金融英语：银行外币七天通知存款介绍

美联英语提供：金融英语：银行外币七天通知存款介绍
小编给你一个美联英语官方试听课申请链接：/?tid=16-73374-0 Seven－day Notice Deposit 七天通知存款
The principal is deposited in a lump－sum for a maturity of not less than seven days．The minimum amount of deposit is the foreign currency with a value not less than the equivalent 5，000 RMB yuan．For the withdrawal of such deposit，the Bank shall be informed in writing seven days ahead of time．
一次性存入本金，存期不少于7天，起存金额不低于5，000元人民币的等值外币。

支取存款需在7天前书面通知银行。

银行产品介绍：Savings/Time Optional Deposits外币定活两便存款
Savings/Time Optional Deposits 定活两便存款
Savings/time optional deposit in foreign currency are registered deposit without fixed amount，without definite maturity，whose interest rate varies in line with the length of maturity．The minimum amount of deposit is the foreign currency with a value not less than the equivalent of 50 RMB yuan．The longest maturity is 1 year，and the interest is computed at a discount rate relevant to the corresponding grade of interest rate for time deposits of lump－sum depositing
and lump－sum withdrawal according to the actual number of days deposited．The interest is computed with reference to interest rate of the RMB Time/Current Optional Deposits．
外币定活两便存款是一种不确定存期，利率随存期长短而变动的记名式不定额存款。

起存金额不低于人民币50元的等值外币。

存期最长为1年，按实存天数，符合整存整取定期存款哪个档次就按该档次利率打折计息。

计息参照“人民币定活两便储蓄存款”。

银行产品介绍：Agency Duty Refund for Consumption Abroad代理境外消费退税
Signified by the signing of the “Agency Personal Duty Refund Collection for Consumption Abroad”agreement by ICBC Shanghai Branch，Beijing Branch and the world renowned refund agency―Global Refund Inc．，ICBC took the lead in the country to offer Agency Duty Refund for Consumption Abroad．
以工商银行上海、北京分行与世界著名退税机构――环球退税公司签定“代理个人托收境外消费退税业务”协议书为标志，工商银行率先在国内开办了代理境外消费退税业务。

No matter you're a domestic or foreign resident，after consuming in over 130，000 shops with Global Refund "Tax Free Shopping" mark in Austria，Belgium，Denmark，Finland，France，Germany，England，Greece，Holland，Iceland，Ireland，Italy，Luxemburg，Norway，Portugal，Spain，Sweden，Switzerland，
Singapore，Argentina，Czechoslovakia，and so on，you can take your identification certificate，shopping receipts，and Global Refund's refund checks with Customs' seal acquired from these shops to ICBC to handle spot cash duty refund or collect fund from your designated account．You enjoy convenient service of consumption abroad and refund at home．
无论您是国内居民还是外国居民，在奥地利、比利时、丹麦、芬兰、法国、德国、英国、希腊、荷兰、冰岛、爱尔兰、意大利、卢森堡、挪威、葡萄牙、西班牙、瑞典、瑞士、新加坡、阿根廷、捷克等国家的13万多家有Global Refund “TAX FREE SHOPPING”标志的商店消费后，均可持身份证件、购物收据以及从这些商店获得的加盖海关图章的Global Refund退税支票等，来工商银行办理即时现金退税业务或通过您指定的账户收取款项，享受到“境外消费、境内退税”的便捷服务。

银行产品介绍：Time Deposits of Deposit & Withdrawal外币定期存款
Time Deposits of Lump－sum Deposit and Withdrawal
外币整存整取定期存款
Time deposits of lump－sum deposit and lump－sum withdrawal are fixed deposits that are deposited by lump－sum，and whose principal and interest are paid by lump－sum upon maturity．The terms of deposit are divided into five
grades：1 month，3 months，6 months，1 year or 2 years．The Bank issues registered certificates of deposit for such deposits．
整存整取定期存款为固定存期，一次存入，到期一次支取本息，存期分为1个月、3个月，6个月，1年，2年五个档次。

银行出具记名式存单。

Foreign currencies with a value not less than the equivalent of 500 RMB yuan for a B－type deposit，or foreign currencies with a value not less than the equivalent of RMB50 yuan for a C－type deposit．Such deposit may be withdrawn fully or partially prior to maturity for once，or，upon authorization in advance，handled on agency renewal of depositing upon maturity by the bank．
乙种存款为不低于人民币500元的等值外币；丙种存款为不低于人民币50元的等值外币。

本存款可允许全部或部分提前支取一次，也可预约由银行代办到期转期续存。

美联英语：。