Rich dad and Poor dad
2020-2021学年河南省安阳市林州市八年级(下)第三次月考英语试卷(附答案详解)
2020-2021学年河南省安阳市林州市八年级(下)第三次月考英语试卷一、完形填空(本大题共15小题,共15.0分)A thousand years ago,Hong Kong was covered by a thick forest.As more and more people came to(1)in Hong Kong,these trees were cut down and burnt.Now there is(2)forest left,though there are still some small areas covered with trees.We call these"woods".Once upon a time,elephants,tigers and many(3)animals were living in the thick forest.When people came to live in Hong Kong,the(4)began to die out.Early farmers grew rice and(5)pigs and chickens in the villages.They cut down the trees and burnt them.They needed fire to keep themselves(6)in winter,to cook their food and to(7)the dangerous animals.Elephants,wolves and tigers quickly disappeared because there was not enough food for them.Monkeys and many other animals soon(8)in the same way.You might think that there are no longer any wild animals in Hong Kong.No,there are(9)about 36 different animals living there.One of the most interesting animals in Hong Kong is the barking deer.These are beautiful little animals(10)a rich brown coat and a white patch (补丁)under the tail.They look like deer but they are much smaller.They are less than twofeet(11).They make a noise like a dog barking.In Hong Kong the barking deer has only a real enemy (敌人)-(12).People hunt (狩猎)these little animals though it is(13)the law.(14),there are now not many barking deer left.So it is important(15)people to protect the wild animals.1. A. work B. study C. live D. enjoy2. A. many B. a few C. no. D. not3. A. other B. others C. the other D. another4. A. people B. animals C. plants D. things5. A. grew B. made C. got D. kept6. A. warm B. hot C. strong D. safe7. A. take away B. give away C. keep away D. run away8. A. lived B. died C. came . D. left9. A. already B. still . C. only D. hardly10. A. have B. without C. with D. get11. A. high B. higher C. short D. shorter12. A. tigers B. men C. wolves D. elephants13. A. against B. without C. under D. for14. A. As far as I know B. As a resultC. At lastD. At first15. A. to B. for C. like D. of二、补全对话(本大题共1小题,共10.0分)16.A:Helen,where did you go this morning?B:I went to the Center Cinema (1) ?A:Yes,I have been there three times.B:Really?(2) ?A:It has the cheapest ticket and the best service.B:Yeah,I agree with you.Have you seen the film Avengers :Infinity War there?A:(3) .Is it interesting?B:Yes,I think so.You should watch it.A:(4) ?B:Sorry,I have watched it twice.Why not ask Jane?She hasn't watched it yet.A:(5) .I'll call her soon.三、阅读理解(本大题共14小题,共30.0分)AHarry Potter and the Deathly HallowsBy J.K.Rowling Paperback,784 pages.Publisher (出版商):Arthur a Levine (07/07/2009)Reading level:Age 9-12 Price:16.69Rich Dad,Poor DadBy Robert T.Kiyosaki Paperback,266 pagesPublisher:Business Plus (01/01/2010)Reading Level:Age 20-25 Price:5.59The RoadBy Cormac McCarthy Paperback,304 pages.Publisher:Vintage Books (09/11/2007)Reading Level:Adults Price:5.50Deceptively DeliciousBy Jessica Seinfeld Hardcover,204 pages.Publisher:Collins (09/01/2007)Reading Level:Parents Price:12.8317.Which of the following books is the latest in print?______A. Harry Potter and the Deathly Hallows.B. Deceptively Delicious.C. Rich Dad,Poor Dad.D. The Road.18.Among the books,there is/are ______ written for adults.A. oneB. twoC. threeD. four19.Who wrote Rich Dad,Poor Dad?______A. J.K.Rowling.B. Jessica Seinfeld.C. Cormac McCarthy.D. Robert T.Kiyosaki.20.If you buy two copies of The Road and one copy of Deceptively Delicious,you shouldpay ______ .A. 23.83B. 18.33C. 12.83D. 1121.We can learn from the form that ______ .A. Deceptively Delicious and The Road came out on the same dayB. J.K.Rowling's book is the most expensive among the four booksC. The Road is the thinnest of the four booksD. Rich Dad,Poor Dad is hardcover.BOnce there were two neighbors.One of them was an old teacher and the other was an office worker.Both of them planted the same plants in their gardens.The old teacher gave a little water to his plants every day and didn't always care for them,while his neighbor gave much water to his plants and looked after them well.The old teacher s plants were simple but looked good.The office worker's plants were much taller and greener.One night,there was a heavy rain.The next morning,the office worker saw his plants were uprooted (连根拔起),but the old teacher's plants stood firmly. (稳固的). The neighbor was surprised and went to the old teacher and asked, "We both grew the same plants together.I looked after my plants better than you did,and I even gave them more water.However,my plants were uprooted,while yours weren't.Why?"The old teacher smiled and said,"You gave your plants more water,so they didn't need to work for it.I gave them a little water,so their roots grew deeper to get more water.It made them stronger. "根据材料内容选择最佳答案。
《穷爸爸,富爸爸》
eading读 书R《穷爸爸,富爸爸》"Poor Dad, Rich Dad"文/杨 子Reading读 书57房子到底属于资产还是负债,取决于人们如何使用它。
如果是上一辈子的人为这一辈子的人攒钱买房,这一辈子的人又为下一辈子的人攒钱买房,岂不是陷入了“子又生孙,孙又生子,子子孙孙无穷尽也”的恶性循环吗?再加上买房后随之而来的装修、水电、物业等各类费用,人们拼命赚下的钱流入了开发商和资本家的口袋中。
反之,如果情况是将购置的房子用来出租,把产生的收益用在其他途径,这样一来便可以把“现金流”盘活,扩大自身收益,产生更大的价值。
对于一件事物的两种不同观念会导致两种不同的结果,有的人一生都在为了房子奔波,与此同时却有人已经把手中的资源利用起来使其为自己工作了。
富人关心的焦点一直在长久的资产上,而穷人可能仅局限于短期的收入,做一个“长期主义者”有时会更有利于资产的积累。
莎士比亚说,最好的好人,都是犯过错误的过来人;一个人往往因为有一点小小的缺点,将来会变得更好。
同样,犯错误是一件好事,能够承认错误,在每一次的失败中吸取教训、总结经验并在错误中成长,那么即使是错误,也可以是无价之宝。
书中的富爸爸讲到:生活才是最好的老师,大多数时候,生活不会和你说什么,它只是推着你转,每一次推,它都像是在说:“喂,醒一醒,我要让你学点东西。
”生活正是有许多人缺乏犯错的勇气,导致了安分守己地选择了需要通过拼命工作才能维持自身生活、养家糊口的工作。
因为害怕和恐惧,人们只能选择“起床—上班—付账”的生活模式;因为害怕和恐惧人们错过了生活赐予的每一个机会;因为害怕和恐惧人们躲避着本可以克服无知的知识。
其实在生活中,每一次感觉到被生活“推着”向前时,都是一次机遇,一次挑战,抓住机遇,迎接挑战,若不克服软弱的心理,最终便只能自甘堕落地慢慢变老,在贫穷和胆怯中死去。
害怕和自我怀疑往往是毁掉人们才能和本领的因素,陈旧和消极的思想其实才是人们最大的“负债”,也许越早地试错,人们便可以越早地踏入正轨。
FIL_Rich Dad Poor Dad
RICH DAD POORDADINTERPRETATIONBY MONIL NISARThe world around us has changed, but the education system remains the same.There is a difference between being poor and being broke. Broke is temporary but being poor is eternal.Most people never win because they are afraid losing.Lesson#1: The rich don’t work for money! Realize that you are the problem and change yourself accordingly.Every human being has a weak and a needy part that can be bought.The rich don’t work for money coz their money works for them.Humans are driven by two emotions, fear and greed.If money is in the control of your emotions it will end up controlling your souls.The avoidance of money is just psychotic as being attached to money.Don’t work for money until all traces of fear and greed are gone.Just be an observer, not a reactor, to your emotions.We do not learn from history. We only memorize historical dates and names, not the lesson.Learn to use your emotions to think, not think with your emotions.A job is only a short A job is only a short--term solution to a long term problem. Most people never see the opportunities because they are looking for money and security.literacy Lesson#2: Learn financial literacy Lesson#2: Learn financialMoney without financial intelligence is money soon gone.Most people fail to realize that in life its not how much you make, its how much money you keep. If you want to be rich, you need to be financially literate.Learn to see the difference between between an asset and a liability.The rich buy assets and the poor buy liabilities.If you want to be rich, you have got to read and understand numbers.If you have dug yourself into a hole…..stop digging.He who has the gold makes the rules.Get out of the RAT RACE.3SIMPLE RULES TO REMEMBER.1: THE RICH BUY ASSETS2: THE POOR HAVE ONLY EXPENSES. 3:THE MIDDLE CLASS BUY LIABILITIES THEY THINK ARE ASSETS.LESSON#3: MIND YOUR OWNBUSINESSIf you want to be financially secure you have to mind your own business.If you don’t love anything you wont take care of anything so it is necessary to do what you love. Rich people buy luxury last, while the poor and the middle class buy luxury first.INWHERE TO INVEST INWHERE TO INVESTBUSINESS THAT DO NOT REQUIRE YOUR PRESENCE.STOCKS.BONDS.MUTUAL FUNDS.INCOME GENERATING REAL ESTATE. ROYALTIES.ARTCOMPONENTS OF FINANCIALIQACCOUNTING.INVESTING.UNDERSTANDING MARKETS.LAWLESSON#4: CORPORATIONSANDAND TAXESTAXESPEOPLE WHO OWN CORPORATIONS. PEOPLE WHO WORK FOR CORPORATIONS.1: EARN.2: SPEND.3: PAY TAXES.1: EARN.2: PAY TAXES. 3: SPEND.A CORPORATION IS TAXED LESS THAN AN INDIVIDUAL.IF YOU ARE SMART YOU WONT BE PUSHED AROUND AS MUCH.INVESTLESSON#5: THE RICH INVESTLESSON#5: THE RICHMONEYOFTEN IN REAL WORLD, ITS NOT THE SMART THAT GET AHEAD BUT THE BOLD.THE RICH HAVE A GOOD CIRCULATION OF MONEY AROUND THEIR INVESTMENTS.THE SINGLE MOST POWERFUL ASSET WE ALL HAVE IS OUR MIND. IF IT TRAINED WELL IT CAN CREATE AN ENORMOUS WEALTH.THE RICH MAKE THE MONEY WORK FOR THEM.“I MAKE MORE MONEY WHILE I AM SLEEPING”--WARREN BUFFET. SLEEPING”COMMON SENSE IS MOST UNCOMMON. WINNERS ARE NOT AFRAID OF LOSING. BUT LOSERS ARE.FAILURE IS PART OF THE PROCESS OF SUCCESS. PEOPLE WHO AVOID FAILURE ALSO AVOID SUCCESS.LESSON#6: WORK TO LEARN,WORK FOR MONEYMONEYDON’T WORK FORDON’TIT IS WHAT YOU KNOW THAT IS YOUR GREATEST WEALTH. IT IS WHAT YOU DO NOT KNOW THAT IS YOUR GREATEST RISK.THERE IS ALWAYS RISK, SO LEARN TO MANAGE RISK.YOU ATRE ONLY ONE SKILL AWAY FROM WEALTH.JOB--JUST OVER BROKE.JOBGIVE AND YOU SHALL RECEIVE.YOUNG PEOPLE SHOULD SEEK WORK FOR WHAT THEY WILL LEARN, MORE THAN WHAT THEY WILL EARN.YOU CANT TEACH AN OLD DOG NEW TRICKS. UNLESS A PERSON IS USED TO CHANGING ITS HARD TO CHANGE.FORMAL EDUCATION CREATES A LIVING BUT SELF EDUCATION CREATES A FORTUNE.SO GET UP AND START EDUCATING YOURSELF.30 Years later it wont matter what car you drove in or what clothes you wore, what will matter is what you learnt and how you put it to use.THANK YOUMONIL NISAR。
Rich dad and poor dad富爸爸穷爸爸英语课件
Rich dad?
OR
Poor dad?
38241210 Leo(华帅)
• 4.You must give first and then receive ,that is why charity(慈善) is very important for the rich!
Four
quadrants (象限)
B E
S
I
So which quadrant will you plan to join in? E 、S、 B、 or I?
What poor dad thinks important:
•Well study high notes diploma high paying job high paying job high paying….
What rich dad thinks important:
• Well study financial (财务的) education assets(资产) assets your own businesses financial free happy life with family
Rat ry life
Passive income
Financial free
The most important things we must know to become rich and financial
free
• 1.Really want to become rich, that is you must have an open mindset!
Poor dad’s life-----rat race track
My dream??? My happy
51-rich-dad-poor-dad
Philosophers NotesMore Wisdom in Less Time Brian Johnson’s “One dad would say, ‘The love of money is the root of all evil.’ The other, ‘The lack of money is the root of all evil.’”~ Robert Kiyosaki from Rich Dad, Poor Dad Can you believe that Robert Kiyosaki has written 18 books in the Rich Dad, Poor Dad series that have sold over (gasp!) 26 million copies Yep.And, as with all success stories, there’s a reason. Kiyosaki has a knack for getting right at the heart of the issue and in his simple, unpretentious prose, he captures our attention and gives us some powerful ideas to think about and implement into our lives—addressing what has to be one of the most challenging arenas for all of us: money.“One dad had a habit of saying, ‘I can’t afford it.’ The other dad forbade those words to be used. He insisted I say, ‘How can I afford it?’”Juxtaposing his biological, educated, government-employed father who always struggled financially (“Poor Dad”) with his best friend’s entrepreneurial, wealthy father (“Rich Dad”), Kiyosaki weaves a compelling story about how the rich think more than a little differently than the poor and the middle class.The challenge with this book, as with so many others, is that there are so many Big Ideas to discuss and so little time. :)So, let’s get to work!WORK & MONEY “Just know that it’s fear that keeps most people working at a job. The fear of not paying their bills. The fear of being fired. The fear of not having enough money. The fear of starting over. That’s the price of studying to learn a profession or trade, and then working for money. Most people become a slave to money… and then get angry at their boss.”Well, that (unfortunately) sums it up, doesn’t it?How about you? Are you in a job you don’t love because of fear you won’t be able to make it on your own? And then resenting your boss for your own predicament? Not a good idea. That would fall into the “being a Victim” mode psychologists and philosophers alike establish is NOT where you want to play.As T. Harv Eker says in his inspiring and practical (and surprisingly funny) book Secrets of the Millionaire Mind (see Notes): “You can be a victim or you can be rich, but you can’t be both. Rich Dad, Poor Dad What Rich Teach Their Kids About Money--That the Poor and Middle Class Do Not!BY ROBERT T. KIYOSAKI · BUSINESS PLUS © 2000 · 207 PAGES THE BIG IDEASWork & MoneyDo you work or does your money?Money PsychosisAvoiding? Attached?Choose Your ThoughtsControl your responses.Financial LiteracyGet smart.Rule OneBuy assets.Opportunity CostsDon’t tie yourself upWealthHow many days?.Overcoming ObstaclesAnd having fun.Fear (Again)Always, always, always...FocusThe sun’s rays.Give, Give, Give!Give what you want.“The poor and the middleclass work for money.The rich have money work for them.”~ Robert KiyosakiListen up! Every time, and I mean every time, you blame, justify, or complain, you are slitting your financial throat.”Do you have a dream that’s being stymied by some fear?If so, you might want to think about these questions:• What would you do if you weren’t afraid? • If you were absolutely guaranteed to succeed, what would you dare to dream and to do? Alrighty. So, what baby steps can take toward your dreams? Doesn’t have to be quitting your job tomorrow or taking some other huge step, but how can you take a step toward that dream and through the fear?!While you ponder that, remember Emerson’s wisdom: “Always, always, always, always, always do what you are afraid to do.” And, he also advises: “Do the thing you fear and the death of fear is certain.” I guess he felt pretty strongly about it. :)MONEY PSYCHOSIS “The avoidance of money is just as psychotic as being attached to money.”Where do you fall on the money psychosis scale?Attached to it? Avoiding it?OR!Healthfully engaged in the circulation (I love that word—especially when used with money!) of abundance?Good news is that there IS a way out:CHOOSE YOUR THOUGHTS “Going into our fear and confronting our greed, our weaknesses, our neediness is the way out. And the way out is through the mind, by choosing our thoughts.”Do you choose what you think or do you find yourself simply reacting to your emotions? Rich Dad would strongly suggest we learn to choose our thoughts consciously and carefully.And, while you’re at that, it’s time for all of us to develop our:FINANCIAL LITERACY “I am concerned that too many people are focused too much on money and not on their greatest wealth, which is their education. If people are prepared to be flexible, keep an open mind and learn, they will grow richer and richer through the changes. If they think money will solve the problems, I am afraid those people will have a rough ride. Intelligence solves problems and produces money. Money without financial intelligence is money soon gone.”Are you investing in your financial intelligence?If you’re reading these notes, then I’d definitely say, “YES!”(And you might dig some of our other Notes on abundance including: Spiritual Economics , The Science of Getting Rich , Secrets of the Millionaire Mind, The Seven Spiritual Laws of Success and It’s Not About the Money .)“God will not have his work made manifest by cowards.”~ Ralph Waldo Emerson“I want to teach you tomaster the power of money. Not be afraid of it. And they don’t teach that in school.If you don’t learn it, youbecome a slave to money.”~ Rich DadAs Byron Katie says in Loving What Is (see Notes): “The greatest stock market you can invest in is yourself. Finding this truth is better than finding a gold mine.”So, what else can you do yo invest in your financial intelligence? For now, remember:RULE #1: BUY ASSETS“You must know the difference between an asset and a liability, and buy assets.”Do you know the difference between an asset and a liability? Which are you buying?“Rich people acquire assets. Poor and middle class acquire liabilities, but they think they are assets.”Pop quiz: Is the house you live in an asset or a liability?—> insert “Jeopardy” music here <—OK. Time’s up. Asset or liability?If you answered “liability” you win. If you answered “asset,” um, hate to break it to you, but Kiyosaki tells us that that mortgage youhave is a liability.How could that beAccording to Kiyosaki: “An asset is something that puts money in my pocket. A liability is something that takes money out of my pocket.”And he continues: “If you want to be rich, simply spend your life buying assets. If you want to be poor or middle class, spend your life buying liabilities. It’s not knowing the difference that causes most of the financial struggle in the real world.”Why is tying all your money up into a liability like your home a problem?Consider this:OPPORTUNITY COSTS “The most important rule is to know the difference between an asset and a liability. Once you understand the difference, concentrate your efforts on only buying income-generating assets.”One of my favorite lessons in Economics 1 at UCLA was the idea of “opportunity costs.” The idea, as you may know, is simple: Whenever we spend time or money on one activity, to equate the cost of that investment (of the time or money) we need to look at both the actual time/money, we invested PLUS what we *could* have done with the money. Because, of course, if we do one thing when we could have done another, our potential true cost is huge—WAY bigger than the actual outlay.Make sense?We’ll let Robert bring the point home: “The greatest losses of all are those from missed opportunities. If all your money is tied up in your house, you may be forced to work harder because your money continues blowing out of the expense column, instead of adding to the asset column, the classic middle class cash flow problem.”“If you want to be rich, you need to be financially literate.”~ Rich Dad [On debt:] “If you find you have dug yourself into a hole... stop digging.”~ Robert Kiyosaki “The rich buy assets. The poor only have expenses. The middle class buys liabilities they think are assets.”~ Robert Kiyosaki “This pattern of treating your home as an investment and the philosophy that a pay raise means you can buy a larger home or spend more is the foundation of today’s debt-ridden society.”~ Robert KiyosakiWEALTH “Wealth is a person’s ability to survive so many number of days forward… or if I stopped working today, how long could I survive?”I prefer to look at wealth from a higher perspective that includes some other important variables but for now, let’s look at it thru Kiyosaki’s lens:How’s your wealth looking?How many days could you survive if you stopped working today?If that question made you gasp and want to shred this Note and/or run away, please take a deep breath. Honor the process of increasing your financial aptitude, accept what is, and get your mojo cookin’! :)And, if you’ve got a nice runway, right on! How are you going to use that wealth to create even more assets and to serve the world In either case, remember: “The single most powerful asset we all have is our mind. If it is trained well, it can create enormous wealth in what seems to be an instant.”Check out the book for more info on the pragmatics of financial literacy. For now, let’s take a quick look at the obstacles to creating wealth:OVERCOMING OBSTACLES “There are five main reasons why financially literate people may still not develop abundant asset columns: 1. Fear. 2. Cynicism. 3. Laziness. 4. Bad habits. 5. Arrogance.”The last part of the book is all about overcoming obstacles. It’s very cool.Some of my favorite Big Ideas:FEAR (AGAIN)“We all have tremendous potential, and we all are blessed with gifts. Yet, the one thing that holds all of us back is some degree of self-doubt. It is not so much the lack of technical information that holds us back, but more the lack of self-confidence.”We hit on this theme a little earlier. (And, if you haven’t noticed, we’ve hit on it in nearly EVERY Note so far. :)Hmmmmm… Question (again!): What would you do if you weren’t afraid?Answer: If I wasn’t afraid, I would:__________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________(Go ahead and write on another 10 (or 100!) pages if you need to! :)Kiyosaki reminds us: “The fear of losing money is real. Everyone has it. Even the rich. But it’s not fear that is the problem. It’s how you handle the fear. It’s how you handle losing. It’s how “...most people work from January to May just for the government.”~ Robert Kiyosaki“Job is an acronym for ‘Just Over Broke.’”~ Robert Kiyosaki“Life is much like goingto the gym. The mostpainful part is deciding to go. Once you get past that, it’s easy.”~ Robert Kiyosakiyou handle failure that makes the difference in one’s life. That goes for anything in life, not just money. The primary difference between a rich person and a poor person is how they handle that fear.”So… How are you handling your fear?Let’s approach it like the hero in Paul Bunyan’s novel Pilgrim’s Progress .In the story, his hero has a special shield. A magical shield. It protects him from everything in front of him. As long as he heads straight at his challenges he’s invincible!If, however, he chooses to turn and run away, the shield loses its power and he’s suddenly vulnerable. D’oh!The lesson: GO STRAIGHT AT YOUR CHALLENGES!!Do so, and you’re empowered.Emerson, you may recall from above, says the exact same thing. In his words, we must ALWAYS, ALWAYS, ALWAYS, ALWAYS, ALWAYS () do the thing we fear and, as we do this, the death of fear is certain.So, what are you afraid of?What would you do if you weren’t afraid?Time to do that.(And, now would be an acceptable time to do it. If you need to set this down and come back to it later that’d be great. :)FOCUS“If you have little money and you want to be rich, you must first be ‘focused,’ not ‘balanced.’ If you look at anyone successful, at the start they were not balanced. Balanced people go nowhere. They stay in one spot. To make progress, you must first go unbalanced. Just look at how you make progress walking.”I love that. This is another sentiment echoed by all the great creators and teachers.A few of my favorite thoughts on the subject:Alexander Graham Bell: “Concentrate all your thoughts on the task at hand. The sun’s rays do not burn until brought to a focus.”Thomas Edison: “The first requisite of success is the ability to apply your physical and mental energies to one problem without growing weary.”Seneca from Letters from a Stoic (see Notes): “To be everywhere is to be nowhere.”Peter Senge from The Fifth Discipline : “Personal mastery is the discipline of continuallyclarifying and deepening our personal vision, of focusing our energies, of developing patience, and of seeing reality objectively.”T. Harv Eker from Secrets of the Millionaire Mind (see Notes): “The first thing I did was commit to my success and playing to win. I swore I would focus and not even consider leaving this business until I was a millionaire or more. This was radically different from my previous efforts, where, because I always thought short-term, I would constantly get side-tracked by either good opportunities or when things got tough.”“I recognized that it was excessive fear and self-doubt that were the greatest detractors of personal genius.”~ Robert Kiyosaki “I strongly urge students to learn to take risks, to be bold, to let their genius convert that fear into power and brilliance.”~ Robert KiyosakiGIVE, GIVE, GIVE!!“Whenever you feel ‘short’ or in ‘need’ of something, give what you want first and it will come back in buckets. That is true for money, a smile, love, friendship. I know it is often the last thing a person may want to do, but it has always worked for me. I just trust that the principle of reciprocity is true, and I give what I want.”This echoes Deepak Chopra’s wisdom from The Seven Spiritual Laws of Success (see Notes) where he says: “Practicing the Law of Giving is actually very simple; if you want joy, give joy to others; if you want love, learn to give love; if you want attention and appreciation, learn to give attention and appreciation; if you want material affluence, help others to become materially affluent. In fact, the easiest way to get what you want is to help others get what they want.”So, what do you want?Money? Love? Support? Attention? Appreciation?How can you give more of it todayGet on that.And let’s circulate as much abundance as we possibly can as we push our edges and celebrate this precious hero’s journey,If you liked this Note, you’ll probably like…Secrets of theMillionaire MindSeven Spiritual Lawsof SuccessSpiritual EconomicsThe Science ofGetting RichIt’s Not About the Money About the Author of “Rich Dad, Poor Dad”ROBERT T. KIYOSAKIRobert Toru Kiyosaki (born April 8, 1947) is an investor, businessman, self-helpauthor and motivational speaker. Kiyosaki is best known for his Rich Dad, PoorDad series of motivational books and other material. He has written 18 bookswhich combined have sold over 26 million copies. Three of his books, Rich DadPoor Dad, Rich Dad’s CASHFLOW Quadrant, and Rich Dad’s Guide to Investing,have been on the top 10 best-seller lists simultaneously on The Wall StreetJournal, USA Today and the New York Time s. The book Rich Kid Smart Kid waspublished in 2001, with the intent to help parents teach their children financialconcepts. He has created three “Cashflow” board and software games for adultsand children and has a series of “Rich Dad” audio cassettes and disks. He alsopublishes a monthly newsletter. (adapted from from Wikipedia). Learn more atAbout the Author of This NoteBRIAN JOHNSONBrian Johnson is a lover of wisdom (aka a “Philosopher”) and a passionatestudent of life who’s committed to inspiring and empowering millions of peopleto live their greatest lives as he studies, embodies and shares the universal truthsof optimal living. He harts his job.Brian Johnson,Chief Philosopher。
rich dad poor dad 穷爸爸富爸爸
< previous
next >
Asset 资产
Liability 负债
KISS(keep it simple stupid),即傻瓜财务原则
通过这个原则我们可以轻松地判别出资产与负债,并去购买资产。
< previous
next >
Asset 资产
Liability 负债
‘The poor work for money,and the rich make money work for them.’
《Rich Dad,Poor Dad》
< previous
next >
Author
< previous
Robert T.Kiyosaki: Born and raised in Hawaii,Robert is fourth-generation Japanese american.He set up a company and began his own business in 1977,finally became a millionaire in 1985. Kiyosaki is the author of the Rich Dad series of books,an investor,entrepreneur and educator. His perspectives in Rich Dad,Poor Dad have changed the way people think about money and investing.
Kiyosaki followed his poor dad study hard in order to hunt a good job until 1977, the poor dad was laid off and bothered by the money all the time,meanwhile,the other one became the richest man in Hawaii. At last, Kiyosaki determined to follow the rich dad’s step and start his own business.
富爸爸穷爸爸英文版第一章
Because I had two influential fathers, I learned from both of them. I had to think about each dad's advice, and in doing so, I gained valuable insight into the power and effect of one's thoughts on one's life. For example, one dad had a habit of saying, "I can't afford it." The other dad forbade those words to be used. He insisted I say, "How can I afford it?" One is a statement, and the other is a question. One lets you off the hook, and the other forces you to think. My soon-to-be-rich dad would explain that by automatically saying the words "I can't afford it," your brain stops working. By asking the question "How can I afford it?" your brain is put to work. He did not mean buy everything you wanted. He was fanatical about exercising your mind, the most powerful computer in the world. "My brain gets stronger every day because I exercise it. The stronger it gets, the more money I can make." He believed that automatically saying "I can't afford it" was a sign of mental laziness.
六级richchildrenandpooronesarera
六级richchildrenandpooronesarera标题: 六级: Rich Children and Poor Ones Are Rare正文:当谈到财富和社会地位时,存在着一个明显的差距。
这种差距甚至可以在年轻的孩子们之间得到体现。
然而,尽管我们常常听到关于富有家庭和贫穷家庭之间差距扩大的新闻,但实际上,在六级中,富有的孩子和贫穷的孩子更加罕见。
首先,值得注意的是,大多数孩子不会因为他们的财富而被划分为富有或贫穷。
相反,他们的家庭背景往往是多元化的,有着不同的经济状况。
这种多样性使得真正富有或贫穷的孩子成为少数。
其次,教育机会的普及和社会关注的增加,使得贫困家庭的孩子们有更多的机会获取良好的教育和发展自己的潜力。
政府和非政府组织的努力,以及社会的关注,在改善教育和提供资源方面起到了积极的作用。
这些努力促使了更加平等的机会和资源分配,使得贫困家庭的孩子们能够获得像富有家庭孩子们一样的教育。
另外,随着社会的进步,越来越多的人开始意识到社会经济地位不应该成为一个孩子获得成功和幸福的唯一决定因素。
人们开始更加注重个人才能和潜力的发展,而不仅仅看重经济状况。
这种意识的变化进一步减少了贫富差距对孩子们的影响。
然而,我们不能忽视贫困家庭孩子们面临的挑战和困境。
他们可能仍然面临着经济困难、资源匮乏和社会不公平等问题。
尽管如此,我们必须认识到,真正富有或贫穷的孩子们相对较少,他们在整个社会中只是一个小小的部分。
总的来说,富有家庭和贫穷家庭之间的差距在六级中是相对较小的。
多元化的家庭背景、普及的教育机会以及对个人潜力的重视,都有助于减少贫富差距对孩子们的影响。
然而,我们仍然需要关注和解决贫困家庭孩子们面临的问题,以确保每个孩子都有平等的机会追求幸福和成功。
Rich dad and poor dad富爸爸穷爸爸英语课件
Poor dad’s life-----rat race track
My dream??? My happy
life???
Salary
Pay debt
rat race track(老鼠
赛跑)
Buy doodads(额外消费), new debt
Rich dad’s life-----fast track
• 2.Don’t work for money but make money work for you.
• 3.Money never makes you rich, assets make you rich because they bring you passive income (被动收入), even when you don’t have a job!
Rich dad?
OR
Poor dad?
38241210 Leo(华帅)
Rat race track
Invest
Happy life
Passive income
Financial free
The most important things we must know to become rich and financial
free
• 1.Really want to become rich, that is you must have an open mindset!
Read it and you will find why the rich get richer and richer while the poor can’t easily go out of the rat race track(老鼠赛跑车道)!
10 Books You Should Read To Get Rich
The journey to get rich requires certain tools. Although many seem to ignore this, books can help you build your mind, zeal and knowledge to become successful and rich. Therefore I have taken the effort to look through some amazing books that cando a lot to get your financial journey oriented in the right direction.1. The Millionaire Next DoorThis classic which was first published in 1996 and written by Thomas J. Stanley and William D. Danko offers in-depth knowledge from the findings of the authors of how America‟s millionaires became rich in seven key steps. One of the high points discussed was the simple and strategic method of spending less than you earn. By doing this, you could avoid impulse buying and diversify your investments.2. Rich Dad, Poor DadRobert T. Kiyosaki‟s book remains a stunner any day and anytime. It is a must read if you want to start crafting a path to wealth while you are young. In this book, Kiyosaki was able to bring the distinguishing factor or habits of his father, who was a highly educated man yet poor, and his other father who was a dropout but became a self-made multimillionaire. The focus follows what are termed the different “quadrants” of the differe nt classes of people in society and how you can elevate yourself to the Investor quadrant which will make you super rich.3. How Rich People ThinkSteve Siebold author of “How Rich People Think” has spent 30 years interviewing 1, 000 millionaires and billionaires to figure out what distinguished them from the average person. In the book, Siebold offers concrete action steps to follow as an ambitious person to building your own wealth.4. Think and Grow RichWritten in an era of Great Depression, author and former adviser to President Franklin Roosevelt interviewed over 500 successful people to discover the keys to good fortune. A classic and bestselling book, it discusses how you should start planning by setting your aim and desire of how much you really want to earn. It all starts from the power of your thoughts and then action.5. …You‟re So Money: Live Rich, Even When You‟re Not‟Directed towards the middle class earners who are making entry level pay, author Farnoosh Torabi talks about how you can save money in certain areas of your life. The book is a great read and offers wonderful advice to young people. It has a witty, funny and concise approach to explaining to people how they can handle their finances appropriately on the road to becoming rich.6. The Richest Man in BabylonWritten by George S. Clason, this book unearths principles and secrets that will lead you to personal wealth. As one of the most inspirational works on the subject of thrift, financial planning and personal wealth, “The Richest Man in Babylon” identifies the solution to financial problems that will guide you to wealth. Such secrets such as keeping your money, making more by investing and always finding a way to add value makes this book a celebrated bestseller.7. TheScience of Getting Rich (A Thrifty Book)Wallace Wattle provides the intellectual framework of building personal wealth through positive thinking. The book talks about how you can create wealth through equipping your thoughts to attract wealth. For example, if you believe that money is evil, then you won‟t be wealthy.8. The Automatic MillionaireThe Automatic Millionaire written by David Bach explains that you do not need to get rich through a budget but with a well laid out plan. The Automatic Millionaire offers timeless principles including phone numbers, websites and every element that will get you started on your road to wealth within an hour.9. Screw It, Let‟s Do It: Lessons in LifeWritten by seasoned entrepreneur and billionaire, Richard Branson offers practical steps of how he became successful and how you can too. His book is based on his personal experiences and important lessons which have influenced him and will certainly influence you too if you want to become rich.10. The Millionaire Fast LaneThe Millionaire Fast Lane helps you see the difference between what you cannot do and what you can. There is the Slowlane Road and the Fast Lane road, which involves ignoring popular advice and settling for the unconventional path to attaining wealth and financial security.So there you have it, ten books that can define your path to being rich.更多英语学习方法:企业英语培训/。
Poor Dad Rich Dad
Poor Dad, Rich Dad“Rich Dad, Poor Dad” is a very popular book writing by the best-selling author Robert Kiyosaki and certified public accountant Lechter, S.L, they write it with their own experience. In this book, Robert kiyosaki has two dads: "poor dad" is his biological father, a highly educated education official; "Rich dad" is the father of his best friend, an entrepreneur who has not graduated from high school but is good at investing in finance. Kiyosaki followed the path of life designed for him by "poor dad": college, military service, participation in the Vietnam War, and the beginning of an ordinary life. It wasn't until 1977 that kiyosaki, who witnessed his life's hard work, lost his job, and "rich dad" became one of Hawaii's richest men. Robert kiyosaki stepped into the business world following the footsteps of "rich dad" and got rich fast.The wealth story of kiyosaki's personal experience shows the contrasting views of money and wealth of "poor dad" and "rich dad". Poor people work for money, rich people make money work for themselves! writers analyze the reason why the rich have become rich, the poor have become poor. They propose a new “financial business” concept and present a challenge to traditional schooling.What’ more, this book gives us a lot of inspiration and suggestions for our management of money, life, career. He compared his two father together, which has absolutely different attitude toward money. One wanted him to study hard, earn a degree and get a good job to work for money. The “poor dad” wanted the author to study to become a professional, an attorney or an accountant or to go to business school for his MBA, to continue his career or life pattern; The other encouraged the author to study to be rich, to repeat over and over, “Money works for me! ” . And founded his own company and brought his Porsche. The author compared the different way that two fathers treated money and chose the right path for himself.Moreover, the book begins with the author's guidance from rich dad as a child, to the core argument that "we need to accumulate assets and not accumulate liabilities". Next, the author tells us how to carry out reasonable financial practice through "ten steps". But this book most rewarding me is the author in the “ten steps,” part of humanity depth profiling.He said: "the poor are poor, it is because of a lack of courage to take risks, they battle cable, indulge in before acting for failure of fantasy, like the individual little chicken cried skyfall inbroad daylight. Therefore, the poor are caught up in the busy work, dare not take risks, but cheat themselves this is the road to prosperity. In fact, they are insecure, constantly contributing to the boss and eventually getting caught up in the red rabbit mess. But even if they pluck up the courage to start a business or manage their finances, failure will bring them back. On the contrary, successful people are full of courage. Failure only makes them more desire to conquer. The Texans would rather die strong than ordinary." He also said: "the problem of poor people is lack of money, but having money doesn't solve all problems. Instead, it creates more problems and still works for money. The best state is to let the money work for you. Don't be afraid to lose money when you're poor. Don't be afraid to lose money when you're rich. ” "It's much better to start your finances when you're younger," he says. " it's a lot better than when you're 30 or 40, because the older you get, the more you're afraid of losing. ”In fact, the story of the book shows that everyone has different attitudes towards money and education. And most of us are working for the boss, working for the government through taxes, working for the bank by paying home loans and credit cards. Meanwhile the reason that the vast majority ofpeople in the world for wealth struggle for life and not have to, the main reason is that although they have been in a variety of learning in school for many years, has never really learn about the money. The result is that they only know how to work hard for money, but never think about how to make money work for them. We should choose their own way, they want to do in life, don't want to work for money, you should learn to think from another angle, we want not a job, but a belonging to my own business.The last but not least, as a student of business English, our knowledge of business is not profound, but everyone has a different understanding of money. I hope we can learn to invest and make money work for us instead of we work for money.。
富爸爸穷爸爸英语作文
The Power of Financial Education: A Lesson from "Rich Dad, Poor Dad"In the world of finance, knowledge is power. This profound truth is explored in the popular book "Rich Dad, Poor Dad" by Robert Kiyosaki, a book that hasrevolutionized the way millions of people view money and investing. The narrative, presented through the lens of Kiyosaki's own childhood experiences, compares thefinancial wisdom of his two fathers: his biological father, a well-educated professor who struggled financially, and his best friend's father, a wealthy entrepreneur who taught him the secrets of wealth accumulation.The contrast between these two fathers highlights the importance of financial literacy. Kiyosaki's biological father, despite his education and professional success, struggled to accumulate wealth due to a lack of financial knowledge and understanding. Conversely, his friend's father, despite having limited formal education, achieved financial freedom through his understanding of investing and the power of assets.This dichotomy raises crucial questions about the education system and the role it plays in shaping our financial futures. Traditionally, schools focus on academic subjects like math and science, but often overlook the importance of financial education. "Rich Dad, Poor Dad" challenges this narrative, arguing that financial literacy is a crucial skill that should be taught from a young age. One of the key lessons from "Rich Dad, Poor Dad" is the importance of understanding the difference between an asset and a liability. An asset is something that generates income, such as real estate or stocks, while a liability is something that causes an outflow of cash, like a car or a loan. Kiyosaki emphasizes that we should strive to acquire assets that will generate income and help us achieve financial freedom.Another valuable lesson is the power of leverage. Leverage allows us to use someone else's money to invest and grow our wealth. This can be achieved through various means, such as borrowing money to buy an asset that generates income or investing in businesses that have thepotential for significant growth. By leveraging our resources, we can accelerate the accumulation of wealth.Moreover, "Rich Dad, Poor Dad" challenges the conventional wisdom of saving money. Kiyosaki argues that saving money is not enough; we need to invest it in orderto grow our wealth. He emphasizes the importance of understanding the difference between good debt and bad debt. Good debt, such as a mortgage on a rental property, generates income and helps us build assets. Bad debt, like consumer loans or credit card debt, drains our cash flowand keeps us trapped in a cycle of debt.The insights from "Rich Dad, Poor Dad" are not just limited to individual finance. The principles of financial literacy can be applied to businesses and economies as well. By understanding the principles of asset allocation, leverage, and debt management, businesses can grow and prosper. Nations can also benefit from improving financial literacy among their citizens, as it can lead to morestable and prosperous economies.In conclusion, "Rich Dad, Poor Dad" is not just a book about money; it's a guide to financial freedom. Itchallenges us to rethink our conventional wisdom about money and investing, and encourages us to take control of our financial futures. By acquiring financial literacy and applying the principles outlined in this book, we can achieve financial independence and build a better life for ourselves and our families.**《富爸爸穷爸爸》的力量**在财务领域,知识就是力量。
适合职场人阅读的书籍
适合职场人阅读的书籍适合职场人阅读的书籍推荐适合职场人阅读的书籍有哪些可以推荐的呢?有哪些适合职场人反复阅读参考的书籍呢?下面就让作者给大家带来适合职场人阅读的书籍,希望大家喜欢!适合职场人阅读的书籍1、《在职管理日记》是一本完整、实用而又精彩好看的企业管理者的专业书籍。
内有悉心独到的睿智思考及精心设计的商业管理场景,是HR们的必备宝典。
2、《职场路线图》则是国内首部资深人力资源总监透视职场的真实之作。
书中作者亲身经历的案例随处可见,可读性非常强;资深HR的精彩评说,让人大饱眼福。
3、《做老板最需要的员工》是读者的职业卡位手册,从员工的实际出发,教各位读者如何通过卡位,步步成长,成为老板最需要的员工。
4、《上司喂养手册》介绍的方法你一定从未想到过——像养宠物那样喂养上司!当老板对你言听计从,当你说什么老板就做什么,或者你总能利用老板达到自己的目的,那么你就是老板的主人!5、《心怀感恩去工作》阐述了心怀感恩去工作的道理,事实证明:对工作越是感恩,就越是容易得到企业的欢迎与老板的青睐,就越是容易得到成功晋职的机会。
6、《将心比薪》解析了员工应该具备的七颗心:责任心、主人心、学习心、结果心、忠诚心、感恩心、合作心。
从企业员工互动的.角度出发,触碰到了心灵最深层的角落,阐述了真正意义的将心比薪。
7、《你有多少问题要请示》从心态到行动,分章节层层递进、一一阐述成为优秀员工的方法。
提出了“有问题止于自己,把问题当成机会”的全新职场艺术。
8、《你为什么工作》也是一本剖析职场艺术的书,从物质基础、充实人生价值和提升人生境界,得到成长、融入社会及让生命更加健康等五个方面剖析了工作的本质。
同时亦提出了工作的新鲜理念。
职场生存法则一、永远要跟比自己强的人交流,而且要跨行业这一点,非常非常重要,这样你将得到大量信息,对你的未来产生重大影响,因为你在人生道路上会遇到很多十字路口,你必须做出选择,而这些信息,将帮你做出正确选择,有些信息将给你带来商机。
rich dad and poor dad
Rich Dad Poor DadWhat the rich teach their kids about money-that the poor and middle class do not!By Robert T.Kiyosaki with Sharon L. Lechter, C.P.A“To get over the top financially, you must read Rich Dad, Poor Dad. It’s common sense and market savvy for your financial future.”Zig ZiglarWorld-renowned author and lecturer“If you want all insider wisdom on how to personally get and stay rich, read this book! Bribe your kids (financially if you have to) to do the same.”Mark Victor HansenCo-author, New York TimesBest Selling Chicken Soup for the Soul series“Rich Dad, Poor Dad is not your book on money… Rich Dad, Poor Dad is easy to read and its key messages-such as, getting rich takes focus and nerve-are very simple.”Honolulu MagazineI only wish I had read this book when I was young, or even better yet my parents had read this book! This is the kind of book you buy and give each of your kids and buy extra copies, on the chance you have grandchildren and this should be your gift, as soon as this child reaches 8 or 9.”Sue BrawnPresident of Tenant Chek of AmericanThis book is dedicated to all parents everywhere, a child’s most important teachers.ACKNOWLEDGEMENTSHow does a person say “thank you” when there are so many people to thank? Obviously this book is a thank you to my two fathers who were powerful role models, ant to my mom who taught me love and kindness.Yet, the people most directly responsible for this book becoming a reality include my wife, Kim, who makes my life complete. Kim is my partner in marriages, business, and in life. Without her I would be lost. To Kim’s parents, Winnie and Bill Meyer, for raising such a great daughter. I thank Sharon Lechter for picking up the pieces of this book in my computer and putting them together. To Sharo’s husband, Mike, for being a great intellectual property attorney, and their children, Phillip, Shelly, and Rick, for their participation and cooperation; I thank Keith Cunningham for financial wisdom and inspiration; Larry and Lisa Clark for the gift of friendship and encouragement; Rolf Parta for technical genius; Anne Nevin, Bobbi DePorter and Joe Chapon for insight into learning; DC and John Harrison, Jannie Tay, Sandy khoo, Richard and veronica tan, peter Johnston and suzi dafnis, Jacqueline seow, nyhl Henson, Michael and monetter Hamlin…INTRODUCTIONThere is a needDoes school prepare children for the real world? “Study hard and get good grades and you will find a high-paying job with great benefits.”My parents used to say. Their goal in life was toprovide a college education for my older sister and me, so that we would the greatest chance for success in life. When I finally earned my diploma in 1976- graduating with honors, and near the top of my class, in accounting from Florida State University- my parents had realized their goal. I was the crowning achievement of their lives. In accordance with the “Master Plan”, I was hired by a “Big 8” accounting firm, and I looked forward to a long career and retirement an early age.My husband, Michael, followed a similar path. We both came from hard-working families, of modest means but with strong work ethics. Michael also graduated with honors, but he did it twice: first as an engineer and then from law school. He was quickly recruited by prestigious Washington, d.c., law firm that specialized in patent law and his future seemed bright, career path well defined and early retirement guaranteed.。
富爸爸穷爸爸英文版第一章
Money is not taught in schools. Schools focus on scholastic and professional skills, but not on financial skills. This explains how smart bankers, doctors and accountants who earned excellent grades in school may still struggle financially all of their lives. Our staggering national debt is due in large part to highly educated politicians and government officials making financial decisions with little or no training on the subject of money.
If I had had only one dad, I would have had to accept or reject his advice. Having two dads advising me offered me the choice of contrasting points of view; one of a rich man and one of a poor man. Instead of simply accepting or rejecting one or the other, I found myself thinking more, comparing and then choosing for myself.
- 1、下载文档前请自行甄别文档内容的完整性,平台不提供额外的编辑、内容补充、找答案等附加服务。
- 2、"仅部分预览"的文档,不可在线预览部分如存在完整性等问题,可反馈申请退款(可完整预览的文档不适用该条件!)。
- 3、如文档侵犯您的权益,请联系客服反馈,我们会尽快为您处理(人工客服工作时间:9:00-18:30)。
My note of RICH DAD AND POOR DADBY李苏秦园林0901 2009305200910At first I thought the book would be a story book, but it turn out to be a book about success. This book give us a lot of inspiration and suggestion for our the management of money, life, career. The author give us an idea that the poor and the middle class work for money, the rich have money work for them."His compared his two farther together, which has absolutely different attitude toward money. One wanted him to study hard, earn a degree and get a good job to work for money. He wanted me to study to become a professional, an attorney or an accountant or to go to business school for my MBA, to continue his career or life pattern ;The other encouraged me to study to be rich, to understand how money works and to learn how to have it work for me.The author finely accept the rich dad ’s way. "I don't work for money!" were words he would repeat over and over, "Money works for me!”. And founded his own company and bought his Porsche.His point out the short comes of education which is also apply to China: our financial genius lies asleep, waiting to be called upon. It lies asleep because our culture has educated us into believing that the love of money is the root of all evil. It has encouraged us to learn a profession so we can work for money, but failed to teach us how to have money work for us. It taught us not to worry about our financial future; our company or the government would take care of us when our working days are over. However, it is our children, educated in the same school system, who will end up paying for it. The message is still to work hard, earn money and spend it, and when we run short, we can always borrow more. This is especially hard in China, because of the traditional ideas that being a businessman is a bad thing.The author not only the explained the difference but also introduced a lot of methods or his way to be rich.Some principles like follows:The three most important management skills necessary to start own business are:1.Management of cash flow.2. Management of people.3. Management of personal time.Also he offered some to dosI offer you the following ten steps as a process to develop your develop their financial genius. Powers only you have control over.1.I NEED A REASON GREA TER THAN REALITY: The power of spirit.2. I CHOOSE DAILY: The power of choice. That is the main reason people want to live in a free country. We want the power to choose.3. CHOOSE FRIENDS CAREFULLY: The power of association.4. MASTER A FORMULA AND THEN LEARN A NEW ONE: The power of learning quickly. And so on. This to-dos are useful and can be taken action to reality.In my eyes, the author provide a way to be success or rich not only in wealthy, but in life. I deeply inspired by his opinion that being the master of money but not being a slave to it, and some of the suggestions is rather worth to have a try.最重要的管理技能,使他们开始自己的业务有:1。
管理现金流。
2。
管理的人。
3。
管理个人时间我想说,这个技能来管理这三个适用于任何东西,而不仅仅是企业家。
在路上三个不管你活得像个人的生活Still Want More? Here are Some To Do'sHe list some graph at the end of each paragraphWithout financial training, we all too often use the standard formulas to get through life, such as to work hard, save, borrow and pay excessive taxes. Today we need better information.I use the following story as a final example of a financial problem that confronts many young families today. How do you afford a good education for your children and provide for your own retirement? It is an example of using financial intelligence instead of hard w ork to achieve the same goal.A friend of mine was griping one day about how hard it was to save money for his four children's college education. He was putting $300 away in a mutual fund each month and had so far accumulated about $12,000. He estimated he needed $400,000 to get four children through college. He had 12 years to save for it, since his oldest child was then 6 years of age.I believe that each of us has a financial genius within us. The problem is, our financial genius lies asleep, waiting to be called upon. It lies asleep because our culture has educated us into believing that the love of money is the root of all evil. It has encouraged us to learn a profession so we can work for money, but failed to teach us how to have money work for us. It taught us not to worry about our financial future, our company or the government would take care of us when our working days are over. However, it is our children, educated in the same school system, who will end up paying for it. The message is still to work hard, earn money and spend it, and when we run short, we can always borrow more.。