中国银行2010笔试完形填空真题

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中国银行总行招聘笔试试题+答案

2010年中国银行总行招聘笔试试题+答案第一部分：英语能力测试一、阅读理解资料1：If you had awakened on the floor of the Las Vegas Convention Center and tried to figure out where you were, you might have first guessed the Conclave (秘密会议) of American Optimists. You would have seen 115,000 people buzzing with confidence and excitement. On the other hand, noting how many passers-by were loudly talking to themselves, you might have concluded that you had wandered into the International Expo of Eccentrics. Instead, it was the 2003 Consumer Electronics Show, also known as CES, held in Jan. 9th –12th. No wonder those attending were happy.First, of course, they were in their element, surrounded by the smallest and shiniest new gadgets (小配件). Second, despite the gloom in other slices of the economy, sales of consumer electronics in the United States actually grew last year (to a record $96 billion). This trade show of manufacturers, retailers and customers was alive with energy and crowded with exhibits.The vitality of this exposition is a sign of the times. The interest and innovation in PCs is nothing next to the action in other realms of high tech. As proof, compare the show with what was once its big brother: Comdex, the personal-computer trade show held each November at the same site. Thanks to the severe decline in the PC industry, the 2002 Las Vegas Comdex was only half the size of its 2000 incarnation. The 2,200 booths included lavish displays by Panasonic, Sony, Philips, Toshiba and other heavy hitters. But hundreds of smaller, quirkier companies were also present, exhibiting electric toothbrushes, illuminated cell-phone faceplates, laser pens and publications from Widescreen Review to Progressive Grocer. There were 46 exhibitors in the alarm-clock category alone, and even an electric-typewriter company.To reach those smaller booths, though, you had to pass what seemed like half the $10,000 plasma(等离子)TV screens ever made. This proliferation(丰富) of gorgeous wide-screen sets was only one hint that TV makers, at least, are ready for the great American switch to high-definition television, which the Federal Communications Commission hopes to see completed by 2006.But a few obstacles stand between the average American and high-def happiness: the prices of these sets, the reluctance of cable companies to broadcast high-definition shows, Hollywood’s campaign to cripple high-definition broadcasts so that you can’t record them, and so on. (As many seminar panelists observed, however, strides are being made in all those areas.)The most interesting items at Microsoft's booth were the prototype wristwatches that use the company’s new Smart Perso nal Object Technology (SPOT) software. Due by year’s end from Citizen, Fossil and other companies, these watches can receive messages, news, weather, sports and stock reports wirelessly in metropolitan areas for a small monthly fee, of course.The most alarming item at Microsoft's booth, on the other hand, was its six-roommock-up of an American house with Microsoft products—cars, phones, TVs, games, appliances—in every nook and cranny. It’s only a matter of time before you'll see people rebooting their toasters.The digital camera models on display were cheaper, better and smaller than their predecessors. Olympus’s Stylus 400, for example, is a tiny, silver, pocketable wonder that takes four-megapixel photos (enough resolution for 13-by-19-inch prints). It’s due in the spring for $400.1. Why are 115,000 people buzzing with confidence and excitement?[A] They are truly strange people to feel overexcited at seeing new things.[B] They are going to be pleased by the passers-by.[C] They are visiting the International Expo of New Products.[D] They are feeling optimistic at seeing the displays on CES.2. The 2002 Las Vegas Comdex was held only half the size of its 2000 incarnation because ___________.[A] the industry lacks exciting innovations.[B] the industry slowed down its development.[C] the sale volume greatly shrank that year[D] its production declined for short of capital3. The fact that there were 46 exhibitors in the alarm-clock category alone shows_______.[A] the alarm-clock making industry has contributed greatest to the success of the show[B] the small industrial section—alarm-clock making—can serve as an sign to show the great advances in electronics[C] the alarm-clock making industry is the fastest developmental section in electronics industry[D] the exhibitors in the alarm-clock category are particularly active in displaying their products4. By 2006 it can be expected to __________according to paragraph 6.[A] reach those smaller booths.[B] see high-definition plasma television sets available on the US market[C] reach those smaller booths with the $10,000 plasma TV screens[D] proliferate wide screen sets in the USA5. The digital camera models on display __________________.are cheaper in price, and higher in quality than their predecessorsII. .are pocketable due to its being tiny in sizeIII. are all worthy of no more than 400 US dollars[A] I only [B] II only[C] I and .II [D] I, II and II答案：D C B B C资料2：For many years the automation research departments of the world have been usinglaser based analysis system to increase the understanding of the workings of the internal combustion engine. The laser has been incorporated into systems to measure drop size, velocity and vibration to name but a few. But few laser-based systems are able to aid the study of all these phenomena with the same system. The Applied Optics Group at Rover Groups Gardon Research & Development Center have been using just such a system and finding new uses for it all the time.The system in use is a High Speed Imagining Division of Oxford Lasers LTD. The High Speed Imaging system comprises an Oxford Lasers LS20 Copper Vapor laser linked to a Kodak 4540 Digital High Speed Motion Analysis Camera capable of taking up to 40,500 digital frames per second. The Kodak 4540 records the images to DRAM memory allowing immediate play back of the recorded images for viewing, recording to videotape or to PC for analysis. The Copper Vapor laser acts as a short duration flash emitting pulses of only 30 nanoseconds in duration in full synchronization with the frame rate of the camera The flashes have the effect of reducing the exposure time of the camera, thus removing image blur due to the high speed of the subject under view, whilst maintaining image contrast due to the high intensity of the laser light. Another feature of the system is the ability to focus down the light. This has two benefits. The first is the ability to make laser light sheets for the 2 dimensional illumination of 3 dimensional subjects. This technique has great benefit when used to map the air flow into the combustion chamber of a running model engine. Not only can the air-flow be mapped but the progress of the flame front growth during the combustion cycle. The second is the ability to shine the laser light down a fiber optic cable. This aids in the illumination of areas of the running engine very difficult to access by normal optics. This has been particularly useful in the study of air motion in a variety of combustion system concepts.The group plans to use the Copper Vapor laser to improve the ability of the technique to see these vibrations and therefore allow a better understanding of the cause of them. The technique could also applied to look at the airbag enclosure as it tears and composite materials under dynamic crush testing.6. How many uses of the laser-based analysis system does the author want to show us?[A] One [B] Two [C] Three [D] Much more than three7. Which of the following does the High Speed Imaging system comprise ________.[A] an Oxford Lasers LS20 Copper Vapor laser[B] 4540 Digital High Speed Motion Analysis system[C] DRAM memory allowing immediate play back of the recorded images for viewing[D] a High Speed Imagining Division of Oxford Lasers LTD.8. Which of the following is the main advantage of the laser flashes?[A] Keeping image contrast [B] getting rid of image blur[C] Increase the intensity of light [D] All is said in A, B, and C9. Which of the following uses is NOT TRUE according to the passage?[A] The laser light can help to make the three dimensional bodies look as if they were of two dimensions.[B] The air-flow can thus be made easier to be mapped with the laser.[C] The turning speed of the combustion engine can be accelerated by using vapor laser.[D] The exposure time of the camera can be reduced by the laser flashes.10. Which of the following can be the best title of the passage?[A]At the Speed of Light[B] A High Speed Imagining Division Made by the Oxford Lasers LTD.[C] A Miraculous Application of Laser in Testing the Internal Combustion Engine[D] Automobile research and Laser Technology答案： D A D C C资料3：When I was a little girl, my brothers and I collected stamps for many years. My mother didn't use to work during the week, but she worked in the post office near our house on Saturdays, and she used to bring home all the new stamps as soon as they were issued.On the day of the World Cup football final in London in 1966, we were very excited because England were playing West Germany in the final. When we were having lunch, my mother told us to go to the post office straightaway after the match if England won, but she didn't tell us why. At 2 o'clock my mother went back to work as usual, while the rest of the family were watching the football on TV at home. Although she wasn't watching the match, she was listening to it on the radio.England won 4:2 and so my brothers and I ran to the post office. As we burst in, my mother was standing behind the counter. She was waiting to sell us a very special limited edition with ENGLAND WINNERS on each stamp. We were over the moon.We still have it today, and perhaps it is worth a lot of money.11. This passage mainly tells us __________.A. the author and her brother used to like stamps very muchB. the author had a very kind motherC. the author and her brother had an unforgettable experience in collecting stampsD. their mother used to support them by working in the post office12. According to the passage, her mother worked in the post office ________.A. during the weekB. on SaturdaysC. on SundaysD. for six days13. Their mother told them to go to the post office straightaway after the match if England won, but she didn't tell them why. Why do you think she did that?A. She wanted to give them a surprise.B. She doubted if she would get the stamps.C. She forgot to do that.D. She thought it unnecessary to tell them the reason.14. What does the sentence "We were over the moon." mean?A. We jumped high.B. We were extremely happy about it.C. We watched the moon for a long time.D. We couldn't sleep the whole night.15. What is the best title for this passage?A. My Childhood.B. My Mother.C. A Precious Stamp.D. A Memorable Experience in Collecting Stamps.答案：.C B A B D资料4：You stare at waterfall for a minute or two, and then shift your gaze to its surroundings. What you now see appears to drift upward.These optical illusions occur because the brain is constantly matching its model of reality to signa ls from the body’s sensors and interpreting what must be happening—that your brain must have moved, not the other; that downward motions is now normal, so a change from it must now be perceived as upward motion.The sensors that make this magic are of two kinds. Each eye contains about 120 million rods, which provide somewhat blurry black and white vision. These are the windows of night vision; once adapted to the dark, they can detect a candle burning ten miles away.Color vision in each eye comes from six to seven million structures called cones. Under ideal conditions, every cone can “see” the entire rainbow spectrum of visible colors, but one type of cone is most sensitive to red, another to green, a third to blue.Rods and cones send their messages pulsing an average 20 to 25 times per second along the optic nerve. We see an image for a fraction of a second longer than it actually appears. In movies, reels of still photographs are projected onto screens at 24 frames per second, tricking our eyes into seeing a continuous moving picture. Like apparent motion, color vision is also subject to unusual effects. When day gives way to night, twilight brings what the poet T.S. Eliot called “the violet hour.” A light levels fall, the rods become progressively less responsive. Rods are most sensitive to the shorter wavelengths of blue and green, and they impart a strange vividness to the garden’s blue flowers.However, look at a white shirt during the reddish light of sunset, and you’ll still see it in its “true” col or—white, not red. Our eyes are constantly comparing an object against its surroundings. They therefore observe the effect of a shift in the color of illuminating on both, and adjust accordingly.The eyes can distinguish several million graduations of light and shade of color. Each waking second they flash tens of millions of pieces of information to the brain, which weaves them incessantly into a picture of the world around us.Yet all this is done at the back of each eye by a fabric of sensors, called the retina, about as wide and as thick as a postage stamp. As the Renaissance inventor and artist Leonardo da Vinci wrote in wonder, “Who would believe that so smalla space could contain the images of all the universe?”16.Visual illusions often take place when the image of reality is ___.A.matched to six to seven million structures called cones.B.confused in the body’s sensors of both rods and cones.C.interpreted in the brain as what must be the case.D.signaled by about 120 million rods in the eye.17.The visual sensor that is capable of distinguishing shades of color is called ___.A.conesB.color visionC.rodsD.spectrum18.The retina send pulses to the brain ___.A.in short wavelengthsB.as color picturesC.by a ganglion cellD.along the optic nerve.19.Twenty-four still photographs are made into a continuous moving picture just because ___.A.the image we see usually stays longer than it actually appears.B.we see an object in comparison with its surroundings.C.the eyes catch million pieces of information continuously.D.rods and cones send messages 20 to 25 times a second.20.The author’s purpose in writing the passage lies in ___.A.showing that we sometimes are deceived by our own eyes.rming us about the different functions of the eye organs.C.regretting that we are too slow in the study of eyes.D.marveling at the great work done by the retina.答案：C A D A B资料5：We can begin our discussion of “population as global issue” with what most persons mean when they discuss “the population problem”: too many people on earth and a too rapid increase in the number added each year. The facts are not in dispute, It was quite right to employ the analogy that likened demographic growth to “a long, thin powder fuse that burns steadily and haltingly until it finally reaches the charge and explodes.”To understand the current situation, which is characterized by rapid increases in population, it is necessary to understand the history of population trends. Rapid growth is a comparatively recent phenomenon. Looking back at the 8,000 years of demographic history, we find that populations have been virtually stable or growing very slightly for most of human history. For most of our ancestors, life was hard, often nasty, and very short. There was high fertility in most places, but this was usually balanced by high mortality. For most of human history, itwas seldom the case that one in ten persons would live past forty, while infancy and childhood were especially risky periods. Often, societies were in clear danger of extinction because death rates could exceed their birthrates. Thus, the population problem throughout most of history was how to prevent extinction of the human race.This pattern is important to notice. Not only does it put the current problems of demographic growth into a historical perspective, but it suggests that the cause of rapid increase in population in recent years is not a sudden enthusiasm for more children, but an improvement in the conditions that traditionally have caused high mortality.Demographic history can be divided into two major periods: a time of long, slow growth which extended from about 8,000 BC.till approximately AD. 1650. In the first period of some 9600 years, the population increased from some 8 million to 500 million in 1650. Between 1650 and the present, the population has increased from 500 million to more than 4 billion. And it is estimated that by the year 2000 there will be 6.2 billion people throughout the world. One way to appreciate this dramatic difference in such abstract numbers is to reduce the time frame to something that is more manageable. Between 8000BC and 1650, an average of only 50,000 persons was being added annually to the world’s population each year. At present, this number is added every six hours. The increase is about 80,000,000 persons annually.21.Which of the following demographic growth pattern is most suitable for the long thin powder fuse analogy?A.A virtually stable or slightly decreasing period and then a sudden explosion of population.B.A slow growth for a long time and then a period of rapid, dramatic increase.C.Too many people on earth and a few rapid increase in the number added each year.D.A long period when death rates exceeds birthrates and then a short period with higher fertility and lower mortality.答案：A22.During the first period of demographic history, societies were often in danger of extinction because___.A.only one in ten persons could live past 40.B.there was higher mortality than fertility in most places.C.it was too dangerous to have babies due to the poor conditions.D.our ancestors had little enthusiasm for more children.答案：B23.Which statement is true about population increase?A.There might be an increase of 2.2 billion persons from now to the year 2000.B.About 50,000 babies are born every six hours at present.C.Between 8000 BC and the present, the population increase is about 80,000,000 persons each year.D.The population increased faster between 8000BC and 1650 than between 1650 and the present.答案：A24.The author of the passage intends to___.A.warn people against the population explosion in the near future.pare the demographic growth pattern in the past with that after 1650.C.find out the cause for rapid increase in population in recent years.D.present us a clear and complete picture of the demographic growth.答案：D25.The word “demographic” in the first parag raph means___.A.statistics of human.B.surroundings study.C.accumulation of human.D.development of human.答案：A资料6：On the 36th day after they had voted, Americans finally learned Wednesday who would be their next president: Governor George W. Bush of Texas.Vice President Al Gore, his last realistic avenue for legal challenge closed by a U. S. Supreme Court decision late Tuesday, planned to end the contest formally in a televised evening speech of perhaps 10 minutes, advisers said.They said that Senator Joseph Lieberman, his vice presidential running mate, would first make brief comments. The men would speak from a ceremonial chamber of the Old Executive office Building, to the west of the White House.The dozens of political workers and lawyers who ha d helped lead Mr. Gore’s unprecedented fight to claw a come-from-behind electoral victory in the pivotal state of Florida were thanked Wednesday and asked to stand down.“The vice president has directed the recount committee to suspend activities,” William Daley, the Gore campaign chairman, said in a written statement.Mr. Gore authorized that statement after meeting with his wife, Tipper, and with top advisers including Mr. Daley.He was expected to telephone Mr. Bush during the day. The Bush campaign kept a low profile and moved gingerly, as if to leave space for Mr. Gore to contemplate his next steps.Yet, at the end of a trying and tumultuous process that had focused world attention on sleepless vote counters across Florida, and on courtrooms form Miami to Tallahassee to Atlanta to Washington the Texas governor was set to become the 43d U. S. president.The news of Mr. Gore’s plans followed the longest and most rancorous dispute over a U. S. presidential election in more than a century, one certain to leave scars in a badly divided country.It was a bitter ending for Mr. Gore, who had outpolled Mr. Bush nationwide by some 300000 votes, but, without Florida, fell short in the Electoral College by 271votes to 267—the narrowest Electoral College victory since the turbulent election of 1876.Mr. Gore was said to be distressed by what he and many Democratic activists feltwas a partisan decision from the nation’s highest court.The 5-to –4 decision of the Supreme Court held, in essence, that while a vote recount in Florida could be conducted in legal and constitutional fashion, as Mr. Gore had sought, this could not be done by the Dec. 12 deadline for states to select their presidential electors.James Baker 3rd, the former secretary of state who represented Mr. Bush in the Florida dispute, issued a short statement after the U. S. high court ruling, saying that the governor was “very pleased and gratified.”Mr. Bush was planning a nationwide speech aimed at trying to begin to heal the country’s deep, aching and v aried divisions. He then was expected to meet with congressional leaders, including Democrats. Dick Cheney, Mr. Bush’s ruing mate, was meeting with congressmen Wednesday in Washington.When Mr. Bush, who is 54, is sworn into office on Jan.20, he will be only the second son of a president to follow his father to the White House, after John Adams and John Quincy Adams in the early 19th century.Mr. Gore, in his speech, was expected to thank his supporters, defend his hive-week battle as an effort to ensure, as a matter of principle, that every vote be counted, and call for the nation to join behind the new president. He was described by an aide as “resolved and resigned.”While some constitutional experts had said they believed states could present electors as late as Dec. 18, the U. S. high court made clear that it saw no such leeway.The U.S. high court sent back “for revision” to the Florida court its order allowing recounts but made clear that for all practical purposes the election was over. In its unsign ed main opinion, the court declared, “The recount process, in its features here described, is inconsistent with the minimum procedures necessary to protect the fundamental right of each voter.”That decision, by a court fractured along philosophical lines, left one liberal justice charging that the high court’s proceedings bore a political taint. Justice John Paul Stevens wrote in an angry dissent:” Although we may never know with complete certainty the identity of the winner of this year’s presidential el ection, the identity of the loser is perfectly clear. It is the nation’s confidence in the judge as an impartial guardian of the law.”But at the end of five seemingly endless weeks, during which the physical, legal and constitutional machines of the U. S. election were pressed and sorely tested in ways unseen in more than a century, the system finally produced a result, and one most Americans appeared to be willing at lease provisionally to support. The Bush team welcomed the news with an outward show of restraint and aplomb. The governor’s hopes had risen and fallen so many times since Election night, and the legal warriors of each side suffered through so many dramatic reversals, that there was little energy left for celebration.26 The main idea of this passage is[A]. Bush’s victory in presidential election bore a political taint.[B]. The process of the American presidential election.[C]. The Supreme Court plays a very important part in the presidential election.[D]. Gore is distressed.27 What d oes the sentence “as if to leave space for Mr. Gore to contemplate his next step” mean[A]. Bush hopes Gore to join his administration. [B]. Bush hopes Gore to concede defeat and to support him.[C]. Bush hopes Gore to congraduate him. [D]. Bush hopes Gore go on fighting with him.28 Why couldn’t Mr. Gore win the presidential election after he outpolled Mr. Bush in the popular vote? Because[A]. the American president is decided by the supreme court’s decision. [B]. people can’t directly elect their p resident.[C]. the American president is elected by a slate of presidential electors. [D]. the people of each state support Mr. Bush.29 What was the result of the 5—4 decision of the supreme court?[A]. It was in fact for the vote recount. [B]. It had nothing to do with the presidential election.[C]. It decided the fate of the winner. [D]. It was in essence against the vote recount.30 What did the “turbulent election of 1876” imply?[A]. The process of presidential election of 2000 was the same as that.[B]. There were great similarities between the two presidential elections (2000 and 1876).[C]. It was compared to presidential election of 2000. [D]. It was given an example.答案：A B C D B二、完型填空Business and government leaders also consider the inflation rate to be an important general indicator. Inflation is a period of increased __1__ that causes rapid rises in prices. __2__ your money buys fewer goods so that you get less for the same amount of money as before, inflation is the problem. There is a general rise __3__ the price of goods and services. Your money buys less. Sometimes people describe inflation as a (n) __4__ when "a dollar is not worth a dollar anymore".Inflation is a problem for all consumers. People who live on a fixed income are hurt the ___5__. Retired people, for instance, cannot __6__ on an increase in income as prices rise. Elderly people who do not work face serious problems in stretching their incomes to __7___ their needs in time of inflation. Retirement income __8__ any fixed income usually does not rise as fast as prices. Many retired people must cut their spending to keep up with rising prices. In many cases they must stop __9__ some necessary items, such as food and clothing. Even for working people whose incomes are going up, inflation can be a problem. The __10__ of living goes up, too. People who work must have even more money to keep up their standard of living. Just buying the things they need costs more. When incomes do not keep __11__with rising prices, the standard of living goes down. People may be earning the same amount of money, but they are not living __12__ because they are not able to buy as many goods and services.Government units gather information about prices in our economy and publish it as price indexes __13___ the rate of change can be determined. A price index measures changes in prices using the price for a __14__ year as the base. The base price is set at100, and the other prices are reported as a __15__ of the base price.A price index makes it possible to compare current prices of typical consumer goods, for example, with prices of the same goods in previous years.1. A. spending B. demanding C. consuming D. saving2. A. Because B. While C. Since D. When3. A. in B. on C. at D. to4. A. chance B. time C. moment D. occasion5. A. best B. least C. most D. worst6. A. rely B. rest C. depend D. count7. A. meet B. obtain C. care D. acquire8. A. or B. and C. excluding D. including9. A. to buy B. buying C. having bought D. from buying10. A. price B. level C. cost D. standard11. A. race B. pace C. speed D. step12. A. as usual B. as such C. as before D. as well13. A. in which B. of which C. from which D. by which14. A. given B. last C. fixed D. definite15. A. portion B. percentage C. proportion D. fraction参考答案： ADABC DAABC BDCAB三、字词理解1. The forecast for this evening is wind and rain, theoutlook for tomorrow is fine and sunny.A. out of handB. on every handC. on the other handD. on all hands答案：C2. - I wonder if you could help me.- _________________________________.A. I couldB. Yes, I doC. No, not at allD. Of course答案：D3. She paid the builder _________ the gate.A. to repairB. repairC. repairingD. repaired。

2010年中国银行总行招聘笔试试题+答案

第一部分：英语能力测试一、阅读理解资料1：If you had awakened on the floor of the Las Vegas Convention Center and tried to figure out where you were, you might have first guessed the Conclave (秘密会议) of American Optimists. You would have seen 115,000 people buzzing with confidence and excitement. On the other hand, noting how many passers-by were loudly talking to themselves, you might have concluded that you had wandered into the International Expo of Eccentrics. Instead, it was the 2003 Consumer Electronics Show, also known as CES, held in Jan. 9th –12th. No wonder those attending were happy.First, of course, they were in their element, surrounded by the smallest and shiniest new gadgets (小配件). Second, despite the gloom in other slices of the economy, sales of consumer electronics in the United States actually grew last year (to a record $96 billion). This trade show of manufacturers, retailers and customers was alive with energy and crowded with exhibits.The vitality of this exposition is a sign of the times. The interest and innovation in PCs is nothing next to the action in other realms of high tech. As proof, compare the show with what was once its big brother: Comdex, the personal-computer trade show held each November at the same site. Thanks to the severe decline in the PC industry, the 2002 Las Vegas Comdex was only half the size of its 2000 incarnation. The 2,200 booths included lavish displays by Panasonic, Sony, Philips, Toshiba and other heavy hitters. But hundreds of smaller, quirkier companies were also present, exhibiting electric toothbrushes, illuminated cell-phone faceplates, laser pens and publications from Widescreen Review to Progressive Grocer. There were 46 exhibitors in the alarm-clock category alone, and even an electric-typewriter company.To reach those smaller booths, though, you had to pass what seemed like half the $10,000 plasma(等离子)TV screens ever made. This proliferation(丰富) of gorgeous wide-screen sets was only one hint that TV makers, at least, are ready for the great American switch to high-definition television, which the Federal Communications Commission hopes to see completed by 2006.But a few obstacles stand between the average American and high-def happiness: the prices of these sets, the reluctance of cable companies to broadcast high-definition shows, Hollywood’s campaign to cripple high-definition broadcasts so that y ou can’t record them, and so on. (As many seminar panelists observed, however, strides are being made in all those areas.)The most interesting items at Microsoft's booth were the prototype wristwatches that use the company’s new Smart Personal Object Tech nology (SPOT) software. Due by year’s end from Citizen, Fossil and other companies, these watches can receive messages, news, weather, sports and stock reports wirelessly in metropolitan areas for a small monthly fee, of course.The most alarming item at Microsoft's booth, on the other hand, was its six-room mock-up of an American house with Microsoft products—cars, phones, TVs, games, appliances—in every nook and cranny. It’s only a matter of time before you'llsee people rebooting their toasters.The digital camera models on display were cheaper, better and smaller than their predecessors. Olympus’s Stylus 400, for example, is a tiny, silver, pocketable wonder that takes four-megapixel photos (enough resolution for 13-by-19-inch prints). It’s due in the s pring for $400.1. Why are 115,000 people buzzing with confidence and excitement?[A] They are truly strange people to feel overexcited at seeing new things.[B] They are going to be pleased by the passers-by.[C] They are visiting the International Expo of New Products.[D] They are feeling optimistic at seeing the displays on CES.2. The 2002 Las Vegas Comdex was held only half the size of its 2000 incarnation because ___________.[A] the industry lacks exciting innovations.[B] the industry slowed down its development.[C] the sale volume greatly shrank that year[D] its production declined for short of capital3. The fact that there were 46 exhibitors in the alarm-clock category alone shows_______.[A] the alarm-clock making industry has contributed greatest to the success of the show[B] the small industrial section—alarm-clock making—can serve as an sign to show the great advances in electronics[C] the alarm-clock making industry is the fastest developmental section in electronics industry[D] the exhibitors in the alarm-clock category are particularly active in displaying their products4. By 2006 it can be expected to __________according to paragraph 6.[A] reach those smaller booths.[B] see high-definition plasma television sets available on the US market[C] reach those smaller booths with the $10,000 plasma TV screens[D] proliferate wide screen sets in the USA5. The digital camera models on display __________________.are cheaper in price, and higher in quality than their predecessorsII. .are pocketable due to its being tiny in sizeIII. are all worthy of no more than 400 US dollars[A] I only [B] II only[C] I and .II [D] I, II and II答案：D C B B C资料2：For many years the automation research departments of the world have been using laser based analysis system to increase the understanding of the workings of the internal combustion engine. The laser has been incorporated into systems to measuredrop size, velocity and vibration to name but a few. But few laser-based systems are able to aid the study of all these phenomena with the same system. The Applied Optics Group at Rover Groups Gardon Research & Development Center have been using just such a system and finding new uses for it all the time.The system in use is a High Speed Imagining Division of Oxford Lasers LTD. The High Speed Imaging system comprises an Oxford Lasers LS20 Copper Vapor laser linked to a Kodak 4540 Digital High Speed Motion Analysis Camera capable of taking up to 40,500 digital frames per second. The Kodak 4540 records the images to DRAM memory allowing immediate play back of the recorded images for viewing, recording to videotape or to PC for analysis. The Copper Vapor laser acts as a short duration flash emitting pulses of only 30 nanoseconds in duration in full synchronization with the frame rate of the camera The flashes have the effect of reducing the exposure time of the camera, thus removing image blur due to the high speed of the subject under view, whilst maintaining image contrast due to the high intensity of the laser light. Another feature of the system is the ability to focus down the light. This has two benefits. The first is the ability to make laser light sheets for the 2 dimensional illumination of 3 dimensional subjects. This technique has great benefit when used to map the air flow into the combustion chamber of a running model engine. Not only can the air-flow be mapped but the progress of the flame front growth during the combustion cycle. The second is the ability to shine the laser light down a fiber optic cable. This aids in the illumination of areas of the running engine very difficult to access by normal optics. This has been particularly useful in the study of air motion in a variety of combustion system concepts.The group plans to use the Copper Vapor laser to improve the ability of the technique to see these vibrations and therefore allow a better understanding of the cause of them. The technique could also applied to look at the airbag enclosure as it tears and composite materials under dynamic crush testing.6. How many uses of the laser-based analysis system does the author want to show us?[A] One [B] Two [C] Three [D] Much more than three7. Which of the following does the High Speed Imaging system comprise ________.[A] an Oxford Lasers LS20 Copper Vapor laser[B] 4540 Digital High Speed Motion Analysis system[C] DRAM memory allowing immediate play back of the recorded images for viewing[D] a High Speed Imagining Division of Oxford Lasers LTD.8. Which of the following is the main advantage of the laser flashes?[A] Keeping image contrast [B] getting rid of image blur[C] Increase the intensity of light [D] All is said in A, B, and C9. Which of the following uses is NOT TRUE according to the passage?[A] The laser light can help to make the three dimensional bodies look as if they were of two dimensions.[B] The air-flow can thus be made easier to be mapped with the laser.[C] The turning speed of the combustion engine can be accelerated by using vapor laser.[D] The exposure time of the camera can be reduced by the laser flashes.10. Which of the following can be the best title of the passage?[A]At the Speed of Light[B] A High Speed Imagining Division Made by the Oxford Lasers LTD.[C] A Miraculous Application of Laser in Testing the Internal Combustion Engine[D] Automobile research and Laser Technology答案： D A D C C资料3：When I was a little girl, my brothers and I collected stamps for many years. My mother didn't use to work during the week, but she worked in the post office near our house on Saturdays, and she used to bring home all the new stamps as soon as they were issued.On the day of the World Cup football final in London in 1966, we were very excited because England were playing West Germany in the final. When we were having lunch, my mother told us to go to the post office straightaway after the match if England won, but she didn't tell us why. At 2 o'clock my mother went back to work as usual, while the rest of the family were watching the football on TV at home. Although she wasn't watching the match, she was listening to it on the radio.England won 4:2 and so my brothers and I ran to the post office. As we burst in, my mother was standing behind the counter. She was waiting to sell us a very special limited edition with ENGLAND WINNERS on each stamp. We were over the moon.We still have it today, and perhaps it is worth a lot of money.11. This passage mainly tells us __________.A. the author and her brother used to like stamps very muchB. the author had a very kind motherC. the author and her brother had an unforgettable experience in collecting stampsD. their mother used to support them by working in the post office12. According to the passage, her mother worked in the post office ________.A. during the weekB. on SaturdaysC. on SundaysD. for six days13. Their mother told them to go to the post office straightaway after the match if England won, but she didn't tell them why. Why do you think she did that?A. She wanted to give them a surprise.B. She doubted if she would get the stamps.C. She forgot to do that.D. She thought it unnecessary to tell them the reason.14. What does the sentence "We were over the moon." mean?A. We jumped high.B. We were extremely happy about it.C. We watched the moon for a long time.D. We couldn't sleep the whole night.15. What is the best title for this passage?A. My Childhood.B. My Mother.C. A Precious Stamp.D. A Memorable Experience in Collecting Stamps.答案：.C B A B D资料4：You stare at waterfall for a minute or two, and then shift your gaze to its surroundings. What you now see appears to drift upward.These optical illusions occur because the brain is constantly matching its model of reality to signa ls from the body’s sensors and interpreting what must be happening—that your brain must have moved, not the other; that downward motions is now normal, so a change from it must now be perceived as upward motion. The sensors that make this magic are of two kinds. Each eye contains about 120 million rods, which provide somewhat blurry black and white vision. These are the windows of night vision; once adapted to the dark, they can detect a candle burning ten miles away.Color vision in each eye comes from six to seven million structures called cones. Under ideal conditions, every cone can “see” the entire rainbow spectrum of visible colors, but one type of cone is most sensitive to red, another to green, a third to blue.Rods and cones send their messages pulsing an average 20 to 25 times per second along the optic nerve. We see an image for a fraction of a second longer than it actually appears. In movies, reels of still photographs are projected onto screens at 24 frames per second, tricking our eyes into seeing a continuous moving picture. Like apparent motion, color vision is also subject to unusual effects. When day gives way to night, twilight brings what the poet T.S. Eliot called “the violet hour.” A light levels fall, the rods become progressively less responsive. Rods are most sensitive to the shorter wavelengths of blue and green, and they impart a strange vividness to the garden’s blue flowers.However, look at a white shirt during the reddish light of sunset, and you’ll still see it in its “true” col or—white, not red. Our eyes are constantly comparing an object against its surroundings. They therefore observe the effect of a shift in the color of illuminating on both, and adjust accordingly.The eyes can distinguish several million graduations of light and shade of color. Each waking second they flash tens of millions of pieces of information to the brain, which weaves them incessantly into a picture of the world around us.Yet all this is done at the back of each eye by a fabric of sensors, called the retina, about as wide and as thick as a postage stamp. As the Renaissance inventor and artist Leonardo da Vinci wrote in wonder, “Who would believe that so smalla space could contain the images of all the universe?”16.Visual illusions often take place when the image of reality is ___.A.matched to six to seven million structures called cones.B.confused in the body’s sensors of both rods and cones.C.interpreted in the brain as what must be the case.D.signaled by about 120 million rods in the eye.17.The visual sensor that is capable of distinguishing shades of color is called ___.A.conesB.color visionC.rodsD.spectrum18.The retina send pulses to the brain ___.A.in short wavelengthsB.as color picturesC.by a ganglion cellD.along the optic nerve.19.Twenty-four still photographs are made into a continuous moving picture just because ___.A.the image we see usually stays longer than it actually appears.B.we see an object in comparison with its surroundings.C.the eyes catch million pieces of information continuously.D.rods and cones send messages 20 to 25 times a second.20.The author’s purpose in writing the passage lies in ___.A.showing that we sometimes are deceived by our own eyes.rming us about the different functions of the eye organs.C.regretting that we are too slow in the study of eyes.D.marveling at the great work done by the retina.答案：C A D A B资料5：We can begin our discussion of “population as global issue” with what most persons mean when they discuss “the population problem”: too many people on earth and a too rapid increase in the number added each year. The facts are not in dispute, It was quite right to employ the analogy that likened demographic growth to “a long, thin powder fuse that burns steadily and haltingly until it finally reaches the charge and explodes.”To understand the current situation, which is characterized by rapid increases in population, it is necessary to understand the history of population trends. Rapid growth is a comparatively recent phenomenon. Looking back at the 8,000 years of demographic history, we find that populations have been virtually stable or growing very slightly for most of human history. For most of our ancestors, life was hard, often nasty, and very short. There was high fertility in most places, but this was usually balanced by high mortality. For most of human history, it was seldom the case that one in ten persons would live past forty, while infancy and childhood were especially risky periods. Often, societies were in clear danger of extinction because death rates could exceed their birthrates. Thus, the population problemthroughout most of history was how to prevent extinction of the human race. This pattern is important to notice. Not only does it put the current problems of demographic growth into a historical perspective, but it suggests that the cause of rapid increase in population in recent years is not a sudden enthusiasm for more children, but an improvement in the conditions that traditionally have caused high mortality.Demographic history can be divided into two major periods: a time of long, slow growth which extended from about 8,000 BC.till approximately AD. 1650. In the first period of some 9600 years, the population increased from some 8 million to 500 million in 1650. Between 1650 and the present, the population has increased from 500 million to more than 4 billion. And it is estimated that by the year 2000 there will be 6.2 billion people throughout the world. One way to appreciate this dramatic difference in such abstract numbers is to reduce the time frame to something that is more manageable. Between 8000BC and 1650, an average of only 50,000 persons was being added annually to the world’s population each year. At present, this number is added every six hours. The increase is about 80,000,000 persons annually. 21.Which of the following demographic growth pattern is most suitable for the long thin powder fuse analogy?A.A virtually stable or slightly decreasing period and then a sudden explosion of population.B.A slow growth for a long time and then a period of rapid, dramatic increase.C.Too many people on earth and a few rapid increase in the number added each year.D.A long period when death rates exceeds birthrates and then a short period with higher fertility and lower mortality.答案：A22.During the first period of demographic history, societies were often in danger of extinction because___.A.only one in ten persons could live past 40.B.there was higher mortality than fertility in most places.C.it was too dangerous to have babies due to the poor conditions.D.our ancestors had little enthusiasm for more children.答案：B23.Which statement is true about population increase?A.There might be an increase of 2.2 billion persons from now to the year 2000.B.About 50,000 babies are born every six hours at present.C.Between 8000 BC and the present, the population increase is about 80,000,000 persons each year.D.The population increased faster between 8000BC and 1650 than between 1650 and the present.答案：A24.The author of the passage intends to___.A.warn people against the population explosion in the near future.pare the demographic growth pattern in the past with that after 1650.C.find out the cause for rapid increase in population in recent years.D.present us a clear and complete picture of the demographic growth.答案：D25.The word “demographic” in the first parag raph means___.A.statistics of human.B.surroundings study.C.accumulation of human.D.development of human.答案：A资料6：On the 36th day after they had voted, Americans finally learned Wednesday who would be their next president: Governor George W. Bush of Texas.Vice President Al Gore, his last realistic avenue for legal challenge closed by a U. S. Supreme Court decision late Tuesday, planned to end the contest formally in a televised evening speech of perhaps 10 minutes, advisers said.They said that Senator Joseph Lieberman, his vice presidential running mate, would first make brief comments. The men would speak from a ceremonial chamber of the Old Executive office Building, to the west of the White House.The dozens of political workers and lawyers who ha d helped lead Mr. Gore’s unprecedented fight to claw a come-from-behind electoral victory in the pivotal state of Florida were thanked Wednesday and asked to stand down.“The vice president has directed the recount committee to suspend activities,” William Daley, the Gore campaign chairman, said in a written statement.Mr. Gore authorized that statement after meeting with his wife, Tipper, and with top advisers including Mr. Daley.He was expected to telephone Mr. Bush during the day. The Bush campaign kept a low profile and moved gingerly, as if to leave space for Mr. Gore to contemplate his next steps.Yet, at the end of a trying and tumultuous process that had focused world attention on sleepless vote counters across Florida, and on courtrooms form Miami to Tallahassee to Atlanta to Washington the Texas governor was set to become the 43d U. S. president.The news of Mr. Gore’s plans followed the longest and most rancorous dispute over a U. S. presidential election in more than a century, one certain to leave scars in a badly divided country.It was a bitter ending for Mr. Gore, who had outpolled Mr. Bush nationwide by some 300000 votes, but, without Florida, fell short in the Electoral College by 271votes to 267—the narrowest Electoral College victory since the turbulent election of 1876.Mr. Gore was said to be distressed by what he and many Democratic activists felt was a partisan decision from the nation’s highest court.The 5-to –4 decision of the Supreme Court held, in essence, that while a vote recount in Florida could be conducted in legal and constitutional fashion, as Mr. Gore had sought, this could not be done by the Dec. 12 deadline for states to selecttheir presidential electors.James Baker 3rd, the former secretary of state who represented Mr. Bush in the Florida dispute, issued a short statement after the U. S. high court ruling, saying that the governor was “very pleased and gratified.”Mr. Bush was planning a nationwide speech aimed at trying to begin to heal the country’s deep, aching and v aried divisions. He then was expected to meet with congressional leaders, including Democrats. Dick Cheney, Mr. Bush’s ruing mate, was meeting with congressmen Wednesday in Washington.When Mr. Bush, who is 54, is sworn into office on Jan.20, he will be only the second son of a president to follow his father to the White House, after John Adams and John Quincy Adams in the early 19th century.Mr. Gore, in his speech, was expected to thank his supporters, defend his hive-week battle as an effort to ensure, as a matter of principle, that every vote be counted, and call for the nation to join behind the new president. He was described by an aide as “resolved and resigned.”While some constitutional experts had said they believed states could present electors as late as Dec. 18, the U. S. high court made clear that it saw no such leeway.The U.S. high court sent back “for revision” to the Florida court its order allowing recounts but made clear that for all practical purposes the election was over.In its unsign ed main opinion, the court declared, “The recount process, in its features here described, is inconsistent with the minimum procedures necessary to protect the fundamental right of each voter.”That decision, by a court fractured along philosophical lines, left one liberal justice charging that the high court’s proceedings bore a political taint. Justice John Paul Stevens wrote in an angry dissent:” Although we may never know with complete certainty the identity of the winner of this year’s presidentialel ection, the identity of the loser is perfectly clear. It is the nation’s confidence in the judge as an impartial guardian of the law.”But at the end of five seemingly endless weeks, during which the physical, legal and constitutional machines of the U. S. election were pressed and sorely testedin ways unseen in more than a century, the system finally produced a result, and one most Americans appeared to be willing at lease provisionally to support. The Bush team welcomed the news with an outward show of restraint and aplomb. The governor’s hopes had risen and fallen so many times since Election night, and the legal warriors of each side suffered through so many dramatic reversals, that there was little energy left for celebration.26 The main idea of this passage is[A]. Bush’s victory in presidential election bore a political taint.[B]. The process of the American presidential election.[C]. The Supreme Court plays a very important part in the presidential election.[D]. Gore is distressed.27 What d oes the sentence “as if to leave space for Mr. Gore to contemplate hisnext step” mean[A]. Bush hopes Gore to join his administration. [B]. Bush hopes Gore to concede defeat and to support him.[C]. Bush hopes Gore to congraduate him. [D]. Bush hopes Gore go on fighting with him.28 Why couldn’t Mr. Gore win the presidential election after he outpolled Mr. Bush in the popular vote? Because[A]. the American president is decided by the supreme court’s decision. [B]. people can’t directly elect their p resident.[C]. the American president is elected by a slate of presidential electors. [D]. the people of each state support Mr. Bush.29 What was the result of the 5—4 decision of the supreme court?[A]. It was in fact for the vote recount. [B]. It had nothing to do with the presidential election.[C]. It decided the fate of the winner. [D]. It was in essence against the vote recount.30 What did the “turbulent election of 1876” imply?[A]. The process of presidential election of 2000 was the same as that.[B]. There were great similarities between the two presidential elections (2000 and 1876).[C]. It was compared to presidential election of 2000. [D]. It was given an example.答案：A B C D B二、完型填空Business and government leaders also consider the inflation rate to be an important general indicator. Inflation is a period of increased __1__ that causes rapid rises in prices. __2__ your money buys fewer goods so that you get less for the same amount of money as before, inflation is the problem. There is a general rise __3__ the price of goods and services. Your money buys less. Sometimes people describe inflation as a (n) __4__ when "a dollar is not worth a dollar anymore". Inflation is a problem for all consumers. People who live on a fixed income are hurt the ___5__. Retired people, for instance, cannot __6__ on an increase in income as prices rise. Elderly people who do not work face serious problems in stretching their incomes to __7___ their needs in time of inflation. Retirement income __8__ any fixed income usually does not rise as fast as prices. Many retired people must cut their spending to keep up with rising prices. In many cases they must stop __9__ some necessary items, such as food and clothing. Even for working people whose incomes are going up, inflation can be a problem. The __10__ of living goes up, too. People who work must have even more money to keep up their standard of living. Just buying the things they need costs more. When incomes do not keep __11__ with rising prices, the standard of living goes down. People may be earning the same amount of money, but they are not living __12__ because they are not able to buy as many goods and services.Government units gather information about prices in our economy and publish it as price indexes __13___ the rate of change can be determined. A price index measures changes in prices using the price for a __14__ year as the base. The base price is set at100, and the other prices are reported as a __15__ of the base price. A price index makes it possible to compare current prices of typical consumer goods, for example, with prices of the same goods in previous years.1. A. spending B. demanding C. consuming D. saving2. A. Because B. While C. Since D. When3. A. in B. on C. at D. to4. A. chance B. time C. moment D. occasion5. A. best B. least C. most D. worst6. A. rely B. rest C. depend D. count7. A. meet B. obtain C. care D. acquire8. A. or B. and C. excluding D. including9. A. to buy B. buying C. having bought D. from buying10. A. price B. level C. cost D. standard11. A. race B. pace C. speed D. step12. A. as usual B. as such C. as before D. as well13. A. in which B. of which C. from which D. by which14. A. given B. last C. fixed D. definite15. A. portion B. percentage C. proportion D. fraction参考答案： ADABC DAABC BDCAB三、字词理解1. The forecast for this evening is wind and rain, theoutlook for tomorrow is fine and sunny.A. out of handB. on every handC. on the other handD. on all hands答案：C2. - I wonder if you could help me.- _________________________________.A. I couldB. Yes, I doC. No, not at allD. Of course答案：D3. She paid the builder _________ the gate.A. to repairB. repairC. repairingD. repaired答案：A4. Not until most of the people had left the airport _________ his sister was there.A. that he saw。

银行中国银行笔试试题范本WORD档P

银行中国银行笔试试题范本(ＷORＤ档)P————————————————————————————————作者: ————————————————————————————————日期:中国银行笔试试题综合部分选择题1．以下哪个同行拆借率是目前被认可和通行的(伦敦同业拆借率）2．世界上第一个商业银行是?（英格兰银行)３．巴塞尔协议规定的资本充足率为多少(８%)4．商业银行的经营目的是什么?（盈利）5．在日本发行的以美元计价的债券称为什么（欧洲市场债券）6．利率互换的条件(币种相同、期限相同、利率计算方式不同)7．关于卖空股指期货操作的题目８.以下哪个选项最适合作为回购协议(国债、股票之类)9．以下哪种票据需要承兑(远期汇票)１0．证券投资属于什么投资（直接投资、间接投资 and so on）1１．布雷顿森林体系崩溃时间(七十年代初期)１２．央行和商业银行的货币职能(央行提供原始货币,商业银行制造派生货币)13．凯恩斯的货币需求理论最大的特点是(强调利率的作用)14.菲利普斯曲线描述的是什么？(通货膨胀与失业率之间的关系)15.洛仑兹曲线描述的是什么?(收入分配公平程度）——不确定是不是这道题１６.发行国债的最主要目的是什么？（筹集建设资金）17.市场营销的核心环节是（交换)１8.关系营销的理论基础是什么19.泰勒被尊称为什么(科学管理之父）20．国内企业引进了激励奖金制后，现在激励奖金已经变成工资的一部分,而失去了原本的激励作用,这样意味着？（激励效应在每个国家作用不同、如何防止激励奖金变成工资的一部分是管理人员需要重视和提高的什么什么,忘了）２1．某企业生产平均成本达到最小值,那么该企业（利润达到最大值、超额利润为零、边际成本等于平均成本oｒwhaｔeveｒ）22.劳动法对于加班时间的限定(每月不得超过36小时）23．如果企业安排员工周末上班而又不予以调休,那么应支付多少倍工资（2倍)24．以下哪个选项免收营业税（医院提供医疗服务的费用、邮局出售邮票、移动公司出售充值卡、还有一个选项忘了)25.以下哪种情况免收个人所得税(保险理赔)26.企业增值税的属性（A.归中央税入Ｂ．归地方税入Ｃ.共享税中央为主Ｄ．共享税地方为主）2８.Ａ、B两个相连的会计年份和甲乙两种不同的会计方式混搭，问哪个符合会计一致性原则29．某跨国企业子公司财务报告与母公司合并,过程中遭遇的汇率风险属于什么风险(经营风险、市场风险、经济风险、会计风险)3０.影响现金流的操作3１．以下哪个软件通常用来收发邮件(Ｏutloｏk Expreｓs。

2010年中国人民银行笔试题(英语专业)

2010年中国人民银行笔试题（英语专业）zz熔茗北京工商大学嘉华学院市场营销2010-08-20 10:30:07终于央行的求职历程（11月9日---12月5日，2009），今天可以打住了，虽然有些感伤，死在了笔试的路上，觉得最对不起的不是自己，而是姐姐及爸爸的信任，此时我不知道怎么向她诉说这个消息，好像默默的把它吞在心里，烧烤着我吧！但是在应届生上得到了这么多求职帮助，我也想把自己的感想写下来，供大家分享，祝福那些已通过笔试的同学也能顺利通过面试，没有过的同学也不要泄气，我们还有机会奋斗的！时间：am，10：00-----12：00，2009年12月5日；共计五大题；考试地点：福师大旗山校区，报考单位：广东河源支行，审核通过：77人。

今年有2100多号人，聚在那里，不说别的，就是这个考生就让你感觉有震撼的。

（当时还有现场一些“警察”）当然，核心要说是考试题目：很多考题是和银行业务相关的英语表述，如果平时没有接触的话，估计很难能在这次考试中有轻松的感觉，所以我觉得有些慌，我用了110分钟。

这个考题和去年的相差很大，但总体上说来今年英语类考试具体如下：一，单选题，10道。

记得题目有:存款保证金是按什么标准收取的（储蓄资产，商行总资产，…..）c．..m，评级标准最好的是（1， aaaa， 1 level，standing）央行现代职能是从什么时候开始的（1986，1984，1985，…）外汇预期下降，会产生什么样的结果商业银行不能从事的业务（credit, treasure bonds,…..）实物交易不要的是（golden, printed currency,…..）其他的不知道了，“…..”表示记不清楚了，你可以参考一下，其他的同学的回忆吧，二，完型填空，20道。

主要说是关于全球温室效应（warming）的研究方法的演变，文章整体难度不大，看2篇基本能懂，只是选一个恰当的词填空，确实有些耗时间。

中国银行招聘考试真题及解析四

2010年中国银行招聘考试真题及解析（四）(时间：120分钟满分：100分）一、单项选择题(下列每小题的备选答案中，只有一个符合题意的正确答案，请选出。

每小题0．5分，共30分。

)1．金融机构之间融通资金以解决临时资金不足的市场是（）。

A．发行市场B．资本市场C．同业拆借市场D．流通市场2．同业拆借是（）。

A．一种特殊的存款形式B．最长不得超过6个月C．参与者包括银行、非银行金融机构与中介机构D．属于担保信用3．银行同业拆借以（）拆借为主。

A．6个月B．4个月C．隔月头寸D．隔夜头寸4．在同业拆借市场交易的是（）。

A．法定存款准备金B．超额准备金C．库存现金D．原始存款5．下列通常被视为无风险利率的是（）。

A．企业债券利率B．国债利率C．投资基金收益率D．回购利率6．外汇市场的双重交易结构是指（）。

A．发行交易与流通交易B．直接交易与经纪交易C．发行交易与经纪交易D．个人交易与机构交易7．按照我国商业银行资产负债比例管理规定，人民币存贷款比例应小于等于（）。

A．70% B．75%C．80% D．85%8．我国首家金融衍生品交易所是（）。

A．上海期货交易所B．中国金融期货交易所C．大连商品交易所D．深圳证券交易所9．利息的实质是（）。

A．货款人取得的报酬B．借款人付出的代价C．利润的一部分，是剩余价值的转化形式D．成本的一部分10．债券本期收益率的计算公式是（）。

A．票面收益／市场价格B．票面收益／债券面值C．(出售价格-购买价格)／市场价格D．(出售价格-购买价格)／债券面值11．若市场利率低于债券收益率时，债券为（）发行。

A．溢价B．打折C．平价D．时价12．实行混业经营集中监管的国家，对银行机构业务经营的范围（）。

A．实行严格的限制B．实行一定程度的限制C．基本没有限制D．完全没有限制13．在现代市场经济中，发挥核心作用的是（）。

A．中央银行的宏观调控B．金融机构从事的金融活动C．股票市场D．金融监管14．对同一借款客户的贷款余额与商业银行资本余额的比例不得超过（）。

银行系统公开招聘考试经济·金融真题2010年

银行系统公开招聘考试经济·金融真题2010年(总分：120.00，做题时间：90分钟)一、第一部分客观题(总题数：0，分数：0.00)二、单项选择题(总题数：40，分数：40.00)1.[中国银行] 下列选项中，属于间接税的是( )。

∙A．企业所得税∙B．财产税∙C．个人所得税∙D．消费税（分数：1.00）A.B.C.D. √解析：[中人教育精析] 本题考查间接税。

间接税是指纳税人能将税负转嫁给他人负担的税收，如各种流转税税种。

2.[中国农业银行] 地方固定收入包括( )。

∙A．消费税∙B．企业所得税∙C．关税∙D．车船税（分数：1.00）A.B.C.D. √解析：[中人教育精析] 地方固定收入包括：(1)营业税(不含各银行总行、铁道、各保险总公司集中缴纳的营业税)；(2)地方企业所得税(不含上述地方银行和外资银行及非银行金融企业所得税)；(3)地方企业上缴利润；(4)个人所得税；(5)城镇土地使用税；(6)固定资产投资方向调节税；(7)城市维护建设税(不含铁道、各银行总行、各保险总公司集中缴纳的部分)；(8)房产税；(9)车船税；(10)印花税；(11)屠宰税；(12)农牧业税；(13)农业特产税；(14)耕地占用税；(15)契税；(16)国有土地有偿使用税等。

3.[中国工商银行] 以费雪和庇古为代表的传统货币数量说认为货币对实物经济不起作用，他们的基本观点是( )。

∙A．假定其他因素不变，商品价格水平与货币数量成正比，货币价值与货币数量成反比∙B．假定其他因素不变，商品价格水平与货币数量成正比，货币价值与货币数量成正比∙C．货币数量说是关于货币需求的理论∙D．人们对货币的需求量取决于他们的流动性偏好（分数：1.00）A. √B.C.D.解析：[中人教育精析] 他们的基本观点两者在本质上是一致的，都是试图说明物价和货币价值的升降取决于货币量的变化。

假定其他因素不变，物价水平与货币量成正比，货币价值与货币量成反比。

银行2010笔试综合行测真题及答案.doc

中国银行2010笔试综合&行测真题及答案中国银行的校园招聘统一笔试包括三部分第一部分：英语90分钟（95题）题型大致分为：单选（老六级）、改错、完型、阅读、阅读新题型（段落排序、句子排序）、快速阅读等，题量笔研究生考试的题量还要大，而且时间只给一个半小时第二部分：行政能力测试60分钟（70题）基本上全部是推理题，包括：言语能力（选词填空）数字推理符号推理数量关系逻辑排序材料分析逻辑判断常识问题第三部分：综合（80题）考的知识比较全面，包括：金融学、会计学、计算机基础、管理学、时政等内容，以下为搜集的2010笔试真题及部分答案。

注意：给一个答案的就是正确答案有选项的表示答案还需要讨论全篇如此，供大家参考。

一、数字推理3.32，7.16，11.08，（），19.02 15.042，8，18，（），50 32123，52，21，9，3，（） 31，3/4，8/9，9/8，7/5,( ) 61/363，3，6，24，（）192二、数量关系1．周长为400M的操场每20M画一道线请问要一共要画多少道线192021222. 二进制数1100100转换成十进制为：941101001023. 一个KTV每周二全天半价，其他每天晚上11点到第二天凌晨7点半价，请问一周共有多少小时半价营业724. 下列那个乘积最大：A. 599*601B. 598*602C ？D. 500*6005. 班里有5个女生、10个男生，抽出一个人去值班，抽完了就去掉不再加入，第二次抽到女生的概率为多少？A三分之一B15分之1C14分之1 D？三、符号推理1. 回、赏、同、形同一规律的字：A.章B、卜C、?D.园四、逻辑排序（题目部分选项不清欢迎讨论得出答案）1.行政改革滞后行政成本大公款吃喝人大代表发言社会热评2. 住房改革建立商品房建立廉价租房买不起房子房价上涨3. 金融危机盲目留学留学生留不了学（大概这个意思）国外部分高校。

2010年中国人民银行各分支机构录用考试试题(英语类)

2010 人行英语笔试回忆因为之前一直在找人行英语类的往年考题，似乎很不好找，刚考完尽可能回忆下原题，说说感受，也让后来者对人行英语考试有点认识。

1 选择题一共十个有问银行存款准备金的多少是由什么决定的，选项有loan , savings etc. 有问商业银行的业务不包括哪个业务，选项有trust, treasury bill etc. 有问我国央行正式履行央行职能的时间，选项83 84 85 86 ，蒙错了，好像是83. 有问FOB的具体意思的，还有问barter economy doesn't posses ....选项有currency, a medium of exchange 什么的，忘了。

选择就能想起这么多啦。

觉得有点小难啊2 完形填空。

气候变化模型的讨论。

其作用和人们对他的怀疑和异见。

不难。

可能是好久没考试了，不是很在状态啊。

3 阅读理解有四篇。

第一个是关于开发智能机器人的。

第二个是关于农业上利用什么infrared scanner 可以locate 害虫分布减农药喷施的文章。

第三个是关于assysmetric information 不对称信息对金融市场的三个影响adverse selection, herding effect and ???忘了。

第四个是一篇金融什么的报告，没大看懂，但题目很简单。

总的来说文章难度一般，题目设置难度也一般，还是比较简单的。

4 翻译。

两部分英译汉，说远期市场forward market 相对于期货市场future market 的优势，即通过clearinghouse 进行交易可避免违约风险。

只要clearinghouse 资金雄厚，交易双方就不会有什么风险等等。

难度一般，就是clearing house 实在不会啊。

汉译英，讲信用社的起源，源于德国，最初是一些人把资金集合在一起作为银行贷款的抵押。

通过股权凭证获得红利而不是利息等等。

不算太难，只是信用社乱编了一个，呵呵。

中国银行2010年分行招聘考试真题

中国银行2010年分行招聘考试真题《认知能力题本》图形符号推理根据给出的图形符号，选出符合规律的一项。

1.2.3.4.5.6.7.8.9.10.11.12.数字推理根据所给数字的规律，从四个选项中选出最恰当的一项。

13.1，4，16，49，121（）A.256B.225C.196D.16914.3，6，11，（），27A.15B.18C.19D.2415.2，13，40，61，（）A.46.75B.82C.88.25D.12116.2/3，3/2，4/3，3，8/3，（）A.8/3B.16/3C.6D.817.12，14，20，38，（）A.46B.52C.64D.9218.8，12，16，16，（），-64A.0B.4C.-8D.1219.12，1112，3112，211213，（）A.312213B.132231C.112233D.33221120.A.13B.7C.0D.-621.0，8，54，192，500，（）A.840B.960C.1080D.128022.2，12，36，80，（）A.100B.125C.150D.17523.0，91，272，271，（） A.27 B.97C.185D.243424. （） 28 3610 18 181 9 9 9A.18B.28C.54D.6425.-2，14，6，10，8，（）A.4B.7C.9D.1026.A.21B.42C.50D.7827.1，2，2，3，4，（）A.3B.7C.8D.928.39，62，91，126，149，178，（）A.205B.213C.221D.22629.3，16，45，96，（），288A.105B.145C.175D.19530.-2，-4，0，16，（）A.25B.32C.50D.6431.8，16，22，24，（）A.18B.22C.26D.2832.1，3，4，1，9，（）A.5B.11C.14D.64言语理解根据文字陈述，完成题目要求。

笔试

中国银行2010笔试阅读真题及答案解析——大街网倾情奉献中国银行校园招聘官方讨论区：/大街网求职招聘：/中国银行2010笔试阅读理解真题中国银行校园招聘笔试英语的难度跟六级和考研的难度差不多，而且时间非常紧张，根本不够用的。

题型大致分为：单选（老六级）、改错、完型、阅读、阅读新题型（段落排序、句子排序）、快速阅读等，题量笔研究生考试的题量还要大，而且时间只给一个半小时。

本文为2010年笔试的阅读的一篇，并提供答案解析以供参考。

Proponents of different jazz styles have always argued that their predecessor''s musical style did not include essential characteristics that define jazz as jazz. Thus, 1940''s swing was belittled by beboppers of the 1950''s who were themselves attacked by free jazzes of the 1960''s. The neoboppers of the 1980''s and 1990''s attacked almost everybody else. The titanic figure of Black saxophonist John Coltrane has complicated the arguments made by proponents of styles from bebop through neobop because in his own musical journey he drew from all those styles. His influence on all types of jazz was immeasurable. At the height of his popularity, Coltrane largely abandoned playing bebop, the style that had brought him fame, to explore the outer reaches of jazz.Coltrane himself probably believed that the only essential characteristic of jazz was improvisation, the one constant in his journey from bebop to open-ended improvisations on modal, Indian, and African melodies. On the other hand, this dogged student and prodigious technician —who insisted on spending hours each day practicing scales from theory books —was never able to jettison completely the influence of bebop, with its fast and elaborate chains of notes and ornaments on melody.Two stylistic characteristics shaped the way Coltrane played the tenor saxophone: he favored playing fast runs of notes built on a melody and depended on heavy, regularly accented beats. The first led Coltrane to sheets of sound”where he raced faster and faster, pile-driving notes into each other to suggest stacked harmonies. The second meant that his sense of rhythm was almost as close to rock as to bebop.Three recordings illustrate Coltrane''s energizing explorations. Recording Kind of Blue with Miles Davis, Coltrane found himself outside bop, exploring modal melodies. Here he played surging, lengthy solos built largely around repeated motifs —an organizing principle unlike that of free jazz saxophone player Ornette Coleman, who modulated ormelodies in his solos. On Giant Steps, Coltrane debuted as leader, introducing his own compositions. Here the sheets of sound, downbeat accents, repetitions, and great speed are part of each solo, and the variety of the shapes of his phrases is unique. Coltrane''s searching explorations produced solid achievement. My Favorite Things was another kind of watershed. Here Coltrane played the soprano saxophone, an instrument seldom used by jazz musicians. Musically, the results were astounding. With the soprano''s piping sound, ideas that had sounded dark and brooding acquired a feeling of giddy fantasy.When Coltrane began recording for the Impulse！Label, he was still searching. His music became raucous, physical. His influence on rockers was enormous, including Jimi Hendrix, the rock guitarist, who, following Coltrane, raised the extended guitar solo using repeated motifs to a kind of rock art form.The primary purpose of the text is to[A] discuss the place of Coltrane in the world of jazz and describe his musical explorations.[B] examine the nature of bebop and contrast it with[C] analyze the musical sources of Coltrane''s style and their influence on his work.[D] acknowledge the influence of Coltrane''s music on rock music and rock musicians.Which of the following best describes the organization of the fourth paragraph？[A] A thesis referred to earlier in the text is mentioned and illustrated with three specific examples.[B] A thesis is stated and three examples are given each suggesting that a correction needs to be made to a thesis referred to earlier in the text.[C] A thesis referred to earlier in the text is mentioned, and three examples are presented and ranked in order of their support of the thesis.[D] A thesis is stated, three seemingly opposing examples are presented, and their underlying correspondence is explained.According to the text, John Coltrane did all of the following during his career EXCEPT[A] improvise on melodies from a number of different cultures.[B] perform as leader as well as soloist.[C] spend time improving his technical skills.[D] eliminate the influence of bebop on his own music.According to the text a major difference between Coltrane and other jazz musicians was the[A] degree to which Coltrane''s music encompassed all of jazz.[B] repetition of motifs that Coltrane used in his solos.[C] number of his own compositions that Coltrane recorded.[D] indifference Coltrane maintained to musical technique.In terms of its tone and form, the text can best be characterized as[A] dogmatic explanation.[B] indignant denial.[C] enthusiastic praise.[D] speculative study.[答案与考点解析]「答案」A「考点解析」本题是一道中心主旨题。

中国银行(BOC)笔试综合知识题

第一部分：13：30-14：50 英语题目形式：单词选择：15题高于六级难度，好多单词不认识句子挑错：每个句子划出四个单词或短语，选择错误的，15题完形填空：15题，文章讲的时差的调整方法。

阅读部分，35题：阅读理解：4篇20题，文章颇难，极其不适应机考。

平时都是划出来重点句子，然后看题，回头定位，第二部分15：20-16：20 职业能力测试其实就是行测，题目比国考简单很多，对于经历笔试较多的人来说时间比较充裕。

第三部分16：20-17：20 综合知识考试内容，继续百科化，包括经济学、金融学、银行业务、国际金融、金融衍生品操作、会计、管理学、市场营销、计算机；单选：55题，每个1分多选：30题，每个1.5分第二部分15：20-16：20 职业能力其实就是行测，题目比国考简单很多，对于经历笔试较多的人来说时间比较充裕。

前几天考过一家，一小时60题，就做了四十来个，这是题外话；一小时70题，分配如下：言语理解：15题数量关系：10题，5个数字推理，5个计算逻辑推理：25题：图形推理、定义判断、排序、类比关系、演绎推理各5题资料分析：10题，两个材料常识：10题，考的挺晕的，譬如澳门哪天宣布曾担任什么的崔世安担任行政长官，其他的欢迎补充第三部分16：20-17：20 综合知识考试内容，继续百科化，包括经济学、金融学、银行业务、国际金融、金融衍生品操作、会计、管理学、市场营销、计算机；单选：55题，每个1分多选：30题，每个1.5分机考一、考前技术支持：ATA界面极其简单，没有题号、进度提示，也没有模拟题，考试说明计时开始才放，完全没心看，之前的考场须知（准考证上有的）倒是放了无数遍！！久远的CRT屏幕，闪呐闪呐闪，马上滴了眼药水，不知道别人会不会以为我内牛满面。

也不敢乱碰，在开考前趴着眯了小会。

还有选项每人不一样，希望师弟师妹们看论坛的时候别死认ABCD，不要迷信不会时选B或C之举。

二、英语：13：30-14：50，需要照靓照~须知上说为了成绩报告单，不过觉得是为了防替考和按照片看人（考得不好也能上？？？自己瞎想的，哇哈）:83)1.单项选择2.判断挑错3.完形填空一篇4.阅读理解四篇，5.排序一篇为文段，讲education和economic growth，论坛说是09考研真题，唉！一篇是中东阿拉伯国家的banking，挖空句子6.快速阅读考生须知上特意提出这题限定5分钟，令还没做到这部分的偶们更加紧张，估计大家和偶一样被这根鱼刺哽着。

中国银行笔试100题回顾

中国银行笔试100题回顾（考生回忆）双击自动滚屏文章来源：互联网发布者：yyh1981 发布时间：2010-01-11 09:52:26 阅读：52206次上午10点半左右出门，刚好洋洋洒洒下着雨，11点多出了地铁口，完全懵了，没去过海珠区附近好在有好朋友华仔的陪伴与指引，轻院的校区设置令人眼晕，中间还肚子疼了一把，嗷呜！找到考场，转悠转悠，没有电脑哇，然后才明白过于急切看到绿色玻璃就以为是大礼堂，结果这是礼堂隔壁的教学楼，还有百佳超市在面试……终于找到了真正的考场，可是没有洗手间，考完英语我还噔噔噔杀回教学楼再蹭蹭蹭杀回来，可怜我的靴子，第一次穿出来成了雨鞋。

还被中行说的“有矿泉水”骗了，只有个小小饮水机，有2排一次性杯子，可是那桶水都没放上去，成了摆设。

好在我带了绿箭，嚼着顺便清醒下，很多人直接带水进场~下面正式说考试一、考前技术支持：ATA界面极其简单，没有题号、进度提示，也没有模拟题，考试说明计时开始才放，完全没心看，之前的考场须知（准考证上有的）倒是放了无数遍！！久远的CRT屏幕，闪呐闪呐闪，马上滴了眼药水，不知道别人会不会以为我内牛满面。

也不敢乱碰，在开考前趴着眯了小会。

还有选项每人不一样，希望师弟师妹们看论坛的时候别死认ABCD，不要迷信不会时选B 或C之举。

监考老师总是跑到旁边，俺是最后一排。

唉，害俺思路停顿，讨厌！！那风还呼呼的吹，右手还僵硬了。

以下是本人做题过程……所回忆的内容次序不一定正确二、英语：13：30-14：50，需要照靓照~须知上说为了成绩报告单，不过觉得是为了防替考和按照片看人（考得不好也能上自己瞎想的，哇哈）1.单项选择每个长相相似，以英语自傲的我开始了蒙之路瞎蒙3.完形填空一篇，关于生物钟、时差，原文见附件4.阅读理解四篇，菠菜有问题从超市下架、tobacco、John Coltrane & jazz、bio-fuel，部分原文见附件5.排序一篇为文段，讲education和economic growth，论坛说是09考研真题，唉！一篇是中东阿拉伯国家的banking，挖空句子这部分根本没时间细看，看着时间快完了，超级紧张，越紧张越不会做，唉6.快速阅读考生须知上特意提出这题限定5分钟，令还没做到这部分的偶们更加紧张，估计大家和偶一样被这根鱼刺哽着。

2010年中国银行总行行测笔试真题

2010年中国银行总行行测笔试真题一、言语理解1、政策和制度在相当程度上带人们的主观意志，或者说是人们意志作用的结果因此在宏观经济管理过程，行政调节方法运用得是否合理和科学，主要取决于人们主观上对客观事物的认识是否正确，取决于人们对客观规律和复杂的经济活动的了解和掌握程度。

这段文字的主旨是( )。

A、行政调节方法在客观经济管理中的局限性B、政策和制度在制定过程中存在不科学性C、应该用经济和法律其他调节方法取代行政调节方法D、政策和制度的正确与否，取决于其制定者的主观因素答案：A2、世界自然基金会的报告显示，如今生物物种消亡的速度比以往任何时候都快。

目前非洲有13000头犀牛，而原先在这片大陆上，这种庞然大物的数目曾达到100万头。

在非洲，河马的数量下降了95%，现在那里只有1300头河马，而在30年前，这种厚皮动物的数量达到29000头。

每年至少有800头河马的牙齿和肉在非洲被交易。

对这段的理解正确的是( )A、世界自然基金会的主要职能是关注和保护地球生物物种B、在过去的30年中全世界河马的数量已经下降了95%C、现在，物的消亡速度要大大快于其他种类的动物D、人类的活动是马数量急剧下降的主要原因答案：D3、关联交易和资金转移在其他国家是明令禁止的，而在中国，借壳上市却成了许多人股市淘金的捷径。

如果上市是为企业筹集资金，借壳也无可指责。

然而，看多了象蓝田这样的皮包公司的伎俩，我们不能不对股市上的概念打上几个问号。

下列陈述，不能从文意中得出的是( )。

A、通过借壳上市的方法可以为企业筹集资金B、为企业筹集资金不是皮包公司借壳上市的真正目的。

C、关联交易和资金转移在我国常有发生D、中国在现阶段应该取消借壳上市的做法答案：D4、因为存在城乡二元结构，同样的经济收入，在城市生活十分艰难，而在村却可能得舒适。

城市是市场化的，而地村却有相当部分非市场因素存在。

总体来讲，进城农民愿意接受很低的工作报酬，而就是因为农村生产劳动力的成本比城市低。

中国银行招聘考试章节题库(英语测试-完形填空)【圣才出品】

中国银行招聘考试章节题库模块一英语测试第二篇完形填空Passage1Questions1-3refer to the following email.To:IEP Group AllFrom:Karin O’FlahertySubject:Office proceduresDear Teachers,Our new school year is starting.I would like to remind everyone about the rules for using our office during this exciting and busy time.Please review these procedures carefully.1．Door Code:You need a code to unlock the office door.New teachers,your code will arrive this week.2．Telephone:Everyone shares the same telephone number.If you answer a call for another teacher,please take a message and leave1in the teacher’s mailbox.3．Computers:Please share the computers.Remember to sign2after using the computer.For help with the computer,please call Mario at extension421. 4．Copying:Copying can be very3,so please make only a few copies. 5．Eating:Please eat in the lunchroom.After eating,throw all trash in the bin.Keep this room clean at all times.We have some new teachers this semester.They arenot yet familiar with our office procedures.Please help these new teachers,and welcome them to our program.Thank you.Best Wishes,KarinKarin O’FlahertyProgram Coordinator1．（A）them（B）her（C）his（D）it【答案】D【解析】空格处指代的是前面的名词a message，因此应填it，故选D项。

中国银行招聘笔试

依据多家网站及网友给予的信息，总结了一些关于中国银行的校园招聘笔试信息。

中国银行的笔试是全国统一的，且不分专业，大家考的是同一份试卷（部分单独招聘的分支机构除外）。

中国银行的笔试持续时间长，三科考试加上休息时间一共持续4个小时。

本文为中国银行笔试资料，主要让大家了解中国银行笔试考什么、怎么考，并放出了精心收集的2010真题。

题型分析第一部分：英语90分钟（95题）英语的难度跟六级和考研的难度差不多，而且时间非常紧张，根本不够用的。

题型大致分为：单选（老六级）、改错、完型、阅读、阅读新题型（段落排序、句子排序）、快速阅读等，题量笔研究生考试的题量还要大，而且时间只给一个半小时中国银行2010笔试段落排序真题/thread-1851171-1-1.html2010考研英语新题型段落排序题解析/thread-1851172-1-1.html中国银行2010笔试完形填空真题/thread-1851173-1-1.html中国银行2010笔试阅读理解真题+答案解析/thread-1851175-1-1.html第二部分：行政能力测试60分钟（70题）基本上全部是推理题，包括：言语能力（选词填空）数字推理符号推理数量关系逻辑排序材料分析逻辑判断常识问题中国银行2010笔试行测&综合测试真题及答案/thread-1851179-1-1.html中国银行2010笔试阅读理解真题+答案解析/thread-1851175-1-1.html洞穿中国银行笔试：数字推理部分/thread-1851187-1-1.html中行行测符号推理题真题详解/thread-1851188-1-1.html第三部分：综合（80题）考的知识比较全面，包括：金融学、会计学、计算机基础、管理学、时政等内容，建议大家复习以下内容，我们也会在近期陆续整理最新的常识及时政题。

劳动法：连续两年考了/thread-1851189-1-1.html银行从业人员资格证书的金融基础部分《商业银行经营管理》、《会计学基础》、《管理学》、《计算机文化基础》，时政考的比较少，大体上考大家比较熟悉的内容针对中行机考，我将各位前辈的资料经过自己分析、整理、综合后，上传给大家一起分享：/thread-1851191-1-1.html考试形式上机考试，须按照规定的顺序依序完成每份试卷，若您在“职业能力”单元中提前点击“交卷”按钮，系统将结束“职业能力”和“综合知识”两个科目的全部考核内容。

中国银行2010笔试完形填空真题

中国银行2010笔试完形填空真题中国银行校园招聘笔试英语的难度跟六级和考研的难度差不多，而且时间非常紧张，根本不够用的。

本文为2010年笔试的完形填空真题，一共15题，红色为网友答案，仅供参考。

When travelers pass from one time zone to another, they suffer from disrupted circadian rhythms, an uncomfortable feeling known as jet lag. For instance, if you travel from California to New York, you "lose" 3 hours according to your body's clock. You will feel tired when the alarm rings at 8 a.m. the next morning because, according to your body's clock, it is still 5 a.m. It usually takes several days for your body's cycles to adjust to the new time.To reduce the effects of jet lag, some doctors try to manipulate the biological clock with a technique called light therapy. They expose people to special lights, many times brighter than ordinary household light, for several hours near the time the subjects want to wake up. This helps them reset their biological clocks and adjust to a new time zone.Symptoms much like jet lag are common in people who work nights or who perform shift work. Because these people's work schedules are at odds with powerful sleep-regulating cues like sunlight, they often become uncontrollably drowsy during work, and they may suffer insomnia or other problems when they try to sleep. Shift workers have an increased risk of heart problems, digestivedisturbances, and emotional and mental problems, all of which may be related to their sleeping problems. The number and severity of workplace accidents also tend to increase during the night shift. Major industrial accidents attributed partly to errors made by fatigued night-shift workers include the Exxon Valdez oil spill and the Three Mile Island and Chernobyl nuclear power plant accidents. One study also found that medical interns working on the night shift are twice as likely as others to misinterpret hospital test records, which could endanger their patients. It may be possible to reduce shift-related fatigue by using bright lig hts in the workplace, minimizing shift changes, and taking scheduled naps.Many people with total blindness experience life-long sleeping problems because their retinas are unable to detect light. These people have a kind of permanent jet lag and periodic insomnia because their circadian rhythms follow their innate cycle rather than a 24-hour one. Daily supplements of melatonin may improve night-time sleep for such patients. However, since the high doses of melatonin found in most supplements can build up in the body, long-term use of this substance may create new problems. Because the potential side effects of melatonin supplements are still largely unknown, most experts discourage melatonin use by the general public.。

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中国银行2010笔试完形填空真题
中国银行校园招聘笔试英语的难度跟六级和考研的难度差不多，而且时间非常紧张，根本不够用的。

本文为2010年笔试的完形填空真题，一共15题，红色为网友答案，仅供参考。

When travelers pass from one time zone to another, they suffer from disrupted circadian rhythms, an uncomfortable feeling known as jet lag. For instance, if you travel from California to New York, you "lose"
3 hours according to your body's clock. You will feel tired when the alarm rings at 8 a.m. the next morning because, according to your body's clock, it is still 5 a.m. It usually takes several days for your body's cycles to adjust to the new time.
To reduce the effects of jet lag, some doctors try to manipulate the biological clock with a technique called light therapy. They expose people to special lights, many times brighter than ordinary household light, for several hours near the time the subjects want to wake up. This helps them reset their biological clocks and adjust to a new time zone.
Symptoms much like jet lag are common in people who work nights or who perform shift work. Because these people's work schedules are at odds with powerful sleep-regulating cues like sunlight, they often become uncontrollably drowsy during work, and they may suffer insomnia or other problems when they try to sleep. Shift workers have an increased risk of heart problems, digestive disturbances, and emotional and mental problems, all of which may be related to their sleeping problems. The number and severity of workplace accidents also tend to increase during the night shift. Major industrial accidents attributed partly to errors made by fatigued night-shift workers include the Exxon Valdez oil spill and the Three Mile Island and Chernobyl nuclear power plant accidents. One study also found that medical interns working on the night shift are twice as likely as others to misinterpret hospital test records, which could endanger their patients. It may be possible to reduce shift-related fatigue by using bright lig hts in the workplace, minimizing shift changes, and taking scheduled naps.
Many people with total blindness experience life-long sleeping problems because their retinas are unable to detect light. These people have a kind of permanent jet lag and periodic insomnia because their circadian rhythms follow their innate cycle rather than a 24-hour one. Daily supplements of melatonin may improve night-time sleep for such patients. However, since the high doses of melatonin found in most supplements can build up in the body, long-term use of this substance may create new problems. Because the potential side effects of melatonin supplements are still largely unknown, most experts discourage melatonin use by the general public.。