考试题银行英语A.docx

请为左栏词语选择合适的定义并将右栏答案代号填写在题号左边。

（每小题1分，共10分）1 .fluctuate A) add money into an account2.passbook B) move up and down3.deposit C) the book issued by a bank to record deposits withdrawers and interest earned in a saving account4.interest D) removal of funds from an account5.APY E) money left in the bank that draws interest6.credit F) payment by the bank for the use of a depositors money7.endorser G) The holder who makes signature at the back of the financialdocuments and transfers the right to the subsequent person.8.liquidate H) annual percentage yield9.return I) The annual return on an investment, expressed as a percentage ofthe total amount invested.10. withdrawal J) pay or settle二、请为每小题选择合适的翻译并将答案填写在后边横线上。

（每小题2分，共40分）保险单、营业时间、名义利率、首期付款、英镑、复利、支票帐户、动产抵押、即期汇票、信用额度、对账单、基准利率、活期存款、划线支票、直接报价法、商业银行、国际保险商联合会、未付支票、电汇、信用证号码1.demenad draft ___________________2.crossed cheque _____________________3.GBP ________________________4.direct quotation _____________________5.insurance policy _____________________6.credit lines _____________________7.checking account ____________________8.offfice hour ____________________9.demand deposit ____________________10.nominal rate ____________________ponding interest ____________________12.account statement ____________________13.base rate ____________________14.down payment ____________________15.chattel mortgage _____________________16.Factors Chain International ____________________mercial bank ____________________18.outstanding check ____________________19.credit number _______________________20.talegraphic transfer _____________________三、单项选择题(每小题2分，共40分)1. A cheque is valid for ( A ) months from the date of issuance,unless a shorter periodis written on the face of the cheque.A.sixB.fiveC.threeD.nine2.( A ) cheque can be cashed over the counter.A.An openB. A crossedC・ A general crossingD. A special crossing3.If interest rates climb,bond prices ( B ).A.riseB.fallC・ dorft changeD. cannot be determined4.Inirect quotation is used in ( A ).A.New yorkB・ JapanC・ SingaporeD. Hong Kong5.In a spot transaction,the contract is made on Oct.2nd(monday),and the value dateis ( B ).A.Oct.3rdB.Oct.4thC・ Oct・5thD. Oct.6th6.SWIFT is ( B ).A.in the United StatesB. a kind of communications belonging to TT system for interbank^ fund transferC・ an institution of the United NationsD. a governmental organization7.Mail transfers are sent to the correspondent bank ( C ),unless otherwiseinstructed by clients.A.by courier serviceB.by ordinary mailC・ by airmailD. by seamailrge payments should be made by ( D ).A.TTB.SWIFTC.MTD.A or B9.The operation of collection begins with ( A )A.the customer and the remitting bankB・ the remitting bank and the collecting bankC・ the presenting bank and the draweeD. the collecting bank and the presenting bank10.A ( D ) payment does not take as long as an MT payment.A.SWIFTB.TTC.DDD.A or B11 • The commission charged by a third bank involved in the collection should be paidby( A ).A.the exporterB.the importerC・ the correspondent bankD. the remitting bank12.The reasonable time concerning protest for non-payment or non-acceptance isusually ( D )•A.half a dayB.one or two daysC.ten hoursD.twenty-four hours13.The documents will not be delivered to the buyer until ( B ).A.the goods have arrivedB.the bill is paid or acceptedC.the buyer has cleared the goodsD.both A and B14.A check must be signed by (A)A. the drawerB • the draweeC.the payerD.the payee15.The importance of distinction between finacial documents and commercialdocuments lies in that it helps decide whether it is ( D ).A.inward collection or outword collectionB.bill collection or gooods collectionC.cash collection or check collectionD.clean collection or documentary collection16.Banks are obligated to verify the documents received to see that ( C ).A.they are authenticB.they are regularC.they are those listed in the collection orderD.they are in the right form17.Detailed instructions must be sent to the collecting bank ( B ).A.in the application formB.in the collection orderC.in the documentsD.both A and B18.If it is not stated as D/A or D/P5the documents can be released ( A )A. against paymentB.against acceptanceC.in either wayD.against acceptance pour aval19.All the parties to a collection are bound by ( C )A.UCP400B.UCP500C.UCP522D.UCR25420.If a credit stipulating partial shipment prohibited calls for covering shipment of100 bags cotton,then the quantity of the cotton shipped may be ( A )A.100 bagsB.105 bagsC.98 bagsD. a or b or c四、作文：My college life (10 分)。