轻松制汇票

轻松制汇票汇票（Bill of Exchange，Draft）是出票人签发的，委托付款人在见票时或者在指定日期无条件支付确定的金额给收款人或者持票人的票据。

从以上定义可知，汇票是一种无条件支付的委托，有三个当事人：出票人、付款人和收款人。

汇票是要求别人付款的命令，所以出票人不可能是进口商（买方），必定是出口商（卖方）。

托收，信用证的汇票都是出口方做的。

BILL OF EXCHANGENO.①PLACE AND DATE：②For ③At ④Sight of thisSECOND Bill of Exchange( First of the same tenor and date being unpaid) pay to the order of ⑤the sum of SAY ⑥Drawn under ⑦L/C No. ⑧dated ⑨To ⑩少了一个11，就是出票人，还有出票人的签字。

不可少的。

1、D/P汇票的缮制①汇票号码：一般可以采用发票号码②出票地点和日期：③小写金额：先打货币的代号，紧接以阿拉伯数字表明金额，一般保留两位④支付方式和付款期限：支付方式如D/P 或D/A 应填在at一字的前面，付款期限应填在at 与sight之间。

如60天期限为“at 60 days sight”。

但如果不是见票起算，则须将sight一字划掉。

例如提单日期后90天付款为“at 90 days from date of B/L”⑤收款人：一般填写托收银行（你交单的银行）⑥大写金额⑦不填⑧不填⑨不填第9的“DATED”：是指L/C的日期Payable with interest@ .........% per annum ：指年利率。

⑩付款人：在托收汇票中必须打出付款人的全称和详细地址（客户的名称、地址）2、信用证项下汇票的缮制①汇票号码：一般可以采用发票号码②出票地点和日期：③小写金额：先打货币的代号，紧接以阿拉伯数字表明金额，一般保留两位④支付方式和付款期限：看信用证42C 来做，即期的话at ***sight或者远期的话，例如提单日期后90天付款为“at 90 days from date of B/L”，B/L日期应该在汇票上指明，借以确定到期日。

操作见ISBP 45 B⑤收款人：一般填写议付银行（交单银行）⑥大写金额⑦信用证有出票条款就照打，没有可不做或者做成开证行或信用证号码⑧按实际填⑨按实际填⑩付款人：信用证42A 或者42DISBP45. 票期必须与信用证条款一致。

a) 如果汇票不是见票即付或见票后定期付款，则必须能够从汇票自身内容确定到期日。

b）以下是通过汇票内容确定汇票到期日的一个例子。

如果信用证要求汇票的期限为提单日后60天，而提单日为2002年 5月12日，则汇票期限可用下列任一方式表明：i. “提单日2002年5月12日后60天；或，ii.“2002年5月12日后 60 天”；或，ii i.“提单日后60天”，并且汇票表面的其他地方表明“提单日2002年5月12日”；或iv．在出票日期与提单日期相同的汇票上标注“出票后60天”；或v.“2002年 7月11日，即提单日后60天。

c）如果票期指提单日之后XXX天，则装船日期应视为提单日期，即使装船日早于或晚于提单签发日。

d）UCP没有对使用“从……起”（from）和“在……之后”(after）来确定汇票到期日的做法进行规定。

UCP提及的“从……起”和“在……之后”仅用于装运期限。

当用“从……起”确定汇票到期日时，国际标准银行实务做法是不包括提及的日期在内，除非信用证特别规定包括该日。

因此，“从……起”和“在……之后”在用于确定定期汇票到期日时有相同的含义。

到期日的计算从单据日期、装运日期或其他事件日期的次日起起算——即“3月 1日之后或从3月 1日起10日”均按3月11日起算。

e）如果信用证要求远期汇票，例如，于提单日后60天或从提单日起60天付款，而所提交的提单上有多个装船批注，且根据所有装船批注得知，货物是从信用证允许的一个地域或地区的港口装运，则使用其中最早的装船批注日期计算汇票到期日。

例如，信用证要求从欧洲港口装运，提单显示货物于8月16日在都柏林装上A船，于8月18日在鹿特丹装上B船，则汇票到期日应为在欧洲港口的最早装船日，也就是8月16日起的60天。

f）如果信用证要求汇票开立成，例如，提单日后60天或从提单日起60天付款，而一张汇票项下提交了不止一套提单，则最晚的提单日将被用来计算汇票的到期日。

Tenor45) The tenor must be in accordance with the terms of the credit.a) If a draft is drawn at a tenor other than sight, or other than a certain period after sight, it must be possible to establish the maturity date from the data in the draft itself.b) As an example of where it is possible to establish a maturity date from the data in the draft, if a credit calls for drafts at a tenor 60 days after the bill of lading date, where the date of the bill of lading is 12 May 2002, the tenor could be indicated on the draft in one of the following ways:i. "60 days after bill of lading date 12 May 2002", orii. "60 days after 12 May 2002", oriii. "60 days after bill of lading date" and elsewhere on the face of the draft state "bill of lading date 12 May 2002", oriv. "60 days date" on a draft dated the same day as the date of the bill of lading,orv. "11 July 2002", i.e. 60 days after the bill of lading date.c) If the tenor refers to xxx days after the bill of lading date, the on board date is deemed to be the bill of lading date even if the on board date is prior to or later than the date of issuance of the bill of lading.d) The UCP provides no guidance where the words "from" and "after" are used to determine maturity dates of drafts. Reference to "from" and "after" in the UCP refers solely to date terminology for periods of shipment. Where the word "from" is used to establish the maturity date, international standard banking practice would exclude the date mentioned, unless the credit specifically provides that "from" is considered to include the date mentioned. Therefore, for the purposes of determining the maturity date of a time draft, the words "from" and "after" have the same effect. Calculation of the maturity commences the day following the date of the document, shipment, or other event, i.e. 10 days after or from March 1 is March 11.e) If a bill of lading showing more than one on board notation is presented under a credit which requires drafts to be drawn, for example, at 60 days after or from bill of lading date, and the goods according to both or all on board notations were shipped from ports wit hin a permitted geographical area or region, the earliest of these on board dates will be used for calculation of the maturity date. Example: the credit requires shipment from European port and the bill of lading evidences on board vessel "A" from Dublin August 16, and on board vessel "B" from Rotterdam August 18. The draft should reflect 60 days from the earliest on board date in a European port, i.e. August 16.f) If a credit requires drafts to be drawn, for example, at 60 days after or from bill of lading date, and more than one set of bills of lading are presented under one draft, the date of the last bill of lading will be used for the calculation of the maturity date.一般欧洲开过来的付款信用证都没有要求汇票的41A或者41D里面AVAILABLE BY PAYMENT(DEF PAYMENT)那种1. 收款人,我的信用证呢感上好像没写仪付行,只有开证行和通知行,那我要填什么啊2.付款人,信用证41D上写了any bank by negotiation,那我要写什么呢？难道写any bank by negotiat ...1、信用证41D上写了any bank by negotiation，这就是议付行，自由议付的信用证，你在哪家银行议付，就写哪家,2、付款人看信用证42A。