商务英语函电Chapter

Acts of Draft 票据行为
➢ The major acts of draft include Issue 出 票 , Presentation 提示, Acceptance 承兑, Payment支付, Endorsement 背书, Discount 贴现，Dishonor 拒付, and Recourse 追索.
我们建议以见票后30天付款的汇票承兑交单方式 支付。如你方能接受，请确认。
we agree to draw on you a sight draft through a bank for the value of the goods ordered.
我们同意通过银行开出即期汇票向你方收取货款 。
BUSINESS ENGLISH CORRESPONDENCE Ⅱ
商务英语函电 Ⅱ
2015 – Negotiation of a Contract (inquiry, offer, counter-offer, acceptance, contract)
2016 - Execution of a contract (payment, shipment, packing, insurance, dispute and claim)
Types of Draft
3. According to the time of payment
a. Sight/Demand Draft （即期汇票） Payment is to be made at the sight of the draft.
b. Time/Usance/Term Draft （远期汇票） Payment is to be made in a specified number of days
(Signed)
Drawee 受票人
Drawer 出票人
Bill of Exchange / Draft
信用证开证行名称 信用证号码
开证日期
汇票号码 付款期限
小写货币金额
收款人
大写货币金额
出票日期、地点
付款人名址
出票人名址及签章
Types of Draft
1. According to the identity of drawer/drawee a. Banker’s Draft （银行汇票） b. Commercial Draft （商业汇票）
Draft drawn among traders/companies. It is the mostly used instrument in world trade.
Drawee/ Payer 受票人/付款人
Types of Draft
2. According to whether or not commercial documents are attached a. Clean Bill （光票）
* Acts of Draft 票据行为
Definition of Draft
Draft 汇票 is an unconditional written order signed by one party (drawer 出票人) requiring a second party (drawee 受票人/ payer 付款人) to make payment in lawful money immediately or at the determinable future time to the third party ( payee 收款人) .
商品
Content of Draft
✓ Date and place of issue 签发日期、地点 ✓ Name of Payee 收款人姓名 ✓ Currency and Amount 货币名称、金额数目 ✓ Name of Drawee/ Payer 受票人/付款人姓名 ✓ Drawer’s name signature 出票人姓名及签名
after sight, or after the date of issue or acceptance, or at a fixed future time.
Sentence Translation
we propose to pay by Bill of Exchange at 30 days, documents against acceptance. Please confirm if it is acceptable to you.
Types of Draft
1. According to the identity of drawer/drawee
a. Banker’s Draft （银行汇票） Draft drawn among banks. It is mainly used in
settling payment obligations between banks. b. Commercial Draft （商业汇票）
paid without the presentation of any other documents attached . A banker's draft is usually clean. b. Documentary Bill （跟单汇票：国际贸易中使用 最广泛）
can be paid only when certain other documents, e.g. shipping documents have been attached to and presented together with the draft. Commercial drafts are usually documentary.
汇票是出票人签署的无条件执行的书面命令，要求 第二方即受票人/付款人立即或在未来某一特定时间内 以法定货币付款给第三方即收款人。
Parties Involved
DRAWER
DRAFT/ ORDER
DRAWEE / PAYER
a. 出票人 (usu. Exporter or Exporter's bank)
b. 受票人/付款人 (usu. Importer or
Importer’s bank)
PAYEE
c. 收款人 (usu. Exporter or Exporter’s bank)
纽约A公司向巴黎B公司采购一批商品。价值为10， 000美元，约定装运后30天付款。巴黎公司C向纽约公司 D采购一批商品，价值为10,000美元。而公司B与C之间 刚好存在某种业务关系，C将物品与劳动以借贷的方式 提供给B。 他们之间的关系：
Bill of Exchange Act,1882, 英国票据法 英美法系票据法的典型代表 Geneva Uniform Bill Act. 日内瓦统一票据法 大陆法系票据法的代表
（2）International Practices concerning Settlement:
Uniform Rules for Collection, ICC Publication No.522 托收统一规则 简称 URC522
•Ⅰ Payment Instruments 支付工具
Learning Focus
➢ Draft 汇票
Definition Parties involved Content Types
➢ Promissory Note 本票 ➢ Check 支票
Definition Parties involved Types
Types of international settlement. usually is divided into three broad categories: ---remittance ---collection ---letter of credit.
International customs and practices (1) International Practices concerning Bills 票据:
Shanghai, May25,2007
At 30 days sight of this FIRST of Exchange（Second of the same tenor and date being unpaid）pay to the order of Bank of China
Shanghai Branch the sum of U.S. dollars TWO HUNDRED AND
Chapter 8 Terms of payment 支付条款
Teaching objective --the instruments used in international trade. --special terms and expressions. --letter writing & translation skills.
New York
美国公司A
商品
Paris
现金
法国公司B
商品
现金
美国公司D
现金
法国公司C
商品
2. 法国公司C收到汇票后，为了清偿其对美国公司D 的债务，可以将以上汇票通过背书转让给D，由D 去向A提示汇票，要求A付款。
New York
美国公司A
B
商品
现金
美国公司D
Paris
现金
法国公司
商品
现金
法国公司C
Uniform Customs and Practice for Commercial Documentary Credits, 1993 Revision, ICC Publication No.500 跟单信用证统一惯例 简称UCP500
2007 UCP600
Banking network Commercial banks have the following net works --correspondent bank or correspondents 代理行 或业务往来行 -- branch& sub-branch ( also called "sister bank") 分行和支行
International settlement 国际结算
-- international payments and settlements are financial activities conducted among different countries in which either payments are effected or funds are transferred from one country to another for the purpose of settling accounts, debts, claims, etc.
New York
Paris
美国公司A
ቤተ መጻሕፍቲ ባይዱ现金 法国公司B
商品
商品
现金
美国公司D
现金
法国公司C
商品
1. 法__国__B_ 公司开立一张汇票，收款人是 _法__国_公__司__C__ 付款人是 美__国__公__司__A_。 汇票开立后，B将汇票交给 C. B将其对A的债权转让给C，委托A对C直接支付来解决 其对C该履行的债务。以此解决B与A,A与C之间的债 权债务关系.
2. According to whether or not commercial documents are attached
a. Clean Bill （光票） b. Documentary Bill （跟单汇票） 3. According to the time of payment a. Sight/Demand Draft （即期汇票） b. Time/Usance/Term Draft （远期汇票）
THIRTY-SIX THOUSAND ONLY value received. Payee 收款人
To: J & H Company
For: China Machinery & Equipment
85 Malya Road
Import & Export Corp.,S.B.
New York, U.S.A
✓ “Draft” or “Bill of Exchange” 汇票字样 ✓ Unconditional order to pay 无条件支付命令 ✓ Time of payment 支付时间 ✓ Credit reference 信用备查
A Typical Draft
EXCHANGE for U.S.$236000.00