保险的英语解释
第3章 保险(Insurance)【国际工程实务英语】
第三章保险(Insurance)第一节保险基本知识(A Basic Knowledge of Insurance)一、保险(Insurance)·从法学和经济学的角度看in law or economics ·规避承受某种意外损失的风险hedge against the risk of a contingent loss ·损失风险的公平转移['ekwitəbl] [kən'tindʒənt] equitable transfer of the risk of a loss·保险人an insurer 被保险人an insured ·毁灭性损失devastating loss ['devəsteitiŋ]·保险费率insurance rate·保险费premium ['pri:miəm]·承保范围，保险范围insurance coverage ·独立的研究与实践领域[dis'kri:t]a discrete field of study and practice二、保险合同(Insurance Contract)·受益人beneficiary [,beni'fiʃəri]·承保期，保险期the period of coverage ·保险金额the amount of coverage·除外责任条款exclusions[ik'sklu:ʒənz]三、保险单(Insurance Policy) ['pɔlisi]·财务损失financial loss·履行合同承诺fulfill a contractual undertaking ·由于公共责任或财产损失而对某家公司或某一个人采取法律行动。
我对保险的理解英语作文
我对保险的理解英语作文Understanding Insurance。
Insurance is a financial product that provides protection against potential risks and losses. It works by transferring the risk of financial loss from an individual or organization to an insurance company in exchange for a premium payment. In other words, insurance is a way to manage and mitigate the financial impact of unforeseen events.There are many different types of insurance available to individuals and businesses, each designed to cover specific risks and provide financial security in different situations. Some common types of insurance include health insurance, life insurance, auto insurance, home insurance, and business insurance.Health insurance is designed to cover medical expenses and provide financial protection in case of illness orinjury. It helps individuals pay for doctor visits, prescription medications, hospital stays, and other healthcare services. Life insurance, on the other hand, provides a financial safety net for loved ones in the event of the policyholder's death. It can help cover funeral expenses, pay off debts, and provide income replacement for dependents.Auto insurance is a type of insurance that provides financial protection in case of a car accident or theft. It helps cover the cost of repairing or replacing a damaged vehicle, as well as medical expenses for injuries sustained in a car accident. Home insurance, also known as homeowners insurance, protects against damage to a home and its contents caused by fire, theft, or other covered perils. It also provides liability coverage in case someone is injured on the property.Business insurance is a type of insurance that helps protect businesses from financial losses due to unexpected events. It can cover property damage, liability claims, and business interruption costs. Business insurance isessential for small businesses, as it can help them recover from disasters and continue operating in the face of adversity.In conclusion, insurance is a valuable tool for managing risk and protecting against financial loss. By purchasing insurance policies that cover specific risks and events, individuals and businesses can safeguard their financial well-being and ensure peace of mind. It is important to carefully consider the type and amount of insurance coverage needed to adequately protect against potential risks and losses.。
保险英语
专业名词1、proposer投保人2、underwrite承保3、policyholder保单持有人4、tied agent固定代理人5、broker经纪人6、Proposal form投保单7、the terms and conditions 条款8、property insurance财险公司9、third-party liability第三者责任险/10、insurance cover保障范围10、under-insurance不足额保险12、endowment assurance资金投资式保险12、term assurance定期保险13、maturity benefit到期收益14、conversion option保单转换保险15、renewal option续保保险16、terminal illness option晚期疾病保险17、whole life assurance终身寿险18、unit-link policies投连险19、critical illness cover重疾险20、permanent health insurance长期健康险21Annuity养老金22、personal pension plan个人养老保险23、personal accident insurance个人意外伤害保险24、Personal liability insurance个人责任保险25、reserves储备金26、Excess绝对免赔额27additional payment额外赔付28、standard benefit标准赔偿金29、Partial cover部分保险30、total cover全部保险31、cover note暂保单32no-claim discount无索赔折扣34、um insured保险金额35fixed contribution固定保费36、compulsory accident insurance特定意外伤害险37、Claim-free record无索赔记录38、loss adjuster损失理算师38、issue a policy签发保单39、the risk标的/风险39、motor insurance机车险40、policy change保单变更40、cancellation退保41、field force现场人员42、tied agents固定代理43、commission佣金44、classes险种45、branch office代办事处46、distribution营销47、claim settlement理赔48、price-conscious价格意识49、deregulation撤销管制50、insurance premium保费51、insurance rate保险费率52、quotation报价53、peril风险事故54、extra premium额外保费55、annuity年金险56、private health insurance个人医疗险57、comprehensive insurance全保险/综合险58、mileage limitation59、state insurance 60、joint proposer共同投保人段落翻译1、China insurance circles are dealing with insurance business according to the Insurance Law of the People Republic of China. In accordance with the insurance law, the insurance companies can deal with both insurance and reinsurance business while reinsurance company is not allowed to transact the former.中国保险界都是根据《中华人民共和国个保险法》经营保险业务。
保险常用英文词汇
保险常用英文词汇
导语：保险是指投保人根据合同约定，向保险人支付保险费，保险人对于合同约定的可能发生的事故因其发生所造成的财产损失承担赔偿保险金责任，或者被保险人死亡、伤残、疾病或者达到合同约定的年龄、期限等条件时承担给付保险金责任的商业保险行为。
下面是YJBYS 小编收集整理的有关保险的英语词汇，欢迎参考!
insurance company 保险GS
insurance policy 保险单
insurance premium 保险费
insured, assured 被保险人
insurer, underwriter 保险人;保险商
indemnity 赔款
indemnity 损害赔偿
all-risks policy 一切险保单
assignment clause 转让条款
average adjuster 海损理算人
abandonment clause 委付条款
act of god 不可抗力
actuary 保险精算师
average clause 共同海损分担条款
average 海损、海损分摊
branch of insurance 保险类别
cargo damage survey 货损检验
cargo insurance 货物保险
certificate of insurance 保险证明书。
外贸英语函电8保险
Translate the following sentences into English:
1. 根据你方要求，我们将按发票金额的110% 投保。 We shall cover insurance for 110% of the invoice value in accordance with your request. 2. 请给合同投保平安险和战争险。 Please insure FPA and against War Risk on the contract. 3. 我们将按一般惯例投保水渍险和战争险。 We shall cover WPA and against War Risk according to the usual practice. 4. 这份保单给我们保了破碎险。 The insurance policy covers us against Breakage. 5. 由于合同规定按发票金额的110%投保，如你方要求按130% 投保， 额外保费应由你方负担。 As the contract stipulates that insurance should cover 110% of the invoice value, if you desire to cover insurance for 130% instead, the extra premium should be for your account.
保险人； 保险人；保险商 保险人；保险商 保险公司 保险商 被保险人；投保人 保险人；投保人 投保申请人 投保申请人 投保申请单
insurer insurance company underwriter the insured insurant applicant proposer proposal form
保险专业名词大全
保险专业名词大全以下是一些保险领域常见的专业名词：1.保险（Insurance）：一种通过支付保费来转移风险的经济安排。
2.保险人（Insurer）：提供保险保障的机构或个人。
3.被保险人（Insured）：购买保险保障的个人或组织。
4.保险合同（Insurance Policy）：包含保险责任和条款的法律文件，规定了保险人和被保险人的权利和义务。
5.保险条款（Insurance Terms and Conditions）：保险合同中规定的具体责任、限制和条件。
6.保费（Premium）：被保险人为获得保险保障而向保险人支付的费用。
7.赔偿金（Indemnity）：保险人在发生保险事故后向被保险人支付的金额，用于补偿损失或伤害。
8.自负额（Deductible）：在发生保险事故时，被保险人需要自行承担的部分损失。
9.索赔（Claim）：被保险人向保险人提出的合法请求，要求支付赔偿金。
10.保险赔付率（Loss Ratio）：指保险公司支付的赔偿金金额与收取的保费金额之比。
11.保险代理人（Insurance Agent）：负责销售和推广保险产品的中介人员，代表保险公司与客户进行沟通和交流。
12.保险经纪人（Insurance Broker）：以客户利益为导向，与多家保险公司进行合作，帮助客户选择适合的保险产品和保险公司。
13.再保险（Reinsurance）：保险公司将部分风险转移给其他保险公司的行为，以分摊风险。
14.人寿保险（Life Insurance）：提供给被保险人或其指定受益人在被保险人死亡或到期时支付给定金额的保险产品。
15.财产保险（Property Insurance）：保护财产免受损失或损坏的保险，如汽车保险、房屋保险等。
这是保险领域中的一部分专业名词，涵盖了一些基本的概念和术语。
在实际保险工作中，还会涉及更多的专业名词和行业特有的术语。
了解和熟悉这些名词可以帮助更好地理解保险领域的知识和流程。
保险专业术语100个
保险专业术语100个1. 保险(Insurance)2. 保单(Insurance Policy)3. 保费(Premium)4. 被保险人(Insured)5. 投保人(Policyholder)6. 受益人(Beneficiary)7. 保险合同(Insurance Contract)8. 保险责任(Insurance Coverage)9. 免赔额(Deductible)10. 赔偿(Indemnification)11. 保额(Coverage Limit)12. 保险单号(Policy Number)13. 续保(Renewal)14. 解除合同(Cancellation)15. 保险代理人(Insurance Agent)16. 保险经纪人(Insurance Broker)17. 险种(Insurance Type)18. 终身保险(Whole Life Insurance)19. 寿险(Life Insurance)20. 财产保险(Property Insurance)21. 车险(Auto Insurance)22. 健康保险(Health Insurance)23. 商业保险(Commercial Insurance)24. 全险(Comprehensive Insurance)25. 第三者责任险(Third-Party Liability Insurance)26. 个人责任险(Personal Liability Insurance)27. 养老保险(Pension Insurance)28. 意外险(Accident Insurance)29. 理赔(Claims)30. 赔款(Claim Payment)31. 赔付率(Loss Ratio)32. 保险费率(Insurance Premium Rate)33. 风险(Risk)34. 保险费率(Premium Rate)35. 保险费用(Insurance Expense)36. 保单现金价值(Cash Value of Policy)37. 保险期限(Policy Term)38. 不动产险(Real Estate Insurance)39. 人寿保险公司(Life Insurance Company)40. 全球再保险公司(Reinsurance Company)41. 不测险(Contingent Insurance)42. 分红险(Dividend-Paying Insurance)43. 互助保险(Mutual Insurance)44. 合同终止(Contract Termination)45. 保险仲裁(Insurance Arbitration)46. 资产保护(Asset Protection)47. 财务规划(Financial Planning)48. 停保(Lapse)49. 超龄保费(Age-Adjusted Premium)50. 风险管理(Risk Management)51. 保险赔付调查(Claims Investigation)52. 保险监管(Insurance Regulation)53. 争议解决(Dispute Resolution)54. 保险法(Insurance Law)55. 保险税(Insurance Tax)56. 保险诈骗(Insurance Fraud)57. 险企(Insurance Company)58. 保险销售(Insurance Sales)59. 险资(Insurance Assets)60. 保险监管机构(Insurance Regulatory Authority)61. 重大疾病险(Critical Illness Insurance)62. 共保(Coinsurance)63. 保单现金价值(Cash Surrender Value)64. 不计免赔(No-Claim Bonus)65. 全球保险市场(Global Insurance Market)66. 灾害风险(Catastrophic Risk)67. 商业责任险(Commercial Liability Insurance)68. 医疗保险(Medical Insurance)69. 偿付能力(Solvent)70. 保险费率浮动(Premium Fluctuation)71. 个人保险(Individual Insurance)72. 保单条款(Policy Provisions)73. 保险预授权(Insurance Preauthorization)74. 保险产品(Insurance Product)75. 现金赔付(Cash Benefit)76. 赔偿期间(Indemnity Period)77. 保险风险管理(Insurance Risk Management)78. 保险投资(Insurance Investment)79. 保险监察(Insurance Supervision)80. 风险调整(Risk Adjustment)81. 定期寿险(Term Life Insurance)82. 短期残疾险(Short-Term Disability Insurance)83. 投资连结保险(Investment-Linked Insurance)84. 长期护理保险(Long-Term Care Insurance)85. 保险资本(Insurance Capital)86. 保险金(Insurance Payout)87. 财产保险公司(Property Insurance Company)88. 寿险掌门人(Life Insurance CEO)89. 互联网保险(Internet Insurance)90. 保险理论(Insurance Theory)91. 风险评估(Risk Assessment)92. 车险报案(Auto Insurance Claim)93. 保险精算(Insurance Actuarial)94. 保单效力(Policy Validity)95. 保险监管法规(Insurance Regulatory Laws)96. 保单解除(Policy Termination)97. 索赔流程(Claims Process)98. 财务报告(Financial Statements)99. 保险法务(Insurance Legal Affairs)100. 意外身故险(Accidental Death Insurance)。
保险业常用词汇中英文对照
保险业常用词汇中英文比较第一部分：保险承保业务1、一般保险原理保险 insurance保险业insurance industry保险业务构造business structures保险业主体bodies in Insurance Industry被保险人 insured理赔 claim settlement承保利润菲薄underwriting profit is slight承保能力 insurance capacity承保业务underwriting operation未决赔款贮备金reserve IBRN大数法例 Law of Large Numbers营业额 turnover市场缺点 market imperfections社会保险 social insurance个人代理人银行保险personal agent bank insurance直销straight pin 佣金brokerage手续费再保险commission charges reinsurance2、财产保险财产保险 property insurance长尾 long －tail长久护理保险long —term care insurance短尾 short － tail综合赔付率 combined ratio自留 retention车险auto insurance财产保险property insurance责任保险liability insurance农业保险agricultural insurance巨灾保险catastrophe insurance不测损害保险casualty accident insurance3、寿险词汇变额寿险 variable life insurance长寿保险 insurance on last survivor按期寿险 term insurance合同积蓄机构contractual saving institutions盈利 dividend疾病保险 sickness insurance简略险 industrial insurance健康保险 health insurance巨额医药费保险major medical" insurance policy可变保费寿险flexible—premium life insurance利差损interest spread risk利率敏感型产品interest—sensitive whole life赔期 / 限时 indemnity period/limit一般寿险 ordinary life insurance人寿保险 life insurance预约利率市场化Market-based Assumed Interest Rate团险 group insurance限时缴费终生寿险 limited —payment whole life insurance 养老保险 endowment insurance医疗保险 insurance for medical care医疗花费保险medical expense insurance终生寿险 whole life insurance准备金 reserve伤残收入保险disability income insurance失能 incapacity可变全能寿险Variable-universal life insurance可变年金Variable annuity评估价值Appraisal Value内含价值Embeded Value新业务价值Value of New Business税收优惠tax break税收递延型养老保险Deferred tax endowment insurance 重病医疗保险Large quantity medical insurance分成保险Participating Insurance传统保险traditional insurance理财型保险financial planning oriented insurance投资连接寿险unit—linked life insurance4、保险偿付能力风险资本要求risk —based capital固定最低成本要求fixed minimum capital requirement 保险偿付能力看管insurance solvency regulation保险看管信息系统Insurance Regulatory Information System财务剖析追踪系统Financial Analysis Tracking System 偿付能力Solvency偿付能力不足insolvent认同财产admissible assets第二部分保险财产管理1、行业主体和看管保险财产管理insurance asset management保险法insurance law保险财产管理公司insurance asset management company中国人保公司People's Insurance Company of China(简称PICC)中国人保财产管理公司PICC Asset Management Company Limited慕尼黑再保险财产管理公司Munich ERGO Asset Management GmbH （简称MEAG）中国保监会China Insurance Regulatory Commission （简称CIRC）保险投资“新政”innovation policies in insurance investment可投资财产investable asset投资公司法案Investment Company Act2、拜托受托关系拜托人 client受托人 trustee拜托管理mandate绝对利润absolute return相对利润relative return3、组合管理大类财产配置assets allocation战略财产配置Strategic Assets Allocation （简称SAA）战术财产配置Tactic Assets Allocation （简称TAA）流动性管理liquidity management财产欠债管理Asset-Liability Management （简称ALM）久期般配duration matching现金流般配cash flow matching一般账户general account独立账户separate account4、类型投资固定利润投资fixed-income investment拥有到期类财产held-to-maturity asset交易类财产trading asset可供销售类财产asset available for sale股票投资equity investment基金投资fund investment另类投资alternative investment境外投资overseas investment基础设备债权计划infrastructure debt investment plan 未上市公司股权投资private equity investment不动产投资real estate investment利率交换Interest Rate Swap（简称IRS）均值一方差剖析the mean-variance method5、第三方业务财产管理wealth management第三方投资管理the third-party asset management 公司年金occupational annuity养老金 pension会合投财产品collective investment fund。
保险名词解释
保险名词解释1. 保险（Insurance）：一种商业合同，指一个个体或组织以支付一定金额的保费，以换取承诺在发生特定风险或灾害时为其提供经济赔偿、补偿或保障的制度。
2. 保单（Policy）：保险公司出具的一份文件，详细记录了保险合同条款、保险金额、保费、受益人等关键信息。
3. 保费（Premium）：保险合同中被保险人支付给保险公司的一定金额，以换取保险公司为其提供相应的保险服务。
4. 保险金额（Sum Insured）：保险合同中约定的被保险对象在发生风险或损失时，由保险公司赔偿的最高金额。
5. 保险期间（Policy Period）：保险合同有效期限，即保险责任的起始日期和终止日期。
6. 免赔额（Deductible）：在保险公司开始对保险事故进行赔偿前，被保险人需要承担的责任部分金额。
超过免赔额部分的费用由保险公司承担。
7. 受益人（Beneficiary）：在被保险人在合同约定的情况下，享受保险公司赔偿的个人或组织。
8. 续保（Renewal）：保险合同期满后，保险公司和被保险人继续保持原有合同关系的行为。
9. 赔偿（Claim）：被保险人因出险事故而向保险公司提出的赔偿申请。
10. 赔付比例（Claim Ratio）：保险公司在一定时期内实际支付的赔付金额与其收取的保险费用之间的比例。
11. 理赔（Claims Settlement）：保险公司对被保险人进行的赔偿补偿过程，包括对赔偿申请进行审核、评估损失、支付赔款等。
12. 险种（Insurance Type）：根据被保险人的需求和风险情况，不同类型的保险产品，如人寿保险、车险、健康保险等。
13. 万能险（Universal Life Insurance）：一种寿险产品，结合了寿险和储蓄功能，具有灵活的保险费用和投资选择。
14. 废除险（Void Insurance）：当保险公司发现被保险人在购买保险时故意隐瞒重要事实或提供虚假信息，保险合同将被视为废除，保险公司不承担赔偿责任。
保险英语常用词汇
保险英语常用词汇insure 保险；投保；保证insurance 保险；保险费；保险金额underwriters 保险商（指专保水险的保险商）保险承运人insurance company 保险公司insurer 保险人insurance broker 保险经纪人insurance underwriter 保险承保人insurance applicant 投保人insurant, the insured 被保险人，受保人to cover (effect,arrange,take out) insurance 投保insurance coverage;risks covered 保险范围insurance slip 投保单insured amount 保险金额insurance against risk 保险insurance clause 保险条款insurance instruction 投保通知insurance business 保险企业insurance conditions 保险条件PICC (People’s Insuran ce Company of China) 中国人民保险公司risk insured, risk covered 承保险项risk 险别to provide the insurance 为...提供保险leaflet 说明书fine print 细则insurance expense 保险费premium rate 保险费率premium 保险费insurance rate 保险费率表insurance proceeds 保险金（保险收入）insurance free of (from) particular average (FPA). 平安险（单独海损不赔）insurance with particular average (WPA), basic risks. insurance against all risks. 综合险，应保一切险risk of breakage 破碎险risk of clashing 碰损险risk of rust 生锈险risk of hook damage 钩损险risk of contamination (tainting) 污染险insurance against total loss only (TLO) 全损险risk of deterioration 变质险risk of packing breakage 包装破裂险risk of inherent vice 内在缺陷险risk of normal loss (natural loss)? 途耗或自然损耗险risk of spontaneous combustion 自然险risk of contingent import duty 进口关税险insurance against war risk 战争险Air Transportation Cargo War Risk 航空运输战争险overland Transportation Insurance War Risk 陆上运输战争险insurance against strike, riot and civil commotion (SRCC) 罢工，暴动，民变险insurance against extraneous risks, insurance against additional risks 附加险risk of theft, pilferage and nondelivery (TRND) 盗窃提货不着险risk of fresh and/of rain water damage(wetting) 淡水雨淋险risk of leakage 渗漏险risk of shortage in weight/quantity 短量险risk of sweating and/or heating 受潮受热险risk of bad odour(change of flavour) 恶味险，变味险risk of mould 发霉险on deck risk 舱面险ocean marine cargo insurance clauses 海洋运输货物保险条款transportation insurance 运输保险overland transportation insurance, land transit insurance 陆上运输保险insurance against air risk, air transportation insurance 航空运输保险parcel post insurance 邮包运输保险ocean marine cargo insurance, marine insurance 水险（海运货物保险）All Risks 一切险average 海损Particular Average (P.A) 单独海损General Average (G.A) 共同海损Marine Losses 海损partial loss 部分损失total loss 全部损失health insurance 疾病保险，健康保险sickness insurance 疾病保险insurance for medical care 医疗保险"major medical" insurance policy 巨额医药费保险insurance during a period of illness 疾病保险life insurance 人寿保险endowment insurance 养老保险insurance on last survivor 长寿保险to purchase health insurance 购买健康保险to have a health insurance policy 购买健康保险Additional Words and Phrasespolicy-holder 保险客户extra premium 额外保险费additional premium 附加保险费保险英语词汇Aabandonment 委付abandonment clause 委付条款accident 意外事故accounting period 结算期act of god 不可抗力actual total loss 实际全损actuarial method 精算法actuary 保险精算师additional premium 附加保险费additional risk 附加险advance profit 预期利润aggregate limit 累积限额aggregated loss 累积损失all-risks policy 一切险保单antis election 逆选择applicant 投保人application 投保单approved 承保assignment clause 转让条款average 海损、海损分摊average adjuster 海损理算人average clause 共同海损分担条款保险英语词汇Bbalance 所欠款项beneficiary 受益人binder 暂保单binding slip 暂保单breakage of packing 包装破碎险broker 经纪人保险英语词汇Ccapacity 承保能力captive 自保公司captive pools 自保组合cargo damage adjustment 货损理算cargo damage inspection 货损检验cargo damage prevention 货损预防cargo damage report 货损报告cargo damage survey 货损检查，货物损坏检验cargo insurance premium 货物保险费cargo insurance rate 货物保险费率cargo insurer 货物承保人cargo policy 货物保单，货物保险单cargo premium 货运保险费，货物保险费cargo underwriter 货物保险承保人（商），货险承保人，货物承保人cash loss 现金赔款cash value 现金价值catastrophe 巨灾catastrophe excess of loss（CXL）巨灾超赔\巨灾超赔分保categories of insurance 保险类别ceding company 分出公司ceding(insurance)company 分保公司ceding, retrocession(for reinsurance) 分保certificate of cargo damage 货损证明certificate of insurance 保险证明、保险凭证cession limit 分保限额China Insurance Clause (CIC) 中国保险条款claim 索赔claim assessor 索赔人claim settlement 理赔claim-prone 容易出险claims and arbitration 索赔与仲裁claims assistance 理赔协助clash and breakage 碰损，破碎险clean cut 结清方式coinsurance 共保co-insurance 共同保险co-insurance company 共同保险公司combined ratio 综合赔付率commencement and termination 起讫concurrent insurance 同时保险consequential loss (CL) 后果损失constructive total loss 推定全损contingent liquidity 或有流动性continued insurance 继续保险co-related risks 关联风险cover 承保、责任额cover note 保险证明书,承保单，保险证明cover note 暂保单（证明同意承保的临时文件）coverage 受保范围保险英语词汇Ddamage 损坏赔偿金damage cargo clerk 理残员，货损管理员damage cargo list 货损单，残货单damage certificate 损坏证明书damage claim 损坏索赔damaged by other cargo 由其他货物损害damaged cargo list 受损货物单damaged cargo report 受损货物报告书，货物损害报告deductibles 免赔额deposit premium 预付保费destroyed 毁坏disbursement policy (船舶)驶费保险单dividend system 红利制度double insurance 双保险dual valuation clause 双重价值条款保险英语词汇Eemployer 业主Endorsement 批单endorsement: 签注endowment insurance 养老保险endowment policy 人寿定期保险单event limit 事件限额ex gratia payments 通融赔款excess loss 超额赔款excess of loss cover 超额赔偿excess of loss（XL) 超赔分保exclusion 除外责任EXL protection 超赔保障exposed areas 风险承受区域exposure rating 风险评估extended-term insurance 过期保险extra charges 额外费用extra premium 额外保险费extraneous risks (additional risks) 附加险保险英语词汇Ffacultative business 临分保facultative reinsurance 临时分保fault liability 过失责任financial quota shares 成数分保fine print 细则finite risk 有限制的风险finite risk transfer 有限风险转移floating policy 浮动保险单franchise (deductible) 免赔额；免赔率free of all average (FAA) 全损赔偿freight insurance 运费保险freight policy 运费保险单full coverage 全额承保full insurance 全额保险full insurance value 足额保险价值full liability 全部责任保险英语词汇Ggeneral average（GA）共同海损grace period 宽限期gross net premium income（GNPI）总净保费收入group insurance 团体保险guarantee of insurance 保险担保书保险英语词汇Hhazard 危险因素health insurance 疾病保险，健康保险heavy damage 严重破坏holistic risk transfer 整体风险转移hook damage 勾（钩）损险hour clause 小时条款保险英语词汇IIBRN reserve 已发生但未报的损失储备金，IBRN储备金import cargo insurance 进口货物保险increased value clause 增值条款increased value insurance 增值保险increasing coverage, extending coverage 加保Incurred but not reported losses(IBRN) 已发生但未报的损失indemnity limit 赔偿期限indemnity period 赔偿期individual losses 单一损失industrial insurance 产业保险inflated claim 超额索赔inherent nature of cargo 货物的固有性inherent vice 内在缺陷inherent vice of cargo 货物固有缺陷inspection of cargo 积货鉴定，货物检验，检查货物inspection of cargo GA or PA 海损(单独海损或共同海损)鉴定inspection on damaged cargo 货物残损检验installment insurance 分期付款保险Institute Cargo Clauses (ICC，I.C.C.) 协会货物（保险）条款insurability 可保性insurance 保险，保险费，保险金额insurance act 保险条例insurance against risk 保险insurance agent(s) 保险代理，保险代理人insurance amount 保险金额\保险额insurance applicant 投保人insurance assessor 保险公估人insurance broker 保险经纪人insurance business 保险企业\保险业insurance capacity 承保能力insurance certificate 保险凭证\保险证书insurance claim 保险索赔insurance clause 保险条款insurance commission 保险佣金insurance company 保险公司insurance conditions 保险条件\保险契约约定条款insurance contract 保险合同insurance corporation 保险公司insurance coverage 保险范围，保额insurance declaration sheet(bordereau) 保险申报单(明细表) insurance division 保险部insurance document 保险单据insurance expense 保险费insurance fond 保险基金insurance industry 保险业insurance instruction 投保通知，投保须知insurance law 保险法insurance on last survivor 长寿保险insurance period 保险期限insurance policy 保险单\保单insurance premium 保险费insurance proceeds 保险金（保险收入）,保险赔偿金，保险赔款insurance rate 保险费率表insurance securitization 保险证券化insurance slip 投保单\投保申请书insurance subject 保险标的insurance treaty 保险合同insurance underwriter 保险承保人insurance value(insurance amount) 保险金额insurant 被保险人，受保人insure 保险、投保、保证insured 被保险人insured amount 保险金额insured loss 保险损失insured property 参保物业Insured Value 保险价值insurer 保险人、保险公司，保险商insurer (underwriter) 承保人、保险人investment insurance 投资保险保险英语词汇J-LJjettison 投弃Llaw of insurance 保险法law of large numbers 大数法则leaflet 说明书less exposed 损失可能性小letter of guarantee 保函，保证书liability 责任liability insurance 责任保险license bond 执照保险life assured 人寿保险投保人life expectancy 平均余命life fund 人寿保险基金life insurance 人寿保险life insurance actuary 人寿保险精算师life insurance reserve 人寿保险责任准备金life Table 生命表light damage 轻度破坏limits 投保限额line slips 分保条liquidity support 提供流动资金Lloyd 劳合社loading 附加费loading 人寿保险附加费loss adjuster 损失理算人loss occurrence 损失发生loss occurring basis 损失发生基础loss of profit 利损险loss participation 分担损失loss ratio 损失率loss ratio 赔付率loss settlement 损失赔付保险英语词汇Mmail contractor 承包商main risks 主险maintenance 保证期malicious damage 恶意损害marine insurance 海上运输保险，水险marine losses 海损medical insurance 医疗保险mortality tables 死亡率表（用于计算保险风险）multiple claim 多次（重复）索赔multiple insurance 重复保险mutual insurance 相互保险mutual insurance company 相互保险公司保险英语词汇NNatCat pooling 自然灾害共保natural catastrophe（NatCat）自然灾害natural premium 自然纯保费net retained lines 净自留额net retained losses 损失净自赔额no profit commission 无纯益风险no-claims bonus 无索偿奖金non-life 非寿险non-proportional reinsurance 非比例再保险notification 告知保险英语词汇Oobject 标的obligatory reinsurance 固定分保ocean marine cargo clauses 海洋运输货物保险条款on deck risk 舱面险open policy 预约保险单open policy insurance 预约保险original deductibles 原始免赔额original rate 原始费率over insurance 超额保险overland （transportation） insurance 陆上运输保险保险英语词汇Pparcel post insurance 邮包运输保险partial loss 部分损失particular average (PA) 单独海损peril 危险、危险事故perils of the sea 海上风险permit bond 许可证保险placement 安排policy 保单、保险单、保险契约policy holder 保险客户\保险单持有人policy package 承保多项内容的保险单policy proof of interest 保险单权益证明policy reserves 保险单责任准备金policy-holder 保险客户policyholder 保单持有者policy-holder 保险客户pool 共保组合、合保pool 联营pool administrator 共保组合管理人portfolio entry 未满期责任的出帐portfolio outgo 未满期责任的入帐possible maximum loss（PML）可能最大损失post-financing 后融资post-funding 后融资pre-financing 先融资pre-funding 先融资premium 保险费premium rate 保险费率premium rebate 保险费回扣previous losses 既往损失primary insurance company 原保公司、主保险商principal 业主principle of compensation 补偿原则priority 分保自留额、自付责任priority (deductible) 优先（免赔额)proceeds 收益professional 专业险profit margin 利润边际property 财产险property covered 受保财产property insurance 财产保险proportional cover 比例分保proportional reinsurance 比例再保险proximate cause 近因punitive damage 惩罚性损害pure endowments 定期生存保险pure risk 纯粹危险保险英语词汇Rrain insurance 雨水保险rainstorm 雨暴rate 费率rating 费率recovery 追偿金reinstate 复效reinstated 继单reinstatement 恢复保额reinstatement value insurance 重置价值保险reinsurance 分保、再保险、转保reinsured 分出公司reinsurer 分保人（分保公司）、再保险人rejection risk 拒收险renew coverage 续保renewal 续保；延期renewal premium 续保费renewing coverage 续保reserve 准备金retention 自留、自留额return period 重现期revoke license 吊销营业执照riot insurance 骚乱保险risk 险别、风险、保险，保险额risk carrier 风险承担人risk covered 承保险项risk insured 承保险项risk management 危险管理risk premium 风险保费\风险贴水、风险溢价risk unit 危险单位risks covered 保险范围保险英语词汇Ssalvage charge 救助费用salvage value 残值，获救货物或船舶的价值second event cover 第二事件承保set-off 抵销settlement of claim 理赔sickness insurance 疾病保险social insurance 社会保险solvency 偿付能力solvency margin 赔偿能力spread loss 分散风险standing charges 维持费用stop loss 赔付率超赔sub-contractor 分承包商subject insured 风险标的subrogation center 代位求偿权sue and labor expenses 施救费用suicide clauses 自杀条款sum insured 保险金额、保额surplus insurance 盈余保险survey at jetty risk 码头检验险survey in customs risk 海关检验险保险英语词汇Ttariff 费率表tariff zone 险区term insurance 定期保险TG 拐点周期the insured 被保险人，受保人time policy 定期保险单topographic map 地形图total loss 全部损失total sum insured 总保额treaties business 合同分保treaty reinsurance 合约再保险treaty-limits 合约限额turnover 营业额保险英语词汇Uunder insurance 低额保险underwriters 保险商（指专保水险的保险商）、保险承运人、保险公司underwriting 承保underwriting policy 承保政策unvalued insurance 不定值保险unvalued policy 不定值保单utmost good faith 最大诚信保险英语词汇V-ZVvalued insurance 定值保险voluntary insurance 自动保险Wwaiver and estoppels 弃权与禁止反言windstorm 风暴working cost 营业费用working expenses 营业费用writing 承保written premiums 承保保费。
与保险相关的英语词汇
与保险相关的英语词汇与保险相关的英语词汇导语：保险是指投保人根据合同约定，向保险人支付保险费，保险人对于合同约定的可能发生的.事故因其发生所造成的财产损失承担赔偿保险金责任，或者被保险人死亡、伤残、疾病或者达到合同约定的年龄、期限等条件时承担给付保险金责任的商业保险行为。
下面是YJBYS店铺收集整理的有关保险的英语词汇，欢迎参考!insure 保险;投保;保证insurance 保险;保险费;保险金额underwriters 保险商(指专保水险的保险商)保险承运人insurance company 保险公司insurer 保险人insurance broker 保险经纪人insurance underwriter 保险承保人insurance applicant 投保人insurant, the insured 被保险人，受保人to cover insurance 投保insurance coverage;risks covered 保险范围insurance slip 投保单insured amount 保险金额insurance against risk 保险insurance clause 保险条款insurance instruction 投保通知insurance business 保险企业insurance conditions 保险条件PICC 中国人民保险公司risk insured, risk covered 承保险项risk 险别to provide the insurance 为...提供保险leaflet 说明书fine print 细则insurance expense 保险费premium rate 保险费率premium 保险费insurance rate 保险费率表insurance proceeds 保险金(保险收入)insurance free of particular average . 平安险(单独海损不赔)insurance with particular average , basic risks. insurance against all risks. 综合险，应保一切险risk of breakage 破碎险risk of clashing 碰损险risk of rust 生锈险risk of hook damage 钩损险risk of contamination 污染险insurance against total loss only 全损险risk of deterioration 变质险risk of packing breakage 包装破裂险risk of inherent vice 内在缺陷险risk of normal loss ? 途耗或自然损耗险risk of spontaneous combustion 自然险risk of contingent import duty 进口关税险insurance against war risk 战争险Air Transportation Cargo War Risk 航空运输战争险overland Transportation Insurance War Risk 陆上运输战争险insurance against strike, riot and civil commotion 罢工，暴动，民变险insurance against extraneous risks, insurance against additional risks 附加险risk of theft, pilferage and nondelivery 盗窃提货不着险risk of fresh and/of rain water damage 淡水雨淋险risk of leakage 渗漏险risk of shortage in weight/quantity 短量险risk of sweating and/or heating 受潮受热险risk of bad odour 恶味险，变味险risk of mould 发霉险on deck risk 舱面险ocean marine cargo insurance clauses 海洋运输货物保险条款transportation insurance 运输保险overland transportation insurance, land transit insurance 陆上运输保险insurance against air risk, air transportation insurance 航空运输保险parcel post insurance 邮包运输保险ocean marine cargo insurance, marine insurance 水险(海运货物保险)All Risks 一切险average 海损Particular Average 单独海损General Average 共同海损Marine Losses 海损partial loss 部分损失total loss 全部损失health insurance 疾病保险，健康保险sickness insurance 疾病保险insurance for medical care 医疗保险"major medical" insurance policy 巨额医药费保险insurance during a period of illness 疾病保险life insurance 人寿保险endowment insurance 养老保险insurance on last survivor 长寿保险to purchase health insurance 购买健康保险to have a health insurance policy 购买健康保险Additional Words and Phrasespolicy-holder 保险客户extra premium 额外保险费additional premium 附加保险费insurance law 保险法insurance act 保险条例insurance industry? 保险业insurance division 保险部insurance treaty 保险合同cover note 保险证明书guarantee of insurance 保险担保书premium rebate 保险费回扣insurance claim 保险索赔ceding, retrocession 分保reinsurance 分保(再保险) cedingcompany 分保公司co-insurance company 共同保险公司insurance document 保险单据certificate of insurance 保险凭证increasing coverage, extending coverage 加保renewing coverage 续保insurance commission 保险佣金social insurance 社会保险personal property insurance 个人财产保险insurance of contents 家庭财产保险下载全文。
保险英语解释、词汇汇总
保险英语解释、词汇汇总acceptance policy 英文翻译：核保政策accounting period 英文翻译：结算期aggregate limit 英文翻译：累积限额aggregated loss 英文翻译：累积损失antiselection 英文翻译：逆选择ART (Alternative Risk Transfer)英文翻译：新型风险转移balance 所欠款项barrages 堰坝captive pools 自保组合catastrophe risk 巨灾风险ceiding company 分出公司cession limit 分保限额claim-prone 容易出险claims assistance 理赔协助clean cut 结清方式coinsurance 共保commencement and termination 起讫cover 承保cover 责任额deposit premium 预付保费destroyed 毁坏earth caves 土坏房屋EPAevent limit 事件限额ex gratia payments 通融赔款excess loss 超额赔款exclusion 除外责任exposed areas 风险承受区域facultative reinsurance 临时分保fault zone 断层区finite risk 有限制的风险flash floods 骤发洪水flooding of rivers 洪水泛滥frame structure 框架结构full coverage 全额承保full insurance value 足额保险价值full liability 全部责任Geophysics Institute 地球物理研究所GNPI 总净保费收入hailstorm 雹暴heavy damage 严重破坏hollow brick wall 空斗砖结构hour clause 小时条款hurricane 飓风individual losses 单一损失insurability 可保性insured losses 保险损失intensity 烈度layering 层次less exposed 损失可能性小liability 责任light damage 轻度破坏line slips 分保条loading 附加费loss occurrence 损失发生loss occurring basis 损失发生基础loss participation 分担损失loss settlement 损失赔付magnitude 震级malicious damage 恶意损害moderate damage 中度破坏multi-story building 多层建建筑Munich Re 慕尼黑再net retained lines 净自留额net retained losses 损失净自赔额no profit commission 无纯益风险non-proportional reinsurance 非比例再保险notification 告知object 标的obligatory reinsurance 固定分保original deductibles 原始免赔额original rate 原始费率paid-up capital 已付资本peak accelerator 峰值加速度peril 危险PICC Re 中保再placement 安排PML 可能最大损失policyholder 保单持有者pool 共保组合portfolio entry 未满期责任的出帐portfolio outgo 未满期责任的入帐premium 保费previous losses 既往损失priority 分保自留额priority 自付责任3保险英语词汇表proportional reinsurance 比例再保险rainstorm 雨暴rating 费率reinforced concrete building 钢筋混凝土建筑reinstatement 恢复保额reinsured 分出公司reinsurer 再保险人retention 自留额retention areas 滞洪区return period 重现期revoke license 吊销营业执照seaquake 海震second event cover 第二事件承保securitization 证券化seismic demage 震害set-off 抵销shear wall structure 剪力墙结构single 险位超赔spread loss 分散风险stop loss 赔付率超赔storm surges 风暴潮susceptibility of goods to water 易受水浸性tarrif 费率表TG 拐点周期tidal wave 海啸topographic map 地形图tornado 龙卷风total sum insured 总保额treaty-limits 合约限额tube structure 筒体结构underwriting policy 承保政策windstorm 风暴2保险英语词汇翻译hour clause 小时条款hurricane 飓风individual losses 单一损失insurability 可保性insured losses 保险损失intensity 烈度layering 层次less exposed 损失可能性小liability 责任light damage 轻度破坏line slips 分保条loading 附加费loss occurrence 损失发生loss occurring basis 损失发生基础loss participation 分担损失loss settlement 损失赔付magnitude 震级malicious damage 恶意损害moderate damage 中度破坏multi-story building 多层建建筑Munich Re 慕尼黑再net retained lines 净自留额net retained losses 损失净自赔额no profit commission 无纯益风险non-proportional reinsurance 非比例再保险notification 告知object 标的obligatory reinsurance 固定分保original deductibles 原始免赔额original rate 原始费率paid-up capital 已付资本peak accelerator 峰值加速度peril 危险PICC Re 中保再placement 安排PML 可能最大损失policyholder 保单持有者pool 共保组合portfolio entry 未满期责任的出帐portfolio outgo 未满期责任的入帐premium 保费previous losses 既往损失priority 分保自留额priority 自付责任3保险词汇翻译proportional reinsurance 比例再保险rainstorm 雨暴rating 费率reinforced concrete building 钢筋混凝土建筑reinstatement 恢复保额reinsured 分出公司reinsurer 再保险人retention 自留额retention areas 滞洪区return period 重现期revoke license 吊销营业执照seaquake 海震second event cover 第二事件承保securitization 证券化seismic demage 震害set-off 抵销shear wall structure 剪力墙结构single 险位超赔spread loss 分散风险stop loss 赔付率超赔storm surges 风暴潮susceptibility of goods to water 易受水浸性tarrif 费率表TG 拐点周期tidal wave 海啸topographic map 地形图tornado 龙卷风total sum insured 总保额treaty-limits 合约限额tube structure 筒体结构underwriting policy 承保政策windstorm 风暴4保险英语词汇翻译险种及险别险种health insurance 疾病保险，健康保险sickness insurance 疾病保险insurance during a period of illness 疾病保险insurance for medical care 医疗保险"major medical" insurance policy 巨额医药费保险life insurance 人寿保险endowment insurance 养老保险insurance on last survivor 长寿保险social insurance 社会保险personal property insurance 个人财产保险insurance of contents 家庭财产保险险别Free from Particular Average（F.P.A.）平安险With Particular Average （W.P.A.）水渍险All Risks 一切险risk of breakage 破碎险risk of clashing 碰损险risk of rust 生锈险risk of hook damage 钩损险risk of contamination (tainting) 污染险insurance against total loss only (TLO) 全损险risk of deterioration 变质险risk of packing breakage 包装破裂险risk of inherent vice 内在缺陷险risk of normal loss (natural loss) 途耗或自然损耗险risk of spontaneous combustion 自然险risk of contingent import duty 进口关税险insurance against war risk 战争险Air Transportation Cargo War Risk 航空运输战争险overland Transportation Insurance War Risk 陆上运输战争险insurance against strike, riot and civil commotion (SRCC) 罢工，暴动，民变险insurance against extraneous risks, insurance against additional risks 附加险risk of theft, pilferage and nondelivery (TPND) 盗窃提货不着险risk of fresh and/of rain water damage(wetting) 淡水雨淋险risk of leakage 渗漏险risk of shortage in weight/quantity 短量险risk of sweating and/or heating 受潮受热险5保险英语翻译risk of bad odour(change of flavour) 恶味险，变味险risk of mould 发霉险on deck risk 舱面险6保险英语翻译保险业词汇Terms used in insurance industry accident意外事故险actuarial method精算法Advance Loss Profits (ALOP)预期利润损失险，利损险Advance profit预期利润broker经纪人Business Interruption Insurance (BI) 营业中断险captive自保公司casualty意外伤害险catastrophe巨灾险ceding company分出公司claim索赔claim settlement理赔combined ratio综合赔付率Consequential Loss (CL)7保险英语翻译，保险专业词汇。
各种保险英译大全讲解
保险术语大全：accident insurance意外保险accident death insurance意外死亡保险accounts receivable insurance应收帐款保险additional insurance加保agricultural insurance农业保险air transport insurance空运保险air transportation cargo insurance空运货物保险aircraft hull insurance飞机机身保险aircraft passenger insurance飞机乘客保险all risks insurance综合保险annuity insurance年金保险automobile insurance汽车保险aviation insurance航空保险aviation liability insurance航空责任保险aviation personal accident insurance航空人身意外保险bad debt insurance坏帐保险baggage insurance行李保险bailee's customers insurance受托人代客保险basic insurance基本保险blanket insurance总括保险block insurance船舶保险boiler explosion insurance锅炉爆炸保险bond insurance债券保险bonding insurance保证保险broker insurance保险掮客building insurance建筑物保险burglary insurance盗窃保险business interruption insurance业务中断保险business liability insurance营业责任保险capital insurance资本保险cargo insurance货物保险cargo marine insurance海洋货运保险cargo transportation insurance货物运输保险carrier's liability insurance承运人责任保险cash messenger insurance现金运送保险casualty insurance不幸事故保险, 灾害保险cattle insurance家畜保险cede insurance分保child's insurance儿童保险civilliability insurance民事责任保险civil responsibility insurance责任保险collective insurance集体保险collective accident insurance集体灾害保险collision insurance碰撞保险commercial credit insurance商业信用保险commission insurance佣金保险compensation insurance职工赔偿保险comprehensive insurance综合保险, 全程保险compulsory insurance强制保险concurrent insurance同时保险consequential damage insurance间接损害保险consequential loss insurance间接损失保险consignment export insurance寄售输出保险consignment sale export insurance寄销出口保险consignment stock insurance寄销货物保险continued insurance继续保险convertible insurance转换保险cost and insurance成本加保险价credit insurance信用保险credit life insurance信用人寿保险(借款人死亡时, 应将赔偿金付给放款人) crop insurance作物保险damage insurance损失保险death insurance死亡保险deferred insurance搁置保险deposit insurance存款保险disability insurance残废保险disbursements insurance船舶费用保险domestic insurance家计保险domestic animal transportation insurance家畜运输保险double insurance双重保险duty insurance关税保险earthquake insurance地震保险economic policy insurance经济政策保险education insurance教育保险elevator liability insurance电梯责任保险employee's pension insurance职工退休养老保险employer's liability insurance雇主责任保险; 职工伤害保险employment insurance就业保险endowment insurance人寿定期保险, 养老保险, 储蓄保险endowment life insurance人寿定期保险engineering insurance工程保险erection insurance机器安装保险excess insurance超额保险exchange risk insurance外汇风险保险exhibition insurance展览保险expected profit insurance预期利润保险explosion insurance爆炸保险export insurance出口保险, 输出保险extended terms insurance延期保险external investment principal insurance国外投资本金保险facultative insurance临时保险family income insurance家庭收入保险farm insurance农业保险fermentation insurance发酵保险fidelity insurance职工忠诚保险fire insurance火灾保险, 火险fiscal insurance租税保险fixed term insurance定期保险flood insurance洪水保险forced insurance强制保险foreign exchange fluctuation insurance外汇波动保险fraternal insurance互助救济保险freight insurance运费保险frost insurance霜害保险full value insurance全值保险general average disbursement insurance共同海损费用保险general export insurance普通输出保险government employee insurance公务人员保险group insurance团体保险group life insurance团体人身保险guarantee insurance保证保险, 盗窃意外保险hail insurance雹害保险harvest insurance收获保险hazardous insurance危险物品保险health insurance健康保险hire purchase credit insurance租赁信用保险homeowner's insurance房主保险hospitalization insurance医疗保险hull insurance船舶保险, 运输工具保险hypothecation insurance抵押保险imaginary profit insurance预期利益保险immovable insurance不动产保险inconvertibility insurance国外投资本利不能兑换汇回保险increased value insurance增值保险individual accident insurance个人伤害保险industrial insurance工业保险inland marine insurance内陆水运保险invalid insurance伤残保险jewellery insurance珠宝保险jobless insurance失业保险joint insurance合伙保险, 联合保险joint stock insurance合股保险业label insurance标签保险labour insurance劳动保险land transit insurance陆运保险leasehold interest insurance 租赁权益保险liability insurance责任保险life insurance人寿保险lighter insurance驳运保险livestock transit insurance 活牲畜运输保险long life insurance长寿保险luggage insurance行李保险machinery insurance机器保险machinery breakdown insurance 机器损坏保险marine insurance海洋运输保险, 海上保险, 水险marine cargo insurance 海运货物保险marine hull insurance船舶保险maritime insurance海洋运输保险maternity insurance生育保险medical expense insurance 医疗费保险mixed insurance混合保险more specific insurance最特定保险mortality insurance死亡保险mortgage insurance不动产抵押借款保险motor car insurance汽车保险motor cycle insurance摩托车保险motor vehicle passenger insurance汽车乘客保险movable insurance动产保险multiple-line insurance多种类保险业务mutual insurance相互保险national insurance国民保险, 国家保险national health insurance国民健康保险no-fault insurance无过失保险non-concurrent insurance不同时保险non-life insurance损害保险obligatory insurance强制保险ocean marine cargo insurance海洋运输货物保险old age insurance老年保险open cover cargo insurance预约货物保险单open policy insurance预约保险普通终身寿险overlapping insurance重复保险overseas insurance海外保险overseas travel sickness insurance海外旅行疾病保险own insurance自己保险, 本身保险paid-up insurance保费已付足的人寿保险单parcel post insurance邮包保险partial insurance部份保险participating insurance由相互保险公司所出的分单保险, 其利润将来仍退给投保人passenger insurance旅客保险pensions insurance抚恤金保险perpetual insurance终身保险personal insurance人身保险petty insurance小额保险玻璃保险pluvious insurance雨水保险, 雨淋保险postal insurance简易保险power interruption insurance 电流中断保险preliminary term insurance初期保险, 持续保险premium insurance保险费prepaid insurance预付保险费保险primary insurance优先保险product liability insurance产品责任保险professional liability insurance 职业责任保险profit insurance利润保险property insurance财产保险proprietary insurance营业保险provisional insurance暂时保险public liability insurance公众损害保险, 公共责任保险pure endowment insurance生存保险, 养老保险rain insurance雨害保险reduced paid-up insurance减额支付保险registered mail insurance挂号邮件保险rent insurance房租保险replacement insurance重置或修复保险residence insurance住家保险retirement income insurance 退休收入保险river hull insurance内河船舶保险river transportation insurance 内河运输保险robbery insurance盗劫保险shipping insurance船运保险sickness insurance疾病保险social insurance社会保险specific insurance特定保险state insurance国家保险storm and tempest insurance 暴风雨保险straight life insurance终身保险strike expenses insurance罢工追加费用保险subsidiary insurance附属保险supplementary insurance追加保险survivorship insurance共有财产中归后死者所得的联合保险term insurance定期保险theft insurance盗窃保险time insurance定期保险time hull insurance船舶定期保险title insurance产权保证保险tourist luggage insurance旅客行李保险transit insurance内陆运输保险traveller's accident insurance 旅客意外保险trust insurance信托保险unemployment insurance失业保险unexpired insurance未到期保险use and occupancy insurance 固定开支保险voluntary insurance自愿保险voyage insurance航次保险waiting insurance停止保险war risk insurance战争险, 兵险water pipe insurance水管保险whole life insurance终身保险windstorm insurance风暴险workmen's insurance工人保险workmen's compensation insurance劳工保险yacht insurance游艇保险insurance for adult成人保险insurance for medical care医疗保险insurance of export-import goods进出口货物保险insurance of valuables贵重物品保险insurance or guarantee of private loans 私人贷款保险或担保。
商务英语中级词汇——保险
保险- 中级actuary (noun) = 保险精算师a specialist who calculates risk, determines premium rates, and provides other statistical information and guidance to insurance agenciesOur risk-management team made policy changes based on the actuary's report.adjuster (noun) = 理赔人an insurance professional who examines claims and determines the amount to be paidThe adjuster valued the property damage at much less than the owner had hoped for.annuity (noun) = 年金the payment of a fixed sum of money at regular intervalsWe chose the annuity that offered the highest monthly payments.application (noun) = 应用程序a software program that allows a user to do something specific, for example, to write documents or store informationI need a word-processing application to create documents on my computer.application (noun) = 应用a document completed by a prospective policyholder and used by an insurance agency to determine eligibility and payment ratesThe application had so many questions that it took us three hours to finish it.assessed value (noun phrase) = 估定价值the value of property as determined specifically for taxationWe were happy when we sold our house for more than its assessed value.assessor (noun) = 公估人one who determines the value of propertyThe assessor said our house has increased in value.assignment (noun) = 指派a procedure set up by a customer service department to designate an agent or technician to handle a customer service requestAfter an assignment is made, our department monitors the situation until it is resolved.bad faith (noun) = 不守信用an intention to deceive in order to avoid paying moneyWe think the company acted in bad faith when it denied our claim.basic limit (noun phrase) = 基本限制the minimum coverage amount for which an insurance company will write a policyThe amount of coverage I wanted was below the basic limit, so I had to accept a higher amount.保险- 中级(2)beneficiary (noun) = 受益人the person who will receive the money from a life insurance policyMy husband is the primary beneficiary of my life insurance policy.benefit (noun) = 保险赔偿金the amount of money an insured person will receive from an insurance policyMy company's health insurance policy includes benefits for hospitalization.bodily injury (noun phrase) = 人身伤害physical or mental harm to a personI suffered serious bodily injury in the accident.broker (noun) = 经纪人an independent agent who sells insurance to consumersMy broker found several options and then recommended the policy he thought was best for me.burglary and theft policy (noun phrase) = 盗窃保险单coverage against property loss from the unlawful taking of propertyWe need a burglary and theft policy for our business because we have expensive inventory in our warehouse.cancellation (noun) = 取消the termination of a policy before its expiration dateYou may need to pay a penalty for a cancellation, but that is better than paying for a policy you don't need.carrier (noun) = 携带者a person who can pass on a disease, either genetically or through a pathogen, but does not exhibit any symptoms of the diseaseTyphoid Mary was the most famous carrier in history. She spread typhoid fever, but never became sick herself.carrier (noun) = 保险公司the entity responsible for paying insurance claimsThe hospital administrator asked for the name of my insurance carrier.casualty (noun) = 意外事故an accident that causes injury or damage; the legal and financial responsibility that results from an accidentTransportation and construction companies have a higher risk of casualty than other companies. 保险- 中级(3)casualty insurance (noun phrase) = 意外事故保险insurance that protects against financial loss due to an accident that caused damage or injury Companies with a high risk for accidents need casualty insurance to protect the business.catastrophe (noun) = 灾难an event that causes extremely high lossesThe hurricane was a catastrophe for the entire state.cede (verb) = 分保transfer risk from one company to another in order to eliminate or share the risk of coverageMy company cedes half of its hurricane policies to another company so our liability won't be so high.claim (noun) = 索赔a request for payment based on the terms of an insurance policyWe filed a claim with the insurance agency after a fire destroyed our warehouse.claim denial (noun phrase) = 拒绝索赔a refusal to pay money requested based on the terms of an insurance policyThe judge ruled that the insurance company's claim denial was illegal.claimant (noun) = 索赔人a person or entity requesting compensation or benefit payments from an insurerAfter the insurance company reviews the paperwork, the claimant can receive payment.class (noun) = 分类individuals grouped together by an insurer based on similar characteristics and risksTeenage drivers pay more for insurance because they are in a high-risk class.classification (noun) = 分类the grouping together of individuals based on similar characteristics and riskAfter the fire in our neighborhood, our insurance rates went up because our classification changed.clause (noun) = 条款section in a policy that explains specific terms and conditions, such as coverage limitations and changes to standard coverageWhen my son got his driver's license, the insurance company added a clause to my policy to cover him.保险- 中级(4)co-payment (noun) = 分担付款in group health plans, the policyholder's share of the total medical billThe monthly premium for my insurance is inexpensive, but my co-payments are high.compensation (noun) = 赔偿the payment to a policyholder for a covered lossA good insurance policy provides compensation that equals the value of the lost or damaged item.comprehensive auto insurance (noun phrase) = 综合汽车保险a type of auto insurance policy that covers a wide variety of dangersWe recommend comprehensive auto insurance to customers who have new or expensive cars.conditions (noun) = 条件the rights and obligations of a policyholder and insurer as stated in an insurance contractYou should understand all the conditions in an insurance policy before you buy it.contract (noun) = 合同a written legal agreementIt's important to read a contract thoroughly before signing it.contract (noun) = 合同a legal agreement, usually in writingCustomers often have the option of purchasing a service contract that increases the level of support they can receive from a company.cover (verb) = 投保to provide insurance protectionInsurance companies have different methods for deciding whom to cover.coverage (noun) = 覆盖范围the scope of protection provided by an insurance policyYou should talk with your insurance agent to decide how much coverage you need.coverage (noun) = 覆盖范围the hours of operation of a customer service centerWe provide continuous coverage for our customers, so we are never closed.credit insurance (noun phrase) = 信用保险insurance that pays off a person's debt when he or she becomes disabled or diesI bought credit insurance so that my husband wouldn't have to pay my debts if I died.保险- 中级(5)damage estimate (noun phrase) = 损失估算a calculation of the cost to repair propertyInsurance companies use damage estimates to help determine how much to pay on claims.decedent (noun) = 死者a dead personThe decedent's life insurance benefit went to his wife.declarations (noun) = 声明the section of an insurance policy that lists basic information about the policy and policyholder When you purchase a new insurance policy, make sure all the information in the declarations is accurate.deductible (noun) = 免赔额the amount a policyholder must pay toward total claim expensesInsurance policies with a low deductible often cost more.dependent (noun) = 家属someone who relies on another for financial supportMy health insurance policy covers my children as dependents until they are 25 years old.disability (noun) = 残疾a physical or mental condition that limits life activities and prevents someone from performing normal job functionsMaria's disability makes her current job very difficult, so her company is training her to do other kinds of work.disability insurance (noun phrase) = 残疾保险insurance that provides income when someone is too sick or injured to workDisability insurance helped me pay my bills while I recovered from my injury.effective date (noun phrase) = 有效日期the date on which an insurance policy begins providing coverageI went to the doctor two days before my insurance policy's effective date, so I had to pay for the visit myself.examiner (noun) = 审查员an agent who audits insurance companies for state regulatorsThe examiner reviewed our records and said they were in perfect order.保险- 中级(6)exclusions (noun) = 除外责任circumstances or conditions that an insurance policy does not coverFire and flood are exclusions in my property insurance policy.experience (noun) = 经验the number and dollar amount of losses of a given policyholder or a specific type of coverage Companies look at a customer's experience to determine the price of insurance coverage.fire insurance (noun phrase) = 火灾保险insurance that pays for losses caused by fire or lightningOur warehouse burned down, but our fire insurance paid to rebuild it.fixed annuity (noun phrase) = 固定年金an insurance contract that guarantees a payment and interest rate over a specific period of time I chose a fixed annuity because I like to know exactly what my income will be.flood insurance (noun phrase) = 洪灾保险insurance that pays for losses caused by damage from an overflowing river, lake, or other body of waterOur building is next to the river, so we have to have flood insurance.fraud (noun) = 欺诈the act of lying or intentionally hiding informationInsurance companies discover several cases of fraud every year.generic drug (noun phrase) = 一般药物a drug with the same chemical makeup as a brand name drug, but which is sold for less under a different nameSome people don't believe a generic drug works as well as a brand-name drug, even though they are exactly the same.group insurance (noun phrase) = 团体保险insurance provided to multiple people or businesses under a single contractMost companies have a group insurance plan for their employees.hazard (noun) = 危害a circumstance or condition that increases the possibility of loss or injuryThe dry grass around our house was a fire hazard.保险- 中级(7)health insurance (noun phrase) = 健康保险insurance that pays for expenses related to the treatment and prevention of illnessSome companies pay for part of the cost of their employees' health insurance.homeowners insurance (noun phrase) = 房主保险insurance that pays for expenses resulting from property damage, theft, and an owner's legal responsibility for an accidentIf you own a home, you should have homeowners insurance.identity theft insurance (noun phrase) = 身份盗窃保险insurance that covers expenses resulting from the illegal use of one's personal informationAfter my identity was stolen, I had to take time off work to repair my credit, so I used my identity theft insurance to cover my lost wages.insurance agent (noun phrase) = 保险代理人an professional who sells and administers insurance policiesMy insurance agent always finds me the best coverage at the lowest price.insured (noun) = 投保人a person or entity covered by an insurance policyThe insured is responsible for paying premiums on time.insurer (noun) = 保险人a company that provides insurance protectionMost insurers can provide several different types of coverage.issue a policy (verb phrase) = 签发保险单complete and deliver a legally binding insurance contractWe will not issue a policy for life insurance until an applicant passes a physical examination.lapse (verb) = 失效end due to nonpayment of feesMy insurance policy lapsed last month because I forgot to send in my payment.liability (noun) = 负债money that a company or person owesIt will be a difficult financial year for my company because we have so much liability.liable (adjective) = 有责任legally responsible or obligatedCompanies are liable if their products are defective and cause damage.保险- 中级(8)libel (noun) = 诽谤a published statement or image that unjustly harms someone's reputationThe newspaper's accusation was libel, so the politician sued.license (noun) = 许可the legal authority to sell insuranceYou need a license before you can sell insurance.life annuity (noun phrase) = 终身年金an insurance contract that provides income during a person's lifetime but not does not pay relatives after the owner's deathMany people who don't have a spouse or children choose a life annuity instead of a standard life insurance policy.life expectancy (noun phrase) = 预期寿命a statistical calculation of the number of years a person is likely to liveIn many countries, life expectancy for both men and women continues to increase.life insurance (noun phrase) = 人寿保险a type of insurance that provides money to a designated person when the insured person diesA good life insurance policy makes sure that your family will have enough money after you die.limitation (noun) = 限制a statement in an insurance contract that restricts or excludes coverage in certain situations Read the contract carefully to make sure you understand and accept the limitations.line limit (noun) = 范围限制the maximum amount of coverage a company will authorize for a given type of insuranceLine limits keep people from insuring their house for more than it is worth.loss (noun) = 损失a financial condition in which expenses are greater than incomeOur company had a loss of $500,000 last year, so we had to lay off some employees.make a claim (verb phrase) = 要求赔偿apply for payment based on the terms of an insurance policyI decided to make a claim even though the damage to my car was minor.保险- 中级(9)marine insurance (noun phrase) = 海洋运输保险insurance that pays for damage and financial loss from transportation-related activities on a ship After our ship ran aground, our marine insurance policy paid for the replacement of all the damaged cargo.mediation (noun phrase) = 仲裁a process for resolving conflict in which a neutral third party guides those in dispute towards an agreementThe two companies could not resolve their dispute, so they were forced to go into mediation.mortgage insurance (noun phrase) = 不动产抵押借款保险a type of insurance that pays off a mortgage balance when the policyholder diesWe bought mortgage insurance because we don't want our children to inherit our debt when we die.negligence (noun) = 过失a failure to act with reasonable care, resulting in injury to othersHundreds of people were hurt because of the company's negligence.no-fault (adjective) = 无过失used to describe a type of auto insurance that pays for the policyholder's losses from an accident, regardless of who caused the accidentNo-fault insurance made it easier to get reimbursed after my car accident because I only had to deal with my own agent.overinsured (adjective) = 超额保险insured for more than the actual value or replacement cost of the property; insured for more than one can affordMy broker told me I should reduce my coverage because I was overinsured.peril (noun) = 危险a dangerous circumstance; a term used in insurance contracts to distinguish between a loss that is covered and one that is notFire is listed as a peril on my insurance policy, but flood is not, so I'm not protected against flood damage.permanent disability (noun phrase) = 永久残疾a physical or mental condition that forever prevents a person from workingCarmen can't work anymore because of the permanent disability she suffered in the accident.保险- 中级(10)personal injury (noun phrase) = 人身伤害damage to a person's reputation, violation of certain rights, or physical, psychological, or economic harm resulting from an accident, negligence, or intentional aggressionAntonio is suing his neighbor for personal injury because the neighbor's fence fell on him.personal property (noun phrase) = 个人财产belongings that are easily movedEven if you don't own a house, you should insure your personal property.policy (noun) = 保险单a written insurance contractIt's important to keep your insurance policies in a safe place so you can refer to them whenever you need to.policy (noun) = 政策a plan or set of guidelinesOur vacation policy allows three weeks of vacation each year.policy dividend (noun phrase) = 保险单红利a refund from an insurer when the cost of providing the insurance is less than what thepolicyholder paidI didn't make any insurance claims this year, so I earned a policy dividend.policy term (noun phrase) = 保险期间policy period; the dates between which an insurance policy provides coverageMost insurance companies require payment for the entire policy term in advance.policyholder (noun) = 投保人the owner of an insurance policyIt is the policyholder's responsibility to understand the terms of the insurance policy.pooling (noun) = 共保a practice in which small companies buy insurance together in order to get better rates and coverage and to share riskPooling allowed several small businesses downtown to offer their employees a group health insurance plan.premises (noun) = 房屋the land and structures listed in an insurance policyThe fire destroyed the furniture in the house, but the premises did not have much damage.保险- 中级(11)primary care provider (noun phrase) = 初级卫生保健人员in group health insurance, the doctor who coordinates a patient's medical care and refers the patient to specialistsMy primary care provider sent me to a specialist because of my heart condition.product liability (noun phrase) = 产品责任the legal responsibility of manufacturers or sellers for harm caused by what they make or sell The toy manufacturer started to worry about product liability after its toys caused injuries to several children.proof of loss (noun phrase) = 损失证明evidence showing that a loss occurredYou must provide proof of loss to your insurance company in order to receive compensation.property damage (noun phrase) = 财产损失the partial or complete destruction of land or possessionsThe earthquake caused serious property damage throughout the region.property insurance (noun phrase) = 财产保险insurance that protects against loss to land or possessionsWe didn't have enough property insurance to cover the damage to our house.rate (noun) = 比率a charge per unitMy insurance rate is one dollar for every one thousand dollars of coverage.redlining (noun) = 拒绝房产保险the illegal practice of refusing or restricting insurance to people in certain geographical areas The mayor accused the insurance company of redlining several city neighborhoods.reinstatement (noun) = 恢复the resumption of a lapsed insurance policy, with no change in price or coverageMy policy stopped because I forgot to pay my premium, so I had to ask for a reinstatement.reinsure (verb) = 再保share insurance between two insurance companies in order to lower the potential loss for both My company keeps costs and premiums down by reinsuring its auto insurance policies.保险- 中级(12)renewal (noun) = 续保the automatic continuation of an insurance policy brought about by payment of the scheduled premiumI just got a bill from the insurance company for the renewal of my policy.renters insurance (noun phrase) = 房客保险insurance that protects against loss to a renter's personal propertyAlthough I don't own the house I live in, I do have renters insurance to protect my belongings.replacement cost (noun phrase) = 重置费用the actual expense of exchanging an item with one of similar function, without considering theage or condition of the original itemAfter my old, broken bicycle got stolen, my insurance company paid the replacement cost and I was able to buy a beautiful new bike.replacement value (noun phrase) = 重置价值the value of an item, determined by the cost of replacing it with a new one of similar form and functionPrices have fallen so much on electronics that my stereo's replacement value is very low.retroactive (noun) = 追溯something that takes effect in the present, but has an effect that extends to the pastMy new policy's coverage is retroactive to the beginning of the month, so I can fix the damage to my house that occurred before I bought the policy two weeks ago.rider (noun) = 附加条款a part of an insurance contract that lists an addition to or deletion of coverage from the standard contractMy disability policy has a rider that allows me to buy additional coverage at any time.risk (noun) = 风险possibility that something bad might happenThere is a lot of risk in the restaurant business.risk management (noun phrase) = 风险管理in business, the process of identifying and protecting against potential loss or damageGood risk management practices save money and promote employee safety.salvage (noun) = 救助property taken over and sold by an insurance company in order to reduce the amount of its loss The insurance company claimed several cars as salvage and sold them at the auction.保险- 中级(13)schedule (noun) = 计划a list of the items insured under a policy, including descriptions and insured valuePlease review the schedule to confirm that all your property is covered.schedule of benefits (noun phrase) = 保险赔偿金计划in group health insurance, a list of what is and is not covered and for how much moneyThe HR manager explained the schedule of benefits so everyone would understand the new policy's coverage.seasonal risk (noun phrase) = 季节性风险risk that increases or exists only during certain times of the yearHurricanes can cause heavy damage, but they are only a seasonal risk.settlement (noun) = 结算the payment of benefits from a policy and the resolution of a claimAfter several months, I finally received the settlement from my insurance company for the repairs to my car.solicitor (noun) = 律师an insurance salesperson who seeks clients and accepts applications but does not have the authority to issue policiesThe solicitor helped the customer fill out the application, but the agent had to prepare the final policy.standard provisions (noun phrase) = 标准规定sections of an insurance contract that contain agreements common to all insurance contracts of that particular type, such as health or property insuranceAgents should explain all standard provisions to new policyholders.syndicate (noun) = 企业联合组织a group of insurers who combine resources to insure property that would be too expensive or too risky to insure aloneThe city's luxury beachfront property is insured by a syndicate.termination (noun) = 终止the cancellation of an insurance policy by either the insurer or policyholderThe fraud investigation resulted in the termination of several policies.title insurance (noun phrase) = 产权保险type of insurance that protects the owner of real estate against damage or loss that existed before he or she owned the propertyMy title insurance paid to fix a crack in the foundation that I didn't discover until after I moved into my house.保险- 中级(14)travel insurance (noun phrase) = 旅行保险type of insurance that protects against common travel-related losses, such as lost luggage or trip cancellationThe airline lost my suitcase, but I was able to use my travel insurance to replace all of my clothes.umbrella policy (noun phrase) = 伞险a form of insurance that pays for damages that exceed the maximum coverage of liability coverageThe damage to my house from the fire was too much for my liability policy, but luckily my umbrella policy covered it.underinsurance (noun) = 保险不足the failure to have enough insurance to cover a lossAfter I remodeled the bathroom, I increased my coverage in order to avoid underinsurance.underwriter (noun) = 承保人an insurance company employee or consultant who decides whether the company should accept or reject a riskAn insurance company will lose money unless the underwriter makes good decisions about whom to insure.universal healthcare (noun phrase) = 万能健康保险healthcare that is provided to all citizens of a city, state, or countryMany countries provide universal healthcare so that everyone can get the medical treatment they need.universal life insurance (noun phrase) = 万能人寿保险a type of insurance contract that allows the policyholder to change the amount and schedule of payments and benefitPeople with universal life insurance need to manage it as an investment.vandalism (noun) = 故意破坏intentional damage to propertyOur car was severely damaged by vandalism.vehicle insurance (noun phrase) = 车辆保险insurance that covers damage and liability related to cars, trucks, motorcycles, and other vehicles My brother collects cars and motorcycles, so he spends a lot on vehicle insurance.保险- 中级(15)void (verb) = 无效make an insurance contract invalid from its beginning, as though it never existedInsurance companies will void a policy if they discover that a customer lied on the application.waiting period (noun phrase) = 等待期the amount of time an employee must wait between the date of hire or application for insurance and the date the insurance coverage beginsMy employees think that the six-month waiting period for health insurance is too long.waiver (noun) = 放弃an agreement included in a specific insurance policy that excludes one or more risks that a re covered in a typical policyI couldn't receive any money for my stolen stereo because my insurance policy had a theft waiver.warranty (noun) = 保修单a written guarantee, made by the policyholder and included in the insurance policy, that a particular circumstance or condition exists or does notClients pay less for insurance if they provide a warranty that their house has a security system.warranty (noun) = 保修单a written statement from a company to a customer that specifies what repairs or maintenance the company will provide after the purchase of a productThe warranty for my washing machine says that the company will provide free maintenance for one year.。
保险英文词汇
保险英文词汇一、词汇：Insurance（保险）1. 中文翻译：- 名词，“保险；保险费；保险业”。
2. 英语解释：- Insurance is a contract (policy) in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients' risks to make payments more affordable for the insured.- 保险是一种合同（保单），个人或实体从保险公司获得针对损失的财务保护或补偿。
保险公司将客户的风险集中起来，以使被保险人的支付更可承受。
3. 运用情况：- 当提及与风险防范、财产保护、人身安全保障等相关的金融安排时使用。
4. 例子：- I bought car insurance to protect my vehicle in case of an accident.（我购买了汽车保险，以防我的汽车发生事故。
）- Health insurance is very important for covering medical expenses.（健康保险对于支付医疗费用非常重要。
）- The company offers life insurance to its employees.（公司为其员工提供人寿保险。
）- Travel insurance can reimburse you if your flight is cancelled.（如果你的航班被取消，旅行保险可以给你补偿。
）- Home insurance will pay for the damages to your house caused by natural disasters.（房屋保险将支付自然灾害对你房屋造成的损害。
关于保险的英语美文欣赏 保险美文欣赏50篇
关于保险的英语美文欣赏保险美文欣赏50篇多阅读一些英语美文，对于我们英语阅读能力的提高会有所帮助，今天小编在这里为大家分享一些关于保险的英语美文欣赏，希望大家会喜欢这些英语美文!关于保险的英语美文篇1Insurance保险Insurance is a guarantee against financial loss.保险是降低经济损失的一种保障。
Insurance policies can be bought for all sorts of things.保险无所不保，The most common kinds of insurance include life, health and property.最常见的包括:人寿保险，健康保险及财产保险。
For example, an insurance company will pay to repair or replace the property if it is damaged or stolen.例如:如果投保人的财产受到损毁或被盗，保险公司会为投资人支付维修或重购的费用。
How much a company will pay in the event of a claim depends on how much insurance the policyholder has bought. The amount may also depend on the conditions that led to the damage.保险金赔偿的多少不仅与投保人购买保险金的多少有关，而且还与造成投保人损失的实际情况有关。
There are two main kinds of insurance companies.保险公司有两大类:Insurance carriers provide insurance to individuals, groups and businesses.原保险公司和再保险公司。
保险英语常用词汇
保险英语常用词汇insure保险；投保；保证insurance保险；保险费；保险金额underwriters保险商（指专保水险的保险商）保险承运人insurancecompany保险公司insurer保险人insurancebroker保险经纪人insuranceunderwriter保险承保人insuranceapplicant投保人insurant,theinsured被保险人，受保人tocover(effect,arrange,takeout)insurance投保insurancecoverage;riskscovered保险范围insuranceslip投保单insuredamount保险金额insuranceagainstrisk保险insuranceclause保险条款insuranceinstruction投保通知insurancebusiness保险企业insuranceconditions保险条件PICC(People’sInsuranceCompanyofChina)中国人民保险公司riskinsured,riskcovered承保险项risk险别toprovidetheinsurance为...提供保险leaflet说明书fineprint细则insuranceexpense保险费premiumrate保险费率premium保险费insurancerate保险费率表insuranceproceeds保险金（保险收入）insurancefreeof(from)particularaverage(FPA).平安险（单独海损不赔）insurancewithparticularaverage(WPA),basicrisks.insuranceagainstallrisks.综合险，应保一切险riskofbreakage破碎险riskofclashing碰损险riskofrust生锈险riskofhookdamage钩损险riskofcontamination(tainting)污染险insuranceagainsttotallossonly(TLO)全损险riskofdeterioration变质险riskofpackingbreakage包装破裂险riskofinherentvice内在缺陷险riskofnormalloss(naturalloss)?途耗或自然损耗险riskofspontaneouscombustion自然险riskofcontingentimportduty进口关税险insuranceagainstwarrisk战争险AirTransportationCargoWarRisk航空运输战争险overlandTransportationInsuranceWarRisk陆上运输战争险insuranceagainststrike,riotandcivilcommotion(SRCC)罢工，暴动，民变险insuranceagainstextraneousrisks,insuranceagainstadditionalrisks附加险riskoftheft,pilferageandnondelivery(TRND)盗窃提货不着险riskoffreshand/ofrainwaterdamage(wetting)淡水雨淋险riskofleakage渗漏险riskofshortageinweight/quantity短量险riskofsweatingand/orheating受潮受热险riskofbadodour(changeofflavour)恶味险，变味险riskofmould发霉险ondeckrisk舱面险oceanmarinecargoinsuranceclauses海洋运输货物保险条款transportationinsurance运输保险overlandtransportationinsurance,landtransitinsurance陆上运输保险insuranceagainstairrisk,airtransportationinsurance航空运输保险parcelpostinsurance邮包运输保险oceanmarinecargoinsurance,marineinsurance水险（海运货物保险）AllRisks一切险average海损ParticularAverage(P.A)单独海损GeneralAverage(G.A)共同海损MarineLosses海损partialloss部分损失totalloss全部损失healthinsurance疾病保险，健康保险sicknessinsurance疾病保险insuranceformedicalcare医疗保险"majormedical"insurancepolicy巨额医药费保险insuranceduringaperiodofillness疾病保险lifeinsurance人寿保险endowmentinsurance养老保险insuranceonlastsurvivor长寿保险topurchasehealthinsurance购买健康保险tohaveahealthinsurancepolicy购买健康保险AdditionalWordsandPhrasespolicy-holder保险客户extrapremium额外保险费additionalpremium附加保险费保险英语词汇 Aabandonment 委付abandonmentclause 委付条款accident 意外事故accountingperiod 结算期actofgod 不可抗力actualtotalloss 实际全损actuarialmethod 精算法actuary 保险精算师additionalpremium 附加保险费additionalrisk 附加险advanceprofit 预期利润aggregatelimit 累积限额aggregatedloss 累积损失all-riskspolicy 一切险保单antiselection 逆选择applicant 投保人application 投保单approved 承保assignmentclause 转让条款average 海损、海损分摊averageadjuster 海损理算人averageclause 共同海损分担条款保险英语词汇 Bbalance 所欠款项beneficiary 受益人binder 暂保单bindingslip 暂保单breakageofpacking 包装破碎险broker 经纪人保险英语词汇 Ccapacity 承保能力captive 自保公司captivepools 自保组合cargodamageadjustment 货损理算cargodamageinspection 货损检验cargodamageprevention 货损预防cargodamagereport 货损报告cargodamagesurvey 货损检查，货物损坏检验cargoinsurancepremium 货物保险费cargoinsurancerate 货物保险费率cargoinsurer 货物承保人cargopolicy 货物保单，货物保险单cargopremium 货运保险费，货物保险费cargounderwriter 货物保险承保人（商），货险承保人，货物承保人cashloss 现金赔款cashvalue 现金价值catastrophe 巨灾catastrophe excessofloss（CXL）巨灾超赔巨灾超赔分保categoriesofinsurance 保险类别cedingcompany 分出公司ceding(insurance)company 分保公司ceding,retrocession(forreinsurance) 分保certificateofcargodamage 货损证明certificateofinsurance 保险证明、保险凭证cessionlimit 分保限额ChinaInsuranceClause(CIC) 中国保险条款claim 索赔claimassessor 索赔人claimsettlement 理赔claim-prone 容易出险claimsandarbitration 索赔与仲裁claimsassistance 理赔协助clashandbreakage 碰损，破碎险cleancut 结清方式coinsurance 共保co-insurance 共同保险co-insurancecompany 共同保险公司combinedratio 综合赔付率commencementandtermination 起讫concurrentinsurance 同时保险consequentialloss(CL) 后果损失constructivetotalloss 推定全损contingentliquidity 或有流动性continuedinsurance 继续保险co-relatedrisks 关联风险cover 承保、责任额covernote 保险证明书,承保单，保险证明covernote 暂保单（证明同意承保的临时文件）coverage 受保范围保险英语词汇 Ddamage 损坏赔偿金damagecargoclerk 理残员，货损管理员damagecargolist 货损单，残货单damagecertificate 损坏证明书damageclaim 损坏索赔damagedbyothercargo 由其他货物损害damagedcargolist 受损货物单damagedcargoreport 受损货物报告书，货物损害报告deductibles 免赔额depositpremium 预付保费destroyed 毁坏disbursementpolicy (船舶)驶费保险单dividendsystem 红利制度doubleinsurance 双保险dualvaluationclause 双重价值条款保险英语词汇 Eemployer 业主Endorsement 批单endorsement: 签注endowmentinsurance 养老保险endowmentpolicy 人寿定期保险单eventlimit 事件限额exgratiapayments 通融赔款excessloss 超额赔款excessoflosscover 超额赔偿excessofloss（XL) 超赔分保exclusion 除外责任EXLprotection 超赔保障exposedareas 风险承受区域exposurerating 风险评估extended-terminsurance 过期保险extracharges 额外费用extrapremium 额外保险费extraneousrisks(additionalrisks) 附加险保险英语词汇 Ffacultativebusiness 临分保facultativereinsurance 临时分保faultliability 过失责任financialquotashares 成数分保fineprint 细则finiterisk 有限制的风险finiterisktransfer 有限风险转移floatingpolicy 浮动保险单franchise(deductible) 免赔额；免赔率freeofallaverage(FAA) 全损赔偿freightinsurance 运费保险freightpolicy 运费保险单fullcoverage 全额承保fullinsurance 全额保险fullinsurancevalue 足额保险价值fullliability 全部责任保险英语词汇Ggeneralaverage（GA）共同海损graceperiod 宽限期grossnetpremiumincome（GNPI）总净保费收入groupinsurance 团体保险guaranteeofinsurance 保险担保书保险英语词汇Hhazard 危险因素healthinsurance 疾病保险，健康保险heavydamage 严重破坏holisticrisktransfer 整体风险转移hookdamage 勾（钩）损险hourclause 小时条款保险英语词汇I保险英语词汇J-LJjettison 投弃Llawofinsurance 保险法lawoflargenumbers 大数法则leaflet 说明书lessexposed 损失可能性小letterofguarantee 保函，保证书liability 责任liabilityinsurance 责任保险licensebond 执照保险lifeassured 人寿保险投保人lifeexpectancy 平均余命lifefund 人寿保险基金lifeinsurance 人寿保险lifeinsuranceactuary 人寿保险精算师lifeinsurancereserve 人寿保险责任准备金lifeTable 生命表lightdamage 轻度破坏limits 投保限额lineslips 分保条liquiditysupport 提供流动资金Lloyd 劳合社loading 附加费loading 人寿保险附加费lossadjuster 损失理算人lossoccurrence 损失发生lossoccurringbasis 损失发生基础lossofprofit 利损险lossparticipation 分担损失lossratio 损失率lossratio 赔付率losssettlement 损失赔付保险英语词汇Mmailcontractor 承包商mainrisks 主险maintenance 保证期maliciousdamage 恶意损害marineinsurance 海上运输保险，水险marinelosses 海损medicalinsurance 医疗保险mortalitytables 死亡率表（用于计算保险风险）multipleclaim 多次（重复）索赔multipleinsurance 重复保险mutualinsurance 相互保险mutualinsurancecompany 相互保险公司保险英语词汇NNatCatpooling 自然灾害共保naturalcatastrophe（NatCat）自然灾害naturalpremium 自然纯保费netretainedlines 净自留额netretainedlosses 损失净自赔额noprofitcommission 无纯益风险no-claimsbonus 无索偿奖金non-life 非寿险non-proportionalreinsurance 非比例再保险notification 告知保险英语词汇Oobject 标的obligatoryreinsurance 固定分保oceanmarinecargoclauses 海洋运输货物保险条款ondeckrisk 舱面险openpolicy 预约保险单openpolicyinsurance 预约保险originaldeductibles 原始免赔额originalrate 原始费率overinsurance 超额保险overland（transportation）insurance 陆上运输保险保险英语词汇Pparcelpostinsurance 邮包运输保险partialloss 部分损失particularaverage(PA) 单独海损peril 危险、危险事故perilsofthesea 海上风险permitbond 许可证保险placement 安排policy 保单、保险单、保险契约policyholder 保险客户保险单持有人policypackage 承保多项内容的保险单policyproofofinterest 保险单权益证明policyreserves 保险单责任准备金policy-holder 保险客户policyholder 保单持有者policy-holder 保险客户pool 共保组合、合保pool 联营pooladministrator 共保组合管理人portfolioentry 未满期责任的出帐portfoliooutgo 未满期责任的入帐possiblemaximumloss（PML）可能最大损失post-financing 后融资post-funding 后融资pre-financing 先融资pre-funding 先融资premium 保险费premiumrate 保险费率premiumrebate 保险费回扣previouslosses 既往损失primaryinsurancecompany 原保公司、主保险商principal 业主principleofcompensation 补偿原则priority 分保自留额、自付责任priority(deductible) 优先（免赔额)proceeds 收益professional 专业险profitmargin 利润边际property 财产险propertycovered 受保财产propertyinsurance 财产保险proportionalcover 比例分保proportionalreinsurance 比例再保险proximatecause 近因punitivedamage 惩罚性损害pureendowments 定期生存保险purerisk 纯粹危险保险英语词汇Rraininsurance 雨水保险rainstorm 雨暴rate 费率rating 费率recovery 追偿金reinstate 复效reinstated 继单reinstatement 恢复保额reinstatementvalueinsurance 重置价值保险reinsurance 分保、再保险、转保reinsured 分出公司reinsurer 分保人（分保公司）、再保险人rejectionrisk 拒收险renewcoverage 续保renewal 续保；延期renewalpremium 续保费renewingcoverage 续保reserve 准备金retention 自留、自留额returnperiod 重现期revokelicense 吊销营业执照riotinsurance 骚乱保险risk 险别、风险、保险，保险额riskcarrier 风险承担人riskcovered 承保险项riskinsured 承保险项riskmanagement 危险管理riskpremium 风险保费风险贴水、风险溢价riskunit 危险单位riskscovered 保险范围保险英语词汇Ssalvagecharge 救助费用salvagevalue 残值，获救货物或船舶的价值secondeventcover 第二事件承保set-off 抵销settlementofclaim 理赔sicknessinsurance 疾病保险socialinsurance 社会保险solvency 偿付能力solvencymargin 赔偿能力spreadloss 分散风险standingcharges 维持费用stoploss 赔付率超赔sub-contractor 分承包商subjectinsured 风险标的subrogationcenter 代位求偿权sueandlaborexpenses 施救费用suicideclauses 自杀条款suminsured 保险金额、保额surplusinsurance 盈余保险surveyatjettyrisk 码头检验险surveyincustomsrisk 海关检验险保险英语词汇Ttariff 费率表tariffzone 险区terminsurance 定期保险TG 拐点周期theinsured 被保险人，受保人timepolicy 定期保险单topographicmap 地形图totalloss 全部损失totalsuminsured 总保额treatiesbusiness 合同分保treatyreinsurance 合约再保险treaty-limits 合约限额turnover 营业额保险英语词汇Uunderinsurance 低额保险underwriters 保险商（指专保水险的保险商）、保险承运人、保险公司underwriting 承保underwritingpolicy 承保政策unvaluedinsurance 不定值保险unvaluedpolicy 不定值保单utmostgoodfaith 最大诚信保险英语词汇V-ZVvaluedinsurance 定值保险voluntaryinsurance 自动保险Wwaiverandestoppels弃权与禁止反言windstorm 风暴workingcost 营业费用workingexpenses 营业费用writing 承保writtenpremiums 承保保费。
外贸英语中英互译保险及索赔
外贸英语中英互译保险及索赔在外贸业务中，保险是非常重要的一项考虑因素。
保险旨在降低贸易风险，保护双方利益。
在这篇文章中，我们将讨论外贸英语中保险及索赔的相关术语和翻译。
1. Introduction（介绍）保险在外贸业务中的作用不可忽视。
它为出口商和进口商提供保障，确保货物在运输过程中能够受到保护。
保险的理解和索赔处理在外贸英语中显得尤为重要。
2. Types of Insurance（保险类型）2.1 Marine Insurance（海洋保险）Marine insurance covers the loss or damage of goods during transportation by sea. It provides financial protection to both the exporterand the importer. In case of any accidents or disasters, such as shipwrecks or piracy, marine insurance compensates for the loss.2.2 Freight Insurance（货运保险）Freight insurance covers the loss or damage of goods during transportation by any means, including sea, air, road, or rail. It provides coverage for the cost of transportation and protects against risks like theft, accidents, or natural disasters.2.3 Cargo Insurance（货物保险）Cargo insurance covers the loss or damage of the goods being transported. It can include both marine and freight insurance, depending on the specific terms of the policy. Cargo insurance ensures that the value of the goods is protected in case of any unfortunate events.3. Insurance Terminology（保险术语）3.1 Insurer（保险人）The insurer is the company providing the insurance coverage. They assess the risks, provide the policy, and handle claims in case of any loss or damage.3.2 Insured（被保险人）The insured refers to the party (exporter or importer) who purchases the insurance policy and is covered by the insurance in case of any loss or damage.3.3 Premium（保险费）The premium is the amount of money paid by the insured to the insurer for the insurance coverage. It is usually calculated based on the value and nature of the goods being insured, as well as the risk factors involved.3.4 Policy（保险单）The policy is the legal document that outlines the terms and conditions of the insurance coverage. It includes details such as the insured parties, coverage limits, deductibles, and exclusions.4. Claims and Compensation（索赔和赔偿）4.1 Filing a Claim（提出索赔）In case of any loss or damage covered by the insurance policy, the insured party needs to file a claim with the insurer. This typically involves providing evidence of the loss, such as photos, invoices, or shipping documents.4.2 Claim Settlement（索赔解决）Once a claim is filed, the insurer will initiate the claim settlement process. They will investigate the circumstances of the loss or damage and assess the claim based on the policy terms. If the claim is approved, the insurer will compensate the insured for the value of the loss or damage.4.3 Compensation（赔偿）The compensation is the amount of money paid by the insurer to the insured to cover the loss or damage. It may be based on the actual value of the goods, the insured amount stated in the policy, or a predetermined formula agreed upon by both parties.5. Conclusion（结论）外贸英语中的保险和索赔术语对于有效保护货物和降低贸易风险非常重要。
保险英语常用词汇
保险英语常用词汇insure 保险；投保；保证insurance 保险；保险费；保险金额underwriters 保险商指专保水险的保险商保险承运人insurance company 保险公司insurer 保险人insurance broker 保险经纪人insurance underwriter 保险承保人insurance applicant 投保人insurant, the insured 被保险人,受保人to cover effect,arrange,take out insurance 投保insurance coverage;risks covered 保险范围insurance slip 投保单insured amount 保险金额insurance against risk 保险insurance clause 保险条款insurance instruction 投保通知insurance business 保险企业insurance conditions 保险条件PICC People’s Insurance Company of China 中国人民保险公司risk insured, risk covered 承保险项risk 险别to provide the insurance 为...提供保险leaflet 说明书fine print 细则insurance expense 保险费premium rate 保险费率premium 保险费insurance rate 保险费率表insurance proceeds 保险金保险收入insurance free of from particular average FPA. 平安险单独海损不赔insurance with particular average WPA, basic risks. insurance against allrisks. 综合险,应保一切险risk of breakage 破碎险risk of clashing 碰损险risk of rust 生锈险risk of hook damage 钩损险risk of contamination tainting 污染险insurance against total loss only TLO 全损险risk of deterioration 变质险risk of packing breakage 包装破裂险risk of inherent vice 内在缺陷险risk of normal loss natural loss 途耗或自然损耗险risk of spontaneous combustion 自然险risk of contingent import duty 进口关税险insurance against war risk 战争险Air Transportation Cargo War Risk 航空运输战争险overland Transportation Insurance War Risk 陆上运输战争险insurance against strike, riot and civil commotion SRCC 罢工,暴动,民变险insurance against extraneous risks, insurance against additional risks 附加险risk of theft, pilferage and nondelivery TRND 盗窃提货不着险risk of fresh and/of rain water damagewetting 淡水雨淋险risk of leakage 渗漏险risk of shortage in weight/quantity 短量险risk of sweating and/or heating 受潮受热险risk of bad odourchange of flavour 恶味险,变味险risk of mould 发霉险on deck risk 舱面险ocean marine cargo insurance clauses 海洋运输货物保险条款transportation insurance 运输保险overland transportation insurance, land transit insurance 陆上运输保险insurance against air risk, air transportation insurance 航空运输保险parcel post insurance 邮包运输保险ocean marine cargo insurance, marine insurance 水险海运货物保险All Risks 一切险average 海损Particular Average 单独海损General Average 共同海损Marine Losses 海损partial loss 部分损失total loss 全部损失health insurance 疾病保险,健康保险sickness insurance 疾病保险insurance for medical care 医疗保险"major medical" insurance policy 巨额医药费保险insurance during a period of illness 疾病保险life insurance 人寿保险endowment insurance 养老保险insurance on last survivor 长寿保险to purchase health insurance 购买健康保险to have a health insurance policy 购买健康保险Additional Words and Phrasespolicy-holder 保险客户extra premium 额外保险费additional premium 附加保险费保险英语词汇Aabandonment 委付abandonment clause 委付条款accident 意外事故accounting period 结算期act of god 不可抗力actual total loss 实际全损actuarial method 精算法actuary 保险精算师additional premium 附加保险费additional risk 附加险advance profit 预期利润aggregate limit 累积限额aggregated loss 累积损失all-risks policy 一切险保单antis election 逆选择applicant 投保人application 投保单approved 承保assignment clause 转让条款average 海损、海损分摊average adjuster 海损理算人average clause 共同海损分担条款保险英语词汇Bbalance 所欠款项beneficiary 受益人binder 暂保单binding slip 暂保单breakage of packing 包装破碎险broker 经纪人保险英语词汇Ccapacity 承保能力captive 自保公司captive pools 自保组合cargo damage adjustment 货损理算cargo damage inspection 货损检验cargo damage prevention 货损预防cargo damage report 货损报告cargo damage survey 货损检查,货物损坏检验cargo insurance premium 货物保险费cargo insurance rate 货物保险费率cargo insurer 货物承保人cargo policy 货物保单,货物保险单cargo premium 货运保险费,货物保险费cargo underwriter 货物保险承保人商,货险承保人,货物承保人cash loss 现金赔款cash value 现金价值catastrophe 巨灾catastrophe excess of lossCXL 巨灾超赔\巨灾超赔分保categories of insurance 保险类别ceding company 分出公司cedinginsurancecompany 分保公司ceding, retrocessionfor reinsurance 分保certificate of cargo damage 货损证明certificate of insurance 保险证明、保险凭证cession limit 分保限额China Insurance Clause CIC 中国保险条款claim 索赔claim assessor 索赔人claim settlement 理赔claim-prone 容易出险claims and arbitration 索赔与仲裁claims assistance 理赔协助clash and breakage 碰损,破碎险clean cut 结清方式coinsurance 共保co-insurance 共同保险co-insurance company 共同保险公司combined ratio 综合赔付率commencement and termination 起讫concurrent insurance 同时保险consequential loss CL 后果损失constructive total loss 推定全损contingent liquidity 或有流动性continued insurance 继续保险co-related risks 关联风险cover 承保、责任额cover note 保险证明书,承保单,保险证明cover note 暂保单证明同意承保的临时文件coverage 受保范围保险英语词汇Ddamage 损坏赔偿金damage cargo clerk 理残员,货损管理员damage cargo list 货损单,残货单damage certificate 损坏证明书damage claim 损坏索赔damaged by other cargo 由其他货物损害damaged cargo list 受损货物单damaged cargo report 受损货物报告书,货物损害报告deductibles 免赔额deposit premium 预付保费destroyed 毁坏disbursement policy 船舶驶费保险单dividend system 红利制度double insurance 双保险dual valuation clause 双重价值条款保险英语词汇Eemployer 业主Endorsement 批单endorsement: 签注endowment insurance 养老保险endowment policy 人寿定期保险单event limit 事件限额ex gratia payments 通融赔款excess loss 超额赔款excess of loss cover 超额赔偿excess of lossXL 超赔分保exclusion 除外责任EXL protection 超赔保障exposed areas 风险承受区域exposure rating 风险评估extended-term insurance 过期保险extra charges 额外费用extra premium 额外保险费extraneous risks additional risks 附加险保险英语词汇Ffacultative business 临分保facultative reinsurance 临时分保fault liability 过失责任financial quota shares 成数分保fine print 细则finite risk 有限制的风险finite risk transfer 有限风险转移floating policy 浮动保险单franchise deductible 免赔额；免赔率free of all average FAA 全损赔偿freight insurance 运费保险freight policy 运费保险单full coverage 全额承保full insurance 全额保险full insurance value 足额保险价值full liability 全部责任保险英语词汇Ggeneral averageGA 共同海损grace period 宽限期gross net premium incomeGNPI 总净保费收入group insurance 团体保险guarantee of insurance 保险担保书保险英语词汇Hhazard 危险因素health insurance 疾病保险,健康保险heavy damage 严重破坏holistic risk transfer 整体风险转移hook damage 勾钩损险hour clause 小时条款保险英语词汇IIBRN reserve 已发生但未报的损失储备金,IBRN储备金import cargo insurance 进口货物保险increased value clause 增值条款increased value insurance 增值保险increasing coverage, extending coverage 加保Incurred but not reported lossesIBRN 已发生但未报的损失indemnity limit 赔偿期限indemnity period 赔偿期individual losses 单一损失industrial insurance 产业保险inflated claim 超额索赔inherent nature of cargo 货物的固有性inherent vice 内在缺陷inherent vice of cargo 货物固有缺陷inspection of cargo 积货鉴定,货物检验,检查货物inspection of cargo GA or PA 海损单独海损或共同海损鉴定inspection on damaged cargo 货物残损检验installment insurance 分期付款保险Institute Cargo Clauses ICC, 协会货物保险条款insurability 可保性insurance 保险,保险费,保险金额insurance act 保险条例insurance against risk 保险insurance agents 保险代理,保险代理人insurance amount 保险金额\保险额insurance applicant 投保人insurance assessor 保险公估人insurance broker 保险经纪人insurance business 保险企业\保险业insurance capacity 承保能力insurance certificate 保险凭证\保险证书insurance claim 保险索赔insurance clause 保险条款insurance commission 保险佣金insurance company 保险公司insurance conditions 保险条件\保险契约约定条款insurance corporation 保险公司insurance coverage 保险范围,保额insurance declaration sheetbordereau 保险申报单明细表insurance division 保险部insurance document 保险单据insurance expense 保险费insurance fond 保险基金insurance industry 保险业insurance instruction 投保通知,投保须知insurance law 保险法insurance on last survivor 长寿保险insurance period 保险期限insurance policy 保险单\保单insurance premium 保险费insurance proceeds 保险金保险收入,保险赔偿金,保险赔款insurance securitization 保险证券化insurance slip 投保单\投保申请书insurance subject 保险标的insurance treaty 保险合同insurance underwriter 保险承保人insurance valueinsurance amount 保险金额insurant 被保险人,受保人insure 保险、投保、保证insured 被保险人insured amount 保险金额insured loss 保险损失insured property 参保物业Insured Value 保险价值insurer 保险人、保险公司,保险商insurer underwriter 承保人、保险人investment insurance 投资保险保险英语词汇J-LJjettison 投弃Llaw of insurance 保险法law of large numbers 大数法则leaflet 说明书less exposed 损失可能性小letter of guarantee 保函,保证书liability 责任liability insurance 责任保险license bond 执照保险life assured 人寿保险投保人life expectancy 平均余命life fund 人寿保险基金life insurance 人寿保险life insurance actuary 人寿保险精算师life insurance reserve 人寿保险责任准备金life Table 生命表light damage 轻度破坏limits 投保限额line slips 分保条liquidity support 提供流动资金Lloyd 劳合社loading 附加费loading 人寿保险附加费loss adjuster 损失理算人loss occurrence 损失发生loss occurring basis 损失发生基础loss of profit 利损险loss participation 分担损失loss ratio 损失率loss ratio 赔付率loss settlement 损失赔付保险英语词汇Mmail contractor 承包商main risks 主险maintenance 保证期malicious damage 恶意损害marine insurance 海上运输保险,水险marine losses 海损medical insurance 医疗保险mortality tables 死亡率表用于计算保险风险multiple claim 多次重复索赔multiple insurance 重复保险mutual insurance 相互保险mutual insurance company 相互保险公司保险英语词汇NNatCat pooling 自然灾害共保natural catastropheNatCat 自然灾害natural premium 自然纯保费net retained lines 净自留额net retained losses 损失净自赔额no profit commission 无纯益风险no-claims bonus 无索偿奖金non-life 非寿险non-proportional reinsurance 非比例再保险notification 告知保险英语词汇Oobject 标的obligatory reinsurance 固定分保ocean marine cargo clauses 海洋运输货物保险条款on deck risk 舱面险open policy 预约保险单open policy insurance 预约保险original deductibles 原始免赔额original rate 原始费率over insurance 超额保险overland transportation insurance 陆上运输保险保险英语词汇Pparcel post insurance 邮包运输保险partial loss 部分损失particular average PA 单独海损peril 危险、危险事故perils of the sea 海上风险permit bond 许可证保险placement 安排policy 保单、保险单、保险契约policy holder 保险客户\保险单持有人policy package 承保多项内容的保险单policy proof of interest 保险单权益证明policy reserves 保险单责任准备金policy-holder 保险客户policyholder 保单持有者policy-holder 保险客户pool 共保组合、合保pool 联营pool administrator 共保组合管理人portfolio entry 未满期责任的出帐portfolio outgo 未满期责任的入帐possible maximum lossPML 可能最大损失post-financing 后融资post-funding 后融资pre-financing 先融资pre-funding 先融资premium 保险费premium rate 保险费率premium rebate 保险费回扣previous losses 既往损失primary insurance company 原保公司、主保险商principal 业主principle of compensation 补偿原则priority 分保自留额、自付责任priority deductible 优先免赔额proceeds 收益professional 专业险profit margin 利润边际property 财产险property covered 受保财产property insurance 财产保险proportional cover 比例分保proportional reinsurance 比例再保险proximate cause 近因punitive damage 惩罚性损害pure endowments 定期生存保险pure risk 纯粹危险保险英语词汇Rrain insurance 雨水保险rainstorm 雨暴rate 费率rating 费率recovery 追偿金reinstate 复效reinstated 继单reinstatement 恢复保额reinstatement value insurance 重置价值保险reinsurance 分保、再保险、转保reinsured 分出公司reinsurer 分保人分保公司、再保险人rejection risk 拒收险renew coverage 续保renewal 续保；延期renewal premium 续保费renewing coverage 续保reserve 准备金retention 自留、自留额return period 重现期revoke license 吊销营业执照riot insurance 骚乱保险risk 险别、风险、保险,保险额risk carrier 风险承担人risk covered 承保险项risk insured 承保险项risk management 危险管理risk premium 风险保费\风险贴水、风险溢价risk unit 危险单位risks covered 保险范围保险英语词汇Ssalvage charge 救助费用salvage value 残值,获救货物或船舶的价值second event cover 第二事件承保set-off 抵销settlement of claim 理赔sickness insurance 疾病保险social insurance 社会保险solvency 偿付能力solvency margin 赔偿能力spread loss 分散风险standing charges 维持费用stop loss 赔付率超赔sub-contractor 分承包商subject insured 风险标的subrogation center 代位求偿权sue and labor expenses 施救费用suicide clauses 自杀条款sum insured 保险金额、保额surplus insurance 盈余保险survey at jetty risk 码头检验险survey in customs risk 海关检验险保险英语词汇Ttariff 费率表tariff zone 险区term insurance 定期保险TG 拐点周期the insured 被保险人,受保人time policy 定期保险单topographic map 地形图total loss 全部损失total sum insured 总保额treaties business 合同分保treaty reinsurance 合约再保险treaty-limits 合约限额turnover 营业额保险英语词汇Uunder insurance 低额保险underwriters 保险商指专保水险的保险商、保险承运人、保险公司underwriting 承保underwriting policy 承保政策unvalued insurance 不定值保险unvalued policy 不定值保单utmost good faith 最大诚信保险英语词汇V-ZVvalued insurance 定值保险voluntary insurance 自动保险Wwaiver and estoppels 弃权与禁止反言windstorm 风暴working cost 营业费用working expenses 营业费用writing 承保written premiums 承保保费。
2020国际贸易术语英语解释大全
2020国际贸易术语英语解释大全在国际贸易中，了解并掌握贸易术语是非常重要的。
这些术语涉及到贸易的各个方面，包括付款方式、运输、保险、报价和价格条款等。
对于从事国际贸易的人士来说，熟悉这些术语并能准确理解其含义是至关重要的。
在本篇文章中，我将为您解释一些常见的国际贸易术语，以帮助您更好地理解和应用这些术语。
1. FOB（Free on Board）- 离岸价FOB是国际贸易中常见的一个术语，指的是卖方将货物交货到装运港口并负担运费、装载费用及出口过程中在起运港的费用（包括清关费用）后，卖方的责任就告终了。
从这一点来看，FOB价基本上是指货物的现货价格。
在这种情况下，一旦卖方把货物装上火车或汽车并将其交给火车公司或汽车公司，买方便负担了运输过程中的所有风险和费用。
2. CIF（Cost, Insurance and Freight）- 到岸价CIF术语指的是卖方将货物运输到目的港口，负担货物运费和保险费用，并承担货物到达港口前的所有风险。
一旦货物渡过船舷，在船上交货给买方或买方指定的人，卖方的责任就告终了。
CIF价包含成本、保险费和运费。
3. L/C（Letter of Credit）- 信用证信用证是国际贸易中的一种支付方式。
它是银行根据进口商的委托，于进口商付清或接受开立行票与贸易交单之条件下，信用证的受益人（出卖人）或指示人（承兑人）提供贸易交单提取货款的一种付款担保方式。
4. Incoterms（International Commercial Terms）- 国际贸易术语Incoterms是由国际商会发布的一套国际贸易术语，旨在统一全球范围内通用的贸易术语，以便跨国贸易中买卖双方能够更好地理解彼此的义务和责任。
这些术语规定了买卖双方在货物运输过程中的责任分工、货物交付和传输风险。
5. WTO（World Trade Organization）- 世界贸易组织世界贸易组织是一个由159个成员国组成的国际组织，致力于推动全球贸易自由化和贸易规则的制定。
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1保险英语Insurance Policy (or Certificate)1.Risks & Coverage 险别(1)free from particular average (F.P.A.)平安险(2)with particular average (W.A.)(3)all risk(4)total loss only (T.L.O.)全损险(5)war risk 战争险(6)cargo(extended cover)clauses(7)additional risk 附加险(8)from warehouse to warehouse clauses 仓至仓条款(9)theft,pilferage and nondelivery (T.P.N.D.)盗窃提货不着险(10)rain fresh water damage 淡水雨淋险(11)risk of shortage 短量险(12)risk of contamination 沾污险(13)risk of leakage 渗漏险(14)risk of clashing & breakage 碰损破碎险(15)risk of odour 串味险2(16)damage caused by sweating and/or heating 受潮受热险(17)hook damage 钩损险(18)loss and/or damage caused by breakage of packing 包装破裂险(19)risk of rusting 锈损险(20)risk of mould 发霉险(21)strike, riots and civel commotion (S.R.C.C.)罢工、暴动、民变险(22)risk of spontaneous combustion 自燃险(23)deterioration risk 腐烂变质险(24)inherent vice risk 内在缺陷险(25)risk of natural loss or normal loss 途耗或自然损耗险(26)special additional risk 特别附加险(27)failure to delivery 交货不到险(28)import duty 进口关税险(29)on deck 仓面险(30)rejection 拒收险(31)aflatoxin 黄曲霉素险(32)fire risk extension clause-for storage of cargo at destination Hongkong, includingKowloon, or Macao3(33)survey in customs risk 海关检验险(34)survey at jetty risk 码头检验险(35)institute war risk 学会战争险(36)overland transportation risks 陆运险(37)overland transportation all risks 陆运综合险(38)air transportation risk 航空运输险(39)air transportation all risk 航空运输综合险(40)air transportation war risk 航空运输战争险(41)parcel post risk 邮包险(42)parcel post all risk 邮包综合险(43)parcel post war risk 邮包战争险(44)investment insurance(political risks)(45)property insurance 财产保险(46)erection all risks 安装工程一切险(47)contractors all risks 建筑工程一切险The stipulations for insurance 保险条款(1)marine insurance policy 海运保险单(2)specific policy 单独保险单(3)voyage policy 航程保险单4(4)time policy 期限保险单(5)floating policy (or open policy)流动保险单(6)ocean marine cargo clauses 海洋运输货物保险条款(7)ocean marine insurance clauses (frozen products)海洋运输冷藏货物保险条款(8)ocean marine cargo war clauses 海洋运输货物战争险条款(9)ocean marine insurance clauses (woodoil in bulk)海洋运输散装桐油保险条款(10)overland transportation insurance clauses (train, trucks)陆上运输货物保险条(11)overland transportation insurance clauses (frozen products)陆上运输冷藏货物保险条款(12)air transportation cargo insurance clauses 航空运输货物保险条款(13)air transportation cargo war risk clauses 航空运输货物战争险条款(14)parcel post insurance clauses 邮包保险条款(15)parcel post war risk insurance clauses 邮包战争保险条款(16)livestock & poultry insurance clauses (by sea, land or air)活牲畜、家禽的海上、陆上、航空保险条款(17)…risks clauses of the P.I.C.C. subject to C.I.C.根据中国人民保险公司的保险条款投保……险(18)marine insurance policies or certificates in negotiable form, for 110% full CIF invoice coveringthe risks of War & W.A. as per the People's Insurance Co. of China5dated 1/1/1976. with extended cover up to Kuala Lumpur with claims p ayable in (at) Kuala Lumpur in the currency of draft (irrespective of percentage) 作为可议付格式的海运保险单或凭证按照到岸价的发票金额 110%投保中国人民保险公司1976 年 1 月 1(19)insurance policy or certificate settling agent's name is to be indicated, any additional premium to cover uplift between 10 and 17% may be drawn in excess of the credit ualue10-17%可在本证金额以外支付(20)insurance policy (certificate)… Name of Assured to be showed: A.B.C.Co. Ltd. 保险单或凭证作成以 A.B.C.有限公司为被保险人(21)insurance policy or certificate covering W.A. (or F.P.A.) and war risks as per ocean marine cargo clause and ocean marine cargo war risk clauses of the People's Insurance Company of China dated 1/1/1981保险单或凭证根据中国人民保险公司 1981 年 1 月 1 日的海洋运输货物保险条款和海洋(22)insurance policy/certificate covering all war mines risks保险单/mines(23)W.A. this insurance must be valid for period of 60 days after the discharge of goods水渍险在货物卸船后 60 天有效6(24) in triplicate covering all risks and war risks including W.A. and breakage in excess offive per cent on the whole consignment and including W/W up to buyer's godown in Penang5%(25) Insurance policy issued of endorsed to order… for the face value of invoice plus 10% covering including war with 15 days after arrival ofgoods at destination, only against FPA and T.P.N.D.按发票面值加 10%货物到达目的地后 15(26) Insurance policy or certificate issued by an insurance Co. with W.P.A. Clause covering the merchandise for about 10% above the full invoice value including unlimited transhipment with claims payable at Singapore由保险公司签发的保险单或凭证按发票总金额另加 10%(27)covering all eventual risks 投保一切以外风险(28)covering all marine risks 投保一切海运风险(29) Marine insurance policy including “both ot blame”collision clauses and fully covering the shipment 海运保险单包括负责船舶互撞条款和全部货载(30)insurance… including deviation clauses 保险包括绕道条款(31) Covering overland transportation all risks as per overland transportation cargo insurance clauses (train, trucks) of the People's Insurance Company of China dated…7切险(32) Covering air transportation all risk as per air transportation cargo insurance clauses of P.I.C.C.按照中国人民保险公司×年×月×日航空运输货物保险条款投保航空运输一切险(33) Insurance policy or certificate covering parcel post all risks including war risks as per parcel post insurance clauses and parcel post war risk insuracne clauses of the People's Insurance Company of China dated…保险单或凭证按照中国人民保险公司×年×月×日邮包保险条款和邮包战争险条款投保邮包一切险和邮包战争险(34)covering all risks including war risks as per ocean marine cargo clauses and air transportation cargo insurance clauses and ocean marinecargo war risk clauses and airtransportation cargo war risk clauses of the People's Insurance Company of China dated…按照中国人民保险公司×年×月×日海洋运输货物保险条款和航空运输货物保险条款以及海洋运输货物战争险条款和航空运输货物战争险条款投保海空联运一切险和战争险(35)covering all risks as per ocean marine cargo clauses and overlandtransportation cargo insurance clause (train, truck) of P.I.C.C. dated…按照中国人民保险公司×年×月×(36) covering all risks including war risks as per overland transportation cargo insurance clauses (train,truck) and air transportation cargo insurance clauses and air transportation cargo war risk clause and war clauses (forcargo transportation by rail) of the People's Insurance Company of China dated…8以及空运货物战争险条款和铁路货运战争条款投保陆空陆联运一切险和战争险(37)including shortage in weight in excess of 0.5%(with 0.5% franchise) onthe whole consignment包括短量损失有 0.5%0.5%(38)including risk of breakage and clashing 包括破裂或凹瘪险(39)including risk of chipping & denting 包括碎裂或凹弯险(40)including risk of bad odour 包括恶味险(41)including damage by hooks, oils, muds and contact with other cargo(insured value)(42)including damage caused by rain fresh and/or water, internal combustion(total or partial loss)(43)including loss and/or damage caused by sea water, fresh-water,acid,grease 包括海水、淡水、酸蚀、油脂所致的损失(44)including T.P.N.D. loss and/or damage caused by heat, ship's sweatand odour, hoop-rust, breakage of packing(45)including damage caused by infestation mould 包括虫蛀霉烂的损失(46) including damage due to rough handling during transit subject to C.T.C.按照中国保险条款包括运输途中操作不当所致的损失9(47)including loss and/or damage from any external cause as per CIC 按照中国保险条款包括外来原因所致的损失(48)including damage by slings, stains, grease, acids 包括吊具、斑污、油脂、酸蚀造成的损失(49)excluding risk of breakage 不包括破碎险(50)including the breakage does not cover the goods remarked in th invoice as originally damage(51)excluding natural loss in weight 不包括途耗短量的损失(52)including 60 days after discharge of the goods at port of destination (or at station of destination)subject to C.T.C.60 天为止(53) Including W.A. & risk of fire for 60 days in customs warehouse after discharge of the goods at port of destination subject to CIC 按照中国保险条款投保水渍险和60 天为止(54) This insurance must be valid for a period of 60 days after arrival of merchandise at inland destination 本保险扩展到货物到达内地的目的地后 60 天有效(55)insurance policy or certificate covering F.P.A. including the risk of war and risks of S.R.C.C. as per I.C.C. Dated…and institute war clauses dated…andinstitute S.R.C.C. clauses dated…按照×年×月×日伦敦保险学会条款和×年×月×日学会战争险条款以及×年×月×日学会罢工、暴动、民变险条款投保平安险、战争险和罢工、暴动、民变险(56)the People's Insurance Company of China investment insurance (polit ical risks)clauses 中国人民保险公司投10(57)property insurance clauses 财产保险条款(58)the People's Insurance Company of China Erection all risks clauses中国人民保险公司安装工程一切险条款(59)the People's Insurance Company of China contractors all risks clauses中国人民保险公司建筑工程一切险条款。