金融英语词汇每日一新(九)

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bimetallism n. [银] 复本位制度
A bimetallic standard is a monetary standard where the monetary unit is defined as consisting of either a certain amount of a metal or a certain amount of another, with the monetary authority being ready at all times to coin either metal at the legal price.
在此复本位制下,货币单位定义为可含⼀定量的两种⾦属中的任⼀种,货币*可在任何时间以法定价格铸币。

binary option [分] 两值期权
Binary options stipulate a fixed payment at maturity, regardless of the moneyness (it only has to be positive).
是指现⾦或⽆价值期权、资产或⽆价值期权的总称。

binder n. [房] 临时契约
A preliminary agreement to purchase a property accompanied by a forfeitable deposit which is lost if the purchaser does not complete the purchase of the property. 
附带押⾦的初期购买协议。

binomial option pricing model [分] ⼆项式期权定价模型
An option pricing model in which the underlying asset can assume one of only two possible, discrete values in the next time period for each value that it can take on in the preceding time period. 
是指⼀种估价等式。

它假设标的资产的价格变化是通过⼀系列不连续的向上或向下运动完成的。

biweekly loan [房] 双周房屋贷款
A loan which features payments equalling one half of the usual monthly payment made every two weeks (to total 26 in a year), thus substantially reducing the life of the mortgage and the interest payable over the life of the mortgage. 
每两周付款⼀次(每年26次)的房屋贷款,可⼤⼤缩短贷款周期以及贷款期⽀付的利息。

备注: 
[保]代表保险,[房]代表房地产,[会]代表会计,[分]代表注册财务分析师,[银]代表银⾏,[证]代表证券。

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