国际结算(英文版)清华大学出版社答案

KEYOF INTERNATIONAL SETTLEMENTChapter11.Put the following phrases into English贸易壁垒trade barrier进口关税import tariff全球经济一体化ec onomic glob alization资金转移und transfer有形贸易tangible trade无形贸易intangible trade国际惯例international customs and practices全球金融同业通讯协会SWIFT2.Put the following sentences into English(1)国际结算涉及有形贸易和无形贸易，外国投资，从其他国家借贷资金，等等。

The international settlement involves tangible trades,intangible trades,foreign investments, funds borrowed from or lent to other countries and so on.(2)许多银行注重发展国际结算和贸易融资的业务。

Many banks have focused on their business of international settlement and trade finance. (3)大多数国际间的支付来自于世界贸易。

Most of the international payments originate from transactions in the world trade.(4)一般来说，国际结算的方式分为三类：汇款、托收和信用证。

Usually the international settlement is divided into three broad categories:remittance, collection and letter of credit.3.True or False1)International payments and settlements are financial activities conducted in the domesticcountry.(F)2)Fund transfers are processed and settled through certain clearing systems.(T)3)Using the SWIFTnetwork,banks can communicate with both customers and colleagues in astructured,secure,and timely manner.(T)4)SWIFTcan achieve same day transfer.(T)4.Multiple Choice1)SWIFTis__B__A.in the united statesB.a kind of communications belonging to TT system for interbank’ｓfund transferC.an institution of the United NationsD.a governmental organization2)SWIFTis an organization based in__A___A.BrusselsB.New YorkC.LondonD.Hong Kong3)A facility in fund arrangement for buyers or sellers is referred to__A___A.trade financeB.sale contractC.letter of creditD.bill of exchange4)Fund transfers are processed and settled through__C___A.banksB.SWIFTC.clearing systemD.telecommunication systems5)__C__isthe reason why international trade first began.A.Uneven distribution of resourcesB.Patterns of demandC.Economic benefitsparative advantages5.Answer the following questions1)Where are the medium of exchange originated from?Tracing back the history of international settlement,the medium of exchange originated from coins to notes.2)What will inevitably lead to under the international political,economic and culturalexchanges?The international political,economic and cultural exchange inevitably leads to credits and debts owed by one country to another.3)Why do banks focus on the development of the businesses of international settlement?Banks focus more and more on the development of the businesses because it is a major resource of profits.4)What will banks do to meet the higher and higher demand of the international market?Banks need to develop innovative products and deliver the best services possible in whatever way they can.Chapter21.Put the following phrases into English资金转移fund transfer清算系统clearing system银行竞争banking competition可兑换货币convertible currency国际支付international payment2.Put the following sentences into English(1)用于国际结算的货币是可兑换的货币。

Currencies used in the international settlement are convertible currencies.(2)每一个通信和支付系统都有自己的使用规则。

Each communication and payment system has its own rules.(3)有五种美元清算的方式。

There are five USdollar fund transfer payment methods.(4)欧元是欧盟国家使用的货币。

Euro is the single currency of the European Union.(5)香港作为国际金融中心必须遵循国际惯例。

As an international financial center,Hong Kong must follow international payment practice.3.True or False1)CHIPS payments are irrevocable and subject to a same-day net settlement process.(T)2)Book transfers are payment made between parties that maintain accounts at the differentbank.(F)3)In Japan,cash is not far more often used than checks for payment at the retail level.(F)4)Not later than July2002,the Euro will replace the national currencies in all public andprivate transactions.4.Multiple Choice1)The following are the special problems for international trade except for__C__ing foreign languages and foreign currenciesB.under foreign laws,customs and regulationsC.having risksD.numerous cultural differences2)All the parties to a collection are bound by___C___A.UCP400B.UCP500C.UCR522D.URC2543)An additional risk borne by the seller when granting a credit to the buyer is that the latterwill not__D___A.accept the billB.take up the documentsC.take deliveryD.make payment at maturity4)Tothe exporter,the fastest and safest method of settlement is__B__A.letter of creditB.advance paymentC.collectiondraftD.banker’ｓ5)Tothe importer,the fastest and safest method of settlement is__C_A.letter of creditB.cash in advanceC.open accountdraftD.banker’ｓ6)Which is the real international payment system?__A__A.TARGETB.FedWireC.CHAPSD.SWIFT5.Answer the following questions1)How will fund transfers be processed and settled?Fund transfers are processed and settled through certain clearing systems.2)What is FedWire?FedWire is an electronic payment system operated by the U.S.Federal Reserve.It si used to make US dollar payments to banks and their customers throughout the United States.3)When will the euro start to use?From January1,1999,Euro is the single currency of the European Union.4)What is the strongest of SWIFT?The strongest feature of SWIFTis message text standards.Chapter31.Put the following phrases into English总资产total assets缺乏经验lack of expertise全球策略global strategy专业服务professional service财务报表financial statement2.Put the following sentences into English(1)两家银行建立代理行关系的原则是基于双方的互惠互利。