Option, for Real Estate
关于财务管理的英文单词
记帐:Bookkeeping Service对帐:Auditing Service联行:Associated Banks Service 或Affiliated Banks Service(我还是不明白这与5有何区别,但Associated和Affiliated不是动词原形,是形容词)代理业务: Agency Service银行卡接柜:Inter-Bank Bankcard Business Service现金审批:Cash Approval Service开销户: Account Opening/Closing Service开户的标牌还可以用:New Account/New Clientbig macs, big/large-cap stock, mega-issue 大盘股offering, list 上市bourse 证交所Shanghai Exchange 上海证交所pension fund 养老基金share 股票valuation 股价underwriter 保险商government bond 政府债券saving account 储蓄账户equity market 股市shareholder 股东delist 摘牌inventory 存货traded company, trading enterprise 上市公司market fundamentalist 市场经济基本规则damage-control machinery 安全顾问efficient market 有效市场opportunistic practice 投机行为entrepreneur 企业家cook the book 做假账regulatory system 监管体系portfolio 投资组合money-market 短期资本市场capital-market 长期资本市场volatility 波动diversification 多元化real estate 房地产option 期权call option 看涨期权put option 看跌期权merger 并购arbitrage 套利Securities and Exchange Commission 〈美〉证券交易委员会dollar standard 美元本位制budget 预算deficit 赤字bad debt 坏账macroeconomic 宏观经济fiscal stimulus 财政刺激a store of value 保值transaction currency 结算货币forward exchange 期货交易intervention currency 干预货币Treasury bond 财政部公债pickup in price 物价上涨Federal Reserve 美联储inflation 通货膨胀deflation 通货紧缩tighter credit 紧缩信贷monetary policy 货币政策foreign exchange 外汇spot transaction 即期交易forward transaction 远期交易quote 报价常见银行英语词汇account number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间(Consumer Price Index) 消费者物价指数business 企业商业业务financial risk 财务风险sole proprietorship 私人业主制企业partnership 合伙制企业limited partner 有限责任合伙人general partner 一般合伙人separation of ownership and control 所有权与经营权分离claim 要求主张要求权management buyout 管理层收购tender offer 要约收购financial standards 财务准则initial public offering 首次公开发行股票private corporation 私募公司未上市公司closely held corporation 控股公司board of directors 董事会executove director 执行董事non- executove director 非执行董事chairperson 主席controller 主计长treasurer 司库revenue 收入profit 利润earnings per share 每股盈余return 回报market share 市场份额social good 社会福利financial distress 财务困境stakeholder theory 利益相关者理论value (wealth) maximization 价值（财富）最大化common stockholder 普通股股东preferred stockholder 优先股股东debt holder 债权人well-being 福利diversity 多样化going concern 持续的agency problem 代理问题free-riding problem 搭便车问题information asymmetry 信息不对称retail investor 散户投资者institutional investor 机构投资者agency relationship 代理关系net present value 净现值creative accounting 创造性会计stock option 股票期权agency cost 代理成本bonding cost 契约成本monitoring costs 监督成本takeover 接管corporate annual reports 公司年报balance sheet 资产负债表income statement 利润表statement of cash flows 现金流量表statement of retained earnings 留存收益表fair market value 公允市场价值marketable securities 油价证券check 支票money order 拨款但、汇款单withdrawal 提款accounts receivable 应收账款credit sale 赊销inventory 存货property,plant,and equipment 土地、厂房与设备depreciation 折旧accumulated depreciation 累计折旧liability 负债current liability 流动负债long-term liability 长期负债accounts payout 应付账款note payout 应付票据accrued espense 应计费用deferred tax 递延税款preferred stock 优先股common stock 普通股book value 账面价值capital surplus 资本盈余accumulated retained earnings 累计留存收益hybrid 混合金融工具treasury stock 库藏股historic cost 历史成本current market value 现行市场价值real estate 房地产outstanding 发行在外的a profit and loss statement 损益表net income 净利润operating income 经营收益earnings per share 每股收益simple capital structure 简单资本结构dilutive 冲减每股收益的basic earnings per share 基本每股收益complex capital structures 复杂的每股收益diluted earnings per share 稀释的每股收益convertible securities 可转换证券warrant 认股权证accrual accounting 应计制会计amortization 摊销accelerated methods 加速折旧法straight-line depreciation 直线折旧法statement of changes in shareholders’equity 股东权益变动表source of cash 现金来源use of cash 现金运用operating cash flows 经营现金流cash flow from operations 经营活动现金流direct method 直接法indirect method 间接法bottom-up approach 倒推法investing cash flows 投资现金流cash flow from investing 投资活动现金流joint venture 合资企业affiliate 分支机构financing cash flows 筹资现金流cash flows from financing 筹资活动现金流time value of money 货币时间价值simple interest 单利debt instrument 债务工具annuity 年金future value 终至present value 现值compound interest 复利compounding 复利计算pricipal 本金mortgage 抵押credit card 信用卡terminal value 终值discounting 折现计算discount rate 折现率opportunity cost 机会成本required rate of return 要求的报酬率cost of capital 资本成本ordinary annuity普通年金annuity due 先付年金financial ratio 财务比率deferred annuity 递延年金restrictive covenants 限制性条款perpetuity 永续年金bond indenture 债券契约face value 面值financial analyst 财务分析师coupon rate 息票利率liquidity ratio 流动性比率nominal interest rate 名义利率current ratio 流动比率effective interest rate 有效利率window dressing 账面粉饰going-concern value 持续经营价值marketable securities 短期证券liquidation value 清算价值quick ratio 速动比率book value 账面价值cash ratio 现金比率marker value 市场价值debt management ratios 债务管理比率intrinsic value 内在价值debt ratio 债务比率mispricing 给……错定价格debt-to-equity ratio 债务与权益比率valuation approach 估价方法equity multiplier 权益乘discounted cash flow valuation 折现现金流量模型long-term ratio 长期比率undervaluation 低估debt-to-total-capital 债务与全部资本比率overvaluation 高估leverage ratios 杠杆比率option-pricing model 期权定价模型interest coverage ratio 利息保障比率contingent claim valuation 或有要求权估价earnings before interest and taxes 息税前利润promissory note 本票cash flow coverage ratio 现金流量保障比率contractual provision 契约条款asset management ratios 资产管理比率par value 票面价值accounts receivable turnover ratio 应收账款周转率maturity value 到期价值inventory turnover ratio 存货周转率coupon 息票利息inventory processing period 存货周转期coupon payment 息票利息支付accounts payable turnover ratio 应付账款周转率coupon interest rate 息票利率cash conversion cycle 现金周转期maturity 到期日asset turnover ratio 资产周转率term to maturity 到期时间profitability ratio 盈利比率call provision赎回条款gross profit margin 毛利润call price 赎回价格operating profit margin 经营利润sinking fund provision 偿债基金条款net profit margin 净利润conversion right 转换权return on asset 资产收益率put provision 卖出条款return on total equity ratio 全部权益报酬率indenture 债务契约return on common equity 普通权益报酬率covenant 条款market-to-book value ratio 市场价值与账面价值比率trustee 托管人market value ratios 市场价值比率protective covenant 保护性条款dividend yield 股利收益率negative covenant 消极条款dividend payout 股利支付率positive covenant 积极条款financial statement财务报表secured deht担保借款profitability 盈利能力unsecured deht信用借款viability 生存能力creditworthiness 信誉solvency 偿付能力collateral 抵押品collateral trust bonds 抵押信托契约debenture 信用债券bond rating 债券评级current yield 现行收益yield to maturity 到期收益率default risk 违约风险interest rate risk 利息率风险authorized shares 授权股outstanding shares 发行股treasury share 库藏股repurchase 回购right to proxy 代理权right to vote 投票权independent auditor 独立审计师straight or majority voting 多数投票制cumulative voting 积累投票制liquidation 清算right to transfer ownership 所有权转移权preemptive right 优先认股权dividend discount model 股利折现模型capital asset pricing model 资本资产定价模型constant growth model 固定增长率模型growth perpetuity 增长年金mortgage bonds 抵押债券。
关于中国房地产市场的英文文章
关于中国房地产市场的英文文章China's real estate market has experienced rapid growthin recent years. The article provides an accurate analysisand update on the current state of the market. It can be used as a reference for investors, economists, or individuals interested in understanding the dynamics of the Chinese real estate industry.以下是使用28句双语例句来回答关于中国房地产市场的问题：1. China's real estate market has been a key driver ofthe country's economic growth.中国的房地产市场一直是中国经济增长的重要引擎。
2. The high demand for property in China has led tosoaring housing prices.在中国，对房地产的高需求导致了房价飙升。
3. Many Chinese individuals see real estate as alucrative investment opportunity.许多中国人将房地产视为一种有利可图的投资机会。
4. The Chinese government has implemented various policies to cool down the real estate market.中国政府出台了多项政策以降温房地产市场。
5. A surge in property speculation has raised concerns about a potential real estate bubble.房地产投机热潮引发了对潜在房地产泡沫的担忧。
real estate investing quickstart guide英文原版
real estate investing quickstart guide英文原版Real estate investing can be a lucrative and rewarding endeavor but it is also a complex and multifaceted field that requires careful planning and execution. Whether you are a first-time investor or an experienced real estate professional, having a solid understanding of the fundamentals of real estate investing is crucial to your success. In this guide, we will provide you with a comprehensive overview of the key concepts and strategies you need to know to get started in real estate investing.The first step in any real estate investment journey is to define your investment goals. What are you hoping to achieve through real estate investing? Are you looking to generate passive income, build long-term wealth, or achieve a specific financial target? Clearly defining your goals will help you to develop a focused investment strategy and make more informed decisions throughout the process.Once you have established your investment goals, the next step is toassess your financial situation and determine how much capital you have available to invest. Real estate investing can be a capital-intensive endeavor, and it is important to have a clear understanding of your financial resources and borrowing capacity. This will help you to identify the types of investment properties that are within your reach and develop a realistic investment plan.Another important consideration in real estate investing is the location of the property. The location of the property can have a significant impact on its value, rental potential, and overall investment performance. When evaluating potential investment properties, it is important to consider factors such as the local job market, population growth, infrastructure development, and the overall economic outlook of the area.One of the key strategies in real estate investing is to diversify your portfolio. By investing in a range of different property types and locations, you can mitigate the risks associated with real estate investing and potentially enhance your overall returns. This might involve investing in a mix of residential, commercial, and industrial properties, or spreading your investments across different geographic regions.Another important aspect of real estate investing is property management. Effective property management is crucial to thesuccess of any real estate investment, as it involves tasks such as tenant screening, rent collection, maintenance, and repairs. If you do not have the time or expertise to manage your properties yourself, you may want to consider hiring a professional property management company to handle these responsibilities on your behalf.In addition to property management, it is also important to have a solid understanding of the legal and regulatory framework that governs real estate investing. This includes understanding local zoning laws, building codes, landlord-tenant laws, and tax regulations. Failing to comply with these regulations can result in significant legal and financial consequences, so it is important to stay informed and seek professional advice when necessary.One of the most important tools in the real estate investor's toolkit is market research. By conducting thorough market research, you can identify emerging trends, identify undervalued properties, and make more informed investment decisions. This might involve analyzing data on property prices, rental rates, vacancy rates, and demographic trends, as well as conducting on-the-ground research in the local market.Finally, it is important to have a well-developed exit strategy for your real estate investments. This might involve selling the property at alater date, refinancing to access the equity in the property, or transitioning the property to a different use or investment strategy. By having a clear exit strategy in place, you can maximize the return on your investment and mitigate the risks associated with real estate investing.In conclusion, real estate investing can be a powerful and rewarding investment strategy, but it requires a significant amount of planning, research, and execution. By following the key principles and strategies outlined in this guide, you can increase your chances of success and build a portfolio of real estate investments that can provide you with a steady stream of passive income and long-term wealth.。
房地产用英语怎么说
房地产用英语怎么说房地产既是一种客观存在的物质形态，同时也是一项法律权利。
由于其自己的特点即位置的固定性和不可移动性，在经济学上又被称为不动产。
那么你知道房地产用英语怎么说吗?下面店铺为大家带来房地产的英语说法，欢迎大家学习。
房地产的英语说法1：realty房地产的英语说法2：real estate房地产相关英语表达：房地产公司 real estate agency;房地产经纪人 real estate agent; realtor;房地产市场 real estate market;房地产业务 real estate business;房地产帐户 lot and building account房地产的英语例句：1. By his own admission, he evaded taxes as a Florida real-estate speculator.他亲口承认自己在佛罗里达从事房地产投机生意时逃过税。
2. We went straight to the estate agent and wrote out a cheque.我们径直到房地产经纪人那里开了一张支票。
3. The problem was to safeguard sites from encroachment by property development.问题是要保护遗址免受房地产开发商的侵占。
4. Sid'samazing wealth comes from holdings in oil, gas, land and property.锡德惊人的财富来自他在石油、天然气和房地产领域持有的股份。
5. The Advertising Standards Authority accused estateagents of using blatant untruths.广告标准管理局控告房地产代理商使用无耻的谎言。
reits相关标准
reits相关标准Real Estate Investment Trusts (REITs) are a popular investment option for those looking to diversify their portfolio with real estate assets. As with any investment, it is important to understand the relevant standards and regulations that govern REITs in order to make informed decisions. In this document, we will explore the key standards related to REITs and provide an overview of the regulatory framework that governs these investment vehicles.First and foremost, it is essential to understand the basic structure of REITs. REITs are companies that own, operate, or finance income-generating real estate across a range of property sectors. These companies are required to meet certain criteria in order to qualify as REITs under the tax code. One of the most important standards related to REITs is the requirement to distribute at least 90% of their taxable income to shareholders in the form of dividends. This distribution requirement is a key feature of REITs and is designed to provide investors with a steady stream of income.In addition to the distribution requirement, REITs must also adhere to certain asset and income tests in order to maintain their status as a REIT. For example, at least 75% of a REIT's assets must be invested in real estate, cash, or government securities, and at least 75% of its gross income must come from real estate-related sources. These standards are designed to ensure that REITs are primarily engaged in real estate activities and are not simply using their tax-advantaged status for other investment purposes.Another important standard related to REITs is the requirement that they must be widely held. This means that a REIT must have a diverse base of shareholders and cannot be controlled by a small group of investors. This standard is intended to prevent the concentration of ownership and to ensure that REITs are accessible to a broad range of investors.From a regulatory perspective, REITs are subject to oversight by the Securities and Exchange Commission (SEC) and must comply with the reporting and disclosure requirements set forth by the agency. These requirements are designed to provideinvestors with the information they need to make informed decisions about their investments in REITs. Additionally, REITs are also subject to the regulations of the Internal Revenue Service (IRS) in order to maintain their tax-advantaged status.In conclusion, REITs are a popular investment option that offer investors the opportunity to access real estate assets in a liquid and diversified manner. However, it is important for investors to understand the relevant standards and regulations that govern REITs in order to make informed investment decisions. By adhering to the distribution, asset, and income tests, as well as the widely held standard, and complying with the regulatory requirements of the SEC and IRS, REITs can continue to provide investors with a valuable investment opportunity in the real estate market.。
房地产英语
房地产英语1800字Real Estate EnglishReal estate is a complex and diverse industry that encompasses many different aspects and areas of expertise. From commercial property management to residential sales, investing in real estate to real estate law, the field is both dynamic and challenging. As such, it requires an extensive vocabulary and deep knowledge of industry trends, regulations, and practices.This article aims to provide a comprehensive overview of the key real estate terms, concepts and practices in English, focusing on both the commercial and residential sectors.General Real Estate Vocabulary:1. Appraisal: An estimate of a property's fair market value, completed bya licensed appraiser.2. Closing: The final stage of a real estate transaction, when the buyer and seller sign documents and transfer ownership of the property.3. Mortgage: A loan used to purchase a property, where the property serves as collateral.4. Commission: A fee paid to a real estate agent for their services in selling a property.5. Title: Legal ownership of a property.6. Deed: The document that transfers ownership of a property.7. Equity: The value of a property minus any outstanding loans or mortgages.8. Zoning: The regulation of land use within a specific area.9. Escrow: A third-party account that holds funds until the completion ofa transaction.10. Lease: A contractual agreement whereby an owner allows a tenant to use their property for a specified time period and rent.Commercial Real Estate Vocabulary:1. Asset Management: The management of a commercial property portfolio with the goal of maximizing financial returns.2. Capitalization Rate: The ratio of a property's net operating income to its value, used to estimate the property's potential return on investment.3. Net Lease: A lease agreement where the tenant pays a portion or all of the property's operating expenses on top of the rent.4. Gross Lease: A lease agreement where the landlord is responsible for all operating expenses.5. Rent Roll: A document detailing the current rents being paid on all leased areas within a commercial property.6. Tenant Improvement Allowance: A sum of money contributed by the landlord to the tenant for improvements or modifications.7. Destination Shopping: A high-end shopping center or mall that aims to attract affluent shoppers with upscale stores and amenities.8. Class A, B, and C Properties: A classification system to determine the quality, age and overall condition of commercial real estate. Class A properties are the newest and most desirable, attracting high-end tenants, while Class C properties are older and require more maintenance and renovations to attract tenants.9. Triple Net Lease: A lease agreement where the tenant is responsible for all operating expenses, as well as property taxes, insurance and maintenance.10. Absorption Rate: The rate at which available commercial space is leased or sold within a specific area over a set time period.Residential Real Estate Vocabulary:1. Open House: A scheduled viewing of a property that is open to the public.2. Multiple Listing Service (MLS): A database that lists properties for sale by real estate agents and brokers.3. Homeowners' Association (HOA): A group of homeowners that manage the common areas and amenities of a residential community.4. Property Tax: A tax paid by property owners to the local government based on the assessed value of the property.5. Real Estate Investment Trust (REIT): An investment fund that specializes in owning and managing real estate properties, which can be publicly traded.6. Pre-Approved: A mortgage applicant who has gone through the process of obtaining a pre-approval from a lender, indicating that they are a qualified buyer.7. Closing Costs: The fees and expenses incurred during the final stages of the homebuying process, including title insurance, appraisal, and legal fees.8. Home Inspection: A professional inspection of a property by a licensed inspector, to identify any issues with the property.9. Down Payment: The amount of money a buyer contributes towards the purchase price of a property upfront.10. Appropriate Escrow Period: The time period between the agreement to purchase a home and the actual closing, where funds from the buyer and seller are held in escrow.Real Estate Law Vocabulary:1. Easement: The right to use someone else's property for a specific purpose, often granted to utility companies or neighboring properties.2. Deed of Trust: A document that serves as an alternative to a mortgage, where the property serves as collateral.3. Real Estate Broker: A licensed professional who helps buyers and sellers with the sale, purchase and leasing of properties.4. Real Estate Agent: A licensed professional who works under a licensed broker and assists with buying or selling properties.5. Fair Housing Act: A federal law that prohibits discrimination in the sale or rental of housing based on race, color, religion, sex, national origin, and other factors.6. Closing Statement: A document outlining the final costs and credits associated with the purchase of a property.7. Mechanic's Lien: A legal claim against a property made by a contractor or supplier who has not been paid for their work or materials.8. Quitclaim Deed: A document that transfers an individual's interest in a property to another without any warranties or guarantees.9. Chain of Title: A record of all historical transfers of ownership for a specific property.10. Title Insurance: A policy that protects property owners and mortgage lenders against any defects or issues with the title of a property.In conclusion, the real estate industry is complex and dynamic, with specific vocabulary and knowledge that is essential for success. By understanding key terms, concepts and practices in both the commercial and residential sectors, real estate professionals can navigate the industry with confidence and skill.。
产品专用英语单词
产品专用英语单词第一篇：产品专用英语单词常用专用英语单词1.材质wood木头marble大理石glass玻璃ceramic陶瓷poly / resin 树脂wicker藤 steel铁acrylic亚克力plastic塑料，塑胶 crystal水晶metal金属leather皮faux leather 仿皮2.灯的类型table lamp台灯buffet lamp巴费灯pendant单吊mini lamp迷你灯chandelier吊灯（多吊）wall lamp壁灯floor lamp地灯up-light/torchier朝天灯3.颜色silver银色ivory象牙白amber琥珀色orange桔色purple紫色pink粉红色green绿色brown棕色black黑色red红色gold金色hand-painting手绘 gray灰色dark深色blue 蓝色white白色finish颜色chrome铬pb仿金antique brass古铜色light浅色antique pewter类似银色的一种颜色plating电镀brushed steel沙镍=satin nicklecrackle裂纹antique pewter4.灯的配件cord电线neck脖子finial粒头break碟盘bulb灯泡base底座crystal prisms水晶吊坠tube管子font中肚foot脚loader加重块aluminum socket铝壳灯头phenolic socket电木灯头on-off switch单段开/关=翘板开关=推卡开关reeded tube梅花管3 way socket三段灯头line switch线上开关 touch switch触摸开关turn knob switch旋扭开关foot switch脚踏开关dimmer switch微调开关harp灯罩支架saddle牛角spider/washer三叉/四叉5.灯罩square正方形rectangle长方形round圆形oval椭圆形hexagon六边形octangle八边形triangle三角形abnormity异形drum shade桶形hardback shade平贴罩（硬背罩）silk look仿丝fabric布料trim边gallery宽边cut-corner切角bell shade宫廷罩=softback shadefeather羽毛pleat 折景piping 侧条eyelash须边washer/spider实心介子mushroom乱景faux leather仿毛皮leather皮scallop波浪UNO乌龙圈tassel流苏bead珠子6.运输包装assembly instruction说明书price sticker价格标duty税UPC bar code条形码label标签hangtag 吊牌Check支票cash现金accessory 附属物bulk pack 散装Drop-test 试摔wrap包裹vessel船Freight运费sailing date开船日closing date结关日container货柜polyfoam保利隆Product description产品描述brown box 黄盒white box 白盒display box 展示盒cubic feet 立方英尺 Cuft 材积closing 结关by sea 海运By air 空运customs clearance 清关factory model NO.本厂编号Pass 合格inspect 验货color box 彩盒prepay 预付Specification 规格forwarder 船务公司代理master carton 外箱factory name 工厂名称第二篇：床上用品专用英语单词本文由提供床上用品专用英语单词床上用品：Bedding;bedclothes 绝对地道，这是报关员考试教材上的翻译被子 Quilt;Duvet(充羽毛、绒制成的)被壳 Comforter Shell传统式枕套：Pillow Sham开口式枕套: Pillow Case靠垫 Cushion帷幔 Valance窗帘 Curtain闺枕 Boudoir Pillow圆抱枕 Neck Roll被单 Bed Sheet, 床单sheet＝bedsheet＝flat Sheet包被单 Sheet床单 Flat Sheet床罩 Fitted Sheet;Bed Cover ,BED SPREAD 床罩，也叫Fitted Sheet，床裙 Bed Spread;Bed Skirt(BEDSPREAD有时也做床裙) 枕巾 Pillow Towel桌布 Tablecloth盖毯 Throw毛毯 Woolen Blanket毛巾毯 T owel Blanket睡袋 Sleeping bag;Fleabag 本文由提供本文由提供FITTED COVER 床笠THROW, QUILT, COMFORTER, DUVET 之间的区别是什么? Duvet 和Comforter在英语中都是被子的意思，前者多用于英国，后者多用于美国。
英文的房屋租赁合同
Property Lease ContractFile No: CZ 0046744 ZY (Continues File No.) (File No. for landlord: )In accordance with Contract Law of the People's Republic and relevant regulations, Party A and Party B have reached an agreement on Party A renting the house with Party B as its authorized agent through friendly consultation to conclude following contact.Statement from Party B: Party B, by the discretionary authorization of the landlord of the house and in accordance with the signed <House Rental Commission and Authorization Contract>, is authorized to exercise the right of rental agency. Party B addresses the commitment and assurance that, the signed rental contract with Party B possesses legal subject qualification.DefinitionHouse: The house leased by Party B to Party A is referred as “The House” in the contact. Party A should guarantee that the house is restricted to the residence of lessee, its immediate family or other individuals acknowledged by Party B. One- bedroom house is limited to three persons or below; as to the house with more than one bed room up to two persons per roomThe house is located at , Beijing (City) with one bedroom and one living room.All the furniture, fixtures and fittings in the house have been defined and mentioned in <In-house Handover List> as an attachment to the contract. <In-house Handover List> shall be applied as both the evidence of Party B leasing the house to Party A in accordance to the contract definitions and foundation of acceptance upon expiry of the lease contract.Terms: The lease term will start from 2008 year 1 month 14 date to 2009 year 1 month 13 date, totaling 12 month.If Party A would like to continue the term of leasing, prior one month is required to notify Party B to sign the lease extension agreement and 10 days in advance is requested to complete the payment of rental for the extended contract.Rental: Party A shall pay the rental as 3100 RMB / Month.Down Payment: The rental of payment will be settled at a two months basis. Upon signing the lease contract, PartyA needs to pay the guarantee deposit of 6200 RMB together with initial two months rental of 6200 RMBtotaling 12400 RMB as the down payment.Successive Payment Terms: 2008 year 3 month 14 date paying 6200 RMB2008 year 6 month 14 date paying 6200 RMBThe payment of successive installment shall be conducted in the same interval with no necessity to illustrate in details.Payment Method: Party A chooses the option 2 as the method of payment.Option 1.Following the successive installment clauses and authorizing Industrial and Commercial Bank of China with withholding capability, Party A needs to provide the debit card as per the below guidance:●Party A provides the copy version of the available Peony Debit Cards issued by the Industrial andCommercial Bank of China ,Beijing Branch ; the copy of citizen identity card and signed <RentalWithholding Agreement> with Party B.●If Party A (who pays successive installment more than twice with the amount exceeding two -monthrental per payment) authorizes Party B to issue Peony Debit Card in Industrial and Commercial Bankof China ,Beijing Branch, Party A needs to provide citizen identity card copy and sign < RentalWithholding Agreement> with Party B. Upon the completion of processing Peony Debit Card, PartyB will send the card to Party A in the way of Registered Letter. Party B shall not take responsibilityfor the failed processing of rental withholding service caused by the inaccurate address.●Party A should deposit the sufficient rental in the designated account according to successiveinstallment terms.●The Commercial and Industrial Bank of China will start to conduct withholding processing within theweek of defined successive installment date or the week followed.●The registered name of Debit Card should be in accordance with the name in <Rental WithholdingAgreement>●If there is not sufficient amount of money within the designated Debit Card, the Commercial andIndustrial Bank of China shall suspend the withholding process. If Party A fails to deposit sufficientamount of money for rental, Party B shall have the right to charge the overdue fine and take backthe premises after 15 days of the overdue.Option 2.Pay cash in the designated Wo Ai Wo Jia Real Estate business outlets. Party A should keep the proofs of rental payment and other expensesImportant Notice:Regardless of the method applied to pay, Party A should retain the payment proofs.Guarantying the legitimate rights and interests of both sides, any supplementary content to the contract should be issued in written notice with the stamp from Party B to take affect. The oral agreement or the agreement without stamp between Party A and Party B shall not be accepted and approved.Commission: Party A should pay 1500 RMB to Party B as the intermediary services fee.Maintenance Fee: Party A shall pay / RMB to pay the maintenance fee during the term of rental.Other expenses: 1. Party A shall pay the Cable TV service fee totaling 216 RMB. Upon the term of rental extension, the extension fee for Cable TV should be paid together with rental.2. If Party A authorizes Party B to issue the receipts, Party A should pay comprehensive realestate tax. The tax is / RMB. (Current comprehensive real estate tax equal to 5 % of thetotal rental.)Responsibilities of Obligation of Party A1.Party A should present temporary citizen card, temporary residence card and employment proof etc. If Party A isnot native Beijing citizen, Party A should register in a local police station within three days commencing effectiveness date of the house lease contract. Party A should guarantee the provided documents are faithful to the truth. Party B is allowed to examine and retain the copies of all the documents provided by Party A. If the documents provided by Party A disobedient to the truth, Party B has the right to take back the premises and terminate the house lease contract. Party A shall take responsibilities to the financial lost caused by the house lease termination. The copies of documents provided by Party A are applied solely for this lease agreement.2.Prior to acknowledging the content of this house lease contract, Party A should check and identify the status offurniture, fixtures and fittings within the house and agree to use the premises for residential purpose.3.Party A should guarantee that the house is used for Party A’s residence. Without the written approval from PartyB, Party B shall not transfer or sublet the lease of premises.4.Within the term of this agreement, Party A should obey statutory laws, decrees and pertinent rules andregulations.5.During the term of this agreement, Party A shall take good care of and be responsible for maintaining the housein good conditions.6.Party A should pay the sufficient rental to Party B strictly in line with the agreed payment clauses. Under nocircumstances that should Party A apply the deposit to offset the rental.7.During the term of this agreement, Party A shall bear all expenses of utilities including tap water / electricity /gas fee, telephone fee ,internet fee , Cable TV fee , environment maintenance fee, security fee , public –use electricity fee and pay all the due rental and expenses upon the termination of the house lease . Party A should retain all the payment proofs and present the proofs to Party B to settle accounts. Party B will be responsible for heat fee.8.Within the term of this agreement, Party B shall be entitled to claim compensation from the deposit for any losscaused by Party A’s faults or behaviors of selling ,damaging and losing the in-house equipments without authorization from Party B. If the deposit is not sufficient for the loss, Party B shall reserve the right to pursue.Meanwhile, Party A should fill the deposit within five days upon receiving the notice from Party B.9.Any damage or loss within the house is incurred due to the impropriate use of the house or as a result of man-made reasons, Party A will bear the cost of repairing and inconvenience caused by the repairing requirement. 10.The damage parts incurred due to the improper use of the house shall be renewed or repaired by Party A. If anyassistance to maintenance issues required from Party B, Party B shall take action within 5 days upon receiving the repairing request from Party A. Party A should pay the related expenses to Party B. Any natural damage found in the house will be subjected to Party B’s obligation, Party A shall then notify Party B of such damage and actively coordinate with Party B in examining and repairing the damaged parts. If maintenance affects the normal use of the house due to uncooperative manners from Party A on the matters, Party B will not be responsible for the inconvenience. In case any loss of assets occurred on the third party, Party A shall be liable for compensations.11.During the term of this agreement, Party A shall not erect, install or remove any fixtures or make any structuraladditions or alternation without the prior written consent from Party B.12.Upon the termination of the contract, Party A should handover the house to Party B in accordance with<In-house Handover List) and clears the premises in time. Any remained belongings will be deemed to be abandoned by Party A. Party B will have the right to deal with.13.When one month prior the contract expires, Party A should notify Party if it intends to extend the house leasecontract and discusses the extension matters with Party B.14.If Party A intends to extend the house lease contract, Party A should sign the renewed lease contract with PartyB in 10 days prior to the original contract expiry date. Otherwise, Party A will be regarded as intending toterminate the contract.15.Upon the completion of the house lease , Party A should clear the premises and keep the house tidy and in goodconditions.16.Party A will need to notify Party B about adding additional facilities to the house and get the written approvalfrom Party B to proceed. Party A is liable for the cost. When adding additional in-house equipment, Party A should not change or damage the structure of the house and original facilities.17.Without the written consent from Party B, Party A should not raise any pets or animals.Responsibilities and Obligations of Party B18.Party B should guarantee that Party B is authorized by landlord of the house to exercise the right of rent agents.During the term of this agreement, if Party A would like to refer the personal documents of landlord, Party A should notify Party B in advance and check the documents with the permission from landlord.19.Within the term of this agreement, Party B should guarantee the house could be used safely and properly.20.During the term of this agreement, Party B is liable for repairing the damage of in-house equipment caused bynatural reasons or aging of equipments.21.Upon the termination of contract, after Party A clears the premises and settle the bills with relevant paymentproofs provided, Party B should be liable for returning the deposit to Party A. Given that the internet fee is scheduled to pay in the following month, Party B should not delay returning the deposit longer than 32 days commencing the expiry date of the contract.22.After Party B takes back the house in accordance with the defined clauses, any remained belongings of Party Ashall be deemed to be abandoned and Party B will be entitled to deal with accordingly.House Handover23.Party B should organize and carry out house inspection according to <In - house Handover List>. Inspectionand examination to in - house equipment should be participated by both parties. Party A should question the status of the equipment on the spot. For any problems difficult to judge on the spot, Party A should notify the problems of the facilities within 3 days afterward.24.Upon the termination of this house lease contract, Party A should conduct handover with Party B in accordanceto <In- house Handover List>.Liability for Breach of Contract25.If Party A fails to pay the rental before the agreed time or clear the premises and return the house to Party B onexpiry date, Party A shall pay penalty to Party B by 1% of the rental of current month for each day in excess of the paying time as agreed and also the rental for that month. If such overdue rental remains 15 days unpaid, Party B shall have the right to take back the house and terminate the contract. Any related loss of Party B will be subjected to Party A.26.Party B shall be allowed to take back the house and terminate the contract and Party A will have to pay penaltyto Party B equivalent to two months rental if below listed actions seriously disobedient to the agreement happen:a)Without the recognition from Party B, Party A terminates the contract.b)Without written approval from Party B, Party A changes the purpose of using the house.c)Party A sublets or transfers the lease of contract. (Includes the situation of paying rental in the name ofParty A, but in reality to have somebody else live in the house)d)Without the permission from Party B, Party A converts the house into a public dormitory or have more thandefined people reside in the house. (One bedroom house: 1- 3 pax; two bed room house: 1-5 pax; three bedroom house:1-8 pax)e)Party A uses the house for the purpose of carrying out activities with threat to the safety of the public ordistracting the neighborhood community.f)Party A damages the internal structure of the house or its attach ed equipment and doesn’t repair thedamaged parts as per the agreed date.g)Delay paying the rental for 15 daysh)Delay paying other defined expenses of the house, which causes the loss of Party B or Landlord.i)Submit the false personal documents to Party Bj)Store any hazardous materials, toxic goods or other prohibited goods by laws or statutory regulations.27.After the termination of the contract, Party A shall be liable for the loss of Party B caused by Party A’s actiondisobedient to the agreed Clauses. 12 and the second provision of Clause.16.28.Party A shall be allowed to terminate the contract and Party B will have to pay penalty to Party A equivalent to twomonths rental if below listed actions seriously disobedient to the agreement happen:a)Party B fails to handover the house to Party A for 7 days commencing the effective day of the contract.b)Party B takes back the house even when in the occasion of Party A follows all agreed regulations in thecontract.Upon the day of receiving the penalty from Party B, Party A should move personal belongings immediately.29. Both Party A and Party B shall undertake no responsibilities to change or terminate the contract if belowsituations happen:a)In case that any force majeure has caused it impossible to fulfill the contract.b)Within the term of lease, the house under lease has to be dismantled due to a land requisition reason bygovernment.Dispute Resolution30. This contract will take affect upon the acknowledged signatures and stamp from both parties.31. This contract together with its attachment <In –house Handover List>, <House Maintenance LiabilityDetail>,<House Rental Withholding Agreement >constitute entire contract between two parties. The attachment will just take affect to bind on two parties when it is in written format.This contract consists of three original written versions with the same legal effect and Party A will keep one original version while Party B will keep two original versions.32. Party A and Party B shall settle all disputes arising during the course of the lease through consultation. In case nosettlement can be reached, either party shall have the right to submit the dispute to Beijing Arbitration Commission. Beijing Arbitration Commission shall conduct the arbitration process according the present regulations and laws. The ruling from arbitration will be the final decision and shall legally bind on both Party A and Party B.Party A: Party B: Beijing WO Ai WO Jia Real Estate, LTD (Stamp) Legal Representative:Date: 2008 Year 1 Yue 12 Date Date: 2008 Year 1 Yue 12 Date。
购房合同的英文专业词汇
购房合同的英文专业词汇Real Estate Purchase Contract: Key Terminology and Considerations.When entering into a real estate purchase contract,it's crucial to understand the terminology and clauses involved. This article provides an overview of some key English professional vocabulary related to real estate contracts, along with explanations and considerations.1. Purchase Agreement: This document outlines the terms and conditions of the sale of real estate between the buyer and seller. It typically includes details such as the property description, purchase price, closing date, and other relevant clauses.2. Property Description: This section of the contract describes the real estate being sold, including its location, type (e.g., residential, commercial), square footage, lot size, and any included features or amenities.3. Purchase Price: The agreed-upon amount to be paidfor the property. This figure should be clearly stated in the contract, along with any deposit or down payment requirements.4. Closing Date: The date by which the sale of the property must be completed and funds exchanged. This is typically set by mutual agreement between the buyer and seller.5. Buyer's Obligations: This section outlines thebuyer's responsibilities, such as completing the transaction by the closing date, obtaining financing if necessary, and adhering to any other terms specified in the contract.6. Seller's Obligations: Similarly, this sectiondetails the seller's responsibilities, such as delivering the property in the agreed-upon condition, clearing any outstanding liens or encumbrances, and providing any necessary disclosures or warranties.7. Contingencies: These are clauses that allow either party to back out of the contract if certain conditions are not met. Common contingencies include the buyer's ability to obtain financing, the seller's ability to clear title issues, or the property's passing certain inspections.8. Repairs and Maintenance: The contract should specify who is responsible for repairs and maintenance before and after the closing date. This is particularly important for older properties or those in need of significant repairs.9. Title and Deed: The title is the legal ownership of the property, while the deed is the document that transfers ownership from the seller to the buyer. It's crucial to ensure that the seller has clear title and can provide a valid deed at the time of closing.10. Disclosures and Warranties: The seller is typically required to disclose any known issues or defects with the property. This may include past or present problems with the structure, systems, or appliances. Additionally, thecontract may include warranties from the seller or builder regarding the property's condition or materials used.11. Inspection Period: Buyers often have a set period of time (e.g., 10 days) after signing the contract to conduct inspections of the property, including structural, pest, and mechanical inspections. If any issues are discovered during this period, the buyer may have the option to negotiate repairs or back out of the contract.12. Financing: If the buyer is obtaining a mortgage to finance the purchase, the contract should specify the terms of the loan, including the loan amount, interest rate, and repayment schedule. Additionally, there may be clauses related to the buyer's ability to obtain financing and the consequences if financing is not obtained by the closing date.13. Escrow and Closing Costs: Escrow is a neutral third party that handles the exchange of funds and documents during a real estate transaction. Closing costs refer to the various fees and expenses associated with thetransaction, such as title insurance, transfer taxes, and recording fees. The contract should detail who is responsible for paying these costs.14. Signatures and Approvals: The contract must be signed by all parties involved, and in some cases, may require approval or consent from other interested parties, such as co-owners or lenders.It's important to note that real estate contracts can vary significantly depending on the location, specific terms agreed upon by the parties, and the laws of the jurisdiction where the property is located. Therefore, it's always advisable to consult with a qualified real estate professional or attorney when entering into a real estate purchase contract.In summary, understanding the terminology and clauses involved in a real estate purchase contract is crucial for buyers and sellers alike. This article provides an overview of some key English professional vocabulary related to real estate contracts, but it's important to remember that eachcontract is unique and may contain additional terms and conditions specific to the transaction.。
如何进行投资英语作文
如何进行投资英语作文下载温馨提示:该文档是我店铺精心编制而成，希望大家下载以后，能够帮助大家解决实际的问题。
文档下载后可定制随意修改，请根据实际需要进行相应的调整和使用，谢谢!并且，本店铺为大家提供各种各样类型的实用资料，如教育随笔、日记赏析、句子摘抄、古诗大全、经典美文、话题作文、工作总结、词语解析、文案摘录、其他资料等等，如想了解不同资料格式和写法，敬请关注!Download tips: This document is carefully compiled by theeditor. I hope that after you download them,they can help yousolve practical problems. The document can be customized andmodified after downloading,please adjust and use it according toactual needs, thank you!In addition, our shop provides you with various types ofpractical materials,such as educational essays, diaryappreciation,sentence excerpts,ancient poems,classic articles,topic composition,work summary,word parsing,copyexcerpts,other materials and so on,want to know different data formats andwriting methods,please pay attention!Investing is a great way to grow your wealth and secure your financial future. It allows you to make your moneywork for you and generate passive income. However,investing can be risky, so it's important to do your research and make informed decisions.One popular investment option is the stock market. Buying stocks gives you the opportunity to own a smallpiece of a company and participate in its growth. It's important to diversify your portfolio and invest in avariety of stocks to minimize risk. You can also consider investing in index funds, which are a collection of stocks that track a specific market index.Another option is real estate investment. Buying properties and renting them out can provide a steady stream of income. It's important to carefully choose the location and type of property to maximize your returns. You can also consider investing in real estate investment trusts (REITs),which allow you to invest in a diversified portfolio of properties without the hassle of being a landlord.Cryptocurrency has gained popularity in recent years as a high-risk, high-reward investment option. Bitcoin, Ethereum, and other cryptocurrencies have seen significant price fluctuations, making them attractive to investors looking for quick profits. However, it's important to note that cryptocurrency investments are highly volatile and can result in significant losses.Investing in mutual funds is another option for those looking for a more hands-off approach. Mutual funds pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, and other securities. This allows investors to access professional management and diversification without the need for individual stock selection.Lastly, it's important to regularly review and adjust your investment portfolio. The market is constantly changing, and what may be a good investment today may notbe tomorrow. Stay informed about market trends and economic news to make informed decisions about buying, selling, or holding your investments.In conclusion, investing is a great way to grow your wealth and secure your financial future. Whether you choose to invest in stocks, real estate, cryptocurrency, mutual funds, or a combination of these options, it's important to do your research and make informed decisions. Remember to diversify your portfolio and regularly review and adjust your investments to maximize your returns. Happy investing!。
资金投资英文作文
资金投资英文作文1. Investing in stocks can be a great way to grow your wealth over time. However, it's important to remember that there are risks involved. The stock market can be volatile, meaning that the value of your investments can fluctuate greatly. It's important to do your research and choose investments that align with your financial goals and risk tolerance.2. Another option for investing your money is in real estate. This can include purchasing rental properties or investing in real estate investment trusts (REITs). Real estate can provide a steady stream of income through rental payments, and can also appreciate in value over time. However, like with stocks, there are risks involved andit's important to do your due diligence before investing.3. Investing in mutual funds can be a good option for those who want a diversified portfolio without the hassle of choosing individual stocks or real estate properties.Mutual funds pool money from multiple investors to investin a variety of assets, such as stocks, bonds, and commodities. This can help spread out risk and potentially provide steady returns over time.4. For those who want to invest in something more tangible, commodities such as gold or oil can be a good option. These assets can provide a hedge against inflation and economic instability. However, it's important to remember that the value of commodities can also be volatile and subject to market fluctuations.5. Lastly, investing in yourself can be one of the best investments you can make. This can include furthering your education, learning new skills, or starting your own business. By investing in yourself, you can potentially increase your earning potential and create long-term financial stability.。
该买房还是租房英语作文
该买房还是租房英语作文Buying or Renting: Which is the Better Option?In the realm of real estate, one of the perennial debates revolves around the decision between buying a house and renting one. Both options have their merits and drawbacks, and the choice ultimately depends on various factors such as financial stability, long-term plans, and personal preferences. In this essay, we will delve into the advantages and disadvantages of both buying and renting, aiming to provide a comprehensive analysis to help individuals make an informed decision.Buying a House。
Purchasing a house is often viewed as a significant milestone in one's life, symbolizing stability, security, and investment. Here are some of the advantages of buying a house:1. Equity and Investment: One of the primary benefits of buying a house is building equity over time. Unlike renting, where monthly payments only provide temporary accommodation, mortgage payments contribute towards ownership of the property. As property values appreciate, homeowners can accumulate wealth through their investment.2. Sense of Ownership and Control: Homeownership offersa sense of permanence and control over one's living space. Homeowners have the freedom to customize their property according to their preferences, without the constraints imposed by landlords.3. Stability and Predictability: Buying a house provides stability, especially for families or individuals seeking long-term residence in a particular area. Fixed-rate mortgages offer predictability in monthly payments, shielding homeowners from fluctuations in rental prices.However, buying a house also entails certain drawbacks:1. Financial Commitment: Homeownership requires asignificant financial commitment upfront, including the down payment, closing costs, and ongoing maintenance expenses. Moreover, unforeseen repairs or market downturns can add financial strain.2. Lack of Flexibility: Unlike renting, homeownership restricts mobility. Selling a house can be a lengthy process, limiting the ability to relocate for career opportunities or lifestyle changes.3. Risk and Responsibility: Homeownership entails various responsibilities, such as property maintenance, insurance, and property taxes. Additionally, fluctuationsin the real estate market can pose financial risks, potentially leading to losses if property values decline.Renting a House。
房地产英语作文
房地产英语作文Real Estate InvestmentReal estate investment is one of the most popular waysto invest money and generate passive income. With the increasing demand for housing and commercial space, real estate has become a lucrative investment option for many people. In this essay, I will discuss the benefits of real estate investment and some tips for successful real estate investment.One of the key benefits of real estate investment is the potential for high returns. When you invest in real estate, you have the opportunity to earn rental income from tenants, as well as the potential for property appreciation over time. This can result in a steady stream of passive income and long-term wealth accumulation.Another benefit of real estate investment is the ability to leverage your investment. With real estate, you can use other people's money to finance your investment through mortgages and loans. This allows you to purchase properties with a relatively small amount of your own money, whilestill reaping the benefits of property ownership and appreciation.In addition, real estate investment provides a hedge against inflation. As the cost of living and inflation rates rise, so do property values and rental income. This means that real estate can act as a natural hedge against inflation, allowing investors to maintain the purchasing power of their money over time.When it comes to successful real estate investment, there are a few key tips to keep in mind. Firstly, it's important to do thorough research and due diligence before making any investment decisions. This includes analyzing market trends, property values, rental demand, andpotential for property appreciation.Secondly, it's essential to have a solid investment strategy and to diversify your real estate portfolio. This can include investing in different types of properties such as residential, commercial, and industrial, as well as in different geographic locations to spread risk and maximize potential returns.Furthermore, it's crucial to have a long-termperspective when it comes to real estate investment. While there may be short-term market fluctuations, real estate is generally considered a long-term investment. By holdingonto properties for an extended period of time, investors can benefit from property appreciation and rental income over the long term.In conclusion, real estate investment offers numerous benefits, including potential for high returns, leverage, and a hedge against inflation. By following some key tipsfor successful real estate investment, investors can maximize their potential for long-term wealth accumulation and financial success.房地产投资房地产投资是最受欢迎的投资方式之一，可以赚取 passsive 收入。
房地产投资名词解释
房地产投资名词解释
1. 房地产投资：指购买或持有房屋、土地等不动产、有形资产或房地产证券，
以期获得资本利得、租金收入或其他收益的一种投资行为。
2. 房屋出租收益率（rental yield）：指购买房屋后出租所产生的年收益与房屋
购买价格之比，即每年租金收入与购房价格的百分比。
3. 房价指数（Housing Price Index）：用来衡量某一地区或某一国家房地产市场价格变化趋势的指标。
4. 开发商：指以盈利为目的，从事房地产项目的策划、建设、销售及售后服务
等全过程的企业。
5. 开发商收益（developer profit）：指开发商在销售房屋或土地时所赚取的利润。
6. 抵押贷款（mortgage loan）：指借款人为购买房屋或其他不动产而向银行或
其他金融机构贷款，并以购买的房屋或不动产作为抵押物。
7. 二手房市场（secondary market）：指买卖已经建成的房屋或其他不动产的市场。
8. 土地增值税（land appreciation tax）：指在土地出售时，按照土地增值的比
例向国家缴纳的一种税款。
9. 房产证（property certificate）：指证明房屋或其他不动产所有权的法律文书。
10. 地产基金（real estate fund）：一种投资于房地产相关企业、房地产证券或
直接购买不动产的基金。
房地产的英文作文
房地产的英文作文Title: The Role of Real Estate in Economic Development。
Real estate plays a pivotal role in driving economic growth and development in any nation. It encompasses a wide range of activities, including the development, buying, selling, and leasing of property, both residential and commercial. In this essay, we will delve into the various ways in which the real estate sector contributes to economic prosperity.First and foremost, the real estate sector serves as a significant source of employment. From construction workers to real estate agents, architects to interior designers,the industry employs millions of people worldwide. This not only reduces unemployment rates but also stimulates consumer spending, thereby boosting economic activity.Furthermore, real estate development leads to infrastructure growth. New residential and commercialprojects often necessitate the construction of roads, bridges, and utilities, which in turn enhances connectivity and accessibility. Improved infrastructure not onlybenefits the local community but also attracts investment from other sectors, fostering economic development.Moreover, the real estate market is closely linked to the financial sector. Banks and financial institutions provide loans and mortgages to individuals and businesses looking to invest in property. This capital injection stimulates demand in the real estate market and encourages entrepreneurial ventures, thereby driving economic expansion.Additionally, real estate serves as a store of wealth and a hedge against inflation. Property ownership provides individuals with a tangible asset that tends to appreciate over time. As the population grows and urbanization accelerates, the demand for real estate continues to rise, leading to capital gains for property owners. Moreover,real estate values often outpace inflation rates, making it an attractive investment option for wealth preservation.Furthermore, the real estate sector stimulatesancillary industries such as home furnishings, construction materials, and interior design. The ripple effect of real estate transactions generates demand for goods and services across various sectors of the economy, creating amultiplier effect that drives economic growth.In addition to its economic contributions, the real estate sector also plays a crucial role in urban development and sustainability. Well-planned real estate projects can promote sustainable practices such as green building design, energy efficiency, and resource conservation. By incorporating eco-friendly features into buildings and infrastructure, the real estate industry can mitigate environmental impact and contribute to long-term sustainability goals.Moreover, real estate investment fosters urban revitalization and community development. Redevelopment projects in blighted urban areas not only rejuvenate neglected neighborhoods but also create vibrant mixed-usespaces that attract residents, businesses, and tourists. This revitalization enhances the overall quality of life and fosters a sense of community pride.In conclusion, the real estate sector is a vital engine of economic development, driving job creation, infrastructure growth, financial activity, and urban revitalization. By fostering investment, innovation, and sustainability, the real estate industry plays a fundamental role in shaping the economic landscape of nations around the globe.。
投资的方式 英文作文
投资的方式英文作文Investment can be done in various ways, such as stocks, bonds, mutual funds, and real estate. Each of these options has its own risks and potential returns.Stocks are a popular way to invest, as they offer the potential for high returns. However, they also come with a high level of risk, as the value of stocks can fluctuate greatly.Bonds are considered a more conservative investment, as they offer a fixed income over a set period of time. While they may not offer the same potential for high returns as stocks, they are generally considered to be a safer investment.Mutual funds are a popular option for those who want to invest in a diversified portfolio without having to manage it themselves. They pool money from multiple investors to invest in a variety of assets, such as stocks and bonds.Real estate can be a profitable investment, as property values tend to appreciate over time. However, it also requires a significant amount of capital and comes with the responsibility of property management.Another way to invest is through retirement accounts, such as 401(k)s and IRAs. These accounts offer tax advantages and are designed to help individuals save for retirement.For those looking to invest in a more hands-on way, starting a business or investing in a startup can be an option. This can be a high-risk, high-reward investment, as the success of the business will depend on various factors.Cryptocurrency has also become a popular investment option in recent years, offering the potential for high returns but also coming with a high level of volatility and risk.Ultimately, the best investment option will depend onan individual's financial goals, risk tolerance, and investment timeline. It's important to carefully consider all options and, if necessary, seek the advice of a financial advisor before making any investment decisions.。
你对楼市的看法英语作文
The real estate market has always been a hot topic of discussion, especially in the context of rapid urbanization and economic development. Here are my thoughts on the current state and future prospects of the housing market.Firstly, the real estate market plays a pivotal role in the economy. It is not only a significant driver of economic growth but also a major source of employment and investment. The construction of new properties creates jobs and stimulates demand for various industries such as steel, cement, and furniture.However, the real estate market is also characterized by volatility and uncertainty. Prices can fluctuate dramatically due to a variety of factors, including economic conditions, interest rates, and government policies. This can make it challenging for potential buyers to predict the market and make informed decisions.One of the key issues in the real estate market is affordability. In many cities, housing prices have skyrocketed, making it difficult for average citizens to afford a home. This has led to a growing divide between the rich and the poor, with many people unable to secure a stable place to live.Another concern is the environmental impact of real estate development. The construction of new properties often involves the destruction of natural habitats and the depletion of resources. It is crucial for the industry to adopt sustainable practices and minimize its ecological footprint.Looking ahead, the real estate market faces several challenges and opportunities. Technological advancements, such as virtual reality and 3D printing, could revolutionize the way properties are designed and constructed. Additionally, the growing demand for affordable and ecofriendly housing presents an opportunity for developers to innovate and cater to these needs.In conclusion, the real estate market is a complex and dynamic sector that has a profound impact on the economy and society. It is essential for stakeholders, including governments, developers, and consumers, to work together to address the challenges and harness the opportunities in this industry. By promoting affordability, sustainability, and innovation, we can create a housing market that benefits everyone.。
买房的英语词汇
买房的英语词汇有关买房的英语词汇按揭贷款 mortgage loan按揭购房 to buy a house on mortgage； to mortgage a house 房屋空置率 housing vacancy rate安居工程 Comfortable Housing Project板楼，板式楼 slab-type apartment building搬迁户 a relocated unit or household财产税 property tax；estate（or capital） duty拆迁补偿费 compensation for demolition拆迁费用 removal expense城镇住房公积金 urban housing provident fund低价住房 low-cost housing二手房 second-hand house房产估价师 realestate evaluator房产证 property ownership certificate房屋置换 buy or exchange houses炒房者realestate speculator房改 housing system reform房管 realestate management房权证 property right certificate房产市场 realestate market房屋空置率 housing vacancy rate福利分房 welfare-oriented public housing distribution system 个人购房贷款 individual housing loan公房商品化 commercialization of public housing集资房 houses built with funds collected by the buyers居民住房建设 residential construction人均住房per-capital housing现房 complete dapartment （or flat）期房 forward delivery housing商品房 commercial residential building商品房空置 the vacancy problem in commercial housing政策性住房 policy-related house， policy-based house住房补贴 rental allowance； housing allowance住房分配货币化进程capitalization process of housing distribution/allocation。
房产估价报告-英文翻译
Real Estate Appraisal ReportName of Appraisal Object:Appraisal Client:Real Estate Appraisal Institution:Certified Real Estate Appraiser:Issuing Date of Appraisal Report:Appraisal Report No.:Table of ContentsLetter to Appraisal Client (2)Statement by Appraisers (3)Appraisal Assumptions and Restrictions (4)I. Appraisal Assumptions (4)II. Restrictions on Use of Appraisal Report (4)Real Estate Appraisal Results Report (7)I. Appraisal Client (7)II. Real Estate Appraisal Institution (7)III. Appraisal Object (7)IV. Appraisal Purpose (9)V. Value Point (9)VI. Value Type (9)VII. Appraisal Basis (9)VIII. Appraisal Principles (10)IX. Appraisal Methods (11)X. Appraisal Results (Monetary Unit: RMB) (12)XI. Certified Real Estate Appraisers (12)XII. Appraisal Work Period (12)XIII. Validity Term of Appraisal Report (12)XIV. Legal Representative of Real Estate Appraisal Entity (Signature and Seal)..12 XV. Real Estate Appraisal Entity (Official Seal) (12)AppendixesLetter to Appraisal ClientTo XXXXXX,Upon your entrustment, we have conducted objective and fair appraisal work to evaluate the market value of the real estate located at XXXXXX (built-up area: 125.94m2). Appraisal purpose: to evaluate the market value of the appraisal real estate for reference of the appraisal client’s financial support for going abroad.In accordance with the Code for Real Estate Appraisal and other applicable policies, laws and regulations, based on the field investigation completed on XXXXXX and information of the real estate market and abundant experience we have long acquired and accumulated in the real estate appraisal industry, the appraisers have taken the comparison method to comprehensively analyze all influencing factors of the real estate according to documents provided by the client and the appraisal purpose. All appraisal procedures were carried out in an equal, fair and open manner, and through careful analysis and calculation, provided that all assumptions and restrictions of the appraisal object are satisfied, the market value of the appraisal object at the value point, XXXXXX, is estimated as the following:Unit price of the appraisal object: RMB 15,119/m2Total price of the appraisal object: RMB 1,904,100.00 (in words: RMB one million nine hundred and four thousand one hundred only)For information of detailed appraisal results, process and relevant explanations, please refer to the Real Estate Appraisal Results Report.Hereby notified.XXXXXXLand Appraisal Consulting Co., Ltd.Legal Representative of Real Estate Appraisal EntityXXXXXXStatement by AppraisersWe hereby make this Statement solemnly that:1.We have stated all facts truthfully and accurately in the Appraisal Report.2.All analysis, opinions and conclusions we provided herein are made in an objective, fair and professional manner but still in the limitation of appraisal assumptions and restrictions already stated herein.3.We are disinterested in and impartial to the object and interested parties to this appraisal.4.We have given our opinions and conclusions and prepared the Appraisal Report in accordance with the Code for Real Estate Appraisal of the People’s Republic of China and the Standard for Basic Terminology of Real Estate Appraisal.5.Our appraisers have conducted the field investigation of the appraisal object on XXXXXX.6.No one provides important professional help to this Appraisal Report.Signature and Seal of Appraisers:XXXXXX (Certified Real Estate Appraiser, Certificate No.: XXXXXX)Signature and Seal:XXXXXX (Certified Real Estate Appraiser, Certificate No.: XXXXXX)Signature and Seal:Appraisal Assumptions and RestrictionsI. Appraisal Assumptions1.It is assumed in this appraisal that both parties of the real estate transaction are on an equal footing and have the time and access to obtain sufficient market information that required for rational judgment toward the function, use and transaction price of the real estate.2.The documents and information provided by the client are true and reliable, and all relevant legal instruments grounded for this Appraisal Report are lawful, authentic and complete. This appraisal institution shall not be held liable for any concealment or false information provided herein.3.The appraisers have conducted the field investigation of the appraisal object on appearance and service conditions, which does not cover the duties to examine and detect inner quality of building structure, equipment or other covered, unexposed or inaccessible parts of this appraisal object.4.It is assumed that the appraisal object continues to serve for the designed purpose.5.It is assumed that conditions of the appraisal object at the value point are consistent with those on the field investigation date, which shall be indicated hereunder for information of users of this Appraisal Report.II. Restrictions on Use of Appraisal Report1.The real estate price evaluated herein is a market value estimated based on the specific purpose and restrictions at the value point. It does not concern the mortgage status change, force majeure, enforcement actions, quick liquidation, disposal cost, transaction taxes and other factors after the value point, which should be given full consideration and attention of the report users.2.Conditions of this appraisal object and the real estate market may influence the real estate market value over time. Please adjust the appraisal results accordingly or makereappraisal in case of major changes taken place.3.This Appraisal Report shall only be used by the client for the appraisal purpose, invalid for any other purpose. In case of any consequence incurred from misuse of this Appraisal Report by the client, the appraisal institution and registered appraisers shall not be held liable. If this report needs to be used for other purpose, please make reappraisal accordingly.4.This report is issued on XXXXXX and valid for one year since the date of issue. We will not undertake liabilities for the use of this report exceeding the valid term.5.Any content of this report is not allowed to be published in any public media. All interpretation rights are reserved by XXXXXX.6.The appraisal work is conducted under the condition that the appraisal object has not been leased or sold by the end of value point.7.The appraisal results include the value of inner irremovable or necessary facilities and equipment of the real estate designed to meet the needs of function, excluding the value of other movable furniture or appliances.8.It is assumed that the appraisal object is a lawful and transferable real estate available for mortgage.9.The appraised price is an open market value of the appraisal object on XXXXXX, which is most likely to be realized under the following conditions:(1)B oth parties conduct the transaction voluntarily;(2)B oth parties conduct the transaction for their own good;(3)B oth parties possess necessary professional knowledge and know the transaction object;(4)B oth parties have obtained necessary market information;(5)B oth parties have plenty of time for transaction;(6)T here is no additional price offered by the purchaser for his/her special interest. 10.The appraisers have not measured the built-up area and corresponding area of land use right of the appraisal object. The appraisal results are concluded based on the data indicated in the Real Estate Ownership Certificate, which should be adjusted accordingly in case of change of relevant data.11.The report is not responsible for detection of inner quality hard to be discovered of the building and onsite facilities.Real Estate Appraisal Results ReportI. Appraisal Client:Name: XXXXXXID Card No.: XXXXXXAddress: Room 303, No. 17, Wenduan Street, Nangang District, Harbin CityII. Real Estate Appraisal Institution:Name: XXXXXXLegal Representative: XXXXXXAddress: No. 152, Harbin Avenue, Nangang District, Harbin CityQualification Level: Level IICertificate No.: 2301001III. Appraisal Object:1. Rights, Interests and Physical Conditions of Appraisal ObjectThe appraisal object is located at XXXXXX, Harbin City. Real Estate Ownership Certificate No.: H. (2017) Harbin City Real Estate Ownership No. XXXXXX; owner: XXXXXX; purpose: Residence; built-up area: 125.94m2; total floors: 32; floor located: 26; building structure: Reinforced concrete; completion year: 2008. Physical conditions: The real estate entrusted for appraisal is equipped with tap water, drainage, heating, lighting and other supporting facilities that are in good service conditions. The whole structure is intact without damage or uneven settlement. Decoration status of the appraisal object: Security entrance door and plastic steel windows; tiled floor, painted wall and ceiling and one wallpapered wall in the living room; tiled floor, painted wall and ceiling in bedrooms; titled floor and wall, suspended ceiling and equipped with toilet bowl, water heater and washbasin in the bathroom; titled floor and wall as well as suspended ceiling in the kitchen.2. Location Conditions of Appraisal ObjectThe appraisal object is located at XXXXXX, Harbin City, with Nanji Market, Agricultural Bank of China, Harbin Sports Bureau, Changqing Park and other service facilities nearby.Harbin City (125°42′E~130°10′E, 44°04′N~46°40′N) is located in the northeast of Northeast China Plain, the south of Heilongjiang Province and the center of Northeast Asia, which is an important hub of Siberian Landbridge and Air Corridor. It borders on Mudanjiang City and Qitaihe City in the east, Yichun City and Jiamusi City in the north, Suihua City in the west, Changchun City and Jilin City of Jilin Province and Yanbian Korean Autonomous Prefecture in the south. Harbin City covers an area of 53100 square kilometers (therein: Urban area: 7086 square kilometers).Located at the central area of Northeast Asia, Harbin City is an important hub of Siberian Landbridge and Air Corridor and is known as the Pearl of Eurasian Land Bridge, a famous historical and cultural city, a popular tourist city and also an internationally renowned city for its culture of ice and snow. In addition, it is China’s strategic central city in Northeast Asia for border development and opening-up and Sino-Russian cooperation.Harbin is a big city in China with the highest latitude and the lowest temperature. It has four distinctive seasons, with a long and cold winter, a short and cool summer and the other two short transitional seasons with rapid temperature changes.Daowai District (126°15′E~127°30′E, 45°20′N~46°20′N) is a municipal district of Harbin City, Heilongjiang Province located in the middle east of Harbin City. It borders on Acheng District and Binxian in the east, Nangang District and Xiangfang District in the south, Songbei District and Hulan District in the north and is bounded by Harbin-Manzhouli Railway with Daoli District in the west. The whole district covers an area of 618.6 square kilometers.Analysis of real estate market in Harbin City: As of 2018, the real estate markets in over 100 cities in China have been regulated and controlled for more than 600 times in the recent two years. The overstock last year helps to cool down the real estatemarkets in most cities, but in some cities with insufficient stock, the property price will still be increasing. Seeing from changes of the real estate market since the beginning of this year, especially those in recent two months, we can clearly figure out features of the real estate market. Firstly, the property price is still rising, but in the recent two months, it is increasing more slowly, especially in the first-tier and some second-tier cities after introduction of some restriction policies, which indicates the upward trend before has been under preliminary control. Secondly, in the recent months, the property price in the first-tier and the second-tier cities still stays firm. Harbin is a second-tier city, and the increase of its property price has slowed down. IV. Appraisal Purpose:To evaluate the market value of the appraisal real estate for reference of the appraisal client’s financial support for going abroad.V. Value Point:On XXXXXX when the appraisers conducted the field investigation of the appraisal object.VI. Value Type:According to detailed conditions and the appraisal purpose of the appraisal object, the value type adopted for this appraisal is market value which refers to the transaction amount of this appraisal object realized by the transaction parties, both being informed, prudent and out of free will, in a fair transaction.VII. Appraisal Basis:1. Basis of Laws, Regulations and Technical Standards:(1)T he Law of the People’s Republic of China on Urban Real Estate Administration;(2)T he Law of the People’s Republic of China on Land Administration;(3)T he Law of the People’s Republic of China on Asset Appraisal;(4)C ode for Real Estate Appraisal (GB/T50291-2015)of the People’s Republic of China;(5)S tandard for Basic Terminology of Real Estate Appraisal (GB/T50899-2013) of the People’s Republic of China.2. Basis for Act of Appraisal:Real Estate Appraisal Agreement3. Basis of Real Estate Ownership for Appraisal:Real Estate Ownership Certificate4. Basis for Price Determination:(1)S tandard for Determination of Housing Conditions;(2)S urvey data of real estate market;(3)O ther relevant market data we acquired and information acquired by the certified appraisers through field investigation.VIII. Appraisal Principles:This appraisal is conducted in the following principles:1. Principle of Independence, Objectivity and ImpartialityIt is required that the appraisal institution should provide a appraisal result that is reasonable and fair for all interested parties in a realistic, fair and upright manner on the position of neutrality without any interference.2. Principle of LegalityThe value or price of the appraisal object shall be evaluated under legal and lawful conditions.3. Principle of Value PointThe appraisal result shall be the value or price appraised at a specific time according to the appraisal purpose determined.4. Principle of SubstitutionDifference of the price or value of the appraisal object with that of the similar real estate under the same conditions should be reasonable.5. Principle of the Highest and Best UseIt is required that the appraisal object should be appraised in the premise of the highest and best use.IX. Appraisal Methods:1. Selection of Appraisal Method:The appraisal object is one of those house properties in the floor 26 of a high building. Therefore, it cannot be assumed to be an independent development and construction project, for which the cost method is not applicable. The appraisal object has no potential of development or redevelopment, so the hypothetical development method is not suitable. The real estate is occupied by the owner and there is very few data available for reference of leasing of similar real estate in the community, so the income method is also abandoned. Finally, the appraisers adopted the comparison method for appraisal because the appraisal object is designed for residence, and there are transactions of similar real estate completed in the region where the real estate is located. No other method is selected due to lack of information.This appraisal project is conducted in the comparison method.2. Brief Introduction of Appraisal Method:Comparison method: Select some comparable cases and compare them with the appraisal object, and then conclude a value or price for the appraisal object after treatment of their difference and transaction prices of these comparable cases.X. Appraisal Results (Monetary Unit: RMB)Through comprehensive and careful analysis of all factors that may affect the appraisal value under all appraisal assumptions and restrictions hereof, the market value of the appraisal object at the value point is assessed to be:Unit price of the appraisal object (rounded): RMB 15,119/m2Total price of the appraisal object (rounded): RMB 1,904,100.00 (in words: RMB one million nine hundred and four thousand one hundred only)XI. Certified Real Estate Appraisers:XII. Appraisal Work Period:From XXXXXX to Jan. 9, 2019XIII. Validity Term of Appraisal ReportThis Appraisal Report shall be valid for one year (from XXXXXX to XXXXXX) starting from the date of issue.XIV. Legal Representative of Real Estate Appraisal Entity (Signature and Seal): XV. Real Estate Appraisal Entity (Official Seal):XXXXXXLand Appraisal Consulting Co., Ltd.XXXXXX。
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Real Estate Option
_________________________, referred to as SELLER, grants to BUYER the exclusive right to purchase the following parcel of real estate situated in __________________________ County, State of __________________________:
___________________________
until _____________________, upon the terms and conditions stated herein.
The Buyer may obtain a single extension of this exclusive option for a period of _________________ by the payment of a sum of $ ____ (______________________& ___/100 Dollars) before the expiration of the original term of the option herein.
The Buyer may exercise this option by notice to the owner. The sales price shall be a total of $_______ (______________________& ____/100 Dollars).
Any and all sums paid for obtaining this option shall be considered as earned fully by the owner when paid and the Buyer, _________________________, shall not receive credit therefore towards the purchase price.
Upon exercise of this option by Buyer, a closing shall take place within _________________________ days. The seller shall convey to the owner by warranty deed the property herein, and the title thereto shall be merchantable.
During the period between exercise of the option by the buyer and the closing the premises shall be adequately insured for fire and other perils by the owner.
The following closing costs shall be borne by the SELLER:
_________________________
The following closing costs shall be borne by the BUYER:
__________________________
Dated: _____________________
SELLER, Optionee Witnesses as to SELLER
_____________________________ _________________________
_____________________________ _________________________
Dated: ______________________
BUYER, Optionor Witnesses as to BUYER
_____________________________ _________________________
_____________________________ _________________________
Real Estate Option
Review List
This review list is provided to inform you about this document in question and assist you in its preparation. This is a standard real estate option agreement, which can cement a good or bad deal, depending on the business circumstances.
1. Make multiple copies. Give a copy to each signatory. Keep one in the transaction file. If
this is a major transaction for you, consider the additional protection of getting a notarized signature.
2. Modify the terms of the agreement as appropriate.。