人身保险理赔的七大流程

人身保险理赔的七大流程
1.报案:申请人或受益人向保险公司报告理赔要求。

Report a claim: The applicant or beneficiary reports the claim to the insurance company.
2.材料提交:申请人或受益人须提交相关的理赔申请材料。

Document submission: The applicant or beneficiary must submit relevant claim documents.
3.筛选资料:保险公司对提交的资料进行筛选和审查。

Document screening: The insurance company reviews and screens the submitted documents.
4.理赔审核:保险公司对理赔申请进行审核和核实。

Claim review: The insurance company reviews and verifies the claim application.
5.理赔决定:保险公司根据审核结果做出理赔决定。

Claim decision: The insurance company makes a claim decision based on the review results.
6.理赔支付:如符合条件，保险公司将支付相应的理赔款项。

Claim payment: If eligible, the insurance company will make the corresponding claim payment.
7.结案:理赔流程完成，受益人收到理赔款项后，案件结案。

Closure: Once the claim process is completed and the beneficiary receives the claim payment, the case is closed.。