法权益。

Strengthening control over third-party risks to safeguard the legitimate rights and interests of partners and customers.
39.加强对数据资产的保护和管理，防范数据泄露和风险事件。

Strengthening the protection and management of data
assets to prevent data leakage and risk events.
40.重视员工道德和业务操守，培养良好的内部文化和价值观。

Attaching importance to employee ethics and business conduct to cultivate a good internal culture and values.
41.制定内部控制的绩效评价体系，激励创新和改善。

Developing a performance evaluation system for internal control to incentivize innovation and improvement.
42.建立内外部联动的内控监督体系，提高内控覆盖范围和效果。

Establishing an internal and external linked internal control supervision system to expand the coverage and effectiveness of internal control.
43.持续加强对关键业务流程和系统的管控，确保业务的稳定运行。

Continuously strengthening control over key business processes and systems to ensure the stable operation of business.
44.依法依规，加强对洗钱风险的管控和防范。

Strengthening control and prevention of money laundering risks in accordance with laws and regulations.
45.完善内部控制的危机处理预案，确保在突发事件中能够及时有
效应对。

Improving the crisis handling contingency plan for
internal control to ensure the timely and effective response
to emergencies.
46.建立健全的内部审查和监督机制，加强对内部控制有效性的评估。

Establishing a sound internal inspection and supervision mechanism to strengthen the evaluation of the effectiveness of internal control.
47.组织内控知识普及和经验分享活动，促进内控管理的交流与合作。

Organizing activities to popularize internal control knowledge and share experiences to promote the exchange and cooperation of internal control management.
48.强化对信用风险和流动性风险的监测和评估，加强内部控制对策的制定。

Strengthening the monitoring and assessment of credit risk and liquidity risk, and formulating internal control countermeasures.
49.提升内部控制框架的灵活性和适应性，适应金融市场的变化和
发展。

Enhancing the flexibility and adaptability of the
internal control framework to adapt to changes and development in the financial market.
50.建立内部控制的监督反馈机制，及时汇总和评价内控问题反馈。

Establishing a supervision feedback mechanism for
internal control to promptly summarize and evaluate feedback on internal control issues.
51.坚持以客户为中心的理念，强化内控管理与客户关系管理的融合。

Adhering to the customer-centric concept and
strengthening the integration of internal control management with customer relationship management.
52.定期进行内部控制效果评估和审核，确保内控管理的连续性和
有效性。

Regularly conducting internal control effectiveness assessments and audits to ensure the continuity and effectiveness of internal control management.。