个人消费贷款借款担保合同中英
担保合同中英文对照
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担保合同中英文对照Guarantee Agreement担保合同中英文对照1. Introduction1. 引言This guarantee agreement ("Agreement") is entered into between ABC Company (hereinafter referred to as "Guarantor") and XYZ Company (hereinafter referred to as "Principal Debtor"). This Agreement sets forth the terms and conditions pertaining to the Guarantor's guarantee of the Principal Debtor's obligations to LMN Bank (hereinafter referred to as "Lender").本担保协议(以下简称“协议”)由甲方ABC公司(以下简称“担保人”)与乙方XYZ公司(以下简称“主债务人”)签订。
本协议规定了担保人对于主债务人向LMN银行(以下简称“贷方”)承担的债务提供担保的条款和条件。
2. Definitions2. 定义2.1 "Guarantee" refers to the guarantor's commitment to ensure the performance of the principal debtor's obligations under the loan agreement with the lender.2.1 “担保”指担保人为保证主债务人根据与贷方签订的贷款协议履行债务的承诺。
2.2 "Principal Debt" refers to the loan provided by the lender to the principal debtor.2.2 “主债务”指贷方向主债务人提供的贷款。
银行个人贷款合同中英文版6篇
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银行个人贷款合同中英文版6篇全文共6篇示例,供读者参考篇1Personal Loan AgreementThis Personal Loan Agreement (the “Agreement”) is entered into on [Date] between [Lender Name], with a principal place of business at [Address] (the “Lender”), and [Borrower Name], with a residence address at [Address] (the “Borrower”).1. Loan Amount: The Lender agrees to lend the Borrower the principal amount of [Loan Amount] (the “Loan Amount”).2. Interest Rate: The Borrower agrees to pay interest on the outstanding principal amount of the loan at the rate of [Interest Rate] per annum.3. Term: The term of this loan shall be [Number] months from the date of this Agreement.4. Repayment: The Borrower agrees to repay the outstanding principal amount of the loan in [Number] equal installments of [Monthly Repayment Amount], payable on the [Day] day of each month.5. Prepayment: The Borrower may prepay the loan in full or in part at any time without penalty.6. Default: In the event of default, the Lender shall have the right to accelerate the loan and demand immediate repayment of the outstanding principal amount.7. Governing Law: This Agreement shall be governed by the laws of [Jurisdiction].8. Amendments: Any amendments to this Agreement must be made in writing and signed by both parties.IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the date first above written.Lender: [Signature]Borrower: [Signature][Name][Date]篇2Personal Loan AgreementThis Personal Loan Agreement (the "Agreement") is entered into effective as of [Date] by and between [Lender’s Name],with a principal place of business at [Address] (the "Lender") and [Borrower’s Name], residing at [Address] (the "Borrower").1. Loan Amount and PurposeThe Lender agrees to loan the Borrower the principal amount of [Loan Amount] (the "Loan") for the purpose of [Loan Purpose]. The Borrower agrees to repay the Loan in accordance with the terms and conditions of this Agreement.2. Interest Rate and FeesThe Parties hereby agree that the interest rate on the Loan shall be [Interest Rate] per annum. In addition to the interest, the Borrower agrees to pay any applicable fees, including but not limited to, origination fees and late payment fees.3. Repayment TermsThe Loan shall be repaid in [Number of Installments] installments of [Monthly Repayment Amount] each, to be paid on the [Day of the Month] of each month, beginning on [First Repayment Date]. The Borrower shall make payments to the Lender at [Payment Address].4. PrepaymentThe Borrower may prepay all or part of the outstanding Loan balance at any time without penalty. Any prepayments made shall first be applied to any outstanding fees or charges and then to the outstanding principal balance.5. DefaultIf the Borrower fails to make any payment when due, the Loan shall be considered in default. Upon default, the Lender may declare the entire outstanding balance of the Loan immediately due and payable and take any appropriate legal action to collect the debt.6. Governing LawThis Agreement shall be governed by and construed in accordance with the laws of [State/Country]. Any dispute arising out of or relating to this Agreement shall be resolved through arbitration in [City], in accordance with the rules of the American Arbitration Association.IN WITNESS WHEREOF, the Parties hereto have executed this Agreement as of the Effective Date first above written.[Lender’s Name] [Borrower’s Name]By:__________________ By:_______________Name:_______________ Name:______________Title:________________ Date:_______________Date:________________ [Witness's Name]WitnessThis Agreement represents the entire agreement between the Parties with respect to the Loan and supersedes any prior agreements or understandings, whether written or oral. This Agreement may not be modified except in writing signed by both Parties.篇3Personal Loan AgreementThis Personal Loan Agreement ("Agreement"), is made and entered into as of [Date] by and between [Lender], a bank organized and existing under the laws of [Country], and having its principal place of business at [Address], and [Borrower], an individual residing at [Address].Whereas, Borrower desires to borrow a sum of money from Lender, and Lender desires to lend Borrower such sum of money on the terms and conditions set forth herein.Now, therefore, in consideration of the mutual covenants contained herein and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereby agree as follows:1. Loan Amount. Lender agrees to lend Borrower the sum of [Amount in Words] ([Amount in Numbers]) dollars, to be disbursed in one lump sum payment.2. Interest Rate. The annual interest rate on the loan shall be [Interest Rate]%. Interest shall accrue from the date of disbursal of the loan until the loan is fully repaid.3. Repayment Terms. Borrower shall repay the loan in equal monthly installments of [Amount] dollars, beginning on [First Payment Date] and continuing on the same date of each month thereafter until the loan is fully repaid.4. Prepayment. Borrower may prepay the loan, in whole or in part, at any time without penalty. Any partial prepayments made by Borrower shall be applied first to accrued but unpaid interest and then to the outstanding principal amount of the loan.5. Default. In the event Borrower fails to make any payment when due, or otherwise defaults under the terms of this Agreement, Lender may declare the entire outstanding balanceof the loan immediately due and payable and pursue all available legal remedies to enforce its rights under this Agreement.6. Governing Law. This Agreement shall be governed by and construed in accordance with the laws of [Country]. Any dispute arising under or in connection with this Agreement shall be resolved by arbitration in accordance with the rules of the [Arbitration Institution].7. Entire Agreement. This Agreement constitutes the entire agreement between the parties with respect to the subject matter hereof and supersedes all prior agreements and understandings, whether written or oral, relating to such subject matter.IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the date first above written.[Lender] [Borrower]By: Name: Name:Title: Title:Date: Date:篇4Personal Loan AgreementThis Personal Loan Agreement (the "Agreement") is entered into on [Date] between [Lender], a financial institution located at [Address] ("Lender") and [Borrower], an individual located at [Address] ("Borrower").1. Loan Amount: The Lender agrees to loan the Borrower the principal amount of [Loan Amount] (the "Loan").2. Interest Rate: The Loan shall bear interest at the rate of [Interest Rate] per annum, calculated on the outstanding principal amount from time to time.3. Term: The term of the Loan shall be [Loan Term] months, beginning on the date of disbursement of the Loan.4. Repayment: The Borrower shall repay the Loan amount in [Number of Payments] equal monthly installments of [Installment Amount], with the first installment due on [First Due Date].5. Prepayment: The Borrower shall have the right to prepay the Loan in whole or in part at any time without penalty.6. Late Payment: In the event that any installment payment is not made when due, the Borrower shall pay a late payment fee of [Late Payment Fee].7. Default: The Loan shall be considered in default if the Borrower fails to make any installment payment within [Number of Days] days of its due date.8. Security: The Borrower hereby pledges, assigns, and transfers to the Lender all rights and interests in [Collateral], as security for the Loan.9. Governing Law: This Agreement shall be governed by and construed in accordance with the laws of [Jurisdiction].IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the date first above written.[Lender] [Borrower]Signature: __________________ Signature: __________________Print Name: _________________ Print Name: ________________Date: ___________________ Date: ____________________篇5Personal Loan ContractThis Personal Loan Contract ("Contract") is made and entered into on this ______ day of __________, 20__ between [Borrower’s Name], whose address is [Borrower’s Address]("Borrower") and [Lender’s Name], whose address is [Lender’s Address] ("Lender").Loan Amount:1. The Lender agrees to lend to the Borrower the sum of______________ dollars ($______) ("Loan Amount") for the purpose of [purpose of loan].Repayment Terms:2. The Borrower agrees to repay the Loan Amount to the Lender in accordance with the following terms:a. The Loan Amount shall be repaid in [number of installments] equal installments of ______________ dollars ($______) each.b. The Borrower shall make the first installment payment on the ______ day of __________, 20__ and subsequent installment payments on the same day of each month thereafter until the Loan Amount is fully repaid.c. The Borrower shall pay interest on the unpaid principal balance of the Loan Amount at the rate of ____________ percent per annum.Prepayment:3. The Borrower may prepay the Loan Amount in full or in part at any time without penalty.Default:4. If the Borrower fails to make any installment payment when due, the Loan Amount shall become immediately due and payable in full, and the Lender may pursue any available legal remedies to collect the outstanding amount.Governing Law:5. This Contract shall be governed by and construed in accordance with the laws of the State of [State].Entire Agreement:6. This Contract constitutes the entire agreement between the parties with respect to the Loan Amount, and supersedes all prior agreements and understandings, whether written or oral, relating to the Loan Amount.IN WITNESS WHEREOF, the parties hereto have executed this Contract as of the date first above written.[Borrower’s Signature][Lender’s Signature][Borrower’s Name][Lender’s Name]篇6Personal Loan AgreementThis Personal Loan Agreement (the "Agreement") is entered into on [Date], by and between [Lender Name], with its principal place of business located at [Address] (the "Lender") and [Borrower Name], with a mailing address of [Address] (the "Borrower").Loan Details:1. Loan Amount: The Lender agrees to lend the Borrower the principal amount of [Loan Amount] (the "Loan Amount").2. Interest Rate: The interest rate on the Loan Amount shall be [Interest Rate]% per annum.3. Repayment Term: The Borrower shall repay the Loan Amount in [Number] installments of [Amount] each on the [Monthly Due Date] of each month, starting on [First Repayment Date].4. Late Payment: In the event that the Borrower fails to make the repayment on time, a late fee of [Late Fee Amount] shall be charged.5. Prepayment: The Borrower shall have the right to prepay the Loan Amount in whole or in part at any time without penalty.Representations and Warranties:1. The Borrower represents and warrants that all information provided in connection with this Agreement is true, accurate, and complete.2. The Borrower agrees to use the Loan Amount for the purpose agreed upon between the parties.3. The Borrower shall promptly notify the Lender of any changes in the Borrower's financial condition that may affect the Borrower's ability to repay the Loan Amount.Miscellaneous:1. This Agreement constitutes the entire agreement between the parties concerning the Loan Amount and supersedes any prior agreements or understandings.2. This Agreement shall be governed by and construed in accordance with the laws of [Jurisdiction].3. Any disputes arising out of or in connection with this Agreement shall be resolved through mediation or arbitration.IN WITNESS WHEREOF, the parties have executed this Agreement as of the date first written above.Lender: [Lender Name]Borrower: [Borrower Name]。
银行个人贷款合同中英文版8篇
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银行个人贷款合同中英文版8篇篇1【中文版】甲方(银行):____________ 银行乙方(借款人):____________ 身份证号:__________________鉴于甲方同意向乙方提供贷款,乙方同意按照本合同约定的方式和条件归还借款,双方本着平等、自愿、公平和诚实信用的原则,经友好协商,订立本合同:一、贷款内容1. 贷款种类:____________________2. 贷款金额:人民币______万元整(大写)3. 贷款期限:自______年______月______日起至______年______月______日止。
4. 贷款利率:年利率为______%。
贷款利息自贷款发放之日起计算。
二、还款方式及计划1. 乙方应按照甲方规定的还款计划按期偿还贷款本息。
2. 还款方式:____________________。
3. 还款计划如下:____________________。
三、担保事项1. 乙方应按照甲方的要求提供担保,确保本合同的履行。
2. 担保方式:____________________。
3. 担保范围:包括但不限于贷款本金、利息、违约金等费用。
四、保证事项1. 乙方保证向甲方提供的所有资料真实有效。
2. 乙方保证按照本合同约定的方式和期限使用贷款,不得擅自改变贷款用途。
3. 乙方保证按期偿还贷款本息,如未按时还款,应承担违约责任。
五、违约责任1. 如乙方未按照本合同约定的时间和方式偿还贷款本息,应按照未还金额的一定比例支付违约金。
2. 乙方违反本合同约定的其他条款,甲方有权要求乙方承担违约责任并采取相应的法律措施。
六、合同变更与解除1. 本合同一经签订,甲乙双方应严格履行。
合同期间,任何一方不得擅自变更或解除合同。
2. 如因不可抗力等因素需要变更或解除本合同,应经甲乙双方协商一致,并书面确认。
七、争议解决1. 甲乙双方因本合同产生的争议,应友好协商解决;协商不成的,可以向合同签订地人民法院提起诉讼。
银行个人贷款合同中英文版2篇
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银行个人贷款合同中英文版2篇篇1合同编号:【编号】甲方(银行):__________分行/支行地址:__________________________电话:__________________________乙方(借款人):___________身份证号码:_____________________住址:__________________________电话:__________________________电子邮箱:______________________鉴于甲方同意向乙方提供贷款,双方根据《中华人民共和国合同法》等相关法律法规的规定,本着公平、公正、诚实信用的原则,就本次个人贷款事宜达成如下协议:一、贷款事项1. 贷款金额:人民币______元整。
2. 贷款期限:自______年______月______日起至______年______月______日止。
共______期。
每月的______日为还款日。
3. 贷款利率:年利率为______,利息自贷款发放之日起计算。
4. 还款方式:等额本息还款法,每月还款额包括本金及利息,共计______元整。
若逾期未还,甲方有权加收逾期利息。
二、保证事项乙方保证贷款用途合法合规,并保证按时足额偿还贷款本息。
同时乙方提供必要材料配合甲方完成贷款审核、放款、抵押登记等事宜。
乙方未经甲方同意不得将贷款用于股票、期货等高风险投资行为。
三、抵押物事项为保证本合同的履行,乙方愿意以其所有的位于______的房产作为抵押物,作为偿还贷款的担保。
在贷款未全部清偿前,乙方不得擅自处置抵押物。
四、违约责任如乙方未按约定时间还款或存在其他违约行为,甲方有权采取以下措施:1. 计收罚息和复利;2. 宣布贷款提前到期并要求乙方立即偿还全部本息;3. 行使抵押权;4. 采取法律手段进行催收等。
同时乙方应承担因违约产生的律师费、诉讼费等相关费用。
五、合同的变更和解除本合同一经签订,未经双方同意不得随意变更或解除。
全版个人贷款担保合同英文版
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全版个人贷款担保合同英文版Full Version Personal Loan Guarantee ContractThis document serves as a legal agreement between the lender and the guarantor in relation to a personal loan. The guarantor agrees to guarantee the repayment of the loan by the borrower in the event of default. The terms and conditions outlined in this contract are binding and enforceable by law.1. Parties Involved:- Lender: [Name of Lender]- Borrower: [Name of Borrower]- Guarantor: [Name of Guarantor]2. Loan Details:- Amount of Loan: [Insert Loan Amount]- Interest Rate: [Insert Interest Rate]- Repayment Schedule: [Insert Repayment Schedule]3. Guarantor's Obligations:- The guarantor agrees to guarantee the repayment of the loan by the borrower.- In the event of default by the borrower, the guarantor will be responsible for the outstanding amount.4. Term of Guarantee:- The guarantee provided by the guarantor will remain in effect until the loan is fully repaid or until otherwise terminated by mutual agreement.5. Release of Guarantor:- The guarantor may be released from their obligations under this contract upon written agreement between the lender, borrower, and guarantor.6. Governing Law:- This contract shall be governed by the laws of [Insert Jurisdiction].7. Dispute Resolution:- Any disputes arising from this contract shall be resolved through arbitration in accordance with the rules of [Insert Arbitration Institution].8. Severability:- If any provision of this contract is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.9. Entire Agreement:- This contract constitutes the entire agreement between the parties and supersedes any prior agreements or understandings.10. Signatures:- Lender: [Signature]- Borrower: [Signature]- Guarantor: [Signature]By signing below, the parties acknowledge that they have read and understood the terms and conditions of this contract and agree to be bound by them.[Date of Contract]。
银行个人贷款合同中英文版3篇
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银行个人贷款合同中英文版3篇篇1Bank Personal Loan Contract本合同由以下双方签订:借款人:(以下简称“甲方”)贷款人:(以下简称“乙方”)银行Contract made and signed by the following two parties:Borrower: (hereinafter referred to as "Party A")Lender: Bank (hereinafter referred to as "Party B")鉴于甲方因个人需求,向乙方申请贷款,经双方友好协商,达成以下贷款协议:WHEREAS Party A, for personal needs, applies for a loan from Party B. Through friendly negotiation, both parties have reached the following loan agreement:一、贷款金额与期限Loan Amount and Term1. 乙方同意向甲方提供贷款,金额为____(大写:______)人民币。
Party B agrees to provide Party A with a loan in the amount of ______ RMB (in words: ______).2. 贷款期限为______年,自本合同生效之日计算。
The loan term is ______ years, calculated from the date this contract becomes effective.二、利率与还款方式Interest Rate and Repayment Method1. 贷款利率按乙方规定的利率计算,具体为年利率______%。
The interest rate for the loan shall be calculated at the rate specified by Party B, specifically at an annual interest rate of______%.2. 甲方应按以下方式还款:______ (如:每月等额本息还款、一次性还本付息等)。
担保合同中英文对照
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担保合同中英文对照Guarantee Contract合同编号:XXXX-XXContract Number: XXXX-XX甲方:(债权人)_______________________Party A: (Creditor) _______________________乙方:(债务人)_______________________Party B: (Debtor) _______________________丙方:(担保人)_______________________Party C: (Guarantor) _______________________鉴于:Whereas:1. 甲方与乙方之间存在债务关系,债务详细如下:Party A and Party B have a debt relationship, the details of which areas follows:_______________________________________________________________________________________2. 为确保本合同项下的债务得到及时偿还,甲方要求乙方提供担保。
In order to ensure the timely repayment of the debt under this contract, Party A requires Party B to provide guarantee.3. 乙方委托丙方作为其担保人,并就此达成以下协议。
Party B appoints Party C as its guarantor, and the following agreement is reached:第一条:担保方式Article 1: Guarantee Method1.1 本担保合同采用保证担保方式。
This guarantee contract adopts the method of guarantee.1.2 担保期限为______年/月,自本合同生效之日起计算。
银行个人贷款合同中英文版
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银行个人贷款合同中英文版借款人(以下简称甲方):Borrower(hereinaftercalledPartyA):身份证件名称及号码:IDnameandcodeNo:IDcardNumber 住所:Addressoflivingplace:联系电话:Postcode:邮编:Contactnumber:贷款人(以下简称乙方):Lender(hereinaftercalledPartyB):住所:Addressoflivingplace:联系电话:Postcode:邮编:Contactnumber:抵押人:Mortgager:身份证件名称及号码:IDnameandcodeNo:IDcardNumber 住所:Addressoflivingplace:联系电话:Postcode:邮编:Contactnumber:出质人:Pledger:身份证件名称及号码:IDnameandcodeNo:IDcardNumber 住所:Addressoflivingplace:联系电话:Postcode:邮编:Contactnumber:保证人:Guarantor:身份证件名称及号码:IDnameandcodeNo:IDcardNumber 住所:Addressoflivingplace:联系电话:Postcode:邮编:Contactnumber:根据中华人民共和国合同法和担保法的相关规定,甲方、乙方和担保方经过协商,就乙方向甲方贷款事宜达成如下合同条款。
第一条借款金额Article1AmountofLoan详见本合同第十四条第一款。
第二条借款用途Article2PurposeofLoan详见本合同第十四条第二款。
第三条借款利率Article3InterestofLoan一、借款利率详见本合同第十四条第三款。
二、本合同履行期间,遇中国人*银行贷款利率调整,借款利率按有关规定调整与执行,乙方将在营业场所对贷款利率调整情况进行公告,不再另行书面通知甲方。
英文版个人借款合同
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英文版个人借款合同篇一:中英文借款协议借款协议Loan Agreement甲方(出借方):Party A (Borrower):乙方(借款方):Party B (Lender):甲方为乙方股东之一,就甲方借款给乙方相关事宜,经协商一致达成以下协议:PartyAis one shareholder of Party B, regarding the issue that Party A lend a loan to Party B, after Parties friendly negotiation , agreed as follows:第一条借款金额The amount of the loan甲方借给乙方人民币______________。
甲方所指定的第三人【姓名:身份证号:】向乙方出借的款项视同出借方本人向乙方的出借款。
Party A lends to Party B. Capital that lending from the 3rd Party (name:ID NO.: ) that designated by Party A would beregarded as Party A’s lent capital to Party B.第二条借款期限Term of the loan借款期限自_____ 年__ 月__ 日至_____ 年__ 月__ 日止。
The term shall start from [mm/dd/yyyy] and end to [mm/dd/yyyy].第三条借款利率Lending rate借款利率为【】%/30天换算)。
The lending rate should be which would be calculated as actual number of lending days (one month account for 30 days).第四条还款方式Method of repayment1 / 3借款期限届满到期一次性还清借款本金及利息。
全版个人贷款合同英文版
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全版个人贷款合同英文版Full Version Personal Loan ContractThis document serves as the full version of a personal loan contract between the lender and the borrower. It outlines the terms and conditions of the loan agreement, including the loan amount, interest rate, repayment schedule, and any additional fees or charges.1. Loan Amount: The lender agrees to provide the borrower with a loan amount of [specific amount] to be used for personal expenses or investments.2. Interest Rate: The loan will incur an annual interest rate of [specific rate]%, which will be calculated based on the outstanding balance of the loan.3. Repayment Schedule: The borrower agrees to repay the loan in [specific number] equal installments over a period of [specific duration].The repayment schedule will include the amount of each installment and the due date for payment.4. Additional Fees: In addition to the interest rate, the borrower may be required to pay certain fees, such as late payment fees or prepayment penalties. These fees will be outlined in the loan agreement.5. Default: If the borrower fails to make a scheduled payment on time, they will be considered in default of the loan agreement. The lender may take legal action to recover the outstanding balance of the loan.6. Governing Law: This loan agreement is governed by the laws of [specific jurisdiction]. Any disputes related to the loan agreement will be resolved in accordance with these laws.By signing this document, both the lender and the borrower agree to the terms and conditions outlined in this full version personal loan contract.Signed:Lender: ___________________________ Date: ___________ Borrower: ___________________________ Date: ___________。
银行个人贷款合同中英文版
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银行个人贷款合同中英文版合同编号:【编号】甲方(借款人):【借款人姓名】身份证号码:【借款人身份证号】住址:【借款人住址】联系方式:【借款人联系电话】乙方(贷款银行):【银行名称】地址:【银行地址】法定代表人:【银行法定代表人】联系方式:【银行联系电话】鉴于甲方的借款需求,乙方同意向甲方提供个人贷款,双方根据《中华人民共和国合同法》等相关法律法规的规定,就本次贷款事宜达成如下协议:一、贷款条款1. 贷款金额:【贷款金额】人民币(或等值外币)。
2. 贷款期限:【贷款期限】,自本合同生效之日起计算。
3. 贷款利率:【贷款利率】,按年/月计算。
4. 还款方式:【还款方式】,包括等额本息还款、等额本金还款等。
5. 违约责任:【违约责任条款】,包括罚息、滞纳金等。
二、保证与担保1. 甲方应提供真实有效的身份证明、收入证明等相关材料。
2. 如甲方未能按时还款,乙方有权采取法律手段进行催收。
3. 如需提供担保,双方应签订担保合同。
甲方应提供合法有效的担保物。
三、借款用途甲方借款用途为:【借款用途】。
未经乙方同意,甲方不得将贷款用于其他用途。
如违反约定,乙方有权提前收回贷款。
四、提前还款与提前终止条款1. 甲方有权提前偿还贷款,但需提前通知乙方。
提前还款需支付相应的违约金或利息。
2. 若乙方发现甲方存在违约行为或其他风险情况,有权提前终止本合同并要求甲方立即偿还全部贷款本息。
【英文版】Bank Personal Loan Contract SampleContract No: [Number]Party A (Borrower): [Name of Borrower]ID Number: [ID Card Number of Borrower]Address: [Address of Borrower]Contact Information: [Contact Information of Borrower]Party B (Bank): [Name of Bank]Address: [Address of Bank]Legal Representative: [Legal Representative of Bank]Contact Information: [Contact Information of Bank]WHEREAS, Party A has a demand for loan, and Party B agrees to provide a personal loan to Party A;NOW, THEREFORE, in accordance with the Contract Law of the People’s Republic of China and other relevant laws and regulations, the two parties agree as follows:I. Loan Terms1. Loan Amount: [Amount of Loan] RMB (or equivalent foreign currency).2. Loan Term: [Term of Loan], calculated from the date of effectiveness of this Contract.3. Loan Interest Rate: [Interest Rate], calculatedannually/monthly.4. Repayment Method: [Repayment Method], including equal principal and interest repayment, equal principal repayment, etc.5. Default Liability: [Terms of Default Liability], including penalty interest, overdue fines, etc.II. Guarantee and Security1. Party A shall provide true and valid identity documents, income certificates and other relevant materials.2. If Party A fails to repay the loan on time, Party B shall have the right to take legal action to collect the arrears.3. If security is required, both parties shall sign a security contract. Party A shall provide legitimate and effective collateral.III. Loan PurposeThe purpose of Party A’s loan is: [Purpose of Loan]. Without the consent of Party B, Party A shall not use the loan for other purposes. If there is any violation of the agreement, Party B shall have the right to recover the loan in advance.IV. Early Repayment and Termination Clauses1. Party A has the right to repay the loan in advance, but needs to notify Party B in advance. Early repayment needs to pay corresponding违约金or interest.2. If Party B finds that Party A has any breach of contract or other risks, it has the right to terminate this Contract in advance and require Party A to repay all loan principal and interest immediately.。
全面的个人抵押贷款合同模板英文版
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全面的个人抵押贷款合同模板英文版Comprehensive Personal Mortgage Loan Contract TemplateThis document serves as a template for a comprehensive personal mortgage loan contract. It outlines the terms and conditions of the loan agreement between the lender and the borrower.Parties Involved1. Lender: [Name of Lender]2. Borrower: [Name of Borrower]Loan Details1. Loan Amount: [Amount in Currency]2. Interest Rate: [Rate in Percentage]3. Loan Term: [Number of Years/Months]4. Repayment Schedule: [Monthly/Quarterly/Annually]Terms and Conditions1. Purpose of Loan: The loan amount is provided to the borrower for [Specify Purpose].2. Interest Payment: The borrower agrees to pay the specified interest rate on the outstanding loan amount.3. Repayment Schedule: The borrower will repay the loan amount in accordance with the agreed upon schedule.4. Default: In case of default, the lender reserves the right to take legal action to recover the outstanding loan amount.5. Collateral: The borrower agrees to provide [Description of Collateral] as security for the loan.6. Insurance: The borrower must maintain adequate insurance coverage on the collateral throughout the loan term.7. Prepayment: The borrower has the option to prepay the loan amount without any penalty.8. Amendments: Any changes to the loan agreement must be agreed upon in writing by both parties.Signatures1. Lender Signature: __________________________2. Borrower Signature: __________________________This template is provided for reference purposes only and should be reviewed by legal counsel before use. It is important to customize the contract to suit the specific needs and circumstances of the loan agreement.。
个人借款合同合同英文范本
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个人借款合同合同英文范本This Personal Loan Agreement ("Agreement") is entered into on this day of [Date], by and between [Borrower Name] ("Borrower"), residing at [Borrower Address], and [Lender Name] ("Lender"), residing at [Lender Address].Recitals。
WHEREAS, the Borrower wishes to borrow a certain amount of money and the Lender agrees to lend that amount under the terms and conditions set forth herein.Agreement。
1. Loan Amount and Purpose。
The Lender agrees to loan the Borrower the principal sum of [Loan Amount] dollars ($[Amount]), which will be used by the Borrower for [Purpose of Loan].2. Interest。
The principal sum shall incur interest at a rate of [Interest Rate]% per annum, compounded annually.3. Repayment Terms。
The Borrower shall repay the principal sum and any accrued interest to the Lender in [Number of Payments] equal payments of [Payment Amount] dollars ($[Amount]) each, commencing on [Start Date] and thereafter on the [Day] of each month until [End Date], when the remaining balance shall be paid in full.4. Prepayment。
银行个人普通消费贷款合同英文翻译
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银行个人普通消费贷款合同英文翻译Contract No.:000000000000000Personal Consumption LoansLoan Contract(By RMB)Borrower:Lender: Bank of XXXXX Ltd xxxxxxxx BranchPersonal Consumption LoansLoan ContractA.Contract Parties1.Lender (hereafter referred to as " Bank Of xxxxxxx)Bank of xxxxxxxx Ltd xxxxxxx BranchPerson in Charge: ; Add: .Postcode:Tel: Fax: Customer Service Hot line:2. Borrower:Name: Sex:ID Type and No.: Home Tel:Mob: Office Tel:Registered Residence Add:Add/Current Residence:Mail Add:Postcode:Employer and employer's address:B. Loan Purpose1.Purpose: to purchase the property located:2.At left side lists the Borrower's loan purpose, has been in Year Month Day, the down payment has been made by RMB Y uan.C. Loan Amount and Period1.Loan Currency: RMB2.Loan Amount(in number): ¥0000000.00 (in Chinese characters) Million RMB.3.Loan Period: Months; since the lending day calculate. The Lending Day (fill in by Bank after lending):D. Loan Interest Rate1.Contract Interest Rate(APR):The Lending Day period lending benchmark rate,Float upwards %,Float downwards % (expected contract interest rate is %).2.Contract Interest Rate Adjustment: loan period within 1 year (including 1 year) for fixed interest rates; loan term over 1 Years for a floating interest rate,after the People Bank of China adjusts the benchmark interest rate, (excluding the year)in next Jan 1st, implement the new adjustment of contract interest rate .3.Overdue Interest Rates: the contract interest rate float upwards %;4.Penalty Interest Rates: the contract interest rate float upwards %;E. Account1.Borrower Account Name: ; Bank Name: Bank of xxx Ltd,xxxxxxx Branch;Account No.:2. Borrower Assigned Seller's Account:Name: .Bank Name:Account:3.Loan Issue Method:Issue to borrower's account,extracting and using byborrower;Issue to borrower's account,paying for seller account;Directly paying for seller accountF.Repayment1.Method of RepaymentDue to expire one time repayment of principal and interest (loan period does not exceed 1 years applicable)Matching repayment of principal and interest (each repayment of principal and interest equal to the total amount, loan term more than one year application)Matching repayment of principal(each repayment of principal and interest equal to the total amount, loan term more than one year application)Other2.Repayment Term: total terms3.Prepayment Compensation: Prepayment Principle x Advance Term x 0%/yearG.Other charges and charging standardW. Compulsory Execution NotarizationThis contract whether for the compulsory execution notarization:Yes, on the date of this contract signed, completed within days. No.X. Special AgreementY. Borrower ConfirmationThe borrower hereby confirm: has received and carefully read the name of "Personal Consumption Loans Contract Terms and Conditions" and in Appendix 1 of the contract and other related documents, the Bank of xxxxxxxx has made fully explanation and description of terms and contents of this contract to theborrower , and the borrower has reviewed and fully understand all the contents of this contract. If the borrower has signed at the Z article , that who confirmed fully agree and accept this contract (including in Appendix 1 and others)all of the terms and conditions , have no doubt, divergence or objection to all the provisions of this contract and the content, and both parties have clear and accurately understanding the implications for the rights, obligations and responsibilities in legal terms.Z.Signing ContractThe Bank of xxxxxx confirm and completely agree and accept this contract.Bank of xxxxx Ltd, xxxxxx Branch (the seal of Bank of xxxxx Ltd xxxxxxx Branch)The responsible person / authorized representative: (seal)The Borrower confirm and completely agree and accept this contractBorrower Signature: (signature)This contract is made by all parties on (month, day, year), signed at Bank of xxxx located address. Appendix 1: "Personal Consumption Loans Contract Terms and Conditions"Personal Consumption Loans Contract Appendix 1:Personal Consumption Loans Contract Terms and Conditions The "Personal Consumption Loans Contract Terms and Conditions" is a part of "Personal Consumption Loans Contract" (referred to as "the contract"), these terms and conditions, and the other provisions and attachments of this contract joinly constitute the legal documents specified rights and obligations in the contract between the xxxxxxxx bank and the borrower.1 Definition and ExplanationUnless specified the terms and conditions of this Contract,otherwise, in this contract: Consumption Contract: means a contract is agreed by the retailer or/and service provider (referred to as the "seller") provide consumer goods or/and services to borrowers, its types including but not limited to the renovation contract, consumer durable goods sales contracts and office supplies sales contract, the borrower shall state specific in the loan application d in the. Chinese Decree: means the People's Republic of China Law, administrative Law and regulations, the judicial interpretation of the Supreme People Court and the financial regulator's regulations, rules and orders.Working Days: means any day of the Bank of xxxxxxxx open for generally corporate banking services .2.Loan2.1 According to the borrower's application, the Bank of xxxx hereby agree to grant loans to the borrower, loan for the purpose of the contract referred to in Article B by the borrower.2.2 the loan currency, amount and period, see this contract Article C. The period of loan start counting since the loan lending date.2.3 unless the following conditions have all been satisfied (except the Bank of xxxx decided to give up the conditions), otherwise the Bank of xxxxxxxx has no duty (but still right) loans:1) this contract was signed by the borrower and the Bank of xxxxxx;2) the borrower has established and maintained the contract Article E.1 which listed the borrower's account details;3) the borrower has provided the consumer contract, the first payment vouchers and related documents to the Bank of xxxxxxxx, and which requested the other documents, certificates and materials, all these documents shall review no objection bythe Bank of xxxxxxxx;4) Article M in this contract clearly listed under the Guarantee Term's guaranty documents, that have been signed and accepted by the Bank of xxxxxxxx, and has made the security documents required registration, notification, notarized, insurance and other procedures;;5) the borrower has paid all payable expired expenses which the contract agreed to bear by the borrower.6) the borrower has not occurred to any breach under this contract terms;7) In accordance with the requirements of the Chinese law and the other provisions of this contract shall meet the conditions3,;Rate of Interest4. Reimbursement4.1 To repay the loan principal and interest in time, the borrower shall open and always maintain the borrower accounts. The borrower must refund at 11 o 'clock the day before or the day before the full specified amount payment deposited in the borrower's account for bank of xxxxxxxx can deduct at any time; If reimbursement day is not working days, the repayment time will not postpone, the borrower shall deposit the full amount in advance payment for the bank's credit system in xxxxxxxx should be reimbursement or the clasp closed at any time in the future. The borrower hereby irrevocably authorized bank of xxxxxxxx on reimbursement day or the day after from the borrower's account directly deduct the borrower accounts payable on its own. The borrower shall have the right to check the balance of its account.4.2. Except for a due debt servicing or otherwise agreed to the terms of payment of the loan, the loan under this contract foreach of the repayment period is a month, the first monthly reimbursement for loan day is corresponding day, the reimbursement day will be the same as the loan day for each month after; If there is no corresponding day in a month, it should be the last day of the month reimbursement during the month, the last reimbursement loan time limit expires.4.3 Borrowers should be choose to repay the principal and interest payments in accordance with the contract F. 15. Prepayment5.1. The borrower for the return of all or part of the payment under this contract shall be made to bank of xxxxxxxx at least ten working days in advance a written application, the written application to the bank of xxxxxxxx is irrevocable.6. Taxes and dues7. Assurance8. Guarantee and Warranty9. Breach of contract and withhold pay off10. Notification11. Information Disclosure12. Transfer12.1 Without the consent of the bank in writing, borrowers may not loan any rights and obligationsunder this contract to a third party, shall not set in its rights guarantee and/or trust is established.13. Applicable law and dispute resolutionThe contract uses Chinese law. All disputes relating to this contract shall be under the jurisdiction of the people's court where the bank of xxxxxxxx is located.14. Notarization15. Independence16. Supplementary articlesThis contract is approved by borrowers in Z section to sign this contract and the bank of xxxxxxxx/authorized representative, become effective after being stamped, the signature of this contract Z model. The original contract in duplicate, (if you need notarization should sign a more original pay the notary organ), xxxxxxxx duplicate Banks and borrowers, each original shall be equally authentic. If there is a guarantor, borrower should be responsible to the guarantor and provide a copy of this contract, but if the borrower has failed to provide the bank bond, guarantee not to xxxxxxxx adverse impact on the rights and interestsAbove is the personal ordinary consumer loan contract appendix one "personal ordinary consumer loan contract terms and conditions" of all content。
借款合同个人消费贷款借款担保合同范本
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个人消费贷款借款担保合同范本借款人:Borrower贷款人:Lender抵押人:Mortgagor保证人:Surety出质人:Pledgeor为明确各方权利和义务,根据《合同法》、《贷款通则》和其他有关法律、法规,订立本合同。
This Contract is made in line with the Contract Law of the People's Republic of China and The General Provisions of Loans of the People's Bank of China to specify the rights and obligations of parties involved.借贷条款Loan Borrowing Clause第一条借款金额。
见36.1Article 1. Amount of loan: Refer to 36.1第二条借款用途。
见36.2Article 2. Purpose of loan: Refer to 36.2第三条借款期限。
Article 3. Life of loan3.1 见36.3。
3.1 Refer to 36.33.2 借据或贷款凭证是本合同不可分割的组成部分。
借款的实际放款日和还款日以借款人、贷款人双方办理的借据或凭证上所记载的日期为准。
除日期外,借据或凭证其他记载事项如与本合同不一致的,以本合同为准。
3.2 A certificate of indebtedness or a loan voucher is an integral part of this Contract. The date of advance and payment due date shall follow the date specified on the certificate of indebtedness or loan voucher . Where there is any inconsistency between the stipulations on the certificate of indebtedness or loan voucher and the Terms and Conditions on this Contract except date, the latter shall prevail.第四条借款划付。
个人担保书英文版
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个人担保书英文版Personal Guarantee Letter[Your Name][Your Address][City, State, Zip Code][Email Address][Phone Number][Date][Name of Creditor][Address of Creditor][City, State, Zip Code]Dear [Creditor's Name],I, [Your Name], hereby provide you with this Personal Guarantee letter to assure you of my commitment to ensure the fulfillment of any financial obligation of [Name of Borrower] under the terms and conditions of the loan agreement between [Borrower] and [Creditor].In consideration of your agreement to extend credit to [Borrower], I hereby unconditionally and irrevocably guarantee the full and timely payment of any outstanding balance, interest, fees, and any other financial obligations that may arise from the loan agreement. This guarantee shall remain in effect until the loan amount and any related charges have been fully repaid to your satisfaction.I fully understand and acknowledge that, as the guarantor, I will be held responsible for any default on payments or breach of terms by the borrower. Furthermore, I undertake to promptly notify you of any material changes to my financial circumstances that might impact my ability to meet the guarantee obligations stated herein.This Personal Guarantee letter represents my personal commitment and is not intended to limit any rights or remedies that you may have under the loan agreement or applicable law in the event of default by the borrower. It is understood that any failure or delay on your part to exercise any rights or remedies shall not constitute a waiver of any of your rights.Please find attached any documentation or information that you may require for the purpose of processing this guarantee.Please respond in writing to confirm your acceptance of this guarantee, and provide any further instructions or documentation necessary to finalize the guarantee.Thank you for considering my guarantee. I appreciate your trust and look forward to your positive response.Sincerely,[Your Name]。
担保借款合同英文
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担保借款合同英文篇一:借款合同_中英对照版借款合同Loan Contract贷款方:身份证件号码:地址:电话:借款方:法定代表人:职务:地址:电话:借款方是一家从事以下两种业务的公司:The Borrower operates two discrete businesses:1. 生产销售喷砂和抛光研磨纤维石产品;(“砂石品业务)1. Manufacture and sale of the “spra y-stone” and “super-stone” products ;2. 生产销售柳制产品(“柳制品业务”)2. Manufacture and sale of wicker products . 现借款方打算停止开展柳制品业务。
The Borrower intends to cease operating the Wicker Business.借款方因生产经营需要,向贷款方借款。
双方本着互惠互利的目的,友好协商,特制订本合同。
For its production and operation, the Borrower intends to borrow money from the Lender. For the mutual benefits, both Parties agree to conclude this Contract.第一条借款金额Article 1 Amount借款金额280,000美元US$贷款方在签订本书面合同之前,已向借款方提供280,000美元贷款。
借款方在此确认已经收到贷款方通过银行转账方式提供的280,000美元贷款。
The Lender agrees to advance the Loan US$to the Borrower prior to the signing of this Contract. The Borrower hereby confirms that it has received theLoan US$第二条借款用途Article 2 Scope for Use本合同所约定的贷款仅用于借款方生产销售砂石品业务,不得挪作它用。
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个人消费贷款借款担保合同(中英文)Individual Consumption Loan Borrowing Contract借款人:Borrower贷款人:Lender抵押人:Mortgagor保证人:Surety出质人:Pledgeor为明确各方权利和义务,根据《合同法》、《贷款通则》和其他有关法律、法规,订立本合同。
This Contract is made in line with the Contract Law of the People's Republic of China and The General Provisions of Loans of the People's Bank of China to specify the rights and obligations of parties involved.借贷条款Loan Borrowing Clause第一条借款金额。
见36.1Article 1. Amount of loan: Refer to 36.1第二条借款用途。
见36.2Article 2. Purpose of loan: Refer to 36.2第三条借款期限。
Article 3. Life of loan3.1见36.3。
3.1 Refer to 36.33.2借据或贷款凭证是本合同不可分割的组成部分。
借款的实际放款日和还款日以借款人、贷款人双方办理的借据或凭证上所记载的日期为准。
除日期外,借据或凭证其他记载事项如与本合同不一致的,以本合同为准。
3.2 A certificate of indebtedness or a loan voucher is an integral part of this Contract. The date of advance and payment due date shall follow the date specified on the certificate of indebtedness or loan voucher . Where there is any inconsistency between the stipulations on the certificate of indebtedness or loan voucher and the Terms and Conditions on this Contract except date, the latter shall prevail.第四条借款划付。
在借款人办妥借款手续后5个营业日内将全部款项划至借款人指定的账户,划付次数、时间、金额见36.4 。
Article 4 Transferring of loan. The full amount of loan shall be transferred to anAccount designated by the Borrower within 5 working days from the date of completing borrowing procedure. Refer to 36.4 for the frequency, time and amount of transferring第五条借款利率和计息。
5.1借款利率。
本合同项下借款利率根据国家有关规定,确定利率见—36—.5 。
遇利率调整时,借款期限在1年(含)以下的,执行合同利率,不分段计息;借款期限在1年以上的,实行分段计息,从利率调整的次年1月1日开始,按相应利率的档次执行新的利率;如借款人未按约定时间归还借款本息或未按合同约定用途使用借款,贷款人将按国家规定对借款人计收罚息,罚息率见36.6。
Article 5. Interest rate of loan and calculation5.1 Interest rate of loan: The interest rate under this Contract is specified in 36.5 in line with relevant rules. In case of change of interest rate, the interest rate stipulated in the Contract shall prevail for loans with a life of less than or equal to one year; For loans with a life exceeding one year, the interest shall be calculated on a multi-stage basis, i.e. From next Jan. 1st following the adjustment of interest rate, the new rate shall prevail. In case the Borrower fails to repay the principal and interest before the due date, or fails to use the loan for purposes as agreed in this Contract, the lender shall be entitled to collect default interest in line with relevant rules. The default interest rate is specified in 36.6.5.2遇利率调整时,实行分段计息的,贷款人有权根据国家有关规定自行调整,不另行通知借款人。
5.2 In case of calculating interest on multi-stage basis due to adjustment of interest rate, the lender shall be entitled to adjust the interest rate on his own without further notice to the Borrower.第六条还款方式Article 6 Type of Repayment of Loan6.1借款人应在贷款人开设帐户,户名和帐号见36.7 ,并保证在每次还款日前足额存入当期应还款项的存款。
借款人在此授权贷款人从借款人该帐户中扣收借款本金、利息和可能发生的复利、罚息、违约金、保费、损害赔偿金及实现债权的费用(含律师费和诉讼费)。
如该帐户资产不足以归还到期的贷款本息,贷款人有权从借款人在中国工商银行任何分支机构开立的任何帐户划收。
6.1 The Borrower should open an account with the Lender( The account name and account number are specified in 36.7.) and promise to deposit sufficient money for repayment before each due date. The Borrower hereby authorizes the Lender to collect , if any, compound interest, default interest, liquidated damage, premium, compensation and expenses arising from the realization of creditor’s ri ght (including lawyer’s fee and court expense)in addition to due principal and interest of loan. In case the asset in this Account is not enough for repayment of due principal and interest, the Lender shall be entitled to collect from any Account opened by the Borrower with any branch of ICBC.6.2贷款人与借款人双方商定,自贷款发放次月起,借款人按月归还贷款本息(一次性还本付息除外),还款期数及还款方式见36.8 。
6.2 The Borrower shall repay the principal and interest on a monthly basis (Except repaying principal and interest in a lump sum) from the second month following the issuing of loan , as agreed between the Borrower and Lender. The repayment tenors and type are specified in 36.8.6.3借款期间遇利率调整,如执行本合同5.1条实行分段计息的,对借款期限在1年以上的,应从利率调整的次年1月1日开始根据未偿还借款余额和剩余还款期数进行调整,重新计算还款金额。
6.3 In case of multi-stage calculation of interest as specified in 5.1 due to adjustment of interest rate during the life of loan, the repayment amount for loans with a life exceeding one year shall be recalculated on the basis of balance of unpaid loan and the rest of repayment tenor from next Jan. 1st following the adjustment of interest rate.6.4借款人提前归还贷款须经贷款人书面同意,,提前归还部分的利息仍按本合同约定的利率和该部分实际使用天数计算。
6.4 Repayment of the loan ahead of schedule by the Borrower shall be subject to written consent from the Lender. The interest of prepaid amount should be calculated on the basis of rate specified in this Contract and actual days.第七条担保方式。