日兰德银行模式-中英对照
银行中英文 专业词汇中英文对照
附录专业词汇中英文对照ABN AMRO BankAcquisitionsAcquisitions candidateAddition floatAftermarketAfter-tax cost of capitalAgency bondsAgency pass-through securities Aggressive growth fundsAllotmentAmerican depository receipts (ADRs) American optionAnti-dilution clauseArbitrageArbitrage fundsArbitragersArbitrary pricing theory (APT) Arrears swapAsset-backed commercial paper (ABCP) Asset-backed securities (ABS)Asset poolAsset securitizationAuctionBBalance fundsBank-backed municipal bondsBank Holding Company ActBanking Act of 1933Bnkruptcy Reform Act of 1978BaringBasle AgreementBasle ConcordatBayerische V ereisbankBear StearnsBenchmark rateBest efforts distributionBid-ask spreadBig bangBlock trading 荷兰银行收购收购对象扩股售后市场资本的税后成本机构债券机构抵押转递证券积极成长型基金分配美国存托凭证美式期权反稀释条款套利套利基金套利者套利定价理论延期互换资产支撑商业票据资产支持证券资产池资产证券化拍卖平衡型基金银行担保市政债券《银行控股公司法》1933年《银行法》1978年《破产改革法》巴林银行巴塞尔协议巴塞尔协定巴伐利亚联合银行贝尔·斯弟恩斯公司基准利率尽力推销式分销买卖差价大冲击、大爆炸整批交易Blue sky laws 蓝天法Bond fundsBond refundingBond swapsBond yieldBook entryBookrunnerBought dealBoutique businessBreak feesBreak-up feesBreakup V aluationBretton Woods AgreementBridge loansBrokersBrokerage firmBubble economyBuild-operate-transfer (BOT)Bulldog bondsBullet/ Straight issue bondsBulletin boardBuy-outsCCallabilityCall auctionCall moneyCall optionCall priceCapital assets pricing model (CAPM)Capital gains taxCapital market line (CML)CapsCarried interestCash management account (CMA) Certificates for automobile recefivables(CARs) Certificate of deposit (CD)Caharles Schwab Corp.Chicago Board Options Exchange (CBOE) Chrysler Financial Corp. (CFC)Close-end funds 债券基金债券换新业务债券互换债券收益账薄记录薄记员包销小型专业经纪公司中断费解散费分散加总估价法布雷顿森林协定桥式贷款经纪人证券经纪公司泡沫经济建设、经营、转让猛犬债券一次还本/ 直接债券公告牌盘出业务可早赎性公开叫价拍卖活期资金看涨期权赎回价格资本资产定价模型资本利得税资本市场线利率上限干股、附带权益现金管理账户汽车应收账款证书大额存单嘉信公司/ 查尔斯·韦伯芝加哥期权交易所克莱斯勒财务公司封闭式基金Closing conditionsCollateralized mortgage obligations (CMO) Commercial paperCommerzbankCommission broker 清盘条件附担保品的抵押证券商业票据德国商业银行交易所经纪人Commodity-linked loan Commodity swapCommon stockComparable acquisition method Comparable company method Comparable IPOs method Competitive bidsConglomerate merger ConsolidationContingent feeContingent guaranteeContractual fundsControlling shareholder Convertible bondsConvertible noteConversion priceConversion ratioConversion valueCooling-off periodCorporate bondsCorporate disposals (or Hive-downs) Corporate fundsCoupon equivalent yieldCoupon rateCrash of 1929Credit enhancementsCredit riskCredit SuisseCredit Suisse First Boston (CSFB) Crowding out effectCrown jewelCurrency fundsCurrency swapCustodianDDaily bond buyerDaiwa Securities Co. LTD 商品关联贷款商品互换普通股可比收购法可比公司法可比初次公募法竞争投标混合兼并新设合并或有手续费、成功酬金或有担保契约型基金控股股东可转换债券可转换债券转换价格转换比率转换价值申请静止期公司债券公司处置型公司型基金息票等价收益率息票利率1929年暴跌信用增强信用风险瑞士信贷银行瑞士信贷第一波士顿挤出效应皇冠上的明珠货币基金货币互换保管行《每日债券买家》大和证券公司DealerDealer-placed paper Dean Witter DebentureDebt capitalDebt financing Debt options 自营交易商募集商业添惠公司信用债券债务资本债务融资债务期权Debt-to-equity ratioDeep discounted bondDefault riskDefault risk spreadDefeasanceDeficiency guaranteeDelivery versus payment (DVP)Demand guaranteeDepository Institutions Act of 1982(Garn-St. Germain Act)Depository Institutions Deregulations and Monetary Control ActDepositary receipts (DR)Derivatives tradingDepositary trust company (DTC)DerivativesDeutsche BankDiff swapDirect guaranteeDirect leaseDisclosureDiscount brokerDiscounted bondDiscounted cash flow (DCF)Discount windowDistributionsDiversificationDivided accountDonaldson, Lufkin & JenDresdner BankDual class recapitalizationDual crrency loanDue diligenceDue diligence queueDutch auction 债务股本比零息深贴现债券违约风险违约风险利差契约废止资金缺额担保付款交割即期担保1982年《存款机构法》(《加恩—圣·杰梅因法》)《存款机构放松管制和货币控制法》存托凭证衍生品交易保管信托公司(存托银行)衍生物德意导银行差别互换直接担保直接租赁信息披露贴现经纪人贴水债券贴现现金流贴现窗口分销多样化分割账户帝杰公司德累斯顿银行双重资本重组双货币贷款勤勉精神、尽职调查评鉴听证排队荷兰式拍卖EEarly development financeEarly-stage finacingsEarnings-to-price ratioEdge ActEfficiency market hypothesis Efficient market hypothesis (EMH) Emerging growth funds Emerging markets 早期发展融资前期融资收益价格比《艾奇法》有效市场假设有效市场假说新兴成长型基金新兴市场Employee stock ownership plan (ESOP)Employees Retirement Income Security Act (ERISA) Engagement LetterEqutiesEquity fundsEquity swapExpansion financeEurobondsEuroquitiesEuromarketEuronoteEurope depositary receipts (EDR)European optionExchange acquisitionExchange distributionExit strategiesExtendable optionExternalityFFarm Credit AdministrationFarm Credit Financial AssociationFarm Credit SystemFederal Agency SecurityFederal Deposit Insurance Corporation (FDIC) Federal Farm Credit Bank SystemFederal Farm Mortgage CorporationFederal Home Loan BanksFederal Home Loan Mortgage Corporation(Federal Mac)Federal Housing Administration (FHA)Federal Loan Bank 员工持股计划《雇员退休收入保障法》契约书股票股票基金股权互换扩展融资欧洲债券欧洲股票欧洲市场欧洲票据欧洲存托凭证欧式期权交易所收购交易所分销退出策略延期期权外部性农业信贷署农业信贷金融协会分公司农业信贷系统(美国)联邦政府机构债券联邦存款保险公司联邦农业信贷银行系统联邦农业抵押公司联邦住宅贷款银行联邦住宅贷款抵押公司(弗莱迪曼)联邦住宅管理局联邦家庭贷款银行Federal National Mortgage Association(Fannie Mae) Federal Reserve Bank of New Y orkFederal Reserve BoardFederal Savings and Loan InsuranceCorporation(FSLIC)Federal Trade Commission (FTC)Federally related securitiesFill or killFinancial advisingFinancial engineerFinancial engineeringFinancial Institutions Reconstruction,Recovery and Reinforcement Act of 1989 (FIRRRA) 联邦国民抵押贷款协会(范妮梅)纽约联邦储备银行联邦储备理事会联邦储蓄与存款保险公司联邦贸易委员会联邦有关机构证券定价全额即时委托金融顾问金融工程师金融工程1989年《金融机构重组、复兴与强化法》Financial Services ActFinancial Services Modernization Act Financial synergyFinancial futuresFinancial leaseFinancial optionsFinancial swapFinancial Services Authority (FSA) Financial Services and Market Tribunal Financing corporationFirm commitmentFirewallsFirst Boston CorporationFirst-loss GuaranteeFirst mortgage bondFirst National Bank of BostonFixed income securitiesFixed-price offeringFixed rate debtFloating rate note (FRN)Floor tradingFord Credit Corp. (FCC)Foreign and Colonial Government Trust Foreign bondsForeign exchange tradingForwardForward contract 《金融服务法》《金融服务现代化法》财务协同金融期货金融租赁金融期权金融互换金融服务监管局金融服务和市场特别法庭(英国)融资公司包销防火墙第一波士顿公司第一损失担保最优先抵押债券波士顿第一国民银行固定收入证券固定价格认购固定利率债务浮动利率票据场内交易福特信用公司海外及殖民地政府信托基金外国债券外汇交易远期远期合约Forward marketForward rate agreement (FRA) Forward swapFourth marketFrankful Stock Exchange (FSE) Friendly acquisitionFront end feeFully modified pass-throughFund managementFunds of fundsFungible issuesFutureFuture fundsFutures tradingGGarn-St. Germain ActGeneral Motor Acceptance Corp. (GMAC)远期市场远期利率协议远期互换第四市场法兰克福证券交易所善意收购前端手续费完全修正的转递证券基金管理基金中基金可替换证券期货期货基金期货交易《加恩—圣·杰梅因法》通用汽车票据承兑公司General obligation bond (GO)GiltsGlass-Steagall ActGlobal bondsGlobal custodianGlobal depository receipts (GDR)Gold fundsGolden parachuteGoldman SachsGold participation certificate Government National Mortgage Association (Ginnie Mae)Government securitiesGovernment-sponsored enterprises (GSEs) Gramn-Leach-Bliley ActGray marketGreat DepressionGreenmailGreen shoe optionGreen shoe techniqueGrowth and Income FundsGrowth FundsGuarantors 一般责任债券金边债券《格拉斯·斯蒂格尔法》全球债券全球托管人全球存托凭证黄金基金金保护伞高盛公司黄金参与证书政府国民抵押贷款协会(珍妮梅)政府证券政府赞助企业格雷姆—利奇—布莱里法(金融服务现代化法)灰色市场大萧条绿色铠甲/绿色邮件绿鞋期权绿鞋技巧成长及收入型基金成长型基金担保机构HHambrosHand-onHedge fundsHistorical simulationHome Owner’s Loan Corporation Hongkong depositary receipts (HKDR) Horizontal mergerHSBC Investment Bank Asia LTD Hostile acquisitionIImmediate or cancelImplicit guaranteeImplied guaranteeIncorporated joint ventureIndirect guaranteeIndividual retirement accounts (IRAs) Industrial bondsIntial public offerings (IPOs)Insider trading 汉布罗银行辅导(技术)对冲基金历史模拟法住宅所有者贷款公司香港存托凭证横向兼并汇丰投资银行亚洲有限公司黑衣骑士、敌意收购定价即时交易委托隐含担保意向性担保公司型合资结构间接担保个人退休账户行业债券首次公开发行内幕(人)交易Insured bondsInterest equaliziation tax (IET)Interest-only (IO) classInterest rate swapsInternational merchant bankingInternational Monetary Market (IMM)International Swaps and Derivatives Association (ISDA)Intrinsic valueInvestment adviserInvestment advisers Act of 1940Investment bankInvestment bankerInvestment bankingInvestment grade ratingInvestorsJJensen measureJ. P, Morgan & CompanyJunk bank loansJunk bonds 投保债券利息平衡税只付利息证券利率互换国际商人银行业国际货币市场(芝加哥商品交易所)国际互换和衍生协会内在价值投资顾问1940年《投资顾问法》投资银行投资银行家投资银行业投资级别评级投资者詹森指数JP·摩根公司垃圾银行贷款垃圾债券Just-say-no defenseKKidder PeabodyKousai Securities Co. LTDKuhn LoebLLater-stage financingsLead managerLead underwriterLeman 5-4-3-2-1 formulaLeman Brothers HoldingsLetter of comfortLeverage leaseLeveraged buyout (LBO)Leveraged recapitalizationLF RothschildLiabilityLimit orderLiquidityLiquidity riskLiquid yield option note (LYON)London Inter-Bank Offered Rate (LIBOR) 断然拒绝式防御基德·皮博迪日本国际证券公司库恩·洛布公司后期融资牵头经纪人主承销商、牵头承销商雷曼公式雷曼兄弟公司支持信、安慰信杠杆租赁杠杆收购杠杆资本调整罗斯柴尔德银行负债限价委托流动性流动性风险流动收益期权票据伦敦银行同业拆放利率London Stock Exchange (LSE) Long callLong positionLong putMM & A adviserM & A multiples Management buyout (MBO) MarginMargin accountMargin callMargin purchaseMargin trading/ transaction Market at open and close Market breakMarket disciplineMarket makersMarket ordersMarket riskMatched book 伦敦股票交易所多头买权多头多头卖权并购顾问M&A乘数法管理收购保证金保证金账户追加保证金通知书保证金买空保证金交易开市委托或收市委托市场崩溃(1987年10月)市场约束市场庄家市价委托市场风险轧平账户Matched saleMaturityMay Day 1975Mcfadden Act of 1927Medium-term notesMerchant bank/ bankingMergerMergers and acquisitions (M & A) Merrill Lynch & Co. IncMinimum capital requirement Modern portfolio theory (MPT) Money market mutual fund (MMMF) Monte Carlo simulationMoodys’ Investment servicesMoral obligation BondsMorgan Grenfell IncMorgan Stanley & Company Morgan Stanley Dean Witter (SMDW) MortgageMortgage-backed securities (MBS) Mortgage fundsMortgage pass-through securities Most favored nation status Multicurrency bonds 配售到期日1975年五月日1927年《麦克法顿法》中期票据商人银行兼并、吸收合并并购美林公司最低资本要求现代投资组合理论货币市场互助基金蒙特卡罗模拟法穆迪投资服务公司道义责任债券摩根·格伦费尔公司摩根·斯坦利公司摩根斯坦利·添惠抵押抵押支持证券按揭基金抵押转递证券最惠国待遇多元货币债券Municipal bondsMunicipal noteMunicipal participation noteMutual fundsNNASD Automated Quotation System(NASDAQ) National Association of Securities Dealers(NASD) National Banking Act of 1864National Daily Quotation BureauNational monopolyNegotiated bidNet cash currency (NCC)New issuesNew Enterprise Associates Inc.New Y ork Stock Exchange (NYSE)Nikko Securities Co. LTD 市政债券市政票据市政参与票据互助基金、共同基金全国证券交易商协会自动报价系统全国证券交易商协会1984年《国民银行法》全国每日报价局自然垄断协议投标净现金流量值新发行证券新企业协进公司纽约股票交易所日兴证券公司Nomura Securities Co. LTDNon-agency pass-throuth securities Note purchase rights plansOObligorsOdd-lot tradingOff-balance financeOffering priceOne-stop shoppingOpen-end fundsOperating economyOperating leaseOptionOption costOption premiumOption priceOption tradingOrder-driven systemOrganization for Economic Co-operation and Development (OECD) OriginatiorsOver-allotmentOver-collateralizationOver-the-counter (OTC) bullet boardPPacking fundsPacman strategyPaine Webber Group, Inc. 野村证券公司非机构抵押转递证券票据购买计划原始债务人零股交易表外融资认购价格一步到位式服务开放式基金经营协同效应经营租赁期权期权费期权价格/期权保险费期权价格期权交易指令驱动机制经济合作发展组织原始权益人/发起人超额配售超额担保场外交易公告牌停泊基金帕克曼策略佩尼·韦伯Parallel loanParis Stock Exchange Partially modified pass-through Participating preferredP articipating certificate (PC) PartnershipPartnershipsPass-through certificatePass-through certificates Pension fundsPerception arbitrage Perpetual issuesPink sheetPlain vanilla swap 平行贷款巴黎证券交易所部分修正的转递证券参与优先股参与证书合伙制合伙人转手证券简单转递证券、过手证券养老基金审时度势套利永久证券粉红价单标准互换Poison pill defensePotPremium over conversion valuePrime ratePrincipal-only (PO) classPrivate fundsPrivate-label securitiesPreference equity redemption cumulativestock (PERCS)Preferred dividendPreferred stockPreliminary prospectusPremium bondPrepaymentPrice-to-earnings ratio (P/E)Primary dealersPrimary distributionPrimary marketPrime ratePrincipal transactionsPrivate placementProject financeProject graranteeProperty fundsProspectusPublic fundsPublic offeringsPublic power bondsPublic utilitiesPublic Utility Holding Act of 1935 毒丸防御未销售证券额转换溢价优惠利率只付本金证券私募基金私人抵押转递证券累积优先股优先股红利优先股初步募股书升水债券提前支付市盈率一级交易商一次分销一级市场优惠利率本金交易私募发行项目融资项目担保地产基金募股说明书公募基金公开认购公用电力债券公用事业1935年《公用事业控股公司法》Put featurePut optionQQualified foreign institutional investors(QFII) Qualified institutional buyer (QIB)Queuing systemQuotation-driven systemQuoted equityRRating agencyRatings 早兑条款看跌期权境外合格机构投资者合格机构投资者(美国)排队系统报价驱动机制公募股本资金信用评级机构评级Real estate mortgage investment conduit(REMIC) Real rate of interestReal rate of returnReceivership AcquisitionRed herringRedemptionRefunded bondsRegistrationRegulation QReplacement capitalRepurchase agreementResolution trust corporationResource recovery bondsResources fundsRetail brokerageRevenue bondRevenue bondsRevenue synergiesReverse repurchase agreementRights issueRisk arbitrageRisk-free rateRiskless arbitrageRoad showRound lotSSalomen BrothersSalomen Smith BarneySamurai bondSaving bondSBC Warburg Dillon ReadSchrodersSeaport bonds 房地产抵押投资导管真实利率真实回报率接管收购型红鲱鱼非正式募股书赎回条款再筹资债券注册Q条例重置资本回购协议重组信托公司资源回收债券资源基金零股经纪收入债券收益债券收益协同效应逆回购协议优惠认股权发行风险套利无风险利率无风险磁利路演整股委托所罗门兄弟公司所罗门·美邦武士债券美国储蓄公债瑞银华宝·迪龙·瑞得斯罗德银行海港债券Sec Rule 144ASecondary distributionSecondary marketSecurities Act of 1933Securities and Exchange Law, SEL Securities and Exchange Act of 1934 Securities and Exchange Commission (SEC) Securities exchange 证券交易委员会144A规则二次分销二级市场1933年《证券法》(日)《证券交易法》1934年《证券交易法》证券交易委员会证券交易Securities firmSecurities Industry Association (SIA)Securities intermediarySecurities Investor Protection Corporation(SIPC) Securities underwritingSecuritizationSecuritized bondSecurity depositSecurity fundsSeed capital / R & D projectsSelling concessionSelling groupSemistrong form EMHSenior-subordinated structureSeparate Trading Receipts of Interest andPrincipal ( STRIP )Serial bondS. G. warburgShareholder repurchaseShark repellentSharpe measureShelf registrationSheman Anti-Trust ActShort positionShort sellingSingapore depositary receipts ( SDR )Sinking fundShort callShort positionShort putShort saleSmall Business Investment Companies (SBIC) Small companies fundsSpecial purpose vehicle (SPV)SpecialistsSpeculation 证券公司证券业协会证券中介机构证券投资者保护公司证券承销证券化证券化债券担保存款证券投资基金创业资本/研究开发项目/种子资本销售返还销售集团半强式有效高层优先/附属结构本息分离出售证券序列债券华宝公司股东回购型拒鲨行动夏普指数暂搁注册《谢里曼反托拉斯法》空头卖空新加坡存托凭证偿债基金空头买权空头空头卖权保证金卖空《小企业投资法》小型公司基金特殊目的实体专营商投机业务Split-ups Sponsor Sponsored 公司分拆保荐人主办人Sports complex and conventioncenter bonds Spread accountSpread-based investment productStabilizationStaggered board provisionStandard & Poor’s CorporationStandby letter of creditStandstillStart-ups capitalStraight issuesStrong form EMHStudent loan bondsStudent loan Marketing System (Sallie Mae) Subordinated debentureSubordinated debtSubscribeSuper-majority provisionSupervisionSupervisory review processSwapsSwaptonsSwiss Bank Corp. (SBC)Swiss National BankSyndicate shortSyndicationSynthetic agreement for forward exchange(SAFE) TTakeoversTarget stock price history analysisTax exemptionsTechnology fundsTender offerTerm structure of interest ratesThe big threeThe business of investment bankingThe capture theoryThe International Securities Trust of America The new economic theory of regulationThe public interest theoryThird market 综合性体育竞赛和会议中心债券利差账户基于利差的投资工具稳定价格董事会轮选制度标准·普尔公司备用信用证担保停滞协议开业资本直接证券强式有效市场学生贷款收入债券学生贷款推销协会(莎莉梅)从属信用债券从属性债务买进买权绝对多数条款监管监督检查过程互换交易互换期权瑞士银行瑞士国民银行联合作空辛迪加远期交易综合协议接管者目标公司股价历史分析免税科技基金标购、收购要约利率期限结构三大巨头投资银行业务追逐说美国国际证券信托基金管制新论公共利益学说第三市场Through put 无论使用服务与否均需付款Time-specified orderTime valueTin paracuteTokyo Stock Exchange (TSE)Toll road and gs tax bondsTolling agreementTombstone adTraderTranchesTreasure issuesTreasure pegTreasure billTreasure bondTreasure noteTreynor measureTroubled city bailout bondsTrue saleTrust Indenture Act of 1939TrusteeTurnaround capitalTurnaround/ recovery situation/ recovery capital Two-tier offerUUmbrella fundsUnderlying assetsUnderwritersUnderwritingUnderwriting agreementUnderwriting syndicateUndivided accountUnincorporated joint ventureUnion Bank of SwitzerlandUniversal bankUnquoted equityUnsecured loanUnsponsoredVV alue at risk (V AR)V enture capital (VC)V ertical mergerV eterans Administration (V A)V oting preferred stockWWall Street 限时委托时间价值锡降落伞东京股票交易所收费公路和汽油税债券设施使用协议墓碑广告交易商档国库债券国债钉住利率短期国库债长期债券中期债券特雷诺指数赤字市政救助债券真实出售1939年《信托契约法》受托人转型资本企业转型双重报价雨伞基金原生资产承销商承销承销协议承销辛迪加不分割账户非公司型合资结构瑞士联合银行全能银行自有资金无担保贷款无主办人风险价值风险投资、风险资本纵向并购退伍军人管理局附有投票权的优先股华尔街Wallfire Warrants Warrant funds Water bonds 防火墙认购权证认购权证基金自来水收入债券Weak form EMHWeighted average cost of capital When-issued marketWhite knightWhite knight transaction White squireWithholding taxYY amaichi Securities Co. LTDY ankee bondsYield curveYield to callYield to maturityZZarabaZero-coupon bonds 弱式有效市场加权平均资本成本发行时交易(虚股)市场白衣骑士、白马王子白马王子交易白护卫预提税山一证券扬基债券收益曲线早期收益率到期收益率公开叫价零息债券。
金融术语的英文汉语对照
金融行业人员必须知道的金融术语的英文汉语对照外汇与汇率通汇合约Agency Agreement通汇银行Correspondent Bank商业汇票Commercial Bill of Exchange银行支票Banker’s Check国外汇票Foreign Bill of Exchange关键货币Key Currency:是指国际上普遍接受的,该国国际收支中使用最多,外汇储备中占比最大的自由外汇。
目前来说,美元、欧元、日元为大多数国家的关键货币。
汇率Exchange Rate直接标价法Direct Quotation间接标价法Indirect Quotation汇价点Point买入汇率Buying Rate卖出汇率Selling Rate中间汇率Medial Rate:买入汇率与卖出汇率的平均数就称为中间汇率。
中间汇率常用来对汇率进行分析,例如,传媒为了方便人们参与外汇买卖,掌握外汇买卖行情,其报道的汇率多为中间汇率。
我国用于结算本国贸易与非贸易的从属费用的结算也采用外汇牌价的中间汇率,套算汇率也是用有关货币的中间汇率套算出来的。
现钞汇率Bank Note Rate即期汇率Spot Rate远期汇率Forward Rate基本汇率Basic Rate套算汇率Cross Rate固定汇率Fixed Rate浮动汇率Floating Rate可调整的钉住Adjustable Peg单一汇率Single Rate:“复汇率”的对称,凡是一国对外仅有一个汇率,各种不同来源与用途的收付均按此计算,或本币对各种外币的既期外汇交易的买卖价不超过2%者,既称为单一汇率。
复汇率Multiple Rate贸易汇率Commercial Rate:专门用于进出口贸易货价及从属费用的计价、交易、结算和结汇的汇率。
实行贸易汇率,主要是为了推动本国出口贸易的发展,改善国际收支状况。
金融汇率Financial Rate:金融汇率又称非贸易汇率,是指用于国际资金流动、国际旅旅业及其他国际间非贸易性收支的计算和结汇时所使用的汇率。
欧洲银行
背景 The Background
欧洲中央银行(European Central Bank--ECB),简称欧洲央行,是根 据1992年《马斯特里赫特约》的规 定于1998年7月1日正式成立的,是 为了适应欧元发行流通而设立的金 融机构,同时也是欧洲经济一体化 的产物。 欧洲央行是一体化的产物,由于欧 洲经济发达,社会稳定,所以为更 好的促进欧洲经济发展及在世界上 提高欧洲的话语权,设立欧盟是具 有必然趋势的。无数欧洲小弹丸国 家,出入贸易均有关税,不利于整 个欧洲的经济流通,统一的银行货 币必然使得各种汇率及贸易差额等 不再存在纠纷。
1998年5月25日,欧元参加国政府一致同意并任命了欧洲中央银行行 长和副行长,标志着欧洲中央银行的建立向前迈出重大的一步。 从1998年6月1日起,欧洲货币局最终完成其历史使命进入清算阶段, 欧洲中央银行体系走到历史的前台。
组织架构 The Structure
欧洲央行ECB
执行董事会
(12个欧元国央行行长、 副行长和4名董事 )
相关网页:INBF汇评:欧洲央行降息几率骤增 德拉吉:网
欧洲银行
金融一班 AOKI
融欧 月成中部央 简 及盟 立心位行 称 货欧 日于法于或 币元 , 兰德欧 政区 其 克国银 、 策的 负年福金, 欧 。金 责 ,融总 洲,
1 1998 6
欧 洲 中 央 银 行
欧 行 简 介
The Introduction
(European Central Bank) ECB
欧行职能 The Function of ECB
保持价格稳定和维护中央银行的独立性是欧洲中央银行的两个主要原 则。根据《马斯特里赫特条约》的规定,欧洲中央银行的首要目标是 “保持价格稳定”。 虽然欧洲中央银行有义务支持欧元区如经济增长、就业和社会保障等 的其他经济政策,但前提是不影响价格稳定的总目标。 欧洲央行的职能是“维护货币的稳定”,管理主导利率、货币的储备 和发行以及制定欧洲货币政策。
欧陆银行中英文对照版-最完整版本(已收到offer)
欧陆银行中英文对照版-最完整版本(已收到offer)Structure组织结构Umbrella organization:伞式组织:It supports the Board of Director in managing the entire bank.该组织为董事会管理整个银?提供?持。
Some members of the umbrella organization are simultaneously(同时地) members of the Board of Directors.伞式组织的部分成员同时也是董事会成员。
Joseph Fieldman is one of the members of the Board of Directors.约瑟夫·费曼是董事会成员之?。
Subordinated(次级的) to umbrella organization are three divisions:伞式组织属下有三?分部Investment Bank(IB):投资银?部:Clients are normally private and public institutions as well as medium-sized and global or national companies.客户通常是私?机构、公共机构、中型公司、国际公司或国内公司。
Every client has its own contact person.每个客户都有??的联系?。
IB offers capital market products on a worldwide basis.投资银?部在全球各地提供资本市场产品。
Private and business clients(PBC):私?和企业客户部:This division is the biggest and most important one of Euro-bank and services private clients and small businesses in investments.这是欧陆银?最?、最重要的业务部门之?。
常见金融术语英汉对照与详解
Mark-to-Market (逐日盯市) Matching Algorithm (程式匹配) Matching Rules (匹配规则) Maturity Date (到期日) Maturity Range (到期日范围) Maximum Spread (最大跨价限额) Minimum Size (最小规模) Mistrade (错误交易) Modified Duration (修正存续期间) Money Market Products (资金市场产品)
� Early Exercise (提前执行) Equity Index Products (股票指数产品) Equity Products (股票产品) Eurex (欧洲期交所) Eurex Repo (欧洲期货交易所回购交易) EURIBOR (欧元銀行同业拆借利率) Euro-Bobl Futures (欧洲期交所德国欧元中期国债期货)
� Last Trading Day (最后交易日) Late Trade (延期交易) Leverage Effect (杠杆效应) Lifetime (产品周期) Limit Order (限价指令) Linked Trades (链接交易) Linking (链接) Local Area Network (局域网) Long Call (买入看涨期权) Long Position (长仓) Long Put (买入看跌期权) Low Exercise Price Option (低执行价期权)
� Haircut (估值折扣率) Hedge Fund (对冲基金)
Hedge Ratio (对冲比率) Hedging (对冲�套保) Historical Volatility (历史波动率) Horizontal Call Spread (水平看涨跨价) Horizontal Put Spread (水平看跌跨价) Horizontal Spread (水平跨价)
兰德公司资料
兰德公司宗旨:兰德公司是一个非营利机构,这有助于通过研究和政策分析和决策。
在超过60年,在公共和私营部门的决策者已转向兰德公司的客观分析和解决该国面临的挑战和世界的有效的解决办法。
这些挑战包括关键在教育,贫困,犯罪的社会和经济问题,环境,以及对国家安全的一系列问题。
兰德公司的研究人员和分析师继续在各自领域的前沿,在公共和私营部门找到工作的决策者今天的困难,敏感和重要问题的解决方案。
我们的研究人员高素质,是众所周知的,正如许多诺贝尔奖获得者谁一直与兰德附属证明,或者作为雇员,顾问或提供咨询的能力。
我们致力于通过高品质的和客观的研究和分析,并与多年来开发了先进的分析工具,兰德公司从事客户创造知识,洞察力,信息,选择和解决方案将有效和持久。
正是在1948年5月14日,该项目兰德- 1第二次世界大战的产物- 道格拉斯飞机公司从圣莫尼卡,加利福尼亚,分离,成为独立的,非盈利性组织。
采用从它的名字一词收缩研究与发展,新成立的实体,是致力于推动和促进科学,教育,以及为公众福利和美国的安全慈善用途。
几乎马上,兰德开发了独特的风格,融入严谨,以事实为基础的分析一丝不苟nonpartisanship解决社会最紧迫的问题。
随着时间的推移,兰德公司的研究人员召集了一个独特的队伍,不仅为个人技能,而且也为跨学科合作,尤其显着。
到60年代,兰德公司是把它的经验,无党派,独立分析商标模式,许多紧迫的国内社会和经济问题的研究。
二战揭示了技术研究和开发,并在战场上的科学家和军内外谁提出这样的发展可能学术界广泛成功的重要性。
此外,随着战争接近尾声,但显而易见的是完整的和永久的和平可能无法保证。
其中包括了陆军部的人讨论,科学研究与发展办公室和行业谁看见了一个私人机构需要与军事研究和发展规划的决定。
在战争的局长,指挥官陆军空军架HH“的报告厦门”阿诺德说:“在这场战争的陆军,陆军航空部队,海军已经作出了科学和工业资源带来前所未有的使用。
银行金融业词汇中英对照
clearly-established ownership 产权清晰
collective market cap 市场资本总值
commercial bank 商业银行,储蓄信贷银行
commercial credit company(discount company) 商业信贷公司(贴现公司)
a sound banking system 稳健的银行系统
a store of value 保值
a withdrawal form 取款单
abstract good 抽象产品
accelerating trend 加快态势
Account 帐户
account number 帐目编号
account number 帐号
currnt-account 经常项目
damage-contral machinery 安全顾Hale Waihona Puke debenture 债券
debt chain 债务链
debt service 还本付息
debt to equity 债转股
deceleration of growth;moderation of growthmomentum 增势减缓
decline in the availability of household savings 储源萎缩
canceled cheque 已付支票
capital account convertibility 资本账户可兑换
capital adequacy ratio 资本充足率
Capital stock 股本
capitual-market 长期资本市场
银行术语--中英文对照
ABS 资产担保证券(Asset Backed Securities的英文缩写) Accelerated depreciation 加速折旧Acceptor 承兑人;受票人; 接受人Accommodation paper 融通票据;担保借据Accounts payable 应付帐款Accounts receivable 应收帐款Accredited Investors 合资格投资者;受信投资人指符合美国证券交易委员(SEC)条例,可参与一般美国非公开(私募)发行的部份机构和高净值个人投资者。
Accredit value 自然增长值Accrediting 本金增值适用于多种工具,指名义本金在工具(如上限合约、上下限合约、掉期和互换期权)的期限内连续增长.Accrual basis 应计制;权责发生制Accrued interest 应计利息ACE 美国商品交易所Acid Test Ratio 酸性测验比率;速动比率Acquisition 收购Across the board 全面一致;全盘的Acting in concert 一致行动;合谋Active assets 活动资产;有收益资产Active capital 活动资本Actual market 现货市场Actual price 现货价Actual useful life 实际可用年期Actuary 精算师;保险统计专家ADB 亚洲开发银行(Asian Development Bank的英文缩写)ADR 美国存股证;美国预托收据;美国存托凭证(参见AmericanDepository Receipt栏目)ADS 美国存托股份(American Depository Share的英文缩写)Ad valorem 从价;按值Ad valorem stamp duty 从价印花税Adjudicator 审裁员Adjustable rate mortgage调息按揭(ARM)Admitted value 认可值Advance 垫款Affiliated company 关联公司;联营公司After date 发票后,出票后After-hours dealing 收市后交易After-market 后市[股市] 指某只新发行股票在定价和配置后的交易市场.市场参与者关注的是紧随的后市情况,即头几个交易日。
金融双语原著导读,中英文对照
1、中央银行自己实际上从来没有那么多的资金,也从来没有能力完全独立地资助任何大规模的救援行动。
相反,它们是银行系统的信息收集者和协调人,鼓励并召集各个银行成为一个团体,为陷于困境的银行提供支持和援助。
2、中国正在由计划经济向市场经济转轨,因此其经济发展不会像成熟的市场经济那样表现出明显的经济周期性。
在成熟的市场经济国家,由于经济增长的周期性比较明显,所以其利率调整也体现出周期性特点,一个阶段是加息,另一个阶段是减息。
中国经济周期的模式还不那么稳定,因此我们还不能说现在已经进入了某个周期。
中央银行将密切监测经济金融形势变化,及时分析国民经济状况,由此来决定下一步调息与否的问题。
说到“负利率”问题,大家应当认识到,利率政策并不是说一定要保证在任何时候存款利率都是正的利率,它是由多种因素决定的。
3、With aggregate money supply being broadly appropriate, certain problems in the structure are inevitable to some extent. We require the commercial banks to differentiate credit policies to different factors and particularly improve their credit services to the small-sized and medium-sized enterprises. At the same time, we should note that with changing market circumstances, demands of the enterprises are also changing. While strengthening and improving window guidance, the central bank should also take measures to promote the reform of the commercial banks to better resolve the structural problems. Lack of fund, particularly of working capital, faced by some regions and enterprises is related to over-investment and excessively large inventories.4、近年来,中国与IMF间的技术援助合作发展迅速。
金融业中英文对照表
金融业中英文对照表第一篇:金融业中英文对照表2M method 2M法 3M method 3M法A scores A值Accounting convention 会计惯例Accounting for acquisitions 购并的会计处理Accounting for debtors 应收账款核算 Accounting for depreciation 折旧核算Accounting for foreign currencies 外汇核算Accounting for goodwill 商誉核算Accounting for stocks 存货核算Accounting policies 会计政策Accounting standards 会计准则Accruals concept 权责发生原则Achieving credit control 实现信用控制Acid test ratio 酸性测试比率 Actual cash flow 实际现金流量Adjusting company profits 企业利润调整Advance payment guarantee 提前偿还保金Adverse trading 不利交易Advertising budget 广告预算Advising bank 通告银行Age analysis 账龄分析Aged debtors analysis 逾期账款分析Aged debtors'exception report 逾期应收款的特殊报告Aged debtors'exception report 逾期账款特别报告Aged debtors'report 逾期应收款报告 Aged debtors'report 逾期账款报告All—monies clause 全额支付条款 Amortization 摊销Analytical questionnaire 调查表分析 Analytical skills 分析技巧Analyzing financial risk 财务风险分析Analyzing financial statements 财务报表分析Analyzing liquidity 流动性分析Analyzing profitability 盈利能力分析Analyzing workingcapital 营运资本分析 Annual expenditure 年度支出Anticipating future income 预估未来收入Areas of financial ratios 财务比率分析的对象 Articles of incorporation 合并条款Asian crisis 亚洲(金融)危机Assessing companies 企业评估Assessing country risk 国家风险评估 Assessing credit risks 信用风险评估 Assessing strategic power 战略地位评估 Assessment of banks 银行的评估Asset conversion lending 资产转换贷款Asset protection lending 资产担保贷款Asset sale 资产出售Asset turnover 资产周转率Assets 资产Association of British Factors and Discounters 英国代理人与贴现商协会Auditor's report 审计报告 Aval 物权担保 Bad debt 坏账Bad debt level 坏账等级 Bad debt risk 坏账风险Bad debts performance 坏账发生情况 Bad loans 坏账Balance sheet 资产负债表Balance sheet structure 资产负债表结构Bank credit 银行信贷Bank failures 银行破产Bank loans.availability 银行贷款的可获得性Bank status reports 银行状况报告 Bankruptcy 破产Bankruptcy code 破产法Bankruptcy petition 破产申请书Basle agreement 塞尔协议Basle Agreement 《巴塞尔协议》 Behavorial scoring 行为评分Bill of exchange 汇票 Bill of lading 提单 BIS 国际清算银行BIS agreement 国际清算银行协定Blue chip 蓝筹股 Bonds 债券Book receivables 账面应收账款 Borrowing money 借人资金Borrowing proposition 借款申请 Breakthrough products 创新产品Budgets 预算Building company profiles 勾画企业轮廓Bureaux(信用咨询)公司Business development loan 商业开发贷款 Business failure 破产Business plan 经营计划 Business risk 经营风险 Buyer credits 买方信贷 Buyer power 购买方力量Buyer risks 买方风险CAMPARI 优质贷款原则Canons of lending 贷款原则 Capex 资本支出Capital adequacy 资本充足性Capital adequacy rules 资本充足性原则 Capital commitments 资本承付款项 Capital expenditure 资本支出 Capital funding 资本融资 Capital investment 资本投资 Capital strength 资本实力 Capital structure 资本结构Capitalization of interest 利息资本化Capitalizing development costs 研发费用资本化Capitalizing development expenditures 研发费用资本化Capitalizing interest costs 利息成本资本化 Cascade effect 瀑布效应Cash assets 现金资产Cash collection targets 现金托收目标 Cash cycle 现金循环周期Cash cycle ratios 现金循环周期比率Cash cycle times 现金循环周期时间 Cash deposit 现金储蓄Cash flow adjustments 现金流调整 Cash flow analysis 现金流量分析 Cash flow crisis 现金流危机 Cash flow cycle 现金流量周期Cash flow forecasts 现金流量预测 Cash flow lending 现金流贷出 Cash flow profile 现金流概况 Cash flow projections 现金流预测Cash flow statements 现金流量表Cash flows 现金流量Cash position 现金头寸Cash positive JE现金流量Cash rich companies 现金充足的企业Cash surplus 现金盈余Cash tank 现金水槽Cash-in-advance 预付现金Categorized cash flow 现金流量分类CE 优质贷款原则CEO 首席执行官Chairman 董事长,总裁 Chapter 11 rules 第十一章条款 Charge 抵押Charged assets 抵押资产Chief executive officer 首席执行官 Collateral security 抵押证券Collecting payments 收取付款Collection activitv 收款活动Collection cycle 收款环节Collection procedures 收款程序Collective credit risks 集合信用风险Comfortable liquidity positi9n 适当的流动性水平Commercial mortgage 商业抵押 Commercial paper 商业票据 Commission 佣金Commitment fees 承诺费 Common stock 普通股Common stockholders 普通股股东Company and its industry 企业与所处行业 Company assets 企业资产 Company liabilities 企业负债 Company loans 企业借款Competitive advantage 竞争优势Competitive forces 竞争力Competitive products 竞争产品 Complaint procedures 申诉程序Computerized credit information 计算机化信用信息Computerized diaries 计算机化日志 Confirmed letter of credit 承兑信用证Confirmed letters of credit 保兑信用证 Confirming bank 确认银行 Conservatism concept 谨慎原则 Consistency concept 一贯性原则 Consolidated accounts 合并报表Consolidated balance sheets 合并资产负债表Contingent liabilities 或有负债Continuing security clause 连续抵押条款Contractual payments 合同规定支出 Control limits 控制限度Control of credit activities 信用活动控制 Controlling credit 控制信贷Controlling credit risk 控制信用风险 Corporate credit analysis 企业信用分析Corporate credit controller 企业信用控制人员Corporate credit risk analysis 企业信用风险分析 Corporate customer 企业客户Corporate failure prediction models 企业破产预测模型Corporate lending 企业贷款Cost leadership 成本领先型Cost of sales 销售成本 Costs 成本Country limit 国家限额Country risk 国家风险Court judgments 法院判决 Covenant 贷款保证契约 Covenants 保证契约Creative accounting 寻机性会计 Credit analysis 信用分析Credit analysis of customers 客户信用分析Credit analysis of suppliers 供应商的信用分析Credit analysis on banks 银行信用分析 Credit analysts 信用分析 Credit assessment 信用评估Credit bureau reports 信用咨询公司报告 Credit bureaux 信用机构 Credit control 信贷控制Credit control activities 信贷控制活动Credit control performance reports 信贷控制绩效报告 Credit controllers 信贷控制人员Credit cycle 信用循环Credit decisions 信贷决策Creditdeterioration 信用恶化 Credit exposure 信用敞口Credit granting process 授信程序 Credit information 信用信息Credit information agency 信用信息机构 Credit insurance 信贷保险Credit insurance advantages 信贷保险的优势 Credit insurance brokers 信贷保险经纪人 Credit insurance limitations 信贷保险的局限Credit limits 信贷限额Credit limits for currency blocs 货币集团国家信贷限额 Credit limits for individual countries 国家信贷限额 Credit management 信贷管理 Credit managers 信贷经理Credit monitoring 信贷监控Credit notes 欠款单据 Credit period 信用期 Credit planning 信用计划 Credit policy 信用政策Credit policy issues 信用政策发布 Credit proposals 信用申请Credit protection 信贷保护Credit quality 信贷质量Credit rating 信用评级Credit rating agencies 信用评级机构 Credit rating process 信用评级程序Credit rating system 信用评级系统 Credit reference 信用咨询Credit reference agencies 信用评级机构 Credit risk 信用风险Credit risk assessment 信用风险评估 Credit risk exposure 信用风险敞口 Credit risk insurance 信用风险保险Credit risk.individual customers 个体信用风险Credit risk:bank credit 信用风险:银行信用 Credit risk:trade credit 信用风险:商业信用 Credit scoring 信用风险评分Credit scoring model 信用评分模型 Credit scoring system 信用评分系统Credit squeeze 信贷压缩Credit taken ratio 受信比率Credit terms 信贷条款Credit utilization reports 信贷利用报告 Credit vetting 信用审查Credit watch 信用观察 Credit worthiness 信誉Creditor days 应付账款天数Cross-default clause 交叉违约条款Currency risk 货币风险 Current assets 流动资产 Current debts 流动负债Current ratio requirement 流动比率要求Current ratios 流动比率 Customer care 客户关注Customer credit ratings 客户信用评级Customer liaison 客户联络Customer risks 客户风险Cut-off scores 及格线Cycle of credit monitoring 信用监督循环Cyclical business 周期性行业 Daily operating expenses 经营费用Day’s sales outstanding 收回应收账款的平均天数 Debentures 债券 Debt capital 债务资本Debt collection agency 债务托收机构Debt issuer 债券发行人Debt protection levels 债券保护级别Debt ratio 负债比率 Debt securities 债券Debt service ratio 还债率 Debtor days 应收账款天数 Debtor's assets 债权人的资产Default 违约Deferred payments 延期付款Definition of leverage 财务杠杆率定义 Deposit limits 储蓄限额Depositing money 储蓄资金Depreciation 折旧Depreciation policies 折旧政策Development budget 研发预算 Differentiation 差别化 Direct loss 直接损失Directors salaries 董事薪酬Discretionary cash flows 自决性现金流量Discretionary outflows 自决性现金流出 Distribution costs 分销成本Dividend cover 股息保障倍数Dividend payout ratio 股息支付率Dividends 股利Documentary credit 跟单信用证DSO 应收账款的平均回收期Duration of credit risk 信用风险期 Eastern bloc countries 东方集团国家EBITDA 扣除利息、税收、折旧和摊销之前的收益ECGD 出口信贷担保局Economic conditions 经济环境Economic cycles 经济周期Economic depression 经济萧条Economic growth 经济增长Economic risk 经济风险Electronic data interchange(EDI)电子数据交换 Environmental factors 环境因素Equity capital 权益资本 Equity finance 权益融资Equity stake 股权EU countries 欧盟国家 EU directives 欧盟法规 EUlaw 欧盟法律Eurobonds 欧洲债券European parliament 欧洲议会European Union 欧盟Evergreen loan 常年贷款Exceptional item 例外项目Excessive capital commitments 过多的资本承付款项Exchange controls 外汇管制Exchange-control regulations 外汇管制条例Exhaust method 排空法Existing competitors 现有竞争对手 Existing debt 未清偿债务Export credit agencies 出口信贷代理机构Export credit insurance 出口信贷保险 Export factoring 出口代理Export sales 出口额Exports Credit Guarantee Department 出口信贷担保局Extending credit 信贷展期 External agency 外部机构External assessment methods 外部评估方式External assessments 外部评估External information sources 外部信息来源Extraordinary items 非经常性项目Extras 附加条件 Facility account 便利账户 Factoring 代理Factoring debts 代理收账Factoring discounting 代理折扣Factors Chain International 国际代理连锁Failure prediction scores 财务恶化预测分值FASB(美国)财务会计准则委员会 Faulty credit analysis 破产信用分析 Fees 费用Finance,new business ventures 为新兴业务融资Finance,repay existing debt 为偿还现有债务融资Finance,working capital 为营运资金融资Financial assessment 财务评估Financial cash flows 融资性现金流量Financial collapse 财务危机Financial flexibility 财务弹性Financial forecast 财务预测Financial instability 财务的不稳定性Financial rating analysis 财务评级分析 Financial ratios 财务比率 Financial risk 财务风险Financial risk ratios 财务风险比率 Fitch IBCA 惠誉评级Fitch IBCA ratings 惠誉评级Fixed assets 固定资产Fixed charge 固定费用Fixed charge cover 固定费用保障倍数Fixed costs 固定成本Floating assets 浮动资产 Floating charge 浮动抵押 Floor planning 底价协议 Focus 聚焦Forced sale risk 强制出售风险Foreign exchange markets 外汇市场 Forfaiting 福费廷Formal credit rating 正式信用评级 Forward rate agreements 远期利率协议 FRAs 远期利率协议 Fund managers 基金经理FX transaction 外汇交易GAAP 公认会计准则 Gearing 财务杠杆率Geographical spread of markets 市场的地理扩展Global target 全球目标Going concern concept 持续经营原则Good lending 优质贷款Good times 良好时期Government agencies 政府机构 Government interference 政府干预 Gross income 总收入Guarantee of payment 支付担保Guaranteed loans 担保贷款Guarantees 担保High credit quality 高信贷质量High credit risks 高信贷风险High default risk 高违约风险 High interest rates 高利率High risk regions 高风险区域Highly speculative 高度投机High-risk loan 高风险贷款High-value loan 高价值贷款Historical accounting 历史会计处理Historical cost 历史成本 IAS 国际会计准则IASC 国际会计准则委员会IBTT 息税前利润ICE 优质贷款原则Idealliquidity ratios 理想的流动性比率Implied debt rating 隐含债务评级Importance of credit control 信贷控制的重要性Improved products 改进的产品I Improving reported asset values 改善资产账面价值In house assessment 内部评估In house credit analysis 内部信用分析In house credit assessments 内部信用评估In house credit ratings 内部信用评级Income bonds 收入债券 Income statement 损益表Increasing profits 提高利润Increasing reported profits 提高账面利润Indemnity clause 赔偿条款Indicators of credit deterioration 信用恶化征兆 Indirect loss 间接损失Individual credit transactions 个人信用交易 Individual rating 个体评级Industrial reports 行业报告Industrial unrest 行业动荡Industry limit 行业限额 Industry risk 行业风险Industry risk analysis 行业风险分析 Inflow 现金流入Information in financial statements 财务报表中的信息In-house credit ratings 内部信用评级 Initial payment 初始支付Insolvencies 破产Institutional investors 机构投资者Insured debt 投保债务Intangible fixed asset 无形固定资产Inter-company comparisons 企业间比较 Inter-company loans 企业间借款 Interest 利息Interest cost 利息成本Interest cover ratio 利息保障倍数Interest cover test 利息保障倍数测试 Interest holiday 免息期Interest payments 利息支付 Interest rates 利率Interim statements 中报(中期报表)Internal assessment methods 内部评估方法 Internal financing ratio 内部融资率Internal Revenue Service 美国国税局International Accounting Standards Committee 国际会计准则委员会International Accounting Standards(IAS)国际会计准则International Chamber of Commerce 国际商会 International credit ratings 国际信用评级International Factoring Association 国际代理商协会International settlements 国际结算 Inventory 存货Inverse of current ratio 反转流动比率Investment analysts 投资分析人员 Investment policy 投资政策Investment risk 投资风险Investment spending 投资支出Invoice discounting 发票贴现 Issue of bonds 债券的发行Issued debt capital 发行债务资本 Junk bond status 垃圾债券状况Just-in-time system(JIT)适时系统Key cash flow ratios 主要现金流量指标Labor unrest 劳动力市场动荡Large.scale borrower 大额借贷者 Legal guarantee 法律担保Legal insolvency 法律破产Lending agreements 贷款合约 Lending covenants 贷款保证契约Lending decisions 贷款决策Lending proposals 贷款申请Lending proposition 贷款申请Lending transactions 贷款交易Letters of credit 信用证Leverage 财务杠杆率LIBOR 伦敦同业拆借利率 Lien 留置Liquid assets 速动资产 Liquidation 清算Liquidation expenses 清算费 Liquidity 流动性Liquidity and working capital 流动性与营运资金Liquidity ratios 流动比率 Liquidity run 流动性危机Liquidity shortage 流动性短缺 Loan covenants 贷款合约 Loan guarantees 贷款担保 Loan principal 贷款本金Loan principal repayments 贷款本金偿还 Loan review 贷款审查London Inter-bank Offered Rate 伦敦同业拆借利率Long’term debt 长期负债 Long-term funding 长期融资Long-term risk 长期风险Management 管理层Marginal lending 边际贷款Marginal trade credit 边际交易信贷 Market surveys 市场调查Marketing 市场营销 Markets 市场Matching concept 配比原则Material adverse-change clause 重大不利变动条款 Maximum leverage level 最高财务杠杆率限制 Measurement and judgment 计量与判断 Measuring risk 风险计量 Medium-term loan 中期贷款Microcomputer modelling 计算机建模Minimum current ratio requirement 最低流动比率要求Minimum leverage ratio 最低举债比率 Minimum net worth 最低净值Minimum net-worth requirement 最低净值要求 Minimum risk asset ratio 最低风险资产比率Monitoring activity 监管活动Monitoring credit 信用监控Monitoring customer credit limits 监管客户信贷限额Monitoring risks 监管风险Monitoring total credit limits 监管全部信贷限额Monthly reports 月报Moody's debt rating 穆迪债券评级 Mortgage 抵押mpr’oving balance she et 改善资产负债表Multiple discriminate analysis 多元分析National debt 国家债务 NCI 无信贷间隔天数Near-cash assets近似于现金的资产 Negative cash flow 负现金流量Negative net cash flow 负净现金流量Negative operational cash flows 负的经营性现金流量Negative pledge 限制抵押Net book value 净账面价值Net cash flow 净现金流量Net worth test 净值测试New entrants 新的市场进人者 No credit interval 无信贷间隔天数 Non-cash items 非现金项目 Non-core business 非核心业务Non-operational items 非经营性项目Obtaining payment 获得支付One-man rule 一人原则Open account terms 无担保条款Operating leases 经营租赁 Operating profit 营业利润Operational cash flow 营性现金流量 Operational flexibility ~营弹性 Optimal credit 最佳信贷 Order cycle 订货环节Ordinary dividend payments 普通股股利支付 Organization of credit activities 信贷活动的组织 Overdue payments 逾期支付 Over-trading 过度交易Overview of accounts 财务报表概览·Parent company 母公司PAT 税后利润Payment in advance 提前付款 Payment obligations 付款义务Payment records 付款记录 Payment score 还款评分 PBIT 息税前利润 PBT 息后税前利润Percentage change 百分比变动 Performance bonds 履约保证Personal guarantees 个人担保Planning systems 计划系统Pledge 典押Points-scoring system 评分系统 Policy setting 政策制定Political risk 政治风险Potential bad debt 潜在坏账Potential credit risk 潜在信用风险 Potential value 潜在价值Predicting corporate failures 企业破产预测Preference dividends 优先股股息Preferred stockholders 优先股股东Preliminary assessment 预备评估 Premiums 溢价Primary ratios 基础比率Prior charge capital 优先偿付资本 Priority cash flows 优先性现金流量 Priority for creditors 债权人的清偿顺序 Priority payments 优先支付Product life cycle 产品生命周期Product market analysis 产品市场分析 Product range 产品范围Products 产品 Professional fees 专业费用 Profit 利润Profit and loss account 损益账户Profit margin 利润率Profitability 盈利能力Profitability management 盈利能力管理 Profitability ratios 盈利能力比率 Promissory notes 本票Property values 所有权价值Providers of credit 授信者Provision accounting 准备金会计处理 Prudence concept 谨慎原则 Public information 公共信息 Public relations 公共关系Purpose of credit ratings 信用评级的目的 Purpose of ratios 计算比率的目的 Qualitative covenants 定性条款Quantitative covenants 定量条款Query control 质疑控制Quick ratio 速动比率Rating exercise 评级实践 Rating process for a company 企业评级程序 Ratio analysis 比率分析Ratio analyst weaknesses ~L率分析的缺陷 Real insolvency 真实破产Real sales growth 实际销售收入增长率 Realization concept 实现原则 Receivables 应收账款 Recession 衰退Reducing debtors 冲减应收账款 Reducing profits 冲减利润Reducing provisions 冲减准备金Reducing reported profits 冲减账面利润 Reducing stocks 减少存货Registrar of Companies 企业监管局 Regulatory risk 监管风险Releasing provisions 冲回准备金 Relocation expenses 费用再分配 Reminder letters 催缴单Repayment on demand clause 即期偿还条款Replacement of principal 偿还本金 Report of chairman 总裁/董事长报告 Reserve accounting 准备金核算 Residual cash flows 剩余现金流量 Restricting bad debts 限制坏账 Restrictions on secured borrowing 担保借款限制 Retention-of-title clauses 所有权保留条款Revenues 总收入Risk analysis reports 风险分析报告 Risk and banks 风险与银行Risk and companies 风险与企业 Risk and Return 风险与回报 Risk capital 风险资本Risk-reward 风险回报Risk-weighted assets 风险加权资产 ROCE 资本收益率Romapla clauses “一手交钱一手交货”条款Sales 销售额Secondary ratios 分解比率Secure methods of payment 付款的担保方式Secured assets 担保资产Secured creditors 有担保债权人 Secured loans 担保贷款Securities and Exchange Commission(美国)证券交易委员会Security guarantees 抵押担保Security of payment 付款担保Security general principles 担保的一般原则 Segmentation 细分Setting and policing credit limits 信用限额的设定与政策制定Settlement discount(提前)结算折扣Settlement terms 结算条款Share price 股价Short-term borrowing 短期借款Short-term creditors 短期负债 Short-term liabilities 短期债务Short-termism 短期化 SIC 常务诠释委员会Significance of working capital 营运资金的重要性 Single credit customer 单一信用客户Single ratio analysis 单一比率分析 Size of credit risk 信用风险的大小Slow stock turnover 较低的存货周转率Sources of assessments 评估信息来源Sources of credit information 信用信息来源 Sources of risk 风险来源Sovereign rating 主权评级Specialist agencies 专业机构Specific debt issue 特别债券发行 Speculative 投机性Speculative grades 投机性评级 Split rating 分割评级Spot rate 现价(即期比率)Spreadsheets 电子数据表Staff redundancies 员工遣散费Standard and Poor 标准普尔Standard security clauses 标准担保条款Standard&Poor's 标准普尔 Standby credits 备用信用证Standing Interpretations Committee 证券交易委员会Standing starting credit limits 持续更新信用限额Statistical analysis 统计分析Statistical techniques 统计技巧Status reports(企业)状况报告Stock valuations 存货核算Stocks 股票Straight line depreciation method 直线折旧法Strategic positioning 战略定位Suplus assets 盈余资产 Suplus rating 盈余评级Supplier power 供应商的力量Supply chain 供应链Support rating 支持评级 Swap agreement 换合约Swaps 互换SWOT analysis SWOT分析Symptoms of failure questionnaires 企业破产征兆调查表Takeovers 收购Tax payments 税务支付Technical insolvency 技术破产Technology and change 技术进步Term loan 定期贷款Term of borrowing 借款期限Third party guarantees 第三方担保Tier 1 capital 一类资本 Tier 2 capital 二类资本Total credit limit 整体信用限额 T otal current assets 流动资产总额Trade companies 贸易企业 Trade credit 商业信用Trade creditors 应付账款Trade cycle 商业循环Trade cycle times 商业循环周期Trade debt 应收账款Trade debtors 贸易债权人Trade Indemnity 贸易赔偿Trade references 贸易参考 Trade-off 协定Trading outlook 交易概况 Trading profit 营业利润Traditional cash flow 传统现金流量Triple A 三AUCP 跟单信用证统一惯例Uncovered dividend 未保障的股利Uniform Customs&Practice 跟单信用证统一惯例Unpaid invoices 未付款发票Unsecured creditors 未担保的债权人Usefulness of liquidity ratios 流动性比率的作用Uses of cash 现金的使用Using bank risk information 使用银行风险信息 Using financialassessments 使用财务评估 Using ratios 财务比率的运用Using retention-of-title clauses 使用所有权保留条款Value chain 价值链 Value of Z scores Z值模型的价值Variable costs 变动成本 Variable interest 可变利息Variety of financial ratios 财务比率的种类Vetting procedures 审查程序Volatitle revenue dynamic 收益波动Volume of sales 销售量Warning signs of credit risk 信用风险的警示 Working assets 营运资产 working capital 营运资本Working capital changes 营运资本变化额Working capital management 营运资本管理 working capitalratios 营运资本比率Write-downs 资产减值Write-offs 勾销Z score assessments Z值评估 z score models z值模型Z scores z值Z scoring Z值评分系统第二篇:乐器中英文对照表Woodwinds: 木管乐器Brass:铜管乐器 1.Piccolo 短笛 2.Flute 长笛3.Soprano Recorder 高音竖笛4.Oboe 双簧管5.English Horn 英国管6.Bassoon 大管7.Contrabassoon 低音巴松8.Clarinet in Eb 降E调单簧管(小黑管)9.Clarinet in A A调单簧管10.Clarinet in Bb 降B调单簧管11.Bass Clarinet 低音单簧管12.Soprano Saxophone 高音萨克斯 13.ALto Saxophone 中音萨克斯 14.Tenor Saxophone 次中音萨克斯 15.Baritone Saxophone 上低音萨克斯 16.Alto Flute 中音长笛* 17.Bass Flute 低音长笛 18.Oboe d' Amore 双簧管的一种 19.Piccolo Clarinet 高音单簧管*20.Alto Clarinet 中音单簧管(Eb调的,属于低音单簧管)21.Contrabass Clarinet 倍低音单簧管 22.Descant Recorder 高音竖笛23.Alto Recorder 中音竖笛24.Tenor Recorder 次中音竖笛25.Bass Recorder 低音竖笛 26.Bagpipes 风笛27.Basset Horn 巴赛管(单簧管)28.Panpipes 排萧Organ(风琴)Church Organ 教堂管风琴Draw Organ 拉杆式舌风琴Percussion Organ 敲击试管风琴Pipe Organ 管风琴Reed Organ 簧风琴Rock Organ 摇滚管风琴1.Cornet 短号2.Trumpet in Bb 降B调小号3.Trumpet in C C调小号4.Flugelhorn 夫吕号(行进乐队常用)5.Horn in F F调圆号6.Trombone 长号7.Tenor Trombone 次中音长号8.Bass Tromone 低音长号9.Baritone(T.C.)次中音号 10.Baritone 次中音 11.Euphonium 小低音号 12.Tuba 大号13.Bass Tuba 低音大号 14.Piccolo Cornet 高音短号15.Piccolo Trumpet in A A调高音小号 16.Bass Trumpet in C C 调低音小号 17.Alto Trombone 中音长号 18.Contrabass Trombone 倍低音长号Drums: 鼓 1.Drum Set 架子鼓2.Bongo Drums 邦加鼓(用手指敲的小鼓,夹在两腿间)3.Timbales 蒂姆巴尔鼓4.Conga Drums 康加鼓(橄榄型)5.Snare Drum 小军鼓6.Quad Toms 4组鼓筒鼓7.Quint T oms 五组筒鼓8.Tenor Drum 次高音鼓9.T om Toms 筒鼓 10.Roto T oms 轮鼓 11.Bass Drum 低音鼓12.Aerial Tom-T oms 悬空通通鼓13.Floor Tom-T om/Tom-T om/T enor Drum 落地通通鼓/中鼓14.Hi-Hat Cymbal 脚钹 15.Side Cymbal 小钹 16.Top Cymbal 大钹 17.Side Drum 击边Ethnic and Other Instrument 民族乐器Accordion 手风琴Agogo bell 阿哥哥铃Alpine Herd Cowbell牧牛铃Angklung 摇竹Appalachian Dulcimer 阿帕拉契扬琴(美国的民族乐器)Autoharp ***齐特琴Bagpipe 风笛(苏格兰民俗乐器)Balalaika 巴拉拉卡琴(俄国的弦乐器之一,琴身呈三角形)Bamboo chime 竹风铃Bandurria 墨西哥传统吉他Banjo 班左琴/五弦琴(相传源起於西非,以手指奏鸣的五弦或六弦的乐器)Bell plate 铁片Bell tree 树铃Bongos 邦哥小对鼓/曼波鼓(拉丁音乐)Boobam 火箭筒鼓Bouzouki 布祖基琴(一种形状似曼陀林的希腊弦乐器)Cabasa 椰予沙铃/卡巴沙铃/串珠沙铃Castanets 响板(常用於西班牙佛们哥舞曲)Caxixi 编织摇铃Charango 夏朗哥吉他/小型八弦(盛行於中南美)Chinese hand drum 手摇鼓Chinese temple bell 中国钵Citterns 西特恩(类似吉他的梨形古乐器,流行於十五至十八世纪) Concertina 六角形手风琴(用於阿根廷探戈曲)Conga 康加鼓/细长型大手鼓/墨西哥鼓(拉丁音乐)Cowbell 牛铃Crumhorn 克鲁姆管/钩形管/J形管(流行於15世纪末叶)Cuica 锯加鼓Darabucca 土耳其手鼓Didgeridoo 澳洲土著的吹管乐器Djembe 非洲鼓(源起於非洲之肯亚部落,属於原住民型之乐器) Domra 苏俄传统乐器(状似吉他,三或四弦)Fiddle 古提琴Fife 横笛Flageolet 六孔的竖笛Flexatone 弹音器Frame drum 手鼓Gadulka 一种保加利亚传统的弦乐器Gaida 风笛(保加利亚的传统乐器)Gamelan 木琴(印尼的一种竹制打击乐器)Glass chime 玻璃风铃Guiro 葫芦锯琴/刮胡/刮葫(拉丁音乐)Gusli 古斯里琴(一种俄国古代的弦乐器)Harmonica/Mouth-Organ 口琴Hurdy-Gurdy 绞弦琴/手摇风琴(18世纪流行於法国社交界)Japanese temple bell 日本钵Jew’s Harp 口拨琴/单簧口琴Kalimba 卡林巴琴Kantele 齐特琴(芬兰)Kaval 长笛/牧羊人的笛子(保加利亚的传统乐器)Kazoo 卡祖笛(一种木制或金属制玩具笛子)Kokiriko 鼓牌板Koto 科多琴Lithophone 石板琴Lute 诗琴/鲁特琴(最古老的乐器之一)Lyre 七弦竖琴(古希腊)Mark tree / Wind chime 风铃Mirliton 膜笛Nefer 古埃及吉他Ocarina 亚卡利那笛/陶制甘薯形笛/小鹅笛(17世纪后半源於义大利)Ocean drum 波浪鼓Panpipe 排笛/牧神笛Pifano 印地安鼓Quena 八孔木笛(安第斯山脉民族的乐器,声音浑厚)Ratchet 辣齿/嘎嘎器Roarer/Barker 吼声器Saltepry 萨泰里琴(上古及中古的乐器,可能源自伊朗、印度)Shaker 金属沙铃Shamisen 三弦琴(日本)Shanai 山奈琴Sistrum 叉铃/ㄙㄙ铃(古埃及)Sitar 锡他琴/西塔琴/西他琴(形似吉他的北印度民族弦乐器)Slit drum 非洲裂缝鼓Steel Drum 钢鼓(来自於加勒比海的千里达)Surdo 印地安笛Symphonle 三弦共鸣弦乐器(约十三世纪前出现)Tablas 塔布拉鼓/印度鼓(印度的一种手敲小鼓)TaikoDrum/Kodo 太鼓(日本)Talking drum 讯息鼓Tambura 冬不拉(保加利亚的民俗弦乐器)Thunder sheet 雷板Timbales 天巴鼓/廷巴鼓Tin Whistle / Penny Whistle 六孔小笛/锡笛(镀锡铁皮所制造的玩具笛)Tub Fiddle 金盆琴Tupan 牛皮鼓Ukulele/Ukelele 尤库里里琴(源於葡萄牙,形如小吉他的弦乐器) Vibra-slap 震荡器/震音板Vihuela 古吉他(源起於墨西哥)Viola da Gamba 古大提琴Waterphone 水琴Whistle 哨子Wind machine 风声器Zither 齐特琴(欧洲的一种扁形弦乐琴)Dulcimer 扬琴Crotales/Antique cymbal 古钹 Temple block 西洋木鱼Electric Instrument 电子乐器Clavinova 数位钢琴/数位化电子琴Double-Neck Guitar 双颈吉他Electone 电子琴Electric Guitar 电吉他Electric Organ 电子琴Electric Piano 电钢琴Electronic Piano 电子钢琴Pedal Steel Guitar/Hawaiian Guitar 立式电吉他/夏威夷式电吉他Portatone keyboards 手提电子琴Synthesizer 电子合成器Percussion: 小打击乐器1.Percussion 小打击乐器组2.Wind Chimes3.Bell Tree 音树 4.Triangle 三角铁 5.Crotales 响板6.Finger Cymbals 手指小镲7.Sleigh Bells 马铃8.Cymbals 大镲9.Cowbell 牛铃10.Agogo Bells(由两个锥型铁筒组成,比牛玲音高)11.Flexatone12.Musical Saw 乐锯 13.Brake Drum 闸鼓 14.Tam Tam 大锣15.Gong 锣16.Claves 响棒17.Slapstick 击板18.VibraSlap19.Sand Block 沙轮20.Ratchet 齿轮剐响器21.Guiro (木制,用铁棍剐)22.Cuica(发出的声音象狗叫的拉丁乐器)23.Maracas 沙槌24.Castanets 响板25.Wood Blocks 盒棒26.Temple Blocks 木鱼27.Log Drum 木鼓 28.Tambourine 铃鼓 29.Whistle 哨 30.Siren 汽笛 31.Jawbone32.Anvil 乐钻 33.Bar Chimes 风铃 34.Crash cymbal 双面钹 35.Finger Cymbal 手指钹 36.Gong 锣37.Jingle-ring 铃环38.Maracas 响葫芦/沙球/沙铃39.Rotary Tom 轮旋鼓 40.Sleighbells 雪铃 41.Suspended Cymbal 吊钹Plucked Strings: 弹拨乐 1.Harp 竖琴 2.Guitar 吉他 3.Scoustic Guitar4.electric Guitar 电吉他 5.Banjo 班卓6.Bass 贝司7.Acoustic Bass 非电贝斯 8.Electric Bass 电贝司 9.String Bass 弦贝司 10.Mandolin 曼陀林 11.Lute 琉特琴ulele 夏威夷四弦琴 13.Zither 齐特尔琴 14.Sitar 锡塔尔琴Keybords: 键盘 1.Piano 钢琴 an 管风琴 3.Harpsichord 大键琴4.Celesta 钢片琴5.Accordion 手风琴6.Clavichord 古钢琴7.Harmonium 脚踏式风琴 8.Synthesizer 电子合成器Chorus: 合唱 1.Soprano 女高2.Soprano Ⅰ 女高1 3.Soprano Ⅱ 女高2 4.Mezzo-Soprano 女次高5.Contralto 女低6.Alto 女低7.Counter-Tenor8.T enor 男高9.Tenor Ⅰ 男高1 10.Tenor Ⅱ 男高2 11.Baritone 男中 12.Bass 男低13.Bass Ⅰ 男低1 14.Bass Ⅱ 男低2 15.Voice 人声 16.Vocals 元音Strings: 弦乐 1.Violin 小提琴2.Violin Ⅰ 小提琴1 3.Violin Ⅱ 小提琴2 4.Viola 中提琴 5.Cello 大提琴6.Violoncello 低音提琴7.Contrabass 低音提琴8.Double Bass 倍低音提琴9.Solo Violin 独奏小提琴10.Solo VIola 独奏中提琴11.Solo Cello 独奏大提琴12.Solo Bass 独奏低音提琴13.Viola d' AmoreHandbells: 手铃 1.Handbells 手铃2.Handbells(T.C)手铃(中音)钢琴0 Acoustic Grand Piano 大钢琴(声学钢琴)1 Bright Acoustic Piano 明亮的钢琴2 Electric Grand Piano 电钢琴3 Honky-tonk Piano 酒吧钢琴4 Rhodes Piano 柔和的电钢琴5 Chorused Piano 加合唱效果的电钢琴 6 Harpsichord 羽管键琴(拨弦古钢琴)7 Clavichord 科拉维科特琴(击弦古钢琴)色彩打击乐器8 Celesta 钢片琴9 Glockenspiel 钟琴10 Music box 八音盒11 Vibraphone 颤音琴12 Marimba 马林巴13 Xylophone 木琴14 Tubular Bells 管钟15 Dulcimer 大扬琴风琴Hammond Organ 击杆风琴17 Percussive Organ 打击式风琴18 Rock Organ 摇滚风琴19 Church Organ 教堂风琴20 Reed Organ 簧管风琴21 Accordian 手风琴22 Harmonica 口琴Tango Accordian 探戈手风琴吉他Acoustic Guitar(nylon)尼龙弦吉他25 Acoustic Guitar(steel)钢弦吉他26 Electric Guitar(jazz)爵士电吉他27 Electric Guitar(clean)清音电吉他28 Electric Guitar(muted)闷音电吉他29 Overdriven Guitar 加驱动效果的电吉他30 Distortion。
银行常用术语中英对照
银行常用术语中英对照为大家整理了银行常用术语中英对照,希望对你有帮助哦!银行常用术语中英对照(一):Accounting system 会计系统American Accounting Association 美国会计协会American Institute of CPAs 美国注册会计师协会Audit 审计Balance sheet 资产负债表Bookkeepking 簿记Cash flow prospects 现金流量预测Certificate in Internal Auditing 内部审计证书Certificate in Management Accounting 管理会计证书Certificate Public Accountant注册会计师Cost accounting 成本会计External users 外部使用者Financial accounting 财务会计Financial Accounting Standards Board 财务会计准则委员会Financial forecast 财务预测Generally accepted accounting principles 公认会计原则General-purpose information 通用目的信息Government Accounting Office 政府会计办公室Income statement 损益表Institute of Internal Auditors 内部审计师协会Institute of Management Accountants 管理会计师协会Integrity 整合性Internal auditing 内部审计Internal control structure 内部控制结构Internal Revenue Service 国内收入署Internal users 内部使用者Management accounting 管理会计Return of investment 投资回报Return on investment 投资报酬Securities and Exchange Commission 证券交易委员会Statement of cash flow 现金流量表Statement of financial position 财务状况表Tax accounting 税务会计Accounting equation 会计等式Articulation 勾稽关系Assets 资产Business entity 企业个体Capital stock 股本Corporation 公司Cost principle 成本原则Creditor 债权人Deflation 通货紧缩Disclosure 批露Expenses 费用Financial statement 财务报表Financial activities 筹资活动Going-concern assumption 持续经营假设Inflation 通货膨涨Investing activities 投资活动Liabilities 负债Negative cash flow 负现金流量Operating activities 经营活动Owner's equity 所有者权益Partnership 合伙企业Positive cash flow 正现金流量Retained earning 留存利润Revenue 收入Sole proprietorship 独资企业Solvency 清偿能力Stable-dollar assumption 稳定货币假设Stockholders 股东Stockholders' equity 股东权益Window dressing 门面粉饰Account 帐acquiring company 收购公司bad loan 呆帐chart of cash flow 现金流量表clearly-established ownership 产权清晰debt to equity 债转股diversity of equities 股权多元化economy of scale 规模经济emerging economies 新兴经济exchange-rate regime 汇率机制fund and financing 筹资融资global financial architecture 全球金融体系global integration,globality 全球一体化,全球化go public 上市growth spurt (经济的)急剧增长have one's "two commas" 百万富翁hedge against 套期保值housing mortgage 住房按揭holdings 控股,所持股份holding company 控股公司initial offerings 原始股initial public offerings 首次公募innovative business 创新企业intellectual capital 智力资本inter-bank lending 拆借internet customer 网上客户investment payoff period 投资回收期joint-stock 参股mall rat 爱逛商店的年轻人means of production 生产要素(the)medical cost social pool for major diseases 大病医疗费用社会统筹mergers and acquisitions 并购mobile-phone banking 移动电话银行业moods 人气net potato 网虫non-store seling 直销offering 新股online-banking 网上银行业online-finance 在线金融online client (银行的)网上客户paper profit 帐面收益physical assets 有形资产project fund system 项目资本金制度pyramid sale 传销recapitalize 资产重组regional corrency blocks 地区货币集团regulate 调控sell off 变现share(stock) option 期权,股票认购权smart card 智能卡slash prices 杀价spare capacity 闲置的生产能力strong growth 强劲的增长势头switch trade 转手贸易take…public 上市tap the idle assets 盘活存量资产transaction (银行的) 交易transfer payment from the exchequer 财政转移支付venture-capital 风险资本virtual bank 虚拟银行wire transfer 电子转帐。
英汉对照QFII
荷兰银行有限公司 AIG全球投资公司 安保资本投资有限公司 巴克莱银行 比尔· 盖茨美林达基金 法国巴黎银行 东方汇理银行 花期环球金融有限公司 瑞士信贷香港有限公司 大和证券SMBC株式会社 星展银行 德意志银行 德雷斯登银行 富通银行 通用电气资产管理公司 高盛国际资产管理 高盛公司 新加坡政府投资公司 恒生银行有限公司 汇丰投资管理香港有限公司 荷兰商业银行 景顺资产管理有限公司 怡富资产管理有限公司 摩根大通银行 比联金融产品英国有限公司 法国爱德蒙得洛希尔银行 雷曼兄弟国际公司 马丁可利投资管理有限公司 美林国际 摩根士丹利国际有限公司 摩根士丹利投资管理公司 日兴资产管理有限公司 野村证券株式会社 挪威中央银行 百达资产管理有限公司 加拿大鲍尔集团 英国保诚资产管理香港有限公司 施罗德投资管理有限公司 新光证券株式会社 法国兴业银行 渣打银行香港分行 斯坦福大学 三井住友资产管理株式会社 淡马锡富敦投资私人有限公司 邓普顿资产管理有限公司 加拿大丰业银行
第一生命保险相互会社 香港上海汇丰银行有限公司 瑞士银行 瑞银环球资产管理新加坡有限RO Bank N.V. AIG Global Investment Corp AMP Capital Investors Limited Barclays bank PLC Bill & Melinda Gates Foundation BNP Paribas CALYONS.A. Citigroup Global Markets Limited Credit Suisse Hong Kong Limited Daiwa Securities SMBC CO. Ltd. DBS Bank Ltd. Deutsche Bank Aktiengesellschaft Dresdner Bank Aktiengesellschaft Fortis Bank SA/NV GE Asset Management Incorporated Goldman Sachs Asset Management International. Goldman, Sachs &Co Government of Singapore Investment Corporation Pte Ltd Hang seng Bank HSBC Investments Hong Kong Limited ING Bank N. V. INVESCO Asset Management Limited JF Asset Management Limited JPMORGAN CHASE BANK KBC Financial Products UK Ltd La Compagnie Financierr Edmond de Rothschild Banque Lehman Brothers InternationalEurope Martin Currie Investment Management Ltd Merrill Lynch International Morgan Stanley & Co. International Limited Morgan Stanley Investment Management Inc. Nikko Asset Management Co. Ltd. Nomura Securities co, Ltd. Norges Bank Pictet Asset Management Limited Power Corporation of Canada Prudential Asset ManagementHong KongLimited Schroder investment Management Limited Shinko Securities Co. Ltd Société Générale Standard Chartered BankHong Konglimited Stanford University Sumitomo Mitsui Asset Management Company, Limited Temasek Fullerton Alpha Investments Pte Ltd Templeton Asset Management Ltd The Bank of Nova Scotia
银行术语中英文对照(共五则范文)
银行术语中英文对照(共五则范文)第一篇:银行术语中英文对照银行术语的中英文对照银行卡类型 Card Type银行卡号 Card No借记卡 Debit Card贷记卡 Credit Card电话银行 IVR(Interactive Voice Response:交互语音应答系统)证件号码 I.D.No注册 Enrollment证件 I.D.新密码 New Password确认密码 Confirm Password密码重置 Ret Password账户管理 Account management账户查询 Account enquiry账户概览 Account summary账户详情 Account detail交易明细查询 Transaction detail enquiry转账 Transfer定期存款 Time deposit定期账户 Time deposit活期账户 Savings Account活期一本通 Passbook of Current Savings普通活期存折 Regular Passbook saving定期一本通 Passbook of Time Deposit零存整取 Installment Time Deposit教育储蓄 Education Saving存本取息 Interest Withdraw Time Deposit准贷记卡 Quasi Credit Card账号 Account No./Acc.No.别名 Nickname账号状态 Acc.Status开户网点 Acc.Open网点 Branch开户日期 Open Date卡号 Card No.卡状态 Card Status起始日期 Start Date结束日期 End Date交易日期 Transaction Date币种 Currency钞/汇 Cash/Remit当前余额 Current Balance可用余额 Available Balance余额 Balance余额查询 Balance Enquiry存单序号 CD No.收入金额 credit支出金额 Debit业务摘要 Memo人民币 RMB美元 USD乙钞 B Cash转账明细 Transfer details预约转账管理 Scheduled transfer management转出账号 Transfer Out Acc.转出账号地区 Transfer Out Region 转入账号 Transfer In Acc.转入账号地区 Transfer In Region钞汇标志 Cash/Remit转账金额 Transfer Amount即时转账 Immediate(Transfer)指定日期转账 Sehedule(Transfer)转账日期 Transfer Date备注 Memo港币 HKD英镑 GBP欧元 EUR日元 JPY加拿大元 CAD澳大利亚元 AUD瑞士法郎 CHF新加坡元 SGD现钞 Cash现汇 Remit手续费 Service Charge转账类型 Transfer Type转账状态 Transfer Status定期存款支取 Time deposit withdraw 整存整取 Lump-sum Time Deposit通知存款 Call Deposit零存整取续存 Renew Time Deposit教育储蓄续存 Renew Education Saving 定活两便 Consolidated Time&Savings 转存 Repeating转存方式 Transfer Type储种 Type存期 Period自动转存 Repeating业务品种 Class续存金额 Renew Amount信用额度 Credit Limit可用额度 Available Credit预约日期 Submit Date指定转账日期 Schedule Date提交 Submit整存整取支取 Lump Sum Time Deposit Withdraw通知存款支取 Call Deposit Transfer存折 Passbook存单 CD存本取息(利息)支取 Transfer interest from interest withdraw time deposit 定活两便支取 Consolidated time&Savings transfer 信用卡查询 Credit card enquiry信用卡概览Credit Card Summary信用卡详细信息 Credit Card Detail信用卡未出账单明细Credit Card unsettled bills信用卡交易明细Credit Card Transaction Detail信用卡月结单查询 Credit Card Monthly Statement Enquiry查询月份 Equiry month结单日期Statement Date贷记利息 Interest Rate本币上月余额 RMB Previous month balance本币本月余额 RMB Current month balance美元上月余额 USD Previous month balance美元本月余额 USD Current month balance本币最低还款额 RMB Minimal Payment本币全额金额 RMB Total amount due外币最低还款额 Foreign Currency Minimal Payment外币全额金额 Foreign Currency T otal Payment账户信用额度 Credit limit可用额度 Available Credit原交易金额 Original Amount交易地点 Transact at本币存入合计 RMB total Credit外币存入合计 Foreign Currency total Credit本币支出合计 RMB total Debit外币支出合计 Foreign Currency total Debit上一结单日 Previous Settlement Date还款到期日 Next Payment Date信用积分 Credit Point上次未还金额 Previous Period unpaid amount上次还款金额 Previous Period paid amount需立即缴交的过期款项/超额款项 Overdue/Overlimit amount 全额还款总额 T otal due amount最低还款总额 Minimum Payment Amount全额购汇还款总额 T otal foreign currency due amount最低购汇还款总额 Mini foreign currency payment amount 购汇牌价(人民币/美元)Exchange Rate(RMB/USD)人民币还款 RMBPayment美元还款 USD Payment还款方式 Payment method记账日期 Booked Date上次结算日 Previous settlement Date信用卡还款 Credit card payment自助还款服务 Self Service Payment到期还款日 Due Date全额还款金额 Total Due最低还款金额 Minimal Payment Amount还款种类 Payment Type付款账号 Payment acc no.付款金额 Payment amount申请信用卡 Credit card application美元、人民币双币种卡USD、RMB dual currency card 称谓Title姓名拼音 Name(Pingyin)出生日期 Date of Birth证件类别 I.D.Type证件号码 I.D.NO.国籍 Nationality婚姻状况 Marital Status教育状况 Education住宅性质 Resident Type住宅地址 Address居住年限 Period of Resident住宅邮编 Zip Code住宅电话 Resident Phone区号 Region电话号码 Phone no.分机号 ext手机号码 Mobile Phone电子邮箱 Email供养人数 House hold父亲姓名 Father's name母亲姓名 Mather's name公司名称 Company name公司地址 Company add.公司邮编 Company Zip Code 公司电话 Company phone行业性质 Industry经济类型 Organization职位 Position现职年限 Years employed现职固定月收入 Monthly Salary年收入总额 Year Income储蓄账户 saving account个人资产信息 Personal asset data账单缴付 Bill Payment缴费地区 payment region缴费类型 payment type缴费日期 payment Date缴费详细信息 payment detail截止日期 Due Date交费日期 Transfer Date机主姓名 owner name手机正常话费 basic fee信息费 Information fee交费总额 Total amount缴费账号 Payment acc.No.财经资讯 Financial Information浏览金融信息 browse financial information金融信息设置financial information setting个人设定 Personal Setting账户维护 Account maintenance会话超时设置 Session timed setting更新个人资料 Update personal data更改密码 Change password个性化session超时时间Customizing session inactivity time limit 超时时间 Limit原密码 original password网上客服 Customer sevices安全电子邮件 security email收件箱 Inbox发邮件 Send mail发件箱Outbox标题 subject发信人 sender接收日期 receive date删除 delete邮件详细内容 mail content发送日期 send date网上挂失 online Suspend account 账户挂失 Suspend account 挂失多个账户 Suspend multiple accounts 退出 Logout第二篇:常用术语中英文对照十、常用术语中英文对照人生规划Life planning自我介绍Self-introduction 目标Target孔子Confucius《论语》The Analects of Confucius 修身养性cultivate one's moral character 儒家思想Confucianism诗歌Poem赏析Appreciation阅读理解Reading comprehension 意境Artistic conception意象Imagery情感Emotion朗诵Recite策划Consultant情景模拟Scenario simulation 记忆Memory贝多芬Beethoven命运交响曲Symphony of Destiny 古典音乐Classical music 莫扎特Mozart费加罗的婚礼The Marriage of Figaro 萧伯纳George Bernard Shaw 戏剧Drama理想主义Idealism人道精神Humanity反抗性Resistance辩论Debate演讲Speech主题Theme财富Wealth品格Character《红楼梦》Dream in Red Mansions 叶芝Yeats当你老了 when you are old 情景Scene道家Taoism无为而治Taoist Actionless Governance 消极避世Indifference 散文Prose小说Novel文学性Literary语言Language修辞Rhetoric敬畏生命Reverence for Life 抉择Choice普通话Mandarin个人简历Resume招聘求职Recruitment 求职信Cover letter自荐书Written submissions 岗位Post市场营销Marketing物流Logistics食品检测Food testing 高分子Macromolecule就业形势Employment situation 毕业论文Thesis摘要Abstract关键词Keyword答辩defense第三篇:会计相关术语中英文对照会计术语表►AICPA: American Institute of Certified Public Accountants 美国注册会计师协会►APB: Accounting Principles Board会计原则委员会►ASB: Auditing Standards Board(AICPA)(美国注册会计师协会)审计准则委员会►ARSC: Accounting and Review Services Committee(AICPA)(美国注册会计师协会)会计与复核服务委员会►ASC: Accounting Standards Codification会计准则汇编►ASU: Accounting Standards Update会计准则更新►CA: Chartered Accountant特许会计师►CAQ: Center for Audit Quality审计质量中心►CICA: Canadian Institute of Chartered Accountants加拿大特许会计师协会►CSEC: Consulting Services Executive Committee(AICPA)(美国注册会计师协会)咨询服务执行委员会►EITF: Emerging Issues Task Force(FASB)(美国财务会计准则委员会)紧急事务委员会►FAF: Financial Accounting Foundation财务会计基金会►FASB: Financial Accounting Standards Board美国财务会计准则委员会►FCA: Fellow of the Institute of Chartered Accountants特许会计师公众成员►FinREC: Financial Reporting Executive Committee财务报告执行委员会►FSP: FASB Staff Position(FASB)(美国财务会计准则委员会)工作人员立场公告►GAAP(US): Generally Accepted Accounting Principles(美国)一般公认会计原则►GAAS: Generally Accepted Auditing Standards一般公认审计准则►IAASB: International Auditing and Assurance Standards Board(IFAC)国际审计与可信性保证准则理事会(国际会计师联合会) ►IAESB: International Accounting Education Standards Board(IFAC)(国际会计师联合会)国际会计教育准则理事会►IASB: International Accounting Standards Board国际会计准则委员会►IAS: International Accounting Standards国际会计准则►IESBA: International Ethics Standards Board for Accountants(IFAC)(国际会计师联合会)国际会计师职业道德准则理事会►IFAC: International Federation of Accountants国际会计师联合会►IFRIC: International Financial Reporting Interpretations Committee(IASB)(国际会计准则委员会)国际财务报告解释委员会►IOSCO: International Organization of Securities Commissions国际公共部门会计准则►IPSAS: International Public Sector Accounting Standards国际公共部门会计准则►IPSASB: International Public Sector Accounting Standards Board(IFAC)(国际会计师联合会)国际公共部门会计准则理事会►PCAOB: Public Company Accounting Oversight Board公众公司会计监督委员会►PPEC: Public Practice Executive Committee(CAQ)(审计质量中心)公共实践执行委员会►SAB: Staff Accounting Bulletins(SEC)(美国证监会)首会办会计公告►SEC(US): Securities and Exchange Commission美国证监会►SEC Regulations Committee(SEC)(美国证监会)监管委员会►SFAS: Statement of Financial Accounting Standards财务会计准则公告►SIC: Standing Interpretations Committee(IASB)(国际会计准则委员会)常设解释委员会►SOP: Statements of Position(AICPA)(美国注册会计师协会)立场公告►SME: Small and Medium Sized Entities(IASB)(国际会计准则委员会)中小企业►TPA: Technical Practice Aids(AICPA)(美国注册会计师协会)技术实务支持体系/技术实务指引►VRG(US): Valuation Resource Group(FASB)(美国财务会计准则委员会)估值资源小组第四篇:篮球术语中英文对照A: Agent 经纪人。
4HMacd外汇交易系统(4HourMACDForexStrategy)中英文对照
4HMacd外汇交易系统(4HourMACDForexStrategy)中英文对照Translated by 叶知秋Welcome to the 4 Hour MACD Forex Strategy. This strategy is aimed at simplicity as well as high probability trades. I have been in the equity market for almost ten years now and in the forex market for two years. I learned very early that forex trading is not for the shaky ones.One must have a tested and definite trading strategy as well as well organized discipline tofollow the strategy and execute the plan as to the letter. One must be exact and precise.欢迎使用4 小时周期MACD外汇交易策略。
这个策略是以高可靠性以及简单操作为目的设计的。
我在资本市场呆了差不多外汇交易策略。
这个策略是以高可靠性以及简单操作为目的设计的。
我在资本市场呆了差不多10 年,外汇市场呆了2年。
我很早就了解到外汇交易不是摇摆的人能交易的,外汇交易必须有明确的策略以及严格纪律来遵守这个策略和执行,交易者必须判断正确而且下手精确。
Therefore I paper traded for almost two years and read everything I could lay my handson. I bought books and courses.I attend a 5 day live web seminar. All this did not help me at allas it did not fit my style of personality and I just did not seem to connect with all this different strategies. Over two years of watching the graphs with different indicators, moving averages etc. I started to get a feeling for the movement and motion of the market especially the EurUsd around certain moving averages.因此我读了2年的所有的几乎我能得到的有关交易的文章,我买回书籍和教程,我参加了5天网络在线研究会。
美国的银行体系中英对照
美国的银行体系中英对照小编为大家整理了美国的银行体系中英对照,希望对你有帮助哦!The Banking System in the United States美国的银行业The Commercial Banking System Today in the United States Several of the characteristics of American banking just discussed carry over into today's commercial banking system. Prominent among these is the dual-chartering system; that is, we continue to have commercial bank charters issued at two different levels of government. National banks receive their charters from the Comptroller of Currency~. Any national bank must have somewhere in its corporate title the word "national". Thus, for example, "Wells Fargo Bank, National Association" indicates that this bank has a federal charter. All national banks must be members of the Federal Reserve System.Most banks, however, receive their charters from the appropriate agency of their respective state. They are under the supervision of their state's banking authority. However, state-chartered commercial banks may elect to become members of the Federal Reserve System, but this not mandatory for them as it is for national banks. If state-chartered banks~ elect membership in the Federal Reserve System, they come under the supervision of two banking authorities, state and national.Thus, the American commercial banking system is comprised of two types of banks: the member banks of the Federal Reserve System which are national banks and those state-chartered banks electing membership; and nonmember state-chartered banks. Today' s banking system in the United States is comprised of more than 14,000 individual banks. Of this number, well under 50 percent are member banks of the Federal Reserve System——only 5,788 commercial banks out of a total of 14,633, or roughly 40 percent. These member banks, however, commanded the largest share of commercial banks resources, about three-fourths as of June 30, 1976. They held over three-fourths of deposits subject to check, $202,144 million as of the same date, which represented some 67 percent of our total money supply.Although the national banks did~ continue a considerable advance in American commercial banking development, they also brought with them disadvantages. Their improvements included the establishment of a safe, uniform currency and a reduction in the number of commercial bank failures through strengthening due to more conservative standards of regulation and examination. There also developed a measure of correspondent banking relations through the provision for regarding, deposits in reserve city and central reserve city banks as reserves. But this last feature also was the System's greatest weakness. The National Bank System provided for the concentration go existing reserves into the city banks, but no provision was made for the creation of new reserves when necessary.In our discussion, these two characteristics of present-day commercial banks will be in the forefront of much of our analysis: First, commercial banks create deposit liabilities against themselves, instead of note issue as the early banks did; and second, commercial banks today hold a wide variety of earning assets, not just short-term, self-liquidating loans~. One thing, however, continues to be just as true today as it was in the days of the banker: creation of money occurs when two opposite transactions take place simultaneously between the commercial bank and the customer~ The commercial bank increases its debtto the customer, and the customer puts himself into debt to the bank by the same amount. This simultaneous exchange of liabilities is significant because one of the debts created——the demand deposit liability——is money while the other-the loan——earns income for the bank.From Money and BankingNOTES1.dual chartering system 双轨(银行)注册制,指商业银行既可以在联邦注册,也可在各州注册。
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A brand new bank is emerging.
一家新型理念的银行正在创建中。
After several months of reconstruction, we launch the Jyske Bank of the future.
经过几个月的重建,我们推出了全新模式的日德兰银行。
You will be met at the new AskBar, where you can ask any question at all.
一进入银行,咨询台将首先接待来访客户,在那里客户可以咨询任何问题。
You may be given a small presentation or guided further into the shop.
我们将向客户做一个简单的介绍,或指导客户畅游新型银行。
Jsyke Bank wants to be known for its good coffee.
丹麦日德兰银行希望以香浓的咖啡而闻名。
The new CoffeeBar has been moved close to the window a signal to the outside that you’re welcome.
咖啡吧移到了靠近窗口的地方,并暗示着外面的人,客户是受欢迎的。
You get new knowledge and inspiration on the flat screens.
客户可以从屏幕上获得新的金融知识和解决方案。
The till has become a MoneyBar.
柜台的抽屉成为了一个现金交易台。
The back wall displays current products as packages and on the screen.
墙上的屏幕展示着最新的产品。
The area between the various bars is called The Market Square.
各种吧之间的区域被称作购物广场。
Here you find the new Theme Island.
在这里客户可以找到一个主题岛。
A wide range of Jyske Bank’s products is presented here.
这里展示着大量的丹麦日德兰银行产品。
Feel free to pick up the packages from the Theme Island as in a real shop, you can take a look at the products and be inspired.
客户可以像在真正的商店中一样,随意的挑选和了解主题岛中的产品。
The screen informs you of the advantages of the various products.
屏幕会告知客户各种产品的优点。
The TestBar ”wriggles” through the centre of the branch.
网点的中心是体验区。
Here you find inspiration, knowledge and familiarize yourself with the products.
在这里客户可以找到金融解决方案、知识,并且能让可以自己熟悉各类产品。
The bar codes on the packages give easy access to screen presentations.
产品包装上的条形码使客户可以很方便地帮助客户使用屏幕演示来了解产品。
Further on, you find the Oasis.
接下来,你会发现一个休息区.。
Here you find peace and quiet.
在这里客户能享受到平和与安静。
Here new products are displayed along with trend magazines and books.
这里将通过潮流杂志和书籍来展示新产品。
Feel free to sit down and relax.
客户可以随时坐下休息和放松。
The mood is set by the catfish on the wall telling the history of Jyske Bank.
墙上的鲶鱼讲述着日德兰银行的历史。
The atmosphere in the conference room is also informal.
会议室也营造着轻松的气氛。
This is the Game Room where you can play games with your adviser.
这里是游戏室,你可以和你的顾问在这里一起玩游戏。
All conference rooms have interactive touch screens.
所有的会议室都配备有互动触摸屏。
Your adviser writes on the screen and it’s easy to go through calculations.
您的顾问可以在触屏上写东西,计算机并可以很快的得出结果。
This is the conference room call Inspiration.
这间会议室叫做灵感屋。
During the day the Bank is buzzing with activity, and at night screens will send out a clear signal to you: Jyske Bank, a different and unpretentious bank.
白天的银行是嘈杂繁忙的,而到了夜晚,屏幕将向你展示一个与众不同而又谦逊可亲的日德兰银行。