银行英语术语

银行英语术语
cheque book支票薄
cheque drawer支票陈票人
cheque holder持票人
cheque to bearer, bearer cheque不记名支票
cheque to order记名支票, 认人支票
antedated cheque到期支票
postdated cheque未到期支票
certified cheque保付支票
returned cheque未获兑现支票，退票
crossed cheque横线支票
general crossing普通横线
special crossing特别横线
blank cheque空白支票
stale cheque失效支票，过期支票
open cheque普通支票
a cheque for $10,000, less 10% discount打10%折扣的10000元支票，(即9000元) a cheque for $10,000, plus 10% charges加10%费用的10000元支票，(即11000元) to cash a cheque支票换现金，兑现
to clear a cheque清理票款
to certify a cheque保证兑现
to fill up a cheque填写支票数额
to cross a cheque支票上划线
to make out a cheque开发支票
to draw a cheque, to issue a cheque签发支票，开立支票
to overdraw a cheque透支支票
to endorse a cheque背书支票
to pay a cheque, to honour a cheque请付票款, 清付票款
to dishonour a cheque支票退票
to refuse a cheque拒付支票
to stop payment of a cheque拒付支票
to present for payment提示要求付款
payable to bearer见票即付持票人
payable to order支付指定人
out of date, stale已过期, 无效
R/D, refer to drawer请给出票人
I/F, insufficient funds存款不足
words and figures differ文字与数字不一致
account closed支票交换时间已过
alterations require initials更改处应加盖印章
effects not cleared交换时间已过
payment stopped停止付款
cheque mutilated支票毁损
to remit, to send money汇款, 寄钱
to send a cheque for payment寄票供取款, 支票支付
a remitter寄款人
a remittee收款人
请明天再次提出为荷present again tomorrow
保证付款good for payment
请照会发票人refer to drawee（R.D.）
无交易no account
款额不足||存款不足not sufficient（N.S.）||no sufficient funds（N.S.F.）
已无存款no funds
如支票不获兑现时,不必出具拒绝证书。

Notto be protested in case of dishonour||protest waived||no protest
需要出具拒绝证书to be protested
没有通知no advice
未受指示no orders
禁止转让||不可转让non-transferable||not transferable
已付款received payment||payment received
上开价金已收到value received||for value received
上开价金系经核算value in account
上开金额与发票相同value as per invoice
上开金额与通知书相符value as per advice
无追索权without recourse
有追索权||偿还请求权right of recourse
请求偿还清单||清偿帐户recourse account
偿还准备金recourse fund
拒绝偿还||拒绝追索recourse repudiation
请入收款人的户号account payee
请支付票款advice to pay cheques
惠请通知该支票的经过advise fate
金额有错误accounts differ
文字与数字所记载金额不同words and figures differ
签名有误|印鉴不符signatures differ
请明天再次提出为荷present again tomorrow
保证付款good for payment
请照会发票人refer to drawee（R.D.）
无交易no account
款额不足||存款不足not sufficient（N.S.）||no sufficient funds（N.S.F.）
已无存款no funds
如支票不获兑现时,不必出具拒绝证书。

Notto be protested in case of dishonour||protest waived||no protest
需要出具拒绝证书to be protested
没有通知no advice
未受指示no orders
禁止转让||不可转让non-transferable||not transferable 已付款received payment||payment received
上开价金已收到value received||for value received
上开价金系经核算value in account
上开金额与发票相同value as per invoice
上开金额与通知书相符value as per advice
无追索权without recourse
有追索权||偿还请求权right of recourse
请求偿还清单||清偿帐户recourse account
偿还准备金recourse fund
拒绝偿还||拒绝追索recourse repudiation
金融英语术语
withdrawal from circulation (货币) 回笼
withdrawal of funds 资金回收
credit union 信用合作社
trust bank 信托银行
foreign correspondent 国外代理银行
establishing band 开证银行
kintermediary bank 中间银行
remitting bank 汇出银行
Giro bank 汇划银行
remttance bank 汇款银行
negotiating bank 议付银行
issue bak 发行银行
bank of deposit 存款银行
rediscount bank 再贴现银行
agent for collection 托收代理银行
collecting bank 托收银行
mortgage bank 抵押银行
selling bank 卖方银行
requesting bank 委托开证银行
transmitting bank 转证银行
trustee bank 受托银行
loan bank 放款银行
accepting bank 承兑银行
confirming bank 保兑银行
creditor bank 债权银行
credit bank 信贷银行
debtor bank 借方银行
advising bank 通知银行
acceptance bank 票据承兑行
clearing bank 清算银行
presenting bank 提示银行
affiliated bank 联行
fringe bank 边缘银行
manageing bank of a syndicate 财团的经理银行non-member bank 非会员银行
chartered bank 特许银行
special bank 特殊银行
side-work bank 兼业银行
overseas bank 海外银行
popularity bank 庶民银行
banker’s association 银行协会
infrastructure bank 基本建设投资银行reserving bank 储备银行
multinational bank 跨国银行
Asian Development Bank (ADB) 亚洲开发银行International Investment Bank (IIB) 国际投资银行interest subsidy 利息补贴
interest restriction 利息限制
public deposit 政府存款
special deposit 特种存款
derivative deposit 派生存款
reserve deposit 准备存款
bank deposit 银行存款
reserve account 准备金账户
muturity 存款期限
current accunt 活期存款账户
vault 保管库
housing loan 住房贷款
service charge 服务费
accrued bond interest 应计债券利息
accrued dividend 应计股利
active securities 热门股票，活跃的证券
baby bond 小额债券
bear operation 卖空行为
black market 黑市
black money 黑钱
bond fund 债券基金
call for funds 控股、集资
call market 活期存款市场
capital market 信贷存款市场
capital resources 资本来源
capital surplus 资本盈余
capital transfer 资本转移
capital turnover rate 资本周转率cash audit 现金审核
cash basis 现金制
cash basis accounting 现金收付会计制cash budget 现金预算
cash flow 资金流动
cash holdings 库存现金
cash payment 现金支付
cash position 头寸
cash resources (reserves) 子按金准备common fund 共同基金
common trust fund 共同信托基金current fund 流动基金
deposit turnover 存款周转率derived deposit 派生存款designated currency 指定货币discount market 贴现市场discounted cash flow 净现金流量
due from other funds 应收其他基金款due to other funds 应付其他基金款equalization fund （外汇）平衡基金farm subsides 农产品补贴
fund account 基金账户
fund allocation 基金分配
fund appropriation 基金拨款
fund balance 基金结存款
fund for relief 救济基金
fund for special use 专用基金
fund in trust 信托基金
fund liability 基金负担
fund raising 基金筹措
funds statement 基金表
general fund 普通基金
gross cash flow 现金总流量
hedge fund 套利基金
hoarded money 储存的货币
legal tender 法定货币
monetary aggregates 货币流通额monetary area 货币区
monetary assets 货币性资产monetary circulation 货币流通
monetary stringency 银根紧
monetary unit 货币单位
money collector 收款人
money down 付现款
money equivalent 货币等价
money-flow analysis 货币流量分析
near money 准货币
neutral money 中介货币
provident fund 准备基金
pubic audit 公开审计
pubic money 公款
short-term funds 短期资金
sinking fund 偿债资金
soft currency 软币
subsidy account 补助金账户
transfer to reserve account 转到准备金账户transferable money 可转账货币
rate of deposit turnover 存款周转率
loan-deposit ratio 存放款比率
self-owned capital ratio 自有资本比率
output-capital ratio 产出与资本的比率
ratio of profit to capital 收益同资本的比率turnover of account receivable 应收账款周率ratio of doubtful loans to total loans 坏账比率fixed assets ratio 固定资产比率
fixed assets turnover ratio 固定资产周转率current ratio 流动比率
turnover ratio of working capital 流动资本周转率liquidity of bank 银行资产流动性
payment reserve 支付准备
internal reserves 内部准备金
graduated reserve requirement 分级法定准备金ratio of cash reserves to deposits 存款支付准备率initial reserve 初期准备金
offset reserve 坏账准备金
allowance for doubtful debt 备抵呆账款项reserve requirements 法定存款准备金
reserve ratio 法定存款准备金比率
required reserve ratio 法定准备率
minimum reserve ratio 法定最低准备比率additional reserve 追加准备金
guaranteed fund 保证准备金
reserve margin 准备金比率
unbalance finance 赤字财政
red balance 赤字差额
represeed inflation 抑制性通货膨胀
shortage of financial resources 财源短缺
galloping inflation 恶性通货膨胀
monetary and financial crisis 货币金融危机
deflation 通货紧缩=disflation
inflation 通货膨胀
inflation rate 通货膨胀率
inflation trends 通货膨胀趋势
monetary stringency 银根奇紧
slack of finance 银根颂缓
stagflation 滞涨
demand pull inflation 需求拉动通货膨胀
demand shift inflation 需求变动型通货膨胀
latent inflation 潜在的通货膨胀
inflationary spiral 螺旋式上升的通货膨胀
neutrality of the central bank 中央银行的中立性
counter-inflation policy 反通货膨胀对策
open market policy 公开市场政策
deficit-covering finance 赤字财政
fiscal and monetary policy 财政金融政策
harmony of fiscal and monetary policies 财政政策和金融政策的协调interest rate policy 利率政策
monetary device 金融调节手段
monetary action 金融措施
measures for monetary ease 金融缓和措施
easy credit 放松信贷
monetary and credit control 货币信用管理
deficit covering 弥补赤字
restrictive lending policy 超额贷款
credit expansion 信用扩张
credit control instrument 信用调节手段
credit control 信用控制
restrictive monetary policy 紧缩通货膨胀
credit extending policy 融资方针
ultra-cheap money policy 金融业务
monetary market 金融市场
financial unrest 金融动荡
financial crisis 金融危机
financial system 金融体系
policy of discount window 贴现窗口政策
open market operation 公开市场业务。