国际结算双语考卷答案

广西大学行健文理学院课程考试

试卷答案要点及评分细则

课程名称：国际结算（双语）考试班级：2007级国贸各班

试卷类型：期中考试卷

命题教师签名：2010年 5 月14 日

Part I单选题

1-5 CBCAD 6-10 DAADD

Part II翻译题Please translate the following sentences from English to Chinese.

(20 Points)

1.To issue a bill of exchange comprises two acts by the drawer: 1) to draw and sign a bill;

and 2) to deliver it to the payee.

签发汇票由出票人的两个行为构成：一是开出汇票并在签字；二是交付给收款人。

2.International settlement consists of international trade settlement and non-trade

settlement.

国际结算包括国际贸易结算和非贸易结算。

3.SWIFT authentic key is used between SWIFT member banks for authenticating all

messages to be transmitted through SWIFT.

环球银行金融电讯协会证实押被环球银行金融电讯协会成员行用于证实通过环球银行金融电讯协会系统传输的所有信息的真实性。

4.The guarantor is the bank that issues a letter of guarantee at the request of its customer.

保证行是在其顾客要求下签发保函的银行。

5.In cover, we have authorized Bank A to debit our account and credit your accounts with

the above sum.

为偿付头寸，我们已经授权A银行将上述金额借记我们的账户，并贷记你们的账户。

6. A foreign branch bank is an operational branch established by a commercial bank in a

foreign country.

一家国外支行是某家商业银行在国外开立的经营性质的分支机构。

7.Confirming bank means a bank that adds its confirmation to a credit upon the issuing

bank’s authorization or request.

保兑行指的是在开证银的授权或要求下对信用证进行保兑的银行。

8.Remittance refers to the transfer of funds from one party to another among different

countries.

汇款（汇付）是指资金在不同国家之间的转移。

9.TARGET (the Trans-European Automated Real-time Gross Settlement Express Transfer

System) is a real-time gross settlement system of the euro.

欧洲跨国清算系统是实时的统一欧元清算系统。

10.A holder in due course refers to an individual who acquires a negotiable instrument in

good faith.

一个正当持票人指的是一个善意得到一张可流通票据的人。

Part III 简答题（中文或者英文回答）

1

2. 即期付款交单与即期信用证的区别

答：1）前者商业信用，后者银行信用；

2）前者不能向银行申请融资，后者可以申请打包放款；

3) 前者通知行不负责审单，后者通知行负责审单；

3. 提单常见不符点

答：（P237 任选6点回答）

1). 收货人姓名与信用证不符;

2）被通知人与信用证不符;

3）货物描述与信用证不一致;

4）提供的是不清洁提单；

5）起运港或者目的港与信用证不符；

6）正本提单份数不足；

4. 跟单托收与跟单信用证在融资方式上的几个主要不同点。

答：1）前者多使用商业汇票，贴现相对困难，后者多使用银行承兑汇票，贴现相对比较容易；

2）对于前者，由于是商业信用，比较难向银行申请融资，后者比较容易；

3) 前者通知行不负责审单，拒付可能性大，比较难得到银行融资，后者通知行负责审

单，拒付可能性小，可以申请打包放款，押汇和T/R等

Part IV出口托收押汇的流程（见课件）

给分要点：至少中英各占一半：

A）可以是中文流程图，英文流程说明；或者

B）英文流程图，中文流程说明。

中英文分别给10分，如果只用一种语言答题，给一半分。

Step 1: The exporter and the importer sign a sale contract ，the exporter ship the goods; Step 2: The exporter signs the negotiation agreement with the remitting bank;

Step 3: The exporter presenting the collection application, negotiation application and the whole set of documents (including the title of the goods and draft) to the remitting bank; Step 4: The remitting bank deposits the fund after negotiation;

Step 5: The remitting bank fills in the collection application, and sends the whole set of documents (including the title of the goods and draft) to collecting bank;

Step 6: The collecting bank presents the drafts to the importer;

Step 7: The importer pays or accepts the drafts and the documents in case of D/P or D/A; Step 8: The document especial the title of the goods, are released to the importer, the transaction is settled;

Step 9: The collecting bank remits proceeds to the remitting bank;

Part V 操作题Please implement the following case. (30 Points)

Part A. 请根据所给的条件填写汇票并做出相应的背书。(15 Points)

A) 请根据如下条件出票：

2009年8月4日上海A 贸易公司(shanghai A E.&I. Co. No.1023, Nanjing Road(East) Shanghai, China)出口装运5000打、价值50000美元的纯棉男式衬衫（Pure Cotton Men's Shirts, Art. No.9-71323, Size Assortment:S/3 M/b and L/3 per doz.）到香港N 贸易有限公司(Hong kong N Trading Co., Ltd ，21Locky Road, Hong kong), 收款人是出口商，委托中国银行上海分行办理托收，交单条件为D/P 即期，并指定要求中国银行香港分行作为代收行。请开立跟单汇票。

B ）出票后，请按照如下要求做出托收记名背书行为

中国银行上海分行作出托收记名背书给中国银行香港分行

C)（1 7、D/A －承兑赎单 D/P －付款赎单

得分