银行金融英语翻译词汇银行考试复习资料——英语.docx
银行招聘考试金融英语词汇
银行英语词汇（熟记）account number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-ser vice bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间。
常见银行英语词汇必备学习精品文档12页
常见银行英语词汇美式论文、报告写作技巧编者按：美式教育的特点即是课程内容强调学生参与及创新运用，因此，报告便成了常见的考核学生学习成果的方式，比如实验报告、学期报告、专题报告、研究报告及论文（含毕业论文）等。
研究生presentation 及seminar 的机会更是占很大的比重，有些甚至占学期成绩很大比例。
如何完成报告、论文同时得到良好的成绩，是本文提供给有志留学的有心人参考的目的。
美国大学生由於自小已养成自动寻找答案习惯，在启发式的教育环境下，写报告、论文对他们来说比较不陌生，虽然专业知识上美国学生不见得比外籍学生强，但是表达能力由於自小培养，加上英语能力的优势，常比外籍学生在报告、论文方面有较隹的利基。
反之中国学生比较缺乏报告写作的训练，因此如果在留学过程中无法适应美式教育会比较辛苦，其实论文、报告的写作要领其实不难，只要把握技巧就可水到渠成。
通常论文由篇首(Preliminaries)，本文(Texts)以及参考资料(References)三部分构成；而这三大部分各自内容如下：(一) 篇首：封面(Title)序言(Preface)谢词(Acknowledge)提要(Summary)目录(Tables and Appendixes)(二) 本文：引言(Introduction)主体，含篇(Part)、章(Chapter)、节(Section) 、以及注释(Footnotes)(三)参考资料：参考书目(References or Bibliography)附录资料(Appendix)。
进行论文或报告写作之前，先要确定想要表达的主题，主题确定后，将其具体表达，即为题目。
题目可以提供研究者：一.研究的方向二.研究的范围三.资料搜集的范围四.预期研究成果通常在确定题目之後就开始找资料从事研究，建议在找资料之前最好去问教授有哪些参考资料来源可供参考引用。
构思为确定写作大纲或Proposal 的先前步骤，大纲是论文、报告的骨干，Proposal 是研究的架构、流程及范围的说明书。
银行专业术语金融英语(中英文对照)
1.现金业务：cash business2.转账业务：transfer business3.汇兑业务：currency exchange business4.委托收款：commission receivables5.发放贷款：loans6.贷款收回：loan recovery7.贷款展期：loan extension8.办理银行汇票：apply for bank drafts9.收息：interest10托收：collection其他相关：帐目编号account number存户depositor存款单pay-in slip存款单a deposit form自动存取机a banding machine存款deposit存款收据deposit receipt私人存款private deposit存单certificate deposit存折deposit book信用卡credit card本金principal透支overdrafts overdraw双签a counter sign背书to endorse背书人endorser兑现to cash兑付to honor a cheque拒付to dishonor a cheque止付to suspend payment支票cheque ,check支票本cheque book记名支票order cheque不记名支票bearer cheque横线支票crossed cheque空白支票blank chequerubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券。
银行招聘考试常见英语词汇
银行招聘考试常见英语词汇account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai BankingCorporation 汇丰银行Chartered Bank of India,Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank,banker's bank 中央银行bank of issue, bank ofcirculation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank开证银行advising bank, notifyingbank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker ofcollection 代收银行consigned banker ofcollection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial creditcompany(discount company)商业信贷公司（贴现公司）neighborhood savings bank,bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercialbank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, buildingsociety 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, acceptingbank 承兑银行investment bank 投资银行import and export bank(EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance ofpayment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetarysystem 国际货币制度the purchasing power ofmoney 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange)reserve 外汇储备foreign exchange fluctuation外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, businesshours 营业时间银行英语口语－新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。
银监会英语考试银行英语词汇
银监会英语考试银行英语词汇Banking English Vocabulary for the China Banking Regulatory Commission English ExamIntroduction:Banking industry professionals in China need a strong command of English to communicate effectively in a globalized financial environment. The China Banking Regulatory Commission (CBRC) requires its employees to possess English language skills, including a good understanding of banking-specific vocabulary. This article provides a comprehensive overview of essential banking English vocabulary that will help CBRC candidates excel in the English proficiency test.1. Banking Basics1.1 Deposit Accounts- Savings Account- Current Account/Checking Account- Fixed Deposit Account- Time Deposit Account- Certificate of Deposit (CD)1.2 Lending and Borrowing - Loan- Mortgage- Personal Loan- Business Loan- Credit Card1.3 Investments- Stocks- Bonds- Mutual Funds- Portfolio- Risk Management2. Financial Institutions 2.1 Commercial Banks- Retail Banks- Commercial Lending- Corporate Banking- Investment Banking2.2 Central Banks- Monetary Policy- Interest Rates- Money Supply- Open Market Operations2.3 Investment Banks- Mergers and Acquisitions- Underwriting- Initial Public Offering (IPO)- Securities Trading3. Regulatory Bodies3.1 China Banking Regulatory Commission (CBRC) - Banking Regulations- Supervision and Examination- Enforcement Actions- Consumer Protection3.2 Financial Stability Board (FSB)- International Banking Regulations- Basel III- Systemically Important Financial Institutions (SIFI) 3.3 International Monetary Fund (IMF)- Economic Surveillance- Financial Assistance- Exchange Rate Policies- Global Financial Stability Report4. Financial Concepts4.1 Interest- Simple Interest- Compound Interest- Annual Percentage Rate (APR)- Prime Rate4.2 Risk- Credit Risk- Market Risk- Liquidity Risk- Operational Risk4.3 Financial Statements- Balance Sheet- Income Statement- Cash Flow Statement- Statement of Retained Earnings5. Business Correspondence5.1 Emails and Memos- Formal Greetings and Closings - Clear and Concise Content- Actionable Language5.2 Reports and Presentations- Executive Summaries- Visual Aids- Data Analysis and Interpretation6. Customer Service6.1 Opening an Account- Account Application- Identification Documentation- Account Terms and Conditions6.2 Handling Inquiries- Account Balance- Transaction History- Interest Rates and Fees6.3 Resolving Complaints- Active Listening- Empathy and Understanding- Prompt and Effective SolutionsConclusion:Mastering banking English vocabulary is crucial for success in the CBRC English exam. This article has provided a comprehensive overview of key banking terms and concepts that will help candidatesprepare effectively. By incorporating this vocabulary into their study plan, CBRC candidates will increase their chances of achieving excellent results and advancing their career in the banking industry.。
银行招聘笔试英语部分知识点--常见银行考试英语词汇
常见银行英语词汇account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间银行英语口语－新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。
银行从业者必知的金融英文词汇
银行从业者必知的金融英文词汇第一篇：银行从业者必知的金融英文词汇体验式英语教育先锋美联英语银行从业者必知的金融英文词汇StartStop银行从业者必知的金融英文词汇正如下文所示，虽然有一些让人感觉到匪夷所思的地方，但是只要掌握了相关的窍门，那么在背诵起来的时候依然可以很容易，接下来我们就到下文的内容介绍中去一看究竟，只有这样才能学得更好。
deficit 亏损roll展期wholesale批发default不履约auction拍卖collateralize担保markup价格的涨幅dealer交易员broker经纪人pension funds 养老基金face amount 面值commerical paper商业票据banker's acceptance银行承兑汇票Fed fund 联邦基金eurodollar欧洲美元treasury bills 国库券floating-rate 浮动比率fixed-rate 固定比率default risk 拖欠风险credit rating信誉级别tax collection税收money market货币市场capital market资本市场original maturity 原始到期期限surplus funds过剩基金lead bank牵头银行neogotiable timedeposit议付定期存款inter-bank money market银行同业货币市场medium term loan 中期贷款syndicated credit银团贷款merchant bank商业银行portfolio management 有价债券管理lease financing租赁融资note issurance facility票据发行安排bearer note不记名票价underwriting facility包销安排floating-rate note 浮动利率票据bond holder债券持持有者London Interbank Offered Rate（LIBOR）伦敦同业优惠利率back-up credit line备用信贷额promissory note（P.Np/n）本票revolving cerdit 循环信用证，即revolving letter of creditnon interest-bearing reserves无息储备金interest rate controls 利率管制interest rate ceiling 利率上限interest rate floor 利率下限银行从业者必知的金融英文词汇正如上文所示，大家在意识到了这些内容后，自己才会更好的学好这些相关的事项，同时，由于大家很好的把握了这些内容，相信我们的英语水平也将会产生了很大的转变，那么好好的把握这些吧。
银行考试必备英语词汇
工商银行考试英语知识a flat percentage rate of income 统一比率的所得税税率a long position 多头部位，利多形势a long position 多头寸；买进的期货合同a put option on a debt security 债务证券的卖出期权a sales slip 签购单据，售货清单a short position 空头部位，短缺头寸a short position 空头；卖出的期货合同a tax return 税务申报表abnormal depreciation 特别折旧abnormal spoilage 非正常损坏aboriginal cost 原始成本acceptance bank 票据承兑行acceptance method 承兑方式acceptance risks 承兑风险accepting bank 承兑银行accessory risks 附加保险，附加险accident insurance 意外保险（不包括海上，火灾和人寿险）accommodation of funds 资金融通accompany vt. 附带，伴随，陪同account charges 账户费用account current (A/C,a/c) 往来帐户account number (A/N) 帐号account statement 帐户清单accounting exposure 会计风险accounting risks 会计风险accounting value 帐面价值accounts of assured 保险帐户accrued bond interest 应计债券利息accrued depreciation 应计折旧accrued dividend 应计股利acknowledgement of declaration (under op预约保险申报确认书active securities 热头股票，活跃的证券actual cash value （保险用语）实际现金价值actual rate 实际汇率adaptive expectations 适应性预期additional insurance 加保，附加保险additional reserve 追加准备金adjustable policy 可调整的保险单adjustable premium 可调整的保险费adjusted debit balance 已调整的借方余额advance payment of premium 预缴保险费advance-decline theory 涨跌理论adverse exchange 逆汇、逆汇兑advice of drawing 提款通知书advising bank 通知银行affiliated bank 联行affiliated person 关联人aftermarket 次级市场agent for collection 托收代理银行Agricultural Bank of China 中国农业银行agricultural loans 农业贷款agricultural（animal husbandry）tax 农（牧）业税allowance for doubtful debt 备抵呆帐款项alternative (either/or) order 选择指令American Express card 运通卡American terms 美国标价法amount in figures 小写金额amount in words 大写金额annual membership dues 年费application form for a banking account 银行开户申请书appointed bank 外汇指定银行appreciation of exchange rate 汇率升值arbitrage 套利arbitrage 套购，套利，套汇arbitrage of exchange 套汇arbitrage of exchange or stock 套汇或套股arbitrage opportunity 套价机会arbitrage risks 套汇风险as agent 做代理as principal 做自营Asian Development Fund (ADB) 亚洲开发银行ask price = asking price = offer price 出售价，报价，开价，出价ask-bid system 竞价系统assessment of loss 估损assets insurance 资产保险assignment of policy 保单转让assumption of risk 承担风险asymmetry 不对称at owner's risk 风险由货主负担at-the-close order 收盘指令at-the-market 按市价at-the-money 平值期权at-the-opening (opening only) order 开盘指令auction marketplace 拍卖市场automated teller machines (24 hours a day) 自动取款机（24小时服务）automatic transfers between accounts 自动转帐average 平均数baby bond 小额债券back spreads 反套利back wardation 现货溢价balance n. 结余，差额，平衡bank balance 存款余额bank balance over required reserves 超出法定（必备）储备的银行存款余额bank deposit 银行存款Bank of China 中国银行Bank of Communications 交通银行bank of deposit 存款银行bank of the government 政府的银行banker's association 银行协会banker's bank 中央银行banker's guarantee 银行担保bank's buying rate 银行买入价bank's selling rate 银行卖出价banks with business dealing with the center中央银行的往来银行Barclay card 巴克莱银行信用卡base rate 基本汇价basis order 基差订单basis risk 基差风险bear market 熊市bear operation 卖空行为bear raiders 大量抛空者beneficial owner 受益所有人beneficiary of insurance 保险金受益人best-efforts offering 尽力推销（代销）发行bid and ask prices 买入和卖出价bid and ask spread 买卖差价bid price = buying price 买价bid-ask spread 递盘虚盘差价big board 大行情牌big slump 大衰退（暴跌）bill-paying services 代付帐款black market 黑市black market financing 黑市筹资black money 黑钱blanket mortgage 总括抵押block positioner 大宗头寸商blowout 畅销blue-chip stocks 蓝筹股board of arbitration 仲裁委员会board of governors 理事会bond fund 债券基金borrowing from affiliates 向联营公司借款borrowing power of securities 证券贷款能力borrowing risks 借款风险bought deal 包销bread and butter business 基本业务breadth index 宽度指数break-even 不亏不盈，收支相抵breakout 突破bridging finance 过渡性融资broker 经纪人，掮客brokerage 经纪人佣金brokerage 经纪业；付给经纪人的佣金brokerage firm 经纪商（号）broker's loan 经纪人贷款broking house 经纪人事务所building agreement 具有约束力的协定building tax （tax on construction）建筑税bullish 行情看涨business insurance 企业保险business risk 营业风险business savings 企业储蓄business tax 营业税business term loan 企业长期贷款bust-up risks 破产风险buyer's risks 买方风险call (option) 买方期权，看涨期权call and put options 买入期权和卖出期权call for funds 控股、集资call loan transaction 短期拆放往来call market 活期存款市场call money 拆放款call options on an equity 权益（证券）的买入期权call-options 认购期权cancellation 取消cancellation money 解约金cap 带利率上限的期权capital assets 资本资产capital lease 资本租赁capital market 信贷市场、资本市场capital resources 资本来源capital surplus 资本盈余capital transfer 资本转移capital turnover rate 资本周转率card issuing institution 发卡单位carefully selected applicant 经仔细选定的申请人cargo insurance 货物保险cash 现金，现款v.兑现，付现款cash a cheque 支票兑现cash account 现金帐户cash advance 差旅预支款cash against bill of lading 凭提单付现cash against documents（C.A.D.）凭单付现，凭单据付现金=document against cash cash and carry 付现自运；现金交易和运输自理；现购自运商店cash and carry wholesale 付现自运批发cash assets 现金资产cash audit 现金审核cash audit 现金审核，现金审计cash balance 现金余额，现款结存cash basis 现金制cash basis 现金制，现金基础cash basis accounting 现金收付会计制cash before delivery（C.B.D.）空货前付款，付款后交货，付现款交货cash bonus 现金红利cash book 现金簿；现金帐；现金出纳帐cash boy 送款员cash budget 现金预算cash card1 （银行）自动提款卡cash card2 现金卡cash claim 现金索赔cash collection basis 收现法，收现制cash credit 活期信用放款，现金付出cash credit slip 现金支出传票cash currency 现金通货cash cycle 现金循环，现金周期cash day 付款日cash debit slip 现金收入传票cash department （商业机构中的）出纳部=counting-housecash deposit 现金存款；保证金cash deposit as collateral 保证金，押金cash desk （商店、饭馆的）付款处cash disbursements 现金支出cash discount (c.d.) 现金折扣，付现折扣=settlement discountcash dispenser （美）自动提款机=cashomatcash dividend 现金股利cash down 即付，付现cash equivalent value 现金等值，现金相等价值cash flow 资金流动cash flow 现金流动cash flow stream 现金流（量）cash holdings 库存现金cash holdings 库存现金cash in advance (c.i.a.) 预付现金cash in bank 存银行现金，银行存款cash in hand （商行的）手头现金，库存现金=cash on handcash in transit 在途现金，在运现金cash in transit policy 现金运送保险单cash in treasury 库存现金cash invoice 现购发票cash items 现金帐项，现金科目cash journal 现金日记簿cash liquidity 现金流动（情况）；现金周转cash loan 现金贷款cash management services 现金管理业务cash market 现金交易市场，现货市场，付现市场cash nexus 现金交易关系cash on arrival 货到付现，货到付款cash on bank 银行存款；银行付款；现金支票付款cash on deliver (C.O.D) （英）交货付款，现款交货＝collect on delivery cash on delivery (COD) 交割付款cash order（C/O）现金订货cash paid book 现金支出簿cash payment 现金支付cash payment 现金付款，现付cash payments journal 现金支出日记帐cash position 头寸cash position 现金状况，现金头寸cash price 现金售价，现金付款价格cash purchase 现购，现金购买cash railway （商店中的）货款传送线cash ratio 现金比率cash receipts (CR) 现金收入cash receipts journal 现金收入日记帐cash records 现金记录cash register 现金登记机，现金收入记录机，收银机cash remittance 汇款单；解款单cash remittance note 现金解款单，解款单cash requirement 现金需要量cash reserve 现金储备（金）cash resources 现金资源，现金来源cash resources (reserves) 现金准备cash sale 现售，现金销售=sale by real cashcash sale invoice 现销发票，现售发票cash settlement 现金结算，现汇结算cash short and over 现金尾差，清点现金余差；现金短溢cash slip 现金传票cash statement 现金报表，（现金）库存表cash ticket 现销票，门市发票cash transaction 现金交易cash verification 现金核实，现金核查cash voucher 现金凭单；现金收据cash with order （c.w.o., C.W.O.订货时付款，订货付现，落单付现cash without discount 付现无折扣cash yield discount 现金获利率，现金收益率cash-and-carry arbitrage 现货持有套利cashier 出纳员，收支员cashier's cheque (C.C.) 银行本票=cashier's ordercentral rate 中心汇率（一国货币对美元的汇率，并据此计算对其他货币的汇率）certificate of balance 存款凭单Certificate of Deposits (CDs) 大额定期存款单certificated security 实物证券certificates of deposit (CDs) 大面额存款单certifying bank 付款保证银行change hands 交换，换手chartered bank 特许银行chattel 动产chattel mortgage 动产抵押chattel mortgage 动产抵押chattel mortgage bond （美）动产抵押（公司）债券chattel personal （私人）动产chattel real 准不动产（土地权等）check certificate 检验证明书check deposit 支票存款check list （核对用的）清单check sheet 对帐单checking account 支票帐户checking deposits 支票存款，活期存款checking reserve 支票现金储备checkstand （超级市场的）点货收款台cheque (payable) to bearer 来人支票，不记名支票cheque book 支票簿cheque book stub 支票簿存根cheque card 支票卡cheque collection 支票兑取cheque collector 支票兑取人cheque crossed 划线支票cheque crossed generally 普通划线支票cheque crossed specially 特别划线支票cheque deposit 支票存款cheque drawer 支票出票人cheque holder 支票执票人cheque only for account 转帐支票cheque payable at sight 见票即付支票cheque protector 支票银码机cheque rate 票据汇兑汇率，票汇价格=sight rate ,short rate cheque register 支票登记簿cheque returned 退票，退回的支票cheque signer 支票签名机cheque stub 支票存根cheque to order 记名支票，指定人支票China Investment Bank 中国投资银行circulation risks 流通风险circulation tax （turnover tax）流转税city bank 城市银行claim a refound 索赔clean collections 光票托收clearing bank 清算银行clearing house 清算所clearinghouse 清算公司，票据交换所close out 平仓，结清（账）closed and mortgage 闭口抵押closing order 收市价订单closing rate 收盘价closing transaction 平仓交易collar 带利率上下限的期权collateral loan 抵押借款collecting bank 托收银行collecting bank 托收银行collecting bank 代收行collection instructions 委托（托收的）单据collection items 托收业务，托收项目collection of trade charges 托收货款collection on clean bill 光票托收collection on documents 跟单托收collection order 托收委托书collection risk 托收风险collection risks 托收风险collection service 托收服务collective-owned enterprise bonus tax 集体企业奖金税collective-owned enterprise income tax 集体企业所得税commercial and industrial loans 工商贷款commercial deposit 商业存款commercial paper 商业票据commercial paper house 经营商业票据的商号commercial risk 商业风险commercial terms 商业条件commission 佣金commodity futures 商品期货commodity insurance 商品保险common collateral 共同担保common fund 共同基金common stock 普通股common trust fund 共同信托基金compensatory financing 补偿性融资competitive risks 竞争风险composite depreciation 综合折旧compound interest 复利compound rate 复利率compound rate deposit 复利存款comprehensive insurance 综合保险condominium 公寓私有共有方式confirming bank 保兑银行congestion area 震荡区congestion tape 统一自动行情显示conservatism and liquidity 稳健性与流动性consortium bank 银团银行constructure risk 建设风险consumer financing 消费融资contingent risks 或有风险contract money 合同保证金contract size 合约容量contracts of difference 差异合约contractual value 合同价格controlled rates 控制的汇率converge 集聚，（为共同利益而）结合一起conversion 汇兑、兑换convertible currency 可兑换的货币cooling-off period 等待期cooperative financing 合作金融cornering the market 操纵市场corners 垄断corporate deposits 法人存款correspondent 代理行cost of maintenance 维修费counter-inflation policy 反通货膨胀对策cover 弥补，补进（卖完的商品等）cover 弥补（损失等）；负担（开支）；补进（商品或股票等）；保险coverage 承保险别；保险总额；范围保险coverage ratio 偿债能力比率cover-note 暂保单；投保通知单credit 信用，信贷credit account (C.A., C/A) 赊帐=open account2credit agreement 信贷协定credit amount 信贷金额；赊帐金额；信用证金额credit analysis 信用分析credit balance 贷方余额，结欠，贷余credit bank 信贷银行credit beneficiary 信用证受益人credit business 赊售，信用买卖credit buying 赊购credit capital 信贷资本credit cards 信用卡credit control 信用控制credit control instrument 信用调节手段credit expansion 信用扩张credit extending policy 融资方针credit facility 信用透支credit limit 信用额度credit restriction 信用限额credit risk 信用风险credit union 信用合作社creditor bank 债权银行crop up (out) 出现，呈现cross hedge 交叉套做cross hedging 交叉保值cum dividend 附息cum rights 含权cumulative preferred stock 累积优先股currency futures 外币期货currency futures contract 货币期货合约current fund 流动基金current futures price 现时的期货价格current ratio 流动比率customize 按顾客的具体要求制作customs duty（tariffs）关税D/D (Banker's Demand Draft) 票汇daily interest 日息daily limit 每日涨（跌）停板date of delivery 交割期dealers 批发商death and gift tax 遗产和赠与税debt of honour 信用借款debtor bank 借方银行decision-making under risk 风险下的决策deed 契约deed tax 契税deferred savings 定期存款deficit covering 弥补赤字deficit-covering finance 赤字财政deflation 通货紧缩delivery date 交割日demand pull inflation 需求拉动通货膨胀demand-deposit or checking-accounts 活期存款或支票帐户deposit account (D/A) 存款帐户deposit at call 通知存款deposit bank 存款银行deposit money 存款货币deposit rate 存款利率deposit turnover 存款周转率depreciation risks 贬值风险derivative deposit 派生存款derived deposit 派生存款designated currency 指定货币deutsche marks (=DM) 西德马克devaluation of dollar 美元贬值developer 发展商Development Bank 开发银行development financing 发展融资devise 遗赠die intestate 死时没有遗嘱Diners card 大莱信用卡direct exchange 直接汇兑direct financing 直接融资direct hedging 直接套做direct leases 直接租赁direct taxation 直接税discount credit 贴现融资discount market 贴现市场discount on bills 票据贴现discount paid 已付贴现额discounted cash flow 净现金量discounting bank 贴现银行dishonour risks 拒付风险disintermediation 脱媒distant futures 远期期货diversification 分散投资dividends 红利document of title 物权单据documentary collection 跟单托收Documents against Acceptance,D/A承兑交单Documents against Payment,D/P付款交单domestic correspondent 国内通汇银行domestic deposit 国内存款domestic exchange 国内汇兑double leasing 双重租赁double mortgage 双重抵押double option 双向期权Dow Jones average 道·琼斯平均数down payment 首期downgrade 降级downside 下降趋势downtick 跌点交易Dragon card 龙卡draw 提款draw cheque 签发票据drawee bank 付款银行drawing account 提款帐户dual exchange market 双重外汇市场dual trading 双重交易due from other funds 应收其他基金款due to other funds 应付其他基金款dumping 抛售early warning system 预警系统easy credit 放松信贷economic exposure 经济风险efficient portfolio 有效证券组合electronic accounting machine 电子记帐机electronic cash 电子现金electronic cash register 电子收款机electronic debts 电子借贷electronic funds transfer 电子资金转帐electronic transfer 电子转帐emergency tariff 非常关税encumbrance 债权（在不动产上设定的债权）endorsement for collection 托收背书engage in arbitrage (to) 套汇entity n. 单位，整体，个体entrance fee 申请费equalization fund （外汇）平衡基金equipment leasing services 设备租赁业务equity portfolio 股票资产establishing bank 开证银行ethics risks 道德风险Euro-bank 欧洲银行Eurocard 欧洲系统卡European terms 欧洲标价法evaluation of property 房产估价evasion of foreign currency 逃汇exception clause 免责条款excess insurance 超额保险exchange adjustment 汇率调整exchange alteration 更改汇率exchange arbitrage 外汇套利exchange bank 外汇银行exchange broker 外汇经纪人exchange brokerage 外汇经纪人佣金exchange business 外汇业务exchange clearing agreement 外汇结算协定exchange clearing system 汇结算制exchange competition 外汇竞争exchange contract 外汇成交单exchange control 外汇管制exchange convertibility 外汇兑换exchange customs 交易所惯例exchange depreciation 外汇下降exchange dumping 汇率倾销exchange fluctuations 汇价变动exchange for forward delivery 远期外汇业务exchange for spot delivery 即期外汇业务exchange freedom 外汇自由兑换exchange loss 汇率损失exchange parity 外汇平价exchange position 外汇头寸exchange position 外汇头寸；外汇动态exchange premium 外汇升水exchange profit 外汇利润exchange proviso clause 外汇保值条款exchange quota system 外汇配额制exchange rate 汇价exchange rate fluctuations 外汇汇价的波动exchange rate parity 外汇兑换的固定汇率exchange rate risks 外汇汇率风险exchange reserves 外汇储备exchange restrictions 外汇限制exchange risk 外汇风险exchange risk 兑换风险exchange settlement 结汇exchange speculation 外汇投机exchange stability 汇率稳定exchange surrender certificate 外汇移转证exchange transactions 外汇交易exchange value 外汇价值exchange war 外汇战excise 货物税，消费税exercise date 执行日exercise price, striking price 履约价格，认购价格expenditure tax 支出税expenditure tax regime 支出税税制expenses incurred in the purchase 购买物业开支expiration date 到期日export and import bank 进出口银行export gold point 黄金输出点exposure 风险external account 对外帐户extraneous risks 附加险extrinsic value 外在价值face value 面值facultative insurance 临时保险fair and reasonable 公平合理far future risks 长远期风险farm subsidies 农产品补贴farmland occupancy tax 耕地占用税favourable exchange 顺汇fax base 税基feast tax 筵席税feathered assets 掺水资产fee 不动产fee interest 不动产产权fictions payee 虚构抬头人fictitious assets 虚拟资产fictitious capital 虚拟资本fiduciary a. 信托的，信用的，受信托的（人）fiduciary field 信用领域，信托领域finance broker 金融经纪人financial advising services 金融咨询服务financial arrangement 筹资安排financial crisis 金融危机financial forward contract 金融远期合约financial futures 金融期货financial futures contract 金融期货合约financial insolvency 无力支付financial institutions' deposit 同业存款financial lease 金融租赁financial risk 金融风险financial statement analysis 财务报表分析financial system 金融体系financial transaction 金融业务financial unrest 金融动荡financial world 金融界first mortgage 第一抵押权fiscal and monetary policy 财政金融政策fixed assets 固定资产fixed assets ratio 固定资产比率fixed assets turnover ratio 固定资产周转率fixed capital 固定资本fixed costs 固定成本fixed deposit (=time deposit) 定期存款fixed deposit by installment 零存整取fixed exchange rate 固定汇率fixed par of exchange 法定汇兑平价fixed savings withdrawal 定期储蓄提款fixed-rate leases 固定利率租赁flexibility and mobility 灵活性与机动性flexibility of exchange rates 汇率伸缩性flexible exchange rate 浮动汇率floating exchange rate 浮动汇率floating policy 流动保险单floating-rate leases 浮动利率租赁floor 带利率下限的期权floor broker 场内经纪人fluctuations in prices 汇率波动foregift 权利金foreign banks 外国银行foreign correspondent 国外代理银行foreign currency futures 外汇期货foreign enterprises income tax 外国企业所得税foreign exchange certificate 外汇兑换券foreign exchange crisis 外汇危机foreign exchange cushion 外汇缓冲foreign exchange dumping 外汇倾销foreign exchange earnings 外汇收入foreign exchange liabilities 外汇负债foreign exchange loans 外汇贷款foreign exchange parity 外汇平价foreign exchange quotations 外汇行情foreign exchange regulations 外汇条例foreign exchange reserves 外汇储备foreign exchange restrictions 外汇限制foreign exchange retaining system 外汇留存制foreign exchange risk 外汇风险foreign exchange services 外汇业务foreign exchange transaction centre 外汇交易中心forward exchange 期货外汇forward exchange intervention 期货外汇干预forward exchange sold 卖出期货外汇forward foreign exchange 远期外汇汇率forward operation 远期（经营）业务forward swap 远期掉期fraternal insurance 互助保险free depreciation 自由折旧free foreign exchange 自由外汇freight tax 运费税fringe bank 边缘银行full insurance 定额保险full payout leases 充分偿付租赁full progressive income tax 全额累进所得税fund 资金、基金fund account 基金帐户fund allocation 基金分配fund appropriation 基金拨款fund balance 基金结存款fund demand 资金需求fund for relief 救济基金fund for special use 专用基金fund in trust 信托基金fund liability 基金负债fund obligation 基金负担fund raising 基金筹措fundamental insurance 基本险funds statement 资金表futures commission merchants 期货经纪公司futures contract 期货合约futures delivery 期货交割futures margin 期货保证金futures market 期货市场futures price 期货价格futures transaction 期货交易FX futures contract 外汇期货合约galloping inflation 恶性通货膨胀gap 跳空general endorsement 不记名背书general fund 普通基金general mortgage 一般抵押Giro bank 汇划银行given rate 已知汇率go long 买进，多头go short 短缺；卖空，空头going away 分批买进going rate 现行汇率Gold Ear Credit Card 金穗卡government revenue 政府收入graduated reserve requirement 分级法定准备金Great Wall card 长城卡gross cash flow 现金总流量guarantee of payment 付款保证guaranteed fund 保证准备金hammering the market 打压市场handling charge 手续费harmony of fiscal and monetary policies 财政政策和金融政策的协调hedge 套头交易hedge against inflation 为防通货膨胀而套购hedge buying 买进保值期货hedge fund 套利基金hedging mechanism 规避机制hedging risk 套期保值风险hire purchase 租购hit the bid 拍板成交hoarded money 储存的货币holding the market 托盘horizontal price movement 横盘hot issue 抢手证券hot money deposits 游资存款hot stock 抢手股票house property tax 房产税hypothecation 抵押idle capital 闲置资本idle cash (money) 闲散现金，游资idle demand deposits 闲置的活期存款immobilized capital 固定化的资产immovable property 不动产import regulation tax 进口调节税imposition 征税；税；税款imprest bank account 定额银行存款专户in force （法律上）有效的in the tank 跳水inactive market 不活跃市场income in kind 实物所得income tax liabilities 所得税责任，所得税债务income taxes 所得税indemnity 赔偿，补偿indirect arbitrage 间接套汇indirect finance 间接金融indirect hedging 间接套做indirect leases 间接租赁（即：杠杆租赁）indirect rate 间接汇率indirect taxation 间接税individual income regulation tax 个人调节税individual income tax 个人所得税individual savings 私人储蓄Industrial and Commercial Bank of China 中国工商银行industrial financing 工业融资industrial-commercial consolidated tax 工商统一税industrial-commercial income tax 工商所得税industrial-commercial tax 工商税inflation 通货膨胀inflation rate 通货膨胀率inflationary spiral 螺旋式上升的通货膨胀inflationary trends 通货膨胀趋势infrastructure bank 基本建设投资银行initial margin 初始保证金initial margin 期初保证权initial margins 初始保证金initial reserve 初期准备金insider 内幕人installment savings 零存整取储蓄institution 机构投资者insurance appraiser 保险损失评价人insurance broker 保险经纪人insurance contract 保险契约，保险合同insurance saleman 保险外勤insure against fire 保火险insured 被保险人interbank market 银行同业市场inter-business credit 同行放帐interest on deposit 存款利息interest per annum 年息interest per month 月息interest rate futures contract 利率期货合约interest rate policy 利率政策interest rate position 利率头寸interest rate risk 利率风险interest restriction 利息限制interest subsidy 利息补贴interest-rate risk 利息率风险interim finance 中间金融intermediary bank 中间银行intermediate account 中间帐户internal reserves 内部准备金international banking services 国际银行业务International Investment Bank (IIB) 国际投资银行international leasing 国际租赁in-the-money 有内在价值的期权intraday 日内intrinsic utility 内在效用intrinsic value 实际价值，内部价值inward documentary bill for collection 进口跟单汇票，进口押汇（汇票）isolation of risk 风险隔离issue bank 发行银行JCB card JCB卡joint financing 共同贷款key risk 关键风险kill a bet 终止赌博land use tax 土地使用税large deposit 大额存款large leases 大型租赁latent inflation 潜在的通货膨胀latent inflation 潜在的通货膨胀lease agreement 租约lease and release 租借和停租lease broker 租赁经纪人lease financing 租赁筹租lease immovable 租借的不动产lease in perpetuity 永租权lease interest insurance 租赁权益保险lease land 租赁土地lease mortgage 租借抵押lease out 租出lease property 租赁财产lease purchase 租借购买lease rental 租赁费lease territory 租借地leaseback 回租leasebroker 租赁经纪人leased immovable 租借的不动产leasehold 租赁土地leasehold 租借期，租赁营业，租赁权leasehold property 租赁财产leaseholder 租赁人leaseholder 承租人，租借人leases agent 租赁代理leases arrangement 租赁安排leases company 租赁公司leases structure 租赁结构leasing 出租leasing agreement 租赁协议leasing amount 租赁金额leasing asset 出租财产，租赁财产leasing clauses 租赁条款leasing consultant 租赁顾问leasing contract 租赁合同leasing cost 租赁成本leasing country 承租国leasing division 租赁部leasing equipment 租赁设备leasing industry 租赁业leasing industry (trade) 租赁业leasing money 租赁资金leasing period 租赁期leasing regulations 租赁条例legal interest 法定利息legal tender 法定货币legal tender 本位货币，法定货币lessee 承租人，租户lessor 出租人letter of confirmation 确认书letter transfer 信汇leveraged leases 杠杆租赁lien 扣押权，抵押权life insurance 人寿保险life of assets 资产寿命limit order 限价指令limited floating rate 有限浮动汇率line of business 行业，营业范围，经营种类liquidation 清仓liquidity 流动性liquidity of bank 银行资产流动性listed stock 上市股票livestock transaction tax 牲畜交易税loan account 贷款帐户loan amount 贷款额loan at call 拆放loan bank 放款银行loan volume 贷款额loan-deposit ratio 存放款比率loans to financial institutions 金融机构贷款loans to government 政府贷款local bank 地方银行local income tax (local surtax) 地方所得税local surtax 地方附加税local tax 地方税long arbitrage 多头套利long position 多头头寸long position 多头寸；买进的期货合同long-term certificate of deposit 长期存款单long-term credit bank 长期信用银行long-term finance 长期资金融通loss leader 特价商品，亏损大项loss of profits insurance 收益损失保险loss on exchange 汇兑损失low-currency dumping 低汇倾销low-currency dumping 低汇倾销M/T (= Mail Transfer) 信汇main bank 主要银行maintenance margin 最低保证金，维持保证金major market index 主要市场指数management risk 管理风险managing bank of a syndicate 财团的经理银行manipulation 操纵margin 保证金margin call 保证金通知margin call 追加保证金的通知margin money 预收保证金，开设信用证保证金margin rate 保证金率markdown 跌价market discount rate 市场贴现率market expectations 市场预期market makers 造市者market order 市价订单market risk 市场风险marketability 流动性market-clearing 市场结算Master card 万事达卡matching 搭配mature liquid contracts 到期合约maximum limit of overdraft 透支额度measures for monetary ease 金融缓和措施medium rate 中间汇率medium-term finance 中期金融member bank 会员银行Million card 百万卡minimum cash requirements 最低现金持有量（需求）minimum reserve ratio 法定最低准备比率mint parity 法定平价monetary action 金融措施monetary aggregates 货币流通额monetary and credit control 货币信用管理monetary and financial crisis 货币金融危机monetary area 货币区monetary assets 货币性资产monetary base 货币基础monetary circulation 货币流通monetary device 金融调节手段monetary ease 银根松动monetary market 金融市场monetary market 金融市场monetary risk 货币风险monetary stringency 银根奇紧monetary unit 货币单位money capital 货币资本money collector 收款人money credit 货币信用money down 付现款money equivalent 货币等价money paid on account 定金money-flow analysis 货币流量分析money-over-money leases 货币加成租赁moral hazard 道德风险mortgage bank 抵押银行motor vehicle and highway user tax 机动车和公路使用税movables all risks insurance 动产综合保险movables insurance 动产保险multinational bank 跨国银行multiunit 公寓楼mutual insurance company 相互保险公司national bank 国家银行nationalized bank 国有化银行near money 准货币nearby contracts 近期合约nearby futures 近期期货nearby risks 近期风险negotiability 流通性negotiating bank 议付银行nesting 配套net settlement status 净结算状况，净结算头寸neutral money 中介货币neutrality of the central bank 中央银行的中立性nominal account 名义帐户nominal deposit 名义存款non-member bank 非会员银行non-resident account 非居民存款notional principal 名义本金notional sum 名义金额off-balance-sheet 表外业务offer rate 卖出汇率official borrowing 政府借款official devaluation 法定贬值official rate (of exchange) 官方汇价official short-term credit 官方短期信用offset reserve 坏帐准备金on a discount basis （以）折价形式open account business (= open account trade)赊帐交易open an account 开户open fair transaction tax 集市交易税open market 公开市场open market operation 公开市场业务open market policy 公开市场政策open mortgage 可资抵押open negotiation 公开议付open outcry 公开喊价，公开叫价open policy 预约保单open position （期货交易中的）头寸open positions 敞口头寸open-ended 开口的，无限制的，无限度的opening order 开市价订单operating bank 营业银行operating cash flow 营运现金流（量）operating lease 经营租赁operating leases 操作租赁operating risk 经营风险operation account 交易帐户option 期权，选择权，买卖权option buyer 期权的买方option fee (=option premium or premium o期权费option purchase price 期权的购进价格option seller 期权的卖方options on futures contract 期货合同的期权交易ordinary bank 普通银行ordinary deposit 普通存款ordinary time deposit 普通定期存款our bank 开户银行out-of-the-money 无内在价值的期权output-capital ratio 产出与资本的比率outright position 单笔头寸outward documentary bill for collection 出口跟单汇票，出口押汇outward remittance 汇出汇款over-loan position 贷款超额overnight call loan 日拆overseas bank 海外银行overseas branches 国外分行oversold 超卖over-the-counter 场外的，买卖双方直接交易的，不通过交易所交易的over-the-counter (OTC) option 场外交易市场overvalued 估价过高Pacific card 太平洋卡package policy 一揽子保险painting the tape 粉饰行情pairing 配对parking 寄售partial assignment 部分转让parties to a collection 托收各当事人pawn 典当pay up 付清，缴清payee or beneficiary 受款人，收款人，受益人paying bank 付款银行paying bank 汇入行，付款行payment facilities 支付服务设施payment of account 预付金payment of exchange 结汇payment reserve 支付准备payment risks 支付风险payroll tax 薪金税pegging 固定汇率permanent capital 永久性资本personal account 个人帐户personal deposit 私人存款personal loans 个人贷款petty current deposit 小额活期存款petty insurance 小额保险place an order 订购；下单plastic card 塑料卡Po card 牡丹卡point of delivery 交割地点policy of discount window 窗口指导政策political risk 政治风险poor for insurance 风险大的保险户popularity bank 庶民银行position 头寸；交易部位；部位post 过帐；登入总帐postal remittance 邮政汇款postal savings 邮政储蓄pre-credit risk 信贷前风险predetermined 预先约定的premium 期权费premium 期权权利金premium for lease 租赁保证金premium rate 保险费率premium rates 优惠率premium tariff 保险费率表present discount value 贴现现值presenting bank 提示银行prevailing rate 现行汇率price discovery 价格发现primary insurance 基本险principal 本金principal 本金principal (= drawer,consignor) 委托人principal and interest 本利principals (stockholders) 股东privately owned enterprise income tax 私营企业所得税product tax 产品税productivity risk 产量风险profit and loss accounts 损益帐户profit or loss on exchange 外汇买卖损益profit taking 获利回吐progressive taxation 累进税property 物业property assets 不动产property company 房地产公司property insurance 财产保险property taxes 财产税property under construction 楼花property value 房产价proposal form 投保单proposal of insurance 要保书proprietary 自有资产proprietary insurance 营业保险prospectus 募资说明书protective tariffs 保护性关税provident fund 准备基金provisional account 临时帐户proxy 代理委托证书public audit 公开审计public deposit 政府存款public money 公款pure interest 纯利息put (option) 卖方期权，看跌期权put-options 认售期权quality risks 质量风险quantity risks 数量风险ransom 赎金rate of deposit turnover 存款周转率rate of depreciation 折旧率ratio of cash reserves to deposits 存款支付准备率ratio of cash reserves to deposits 存款支付准备率ratio of cash reserves to deposits 存款支付准备率ratio of doubtful loans to total loans 坏帐比率ratio of profit to capital 收益同资本的比率rationing of exchange 外汇配售real estate 不动产real estate and personal property tax 不动产和动产税。
银行考试必备英语词汇
工商银行考试英语知识a flat percentage rate of income 统一比率的所得税税率a long position 多头部位，利多形势a long position 多头寸；买进的期货合同a put option on a debt security 债务证券的卖出期权a sales slip 签购单据，售货清单a short position 空头部位，短缺头寸a short position 空头；卖出的期货合同a tax return 税务申报表abnormal depreciation 特别折旧abnormal spoilage 非正常损坏aboriginal cost 原始成本acceptance bank 票据承兑行acceptance method 承兑方式acceptance risks 承兑风险accepting bank 承兑银行accessory risks 附加保险，附加险accident insurance 意外保险（不包括海上，火灾和人寿险）accommodation of funds 资金融通accompany vt. 附带，伴随，陪同account charges 账户费用account current (A/C,a/c) 往来帐户account number (A/N) 帐号account statement 帐户清单accounting exposure 会计风险accounting risks 会计风险accounting value 帐面价值accounts of assured 保险帐户accrued bond interest 应计债券利息accrued depreciation 应计折旧accrued dividend 应计股利acknowledgement of declaration (under op预约保险申报确认书active securities 热头股票，活跃的证券actual cash value （保险用语）实际现金价值actual rate 实际汇率adaptive expectations 适应性预期additional insurance 加保，附加保险additional reserve 追加准备金adjustable policy 可调整的保险单adjustable premium 可调整的保险费adjusted debit balance 已调整的借方余额advance payment of premium 预缴保险费涨跌理论advance-decline theoryadverse exchange 逆汇、逆汇兑advice of drawing 提款通知书advising bank 通知银行affiliated bank 联行affiliated person 关联人aftermarket 次级市场agent for collection 托收代理银行Agricultural Bank of China 中国农业银行agricultural loans 农业贷款agricultural（animal husbandry）tax 农（牧）业税allowance for doubtful debt 备抵呆帐款项alternative (either/or) order 选择指令American Express card 运通卡American terms 美国标价法amount in figures 小写金额amount in words 大写金额annual membership dues 年费application form for a banking account 银行开户申请书appointed bank 外汇指定银行appreciation of exchange rate 汇率升值arbitrage 套利arbitrage 套购，套利，套汇arbitrage of exchange 套汇arbitrage of exchange or stock 套汇或套股arbitrage opportunity 套价机会arbitrage risks 套汇风险as agent 做代理as principal 做自营Asian Development Fund (ADB) 亚洲开发银行ask price = asking price = offer price 出售价，报价，开价，出价ask-bid system 竞价系统assessment of loss 估损assets insurance 资产保险assignment of policy 保单转让assumption of risk 承担风险asymmetry 不对称at owner's risk 风险由货主负担at-the-close order 收盘指令at-the-market 按市价at-the-money 平值期权at-the-opening (opening only) order 开盘指令auction marketplace 拍卖市场automated teller machines (24 hours a day) 自动取款机（24小时服务）自动转帐automatic transfers between accountsaverage 平均数baby bond 小额债券back spreads 反套利back wardation 现货溢价balance n. 结余，差额，平衡bank balance 存款余额bank balance over required reserves 超出法定（必备）储备的银行存款余额bank deposit 银行存款Bank of China 中国银行Bank of Communications 交通银行bank of deposit 存款银行bank of the government 政府的银行banker's association 银行协会banker's bank 中央银行banker's guarantee 银行担保bank's buying rate 银行买入价bank's selling rate 银行卖出价banks with business dealing with the center中央银行的往来银行Barclay card 巴克莱银行信用卡base rate 基本汇价basis order 基差订单basis risk 基差风险bear market 熊市bear operation 卖空行为bear raiders 大量抛空者beneficial owner 受益所有人beneficiary of insurance 保险金受益人best-efforts offering 尽力推销（代销）发行bid and ask prices 买入和卖出价bid and ask spread 买卖差价bid price = buying price 买价bid-ask spread 递盘虚盘差价big board 大行情牌big slump 大衰退（暴跌）bill-paying services 代付帐款black market 黑市black market financing 黑市筹资black money 黑钱blanket mortgage 总括抵押block positioner 大宗头寸商blowout 畅销blue-chip stocks 蓝筹股board of arbitration 仲裁委员会理事会board of governorsbond fund 债券基金borrowing from affiliates 向联营公司借款borrowing power of securities 证券贷款能力borrowing risks 借款风险bought deal 包销bread and butter business 基本业务breadth index 宽度指数break-even 不亏不盈，收支相抵breakout 突破bridging finance 过渡性融资broker 经纪人，掮客brokerage 经纪人佣金brokerage 经纪业；付给经纪人的佣金brokerage firm 经纪商（号）broker's loan 经纪人贷款broking house 经纪人事务所building agreement 具有约束力的协定building tax （tax on construction）建筑税bullish 行情看涨business insurance 企业保险business risk 营业风险business savings 企业储蓄business tax 营业税business term loan 企业长期贷款bust-up risks 破产风险buyer's risks 买方风险call (option) 买方期权，看涨期权call and put options 买入期权和卖出期权call for funds 控股、集资call loan transaction 短期拆放往来call market 活期存款市场call money 拆放款call options on an equity 权益（证券）的买入期权call-options 认购期权cancellation 取消cancellation money 解约金cap 带利率上限的期权capital assets 资本资产capital lease 资本租赁capital market 信贷市场、资本市场capital resources 资本来源capital surplus 资本盈余capital transfer 资本转移资本周转率capital turnover ratecard issuing institution 发卡单位carefully selected applicant 经仔细选定的申请人cargo insurance 货物保险cash 现金，现款v.兑现，付现款cash a cheque 支票兑现cash account 现金帐户cash advance 差旅预支款cash against bill of lading 凭提单付现cash against documents（C.A.D.）凭单付现，凭单据付现金=document against cash cash and carry 付现自运；现金交易和运输自理；现购自运商店cash and carry wholesale 付现自运批发cash assets 现金资产cash audit 现金审核cash audit 现金审核，现金审计cash balance 现金余额，现款结存cash basis 现金制cash basis 现金制，现金基础cash basis accounting 现金收付会计制cash before delivery（C.B.D.）空货前付款，付款后交货，付现款交货cash bonus 现金红利cash book 现金簿；现金帐；现金出纳帐cash boy 送款员cash budget 现金预算cash card1 （银行）自动提款卡cash card2 现金卡cash claim 现金索赔cash collection basis 收现法，收现制cash credit 活期信用放款，现金付出cash credit slip 现金支出传票cash currency 现金通货cash cycle 现金循环，现金周期cash day 付款日cash debit slip 现金收入传票cash department （商业机构中的）出纳部=counting-housecash deposit 现金存款；保证金cash deposit as collateral 保证金，押金cash desk （商店、饭馆的）付款处cash disbursements 现金支出cash discount (c.d.) 现金折扣，付现折扣=settlement discountcash dispenser （美）自动提款机=cashomatcash dividend 现金股利cash down 即付，付现cash equivalent value 现金等值，现金相等价值资金流动cash flowcash flow 现金流动cash flow stream 现金流（量）cash holdings 库存现金cash holdings 库存现金cash in advance (c.i.a.) 预付现金cash in bank 存银行现金，银行存款cash in hand （商行的）手头现金，库存现金=cash on handcash in transit 在途现金，在运现金cash in transit policy 现金运送保险单cash in treasury 库存现金cash invoice 现购发票cash items 现金帐项，现金科目cash journal 现金日记簿cash liquidity 现金流动（情况）；现金周转cash loan 现金贷款cash management services 现金管理业务cash market 现金交易市场，现货市场，付现市场cash nexus 现金交易关系cash on arrival 货到付现，货到付款cash on bank 银行存款；银行付款；现金支票付款cash on deliver (C.O.D) （英）交货付款，现款交货＝collect on delivery cash on delivery (COD) 交割付款cash order（C/O）现金订货cash paid book 现金支出簿cash payment 现金支付cash payment 现金付款，现付cash payments journal 现金支出日记帐cash position 头寸cash position 现金状况，现金头寸cash price 现金售价，现金付款价格cash purchase 现购，现金购买cash railway （商店中的）货款传送线cash ratio 现金比率cash receipts (CR) 现金收入cash receipts journal 现金收入日记帐cash records 现金记录cash register 现金登记机，现金收入记录机，收银机cash remittance 汇款单；解款单cash remittance note 现金解款单，解款单cash requirement 现金需要量cash reserve 现金储备（金）cash resources 现金资源，现金来源cash resources (reserves) 现金准备=sale by real cash现售，现金销售cash salecash sale invoice 现销发票，现售发票cash settlement 现金结算，现汇结算cash short and over 现金尾差，清点现金余差；现金短溢cash slip 现金传票cash statement 现金报表，（现金）库存表cash ticket 现销票，门市发票cash transaction 现金交易cash verification 现金核实，现金核查cash voucher 现金凭单；现金收据cash with order （c.w.o., C.W.O.订货时付款，订货付现，落单付现cash without discount 付现无折扣cash yield discount 现金获利率，现金收益率cash-and-carry arbitrage 现货持有套利cashier 出纳员，收支员cashier's cheque (C.C.) 银行本票=cashier's ordercentral rate 中心汇率（一国货币对美元的汇率，并据此计算对其他货币的汇率）certificate of balance 存款凭单Certificate of Deposits (CDs) 大额定期存款单certificated security 实物证券certificates of deposit (CDs) 大面额存款单certifying bank 付款保证银行change hands 交换，换手chartered bank 特许银行chattel 动产chattel mortgage 动产抵押chattel mortgage 动产抵押chattel mortgage bond （美）动产抵押（公司）债券chattel personal （私人）动产chattel real 准不动产（土地权等）check certificate 检验证明书check deposit 支票存款check list （核对用的）清单check sheet 对帐单checking account 支票帐户checking deposits 支票存款，活期存款checking reserve 支票现金储备checkstand （超级市场的）点货收款台cheque (payable) to bearer 来人支票，不记名支票cheque book 支票簿cheque book stub 支票簿存根cheque card 支票卡cheque collector 支票兑取人划线支票cheque crossed cheque crossed generally 普通划线支票cheque crossed specially 特别划线支票cheque deposit 支票存款cheque drawer 支票出票人cheque holder 支票执票人cheque only for account 转帐支票cheque payable at sight 见票即付支票cheque protector 支票银码机cheque rate 票据汇兑汇率，票汇价格=sight rate ,short rate cheque register 支票登记簿cheque returned 退票，退回的支票cheque signer 支票签名机cheque stub 支票存根cheque to order 记名支票，指定人支票China Investment Bank 中国投资银行circulation risks 流通风险circulation tax （turnover tax）流转税city bank 城市银行claim a refound 索赔clean collections 光票托收clearing bank 清算银行clearing house 清算所clearinghouse 清算公司，票据交换所close out 平仓，结清（账）closed and mortgage 闭口抵押closing order 收市价订单closing rate 收盘价closing transaction 平仓交易collar 带利率上下限的期权collateral loan 抵押借款collecting bank 托收银行collecting bank 托收银行collecting bank 代收行collection instructions 委托（托收的）单据collection items 托收业务，托收项目collection of trade charges 托收货款collection on clean bill 光票托收collection on documents 跟单托收collection order 托收委托书collection risk 托收风险collection risks 托收风险collective-owned enterprise bonus tax 集体企业奖金税集体企业所得税collective-owned enterprise income taxcommercial and industrial loans 工商贷款commercial deposit 商业存款commercial paper 商业票据commercial paper house 经营商业票据的商号commercial risk 商业风险commercial terms 商业条件commission 佣金commodity futures 商品期货commodity insurance 商品保险common collateral 共同担保共同基金common fund普通股common stockcommon trust fund 共同信托基金补偿性融资compensatory financing竞争风险competitive risks综合折旧composite depreciationcompound interest 复利复利率compound rate compound rate deposit 复利存款综合保险comprehensive insurance公寓私有共有方式condominiumconfirming bank 保兑银行congestion area 震荡区统一自动行情显示congestion tapeconservatism and liquidity 稳健性与流动性银团银行consortium bankconstructure risk 建设风险消费融资consumer financingcontingent risks 或有风险合同保证金contract moneycontract size 合约容量contracts of difference 差异合约contractual value 合同价格控制的汇率controlled rates集聚，converge （为共同利益而）结合一起conversion 汇兑、兑换convertible currency 可兑换的货币cooling-off period 等待期cooperative financing 合作金融操纵市场cornering the marketcorners 垄断corporate deposits 法人存款correspondent 代理行维修费cost of maintenancecounter-inflation policy 反通货膨胀对策cover 弥补，补进（卖完的商品等）cover 弥补（损失等）；负担（开支）；补进（商品或股票等）；保险coverage 承保险别；保险总额；范围保险coverage ratio 偿债能力比率cover-note 暂保单；投保通知单credit 信用，信贷credit account (C.A., C/A) 赊帐=open account2credit agreement 信贷协定credit amount 信贷金额；赊帐金额；信用证金额credit analysis 信用分析credit balance 贷方余额，结欠，贷余credit bank 信贷银行credit beneficiary 信用证受益人credit business 赊售，信用买卖credit buying 赊购credit capital 信贷资本credit cards 信用卡credit control 信用控制credit control instrument 信用调节手段credit expansion 信用扩张credit extending policy 融资方针credit facility 信用透支credit limit 信用额度credit restriction 信用限额credit risk 信用风险credit union 信用合作社creditor bank 债权银行crop up (out) 出现，呈现cross hedge 交叉套做cross hedging 交叉保值cum dividend 附息cum rights 含权cumulative preferred stock 累积优先股currency futures 外币期货currency futures contract 货币期货合约current fund 流动基金current futures price 现时的期货价格current ratio 流动比率customize 按顾客的具体要求制作customs duty（tariffs）关税D/D (Banker's Demand Draft) 票汇daily interest 日息每日涨（跌）停板daily limitdate of delivery 交割期dealers 批发商death and gift tax 遗产和赠与税debt of honour 信用借款debtor bank 借方银行decision-making under risk 风险下的决策deed 契约deed tax 契税deferred savings 定期存款deficit covering 弥补赤字赤字财政deficit-covering finance通货紧缩deflation交割日delivery date需求拉动通货膨胀demand pull inflation活期存款或支票帐户demand-deposit or checking-accounts存款帐户deposit account (D/A)通知存款deposit at call存款银行deposit bank存款货币deposit money存款利率deposit rate存款周转率deposit turnoverdepreciation risks 贬值风险派生存款derivative deposit派生存款derived deposit指定货币designated currency西德马克deutsche marks (=DM)美元贬值devaluation of dollar发展商developer开发银行Development Bank发展融资development financing遗赠devisedie intestate 死时没有遗嘱大莱信用卡Diners carddirect exchange 直接汇兑直接融资direct financingdirect hedging 直接套做direct leases 直接租赁直接税direct taxationdiscount credit 贴现融资贴现市场discount marketdiscount on bills 票据贴现discount paid 已付贴现额净现金量discounted cash flow贴现银行discounting bankdishonour risks 拒付风险disintermediation 脱媒distant futures 远期期货diversification 分散投资dividends 红利document of title 物权单据documentary collection 跟单托收Documents against Acceptance,D/A 承兑交单Documents against Payment,D/P 付款交单domestic correspondent 国内通汇银行国内存款domestic deposit国内汇兑domestic exchange双重租赁double leasing双重抵押double mortgage双向期权double option道·琼斯平均数Dow Jones average首期down payment降级downgrade下降趋势downside跌点交易downtick龙卡Dragon carddraw 提款签发票据draw chequedrawee bank 付款银行drawing account 提款帐户双重外汇市场dual exchange market双重交易dual trading应收其他基金款due from other funds应付其他基金款due to other funds抛售dumpingearly warning system 预警系统easy credit 放松信贷economic exposure 经济风险efficient portfolio 有效证券组合electronic accounting machine 电子记帐机electronic cash 电子现金electronic cash register 电子收款机electronic debts 电子借贷电子资金转帐electronic funds transfer电子转帐electronic transferemergency tariff 非常关税encumbrance 债权（在不动产上设定的债权）endorsement for collection 托收背书套汇engage in arbitrage (to)entity n. 单位，整体，个体entrance fee 申请费equalization fund （外汇）平衡基金equipment leasing services 设备租赁业务equity portfolio 股票资产establishing bank 开证银行ethics risks 道德风险Euro-bank 欧洲银行Eurocard 欧洲系统卡European terms 欧洲标价法房产估价evaluation of property逃汇evasion of foreign currency免责条款exception clauseexcess insurance 超额保险汇率调整exchange adjustment更改汇率exchange alteration外汇套利exchange arbitrage外汇银行exchange bank外汇经纪人exchange broker外汇经纪人佣金exchange brokerage外汇业务exchange businessexchange clearing agreement 外汇结算协定汇结算制exchange clearing system外汇竞争exchange competition外汇成交单exchange contract外汇管制exchange control外汇兑换exchange convertibility交易所惯例exchange customs外汇下降exchange depreciationexchange dumping 汇率倾销汇价变动exchange fluctuations远期外汇业务exchange for forward delivery即期外汇业务exchange for spot delivery外汇自由兑换exchange freedomexchange loss 汇率损失exchange parity 外汇平价外汇头寸exchange positionexchange position 外汇头寸；外汇动态外汇升水exchange premiumexchange profit 外汇利润exchange proviso clause 外汇保值条款exchange quota system 外汇配额制exchange rate 汇价外汇汇价的波动exchange rate fluctuations exchange rate parity 外汇兑换的固定汇率exchange rate risks 外汇汇率风险exchange reserves 外汇储备exchange restrictions 外汇限制exchange risk 外汇风险exchange risk 兑换风险exchange settlement 结汇exchange speculation 外汇投机exchange stability 汇率稳定exchange surrender certificate 外汇移转证exchange transactions 外汇交易exchange value 外汇价值exchange war 外汇战excise 货物税，消费税exercise date 执行日exercise price, striking price 履约价格，认购价格expenditure tax 支出税expenditure tax regime 支出税税制expenses incurred in the purchase 购买物业开支expiration date 到期日export and import bank 进出口银行export gold point 黄金输出点exposure 风险external account 对外帐户extraneous risks 附加险extrinsic value 外在价值face value 面值facultative insurance 临时保险fair and reasonable 公平合理far future risks 长远期风险farm subsidies 农产品补贴farmland occupancy tax 耕地占用税favourable exchange 顺汇fax base 税基feast tax 筵席税feathered assets 掺水资产fee 不动产fee interest 不动产产权fictions payee 虚构抬头人fictitious assets 虚拟资产fictitious capital 虚拟资本fiduciary a. 信托的，信用的，受信托的（人）fiduciary field 信用领域，信托领域金融经纪人finance brokerfinancial advising services 金融咨询服务financial arrangement 筹资安排financial crisis 金融危机financial forward contract 金融远期合约financial futures 金融期货financial futures contract 金融期货合约financial insolvency 无力支付financial institutions' deposit 同业存款financial lease 金融租赁financial risk 金融风险financial statement analysis 财务报表分析金融体系financial system financial transaction 金融业务金融动荡financial unrest 金融界financial worldfirst mortgage 第一抵押权财政金融政策fiscal and monetary policy固定资产fixed assets固定资产比率fixed assets ratio固定资产周转率fixed assets turnover ratiofixed capital 固定资本固定成本fixed costs定期存款fixed deposit (=time deposit)零存整取fixed deposit by installmentfixed exchange rate 固定汇率法定汇兑平价fixed par of exchange定期储蓄提款fixed savings withdrawal固定利率租赁fixed-rate leases灵活性与机动性flexibility and mobilityflexibility of exchange rates 汇率伸缩性浮动汇率flexible exchange rate浮动汇率floating exchange rate流动保险单floating policyfloating-rate leases 浮动利率租赁floor 带利率下限的期权场内经纪人floor broker汇率波动fluctuations in prices权利金foregiftforeign banks 外国银行国外代理银行foreign correspondent外汇期货foreign currency futuresforeign enterprises income tax 外国企业所得税foreign exchange certificate 外汇兑换券外汇危机foreign exchange crisisforeign exchange cushion 外汇缓冲foreign exchange dumping 外汇倾销foreign exchange earnings 外汇收入foreign exchange liabilities 外汇负债foreign exchange loans 外汇贷款foreign exchange parity 外汇平价foreign exchange quotations 外汇行情foreign exchange regulations 外汇条例foreign exchange reserves 外汇储备foreign exchange restrictions 外汇限制外汇留存制foreign exchange retaining system外汇风险foreign exchange risk外汇业务foreign exchange servicesforeign exchange transaction centre 外汇交易中心期货外汇forward exchange期货外汇干预forward exchange intervention卖出期货外汇forward exchange sold远期外汇汇率forward foreign exchange远期（经营）业务forward operation远期掉期forward swap互助保险fraternal insurancefree depreciation 自由折旧自由外汇free foreign exchange运费税freight tax边缘银行fringe bankfull insurance 定额保险充分偿付租赁full payout leases全额累进所得税full progressive income taxfund 资金、基金基金帐户fund accountfund allocation 基金分配fund appropriation 基金拨款基金结存款fund balance资金需求fund demandfund for relief 救济基金专用基金fund for special usefund in trust 信托基金fund liability 基金负债fund obligation 基金负担fund raising 基金筹措fundamental insurance 基本险funds statement 资金表futures commission merchants 期货经纪公司期货合约futures contractfutures delivery 期货交割futures margin 期货保证金futures market 期货市场futures price 期货价格futures transaction 期货交易FX futures contract 外汇期货合约galloping inflation 恶性通货膨胀gap 跳空general endorsement 不记名背书general fund 普通基金一般抵押general mortgage汇划银行Giro bank已知汇率given rate买进，多头go long短缺；卖空，空头go short分批买进going awaygoing rate 现行汇率金穗卡Gold Ear Credit Card政府收入government revenuegraduated reserve requirement 分级法定准备金长城卡Great Wall card现金总流量gross cash flowguarantee of payment 付款保证保证准备金guaranteed fundhammering the market 打压市场手续费handling charge财政政策和金融政策的协调harmony of fiscal and monetary policies套头交易hedgehedge against inflation 为防通货膨胀而套购买进保值期货hedge buying套利基金hedge fund规避机制hedging mechanismhedging risk 套期保值风险租购hire purchasehit the bid 拍板成交储存的货币hoarded money托盘holding the markethorizontal price movement 横盘抢手证券hot issue游资存款hot money depositshot stock 抢手股票house property tax 房产税抵押hypothecation闲置资本idle capitalidle cash (money) 闲散现金，游资idle demand deposits 闲置的活期存款immobilized capital 固定化的资产immovable property 不动产import regulation tax 进口调节税imposition 征税；税；税款imprest bank account 定额银行存款专户in force （法律上）有效的in the tank 跳水inactive market 不活跃市场income in kind 实物所得income tax liabilities 所得税责任，所得税债务income taxes 所得税indemnity 赔偿，补偿indirect arbitrage 间接套汇indirect finance 间接金融indirect hedging 间接套做indirect leases 间接租赁（即：杠杆租赁）indirect rate 间接汇率indirect taxation 间接税individual income regulation tax 个人调节税individual income tax 个人所得税individual savings 私人储蓄Industrial and Commercial Bank of China 中国工商银行industrial financing 工业融资industrial-commercial consolidated tax 工商统一税industrial-commercial income tax 工商所得税industrial-commercial tax 工商税inflation 通货膨胀inflation rate 通货膨胀率inflationary spiral 螺旋式上升的通货膨胀inflationary trends 通货膨胀趋势infrastructure bank 基本建设投资银行initial margin 初始保证金initial margin 期初保证权initial margins 初始保证金initial reserve 初期准备金insider 内幕人installment savings 零存整取储蓄institution 机构投资者insurance appraiser 保险损失评价人insurance broker 保险经纪人insurance contract 保险契约，保险合同保险外勤insurance saleman insurance services 保险业务insure against fire 保火险insured 被保险人interbank market 银行同业市场inter-business credit 同行放帐interest on deposit 存款利息interest per annum 年息interest per month 月息interest rate futures contract 利率期货合约interest rate policy 利率政策利率头寸interest rate position利率风险interest rate risk利息限制interest restrictioninterest subsidy 利息补贴利息率风险interest-rate risk中间金融interim financeintermediary bank 中间银行中间帐户intermediate account内部准备金internal reserves国际银行业务international banking services国际投资银行International Investment Bank (IIB)国际租赁international leasingin-the-money 有内在价值的期权日内intraday内在效用intrinsic utility实际价值，内部价值intrinsic valueinward documentary bill for collection 进口跟单汇票，进口押汇（汇票）isolation of risk 风险隔离发行银行issue bankJCB card JCB卡共同贷款joint financing关键风险key risk终止赌博kill a bet土地使用税land use tax大额存款large depositlarge leases 大型租赁潜在的通货膨胀latent inflation潜在的通货膨胀latent inflation租约lease agreementlease and release 租借和停租租赁经纪人lease brokerlease financing 租赁筹租lease immovable 租借的不动产永租权lease in perpetuitylease insurance 租赁保险lease interest insurance 租赁权益保险lease land 租赁土地lease mortgage 租借抵押lease out 租出lease property 租赁财产lease purchase 租借购买lease rental 租赁费lease territory 租借地leaseback 回租租赁经纪人leasebrokerleased immovable 租借的不动产租赁土地leasehold租借期，租赁营业，租赁权leasehold租赁财产leasehold property租赁人leaseholderleaseholder 承租人，租借人租赁代理leases agent租赁安排leases arrangement租赁公司leases company租赁结构leases structure出租leasing租赁协议leasing agreement租赁金额leasing amount 出租财产，租赁财产leasing asset租赁条款leasing clausesleasing consultant 租赁顾问租赁合同leasing contract租赁成本leasing cost承租国leasing countryleasing division 租赁部租赁设备leasing equipment leasing industry 租赁业leasing industry (trade) 租赁业leasing money 租赁资金租赁期leasing periodleasing regulations 租赁条例legal interest 法定利息法定货币legal tenderlegal tender 本位货币，法定货币lessee 承租人，租户出租人lessorletter of confirmation 确认书信汇letter transferleveraged leases 杠杆租赁lien 扣押权，抵押权life insurance 人寿保险life of assets 资产寿命limit order 限价指令limited floating rate 有限浮动汇率line of business 行业，营业范围，经营种类liquidation 清仓liquidity 流动性liquidity of bank 银行资产流动性上市股票listed stock牲畜交易税livestock transaction tax贷款帐户loan account贷款额loan amountloan at call 拆放放款银行loan bank贷款额loan volume存放款比率loan-deposit ratio金融机构贷款loans to financial institutionsloans to government 政府贷款地方银行local bank地方所得税local income tax (local surtax)地方附加税local surtax地方税local tax多头套利long arbitrage多头头寸long position多头寸；买进的期货合同long position长期存款单long-term certificate of deposit长期信用银行long-term credit banklong-term finance 长期资金融通特价商品，亏损大项loss leaderloss of profits insurance 收益损失保险汇兑损失loss on exchange低汇倾销low-currency dumpinglow-currency dumping 低汇倾销M/T (= Mail Transfer) 信汇main bank 主要银行maintenance margin 最低保证金，维持保证金major market index 主要市场指数management risk 管理风险managing bank of a syndicate 财团的经理银行manipulation 操纵margin 保证金保证金通知margin callmargin call 追加保证金的通知margin money 预收保证金，开设信用证保证金margin rate 保证金率markdown 跌价market discount rate 市场贴现率market expectations 市场预期market makers 造市者market order 市价订单market risk 市场风险marketability 流动性市场结算market-clearing万事达卡Master card搭配matching到期合约mature liquid contractsmaximum limit of overdraft 透支额度金融缓和措施measures for monetary ease中间汇率medium ratemedium-term finance 中期金融会员银行member bankMillion card 百万卡最低现金持有量（需求）minimum cash requirementsminimum reserve ratio 法定最低准备比率法定平价mint paritymonetary action 金融措施货币流通额monetary aggregates货币信用管理monetary and credit control货币金融危机monetary and financial crisismonetary area 货币区货币性资产monetary assets货币基础monetary base货币流通monetary circulation金融调节手段monetary devicemonetary ease 银根松动金融市场monetary market金融市场monetary market货币风险monetary risk银根奇紧monetary stringencymonetary unit 货币单位money capital 货币资本money collector 收款人money credit货币信用money down 付现款money equivalent 货币等价定金money paid on accountmoney-flow analysis 货币流量分析money-over-money leases 货币加成租赁moral hazard 道德风险mortgage bank 抵押银行motor vehicle and highway user tax 机动车和公路使用税movables all risks insurance 动产综合保险movables insurance 动产保险multinational bank 跨国银行multiunit 公寓楼mutual insurance company 相互保险公司national bank 国家银行nationalized bank 国有化银行near money 准货币nearby contracts 近期合约nearby futures 近期期货nearby risks 近期风险negotiability 流通性negotiating bank 议付银行nesting 配套net settlement status 净结算状况，净结算头寸neutral money 中介货币neutrality of the central bank 中央银行的中立性nominal account 名义帐户nominal deposit 名义存款non-member bank 非会员银行non-resident account 非居民存款notional principal 名义本金notional sum 名义金额off-balance-sheet 表外业务offer rate 卖出汇率official borrowing 政府借款official devaluation 法定贬值official rate (of exchange) 官方汇价official short-term credit 官方短期信用offset reserve 坏帐准备金on a discount basis （以）折价形式open account business (= open account trade)赊帐交易open an account 开户open fair transaction tax 集市交易税open market 公开市场open market operation 公开市场业务open market policy 公开市场政策open mortgage 可资抵押公开议付open negotiationopen outcry 公开喊价，公开叫价open policy 预约保单open position （期货交易中的）头寸open positions 敞口头寸open-ended 开口的，无限制的，无限度的opening order 开市价订单operating bank 营业银行operating cash flow 营运现金流（量）operating lease 经营租赁operating leases 操作租赁operating risk 经营风险operation account 交易帐户option 期权，选择权，买卖权option buyer 期权的买方option fee (=option premium or premium o期权费option purchase price 期权的购进价格option seller 期权的卖方options on futures contract 期货合同的期权交易ordinary bank 普通银行ordinary deposit 普通存款ordinary time deposit 普通定期存款our bank 开户银行out-of-the-money 无内在价值的期权output-capital ratio 产出与资本的比率outright position 单笔头寸outward documentary bill for collection 出口跟单汇票，出口押汇outward remittance 汇出汇款over-loan position 贷款超额overnight call loan 日拆overseas bank 海外银行overseas branches 国外分行oversold 超卖over-the-counter 场外的，买卖双方直接交易的，不通过交易所交易的over-the-counter (OTC) option 场外交易市场overvalued 估价过高Pacific card 太平洋卡package policy 一揽子保险painting the tape 粉饰行情pairing 配对parking 寄售partial assignment 部分转让parties to a collection 托收各当事人pawn 典当付清，缴清pay uppayee or beneficiary 受款人，收款人，受益人paying bank 付款银行paying bank 汇入行，付款行payment facilities 支付服务设施payment of account 预付金payment of exchange 结汇payment reserve 支付准备payment risks 支付风险payroll tax 薪金税pegging 固定汇率永久性资本permanent capital个人帐户personal accountpersonal deposit 私人存款个人贷款personal loans小额活期存款petty current deposit小额保险petty insurance订购；下单place an order塑料卡plastic card牡丹卡Po card交割地点point of delivery窗口指导政策policy of discount window政治风险political risk风险大的保险户poor for insurance庶民银行popularity bank头寸；交易部位；部位positionpost 过帐；登入总帐postal remittance 邮政汇款邮政储蓄postal savings pre-credit risk 信贷前风险预先约定的predetermined期权费premium期权权利金premiumpremium for lease 租赁保证金保险费率premium ratepremium rates 优惠率保险费率表premium tariffpresent discount value 贴现现值presenting bank 提示银行prevailing rate 现行汇率price discovery价格发现基本险primary insuranceprincipal 本金principal 本金委托人principal (= drawer,consignor)principal and interest 本利principals (stockholders) 股东privately owned enterprise income tax 私营企业所得税product tax 产品税productivity risk 产量风险。
各大银行笔试英语词汇
acquiring company 收购公司bad loan 呆帐chart of cash flow 现金流量表clearly-established ownership 产权清晰debt to equity 债转股diversity of equities 股权多元化economy of scale 规模经济emerging economies 新兴经济exchange-rate regime 汇率机制fund and financing 筹资融资global financial architecture 全球金融体系global integration, globality 全球一体化，全球化go public 上市growth spurt （经济的）急剧增长have one's 'two commas' 百万富翁hedge against 套期保值housing mortgage 住房按揭holdings 控股，所持股份holding company 控股公司initial offerings 原始股initial public offerings 首次公募innovative business 创新企业intellectual capital 智力资本inter-bank lending 拆借internet customer 网上客户investment payoff period 投资回收期joint-stock 参股mall rat 爱逛商店的年轻人means of production 生产要素(the)medical cost social pool for major diseases 大病医疗费用社会统筹mergers and acquisitions 并购mobile-phone banking 移动电话银行业moods 人气net potato 网虫non-store seling 直销offering 新股online-banking 网上银行业online-finance 在线金融online client （银行的）网上客户paper profit 帐面收益physical assets 有形资产project fund system 项目资本金制度pyramid sale 传销recapitalize 资产重组regional corrency blocks 地区货币集团regulate 调控sell off 变现share(stock) option 期权，股票认购权smart card 智能卡slash prices 杀价spare capacity 闲置的生产能力strong growth 强劲的增长势头switch trade 转手贸易take…public 上市tap the idle assets 盘活存量资产transaction （银行的）交易transfer payment from the exchequer 财政转移支付venture-capital 风险资本virtual bank 虚拟银行wire transfer 电子转帐account number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间。
银行招聘考试常用英语词汇
account number 帐目编号 depositor depositor 存户存户存户 pay-in slip pay-in slip 存款单存款单存款单 a deposit form a deposit form 存款单存款单存款单 a banding machine a banding machine 自动存自动存取机取机to deposit to deposit 存款存款存款deposit receipt deposit receipt 存款收据存款收据存款收据 private deposits 私人存款certificate of deposit 存单存单deposit book, passbook 存折存折credit card 信用卡 principal 本金 overdraft, overdraw overdraft, overdraw 透支透支透支 to counter sign to counter sign 双签双签双签to endorse 背书 endorser endorser 背书人背书人背书人 to cash to cash 兑现兑现兑现to honor a cheque to honor a cheque 兑付兑付兑付 to dishonor a cheque 拒付to suspend payment 止付 cheque,check 支票cheque book cheque book 支票本支票本支票本order cheque 记名支票 bearer cheque bearer cheque 不记名支票不记名支票不记名支票 crossed cheque crossed cheque 横横线支票线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根票根cash cheque 现金支票 traveler''s cheque 旅行支票支票cheque for transfer cheque for transfer 转帐转帐支票支票outstanding cheque 未付支票支票canceled cheque canceled cheque 已付支票已付支票已付支票 forged cheque 伪支票 Bandar''s note Bandar''s note 庄票银票庄票银票庄票银票banker banker 银行家银行家银行家 president president 行长行长行长savings bank 储蓄银行Chase Bank 大通银行 National City Bank of New York York 花旗花旗花旗 银行银行 Hongkong Shanghai Banking Corporation Banking Corporation 汇丰汇丰银行银行Chartered Bank of India, Australia andChina 麦加利银行 Banque de I''IndoChine 东方汇理银行东方汇理银行central bank, national bank, banker''s bank bank 中央银行中央银行中央银行bank of issue, bank of circulation of circulation 发行发行发行 币银行commercial bank commercial bank 商业商业银行，储蓄信贷 银行 member bank, credit bank 储蓄信贷银储蓄信贷银 行discount bank 贴现银行银行exchange bank 汇兑银行银行requesting bank 委托开证银行托开证银行issuing bank, opening bank 开证银行 advising bank, notifying bank 通知银 行 negotiation bank 议付银行confirming bank confirming bank 保兑保兑银行银行paying bank 付款银行associate banker of collection 代收银 行 consigned banker of collection 委托银 行clearing bank 清算银行 local bank 本地银行 domestic bank 国内银行 overseas bank 国外银行 unincorporated bank unincorporated bank 钱庄钱庄钱庄 branch bank 银行分行 trustee savings bank 信托储蓄银行托储蓄银行trust company trust company 信托公信托公司financial trust financial trust 金融金融信托公司信托公司unit trust unit trust 信托信托投资公司公司trust institution trust institution 银银行的信托部行的信托部credit department credit department 银银行的信用部行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）商业信贷公司（贴现公司） neighborhood savings bank, bank of deposit bank, bank of deposit 街街道储蓄所道储蓄所credit union credit union 合作银合作银行credit bureau credit bureau 商业兴商业兴信所信所self-service bank self-service bank 无无人银行人银行land bank land bank 土地土地银行银行 construction bank construction bank 建设银建设银行industrialandcommercial bank 工商银 行bankofcommunications 交通银行 mutual savings bank mutual savings bank 互助互助储蓄银行储蓄银行post office savings bank 邮局储蓄银行 mortgage bank, building society 抵押 银行industrial bank industrial bank 实业银行实业银行实业银行 home loan bank home loan bank 家宅贷款家宅贷款银行银行reserve bank 准备银行chartered bank 特许银行银行corresponding bank 往来银行往来银行merchant bank, accepting bank accepting bank 承兑银承兑银承兑银 行 investment bank investment bank 投资银行投资银行投资银行 import and export bank (EXIMBANK) 进出口银行 joint venture bank 合资银行银行money shop, native bank bank 钱庄钱庄钱庄credit cooperatives 信用社信用社clearing house 票据交换所交换所public accounting 公共会计公共会计business accounting 商业会计商业会计cost accounting 成本会计本会计depreciationaccounting 折旧会计 computerized accounting 电脑化会计电脑化会计general ledger 总帐 subsidiary ledger subsidiary ledger 分户帐分户帐分户帐 cash book 现金出纳帐 cash account 现金帐 journal, day-book 日记帐，流水帐帐，流水帐bad debts 坏帐investment investment 投资投资投资surplus surplus 结余结余结余idle capital 游资 economic cycle economic cycle 经经济周期济周期 economic boom 经济繁荣economic recession 经济衰退衰退economic depression 经济萧条经济萧条economic crisis economic crisis 经济经济危机危机economicrecovery经济复苏经济复苏inflation 通货膨胀 deflation 通货收缩 devaluation devaluation 货币贬值货币贬值货币贬值 收支revaluation 货币增值internationalbalance of payment 国际 favourable balance 顺差 adverse balance 逆差 hard currency 硬通货 soft currency 软通货 internationalmonetarysystem 国际货 币制度 the purchasing power of money money 货币购货币购货币购 买力买力money in circulation 货币流通量 note issue 纸币发行量 national budget national budget 国家预算国家预算国家预算 national gross product 国民生产总值国民生产总值public bond 公债 stock, share 股票 debenture debenture 债券债券债券treasury bill treasury bill 国库券国库券国库券 debt chain debt chain 债务链债务链债务链direct exchange 直接（对角）套汇接（对角）套汇indirect exchange indirect exchange 间间接（三角）套汇接（三角）套汇cross rate, arbitrage rate arbitrage rate 套套汇汇率汇汇率 foreign currency (exchange) reserve (exchange) reserve 外外 汇储备储备foreign exchangefluctuation 外汇波动 foreign exchange crisis 外汇危机外汇危机discount 贴现 discount rate, bank rate 贴现率贴现率gold reserve 黄金储备money (financial) market market 金融市场金融市场金融市场stock exchange 股票交易所交易所broker 经纪人 commission 佣金 bookkeeping簿记bookkeeper 簿记员 anapplication form 申请单 bank statement 对帐单 letter of credit 信用证信用证 strong room, vault 保险库equitable tax system 等价税则等价税则specimen signature 签字式样签字式样bankinghours,business hours business hours 营业时营业时营业时 间 1。
2-3-1-银行招聘笔试英语部分知识点--常见银行考试英语词汇(各种银行术语和句子全面介绍)
常见银行英语词汇account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间银行英语口语－新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings.支票户头要收服务费，现金户头不收。
口译考点中的金融词汇word精品文档15页
口译考点中的金融词汇anticipated acceptance提前支付的承兑汇票bank [banker's] acceptance银行承兑(票据) blank acceptance 不记名承兑票据blanket acceptance 全部接收clear acceptance 无条件承兑, 单纯承兑actuals n.现货adulteration n.掺假；劣等货，假货，次品affiliate n.附属公司；联营公司aftermarket n.后继市场；零件市场alienation n.转让，让渡alience n.受让人allocation n.拨款；分配alms [a:mz] n.救济金；捐款amendment n.修正；赔款annuity n.年金；养老金application n.请求，申请；应用arbitrage n.套利，套汇arbitrage of exchange 多角套汇arrear n. [常用复]欠款arrears of work该完而未完的工作arrears of rent拖欠的房租arrestment n.财产扣押，扣留assessment n.评估；确定金额assessor n.估计财产的人；确定税款的人assistantship n.(大学)研究生奖学金(该研究生同时为 assistant) associate editor[美]副主编associate judge陪审法官auditing n.审计；查帐；决算avail n.效益；营业收入without avail 无效awardee n.受奖者awarder n.授奖者bail [beil] n.保释金；保释；保释人 v.保释（与out 连用）bail a person out 保释出某人ballooning n.股票上涨；非法操纵价格bargain n.交易；便宜货barter n.物物交换，以货易货，实物交易bearer cheque 不记名支票bearish a.（行情）看跌的，卖空的beneficiary n.受益人bidder n.（拍卖时的）出价人，报价人；投标人binder n.临时契约；装订工blanknote n.空白支票bubble n.高风险投资；泡；水泡bulk-cheap n.薄利多销bull-bear n.多头空头bullish a.股票行情看涨的；物价上涨的by-business n 副业，兼职 by-law n.公司章程；细则，附则(by-表示“次要的, 附带的”之义) by-product副产品call n.付款要求（通知书）call a loan. 讨还借债cadre n.干部canvasser n.挨户推销商品的推销员canvass vi.拉选票(for), 游说capitation n.人头税；按人头收费；按人计算casher n.出纳员circulate v.循环；流通；流传circulation n.循环；流传；流通；报刊等的发行量clause n.(合同)条款clearance n.甩卖；调节贷款；交换票据等competitor n.竞争者conglomerate n.联合大企业consolidation n.企业合并consumerism n.保护消费者利益主义；商品的消费和销售性服务consumption n.消耗，消费containerization n.集装箱化contract in 承包contract out包出去；给人承包contractor n.承包人；承包商contributor n.捐助人；纳税人controller n.主计员；总会计师convertible a.可兑换的，可兑现的conveyance n.（不动产等的）转让，让与；转让证书counterfeit n./v.伪造，假冒n.假货，伪造品(fake n.假货, 欺骗 vt.伪造, 赝造)counterfoll n.存根，票根curb vt.制止，控制，抑制 n. 路边, 场外证券市场，场外交易debenture n.债券；信用债券；（海关）退税凭单bank debenture金融债券bearer debenture不记名债券debit n.借方，借项；记入借方的款项debt n.债务，欠债debtee n.债权人debtor n.债务人；借方debt-redden n.负债累累cover the deficit 弥补亏损deficit financing 赤字财政deficit spending 赤字开支financial deficit 财政赤字, 预算赤字foreign trade deficit 对外贸易逆差depreciation n.折旧；价值下降depression n.萧条，不景气discount n.折扣，折价；贴现dishonour n./vt.拒付disinflation n.反通货膨胀dissolution n.解除（契约）；解散distrain n.为抵债而扣押dividend n.股利，股息，红利docking n.扣工资dole n.失业救济 on the dole从政府或政府一类的机关那里接受固定救济的downpayment n.预付定金；分期付款drawback n.收回税款，退税embezzle vt 贪污，盗用；挪用（公款、公物等）enclosure n.随信附件endorse n.(支票、汇票等)背书，背署；批注；赞成，同意endorsee n.被背书人endorsement n.背书(支票、汇票等)；签名；保险批单entry n.报关手续;报关单;入帐evasion n. 逃避，偷漏(税)excise n.国内商品（烟、酒等）税,消费税ex-dividend n. 无股利，无股息executor n.遗嘱执行人exemption n. 豁免,免税额expediter n. 稽查员expenditure n.支出,开支expense n.花费,经费;(pl.)费用financial a. 财政的,金融的financier n 资本家；金融家financing n.筹资,资金供应fiscal adj. 国库的, 财政的,金融的，会计的forfeit n. 罚金,罚款franchise n 特许,特权；专卖权,特许权franchisee n.特许经营人franchiser n. 给别人经营联营特许权的公司或制造厂giroback n.转帐支票glut n 存货过多，供过于求goodwill n.信誉，商誉graft n. 贪污,受贿，不义之财grant n.(政府)拨款 grant-in-aid n.财政补贴gravy n. 利润,容易赚到的钱greenback n.美钞bank guarantee银行担保cash guarantee保证金haggle vi.讨价还价；争论不休（常与about, over连用）huckster n.零售商；小贩；商业广告员vi.销售；零卖hawker n. 沿街叫卖的小贩hyperinflation n 恶性通货膨胀hypermarket n.特大百货商场，特大超级商场hypothecation n 抵押immunity n.优惠；免除；豁免（常与from连用），豁免权immunity from taxation免税imperialism n.帝国主义economic imperialism 经济帝国主义military-feudal imperialism 军事封建帝国主义impost n. 税，进口税，关税incorporation n./v.合并; 组建公司increment n. 增值，增价；提薪，增加工资increment of value duties 增值税increment of a function 函数之增量indebted adj. 负债的，法律上有义务偿还的indent n.订单,代购订单,委托采购，国外商品订货单indentor n. 国外订货商indispensable adj.不可缺少的, 绝对必要的indulgence n. 付款延期 , 放任industrial a.工业的,产业的;实业的industrialize v.(使)工业化industrialist n.实业家inflate vt.使通货膨胀，使物价上涨inflatee n.通货膨胀受害人inflation n.通货膨胀innovation n.革新input n.输入;投入(资金或物质)inscribing n. 注册，买或卖股票；登记inscription n. 证券持有人的登记installment n.分期付款;分期收款insurance n.保险;保险业integrate v.联合;一体化interest n.兴趣;利益;利息;股权interest-free n.无息的intermediary n. 中间商，中间人 a.中间的interpool n. 国际联营inventory n.存货清单;商品清单invest v.投资investee n. 接受投资者investment n.投资,投资额investor n.投资者，投资人invoice n.发票IOU(=I owe you) n.借据irregular n. (pl.)等外品；有小缺陷的商品jobber n.批发商，经纪人；做零工的人；股票买卖经纪人jobholder n. 有固定职业者；公务员，政府雇员job-hop vi. 经常换职业~er n.经常换职业者job-hunter n.求职者joint-venture n. 合资经营,合资经营企业,合资企业kickback n.酬金，佣金, 回扣 (backhander n. 贿赂,<英>回扣)killing n.巨额利润；突然赚大钱，发大财kite n.风筝;空头支票kite-flyer n. 开空头支票者knocker n.挨户敲门的推销员，上门推销员 (bagman n.推销员, (贿赂事件的)中间人salesman n.售货员, 推销员)know-how n.(口)实际知识, 技术秘诀, 诀窍 business know-how 办事能力processing know-how (工艺)操作秘诀; (工艺)操作秘方technical know-how 技术知识; 技术秘密; 工艺技术leasehold n.租赁, 租约；租赁权, 租赁期 a.租来的leaseholder n. 租赁人, 承租人leaser n. 出租人leave of absence准假; 休假leave with pay 有薪假期loan n.贷款;借款vt.借给,借贷loanee n. 债务人loaner n. 债权人loco n. 当地交货markdown n. 减价, 标价商品价格markup n. 提高标价，成本加利；毛利；赊帐monopoly n.垄断moonlighting n.兼职，同时兼两份工作或职业 vi. 兼职mortgage n.抵押;抵押契据most-favored-nation adj 最惠国待遇multiples n. 跨国公司multiplexing n. 连锁商店；多路传输notary n. 公证人,公证员obligee n.债权人，权利人obligor n. 债务人，欠债者offeree n.受盘人，被发价人offerer n.发盘人，发价人out-of-stock n.缺货，脱销overdraft v./n.透支overdraw n.透支,超支overdue a.过期的;过期未付的overproduction n.生产过剩,过量生产override n. 佣金 (commission n.委托,授权,佣金 rake-off n.<俚>佣金, 回扣)overvalued n. 定价过高owe v.欠,欠债;把…归功于ownership n.所有权,所有制par n.等价;票面价值 adj.票面的, 平价的, 平均的at par 按照票面价值(买卖等)issue par 发行价格parameter n.参数;系数parity n.平价,等价, 同等；平等partnership n.合伙,合作企业parity of treatment 同等待遇parity price 平衡价格passbook n. 存折；顾客赊欠帐簿 (bankbook n.银行存折)payable a.到期应付的payee n.收款人，取款人payer n.付款人；交付人；付款人payment n.付款,支付payroll n.工资表;发放工资额；在册职工人数peg n.稳定价格penalty n.惩罚;罚金pension n.养老金, 退休金perk n. 额外津贴；赏钱；小费 (fee n. 小费, 费(会费、学费等), 酬金; tip n. 小费)posting n.过帐, 记帐；登帐premium n. 奖金, 赢利；保险费；溢价premium on the price 交易所贴水premium pay 加班工资, 假日工资premium system 奖金制度prepackaged n.预先包装好的商品prepay v.预付promisee n. 受约人, 承诺人promiser n. 立约人promotion n.促进;提升;提倡;促销property n.财产;性能,特性proprietary n. 财产权,所有权,所有人proprietorship n 独资企业rally n/v.价格止跌;回升 n.集会ratal /`rei~ /n.纳税额rating n.估价;财产评估ration v/n.定量配给rat race n.商业竞争;事业上竞争rat-race n.商业竞争；事业竞争realty n.不动产;房地产 (real estate n.房地产, 房地产所有权) rebate v/n.折扣;回扣;退款 vt.给...回扣，给...打折扣export rebates出口减税freight rebate运费回扣insurance rebate保险回扣receipt n.收到;收据,收条recession n.不景气,经济衰退refund n./v.退款,还款reimbursement n. 付还, 偿还（钱款）,报销，补偿reminder n.催付单remit v.汇款，减轻，免除，推迟remittance n.汇款,寄款,汇兑remittee n. 汇款领取人remitter n. 汇款人renewal n. （契约等的）展期，续订requisition n.正式订购;订购单reserve vt.保留;预订n.储备(资金)ROI (=return on investment) n.投资收益率(利润率)roundsman n. 推销员，稽查员sanction n 批准；许可;(pl.)经济制裁satiety n. （市场的）充分供应；饱和settle up付清(欠帐)shoestring n.小额资本；零星资本 a.小本经营的；小规模的slack a.萧条的，呆滞的slash v.（大幅度地）削减；减低slump n.暴跌；经济衰退期 ; 消沉 v.失败, 消沉, (物价)暴跌, 跌落snip n.便宜货；廉价货soar v.剧增；猛涨sop n.贿赂 n.面包片 v.浸specification n.规格,说明书speculation n.投机买卖economic stagnation经济停滞stake n.投资本金 [pl.] 赌物; 赌金;[pl.]奖金[品]; 利害关系, 风险stockbroker n.证券经纪人stockholder n.股东;持股人stockholding n.股金,股份stockjobber n. 证券批发商；股票投机商stockpile n.囤储物资stocktaking n.存货盘点，盘货subcontract n.转包合同;分契;对象sublet v.转租;分租subordinate n.部下,下属subsidy n.补贴;补助金tariff n.关税;收费表teller n.出纳员tenderer n 投标人tertiary—industry n.第三产业tie-in-sale n. 搭配销售，搭卖toll n.(路、桥等)通行费；(重大)损失tout v.推销；招徕；兜售；吹捧；劝诱turnover n.营业额，销售额；人员调整；周转aggregate turnover周转总额annual turnover年营业额VAT(=value added tax) n.增值税V.C.=venture capital风险资本withdrawal n.提款；撒回希望以上资料对你有所帮助，附励志名言3条：1、生气，就是拿别人的过错来惩罚自己。
银行招聘考试常见英语词汇
银行招聘考试常见英语词汇account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai BankingCorporation 汇丰银行Chartered Bank of India,Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank,banker's bank 中央银行bank of issue, bank ofcirculation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank开证银行advising bank, notifyingbank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker ofcollection 代收银行consigned banker ofcollection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial creditcompany(discount company)商业信贷公司（贴现公司）neighborhood savings bank,bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercialbank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, buildingsociety 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, acceptingbank 承兑银行investment bank 投资银行import and export bank(EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance ofpayment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetarysystem 国际货币制度the purchasing power ofmoney 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange)reserve 外汇储备foreign exchange fluctuation外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, businesshours 营业时间银行英语口语－新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。
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银行金融英语翻译词汇budget guideline ratio财政预算案准则比率budget proposal财政预算案建议budget revenue财政预算案收入财政预算委员会（证券及期货事务监）budget revenue measure财政预算案税收措施；财政预算案收入措施Budget Speech《财政预算案演词》budget strategy财政预算策略budget surplus财政预算盈余budgetary and cost control 预算与成本管制budgetary criterion开支预算准则budgetary deficit财政预算赤字budgetaryguideline财政预算指引budgetary implication财政预算的影响budgetatyinnovation财政预算新措施budgetary management 财政预算管理budgekirypolicy财政预算政策budgetary position财政预算状况budgetary strategy财政预算策略budgetaty system财政预算制度budgeted cost预算成本budgeted for surplus 预算盈余building cost index建造成本指数built-in control of themoney supply货币供应的内在调节功能built-in stabilizer内在稳定因素；内在稳定措施bulk buying大宗釆购；大批购买bulk transfer大额股票转名bull看好股市者；“好友”；买空投机者bull bond牛债券bull market牛市；升市；旺市；多头市场bull position 长仓bullion broker 金银经纪bullion market 金银市场Bundesaufsichtsamt fur den Wcrtp叩ierhandel 德国联邦证券监管办事处buoy up上升buoyant活跃；蓬勃；坚挺；保持高价1股票）buoyant market 市况活跃bursary助学金；补助金business商业;业务business address 营业地址business association 业务协会business bankaccount 银彳亍营业户口business concession 特许经营权business cycle商业周期；经济周期；商业循环business day营业日；交易日business expenses营业开支；营业费用business for profit 牟利业务business hour营业时间business income 营业收入Business Manager业务经理（公司注册处）business of exchange currencies 货币兑换业务business of taking deposits 接受存款业务business plan业务计划business record 业务记录business recovery 业务重整business registration application form I筍业登i己申请表business registration certificate 商业登记iiE business registration fee 商业登记费businessregistration inspector 商业登记督察business registration number 商业登记号码Business Registration Office 商业登记署（税务局）Business RegistrationOfficei•阁业登记主任business sector 商界business sentiment 营商意欲business taxation 商业课税business turnover 营业额business undertaking 商业经营business-friendly方便商界；有利营商；利于商界运作buy买入buy low and sell high低价买入而高价卖出buy order 买盘buyer's market 买家市场buyer's price买价；买方出价buy-in补进；补仓buying rate买入价；买入汇率calendar year figure 历年数字call催缴通知；认购期权call deposit通知存款；活期存款call loan短期同业拆借；通知贷款call margin补仓；追加保证金call market短期同业拆放市场call money短期同业拆借；活期贷款call option认购期权；看涨期权call price赎冋价格；提前赎冋价call warrant认购认股权证；回购认股权证callable share可收回股份；可兑付股份called up share capital 已催缴股本Canadian Dollar 加拿大元Canadian Eastern Finance Limited加拿大怡东财务有限公司Canadian Imperial Bank of Commerce 加拿大帝国商业银行cancellation price 取消费cap上限capital资本;资金Capital Accord《资本协定》capital account资本帐；非经常帐capital account commitment balance 资本帐承担额结余Capital Adequacy Directive《资本充足指引》capital adequacy ratio 资本充足比率capital allowance 资本免税额capital alteration 资本变更capital and liabilities ratio 资本负债比率capital and liquidity requirement资木与流动资金的规定capital appreciation 资本增值Capital, Asset Quality, Management,Eamings and Liquidity Rating System资本、资产质素、管理、盈利及流动资金评级制度（CAMEL评级制度）capital assets 资本资产capital at risk 风险资本capital base资本基础；资金基础capital charges资本支出；资本费用capital commitment 资本承担capital contribution certificate 出资证明书capital convergence划一资本充足比率capital cost资本成本；建设成本；建设费用capital cover资本保证capital deficit资本亏细;资木赤字capital divided into shares 资本分成股份capital element资本因素；资本部分capital equipment 资本设备capital expenditure资本开支；非经常开支capital expenses 资本费用capital financing筹集资本；以非经常收入支付非经常开支的结算capital flow资金流量capital formation资本形成；集资capital formation figure 资本组合数字capital fund资本基金capital gain资本增益;资本增值capital gains tax资本增值税capital goods资本财货；资本货物capital grant非经常补助金；非经常拨款；建设补助金capital grant cycle建设补助金周期capital injection注入资本；注资capital input投入资本capital intensity 资本密集度capital intensive 资本密集capital investment 资本投资Capital Investment Fund 资本投资基金capital loss资本损失capital maintenance资本保值；资本保留capital market资本市场;资金市场capital market instrument 资本市场票据capital money资本款项capital money subject to a trust 信托财产资本capital movement 资本流动capital nature 资木性质capital outlay 资本支illcapital portion 资本部分capital profit 资本利润capital project基本工程项目；非经常开支项目capital receipt 资本收入capital redemption 资本赎冋capital redemption business 资本赎回业务capital redemption contract 资本赎冋合约capital redemption reserve 资本赎冋储备capital reduction资本减缩;减资Capital Reduction Scheme股本削减计划（香港联合交易所有限公司）capital repayment 偿还资本capital reserve资本储备；后备资本capital revenue资本收益；非经常收入capital spending资本开支；资木支岀；非经常开支Accounting system 会计系统American Accounting Association 美国会计协会American Institute of CPAs美国注册会计师协会Audit审计Balance sheet资产负债表Bookkeepking 簿记Cash flow prospects现金流量预测Certificate in Internal Auditing 内部审计证书Certificate in Management Accounting 管理会计证书Certificate Public Accountant 注册会计师Cost accounting成本会计External users外部使用者Financial accounting 财务会计Financial Accounting Standards Board 财务会计准则委员会Financial forecast 财务预测Gen erally accepted accounting principles 公认会计原贝ij General-purpose information 通用目的信息Government Accounting Office 政府会计办公室Income statement 损益表Institute of Interntil Auditors 内部审计师协会Institute of Management Accountants 管理会计师协会Integrity整合性Internal auditing 内部审计Internal control structure 内部控制结构Internal Revenue Service 国内收入署Internal users内部使用者Management accounting 管理会计Return of investment 投资冋报Return on investment 投资报酬Securities and Exchange Commission 证券交易委员会Statement of cash flow 现金流暈表Statement of financial position 财务状况表Tax accounting 税务会计Accounting equation 会计等式Articulation勾稽关系Assets资产B usiness entity 企业个体Capital stock 股本Corporation 公司Cost principle 成本原则Creditor债权人Deflation通货紧缩Disclosure 批露Expenses 费用Financial statement 财务报表Financial activities 筹资活动Going-concern assumption 持续经营假设Inflation通货膨涨Investing activities 投资活动Liabilities 负债Negative cash flow 负现金流暈Operating activities 经营活动Owner s equity所有者权益Partnership合伙企业Positive cash flow 正现金流量Retained earning 留存利润Revenue 收入Sole proprietorship 独资企业Solvency清偿能力Stable-dollarassumption 稳定货币假设Stockholders 股东Stockholders equity 股东权益Window dressing 门面粉饰Account 帐account number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单 a banding machine白动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 木金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser背书人to cash兑现to honor a cheque 兑付to dishonor a cheque 扌口付to suspend payment 止付cheque,check 支票cheque book 支票木order cheque记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque空白支票rubber cheque空头支票cheque stub, counterfoil 票根cash cheque现金支票travelers cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票,银票banker银行家president 行长savings bank储蓄银行Chase Bank大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de UndoChine东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank商业银行，储蒂信贷银行member bank, credit bank 储蓄信贷银行discount bank贴现银行exchange bank汇兑银行requesting bank委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank清算银行local bank本地银行domestic bank国内银行overseas bank国外银行unincorporated bank 钱庄branch bank银行分行trustee savings bank信托储蒂银行trust company信托公司financial trust金融信托公司unit trust信托投资公司trust institution银行的信托部credit department银行的信用部commercial credit company(discount company)商业信贷公词(贴现公司) neighborhood savings bank, bank of deposit 街道储蓄所credit union合作银行credit bureau商业兴信所self-service bank 无人卡艮彳亍land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通卡艮行：mutual savings bank互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank家宅贷款银行reserve bank准备银行chartered bank 特许银行corresponding bank 往來银行merchant bank, accepting bank 承兑辛艮彳亍investment bank 投资银行import and export bank (EXIMBANK)进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会i十depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book现金出纳帐cash account 现金帐journal, day-book日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation通货膨胀deflation通货收缩devaluation货币贬值revaluation货币增值international balance of payment 国际收支favourable balanee 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain债务链direct exchange直接（对角）套汇indirect exchange间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency （exchange） reserve 夕卜）匚彳诸备foreign exchange fluctuation 夕卜汇波动foreign exchange crisis 夕卜7匚危机discount 贴现discount rate, bank rate 贝占现率gold reserve黄金储备money （financial） market 金融市场stock exchange股票交易所broker经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业H寸间第一章香港银行体制简介minimum paid-up share capital 最低实缴股木reciprocity 互惠corresponding bank 代理行liaison office联络办公室moratorium延期偿付权legislation 法规innovation 改革underwriting 包销merge合并portfolio资产组合unit trust单位投资信托arbitrage 套汇capital adequacy ratio 资本充足率derivative金融衍生工具maturity到期日deregulation放松管制redemption 兑现certificates of indebtedness 彳责务i正书linked exchange ra怕联系汇率accounting arrangements 会汁安排resumption of sovereign 收回主权holding company 控股公司privileges 特权第二章货币、银行与经济legal tender 法币medium of exchange 交换媒介deferred payment 延期支付face value 面值mintage 铸币homogeneity 同质权fiat money不兑换纸币，名义纸币negotiable certificates of deposits 人额转让存单narrowly-defined 狭义定义的broadly-defined广义定义的required reserve法定准备金excess reserve超额准备金monetary base 货币｛流通｝基础open market operations 公开市场操作auction 拍卖non-intervention 不干涉主义net balance净差｛余｝额advance 贷款retained earnings 留存收益第三章香港银行业监管•资本充足率、流动性比率和对银行业务的限制risk-weighted assets 风险加权资产off-balance sheet items 表外业务项目collateral 抵押claims债权denominate 面值residual maturity 剩余期限mortgage住房抵押arrears拖欠尾数default 违约on-balanee sheet items 表内业务contingency意外开支repurchase agreement 回购协议recourse 追索权irrevocable不可撤消rediscounting 在贴现market risk exposure 市场风险position 头寸第四章国际银行业-监管与市场发展debt-to-equity ratio 资产负债比率treasure bond 国库券leasing 租赁money laundering 洗钱treasure bill 国库券bankruptcy 破产credit securitization 信用证券化real time gross settlement 实时全额清算off-shore 离岸clearing bank 清算行discount house 贝占现行privileged position 故优恵头寸building society 建房协会Japanese Big Bang Fl 木金融改革dual banking system双轨银行制度wire transfer电子转帐第五章金融机构资本市场与货币市场laissez-faire自由放任主义negotiable可流通的installment分期付款benchmark慕准利率turnover成交额outstanding 未付的in favour of以人为受益人promissory no 怕本票unsecured无担保的prime rate最优惠利率preference share 优先股ordinary share 普通股warrant认股权current market value 当期市值option contract 期权合同hedging套期保值Provident Fund 福利基金第六章银行清算系统与转帐beneficiary 受益人collecting bank 代收行code代号，代码，密码uncleared cheque未清偿支票invoice 发票credit transfer 信用转帐endorsement 背书bearer持票人defective title有瑕疵的所有权down payment 首付款traveller's cheque 旅行支票bearer bonds不记名债券crossed cheque 划线支票countersign 联署paying bank 付款行transferable 可转让holder in due course 正当持票人holder in value冇代价持票人overdue 过期dishonoured cheque 拒付支票repo repurchase agreement 回购协议第七章面向个人的银行业务courttermand 取消garnishee order向第三债务人下达的资产扣押令winding-up停业清理secured loan担保贷款overdraft 透支real estate mortgage 房地产抵押chattel mortgage 动产抵押in presence of 提示reimbursement 偿还withholding interest tax 预扣税custodian 保管access 准入automatic teller machine 自动取款机personal identity number 密码.个人识别号passbook 存折insurance broker保险经纪人hire purchase 租购第八章面向公司的银行业务working capital loan 周转资金start-up loan创业贷款syndicated loan辛迪加贷款project financing 项目融资foreign trade financing 对外贸易融资current assets 流动资产accounts receivable 应收帐款agentbank代理行drawdown period 支用期grace period 宽限期principle 木金tombstone证券发行公告factoring facilities 保理业务open credit无担保贷款factor保理人lessee承租人lessor出租人non-resourse 无追索权financiallease 金融租赁operating lease 经营租赁full payout lease 支付租赁true lease 真实租赁conditional lease 条件租赁leverage lease 杠杆租赁electronic date interchange services 电了数据交换服务第九章私人银行业务和商人银行业务retail bank商业零售银行private bank私人银行merchant bank商人银行risk preference 风险偏好risk taking investor甘冒风险的投资者risk aversioninvestor逃避风险的投资者macroeconomic oriented以宏观经济为导向的equities origination 股票发行venture capital financing 风险资木融资the spread 价差interest rate swap 利率互换leverage buyout 杠杆收购junk bond垃圾债券red chips红筹股”h" shares H 股trustee受托人第十章银行在国际贸易中充当的角色collection 托收production combi nation 生产联合production cost 生产成本comparative advantage 相对优势middle agent中间代理elimina怕exchange risk消除外汇风险shippi ng insura nee 海险guarantee 担保performance bond 履约保证import credit 进口信贷第十二章国际货币交易dividends 分红money transfer 转帐bank draft银行汇票mail transfer 信汇telegraphic transfer 电汇test key测试密钥telex电报Society for World Inter-bank Financial Telecommunications 环球银行间金融电讯协会standardized format 标准格式clearing house 结算所computer code电脑代码additional cost 附加成本第十三章外汇foreign exchange rate 夕卜汇汇率swing浮动spot rate现汇汇率market rate市场汇率cross rate交叉汇率forward exchange contract 远期外汇合同currency future contract 货币期货合同quotation报价单rolling forex展期外汇option on foreign exchange 夕卜汇期权strike price执行价格expiry date 到期日call option多头期头put option空头期权foreign exchange hedge 外汇套期保值foreign exchange swap 夕卜汇掉期superannuation 养老基金pension funds退休基金brokerage fee经纪人佣金optimum profit 故高收益第十四章发放信贷的基本考血canon标准illegal activities 非法行为speculative purpose 投机目的repayment schedule 还款安排balance sheet资产负债表in come stateme nt 利润表long-term loan 长期贷款country-risk国别风险quantitative yardstick定量的评判标准credit risk信用风险risk assessment 风险评估margin保证金legal authority 法定权力memorandum and articles of association 公司章程cushion of assets 资产缓冲safe title所冇权credit reference agency 信用查询机构credit standing 信用状况第十五章放款类型consumer loan消费信贷bonus奖金gratuity退休金track record工作履历minor's account未成年人帐户sole proprietors 独资企业private limited company 私人冇限公司public limited company 公共冇限公司inter-bank lending /borrowing 同业拆借the inter-bank money market 同业拆借市场local currency 本国货币marginal cost边际成本inter-bank rate同业拆借利率contingency payout 意外支出natural disaster 口然灾害legal status法定地位第十一章外贸融资documentary credit 跟单信用证documentary collection 跟单托收export credit insurance 出口信贷保险shipment policy装运保险单issuing bank 开证行advising bank 通知行confirming bank 保兑行applicant开证申请人irrevocable documentary letter of credit 不可撤消信用证reimbursing bank 偿付行negotiating bank 议付行verification 证实confirmed credit 保兑信用证payment in advance 预付贷款remitting bank 托收行collecting bank 代收行sight bill即期汇票term bill远期汇票clean collection 光票托收bill of lading 提单certificate of origin airway b川航空联运certificate of inspection 检验证明in sura nee policy certificate 保单HF 明open account 赊销premium保险费第十六章特殊类型的借款者•商业部门stockbroking股票经纪going concern持续经营net profit净收益audited accounts经过审计的帐户registration certificate 注册证明inheritanee 遗产tangible security 冇形担保intangible personal guarantee 无形个人担保deed契约dormant partner不参与经营的合伙人limited partner有限资任合伙人aggressive management 扩张性管理defensive management 保守性管理gearing举债经营prior charge优先偿付债券charges on assets以资产抵押fixed charge固定抵押floating charge 浮动抵押overtrading超资力经营第十七章贷款抵押life policy人寿保险depreciation 折I口indemnity 赔偿legal mortgage 法定抵押leasehold mortgage 衡平法抵押surrender value租赁财产抵押stocks and shares股票和证券unquoted shares非挂牌｛上市｝股票cross-guarantee 交叉担保under influence不正当影响misrepresentation与事实不符合的陈述debenture 债券run down 削减ack no wledgeme nt 确认第十八章资产负债表分析tangible assets 冇形资产intangible assets 无形资产copy right 版权goodwill 商誉net worth资产净值cash flow现金流量current ratio流动比率quick ratio速动比率quality of assets 资产质量investment strategy 投资策略trend analysis 趋势分析debt to equity ratio 债务产权率debt service ratio还本付息比；偿债比率amortization 摊销receivable turnover 应收帐款inventory turnover 存货周转第十九章放款监控write off 注销recession （经济）衰退social unrest社会动荡uncleared funds未清算资金credit limit信贷限额bad debt 坏帐loan restructuring贷款重新安排recovery 追陪offsetting 补偿legal proceeding 诉讼litigation solicitor 诉讼律师Baby bond小额股票Background 背呆background investigation 背景调查background material 背景材料Bad坏的bad account坏帐，呆帐bad debt loss坏帐损失bad debt recovey呆坏帐收回bad title失效产权Balance余额，结余，差额，平衡adverse balanee 收支逆差balance budget 平衡预算balance of international trade 国际贸易差额balance of payment 国际收支balance sheet资产负债表balance sheet audit资产负债表审计balance sheet classification 资产负债表分类balance sheet evaluation 资产负债表评价closing balance 期末差额credit balance 贷方余额foreign currency balanee 夕卜7匚余额keep balance保持平衡loss balance失去平衡negative balanee 逆差retained balanee from foreign exchange revenue 夕卜汇收入留成余额summary balance sheet资产负债汇总表Bank银行all-purpose bank通用银彳亍bank account balance银行存款余额bank balance sheet银行财务状况表bank credit银行信贷bank debt银行债务bank discount rate 银行贴现率bank holding company银行控股公司bank interest银行利息bank line银行信用额度bank loan银行借款bank rate银行贴现率bank reserve银行准备金bank's buying rate 银行买价bank's call loan银行同行拆借bank's selling rate 银行卖价clearing bank清算银行commercial bank 商业银行cooperative bank 合作银行mortgage bank抵押银行Banking金融，银行业banking institution 金融机构Banking Law 银行法banking sector 银行部门Bankrupt 破产bankrupts assets破产者的财产Bankruptcy 破产act of bankruptcy 破产法案arrangement in bankruptcy court 迫产法庭调解bankruptcy administrator 破产管理人bankruptcy amendment act 破产修正案bankruptcy code chapter 7-- liquidation 破产法第7 章（清算）bankruptcy code chapter 11—reorganization 破产法第11 章（重组）bankruptcy court 破产法院bankruptcy debtor 破产债务人bankruptcy judge 破产判决bankruptcy law 破产法bankruptcy notice 破产公告bankruptcy ordinance 破产条例bankruptcy petition要求宜布破产bankruptcy proceed!ngs 破产程序bankruptcy rules 破产规定bankruptcy trustee 破产受托人declaration of bankruptcy 宣布破产Bargain议价，讨价还价Basic基本的,基础basic account基本帐户basic accounting unit 基木核算单位Bear 空头，卖空bear account空头帐户bear market熊市，淡市bear transaction 空头交易Beat还价，杀价Below par低于票面价值Benchmark 基准Benefit利益，受益，福利，津贴benefit country 受惠国benefit fund for employees 职工福利基金ben efit program 福利计划Benefited受益的benefited party 受益方Benevolent fund 慈善基金Beta贝塔（与股票相关的）系数beta risk measurement贝塔风险系数测定Bid投标，报价，出价bid bond投标押金bid opening date 开标日期bid price买方出价call for bid 招标invite bid 招标Bidder投标人，投标商Bidding投标，出价bidding documents 标书Big Board指美国纽约股票交易所Big Six指美国六大会计事务所Big Three指美国三大汽车公司Bilateral双边的bila怕ral agreement 双边协议bilateral loans 双边贷款bilateral trade 双边贸易Bill票据，帐单，发票，钞票bill receivable account 应收票据帐户treasury bill国库债券Black黑色的，黑市的blank market price 黑市价格black market transaction 黑市交易Blank空白的blank check空白支票Blanket 一揽子的blanket insurance 统括保险blanket mortgage 一「揽子抵押Blue chip兰筹股Blue-chip share 头等股票Blue-chip stock 热门股票Blue-collar worker 兰领工人Blue-sky law兰天法（防欺诈凭空发行股票的法律）Board董事会，委员会，理事会board chairman 董事长board meeting董事会议board of administration 董事会，理事会board of arbitration 仲裁委员会board of audit审计委员会board of directors董事会，理事会board of executive director执行葷事会，执行委员会board of manager's 理事,董事board of supervisors 监事会board of trustees受托委员会Bond债券，证券，公债bond broker债券经纪人bond creditor债券债权人bond discount债券折价bond issue债券发行bond market债券市场bond premium债券溢价bond rating agency债券评级机构bond yield债券收益callable bond通知偿还债券convertible bond可转换债券government bond 政府债券junk bond拉圾债券listed bond挂牌债券，上市证券mortgage bond抵押债券municipal bond 市政债券preference bond优先债券，优先股registered bond 记名债券treasury bond国库债券unlisted bond未挂牌债券，未上市证券Bonded保税的，冇抵押的bonded area 保税区bonded factory 保税工厂bonded goods保税货物bonded warehouse 保税仓库Bonus奖金，红利，津贴bonus issue发放红利股bonus-percentage of profit 利润率分红bonus share分红股，红利股Book书籍，帐簿，记帐，定票，订货book depreciation 帐面折IH book-entry securities 记帐证券book inventory 帐而库存book of account 帐簿book profit帐面利润book value per share每股帐面价值Boom繁荣，呆气Borrow借入borrow money on credit 信用借款Borrowed借入的borrowed capital 借入资本borrowed funds 借入资金borrowed reserve 借入准备金Borrowing借款，借用。