学会计必须要考的证书

学会计必须要考的证书
学会计需要掌握不少的专业知识，而证书是评估金融和会计业务技能的重要方式之一。

没有一个相关的证书，即便是行业内拥有丰富经验的人员，也不可能拥有足够的信誉和从业能力。

本文将从专业会计师的角度出发，讲解学会计必须要考的证书，以及它们的重要性与特点。

一、ACCA
作为全球范围内最大的会计行业协会，ACCA资格得到了世界各地企业和政府的广泛认可，已成为世界范围内最具专业性的金融和会计资格之一。

考取ACCA证书，对于学习财经和商
务的学生以及会计学员而言，是非常重要的事情。

ACCA考试共包含14门考试，从基础阶段到高级阶段。

考试包括基础知识、核心专业知识和选修知识。

ACCA证书的优点：
1. 国际化认可，可以全球通用。

2. 考取ACCA证书同时也具备会计从业资格。

3. ACCA证书不单是学业的考试，更注重实际的工作经验和技能。

二、CPA
CPA(Certified Public Accountant)是由美国会计师协会颁发的一
项证书，是美国会计事务所注册的公认执业资格。

是全球公认的最具有权威性的财务会计证书之一。

目前，许多国家及地区的会计师协会也派遣了代表前往美国学习考取此证书。

在全球范围内，CPA证书被公司和政府机构广泛认可，因为
持有CPA证书的会计师往往拥有更广泛的技能、更深厚的理
论基础和更丰富的经验。

但是考取CPA证书成本比较高，资
格考试较为困难，对考生要求也很高，需要有经验。

CPA证书的优点：
1. 全球CRP（全球执业准则）观念，成为了国际财务会计标
准的代表。

2. CPA证书被认为是美国公认的财务会计和审计领域的大师
证书。

许多企业、金融机构和政府机构将它作为招聘会计师的重要标准之一。

3. 持有CPA证书，可以在会计事务所等财务法律专业中获得
高薪和高级职位。

三、CMA
CMA(Certified Management Accountant)认证是针对管理会计领
域的职业认证，CMA主要强调的是管理会计师的角色。

CMA的主要任务是负责企业的管理和决策，并根据公司的经
营方针提出在财务上的建议。

CMA证书考试主要分两大部分，
分别是财务管理、业务战略，通过考试后需要3年或以上的工作经验才能获得资格。

CMA证书的优点：
1. 管理会计人才缺乏，获得了CMA证书能够为自己提供更多的机会。

2. 与其他专业人员相比，具有更高的管理能力和战略思维。

四、CFA
CFA（Chartered Financial Analyst）认证是金融行业的职业认证。

是获得金融分析资格的证书，具有广泛的社会认可度。

注重金融投资，财务分析和会计持续发展，考试涵盖了全球经济，金融，投资工具，投资组合管理和管理和计量，是一项全面的资格考试，需要掌握财务的相关知识，例如企业财务，市场分析，宏观经济和其他重要领域。

CFA证书的优点：
1. 具有全球公认的权威性。

2. 对于金融机构，基金公司，证券公司及银行等公司的招聘来说，CFA证书是一个非常重要的招聘标准。

3. 升职加薪可以加速，有能力管理获得更好的奖励。

五、FRM
FRM(Financial Risk Manager)认证是针对风险管理领域的职业认证，全称为金融风险管理师。

FRM认证的主要考察内容是
风险管理知识，领域包括系统性风险、信用风险、市场风险、操作风险等。

FRM考试主要分为两个部分，受到课程和测试
的组成，每个部分的时间分别为4小时。

FRM证书的优点：
1. 提高了业务专业技能和专业形象。

2. 可以帮助我们更加深入了解风险管理领域内的基础理论和市场信息，准确预测公司的风险状况。

3. 在金融机构等企业中，持有FRM证书的人更受欢迎
综上，以上五个证书在国际范围内都比较普及，它们同样可以帮助会计从业人员不断提高自己的专业能力和拓宽职业发展道路。

但通过考试获取证书只是一个结果，期间的学习、积累和实践经验同样重要。

也对于满足业内对财务、管理和风险领域的专业技能要求有很大帮助。

以下是5个案例：
Case 1：ACCA
Mrs. Zhang graduated from a university and majored in accounting.
After graduation, she worked in an accounting firm for two years. In order to improve her professional level, she decided to study ACCA and spent two years studying for the exam. After obtaining an ACCA certificate, Mrs. Zhang's salary increased by one third, and she was also promoted to the position of financial director in the company.
Case 2：CPA
Mr. Li is the chief accountant of a state-owned enterprise. Due to the needs of the company's development, he felt that he needed to improve his professional level, and decided to take the CPA exam. He spent three years preparing for the exam and eventually passed it. With the CPA certificate, he became more confident in his job and was able to provide better service for the company.
Case 3：CMA
Miss Wang majored in management in college, but after working for a few years, she found that many of the problems in the company were related to financial management. In order to improve her professional level, she enrolled in a CMA course, passed the exam after two years of study, and became a member of the Institute of Management Accountants. After obtaining the CMA certificate, she was promoted to the position of deputy CFO in the company, and her monthly salary doubled.
Case 4：CFA
Mr. Zhang is in charge of the investment management department
of a large securities company. In order to improve the overall investment management level and the quality of the financial products issued by the company, he felt that he needed to take the CFA exam to improve his professional level. After two years of study, he passed the CFA exam, and was promoted to the position of investment director in the company, with a monthly salary increase of more than 50%.
Case 5：FRM
Ms. Liu works in a bank and is responsible for risk management. She found that the daily work was not challenging enough and she wanted to improve her professional level. After discussing with colleagues, she decided to study for the FRM exam. Two years later, she successfully passed the FRM exam and became a certified risk management professional. She was then promoted to the position of risk management director in the bank and her annual salary doubled.。