经济与金融专业的personalstatement个人自述

经济与金融专业的personalstatement个人自述
经济与金融专业的personalstatement个人自述

经济与金融专业的

p e r s o n a l s t a t e m e n t个

人自述

Final approval draft on November 22, 2020

Economics and Finance Personal Statement

At college the courses that I study are Maths, Economics and ICT (having discontinued Chemistry after AS). My favourite subject that I am currently studying is Economics

Economic issues have become increasingly prominent in political and current affairs, and for me to understand such issues was the principal reason for me choosing to study economics

Each and every one of us is affected by changes in the economy

Advances in technology, changing inflation rates, unemployment, and balance of payments troubles are matters both of international magnitude and personal concern

My enthusiasm for economics has led me to want to pursue a degree

that involves the theme's accountancy and finance. I hope this degree will aid me in a conceivable career in Accountancy

Accountants are probably best known for checking the validity of company accounts - auditing - but this is just one aspect of what they do. Accountants devise and operate financial systems, and advise on business start-ups, company take-overs and company rescue schemes

They also handle individuals' and corporations' tax affairs and make recommendations to Government on policy. Accountants play a key role in the formulation and implementation of business decisions both strategic and political, through the uniquely analytical approach to the assessment of the financial implications of business plans

This course I believe will improve and equip me with essential skills that I require. It will enhance the problem solving and analysis skills that I have acquired from my A level in Economics and also from my study of Mathematics

Through managing my work and from project based modules I anticipate that my planning and organisational skills will be improved

I believe this course will equip me with practical and theoretical skills which will come of real use to me in as I pursue my career in accountancy

I have been involved in voluntary work with my local tennis club. This involves going to the club every Friday and assisting the coach with his training of the kids. This has considerable responsibility, as I must ensure that the children are firstly in a secure environment. I must also make sure that the kids are becoming more skilled and taking pleasure from the sessions. Children work best in situations where they feel liberated and when they are enjoying themselves, but at the same time it is important to maintain a level of discipline. This voluntary work has taught me a great deal about myself and also enhanced many skills. I found my voluntary work to be very fulfilling and it is especially rewarding when a child achieves something you taught them to do

My leisure time is dominated by sports. I am very sports oriented and revel in playing in an assortment of sports, which include football, tennis, badminton, table tennis and swimming

I am a member of North Harrow Tennis Club and represent them in a league competition, which comprises of playing matches against other tennis clubs

I have been very successful in swimming having captured the distinguished Gold Award, which is a reputed award. Swimming is a challenging sport that improves your fitness and is very enjoyable

I relish participating in tournaments, which give me a chance to test my sporting abilities. I have won many trophies in table tennis and tennis and I always like to uncover ways in which I can improve my abilities

My sport has contributed to my studying since it improves skills

like teamwork and determination

This year I have taken it upon myself to take the responsibility of being Cafod representative. Cafod is a charity that fights third world poverty. It is a deserving cause that I try to support as much as possible. My duties involve collecting monthly collections and ensure the accounts for our class are in order. This position requires someone who is responsible, punctual in collection.

五颗星

Economics PS (Cambridge & LSE offers)

Born into the week-old ex-Soviet state of Armenia, I have grown up in a time of huge political upheaval.Surrounded by an-ever changing economic environment, I remember asking my father what exchange

rates were. In return, when presented with an analogy of supply and demand that involved an array of farmyard animals, little did I appreciate that I had come across the basis for economics. I have since observed Armenia's rapid development, but also evidence of poor macroeconomic management, such as the lingering presence of monopolies - crippling to the country's global competitiveness. Over the years, my initial childhood curiosity has grown into a passion for economics.

As a Physics and Maths student, I derive great satisfaction from solving problems that initially seem impossible. Representing my school at the UKMT Senior Maths Challenge, as well as the national finals of the Science and Technology Challenge, I built up a keen open-mindedness for new ideas. Game theory, and its applications in economics, are of great interest to me and have helped me better appreciate the sheer scope of the discipline. I find it particularly interesting how oligopolists use game theory to anticipate competitors' actions, comparing the risks and potential benefits of certain business strategies, because this inevitably involves a degree of psychology and philosophy - a testament to the diverse nature of economics, which is beautifully demonstrated by the prisoner's dilemma.

My mathematical grounding is complemented by my experience with languages, which continually helps me develop a more balanced and well-rounded outlook on the world around me. Fuelled by my great interest in development economics, I enjoy discussing related issues in German, with my class. I am fascinated by the sheer number of theories behind alleviating poverty in the third world, and how some directly contradict each other. For example, I agree with William Easterly's view that initiatives like debt-relief, which I find to be analogous with bank bailouts, have often been counterproductive. While they may be necessary in some cases, I believe that both practices tend to align the involved parties' incentives in a way

that is in fact detrimental to the economies and societies concerned. The April anti-capitalist protests are a very real testament to my point and coincided with my work experience at a London fund management firm. More recently, the Conservatives' plans for public sector cuts have already been met with criticism from the public;

this illustrates the challenges faced by economists, as they search

for socially viable solutions to inherently economic problems. The opportunity for extensive study and analysis of such issues attracts me to economics at university.

Involving myself fully with my school has really helped to transform my educational experience; I was recently elected Head Boy by staff and students, following a campaign that helped develop my

interpersonal skills, not to mention the capacity to take on

criticism, as I worked with a wide range of people. Working successfully with others continues to be a key feature of my school career. In particular, helping younger pupils in my free time and being able to contribute to their development has been a rewarding

and invaluable experience. The latter is especially true now that I work as an assistant tutor at a learning centre, where I am directly responsible for up to six children. In my role as Head Boy, I have demonstrated my ability to lead; just recently, I organised and performed in a theatre sketch that was presented to a panel from Investor in Careers - an award that the school then won. Outside school, I enjoy taking part in a variety of sports, and am currently setting up inter-form tournaments to be held in the sixth form. I

look forward to the rigours and challenges of an economics degree and would hope to be able to contribute fully to the university community.

Economics and Finance Personal Statement

In today's world, economics associated disciplines a re of fundamental significance and application, which has encouraged me to pursue a degree in Economics. I am enormously enjoying studying Mathematics at 'A' level and believe that my strong mathematical background will enable me to have an excellent basis in which to engage in the study of Economics. My passionate interest in economics is continually strengthened by my regular reading of 'The Economist' and 'The Financial Times'

Work experience that I have recently completed at South Staffordshire Council (Accounts & Finance Department) has enforced my comprehension of the functional applications of economics. Having attended an open day at PricewaterhouseCoopers I have learnt about the assortment of careers that come about from the study of Economics, and the everyday work involved

At school I have been handed many responsibilities, including being

'form leader' and being assigned the role of a prefect. Skills I have built from these responsibilities include the organizations of others, along with teamwork and the ability to represent my fellow pupils. My other areas of interest have provided me with the opportunity to attend lectures on chemistry at Villiers Park, Birmingham where I was chosen to represent my school. Currently, I am involved in completing an AVCE ICT course at my school, which has enabled me to have the ability to strengthen and vastly increase my skills in Information Communication Technology

During my free time I keep myself informed of recent news by reading newspapers such as "The Times" and "The Guardian". I regularly attend the gym and also participate in sports such as tennis and swimming

Also I enjoy singing in the school choir. At the weekends I am

actively involved in the running of the family business, where I have developed my communication skills, from engaging with customers and the public, and also my business skills

I trust that throughout this brief statement I have satisfied you of my interest and commitment to the study of Economics. I believe I

will make an important contribution to your university and aspire to have the opportunity to demonstrate this to you.

Economics and Accounting Personal Statement.

Accounting to me is not just a subject, but a life skill. It invokes not only the core disciplines of business and economics but it provides these in both a local and global context. I see Accounting

as an international common language between businesses, to analyse accounts and influence future decisions companies will make.

The application of business within the accounting degree has been one of the major pulling factors that have influenced my decision to

study the subject. After studying GCSE business and discovering the accounting and finance aspect of it, I have become fascinated to learn more, going on to extend my knowledge of the subject by reading outside of the school environment. As an avid reader of the Accounting blog on the tutor2u website, I have gained a good grounding in the fundamental application of accounting, especially in the way websites such as ‘facebook’s’ growth is driven by their own growth through advertising, and the fact that their books and accounts continue to stay cash flow positive, despite their impressive rate of expansion. I am particularly interested in the law aspect of the course and how decisions made can influence an

i ndividuals’ desire to defraud their accounts to avoid taxation, and the often extensive amount of time it takes to bring these people to justice.

Although initially studying psychology may not seem to have a direct influence on accounting, I feel the knowledge I have learnt about the interaction of people’s behaviour in social situations will help me greatly. This would especially be within the aspects of the course that involve management methods and organisational behaviour. By studying Economics at A level I have found that it has had a profound effect on accounting. The understanding I have acquired of the financial world as a whole has provided me with a strong awareness of international sections of the course. The barrier for trade inside and outside of the EU and how this affects profit margins, with relevance to extra costs on balance sheets is one example. This awareness will help equip me to have a better understanding of real world accounting situations, where I hope to find my self in the future.

Last summer I was accepted on a two week work experience placement at the Bank of England to do shadowing and accounting of my own, however due to circumstances beyond my own control, it fell through, much to my disappointment. Nevertheless I have tried to keep in touch with current Accounting developments through the newspapers and internet.

I am currently completing my silver Duke of Edinburgh award scheme and I am planning an eight day trip, alongside “World Challenge Organisation”, to Norway next summer for my Gold expedition. The

trip will be funded entirely through the money my team raise. I feel these experiences have helped me develop valuable life skills such as the desire to achieve, self-confidence and discipline. I believe that these skills I have learnt will provide the perfect platform for a degree in accounting and aid me on into the workplace. I also play hockey for the North of England and have captained both Yorkshire and

South Yorkshire sides as well as my School and Club teams. Hockey is a major part of my extracurricular life, giving me teamwork and leadership skills and I feel I could contribute greatly to a wide range of university activities.

I look forward to studying accounting at degree level. This will allow my interest in the subject to flourish. I hope to immerse myself fully in the experience and challenges the university will provide.

Economics personal statement

Economics is a rigorous discipline to which I find myself intensely attracted. It is inspiring how the formal and analytical nature of Economics can be used to tackle such distinctly organic and complex concepts as welfare relating society; the enmeshing of mathematized "high theory" and "real world" dilemmas that Amartya Sen embraced. Furthermore, an Economics related degree would allow me to explore, in depth, a range of exciting, multidisciplinary topics as diverse as game theory, a subject only hinted at at A Level and which I would love to explore in university, international trade and development studies. An eagerness to venture beyond the A Level syllabus led me to be selected for Economics at Durham University. I was also selected for Physics and Politics 'Masterclasses' due to my aptitude in these subjects.

My choice of AS and A Levels, along with other academic achievements, help consolidate and support my desired degree choice. Economics serves as an introduction to the fundamental role of economic theory in governing the choices of society. Mathematics allows me to explore the techniques of data analysis and develop an abstract mode of thought, as has Kumon Mathematics. Chemistry and AS Physics have helped broaden my depth of logical awareness. It is my interest in logic that initiated me to take AS Critical Thinking, working mainly independently due to timetable conflicts, and I am currently enjoying studying argument structures and types.

Outside of academia, I have a great passion for the arts; a love of literature and poetry: my collection is published online and a selection have been internationally published in the 'Letters From The Soul' anthology and 'The Sound of Poetry' audio CD. I am also a performing and administrative member of Navrang Arts, a nationally

renowned Indian Folk Dance troupe, as well as of Egglescliffe Youth Theatre. Sport is equally important to me: I have played at the club and tournament level in tennis and additionally at county level in badminton. Currently, I am looking forward to gaining a coaching qualification in badminton as well as running the Great North Run next year having run the Junior Great North Run in the past years.

Active participation in school life has been rewarding, having been Chairman of the School Council, an Editor of a collaborative publication with other partner schools in Europe, worked as a Peer Mentor for Y9 pupils and managed HSBC Schoolbranch. Additonally, I have been managing director of a Young Enterprise company, have represented the school at the RSC Analytical Chemistry Competition, and have been regional semifinalist at the Student Innovation Challenge.

I have high ambitions, and in the future I hope to be successfully involved in economic policy at a high level. In the coming summer, I would like to gain experience in the professional world, perhaps with an internship at a well renowned firm, preferably in management consultancy or investment banking at Accenture or PWC.

Economics and Finance Personal Statement

In today's world, economics associated disciplines are of fundamental significance and application, which has encouraged me to pursue a degree in Economics. Economics has an important relevance in all of our lives. As consumers we try to make the best of our limited incomes. As workers we take our place in the job market. As citizens of a country our lives are affected by the decisions of our government: decisions over taxes, decisions over spending on health and education, decisions on interest rates, decisions that affect unemployment, inflation and growth. As dwellers on the planet Earth we are affected by the economic decisions of each other: the air we breathe, the water we drink and the environment we leave for future generations are all affected by the economic decisions taken by the human race. It is these stimulating issues that excite me about economics. I am enormously enjoying studying Mathematics at 'A' level and believe that my strong mathematical background will enable me to have an excellent basis in which to engage in the study of Economics, My passionate interest in economics is continually strengthened by my regular reading of 'The Economist'

Work experience that I have recently completed at South

Staffordshire Council (Accounts & Finance Department) has enforced

my comprehension of the functional applications of economics. Having attended an open day at PricewaterhouseCoopers I have learnt about

the assortment of careers that come about from the study of Economics, and the everyday work involved

At school I have been handed many responsibilities, including being

'form leader' and being assigned the role of a prefect. Skills I have built from these responsibilities include the organizations of others, along with teamwork and the ability to represent my fellow pupils. My other areas of interest have provided me with the opportunity to attend lectures on chemistry at Villiers Park, Birmingham where I was chosen to represent my school. Currently, I am involved in completing an AVCE ICT course at my school, which has enabled me to have the ability to strengthen and vastly increase my skills in Information Communication Technology

During my free time I keep myself informed of recent news by reading newspapers such as "The Times" and "The Guardian". I regularly

attend the gym and take pleasure in participating in sports such as tennis and swimming. Also I enjoy singing in the school choir. At the weekends I am actively involved in the running of the family business, where I have developed my communication skills, from engaging with customers and the public, and also my business skills

I trust that throughout this brief statement I have satisfied you of my interest and commitment to the study of Economics.I believe I

will make an important contribution to your university and aspire to have the opportunity to demonstrate this to you.

Economics personal statement

Examination of any quality newspaper will probably demonstrate that more of the headlines address economic problems than any other topic. The importance and relevance of economic related disciplines to the modern world have led me to want to pursue the study of the subject

at a higher level. I am particularly interested in the behaviour of firms and organisations from an economic point of view and I have based my A-level coursework in this field. During my study, I have

come across many real life complexities and while attempting to explain these theories,

I have developed a keen interest in analysing and understanding how the world of business is influenced by economics.

I have created an economics revision website for A-level and GCSE students. It is primarily intended to help younger students gain an understanding of core economic principles but has also helped me improve my own computer and presentational skills. I regularly read newspapers and economic publications to keep up to date with economic developments and I am able to use my mathematical and analytical

skills to apply different economic theories to a range of real-life economic situations.

Last year, I took part in an economics and business project called Young Enterprise in which I set up a small company and sold products

to students at our school. I enjoyed the chance to put some of my business economic theory into practice and was able to enhance my management and communication skills. I also gained a distinction in the associated exam.

To gain practical experience in the workplace, I worked for two

weeks at a small software company specialising in financial software.

I currently have a part time job and this has taught me much about teamwork, responsibility and time management in the workplace.

In my spare time, I enjoy reading, swimming, sketching and solving puzzles and logic problems. I have redesigned and been responsible

for the maintenance of my school’s website.

I believe that I will gain a highly marketable set of skills from the study of economics at university. I have found economics to be a challenging and diverse discipline and I am interested in both macro and micro economics. It is this variation of perspective, combined

with its real world importance, that makes economics an appealing subject to study at university.

Marketing personal statement

Marketing appeals to me as it is argueably the most important department of any business. I understand the importance of marketing for all companies, whether it be small, medium or a blue chip company.

I believe it would challenge my more creative side as well as testing

my theoritical skills. I'm particularly interested in the more creative advertising side of marketing and the physcology behind it. My father owns his own graphic design and marketing business so I appreciate how advertising campaigns can work and understand how these contribute to the marketing campaign. My mother is also part owner of her family business, so I have experienced business throughout my life and I believe this has contributed to my passion towards this subject.

I am currently studying an A Level in Economics. This course has helped me build upon my analytical skills, which I find myself incorporating into my other subjects, English Language and ICT, and will no doubt assist me during my higher education course. I enjoy taking part in group discussions, having debates and running with ideas and I honestly believe the course, and the overall transfer from GCSE to A Level, has matured me.

Having worked at a camera shop and an electronics store, I'm especially familiar with the retail industry, although I've also worked at a local hotel. I believe these jobs have helped increase my confidence and improve my communication skills.

In my spare time I play football at my local power league and play squash every weekend. Aswell as maintaining my health and fitness I believe playing sports is important because it teaches how to work and communicate in a team.

I want to pursue higher education as I believe that it will provide me with all the experience and knowledge I need in order for me to successfully get a job in the marketing industry. I am looking forward to the academic side of university. I'm always looking for new challenges and feel I work more effiecently when given independance. I'm also looking forward to the social aspects as I love meeting new people and making new friends.

金融学专业就业前景(详解8篇)

金融学专业就业前景(详解8篇) 金融学专业就业前景详解(一): 金融学专业就业前景就业形势分析 就业状况一览 近几年来,中国金融市场正在走向国际化,对专业性很强的人才需求迫切。金融行业就业人才的需求主要集中在高端市场,例如高校教师和大公司市场研究分析、基金经理、投资经理、证券公司、保险公司、信托投资公司等。 2就业方向一览 无论是本科毕业,还是硕士毕业,金融学专业毕业生总体上的就业方向有经济分析预测、对外贸易、市场营销、管理等,如果能获得一些资格认证,就业面会更广,就业层次也更高端,待遇也更好. 比如特许金融分析师(CFA)、金融风险管理师(FRM)、特许财富管理师(CWM)、基金经理、精算师、证券经纪人、股票分析师等。 3九类金融人才的需求 目前国内金融市场,对金融人才的需求很大,尤其是急缺金融分析师、金融风险管理师、特许财富管理师、基金经理、精算师、副总裁级高管、稽查监管人员、产品开发人员、后台工作人员(在财务、结算、税务方面有经验)等九大类人才。 金融风险管理师:金融市场的不断发展,风险也随之迸发,在管

理层的施压与外资金融机构竞争的双重压力下,国内各金融行业内企业及各大型国企纷纷加强了对金融风险的衡量与管理,提高对金融风险的防范与控制本事。在此情景下,掌握风险管理知识的专业人才受到企业热捧。作为全球最权威的金融风险管理认证,FRM证书具备基于全球标准客观度量风险的本事,也成为企业衡量应聘者是否具有强大风险管理本事的标准。不少人所以报考FRM,学习风险管理知识,为了在金融圈中更好发展。 特许财富管理师:5年以上金融机构工作经验,有良好的经济学基础和至少精通两个投资领域,其要求之高,很少人能经过。 投资管理人才:市场急需很多的投资管理人才,这些投资管理人才主要包括风险投资人才、融资租赁人才、金融业务代表、个人投资顾问等。 稽查监管人员:有本事胜任者,仅有在薪水能高于原先30%到40%才愿意跳槽。 4职业发展路径是怎样样的呢 ①银行 中国银行人力资源部招聘与用工管理主管竺丰平介绍,银行针对应届生的岗位主要分为两大类:基础服务类如客户服务,以及专业类岗位如金融研究等。毕业生要先做这类基础专业性储备,大部分都需要轮岗积累经验。 银行的压力比以往大家想象的要大得多。而在中国银行,大部分的高管都来自一线,这完全是一个战略性研究,总行虽然舒服,但真

香港大学经济金融类专业分析与评点

香港大学经济金融类专业分析与评点香港大学经济与工商管理学院: 是由原先的商学院和经济与金融学院合并而成。2015年在世界大学学科排名中,港大经济学进入世界前200强。 合并创新的课程包括了官方认可的工商管理硕士(国际)计划,以及其他的经济与金融、会计与金融以及商务与法律双学位项目。这些课程将为学生提供必要的技能和广泛的学科知识,以使得学生能够展开对区域性和国际性职业生涯的追求。 英语教学课程将让学生熟悉跨国公司内部的企业运作与外部文化。港大专业师资队伍将教授学生如何在香港、中国及东亚地区开展业务的专门知识。 港大经济与工商管理学院提供五个授课式硕士课程: EMBA-Global Asia(环亚高级管理人员工商管理硕士) Master of Business Administration(工商管理硕士) Master of Business Administration in Shanghai(工商管理硕士—上海)Master of Economics(经济学硕士) Master of Finance(金融硕士)

1.Master of Business Administration 基本概况: 分为为期14个月的全日制与兼读制。内地学生只能申请全日制。 致力于为学生提供一流的教学、现实的工作经历、对亚洲与全球商业环境的深刻理解和对文化敏感性的由衷赞赏。 所有的学生首先将在北京完成中国文化课程,其后九个月他们将在香港完成关于亚洲焦点与选修的核心课程。在最后的四个月中,学生将在伦敦商学院(LBS)、哥伦比亚商学院(CBS)、复旦大学完成他们的选修课或者选择继续留在香港。 主要课程:

金融专业介绍

一、专业描述 金融学,是以融通货币和货币资金的经济活动为研究对象,具体研究个人、机构、政府如何获取、支出以及管理资金以及其他金融资产的学科,是从经济学中分化出来的学科。金融学又可以分为宏观金融(货币银行等)和微观金融(公司治理等),研究内容例如:货币的发行与回笼,存款的吸收与付出,贷款的发放与回收,金银与外汇的买卖,股票、债券、基金的发行与转让,保险、信托、国内和国际货币结算等等。金融学的分化学科金融工程学是 以金融创新为核心,综合运用各种最新的金融理论、工具、技术与方法,进行金融产品设计、金融产品定价、交易策略设计、金融风险管理等各个方面的研究,创造性地解决现实金融问题的一门新兴金融学科。 金融学专业培养具备金融学方面的理论知识和业务技能,能在银行、证券、投资、保险及其他经济管理部门和企业从事相关工作的专门人才。 金融学主要培养具有金融保险理论基础知识和掌握金融保险业务技术,能够运用经济学一般方法分析金融保险活动、处理金融保险业务,有一定综合判断和创新能力,能够在中央银行、商业银行、政策性银行、证券公司、人寿保险公司、财产保险公司、再保险公司、信托投资公司、金融租赁公司、金融资产公司、集

团财务公司、投资基金公司及金融教育部门工作的高级专门人才。 金融学本科学生毕业时授予经济学学士。 金融学主要学习方向:政治经济学、货币银行学、商业银行经营管理、中央银行、国际金融、国际结算、证券投资、投资项目评估、投资银行业务、公司金融等。 金融学专业相近专业: 经济学国际经济与贸易财政学金融学国民经济管理贸易经济保险金融工程信用管理网络经济学体育经济投资学环境资源与发展经济学房地产经营与估计统计学国际文化贸易税务税收。 金融学专业就业需掌握以下5点知识和能力: 1.掌握金融学科的基本理论、基本知识; 2.具有处理银行、证券、投资与保险等方面业务的基本能力;3.熟悉国家有关金融的方针、政策和法规; 4.了解本学科的理论前沿和发展动态; 5.掌握文献检索、资料查询的基本方法,具有一定的科学研究和实际工作能力。 二、金融学专业就业前景 金融学专业近年来一直是考生报考的热门专业,金融学专业毕业生职业发展前景好、收入高,是吸引众多考生报考的重要原因。该专业也被人们戏称为最有“钱”途的专业。

金融学就业前景分析

金融学就业前景分析一一、中央人民银行、银行业监督管理委员会、证券业监督管理委员会、保险业监督管理委员会,这是金融业监督管理机构。进入行业监督管理部门做金融官员,对于金融研究生论坛而言应是首选。首先,中国金融学是立足于宏观经济学,基于金融市场宏观调控,专业应用较易入手,政策把握比较到位;其次,在行业管理部门做上三五年再入行到实践机构至少能给个中层以上的职位。其局限在于要进入这几个行业主管部门难度较大,可能还需要背景依托,本科生想进较难,除非本人确实非常优秀。二、商业银行,包括四大行和股份制商行、城市商业银行、外资银行驻国内分支机构。首先进入国有四大商业银行是毕业生一个很好的选择。因为具备一定的银行业从业经验、专业背景,再到股份制商行或外资银行驻华机构的可能性会增大。很多同学起初就是投身于国有四大行中,在城市股份制商业银行迅速发展起来之后,纷纷跳槽,并成为城市商业银行、股份制商行的中坚力量,很多成为中层管理人员,少数成为高层领导。城市商行、股份制商行的灵活务实、不论资排辈的干部任用方式,使得四大行成为其专业人才的黄埔军校,至今这种情况仍在延续。另外,虽然国有四大行有一些遗留的官僚积习,但其稳定的收入,较轻的压力,较高的福利水平还是有一定吸引力的,尤其对于女同学来说是个不错的选择。建议对四大国有商行感兴趣的朋友把专业方向集中在商业银行经营管理、国际金融、货币政策等方向上。三、国家开发银行、中国农业发展银行等政策性银行。政策性银行如开

发行、农发行亦是较佳选择,但其工作性质类似公务员,金融业务并不突出,是靠政策吃饭的地方,对于个人职业生涯的益处相对于行业监管部门、商业银行来说还是较弱的,若想在金融领域成一时气候最好不要选择这样的单位。不过目前这类单位的工资水平待遇等比商业银行好,而这也成为吸引毕业生眼球的亮点所在。四、证券公司含基金管理公司、信托投资公司、金融控股集团等风险性很大的金融公司。证券、信托、基金这三家均是靠风险管理吃饭的,存在行业系统风险因素,但一旺俱旺,赚钱相对较易,短期回报较高风险亦大,且按真正的企业管理机制运行,如果想在专业方面有所发展,有所建树,在这一行业做是极佳选择,很多基金经理、投资银行经理人员都年薪过百万。难点是学历要求在逐步提高,最低要求硕士学历,相对于银行等金融机构其个人投资管理、金融运营能力要求更高,如果对这些行业有兴趣,可以选择证券投资、金融市场、金融工程专业方向,如果是学财务管理、法律硕士专业本科是金融经济的,这也是不错的选择。最近信托业重新崛起,对于金融专业以及其他专业的毕业生来说又添一新的选择,而其大投行的操作方略,又使其在人员使用上奉行精英路线,在投行有一句话是公司百分之八十的利润是不到百分之五的员工所创造的。上述三家当下用人思路是积极挖角,在金融行业内人员流动性最强的当属这三家。有志于风险管理、终日奔波、常年胃痛、居无定所的精英人才不妨选择这个行业。当然,不能否认,这个行业给你的回报与投入相比还是成正比的。建议男同学选择此行业,应该更

金融学与经济学的关系

金融学与经济学的关系 郑振龙陈蓉(《经济学动态》2005年第2期) Zvi Bodie和Robert C.Merton在他们合著的《Finance》一书中开篇明义:“金融学是一门研究人们在不确定环境下如何进行资源跨期配置的学科”。这一看来与经济学含义颇为相似的金融学定义难免让人疑惑:包含了众多子学科的金融学体系能在这一定义下得到涵盖吗?金融学其实就是以金融领域为研究对象的经济学吗?还是有着其独有的学科特征? 回顾历史,人们会对金融学科产生种种疑惑是并不让人感到惊奇的。在这样一个发展时间很短,且涵盖了诸如公司金融学、投资学、金融市场学、金融工程学、商业银行管理学、货币经济学、国际金融等子学科的学科体系中,“学科逻辑混乱”曾经是研究者对其所下的结论。然而,伴随着市场现实的发展和金融研究者的不断努力,金融学的学科脉络逐渐走向清晰完整,学科特征日益显著。因此,我们终于可以对上述几个问题做出基本的回答: 第一,现代金融学分为宏观金融学和微观金融学两个部分,而Bodie和Merton所给出的定义显然是针对微观金融提出的,又被称为新古典意义上的金融学定义。 第二,在金融学体系中,宏观金融学可以在很大程度上看做宏观经济学中的一个重要部分,或者可以理解为现代(开放经济下的)宏观经济学的货币演绎。而微观金融学则不能做类似的理解,因为它在发展过程中已经逐渐显现其独特的学科特征。可以说,今天的微观金融学,已然发展成为一门虽然与(微观)经济学联系密切但确实有所不同的独立学科,其最突出的特征就在于微观金融学所特有的“无套利分析”的研究思想和研究方法,这一思想方法在经济学研究中是没有的。 在本文的后面部分,我们将着重阐述第二个问题,即微观金融学研究方法与经济学研究方法的区别。但在此之前,我们必须首先对第一个问题,即现代金融学的基本学科体系进行一定的回顾和分析。 一、一个历史的视角:宏观金融学和微观金融学 众所周知,在其漫长的历史中,西方主流经济学所经历的是从微观到宏观的发展历程,而金融学则恰恰相反,最早的金融研究是从宏观层面开始的,包括古典经济学家如李嘉图(1821)等人对整体市场价格水平和相应的货币供求问题以 及利率决定等问题的研究;新古典后期的经济学家们,如Wicksell(1898),则通过利息理论把宏观金融问题与一般经济问题(如经济增长和经济危机)等结合起 来考虑。最后,当凯恩斯革命引致的现代宏观经济学诞生时,宏观金融学也相应形成,其核心内容就是货币经济学,并随着人类社会的发展从封闭的研究环境逐渐拓展到开放的经济环境,国际金融问题(有人将之称为开放经济下的货币经济学)也逐渐成为其中的重要内容。 而在微观金融学方面,由于市场现实的不发达,虽然在今天来看,早在1728年(Gabriel Cramer)和1738年(Bernoulli)就已经出现了对不确定环境下决策准则的初步思考,20世纪早期Marschak(1938)等人也已经开始进行均值—方差的决策分析,然而最初的微观金融仍主要停留在道·琼斯式的简单数据采集、统计分析和经验法则(Rules of Thumb)水平上。直到20世纪50年代前后,以VonNemnann —Morgenstern(1947)的期望效用公理体系的建立和Markowitz (1952)的资产组合理论为标志,微观层面的金融学才开始真正发展起来。

金融专业求职自我介绍

金融专业求职自我介绍 导读:本文金融专业求职自我介绍,仅供参考,如果能帮助到您,欢迎点评和分享。 在求职时,好的自我介绍的展示可以给你加很多分。以下是的为大家整理的“金融专业求职自我介绍”,仅供参考,希望对大家有帮助,欢迎阅读! 金融专业求职自我介绍【1】大家好,我能够站在这里面试,有机会向各位考官请教和学习,我感到非常的荣幸。希望通过这次面试能够把自己展示给大家,希望大家记住我。我是XX财经大学金融系金融专业xx届毕业生。经过大学四年的锻炼,我在成长中不断的锻练自己,并在一定基础上有所提高。 通过大学四年专业课的学习,能掌握并熟练运用国际金融、货币银行学、中央银行、保险学、财产保险、人寿保险、西方金融理论、金融市场学、金融营销学业、银行会计、商业银行、西方经济学等专业知识和技能,并掌握了计算机初级,中级知识,能熟练运用WINDOWS操作系统,熟练掌握internet,能用WPS、Microsoft Word等进行文档编辑及操作,并能运用Photoshop等工具软件进行图像设计,掌握了Microsoft Visual FoxPro数据库的制作。 在学习上我积极上进,努力学习每一门专业课程,并通过了国家二级计算机等级考试。在实践生活中,我把自己放在残酷现实社会中学习社会知识,参与了很多社会实践活动,极大的丰富了自己的社会

知识。 “一万年太久,只争朝夕”。时间不等人,不超越时间的人将被历史淘汰。拿破仑说过:“不想当元帅的士兵不是好士兵”。我要说“不想干出一番事业的职员也不是好职员”,我要与风赛跑,我相信实力与魅力征服一切,但我更希望能在最年轻、最有能力、最有挑战意识的时间里培养、体现自我价值,成长为能吃苦,能战斗的英才。因为年轻,所以我要有干劲和信心;因为年轻,我也有缺点和不足。但我愿在新的环境中与其他同事共同学习、共同进步、共同创造企业财富。 金融专业求职自我介绍【2】大家好,我叫xx,毕业于xx 大学,金融专业硕士。加入银行系统工作一直是我的梦想。 大学期间,除了学好本专业的课程外,我还选修了管理学等非专业的学科,丰富了自己的知识面。同时,我还通过了银行从业资格、会计从业资格等考试,获得了必备的技能证书。在硕士研究生阶段,主要研究金融管理方向,发表金融方面EI文章5篇,省级优秀论文一篇。我还担任校学生会办公室主任一职,负责组织并参与起草学生会的各种文件材料。 我曾经在XX实习6个月,实习期间,曾协助处理近千笔银行业务,保持了零投诉的记录,并获得当年实习单位的“优秀实习生”称号。这段实习生活也让我发现了自己是真的有兴趣也有能力从事XX 的相关工作,因此也更加坚定了我自己的想法。今天非常高兴能够参加XX的面试,谢谢!

学金融学就业前景好不好-一个月能挣多少钱-

学金融学就业前景好不好?一个月能挣多 少钱? 来了解一下详细内容吧。 前言:如果你想学习金融,你毕业后可以从事各种各样的职业,金融毕业生在会计师事务所,投资和高街银行,保险公司,管理咨询公司,公共部门和其他领域担任职务。接下来,我们将使用PayScale 的数据包括您可以预期的平均工资,如果您正在考虑通过追求金融硕士学位来进一步提高您的职业前景。 1.金融分析师 平均工资:美国59,026美元,英国30,907英镑 金融领域的第一个职业是允许您将您的知识和兴趣结合在多个学科中,例如数学,会计和经济学。作为金融或投资分析师,您将受雇于收集和分析财务数据,以指导您的雇主(可能是个人,非营利组织,政府或其他企业)的投资决策。在识别和克服投资挑战时,您将参与推荐最佳行动方案,并需要了解您专业领域的市场趋势和投资机会。 要成为金融分析师,您至少需要获得金融学学士学位,或者经济学或统计学等类似学科。你还需要成为一名战略思想家,对统计学和良好的演讲技巧有深刻的理解。 2.财务经理

平均工资:美国70,573美元,英国38,279英镑 财务经理制定并维护公司的整体财务目标。您的确切任务将根据您的公司规模而变化,财务经理参与大公司的战略分析,而较小公司的负责收集和准备帐户。总的来说,这个角色包括管理预算,审查财务报告,管理财务部门的员工,分析市场趋势,建立财务联系网络以及分析投资结果。 要成为财务经理,您需要一个强大的相关学位,以及强大的商业意识,分析和数字技能,以及团队合作,领导力,决策和解决问题等个人素质。 3.特许会计师 平均工资:美国84,267美元,英国34,996英镑 作为一名金融专业毕业生,您还拥有会计职业所需的许多技能。作为特许会计师,您将受雇于跨国组织,政府机构或私人公司进行财务审计,提供财务建议,管理财务系统和预算,处理破产等问题。您可能专注于某个特定领域,例如审计,管理咨询,法务会计,公司财务或税务。 要成为特许会计师,您需要完成专业资格(在英国,需要考ACA,要求您通过考试并参加至少三年的工作培训)。在美国,您需要培训成为注册会计师,其中包括参加统一注册会计师考试。 4.理财顾问 平均工资:美国为58,590美元,英国为35,220英镑 金融顾问(也称为理财规划师或财富管理机构)预计将成为未来

大学金融专业介绍word资料14页

专业介绍: 金融学现在是个很热门的学科,金融学专业主要研究现代金融机构、金融市场以及整个金融经济的运动法律。具体研究内容包括:关于银行与证券、保险等非银行金融机构的理论与实务,关于货币市场、资本市场与国际金融市场的理论与实务,关于金融宏观调控及整个金融经济的理论与实务,以及关于金融管理特别是金融风险管理的理论与实务。主要研究方向有货币银行学、金融经济(含国际金融、金融理论)、投资学、保险学、公司理财(公司金融)。目前,金融学以取消先前的联考形式。各大学校都是采用自主命题、自主阅卷的方式组织考试。这些学校的考试科目、考试范围和参考书目等可通过各学校的研究生处(部)网站查看《2011年硕士研究生招生简章》。 报考情况: 近十年来,金融学几乎每年的全国报考人数都排在前5位,金融学也是典型的热门专业。以近两年的数据为例,2008年有134,300人报考金融学,在热门专业报考人数排名中位列第四;2009年128,000人报考金融学,位列第三,2009年依然排在第六位。 经济学排名第一的中国人民大学,2007年金融学(含金融工程)报考统考人数达到1192人,实际录取69人,录取率只有5.8%;2008年的报考统考的人数达到1084人,2009年报考人数为1145人。 2010年,金融学国家线的总分要求是310分,仅次于文学。

但是仅就金融学而言,不同的学校报考和录取的情况是不一样的。比较突出的特点有: 从报考的竞争激烈程度来看,不同类型的学校一般满足这样的规律:重点财经类大学﹥重点综合性大学﹥重点文科类大学﹥重点理工类大学﹥一般财经类大学﹥一般大学。 不同地域的学校金融学考试的竞争激烈程度满足这样的规律:东部沿海的学校(特别是上海、广东地区)﹥京津唐附近的学校﹥中部地区学校﹥西部地区学校。例如,上海财经大学的其他专业在全国排名亮点很少,但其金融学尽管录取人数不少,但淘汰率之高也是惊人的。 中国人民银行研究生部因为其特殊性,报考人数也是居高不下。中国人民大学,南开大学、复旦大学、浙江大学、暨南大学等高校的报录比一直都偏低。紧跟其后的是武汉大学,湖南大学等院校,而像华南理工大学、南京农业大学等院校,报考的难度相对较低。兰州大学、西北工业大学、四川大学这些西部地区的学校报考也相对容易,2010年三校的复试线分别为310分、325分和300分,这在34所自主划线学校中分数线是明显偏低的。热门院校: 原中国人民银行所属财经大学金融学专业 中国的金融学最突出的特点是货币银行学比其他方向更具实力。中国传统的金融业基本上就是银行业,所以原附属于中国人民银行的院校有得天独

从金融学就业方向规划职业发展道路

1.对于进入大型国企或者国有银行总行工作:北京院校占优势 目前,在大型国企和国有银行总行人脉关系和影响力很突出的院校有:清华大学五道口金融学院,中国人民大学,财科所研究生部,中央财经大学等。由于大型国企总部和总行机构一般设立在北京,所以北京的院校很占优势。中国人民银行研究生部(五道口)毕业的学生,只要愿意,几乎都可以毫无悬念的进入人行总行或者国内商行总行。但是,五道口考研难道很大,录取比在15:1到20:1之间,所以风险也不能忽视。财科所研究生部目前性价比还是非常高的,毕业学生一大批进入国有银行总行机构已经五矿,中粮,中移动等很牛的国企,而且难度也小得多,近几年的录取比在6:1左右。另外,央财凭借在北京的地理优势和名气,进入这些国有金融机构也比较容易。重点推荐央财金融系或者央财金融发展研究院。 2.进入基金或券商的投研部,或者其他的投资公司工作:理工科本科+ 名校经管硕士 答:进入基金或者券商的投研部,是一条非常好的职业路径,职业发展前途不可限量。但是,进入这些部门,对学校和专业的要求近乎苛刻。一般都是要求理工科本科+ 名校经管硕士。当然,纯理工和纯经管的优秀学子也是有机会进入的。如果你本科是经管学生,如果想进入投研部门,一定要在学校背景上得到加分,所以建议报考复旦国金,CCER,五道口,北大光华,北大汇丰,人大金融。如果你本科是名校的理工科,而且成绩不错,那么恭喜你,你进入投研部要容易很多。你可以报考风险相对较低的学校,例如央财,上财,南开,南大,浙大。而且不一定非要考金融,经济管理类的专业都是可以的。现在复旦又推出了基金管理班,建议理工科的学生报考。进入基金券商投研部概率非常大,10万元的学费很快就能收回来,而且目前还没有引起太多注意,难度比复旦国金和世经等专业小很多!当然了,实力超强的理工科学生,也可以报考顶尖名校,只是风险较大而已。例如,考入五道口的理工本科学生,基本上都是上交,北邮,清华等这样的工科名校学生,他们最后都很顺利的进入了基金投研部门。 3.进入外资投行和咨询,和外资商行工作:考虑北大汇丰和复旦国金 答:外资投行和咨询对应聘者的本科绩点和研究实习经历非常看重。而且对英语综合能力和国际学习经历要求很高。建议大家报考北大汇丰和复旦国金。北大汇丰拥有北大和港大双硕士学位,很受外资欢迎,而且还有去伯克利分校暑期游学等国际交流的机会。复旦地处金融中心上海,教学也很国际化,一直都是麦肯锡,贝恩,雷曼等外资机构的重点目标院校。从目前看来,北大汇丰由于学费很高,所以考试难度比复旦国金小一些,建议家庭条件不错的学生报考。 4.出国读博深造:考虑北大CCER和厦大WISE 如果你对于研究有着强烈的兴趣,而且自身条件很优秀,建议报考北大CCER和厦大WISE。北大CCER对本科背景和成绩要求很苛刻,但是将来出国前途也非常好。厦大WISE,难度较小,出国的学校要差一些,但是也很值得考虑。 5.对于本科数理功底很强,成绩优秀,但对职业目标很模糊的同学,建议交大安泰经管和交大高级金融学院 交大安泰经管和交大高级金融学院,非常喜欢数理功底深厚的学生,而且将来的职业前景非常不错。交大高级金融学院刚开始招生,将来的前景说不定会超过五道口,希望大家多多留意。 6.对于本科成绩较差,但想跨专业转入自己喜欢的金融领域,又担心风险,害怕实力不够

金融与经济发展的关系

金融与经济发展的关系 谈金融与经济发展的关系 摘要:在当前的经济背景之下,金融体系对经济发展的重要作用已经成为共识,而原先的货币经济也转化为了经济金融化的趋势。这种趋势内在要求通过金融深化来促进经济的不断发展,并且已经被国外许多国家所应用并被证实。对于我国来说,如何借鉴金融深化和经济发展的辩证关系,并探索出一条适合我国的金融深化道路,需要认真对待。 当前,金融和经济的关系日益密切,金融作为经济发展的血液,其在经济发展中逐渐处于核心地位。对于实行社会主义市场经济体制的我国来说,金融对经济发展的核心作用也不例外。但是如何推动金融体制的深化,并且最大限度地发挥其对我国经济发展的助推作用,是当前我国面对的一个战略层次的重要问题。 一、对金融与经济发展关系的理论阐述 二战之后,各国为了加速恢复国内经济,采用了不同的金融政策,但是在本质上分为金融抑制与金融深化两种。其中,发展中国家多采用了金融抑制的政策,但是其效果却很不理想,甚至出现了经济停滞不前的状况。对此,支持金融深化的学者就纷纷抨击金融抑制的政策,他们认为金融抑制实际上是对金融业的歧视性课税,最终会酿成许多的不良经济后果,所以应该积极推进金融的自由化改革,并以此来助推经济发展。 美国著名经济学家麦金农首先在其著作《经济发展中的货币及资本》一书中对金融抑制和金融深化进行阐述,分析了两者之间的根本区别及对经济发展的影响。随后,发展经济学家们纷纷将金融与经济增长、经济发展作为自己的研究领域,并取得了许多的重要成果。目前倾向于金融深化的学者们的观点认为,在发展中国家,不完全的市场经济造成了资源配置的扭曲,导致了经济的割裂状态,其金融抑

金融学(专科)专业介绍

金融学(专科)专业介绍 一、培养目标及规格 开放教育金融专业专科主要培养社会主义市场经济建设需要的德、智、体诸方面全面发展的,重点面向基层、面向业务第一线的应用型高等专门人才。 在政治思想道德方面,拥护党的基本路线,热爱祖国,具有全心全意为人民服务的精神;遵纪守法、有良好的社会公共道德和职业道德。 在业务知识和能力方面,掌握金融专业某个专业方向所必需的基础理论、基本知识和基本技能从事本专业某个专业方向的实际工作,具有分析、解决一般性金融业务和技术问题的能力,具有较强分析、解决本专业方向业务和技术问题的能力以及初步的组织管理能力。 在身体素质方面,要求身体健康,能精力充沛的工作。 二、课程设置及教学管理 1、教学计划中设统设必修课、限选课、选修课和集中实践环节。其中统设课由中央电大统一开设,统一执行教学大纲、统一教材、统一考试、统一评分标准。各地在制定实施性教学计划中应将英语(1)、(2)列为必修课。 2、限选课程由中央电大统一课程名称,执行统一的教学大纲(或教学要求),并推荐教材,尽可能提供教学服务。 3、选修课程供试点电大制定实施性计划时选用。省校根据本专业培养目标及当地特殊需要,安排一定量的选修课(包括统服课和部分省管课),供学生选修。对于统服课程,中央电大或省电大可提供教学大纲、多媒体教材、考试等相关教学资源及支持服务。省管课程的教学大纲、教材、教学管理及考试工作由省电大负责。 4、为了加强教学实践环节,每门课程都规定有教学实践的具体内容,即实习、社会调查和作业。根据课程性质,凡有相应教学实践环节的,必须按统一要求组织完成。各门专业课程均安排的实践环节,由中央电大和省电大共同组织,其成绩计入课程总成绩,一般占总成绩的20%。无实践环节成绩或成绩不及格者不能取得课程的学分。 5、集中实践环节,是为了培养学生综合运用所学知识解决实际问题的能力,由试点分校依据中央电大教学大纲及省电大教学实施方案组织实施,学员不得免修。 三、修业年限与毕业 实行学分制,学生注册后8年内取得的学分均为有效。 省电大按三年业余学习安排教学计划。 本专业最低毕业学分为76学分。学生通过学习取得规定的毕业总学分,思想品德经鉴定符合要求,即准予毕业,并颁发国家承认的高等教育专科学历毕业证书。 四、教学计划进度表(附后)

金融学专业就业前景分析

金融学专业就业前景分析_金融学专业就业前景分 析 从近几年参加工作事情状况来看,金融学专业结业生一般有这些个流向: 1、经济活动性质的银行,那里面涵盖中国工商、建设、农业银行等四大行和招商等股份制商店、城市经济活动银行、外资银行驻国内分支机构; 2、保险机构、担保经纪企业,如中国人中、没有危险、西太平洋担保等; 3、中央人民银行、银行业监督管理委员会、证券业监督管理委员会、担保业监督管理委员会; 4、金融控股集团、四大资产管理企业、金融租赁、保险企业; 5、证券企业,含基金管理企业;上交所、深交所、期交所; 6、信托投资企业,金融投资控股企业,投资咨询顾问企业.大型公司财务企业; 7、国家办事员系列的政府枢要,如财政、审计、海关部门等; 8、社保基金管理核心或社保局; 9、一点政策性银行,譬如国家研发银行、中国农业进展银行等; 10、上市(或欲上市)股份企业证券部、财务部等; 11、高等院校金融财政专业教师,研讨机构研讨担任职务的人,出版广泛散布机构等。 怎样选择和自个儿进展一致的专业方向呢? 1、生业导向

从上头的参加工作流向可以看出,生业方向和报名投考专业有非常大的结合。因为这个怎么样你准备投身基金类办公,报金融工程方向比较好;假如你想到保险机构办公当然要选择担保方向。 2、学院导向 首先,报名投考时尽力选择名校。如今金融行业都有名校情结,公司在选择学生时,比较高看学生来就有读的院校,普通事情状况下会选择比较知名的,如中央财经大学、中国人民大学、对外经贸大学等的学生,由于这些个学院已经在公司心目中建立令人满意的口碑。 其次从人际关系方面思索问题你所报名投考的院校。最好是选择传统上具备良好的金融学教育积淀的学院,譬如一点闻名财经类专业院校,如上所述财、中财,或是金融经济类传统较好的综合类大学,譬如复旦、南开。这么的院校一般在金融经济界有一定的校友资源,对于未来参加工作益处颇多。 第三,学院的地域也是一个关紧因素。你所要报名投考的院校,应当在你未来准备进展的地区或近旁。由于学院在该地区有一定的影响力,这么在你毕业在这以后会便捷你到该地区择业。譬如考上海的学院就把目测定在上海浸展。2020年,上海将建成国际金融核心,从伦敦、纽约、东京等国际金融核心的事情状况看,其金融人材都在30万人以上,而到现在为止上海市的金融在业担任职务的人在10万人左右,上海与其它金融核心相形,人材方面存在着很大的差距,特别是高级金融人材更是缺乏。 3、专业导向 既是你准备在这个行业进展,那末选择啥子专业方向更合乎你的进展目的呢?从现时的金融学科专业散布来看,比较有进展前面的景物的专业方向有:企业财务、风险管理与扼制、金融工程、金融市场、担保精算、证券投资等。 到现在为止基金市场最为活跃,而技术纯熟的基金经理人只有3000人左右,人材缺口儿过万;到现在为止中级基金经理人的年收

经济与金融专业实习总结范文

《浙江大学优秀实习总结汇编》 经济与金融岗位工作实习期总结 转眼之间,两个月的实习期即将结束,回顾这两个月的实习工作,感触很深,收获颇丰。这两个月,在领导和同事们的悉心关怀和指导下,通过我自身的不懈努力,我学到了人生难得的工作经验和社会见识。我将从以下几个方面总结经济与金融岗位工作实习这段时间自己体会和心得: 一、努力学习,理论结合实践,不断提高自身工作能力。 在经济与金融岗位工作的实习过程中,我始终把学习作为获得新知识、掌握方法、提高能力、解决问题的一条重要途径和方法,切实做到用理论武装头脑、指导实践、推动工作。思想上积极进取,积极的把自己现有的知识用于社会实践中,在实践中也才能检验知识的有用性。在这两个月的实习工作中给我最大的感触就是:我们在学校学到了很多的理论知识,但很少用于社会实践中,这样理论和实践就大大的脱节了,以至于在以后的学习和生活中找不到方向,无法学以致用。同时,在工作中不断的学习也是弥补自己的不足的有效方式。信息时代,瞬息万变,社会在变化,人也在变化,所以你一天不学习,你就会落伍。通过这两个月的实习,并结合经济与金融岗位工作的实际情况,认真学习的经济与金融岗位工作各项政策制度、管理制度和工作条例,使工作中的困难有了最有力地解决武器。通过这些工作条例的学习使我进一步加深了对各项工作的理解,可以求真务实的开展各项工作。 二、围绕工作,突出重点,尽心尽力履行职责。 在经济与金融岗位工作中我都本着认真负责的态度去对待每项工作。虽然开始由于经验不足和认识不够,觉得在经济与金融岗位工作中找不到事情做,不能得到锻炼的目的,但我迅速从自身出发寻找原因,和同事交流,认识到自己的不足,以至于迅速的转变自己的角色和工作定位。为使自己尽快熟悉工作,进入角色,我一方面抓紧时间查看相关资料,熟悉自己的工作职责,另一方面我虚心向领导、同事请教使自己对经济与金融岗位工作的情况有了一个比较系统、全面的认知和了解。根据经济与金融岗位工作的实际情况,结合自身的优势,把握工作

金融专业就业前景分析与就业方向

一、金融专业就业前景真的很不错,不过需要你努力学习才行,金融方面以后作资本运作或者融资是很不错的选择,有广阔的人脉的话,保险也是不错的选择,收入也很不错的,给你提供一些参考信息吧,希望能帮助到你:融资/资本运作:经验是本钱薪酬水平:此类高端金融人才属职场金领一族,月薪少则6000元,多则30000元不等。职业前景:融资工作经验是此类人才的就业本钱,尤其是具有跨国公司融资工作经验并熟悉大型金融机构的融资业务,有较强团队管理和外语交流能力的从业者更是俏中之俏。保险经理人:上涨空间较大薪酬水平:具有一定客户群的保险经理人,平均年薪二三十万元。职业前景:精通各险种,具备法律、金融、财务等知识的此类人才在2006年的职场还有较大的上涨空间 二、金融专业就业前景分析 金融学专业这几年从整体上看,在报考方面比较热门,金融学专业职业前景普遍被看好,但根据实际就业情况看,两极分化比较严重,据文都教育经济学考试中心的观察统计发现,知名院校的金融学硕士,如果导师影响力较大,在校期间注重实践,同时研究功底比较深厚,刚出校门拿到10万以上年薪者,不在少数。 四、金融学专业毕业生就业方向 无论是本科毕业,还是硕士毕业,金融学专业毕业生总体上的就业方向有经济分析预测、对外贸易、市场营销、管理等,如果能获得一些资格认证,就业面会更广,就业层次也更高端,待遇也更好,比

如特许金融分析师(CFA)、特许财富管理师(CWM)、基金经理、精算师、证券经纪人、股票分析师等。 金融学专业就业方向一:经济预测分析与管理咨询人员 经济预测分析人员的行业分布非常广泛,但一般只有各个行业中的跨国公司、大中型企业和政府经济决策部门、公共研究机构才会设置。主要负责各种市场数据的收集和分析。该岗位的重要性越来越明显。而管理咨询人员主要是流向一些咨询公司,比如IT咨询、战略咨询、营销咨询、审计、上市辅导等。 金融学专业就业方向二:对外贸易人员 将"世界工厂"生产的产品,销售给国外客户;为国内客户寻找国外货源;组织国际贸易货物物流等。有相当一部分外贸人员在经验成熟后,成立了属于自己的外贸公司。 金融专业就业前景分析及就业方向 金融学专业就业方向三:管理职位 研究生与本科生不一样,大多在攻读硕士学位期间都参与了一些社会实践,拥有了一定的工作经验,所以正式进入社会时,也能谋得一些管理职位,例如生产管理、行政管理、人事管理、金融管理等。金融学专业就业方向四:基金经理 其中,随着更多的基金项目和基金管理公司的产生,社会将需要

金融专业毕业生就业去向从近几年就业情况来看

金融专业毕业生就业去向从近几年就业情况来看,金融学专业毕业通常有这样几种将趋向: 一、商业银行,包括四大行和股份制商行、城市商业银行、外资银行驻国内分支机构。 二、证券公司,含基金管理公司;上交所、深交所、期交所。 三、信托投资公司、金融投资控股公司、投资咨询顾问公司、大型企业财务公司。 四、金融控股集团、四大资产管理公司、金融租赁、担保公司。 五、保险公司、保险经纪公司。 六、中央(人民)银行、银行业监督管理委员会、证券业监督管理委员会、保险业监督管理委员会,这是金融业监督管理机构。 七、国家开发银行、中国农业发展银行等政策性银行。 八、社保基金管理中心或社保局,通常为保险方向。 九、国家公务员序列的政府行政机构如财政、审计、海关部门等;

高等院校金融财政专业教师;研究机构研究人员。 十、上市(或欲上市)股份公司证券部、财务部、证券事务代表、董事会秘书处等。 至于考研的话,我个人以为,一种工具而已。一个让你进入一个行业(或一个行业的高端部分),体验另一种人生的敲门砖,一个用来登高的阶梯,一个实现你个人价值取向的准备阶段。当然,这一切开始于你对一个行业的信心,对于一个行业未来发展的看好。金融是现代经济的核心,联系着整个资本链条的循环往复,其地位至关重要。也许,这便是很多朋友看好金融专业的一个原因。 简单介绍下大致选择方向: 一、进入行业监督管理部门做金融官员,对于金融研究生而言应是首选。首先,中国金融学是立足于宏观经济学,基于金融市场宏观调控,专业应用较易入手,政策把握比较到位;其次,在行业管理部门做上三五年再入行到实践机构至少能给个中层以上的职位。其局限在于:要进入这几个行业主管部门难度较大,可能还需要背景依托,本科生想进较难,除非本人确实非常优秀。

金融与经济发展的关系

金融与经济发展的关系 摘要:金融已逐步由最初中介商品交换的辅助工具发展成为经济活动中一个相对独立因素。一方面,金融通过促进储蓄和投资增长、优化资源配置、便利交换等活动,推动经济增长;另一方面,金融风险的存在以及不合理的金融发展又令经济增长受阻。因此,合理发展金融不仅能促进经济发展、更能抑制其副作用。这对发展中国家尤为重要。 关键词:金融;经济发展;促进;阻滞 金融是货币与信用的融合,它是商品交换与市场经济发展到一定阶段的产物。在经济的发展过程中,以货币为媒介的商品交换打破了直接的物物交换中买卖双方在时空上的限制。随后信用的发展又令货币与商品的交换在时空上的限制进一步放开,以至即使在交换双方商品所有权转移后市场仍继续存在,货币也逐渐作为一种可有偿转让的特殊商品成为市场交易对象之一。于是,从商品流通中独立出了一种特殊商品——资本,金融也开始具有真正意义。此后,金融工具逐步由单一的货币形式发展为货币、商业票据、股票债券等多种形式并存,出现了专门经营金融业务的金融机构以及从事金融活动的金融市场,金融开始由最初中介商品交换的辅助地位逐渐发展成为经济活动中一个相对独立的因素,通过其自身的货币发行、信用创造、资源配置等功能影响着社会再生产和经济发展的速度和质量。 l 金融对经济增长的促进作用 当金融得到健康有效的发展时,它积极促进着经济发展。

1.1 货币的运用降低了交易成本、便利交换斯密认为。劳动分工即专业化是提高生产力的首要因素。专业化程度越高,工人越可能发明更先进的机器或生产方法。而金融的作用在于货币的产生大大降低了物物交换中因需求和时间的双重巧合的困难而存在的用于评估商品品质、掌握商品信息的单位交易成本,便利了交换,从而实现市场范围扩大专业化程度提高。随着经济货币化程度的提高、单位交易成本和信息成本仍会下降。这一作用更为加强。 1.2 金融能促进储蓄和投资的增长,从而为经济发展提供资金支持经济发展需要大量资金推进。而储蓄是提供资金的重要来源之一。特别是在经济从不发达走向发达的过程,储蓄率的高低起着决定性的作用。几乎所有国家在发展过程中都伴随着储蓄率的上升,其中最有代表性的是日本。日本在50:7O年代的高速发展时期,储蓄率曾达到40%的水平。在促进储蓄率上升的因素中,金融是最重要的一个。金融的特点在于资金融通,而利息率使当前消费转化为未来消费、实物储蓄转化为货币储蓄揩蓄增值并转化为投资成为可能,这就决定了它有条件吸收社会中的闲散资金转化为储蓄,从而为生产提供资金采源。此外,金融的特点又使它成为动员储蓄和投资的最佳途径:一方面,把分散的储蓄者用于投资或存储的资金集中起来需要大量信息和投资渠道,发挥规模经济的优势,而流动性金融市场能增强金融工具的多样性和流动性、满足持有多样化证券组合的需要;另一方面,动员储蓄牵涉大量筹资企业与拥有剩余资金的诸多投资者,金融中介能以最低的交易成本和信息成本最大量地动员储蓄,有效避免信息不对称的

金融专业毕业生英文自我介绍

I ** University of Finance Department of Finance (including Insurance) 07 graduates, four-year career in the school learning process, we have experienced failure and frustration, experienced success and happiness, I assiduous, at fighting, but is The so-called “A hard, a harvest,” I paid some return. Courses of study by the University for four years, to master and skilled use of international finance, money and banking, Central Bank, Insurance, property insurance, life insurance, the Western finance theory, financial marketing, financial marketing studies, bank accounting, commercial banks, Western economics and other professional knowledge and skills, and mastery of the computer beginner, intermediate knowledge and proficiency in the use of WINDOWS operating system, master internet, can use WPS, Microsoft Word, etc. document editing and operation, and can use tools such as Photoshop software graphic design, mastered the production of Microsoft Visual FoxPro database. The intense in learning, eager to make progress, strive to learn each course, and two computers through a national examination. In practice life, I put myself in the real world to learn social knowledge, involved in many social practice, which enrich their knowledge of society. This is me, a solid professional foundation, integrated high quality, small secret agents, big dare, frank, cheerful, humble music students for the financial. Of course, learned a rich background in front of the older generation, I was just ignorant person, but a blueprint of your life and career given space, through Qin-xiu Kulian, tomorrow I do not Yong Yong bidding. ? ? ? ? ? ? ? ? ?

相关文档
最新文档