金融词汇中英文对照

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金融术语中英文对照

金融术语中英文对照

Back—door listing 借壳上市Back-end load 撤离费;后收费用Back office 后勤办公室Back to back FX agreement 背靠背外汇协议Balance of payments 国际收支平衡;收支结余Balance of trade 贸易平衡Balance sheet 资产负债表Balance sheet date 年结日Balloon maturity 到期大额偿还Balloon payment 期末大额偿还Bank, Banker, Banking 银行;银行家;银行业Bank for国际结算银行International Settlements(BIS)Bankruptcy 破产Base day 基准日Base rate 基准利率Basel Capital Accord 巴塞尔资本协议Basis Point (BP) 基点;点子一个基点等如一个百分点(%)的百分之一。

举例:25个基点=0.25%Basis swap 基准掉期Basket of currencies 一揽子货币Basket warrant 一揽子备兑证Bear market 熊市;股市行情看淡Bear position 空仓;空头Bear raid 疯狂抛售Bearer 持票人Bearer stock 不记名股票Behind-the—scene 未开拓市场Below par 低于平值Benchmark 比较基准Benchmark mortgage pool 按揭贷款基准组合Beneficiary 受益人Bermudan option 百慕大期权百慕大期权介乎美式与欧式之间,持有人有权在到期日前的一个或多个日期执行期权。

Best practice 最佳做法;典范做法Beta (Market beta) 贝他(系数);市场风险指数Bid 出价;投标价;买盘指由买方报出表示愿意按此水平买入的一个价格。

金融术语中英文对照

金融术语中英文对照

Back-door list ingBack-e nd loadBack officeBack to back FX agreeme ntBala nee of payme nts 借壳上市撤离费;后收费用后勤办公室背靠背外汇协议国际收支平衡;收支结余Balance of trade 贸易平衡Balance sheet 资产负债表Balance sheet date 年结日Balloon maturity到期大额偿还Balloon payment 期末大额偿还Bank, Banker, Banking 银行;银行家;银行业Bank forInternational Settlements (BIS)Bankruptcy 国际结算银行破产Base day基准日Base rate 基准利率Basel Capital Accord 巴塞尔资本协议Basis Point (BP)基点;点子一个基点等如一个百分点(%)的百分之一。

举例:25个基点=0.25%Basis swap 基准掉期Basket of currencies 一揽子货币Basket warrant 一揽子备兑证Bear market 熊市;股市行情看淡Bear position 空仓;空头Bear raid 疯狂抛售Bearer 持票人Bearer stock 不记名股票Behind-the-scene 未开拓市场Below par 低于平值Benchmark 比较基准Benchmark mortgage pool按揭贷款基准组合Beneficiary 受益人Bermudan option百慕大期权百慕大期权介乎美式与欧式之间,持有人有权在到期日前的一个或多个日期执行期权。

Best practice 最佳做法;典范做法Beta (Market beta)贝他(系数);市场风险指数Bid出价;投标价;买盘指由买方报出表示愿意按此水平买入的一个价格。

金融学专业词汇(中英文对照)

金融学专业词汇(中英文对照)

金融学专业词汇(中英文对照)目录1. 货币与货币制度 (3)2. 国际货币体系与汇率制度 (4)3. 信用、利息与信用形成 (5)4. 金融范畴的形成与发展 (7)5. 金融中介体系 (7)6. 存款货币银行 (9)7. 中央银行 (10)8. 金融市场 (10)9. 资本市场 (13)10. 金融体系结构 (14)11. 金融基础设施 (14)12. 利率的决定作用 (15)13. 货币需求 (16)14. 现代货币的创造机制 (17)15. 货币供给 (17)16. 货币均衡 (18)17. 开放经济的均衡 (18)18. 通货膨胀和通货紧缩 (19)19. 货币政策 (20)20. 货币政策与财政政策的配合 (21)21. 开放条件下的政策搭配与协调 (22)22. 利率的风险结构与期限结构 (22)23. 资产组合与资产定价 (23)24. 商业银行业务与管理 (25)25. 货币经济与实际经济 (26)26. 金融发展与经济增长 (26)27. 金融脆弱性与金融危机 (27)28. 金融监管 (27)1.货币与货币制度货币:(currency)外汇:(foreign exchange)铸币:(coin)银行券:(banknote)纸币:(paper currency)存款货币:(deposit money)价值尺度:(measure of values)货币单位:(currency unit)货币购买力:(purchasing power of money)购买力平价:(purchasing power parity,PPP)流通手段:(means of circulation)购买手段:(means of purchasing)交易的媒介:(media of exchange)支付手段:(means of payment)货币需求:(demand for money)货币流通速度:(velocity of money)保存价值:(store of value)汇率:(exchange rate)一般等价物:(universal equivalent)流动性:(liquidity)通货:(currency)准货币:(quasi money)货币制度:(monetary system)本位制:(standard)金本位:(gold standard)造币:(coinage)铸币税:(seigniorage)本位币:(standard money)辅币:(fractional money)货币法偿能力:(legal tender powers)复本位制:(bimetallic standard)金汇兑本位:(gold exchange standard)金平价:(gold parity)金块本位制:(gold bullion standard)2.国际货币体系与汇率制度浮动汇率制:(floating exchange rate regime)货币局制度:(currency board arrangement)联系汇率制度:(linked exchange rate system)美元化:(dollarization)最优通货区理论:(theory of optimum currency area)货币消亡:(money disappearance)外汇:(foreign currency)外汇管理:(exchange regulation)外汇管制:(exchange control)可兑换:(convertibility)不可兑换:(inconvertibility)经常项目:(current account)资本项目:(capital account)汇率:(exchange rate)牌价:(posted price)直接标价法:(direct quotation)间接标价法:(indirect quotation)单一汇率:(unitary exchange rate)多重汇率:(multiple exchange rate)市场汇率:(market exchange rate)官方汇率:(official exchange rate)黑市:(black market)固定汇率:(fixed exchange rate)浮动汇率:(floating exchange rate)管理浮动:(managed float)盯住汇率制度:(pegged exchange rate regime)固定钉住:(fixed peg)在水平带内的盯住:(pegged within horizontal bands)爬行钉住:(crawling peg)外汇指定银行:(designated foreign exchange bank)货币的对外价值:(external value of exchange)货币的对内价值:(internal value of exchange)名义汇率:(nominal exchange rate)实际汇率:(real exchange rate)铸币平价:(mint parity)金平价:(gold parity)黄金输送点:(gold transport point)国际借贷说:(theory of international indebtedness)流动债权:(current claim)流动负债:(current liablity)国际收支说:(theory of balance payment)汇兑心理说:(psychology theory of exchange rate)货币分析说:(monetary approach)金融资产说:(portfolio theory of exchange rate determination)利率平价理论:(theory of interest rate parity)外汇风险:(exchange risk)中国的外汇调剂:(foreign exchange swap)3.信用、利息与信用形成信用:(credit)利息:(interest)收益:(yield)资本化:(capitalization of interest)高利贷:(usury)利率:(interest rate)债权:(claim)债务:(debt obligation)借入:(borrowing)贷出:(lending)盈余:(surplus)赤字:(deficit)跨时预算约束:(intertemporal budget constraint)资金流量:(flow of funds)部门:(sector)借贷资本:(loan capital)实体:(real)商业信用:(commercial credit)银行信用:(bank credit)本票:(promissory note)汇票:(bill of exchange)商业本票:(commercial paper)商业汇票:(commercial bill)承兑:(acceptance)背书:(endorsement)直接融资:(direct finance)间接融资:(indirect finance)短期国库卷:(treasury bill)中期国库卷:(treasury note)长期国库卷:(treasury bond)国债:(national debt)公债:(public debt)资本输出:(export of capital)国际资本流动:(international capital flow)国外商业性借贷:(foreign direct investment,FDI)国际游资:(hot money)4.金融范畴的形成与发展财政:(public finance)公司理财:(corporate finance)投资:(investment)保险:(insurance)财产保险:(property insurance)人身保险:(mutual life insurance)相互人寿保险:(mutual life insurance)信托:(trust)租赁:(leasing)5.金融中介体系金融中介:(financial intermediary)金融机构:(financial institution)借者:(borrower)贷者:(lender)货币中介:(monetary intermediation)权益资本:(equity capital)中央银行:(central bank)货币当局:(monetary authority)存款货币银行:(deposit money bank)商业银行:(commercial bank)投资银行:(investment bank)商人银行:(merchant bank)财务公司:(financial companies)储蓄银行:(saving bank)抵押银行:(mortgage bank)信用合作社:(credit cooperative)保险业:(insurance industry)跨国银行:(multinational bank)代表处:(representative office)经理处:(agency)分行:(branch)子银行:(subsidiary)联营银行:(affiliate)国际财团银行:(consortium bank)中国人民银行:(People’s Bank of China)政策性银行:(policy banks)国有商业银行:(state-owned commercial banks)资产管理公司:(assets management company)证券公司:(securities company)券商:(securities dealer)农村信用合作社:(rural credit cooperatives)城市信用合作社:(urban credit cooperatives)信托投资公司:(trust and investment companies)信托:(trust)金融租赁:(financial leasing)邮政储蓄:(postal savings)财产保险:(property insurance)商业保险:(commercial insurance)社会保险:(social insurance)保险深度:(insurance intensity)保险密度:(insurance density)投资基金:(investment funds)证券投资基金:(security funds)封闭式基金:(closed-end investment funds)开放式基金:(open-end investment funds)私募基金:(private placement)风险投资基金:(venture funds)特别提款权:(special drawing right,SDR)国有化:(nationalization)6.存款货币银行货币兑换商:(money dealer)银行业:(banking)贴现率:(discount rate)职能分工型商业银行:(functional division commercial bank)全能型商业银行:(multi-function commercial bank)综合性商业银行:(comprehensive commercial bank)单元银行制度:(unit banking system)总分行制度:(branch banking system)代理行制度:(correspondent banking system)银行控股公司制度:(share holding banking system)连锁银行制度:(chains banking system)金融创新:(financial innovation)自动转账制度:(automatic transfer services,ATS)可转让支付命令账户:(negotiable order of withdrawal account,NOW)货币市场互助基金:(money market mutual fund,MMMF)货币市场存款账户:(money market deposit account,MMDA)不良债权:(bad claim)坏账:(bad loan)不良贷款:(non-performing loans,NPL)存款保险制度:(deposit insurance system)金融资本:(financial capital)7.中央银行中央银行:(central bank)一元式中央银行制度:(unit central bank system)二元式中央银行制度:(dual central bank system)复合中央银行制度:(compound central bank system)跨国中央银行制度:(multinational central bank system)发行的银行:(bank of issue)银行的银行:(bank of bank)最后贷款人:(lender of last resort)再贴现:(rediscount)在抵押:(recollateralize)国家的银行:(the state bank)8.金融市场金融市场:(financial market)证券化:(securitization)金融资产:(financial assets)金融工具:(financial instruments)金融产品:(financial products)衍生金融产品:(derivative financial products)原生金融产品:(underlying financial products)流动性:(liquidity)变现:(encashment)买卖差价:(bid-ask spread)做市商:(market marker)到期日:(due date)信用风险:(credit risk)市场风险:(market risk)名义收益率:(nominal yield)现时收益率:(current yield)平均收益率:(average yield)内在价值:(intrinsic value)直接融资:(direct finance)间接融资:(indirect finance)货币市场:(money market)资本市场:(capital market)现货市场:(spot market)期货市场:(futures market)机构投资人:(institutional investor)资信度:(credit standing)融通票据:(financial paper)银行承兑票据:(bank acceptance)贴现:(discount)大额存单:(certificates of desposit,CDs)回购:(counterpurchase)回购协议:(repurchase agreement)隔夜:(overnight)银行同业间拆借市场:(interbank market)合约:(contract)远期:(forward)期货:(futures)期权:(options)看涨期权:(call option)看跌期权:(put option)期权费:(option premium)互换:(swap)投资基金:(investment funds)契约型基金:(contractual type investment fund)单位型基金:(unit funds)基金型基金:(funding funds)公司型基金:(corporate type investment fund)投资管理公司:(investment management company)共同基金:(mutual fund)对冲基金:(hedge fund)风投基金:(venture fund)权益投资:(equity investment)收益基金:(income funds)增长基金:(growth funds)长期增长基金:(long-term growth funds)高增长基金:(go-go groeth funds)货币市场基金:(money market funds)养老基金:(pension fund)外汇市场:(foreign exchange market)风险资本:(venture capital)权益资本:(equity capital)私人权益资本市场:(private equity market)有限合伙制:(limited partnership)交易发起:(deal origination)筛选投资机会:(screening)评价:(evaluation)交易设计:(deal structure)投资后管理:(post-investment activities)创业板市场:(growth enterprise market,GEM)二板市场:(secondary board market)金融创新:(financial innovation)金融自由化:(financial liberalization)全球化:(globalization)离岸金融市场:(off-shore financial center)9.资本市场权益:(equity)剩余索取权:(residual claims)证券交易所:(stock exchange)交割:(delivery)过户:(transfer ownership)场外交易市场:(over the counter,OTC)金融债券:(financial bond)抵押债券:(mortgage bond)担保信托债券:(collateral trust bonds)信用债券:(trust bonds)次等信用债券:(subordinated debenture)担保债券:(guaranteed bonds)初级市场:(primary market)二级市场:(secondary market)公募:(public offering)私募:(private offering)有价证券:(security)面值:(face value)市值:(market value)股票价格指数:(share price index)有效市场假说:(effective market hypothesis)弱有效市场:(weak efficient market)中度有效市场:(semi-efficient market)强有效市场:(strong efficient market)股份公司:(stock certificate)股票:(stock certificate)股东:(stock holder)所有权:(ownership)经营权:(right of management)10.金融体系结构功能主义金融观:(perspective of financial function)金融体系格局:(pattern of financial system)激励:(incentive)公司治理:(corporate governance)路径依赖:(path dependency)市场主导型:(market-oriented type)银行主导型:(banking-oriented type)参与成本:(participative cost)影子银行体系:(the shadow banking system)11.金融基础设施金融基础设施:(financial infrastructures)支付清算系统:(payment and clearing system)跨境支付系统:(cross-border inter-bank payment system,CIPS)全额实时结算:(real time gross system)净额批量清算:(bulk transfer net system)大额资金转账系统:(whole sale funds transfer system)小额定时结算系统:(fixed time retail system)票据交换所:(clearing house)金融市场基础设施:(financial market infrastructures)中央交易对手:(central counterparties,CCPs)双边清算体系:(bilateral clearing system)系统重要性支付体系核心原则:(the core principles for systemically important payment system)证券清算体系建议:(the recommendations for central counterparties)中央交易对手建议:(the recommendations for central counterparties)金融业标准:(financial standards)盯市:(mark-to-market)公允价值:(fair value)金融部门评估规划:(financial sector assessment program)12.利率的决定作用可贷资金论:(loanable funds theory of interest)储蓄的利率弹性:(interest elasticity of saving)投资的利率弹性:(interest elasticity of investment)本金:(principal)回报率:(returns)基准利率:(benchmark interest rate)无风险利率:(risk-free interest rate)补偿:(compensation)风险溢价:(risk premium)实际利率:(real interest rate)名义利率:(nominal interest rate)固定利率:(fixed interest rate)浮动利率:(floating rate)官定利率:(official interest rate)行业利率:(trade-regulated rate)一般利率:(general interest rate)优惠利率:(preferential interest rate)贴息贷款:(loan of interest subsidy)年利率:(annual interest rate)月利率:(monthly interest rate)日利率:(daily interest rate)拆息:(call money interest)13.货币需求货币需求:(demand for money)货币数量论:(quantity theory of money)货币必要量:(volume of money needed)货币流通速度:(velocity of money)交易方程式:(equation of exchange)剑桥方程式:(equation of Cambridge)现金交易说:(cash transaction approach)现金余额说:(cash balance theory)货币需求动机:(motive of the demand for money)交易动机:(transaction motive)预防动机:(precautionary motive)投机动机:(speculative motive)流动性偏好:(liquidity preference)流动性陷阱:(liquidity trap)平方根法则:(square-root rule)货币主义:(monetarism)恒久性收入:(permanent income)机会成本变量:(opportunity cost variable)名义货币需求:(nominal demand for money)实际货币需求:(real demand for money)客户保证金:(customer’s security marign)金融资产选择:(portfolio selection)14.现代货币的创造机制纯流通费用:(pure circulation cost)原始存款:(primary deposit)派生存款:(derivative deposit)派生乘数:(withdrawal multiplier)现金损露:(loss of cashes)提现率:(withdrawal rate)创造乘数:(creation multiplier)现金:(currency)基础货币:(base money)高能货币:(high-power money)货币乘数:(money multiplier)铸币收入:(seigniorage revenue)15.货币供给货币供给:(money supply)准货币:(quasi money)名义货币供给:(nominal money supply)实际货币供给:(real money supply)股民保证金:(shareholder’s security margin)货币存量:(money stock)公开市场操作:(open-market operation)贴现政策:(discount policy)再贴现率:(rediscount rate)法定准备金率:(legal reserve ratio)财富效应:(wealth effect)预期报酬率变动效应:(effect of expected yields change)现金持有量:(currency holdings)超额准备金:(excess reserves)外生变量:(exogenous variable)内生变量:(endogenous variable)16.货币均衡均衡:(equilibrium)投资饥渴:(huger for investment)软预算约束:(soft budget constraint)总需求:(aggregate demand)总供给:(aggregate supply)面纱论:(money veil theory)流:(flow)余额:(stock)17.开放经济的均衡国际收支:(balance of payments)居民:(resident)非居民:(nonresident)国际收支平衡表:(statement for balance of payments)经常项目:(current account)资本和金融项目:(capital and financial account)储备资产:(reserve assets)净误差与遗漏:(net errors and missions)自主性交易:(autonomous transaction)调节性交易:(accommodating transaction)偿债率:(debt service ratio)顺差:(surplus)逆差:(deficit)最后清偿率:(last liquidation ratio)资本流动:(capital movements)项目融资:(project finance)外债:(external debt)资本外逃:(capital flight)冲销性操作:(sterilized operation)非冲销性操作:(unsterilized operation)债务率:(debt ratio)负债率:(liability ratio)差额:(balance)18.通货膨胀和通货紧缩通货膨胀:(inflation)恶性通货膨胀:(rampant inflation)爬行通货膨胀:(creeping inflation)温和通货膨胀:(moderate inflation)公开性通货膨胀:(open inflation)显性通货膨胀:(evident inflation)隐蔽性通货膨胀:(hidden inflation)输入型通货膨胀:(import of inflation)结构性通货膨胀:(structural inflation)通货膨胀率:(inflation rate)居民消费物价指数:(CPI)零售物价指数:(RPI)批发物价指数:(WPI)冲减指数:(deflator)需求拉上型通货膨胀:(demand-pull inflation)成本推动型通货膨胀:(cost-push inflation)工资-价格螺旋上升:(wage-price spiral)强制储蓄:(forced saving)收入分配效应:(distributional effect of income)财富分配效应:(distributional effect of wealth)滞胀:(stagflation)工资膨胀率:(wage inflation)紧缩性货币政策:(tight monetary policy)紧缩银根:(tight money)紧缩信贷:(tight squeeze)指数化:(indexation)通货紧缩:(deflation)19.货币政策货币政策:(monetary policy)金融政策:(financial policy)货币政策目标:(goal of monetary policy)通货膨胀目标制:(inflation targeting)逆风向原则:(principle of leaning against the wind)反周期货币政策:(counter cycle monetary policy)相机抉择:(discretionary)单一规则:(single rule)告示效应:(bulletin effects)直接信用控制:(direct credit)信用配额:(credit allocation)流动性比率:(liquidity ratio)间接信用控制:(indirect credit control)道义劝告:(moral suasion)窗口指导:(window guidence)信用贷款:(lending)传导机制:(conduction mechanism)中介指标:(intermediate target)信贷配给:(credit rationing)资产负债表渠道:(balance sheet channel)时滞:(time lag)预期:(expectation)透明度:(transparency)信任:(credibility)软着陆:(soft landing)20.货币政策与财政政策的配合赤字:(deficit)经常性收入:(current revenue)税:(tax)费:(fee)经常性支出:(current expenditure)资本性收入:(capital revenue)补助:(grant)资本性支出:(capital expenditure)账面赤字:(book deficit)隐蔽赤字:(hidden deficit)预算外:(off-budget)透支:(overdraft)净举债:(net fiancing)未清偿债券:(outstanding debt)或有债务:(contingent liability)准备货币:(reserve money)国债依存度:(public debt dependency)国债负担率:(public debt-to-GDP ratio)国债偿债率:(government debt-service ratio)财政政策:(fiscal policy)补偿性财政货币政策:(compensatory fiscal and monetary policy) 21.开放条件下的政策搭配与协调米德冲突:(Meade’s conflict)国际政策协调:(international policy coordination)信息交换:(information exchange)危机管理:(crisis management)避免共享目标变量的冲突:(avoiding conflicts over shared targets)合作确定中介目标:(cooperation intermediate targeting)部分协调:(full coordination)汇率目标区:(target zone of exchange rate)马歇尔-勒纳条件:(Marshall-Lerner condition)J曲线效应:(J curve effect)22.利率的风险结构与期限结构单利:(simple interest)复利:(compound interest)现值:(present value)终值:(future value)竞价拍卖:(open-outcry auction)贴现值:(present discount value)利率管制:(interest rate control)利率管理体制:(interest rate regulation system)存贷利差:(interest rate regulation system)利率风险结构:(risk structure of interest rates)违约风险:(default risk)利率期限结构:(term structure of interest rates)即期利率:(spot rate of interest)远期利率:(forward rate of interest)到期收益率:(yield to maturity)现金流:(cash floe)预期理论:(expectation theory)流动性理论:(liquidity theory)偏好理论:(preferred habitat theory)市场隔断理论:(market segmentation theory) 23.资产组合与资产定价市场风险:(market risk)信用风险:(credit risk)流动性风险:(liquidity risk)操作风险:(operational risk)法律风险:(legal risk)政策风险:(policy risk)道德风险:(moral hazard)主权风险:(sovereign risk)市场流动性风险:(product liquidity)现金流风险:(cash flow)执行风险:(execution risk)欺诈风险:(fraud risk)遵守与监管风险:(compliance and regulatory risk)资产组合理论:(portfolio theory)系统性风险:(systematic risk)非系统性风险:(nonsystematic risk)效益边界:(efficient frontier)价值评估:(evaluation)市盈率:(price-earning ratio)资产定价模型:(asset pricing model)资本资产定价模型:(capital asset pricing model,CAPM)无风险资产:(risk-free assets)市场组合:(market portfolio)多要素模型:(multifactorCAPM)套利定价理论:(arbitrage pricing theory,APT)期权加价:(option premium)内在价值:(intrinsic value)时间价值:(time value)执行价格:(strike price)看涨期权:(call option)看跌期权:(put option)对冲型的资产组合:(hedge portfolios)套利:(arbitrage)无套利均衡:(no-arbitrage equilibrium)均衡价格:(equilibrium price)多头:(long position)空头:(short position)动态复制:(dynamic replication)头寸:(position)风险偏好:(risk preference)风险中性:(risk neutral)风险厌恶:(risk averse)风险中性定价:(risk-netural pricing)24.商业银行业务与管理银行负责业务:(liability business)存款:(deposit)活期存款:(demand deposit)支票存款:(check deposit)透支:(overdraft)定期存款:(time deposit)再贴现:(rediscount)金融债券:(financial bond)抵押贷款:(mortgage loan)信用贷款:(credit loan)通知贷款:(demand loan)真实票据论:(real bill doctrine)商业贷款理论:(commercial loan theory)证券投资:(portfolio investment)中间业务:(middleman business)表外业务:(off-balance sheet business)无风险业务:(risk-free business)汇款:(remittance)信用证:(letter of credit)商品信用证:(commercial letter of credit)代收业务:(business of collection)代客买卖业务:(business of commission)承兑网络银行:(internet bank)虚拟银行:(virtual bank)企业对个人:(B2C)企业对企业:(B2B)挤兑:(bank runs)资产管理:(assets management)自偿性:(self-liquidation)可转换性理论:(convertibility theory)预期收入理论:(anticipated income theory)负债管理:(liability management)资产负债综合管理:(comprehensive management of assets and liability)风险管理:(risk management)在险价值:(value at risk,VAR)25.货币经济与实际经济两分法:(dichotomy)实际经济:(real economy)货币经济:(monetary economy)虚拟资本:(monetary capital)泡沫经济:(bubble economy)虚拟经济:(virtual economy)货币中性:(neutrality of money)相对价格:(relative price)货币面纱:(monetary veil)瓦尔拉斯均衡:(Walras equilibrium)一般均衡理论:(theory of general equilibrium)超中性:(super-neutrality)26.金融发展与经济增长金融发展:(financial development)金融自由化:(financial liberalization)金融深化:(financial deepening)金融压抑:(financial repression)金融机构化:(financial institutionalization)分层比率:(gradation ratio)金融相关率:(financial interrelation ratio,FIR)货币化率:(monetarization ratio)脱媒:(distintermediation)导管效应:(tube effect)27.金融脆弱性与金融危机金融脆弱性:(financial fragility)金融风险:(financial risk)长周期:(long cycles)安全边界:(margins of safety)汇率超调理论:(theory of exchange rate over shooting)金融危机:(financial crises)资产管理公司:(asset management corporation,AMC)金融恐慌:(financial panic)优先/次级抵押贷款债券:(senior/subordinate structure) 28.金融监管金融监管:(financial regulation)公共选择:(public choice)最低资本要求:(minimum capital requirements)监管当局的监管:(supervisory review process)市场纪律:(market discipline)宏观审慎框架:(macro-prudential framework)分行:(branch)子行:(subsidiary)并表监管:(consolidated supervision)。

经济金融术语中英文对照

经济金融术语中英文对照

经济金融术语中英文对照D (2)E (3)F (3)G (5)J (8)K (10)L (11)M (12)N (13)P (13)Q (14)R (15)W (15)X (16)Y (18)Z (19)D打白条 issue IOU大额存单 certificate of deposit(CD)大额提现 withdraw deposits in large amounts大面积滑坡 wide-spread decline大一统的银行体制(all-in-one)mono-bank system呆账(请见“坏账”) bad loans呆账准备金 loan loss reserves(provisions)呆滞贷款 idle loans贷款沉淀 non-performing loans贷款分类 loan classification贷款限额管理 credit control;to impose credit ceiling贷款约束机制 credit disciplinary(constraint)mechanism代理国库 to act as fiscal agent代理金融机构贷款 make loans on behalf of other institutions 戴帽贷款 ear-marked loans倒逼机制 reversed transmission of the pressure for easing monetary condition道德风险 moral hazard地区差别 regional disparity第一产业 the primary industry第二产业 the secondary industry第三产业 the service industry;the tertiary industry 递延资产 deferrable assets订货不足 insufficient orders定期存款 time deposits定向募集 raising funds from targeted sources东道国(请见“母国”) host country独立核算 independent accounting短期国债 treasury bills对冲操作 sterilization operation;hedging对非金融部门债权 claims on non-financial sector多种所有制形式 diversified ownershipE恶性通货膨胀 hyperinflation二级市场 secondary marketF发行货币 to issue currency发行总股本 total stock issue法定准备金 required reserves;reserve requirement法人股 institutional shares法人股东 institutional shareholders法治 rule of law房地产投资 real estate investment放松银根 to ease monetary policy非现场稽核 off-site surveillance(or monitoring)非银行金融机构 non-bank financial institutions非赢利性机构 non-profit organizations分税制 assignment of central and local taxes;tax assignment system分业经营segregation of financial business (services);division of business scope based on the type of financial institutions风险暴露(风险敞口) risk exposure风险管理 risk management风险意识 risk awareness风险资本比例 risk-weighted capital ratios风险资本标准 risk-based capital standard服务事业收入 public service charges;user's charges扶贫 poverty alleviation负增长 negative growth复式预算制double-entry budgeting;capital and current budgetary accountG改革试点 reform experimentation杠杆率 leverage ratio杠杆收购 leveraged buyout高息集资 to raise funds by offering high interest个人股 non-institutional shares根本扭转 fundamental turnaround(or reversal)公开市场操作 open market operations公款私存 deposit public funds in personal accounts公用事业 public utilities公有经济 the state-owned sector;the public sector公有制 public ownership工业成本利润率 profit-to-cost ratio工业增加值 industrial value added供大于求 supply exceeding demand;excessive supply鼓励措施 incentives股份合作企业 joint-equity cooperative enterprises股份制企业 joint-equity enterprises股份制银行 joint-equity banks固定资产贷款 fixed asset loans关税减免 tariff reduction and exemption关税减让 tariff concessions关税优惠 tariff incentives;preferential tariff treatment规范行为 to regularize(or standardize)…behavior规模效益 economies of scale国计民生 national interest and people's livelihood国家对个人其他支出 other government outlays to individuals 国家风险 country risk国际分工 international division of labor国际收支 balance of payments国有独资商业银行 wholly state-owned commercial banks国有经济(部门) the state-owned(or public)sector国有企业 state-owned enterprises(SOEs)国有制 state-ownership国有资产流失 erosion of state assets国债回购 government securities repurchase国债一级自营商 primary underwriters of government securities 过度竞争 excessive competition过度膨胀 excessive expansionH合理预期 rational expectation核心资本 core capital合资企业 joint-venture enterprises红利 dividend宏观经济运营良好 sound macroeconomic performance宏观经济基本状况 macroeconomic fundamentals宏观调控 macroeconomic management(or adjustment)宏观调控目标 macroeconomic objectives(or targets)坏账 bad debt还本付息 debt service换汇成本unit export cost;local currency cost of export earnings汇兑在途 funds in float汇兑支出 advance payment of remittance by the beneficiary's bank汇率并轨 unification of exchange rates活期存款 demand deposits汇率失调 exchange rate misalignment混合所有制 diversified(mixed)ownership货币政策态势 monetary policy stance货款拖欠 overdue obligations to suppliers过热J基本建设投资 investment in infrastructure基本经济要素 economic fundamentals基本适度 broadly appropriate基准利率 benchmark interest rate机关团体存款 deposits of non-profit institutions机会成本 opportunity cost激励机制 incentive mechanism积压严重 heavy stockpile;excessive inventory挤提存款 run on banks挤占挪用 unwarranted diversion of(financial)resources(from designated uses)技改投资 investment in technological upgrading技术密集型产品 technology-intensive product计划单列市 municipalities with independent planning status 计划经济 planned economy集体经济 the collective sector加大结构调整力度 to intensify structural adjustment加工贸易 processing trade加快态势 accelerating trend加强税收征管稽查 to enhance tax administration加权价 weighted average price价格放开 price liberalization价格形成机制 pricing mechanism减亏 to reduce losses简化手续 to cut red tape;to simplify(streamline)procedures 交投活跃 brisk trading缴存准备金 to deposit required reserves结构扭曲 structural distortion结构失调 structural imbalance结构性矛盾突出 acute structural imbalance结构优化 structural improvement(optimization)结汇、售汇 sale and purchase of foreign exchange金融脆弱 financial fragility金融动荡 financial turbulence金融风波 financial disturbance金融恐慌 financial panic金融危机 financial crisis金融压抑 financial repression金融衍生物 financial derivatives金融诈骗 financial fraud紧缩银根 to tighten monetary policy紧缩政策 austerity policies;tight financial policies经常账户可兑换 current account convertibility经济特区 special economic zones(SEZs)经济体制改革 economic reform经济增长方式的转变 change in the main source of economic growth(from investment expansion to efficiency gains)经济增长减速 economic slowdown;moderation in economic growth 经济制裁 economic sanction经营自主权 autonomy in management景气回升 recovery in business activity境外投资 overseas investment竞争加剧 intensifying competition局部性金融风波 localized(isolated)financial disturbance 迹象 signs of overheatingK开办人民币业务 to engage in RMB business可维持(可持续)经济增长 sustainable economic growth可变成本 variable cost可自由兑换货币 freely convertible currency控制现金投放 control currency issuance扣除物价因素 in real terms;on inflation-adjusted basis库存产品 inventory跨国银行业务 cross-border banking跨年度采购 cross-year procurement会计准则 accounting standardL来料加工 processing of imported materials for export离岸银行业务 off-shore banking(business)理顺外贸体制 to rationalize foreign trade regime利率杠杆的调节作用 the role of interest rates in resource allocation利润驱动 profit-driven利息回收率 interest collection ratio联行清算 inter-bank settlement连锁企业 franchise(businesses);chain businesses良性循环 virtuous cycle两极分化growing income disparity;polarization in income distribution零售物价指数 retail price index(RPI)流动性比例 liquidity ratio流动资产周转率/流通速度 velocity of liquid assets流动资金贷款 working capital loans流通体制 distribution system流通网络 distribution network留购(租赁期满时承租人可购买租赁物) hire purchase垄断行业 monopolized industry(sector)乱集资 irregular(illegal)fund raising乱收费 irregular(illegal)charges乱摊派 unjustified(arbitrary)leviesM买方市场 buyer's market卖方市场 seller's market卖出回购证券 matched sale of repo贸易差额 trade balance民间信用 non-institutionalized credit免二减三 exemption of income tax for the first two years ofmaking profit and 50% tax reduction for thefollowing three years明补 explicit subsidy明亏 explicit loss名牌产品 brand products母国(请见“东道国”) home countryN内部控制 internal control内部审计 internal audit内地与香港 the mainland and Hong Kong内债 domestic debt扭亏为盈 to turn a loss-making enterprise into a profitable one扭曲金融分配 distorted allocation of financial resources 农副产品采购支出 outlays for agricultural procurement农村信用社 rural credit cooperatives(RCCs)P泡沫效应 bubble effect泡沫经济 bubble economy培育新的经济增长点 to tap new sources of economic growth 片面追求发展速度 excessive pursuit of growth平衡发展 balanced development瓶颈制约 bottleneck(constraints)平稳回升 steady recovery铺底流动资金 initial(start-up)working capital普遍回升 broad-based recovery配套改革 concomitant(supporting)reforms配套人民币资金 lQ企业办社会 enterprises burdened with social responsibilities 企业集团战略 corporate group strategy企业兼并重组 company merger and restructuring企业领导班子 enterprise management企业所得税 enterprise(corporate)income tax企业效益 corporate profitability企业资金违规流入股市 irregular flow of enterprise funds into the stock market欠税 tax arrears欠息 overdue interest强化税收征管 to strengthen tax administration强制措施 enforcement action翘尾因素 carryover effect切一刀 partial application清理收回贷款 clean up and recover loans(破产)清算 liquidation倾斜政策 preferential policy区别对待 differential treatment趋势加强 intensifying trend全球化 globalization权益回报率 returns on equity(ROE)缺乏后劲 unsustainable momentumR绕规模贷款 to circumvent credit ceiling人均国内生产总值 per capita GDP人均收入 per capita income人民币升值压力 upward pressure on the Renminbi(exchange rate)认缴资本 subscribed capital软贷款 soft loans软预算约束 soft budget constraint软着陆 soft landingocal currency funding of…W外部审计 external audit外国直接投资 foreign direct investment (FDI)外汇储备 foreign exchange reserves外汇调剂 foreign exchange swap外汇占款 the RMB counterpart of foreign exchange reserves;the RMB equivalent of offcial foreign exchange holdings外向型经济 export-oriented economy外债 external debt外资企业 foreign-funded enterprises完善现代企业制度 to improve the modern enterprise system 完税凭证 tax payment documentation违法经营 illegal business委托存款 entrusted deposits稳步增长 steady growth稳健的银行系统 a sound banking system稳中求进 to make progress while ensuring stability无纸交易 book-entry(or paperless/scriptless)transaction 物价监测 price monitoringX吸纳流动性 to absorb liquidity稀缺经济 scarcity economy洗钱 money laundering系统内调度 fund allocation within a bank系统性金融危机 systemic financial crisis下岗工人 laid-off employees下游企业 down-stream enterprises现场稽核 on-site examination现金滞留(居民手中) cash held outside the banking system 乡镇企业 township and village enterprises(TVEs)消费物价指数 consumer price index(CPI)消费税 excise(consumption)tax消灭财政赤字to balance the budget;to eliminate fiscal deficit销货款回笼 reflow of corporate sales income to the banking system销售平淡 lackluster sales协议外资金额 committed amount of foreign investment新经济增长点 new sources of economic growth新开工项目 new projects;newly started projects新增贷款 incremental credit; loan increment; credit growth; credit expansion新增就业位置 new jobs;new job opportunities信贷规模考核 review the compliance with credit ceilings信号失真 distorted signals信托投资公司 trust and investment companies信息不对称 information asymmetry信息反馈 feedback(information)信息共享系统 information sharing system信息披露 information disclosure信用扩张 credir expansion信用评级 credit rating姓“资”还是姓“社”pertaining to socialism or capitalism;socialist orcaptialist行政措施 administrative measures需求膨胀 demand expansion; excessive demand虚伪存款 window-dressing deposits削减冗员 to shed excess labor force寻租 rent seeking迅速反弹 quick reboundY养老基金 pension fund一刀切universal application;non-discretionary implementation一级市场 primary market应收未收利息 overdue interest银行网点 banking outlets赢利能力 profitability营业税 business tax硬贷款(商业贷款) commercial loans用地审批 to grant land use right有管理的浮动汇率 managed floating exchange rate证券投资 portfolio investment游资(热钱) hot money有市场的产品 marketable products有效供给 effective supply诱发新一轮经济扩张 trigger a new round of economic expansion 逾期贷款 overdue loans;past-due loans与国际惯例接轨to become compatible with internationally accepted与国际市场接轨 to integrate with the world market预算外支出(收入) off-budget (extra-budgetary) expenditure (revenue)预调 pre-emptive adjustment月环比 on a month-on-month basis; on a monthly basisZ再贷款 central bank lending在国际金融机构储备头寸 reserve position in international financial institutions在人行存款 deposits at (with) the central bank在途资金 fund in float增加农业投入 to increase investment in agriculture增势减缓 deceleration of growth;moderation of growthmomentum增收节支措施revenue-enhancing and expenditure control measures增长平稳 steady growth增值税 value-added tax(VAT)涨幅偏高 higher-than-desirable growth rate;excessive growth 账外账 concealed accounts折旧 depreciation整顿 retrenchment;consolidation政策工具 policy instrument政策性业务 policy-related operations政策性银行 policy banks政策组合 policy mix政府干预 government intervention证券交易清算 settlement of securities transactions证券业务占款 funding of securities purchase支付困难 payment difficulty支付能力 payment capacity直接调控方式向 to increase the reliance on indirect policy instruments间接调控方式转变职能转换 transformation of functions职业道德 professional ethics指令性措施 mandatory measures指令性计划 mandatory plan;administered plan制定和实施货币政策 to conduct monetary policy;to formulate and implement monetary policy滞后影响 lagged effect中介机构 intermediaries中央与地方财政 delineation of fiscal responsibilities分灶吃饭重点建设 key construction projects;key investment project周期谷底 bottom(trough)of business cycle周转速度 velocity主办银行 main bank主权风险 sovereign risk注册资本 registered capital逐步到位 to phase in;phased implementation逐步取消 to phase out抓大放小 to seize the big and free the small(to maintain close oversight on the large state-ownedenterprises and subject smaller ones to market competition)专款专用 use of funds as ear-marked转贷 on-lending转轨经济 transition economy转机 turnaround转折关头 turning point准财政赤字 quasi-fiscal deficit准货币 quasi-money资本不足 under-capitalized资本充足率 capital adequacy ratio资本利润率 return on capital资本账户可兑换 capital account convertibility资不抵债 insolvent;insolvency资产负债表 balance sheet资产负债率liability/asset ratio;ratio of liabilities to assets资产集中 asset concentration资产贡献率 asset contribution factor资产利润率 return on assets (ROA)资产质量 asset quality资产组合 asset portfolio资金成本 cost of funding;cost of capital;financing cost资金到位 fully funded (project)资金宽裕 to have sufficient funds资金利用率 fund utilization rate资金缺口 financing gap资金体外循环 financial disintermediation资金占压 funds tied up自筹投资项目 self-financed projects自有资金 equity fund综合国力 overall national strength(often measured by GDP)综合效益指标 overall efficiency indicator综合治理 comprehensive adjustment(retrenchment);over-haul 总成交额 total contract value总交易量 total amount of transactions总成本 total cost最后贷款人 lender of last resort。

金融英语常用词汇总览(英汉对照)

金融英语常用词汇总览(英汉对照)

金融英语常用词汇总览(英汉对照)翻译, 证券, 金融, 英文ABS 资产担保证券(Asset Backed Securities 的英文缩写)Accelerated depreciation 加速折旧Acceptor 承兑人;受票人;接受人Accommodation paper 融通票据;担保借据Accounts payable 应付账款Accounts receivable 应收账款Accredited Investors 合资格投资者;受信投资人指符合美国证券交易委员SEC条例,可参与一般美国非公开私募发行的部份机构和高净值个人投资者。

Accredit value 自然增长值Accrediting 本金增值适用于多种工具,指名义本金在工具(如上限合约、上下限合约、掉期和互换期权的期限内连续增长。

Accrual basis 应计制;权责发生制Accrued interest 应计利息ACE 美国商品交易所Acid Test Ratio 酸性测验比率;速动比率Acquisition 收购Across the board 全面一致;全盘的Acting in concert 一致行动;合谋Active assets 活动资产;有收益资产Active capital 活动资本Actual market 现货市场Actual price 现货价Actual useful life 实际可用年期Actuary 精算师;保险统计专家ADB 亚洲开发银行(Asian Development Bank 的英文缩写)ADR 美国存股证;美国预托收据;美国存托凭证(参见American Depository Receipt 栏目)ADS 美国存托股份(American Depository Share 的英文缩写)Ad valorem 从价;按值Ad valorem stamp duty 从价印花税Adjudicator 审裁员Adjustable rate mortgage (ARM) 调息按揭Admitted value 认可值Advance 垫款Affiliated company 关联公司;联营公司After date 发票后,出票后After-hours dealing 收市后交易After-market 后市[股市] 指某只新发行股票在定价和配置后的交易市场。

常见金融术语英汉对照与详解

常见金融术语英汉对照与详解


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金融术语中英文对照

金融术语中英文对照

Back—door listing 借壳上市Back-end load 撤离费;后收费用Back office 后勤办公室Back to back FX agreement 背靠背外汇协议Balance of payments 国际收支平衡;收支结余Balance of trade 贸易平衡Balance sheet 资产负债表Balance sheet date 年结日Balloon maturity 到期大额偿还Balloon payment 期末大额偿还Bank, Banker, Banking 银行;银行家;银行业Bank for国际结算银行International Settlements(BIS)Bankruptcy 破产Base day 基准日Base rate 基准利率Basel Capital Accord 巴塞尔资本协议Basis Point (BP)基点;点子一个基点等如一个百分点(%)的百分之一.举例:25个基点=0.25%Basis swap 基准掉期Basket of currencies 一揽子货币Basket warrant 一揽子备兑证Bear market 熊市;股市行情看淡Bear position 空仓;空头Bear raid 疯狂抛售Bearer 持票人Bearer stock 不记名股票Behind-the—scene 未开拓市场Below par 低于平值Benchmark 比较基准Benchmark mortgage pool 按揭贷款基准组合Beneficiary 受益人Bermudan option 百慕大期权百慕大期权介乎美式与欧式之间,持有人有权在到期日前的一个或多个日期执行期权。

Best practice 最佳做法;典范做法Beta (Market beta)贝他(系数);市场风险指数Bid 出价;投标价;买盘指由买方报出表示愿意按此水平买入的一个价格.Big Band 金融改革Bill of exchange 汇票Bills department 押汇部Binary 二元制;二进法(只有两个可能的结果)Binary option 二元期权又称数字期权或非全有即全无期权.如果基础工具满足预先确定的启动条件,二元期权将支付一个固定金额,在其他情形下则不支付任何收益.BIS 国际结算银行(Bank for International Settlements的英文缩写)Blackout period 封锁期Block trade 大额交易;大宗买卖Blue chips 蓝筹股Blue Sky [美国] 蓝天法;股票买卖交易法Board of directors 董事会Bona fide buyer 真诚买家Bond market 债券市场,债市Bonds 债券,债票Bonus issue 派送红股Bonus share 红股;红利股票Book close date 截止过户日期Book closure period 停止过户期间Book value 帐面值Bookbuilding 建立投资者购股意愿档案;建档;询价圈购[股市]包销商用以定价一笔发行的方法。

金融常用词汇的中英文对照及注解.

金融常用词汇的中英文对照及注解.

英文术语中文翻译详细解释Accelerated Depreciation 加快折旧任何基于会计或税务原因促使一项资产在较早期以较大金额折旧的折旧原则Accident and Health Benefits 意外与健康福利为员工提供有关疾病、意外受伤或意外死亡的福利。

这些福利包括支付医院及医疗开支以及有关时期的收入。

Accounts Receivable (AR) 应收账款客户应付的金额。

拥有应收账款指公司已经出售产品或服务但仍未收取款项Accretive Acquisition 具增值作用的收购项目能提高进行收购公司每股盈利的收购项目Acid Test 酸性测试比率一项严谨的测试,用以衡量一家公司是否拥有足够的短期资产,在无需出售库存的情况下解决其短期负债。

计算方法:(现金 + 应收账款 +短期投资)‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾‾流动负债Act of God Bond 天灾债券保险公司发行的债券,旨在将债券的本金及利息与天然灾害造成的公司损失联系起来Active Bond Crowd 活跃债券投资者在纽约股票交易所内买卖活跃的定息证券Active Income 活动收入来自提供服务所得的收入,包括工资、薪酬、奖金、佣金,以及来自实际参与业务的收入Active Investing 积极投资包含持续买卖行为的投资策略。

主动投资者买入投资,并密切注意其走势,以期把握盈利机会Active Management 积极管理寻求投资回报高于既定基准的投资策略Activity Based Budgeting 以活动为基础的预算案一种制定预算的方法,过程为列举机构内每个部门所有牵涉成本的活动,并确立各种活动之间的关系,然后根据此资料决定对各项活动投入的资源Activity BasedManagement以活动为基础的管理利用以活动为基础的成本计算制度改善一家公司的运营Activity Ratio 活动比率一项用以衡量一家公司将其资产负债表内账项转为现金或营业额的能力的会计比率Actual Return 实际回报一名投资者的实际收益或损失,可用以下公式表示:预期回报加上公司特殊消息及总体经济消息Actuary 精算保险公司的专业人员,负责评估申请人及其医疗纪录,以预测申请人的寿命Acquisition 收购一家公司收购另一家公司的多数股权Acquisition Premium 收购溢价收购一家公司的实际成本与该公司收购前估值之间的差额Affiliated Companies 联营公司一家公司拥有另一家公司少数权益(低于50%)的情况,或指两家公司之间存在某些关联Affiliated Person 关联人士能影响一家企业活动的人士,包括董事、行政人员及股东等After Hours Trading 收盘后交易主要大型交易所正常交易时间以外进行的买卖交易After Tax Operating 税后营运收入一家公司除税后的总营运收入。

金融术语中英文对照

金融术语中英文对照

Backdoor listing借壳上市Backend load撤离费;后收用度Back office后勤办公室Back to back FX agreement背靠背外汇协议Balance of payments国际收支平衡;收支结余Balance of trade贸易平衡Balance sheet资产欠债表Balance sheet date年结日Balloon maturity到期年夜额归还Balloon payment期末年夜额归还Bank, Banker, Banking银行;银行家;银行业Bank for International Settlements国际结算银行(BIS)Bankruptcy破产Base day基准日Base rate基准利率Basel Capital Accord巴塞尔资本协议Basis Point (BP)基点;点子一个基点等如一个百分点(%)的百分之一。

举例:25个基点=0.25%Basis swap基准失落期Basket of currencies一揽子货币Basket warrant一揽子备兑证Bear market熊市;股市行情看淡Bear position空仓;空头Bear raid猖狂抛售Bearer持票人Bearer stock不记名股票Behindthescene未开拓市场Below par低于平值Benchmark比较基准Benchmark mortgage pool按揭存款基准组合Beneficiary受益人Bermudan option百慕年夜期权百慕年夜期权介乎美式与欧式之间,持有人有权在到期日前的一个或多个日期执行期权。

Best practice最佳做法;典范做法Beta (Market beta)贝他(系数);市场风险指数Bid出价;投标价;买盘指由买方报出暗示愿意按此水平买入的一个价格。

Big Band金融变革Bill of exchange汇票Bills department押汇部Binary二元制;二进法(只有两个可能的结果)Binary option二元期权又称数字期权或非全有即全无期权。

金融词汇中英对照

金融词汇中英对照

金融词汇中英对照实用金融词汇中英对照引导语:金融业是指经营金融商品的特殊行业,它包括银行业、保险业、信托业、证券业和租赁业。

以下是店铺分享给大家的实用金融词汇中英对照,欢迎阅读!宏观经济的 macroeconomic通货膨胀 inflation破产 insolvency有偿还债务能力的 solvent合同 contract汇率 exchange rate紧缩信贷 tighten credit creation私营部门 private sector财政管理机构 fiscal authorities宽松的财政政策 slack fiscal policy税法 tax bill财政 public finance财政部 the Ministry of Finance平衡预算 balanced budget继承税 inheritance tax货币主义者 monetariest增值税 VAT (value added tax)收入 revenue总需求 aggregate demand货币化 monetization赤字 deficit经济不景气 recessiona period when the economy of a country is notsuccessful, business conditions are bad, industrialproduction and trade are at a low level and there is a lot of unemployment经济好转 turnabout复苏 recovery成本推进型 cost push货币供应 money supply生产率 productivity劳动力 labor force实际工资 real wages成本推进式通货膨胀 cost-push inflation需求拉动式通货膨胀 demand-pull inflation双位数通货膨胀 double- digit inflation极度通货膨胀 hyperinflation长期通货膨胀 chronic inflation治理通货膨胀 to fight inflation最终目标 ultimate goal坏的影响 adverse effect担保 ensure贴现 discount萧条的 sluggish认购 subscribe to支票帐户 checking account货币控制工具 instruments of monetry control借据 IOUs(I owe you)本票 promissory notes货币总监 controller of the currency拖收系统 collection system支票清算或结算 check clearing资金划拨 transfer of funds可以相信的证明 credentials改革 fashion被缠住 entangled货币联盟 Monetary Union再购协议 repo精明的讨价还价交易 horse-trading欧元 euro公共债务 membership criteria汇率机制 REM储备货币 reserve currency劳动密集型 labor-intensive股票交易所 bourse竞争领先 frontrun牛市 bull market非凡的'牛市 a raging bull规模经济 scale economcies买方出价与卖方要价之间的差价 bid-ask spreads。

金融行业中英文词汇对照汇总

金融行业中英文词汇对照汇总

金融行业中英文词汇对照汇总在金融行业中,掌握和了解中英文词汇的对照非常重要。

本文将汇总一些常见的金融行业词汇,以便读者可以更好地理解和运用这些术语。

1. 金融市场•Financial Market(金融市场)•Stock Market(股票市场)•Bond Market(债券市场)•Foreign Exchange Market(外汇市场)•Commodity Market(商品市场)•Derivatives Market(衍生品市场)2. 金融产品•Stocks(股票)•Bonds(债券)•Mutual Funds(共同基金)•ETFs (Exchange-Traded Funds)(交易所交易基金)•Options(期权)•Futures(期货)•Swaps(掉期协议)•Currencies(货币)•Commodities(商品)3. 金融机构•Bank(银行)•Commercial Bank(商业银行)•Investment Bank(投资银行)•Central Bank(中央银行)•Insurance Company(保险公司)•Brokerage Firm(经纪公司)•Asset Management Company(资产管理公司)4. 财务指标•Net Income(净利润)•Revenue(营业收入)•Expenses(费用)•Assets(资产)•Liabilities(负债)•Equity(股东权益)•Return on Investment(投资回报率)•Profit Margin(利润率)•Cash Flow(现金流)•Earnings per Share(每股收益)5. 金融服务•Banking Services(银行服务)•Investment Services(投资服务)•Insurance Services(保险服务)•Financial Planning(财务规划)•Wealth Management(财富管理)•Risk Management(风险管理)•Retirement Planning(退休规划)•Tax Services(税务服务)6. 金融专业名词•Economics(经济学)•Finance(金融学)•Accounting(会计学)•Portfolio Management(投资组合管理)•Asset Allocation(资产配置)•Risk Assessment(风险评估)•Hedge Fund(对冲基金)•Interest Rate(利率)•Inflation(通胀)•Capital(资本)7. 国际金融相关词汇•International Monetary Fund(国际货币基金组织)•World Bank(世界银行)•Export(出口)•Import(进口)•Balance of Trade(贸易差额)•Foreign Direct Investment(外国直接投资)•Exchange Rate(汇率)•Trade Surplus(贸易顺差)•Trade Deficit(贸易逆差)•Sovereign Debt(主权债务)以上仅为一些常见的金融行业中英文词汇对照,读者可以根据需要进一步扩充和学习。

常用金融词汇中英对照

常用金融词汇中英对照

常用金融词汇中英对照小编为大家整理了常用金融词汇中英对照,希望对你有帮助哦! 常用金融词汇中英对照:acquiring company 收购公司bad loan 呆帐chart of cash flow 现金流量表clearly-established ownership 产权清晰debt to equity 债转股diversity of equities 股权多元化economy of scale 规模经济emerging economies 新兴经济exchange-rate regime 汇率机制fund and financing 筹资融资global financial architecture 全球金融体系global integration, globality 全球一体化,全球化go public 上市growth spurt (经济的)急剧增长have one's "two commas" 百万富翁hedge against 套期保值housing mortgage 住房按揭holdings 控股,所持股份holding company 控股公司initial offerings 原始股initial public offerings 首次公募innovative business 创新企业intellectual capital 智力资本inter-bank lending 拆借internet customer 网上客户investment payoff period 投资回收期joint-stock 参股mall rat 爱逛商店的年轻人means of production 生产要素(the)medical cost social pool for major diseases 大病医疗费用社会统筹mergers and acquisitions 并购mobile-phone banking 移动电话银行业moods 人气net potato 网虫non-store seling 直销offering 新股online-banking 网上银行业online-finance 在线金融online client (银行的)网上客户paper profit 帐面收益physical assets 有形资产project fund system 项目资本金制度pyramid sale 传销recapitalize 资产重组regional corrency blocks 地区货币集团regulate 调控sell off 变现share(stock) option 期权,股票认购权smart card 智能卡slash prices 杀价spare capacity 闲置的生产能力strong growth 强劲的增长势头switch trade 转手贸易take…public 上市tap the idle assets 盘活存量资产transaction (银行的) 交易transfer payment from the exchequer 财政转移支付venture-capital 风险资本virtual bank 虚拟银行wire transfer 电子转帐。

金融术语中英对照(附中文释义)

金融术语中英对照(附中文释义)

金融术语中英对照(附中文释义)American Style Option:美式选择权自选择权契约成立之日起,至到期日之前,买方可以在此期间以事先约定的价格,随时要求选择权的卖方履行契约。

亦即,要求选择权的卖方依契约条件买入或卖出交易标的物。

Appreciation: 升值在外汇市场中,升值使指一个货币相对于另一个货币的价值增加。

Arbitrage: 套利在金融市场从事交易时,利用市场的失衡状况来进行交易,以获取利润的操作方式。

其主要操作方法有两种:一为利用同一产品,在不同市场的价格差异;一为利用在同一市场中各种产品的价格差异来操作。

不论是采用何种方法来进行套利交易,其产品或市场的风险程度必须是相等的。

Asset Allocation: 资产分配原则基于风险分散原则,资金经理在评估其资金需求,经营绩效与风险程度之后,将所持有的资产分散投资于各类型的金融产品中。

如股票、外汇、债券、贵金属、房地产、放款、定存等项,以求得收益与风险均衡的最适当资产组合(Optimum Assets Components).Asset/Liability Management(ALM): 资产负债管理由于金融机构的资产为各种放款及投资,而负债主要为各种存款,费用收入、或投资人委托之资金。

因此资产负债管理的目的,即在于使银行以有限的资金,在兼顾安全性(Safty)、流动性(Liquidity)、获利性(Profitability)及分散性(Diversification)的情况下,进行最适当的资产与负债的分配(Asset Allocation)。

At The Money: 评价选择权交易中,履行价格等于远期价格时称之为评价。

Bear Market: 空头市场(熊市)在金融市场中,若投资人认为交易标的物价格会下降,便会进行卖出该交易标的物的操作策略。

因交易者在卖出补回前,其手中并未持有任何交易标的物,故称为:“空头”。

所谓空头市场就是代表大部分的市场参与者皆不看好后市的一种市场状态。

金融术语中英文对照

金融术语中英文对照

Back—door listing 借壳上市Back—end load 撤离费;后收费用Back office 后勤办公室Back to back FX agreement 背靠背外汇协议Balance of payments 国际收支平衡;收支结余Balance of trade 贸易平衡Balance sheet 资产负债表Balance sheet date 年结日Balloon maturity 到期大额偿还Balloon payment 期末大额偿还Bank, Banker, Banking 银行;银行家;银行业Bank for国际结算银行International Settlements(BIS)Bankruptcy 破产Base day 基准日Base rate 基准利率Basel Capital Accord 巴塞尔资本协议Basis Point (BP)基点;点子一个基点等如一个百分点(%)的百分之一。

举例:25个基点=0。

25%Basis swap 基准掉期Basket of currencies 一揽子货币Basket warrant 一揽子备兑证Bear market 熊市;股市行情看淡Bear position 空仓;空头Bear raid 疯狂抛售Bearer 持票人Bearer stock 不记名股票Behind—the—scene 未开拓市场Below par 低于平值Benchmark 比较基准Benchmark mortgage pool 按揭贷款基准组合Beneficiary 受益人Bermudan option 百慕大期权百慕大期权介乎美式与欧式之间,持有人有权在到期日前的一个或多个日期执行期权。

Best practice 最佳做法;典范做法Beta (Market beta)贝他(系数);市场风险指数Bid 出价;投标价;买盘指由买方报出表示愿意按此水平买入的一个价格.Big Band 金融改革Bill of exchange 汇票Bills department 押汇部Binary 二元制;二进法(只有两个可能的结果)Binary option 二元期权又称数字期权或非全有即全无期权。

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世界100家著名大银行
1. Citibank 花旗银行(美国)
2. Dai-Ichi Kangyo Bank 第一劝业银行(日本)
3. Fuji Bank 富士银行(日本)
4. Sumitomo Bank住友银行(日本)
5. Mitsubishi Bank三菱银行(日本)
6. Banque Nationalede Pairs巴黎国民银行(法国)
7. Sanwa Bank三和银行(日本)
8. Credit Agricole农业信贷银行(法国)
9. Bank of America美洲银行(美国)
10. Credit Lyonnais里昂信贷银行(法国)
11. Norinchukin Bank农业储金银行(日本)
12. National Westminster国民西敏士银行(英国)
13. Industrial Bank of Japan日本兴业银行(日本)
14. Societe Generale兴业银行(法国)
15. Deutsche Bank德意志银行(德国)
16. Barclays Bank巴克莱银行(英国)
17. Tokai Bank东海银行(日本)
18. Mitsui Bank三井银行(日本)
19. Chase Manhattan Bank大通曼哈顿银行(美国)
20. Midland Bank米兰银行(英国)
21. Mitsubishi trust and Banking三菱信托银行(日本)
22. Sumitomo Trust and Banking 住友信托银行(日本)
23. Long Term Credit Bank of Japan日本长期信用银行(日本)
24. Band of Tokyo东京银行(日本)
25. Dresdner Bank德累斯顿银行(德国)
26. Taiyo Kobe Bank太阳神户银行(日本)
27. Manufacturers Hanvor Trust汉华实业银行(美国)
28. Mitsui Trust and Banking三井信托银行(日本)
29. Compagnie Financiere de Paribas巴黎巴银行(法国)
30. Hongkong and Shanghai Banking汇丰银行(英国)
31. J.P.Morgan摩根银行(美国)
32. Royal Bank of Canada加拿大皇家银行(加拿大)
33. Union Bank of Switzerland瑞士联合银行(瑞士)
34. Daiwa Bank大和银行(日本)
35. Lloyds Bank劳埃德银行(英国)
36. Y asuda Trust & Banking安田信托银行(日本)
37. Swiss Bank Corp瑞士银行(瑞士)
38. Deutsche Landesbank德意志地方银行(德国)
39. Banca Nazionale del La-voro国民劳动银行(意大利)
40. Bank of Mantreal蒙特利尔银行(加拿大)
41. Bank of China中国银行(中国)
42. Commerzbank商业银行(德国)
43. Chemical (New Y ork) Bank化学银行(美国)
44. Banco do Brasil巴西银行(巴西)
45. Bayerische V ereinsbank巴伐利亚联合银行(德国)
46. Canadian Imperial Bank of Commerce加拿大帝国商业银行(加拿大)
47. Security Pacific安全太平洋银行(美国)
48. Algemene Bank Nederland荷兰通用银行(荷兰)
49. Nippon Credit Bank日本信贷银行(日本)
50. Amsterdam-Rotterdam Bank阿鹿银行(荷兰)
51. Kyowa Bank协和银行(日本)
52. Bankers Trust银行家信托公司(美国)
53. First Interstate Bancorp第一州际银行(美国)
54. Toyo Trust & Banking东洋信托银行(日本)
55. Rabobank农业合作社中央银行(荷兰)
56. Banca Commerciale Italiana意大利商业银行(意大利)
57. Bayerische Hypothekenaund Wechsel巴伐利亚抵押汇兑银行(德国)
58. Saitama Bank琦玉银行(日本)
59. Istituto Bancario Sanpalol di T orino都灵圣保罗银行(意大利)
60. Bank of Nova Scotia诺伐斯科西亚银行(加拿大)
61. Credit suisse瑞士信贷银行(瑞士)
62. Bayerische Landesbank巴伐利亚州银行(德国)
63. Deutsche Gemossenschalts Bank德意志合作银行(德国)
64. Stand-Chartered Bank标准麦加利银行(英国)
65. Generale de Banque通用银行(比利时)
66. Monte dei pascht di Siena西雅那银行(意大利)
67. Cassa di Risparmio Delle Paovincie Lombarde伦巴第省储蓄银行(意大利)
68. Banco di Roma罗马银行(意大利)
69. First Chicago芝加哥第一银行(美国)
70. Norddentsche Landesbank北德意志州银行(德国)
71. Credit Italiano意大利信贷银行(意大利)
72. Shoko Chukin Bank工商组合中央金库(日本)
73. Hokkaido Takushoku Bank北海道拓殖银行(日本)
74. CIC Group工商信贷集团(法国)
75. Toronto Dominion Bank多伦多自治领银行(加拿大)
76. Bank of Y okohama横滨银行(日本)
77. Rafidain Bank拉菲丁银行(伊拉克)
78. Banque Indosuez东方汇理苏伊士银行(法国)
79. Bank Melli Iran伊郎国民银行(伊郎)
80. Westpac Banking西太平洋银行公司(澳大利亚)
81. Zenshinren Bank合作银行(日本)
82. State Bank of India印度国家银行(印度)
83. Mellon Bank梅隆银行(美国)
84. Group des Banque Popalaries大众银行集团(法国)
85. Banco di Napoli那坡里银行(意大利)
86. Continental Lllinois Bank大陆伊利诺斯银行(美国)
87. Wells Fargo Bank威尔士法戈银行(美国)
88. Chuo Trust & Banking中央信托银行(日本)
89. Bank of Boston波士顿银行(美国)
90. Australia & New Zealand Banking Group澳新银行集团(澳大利亚)
91. Bank fur Gemeinwirischaft公共经济银行(德国)
92. BBI Bank Brussels Lambert布鲁塞尔朗贝银行(比利时)
93. Nederlandsche Middenstandsbank荷兰密登斯坦银行(荷兰)
94. First Bank System第一银行系统(美国)
95. Krediet Bank信贷银行(比利时)
96. Hessische Landesbank黑森地方汇划中心(德国)
97. Creditanstalt Bankverein联合信贷银行(奥地利)
98. Banque Francaise de Commerce法国商业银行(法国)
99. Credit Communal de Belgique比利时公共信贷银行(比利时)
100. Banco Central中央银行(西班牙。

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