穷爸爸富爸爸

石家庄外国语学校-2020年书.影.音阅读写作指导材料——《穷爸爸富爸爸》书评4 Crucial Lessons From 'Rich Dad, Poor Dad' that Changed the Way I Think About Wealth

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When I read "Rich Dad, Poor Dad" in my 20s, I took away four lessons on building wealth that I've carried with me through my life and career.

I learned that most people work for money, but the rich make money work for them; and that it's not how much money you make — it's how much you keep.

I also learned that rich people acquire assets, but others acquire liabilities they only think are assets; and that financial struggle often comes from a lifetime of working for someone else.

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I became a fan of Robert Kiyosaki in my 20s. His book "Rich Dad, Poor Dad" opened my eyes to the world of wealth. Early in life I learned there are fundamental differences between how the rich think and act toward money compared to everyone else. I began to adopt those same thoughts and strategies, and found them to be completely true.

There were four crucial lessons from "Rich Dad, Poor Dad"that changed my financial life:

1. Most people work for money — rich people have money work for themselves

This lesson has become such a cliché that many consider it to be a myth. But it's absolutely true.

Talk to just about anyone about how to make money, and the conversation will inevitably gravitate toward jobs. That's not wrong thinking either, at least not early in your life. The first step toward building wealth is generating a basic income. If you have no assets, and no skills you can sell to the general public in exchange for money, a job is certainly the most convenient way to produce a cash flow.

But the difference between rich people and everyone else is that the rich don't stay in the job phase for very long. They realize early that to become rich, they need to become the people who hire others into jobs, and not a job holder. By contrast, the rest of us typically spend our lives in the job phase. And we're trapped once they believe that a job is the only way to earn money. That locks you into working for money for the rest of your life.

But the rich learn the virtue of becoming business owners early. And running a business is, more than anything else, about learning how to leverage resources and people to earn more money than you ever could by exchanging your own labor for a wage.

For example, as a business owner, you can gravitate toward your talents — those skills and abilities you have that hold the greatest potential for you to earn big money. Once there,