常用金融(银行)词汇

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金融英语词汇(超全版)

金融行业常用英语词汇

金融行业常用英语词汇常用金融英语词汇acquirer商户或收单银行adjustable rate浮动/可调整利率adjusted balance method调整余额法agreement corporation协议公司(美)average daily balance日均余额balance余额，结余bank reconciliation银行余额调节表，对账单benchmarking基准beneficial ownership实益拥有权blank check空白支票blank endorsement空白背书，无记名背书bounced check空头支票，退回支票cancelled check注销支票，付讫支票capital requirement资本要求cash out现金支出cash reserves现金储备cashier's check银行本票，现金支票cd rate利率存单certified check保兑支票，保付支票check credit支票贷款checkbook支票本check支票clearance净空，清除cleared funds结算/清算资金CM丁index第一资本金融公司指数(capital one financial core)COF index废材指数collection agency收账代理公司commission recapture佣金折扣commission佣金，手续费compensating balance补偿性余额complete audit全面审计compound interest复利，复.9. consumer finance消费信贷continuous compounding连续复利core deposits核心存款correspondent代理，通汇credit card信用卡CD 存单central assets account中央财产帐户certificate of authority委托书，许可证certificate of deposit存单，存款单credit netting信用净额结算credit report信用调查报告credit union信用社，合作银行current income本期收益debit card借记卡，转账卡debt instrument债务票据direct deposit直接存款discount window贴现窗口discrete compounding 非连续复利计算draft汇票electronic funds transfer电子转账Eurocurrency market欧洲通货市场Eurodollar market欧洲美元市场European economic and monetary union欧洲经济与货币联盟exact interest精确/实计利息examiner银行审查人员excess reserves超额准备金fail不及格，失败financial holding company金融控股公司firewall防火墙float浮点数，浮动floor limit最低限额foreign exchange reserve外汇储备interest-bearing有.It,的，计息的investment management投资管理kiting空头支票late charge滞纳金，逾期费用late fee滞纳金lending standards贷款标准letter of credit信用证loan officer贷款员loan-deposit ratio存贷比率lockbox个人资料管理micropayment 小额支付minimum balance最低余额money market account货币市场帐户，金钱市场帐户money order汇票，汇款单negotiable certificate of deposit可转让存款证negotiable instrument可转让票据，流通票据neqotiable可转让的，可流通的forfeiting无追索权融资，又称福费廷frozen account冻结帐户go around足够供应，足够分配gold certificate金券，金元券good money良币，赚大钱guarantee fee保证金，担保费identity theft身份信，,IN被盗，身份窃取inactive account滞呆帐户，无效帐户indirect loan见解贷款initial deposit开户金额，初始保证金institutional financing机构融资net interest利息收益income净利息收入，净netting净额结算online banking网上银行，网上银行业务ordinary interest普通利息，单息outstanding check未付支票，未兑付支票overdraft protection透支保障，透支保护overdraft透支overnight limit隔夜限额payment in kind实物支付pay支付penalty罚款personal identification number身份证号pin密码postdate过期price价格。

常见的银行英语词汇短语

常见的银行英语词汇短语银行是以存款、贷款、电汇、储蓄等业务，承当信用中介的金融机构。

其主要的业务范围有吸收公众存款、发放贷款以及办理了票据贴现等。

以下是的有关银行的，欢送阅读收藏!常见的银行英语词汇短语(一)Advising Bank(Notifying Bank)通知银行Agricultural Bank of China中国农业银行Associate Banker of Bollection代收银行Bank of China中国银行Bank of Communications交通银行Bank of Issue(Bank of Circulation)发行币银行Banque de I'IndoChine东方汇理银行Branch Bank银行分行Central Bank, National Bank, Banker's Bank中央银行Chartered Bank of India, Australia and China麦加利银行Chartered Bank特许银行Chase Bank大通银行China Investment Bank中国投资银行CITIC Industrial Bank中信实业银行Clearing Bank清算银行Clearing Bouse票据交换所CMB(Chase Manhattan Bank)美国大通曼哈顿银行Commercial Bank商业银行Commercial Credit Company商业信贷公司Confirming Bank保兑银行Consigned Banker of Collection 委托银行Construction Bank建立银行Corresponding Bank往来银行Credit Bureau商业兴信所Credit Booperatives信用社Credit Department银行的信用部Credit Union合作银行Discount Bank贴现银行Discount Company贴现公司Domestic Bank国内银行EIB(European Investment Bank) 欧洲投资银行Everbright Bank of China中国光大银行Exchange Bank汇兑银行Financial Trust金融信托公司Guangdong Development Bank开展银行(广东)Home Loan Bank家宅贷款银行Hongkong Shanghai Banking Corporation 汇丰银行Import and Export Bank进出口银行Industrial and Commercial Bank of China 中国工商银行Industrial and Commercial bank工商银行Industrial Bank实业银行Investment Bank投资银行Issuing Bank(Opening Bank)开证银行Joint Venture Bank合资银行Land Bank土地银行Local Bank本地银行Member Bank(Credit Bank)储蓄信贷银行Merchant Bank(Aepting Bank)承兑银行Money Shop(Native Bank)钱庄Mortgage Bank(Building Society)抵押银行Mutual Savings Bank互助储蓄银行National City Bank of New York花旗银行Negotiation Bank议付银行Neighborhood Savings Bank街道储蓄所Overseas Bank国外银行Paying Bank付款银行People's Bank of China民银行People's Construction Bank of China 民建立银行Post Office Savings Bank邮局储蓄银行Requesting Bank委托开证银行Reserve Bank储藏银行Savings Bank储蓄银行Self-service Bank无人银行Trust Company信托公司Trust Institution银行的信托部Trustee Savings Bank信托储蓄银行Unincorporated Bank钱庄Unit Trust信托投资公司WB(World Bank)世界银行常见的银行英语词汇短语(二) Xiamen International Bank厦门国际银行证券金融ADR(American Depository Receipt) 美国存托凭证/存股证blue chips蓝筹股bond, debenture, debts债券bonus share红股broker/dealer券商capital market资本市场clearing and settlement清算/结算closed-end securities investment fund 封闭式证券投资基金。

金融英语词汇(银行业)

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金融英语单词

金融英语单词1、Investment banking 投资银行2、Invest 投资3、Investor 投资者4、Speculate 投机5、Speculator 投机者6、Speculation 投机交易7、Surplus 盈余；顺差8、Budget surplus 预算盈余9、Trade surplus 贸易顺差10、Deficit 赤字；不足额11、Government deficit 政府赤字12、Trade deficit 贸易逆差13、Balance of payment 国际收支14、Strategy 战略；策略15、Strategic 战略上的，战略的16、Strategist 战略家，军事家17、Analyze vt.分析，研究18、Analysis n.分析19、Analyst 分析师20、Chief executive officer (CEO) 首席执行官；总裁21、Infrastructure 基础设施22、Standard of living 生活水平；生活标准23、Public transportation 公共交通；公共运输24、Mass transit 大众运输25、Incentive 动机；刺激；诱因26、Supply demand 供给需求27、Policyholder 投保人28、Rate of return 收益率29、Expected rate of return 预期收益率30、Interest 利息31、Interest rate 利率32、Dividend 股息，红利33、Profit 利润34、Loss 缺失35、Financial intermediary 金融中介机构36、Primary market 一级市场37、Secondary market 二级市场38、Financial instrument 金融工具39、Trust company 信托公司40、Credit union 信用合作社41、Mutual funds 共同基金42、Mortgage broker 贷款经纪人43、Pension fund 养老基金44、Insurance company 保险公司45、Venture capital Company 风险投资公司46、Joint venture 合资企业，联合经营47、Stock exchange 证券交易所48、Transaction 交易49、Listed company 上市公司50、Commodity 商品；期货51、Crude oil 原油52、Physical market 现货市场53、Intangible (notional) market 无形市场54、Nasdaq 纳斯达克55、Over the counter market OTC 场外交易场所56、Debt 债务；负债57、Equity 权益；股本58、Share 股份59、Stock 股票60、Common share 一般股61、Preferred share 优先股62、Money market 货币市场63、Capital market 资本市场64、Banker’s acceptance 银行承兑65、Commercial paper 商业票据66、Operating bank loan 营业贷款67、Marketability 适销性68、Liquidity 流淌性；变现能力69、Liquid 流淌70、Security 证券71、Broker 经纪人72、Brokerage 回扣；佣金73、Capital structure 资本结构74、Corporation 股份公司75、Default 违约76、Derivatives 金融衍生品77、Market maker 做市商78、Market risk 市场风险79、Offer (ask) 出售报价80、Bid 买入81、Portfolio 投资组合[pɔ:t'fəuljəu, ,pəut-]82、Price transparency 价格透亮度83、Private placement 私募配售84、Risk averse 规避风险85、Risk premium 风险溢价86、Risk profile 风险分析图87、Bankrupt 破产88、Bankruptcy 破产89、Asset 总资产90、Liability 责任；负债91、Face value, par 面值92、Principal 本金93、Maturity 到期94、Coupon rate 票面利率95、Discount 贴现96、Premium 溢价；盈利；升水['pri:miəm]97、Current yield 当期收益率98、Yield to maturity YTM 到期收益率99、Issuer 发行人；证券发行者100、Rating agency 评级公司101、Standard & Poor’s 标普102、Moody’s 穆迪103、Fitch 惠誉评级104、Bonds 债券105、Corporate bond 公司债券106、Municipal bond 市政债券；地点债券107、Convertible bond 可转债108、Zero coupon bonds 零息债券109、Junk bonds 垃圾债券110、Bull market 牛市111、Bear market 熊市112、Capital gain 资本利得113、Capital loss 资本缺失114、Credit risk 信用风险115、Fixed interest rate 固定利率116、Floating interest rate 浮动利率117、Foreign bonds 外国债券118、International bonds 国际债券119、Yield 收益（率）120、Yield curve 收益曲线121、Initial public offering IPO 首次公布发行122、American depositary shares ADS 美国存托股票123、American depositary receipt ADR 美国存托凭证124、Blue chip 蓝筹股125、Red chip 红筹股126、Growth stock 增长型股票127、Value stock 价值型股票128、Over valued 高估129、Under valued 低估130、Fundamental analysis 差不多分析131、Technical analysis 技术分析132、Business cycle 经济周期；商业周期133、Recovery 复苏时期134、Booming 繁荣时期135、Recession 衰退时期136、Depression 萧条时期137、The Great Depression 大萧条138、Financial statement (report) 财务报表139、Balance sheet 资产负债表140、Income statement 损益表141、Revenue 收入142、Outstanding 逾期未付143、Earnings per share EPS 每股收益144、Gross domestic product GDP 国内生产总值145、Gross national product GNP 国民生产总值146、Inflation rate 通胀率147、Merger and acquisition 并购148、Multinational Corporation 跨国公司149、Payout ratio 派息率150、Price earnings ratio P/E ratio 市盈率，本益比151、Private company 私人持股公司152、Public company 股票上市公司153、Stock symbols 证券交易代码154、Listing 挂牌；上市155、Delisting 退市156、Index 指数157、Indicator 指标158、Syndicate 银团159、Underwriting 承销160、Future 期货161、Option 期权162、Put option 看跌期权163、Call option 看涨期权164、Forward 远期165、Swap 互换；掉期166、Underlying commodity 基础商品167、Counterparty risk 交易对手违约风险168、Foreign exchange risk 外汇风险169、Sovereign risk 主权风险；政治风险170、Insurance 保险171、Life insurance 人身保险；人寿险172、Property insurance 财产保险173、Automobile insurance 汽车保险174、Money laundering 洗钱['lɔ:ndəriŋ, 'lɑ:n-]。

金融行业英语词汇大全

金融行业英语词汇大全一、债券和股票- Bond（债券）- Stock（股票）- Share（股份）- Dividend（股息）- Equity（股权）- Coupon（利息券）- Par Value（面值）- Yield（收益率）- Maturity（到期日）- Initial Public Offering (IPO)（首次公开募股）二、投资和交易- Investment（投资）- Portfolio（投资组合）- Asset（资产）- Liability（负债）- Hedge Fund（对冲基金）- Mutual Fund（共同基金）- Stock Exchange（证券交易所）- Bull Market（牛市）- Bear Market（熊市）- Option（期权）三、银行和金融机构- Bank（银行）- Investment Bank（投资银行）- Central Bank（中央银行）- Retail Bank（零售银行）- Mortgage（抵押贷款）- Loan（贷款）- Interest Rate（利率）- ATM（自动取款机）- Credit Card（信用卡）四、风险管理和保险- Risk Management（风险管理）- Insurance（保险）- Underwriter（承销商）- Premium（保费）- Claim（索赔）- Policyholder（保单持有人）- Insurer（保险公司）- Reinsurance（再保险）- Actuary（精算师）- Catastrophe（灾难）五、国际金融- International Trade（国际贸易）- Foreign Exchange (Forex)（外汇）- Exchange Rate（汇率）- Tariff（关税）- Balance of Trade（贸易余额）- World Bank（世界银行）- International Monetary Fund (IMF)（国际货币基金组织）- Free Trade Agreement（自由贸易协议）- World Trade Organization (WTO)（世界贸易组织）- Globalization（全球化）以上是金融行业英语词汇大全的部分内容，希望对您有所帮助。

银行金融词汇

银行金融词汇银行金融是现代经济最重要的组成部分之一，它具有广泛的应用场景和深远的影响力，是国家和个人进行经济活动的基础。

在银行金融领域中，存在着大量的专业术语和词汇，这些术语的掌握对于从事金融行业的人来说至关重要。

下面，将为大家介绍一些与银行金融相关的词汇。

一、存款1. 活期存款：指存款人随时可以支取的存款。

2. 定期存款：指存款人按照约定时间才能支取的存款。

3. 通知存款：指存款人根据约定事先通知银行，一定时间后方可支取的存款。

4. 保证金：指交纳在合约或交易中，作为履行合约或保障交易安全的作用，在一定条件下返还的存款。

二、贷款1. 基础利率：是银行对贷款利率的基础定价，通常是国家人民银行公布的基准利率。

2. 贷款额度：指银行向客户提供的贷款最大额度。

3. 抵押贷款：指有抵押物作为担保，以此获得贷款。

4. 公积金贷款：指住房公积金机构向有合法住房公积金缴存记录的缴存人发放的住房贷款。

三、信用卡1. 信用额度：指银行为用户设立的可用信用额度，该额度是根据用户信用等级、收入等因素综合考虑后设定的。

2. 消费凭证：指用信用卡进行消费后，发票或小票等收据。

3. 最低还款额：指用户每月还款需要支付的最低金额。

4. 退款：指部分或全部消费金额退回至持卡人信用卡账户中。

四、汇率1. 现汇卖出价：指银行行销外汇时，以同一种外汇对外汇市场买方报出的卖出价格，同时收取一定的手续费和税费。

2. 现汇买入价：指银行行销外汇时，以同一种外汇对外汇市场卖方报出的买入价格，同时收取一定的手续费和税费。

3. 汇率波动：汇率市场中不断变化，造成汇率的波动。

4. 固定汇率制：指货币政策中，用一种固定的汇率进行货币兑换，以保持汇率相对稳定。

五、网银1. 网银账户：指用户在银行开通的网络银行账户。

2. 网上支付：指利用互联网技术完成支付，包括网银转账、手机银行、支付宝等。

3. 挂失：指网银卡、密码等遗失或被盗情况下，尽快采取措施挂失以保护账户安全。

金融英语词汇(超全版)

1. a flat percentage rate of income 统一比率的所得税税率2. a long position 多头部位，利多形势3. a long position 多头寸；买进的期货合同4. a put option on a debt security 债务证券的卖出期权5. a sales slip 签购单据，售货清单6. a short position 空头部位，短缺头寸7. a short position 空头；卖出的期货合同8. a tax return 税务申报表9.abnormal depreciation 特别折旧10.abnormal spoilage 非正常损坏11.aboriginal cost 原始成本12.acceptance bank 票据承兑行13.acceptance method 承兑方式14.acceptance risks 承兑风险15.accepting bank 承兑银行16.accessory risks 附加保险，附加险17.accident insurance 意外保险（不包括海上，火灾和人寿险）18.accommodation of funds 资金融通19.accompany vt. 附带，伴随，陪同20.account charges 账户费用21.account current (A/C,a/c) 往来帐户22.account number (A/N) 帐号23.account statement 帐户清单124.accounting exposure 会计风险25.accounting risks 会计风险26.accounting value 帐面价值27.accounts of assured 保险帐户28.accrued bond interest 应计债券利息29.accrued depreciation 应计折旧30.accrued dividend 应计股利31.acknowledgement of declaration (under op预约保险申报确认书32.active securities 热头股票，活跃的证券33.actual cash value （保险用语）实际现金价值34.actual rate 实际汇率35.adaptive expectations 适应性预期36.additional insurance 加保，附加保险37.additional reserve 追加准备金38.adjustable policy 可调整的保险单39.adjustable premium 可调整的保险费40.adjusted debit balance 已调整的借方余额41.advance payment of premium 预缴保险费42.advance-decline theory 涨跌理论43.adverse exchange 逆汇、逆汇兑44.advice of drawing 提款通知书45.advising bank 通知银行46.affiliated bank 联行247.affiliated person 关联人48.aftermarket 次级市场49.agent for collection 托收代理银行50.Agricultural Bank of China 中国农业银行51.agricultural loans 农业贷款52.agricultural（animal husbandry）tax 农（牧）业税53.allowance for doubtful debt 备抵呆帐款项54.alternative (either/or) order 选择指令55.American Express card 运通卡56.American terms 美国标价法57.amount in figures 小写金额58.amount in words 大写金额59.annual membership dues 年费60.application form for a banking account 银行开户申请书61.appointed bank 外汇指定银行62.appreciation of exchange rate 汇率升值63.arbitrage 套利64.arbitrage 套购，套利，套汇65.arbitrage of exchange 套汇66.arbitrage of exchange or stock 套汇或套股67.arbitrage opportunity 套价机会68.arbitrage risks 套汇风险69.as agent 做代理370.as principal 做自营n Development Fund (ADB) 亚洲开发银行72.ask price = asking price = offer price 出售价，报价，开价，出价73.ask-bid system 竞价系统74.assessment of loss 估损75.assets insurance 资产保险76.assignment of policy 保单转让77.assumption of risk 承担风险78.asymmetry 不对称79.at owner's risk 风险由货主负担80.at-the-close order 收盘指令81.at-the-market 按市价82.at-the-money 平值期权83.at-the-opening (opening only) order 开盘指令84.auction marketplace 拍卖市场85.automated teller machines (24 hours a day) 自动取款机（24小时服务）86.automatic transfers between accounts 自动转帐87.average 平均数88.baby bond 小额债券89.back spreads 反套利90.back wardation 现货溢价91.balance n. 结余，差额，平衡492.bank balance 存款余额93.bank balance over required reserves 超出法定（必备）储备的银行存款余额94.bank deposit 银行存款95.Bank of China 中国银行96.Bank of Communications 交通银行97.bank of deposit 存款银行98.bank of the government 政府的银行99.banker's association 银行协会100.banker's bank 中央银行101.banker's guarantee 银行担保102.bank's buying rate 银行买入价103.bank's selling rate 银行卖出价104.banks with business dealing with the center中央银行的往来银行105.Barclay card 巴克莱银行信用卡106.base rate 基本汇价107.basis order 基差订单108.basis risk 基差风险109.bear market 熊市110.bear operation 卖空行为111.bear raiders 大量抛空者112.beneficial owner 受益所有人113.beneficiary of insurance 保险金受益人5114.best-efforts offering 尽力推销（代销）发行115.bid and ask prices 买入和卖出价116.bid and ask spread 买卖差价117.bid price = buying price 买价118.bid-ask spread 递盘虚盘差价119.big board 大行情牌120.big slump 大衰退（暴跌）121.bill-paying services 代付帐款122.black market 黑市123.black market financing 黑市筹资124.black money 黑钱125.blanket mortgage 总括抵押126.block positioner 大宗头寸商127.blowout 畅销128.blue-chip stocks 蓝筹股129.board of arbitration 仲裁委员会130.board of governors 理事会131.bond fund 债券基金132.borrowing from affiliates 向联营公司借款133.borrowing power of securities 证券贷款能力134.borrowing risks 借款风险135.bought deal 包销136.bread and butter business 基本业务6137.breadth index 宽度指数138.break-even 不亏不盈，收支相抵139.breakout 突破140.bridging finance 过渡性融资141.broker 经纪人，掮客142.brokerage 经纪人佣金143.brokerage 经纪业；付给经纪人的佣金144.brokerage firm 经纪商（号）145.broker's loan 经纪人贷款146.broking house 经纪人事务所147.building agreement 具有约束力的协定148.building tax （tax on construction）建筑税149.bullish 行情看涨150.business insurance 企业保险151.business risk 营业风险152.business savings 企业储蓄153.business tax 营业税154.business term loan 企业长期贷款155.bust-up risks 破产风险156.buyer's risks 买方风险157.call (option) 买方期权，看涨期权158.call and put options 买入期权和卖出期权159.call for funds 控股、集资7160.call loan transaction 短期拆放往来161.call market 活期存款市场162.call money 拆放款163.call options on an equity 权益（证券）的买入期权164.call-options 认购期权165.cancellation 取消166.cancellation money 解约金167.cap 带利率上限的期权168.capital assets 资本资产169.capital lease 资本租赁170.capital market 信贷市场、资本市场171.capital resources 资本来源172.capital surplus 资本盈余173.capital transfer 资本转移174.capital turnover rate 资本周转率175.card issuing institution 发卡单位176.carefully selected applicant 经仔细选定的申请人177.cargo insurance 货物保险178.cash 现金，现款v.兑现，付现款179.cash a cheque 支票兑现180.cash account 现金帐户181.cash advance 差旅预支款182.cash against bill of lading 凭提单付现8183.cash against documents（C.A.D.）凭单付现，凭单据付现金=document against cash184.cash and carry 付现自运；现金交易和运输自理；现购自运商店185.cash and carry wholesale 付现自运批发186.cash assets 现金资产187.cash audit 现金审核188.cash audit 现金审核，现金审计189.cash balance 现金余额，现款结存190.cash basis 现金制191.cash basis 现金制，现金基础192.cash basis accounting 现金收付会计制193.cash before delivery（C.B.D.）空货前付款，付款后交货，付现款交货194.cash bonus 现金红利195.cash book 现金簿；现金帐；现金出纳帐196.cash boy 送款员197.cash budget 现金预算198.cash card1 （银行）自动提款卡199.cash card2 现金卡200.cash claim 现金索赔201.cash collection basis 收现法，收现制202.cash credit 活期信用放款，现金付出9203.cash credit slip 现金支出传票204.cash currency 现金通货205.cash cycle 现金循环，现金周期206.cash day 付款日207.cash debit slip 现金收入传票208.cash department （商业机构中的）出纳部=counting-house 209.cash deposit 现金存款；保证金210.cash deposit as collateral 保证金，押金211.cash desk （商店、饭馆的）付款处212.cash disbursements 现金支出213.cash discount (c.d.) 现金折扣，付现折扣=settlement discount 214.cash dispenser （美）自动提款机=cashomat 215.cash dividend 现金股利216.cash down 即付，付现217.cash equivalent value 现金等值，现金相等价值218.cash flow 资金流动219.cash flow 现金流动220.cash flow stream 现金流（量）221.cash holdings 库存现金222.cash holdings 库存现金223.cash in advance (c.i.a.) 预付现金224.cash in bank 存银行现金，银行存款225.cash in hand （商行的）手头现金，库存现金=cash on hand 10226.cash in transit 在途现金，在运现金227.cash in transit policy 现金运送保险单228.cash in treasury 库存现金229.cash invoice 现购发票230.cash items 现金帐项，现金科目231.cash journal 现金日记簿232.cash liquidity 现金流动（情况）；现金周转233.cash loan 现金贷款234.cash management services 现金管理业务235.cash market 现金交易市场，现货市场，付现市场236.cash nexus 现金交易关系237.cash on arrival 货到付现，货到付款238.cash on bank 银行存款；银行付款；现金支票付款239.cash on deliver (C.O.D) （英）交货付款，现款交货＝collect on delivery240.cash on delivery (COD) 交割付款241.cash order（C/O）现金订货242.cash paid book 现金支出簿243.cash payment 现金支付244.cash payment 现金付款，现付245.cash payments journal 现金支出日记帐246.cash position 头寸247.cash position 现金状况，现金头寸248.cash price 现金售价，现金付款价格249.cash purchase 现购，现金购买250.cash railway （商店中的）货款传送线251.cash ratio 现金比率252.cash receipts (CR) 现金收入253.cash receipts journal 现金收入日记帐254.cash records 现金记录255.cash register 现金登记机，现金收入记录机，收银机256.cash remittance 汇款单；解款单257.cash remittance note 现金解款单，解款单258.cash requirement 现金需要量259.cash reserve 现金储备（金）260.cash resources 现金资源，现金来源261.cash resources (reserves) 现金准备262.cash sale 现售，现金销售=sale by real cash 263.cash sale invoice 现销发票，现售发票264.cash settlement 现金结算，现汇结算265.cash short and over 现金尾差，清点现金余差；现金短溢266.cash slip 现金传票267.cash statement 现金报表，（现金）库存表268.cash ticket 现销票，门市发票269.cash transaction 现金交易270.cash verification 现金核实，现金核查271.cash voucher 现金凭单；现金收据272.cash with order （c.w.o., C.W.O.订货时付款，订货付现，落单付现273.cash without discount 付现无折扣274.cash yield discount 现金获利率，现金收益率275.cash-and-carry arbitrage 现货持有套利276.cashier 出纳员，收支员277.cashier's cheque (C.C.) 银行本票=cashier's order 278.central rate 中心汇率（一国货币对美元的汇率，并据此计算对其他货币的汇率）279.certificate of balance 存款凭单280.Certificate of Deposits (CDs) 大额定期存款单281.certificated security 实物证券282.certificates of deposit (CDs) 大面额存款单283.certifying bank 付款保证银行284.change hands 交换，换手285.chartered bank 特许银行286.chattel 动产287.chattel mortgage 动产抵押288.chattel mortgage 动产抵押289.chattel mortgage bond （美）动产抵押（公司）债券290.chattel personal （私人）动产291.chattel real 准不动产（土地权等）292.check certificate 检验证明书293.check deposit 支票存款294.check list （核对用的）清单295.check sheet 对帐单296.checking account 支票帐户297.checking deposits 支票存款，活期存款298.checking reserve 支票现金储备299.checkstand （超级市场的）点货收款台300.cheque (payable) to bearer 来人支票，不记名支票301.cheque book 支票簿302.cheque book stub 支票簿存根303.cheque card 支票卡304.cheque collection 支票兑取305.cheque collector 支票兑取人306.cheque crossed 划线支票307.cheque crossed generally 普通划线支票308.cheque crossed specially 特别划线支票309.cheque deposit 支票存款310.cheque drawer 支票出票人311.cheque holder 支票执票人312.cheque only for account 转帐支票313.cheque payable at sight 见票即付支票314.cheque protector 支票银码机315.cheque rate 票据汇兑汇率，票汇价格=sight rate ,short rate 316.cheque register 支票登记簿317.cheque returned 退票，退回的支票318.cheque signer 支票签名机319.cheque stub 支票存根320.cheque to order 记名支票，指定人支票321.China Investment Bank 中国投资银行322.circulation risks 流通风险323.circulation tax （turnover tax）流转税324.city bank 城市银行325.claim a refound 索赔326.clean collections 光票托收327.clearing bank 清算银行328.clearing house 清算所329.clearinghouse 清算公司，票据交换所330.close out 平仓，结清（账）331.closed and mortgage 闭口抵押332.closing order 收市价订单333.closing rate 收盘价334.closing transaction 平仓交易335.collar 带利率上下限的期权336.collateral loan 抵押借款337.collecting bank 托收银行338.collecting bank 托收银行339.collecting bank 代收行340.collection instructions 委托（托收的）单据341.collection items 托收业务，托收项目342.collection of trade charges 托收货款343.collection on clean bill 光票托收344.collection on documents 跟单托收345.collection order 托收委托书346.collection risk 托收风险347.collection risks 托收风险348.collection service 托收服务349.collective-owned enterprise bonus tax 集体企业奖金税350.collective-owned enterprise income tax 集体企业所得税mercial and industrial loans 工商贷款mercial deposit 商业存款mercial paper 商业票据mercial paper house 经营商业票据的商号mercial risk 商业风险mercial terms 商业条件mission 佣金modity futures 商品期货modity insurance 商品保险mon collateral 共同担保mon fund 共同基金mon stock 普通股mon trust fund 共同信托基金pensatory financing 补偿性融资petitive risks 竞争风险posite depreciation 综合折旧pound interest 复利pound rate 复利率pound rate deposit 复利存款prehensive insurance 综合保险371.condominium 公寓私有共有方式372.confirming bank 保兑银行373.congestion area 震荡区374.congestion tape 统一自动行情显示375.conservatism and liquidity 稳健性与流动性376.consortium bank 银团银行377.constructure risk 建设风险378.consumer financing 消费融资379.contingent risks 或有风险380.contract money 合同保证金381.contract size 合约容量382.contracts of difference 差异合约383.contractual value 合同价格384.controlled rates 控制的汇率385.converge 集聚，（为共同利益而）结合一起386.conversion 汇兑、兑换387.convertible currency 可兑换的货币388.cooling-off period 等待期389.cooperative financing 合作金融390.cornering the market 操纵市场391.corners 垄断392.corporate deposits 法人存款393.correspondent 代理行394.cost of maintenance 维修费395.counter-inflation policy 反通货膨胀对策396.cover 弥补，补进（卖完的商品等）397.cover 弥补（损失等）；负担（开支）；补进（商品或股票等）；保险398.coverage 承保险别；保险总额；范围保险399.coverage ratio 偿债能力比率400.cover-note 暂保单；投保通知单401.credit 信用，信贷402.credit account (C.A., C/A) 赊帐=open account2 403.credit agreement 信贷协定404.credit amount 信贷金额；赊帐金额；信用证金额405.credit analysis 信用分析406.credit balance 贷方余额，结欠，贷余407.credit bank 信贷银行408.credit beneficiary 信用证受益人409.credit business 赊售，信用买卖410.credit buying 赊购411.credit capital 信贷资本412.credit cards 信用卡413.credit control 信用控制414.credit control instrument 信用调节手段415.credit expansion 信用扩张416.credit extending policy 融资方针417.credit facility 信用透支418.credit limit 信用额度419.credit restriction 信用限额420.credit risk 信用风险421.credit union 信用合作社422.creditor bank 债权银行423.crop up (out) 出现，呈现424.cross hedge 交叉套做425.cross hedging 交叉保值426.cum dividend 附息427.cum rights 含权428.cumulative preferred stock 累积优先股429.currency futures 外币期货430.currency futures contract 货币期货合约431.current fund 流动基金432.current futures price 现时的期货价格433.current ratio 流动比率434.customize 按顾客的具体要求制作435.customs duty（tariffs）关税436.D/D (Banker's Demand Draft) 票汇437.daily interest 日息438.daily limit 每日涨（跌）停板439.date of delivery 交割期440.dealers 批发商441.death and gift tax 遗产和赠与税442.debt of honour 信用借款443.debtor bank 借方银行444.decision-making under risk 风险下的决策445.deed 契约446.deed tax 契税447.deferred savings 定期存款448.deficit covering 弥补赤字449.deficit-covering finance 赤字财政450.deflation 通货紧缩451.delivery date 交割日452.demand pull inflation 需求拉动通货膨胀453.demand-deposit or checking-accounts 活期存款或支票帐户454.deposit account (D/A) 存款帐户455.deposit at call 通知存款456.deposit bank 存款银行457.deposit money 存款货币458.deposit rate 存款利率459.deposit turnover 存款周转率460.depreciation risks 贬值风险461.derivative deposit 派生存款462.derived deposit 派生存款463.designated currency 指定货币464.deutsche marks (=DM) 西德马克465.devaluation of dollar 美元贬值466.developer 发展商467.Development Bank 开发银行468.development financing 发展融资469.devise 遗赠470.die intestate 死时没有遗嘱471.Diners card 大莱信用卡472.direct exchange 直接汇兑473.direct financing 直接融资474.direct hedging 直接套做475.direct leases 直接租赁476.direct taxation 直接税477.discount credit 贴现融资478.discount market 贴现市场479.discount on bills 票据贴现480.discount paid 已付贴现额481.discounted cash flow 净现金量482.discounting bank 贴现银行483.dishonour risks 拒付风险484.disintermediation 脱媒485.distant futures 远期期货486.diversification 分散投资487.dividends 红利488.document of title 物权单据489.documentary collection 跟单托收490.Documents against Acceptance,D/A 承兑交单491.Documents against Payment,D/P 付款交单492.domestic correspondent 国内通汇银行493.domestic deposit 国内存款494.domestic exchange 国内汇兑495.double leasing 双重租赁496.double mortgage 双重抵押497.double option 双向期权498.Dow Jones average 道·琼斯平均数499.down payment 首期500.downgrade 降级501.downside 下降趋势502.downtick 跌点交易503.Dragon card 龙卡504.draw 提款505.draw cheque 签发票据506.drawee bank 付款银行507.drawing account 提款帐户508.dual exchange market 双重外汇市场509.dual trading 双重交易510.due from other funds 应收其他基金款511.due to other funds 应付其他基金款512.dumping 抛售513.early warning system 预警系统514.easy credit 放松信贷515.economic exposure 经济风险516.efficient portfolio 有效证券组合517.electronic accounting machine 电子记帐机518.electronic cash 电子现金519.electronic cash register 电子收款机520.electronic debts 电子借贷521.electronic funds transfer 电子资金转帐522.electronic transfer 电子转帐523.emergency tariff 非常关税524.encumbrance 债权（在不动产上设定的债权）525.endorsement for collection 托收背书526.engage in arbitrage (to) 套汇527.entity n. 单位，整体，个体528.entrance fee 申请费529.equalization fund （外汇）平衡基金530.equipment leasing services 设备租赁业务531.equity portfolio 股票资产532.establishing bank 开证银行533.ethics risks 道德风险534.Euro-bank 欧洲银行535.Eurocard 欧洲系统卡536.European terms 欧洲标价法537.evaluation of property 房产估价538.evasion of foreign currency 逃汇539.exception clause 免责条款540.excess insurance 超额保险541.exchange adjustment 汇率调整542.exchange alteration 更改汇率543.exchange arbitrage 外汇套利544.exchange bank 外汇银行545.exchange broker 外汇经纪人546.exchange brokerage 外汇经纪人佣金547.exchange business 外汇业务548.exchange clearing agreement 外汇结算协定549.exchange clearing system 汇结算制550.exchange competition 外汇竞争551.exchange contract 外汇成交单552.exchange control 外汇管制553.exchange convertibility 外汇兑换554.exchange customs 交易所惯例555.exchange depreciation 外汇下降556.exchange dumping 汇率倾销557.exchange fluctuations 汇价变动558.exchange for forward delivery 远期外汇业务559.exchange for spot delivery 即期外汇业务560.exchange freedom 外汇自由兑换561.exchange loss 汇率损失562.exchange parity 外汇平价563.exchange position 外汇头寸564.exchange position 外汇头寸；外汇动态565.exchange premium 外汇升水566.exchange profit 外汇利润567.exchange proviso clause 外汇保值条款568.exchange quota system 外汇配额制569.exchange rate 汇价570.exchange rate fluctuations 外汇汇价的波动571.exchange rate parity 外汇兑换的固定汇率572.exchange rate risks 外汇汇率风险573.exchange reserves 外汇储备574.exchange restrictions 外汇限制575.exchange risk 外汇风险576.exchange risk 兑换风险577.exchange settlement 结汇578.exchange speculation 外汇投机579.exchange stability 汇率稳定580.exchange surrender certificate 外汇移转证581.exchange transactions 外汇交易582.exchange value 外汇价值583.exchange war 外汇战584.excise 货物税，消费税585.exercise date 执行日586.exercise price, striking price 履约价格，认购价格587.expenditure tax 支出税588.expenditure tax regime 支出税税制589.expenses incurred in the purchase 购买物业开支590.expiration date 到期日591.export and import bank 进出口银行592.export gold point 黄金输出点593.exposure 风险594.external account 对外帐户595.extraneous risks 附加险596.extrinsic value 外在价值597.face value 面值598.facultative insurance 临时保险599.fair and reasonable 公平合理600.far future risks 长远期风险601.farm subsidies 农产品补贴602.farmland occupancy tax 耕地占用税603.favourable exchange 顺汇604.fax base 税基605.feast tax 筵席税606.feathered assets 掺水资产607.fee 不动产608.fee interest 不动产产权609.fictions payee 虚构抬头人610.fictitious assets 虚拟资产611.fictitious capital 虚拟资本612.fiduciary a. 信托的，信用的，受信托的（人）613.fiduciary field 信用领域，信托领域614.finance broker 金融经纪人615.financial advising services 金融咨询服务616.financial arrangement 筹资安排617.financial crisis 金融危机618.financial forward contract 金融远期合约619.financial futures 金融期货620.financial futures contract 金融期货合约621.financial insolvency 无力支付622.financial institutions' deposit 同业存款623.financial lease 金融租赁624.financial risk 金融风险625.financial statement analysis 财务报表分析626.financial system 金融体系627.financial transaction 金融业务628.financial unrest 金融动荡629.financial world 金融界630.first mortgage 第一抵押权631.fiscal and monetary policy 财政金融政策632.fixed assets 固定资产633.fixed assets ratio 固定资产比率634.fixed assets turnover ratio 固定资产周转率635.fixed capital 固定资本636.fixed costs 固定成本637.fixed deposit (=time deposit) 定期存款638.fixed deposit by installment 零存整取639.fixed exchange rate 固定汇率640.fixed par of exchange 法定汇兑平价641.fixed savings withdrawal 定期储蓄提款642.fixed-rate leases 固定利率租赁643.flexibility and mobility 灵活性与机动性644.flexibility of exchange rates 汇率伸缩性645.flexible exchange rate 浮动汇率646.floating exchange rate 浮动汇率647.floating policy 流动保险单648.floating-rate leases 浮动利率租赁649.floor 带利率下限的期权650.floor broker 场内经纪人651.fluctuations in prices 汇率波动652.foregift 权利金653.foreign banks 外国银行654.foreign correspondent 国外代理银行655.foreign currency futures 外汇期货656.foreign enterprises income tax 外国企业所得税657.foreign exchange certificate 外汇兑换券658.foreign exchange crisis 外汇危机659.foreign exchange cushion 外汇缓冲660.foreign exchange dumping 外汇倾销661.foreign exchange earnings 外汇收入662.foreign exchange liabilities 外汇负债663.foreign exchange loans 外汇贷款664.foreign exchange parity 外汇平价665.foreign exchange quotations 外汇行情666.foreign exchange regulations 外汇条例667.foreign exchange reserves 外汇储备668.foreign exchange restrictions 外汇限制669.foreign exchange retaining system 外汇留存制670.foreign exchange risk 外汇风险671.foreign exchange services 外汇业务672.foreign exchange transaction centre 外汇交易中心673.forward exchange 期货外汇674.forward exchange intervention 期货外汇干预675.forward exchange sold 卖出期货外汇676.forward foreign exchange 远期外汇汇率677.forward operation 远期（经营）业务678.forward swap 远期掉期679.fraternal insurance 互助保险680.free depreciation 自由折旧681.free foreign exchange 自由外汇682.freight tax 运费税683.fringe bank 边缘银行684.full insurance 定额保险685.full payout leases 充分偿付租赁686.full progressive income tax 全额累进所得税687.fund 资金、基金688.fund account 基金帐户689.fund allocation 基金分配690.fund appropriation 基金拨款691.fund balance 基金结存款692.fund demand 资金需求693.fund for relief 救济基金694.fund for special use 专用基金695.fund in trust 信托基金696.fund liability 基金负债697.fund obligation 基金负担698.fund raising 基金筹措699.fundamental insurance 基本险700.funds statement 资金表701.futures commission merchants 期货经纪公司702.futures contract 期货合约703.futures delivery 期货交割704.futures margin 期货保证金705.futures market 期货市场706.futures price 期货价格707.futures transaction 期货交易708.FX futures contract 外汇期货合约709.galloping inflation 恶性通货膨胀710.gap 跳空711.general endorsement 不记名背书712.general fund 普通基金713.general mortgage 一般抵押714.Giro bank 汇划银行715.given rate 已知汇率716.go long 买进，多头717.go short 短缺；卖空，空头718.going away 分批买进719.going rate 现行汇率720.Gold Ear Credit Card 金穗卡ernment revenue 政府收入722.graduated reserve requirement 分级法定准备金723.Great Wall card 长城卡724.gross cash flow 现金总流量725.guarantee of payment 付款保证726.guaranteed fund 保证准备金727.hammering the market 打压市场728.handling charge 手续费729.harmony of fiscal and monetary policies 财政政策和金融政策的协调730.hedge 套头交易731.hedge against inflation 为防通货膨胀而套购732.hedge buying 买进保值期货733.hedge fund 套利基金734.hedging mechanism 规避机制735.hedging risk 套期保值风险736.hire purchase 租购737.hit the bid 拍板成交738.hoarded money 储存的货币739.holding the market 托盘740.horizontal price movement 横盘741.hot issue 抢手证券742.hot money deposits 游资存款743.hot stock 抢手股票744.house property tax 房产税745.hypothecation 抵押746.idle capital 闲置资本747.idle cash (money) 闲散现金，游资748.idle demand deposits 闲置的活期存款749.immobilized capital 固定化的资产750.immovable property 不动产751.import regulation tax 进口调节税752.imposition 征税；税；税款753.imprest bank account 定额银行存款专户754.in force （法律上）有效的755.in the tank 跳水756.inactive market 不活跃市场757.income in kind 实物所得758.income tax liabilities 所得税责任，所得税债务759.income taxes 所得税760.indemnity 赔偿，补偿761.indirect arbitrage 间接套汇762.indirect finance 间接金融763.indirect hedging 间接套做764.indirect leases 间接租赁（即：杠杆租赁）765.indirect rate 间接汇率766.indirect taxation 间接税767.individual income regulation tax 个人调节税768.individual income tax 个人所得税769.individual savings 私人储蓄770.Industrial and Commercial Bank of China 中国工商银行771.industrial financing 工业融资772.industrial-commercial consolidated tax 工商统一税773.industrial-commercial income tax 工商所得税774.industrial-commercial tax 工商税775.inflation 通货膨胀776.inflation rate 通货膨胀率777.inflationary spiral 螺旋式上升的通货膨胀778.inflationary trends 通货膨胀趋势779.infrastructure bank 基本建设投资银行780.initial margin 初始保证金781.initial margin 期初保证权782.initial margins 初始保证金783.initial reserve 初期准备金784.insider 内幕人785.installment savings 零存整取储蓄786.institution 机构投资者787.insurance appraiser 保险损失评价人788.insurance broker 保险经纪人789.insurance contract 保险契约，保险合同790.insurance saleman 保险外勤791.insurance services 保险业务792.insure against fire 保火险793.insured 被保险人794.interbank market 银行同业市场795.inter-business credit 同行放帐796.interest on deposit 存款利息797.interest per annum 年息798.interest per month 月息799.interest rate futures contract 利率期货合约800.interest rate policy 利率政策801.interest rate position 利率头寸802.interest rate risk 利率风险803.interest restriction 利息限制804.interest subsidy 利息补贴805.interest-rate risk 利息率风险806.interim finance 中间金融807.intermediary bank 中间银行808.intermediate account 中间帐户809.internal reserves 内部准备金810.international banking services 国际银行业务811.International Investment Bank (IIB) 国际投资银行812.international leasing 国际租赁813.in-the-money 有内在价值的期权814.intraday 日内815.intrinsic utility 内在效用816.intrinsic value 实际价值，内部价值817.inward documentary bill for collection 进口跟单汇票，进口押汇（汇票）818.isolation of risk 风险隔离819.issue bank 发行银行820.JCB card JCB卡821.joint financing 共同贷款822.key risk 关键风险823.kill a bet 终止赌博nd use tax 土地使用税rge deposit 大额存款rge leases 大型租赁tent inflation 潜在的通货膨胀tent inflation 潜在的通货膨胀829.lease agreement 租约830.lease and release 租借和停租831.lease broker 租赁经纪人832.lease financing 租赁筹租833.lease immovable 租借的不动产834.lease in perpetuity 永租权835.lease insurance 租赁保险836.lease interest insurance 租赁权益保险837.lease land 租赁土地838.lease mortgage 租借抵押839.lease out 租出840.lease property 租赁财产841.lease purchase 租借购买842.lease rental 租赁费843.lease territory 租借地844.leaseback 回租845.leasebroker 租赁经纪人846.leased immovable 租借的不动产847.leasehold 租赁土地848.leasehold 租借期，租赁营业，租赁权849.leasehold property 租赁财产850.leaseholder 租赁人851.leaseholder 承租人，租借人852.leases agent 租赁代理853.leases arrangement 租赁安排854.leases company 租赁公司855.leases structure 租赁结构856.leasing 出租857.leasing agreement 租赁协议858.leasing amount 租赁金额859.leasing asset 出租财产，租赁财产860.leasing clauses 租赁条款861.leasing consultant 租赁顾问862.leasing contract 租赁合同863.leasing cost 租赁成本864.leasing country 承租国865.leasing division 租赁部866.leasing equipment 租赁设备867.leasing industry 租赁业868.leasing industry (trade) 租赁业869.leasing money 租赁资金870.leasing period 租赁期871.leasing regulations 租赁条例872.legal interest 法定利息873.legal tender 法定货币874.legal tender 本位货币，法定货币875.lessee 承租人，租户876.lessor 出租人877.letter of confirmation 确认书878.letter transfer 信汇879.leveraged leases 杠杆租赁880.lien 扣押权，抵押权881.life insurance 人寿保险882.life of assets 资产寿命883.limit order 限价指令884.limited floating rate 有限浮动汇率885.line of business 行业，营业范围，经营种类886.liquidation 清仓887.liquidity 流动性888.liquidity of bank 银行资产流动性889.listed stock 上市股票890.livestock transaction tax 牲畜交易税891.loan account 贷款帐户892.loan amount 贷款额893.loan at call 拆放894.loan bank 放款银行895.loan volume 贷款额896.loan-deposit ratio 存放款比率897.loans to financial institutions 金融机构贷款898.loans to government 政府贷款899.local bank 地方银行900.local income tax (local surtax) 地方所得税901.local surtax 地方附加税902.local tax 地方税903.long arbitrage 多头套利904.long position 多头头寸905.long position 多头寸；买进的期货合同906.long-term certificate of deposit 长期存款单907.long-term credit bank 长期信用银行908.long-term finance 长期资金融通909.loss leader 特价商品，亏损大项910.loss of profits insurance 收益损失保险911.loss on exchange 汇兑损失912.low-currency dumping 低汇倾销913.low-currency dumping 低汇倾销914.M/T (= Mail Transfer) 信汇915.main bank 主要银行916.maintenance margin 最低保证金，维持保证金917.major market index 主要市场指数918.management risk 管理风险919.managing bank of a syndicate 财团的经理银行920.manipulation 操纵921.margin 保证金922.margin call 保证金通知923.margin call 追加保证金的通知924.margin money 预收保证金，开设信用证保证金925.margin rate 保证金率926.markdown 跌价927.market discount rate 市场贴现率928.market expectations 市场预期929.market makers 造市者930.market order 市价订单931.market risk 市场风险932.marketability 流动性933.market-clearing 市场结算934.Master card 万事达卡935.matching 搭配936.mature liquid contracts 到期合约937.maximum limit of overdraft 透支额度938.measures for monetary ease 金融缓和措施939.medium rate 中间汇率940.medium-term finance 中期金融941.member bank 会员银行lion card 百万卡943.minimum cash requirements 最低现金持有量（需求）944.minimum reserve ratio 法定最低准备比率945.mint parity 法定平价946.monetary action 金融措施947.monetary aggregates 货币流通额948.monetary and credit control 货币信用管理949.monetary and financial crisis 货币金融危机950.monetary area 货币区951.monetary assets 货币性资产952.monetary base 货币基础953.monetary circulation 货币流通954.monetary device 金融调节手段955.monetary ease 银根松动。

金融行业中最常用的32个金融词汇解释大全

金融行业中最常用的32个金融词汇解释大全！影子银行、存贷比、信贷资产证券化、不良资产这些金融术语经常出现在各金融类文章里，很多专有属于让一些刚接触金融这行的朋友们倍感陌生。

这些基础术语是投资理财过程中必须知道的知识点。

只有透彻掌握这些金融词汇，才能让投资更得心应手、降低风险。

但是对于这些眼熟的金融高频词，朋友们都了解了吗?今天卡神小组就来和朋友们说说金融行业中最常用的32个金融词汇解释大全，让我们一起来了解下吧。

1、什么是“影子银行”?一般是指那些有着部分银行功能，却不受监管或少受监管的非银行金融机构。

简单理解，影子银行是那些可以提供信贷，但是不属于银行的金融机构。

在中国，影子银行主要包括信托公司、担保公司、典当行、地下钱庄、货币市场基金、各类私募基金、小额贷款公司以及各类金融机构理财等表外业务，民间融资等。

特征：机构众多、规模较小、杠杆化水平较低但发展较快。

2、“热钱”该如何理解?又称游资或投机性短期资本。

通常是指以投机获利为目的快速流动的短期资本，其进出之间往往容易诱发市场乃至金融动荡。

热钱的投资对象主要是外汇、股票、贵金属及其衍生产品市场等。

“四高”特征：(1)高收益性与风险性;(2)高信息化与敏感性;(3)高流动性与短期性;(4)投资的高虚拟性与投机性。

3、路演证券发行商发行证券前针对机构投资者的推介活动。

目的是促进投资者与股票发行人之间的沟通和交流，以保证股票的顺利发行。

活动中，公司向投资者就公司的业绩、产品、发展方向等作详细介绍，充分阐述上市公司的投资价值，让准投资者们深入了解具体情况，并回答机构投资者关心的问题。

4、政策性银行一般是指由政府设立，以贯彻国家产业政策、区域发展政策为目的的，不以盈利为目标的金融机构。

1994年，我国组建了三家政策性银行——国家开发银行、中国进出口银行和中国农业发展银行。

国家开发银行于2008年12月16日转为商业银行。

5、什么是市盈率，与投资回报率有什么关系?市盈率指在一个考察期(通常为12个月的时间)内，股票的价格和每股收益的比率。

常见银行英语词汇_金融术语

account number 帐目编号depositor 存户pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New Y ork 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行investment bank 投资银行merchant bank, accepting bank 承兑银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计general ledger 总帐computerized accounting 电脑化会计subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间minimum paid-up share capital 最低实缴股本reciprocity 互惠corresponding bank 代理行liaison office 联络办公室moratorium 延期偿付权legislation 法规innovation 改革underwriting 包销merge 合并portfolio 资产组合unit trust 单位投资信托arbitrage 套汇deregulation 放松管制capital adequacy ratio 资本充足率derivative 金融衍生工具maturity 到期日redemption 兑现certificates of indebtedness 债务证书linked exchange rate 联系汇率accounting arrangements 会计安排resumption of sovereign 收回主权holding company 控股公司privileges 特权legal tender 法币medium of exchange 交换媒介deferred payment 延期支付face value 面值mintage 铸币homogeneity 同质权fiat money 不兑换纸币，名义纸币negotiable certificates of deposits 大额转让存单narrowly-defined 狭义定义的broadly-defined 广义定义的required reserve 法定准备金excess reserve 超额准备金monetary base 货币｛流通｝基础open market operations 公开市场操作auction 拍卖non-intervention 不干涉主义net balance 净差｛余｝额book value per share 每股帐面价值advance 贷款retained earnings 留存收益risk-weighted assets 风险加权资产off-balance sheet items 表外业务项目collateral 抵押claims 债权denominate 面值residual maturity 剩余期限mortgage 住房抵押arrears 拖欠尾数default 违约on-balance sheet items 表内业务contingency 意外开支repurchase agreement 回购协议recourse 追索权irrevocable 不可撤消rediscounting 在贴现market risk exposure市场风险position 头寸debt-to-equity ratio 资产负债比率treasure bond 国库券leasing 租赁money laundering 洗钱treasure bill 国库券bankruptcy 破产credit securitization 信用证券化real time gross settlement 实时全额清算off-shore 离岸borrow money on credit 信用借款clearing bank清算行discount house 贴现行privileged position 最优惠头寸building society 建房协会Japanese Big Bang 日本金融改革wire transfer 电子转帐dual banking system 双轨银行制度laissez-faire 自由放任主义negotiable 可流通的installment 分期付款benchmark 基准利率turnover 成交额outstanding 未付的in favour of 以^为受益人promissory note 本票unsecured 无担保的prime rate 最优惠利率preference share 优先股ordinary share 普通股warrant 认股权current market value 当期市值option contract 期权合同hedging 套期保值Provident Fund 福利基金beneficiary 受益人collecting bank 代收行code 代号，代码，密码uncleared cheque 未清偿支票invoice 发票credit transfer 信用转帐endorsement 背书bearer 持票人defective title 有瑕疵的所有权down payment 首付款traveller's cheque 旅行支票bearer bonds 不记名债券crossed cheque划线支票countersign 联署paying bank 付款行transferable 可转让holder in due course 正当持票人holder in value 有代价持票人overdue 过期dishonoured cheque 拒付支票countermand 取消repo repurchase agreement 回购协议garnishee order 向第三债务人下达的资产扣押令winding-up 停业清理secured loan 担保贷款overdraft 透支real estate mortgage 房地产抵押chattel mortgage 动产抵押in presence of 提示reimbursement 偿还access 准入withholding interest tax 预扣税custodian 保管automatic teller machine 自动取款机personal identity number 密码.个人识别号passbook 存折insurance broker 保险经纪人hire purchase 租购working capital loan 周转资金start-up loan 创业贷款syndicated loan 辛迪加贷款project financing 项目融资foreign trade financing 对外贸易融资current assets 流动资产accounts receivable 应收帐款agent bank 代理行drawdown period 支用期grace period 宽限期principle 本金tombstone 证券发行公告factoring facilities 保理业务open credit 无担保贷款factor 保理lessee 承租人lessor 出租人non-resourse 无追索权financial lease 金融租赁operating lease 经营租赁full payout lease 支付租赁true lease 真实租赁conditional lease 条件租赁leverage lease 杠杆租赁electronic date interchange services 电子数据交换服务retail bank 商业零售银行private bank 私人银行merchant bank 商人银行risk preference 风险偏好risk taking investor 甘冒风险的投资者risk aversion investor 逃避风险的投资者macroeconomic oriented 以宏观经济为导向的equities origination 股票发行venture capital financing 风险资本融资the spread 价差interest rate swap 利率互换leverage buyout 杠杆收购junk bond 垃圾债券red chips 红筹股"h" shares H股trustee 受托人collection 托收production cost 生产成本production combination 生产联合comparative advantage 相对优势middle agent 中间代理eliminate exchange risk 消除外汇风险shipping insurance 海险guarantee 担保performance bond 履约保证import credit 进口信贷dividends 分红money transfer 转帐bank draft 银行汇票mail transfer 信汇telegraphic transfer 电汇test key测试密钥telex 电报Society for World Inter-bank Financial Telecommunications 环球银行间金融电讯协会standardized format 标准格式clearing house 结算所computer code 电脑代码additional cost 附加成本foreign exchange rate 外汇汇率swing 浮动spot rate 现汇汇率market rate 市场汇率cross rate 交叉汇率forward exchange contract 远期外汇合同currency future contract 货币期货合同quotation 报价单rolling forex 展期外汇option on foreign exchange 外汇期权strike price 执行价格expiry date 到期日call option 多头期头put option 空头期权foreign exchange hedge 外汇套期保值foreign exchange swap 外汇掉期superannuation 养老基金pension funds 退休基金brokerage fee 经纪人佣金optimum profit 最高收益canon 标准illegal activities 非法行为speculative purpose 投机目的repayment schedule 还款安排balance sheet 资产负债表income statement 利润表long-term loan 长期贷款country-risk 国别风险quantitative yardstick 定量的评判标准credit risk 信用风险risk assessment 风险评估margin 保证金legal authority 法定权力memorandum and articles of association 公司章程cushion of assets 资产缓冲safe title 所有权credit reference agency 信用查询机构credit standing 信用状况consumer loan 消费信贷bonus 奖金gratuity 退休金track record 工作履历minor's account 未成年人帐sole proprietors 独资企业private limited company私人有限公司public limited company 公共有限公司inter-bank lending /borrowing 同业拆借the inter-bank money market 同业拆借市场local currency 本国货币marginal cost 边际成本inter-bank rate 同业拆借利率contingency payout 意外支出natural disaster 自然灾害legal status 法定地位documentary credit 跟单信用证documentary collection 跟单托收export credit insurance 出口信贷保险shipment policy 装运保险单issuing bank 开证行advising bank 通知行confirming bank 保兑行applicant 开证申请人irrevocable documentary letter of credit 不可撤消信用证reimbursing bank 偿付行negotiating bank 议付行verification 证实confirmed credit 保兑信用证payment in advance 预付贷款remitting bank 托收行collecting bank 代收行sight bill 即期汇票term bill 远期汇票clean collection 光票托收bill of lading 提单certificate of origin airway bill 航空联运certificate of inspection 检验证明insurance policy certificate 保单证明open account 赊销premium 保险费stockbroking 股票经纪going concern 持续经营net profit 净收益audited accounts 经过审计的帐户registration certificate 注册证明inheritance 遗产tangible security 有形担保intangible personal guarantee 无形个人担保deed 契约dormant partner 不参与经营的合伙人limited partner 有限责任合伙人aggressive management 扩张性管理defensive management 保守性管理gearing 举债经营prior charge 优先偿付债券charges on assets 以资产抵押fixed charge 固定抵押floating charge 浮动抵押overtrading 超资力经营life policy 人寿保险depreciation 折旧indemnity 赔偿legal mortgage 法定抵押leasehold mortgage 衡平法抵押surrender value 租赁财产抵押stocks and shares 股票和证券unquoted shares 非挂牌｛上市｝股票cross-guarantee 交叉担保under influence 不正当影响misrepresentation 与事实不符合的陈述debenture 债券run down 削减acknowledgement 确认tangible assets 有形资产intangible assets 无形资产copy right 版权goodwill 商誉net worth 资产净值cash flow 现金流量current ratio 流动比率quick ratio 速动比率quality of assets 资产质量investment strategy 投资策略trend analysis 趋势分析debt to equity ratio 债务产权率debt service ratio 还本付息比；偿债比率amortization 摊销receivable turnover 应收帐款inventory turnover存货周转write off 注销recession （经济）衰退social unrest 社会动荡uncleared funds 未清算资金credit limit 信贷限额bad debt 坏帐loan restructuring 贷款重新安排recovery 追陪offsetting 补偿legal proceeding 诉讼litigation solicitor诉讼律师Baby bond 小额股票Background 背景background investigation 背景调查background material 背景材料Bad 坏的bad account 坏帐，呆帐bad debt loss 坏帐损失bad debt recovey 呆坏帐收回bad title 失效产权Balance 余额，结余，差额，平衡adverse balance 收支逆差balance budget 平衡预算balance of international trade 国际贸易差额balance of payment 国际收支balance sheet 资产负债表balance sheet audit 资产负债表审计balance sheet classification 资产负债表分类balance sheet evaluation 资产负债表评价closing balance 期末差额credit balance 贷方余额foreign currency balance 外汇余额keep balance 保持平衡loss balance 失去平衡negative balance 逆差retained balance from foreign exchange revenue 外汇收入留成余额all-purpose bank 通用银行summary balance sheet 资产负债汇总表bank account balance 银行存款余额bank balance sheet 银行财务状况表bank credit 银行信贷bank debt 银行债务bank discount rate 银行贴现率bank holding company 银行控股公司bank interest 银行利息bank line 银行信用额度bank loan 银行借款bank rate 银行贴现率bank reserve 银行准备金bank’s buying rate 银行买价bank’s call loan 银行同行拆借bank’s selling rate 银行卖价clearing bank 清算银行commercial bank 商业银行cooperative bank 合作银行mortgage bank 抵押银行Banking 金融，银行业banking institution 金融机构Banking Law 银行法banking sector 银行部门Bankrupt 破产Boom 繁荣，景气bankrupt’s assets 破产者的财产Bankruptcy 破产act of bankruptcy 破产法案arrangement in bankruptcy court 迫产法庭调解bankruptcy administrator 破产管理人bankruptcy amendment act 破产修正案bankruptcy code chapter 7--- liquidation 破产法第7 章（清算）bankruptcy code chapter 11--- reorganization 破产法第11章(重组）bankruptcy court 破产法院bankruptcy debtor 破产债务人bankruptcy judge 破产判决bankruptcy law 破产法bankruptcy notice 破产公告bankruptcy ordinance 破产条例bankruptcy petition 要求宣布破产bankruptcy proceedings 破产程序bankruptcy rules 破产规定bankruptcy trustee 破产受托人declaration of bankruptcy 宣布破产Bargain 议价，讨价还价Basic 基本的，基础basic account 基本帐户basic accounting unit 基本核算单位Bear 空头，卖空bear account 空头帐户bear market 熊市，淡市bear transaction 空头交易Beat 还价，杀价Below par 低于票面价值Benchmark 基准Benefit 利益，受益，福利，津贴benefit country 受惠国benefit fund for employees 职工福利基金benefit program 福利计划Benefited 受益的benefited party 受益方Benevolent fund 慈善基金Beta 贝塔（与股票相关的）系数beta risk measurement 贝塔风险系数测定Bid 投标，报价，出价bid bond 投标押金bid opening date 开标日期bid price 买方出价call for bid 招标invite bid 招标Bidder 投标人，投标商Bidding 投标，出价bidding documents 标书Big Board 指美国纽约股票交易所Big Six 指美国六大会计事务所Big Three 指美国三大汽车公司Bilateral 双边的bilateral agreement 双边协议bilateral loans 双边贷款bilateral trade 双边贸易Bill 票据，帐单，发票，钞票bill receivable account 应收票据帐户treasury bill 国库债券Black 黑色的，黑市的blank market price 黑市价格Blank 空白的black market transaction 黑市交易Blanket 一揽子的blanket insurance 统括保险blanket mortgage 一揽子抵押Blue chip 兰筹股Blue-chip share 头等股票Blue-chip stock 热门股票Blue-collar worker 兰领工人board of administration 董事会理事会Blue-sky law 兰天法（防欺诈凭空发行股票的法律）Board 董事会，委员会，理事会board chairman 董事长board meeting 董事会议board of arbitration 仲裁委员会board of audit 审计委员会board of directors 董事会，理事会book of account 帐簿board of executive director 执行董事会，执行委员会board of manager’s 理事，董事board of supervisors 监事会board of trustees 受托委员会Bond 债券，证券，公债bond broker 债券经纪人bond creditor 债券债权人bond discount 债券折价bond issue 债券发行bond market 债券市场bond premium 债券溢价book profit 帐面利润bond rating agency 债券评级机构bond yield 债券收益callable bond 通知偿还债券convertible bond 可转换债券government bond 政府债券junk bond 拉圾债券listed bond 挂牌债券，上市证券mortgage bond 抵押债券municipal bond 市政债券preference bond 优先债券，优先股registered bond 记名债券treasury bond 国库债券unlisted bond 未挂牌债券，未上市证券Bonded 保税的，有抵押的bonded area 保税区bonded factory 保税工厂bonded goods 保税货物bonded warehouse 保税仓库Bonus 奖金，红利，津贴bonus issue 发放红利股bonus-percentage of profit 利润率分红bonus share 分红股，红利股Book 书籍，帐簿，记帐，定票，订货Borrow 借入book depreciation 帐面折旧book-entry securities 记帐证券book inventory 帐面库存。

金融专业常用词汇

金融专业常用词汇金融行业作为现代经济的核心部门之一，涉及到许多专业术语和常用词汇。

在本文中，将介绍一些金融专业常用词汇，并对其进行解释和用例说明。

一、财务会计类词汇1. 资产负债表（Balance Sheet）：记录企业在特定时点上的资产、负债和所有者权益状况。

例句：The company's balance sheet shows a strong financial position with high asset values.2. 利润表（Income Statement）：总结了企业一定期间内的销售收入、成本和利润。

例句：The income statement reflects the company's profitability for the year.3. 现金流量表（Cash Flow Statement）：显示了企业一定期间内的现金流入和流出情况。

例句：The cash flow statement indicates that the company has a positive cash flow from operating activities.4. 财务比率（Financial Ratios）：用于评估企业财务健康状况和业绩的指标，如盈利能力、偿债能力和资产效率等。

例句：The current ratio is a financial ratio used to measure a company's short-term liquidity.二、投资金融类词汇1. 股票（Stocks）：代表了一个公司的所有权，在证券市场上买卖。

例句：Investors often buy stocks with the expectation of capital appreciation.2. 债券（Bonds）：企业或政府发行的借款工具，支付一定利息并在到期时偿还本金。

金融专业英语词汇大全+常见银行英语词汇

金融专业英语词汇大全1. a flat percentage rate of income 统一比率的所得税税率2. a long position 多头部位，利多形势3. a long position 多头寸；买进的期货合同4. a put option on a debt security 债务证券的卖出期权5. a sales slip 签购单据，售货清单6. a short position 空头部位，短缺头寸7. a short position 空头；卖出的期货合同8. a tax return 税务申报表9.abnormal depreciation 特别折旧10.abnormal spoilage 非正常损坏11.aboriginal cost 原始成本12.acceptance bank 票据承兑行13.acceptance method 承兑方式14.acceptance risks 承兑风险15.accepting bank 承兑银行16.accessory risks 附加保险，附加险17.accident insurance 意外保险（不包括海上，火灾和人寿险）18.accommodation of funds 资金融通19.accompany vt. 附带，伴随，陪同20.account charges 账户费用21.account current (A/C,a/c) 往来帐户22.account number (A/N) 帐号23.account statement 帐户清单24.accounting exposure 会计风险25.accounting risks 会计风险26.accounting value 帐面价值27.accounts of assured 保险帐户28.accrued bond interest 应计债券利息29.accrued depreciation 应计折旧30.accrued dividend 应计股利31.acknowledgement of declaration (under op预约保险申报确认书32.active securities 热头股票，活跃的证券33.actual cash value （保险用语）实际现金价值34.actual rate 实际汇率35.adaptive expectations 适应性预期36.additional insurance 加保，附加保险37.additional reserve 追加准备金38.adjustable policy 可调整的保险单39.adjustable premium 可调整的保险费40.adjusted debit balance 已调整的借方余额41.advance payment of premium 预缴保险费42.advance-decline theory 涨跌理论43.adverse exchange 逆汇、逆汇兑44.advice of drawing 提款通知书45.advising bank 通知银行46.affiliated bank 联行47.affiliated person 关联人48.aftermarket 次级市场49.agent for collection 托收代理银行50.Agricultural Bank of China 中国农业银行51.agricultural loans 农业贷款52.agricultural（animal husbandry）tax 农（牧）业税53.allowance for doubtful debt 备抵呆帐款项54.alternative (either/or) order 选择指令55.American Express card 运通卡56.American terms 美国标价法57.amount in figures 小写金额58.amount in words 大写金额59.annual membership dues 年费60.application form for a banking account 银行开户申请书61.appointed bank 外汇指定银行62.appreciation of exchange rate 汇率升值63.arbitrage 套利64.arbitrage 套购，套利，套汇65.arbitrage of exchange 套汇66.arbitrage of exchange or stock 套汇或套股67.arbitrage opportunity 套价机会68.arbitrage risks 套汇风险69.as agent 做代理70.as principal 做自营n Development Fund (ADB) 亚洲开发银行72.ask price = asking price = offer price 出售价，报价，开价，出价73.ask-bid system 竞价系统74.assessment of loss 估损75.assets insurance 资产保险76.assignment of policy 保单转让77.assumption of risk 承担风险78.asymmetry 不对称79.at owner's risk 风险由货主负担80.at-the-close order 收盘指令81.at-the-market 按市价82.at-the-money 平值期权83.at-the-opening (opening only) order 开盘指令84.auction marketplace 拍卖市场85.automated teller machines (24 hours a day) 自动取款机（24小时服务）86.automatic transfers between accounts 自动转帐87.average 平均数88.baby bond 小额债券89.back spreads 反套利90.back wardation 现货溢价91.balance n. 结余，差额，平衡92.bank balance 存款余额93.bank balance over required reserves 超出法定（必备）储备的银行存款余额94.bank deposit 银行存款95.Bank of China 中国银行96.Bank of Communications 交通银行97.bank of deposit 存款银行98.bank of the government 政府的银行99.banker's association 银行协会100.banker's bank 中央银行101.banker's guarantee 银行担保102.bank's buying rate 银行买入价103.bank's selling rate 银行卖出价104.banks with business dealing with the center中央银行的往来银行105.Barclay card 巴克莱银行信用卡106.base rate 基本汇价107.basis order 基差订单108.basis risk 基差风险109.bear market 熊市110.bear operation 卖空行为111.bear raiders 大量抛空者112.beneficial owner 受益所有人113.beneficiary of insurance 保险金受益人114.best-efforts offering 尽力推销（代销）发行115.bid and ask prices 买入和卖出价116.bid and ask spread 买卖差价117.bid price = buying price 买价118.bid-ask spread 递盘虚盘差价119.big board 大行情牌120.big slump 大衰退（暴跌）121.bill-paying services 代付帐款122.black market 黑市123.black market financing 黑市筹资124.black money 黑钱125.blanket mortgage 总括抵押126.block positioner 大宗头寸商127.blowout 畅销128.blue-chip stocks 蓝筹股129.board of arbitration 仲裁委员会130.board of governors 理事会131.bond fund 债券基金132.borrowing from affiliates 向联营公司借款133.borrowing power of securities 证券贷款能力134.borrowing risks 借款风险135.bought deal 包销136.bread and butter business 基本业务137.breadth index 宽度指数138.break-even 不亏不盈，收支相抵139.breakout 突破140.bridging finance 过渡性融资141.broker 经纪人，掮客142.brokerage 经纪人佣金143.brokerage 经纪业；付给经纪人的佣金144.brokerage firm 经纪商（号）145.broker's loan 经纪人贷款146.broking house 经纪人事务所147.building agreement 具有约束力的协定148.building tax （tax on construction）建筑税149.bullish 行情看涨150.business insurance 企业保险151.business risk 营业风险152.business savings 企业储蓄153.business tax 营业税154.business term loan 企业长期贷款155.bust-up risks 破产风险156.buyer's risks 买方风险157.call (option) 买方期权，看涨期权158.call and put options 买入期权和卖出期权159.call for funds 控股、集资160.call loan transaction 短期拆放往来161.call market 活期存款市场162.call money 拆放款163.call options on an equity 权益（证券）的买入期权164.call-options 认购期权165.cancellation 取消166.cancellation money 解约金167.cap 带利率上限的期权168.capital assets 资本资产169.capital lease 资本租赁170.capital market 信贷市场、资本市场171.capital resources 资本来源172.capital surplus 资本盈余173.capital transfer 资本转移174.capital turnover rate 资本周转率175.card issuing institution 发卡单位176.carefully selected applicant 经仔细选定的申请人177.cargo insurance 货物保险178.cash 现金，现款v.兑现，付现款179.cash a cheque 支票兑现180.cash account 现金帐户181.cash advance 差旅预支款182.cash against bill of lading 凭提单付现183.cash against documents（C.A.D.）凭单付现，凭单据付现金=document against cash184.cash and carry 付现自运；现金交易和运输自理；现购自运商店185.cash and carry wholesale 付现自运批发186.cash assets 现金资产187.cash audit 现金审核188.cash audit 现金审核，现金审计189.cash balance 现金余额，现款结存190.cash basis 现金制191.cash basis 现金制，现金基础192.cash basis accounting 现金收付会计制193.cash before delivery（C.B.D.）空货前付款，付款后交货，付现款交货194.cash bonus 现金红利195.cash book 现金簿；现金帐；现金出纳帐196.cash boy 送款员197.cash budget 现金预算198.cash card1 （银行）自动提款卡199.cash card2 现金卡200.cash claim 现金索赔201.cash collection basis 收现法，收现制202.cash credit 活期信用放款，现金付出203.cash credit slip 现金支出传票204.cash currency 现金通货205.cash cycle 现金循环，现金周期206.cash day 付款日207.cash debit slip 现金收入传票208.cash department （商业机构中的）出纳部=counting-house 209.cash deposit 现金存款；保证金210.cash deposit as collateral 保证金，押金211.cash desk （商店、饭馆的）付款处212.cash disbursements 现金支出213.cash discount (c.d.) 现金折扣，付现折扣=settlement discount 214.cash dispenser （美）自动提款机=cashomat215.cash dividend 现金股利216.cash down 即付，付现217.cash equivalent value 现金等值，现金相等价值218.cash flow 资金流动219.cash flow 现金流动220.cash flow stream 现金流（量）221.cash holdings 库存现金222.cash holdings 库存现金223.cash in advance (c.i.a.) 预付现金224.cash in bank 存银行现金，银行存款225.cash in hand （商行的）手头现金，库存现金=cash on hand 226.cash in transit 在途现金，在运现金227.cash in transit policy 现金运送保险单228.cash in treasury 库存现金229.cash invoice 现购发票230.cash items 现金帐项，现金科目231.cash journal 现金日记簿232.cash liquidity 现金流动（情况）；现金周转233.cash loan 现金贷款234.cash management services 现金管理业务235.cash market 现金交易市场，现货市场，付现市场236.cash nexus 现金交易关系237.cash on arrival 货到付现，货到付款238.cash on bank 银行存款；银行付款；现金支票付款239.cash on deliver (C.O.D) （英）交货付款，现款交货＝collect on delivery240.cash on delivery (COD) 交割付款241.cash order（C/O）现金订货242.cash paid book 现金支出簿243.cash payment 现金支付244.cash payment 现金付款，现付245.cash payments journal 现金支出日记帐246.cash position 头寸247.cash position 现金状况，现金头寸248.cash price 现金售价，现金付款价格249.cash purchase 现购，现金购买250.cash railway （商店中的）货款传送线251.cash ratio 现金比率252.cash receipts (CR) 现金收入253.cash receipts journal 现金收入日记帐254.cash records 现金记录255.cash register 现金登记机，现金收入记录机，收银机256.cash remittance 汇款单；解款单257.cash remittance note 现金解款单，解款单258.cash requirement 现金需要量259.cash reserve 现金储备（金）260.cash resources 现金资源，现金来源261.cash resources (reserves) 现金准备262.cash sale 现售，现金销售=sale by real cash 263.cash sale invoice 现销发票，现售发票264.cash settlement 现金结算，现汇结算265.cash short and over 现金尾差，清点现金余差；现金短溢266.cash slip 现金传票267.cash statement 现金报表，（现金）库存表268.cash ticket 现销票，门市发票269.cash transaction 现金交易270.cash verification 现金核实，现金核查271.cash voucher 现金凭单；现金收据272.cash with order （c.w.o., C.W.O.订货时付款，订货付现，落单付现273.cash without discount 付现无折扣274.cash yield discount 现金获利率，现金收益率275.cash-and-carry arbitrage 现货持有套利276.cashier 出纳员，收支员277.cashier's cheque (C.C.) 银行本票=cashier's order 278.central rate 中心汇率（一国货币对美元的汇率，并据此计算对其他货币的汇率）279.certificate of balance 存款凭单280.Certificate of Deposits (CDs) 大额定期存款单281.certificated security 实物证券282.certificates of deposit (CDs) 大面额存款单283.certifying bank 付款保证银行284.change hands 交换，换手285.chartered bank 特许银行286.chattel 动产287.chattel mortgage 动产抵押288.chattel mortgage 动产抵押289.chattel mortgage bond （美）动产抵押（公司）债券290.chattel personal （私人）动产291.chattel real 准不动产（土地权等）292.check certificate 检验证明书293.check deposit 支票存款294.check list （核对用的）清单295.check sheet 对帐单296.checking account 支票帐户297.checking deposits 支票存款，活期存款298.checking reserve 支票现金储备299.checkstand （超级市场的）点货收款台300.cheque (payable) to bearer 来人支票，不记名支票301.cheque book 支票簿302.cheque book stub 支票簿存根303.cheque card 支票卡304.cheque collection 支票兑取305.cheque collector 支票兑取人306.cheque crossed 划线支票307.cheque crossed generally 普通划线支票308.cheque crossed specially 特别划线支票309.cheque deposit 支票存款310.cheque drawer 支票出票人311.cheque holder 支票执票人312.cheque only for account 转帐支票313.cheque payable at sight 见票即付支票314.cheque protector 支票银码机315.cheque rate 票据汇兑汇率，票汇价格=sight rate ,short rate 316.cheque register 支票登记簿317.cheque returned 退票，退回的支票318.cheque signer 支票签名机319.cheque stub 支票存根320.cheque to order 记名支票，指定人支票321.China Investment Bank 中国投资银行322.circulation risks 流通风险323.circulation tax （turnover tax）流转税324.city bank 城市银行325.claim a refound 索赔326.clean collections 光票托收327.clearing bank 清算银行328.clearing house 清算所329.clearinghouse 清算公司，票据交换所330.close out 平仓，结清（账）331.closed and mortgage 闭口抵押332.closing order 收市价订单333.closing rate 收盘价334.closing transaction 平仓交易335.collar 带利率上下限的期权336.collateral loan 抵押借款337.collecting bank 托收银行338.collecting bank 托收银行339.collecting bank 代收行340.collection instructions 委托（托收的）单据341.collection items 托收业务，托收项目342.collection of trade charges 托收货款343.collection on clean bill 光票托收344.collection on documents 跟单托收345.collection order 托收委托书346.collection risk 托收风险347.collection risks 托收风险348.collection service 托收服务349.collective-owned enterprise bonus tax 集体企业奖金税350.collective-owned enterprise income tax 集体企业所得税mercial and industrial loans 工商贷款mercial deposit 商业存款mercial paper 商业票据mercial paper house 经营商业票据的商号mercial risk 商业风险mercial terms 商业条件mission 佣金modity futures 商品期货modity insurance 商品保险mon collateral 共同担保mon fund 共同基金mon stock 普通股mon trust fund 共同信托基金pensatory financing 补偿性融资petitive risks 竞争风险posite depreciation 综合折旧pound interest 复利pound rate 复利率pound rate deposit 复利存款prehensive insurance 综合保险371.condominium 公寓私有共有方式372.confirming bank 保兑银行373.congestion area 震荡区374.congestion tape 统一自动行情显示375.conservatism and liquidity 稳健性与流动性376.consortium bank 银团银行377.constructure risk 建设风险378.consumer financing 消费融资379.contingent risks 或有风险380.contract money 合同保证金381.contract size 合约容量382.contracts of difference 差异合约383.contractual value 合同价格384.controlled rates 控制的汇率385.converge 集聚，（为共同利益而）结合一起386.conversion 汇兑、兑换387.convertible currency 可兑换的货币388.cooling-off period 等待期389.cooperative financing 合作金融390.cornering the market 操纵市场391.corners 垄断392.corporate deposits 法人存款393.correspondent 代理行394.cost of maintenance 维修费395.counter-inflation policy 反通货膨胀对策396.cover 弥补，补进（卖完的商品等）397.cover 弥补（损失等）；负担（开支）；补进（商品或股票等）；保险398.coverage 承保险别；保险总额；范围保险399.coverage ratio 偿债能力比率400.cover-note 暂保单；投保通知单401.credit 信用，信贷402.credit account (C.A., C/A) 赊帐=open account2 403.credit agreement 信贷协定404.credit amount 信贷金额；赊帐金额；信用证金额405.credit analysis 信用分析406.credit balance 贷方余额，结欠，贷余407.credit bank 信贷银行408.credit beneficiary 信用证受益人409.credit business 赊售，信用买卖410.credit buying 赊购411.credit capital 信贷资本412.credit cards 信用卡413.credit control 信用控制414.credit control instrument 信用调节手段415.credit expansion 信用扩张416.credit extending policy 融资方针417.credit facility 信用透支418.credit limit 信用额度419.credit restriction 信用限额420.credit risk 信用风险421.credit union 信用合作社422.creditor bank 债权银行423.crop up (out) 出现，呈现424.cross hedge 交叉套做425.cross hedging 交叉保值426.cum dividend 附息427.cum rights 含权428.cumulative preferred stock 累积优先股429.currency futures 外币期货430.currency futures contract 货币期货合约431.current fund 流动基金432.current futures price 现时的期货价格433.current ratio 流动比率434.customize 按顾客的具体要求制作435.customs duty（tariffs）关税436.D/D (Banker's Demand Draft) 票汇437.daily interest 日息438.daily limit 每日涨（跌）停板439.date of delivery 交割期440.dealers 批发商441.death and gift tax 遗产和赠与税442.debt of honour 信用借款443.debtor bank 借方银行444.decision-making under risk 风险下的决策445.deed 契约446.deed tax 契税447.deferred savings 定期存款448.deficit covering 弥补赤字449.deficit-covering finance 赤字财政450.deflation 通货紧缩451.delivery date 交割日452.demand pull inflation 需求拉动通货膨胀453.demand-deposit or checking-accounts 活期存款或支票帐户454.deposit account (D/A) 存款帐户455.deposit at call 通知存款456.deposit bank 存款银行457.deposit money 存款货币458.deposit rate 存款利率459.deposit turnover 存款周转率460.depreciation risks 贬值风险461.derivative deposit 派生存款462.derived deposit 派生存款463.designated currency 指定货币464.deutsche marks (=DM) 西德马克465.devaluation of dollar 美元贬值466.developer 发展商467.Development Bank 开发银行468.development financing 发展融资469.devise 遗赠470.die intestate 死时没有遗嘱471.Diners card 大莱信用卡472.direct exchange 直接汇兑473.direct financing 直接融资474.direct hedging 直接套做475.direct leases 直接租赁476.direct taxation 直接税477.discount credit 贴现融资478.discount market 贴现市场479.discount on bills 票据贴现480.discount paid 已付贴现额481.discounted cash flow 净现金量482.discounting bank 贴现银行483.dishonour risks 拒付风险484.disintermediation 脱媒485.distant futures 远期期货486.diversification 分散投资487.dividends 红利488.document of title 物权单据489.documentary collection 跟单托收490.Documents against Acceptance,D/A 承兑交单491.Documents against Payment,D/P 付款交单492.domestic correspondent 国内通汇银行493.domestic deposit 国内存款494.domestic exchange 国内汇兑495.double leasing 双重租赁496.double mortgage 双重抵押497.double option 双向期权498.Dow Jones average 道·琼斯平均数499.down payment 首期500.downgrade 降级501.downside 下降趋势502.downtick 跌点交易503.Dragon card 龙卡504.draw 提款505.draw cheque 签发票据506.drawee bank 付款银行507.drawing account 提款帐户508.dual exchange market 双重外汇市场509.dual trading 双重交易510.due from other funds 应收其他基金款511.due to other funds 应付其他基金款512.dumping 抛售513.early warning system 预警系统514.easy credit 放松信贷515.economic exposure 经济风险516.efficient portfolio 有效证券组合517.electronic accounting machine 电子记帐机518.electronic cash 电子现金519.electronic cash register 电子收款机520.electronic debts 电子借贷521.electronic funds transfer 电子资金转帐522.electronic transfer 电子转帐523.emergency tariff 非常关税524.encumbrance 债权（在不动产上设定的债权）525.endorsement for collection 托收背书526.engage in arbitrage (to) 套汇527.entity n. 单位，整体，个体528.entrance fee 申请费529.equalization fund （外汇）平衡基金530.equipment leasing services 设备租赁业务531.equity portfolio 股票资产532.establishing bank 开证银行533.ethics risks 道德风险534.Euro-bank 欧洲银行535.Eurocard 欧洲系统卡536.European terms 欧洲标价法537.evaluation of property 房产估价538.evasion of foreign currency 逃汇539.exception clause 免责条款540.excess insurance 超额保险541.exchange adjustment 汇率调整542.exchange alteration 更改汇率543.exchange arbitrage 外汇套利544.exchange bank 外汇银行545.exchange broker 外汇经纪人546.exchange brokerage 外汇经纪人佣金547.exchange business 外汇业务548.exchange clearing agreement 外汇结算协定549.exchange clearing system 汇结算制550.exchange competition 外汇竞争551.exchange contract 外汇成交单552.exchange control 外汇管制553.exchange convertibility 外汇兑换554.exchange customs 交易所惯例555.exchange depreciation 外汇下降556.exchange dumping 汇率倾销557.exchange fluctuations 汇价变动558.exchange for forward delivery 远期外汇业务559.exchange for spot delivery 即期外汇业务560.exchange freedom 外汇自由兑换561.exchange loss 汇率损失562.exchange parity 外汇平价563.exchange position 外汇头寸564.exchange position 外汇头寸；外汇动态565.exchange premium 外汇升水566.exchange profit 外汇利润567.exchange proviso clause 外汇保值条款568.exchange quota system 外汇配额制569.exchange rate 汇价570.exchange rate fluctuations 外汇汇价的波动571.exchange rate parity 外汇兑换的固定汇率572.exchange rate risks 外汇汇率风险573.exchange reserves 外汇储备574.exchange restrictions 外汇限制575.exchange risk 外汇风险576.exchange risk 兑换风险577.exchange settlement 结汇578.exchange speculation 外汇投机579.exchange stability 汇率稳定580.exchange surrender certificate 外汇移转证581.exchange transactions 外汇交易582.exchange value 外汇价值583.exchange war 外汇战584.excise 货物税，消费税585.exercise date 执行日586.exercise price, striking price 履约价格，认购价格587.expenditure tax 支出税588.expenditure tax regime 支出税税制589.expenses incurred in the purchase 购买物业开支590.expiration date 到期日591.export and import bank 进出口银行592.export gold point 黄金输出点593.exposure 风险594.external account 对外帐户595.extraneous risks 附加险596.extrinsic value 外在价值597.face value 面值598.facultative insurance 临时保险599.fair and reasonable 公平合理600.far future risks 长远期风险601.farm subsidies 农产品补贴602.farmland occupancy tax 耕地占用税603.favourable exchange 顺汇604.fax base 税基605.feast tax 筵席税606.feathered assets 掺水资产607.fee 不动产608.fee interest 不动产产权609.fictions payee 虚构抬头人610.fictitious assets 虚拟资产611.fictitious capital 虚拟资本612.fiduciary a. 信托的，信用的，受信托的（人）613.fiduciary field 信用领域，信托领域614.finance broker 金融经纪人615.financial advising services 金融咨询服务616.financial arrangement 筹资安排617.financial crisis 金融危机618.financial forward contract 金融远期合约619.financial futures 金融期货620.financial futures contract 金融期货合约621.financial insolvency 无力支付622.financial institutions' deposit 同业存款623.financial lease 金融租赁624.financial risk 金融风险625.financial statement analysis 财务报表分析626.financial system 金融体系627.financial transaction 金融业务628.financial unrest 金融动荡629.financial world 金融界630.first mortgage 第一抵押权631.fiscal and monetary policy 财政金融政策632.fixed assets 固定资产633.fixed assets ratio 固定资产比率634.fixed assets turnover ratio 固定资产周转率635.fixed capital 固定资本636.fixed costs 固定成本637.fixed deposit (=time deposit) 定期存款638.fixed deposit by installment 零存整取639.fixed exchange rate 固定汇率640.fixed par of exchange 法定汇兑平价641.fixed savings withdrawal 定期储蓄提款642.fixed-rate leases 固定利率租赁643.flexibility and mobility 灵活性与机动性644.flexibility of exchange rates 汇率伸缩性645.flexible exchange rate 浮动汇率646.floating exchange rate 浮动汇率647.floating policy 流动保险单648.floating-rate leases 浮动利率租赁649.floor 带利率下限的期权650.floor broker 场内经纪人651.fluctuations in prices 汇率波动652.foregift 权利金653.foreign banks 外国银行654.foreign correspondent 国外代理银行655.foreign currency futures 外汇期货656.foreign enterprises income tax 外国企业所得税657.foreign exchange certificate 外汇兑换券658.foreign exchange crisis 外汇危机659.foreign exchange cushion 外汇缓冲660.foreign exchange dumping 外汇倾销661.foreign exchange earnings 外汇收入662.foreign exchange liabilities 外汇负债663.foreign exchange loans 外汇贷款664.foreign exchange parity 外汇平价665.foreign exchange quotations 外汇行情666.foreign exchange regulations 外汇条例667.foreign exchange reserves 外汇储备668.foreign exchange restrictions 外汇限制669.foreign exchange retaining system 外汇留存制670.foreign exchange risk 外汇风险671.foreign exchange services 外汇业务672.foreign exchange transaction centre 外汇交易中心673.forward exchange 期货外汇674.forward exchange intervention 期货外汇干预675.forward exchange sold 卖出期货外汇676.forward foreign exchange 远期外汇汇率677.forward operation 远期（经营）业务678.forward swap 远期掉期679.fraternal insurance 互助保险680.free depreciation 自由折旧681.free foreign exchange 自由外汇682.freight tax 运费税683.fringe bank 边缘银行684.full insurance 定额保险685.full payout leases 充分偿付租赁686.full progressive income tax 全额累进所得税687.fund 资金、基金688.fund account 基金帐户689.fund allocation 基金分配690.fund appropriation 基金拨款691.fund balance 基金结存款692.fund demand 资金需求693.fund for relief 救济基金694.fund for special use 专用基金695.fund in trust 信托基金696.fund liability 基金负债697.fund obligation 基金负担698.fund raising 基金筹措699.fundamental insurance 基本险700.funds statement 资金表701.futures commission merchants 期货经纪公司702.futures contract 期货合约703.futures delivery 期货交割704.futures margin 期货保证金705.futures market 期货市场706.futures price 期货价格707.futures transaction 期货交易708.FX futures contract 外汇期货合约709.galloping inflation 恶性通货膨胀710.gap 跳空711.general endorsement 不记名背书712.general fund 普通基金713.general mortgage 一般抵押714.Giro bank 汇划银行715.given rate 已知汇率716.go long 买进，多头717.go short 短缺；卖空，空头718.going away 分批买进719.going rate 现行汇率720.Gold Ear Credit Card 金穗卡ernment revenue 政府收入722.graduated reserve requirement 分级法定准备金723.Great Wall card 长城卡724.gross cash flow 现金总流量725.guarantee of payment 付款保证726.guaranteed fund 保证准备金727.hammering the market 打压市场728.handling charge 手续费729.harmony of fiscal and monetary policies 财政政策和金融政策的协调730.hedge 套头交易731.hedge against inflation 为防通货膨胀而套购732.hedge buying 买进保值期货733.hedge fund 套利基金734.hedging mechanism 规避机制735.hedging risk 套期保值风险736.hire purchase 租购737.hit the bid 拍板成交738.hoarded money 储存的货币739.holding the market 托盘740.horizontal price movement 横盘741.hot issue 抢手证券742.hot money deposits 游资存款743.hot stock 抢手股票744.house property tax 房产税745.hypothecation 抵押746.idle capital 闲置资本747.idle cash (money) 闲散现金，游资748.idle demand deposits 闲置的活期存款749.immobilized capital 固定化的资产750.immovable property 不动产751.import regulation tax 进口调节税752.imposition 征税；税；税款753.imprest bank account 定额银行存款专户754.in force （法律上）有效的755.in the tank 跳水756.inactive market 不活跃市场757.income in kind 实物所得758.income tax liabilities 所得税责任，所得税债务759.income taxes 所得税760.indemnity 赔偿，补偿761.indirect arbitrage 间接套汇762.indirect finance 间接金融763.indirect hedging 间接套做764.indirect leases 间接租赁（即：杠杆租赁）765.indirect rate 间接汇率766.indirect taxation 间接税767.individual income regulation tax 个人调节税768.individual income tax 个人所得税769.individual savings 私人储蓄770.Industrial and Commercial Bank of China 中国工商银行771.industrial financing 工业融资772.industrial-commercial consolidated tax 工商统一税773.industrial-commercial income tax 工商所得税774.industrial-commercial tax 工商税775.inflation 通货膨胀776.inflation rate 通货膨胀率777.inflationary spiral 螺旋式上升的通货膨胀778.inflationary trends 通货膨胀趋势779.infrastructure bank 基本建设投资银行780.initial margin 初始保证金781.initial margin 期初保证权782.initial margins 初始保证金783.initial reserve 初期准备金784.insider 内幕人785.installment savings 零存整取储蓄786.institution 机构投资者787.insurance appraiser 保险损失评价人788.insurance broker 保险经纪人789.insurance contract 保险契约，保险合同790.insurance saleman 保险外勤791.insurance services 保险业务792.insure against fire 保火险793.insured 被保险人794.interbank market 银行同业市场795.inter-business credit 同行放帐796.interest on deposit 存款利息797.interest per annum 年息798.interest per month 月息799.interest rate futures contract 利率期货合约800.interest rate policy 利率政策801.interest rate position 利率头寸802.interest rate risk 利率风险803.interest restriction 利息限制804.interest subsidy 利息补贴805.interest-rate risk 利息率风险806.interim finance 中间金融807.intermediary bank 中间银行808.intermediate account 中间帐户809.internal reserves 内部准备金810.international banking services 国际银行业务811.International Investment Bank (IIB) 国际投资银行812.international leasing 国际租赁813.in-the-money 有内在价值的期权814.intraday 日内815.intrinsic utility 内在效用816.intrinsic value 实际价值，内部价值817.inward documentary bill for collection 进口跟单汇票，进口押汇（汇票）818.isolation of risk 风险隔离819.issue bank 发行银行820.JCB card JCB卡821.joint financing 共同贷款822.key risk 关键风险823.kill a bet 终止赌博nd use tax 土地使用税rge deposit 大额存款rge leases 大型租赁tent inflation 潜在的通货膨胀tent inflation 潜在的通货膨胀829.lease agreement 租约830.lease and release 租借和停租831.lease broker 租赁经纪人832.lease financing 租赁筹租833.lease immovable 租借的不动产834.lease in perpetuity 永租权835.lease insurance 租赁保险836.lease interest insurance 租赁权益保险837.lease land 租赁土地838.lease mortgage 租借抵押839.lease out 租出840.lease property 租赁财产841.lease purchase 租借购买842.lease rental 租赁费843.lease territory 租借地844.leaseback 回租845.leasebroker 租赁经纪人846.leased immovable 租借的不动产847.leasehold 租赁土地848.leasehold 租借期，租赁营业，租赁权849.leasehold property 租赁财产850.leaseholder 租赁人851.leaseholder 承租人，租借人852.leases agent 租赁代理853.leases arrangement 租赁安排854.leases company 租赁公司855.leases structure 租赁结构856.leasing 出租857.leasing agreement 租赁协议858.leasing amount 租赁金额859.leasing asset 出租财产，租赁财产860.leasing clauses 租赁条款861.leasing consultant 租赁顾问862.leasing contract 租赁合同863.leasing cost 租赁成本864.leasing country 承租国865.leasing division 租赁部866.leasing equipment 租赁设备867.leasing industry 租赁业868.leasing industry (trade) 租赁业869.leasing money 租赁资金870.leasing period 租赁期871.leasing regulations 租赁条例872.legal interest 法定利息873.legal tender 法定货币874.legal tender 本位货币，法定货币875.lessee 承租人，租户876.lessor 出租人877.letter of confirmation 确认书878.letter transfer 信汇879.leveraged leases 杠杆租赁880.lien 扣押权，抵押权881.life insurance 人寿保险882.life of assets 资产寿命883.limit order 限价指令884.limited floating rate 有限浮动汇率885.line of business 行业，营业范围，经营种类886.liquidation 清仓887.liquidity 流动性888.liquidity of bank 银行资产流动性889.listed stock 上市股票890.livestock transaction tax 牲畜交易税891.loan account 贷款帐户892.loan amount 贷款额893.loan at call 拆放894.loan bank 放款银行895.loan volume 贷款额896.loan-deposit ratio 存放款比率897.loans to financial institutions 金融机构贷款898.loans to government 政府贷款899.local bank 地方银行900.local income tax (local surtax) 地方所得税901.local surtax 地方附加税902.local tax 地方税903.long arbitrage 多头套利904.long position 多头头寸905.long position 多头寸；买进的期货合同906.long-term certificate of deposit 长期存款单907.long-term credit bank 长期信用银行908.long-term finance 长期资金融通909.loss leader 特价商品，亏损大项910.loss of profits insurance 收益损失保险911.loss on exchange 汇兑损失912.low-currency dumping 低汇倾销913.low-currency dumping 低汇倾销914.M/T (= Mail Transfer) 信汇915.main bank 主要银行916.maintenance margin 最低保证金，维持保证金917.major market index 主要市场指数918.management risk 管理风险919.managing bank of a syndicate 财团的经理银行920.manipulation 操纵921.margin 保证金922.margin call 保证金通知923.margin call 追加保证金的通知924.margin money 预收保证金，开设信用证保证金925.margin rate 保证金率926.markdown 跌价927.market discount rate 市场贴现率928.market expectations 市场预期929.market makers 造市者930.market order 市价订单931.market risk 市场风险932.marketability 流动性933.market-clearing 市场结算934.Master card 万事达卡935.matching 搭配936.mature liquid contracts 到期合约937.maximum limit of overdraft 透支额度938.measures for monetary ease 金融缓和措施939.medium rate 中间汇率940.medium-term finance 中期金融941.member bank 会员银行lion card 百万卡943.minimum cash requirements 最低现金持有量（需求）944.minimum reserve ratio 法定最低准备比率945.mint parity 法定平价946.monetary action 金融措施947.monetary aggregates 货币流通额948.monetary and credit control 货币信用管理949.monetary and financial crisis 货币金融危机950.monetary area 货币区951.monetary assets 货币性资产952.monetary base 货币基础953.monetary circulation 货币流通954.monetary device 金融调节手段955.monetary ease 银根松动956.monetary market 金融市场957.monetary market 金融市场958.monetary risk 货币风险959.monetary stringency 银根奇紧960.monetary unit 货币单位961.money capital 货币资本962.money collector 收款人963.money credit 货币信用964.money down 付现款965.money equivalent 货币等价966.money paid on account 定金967.money-flow analysis 货币流量分析968.money-over-money leases 货币加成租赁969.moral hazard 道德风险970.mortgage bank 抵押银行971.motor vehicle and highway user tax 机动车和公路使用税972.movables all risks insurance 动产综合保险973.movables insurance 动产保险974.multinational bank 跨国银行975.multiunit 公寓楼976.mutual insurance company 相互保险公司977.national bank 国家银行978.nationalized bank 国有化银行。

金融英语词汇(超全版)

1. a flat percentage rate of income 统一比率的所得税税率2. a long position 多头部位，利多形势3. a long position 多头寸；买进的期货合同4. a put option on a debt security 债务证券的卖出期权5. a sales slip 签购单据，售货清单6. a short position 空头部位，短缺头寸7. a short position 空头；卖出的期货合同8. a tax return 税务申报表9.abnormal depreciation 特别折旧10.abnormal spoilage 非正常损坏11.aboriginal cost 原始成本12.acceptance bank 票据承兑行13.acceptance method 承兑方式14.acceptance risks 承兑风险15.accepting bank 承兑银行16.accessory risks 附加保险，附加险17.accident insurance 意外保险（不包括海上，火灾和人寿险）18.accommodation of funds 资金融通19.accompany vt. 附带，伴随，陪同20.account charges 账户费用21.account current (A/C,a/c) 往来帐户22.account number (A/N) 帐号23.account statement 帐户清单24.accounting exposure 会计风险25.accounting risks 会计风险26.accounting value 帐面价值27.accounts of assured 保险帐户28.accrued bond interest 应计债券利息29.accrued depreciation 应计折旧30.accrued dividend 应计股利31.acknowledgement of declaration (under op预约保险申报确认书32.active securities 热头股票，活跃的证券33.actual cash value （保险用语）实际现金价值34.actual rate 实际汇率35.adaptive expectations 适应性预期36.additional insurance 加保，附加保险37.additional reserve 追加准备金38.adjustable policy 可调整的保险单39.adjustable premium 可调整的保险费40.adjusted debit balance 已调整的借方余额41.advance payment of premium 预缴保险费42.advance-decline theory 涨跌理论43.adverse exchange 逆汇、逆汇兑44.advice of drawing 提款通知书45.advising bank 通知银行46.affiliated bank 联行47.affiliated person 关联人48.aftermarket 次级市场49.agent for collection 托收代理银行50.Agricultural Bank of China 中国农业银行51.agricultural loans 农业贷款52.agricultural（animal husbandry）tax 农（牧）业税53.allowance for doubtful debt 备抵呆帐款项54.alternative (either/or) order 选择指令55.American Express card 运通卡56.American terms 美国标价法57.amount in figures 小写金额58.amount in words 大写金额59.annual membership dues 年费60.application form for a banking account 银行开户申请书61.appointed bank 外汇指定银行62.appreciation of exchange rate 汇率升值63.arbitrage 套利64.arbitrage 套购，套利，套汇65.arbitrage of exchange 套汇66.arbitrage of exchange or stock 套汇或套股67.arbitrage opportunity 套价机会68.arbitrage risks 套汇风险69.as agent 做代理70.as principal 做自营n Development Fund (ADB) 亚洲开发银行72.ask price = asking price = offer price 出售价，报价，开价，出价73.ask-bid system 竞价系统74.assessment of loss 估损75.assets insurance 资产保险76.assignment of policy 保单转让77.assumption of risk 承担风险78.asymmetry 不对称79.at owner's risk 风险由货主负担80.at-the-close order 收盘指令81.at-the-market 按市价82.at-the-money 平值期权83.at-the-opening (opening only) order 开盘指令84.auction marketplace 拍卖市场85.automated teller machines (24 hours a day) 自动取款机（24小时服务）86.automatic transfers between accounts 自动转帐87.average 平均数88.baby bond 小额债券89.back spreads 反套利90.back wardation 现货溢价91.balance n. 结余，差额，平衡92.bank balance 存款余额93.bank balance over required reserves 超出法定（必备）储备的银行存款余额94.bank deposit 银行存款95.Bank of China 中国银行96.Bank of Communications 交通银行97.bank of deposit 存款银行98.bank of the government 政府的银行99.banker's association 银行协会100.banker's bank 中央银行101.banker's guarantee 银行担保102.bank's buying rate 银行买入价103.bank's selling rate 银行卖出价104.banks with business dealing with the center中央银行的往来银行105.Barclay card 巴克莱银行信用卡106.base rate 基本汇价107.basis order 基差订单108.basis risk 基差风险109.bear market 熊市110.bear operation 卖空行为111.bear raiders 大量抛空者112.beneficial owner 受益所有人113.beneficiary of insurance 保险金受益人114.best-efforts offering 尽力推销（代销）发行115.bid and ask prices 买入和卖出价116.bid and ask spread 买卖差价117.bid price = buying price 买价118.bid-ask spread 递盘虚盘差价119.big board 大行情牌120.big slump 大衰退（暴跌）121.bill-paying services 代付帐款122.black market 黑市123.black market financing 黑市筹资124.black money 黑钱125.blanket mortgage 总括抵押126.block positioner 大宗头寸商127.blowout 畅销128.blue-chip stocks 蓝筹股129.board of arbitration 仲裁委员会130.board of governors 理事会131.bond fund 债券基金132.borrowing from affiliates 向联营公司借款133.borrowing power of securities 证券贷款能力134.borrowing risks 借款风险135.bought deal 包销136.bread and butter business 基本业务137.breadth index 宽度指数138.break-even 不亏不盈，收支相抵139.breakout 突破140.bridging finance 过渡性融资141.broker 经纪人，掮客142.brokerage 经纪人佣金143.brokerage 经纪业；付给经纪人的佣金144.brokerage firm 经纪商（号）145.broker's loan 经纪人贷款146.broking house 经纪人事务所147.building agreement 具有约束力的协定148.building tax （tax on construction）建筑税149.bullish 行情看涨150.business insurance 企业保险151.business risk 营业风险152.business savings 企业储蓄153.business tax 营业税154.business term loan 企业长期贷款155.bust-up risks 破产风险156.buyer's risks 买方风险157.call (option) 买方期权，看涨期权158.call and put options 买入期权和卖出期权159.call for funds 控股、集资160.call loan transaction 短期拆放往来161.call market 活期存款市场162.call money 拆放款163.call options on an equity 权益（证券）的买入期权164.call-options 认购期权165.cancellation 取消166.cancellation money 解约金167.cap 带利率上限的期权168.capital assets 资本资产169.capital lease 资本租赁170.capital market 信贷市场、资本市场171.capital resources 资本来源172.capital surplus 资本盈余173.capital transfer 资本转移174.capital turnover rate 资本周转率175.card issuing institution 发卡单位176.carefully selected applicant 经仔细选定的申请人177.cargo insurance 货物保险178.cash 现金，现款v.兑现，付现款179.cash a cheque 支票兑现180.cash account 现金帐户181.cash advance 差旅预支款182.cash against bill of lading 凭提单付现183.cash against documents（C.A.D.）凭单付现，凭单据付现金=document against cash184.cash and carry 付现自运；现金交易和运输自理；现购自运商店185.cash and carry wholesale 付现自运批发186.cash assets 现金资产187.cash audit 现金审核188.cash audit 现金审核，现金审计189.cash balance 现金余额，现款结存190.cash basis 现金制191.cash basis 现金制，现金基础192.cash basis accounting 现金收付会计制193.cash before delivery（C.B.D.）空货前付款，付款后交货，付现款交货194.cash bonus 现金红利195.cash book 现金簿；现金帐；现金出纳帐196.cash boy 送款员197.cash budget 现金预算198.cash card1 （银行）自动提款卡199.cash card2 现金卡200.cash claim 现金索赔201.cash collection basis 收现法，收现制202.cash credit 活期信用放款，现金付出203.cash credit slip 现金支出传票204.cash currency 现金通货205.cash cycle 现金循环，现金周期206.cash day 付款日207.cash debit slip 现金收入传票208.cash department （商业机构中的）出纳部=counting-house 209.cash deposit 现金存款；保证金210.cash deposit as collateral 保证金，押金211.cash desk （商店、饭馆的）付款处212.cash disbursements 现金支出213.cash discount (c.d.) 现金折扣，付现折扣=settlement discount 214.cash dispenser （美）自动提款机=cashomat 215.cash dividend 现金股利216.cash down 即付，付现217.cash equivalent value 现金等值，现金相等价值218.cash flow 资金流动219.cash flow 现金流动220.cash flow stream 现金流（量）221.cash holdings 库存现金222.cash holdings 库存现金223.cash in advance (c.i.a.) 预付现金224.cash in bank 存银行现金，银行存款225.cash in hand （商行的）手头现金，库存现金=cash on hand226.cash in transit 在途现金，在运现金227.cash in transit policy 现金运送保险单228.cash in treasury 库存现金229.cash invoice 现购发票230.cash items 现金帐项，现金科目231.cash journal 现金日记簿232.cash liquidity 现金流动（情况）；现金周转233.cash loan 现金贷款234.cash management services 现金管理业务235.cash market 现金交易市场，现货市场，付现市场236.cash nexus 现金交易关系237.cash on arrival 货到付现，货到付款238.cash on bank 银行存款；银行付款；现金支票付款239.cash on deliver (C.O.D) （英）交货付款，现款交货＝collect on delivery240.cash on delivery (COD) 交割付款241.cash order（C/O）现金订货242.cash paid book 现金支出簿243.cash payment 现金支付244.cash payment 现金付款，现付245.cash payments journal 现金支出日记帐246.cash position 头寸247.cash position 现金状况，现金头寸248.cash price 现金售价，现金付款价格249.cash purchase 现购，现金购买250.cash railway （商店中的）货款传送线251.cash ratio 现金比率252.cash receipts (CR) 现金收入253.cash receipts journal 现金收入日记帐254.cash records 现金记录255.cash register 现金登记机，现金收入记录机，收银机256.cash remittance 汇款单；解款单257.cash remittance note 现金解款单，解款单258.cash requirement 现金需要量259.cash reserve 现金储备（金）260.cash resources 现金资源，现金来源261.cash resources (reserves) 现金准备262.cash sale 现售，现金销售=sale by real cash 263.cash sale invoice 现销发票，现售发票264.cash settlement 现金结算，现汇结算265.cash short and over 现金尾差，清点现金余差；现金短溢266.cash slip 现金传票267.cash statement 现金报表，（现金）库存表268.cash ticket 现销票，门市发票269.cash transaction 现金交易270.cash verification 现金核实，现金核查271.cash voucher 现金凭单；现金收据272.cash with order （c.w.o., C.W.O.订货时付款，订货付现，落单付现273.cash without discount 付现无折扣274.cash yield discount 现金获利率，现金收益率275.cash-and-carry arbitrage 现货持有套利276.cashier 出纳员，收支员277.cashier's cheque (C.C.) 银行本票=cashier's order 278.central rate 中心汇率（一国货币对美元的汇率，并据此计算对其他货币的汇率）279.certificate of balance 存款凭单280.Certificate of Deposits (CDs) 大额定期存款单281.certificated security 实物证券282.certificates of deposit (CDs) 大面额存款单283.certifying bank 付款保证银行284.change hands 交换，换手285.chartered bank 特许银行286.chattel 动产287.chattel mortgage 动产抵押288.chattel mortgage 动产抵押289.chattel mortgage bond （美）动产抵押（公司）债券290.chattel personal （私人）动产291.chattel real 准不动产（土地权等）292.check certificate 检验证明书293.check deposit 支票存款294.check list （核对用的）清单295.check sheet 对帐单296.checking account 支票帐户297.checking deposits 支票存款，活期存款298.checking reserve 支票现金储备299.checkstand （超级市场的）点货收款台300.cheque (payable) to bearer 来人支票，不记名支票301.cheque book 支票簿302.cheque book stub 支票簿存根303.cheque card 支票卡304.cheque collection 支票兑取305.cheque collector 支票兑取人306.cheque crossed 划线支票307.cheque crossed generally 普通划线支票308.cheque crossed specially 特别划线支票309.cheque deposit 支票存款310.cheque drawer 支票出票人311.cheque holder 支票执票人312.cheque only for account 转帐支票313.cheque payable at sight 见票即付支票314.cheque protector 支票银码机315.cheque rate 票据汇兑汇率，票汇价格=sight rate ,short rate 316.cheque register 支票登记簿317.cheque returned 退票，退回的支票318.cheque signer 支票签名机319.cheque stub 支票存根320.cheque to order 记名支票，指定人支票321.China Investment Bank 中国投资银行322.circulation risks 流通风险323.circulation tax （turnover tax）流转税324.city bank 城市银行325.claim a refound 索赔326.clean collections 光票托收327.clearing bank 清算银行328.clearing house 清算所329.clearinghouse 清算公司，票据交换所330.close out 平仓，结清（账）331.closed and mortgage 闭口抵押332.closing order 收市价订单333.closing rate 收盘价334.closing transaction 平仓交易335.collar 带利率上下限的期权336.collateral loan 抵押借款337.collecting bank 托收银行338.collecting bank 托收银行339.collecting bank 代收行340.collection instructions 委托（托收的）单据341.collection items 托收业务，托收项目342.collection of trade charges 托收货款343.collection on clean bill 光票托收344.collection on documents 跟单托收345.collection order 托收委托书346.collection risk 托收风险347.collection risks 托收风险348.collection service 托收服务349.collective-owned enterprise bonus tax 集体企业奖金税350.collective-owned enterprise income tax 集体企业所得税mercial and industrial loans 工商贷款mercial deposit 商业存款mercial paper 商业票据mercial paper house 经营商业票据的商号mercial risk 商业风险mercial terms 商业条件mission 佣金modity futures 商品期货modity insurance 商品保险mon collateral 共同担保mon fund 共同基金mon stock 普通股mon trust fund 共同信托基金pensatory financing 补偿性融资petitive risks 竞争风险posite depreciation 综合折旧pound interest 复利pound rate 复利率pound rate deposit 复利存款prehensive insurance 综合保险371.condominium 公寓私有共有方式372.confirming bank 保兑银行373.congestion area 震荡区374.congestion tape 统一自动行情显示375.conservatism and liquidity 稳健性与流动性376.consortium bank 银团银行377.constructure risk 建设风险378.consumer financing 消费融资379.contingent risks 或有风险380.contract money 合同保证金381.contract size 合约容量382.contracts of difference 差异合约383.contractual value 合同价格384.controlled rates 控制的汇率385.converge 集聚，（为共同利益而）结合一起386.conversion 汇兑、兑换387.convertible currency 可兑换的货币388.cooling-off period 等待期389.cooperative financing 合作金融390.cornering the market 操纵市场391.corners 垄断392.corporate deposits 法人存款393.correspondent 代理行394.cost of maintenance 维修费395.counter-inflation policy 反通货膨胀对策396.cover 弥补，补进（卖完的商品等）397.cover 弥补（损失等）；负担（开支）；补进（商品或股票等）；保险398.coverage 承保险别；保险总额；范围保险399.coverage ratio 偿债能力比率400.cover-note 暂保单；投保通知单401.credit 信用，信贷402.credit account (C.A., C/A) 赊帐=open account2 403.credit agreement 信贷协定404.credit amount 信贷金额；赊帐金额；信用证金额405.credit analysis 信用分析406.credit balance 贷方余额，结欠，贷余407.credit bank 信贷银行408.credit beneficiary 信用证受益人409.credit business 赊售，信用买卖410.credit buying 赊购411.credit capital 信贷资本412.credit cards 信用卡413.credit control 信用控制414.credit control instrument 信用调节手段415.credit expansion 信用扩张416.credit extending policy 融资方针417.credit facility 信用透支418.credit limit 信用额度419.credit restriction 信用限额420.credit risk 信用风险421.credit union 信用合作社422.creditor bank 债权银行423.crop up (out) 出现，呈现424.cross hedge 交叉套做425.cross hedging 交叉保值426.cum dividend 附息427.cum rights 含权428.cumulative preferred stock 累积优先股429.currency futures 外币期货430.currency futures contract 货币期货合约431.current fund 流动基金432.current futures price 现时的期货价格433.current ratio 流动比率434.customize 按顾客的具体要求制作435.customs duty（tariffs）关税436.D/D (Banker's Demand Draft) 票汇437.daily interest 日息438.daily limit 每日涨（跌）停板439.date of delivery 交割期440.dealers 批发商441.death and gift tax 遗产和赠与税442.debt of honour 信用借款443.debtor bank 借方银行444.decision-making under risk 风险下的决策445.deed 契约446.deed tax 契税447.deferred savings 定期存款448.deficit covering 弥补赤字449.deficit-covering finance 赤字财政450.deflation 通货紧缩451.delivery date 交割日452.demand pull inflation 需求拉动通货膨胀453.demand-deposit or checking-accounts 活期存款或支票帐户454.deposit account (D/A) 存款帐户455.deposit at call 通知存款456.deposit bank 存款银行457.deposit money 存款货币458.deposit rate 存款利率459.deposit turnover 存款周转率460.depreciation risks 贬值风险461.derivative deposit 派生存款462.derived deposit 派生存款463.designated currency 指定货币464.deutsche marks (=DM) 西德马克465.devaluation of dollar 美元贬值466.developer 发展商467.Development Bank 开发银行468.development financing 发展融资469.devise 遗赠470.die intestate 死时没有遗嘱471.Diners card 大莱信用卡472.direct exchange 直接汇兑473.direct financing 直接融资474.direct hedging 直接套做475.direct leases 直接租赁476.direct taxation 直接税477.discount credit 贴现融资478.discount market 贴现市场479.discount on bills 票据贴现480.discount paid 已付贴现额481.discounted cash flow 净现金量482.discounting bank 贴现银行483.dishonour risks 拒付风险484.disintermediation 脱媒485.distant futures 远期期货486.diversification 分散投资487.dividends 红利488.document of title 物权单据489.documentary collection 跟单托收490.Documents against Acceptance,D/A 承兑交单491.Documents against Payment,D/P 付款交单492.domestic correspondent 国内通汇银行493.domestic deposit 国内存款494.domestic exchange 国内汇兑495.double leasing 双重租赁496.double mortgage 双重抵押497.double option 双向期权498.Dow Jones average 道·琼斯平均数499.down payment 首期500.downgrade 降级501.downside 下降趋势502.downtick 跌点交易503.Dragon card 龙卡504.draw 提款505.draw cheque 签发票据506.drawee bank 付款银行507.drawing account 提款帐户508.dual exchange market 双重外汇市场509.dual trading 双重交易510.due from other funds 应收其他基金款511.due to other funds 应付其他基金款512.dumping 抛售513.early warning system 预警系统514.easy credit 放松信贷515.economic exposure 经济风险516.efficient portfolio 有效证券组合517.electronic accounting machine 电子记帐机518.electronic cash 电子现金519.electronic cash register 电子收款机520.electronic debts 电子借贷521.electronic funds transfer 电子资金转帐522.electronic transfer 电子转帐523.emergency tariff 非常关税524.encumbrance 债权（在不动产上设定的债权）525.endorsement for collection 托收背书526.engage in arbitrage (to) 套汇527.entity n. 单位，整体，个体528.entrance fee 申请费529.equalization fund （外汇）平衡基金530.equipment leasing services 设备租赁业务531.equity portfolio 股票资产532.establishing bank 开证银行533.ethics risks 道德风险534.Euro-bank 欧洲银行535.Eurocard 欧洲系统卡536.European terms 欧洲标价法537.evaluation of property 房产估价538.evasion of foreign currency 逃汇539.exception clause 免责条款540.excess insurance 超额保险541.exchange adjustment 汇率调整542.exchange alteration 更改汇率543.exchange arbitrage 外汇套利544.exchange bank 外汇银行545.exchange broker 外汇经纪人546.exchange brokerage 外汇经纪人佣金547.exchange business 外汇业务548.exchange clearing agreement 外汇结算协定549.exchange clearing system 汇结算制550.exchange competition 外汇竞争551.exchange contract 外汇成交单552.exchange control 外汇管制553.exchange convertibility 外汇兑换554.exchange customs 交易所惯例555.exchange depreciation 外汇下降556.exchange dumping 汇率倾销557.exchange fluctuations 汇价变动558.exchange for forward delivery 远期外汇业务559.exchange for spot delivery 即期外汇业务560.exchange freedom 外汇自由兑换561.exchange loss 汇率损失562.exchange parity 外汇平价563.exchange position 外汇头寸564.exchange position 外汇头寸；外汇动态565.exchange premium 外汇升水566.exchange profit 外汇利润567.exchange proviso clause 外汇保值条款568.exchange quota system 外汇配额制569.exchange rate 汇价570.exchange rate fluctuations 外汇汇价的波动571.exchange rate parity 外汇兑换的固定汇率572.exchange rate risks 外汇汇率风险573.exchange reserves 外汇储备574.exchange restrictions 外汇限制575.exchange risk 外汇风险576.exchange risk 兑换风险577.exchange settlement 结汇578.exchange speculation 外汇投机579.exchange stability 汇率稳定580.exchange surrender certificate 外汇移转证581.exchange transactions 外汇交易582.exchange value 外汇价值583.exchange war 外汇战584.excise 货物税，消费税585.exercise date 执行日586.exercise price, striking price 履约价格，认购价格587.expenditure tax 支出税588.expenditure tax regime 支出税税制589.expenses incurred in the purchase 购买物业开支590.expiration date 到期日591.export and import bank 进出口银行592.export gold point 黄金输出点593.exposure 风险594.external account 对外帐户595.extraneous risks 附加险596.extrinsic value 外在价值597.face value 面值598.facultative insurance 临时保险599.fair and reasonable 公平合理600.far future risks 长远期风险601.farm subsidies 农产品补贴602.farmland occupancy tax 耕地占用税603.favourable exchange 顺汇604.fax base 税基605.feast tax 筵席税606.feathered assets 掺水资产607.fee 不动产608.fee interest 不动产产权609.fictions payee 虚构抬头人610.fictitious assets 虚拟资产611.fictitious capital 虚拟资本612.fiduciary a. 信托的，信用的，受信托的（人）613.fiduciary field 信用领域，信托领域614.finance broker 金融经纪人615.financial advising services 金融咨询服务616.financial arrangement 筹资安排617.financial crisis 金融危机618.financial forward contract 金融远期合约619.financial futures 金融期货620.financial futures contract 金融期货合约621.financial insolvency 无力支付622.financial institutions' deposit 同业存款623.financial lease 金融租赁624.financial risk 金融风险625.financial statement analysis 财务报表分析626.financial system 金融体系627.financial transaction 金融业务628.financial unrest 金融动荡629.financial world 金融界630.first mortgage 第一抵押权631.fiscal and monetary policy 财政金融政策632.fixed assets 固定资产633.fixed assets ratio 固定资产比率634.fixed assets turnover ratio 固定资产周转率635.fixed capital 固定资本636.fixed costs 固定成本637.fixed deposit (=time deposit) 定期存款638.fixed deposit by installment 零存整取639.fixed exchange rate 固定汇率640.fixed par of exchange 法定汇兑平价641.fixed savings withdrawal 定期储蓄提款642.fixed-rate leases 固定利率租赁643.flexibility and mobility 灵活性与机动性644.flexibility of exchange rates 汇率伸缩性645.flexible exchange rate 浮动汇率646.floating exchange rate 浮动汇率647.floating policy 流动保险单648.floating-rate leases 浮动利率租赁649.floor 带利率下限的期权650.floor broker 场内经纪人651.fluctuations in prices 汇率波动652.foregift 权利金653.foreign banks 外国银行654.foreign correspondent 国外代理银行655.foreign currency futures 外汇期货656.foreign enterprises income tax 外国企业所得税657.foreign exchange certificate 外汇兑换券658.foreign exchange crisis 外汇危机659.foreign exchange cushion 外汇缓冲660.foreign exchange dumping 外汇倾销661.foreign exchange earnings 外汇收入662.foreign exchange liabilities 外汇负债663.foreign exchange loans 外汇贷款664.foreign exchange parity 外汇平价665.foreign exchange quotations 外汇行情666.foreign exchange regulations 外汇条例667.foreign exchange reserves 外汇储备668.foreign exchange restrictions 外汇限制669.foreign exchange retaining system 外汇留存制670.foreign exchange risk 外汇风险671.foreign exchange services 外汇业务672.foreign exchange transaction centre 外汇交易中心673.forward exchange 期货外汇674.forward exchange intervention 期货外汇干预675.forward exchange sold 卖出期货外汇676.forward foreign exchange 远期外汇汇率677.forward operation 远期（经营）业务678.forward swap 远期掉期679.fraternal insurance 互助保险680.free depreciation 自由折旧681.free foreign exchange 自由外汇682.freight tax 运费税683.fringe bank 边缘银行684.full insurance 定额保险685.full payout leases 充分偿付租赁686.full progressive income tax 全额累进所得税687.fund 资金、基金688.fund account 基金帐户689.fund allocation 基金分配690.fund appropriation 基金拨款691.fund balance 基金结存款692.fund demand 资金需求693.fund for relief 救济基金694.fund for special use 专用基金695.fund in trust 信托基金696.fund liability 基金负债697.fund obligation 基金负担698.fund raising 基金筹措699.fundamental insurance 基本险700.funds statement 资金表701.futures commission merchants 期货经纪公司702.futures contract 期货合约703.futures delivery 期货交割704.futures margin 期货保证金705.futures market 期货市场706.futures price 期货价格707.futures transaction 期货交易708.FX futures contract 外汇期货合约709.galloping inflation 恶性通货膨胀710.gap 跳空711.general endorsement 不记名背书712.general fund 普通基金713.general mortgage 一般抵押714.Giro bank 汇划银行715.given rate 已知汇率716.go long 买进，多头717.go short 短缺；卖空，空头718.going away 分批买进719.going rate 现行汇率720.Gold Ear Credit Card 金穗卡ernment revenue 政府收入722.graduated reserve requirement 分级法定准备金723.Great Wall card 长城卡724.gross cash flow 现金总流量725.guarantee of payment 付款保证726.guaranteed fund 保证准备金727.hammering the market 打压市场728.handling charge 手续费729.harmony of fiscal and monetary policies 财政政策和金融政策的协调730.hedge 套头交易731.hedge against inflation 为防通货膨胀而套购732.hedge buying 买进保值期货733.hedge fund 套利基金734.hedging mechanism 规避机制735.hedging risk 套期保值风险736.hire purchase 租购737.hit the bid 拍板成交738.hoarded money 储存的货币739.holding the market 托盘740.horizontal price movement 横盘741.hot issue 抢手证券742.hot money deposits 游资存款743.hot stock 抢手股票744.house property tax 房产税745.hypothecation 抵押746.idle capital 闲置资本747.idle cash (money) 闲散现金，游资748.idle demand deposits 闲置的活期存款749.immobilized capital 固定化的资产750.immovable property 不动产751.import regulation tax 进口调节税752.imposition 征税；税；税款753.imprest bank account 定额银行存款专户754.in force （法律上）有效的755.in the tank 跳水756.inactive market 不活跃市场757.income in kind 实物所得758.income tax liabilities 所得税责任，所得税债务759.income taxes 所得税760.indemnity 赔偿，补偿761.indirect arbitrage 间接套汇762.indirect finance 间接金融763.indirect hedging 间接套做764.indirect leases 间接租赁（即：杠杆租赁）765.indirect rate 间接汇率766.indirect taxation 间接税767.individual income regulation tax 个人调节税768.individual income tax 个人所得税769.individual savings 私人储蓄770.Industrial and Commercial Bank of China 中国工商银行771.industrial financing 工业融资772.industrial-commercial consolidated tax 工商统一税773.industrial-commercial income tax 工商所得税774.industrial-commercial tax 工商税775.inflation 通货膨胀776.inflation rate 通货膨胀率777.inflationary spiral 螺旋式上升的通货膨胀778.inflationary trends 通货膨胀趋势779.infrastructure bank 基本建设投资银行780.initial margin 初始保证金781.initial margin 期初保证权782.initial margins 初始保证金783.initial reserve 初期准备金784.insider 内幕人785.installment savings 零存整取储蓄786.institution 机构投资者787.insurance appraiser 保险损失评价人788.insurance broker 保险经纪人789.insurance contract 保险契约，保险合同790.insurance saleman 保险外勤791.insurance services 保险业务792.insure against fire 保火险793.insured 被保险人794.interbank market 银行同业市场795.inter-business credit 同行放帐796.interest on deposit 存款利息797.interest per annum 年息798.interest per month 月息799.interest rate futures contract 利率期货合约800.interest rate policy 利率政策801.interest rate position 利率头寸802.interest rate risk 利率风险803.interest restriction 利息限制804.interest subsidy 利息补贴805.interest-rate risk 利息率风险806.interim finance 中间金融807.intermediary bank 中间银行808.intermediate account 中间帐户809.internal reserves 内部准备金810.international banking services 国际银行业务811.International Investment Bank (IIB) 国际投资银行812.international leasing 国际租赁813.in-the-money 有内在价值的期权814.intraday 日内815.intrinsic utility 内在效用816.intrinsic value 实际价值，内部价值817.inward documentary bill for collection 进口跟单汇票，进口押汇（汇票）818.isolation of risk 风险隔离819.issue bank 发行银行820.JCB card JCB卡821.joint financing 共同贷款822.key risk 关键风险823.kill a bet 终止赌博nd use tax 土地使用税rge deposit 大额存款rge leases 大型租赁tent inflation 潜在的通货膨胀tent inflation 潜在的通货膨胀829.lease agreement 租约830.lease and release 租借和停租831.lease broker 租赁经纪人832.lease financing 租赁筹租833.lease immovable 租借的不动产834.lease in perpetuity 永租权835.lease insurance 租赁保险836.lease interest insurance 租赁权益保险837.lease land 租赁土地838.lease mortgage 租借抵押839.lease out 租出840.lease property 租赁财产841.lease purchase 租借购买842.lease rental 租赁费843.lease territory 租借地844.leaseback 回租845.leasebroker 租赁经纪人846.leased immovable 租借的不动产847.leasehold 租赁土地848.leasehold 租借期，租赁营业，租赁权849.leasehold property 租赁财产850.leaseholder 租赁人851.leaseholder 承租人，租借人852.leases agent 租赁代理853.leases arrangement 租赁安排854.leases company 租赁公司855.leases structure 租赁结构856.leasing 出租857.leasing agreement 租赁协议858.leasing amount 租赁金额859.leasing asset 出租财产，租赁财产860.leasing clauses 租赁条款861.leasing consultant 租赁顾问862.leasing contract 租赁合同863.leasing cost 租赁成本864.leasing country 承租国865.leasing division 租赁部866.leasing equipment 租赁设备867.leasing industry 租赁业868.leasing industry (trade) 租赁业869.leasing money 租赁资金870.leasing period 租赁期871.leasing regulations 租赁条例872.legal interest 法定利息873.legal tender 法定货币874.legal tender 本位货币，法定货币875.lessee 承租人，租户876.lessor 出租人877.letter of confirmation 确认书878.letter transfer 信汇879.leveraged leases 杠杆租赁880.lien 扣押权，抵押权881.life insurance 人寿保险882.life of assets 资产寿命883.limit order 限价指令884.limited floating rate 有限浮动汇率885.line of business 行业，营业范围，经营种类886.liquidation 清仓887.liquidity 流动性888.liquidity of bank 银行资产流动性889.listed stock 上市股票890.livestock transaction tax 牲畜交易税891.loan account 贷款帐户892.loan amount 贷款额893.loan at call 拆放894.loan bank 放款银行895.loan volume 贷款额896.loan-deposit ratio 存放款比率897.loans to financial institutions 金融机构贷款898.loans to government 政府贷款899.local bank 地方银行900.local income tax (local surtax) 地方所得税901.local surtax 地方附加税902.local tax 地方税903.long arbitrage 多头套利904.long position 多头头寸905.long position 多头寸；买进的期货合同906.long-term certificate of deposit 长期存款单907.long-term credit bank 长期信用银行908.long-term finance 长期资金融通909.loss leader 特价商品，亏损大项910.loss of profits insurance 收益损失保险911.loss on exchange 汇兑损失912.low-currency dumping 低汇倾销913.low-currency dumping 低汇倾销914.M/T (= Mail Transfer) 信汇915.main bank 主要银行916.maintenance margin 最低保证金，维持保证金917.major market index 主要市场指数918.management risk 管理风险919.managing bank of a syndicate 财团的经理银行920.manipulation 操纵921.margin 保证金922.margin call 保证金通知923.margin call 追加保证金的通知924.margin money 预收保证金，开设信用证保证金925.margin rate 保证金率926.markdown 跌价927.market discount rate 市场贴现率928.market expectations 市场预期929.market makers 造市者930.market order 市价订单931.market risk 市场风险932.marketability 流动性933.market-clearing 市场结算934.Master card 万事达卡935.matching 搭配936.mature liquid contracts 到期合约937.maximum limit of overdraft 透支额度938.measures for monetary ease 金融缓和措施939.medium rate 中间汇率940.medium-term finance 中期金融941.member bank 会员银行lion card 百万卡943.minimum cash requirements 最低现金持有量（需求）944.minimum reserve ratio 法定最低准备比率945.mint parity 法定平价946.monetary action 金融措施947.monetary aggregates 货币流通额948.monetary and credit control 货币信用管理949.monetary and financial crisis 货币金融危机950.monetary area 货币区951.monetary assets 货币性资产952.monetary base 货币基础953.monetary circulation 货币流通954.monetary device 金融调节手段955.monetary ease 银根松动956.monetary market 金融市场957.monetary market 金融市场958.monetary risk 货币风险959.monetary stringency 银根奇紧960.monetary unit 货币单位961.money capital 货币资本962.money collector 收款人963.money credit 货币信用964.money down 付现款965.money equivalent 货币等价966.money paid on account 定金967.money-flow analysis 货币流量分析968.money-over-money leases 货币加成租赁969.moral hazard 道德风险970.mortgage bank 抵押银行971.motor vehicle and highway user tax 机动车和公路使用税972.movables all risks insurance 动产综合保险973.movables insurance 动产保险974.multinational bank 跨国银行975.multiunit 公寓楼976.mutual insurance company 相互保险公司977.national bank 国家银行978.nationalized bank 国有化银行。

金融行业常用英语词汇全解

金融行业常用英语词汇全解金融行业英语词汇1.银行业务储蓄账户 savings account支票账户 checking account定期存款 time deposit活期存款 demand deposit贷款 loan信用卡 credit card银行保证金 bank margin银行短期利率 bank short rate银行资本 bank capital2. 证券交易股票 stock债券 bond证券交易所 stock exchange保证金交易 margin transaction股票期权 stock option市价委托 market order止损委托 stop loss order3. 期货和期权期货 futures期权 options期货合约 futures contract期权合约 options contract交割 delivery权利金 option premium保证金 margin4. 投资管理投资组合 investment portfolio 资产配置 asset allocation风险评估 risk assessment投资收益 investment return 资本增值 capital appreciation 价值投资 value investing成长投资 growth investing 5. 保险产品人寿保险 life insurance健康保险 health insurance汽车保险 auto insurance财产保险 property insurance 责任保险 liability insurance保险单 insurance policy保险费 insurance premium 6. 信贷与债务信贷 credit债务 debt信用评级 credit rating债务人 debtor债权人 creditor抵押贷款 mortgage loan商业贷款 commercial loan 7. 宏观经济指标国内生产总值 GDP消费者物价指数 CPI生产者物价指数 PPI失业率 unemployment rate利率 interest rate通货膨胀率 inflation rate法定准备金率 reserve requirement ratio 货币政策 monetary policy。

金融词汇(银行)

金融术语Rollover 展期交割在外汇或货币市场上，将原有的交割日向后延展，称之为展期。

Earmark 做标记，1.指定用途,专款专用3.拨专款Trade Finance 贸易融资Bank Guarantee 银行保函Nostro 往来账（china limit form 里代表同业间的往来账）Position 头寸；盘；仓；情况Remit汇款，减轻，免除，推迟Maturity 到期Adverse 不利的，有害的，相反的syndicated loan 银团贷款dig out 发掘出，发现predict 预告，预知remark on评论，谈论，议论优先级：Priority开证日期date of issue受益人beneficiary开证申请人applicant交单期限period for presentation短期债券short-term bondConsulting形容词 a. 1.咨询的;顾问的2.承接咨询业务的,任专职顾问的Mortgage Loan 抵押贷款Trade Finance 贸易融资Syndicated Loan 辛迪加贷款银团贷款Commercial Loan 商业贷款Total Overdue Balance 逾期总余额Loan Outstanding 未偿贷款；尚欠的贷款Collateral Value 抵押物价值Special mention 关注Substandard 次级Doubtful 可疑loss 损失Portfolio 投资组合Term loan 定期贷款Property 房地产Facilities 业务类型Installment loan 分期付款贷款Proposal 提案贷款申请书也称为此Lien 留置权扣押权Financier 金融家、融资人初始保证金(initial margin维持保证金(maintains margin)盯市(marking to market)基础资产(underlyings)追加保证金通知(margin call),投机者(speculator)套期保值者(hedger)套利者(arbitrager)Expense 1.支出，费用SME是英文Small and medium enterprises的缩写Mandatory 托管的，命令的Provision 拨备/规定，条款，条项Endorsement 支持认可背书Reflect 反应思考Recapitulate 扼要重复Prudent 谨慎的，精明的prudentialFundamental 基础的，基本的Formulate 制定Implementation 实施履行Enhancement 强化Deficiencies 缺乏之处，欠缺之处Annexes 附加，附件Rectification 整改the 3-member taskforce 3人小组workflow 工作流程consolidation1.巩固,加强,强化[U]2.联合,统一;合并[C][U]3.变坚固[U] consistent前后一致的，始终如一，连贯的relatively 相对而言minor 不严重market share 市场占有率sustainable 可持续的working capital cycle 流动资金周期deteriorating 恶化的solvency 偿付能力litigation 诉讼shortfall 缺口misuse 不当用途，滥用interest or principal 本息overdraft 透支deviate 背离，偏离deficiency 欠缺，不足，缺陷equivalent 等价物，相等的，当量breach 违反违背sufficient 充足证据as of December 2011 截至2011年12月As per our discussion, please arrange to ensure timely report to PBOC accordingly.根据我们的讨论，请安排确保按照要求及时报送人民银行。

金融专业术语词汇表

金融专业术语词汇表Glossary 词汇表AABA(American Banking Association) 美国银行公会 acceptance 承兑，承兑票据 acceptance bill 承兑汇票 acceptance commission 承兑手续费acceptance credit 承兑信用证，承兑信贷 acceptance for honour supra protest 参加承兑 accepted bill 已承兑的汇票 accepting bank 承兑行accepting house 承兑行，承兑公司(如英伦八大商人银行 acceptor 承兑人 acceptor for honour 参加承兑人 accommodated party 受融通人 accommodation bill 融通票据 accommodation party 融通人account party 付款方，买方 acknowledgement of indebtedness 债务确认书acknowledgement of receipt of goods 收货回执，收货确认书 act of bankruptcy 破产行为 act of God 天灾，不可抗力 actual supplier 实际供货人actual total loss 实际全损 Accounts receivable 应收账款实际交付 Actual deliveryAcceptance 承兑承兑信用证 Acceptance credit承兑行 Accepting bank1承兑所，承兑公司 Accepting houseAcceptor 承兑人参加承兑 Acceptor for honour远期付款交单 Acceptance D/P参加承兑 Acceptance for honour supra protest融通方 Accommodation party融通汇票 Accommodation bill申请人 Account partyadd confirmation 加保兑 additional charges 附加费用 additional risks 附加险 addressee 收件人 advance against outward collection 出口托收押汇advance deposit 预交存款 advance payment 预付货款 advance payment guarantee 预付货款保证书，预付货款保函advances 贷款，垫款，预付款，预支款advice 通知，通知书，报单 advising bank 通知行 Ad valorem 从价，按价附属单据 Additional documentsAdditional risks 附加险管理成本 Administration cost预付款 Advance paymentAdvance payment guarantee 预付款还款保函 Advanced bill of lading 预借提单通知行 Advising bankaflatoxin 黄曲霉素险 after date 出票后2after sight 见票后联行 Affiliate bankagency 代理，经理处 agency arrangement 代理协议，代理合约 air consignment note 空运发货单 air waybill 空运(提单) Air Transportation Cargo Insurance 航空运输货物保险 Airway bill 空运单 All Risks 一切险 Allrisks 一切险 amendment 修改(书) American Express Card 美国运通卡 ante-dated 填写日期比实际日期早的 anticipatory credit 预支信用证倒签提单 Ante-dated bill of lading预支信用证 Anticipatory creditapplicant (开证)申请人 application (开证)申请书 application form 开证申请书格式 appointed bank 指定银行申请人 Applicantarbitral award 仲裁公断书 arbitration 仲裁 arithmetic average 算术平均数 article number 货号 as per 按照，根据 Asia Development Bank loan 亚洲开发银行货款 assembling fee 装配费 assembling incoming parts 来件装配3assign 转让assignee 受让人 Assignment of proceeds 资金的让与 at a fixed period after date 出票后固定日期 at a fixed period after sight 见票后固定日期at a fixed period after happening of a specified 某个特定事件发生后的固定日期 eventat maturity 到期，到期日 at sight 见票，即付 at the counter of 在…柜台上 attachment of documents 单据附件(函) authenticated wire 加押电报authenticity 真实性 authorized bank 授权银行，指定银行 authorized signature 有权签字人的签字 automatic revolving credit 自动循环信用证印鉴，有权签字的人的签字 Authorized signatureavailable by 适用于…，适宜于… available with…by… 适宜于在…(地方)(议付，承兑，付款) aval 保证，保付 average 海损Aval 保证，担保Bback to back credit 背对背信用证 balance of payments 国际收支balance sheet 资产负债表 bank bill 银行汇票 bank guarantee 银行保证书，银行保函4bank note 钞票 bank teller 银行出纳员banker’s acceptance bill 银行承兑汇票banker’s acceptance financing 银行承兑融资 b anker’s cheque 银行支票banker’s credit 银行信用banker’s draft 银行汇票 banking affiliate 银行附属机构，附属银行 Banking and Financial Dealings Act 1971 of 《1971年英国银行金融交易法》the UnitedKingdombanking operations 银行业务 banking practice 银行惯例 banking subsidary 银行附属机构，子(银)行 banking system 银行制度，银行系统banking technicality 银行业务技术 barratry 故意损坏行为 barter 易货交易basic documents 基本单据 basic marine insurance coverage 基本险，承保险别 B/A,banker's acceptance 银行承兑汇票 B/L,bill of lading 提单 Back-to-back credit 背对背信用证 Bank guarantee 银行保函 Banker's acceptance 银行承兑汇票 Banker's draft 银行汇票 Banker's note 银行本票 Basic documents 基本单据 Basic risks 基本险5bearer 持票来人 bearer bill 来人汇票，无记名汇票 beneficiary 受益人beneficiary’s statement 受益人声明(寄单证明，出运通知等) Beneficiary 受益人 bid bond 投标保证书，投标保函，投标担保书bilateral account 双边账户 bilateral settlement 双边结算 bilateral trade agreement 双边贸易协定 bill of exchange 汇票 bill of lading 海运提单 Bills of Exchange Act 票据法 Bills of Exchinge Act 1882 of the United 《1882年英国票据法》 KingdomBills of Lading Act 提单法 Bills of exchange 汇票 Bills of lading 提单 blank endorsement 空白背书 blanket policy 总括保险单 Blank bill of lading 不记名提单 Blank endorsement 空白背书 bona-fide holder 善意持票人bona-fide transferee 善意受让人 borrower 贷款人，告贷方 Bona-fide holder 善意持票人 Bookkeeping 簿记 Book-entry security 记账式证券6branch bank 分行 breakdown of charges 费用细分 Branch 支行 bulk purchase discount 大量采购折扣 business entity 企业实体buyer’s usance credit 假远期信用证(远期汇票，即期付款信用证) buying rate 买价，买入汇率Ccable copy 电报付本 cable transfer 电汇 cancellation 取消，作废capital funds 资本基本 capital goods 资本货物captain’s receipt 船长收据 cardholder 持卡人 card-issuing bank 发卡银行 cargo insurance 货物保险cargo premium 货物保险费 cargo receipt 货物收据，货运收据 carriage charges 运输费用 Carriage of Goods by Sea Act 《海上货物运输法》 carrier 承运人 carrying vessel 承运船只 case of need 需要时代理 cash 现金，现款，兑现 cash against documents(C.A.D) 交单付款 cash before shipment 装货前付款 cash letter 临时贷记7cash on delivery(C.O.D.) 现金交货，交货付款 cash on shipment 装货时付款 cash payment 付现，现金付款 cash settlement 现金结算 cash with order 定货付款 cashier 出纳员catch a market 赶上市场需要 Carrier 承运人Cash flow 现金流量 Cash in advance 预付款Cash settlement 现金结算 Cashier's cheque 现金支票 Cashier's order即期银行本票 ceiling limit 最高限额 central bank 中央银行 Certificate in regard to textile handicrafts and 家庭手工业纺织品产地证明书 traditional textile products of the cottageindustrycertificate of compliance 索汇证明信 certificate of deposit 定期存款证，定期存款单 certificate of origin 产地证明书 certificate of origin textile products 纺织品产地证明书 certified invoice 签证发票 Central banker's note 中央银行本票 Certificate of origin 产地证Certified cheque 保付支票CFR(cost&freight)(…named port of (指定目的港)离岸成本加运费价 destination)CFR:Cost and Freight(named port of 成本加运费(指定目的港)8destination)Chamber of Commerce 商会CHAPS (Clearing House Automated Payment (伦郭)票据交换所自动付款系统System)CHATS(Clearing House Automated Transfer (香港)票据交换所自行调拨系统System)charter party 租船合约charter party bill of lading 租船提单charterer 租船人checking account 支票账户cheque 支票cheque’s serial number 支票连续编号CHIPS(Clearing House Interbank Payment (纽约)票据交换所银行同业支付System) 系统Charter part bill of lading 租船提单Cheque 支票CHIPS(Clearing House Inter-bank Payment 交换银行相互收付系统 System) CIF(cost，insurance and freight)(…named port (指定目的港)成本，保险费加运of destination) 费价CIM(International Convention for the 国际铁路货物运输公约 Transport of Goods by Rail)CIP(carriage and insurance paid to…)( …(到指定目的地)运费和保险费付named place of destination) 讫价civil disturbance 国民非暴力抗争险，民事骚动险 CIF:Cost，Insurance and Freight(named port 成本、运费加保险(指定目的港) of destination)CIP:Carriage and Insurance Paid to(named 运费、保险付至(指定目的地) place of destination)9claim payment 要求付款 claim reimbursement 索偿claused bill of lading 不洁提单，有批注提单 clean bill 光票clean bill of lading 洁净提单 clean collection 光票托收 clean credit 光票信用证 clear in 办理进口报关手续 clearing account 清算账户 clearing agreement 清算协定 clearing bank 清算银行，票据交换银行 clearing currency 清算货币 client 客户client’s customer 客户的客户 Claiming bank 索付行Clean bill 光票Clean bill of lading 清洁提单 Clean collection 光票托收 Clean credit 光票信用证 CMR(Convention on the Contract for the 《国际公路货运公约》International Carriage of Goods by Road)CMR consignment note 公路货运单 collateral security 附属担保品，附属抵押品 collecting bank 代收行collection 托收collection instruction 托收指示 collection item 托收项目 collection order 托收委托书 collection schedule 托收明细单，托收面函10collection with acceptance 连同承兑的托收 combined certificate of value and origin 价值和产地联合证明书 combined document 联合单据combined transport bill of lading 联合运输提单 combined transport document (CTD) 联合运输单据 combined transport operator(CTO) 联合运输经营人 commercial bank 商业银行 commercial documents 商业单据 commercial invoice 商业发票 commercial letter of credit 商业信用证 commercial paper 商业票据 commission 佣金，手续费 commission charges 佣金，手续费commitment 约定，承诺 commitment fee 承担费，承诺费 commitment of banks 银行承诺 Common Law 普通法，不成文法，习惯法 comparison basis 对比的依据compensation 补偿 compensation trade 补偿贸易 competent institution 主管机构 complete form bill of lading 全式提单 comply with 与…一致，与…相符conditional acceptance 有条件承兑 conditional endorsement 有条件背书conference 班轮公会，会议 confirmation 确认书，保兑 confirmation of aL/C (电开)信用证证实书 confirmed credit 保兑信用证11confirming bank 保兑行consignee 收货人，受托人，代售人 consignment 寄售，寄售货物，托运货物 consignment agreement 寄售协议consignment commission 代售佣金consignment invoice 寄售发票cosignor 发货人，托运人，委托人，寄售人 constructive countermand 推定止付constructive total loss 推定全损consular invoice 领事发票，领事签证发票consumer’s credit 消费者信贷 container bill of lading 集装箱提单 container station 集装箱货运站container yard 集装箱堆场 containerization 集装箱化contract for delivery 交货合约contract of carriage 运输合约，运输契约 contract of indemnity 损失赔偿合约 contractor 合同方，订约人，承包商 control documents 控制文件Convention for the Unification of Certain 《国际航空运输协会统一规则》 Rules Relating to International Carriage by Airconventional cergo shipment 传统的货运方式 conventional tonnage 常规吨位convertible currency 可兑换货币 cooperation agreement 合作协议correct documents 正确单据correspondent agreement 代理协议correspondent bank 代理行12correspondent banking relationship 代理(银)行关系 Council for (the) Promotion of International 国际贸易促进委员会 Tradecounter credit 对开信用证 counter guarantee 反担保 countermand of payment 止付 countersign 复签，会签 counter-signature 复签，会签 courier agent 快邮代理人 courier receipt 快邮收据 courier service 快邮服务 cover note 承保单 COD(Cash on delivery) 货到付款双保理 Co-factoringCollecting bank 代收行 Collection of Proceeds 收款 Commercial documents 商业单据 Commercial invoice 商业发票 Commercial risk 商业风险Commission 佣金 Commitment fee 承诺费 Comparative strength 竞争力Complete and regular on its face 票面完整合格 Complying presentation 相符提示 Conditional endorsement 有条件背书 Confirming bank 保兑行Confirmed irrevocable letter of credit 保兑、不可撤销的信用证Consignee 收货人 Consignor 托运人，贷方13Consignment 寄售 Consortium bank 银团 Container bill of lading 集装箱提单 Constructive delivery 推定交付 Contract guarantee 合约保函Contract risk 合约风险 Control document 控制文件 Cooperation agreement合作协议 Correspondent bank 代理行 Correspondent agreement 代理协议Corresponding banking relationship 代理行关系 Counter guarantee 反担保保函 Counterfeit 伪造 Country risk 国家风险 Courier 快件 CPT(carriage paid to)( …named place of (到指定目的地)运费付讫价destination)CPT:Carriage Paid to(named place of 运费付至(指定目的地) destination) credit advice 贷记报单，贷记通知 credit amount 信用证金额 creditcard 信用卡 credit facility 信贷便利 credit in account 透支额 credit information 资信调查 credit instrument 信用工具 credit note 贷记报单credit requirements 信用证要求 creditworthiness 信誉，信用可靠性14creditor 债权人cross rate 套汇汇率，套算汇率 crossed cheque 划线支票 Credit investigation 信用调查 Credit line 信用额度 Credit risk 信用风险 Crossed cheque 划线支票 Customer transfer 客户汇款 cumulative revolving letterof credit 可积累循环信用证 currency 通货，货币 currency of account 记账货币 current account 活期存款账户，往来账户 current bill 现时汇票，有效期内的汇票 current bill of lading 正常提单 customary time 例行时间customs duty 关税customs invoice 海关发票DDAF(deliv ered at frontier)(…named place) (指定地点)边境交货价DAF:Delivered at Frontier(named place) 边境交货价(指定地点) date of acceptance 承兑日(见票日) date of payment 付款日date of presentation 提示日date of shipment 装运日daylight credit 日间信贷…days after date 出票后若干天…days after sight 见票后若干天 days of grace 宽限日D/D(remittance by banker’s demand draft) (银行即期)汇票汇款15DDP(delivered duty paid)( …named place of (指定目的地)关税付讫交货价destination)DDU(delivered duty unpaid)( …named place (指定目的地)关税未付交货价of destination)DDP:Delivered Duty Paid(named place of 完税交货价(指定目的地) destination)DDU:Delivered Duty Unpaid(named place of 未完税交货价(指定目的地) destination)dealing with documents,not with goods 只管单据而不管货物 debit advice 借记报单，借记通知 debit authorization 授权借记 debit card 借记卡，结算卡 debit note 供词报单 debtor 债务人declared value at the customs 报关价值 declared value for carriage 报运价值 default in terest 违约利息 deferred payment 延付货款 deferredpayment credit 延期付款信用证 definite future date 将来某一确定日期delivery charges 交货费用 demand account 活期账户 demand draft 即期汇票demand guarantee 见索即付保证书 demise charter party 光船租船合约demonstrative order 指示性抬头 demurrage 滞期费16demurrage charge 滞期费用 deposit 存款 deposit account 存款账户depositor 存款人，存户 DEQ(delivered ex quay)(duty paid) (指定目的港)码头交货价(关税付讫) (…named port of destination)(指定目的港)船上交货价 DES(delivered ex sh ip)(…named port of destination)码头交货价(指定目的港) DEQ:Delivered Ex Quay(Duty Paid)(named portof destination)船上交货(指定目的港) DES:Delivered Ex Ship(named port ofdestination)destination port 目的港 detailed invoice 详细发票 Deferred payment credit 迟期付款信用证 Delivery 交付 Demand draft(D,D) 票汇，即期汇票Demand guarantee 见索即付保函 Description of goods 品描，货物描述 Diners Club Card 大来卡 direct bill 直接汇票 direct bill of lading 直达提单，直运提单 direct guarantee 直接保证书 direct payment 直接支付 discharge ofa bill 票据清偿17discharged bill 已清偿的汇票 discount 贴现 discount charges 贴现费用discount factoring 贴同式保理 discount house 贴现公司 discount interest贴现息 discount market 贴现市场 discount rate 贴现率 discounting bank 贴现银行 discrepancy 不符点 dishonour 拒付(拒绝承兑/拒绝付款)，退票dishonoured bill 被拒付的汇票，退票 dispatch charge 速遣费 document 单据，文件，凭证 document handling 单据处理 documentary bill 跟单汇票documentary collection 跟单托收 documentary credit 跟单信用证 documents against acceptance(D/A) 承兑交单 documents against payment(D/P) 付款交单documents examination 审单 Document(s) of title to the goods 物权凭证，货权凭证 domestic bill 国内汇票 domestic trade 国内贸易18door to door service 门至门服务 down payment 定金 draft 汇票 drawee 付款人，受票人 drawee bank 付款银行，受票银行 drawer 出票人 drawer clause 出票条款 drawn on 以…为付款人 drawn under 凭…开立 due date 到期日due from account 往账，存放同业账户 due to account 来账，同业存放账户duly accepted 及时承兑 Duly honoured 及时承兑付款 dumping 倾销 duration of the insurance 在保险效期内 Direct bill 直接汇票 Direct bill of lading 直达提单 Direct collection 直接托收 Direct guarantee 直接保函 Discharge of a bill 清偿汇票 Disclosed Factoring 公开型保理 Discount 贴现 Discount rate 贴现率19Discount house 贴现所，贴现公司 Discrepancy 不符点 Dishonour 退票Dishonour by non-payment 拒绝付款 Dishonour by non-acceptance 拒绝承兑Documentary bill 跟单汇票 Documentary collection 跟单托收 Documentary credit 跟单信用证 Documents against acceptance(D/A) 承兑交单 Documents against payment(D/P) 付款交单 Domestic factoring 国内保理 Draft 汇票Drawer 出票人 Drawee 受票人，付款人 Drawee bank 付款银行 Drawn clause 出票条款Eeffect payment 履行付款，支付款项 encashing bank 兑现银行 encashment 兑现 endorsee 被背书人 endorsement 背书 endorsement clause 背书条款，背批条款 endorser 背书人20engagement 保证 entrance fee 入会费，进入费 E-commerce 电子商务电子数据交换 EDI(Electronic Date Interchange)Endorsement 背书 Endorser 背书人 equity 权益，股权 Eurocheque 欧洲支票 Eurocheque encashment card 欧洲支票兑现卡 Eurocheque scheme 欧洲支票系统 exchange control 外汇管制 exchange control authorities 管汇当局exchange permit 外汇许可证 exchange profit 外汇利润 exchange rate 汇率，汇价 exchange risk 外汇风险 expenditure 费用 expiry date 到期日 expiry event 以某一事项办妥作为到期日export credit 出口信贷 export financing 出口融资 export licence 出口许可证 express 快邮 extra expenses 额外费用21EXW(Ex works)(…named p lace) (指定地点)工厂交货价 Expiry date 到期日，效期 EXW:Ex Works(named place) 工厂交货价(指定地点)Fface amount 面额face value 面值factor 包理商，债务包收商 factoring 货款保收，包理业务 fall due 到期(指定装船港)船边交货价FAS(free alongside ship)(…named port of shipment)Face value 面值Factors Chain International 国际保理联合会船边交货价(指定装货港) FAS:Free Alongside Ship(named port ofshipment)FCA(free carrier)( …named place) (指定地点)货交承运人价 FCA:Free Carrier(named place) 货交承运人(指定地点) Federal Card 发达卡Fedwire (Federal Reserve Wire Network) 联邦电子资金划拨系统 final payment 最终付款 finance bill 融通票据 financial documents 金融单据financial institution 金融机构 financial instruction 财务指示 financial instrument 金融票据，金融工具22financial intermediary 金融中介人 financial mechanism 金融机制financial standing 财务状况 financial status 财务状况 financial strength 财力 financing 融资 financing commission 融资手续费 financing of foreign trade 对外贸易融资 finished products 制成品 Fire Risk ExtensionClause(FREC) 存仓火险责任扩展条款 firm contract 不可撤销合同 firm order 不可撤销订单 firm policy 不可搞销保单 first demand 首次提示(付款/承兑) Financial document 金融单据 Financed Factoring 预支保理 Financial intermediary 金融中介 Financial' risk 金融风险 floating policy 流动保单，统保单(指定装船港)离岸价FOB(free on board)(…named port of shipment )foraccount of 由…算收，由…负担，入…账foreign agent 国外代理 foreign bill 外国汇票 foreign currency account 外币账户23foreign currency bill 外币汇票 foreign exchange bank 外汇银行foreign exchange control 外汇管制 foreign exchange transfer 外汇转移foreign parent bank 外车母行，外国总行 foreign trade 对外贸易 forfeiting 包买业务 forfaitor 包买票据经营者，包买行 forward exchange 远期外汇forwarder's receipt 运输代理行收据 forwarding bank 转寄行船上交货价(指定港11) FOB:Free on Board(named port of shipment)Foreign bill 外国汇票，国际汇票 Foreign currency bill 外币汇票Forfaiting 福费廷Forfaiting house 福费廷公司 F.P.A. (free from particular average) 平安险(单独海损不赔险) FPA(free from particular average) 平安险fragile goods 易碎物品 franchise 免赔率free of charge airfreight service 免费快邮服务 freely negotiable credit 自由议付信用证 freight 运费，装运的货物 freight charges 运费24freight payable at destination 运费到目的地支付 freight prepaid 运费付讫，运费已付 freight rate 运费率 freight to collect 运费未付，运费待收Free negotiation credit 自由议付信用证 full amount 全部金额 full container load(FCL) (集装箱)整箱货 full period of transit 整个运输期间full set of… 整套，全套Ggeneral acceptance 一般承兑 general average 共同海损 general average loss 共同海损损失 general commitment 普通承诺书 general crossed cheques 一般划线支票 general letter of hypothecation 押汇总质押书 General acceptance 一般承兑 General average 共同海损 Generally crossed check 普通划线支票 gold content 含金量 Golden wheat Card 金穗卡 goods title 有效的所有权 goods shipped on board 货已装船 grace period 宽限期25Great Wall Card 长城卡 gross weight 总重量，毛重 groupage shipment 拼装装运 growth company 发展中的公司 Grace period 宽限期 Green clause credit 绿条款信用证 G.S.P. Certificate of origin 普惠制产地证 G.S.P. Form A 普惠制产地证表格A GSP Form A(generalized system of 惠普制产地证preferences certificate of origin“Form A”)guarantee 保证，担保，保函 guaranteed amount 保证金额 guaranteeing bank 保证银行 guarantor 保证人 guarantor bank 担保银行 Guarantee 保证，担保 Guarantor 保证人，担保人HHague Rules 海牙规则 Hamburg Rules 汉堡规则 handling fee 手续费 hard currency 硬货币 Hague Rules 海牙规则 Hamburg Rules 汉堡规则 head office 总部，总行26hirer of the vessel 租船人，租船方 holder 持票人holder for value 付对价持票人 holder in due course 正当持票人 honour 承兑，承付，付款 household effects 家庭用品，家用物品 Holder 持票人Holder for value 付对价持票人 Holder in due course 正当持票人 hull insurance 船舶保险IICC(International Chamber of Commerce) 国际商会 IDA(International Development 国际开发协会信贷 Association) creditimmediate payment 立即付款，即期付款 immediate right or recourse 直接追索权 import duty 进口税import financing 进口融资 import guarantee 进口保函，进口保证书import licence system 进口许可证制度 import quota 进口限额，进口配额 in adequate packaging 在完整的包装下 in apparent good order and condition 表面完好无损 in compliance with 与…一致，与…相符 in conformity with 与…一致，符合于27inconsistent with 与…不符《1953年国际贸易术语解释通则》 INCOTERMS 1953(International Rules for the Interpretation of Trade Terms)in cover 作为偿付，作为补偿 indemnity 赔偿，损失补偿，赔偿金，赔偿担保书in determinable date 在可以确定的日期 indirect bill 间接汇票indirect guarantee 间接保证书 in due performance 正常履约 in due time 及时in favour of 以…为受益人 inferior goods 劣等货，劣质品 in force 有效，实施 information 信息in good faith 善意in instalments 分期付款，分期分批 initial signature 初签initiating bank 始开保证书银行 inland bill 国内汇票 inland waterway 内河水运 in order 正常，整齐，完好 insolvent 无偿付能力 Inspection Bureau 商品检验局 Inspection Certificate 检验证书28Inspection Certificate of Analysis 分析检验证书 InspectionCertificate of Conditioned 公量检验证书 WeightInspection Certificate of Disinfection 消毒检验证书 Inspection Certificate of Fumigation 薰蒸检验证书 Inspection Certificate of Health 健康检验证书 Inspection Certificate of Origin 产地检验证书 Inspection Certificate of Plant Quarantine 植物检疫检验证书 Inspection Certificate of Quality 质量检验证书 Inspection Certificate of Quantity 数量检验证书Inspection Certificate of Sanitation 卫生检验证书 Inspection Certificate of Temperature 温度检验证书 Inspection Certificate of Veterinary 兽医检验证书 Inspection Certificate of Weight 重量检验证书 Institute Cargo Clauses 协会货物险条款 Institute Dangerous Drugs Clauses 协会危险药物险条款 Institute of London Underwriters 伦敦保险协会 Institute Strikes, Riots, and Civil 协会罢工，暴动和民变险条款Commotion ClausesInstitute Theft, Pilferage and Non-delivery 协会偷窃及提货不着险条款ClausesInstitute War Clauses 协会战争险条款 in strict compliance with 严格符合 instructing party 指示方，指示人 insurance acknowledgement 保险回执29insurance broker 保险经纪人 insurance certificate 保险证明书，保险凭证 insurance charges 保险费用 insurance company 保险公司 insurance contract 保险契约 insurance cover 保险投保 insurance declaration 保险声明，保险申报 insurance documents 保险单据 insurance endorsement 保险批单insurance policy 保险单insurance premium 保险费insurance risks 投保险别 insured 投保人，保户 insurer 保险人，承保人insurrection 暴动integrity 完整，完善，正直，诚实 interest clause 利息条款intermediaries 中介人intermediary bank 中介银行 intermodal transport 多种方式运输international banking 国际银行，国际银行业，国际银行业务international banking business 国际银行业务 International Banking Committee 国际银行协会，国际银行委员会 international bond market 国际债券市场30international business 国际商务 international capital market 国际资本市场 International Convention Concerning the 1970年国际铁路货物运输公约及议Carriage of Goods by Rail with Additional 定书 Protocal, 1970International Convention for the 关于统一提单的若干法律规则的国Unification of Certain Rules of Law 际公约 Relating to Bills of Ladinginternational correspondent network 国际代理行网络 international finance 国际金融 international finance cooperation 国际金融合作international lending 国际信贷 In good faith 善意的 Indirect bill 间接汇票 Inland bills 国内汇票 Irrevocable letter of credit 不可撤销的信用证Inspection certificate 检验证明 Insurance policy 保险单 International Chamber of Commerce(ICC) 国际商会 International customs and practice 国际惯例 International factoring 国际保理 International money order 国际小额本票 International settlement 国际结算 Invoice 发票 Inward collection 进口托收31Inward remittance 汇人汇款 International Monerary Market 国际贷币市场 international money order 国际限额汇票 international payments 国际支付 international settlements 国际结算 international trade 国际贸易invoice value 发票价 inward collection 进口代收 inward ermittance 汇入汇款 I.O.P(irrespective of percentage) 不计免赔率 irregularities 不符处irrespective of percentage (I.O.P) 不计免赔率 irrevocable confirmed credit 不可撤销保兑信用证 irrevocable credit 不可撤销信用证 issue loans 发放贷款 issuer 发行人，发票人，开证人 issuing bank 开证行 issuing date 开证日期，出票日期 Issue 出票 Issuing bank 开证行JJCB Card JCB卡 jettison 船贷投海 joint venture 合资企业 Joint note 共同负责之本票 Joint and several note 共同并分别负责之本票Kkey currency 关键贷币 kite flying 发行通融票据32LLASH bill of lading 载驳船提单 late shipment 延迟装运 latest datefor shipment 最迟装运日期 latest date of presentation 最迟交单日期，最迟提示票据日期law of the place of issue 出票地点法律 leading boby 领导机构 lease 租赁 leasing agerrment 租赁协议 leasing guarantee 租赁保函，租赁保证书leeway 允许的差额 legal limit of time 法定时限 legalized invoice 签证发票 lender 贷款人，出借方 lender of last resort 最后贷款人 less than container load (LCL) (集装箱)拼箱货 lessee 承租人 letter of credit(L/C) 信用证 letter of credit operations 信用证业务 letter of guarantee(L/C) 保函，保证书 letter of indemnity 赔偿保证书 letter of indication 印鉴证明书 letter of insurance 承保证明书 letter of trust 信托证明书 Ledger 分类账 Letter Of credit 信用证 Letter Of guarantee 保函 LIBOR,London Interbank Offered Rate 伦敦同业银行拆放利率 Liner bill of lading 班轮提单33Local currency bill 本币汇票Long form bill of lading 全式提单lien 留置权line of acceptance credit 承兑信贷额度 line of business 行业line of credit 售贷额度，信用限额 liner bill of lading 班轮提单，LloydsS.G.Form 劳氏海上保险单格式 loading cost 装贷费loan account 贷款账户loan agreement 贷款协议loan facility 贷款便利loan guarantee 贷款保函，贷款保证书 local acceptance 当在承兑，地方性承兑 local bank 当地银行local clearing house 同城(市)票据交换所 local currency bill 本币汇票lockout 雇主停工London Accepting House Committee 伦敦承兑行委员会 London Discount Market Association 伦敦贴现市场同业公会 London Institute Clauses 伦敦协会条款 long bill 长期汇票long form bill lading 全式提单loro account 来账，他账 lost bill of exchange 遗失的汇票，被丢失的汇票 lump sum 一次兑付金额，整笔付清Mmail advice 信汇通知书 maintenance account 维持账户34maker 本票的出票人 mandate 支付命令,manufacturers invoice 制造商发票 margin 保证金，押金 marine bill of lading 海运提单 marine insurance 海上保险，水险 Marine Insurance Act 海上保险法 marine insurance clause 水险条款，海上保险条款 maritime container transit 海上集装箱运输 maritime conveyance of merchandise 货物的海上运输工具 Maritime Law 海商法 maritime losses 海上损失 maritime perils 海上危险，海难 maritime terminal transfer point 海运集散港 MasterCard 万事达卡mate’s receipt 大副收据 maturity factoring 到期式保理Mail transfer(M/T) 信汇 Maintenance guarantee 维修保函 Maintenance of the sales 1edger 记销售分类账 Marine cargo transport insurance 海洋货物运输保险 Maturity factoring 到期保理 means of payment 支付手段，支付工具member bank 成员银行 membership dues 会员费 merchant bank 商人银行method of payment 支付方式 metropolitan state 宗主国 Middleman 中间商35Million Card 百万卡 Million of finance 财政部 miscellaneous documents 其他单据 mixed policy 混合保单 M/T(mail transfer) 信汇 multi-modal transport 多式联运 multi-modal transport document 多式联运单据multi-modal transport operator 多式联运经营人 multiple clearing 多边清算Multimodal bill of lading 多式提单Nnamed consignee bill of lading 指定收货人提单 named person 指名人，指定人 national currency 本国货币 natural calamities 自然灾害 navigation 导航，航海，航行 negligent pilotage 领航过失 negotiability 可流通性negotiable bill of lading 可流通提单，可转让提单 negotiable instruments 可流通票据 negotiating bank 议付行 negotiation 议付 negotiation commission 议付手续费 negotiation credit 议付信用证 neutral documents 中性单据 net amount 净额 Negotiable certificate of deposit 流通存单Negotiable instrument 流通票据 Negotiating bank 议付行36Negotiation 议付Negotiation credit 议付信用证 nominated bank 指名银行 non-acceptance 拒绝承兑，不承兑 non-automatic revolving credit 非自动循环信用证 non-business day 非营业日 non-cash settlement 非现金结算 non-commercial rate 非贸易汇率 non-cmulative revolving credit 非积累循环信用证 non-demise charter party 带船员的租船合约 non-dutiables 免税商品 non-negotiation 拒绝议付，不议付 non-payment 拒付，不付款 non-transferable credit 不可转让信用证 normal practice 常规，惯列 nostro account 往账notary public 法定公证人 notice of acceptance 承兑通知 notice of amendment 修改通知 notice of cancellation 撤销通知 notice of dishonour 拒绝通知(票据承兑/付款)，退票通知notice of revocation 撤销通知 notification of a letter of credit 通知信用证 notify party 受通知方，到货被通知人 Non-recourse finance 无追索权的融资 Non-cumulative rev01ving letter Of 非累积循环信用证 credit Non-trade settlement 非贸易结算 Nostro account 来账37Notary Public 公证处Notice Of dishonour 退票通知 Notify party 被通知人OObligee 债权人ocean bill of lading 海运提单 Ocean Marine Cargo Clauses 海洋运输货物保险条款 on a fixed date 固定日期，板期 on behalf of 代表…on board bill of lading 装船提单 on deck 甲板上，舱面 on deck shipment 舱面装货 on demand 见票即付 on instalment basis 按分期付款，分期分批 on presentation 于提示时，提示即时 On deck bill of lading 货装舱。

(完整版)银行业金融术语表

保理服务(Factoring service)：指对企业贸易债务进行管理的服务。

一般而言，一家企业以折扣价格向保理人(factor)出售到期债务或发票，保理人则通过以接近票面价值的价格收回该债务而获得利润。

保理服务可以减轻企业债务管理的负担，并使其能够在付款到期日前拿到现金。

一般情况下，这种服务也可以称作发票保理。

标准化产品(Standardised products)：指以统一规格向全部客户提供的“现成”产品，这些产品不根据客户的需求进行定制。

抵押担保清收额(Collateral recovery)：抵押担保品指债务人提供的作为偿还贷款的抵押品。

抵押担保清收是指在贷款发生违约时，通过对抵押担保品加以变卖而收回的金额。

发票保理（Invoice factoring）：指对企业贸易债务进行管理的服务。

一般而言，一家企业以折扣价格向保理人(factor)出售到期债务或发票，保理人则通过以接近票面价值的价格收回该债务而获得利润。

发票保理服务可以减轻企业债务管理的负担，并使其能够迅速收回应收帐款。

这种服务也可以称作保理服务。

非抵押担保清收额(Unsecured recovery)：指在违约发生时银行不能通过抵押担保品的变现而清收的金额。

分摊的风险资本(Allocated risk capital)：所谓分摊的风险资本，是指在计算中既考虑风险水平(根据信用评级来确定)，也考虑抵押水平。

一般而言，预期损失越高，分摊的风险越高，因而需要对贷款提供支持的分摊风险成本就越高。

风险敞口(Exposure)：风险敞口指银行所有客户全部贷款的绝对数额。

风险回报(Risk versus reward)：指对特定信贷产品或业务策略的潜在风险和潜在回报进行衡量的流程。

高风险的信贷产品预计应该带来高回报，但同时也可能面临较高的潜在损失。

风险框架(Risk framework)：风险框架是指在一个企业内部实施风险管理的组织结构。

(参见信贷风险框架)风险偏好(Appetite for risk)：风险偏好是指银行高级管理层所选择的一种策略，这种策略将指导银行的风险管理工作。

关于金融的专业词汇

关于金融的专业词汇金融专业词汇：货币政策、利率、股票、债券、金融衍生品、风险管理、资本市场、证券市场、外汇市场、金融机构、投资组合、财务报表、金融分析、金融市场、金融工具、金融监管、金融体系、金融模型、金融风险、金融稳定性、金融危机、金融交易、金融制度、金融体系稳定性、金融机构监管。

金融是指以货币作为媒介，通过资金的流动和配置，进行投资、融资和风险管理的一门学科。

货币政策是指由中央银行制定和执行的调节货币供应量和利率水平的政策。

利率是借贷双方约定的借贷费用，是衡量资金成本和效益的重要指标。

股票是指企业发行的证券，代表股东在企业中的所有权。

债券是指企业或政府发行的债务凭证，代表债权人对发行人的债权。

金融衍生品是指基于金融资产或指标的衍生工具，如期货、期权、互换合约等，用于对冲风险或进行投机交易。

风险管理是金融机构或企业为降低风险而采取的一系列措施和策略，包括风险识别、风险评估、风险监控和风险控制。

资本市场是进行长期融资和投资交易的市场，包括股票市场和债券市场。

证券市场是进行证券交易的市场，包括股票交易所和债券市场。

外汇市场是进行不同货币兑换的市场，涉及国际贸易和投资。

金融机构是指从事金融业务的机构，如银行、保险公司、证券公司等。

投资组合是指投资者持有的各类金融资产的组合，用于实现投资目标。

财务报表是企业按照会计准则编制的反映企业财务状况和经营业绩的报表，如资产负债表、利润表和现金流量表。

金融分析是对企业或个人的财务状况和经营业绩进行评估和预测的过程，包括比率分析、趋势分析和财务模型等方法。

金融市场是进行金融资产交易的市场，包括股票市场、债券市场和外汇市场等。

金融工具是指用于进行金融交易和风险管理的各类合同和证券，如股票、债券、期货合约和互换合约等。

金融监管是指政府或相关机构对金融市场和金融机构进行监督和管理的活动，旨在保护投资者利益和维护金融稳定。

金融体系是指由金融机构、金融市场和金融制度组成的金融系统，用于进行资金的调剂和分配。

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翻译中常用的银行&金融英语词汇account number 帐目编号
depositor 存户
pay-in slip 存款单
a deposit form 存款单
a banding machine 自动存取机
to deposit 存款
deposit receipt 存款收据
private deposits 私人存款
certificate of deposit 存单
deposit book, passbook 存折
credit card 信用卡
principal 本金
overdraft, overdraw 透支
to counter sign 双签
to endorse 背书
endorser 背书人
to cash 兑现
to honor a cheque 兑付
to dishonor a cheque 拒付
to suspend payment 止付cheque,check 支票
cheque book 支票本
order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票
traveler's cheque 旅行支票
cheque for transfer 转帐支票
outstanding cheque 未付支票
canceled cheque 已付支票
forged cheque 伪支票
Bandar's note 庄票，银票
banker 银行家
president 行长
savings bank 储蓄银行
Chase Bank 大通银行
National City Bank of New York 花旗银行
Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行
central bank, national bank, banker's bank 中央银行
bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行
exchange bank 汇兑银行
requesting bank 委托开证银行
issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行
confirming bank 保兑银行
paying bank 付款银行
associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行
local bank 本地银行
domestic bank 国内银行
overseas bank 国外银行
unincorporated bank 钱庄
branch bank 银行分行
trustee savings bank 信托储蓄银行
trust company 信托公司
financial trust 金融信托公司
unit trust 信托投资公司
trust institution 银行的信托部
credit department 银行的信用部
commercial credit company(discount company) 商业信贷公司（贴现公司）
neighborhood savings bank, bank of deposit 街道储蓄所
credit union 合作银行
credit bureau 商业兴信所
self-service bank 无人银行
land bank 土地银行
construction bank 建设银行
industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行
post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行
home loan bank 家宅贷款银行
reserve bank 准备银行
chartered bank 特许银行corresponding bank 往来银行
merchant bank, accepting bank 承兑银行investment bank 投资银行
import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行
money shop, native bank 钱庄
credit cooperatives 信用社
clearing house 票据交换所
public accounting 公共会计
business accounting 商业会计
cost accounting 成本会计
depreciation accounting 折旧会计computerized accounting 电脑化会计
general ledger 总帐
subsidiary ledger 分户帐
cash book 现金出纳帐
cash account 现金帐
journal, day-book 日记帐，流水帐
bad debts 坏帐
investment 投资
surplus 结余
idle capital 游资
economic cycle 经济周期
economic boom 经济繁荣
economic recession 经济衰退
economic depression 经济萧条economic crisis 经济危机
economic recovery 经济复苏
inflation 通货膨胀
deflation 通货收缩
devaluation 货币贬值
revaluation 货币增值
international balance of payment 国际收支
favourable balance 顺差
adverse balance 逆差
hard currency 硬通货
soft currency 软通货
international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量
note issue 纸币发行量
national budget 国家预算
national gross product 国民生产总值
public bond 公债
stock, share 股票
debenture 债券
treasury bill 国库券
debt chain 债务链
direct exchange 直接（对角）套汇
indirect exchange 间接（三角）套汇
cross rate, arbitrage rate 套汇汇率
foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机
discount 贴现
discount rate, bank rate 贴现率
gold reserve 黄金储备
money (financial) market 金融市场
stock exchange 股票交易所
broker 经纪人
commission 佣金
bookkeeping 簿记
bookkeeper 簿记员
an application form 申请单
bank statement 对帐单
letter of credit 信用证
strong room, vault 保险库
equitable tax system 等价税则specimen signature 签字式样
banking hours, business hours 营业时间
11。