银行专业术语金融英语(中英文对照)

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银行专业术语金融英语(中英文对照)(20201101105652)

1. 现金业务：cash business2. 转账业务：transfer business3. 汇兑业务：currency exchange business4. 委托收款：commission receivables5. 发放贷款：loans6. 贷款收回：loan recovery7. 贷款展期：loan extension8. 办理银行汇票：apply for bank drafts9. 收息：interest10 托收：collection 其他相关：帐目编号account number 存户depositor 存款单pay-in slip 存款单 a deposit form 自动存取机 a banding machine 存款deposit 存款收据deposit receipt 私人存款private deposit 存单certificate deposit 存折deposit book 信用卡credit card 本金principal 透支overdrafts overdraw 双签 a counter sign 背书to endorse 背书人endorser 兑现to cash 兑付to honor a cheque 拒付to dishonor a cheque 止付to suspend payment 支票cheque ,check 支票本cheque book 记名支票order cheque 不记名支票bearer cheque 横线支票crossed cheque 空白支票blank cheque rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司(贴现公司) neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券。

金融英语口语词汇的中英对照(精选3篇)

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金融学专业术语中英文

金融学专业术语中英文B 半强式效率semi-strong efficiency 指在证券价格充分反映了所有的公开信息（包括历史价格和交易情况，但不局限于此。

）半通货膨胀Semi-inflation 当经济逐渐接近充分就业时，货币供给增加所形成的过度总需求一方面使产出增加，另一方面又使价格逐渐上升。

保险合约insurance contract 是保险公司与被保险人之间签订的当某一事件发生时按约定的费率给予被保险人赔偿的合约。

本金principal 本期收益率current yield 本位币standard money 按照国家规定的金属、单位货币的名称和重量铸造的货币。

边际储蓄倾向Marginal Propensity to Save ,MPS 反映可支配收入每增加以单位时储蓄支出增加的数量。

边际消费倾向Marginal Propensity to Concume ,MPC 反映可支配收入每增加一个单位时小分支出增加的数量。

补偿性公共支出compensatory public spending 政府财政预算应于社会经济条件保持相同的步调，即政府应在萧条期间实施结构性预算赤字的政策，而在经济繁荣时，就要保持适当的盈余。

不动产信用控制real estate credit control 指中央银行对商业银行等金融机构向客户提供不动产抵押贷款的管理措施。

C 财富效应wealth effect 财富变动对消费和储蓄倾向的影响。

财务担保guarantee 贷款人要求担保人为借款人的借款提供经济担保，当借款人无力偿还借款时，由担保人负责偿还的一种经济合同。

财务公司financial company 通过发行商业票据、股票或从银行借款获得资金，再利用这些资金对个人或企业进行小额贷款。

财政赤字论fiscal deficit theory 克鲁格曼（Krugman,1979）提出财政赤字导致货币危机的理论。

财政性通货膨胀理论fiscal inflation theory 通过财政政策来鼓励通货膨胀的理论。

金融学专业词汇(中英文对照)

金融学专业词汇（中英文对照）目录1. 货币与货币制度 (3)2. 国际货币体系与汇率制度 (4)3. 信用、利息与信用形成 (5)4. 金融范畴的形成与发展 (7)5. 金融中介体系 (7)6. 存款货币银行 (9)7. 中央银行 (10)8. 金融市场 (10)9. 资本市场 (13)10. 金融体系结构 (14)11. 金融基础设施 (14)12. 利率的决定作用 (15)13. 货币需求 (16)14. 现代货币的创造机制 (17)15. 货币供给 (17)16. 货币均衡 (18)17. 开放经济的均衡 (18)18. 通货膨胀和通货紧缩 (19)19. 货币政策 (20)20. 货币政策与财政政策的配合 (21)21. 开放条件下的政策搭配与协调 (22)22. 利率的风险结构与期限结构 (22)23. 资产组合与资产定价 (23)24. 商业银行业务与管理 (25)25. 货币经济与实际经济 (26)26. 金融发展与经济增长 (26)27. 金融脆弱性与金融危机 (27)28. 金融监管 (27)1.货币与货币制度货币:(currency)外汇:(foreign exchange)铸币:(coin)银行券:(banknote)纸币:(paper currency)存款货币:(deposit money)价值尺度:(measure of values)货币单位:(currency unit)货币购买力:(purchasing power of money)购买力平价:(purchasing power parity,PPP)流通手段:(means of circulation)购买手段:(means of purchasing)交易的媒介:(media of exchange)支付手段:(means of payment)货币需求:(demand for money)货币流通速度:(velocity of money)保存价值:(store of value)汇率:(exchange rate)一般等价物:(universal equivalent)流动性:(liquidity)通货:(currency)准货币:(quasi money)货币制度:(monetary system)本位制:(standard)金本位:(gold standard)造币:(coinage)铸币税:(seigniorage)本位币:(standard money)辅币:(fractional money)货币法偿能力:(legal tender powers)复本位制:(bimetallic standard)金汇兑本位:(gold exchange standard)金平价:(gold parity)金块本位制:(gold bullion standard)2.国际货币体系与汇率制度浮动汇率制:(floating exchange rate regime)货币局制度:(currency board arrangement)联系汇率制度:(linked exchange rate system)美元化:(dollarization)最优通货区理论:(theory of optimum currency area)货币消亡:(money disappearance)外汇:(foreign currency)外汇管理:(exchange regulation)外汇管制:(exchange control)可兑换:(convertibility)不可兑换:(inconvertibility)经常项目:(current account)资本项目:(capital account)汇率:(exchange rate)牌价:(posted price)直接标价法:(direct quotation)间接标价法:(indirect quotation)单一汇率:(unitary exchange rate)多重汇率:(multiple exchange rate)市场汇率:(market exchange rate)官方汇率:(official exchange rate)黑市:(black market)固定汇率:(fixed exchange rate)浮动汇率:(floating exchange rate)管理浮动:(managed float)盯住汇率制度:(pegged exchange rate regime)固定钉住:(fixed peg)在水平带内的盯住:(pegged within horizontal bands)爬行钉住:(crawling peg)外汇指定银行:(designated foreign exchange bank)货币的对外价值:(external value of exchange)货币的对内价值:(internal value of exchange)名义汇率:(nominal exchange rate)实际汇率:(real exchange rate)铸币平价:(mint parity)金平价:(gold parity)黄金输送点:(gold transport point)国际借贷说:(theory of international indebtedness)流动债权:(current claim)流动负债:(current liablity)国际收支说:(theory of balance payment)汇兑心理说:(psychology theory of exchange rate)货币分析说:(monetary approach)金融资产说:(portfolio theory of exchange rate determination)利率平价理论:(theory of interest rate parity)外汇风险:(exchange risk)中国的外汇调剂:(foreign exchange swap)3.信用、利息与信用形成信用:(credit)利息:(interest)收益:(yield)资本化:(capitalization of interest)高利贷:(usury)利率:(interest rate)债权:(claim)债务:(debt obligation)借入:(borrowing)贷出:(lending)盈余:(surplus)赤字:(deficit)跨时预算约束:(intertemporal budget constraint)资金流量:(flow of funds)部门:(sector)借贷资本:(loan capital)实体:(real)商业信用:(commercial credit)银行信用:(bank credit)本票:(promissory note)汇票:(bill of exchange)商业本票:(commercial paper)商业汇票:(commercial bill)承兑:(acceptance)背书:(endorsement)直接融资:(direct finance)间接融资:(indirect finance)短期国库卷:(treasury bill)中期国库卷:(treasury note)长期国库卷:(treasury bond)国债:(national debt)公债:(public debt)资本输出:(export of capital)国际资本流动:(international capital flow)国外商业性借贷:(foreign direct investment,FDI)国际游资:(hot money)4.金融范畴的形成与发展财政:(public finance)公司理财:(corporate finance)投资:(investment)保险:(insurance)财产保险:(property insurance)人身保险:(mutual life insurance)相互人寿保险:(mutual life insurance)信托:(trust)租赁:(leasing)5.金融中介体系金融中介:(financial intermediary)金融机构:(financial institution)借者:(borrower)贷者:(lender)货币中介:(monetary intermediation)权益资本:(equity capital)中央银行:(central bank)货币当局:(monetary authority)存款货币银行:(deposit money bank)商业银行:(commercial bank)投资银行:(investment bank)商人银行:(merchant bank)财务公司:(financial companies)储蓄银行:(saving bank)抵押银行:(mortgage bank)信用合作社:(credit cooperative)保险业:(insurance industry)跨国银行:(multinational bank)代表处:(representative office)经理处:(agency)分行:(branch)子银行:(subsidiary)联营银行:(affiliate)国际财团银行:(consortium bank)中国人民银行:(People’s Bank of China)政策性银行:(policy banks)国有商业银行:(state-owned commercial banks)资产管理公司:(assets management company)证券公司:(securities company)券商:(securities dealer)农村信用合作社:(rural credit cooperatives)城市信用合作社:(urban credit cooperatives)信托投资公司:(trust and investment companies)信托:(trust)金融租赁:(financial leasing)邮政储蓄:(postal savings)财产保险:(property insurance)商业保险:(commercial insurance)社会保险:(social insurance)保险深度:(insurance intensity)保险密度:(insurance density)投资基金:(investment funds)证券投资基金:(security funds)封闭式基金:(closed-end investment funds)开放式基金:(open-end investment funds)私募基金:(private placement)风险投资基金:(venture funds)特别提款权:(special drawing right,SDR)国有化:(nationalization)6.存款货币银行货币兑换商:(money dealer)银行业:(banking)贴现率:(discount rate)职能分工型商业银行:(functional division commercial bank)全能型商业银行:(multi-function commercial bank)综合性商业银行:(comprehensive commercial bank)单元银行制度:(unit banking system)总分行制度:(branch banking system)代理行制度:(correspondent banking system)银行控股公司制度:(share holding banking system)连锁银行制度:(chains banking system)金融创新:(financial innovation)自动转账制度:(automatic transfer services,ATS)可转让支付命令账户:(negotiable order of withdrawal account,NOW)货币市场互助基金:(money market mutual fund,MMMF)货币市场存款账户:(money market deposit account,MMDA)不良债权:(bad claim)坏账:(bad loan)不良贷款:(non-performing loans,NPL)存款保险制度:(deposit insurance system)金融资本:(financial capital)7.中央银行中央银行:(central bank)一元式中央银行制度:(unit central bank system)二元式中央银行制度:(dual central bank system)复合中央银行制度:(compound central bank system)跨国中央银行制度:(multinational central bank system)发行的银行:(bank of issue)银行的银行:(bank of bank)最后贷款人:(lender of last resort)再贴现:(rediscount)在抵押:(recollateralize)国家的银行:(the state bank)8.金融市场金融市场:(financial market)证券化:(securitization)金融资产:(financial assets)金融工具:(financial instruments)金融产品:(financial products)衍生金融产品:(derivative financial products)原生金融产品:(underlying financial products)流动性:(liquidity)变现:(encashment)买卖差价:(bid-ask spread)做市商:(market marker)到期日:(due date)信用风险:(credit risk)市场风险:(market risk)名义收益率:(nominal yield)现时收益率:(current yield)平均收益率:(average yield)内在价值:(intrinsic value)直接融资:(direct finance)间接融资:(indirect finance)货币市场:(money market)资本市场:(capital market)现货市场:(spot market)期货市场:(futures market)机构投资人:(institutional investor)资信度:(credit standing)融通票据:(financial paper)银行承兑票据:(bank acceptance)贴现:(discount)大额存单:(certificates of desposit,CDs)回购:(counterpurchase)回购协议:(repurchase agreement)隔夜:(overnight)银行同业间拆借市场:(interbank market)合约:(contract)远期:(forward)期货:(futures)期权:(options)看涨期权:(call option)看跌期权:(put option)期权费:(option premium)互换:(swap)投资基金:(investment funds)契约型基金:(contractual type investment fund)单位型基金:(unit funds)基金型基金:(funding funds)公司型基金:(corporate type investment fund)投资管理公司:(investment management company)共同基金:(mutual fund)对冲基金:(hedge fund)风投基金:(venture fund)权益投资:(equity investment)收益基金:(income funds)增长基金:(growth funds)长期增长基金:(long-term growth funds)高增长基金:(go-go groeth funds)货币市场基金:(money market funds)养老基金:(pension fund)外汇市场:(foreign exchange market)风险资本:(venture capital)权益资本:(equity capital)私人权益资本市场:(private equity market)有限合伙制:(limited partnership)交易发起:(deal origination)筛选投资机会:(screening)评价:(evaluation)交易设计:(deal structure)投资后管理:(post-investment activities)创业板市场:(growth enterprise market,GEM)二板市场:(secondary board market)金融创新:(financial innovation)金融自由化:(financial liberalization)全球化:(globalization)离岸金融市场:(off-shore financial center)9.资本市场权益:(equity)剩余索取权:(residual claims)证券交易所:(stock exchange)交割:(delivery)过户:(transfer ownership)场外交易市场:(over the counter,OTC)金融债券:(financial bond)抵押债券:(mortgage bond)担保信托债券:(collateral trust bonds)信用债券:(trust bonds)次等信用债券:(subordinated debenture)担保债券:(guaranteed bonds)初级市场:(primary market)二级市场:(secondary market)公募:(public offering)私募:(private offering)有价证券:(security)面值:(face value)市值:(market value)股票价格指数:(share price index)有效市场假说:(effective market hypothesis)弱有效市场:(weak efficient market)中度有效市场:(semi-efficient market)强有效市场:(strong efficient market)股份公司:(stock certificate)股票:(stock certificate)股东:(stock holder)所有权:(ownership)经营权:(right of management)10.金融体系结构功能主义金融观:(perspective of financial function)金融体系格局:(pattern of financial system)激励:(incentive)公司治理:(corporate governance)路径依赖:(path dependency)市场主导型:(market-oriented type)银行主导型:(banking-oriented type)参与成本:(participative cost)影子银行体系:(the shadow banking system)11.金融基础设施金融基础设施:(financial infrastructures)支付清算系统:(payment and clearing system)跨境支付系统:(cross-border inter-bank payment system,CIPS)全额实时结算:(real time gross system)净额批量清算:(bulk transfer net system)大额资金转账系统:(whole sale funds transfer system)小额定时结算系统:(fixed time retail system)票据交换所:(clearing house)金融市场基础设施:(financial market infrastructures)中央交易对手:(central counterparties,CCPs)双边清算体系:(bilateral clearing system)系统重要性支付体系核心原则:(the core principles for systemically important payment system)证券清算体系建议:(the recommendations for central counterparties)中央交易对手建议:(the recommendations for central counterparties)金融业标准:(financial standards)盯市:(mark-to-market)公允价值:(fair value)金融部门评估规划:(financial sector assessment program)12.利率的决定作用可贷资金论:(loanable funds theory of interest)储蓄的利率弹性:(interest elasticity of saving)投资的利率弹性:(interest elasticity of investment)本金:(principal)回报率:(returns)基准利率:(benchmark interest rate)无风险利率:(risk-free interest rate)补偿:(compensation)风险溢价:(risk premium)实际利率:(real interest rate)名义利率:(nominal interest rate)固定利率:(fixed interest rate)浮动利率:(floating rate)官定利率:(official interest rate)行业利率:(trade-regulated rate)一般利率:(general interest rate)优惠利率:(preferential interest rate)贴息贷款:(loan of interest subsidy)年利率:(annual interest rate)月利率:(monthly interest rate)日利率:(daily interest rate)拆息:(call money interest)13.货币需求货币需求:(demand for money)货币数量论:(quantity theory of money)货币必要量:(volume of money needed)货币流通速度:(velocity of money)交易方程式:(equation of exchange)剑桥方程式:(equation of Cambridge)现金交易说:(cash transaction approach)现金余额说:(cash balance theory)货币需求动机:(motive of the demand for money)交易动机:(transaction motive)预防动机:(precautionary motive)投机动机:(speculative motive)流动性偏好:(liquidity preference)流动性陷阱:(liquidity trap)平方根法则:(square-root rule)货币主义:(monetarism)恒久性收入:(permanent income)机会成本变量:(opportunity cost variable)名义货币需求:(nominal demand for money)实际货币需求:(real demand for money)客户保证金:(customer’s security marign)金融资产选择:(portfolio selection)14.现代货币的创造机制纯流通费用:(pure circulation cost)原始存款:(primary deposit)派生存款:(derivative deposit)派生乘数:(withdrawal multiplier)现金损露:(loss of cashes)提现率:(withdrawal rate)创造乘数:(creation multiplier)现金:(currency)基础货币:(base money)高能货币:(high-power money)货币乘数:(money multiplier)铸币收入:(seigniorage revenue)15.货币供给货币供给:(money supply)准货币:(quasi money)名义货币供给:(nominal money supply)实际货币供给:(real money supply)股民保证金:(shareholder’s security margin)货币存量:(money stock)公开市场操作:(open-market operation)贴现政策:(discount policy)再贴现率:(rediscount rate)法定准备金率:(legal reserve ratio)财富效应:(wealth effect)预期报酬率变动效应:(effect of expected yields change)现金持有量:(currency holdings)超额准备金:(excess reserves)外生变量:(exogenous variable)内生变量:(endogenous variable)16.货币均衡均衡:(equilibrium)投资饥渴:(huger for investment)软预算约束:(soft budget constraint)总需求:(aggregate demand)总供给:(aggregate supply)面纱论:(money veil theory)流:(flow)余额:(stock)17.开放经济的均衡国际收支:(balance of payments)居民:(resident)非居民:(nonresident)国际收支平衡表:(statement for balance of payments)经常项目:(current account)资本和金融项目:(capital and financial account)储备资产:(reserve assets)净误差与遗漏:(net errors and missions)自主性交易:(autonomous transaction)调节性交易:(accommodating transaction)偿债率:(debt service ratio)顺差:(surplus)逆差:(deficit)最后清偿率:(last liquidation ratio)资本流动:(capital movements)项目融资:(project finance)外债:(external debt)资本外逃:(capital flight)冲销性操作:(sterilized operation)非冲销性操作:(unsterilized operation)债务率:(debt ratio)负债率:(liability ratio)差额:(balance)18.通货膨胀和通货紧缩通货膨胀:(inflation)恶性通货膨胀:(rampant inflation)爬行通货膨胀:(creeping inflation)温和通货膨胀:(moderate inflation)公开性通货膨胀:(open inflation)显性通货膨胀:(evident inflation)隐蔽性通货膨胀:(hidden inflation)输入型通货膨胀:(import of inflation)结构性通货膨胀:(structural inflation)通货膨胀率:(inflation rate)居民消费物价指数:(CPI)零售物价指数:(RPI)批发物价指数:(WPI)冲减指数:(deflator)需求拉上型通货膨胀:(demand-pull inflation)成本推动型通货膨胀:(cost-push inflation)工资-价格螺旋上升:(wage-price spiral)强制储蓄:(forced saving)收入分配效应:(distributional effect of income)财富分配效应:(distributional effect of wealth)滞胀:(stagflation)工资膨胀率:(wage inflation)紧缩性货币政策:(tight monetary policy)紧缩银根:(tight money)紧缩信贷:(tight squeeze)指数化:(indexation)通货紧缩:(deflation)19.货币政策货币政策:(monetary policy)金融政策:(financial policy)货币政策目标:(goal of monetary policy)通货膨胀目标制:(inflation targeting)逆风向原则:(principle of leaning against the wind)反周期货币政策:(counter cycle monetary policy)相机抉择:(discretionary)单一规则:(single rule)告示效应:(bulletin effects)直接信用控制:(direct credit)信用配额:(credit allocation)流动性比率:(liquidity ratio)间接信用控制:(indirect credit control)道义劝告:(moral suasion)窗口指导:(window guidence)信用贷款:(lending)传导机制:(conduction mechanism)中介指标:(intermediate target)信贷配给:(credit rationing)资产负债表渠道:(balance sheet channel)时滞:(time lag)预期:(expectation)透明度:(transparency)信任:(credibility)软着陆:(soft landing)20.货币政策与财政政策的配合赤字:(deficit)经常性收入:(current revenue)税:(tax)费:(fee)经常性支出:(current expenditure)资本性收入:(capital revenue)补助:(grant)资本性支出:(capital expenditure)账面赤字:(book deficit)隐蔽赤字:(hidden deficit)预算外:(off-budget)透支:(overdraft)净举债:(net fiancing)未清偿债券:(outstanding debt)或有债务:(contingent liability)准备货币:(reserve money)国债依存度:(public debt dependency)国债负担率:(public debt-to-GDP ratio)国债偿债率:(government debt-service ratio)财政政策:(fiscal policy)补偿性财政货币政策:(compensatory fiscal and monetary policy) 21.开放条件下的政策搭配与协调米德冲突:(Meade’s conflict)国际政策协调:(international policy coordination)信息交换:(information exchange)危机管理:(crisis management)避免共享目标变量的冲突:(avoiding conflicts over shared targets)合作确定中介目标:(cooperation intermediate targeting)部分协调:(full coordination)汇率目标区:(target zone of exchange rate)马歇尔-勒纳条件:(Marshall-Lerner condition)J曲线效应:(J curve effect)22.利率的风险结构与期限结构单利:(simple interest)复利:(compound interest)现值:(present value)终值:(future value)竞价拍卖:(open-outcry auction)贴现值:(present discount value)利率管制:(interest rate control)利率管理体制:(interest rate regulation system)存贷利差:(interest rate regulation system)利率风险结构:(risk structure of interest rates)违约风险:(default risk)利率期限结构:(term structure of interest rates)即期利率:(spot rate of interest)远期利率:(forward rate of interest)到期收益率:(yield to maturity)现金流:(cash floe)预期理论:(expectation theory)流动性理论:(liquidity theory)偏好理论:(preferred habitat theory)市场隔断理论:(market segmentation theory) 23.资产组合与资产定价市场风险:(market risk)信用风险:(credit risk)流动性风险:(liquidity risk)操作风险:(operational risk)法律风险:(legal risk)政策风险:(policy risk)道德风险:(moral hazard)主权风险:(sovereign risk)市场流动性风险:(product liquidity)现金流风险:(cash flow)执行风险:(execution risk)欺诈风险:(fraud risk)遵守与监管风险:(compliance and regulatory risk)资产组合理论:(portfolio theory)系统性风险:(systematic risk)非系统性风险:(nonsystematic risk)效益边界:(efficient frontier)价值评估:(evaluation)市盈率:(price-earning ratio)资产定价模型:(asset pricing model)资本资产定价模型:(capital asset pricing model,CAPM)无风险资产:(risk-free assets)市场组合:(market portfolio)多要素模型:(multifactorCAPM)套利定价理论:(arbitrage pricing theory,APT)期权加价:(option premium)内在价值:(intrinsic value)时间价值:(time value)执行价格:(strike price)看涨期权:(call option)看跌期权:(put option)对冲型的资产组合:(hedge portfolios)套利:(arbitrage)无套利均衡:(no-arbitrage equilibrium)均衡价格:(equilibrium price)多头:(long position)空头:(short position)动态复制:(dynamic replication)头寸:(position)风险偏好:(risk preference)风险中性:(risk neutral)风险厌恶:(risk averse)风险中性定价:(risk-netural pricing)24.商业银行业务与管理银行负责业务:(liability business)存款:(deposit)活期存款:(demand deposit)支票存款:(check deposit)透支:(overdraft)定期存款:(time deposit)再贴现:(rediscount)金融债券:(financial bond)抵押贷款:(mortgage loan)信用贷款:(credit loan)通知贷款:(demand loan)真实票据论:(real bill doctrine)商业贷款理论:(commercial loan theory)证券投资:(portfolio investment)中间业务:(middleman business)表外业务:(off-balance sheet business)无风险业务:(risk-free business)汇款:(remittance)信用证:(letter of credit)商品信用证:(commercial letter of credit)代收业务:(business of collection)代客买卖业务:(business of commission)承兑网络银行:(internet bank)虚拟银行:(virtual bank)企业对个人:(B2C)企业对企业:(B2B)挤兑:(bank runs)资产管理:(assets management)自偿性:(self-liquidation)可转换性理论:(convertibility theory)预期收入理论:(anticipated income theory)负债管理:(liability management)资产负债综合管理:(comprehensive management of assets and liability)风险管理:(risk management)在险价值:(value at risk,VAR)25.货币经济与实际经济两分法:(dichotomy)实际经济:(real economy)货币经济:(monetary economy)虚拟资本:(monetary capital)泡沫经济:(bubble economy)虚拟经济:(virtual economy)货币中性:(neutrality of money)相对价格:(relative price)货币面纱:(monetary veil)瓦尔拉斯均衡:(Walras equilibrium)一般均衡理论:(theory of general equilibrium)超中性:(super-neutrality)26.金融发展与经济增长金融发展:(financial development)金融自由化:(financial liberalization)金融深化:(financial deepening)金融压抑:(financial repression)金融机构化:(financial institutionalization)分层比率:(gradation ratio)金融相关率:(financial interrelation ratio,FIR)货币化率:(monetarization ratio)脱媒:(distintermediation)导管效应:(tube effect)27.金融脆弱性与金融危机金融脆弱性:(financial fragility)金融风险:(financial risk)长周期:(long cycles)安全边界:(margins of safety)汇率超调理论:(theory of exchange rate over shooting)金融危机:(financial crises)资产管理公司:(asset management corporation,AMC)金融恐慌:(financial panic)优先/次级抵押贷款债券:(senior/subordinate structure) 28.金融监管金融监管:(financial regulation)公共选择:(public choice)最低资本要求:(minimum capital requirements)监管当局的监管:(supervisory review process)市场纪律:(market discipline)宏观审慎框架:(macro-prudential framework)分行:(branch)子行:(subsidiary)并表监管:(consolidated supervision)。

银行专业术语金融英语(中英文对照)

银行专业术语金融英语1.现金业务：Cash business,2.转账业务：transfer business,3.汇兑业务：currency exchange business,4.委托收款：commission receivables,5.发放贷款：loans,6.贷款收回：loan recovery，7.贷款展期：loan extension，8.办理银行汇票：apply for bank drafts,9.收息：interest,10托收：collection.其他相关：account number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券。

最全金融行业术语英文翻译

最全金融行业术语英文翻译本文档旨在为您提供最全面的金融行业术语的英文翻译，帮助您更好地理解和使用这些术语。

以下是我们整理的金融行业术语及对应的英文翻译：1. 金融市场：Financial market2. 资金流动：Capital flow3. 股票：Stock4. 债券：Bond5. 期权：Option6. 期货：Futures7. 衍生品：Derivative8. 投资组合：Portfolio9. 风险管理：Risk management10. 资产负债表：Balance sheet12. 现金流量表：Cash flow statement13. 财务分析：Financial analysis14. 贷款：Loan15. 存款：Deposit16. 利率：Interest rate17. 汇率：Exchange rate18. 银行业务：Banking business19. 保险业务：Insurance business20. 财富管理：Wealth management21. 资产管理：Asset management22. 投资银行：Investment banking23. 证券交易所：Stock exchange24. 资本市场：Capital market26. 风险投资：Venture capital27. 股票交易：Stock trading28. 期货交易：Futures trading29. 存款利率：Deposit rate30. 贷款利率：Loan rate这仅仅是金融行业术语的一小部分，更多术语可以根据实际需要进行进一步查询和研究。

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银行术语中英文

银行术语的中英文对照(2013-01-20 17:28:52)转载▼标签：杂谈王明珂：人类社会的三个层面：经济生业、社会结群与文化表征作者：人类学乾坤理性中的热情—德国美酒作者：denis如何在德国杜塞尔多夫办理英国签证作者：鹏鹏周游世界银行术语的中英文对照作者：microctrl银行术语的中英文对照银行卡类型Card Type银行卡号Card No借记卡Debit Card贷记卡Credit Card电话银行IVR (Interactive Voice Response:交互语音应答系统)证件号码I.D. No注册Enrollment证件I.D.新密码New Password确认密码Confirm Password密码重置Ret Password账户管理Account management账户查询Account enquiry账户概览Account summary账户详情Account detail交易明细查询Transaction detail enquiry转账Transfer定期存款Time deposit定期账户Time deposit活期账户Savings Account活期一本通Passbook of Current Savings普通活期存折Regular Passbook saving定期一本通Passbook of Time Deposit零存整取Installment Time Deposit教育储蓄Education Saving存本取息Interest Withdraw Time Deposit准贷记卡Quasi Credit Card账号Account No./Acc. No.别名Nickname账号状态Acc. Status开户网点Acc. Open网点Branch开户日期Open Date卡号Card No.卡状态Card Status起始日期Start Date结束日期End Date交易日期Transaction Date币种Currency钞/汇Cash/Remit当前余额Current Balance可用余额Available Balance余额Balance余额查询Balance Enquiry存单序号CD No.收入金额credit支出金额Debit业务摘要Memo人民币RMB美元USD乙钞B Cash转账明细Transfer details预约转账管理Scheduled transfer management 转出账号Transfer Out Acc.转出账号地区Transfer Out Region转入账号Transfer In Acc.转入账号地区Transfer In Region钞汇标志Cash/Remit转账金额Transfer Amount即时转账Immediate (Transfer)指定日期转账Sehedule (Transfer)转账日期Transfer Date备注Memo港币HKD英镑GBP欧元EUR日元JPY加拿大元CAD澳大利亚元AUD瑞士法郎CHF新加坡元SGD现钞Cash现汇Remit手续费Service Charge转账类型Transfer Type转账状态Transfer Status定期存款支取Time deposit withdraw整存整取Lump-sum Time Deposit通知存款Call Deposit零存整取续存Renew Time Deposit教育储蓄续存Renew Education Saving定活两便Consolidated Time&Savings转存Repeating转存方式Transfer Type储种Type存期Period自动转存Repeating业务品种Class续存金额Renew Amount信用额度Credit Limit可用额度Available Credit预约日期Submit Date指定转账日期Schedule Date提交Submit整存整取支取Lump Sum Time Deposit Withdraw通知存款支取Call Deposit Transfer存折Passbook存单CD存本取息（利息）支取Transfer interest from interest withdraw time deposit 定活两便支取Consolidated time&Savings transfer信用卡查询Credit card enquiry信用卡概览 Credit Card Summary信用卡详细信息Credit Card Detail信用卡未出账单明细 Credit Card unsettled bills信用卡交易明细 Credit Card Transaction Detail信用卡月结单查询Credit Card Monthly Statement Enquiry查询月份Equiry month结单日期 Statement Date贷记利息Interest Rate本币上月余额RMB Previous month balance本币本月余额RMB Current month balance美元上月余额USD Previous month balance美元本月余额USD Current month balance本币最低还款额RMB Minimal Payment本币全额金额RMB Total amount due外币最低还款额Foreign Currency Minimal Payment外币全额金额Foreign Currency Total Payment账户信用额度Credit limit可用额度Available Credit原交易金额Original Amount交易地点Transact at本币存入合计RMB total Credit外币存入合计Foreign Currency total Credit本币支出合计RMB total Debit外币支出合计Foreign Currency total Debit上一结单日Previous Settlement Date还款到期日Next Payment Date信用积分Credit Point上次未还金额Previous Period unpaid amount上次还款金额Previous Period paid amount需立即缴交的过期款项/超额款项Overdue/Overlimit amount 全额还款总额Total due amount最低还款总额Minimum Payment Amount全额购汇还款总额Total foreign currency due amount最低购汇还款总额Mini foreign currency payment amount购汇牌价(人民币/美元) Exchange Rate (RMB/USD)人民币还款RMB Payment美元还款USD Payment还款方式Payment method记账日期Booked Date上次结算日Previous settlement Date信用卡还款Credit card payment自助还款服务Self Service Payment到期还款日Due Date全额还款金额Total Due最低还款金额Minimal Payment Amount还款种类Payment Type付款账号Payment acc no.付款金额Payment amount申请信用卡Credit card application美元、人民币双币种卡USD、RMB dual currency card称谓Title姓名拼音Name(Pingyin)出生日期Date of Birth证件类别I.D. Type证件号码I.D. NO.国籍Nationality婚姻状况Marital Status教育状况Education住宅性质Resident Type住宅地址Address居住年限Period of Resident住宅邮编Zip Code住宅电话Resident Phone区号Region电话号码Phone no.分机号ext手机号码Mobile Phone电子邮箱Email供养人数House hold父亲姓名Father's name母亲姓名Mather's name公司名称Company name公司地址Company add.公司邮编Company Zip Code公司电话Company phone行业性质Industry经济类型Organization职位Position现职年限Years employed现职固定月收入Monthly Salary年收入总额Year Income储蓄账户saving account个人资产信息Personal asset data账单缴付Bill Payment缴费地区payment region缴费类型payment type缴费日期payment Date缴费详细信息payment detail截止日期Due Date交费日期Transfer Date机主姓名owner name手机正常话费basic fee信息费Information fee交费总额Total amount缴费账号Payment acc. No.财经资讯Financial Information浏览金融信息browse financial information金融信息设置 financial information setting个人设定Personal Setting账户维护Account maintenance会话超时设置Session timed setting更新个人资料Update personal data更改密码Change password个性化session超时时间Customizing session inactivity time limit 超时时间Limit原密码original password网上客服Customer sevices安全电子邮件security email收件箱Inbox发邮件Send mail发件箱 Outbox标题subject发信人sender接收日期receive date删除delete邮件详细内容mail content发送日期send date网上挂失online Suspend account账户挂失Suspend account挂失多个账户Suspend multiple accounts退出LogoutSAVING ACCOUNT 和CURRENT ACCOUNT 有什么不同？SAVING ACCOUNT 是指储蓄账户，CURRENT ACCOUNT 是指结算户（境外银行也指往来户口或支票户口），在国内，早期的账户有储蓄户和结算户之分，储蓄户只允许现金的收付，不得转账；而结算户两者都可以，最近人民银行出了指引，不再区分储蓄户和结算户，以前开立的储蓄户也会自动转换成结算户了。

金融专业术语英语词汇

金融专业术语英语词汇unit onen of modity money商品货币legal tender法定货币fiat money法定通货a medium of exchange交换媒介legal n法律制裁face value面值liquid assets流动资产illiquidl assets非流动资产the liquidity scale流动性指标real XXX定期存款bond债券XXX payment支付手段a store of value储藏手段a standard of value价值标准certificate of deposits存单repurchase agreements回购协议travelers'checks旅行支票money market mutual funds货币市场互助基金small-XXX小额按期存款large-XXX大额定期存款XXX隔夜回购和谈XXX-XXX历久回购和谈checking accounts,demand deposit,XXX活期存款XXX大额可让渡提款单unit tworeserve储备note票据discount贴现circulate流通XXXpaper currency纸币credit XXX制unit banking单一银行制out of n退出畅通流畅capital stock股本at par以票面代价计XXXthe gold standard金本位reserve 筹办金比率XXXthe stock market crash股市风暴the Federal Reserve System联邦储蓄体系the XXXunit threedeficit吃亏roll展期wholesale批发default不履约merical paper商业票据XXX欧洲美元treasury bills国库券floating-rate浮动比率fixed-rate固定比率default risk拖欠风险credit rating信誉级别tax n税收money market货币市场capital market资本市场original maturity原始到期期限surplus funds过剩基金unit fourpremium升水discount贴水par平价deficit赤字XXXeurodollar market欧洲美元市场spot rate即期汇率forward rate远期汇率cross rate交叉汇率arbitrage n套汇交易space arbitrage地点套汇time arbitrage时间套汇interest arbitrage套利direct n直接标价法indirect n间接标价法decimal system十进制long n多头short n空头XXX丹麦克郎Nkr挪威克郎Yen日元Can＄加拿大元Lit 意大利里拉Aus＄澳大利亚元DG荷兰盾BF比利时法郎￡英镑unit fiveover-the-counter market场外交易市场XXX总成交额invoice，债务，投资组合not-for-profit cooperative非盈利性组织triangular arbitrage三角套汇the XXX(SWIFT)XXX the clearing house interbank payments system(CHIPS)纽约银行同业清理体系unit sixquota配额guaratee保函fixed exchange rate牢固汇率balance of nal payment国际进出buffer stock缓冲存货extended facilities补偿信贷便利XXX国债；政府借款XXX价格波动，价格涨落export earning出口收益enlarged access policy延期进入政策credit policy信用政策financial nal terms特惠条件XXXearning capacity收益能力debt restructuring债务重组，债务调整financial settlement财务清算XXX布雷顿森林协议XXXXXXXXXXXXXXX(IBRD)国际复兴与开发银行unit seven。

银行术语的中英文对照

银行术语的中英文对照引用: /bbs/thread-569677-1-1.html银行卡类型Card Type银行卡号Card No借记卡Debit Card贷记卡Credit Card电话银行IVR证件号码I.D. No注册Enrollment证件I.D.新密码New Password确认密码Confirm Password密码重置Ret Password账户管理Account management账户查询Account enquiry账户概览Account summary账户详情Account detail交易明细查询Transaction detail enquiry转账Transfer定期存款Time deposit定期账户Time deposit活期账户Savings Account活期一本通Passbook of Current Savings普通活期存折Regular Passbook saving定期一本通Passbook of Time Deposit零存整取Installment Time Deposit教育储蓄Education Saving存本取息Interest Withdraw Time Deposit准贷记卡Quasi Credit Card账号Account No./Acc. No.别名Nickname账号状态Acc. Status开户网点Acc. Open网点Branch开户日期Open Date卡号Card No.卡状态Card Status起始日期Start Date结束日期End Date交易日期Transaction Date币种Currency钞/汇Cash/Remit当前余额Current Balance可用余额Available Balance余额Balance余额查询Balance Enquiry存单序号CD No.收入金额credit支出金额Debit业务摘要Memo人民币RMB美元USD乙钞B Cash转账明细Transfer details预约转账管理Scheduled transfer management 转出账号Transfer Out Acc.转出账号地区Transfer Out Region转入账号Transfer In Acc.转入账号地区Transfer In Region钞汇标志Cash/Remit转账金额Transfer Amount即时转账Immediate (Transfer)指定日期转账Sehedule (Transfer)转账日期Transfer Date备注Memo港币HKD英镑GBP欧元EUR日元JPY加拿大元CAD澳大利亚元AUD瑞士法郎CHF新加坡元SGD现钞Cash现汇Remit手续费Service Charge转账类型Transfer Type转账状态Transfer Status定期存款支取Time deposit withdraw整存整取Lump-sum Time Deposit通知存款Call Deposit零存整取续存Renew Time Deposit教育储蓄续存Renew Education Saving定活两便Consolidated Time Savings转存Repeating转存方式Transfer Type储种Type存期Period自动转存Repeating业务品种Class续存金额Renew Amount信用额度Credit Limit可用额度Available Credit预约日期Submit Date指定转账日期Schedule Date提交Submit整存整取支取Lump Sum Time Deposit Withdraw通知存款支取Call Deposit Transfer存折Passbook存单CD存本取息（利息）支取Transfer interest from interest withdraw time deposit 定活两便支取Consolidated time&Savings transfer信用卡查询Credit card enquiry信用卡概览Credit Card Summary信用卡详细信息Credit Card Detail信用卡未出账单明细Credit Card unsettled bills信用卡交易明细Credit Card Transaction Detail信用卡月结单查询Credit Card Monthly Statement Enquiry查询月份Equiry month结单日期Statement Date贷记利息Interest Rate本币上月余额RMB Previous month balance本币本月余额RMB Current month balance美元上月余额USD Previous month balance美元本月余额USD Current month balance本币最低还款额RMB Minimal Payment本币全额金额RMB Total amount due外币最低还款额Foreign Currency Minimal Payment外币全额金额Foreign Currency Total Payment账户信用额度Credit limit可用额度Available Credit原交易金额Original Amount交易地点Transact at本币存入合计RMB total Credit外币存入合计Foreign Currency total Credit本币支出合计RMB total Debit外币支出合计Foreign Currency total Debit上一结单日Previous Settlement Date还款到期日Next Payment Date信用积分Credit Point上次未还金额Previous Period unpaid amount上次还款金额Previous Period paid amount需立即缴交的过期款项/超额款项Overdue/Overlimit amount 全额还款总额Total due amount最低还款总额Minimum Payment Amount全额购汇还款总额Total foreign currency due amount最低购汇还款总额Mini foreign currency payment amount购汇牌价(人民币/美元) Exchange Rate (RMB/USD)人民币还款RMBPayment美元还款USD Payment还款方式Payment method记账日期Booked Date上次结算日Previous settlement Date信用卡还款Credit card payment自助还款服务Self Service Payment到期还款日Due Date全额还款金额Total Due最低还款金额Minimal Payment Amount还款种类Payment Type付款账号Payment acc no.付款金额Payment amount申请信用卡Credit card application美元、人民币双币种卡USD、RMB dual currency card称谓Title姓名拼音Name(Pingyin)出生日期Date of Birth证件类别I.D. Type证件号码I.D. NO.国籍Nationality婚姻状况Marital Status教育状况Education住宅性质Resident Type住宅地址Address居住年限Period of Resident住宅邮编Zip Code住宅电话Resident Phone区号Region电话号码Phone no.分机号ext手机号码Mobile Phone电子邮箱Email供养人数House hold父亲姓名Father's name母亲姓名Mather's name公司名称Company name公司地址Company add.公司邮编Company Zip Code公司电话Company phone行业性质Industry经济类型Organization职位Position现职年限Years employed现职固定月收入Monthly Salary年收入总额Year Income储蓄账户saving account个人资产信息Personal asset data账单缴付Bill Payment缴费地区payment region缴费类型payment type缴费日期payment Date缴费详细信息payment detail截止日期Due Date交费日期Transfer Date机主姓名owner name手机正常话费basic fee信息费Information fee交费总额Total amount缴费账号Payment acc. No.财经资讯Financial Information浏览金融信息browse financial information金融信息设置financial information setting个人设定Personal Setting账户维护Account maintenance会话超时设置Session timed setting更新个人资料Update personal data更改密码Change password个性化session超时时间Customizing session inactivity time limit 超时时间Limit原密码original password网上客服Customer sevices安全电子邮件security email收件箱Inbox发邮件Send mail发件箱Outbox标题subject发信人sender接收日期receive date删除delete邮件详细内容mail content发送日期send date网上挂失online Suspend account账户挂失Suspend account挂失多个账户Suspend multiple accounts 退出Logout。

银行专业术语（中英对照）

银行专业术语（中英对照）系统模块：CIF-Customer Information File客户信息文件CLS-Central Liability System中心债务系统GL-General Ledger总帐Deposit存款系统Remittance汇款系统Loans贷款系统Trade Finance贸易融资Treasury金库（银行的银行）Factoring保理系统Anti-money Laundry反洗钱关联术语：SWIFT-Society Worldwide Interbank Financial Telecommunication环球同业银行金融电讯协会BIC- bank identify code(swift code)IBAN-International Bank Account Number国际银行帐户号码STP-Straight Through Processing直接处理OSN-EIS-Electronic Interbank SystemEFT-Electronic Funds Transfer System知名银行：HSBC Hongkong and Shanghai Banking Corporation汇丰银行SCB Standard Chartered Bank渣打银行China Merchants Bank(CMB) 中国商业银行常用词汇：overdraft 透支liability 负债asset 资产Deposits 存款nostro 往来帐reconciliation 对帐Statement 存单、结单passbook 存折settlement 结算（银行内）clear 清算（银行间）Endorsement 背书、签注文件Recourse 追索权Position 头寸Mortgage 抵押Overnight deposits 过夜存款Term deposits 定期存款Current deposits 活期存款Fixed deposits 定期存款Current Account 货币帐户Capital Account 资本帐户Loan Account 贷款帐户double counting重复计算Balance Sheet 资产负债表Profit & Loss Report 损益表L/C Creation 进口开证L/C Advising 信用证通知L/C Transfer 信用证转让L/C Negotiation 信用证议付/结汇Inward Bills 进口到单Import Collection 进口托收Shipping Guarantee 提贷担保Import Finance 进口融资Bank Guarantee 银行保函Factoring Business 保理业务Export Collection 出口托收Export Finance 出口融资Packing Loan 打包贷款Forfaiting 福费廷Clean Bill Collections 光票托收invoice reversal 发票撤销redemption 赎回Open Account(O/A) 赊销(记帐贸易)：一种贸易方式，通常是交易双方达成协议,由Seller先行向Buyer发运货物,货款一季、半年或一年结算.Advising Bank 通知行Anticipatory L/C 预支信用证At sight 即期，见票即付At…days (month)after sight 付款人见票后若干天（月）付款At…days after B/L 提单签发后若干天付款At…days after date 出票后若干天付款At…days sight 付款人见票后若干天即付款Authority to Purchase (A/P) 委托购买证Back to Back L/C 背对背信用证Bank Guarantee 银行保函Banker's Acceptance L/C 银行承兑信用证Banker's Bill 商业汇票Banker's Bill 银行汇票Bankers' Acceptance Bill 银行承兑汇票Buyer's Bank 买方银行Buyer's Usance L/C 买方远期信用证Cash Against Documents (C.A.D) 凭单付现Cash Against Payment 凭单付款Cash On Delivery (C.O.D) 交货付现Cash With Order (C.W.O) 随订单付现Certified Invoice 证明发票Collection Advice 托收委托书Collection Bill Purchased 托收出口押汇Commercial Acceptance Bill 商业承兑汇票Commercial Bill 商业汇票Confirmed Irrevocable L/C 保兑的不可撤消信用证Confirmed L/C 保兑的信用证Confirming Bank 保兑行Consignment Invoice 寄售发票Contract Guarantee 合约保函Countervailing credit （俗称）子证Credit payable by a bank 银行付款信用证Credit payable by a trader 商业付款信用证Credit with T/T Reimbursement Clause 带有电报索汇条款的信用证Date of issue 开证日期Demand Draft (D/D) 票汇Documentary Bill for Collection 跟单托收Documents against Acceptance (D/A) 承兑交单Documents against Payment (D/P) 付款交单Documents against Payment after Sight (D/P sight) 远期付款交单Documents against Payment at Sight (D/P sight) 即期付款交单Documents of title to the goods 物权凭证Drawee Bank 付款行Expiry Date 效期Exporter's Bank 出口方银行General Letter of Hypothecation 总质押书I.C.C. Publication No.400 第400号出版物Import Guarantee 进口保证书Importer's Bank 进口方银行Irrevocable L/C 不可撤消的信用证Irrevocable Unconfirmed L/C 不可撤消不保兑的信用证Issuing Bank 开证行L/C amount 信用证金额L/C number 信用证号码Letter of Credit (L/C) 信用证Letter of Guarantee (L/G) 保证书Letter of Hypothecation 质押书Letter of Indication 印鉴核对卡Mail transfer (M/T) 信汇Manufacturers' Invoice 厂商发票Negotiating Bank 议付行Notifying Bank 通知行Opening Bank 开证行Opening Bank' Name & Signature 开证行名称及签字Overriding credit 母证Paying Bank 付款行，汇入行Payment Guarantee 付款保证书Performance Guarantee 履约保证书Performer Invoice 形式发票Presenting Bank 提示行Promisory Note 本票Recipe Invoice 收妥发票Reciprocal L/C 对开信用证Red Clause L/C 红条款信用证Remitting Bank 汇出行Repayment Guarantee 还款保证书Retention Money Guarantee 保留金保证书Revocable L/C 可撤消的信用证Revolving L/C 循环信用证Sample Invoice 样品发票Seller's Bank 卖方银行Sight Bill 即期汇票Sight L/C 即期信用证Telegraphic Transfer (T/T) 电汇Tender/Bid Guarantee 投标保证书Terms of validity 信用证效期Time Bill 远期汇票Trade Acceptance L/C 商业承兑信用证Transferable L/C 可转让信用证Transmitting Bank 转递行Traveler's L/C 旅行信用证Trust Receipt 信托收据Unconfirmed L/C 不保兑的信用证Uniform Customs and Practice for Documentary Credits 跟单信用证统一惯例Uniform Rules for Collection 《托收统一规则》Untransferable L/C 不可转让信用证Usance Bill 远期汇票Usance L/C 远期信用证acceptor 承兑人bailee 受托人，代保管人bearer 来人beneficiary 受益人cheque 支票clean Bill for Collection 光票托收clean bill 光票clean payment 单纯支付collection 托收commodity 产品consignee 受托人consignor 委托人consingnee 受托人convenient 方便的copy 副本dealing 交易，生意decline 下降，下跌deferred payment 延期付款destination 目的地discount 贴现dishonour 拒付documentary bill 跟单汇票draft 汇票drawee 付款人drawer 出票人endorse 背书endorsee 被背书人endorsement 背书endorser 背书人fixed L/C or fixed amount L/C 有固定金额的信用证flexible 灵活的，多变的form of credit 信用证形式guarantor 保证人holder 持票人invoice 发票method of reimbursement 索汇方法original 正本pay on delivery (P.O.D) 货到付款pay order 支付凭证payer 付款人payment against documents through collection 凭单托收付款payment against documents 凭单付款payment agreement 支付协定payment at maturity 到期付款payment by acceptance 承兑付款payment by banker 银行支付payment by bill 凭汇票付款payment by installment 分期付款payment by remittance 汇拨支付payment for (in) cash 现金支付，付现payment in advance 预付（货款）payment in full 全部付讫payment in kind 实物支付payment in part 部分付款payment on terms 定期付款payment order 付款通知payment respite 延期付款payment terms 支付条件，付款方式payment 支付，付款pay…Co. not negotiable 付…公司，不准疏通pay…Co. only 仅付…公司pay…Co. or order (pay to the order of…Co.) 付…公司或其指定人principal 委托人progressive payment 分期付款refusal 拒绝remittance 汇付sales-purchasing 促销，推销simple payment 单纯支付something goes wrong 某事上出问题，出现差错stage 阶段，过程the bank interest 银行利息the mode of payment 付款方式the refusal of payment 拒付to amend L/C 修改信用证to make exception 例外to open by airmail 信开to open by brief cable 简电开证to open by cable 电开to pay 付款，支付，偿还trustee 被信托人truster 信托人usance credit payment at sight 假远期信用证without recourse 不受追索。

银行中英文术语及解释

银行中英文术语及解释●EMV标准EMV standard◆EMV是EUROPAY、MASTERCARD、VISA三个国际信用卡公司的首字母缩略词，这三个公司联合制定的IC卡借记/贷记应用标准，简称为EMV标准。

●发卡方issuer⏹指持卡人账户所在的一方（即批准授权的一方）。

通常将发卡行及其联网的行内中心或区域中心统称为发卡方。

●发卡机构issuer⏹指开展银行卡发卡业务的银联成员机构。

●发卡行标识代码bank identification number; BIN⏹标识发卡机构的代码。

●集成电路卡integrated circuit card⏹内部封装一个或多个集成电路用于执行处理和存储功能的卡片。

●集成电路模块integrated circuit module⏹嵌入在IC卡中包括集成电路、集成电路载体、连线和触点的子装置。

●间联indirect connection⏹指银行卡受理终端设备通过入网机构系统接入银联网络的模式。

●金融类交易financial transaction⏹指受理方向发卡方请求对持卡人交易的许可和资金结算的许可。

发卡方批准交易请求后，增加或扣减持卡人账户余额。

●卡号card number⏹用于标识银行卡所有者及卡片唯一性的号码，由发卡行标识代码、个人账户标识和校验位组成。

●清分clearing⏹指对交易数据依据机构和交易类型进行分类汇总，并计算结算金额的过程。

●清算settlement⏹指根据清分结果对交易数据进行净额轧差和提交并完成资金划拨的全过程。

●取现交易cash withdraw⏹指持卡人通过ATM等终端渠道提取或预借现金的过程。

●商户类别代码merchant category code⏹根据商户业务、贸易和服务类型对商户进行分类，标识每一类别的代码称为商户类别代码。

商户类别代码只对可能会发生金融零售业务的商户类别作了规定。

●收单机构acquirer⏹指开展银联卡收单业务的银联成员机构。

常见金融术语英汉对照与详解

Mark-to-Market (逐日盯市) Matching Algorithm (程式匹配) Matching Rules (匹配规则) Maturity Date (到期日) Maturity Range (到期日范围) Maximum Spread (最大跨价限额) Minimum Size (最小规模) Mistrade (错误交易) Modified Duration (修正存续期间) Money Market Products (资金市场产品)
� Early Exercise (提前执行) Equity Index Products (股票指数产品) Equity Products (股票产品) Eurex (欧洲期交所) Eurex Repo (欧洲期货交易所回购交易) EURIBOR (欧元銀行同业拆借利率) Euro-Bobl Futures (欧洲期交所德国欧元中期国债期货)
� Last Trading Day (最后交易日) Late Trade (延期交易) Leverage Effect (杠杆效应) Lifetime (产品周期) Limit Order (限价指令) Linked Trades (链接交易) Linking (链接) Local Area Network (局域网) Long Call (买入看涨期权) Long Position (长仓) Long Put (买入看跌期权) Low Exercise Price Option (低执行价期权)
� Haircut (估值折扣率) Hedge Fund (对冲基金)
Hedge Ratio (对冲比率) Hedging (对冲�套保) Historical Volatility (历史波动率) Horizontal Call Spread (水平看涨跨价) Horizontal Put Spread (水平看跌跨价) Horizontal Spread (水平跨价)

银行金融英语术语列表(极为齐全)

金融银行术语列表1A ['kɔmpərəbl]安全网safety net 按可比口径on comparable basis[prai'ɔritaiz, 'praiəri-] [im'plisit] ['sʌbsidi] ['hidən]按轻重缓急to prioritize暗补implicit subsidy暗亏hidden lossB ['laisəns] [ɡrænt] [di'pɔzit]颁发营业执照to license;to grant a licence to 办理存款业务to take deposits[in'sentiv]保护农民的生产积极性to protect farmers'incentive to produce[ik'ses] [ri'zə:vz]备付金（超额准备金）excess reserves[kən,sɔli'deiʃən]n. 巩固；合并；团结本外币并账consolidation of domestic and foreign currency accounts [dəu'mestik][,sterəlai'zeiʃən] n. 消毒，[医][食品] 杀菌['ləukəlaizd]局部的[,di:pɑ:t'mentəlizəm]本外币对冲操作sterilization operation 本位利益localized interest;departmentalism ['prɔspə]繁荣，昌盛；成功奔小康to strive to prosper;to strive to become well-to-do[ə'vɔidəns]n. 逃避；废止；职位空缺[,mis'mætʃ]错配；不协调避税（请见“逃税”）tax avoidance 币种搭配不当currency mismatch[,kɔmpə'ziʃən]作文，构成；合成物[dis'ɡaiz]伪装；假装[i'reɡjulə]不规则币种构成currency composition 变相社会集资disguised irregular（or illegal）fund raising 表外科目（业务）off-balance-sheet items['aitəm]（operation）薄弱环节weaknesses;loopholes['lu:phəul]漏洞；枪眼[fikst]固执的；固定['kɔnstənt]不变的；恒定的不变成本fixed cost 不变价at constant price;in real terms（按实质计算）[i'steit]不动产[pə'fɔ:miŋ]表演的；履行的不动产real estate不良贷款（资产）problem loans；non-performing loans（assets）C财务公司finance companies 财政赤字fiscal deficit财政挤银行fiscal pressure on the central bank（over monetary policy）财政政策与货币政策的配合coordination of fiscal and monetary policies采取循序渐进的方法in a phased and sequenced manner 操作弹性operational flexibility 操纵汇率to manipulate exchange rate 产品构成product composition;product mix产品积压stock pile;excessive inventory产销率current period inventory;（即期库存，不含前期库存）sales/output ratio产销衔接marketability 产业政策industrial policy 长期国债treasury bonds敞口头寸open position 炒股to speculate in the stock market承购包销underwrite（securities）成套机电产品complete sets of equipment;complete plant（s）城市信用社urban credit cooperatives（UCCs）城市合作银行urban cooperative banks;municipal united banks城市商业银行municipal commercial banks城乡居民收入增长超过物价涨幅real growth in household income持续升温persistent overheating 重复布点duplicate projects重置成本replacement cost 重组计划restructuring plan筹资渠道funding sources;financing channels 初见成效initial success出口统一管理、归口经营canalization of exports 出口退税export tax rebate储蓄存款household deposits（不完全等同于西方的savingsdeposits，前者包括活期存款，后者不包括。

(完整word版)金融术语中英文对照(word文档良心出品)

Back-door listing 借壳上市Back-end load 撤离费；后收费用Back office 后勤办公室Back to back FX agreement 背靠背外汇协议Balance of payments 国际收支平衡；收支结余Balance of trade 贸易平衡Balance sheet 资产负债表Balance sheet date 年结日Balloon maturity 到期大额偿还Balloon payment 期末大额偿还Bank, Banker, Banking 银行；银行家；银行业国际结算银行Bank forInternational Settlements(BIS)Bankruptcy 破产Base day 基准日Base rate 基准利率Basel Capital Accord 巴塞尔资本协议Basis Point (BP) 基点；点子一个基点等如一个百分点（%）的百分之一。

举例：25个基点=0.25%Basis swap 基准掉期Basket of currencies 一揽子货币Basket warrant 一揽子备兑证Bear market 熊市；股市行情看淡Bear position 空仓；空头Bear raid 疯狂抛售Bearer 持票人Bearer stock 不记名股票Behind-the-scene 未开拓市场Below par 低于平值Benchmark 比较基准Benchmark mortgage pool 按揭贷款基准组合Beneficiary 受益人Bermudan option 百慕大期权百慕大期权介乎美式与欧式之间，持有人有权在到期日前的一个或多个日期执行期权。

Best practice 最佳做法；典范做法Beta (Market beta) 贝他(系数)；市场风险指数Bid 出价；投标价；买盘指由买方报出表示愿意按此水平买入的一个价格。

(金融保险)银行业术语英文

（金融保险）银行业术语英文Bankstatement银行对账单Currentdeposit活期存款Telegraphictransfer电汇DiscountRate贴现率Open-EndFund开放式基金中国招商银行ChinaMerchantsBank信用卡CreditCard浮动汇率FloatingRate利率InterestRate货币政策MonetaryPolicy现代管理学之父：彼得·德鲁克菲利普斯曲线表示：失业率和通货膨胀之间的关系CIF的风险转移点：货过船舷双因素理论的创始人：赫茨伯格提高存款准备金率将：提高贴现率将：货币供给量减少，利率提高赫兹伯格的保健因素（判断对错）面对金融危机，我国采取的措施以及银行业采取的措施？第壹部分中国的银行业business商号，企业，X公司savings储蓄monetarypolicy货币政策repository仓库liquidfunds流动资金channel引入，注入impulse推动力，刺激macroeconomicmanagement宏观经济管理inresponseto随……specializedbank专业银行DecisiononFinancialReform关于金融改革的决定comprehensivepackageofmeasures壹揽子综合措施inflationarypressure通货膨胀压力signsofoverheating市场过热现象structuralmeasure结构上的措施exchangerate汇率currentaccountconvertibility经常项目可自由兑换性inter-bankmoneymarket银行间货币市场segregation拆分policybank政策性银行infrastructuralproject基础设施项目joint-equity合资softlanding软着陆retailpriceindex零售物价指数subdue征服sustainablerate可持续增长的比率negativeimpact消极影响capitalinflow资本流入officialforeignexchangereserve官方外汇储备resilience反弹aggregatefinancing融资总量full-fledged成熟的LawofthePeople’sBankofChina《中华人民共和国中国人民银行法》issuecurrency发行货币circulation流通fiscalagent财政代理fiscaldeficit财政赤字soundfinancialorder良好的金融秩序overhaul大修，取代，裁撤indirectpolicyinstrument间接政策手段creditceiling贷款额度reserveratio准备金率fixedassets固定资产commercialbank商业银行WorldTradeOrganization世界贸易组织profit-drivenentities盈利实体internationallycompatible和国际接轨的appropriatedisclosurestandards适当的披露标准listing股票上市，股票挂牌intermediaryservices中间业务internationalsettlement国际结算coststructure成本结构regulatorystandards调节标准，调节规范economictransition经济转型magnitude规模riskmanagement风险管理prudentialmanagement审慎管理riskmonitoringandwarningsystem风险监控和警戒系统proceeds收益capitaladequacyratio资本充足率loanapproval贷款核准loanrelease贷款发放insolvent无偿付能力，破产liquidationprocedures清算程序fit-and-propertest称职测试assetmanagementcompany资产管理X公司non-performingloans不良贷款resourceallocation资源配置enforceabilityofbankclaims银行债权的追讨ownershipstructure所有制结构corporategovernance法人治理incentivestructure激励机制openmarkettransactions公开市场业务fine-tuning微调modesoftransaction交易方式settlementandclearingsystem清算系统rediscountbusiness（票据的）再贴现业务requiredreservesystem法定准备金制度accountingperiod会计年度intermediaterate中间利率interestrateliberalization利率自由化banklendingrates银行贷款利率depositrates存款利率retaildepositinterestrate小额存款利率share-holdingbanks股份制银行controllingshare控股股份capitalreplenishmentsystem资本金补充制度informationdisclosure信息披露creditcooperatives信用合作社nationaltreatment国民待遇accountingsystem会计制度ratingagency信用评级机构第二部分银行监管misappropriation盗用operatingprocedures操作程序discretion判断力accountingentry会计分录creditor债权人mobilize动员distribute分发，分配publicgood公共利益accord协议liquiditydrain流动性丧失depositinsurancefund存款保险基金inasafeandsoundmanner安然无恙的bankruns银行运行thefund’sloss基金损失promptintervention迅速干涉remedialmeasure补救措施responsiveto对……敏感thrust推力monopoly垄断anti-competitivepractices反对竞争的行为bankcapitalrequirements银行资本金要求dividendlimitations股息限制impair削弱regulatoryauthorities监管当局accountingprinciple会计准则independentaudit独立审计financialposition财务状况counter-partyrisk交易对手风险orderlyexit有序退出problembank问题银行systemicprotection系统保护operationalindependence独立运行solventinstitution有偿付能力的机构cognation同族distortion变形，曲解，失真marketsignal市场信号charteringbanks特许银行pre-filingstage提出申请阶段applicationstage申请阶段organizingstage组织阶段premise（企业、机构等使用的）房屋；院内的土地；房产proformafinancialstatement预测财务报表projection预测market-entryticket进入市场的凭证statute法令，条例incompliancewith遵守expertise专家的意见，专门的技术theBasleCommittee巴塞尔委员会endorsement背书，签注，认可venture冒险，投机，风险integrity诚信standing信誉名望beconsistentwith和……壹致deploy展开cross-checking相互校验，反复核对dualcontrolofassets资产的双重控制doublesignatures双重签名trackrecord记录deemedtobedetrimentalto被认为对……有害financialprojection财务预测start-upcosts启动成本initialcapitalamount启动资本数量corporateparent母X公司theBasleMinimumStandards巴塞尔最低标准aconsolidatedbasis统壹（合且）的基础benotifiedof通报indirectinvestment间接投资inrespectof关于acquisition兼且awidearrayof大量的perspective观点potential潜在的creditrisk信贷风险on-andoff-balancesheet表内和表外项目writeoff勾销，注销（债款）；报废suspend暂停repricingrisk重定价风险yieldcurve收益率曲线optionality可选择性，随意portfolio资产组合deregulate解除管制insolvency无力偿仍，破产unethical不道德的，缺乏职业道德的besusceptibleto易受影响的complywith符合，遵守financialdistress财务困难directorate董事会，管理局prudentialrules审慎规则imprudent轻率的，鲁莽的supplant排挤掉，代替dynamic动态的assetconcentration资产集中loanclassificationsystem贷款分类系统adequacyofloanlossreserves足够的贷款损失储备riskmanagement风险管理internalcontrol内部控制equitycapital股本权益revenue收入capitaladequacyratios资本充足率riskprofile风险组合assetquality资产质量inatimelyfashion及时地，适时地corecapital核心资本tieronecapital壹级资本retainearning留存收益surplus盈余supplementarycapital补充资金revaluationreserves重估储备金hiddenreserves秘密准备金subordinatedterm从属条款riskweight风险权重undercapitalized资本金不足merger合且volatilityofprice价格不稳定correlationassumption相关性假设non-linearpricecharacteristics非线性价格特性plusfactor正因素independentriskcontrolunit独立风险控制部门risk-sensitive风险敏感的one-size-fits-allframework壹成不变的框架ratingsbased以评级为基础的defaultoftheborrower借贷者不履行仍款责任commensuratewith和……相称的highlyleveraged高举债运营的provisions备用金baddebt呆账，坏账loan借款advance预付款extensionofcredits信贷延期obligor债务人collateral担保品capitalinjection资本（金）注入liquidationproceedings清算诉讼liens抵押留置权refinancingplans再融资计划salvagevalue残余价值contingentliabilities或有债务haveanadversebearingon对……有不利影响overdueloans过期贷款doubtfulloans可疑贷款overdraft透支assetsportfolio投资组合资产liquidityratio流动比率liquiditysqueeze流动资金紧张cushion偿债安全余量，缓冲mismatch未扎平的，不相配的auditfunction审计职能on-sitesurveillance非现场监管intheshortormediumterm从中短期来见annualreports年报undertheauspicesof在……的赞助下secondarymarket二级市场equity股本leverageratios杠杆率volatilemarkets剧烈变动的市场loanlossprovisions贷款损失准备金lossreserves损失准备金examiner-in-charge检查组组长internalaudit内部审计contingencyfunding应急开支准备金compliance合规性compositerating综合评定lendingpolicies贷款制度totalloanvolume贷款总额loancovenants贷款契约boardofdirectors董事会buy-outs买断loanappraisal贷款评估outstandingloans未偿贷款financialhealth财务正常incomestatement损益表financialpositionandprospects财务现状和前景cashflow现金流量benchmark基准assetsqualityrating资产质量评级servicetheloan偿仍贷款unassistedmerger有偿合且depositinsurancefund存款保险基金indemnifying保障补偿putoption出售期权revamp改组；补修，翻新；修订，改进market-orientedfinancialsystem市场导向的金融体制operationalindependence自主运营corporationaffiliationX公司联营机构第三部分中国的外汇体制foreignexchange外汇foreigncurrency外币accelerate加快conditionalcurrentaccountconvertability有条件的经常项目可兑换managedfloatingexchangerate有管理的浮动汇率InternationalMonetaryFund(IMF)国际货币基金组织promulgate颁布non-residentbanks外国银行balanceofpayments国际支付paymentvoucher支付凭证bankcertificateofdeposit银行存款单circulation流通foreignexchangesurrenderbusiness外汇止付业务debtserviceaccounts壹般结算账户revoke撤销referencerate参考利率foreign-fundedenterprises外资企业ceiling最高限额retain留存advise通知lift解除exportproceeds出口收入verify查证，核验enter记入，登记receipts收入callmoney活期贷款fraudofforeignexchange骗汇designatedforeignexchangebanks指定办理外汇的银行capitalaccounttransactions资本账户下的交易第四部分会计Ⅰ财务会计communicate传达；告知；交流financialstatement财务报表monetary货币的warrant为……提供充足的根据outlet销售点，销路sound健康的，合理的bookkeeping记账，簿记transactions交易virtually实质上applyto适用于day-to-day日常的evaluate评价，评估correctiveaction矫正的行为merchandise用于买卖的货物，商品inventory库存，存货creditors债权人venture(为盈利而进行冒险的)企业；短期投资，商业冒险monitor监控analyze分析keepupwith跟上WallStreetJournal华尔街日报BusinessWeekly商业周刊（杂志）Forbes福布斯（杂志）Fortune财富（杂志）projection预测，估计；规划项目disclose透露，披露authorities当局incometax所得税nonprofitorganizations非盈利性组织profit-oriented利润导向的budgets预算payrolls工资单recession(经济衰退)standardofliving生活水平auditing审计inaccordancewith符合，按照complywith遵守，符合taxreturns纳税申报单managementconsulting管理咨询costaccounting成本会计成本会计是成本管理系统中的壹个子系统。

银行常用术语中英对照

银行常用术语中英对照为大家整理了银行常用术语中英对照，希望对你有帮助哦!银行常用术语中英对照(一)：Accounting system 会计系统American Accounting Association 美国会计协会American Institute of CPAs 美国注册会计师协会Audit 审计Balance sheet 资产负债表Bookkeepking 簿记Cash flow prospects 现金流量预测Certificate in Internal Auditing 内部审计证书Certificate in Management Accounting 管理会计证书Certificate Public Accountant注册会计师Cost accounting 成本会计External users 外部使用者Financial accounting 财务会计Financial Accounting Standards Board 财务会计准则委员会Financial forecast 财务预测Generally accepted accounting principles 公认会计原则General-purpose information 通用目的信息Government Accounting Office 政府会计办公室Income statement 损益表Institute of Internal Auditors 内部审计师协会Institute of Management Accountants 管理会计师协会Integrity 整合性Internal auditing 内部审计Internal control structure 内部控制结构Internal Revenue Service 国内收入署Internal users 内部使用者Management accounting 管理会计Return of investment 投资回报Return on investment 投资报酬Securities and Exchange Commission 证券交易委员会Statement of cash flow 现金流量表Statement of financial position 财务状况表Tax accounting 税务会计Accounting equation 会计等式Articulation 勾稽关系Assets 资产Business entity 企业个体Capital stock 股本Corporation 公司Cost principle 成本原则Creditor 债权人Deflation 通货紧缩Disclosure 批露Expenses 费用Financial statement 财务报表Financial activities 筹资活动Going-concern assumption 持续经营假设Inflation 通货膨涨Investing activities 投资活动Liabilities 负债Negative cash flow 负现金流量Operating activities 经营活动Owner's equity 所有者权益Partnership 合伙企业Positive cash flow 正现金流量Retained earning 留存利润Revenue 收入Sole proprietorship 独资企业Solvency 清偿能力Stable-dollar assumption 稳定货币假设Stockholders 股东Stockholders' equity 股东权益Window dressing 门面粉饰Account 帐acquiring company 收购公司bad loan 呆帐chart of cash flow 现金流量表clearly-established ownership 产权清晰debt to equity 债转股diversity of equities 股权多元化economy of scale 规模经济emerging economies 新兴经济exchange-rate regime 汇率机制fund and financing 筹资融资global financial architecture 全球金融体系global integration，globality 全球一体化，全球化go public 上市growth spurt (经济的)急剧增长have one's "two commas" 百万富翁hedge against 套期保值housing mortgage 住房按揭holdings 控股，所持股份holding company 控股公司initial offerings 原始股initial public offerings 首次公募innovative business 创新企业intellectual capital 智力资本inter-bank lending 拆借internet customer 网上客户investment payoff period 投资回收期joint-stock 参股mall rat 爱逛商店的年轻人means of production 生产要素(the)medical cost social pool for major diseases 大病医疗费用社会统筹mergers and acquisitions 并购mobile-phone banking 移动电话银行业moods 人气net potato 网虫non-store seling 直销offering 新股online-banking 网上银行业online-finance 在线金融online client (银行的)网上客户paper profit 帐面收益physical assets 有形资产project fund system 项目资本金制度pyramid sale 传销recapitalize 资产重组regional corrency blocks 地区货币集团regulate 调控sell off 变现share(stock) option 期权，股票认购权smart card 智能卡slash prices 杀价spare capacity 闲置的生产能力strong growth 强劲的增长势头switch trade 转手贸易take…public 上市tap the idle assets 盘活存量资产transaction (银行的) 交易transfer payment from the exchequer 财政转移支付venture-capital 风险资本virtual bank 虚拟银行wire transfer 电子转帐。

金融英语词汇(银行业)文档

Banking Industry1 The Banking industry in China1 Words and expressionsBanking 银行业银行业务 China banking historyJoint –equity commercial banks 股份制商业银行Business domains 业务领域商业领域Subordinate establishments 下级机构从属机构（immediate 直接的）All-in-one monopolistic bangking system 一体化的垄断银行系统Macroeconomic management 宏观经济管理State Council 国务院Financial sector 金融产业经溶界财政部门Formulate monetary policy 制定货币政策Currency 通货货币Exercise supervision over the financial institutions对金融机构进行监管Financial system 金融系统Issue renminbi and regulate its circulation发行人民币并控制人民币流通The state foreign exchange reserve国家外汇储备Fiscal agent 财务代理Credit information 征信信息Compile Statistics and statements 编制数据和报表Payment and settlement 支付与清算Monetary base =monetary supplyAggregate credit 信贷总量Benchmark interest rate 基准利率Fiscal deficit 财政赤字State treasury 国库Currency distribution 现金调拨Break even 不赚不赔收支相抵Lending facility 信贷机构Interest subsidy 贴息Fixed-asset 固定资产Policy-related credit 政策性贷款Policy-based projects 政策工程Line of business 业务范围Indicator 指标Complete plant 成套设备Financial supervisory regime 金融监管体制Trust 信托Business scope 营业范围On-site off-site 现场非现场的Deposit taking institution 吸收存款的机构Functional department职能部门Interest rate exchange rate 利率汇率Real estate 不动产License their establishment许可特许给发许可证Security and insurance 证券和保险International capital flowReal-time 实时的Plenary session 全会A provision of this agreement 条款Subsidiary 子公司Surveillance 监管监督Optimize 使最优化Amount to 总计达到Money laundering 洗钱Macro-adjustment 宏观调控Credit insurance 信用保险2 AbbreviationsPBC People’s Bank of ChinaADBC Agricultural Development Bank of China NPC National People’s CongressCBRC the China Banking Regulatory Commission2 The World Bank1 Words and expressionsCreditworthy 有信誉的Low-interest interest-free低息免息无息Grant、拨款、补助金津贴Bilateral 双方的双边的Arbitration 公断仲裁Expropriation 征收没收Currency inconvertibility 货币不可兑换Signatory 签署国签约人 be signatory to an agreement Hard loan 硬贷款条件苛刻的贷款Proceeds 收益收入Default 拖欠Liquidity 流动资本In default 违约Tender 投标 bid 投标出价Furnish 提供供应装备per capita income 人均收入Exclusively 专门的专有的Joint venture 合资企业合营企业Security underwriting activity 证券承销业务Stock exchange 证券交易所Emerging market 新兴市场Write off investments 核销处理（勾销、报废）Turnover 营业额交易额/人员更替数、人员更换率Privatization 私有化Public sector 公共部门公共成分Soft loan 软贷款低息贷款Maturity 到期 they have 40 maturities。

金融术语中英文版

金融术语中英文版Notes1.Banks provide most of the credit our economy needs by making loans to enterprises, individuals and governments.银行经过向企业、团体和政府发放存款，提供我国国民经济所需的大局部信贷资金。

(1)(credit) our economy needs我国国民经济所需的〔信贷资金〕此句为定语从句，省略了关系代词which，修饰前面的先行词credit。

(2)economy n.①the system or range of economic activity in a country, region, or community经济体：国度、地域或群体的经济活动体系和范围例：Effects of inflation were felt at every level of the economy.通货收缩影响到每一经济阶级②a specific type of economic system经济制度：特定经济体系类型例：an industrial economy; a planned economy.工业经济体制；方案经济体制(3)by making loans to enterprises, individuals and governments是介词短语，在句中做状语。

by prep. with the use or help of; through借助于；经过(4)making (loans to…)是动名词，做介词by的宾语。

2.The interest that borrowers pay for their loans or for their notes discounted forms the major source of banks' income.借款人支付存款或贴现票据的利息构成了银行主要支出的来源。

金融常用语中英文对照

金融常用语中英文对照接下来为大家整理了金融常用语中英文对照，希望对你有帮助哦!1. 出口信贷：export credit2. 贷款质量：loan quality3. 贷款质量五级分类办法：the five-category assets classification for bank loans4. 防范和化解金融风险：take precautions against and reduce financial risks5. 防洪工程：flood-prevention project6. 不良贷款：non-performing loan7. 层层转包和违法分包：mutlti-level contracting and illegal subcontracting8. 城乡信用社：credit cooperative in both urban and rural areas9. 城镇居民最低生活保障：a minimum standard of living for city residents10. 城镇职工医疗保障制度：the system of medical insurance for urban workers11. 素质教育：Quality Education12. EQ：分两种，一种为教育商数Educational quotient，另一种情感商数Emotional quotient13. 保险业：the insurance industry14. 保证重点指出：ensure funding for priority areas15. 补发拖欠的养老金：clear up pension payments in arrears16. 非法外汇交易：illegal foreign exchange transaction17. 非贸易收汇：foreign exchange earnings through nontrade channels18. 非银行金融机构：non-bank financial institutions19. 费改税：transform administrative fees into taxes20. 跟踪审计：foolow-up auditing21. 工程监理制度：the monitoring system for projects22. 国有资产安全：the safety of state-owned assets23. 过度开垦：excess reclamation91.“减员增效：increase efficiency by downsizing staff;92.“抓大放小：manage large enterprises well wh ile ease control over small ones;93.“市政府要办的X件实事：x major projects that should be given top priority as designated on the municipal government's working agenda;94.“两个基本点：two focal points，two of the major points of the line set bythe 13th Congress of the CPC，I.e.upholding the four cardinal principles and the policies reform，opening to the outside world and invigorating domestic economy.95.“投资热点：a region attractive to investors，a muchsought piece of hand，popular investment spot96.“移动电话：本系cellular(有时简作cel)或mobil e(tele)phone97.“三角债：chain debts或debt chains98.“拳头产品：knockout product99.“投诉热线：dial-a-cheat confidential hotline(打电话告诉一件欺诈事件)100.“三通的现译文three links：link of trade，travel and post101.“外资：overseas investments。

金融英语专业术语F,G,Hh和f反应

金融英语专业术语F,G,Hh和f反应金融英语专业术语F,G,H金融英语专业术语F,G,H face value 面值facultative insurance 临时保险. fair and reasonable 公平合理far future risks 长远期风险. farm subsidies 农产品补贴farmland occupancy tax 耕地占用税. favourable exchange 顺汇fax base 税基. feast tax 筵席税. feathered assets 掺水资产. fee 不动产. fee interest 不动产产权. fictions payee 虚构抬头人. fictitious assets 虚拟资产. fictitious capital 虚拟资本. fiduciary a. 信托的,信用的,受信托的(人) fiduciary field 信用领域,信托领域finance broker 金融经纪人. financial advising services 金融咨询服务financial arrangement 筹资安排. financial crisis 金融危机financial crisis 金融危机financial crisis 金融危机financial forward contract 金融远期合约. financial futures 金融期货. financial futures contract 金融期货合约. financial insolvency 无力支付. financial institutions“ deposit 同业存款financial lease 金融租赁. financial leases 金融租赁. financial risk 金融风险. financial statement analysis 财务报表分析. financial system 金融体系financial system 金融体系financial system 金融体系financial transaction 金融业务financial transaction 金融业务financial transaction 金融业务financial unrest 金融动荡financial unrest 金融动荡financial unrest 金融动荡financial world 金融界financial world 金融界financial world 金融界first mortgage 第一抵押权. fiscal and monetary policy 财政金融政策fiscal and monetary policy 财政金融政策fiscal and monetary policy 财政金融政策fixed assets 固定资产. fixed assets ratio 固定资产比率fixed assets ratio 固定资产比率fixed assets ratio 固定资产比率fixed assets ration 固定资产比率. fixed assets turnover ratio 固定资产周转率fixed assets turnover ratio 固定资产周转率fixed assets turnover ratio 固定资产周转率fixed capital 固定资本. fixed costs 固定成本. fixed deposit (=time deposit) 定期存款fixed deposit by installment 零存整取fixed exchange rate 固定汇率fixed par of exchange 法定汇兑平价fixed savings withdrawal 定期储蓄提款fixed-rate leases 固定利率租赁. flexibility and mobility 灵活性与机动性flexibility of exchange rates 汇率伸缩性flexible exchange rate 浮动汇率floating exchange rate 浮动汇率floating policy 流动保险单. floating-rate leases 浮动利率租赁. floor 带利率下限的期权. floor broker 场内经纪人. fluctuations in prices 汇率波动foregift 权利金. foreign banks 外国银行foreign correspondent 国外代理银行foreign currency futures 外汇期货. foreign enterprises income tax 外国企业所得税. foreign exchange certificate 外汇兑换券foreign exchange crisis 外汇危机foreign exchange cushion 外汇缓冲foreign exchange dumping 外汇倾销. foreign exchange earnings 外汇收入foreign exchange liabilities 外汇负债foreign exchange loans 外汇贷款foreign exchange parity 外汇平价foreign exchange quotations 外汇行情foreign exchange regulations 外汇条例foreign exchange reserves 外汇储备foreign exchange restrictions 外汇限制foreign exchange retaining system 外汇留存制foreign exchange risk 外汇风险. foreign exchange risk 外汇风险. foreign exchange services 外汇业务foreign exchange transaction centre 外汇交易中心forward exchange 期货外汇forward exchange intervention 期货外汇干预forward exchange sold 卖出期货外汇forward foreign exchange 远期外汇汇率forward operation 远期(经营)业务forward swap 远期掉期. fraternal insurance 互助保险. free depreciation 自由折旧. free foreign exchange 自由外汇freight tax 运费税. fringe bank 边缘银行full insurance 定额保险. full payout leases 充分偿付租赁. full progressive income tax 全额累进所得税. fund 资金,基金fund account 基金帐户fund allocation基金分配fund appropriation 基金拨款fund balance 基金结存款fund demand 资金需求. fund for relief 救济基金fund for special use 专用基金fund in trust 信托基金fund liability 基金负债fund obligation 基金负担fund raising 基金筹措fundamental insurance 基本险. funds statement 资金表futures commission merchants 期货经纪公司. futures contract 期货合约. futures delivery 期货交割. futures margin 期货保证金. futures market 期货市场. futures price 期货价格. futures transaction 期货交易. FX futures contract 外汇期货合约. galloping inflation 恶性通货膨胀galloping inflation 恶性通货膨胀galloping inflation 恶性通货膨胀gap 跳空general endorsement 不记名背书. general fund 普通基金general mortgage 一般抵押. Giro bank 汇划银行given rate 已知汇率go long 买进,多头.go short 短缺;卖空,空头. going away 分批买进going rate 现行汇率Gold Ear Credit Card 金穗卡. government revenue 政府收入. graduated reserve requirement 分级法定准备金graduated reserve requirement 分级法定准备金graduated reserve requirement 分级法定准备金Great Wall card 长城卡. gross cash flow 现金总流量guarantee of payment 付款保证. guaranteed fund 保证准备金guaranteed fund 保证准备金guaranteed fund 保证准备金hammering the market 打压市场handling charge 手续费. harmony of fiscal and monetary policies 财政政策和金融政策的协调harmony of fiscal and monetary policies 财政政策和金融政策的协调harmony of fiscal and monetary policies 财政政策和金融政策的协调hedge 套头交易hedge against inflation 为防通货膨胀而套购hedge buying 买进保值期货hedge fund 套利基金hedging mechanism 规避机制. hedging risk 套期保值风险hire purchase 租购. hit the bid 拍板成交hoarded money 储存的货币holding the market 托盘horizontal price movement 横盘hot issue 抢手证券hot money deposits 游资存款hot stock 抢手股票house property tax 房产税.hypothecation 抵押。

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