国际货运代理人《货代英语》辅导-第六章-国际货运代理人.doc

2014国际货运代理人《货代英语》辅导:第
六章-国际货运代理人
点击查看：2014国际货运代理人《货代英语》章节辅导汇总
Unit
Six
Documentary
Credit
(一)基本要求
了解：Basic Contents
of
an
L/C
and
Basic Procedure
of
a
Documentary Letter
of
熟悉：Definition, Characteristics
of
Settlement
by
L/C
掌握：Parties
to
an
L/C,
of
Letters
of
Credit
(二)考试内容：
1.
Definition
letter
of
credit
is
the
written
promise
of
a
bank(银行书面保证文件) to
act
at
the
request
and
the
instructions
of
the
applicant
and
to
undertake
payment
to
the
beneficiary
(承诺付款给受益人) in
the
amount
specified in
the credit, provided that
the beneficiary complies with
the
terms
and conditions of
the credit.
2. Parties
to
an
L/C
Applicant: the
party which applies
to
the bank
for opening L/C (buyer or importer)
Issuing bank
:
the bank that
issues
a
L/C
at
the request of
the applicant
Advising bank
:
the bank
advises
the beneficiary of
an
L/C
Beneficiary: the
party
in
whose favor
an
is opened and which should comply with
the terms and conditions of
the credit
in
order
receive
the proceeds (seller, exporter)
Negotiating bank:
the
bank
that negotiates
the beneficiary’s
draft.
It
may
be
the advising bank
or another bank authorized to negotiate the documents
3.
Basic Contents
of
an
L/C
4.
Basic Procedure
of
a Documentary Letter
Credit
5. Characteristics of Settlement
by
L/C
The
issuing
bank
the
primary
liabilities
for
payment;
An
L/C
is
a
self-sufficient instrument(自足文件);
It
is
simply
a document transaction.
The relevant parties deal
with documents only,
rather
than
with
the
goods
or
services(银行处理的是单据，而不是单据所涉及的货物、服务)。

If
the
goods
do
not
conform
to
the
documents
after
the
applicant pays
the issuing bank,
the applicant can
only take
this matter
up
with
the defaulting parties.
has nothing to
do
with the bank. On
the contrary, if
the goods are
in order,
the document are
not correct, the issuing bank and
the applicant have
the
right
to refuse
pay
the
seller.
6.
Types
of
Letters
of
Credit Documentary
credits
(
shipping documents required)
Clean
credits
(光票信用证only drafts required)
Irrevocable
documentary credits (cannot
be cancelled)
Confirmed credits (confirmed by
another bank)
Unconfirmed credits
(非保兑not confirmed by
another bank)
Sight credits (effect payment immediately)
Time
credits(effect payment
not immediately)
Other
Credit：Payment (付款)credits, acceptance
(承兑)credits, negotiation(议付) credits, anticipatory
(预支)credit, revolving
(循环)credits, transferable (可转让)credits, back-to-back credits,
etc。

1
2。