备用信用证格式
备用信用证格式文本-英文
备用信用证格式文本TO: ( ) (THE “LENDER”)FROM: BANK OF ZHENGZHOU CO.,LTDAT THE REQUEST OF ( ) (THE “APPLICANT”) WHICH HAS ITS REGISTERED ADDRESS AT ( ), WE, BANK OF ZHENGZHOU CO.,LTD, WITH OUR OFFICE AT ( ), HEREBY ISSUE IN YOUR FAVOUR THIS IRREVOCABLE STAND-BY LETTER OF CREDIT NO. ( ) AMOUNTING TO USD ( THE MAXIMUM AMOUNT ) (SAY UNITED STATES DOLLARS XXXX ONLY). THIS STAND-BY LETTER OF CREDIT IS TO SECURE THE OBLIGATIONS (INCLUDING BUT NOT LIMITED TO ANY INTEREST, COST, EXPENSES AND ANY OTHER SUMS), FROM TIME TO TIME, DUE AND PAYABLE TO YOU BY ( ) (THE “BORROWER”) , WHICH HAS ITS REGISTERED ADDRESS AT ( ) , UNDER THE FACILITY AGREEMENT (THE “FACILITY AGREEMENT”) WITH REFERENCE NO. ( ) DATED ( ) AMOUNTING TO USD ( ) (SAY:UNITED STATES DOLLARS XXXX ONLY) FOR THE PURPOSE OF ( ).UPON OUR RECEIPT OF YOUR DEMAND BY AUTHENTICATED SWIFT AT OUR COUNTER NOT LATER THAN THE EXPIRY OF THIS STAND-BY LETTER OF CREDIT, STATING THAT THE BORROWER HAS FAILED TO FULFILL ITS PAYMENT OR REPAYMENT OBLIGATIONS UNDER THE FACILITY AGREEMENT AND THE AMOUNT DRAWN BY YOU REPRESENTS THE UNPAID BALANCE OF INDEBTEDNESS DUE TO YOU BY THE BORROWER, WE SHALL WITHIN ( ) BANKING DAYS PAY YOU THE AMOUNT SPECIFIED IN EACH OF YOUR DEMANDS PROVIDED THAT THE AGGREGATE AMOUNT DRAWN UNDER THIS STAND-BY LETTER OF CREDIT SHALL NOT EXCEED THE MAXIMUM AMOUNT AFORESAID.EXCEPT AS EXPRESSLY STATED HEREIN, THIS STAND-BY LETTER OF CREDIT IS NOT SUBJECT TO ANY AGREEMENT, CONDITION OR QUALIFICATION. OUR OBLIGATIONS UNDER THIS LETTER OF CREDIT SHALL BE THE INDIVIDUAL OBLIGATIONS.ANY AMENDMENT OR MODIFICATION OF CONTENTS, OR, EXTENSION OR RENEWAL WITH RESPECT TO THE FACILITY AGREEMENT AFORESAID COULD ONLY BE MADE WITH OUR PRIOR WRITTEN CONSENT.THIS STAND-BY LETTER OF CREDIT SHALL COME INTO EFFECT ON ( )( DATE/MONTH/YEAR ) AND ITS AMOUNT SHALL BE REDUCEDCORRESPONDINGLY AS AND WHEN PAYMENTS THEREOF ARE MADE BY THE BORROWER PURSUANT TO THE FACILITY AGREEMENT OR BY US. THIS STAND-BY LETTER OF CREDIT SHALL EXPIRE AT OUR COUNTER ON THE EARLIER OF (I)( )( DATE/MONTH/YEAR ), (II)THE TIME WHEN THE SECURED SUMS UNDER THE FACILITY AGREEMENT AS ABOVE MENTIONED HAVE BEEN PAID IN FULL BY THE BORROWER, (III) THE TIME WHEN THERE IS NO AMOUNT REMAINING PAYABLE UNDER THIS STAND-BY LETTER OF CREDIT. UPON EXPIRY, THIS STAND-BY LETTER OF CREDIT SHALL AUTOMATICALLY BECOME NULL AND VOID WHETHER OR NOT IT IS RETURNED TO US FOR CANCELLATION.ALL NOTICES AND COMMUNICATIONS TO US SHALL BE SENT TO ( ) (SWIFT CODE) BY AUTHENTICATED SWIFT.ALL DEMANDS HEREUNDER MUST BE MARKED ''DRAWN UNDER BANK OF ZHENGZHOU CO.,LTD, STAND-BY LETTER OF CREDIT NO.( ) DATED( )''. PARTIAL DRAWINGS AND MULTIPLE DRAWINGS ARE ALLOWED.WE ENGAGE WITH YOU THAT ANY DEMAND UNDER AND IN COMPLIANCE WITH TERMS AND CONDITIONS OF THIS STAND-BY LETTER OF CREDIT SHALL BE DULY HONORED ON DUE PRESENTATION TO US.THIS STAND-BY LETTER OF CREDIT IS NOT TRANSFERABLE OR ASSIGNABLE AND IS SUBJECT TO UNIFORM CUSTOMS AND PRACTICE FOR DOCUMENTARY CREDITS (2007 REVISION) INTERNATIONAL CHAMBER OF COMMERCE PUBLICATION NO. 600.1BANK OF ZHENGZHOU CO.,LTD,1、此处适用的国际惯例也可选择INTERNATIONAL STANDBY PRACTICES ISP98。
兴业银行备用信用证格式
附件四：FORM OF STANDBY LETTER OF CREDIT/GUARANTEEAT THE REQUEST OF (1) (HEREUNDER REFERED TO AS `THE APPLICANT'),WE HEREBY ISSUE OUR IRREVOCABLE STANDBY LETTER OF CREDIT/GUARANTEE NO. (2) IN YOUR FAVOUR FOR CREDIT FACILITIES GRANTED TO (3) （“BORROWER”）INCLUSIVE OF ALL ACCRUED INTERESTS AND CHARGES UP TO THE MAXIMUM AGGREGATE AMOUNT OF (4) WHICH ARE OR MAY BECOME PAYABLE TO YOU BY THE BORROWER UNDERTHE LOAN AGREEMENT NO.___(5)_____BETWEEN YOU AND THE BORROWER.THIS STANDBY LETTER OF CREDIT/GUARANTEE IS AVAILABLE AGAINST PRESENTATION OF YOUR TESTED TELEX OR SWIFT TO US STATING THAT THE AMOUNTOF SUCH CLAIM(S) REPRESENTS AND COVERS THE UNPAID BALANCE OF INDEBTEDNESSIN CONNECTION WITH YOUR GRANTING LOAN FACILITY TO THE BORROWER.WE HEREBY UNDERTAKE THAT ALL CLAIM REQUEST PRESENTED UNDER AND IN COMPLIANCE WITH TERMS AND CONDITIONS OF THIS STANDBY LETTER OF CREDIT/GUARANTEE SHALL BE DULY HONOURED, AND WE SHALL WITHIN FIVE BANKING DAYS,REMIT THE PROCEEDS TO YOU IN ACCORDANCE WITH YOUR INSTRUCTION.THE BUYING RATE OF (6) TO RENMINBI QUOTED BY INDUSTRIAL BANK CO., LTD. ON THE DATE OF YOUR DRAWING SHALL BE USED FOR THE CALCULATIONOF YOUR DRAWING AMOUNT.**PARTIAL DRAWINGS ARE ACCEPTABLE. OUR LIABILITY UNDER THIS STANDBY LETTER OF CREDIT/GUARANTEE SHALL BE REDUCED AUTOMATICALLY AND PROPORTIONALLY TO THE SUM PLUS INTEREST ALREADY PAID BY THE BORROWERAND/OR BY US.THIS STANDBY LETTER OF CREDIT/GUARANTEE WILL BE EFFECTIVE FROM (7) AND EXPIRE ON (8) AT THE COUNTER OF INDUSTRIAL BANK CO., LTD.____(9)_____BRANCH.THIS UNDERTAKING IS NOT SUBJECT TO ANY CONTRACT, AGREEMENT, CONDITIONOR QUALIFICATION. OUR OBLIGATIONS AND LIABILITIES UNDER THIS STANDBYLETTER OF CREDIT/GUARANTEE ARE INDEPENDENT.THIS STANDBY LETTER OF CREDIT/GUARANTEE IS SUBJECT TO ISP98/UCP600/URDG458.(1)备用证/保函的申请人(名称及地址)；(2)备用证/保函号码；(3)备用证/保函的借款人（名称及地址）；(4)备用证/保函币别和金额；(5)备用证/保函所对应的贷款合同号码；(6)备用证/保函币别；(7)备用证/保函生效日；(8)备用证/保函失效日；(9)备用证/保函的受益行。
备用信用证申请范文
备用信用证申请范文尊敬的亲爱的先生/女士：我想通过这封信向贵公司申请一笔备用信用证。
我是一家国际贸易公司的负责人，我们公司致力于进出口贸易业务并拥有丰富的经验和良好的声誉。
在过去的几年里，我们公司的业务规模不断扩大，贸易往来也越来越频繁。
然而，由于国际贸易业务的不确定性和变动性，我们迫切需要一笔备用信用证来保证我们的交易顺利进行，并保障我们和供应商之间的关系。
首先，备用信用证可以帮助我们解决付款问题。
在一些情况下，我们可能无法及时支付货款，这可能会对我们的商业合作伙伴产生一定的负面影响。
然而，备用信用证能够作为一种保证金，确保我们按时支付货款，这样能够保持我们和供应商之间的良好关系。
其次，备用信用证还可以帮助我们处理交货问题。
在国际贸易中，交货延误和运输问题是经常发生的，这可能会导致交易失败和客户投诉。
备用信用证可以作为一种交货保证，确保我们能够按时交付货物，并有效地减少因交货问题而引起的纠纷。
此外，备用信用证还可以作为我们与银行之间的沟通方式。
通过备用信用证，我们可以直接与银行进行沟通，解决各种支付问题和解释条款。
这可以节省我们的时间和精力，并提供更高效的服务。
基于以上原因，我希望贵公司能够同意为我们提供一笔备用信用证。
我们非常重视与贵公司的合作关系，相信一旦我们获得备用信用证的支持，我们的合作将更加顺利和稳定。
我真诚地希望您能够认真考虑我们的申请，并尽快给予一个肯定的答复。
我们期待着与贵公司继续合作，并相信我们将能够共同推动我们之间的业务发展。
再次感谢您的关注和支持！祝商祺！此致敬礼------。
备用信用证格式
备用信用证格式Form of standby letter of credit备用信用证At the request of_______(Hereunder referred to as the applicant)we________(address________________)hereby issue our irrevocable standby letter of creditno.:__________on__________in favor of china everybright bank.for the amount of USD_____________only(united states dollats___million thousand_____under the loan agreement NO.___________between china everybright bank and the applicant.The standby letter of credit is available upon china everybright bank's presentation of swift message or tested telex certifying that the amount claimet under this standby letter of credit NO.__________represents and covers the unpaid indebtedness,interests and other chargesthereon due to china everybright bank arising out of its ranting loan facility to the applicant(chich is equivalent to the principal amount of___plus accrued interests,and other bank charges payable by the applicant)we will effect payment to you within seven banking days upon receiving the swift or tested telex in compliance with the above terms.The standby letter of credit shall exprire on___This stand by letter of credit is subject to the uniform customs and practice for documentary credit(1993revision),and internatonal chamberof commerce publication NO.500.在要求_______(以下统称为申请人）we________（地址________________)在此问题，我们不可撤销的备用信用证，信用证号码.:__________on__________(填写银行)中国everybright银行。
备用信用证的参考格式
备用信用证的参考格式From: xxx Bank Date:Address:SWIFT BIC:To: Hua Xia Bank XXX BranchAddress:SWIFT BIC:Irrevocable standby letter of credit number xxx (hereinafter referred to as 'the letter ofcredit').In view of the RENMINBI loan agreement (hereinafter,the RENMINBI loan agreement) to besigned between Hua Xia Bank (hereinafter referredto as 'the lender') and xxxxxxx corp.(hereinafterreferred to as 'the borrower') with the following details:Number of loan: xxxxxxxxxxCurrency and :Principal amount xxxxxxxxValid until: mm/dd/yyWe xxxxxx (hereinafter the issuing bank) a company incorporated in xxxxxx, whose registeredoffice is at xxxxxxxxx (addresss), hereby issuean irrevocable standby letter of credit in favorof the lender, the terms and conditions are asfollows:The issuing bank unconditionally and irrevocably undertake to pay to the lender, within 5 (five) working days after its first claim in writing by means of tested telex or SWIFT, all sums due by the borrower under the RENMINBI loan agreement and which may become unpaid for any reason whatsoever.This letter of credit is for a maximum amount of xxxxx (in word xxxxxxxxxxxxxxxxxxx) and our obligations and liabilities under the letter of credit shall be joint and several. any amount claimed by the lender under the letter of credit for sums due by the borrower under the RENMINBI loan agreement shall be determined using the USD/RMB buying rate of exchange officially published by Hua Xia Bank on the date (s) of the claim (s) by the lender under the letter of credit.The maximum amount of this letter of credit will be reduced by any and all repayments of principal made by the borrower to the lender under the RENMINBI loan agreement as advised by the borrower to us supported by clear evidence of payment being made by the borrower to lender.This letter of credit will come into force once the lender has notified to the issuing bank, by means of a tested telex or SWIFT, the signing and effectiveness of the RENMINBI loan agreement, as well as its number, amount and dates of cominginto force and termination.This letter of credit is valid until 15 (fifteen) working days after the final maturity of the RENMINBI loan agreement or mm/dd/yy whichever is the earliest (hereinafter referred to as 'the maturity date') and shall extend only to claims received by us before the maturity date, beyond which date all our obligations and liabilities hereunder shall terminate automatically without the need of any advice whatsoever, the return of the letter of credit being unnecessary for its cancellation.Any claims under this letter of credit must be in the form of a duly tested telex or SWIFT, reaching us on or before the maturity date.This standby letter of credit is subject to the uniform customs and practice for documentary credit 2007 revision ICC publication No.600.。
备用信用证格式
备用信用证格式STANDBY LETTER OF CREDIT备用信用证To : Financing Bank提供资金的银行This is an irrevocable Standby Letter of Credit No.此份为不可撤消备用信用证:issued on_____________ by China Minsheng Banking Corp. Ltd. ,xxx Branch(hereunder referred to as the “Issuing Bank”)月____日开立。
由中国民生银行xxx分行(以下简称为开证行)于____年____ Beneficiary : ___Financing Bank__________________________________ 受益人:___提供资金的银行___Applicant : _______________________________________开证申请人:______Amount : __(in words)__________________ ( __infigure____________________) 金额:(大写)______(数字______) Expiry Date :_________________at Issuing Bank’s Counter到期日:______(以开证行柜台日期为准).At the request and for account of (hereunder referred to as the “Applicant”)we, China Minsheng Banking Corp. Ltd. ,xxx Branch, hereby establish our irrevocable Standby Letter Of Credit No._______________ in favour of you (Financing Bank), for themaximum amount of ( __in figure__ USD xxx.xx_)_(in words Say United States Dollars xxx only) covering the principal sum with accrued interest, accrued default interest and other banking chargers which (hereinafter referred to as the “Borrower” ) owes to you as itsindebtedness pursuant to the Loan Agreements/ Banking Facilities reference No.between the Borrower and you.应_______(在此填写开证申请人)的要求，并由其自费, 我方中国民生银行xxx 分行，特此开立此不可撤消备用信用证，信用证号码:______经由你出资银行同意，最高金额为____,数字USDxxxx,_____(大写～共计美金xxxx元整)。
ISP98备用信用证条款格式中英文对照-阅读版
ISP98备用信用证条款格式中英文对照-阅
读版
简介
ISP98备用信用证，即《备用信用证可接受条款和惯例》（International Standby Practices），是由国际商会于1998年制定的备用信用证惯例。
此惯例规定了各方在备用信用证交易过程中应遵循的各项规则和标准。
意义
ISP98备用信用证可以用于通过银行向国际贸易合作伙伴提供保证的交易。
备用信用证不同于一般信用证，其使用场景主要是保证交易的顺利实施。
在国际贸易风险较大或是信任度尚未建立的情况下，ISP98备用信用证可以保障卖方的权益，同时也不会增加买方的风险和成本。
主要条款
ISP98备用信用证包含三个主要条款：
1. 证书条款（Certificate Provision）：须提供责任证书和其他文件。
2. 要求条款（Demand Provision）：要求银行提供责任和契约证书。
3. 能力条款（Ability Provision）：银行提供证明其存在提供任何有关信用证保证的能力。
格式
ISP98备用信用证的格式包含多个部分，包括：
1. 正文部分
2. 附件部分
3. 表格部分
此文档为ISP98备用信用证条款格式中英文对照阅读版，其中对照了主要条款和格式要求，需要注意的是具体条款应根据具体情况和交易双方约定而定。
备用信用证详解及样本
备用信用证详解及样本什么是备用信用证，备用信用证的融资性质：备用信用证又称担保信用证，是指不以清偿商品交易的价款为目的，而以贷款融资，或担保债务偿还为目的所开立的信用证。
备用信用证是在美国发展起来的一种以融通资金、保证债务为目的的金融工具。
在十九世纪初，美国有关法例限制银行办理保函业务，然而随着各项业务的发展，银行确有为客户提供保证业务的需要，因而产生了备用信用证。
由此可见，备用信用证就是一种银行保函性质的支付承诺。
在备用信用证中，开证行保证在开证申请人未能履行其应履行的义务时，受益人只要凭备用信用证的规定向开证行开具汇票，并随附开证申请人未履行义务的声明或证明文件即可得到开证行偿付。
备用信用证只适用《跟单信用证统一惯例》（500号）的部分条款。
备用信用证有如下性质：1、不可撤销性。
除非在备用证中另有规定，或经对方当事人同意，开证人不得修改或撤销其在该备用证下之义务。
2、独立性。
备用证下开证人义务的履行并不取决于：a.开证人从申请人那里获得偿付的权利和能力；b.受益人从申请人那里获得付款的权利；c.备用证中对任何偿付协议或基础交易的援引；d.开证人对任何偿付协议或基础交易的履约或违约的了解与否。
3、跟单性。
开证人的义务要取决于单据的提示，以及对所要求单据的表面审查。
4、强制性。
备用证在开立后即具有约束力，无论申请人是否授权开立，开证人是否收取了费用，或受益人是否收到或因信赖备用证或修改而采取了行动，它对开证行都是有强制性的。
备用信用证（STANDBY L/C）的种类：根据在基础交易中备用信用证的不同作用主要可分为以下8类：1．履约保证备用信用证（PERFORMANCE STANDBY）——支持一项除支付金钱以外的义务的履行，包括对由于申请人在基础交易中违约所致损失的赔偿。
2．预付款保证备用信用证（ADV ANCE PAYMENT STANDBY）——用于担保申请人对受益人的预付款所应承担的义务和责任。
备用信用证(MT760)
備用信用證甲方：接證方乙方：開證方IT IS HEREBY AGREED THAT:茲同意：-1Party A is to arrange and/or establish the credit line through his or associate’s Funding Bank. Party A is to arrange the irrevocable joint signatory at the funding bank.甲方安排和/或通過其或其聯營公司的資金銀行建立信貸額度。
2Party B is to arrange and/or cause the issuance of such FINANCIAL INSTRUMENT from the Issuing Bank under international banking regulations and covenants.乙方根據國際銀行條例及公約，安排和/或開證銀行開出此金融工具。
3Once the hypothecated bank credit facilities are obtained by Party A or his associate from the Funding Bank as guaranteed by the FINANCIAL INSTRUMENT issued by Party B’s Issuing Bank, the said credit facilities shall be drawn down in the following manner:-當甲方或其聯營公司因獲得乙方開證銀行開出的金融工具擔保，從而於資金銀行取得抵押銀行信貸，則該信貸需按以下原則支款：-3.1The Credit Facilities to be drawn down by Party A will be atxx%of the face value of FINANCIAL INSTRUMENT.WHEREASboth “PARTIES” acknowledge and agreed that 15 days before maturityOR whichever date of the Bank Instrument, the Party A will be allowedto draw upon it whenever.甲方的信貸支款額為該金融工具面值的XX%。
2010 国外开来备证格式
附件1：备用信用证/保函标准文本To: China Construction Bank Branch Sub-branchAddress:Swift Code: PCBCCNBJXXXFor benefit of branch __________ Sub-branchFrom:Address:Swift Code:With reference to the Loan Agreement No.___________(hereinafter called “the Agreement”) signed between China Construction Bank branch______ sub-branch (hereinafter called “the Lender”) and_______________________________(hereinafter called “the Borrower”) for a principal amount RMB ____________ (RENMINBI _____________), we hereby issue our irrevocable Stand-by Letter of Credit /Guarantee No.___________ in the Lender’s favor for account of the Borrower which has its registered office at __________________for an amount up to USD________ (UNITED STATES DOLLARS ____________________) which covers: the principal amount of the Agreement plus interest accrued from the aforesaid principal amount and other charges and amounts all of which the Borrower has undertaken to pay the Lender. The exchange rate will be the buying USD rate of China Construction Bank Branch ______ Sub-branch on the date of your receiving our funds.We agree to make all payments under this Stand-by Letter of Credit /Guarantee free and clear of, and without deduction for, any present or future tax, levy, charge or withholding imposed by any authority.In case that the amount of this Stand-by Letter of Credit /Guarantee is not sufficient due to the exchange rate fluctuation between US Dollars and RMB, we hereby agree to increase the amount of this Stand-by Letter ofCredit/Guarantee automatically.This Stand-by Letter of Credit /Guarantee is available by sight payment. We engage with you that upon receipt of your signed Statement or tested telex Statement or SWIFT stating that the amount in USD represents the unpaid balance of the indebtedness due to the Lender by the Borrower, we will pay you within 7 banking days the amount specified in your Statement or SWIFT. This Stand-by Letter of Credit/Guarantee will come into effect on __________ and expire on _________ at the counter of China Construction Bank branch _______ Sub-Branch.This Stand-by Letter of Credit /Guarantee is subject to the XXX(International Practice) .This Stand-by Letter of Credit /Guarantee Shall be governed by the laws of the People’s Republic of China. When disputes arise from the aforesaid irrevocable Stand-by Letter of Credit/Guarantee No. ____________, if the parties can not settle their disputes through consultation, the parties shall bring suit at the people’s court in the place where the Lender is located.Our obligations hereunder shall be unconditional, independent and irrespective of the validity or enforceability of the Agreement or any part thereof.。
备用信用证详解及样本
备用信用证详解及样本备用信用证是一种用于保障买卖双方利益的支付方式，特别适用于贸易中存在一定风险或可疑情况的情况下。
它是指在正式信用证未能履行或无法履行时，由发证行按约定条件执行的一种付款代理方式。
下面将详细介绍备用信用证的具体内容，并提供一份备用信用证的样本。
2.信用证号码和日期：备用信用证应有唯一的信用证号码，并标明信用证的日期。
3.被保证金额和货币种类：备用信用证中应明确规定所保证的金额和货币种类。
4.履约条件：备用信用证中应明确规定履约条件，即在何种情况下可以触发备用信用证的履行，如正式信用证未能履行或无法履行。
5.履行期限：备用信用证中应明确规定履行期限，即受益人需要在何时之前提出支付申请并向发证人提供履行文件。
6.履行文件和检查要求：备用信用证中应明确规定受益人需要提供的履行文件，并具体规定发证人对相关文件的检查要求。
7.付款条款和方式：备用信用证中应明确规定付款的条款和方式，包括付款金额、付款期限以及付款方式（如电汇、票据等）。
日期：2024年1月1日发证人：XXXX银行地址：XXXXX街道XX号受益人：XXXX公司地址：XXXXX街道XX号一、被保证金额和货币种类：本备用信用证保证金额为：XXX万美元（大写：XXX万美元），货币种类为美元。
二、履约条件：正式信用证无法履行或未能履行时，本备用信用证将按照第三章第4条的条件履行。
三、履行期限：受益人需在正式信用证无法履行或未能履行之日起的30个工作日内向发证人提出履行申请，并向发证人提供以下履行文件：1.交货清单：受益人应向发证人提供货物的详细交货清单。
2.提单副本：受益人应向发证人提供货物的提单副本。
3.发票：受益人应向发证人提供货物的发票。
四、履行文件和检查要求：发证人将按照国际贸易惯例对受益人提供的履行文件进行检查，确保文件的真实有效。
五、付款条款和方式：受益人向发证人提出履行申请后，发证人将按照条款规定的付款金额、付款期限和付款方式进行支付。
备用信用证详解及样本
备用信用证详解及样本备用信用证是指在不同情况下，开证行能够根据申请人或受益人的要求，将信用证的付款责任转移到一个备用的信用证上。
备用信用证通常用于贸易业务中，以提供信用支持和确保付款的安全性。
下面将对备用信用证进行详细解析，并提供一个样本。
1.信用支持：备用信用证提供了额外的信用支持，并确保在一些情况下支付能够如期进行，例如出口商无法获得主信用证的付款或主信用证无法满足受益人的需求。
2.灵活性：备用信用证具有更大的灵活性，受益人可以根据实际需要使用备用信用证。
例如，如果主信用证的金额不足以满足受益人的要求，受益人可以要求开证行将付款责任转移到备用信用证上。
3.安全性：备用信用证提供了额外的安全性，使受益人对付款有更高的保障。
无论在何种情况下，备用信用证都能够确保支付的准时进行，避免了付款风险。
4.条件灵活：备用信用证的条件可以根据申请人和受益人的需求进行调整。
开证行和受益人可以协商并制定适当的条款和条件，以满足双方的要求。
以下是一个备用信用证的样本：-----------------------------------------------------------------------------样本备用信用证[信用证编号]贸易条款：1.开证行：[开证行名称和地址]2.申请人：[申请人名称和地址]3.受益人：[受益人名称和地址]4.付款行：[付款行名称和地址]5.有效期：[有效期限]6.金额：[备用信用证金额]7.付款条件：即期信用证，受益人提交符合信用证条款的单据后，开证行将在三个工作日内付款。
单据要求：1.发票：一式三份符合国际贸易规则的发票，包括商品名称、数量、单价和金额等详细信息。
2.装箱单：一式三份的装箱单，详细说明货物包装和运输情况。
3.提单：一式三份正本的清洁提单，表明货物已经发运，并详细说明货物的品名、数量和运输方式。
4.保险单：一式三份的货物保险单，表明货物在运输途中的保险情况，并提供合适的险别和金额。
中国银行开立保函和备用信用证合同
开立保函/备用信用证合同编号：2011年中锦保N字004号甲方（申请人）：xxxxxxxxxxxxxxxxxxxxxxxxxxx营业执照号码: xxxxxxxxxxxxxxx法定代表人/负责人：xxxx住所地：xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx x 邮编：xxxxx 开户金融机构及账号：xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx电话: xxxxxxxxxxx xx 传真：xxxxxxx xxx乙方：中国银行股份有限公司xxxxxx行法定代表人/负责人：xxxx住所地：xxxxxxxxxxxxxx邮编：xxxxxx电话: xxxxxxxx 传真：xxxxxxxx依据有关法律法规的规定，双方经协商一致，签订本合同。
第一条开立保函/备用信用证的前提条件在本合同项下开立保函/备用信用证，须满足下列条件：1、本合同已生效；2、甲方/被担保人（适用于依第三条第1款规定由被担保人承担本合同项下权利义务的情形，下同）向乙方预留与签署本合同有关的公司文件、单据、印鉴、相关人员名单和签字样本，并填妥有关凭证；3、甲方/被担保人开立乙方要求的为完成本合同下业务所必需的账户；4、甲方/被担保人办妥叙作业务所必备的法律和行政审批手续，按乙方要求提交相应审批文件的副本或与原件相符的复印件。
按照国家法律法规的规定，相关手续须由乙方办理的，甲方/被担保人同意给予一切配合；5、本合同约定的反担保已有效设立；6、乙方认为甲方应予满足的其他条件。
第二条保函/备用信用证的开立如乙方接受甲方/被担保人开立保函/备用信用证的申请，应按照双方约定开出保函/备用信用证。
乙方应甲方/被担保人申请开立的保函/备用信用证的详细内容参照第三条中的约定，最终内容以乙方开出的保函/备用信用证为准。
第三条保函/备用信用证的要素甲方/被担保人向乙方申请开立以下内容的保函/备用信用证：1、甲方名称和地址：xxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx （中文）。
第十三章 备用证
第十三章 备用证第十三章Standby Letter of Credit第一节第一节 备用证概述一、备用证的概念•备用证是现代银行代替银行保函的流行方式，是一种担保书，也可以看做是信用证的一种特殊形式。
•美国联邦储备银行委员会：任何信用证或类似的协议，不论其如何命名或怎样叙述，只要开证行对受益人承担如下义务即为备用信用证：①偿还开证申请人的借款或预收款；②支付由开证申请人承担的任何债务；③赔偿因开证申请人在履行合同中的违约所造成的任何损失。
二、备用证适用惯例•UCP600第1条规定：“跟单信用证统一惯例，2007年修订本，国际商会第600号出版物，适用于所有在正文中标明按本惯例办理的跟单信用证（包括本惯例适用范围内的备用信用证）。
”只要受益人提交了与信用证规定相符的单据，即可取得开证行的偿付。
这里所指的单据是指汇票、开证申请人未履约的声明或证明文件等。
如果到时开证申请人履约无误，则备用信用证就成为“备而不用”的结算方式，故称为“备用信用证”。
•ISP98规定，将根据本惯例开立或受本惯例约束的承诺命名为备用证（standby）。
ISP98的适用对象是一种担保书，不论开证人将其所做出的这项承诺叫什么名字或用什么词句来描述，只要这项承诺的内容具备所说的要素，就是本惯例定义的备用证。
•因此，备用证可能是如UCP600所定义的银行备用信用证，也可能是非银行机构开出的备用信用证，更可能是不以备用信用证命名的某种担保书，只要在其正文中明确表示根据ISP98开立或受ISP98的约束。
三、备用证的基本要素1.备用证的完整编号；2.各方当事人的名称，包括开证行、申请人、受益人、受证行；3.基础合同签订的日期、编号及主要内容；4.备用证担保的范围（责任）、币种、金额；5.索偿时所需要提供的文件或单证及提示方式；6.备用证的效期，包括生效日期、失效日期；7.备用证的准具法。
四、备用证的类型•履约备用证•预付款备用证•投标备用证•反担保备用证•融资备用证•直接付款备用证•保险备用证•商业备用证五、备用证当事人的责任关系1.申请人向开证行申请开立备用证；2.开证行向受证行开出备用证；3.受证行向受益人通知备用证；4.申请人顺利履行基础合同的义务，备用证自动失效•或4.申请人未履行基础合同义务；5.受益人将索偿声明及文件或单证向开证行提示；6.开证行履行备用证责任和义务；7.开证行与申请人交涉归还代偿付款项。
备用信用证格式(中英文翻译版本)
FORM OF STANDBY LETTER OF CREDITAT THE REQUEST OF__________________________(HEREUNDER REFERED TO AS “THE APPLICANT”), WE HEREBY ISSUE OUR IRREVOCABLE STANDBY LETTER OF CREDIT NO_________________IN FA VOUR OF INDUSTRIAL BANK CO., LTD.TIANJIN BRANCH FOR FACILITIES UNDER LOAN AGREEMENT NO._____________ GRANTED TO________________________________________(“BORROWER”)AND FOR UP TO THE AGGREGATE AMOUNT OF U.S. DOLLARS(IN WORD)____________________(USD )A V AILABLE FOR PAYMENT AGAINST YOUR TESTED TELEX OR AUTHENTICA TED SWIFT TO US STATING AS FOLLOWS: THE AMOUNT OF SUCH CLAIM(S) REPRESENTS AND COVERS THE UNPAID INDEBTEDNESS (INCLUSIVE OF ACCRUED INTERESTS, CHARGES AND OTHER EXPENSES) DUE TO US BY _____________________(“BORROWER”) UNDER THE LOAN AGREEMENT NO ________________IN RESPECT OF LOAN FACILITY GRANTED BY US TO THE BORROWER”.“WE HEREBY CERTIFY THAT THE SELLING RA TE OF U.S. DOLLARS TO RENMINBI QUOTED BY INDUSTRIAL BANK, TIANJIN BRANCH ON THE DATE OF YOUR DRAWING SHALL BE USED FOR THE CALCULATION OF YOUR DRAWING AMOUNT.ALL BANK CHARGES RELATING TO THIS STANDBY LETTER OF CREDIT ARE FOR APPLICANT ACCOUNTPARTIAL DRAWINGS ARE ACCEPTABLE.THIS STANDBY LETTER OF CREDIT IS NON-TRANSFERABLETHIS STANDBY LETTER OF CREDIT IS EFFECTIVE FROM ____________AND EXPIRE ON _________________AT THE COUNTER OF INDUSTRIAL BANK CO., LTD. TIANJIN BRANCH, ALL CLAIMS HEREUNDER MUST REACH TO US NOT LATER THAN THE ABOVE MENTIONED EXPIRY DATE AND AFTER THE EXPIRY DATE THIS STANDBY LETTER OF CREDIT AUTOMATICALL Y BECOMES NULLWE HEREBY AGREE AND UNDERTAKE THAT YOUR CLAIM(S) UNDER AND IN COMPLICANCE WITH THE TERMS AND CONDITIONS OF THIS CREDIT WILL BE DUL Y HONOURED UPON PRESENTA TION.THIS STANDBY LETTER OF CREDIT IS SUBJECT TO THE UNIFORM CUSTOMS AND PRACTICE FOR DOCUMENTARY CREDITS(2007 REVISION) INTERNATIONAL CHAMBER OF COMMERCE PUBLICATION NO.600备用信用证格式根据__________(下文称为“申请人”)的要求，我们在此开出我们的不可撤消备用信用证，编号：_________,以兴业银行股份有限公司天津支行为受益人，根据授予_____________（“借款人”）的贷款协议，编号：____________,最高总额为U.S.___________(大写)美元(USD___________),通过加押电传或经证实的SWIFT（环球同业银行金融电讯协会）支付，内容如下：“我们在此特证明，根据___________ “借款人”与我方之间的借款融通之贷款协议，编号：________________,该索赔金额代表且涵盖“借款人”欠我方的未付债务（包括应计的利息、手续费及其他费用）。
光大银行信用证保函样本
附件：供参考的我行融资性保函/备用信用证格式条款ATTN: XXX BANK XXX BRANCH (境外融资行)FROM: CHINA EVERBRIGHT BANK, XXX BRANCHDATE OF ISSUE: YY/MM/DDLC ISSUING BANK: CHINA EVERBRIGHT BANK ,XXX BRANCH APPLICANT: XXXBENEFICIARY: XXX BANK XXX BRANCH (境外融资行)RE: OUR STANDBY LETTER OF CREDIT NO. XXXX.WE, CHINA EVERBRIGHT BANK , XXX BRANCH HEREBY ISSUE OUR IRREVOCABLE AND UNCONDITIONAL STANDBY LETTER OF CREDIT NO. XXX FOR THE AGGREGATE AMOUNT OF币种+金额(SAY大写金额ONLY) IN YOUR FAVOUR AS A SECURITY FOR CREDIT FACILITYWHICH YOU WILL GRANT TO XXX (境外借款人) (HEREINAFTER CALL ''BORROWER'') UNDER THE FACILITY LETTER REF. XXX DATED ON MM/DD/YY BETWEEN XXX BANK XXX BRANCH (境外融资行) AND THE BORROWER (HEREINAFTER CALL ''FACILITY LETTER''). .THIS STANDBY LETTER OF CREDIT IS AVAILABLE BY PAYMENT WITH US AGAINST AUTHENTICATED SWIFT TO US BY XXX BANK XXX BRANCH (境外融资行) STATING THAT THE BORROWER FAILED TO PERFORM IN ACCORDANCE WITH THE TERMS AND CONDITIONS OF THE FACILITY LETTER AND THE AMOUNT DRAWN REPRESENTS THE UNPAID BALANCE OF INDEBTEDNESS INCLUDING THE PRINCIPAL AMOUNT, INTEREST ACCRUED, OVERDUE INTEREST, TAXES, FEES AND OTHER BANKING CHARGES DUE TO YOU BY THE BORROWER..WITHIN 5 WORKING DAYS AFTER RECEIPT OF YOUR AUTHENTICATED SWIFT,WE WILL PAY YOU THE AMOUNTSPECIFIED IN THE AUTHENTICATED SWIFT. IN ANY EVENT, THE TOTAL CLAIMED AMOUNT NOT EXCEED币种+金额(SAY大写金额ONLY). THIS STANDBY LETTER OF CREDIT WILL COME INTO EFFECT ON YY/MM/DDAND EXPIRE ON YY/MM/DD AT THE COUNTER OF CHINA EVERBRIGHT BANKXXX BRANCH.PARTIAL DRAWINGS AND MULTIPLE DRAWINGS ARE ALLOWED.THIS STAND-BY LETTER OF CREDIT IS NOT TRANSFERABLE OR ASSIGNABLE.EXCEPT AS EXPRESSLY STATED HEREIN, THIS UNDERTAKING IS NOT SUBJECT TO ANY AGREEEMENT, CONDITION OR QUALIFICATION. WE ENGAGE WITH YOU THAT ALL CLAIMS DRAWN UNDER AND IN COMPLANCE WITH TERMS ANDCONDITIONS OF THIS STANDBY LETTER OF CREDIT SHALL BE DULY HONOURED. ALL PAYMENT UNDER THIS STANDBY L/C SHALL BE MADE BY US WITHOUT SET-OFF OR COUNTERCLAIM OF ANY KIND. ANY PAYMENT MADE SHALL BE FREE AND WITHOUT DEDUCTION OF ANY TAXES, DUTIES, FEES OR WITHHOLDING OF ANY NATURE WHATSOEVER AND BY WHOMEVER IMPOSED..ALL BANKING CHARGES ARE FOR ACCOUNT OF APPLICANT.THIS STANDBY LETTER OF CREDIT IS SUBJECT TO THE INTERNATIONAL STANDBYPRACTICES ISP98, I.C.C. PUBLICATION NO. 590.。
备用信用证样本
备用信用证样本Document serial number【NL89WT-NY98YT-NC8CB-NNUUT-NUT108】备用信用证样本（交通银行的融资性备用信用证样本）：To: Bank of communications, SHENYANG BranchFrom: XYZ BANKDate: 20 DECEMBER 2004Standby Letter of CreditWith reference to the loan agreement no. 2004HN028 (hereinafter referred to as "the agreement" )signed between Bank of Communications, SHENYANG Branch (hereinafter referred to as "the lender" ) and LIAONING ABC CO., LTD (hereinafter referred to as "the borrower" )for a principal amount ofRMB2,000,000 (in words),we hereby issue our irrevocable standby letter of credit no. in the lender's favor for amount of the HONGKONG AABBCC CORPORATION which has its registered office at AS 8 FL. 2SEC. CHARACTER RD. HONGKONG for an amount up to UNITED STATES DOLLARS THREE MILLION ONLY.(USD3,000,000)which covers the principal amount of the agreement plus interest accrued from aforesaid principal amount and other charges all of which the borrower has undertaken to pay the lender. The exchange rate will be the buying rate of USD/RMB quoted by Bank of Communications on the date of our payment. In the case that the guaranteed amount is not sufficient to satisfy your claim due to the exchange rate fluctuation between USD and RMB we hereby agree to increase the amount of this standby L/C accordingly.Partial drawing and multiple drawing are allowed under this standby L/C.This standby letter of credit is available by sight payment. We engage with you that upon receipt of your draft(s) and your signed statement or tested telex statement or SWIFT stating that the amount in USD represents the unpaid balance of indebtedness due to you by the borrower, we will pay you within 7 banking days the amount specified in your statement or SWIFT. All drafts drawn hereunder must be marked drawn under XYZ Bank standby letter of credit no. dated 20 DECEMBER 2004.This standby letter of is credit will come into effect on 20 DECEMBER 2004 and expire on 09 DECEMBER 2005 at the counter of bank of Communications , SHENYANG branch.This standby letter of credit is subject to Uniform Customs and Practice for Document Credits(1993 revision) International Chamber of Commerce Publication No.500.案例来说明备用信用证是如何帮助公司融资的以及其中相应的风险。
招商银行融资性保函(备用信用证)格式
附3—F招商银行融资性保函（备用信用证）格式China Merchants Bank Irrevocable Standby Letter of Credit for Finance FormatDate of Issue: Advising Bank:Standby Letter of Credit Ref.:Date of Expiry:Beneficiary(name and address):Dear sirs,At the request of __________________(Applicant), we hereby establish our Irrevocable Standby Letter of Credit No. ___________________in your favour for upto the aggregate amount (inclusive of all accrued interests and charges) of (AMOUNT IN FIGURES AND WORDS)available by drafts drawn at sight on us marked “Drawn under China Merchants Bank, ______Branch Irrevocable Standby Letter of Credit No.____________ dated _________" and accompanied by a statement purportedly signed by the authorized officers of beneficiary stating that:We hereby certify that the amount of the draft represents the unpaid indebtedness (inclusive of accrued interests and charges) due to us by_________________ (Borrower) under the credit facilities granted by us to the Borrower.Special conditions:□partial drawing is allowed. □Multiple drawings are allowed.□All bank charges relating to this Standby Letter of Credit are for Applicant’s account.□All banking charges outside China are for account of the beneficiary.□This Standby Letter of Credit is non-transferable.This Standby Letter of Credit will expire on _________ (Expiry Date) at our counters. The above-mentioned drafts and statements must reach us at (address of the branch) ,China on or before the expiry date.We hereby agree and undertake that drafts drawn under and in compliance with the terms and conditions of this credit will be duly honoured upon presentationThis Standby Letter of Credit is subject to the International Standby Practices (ISP 98).China Merchants Bank Irrevocable Standby Letter of Credit for Finance Format中国招商银行不可撤销的备用信用证融资格式Date of Issue:发行日期:Advising Bank:通知行:Standby Letter of Credit Ref.:备用信用证Ref。
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备用信用证格式
STANDBY LETTER OF CREDIT
备用信用证
To : Financing Bank
提供资金的银行
This is an irrevocable Standby Letter of Credit No.
此份为不可撤消备用信用证:
issued on_____________ by China Minsheng Banking Corp. Ltd. ,xxx Branch(hereunder referred to as the “Issuing Bank”)
月____日开立。
由中国民生银行xxx分行(以下简称为开证行)于____年____ Beneficiary : ___Financing Bank__________________________________ 受益人:___提供资金的银行___
Applicant : _______________________________________
开证申请人:______
Amount : __(in words)__________________ ( __in
figure____________________) 金额:(大写)______(数字______) Expiry Date :_________________at Issuing Bank’s Counter
到期日:______(以开证行柜台日期为准)
.
At the request and for account of (hereunder referred to as the “Applicant”)
we, China Minsheng Banking Corp. Ltd. ,xxx Branch, hereby establish our irrevocable Standby Letter Of Credit No._______________ in favour of you (Financing Bank), for the
maximum amount of ( __in figure__ USD xxx.xx_)_(in words Say United States Dollars xxx only) covering the principal sum with accrued interest, accrued default interest and other banking chargers which (hereinafter referred to as the “Borrower” ) owes to you as its
indebtedness pursuant to the Loan Agreements/ Banking Facilities reference No.
between the Borrower and you.
应_______(在此填写开证申请人)的要求，并由其自费, 我方中国民生银行xxx 分行，特此开立
此不可撤消备用信用证，信用证号码:______经由你出资银行同意，最高金额
为____,数字
USDxxxx,_____(大写～共计美金xxxx元整)。
全额投保主资金及其应计利息、应计违约利息和
其他银行费用等根据借方与你方的贷款合同/银行业务编号________属于
_________,在此填写借
方名称,欠你方的债务。
This Standby Letter of Credit is available with Issuing Bank by Payment against presentation of:
--Your demand claiming for payment by authenticated SWIFT message stating that the amount drawn
hereunder represents and covers the unpaid indebtedness due to Financing Bank by _____(the
name of borrower)____________________ arising out of the Loan Agreements/ Banking Facilities
reference No. granted to them, showing the number and the date of this Standby Letter of Credit.
此备用信用证在开证行承兑议付有效，基于以下称述:
你方之指示，以已验证的SWIFT电传信息的偿付，说明此汇票下开立的代表方和投保方之未偿还
债务金额，根据出资银行由______(此处填写借方名称)起于贷款合同/银行业务编号_______担
保给他们，并显示该备用信用证的编号及开证日期。
Other Terms And Conditions:
其他条款及条件:
- Partial and multiple drawings are permitted
部分及多重开票是允许的
- All demands made hereunder must be presented to the Issuing Bank on or before the Expiry date __________ after which this standby letter of credit automatically becomes null and void. 所有在此信用证下的请求必须在到期日_______前提交到开证行，迟于该日期则该备用信用证自动失效。
- Notwithstanding Article 36 of UCP 600, if this Standby Letter of Credit expires during an interruption of business as described in Article 36,we hereby specifically authorize and agree to effect payment
if the claims drawn in respect of this Standby Letter of Credit is presented within 30days after the resumption of business.
纵使UCP600第36条款有相关规定，即如果此备用信用证在如条款36所描述
的交易中断期间到
期了，但是涉及此备用信用证的汇票在交易恢复后30天内开立，那么我们仍
然特别地授权和同意
付款有效。
.
Reimbursement Instruction:
偿付说明
- On receipt of the demand in accordance with the terms and conditions of this Standby Letter of Credit , we shall effect payment to you not exceeding the above maximum amount as per your payment instructions.
在收到根据此备用信用证的条款及条件开出的要求后，我们将根据你的付款指示偿付不超过最高
信用证额度的金额。
.
We hereby engage with you that authenticated SWIFT demand drawn
under and in compliance with the terms of this Standby Letter of Credit will be duly honored upon presentation to us. 我们在此与你方保证，依据此信用证下的条款验证过的SWIFT电传汇票指示将根据提交给我们的单据按时承兑。
This Standby Letter of Credit is subject to the Uniform Customs and Practice for Documentary Credits (2007 revision, International Chamber of Commerce, Paris, France, Publication no. 600). 此备用信用证从属于跟单信用证书统一惯例,2007修订本～国际商会法国巴黎出版号600,。