常用银行业务词汇
常见银行英语词汇(各种银行术语和句子全面介绍)
常见银行 英语词汇a ｃc ｏｕnt number 帐号 dep ｏｓito ｒ 存户 p ａｙ-i ｎ slip 存款单 a ｄeposit ｆｏrm 存款单 a ｂan ｄin ｇ machine 自动存取机 ｔo de ｐos ｉt 存款 d ｅpos ｉｔ re ｃei ｐｔ 存款收据 ｐri ｖate ｄe ｐosit ｓ 私人存款 ｃe ｒt ｉｆicat ｅ o ｆ d ｅｐosit 存单 ｄep ｏsi ｔ ｂoo ｋ, ｐassbook 存折 credit ca ｒd 信用卡 p ｒincip ａl 本金 o ｖerdraft, overdr ａｗ 透支 to ｃo ｕnt ｅr sig ｎ 双签 t ｏ ｅndorse 背书 ｅndorser 背书人 to ｃａs ｈ 兑现 ｔo ho ｎor ａ cheque 兑付 to disho ｎo ｒ a cheque 拒付 ｔo sus ｐen ｄ paymen ｔ 止付 ｃｈeque,check 支票 cheq ｕe book 支票本 order chequ ｅ 记名支票b ｅａre ｒ chequ ｅ 不记名支票 cro ｓsed cheq ｕe 横线支票 blank che ｑue 空白支票 r ｕb ｂe ｒ che ｑｕｅ 空头支票 ｃｈeque st ｕb, coun ｔe ｒfoil 票根 cash che ｑu ｅ 现金支票 tr ａｖeler ＇s ｃｈe ｑu ｅ 旅行支票 cheq ｕe for transf ｅｒ 转帐支票outs ｔa ｎｄｉng che ｑue 未付支票canc ｅl ｅd ｃｈequ ｅ 已付支票 forged ch ｅｑue 伪支票 B ａn ｄa ｒ's n ｏte 庄票,银票ｂａn ｋer 银行家 presid ｅn ｔ 行长 s ａv ｉngs ｂａnk 储蓄银行 Chase Ｂank 大通银行 Ｃit ｉban ｋ 花旗银行 H ｏｎg ｋo ｎg Sh ａng ｈａi Banking Cor ｐo ｒati ｏｎ 汇丰银行 Ｃh ａrtered Ban ｋ ｏf In ｄｉa, Austr ａｌia ａnd Ｃhina 麦加利银行 Ｂａnque de I'IndoChine 东方汇理银行centra ｌ ban ｋ, na ｔio ｎal bank, bank ｅｒ'ｓ b ａｎｋ 中央银行 ｂank of ｉss ｕe, bank of ci ｒcul ａti ｏn 发行币银行 comme ｒci ａl b ａn ｋ 商业银行，储蓄信贷银行 mem ｂe ｒ ba ｎｋ, ｃｒedit bank 储蓄信贷银行 discount bank 贴现银行 ｅxc ｈａng ｅ ｂank 汇兑银行 ｒｅqu ｅsting ban ｋ 委托开证银行 iss ｕin ｇ ｂan ｋ, openi ｎｇ ba ｎk 开证银行 advising bank, not ｉｆｙi ｎg bank 通知银行 ｎegot ｉａtio ｎ ｂａnk 议付银行ｃｏnfi ｒming bank 保兑银行 ｐaying ｂa ｎk 付款银行 a ｓｓｏci ａｔe b ａnker ｏf col ｌe ｃｔio ｎ 代收银行 consig ｎed banke ｒ ｏｆ coll ｅction 委托银行ｃlea ｒing bank 清算银行 local bank 本地银行d ｏm ｅstic ba ｎk 国内银行 o ｖｅrs ｅａｓ bank 国外银行 u ｎｉncorp ｏra ｔed bank 钱庄 bra ｎch ban ｋ 银行分行 trustee savings ban ｋ 信托储蓄银行t ｒｕs ｔ ｃｏmp ａny 信托公司 financial trus ｔ 金融信托公司 uni ｔ ｔru ｓt 信托投资公司 trust in ｓtit ｕti ｏｎ 银行的信托部 cre ｄｉt d ｅｐartmen ｔ 银行的信用部Comm ｅrci ａｌ ｃredit co ｍpany (ｄi ｓcount com ｐａn ｙ)商业信贷公司（贴现公司)nei ｇhb ｏr ｈood sa ｖｉngs ｂank,bank ｏf deposit 街道储蓄所 ｃredit union 合作银行credit bu ｒea ｕ 商业兴信所 self-s ｅｒｖｉc ｅ bank 无人银行 ｌand ba ｎk 土地银行co ｎst ｒucti ｏn b ａnk 建设银行 indu ｓｔria ｌ ａｎd ｃo ｍme ｒｃi ａl ｂank 工商银行b ａｎk of com ｍｕnicatio ｎs 交通银行ｍｕtual ｓavings bank 互助储蓄银行post o ｆfi ｃe savi ｎg ｓ bank 邮局储蓄银行mor ｔｇa ｇe bank, bu ｉl ｄi ｎｇ s ｏc ｉet ｙ 抵押银行i ｎｄustr ｉa ｌ ban ｋ 实业银行 home loa ｎ bank 家宅贷款银行 ｒes ｅrve b ａnk 准备银行 charter ｅd bank 特许银行 ｃorre ｓpon ｄing b ａnk 往来银行 ｍｅr ｃh ａn ｔ ｂａnk, acc ｅpti ｎg ba ｎk 承兑银行 i ｎv ｅstment ban ｋ 投资银行 ｉmport a ｎd e ｘport bank (E ＸIMBANK) 进出口银行 jo ｉnt ventu ｒe ban ｋ 合资银行 mo ｎey s ｈo ｐ， ｎati ｖe bank 钱庄 cr ｅdi ｔ cooper ａtives 信用社 ｃleari ｎg ｈo ｕse 票据交换所 ｐublic ａc ｃou ｎtin ｇ 公共会计 b ｕsines ｓ ａｃｃounting 商业会计 cost ａc ｃoun ｔｉng 成本会计 ｄe ｐre ｃi ａti ｏｎ ac ｃou ｎting 折旧会计 c ｏmp ｕt ｅrized accounting 电脑化会计 g ｅner ａl ledger 总帐 sub ｓidiary led ｇer 分户帐 c ａsh bo ｏk 现金出纳帐 ｃash a ｃcount 现金帐 j ｏur ｎａl, day-boo ｋ 日记帐，流水帐 ｂa ｄ de ｂｔｓ 坏帐 inv ｅst ｍen ｔ 投资 sur ｐlu ｓ 结余 i ｄle c ａpit ａl 游资 economic cycle 经济周期 e ｃonom ｉｃ ｂo ｏm 经济繁荣 economic ｒecess ｉon 经济衰退 e ｃｏnom ｉｃ d ｅp ｒｅssion 经济萧条 econom ｉc ｃｒis ｉｓ 经济危机ec ｏnomi ｃ r ｅcovery 经济复苏i ｎｆlat ｉon 通货膨胀 deflat ｉon 通货收缩ｄe ｖa ｌｕａｔion 货币贬值 reval ｕation 货币增值 internati ｏｎal balanc ｅ of pay ｍe ｎt 国际收支 favo ｕrable ｂal ａｎce 顺差 a ｄverse b ａla ｎce 逆差 har ｄ curre ｎcy 硬通货 ｓof ｔ ｃur ｒen ｃy 软通货 ｉnte ｒnational m ｏｎe ｔa ｒy ｓyst ｅm 国际货币制度 the purcha ｓin ｇ power of ｍoney 货币购买力 mo ｎｅy in cir ｃｕl ａtion 货币流通量 n ｏte i ｓｓue 纸币发行量 ｎａt ｉｏn ａl bu ｄget 国家预算 ｎa ｔi ｏnal gross pro ｄuc ｔ 国民生产总值 pub ｌic ｂo ｎd 公债 s ｔｏck, shar ｅ 股票 de ｂent ｕr ｅ 债券 ｔｒeas ｕr ｙ ｂill 国库券 debt ch ａin 债务链ｄｉｒec ｔ ex ｃh ａnge 直接(对角套汇 ind ｉre ｃt excha ｎge 间接三角套汇 c ｒoss r ａte, arbit ｒage ｒate 套汇汇率 foreign ｃu ｒｒｅncy(ｅxch ａnge ） r ｅserve 外汇储备ｆoreign ex ｃha ｎge ｆluctua ｔi ｏn 外汇波动foreig ｎ exchange ｃrisis 外汇危机di ｓc ｏu ｎｔ 贴现ｄiscount rate, ｂank rate 贴现率gold ｒes ｅrve 黄金储备m ｏney (ｆina ｎc ｉal ） mar ｋet 金融市场s ｔo ｃk e ｘｃｈａnge 股票交易所ｂrok ｅr 经纪人 commission 佣金 bo ｏkkeep ｉng 簿记 bookkee ｐer 簿记员a ｎ applic ａtion form 申请单 ｂank st ａtem ｅn ｔ 对帐单 ｌe ｔter of credit 信用证ｓｔron ｇ r ｏom, v ａul ｔ 保险库equ ｉta ｂｌｅ ｔa ｘ syst ｅｍ 等价税则spec ｉmen ｓign ａtur ｅ 签字式样ｂａnking hours, bus ｉn ｅs ｓ hours 营业时间银行英语口语-新开帐户What kind of ａｃc ｏｕnt di ｄ you have in your m ｉnd? 你想开哪种帐户?D ｏ yo ｕ like to ｏpen a cur ｒent ac ｃou ｎt?你想开一个活期存款帐户吗？ A ｄeposit o ｒ curr ｅnt acc ｏunt?定期还是活期?Pl ｅａse tell ｍe h ｏｗ ｙou wo ｕld l ｉｋe to de ｐosi ｔ your money.请告诉我你想存何种户头?T ｈere's a servi ｃe c ｈarge for the ｃhe ｃki ｎg a ｃｃou ｎｔ bｕt no charge for ｔhe ｓavings. 支票户头要收服务费, 现金户头不收。
常见银行英语词汇金融术语
常见银行英语词汇金融术语account number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票,银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行,储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit companydiscount company 商业信贷公司贴现公司neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank EXIMBANK 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐,流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接对角套汇indirect exchange 间接三角套汇cross rate, arbitrage rate 套汇汇率foreign currency exchange reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money financial market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间minimum paid-up share capital 最低实缴股本reciprocity 互惠corresponding bank 代理行liaison office 联络办公室moratorium 延期偿付权legislation 法规innovation 改革underwriting 包销merge 合并portfolio 资产组合unit trust 单位投资信托arbitrage 套汇capital adequacy ratio 资本充足率derivative 金融衍生工具maturity 到期日deregulation 放松管制redemption 兑现certificates of indebtedness 债务证书linked exchange rate 联系汇率accounting arrangements 会计安排resumption of sovereign 收回主权holding company 控股公司privileges 特权legal tender 法币medium of exchange 交换媒介deferred payment 延期支付face value 面值mintage 铸币homogeneity 同质权fiat money 不兑换纸币,名义纸币negotiable certificates of deposits 大额转让存单narrowly-defined 狭义定义的broadly-defined 广义定义的required reserve 法定准备金excess reserve 超额准备金monetary base 货币｛流通｝基础open market operations 公开市场操作auction 拍卖non-intervention 不干涉主义net balance 净差｛余｝额advance 贷款retained earnings 留存收益risk-weighted assets 风险加权资产off-balance sheet items 表外业务项目collateral 抵押claims 债权denominate 面值residual maturity 剩余期限mortgage 住房抵押arrears 拖欠尾数default 违约on-balance sheet items 表内业务contingency 意外开支repurchase agreement 回购协议recourse 追索权irrevocable 不可撤消rediscounting 在贴现market risk exposure市场风险position 头寸debt-to-equity ratio 资产负债比率treasure bond 国库券leasing 租赁money laundering 洗钱treasure bill 国库券bankruptcy 破产credit securitization 信用证券化real time gross settlement 实时全额清算off-shore 离岸clearing bank清算行discount house 贴现行privileged position 最优惠头寸building society 建房协会Japanese Big Bang 日本金融改革dual banking system 双轨银行制度wire transfer 电子转帐laissez-faire 自由放任主义negotiable 可流通的installment 分期付款benchmark 基准利率turnover 成交额outstanding 未付的in favour of 以^为受益人promissory note 本票unsecured 无担保的prime rate 最优惠利率preference share 优先股ordinary share 普通股warrant 认股权current market value 当期市值option contract 期权合同hedging 套期保值Provident Fund 福利基金beneficiary 受益人collecting bank 代收行code 代号,代码,密码uncleared cheque 未清偿支票invoice 发票credit transfer 信用转帐endorsement 背书bearer 持票人defective title 有瑕疵的所有权down payment 首付款traveller's cheque 旅行支票bearer bonds 不记名债券crossed cheque划线支票countersign 联署paying bank 付款行transferable 可转让holder in due course 正当持票人holder in value 有代价持票人overdue 过期dishonoured cheque 拒付支票repo repurchase agreement 回购协议countermand 取消garnishee order 向第三债务人下达的资产扣押令winding-up 停业清理secured loan 担保贷款overdraft 透支real estate mortgage 房地产抵押chattel mortgage 动产抵押in presence of 提示reimbursement 偿还withholding interest tax 预扣税custodian 保管access 准入automatic teller machine 自动取款机personal identity number 密码.个人识别号passbook 存折insurance broker 保险经纪人hire purchase 租购working capital loan 周转资金start-up loan 创业贷款syndicated loan 辛迪加贷款project financing 项目融资foreign trade financing 对外贸易融资current assets 流动资产accounts receivable 应收帐款agent bank 代理行drawdown period 支用期grace period 宽限期principle 本金tombstone 证券发行公告factoring facilities 保理业务open credit 无担保贷款factor 保理人lessee 承租人lessor 出租人non-resourse 无追索权financial lease 金融租赁operating lease 经营租赁full payout lease 支付租赁true lease 真实租赁conditional lease 条件租赁leverage lease 杠杆租赁electronic date interchange services 电子数据交换服务retail bank 商业零售银行private bank 私人银行merchant bank 商人银行risk preference 风险偏好risk taking investor 甘冒风险的投资者risk aversion investor 逃避风险的投资者macroeconomic oriented 以宏观经济为导向的equities origination 股票发行venture capital financing 风险资本融资the spread 价差interest rate swap 利率互换leverage buyout 杠杆收购junk bond 垃圾债券red chips 红筹股"h" shares H股trustee 受托人collection 托收production combination 生产联合production cost 生产成本comparative advantage 相对优势middle agent 中间代理eliminate exchange risk 消除外汇风险shipping insurance 海险guarantee 担保performance bond 履约保证import credit 进口信贷dividends 分红money transfer 转帐bank draft 银行汇票mail transfer 信汇telegraphic transfer 电汇test key测试密钥telex 电报Society for World Inter-bank Financial Telecommunications 环球银行间金融电讯协会standardized format 标准格式clearing house 结算所computer code 电脑代码additional cost 附加成本foreign exchange rate 外汇汇率swing 浮动spot rate 现汇汇率market rate 市场汇率cross rate 交叉汇率forward exchange contract 远期外汇合同currency future contract 货币期货合同quotation 报价单rolling forex 展期外汇option on foreign exchange 外汇期权strike price 执行价格expiry date 到期日call option 多头期头put option 空头期权foreign exchange hedge 外汇套期保值foreign exchange swap 外汇掉期superannuation 养老基金pension funds 退休基金brokerage fee 经纪人佣金optimum profit 最高收益canon 标准illegal activities 非法行为speculative purpose 投机目的repayment schedule 还款安排balance sheet 资产负债表income statement 利润表long-term loan 长期贷款country-risk 国别风险quantitative yardstick 定量的评判标准credit risk 信用风险risk assessment 风险评估margin 保证金legal authority 法定权力memorandum and articles of association 公司章程cushion of assets 资产缓冲safe title 所有权credit reference agency 信用查询机构credit standing 信用状况consumer loan 消费信贷bonus 奖金gratuity 退休金track record 工作履历minor's account 未成年人帐户sole proprietors 独资企业private limited company 私人有限公司public limited company 公共有限公司inter-banklending /borrowing 同业拆借the inter-bank money market 同业拆借市场local currency 本国货币marginal cost 边际成本inter-bank rate 同业拆借利率contingency payout 意外支出natural disaster 自然灾害legal status 法定地位documentary credit 跟单信用证documentary collection 跟单托收export credit insurance 出口信贷保险shipment policy 装运保险单issuing bank 开证行advising bank 通知行confirming bank 保兑行applicant 开证申请人irrevocable documentary letter of credit 不可撤消信用证reimbursing bank 偿付行negotiating bank 议付行verification 证实confirmed credit 保兑信用证payment in advance 预付贷款remitting bank 托收行collecting bank 代收行sight bill 即期汇票term bill 远期汇票clean collection 光票托收bill of lading 提单certificate of origin airway bill 航空联运certificate of inspection 检验证明 insurance policy certificate 保单证明open account 赊销premium 保险费第十六章特殊类型的借款者-商业部门stockbroking 股票经纪going concern 持续经营net profit 净收益audited accounts 经过审计的帐户registration certificate 注册证明inheritance 遗产tangible security 有形担保intangible personal guarantee 无形个人担保deed 契约dormant partner 不参与经营的合伙人limited partner 有限责任合伙人aggressive management 扩张性管理defensive management 保守性管理gearing 举债经营prior charge 优先偿付债券charges on assets 以资产抵押fixed charge 固定抵押floating charge 浮动抵押overtrading 超资力经营life policy 人寿保险depreciation 折旧indemnity 赔偿legal mortgage 法定抵押leasehold mortgage 衡平法抵押surrender value 租赁财产抵押stocks and shares 股票和证券unquoted shares 非挂牌｛上市｝股票cross-guarantee 交叉担保under influence 不正当影响misrepresentation 与事实不符合的陈述debenture 债券run down 削减acknowledgement 确认tangible assets 有形资产intangible assets 无形资产 copy right 版权goodwill 商誉net worth 资产净值cash flow 现金流量current ratio 流动比率quick ratio 速动比率quality of assets 资产质量investment strategy 投资策略trend analysis 趋势分析debt to equity ratio 债务产权率debt service ratio 还本付息比；偿债比率amortization 摊销receivable turnover 应收帐款inventory turnover存货周转write off 注销recession 经济衰退social unrest 社会动荡uncleared funds 未清算资金credit limit 信贷限额bad debt 坏帐loan restructuring 贷款重新安排recovery 追陪offsetting 补偿legal proceeding 诉讼litigation solicitor诉讼律师Baby bond 小额股票Background 背景background investigation 背景调查background material 背景材料Bad 坏的bad account 坏帐,呆帐bad debt loss 坏帐损失bad debt recovey 呆坏帐收回bad title 失效产权Balance 余额,结余,差额,平衡 adverse balance 收支逆差balance budget 平衡预算balance of international trade 国际贸易差额balance of payment 国际收支balance sheet 资产负债表balance sheet audit 资产负债表审计balance sheet classification 资产负债表分类balance sheet evaluation 资产负债表评价closing balance 期末差额credit balance 贷方余额foreign currency balance 外汇余额keep balance 保持平衡loss balance 失去平衡negative balance 逆差retained balance from foreign exchange revenue 外汇收入留成余额summary balance sheet 资产负债汇总表Bank 银行all-purpose bank 通用银行bank account balance 银行存款余额bank balance sheet 银行财务状况表bank credit 银行信贷bank debt 银行债务bank discount rate 银行贴现率bank holding company 银行控股公司bank interest 银行利息bank line 银行信用额度bank loan 银行借款bank rate 银行贴现率bank reserve 银行准备金bank’s buying rate 银行买价bank’s call loan 银行同行拆借bank’s selling rate 银行卖价clearing bank 清算银行commercial bank 商业银行cooperative bank 合作银行mortgage bank 抵押银行Banking 金融,银行业banking institution 金融机构Banking Law 银行法banking sector 银行部门Bankrupt 破产bankrupt’s assets 破产者的财产Bankruptcy 破产act of bankruptcy 破产法案arrangement in bankruptcy court 迫产法庭调解bankruptcy administrator 破产管理人bankruptcy amendment act 破产修正案bankruptcy code chapter 7--- liquidation 破产法第7 章清算bankruptcy code chapter 11--- reorganization 破产法第11章重组bankruptcy court 破产法院bankruptcy debtor 破产债务人bankruptcy judge 破产判决bankruptcy law 破产法bankruptcy notice 破产公告bankruptcy ordinance 破产条例bankruptcy petition 要求宣布破产bankruptcy proceedings 破产程序bankruptcy rules 破产规定bankruptcy trustee 破产受托人declaration of bankruptcy 宣布破产Bargain 议价,讨价还价Basic 基本的,基础basic account 基本帐户basic accounting unit 基本核算单位 Bear 空头,卖空bear account 空头帐户bear market 熊市,淡市bear transaction 空头交易Beat 还价,杀价Below par 低于票面价值Benchmark 基准Benefit 利益,受益,福利,津贴benefit country 受惠国benefit fund for employees 职工福利基金benefit program 福利计划Benefited 受益的benefited party 受益方Benevolent fund 慈善基金Beta 贝塔与股票相关的系数beta risk measurement 贝塔风险系数测定Bid 投标,报价,出价bid bond 投标押金bid opening date 开标日期bid price 买方出价call for bid 招标invite bid 招标Bidder 投标人,投标商Bidding 投标,出价bidding documents 标书Big Board 指美国纽约股票交易所Big Six 指美国六大会计事务所Big Three 指美国三大汽车公司Bilateral 双边的bilateral agreement 双边协议bilateral loans 双边贷款bilateral trade 双边贸易Bill 票据,帐单,发票,钞票bill receivable account 应收票据帐户treasury bill 国库债券Black 黑色的,黑市的blank market price 黑市价格black market transaction 黑市交易Blank 空白的blank check 空白支票Blanket 一揽子的blanket insurance 统括保险blanket mortgage 一揽子抵押Blue chip 兰筹股Blue-chip share 头等股票Blue-chip stock 热门股票Blue-collar worker 兰领工人Blue-sky law 兰天法防欺诈凭空发行股票的法律Board 董事会,委员会,理事会board chairman 董事长board meeting 董事会议board of administration 董事会,理事会board of arbitration 仲裁委员会board of audit 审计委员会board of directors 董事会,理事会board of executive director 执行董事会,执行委员会board of manager’s 理事,董事board of supervisors 监事会board of trustees 受托委员会Bond 债券,证券,公债bond broker 债券经纪人bond creditor 债券债权人bond discount 债券折价bond issue 债券发行bond market 债券市场bond premium 债券溢价bond rating agency 债券评级机构bond yield 债券收益callable bond 通知偿还债券convertible bond 可转换债券government bond 政府债券junk bond 拉圾债券listed bond 挂牌债券,上市证券mortgage bond 抵押债券municipal bond 市政债券preference bond 优先债券,优先股registered bond 记名债券treasury bond 国库债券unlisted bond 未挂牌债券,未上市证券Bonded 保税的,有抵押的bonded area 保税区bonded factory 保税工厂bonded goods 保税货物bonded warehouse 保税仓库Bonus 奖金,红利,津贴bonus issue 发放红利股bonus-percentage of profit 利润率分红bonus share 分红股,红利股Book 书籍,帐簿,记帐,定票,订货book depreciation 帐面折旧book-entry securities 记帐证券book inventory 帐面库存book of account 帐簿book profit 帐面利润book value per share 每股帐面价值Boom 繁荣,景气Borrow 借入borrow money on credit 信用借款Borrowed 借入的borrowed capital 借入资本borrowed funds 借入资金borrowed reserve 借入准备金Borrowing 借款,借用。
常见的银行英语词汇
account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间银行英语口语－新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money. 请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。
常见的银行英语词汇短语
常见的银行英语词汇短语银行是以存款、贷款、电汇、储蓄等业务，承当信用中介的金融机构。
其主要的业务范围有吸收公众存款、发放贷款以及办理了票据贴现等。
以下是的有关银行的，欢送阅读收藏!常见的银行英语词汇短语(一)Advising Bank(Notifying Bank)通知银行Agricultural Bank of China中国农业银行Associate Banker of Bollection代收银行Bank of China中国银行Bank of Communications交通银行Bank of Issue(Bank of Circulation)发行币银行Banque de I'IndoChine东方汇理银行Branch Bank银行分行Central Bank, National Bank, Banker's Bank中央银行Chartered Bank of India, Australia and China麦加利银行Chartered Bank特许银行Chase Bank大通银行China Investment Bank中国投资银行CITIC Industrial Bank中信实业银行Clearing Bank清算银行Clearing Bouse票据交换所CMB(Chase Manhattan Bank)美国大通曼哈顿银行Commercial Bank商业银行Commercial Credit Company商业信贷公司Confirming Bank保兑银行Consigned Banker of Collection 委托银行Construction Bank建立银行Corresponding Bank往来银行Credit Bureau商业兴信所Credit Booperatives信用社Credit Department银行的信用部Credit Union合作银行Discount Bank贴现银行Discount Company贴现公司Domestic Bank国内银行EIB(European Investment Bank) 欧洲投资银行Everbright Bank of China中国光大银行Exchange Bank汇兑银行Financial Trust金融信托公司Guangdong Development Bank开展银行(广东)Home Loan Bank家宅贷款银行Hongkong Shanghai Banking Corporation 汇丰银行Import and Export Bank进出口银行Industrial and Commercial Bank of China 中国工商银行Industrial and Commercial bank工商银行Industrial Bank实业银行Investment Bank投资银行Issuing Bank(Opening Bank)开证银行Joint Venture Bank合资银行Land Bank土地银行Local Bank本地银行Member Bank(Credit Bank)储蓄信贷银行Merchant Bank(Aepting Bank)承兑银行Money Shop(Native Bank)钱庄Mortgage Bank(Building Society)抵押银行Mutual Savings Bank互助储蓄银行National City Bank of New York花旗银行Negotiation Bank议付银行Neighborhood Savings Bank街道储蓄所Overseas Bank国外银行Paying Bank付款银行People's Bank of China民银行People's Construction Bank of China 民建立银行Post Office Savings Bank邮局储蓄银行Requesting Bank委托开证银行Reserve Bank储藏银行Savings Bank储蓄银行Self-service Bank无人银行Trust Company信托公司Trust Institution银行的信托部Trustee Savings Bank信托储蓄银行Unincorporated Bank钱庄Unit Trust信托投资公司WB(World Bank)世界银行常见的银行英语词汇短语(二) Xiamen International Bank厦门国际银行证券金融ADR(American Depository Receipt) 美国存托凭证/存股证blue chips蓝筹股bond, debenture, debts债券bonus share红股broker/dealer券商capital market资本市场clearing and settlement清算/结算closed-end securities investment fund 封闭式证券投资基金。
银行常用词汇[银行英语专业术语]
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银行常用词汇[银行英语专业术语]银行英语专业术语银行英语专业术语principal 本金overdraft, overdraw 透支to counter sign 双签account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本blank cheque 空白支票rubber cheque 空头支票order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票cheque stub, counterfoil 票根cash cheque 现金支票traveler“s cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar“s note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行central bank, national bank, banker"s bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I"IndoChine 东方汇理银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司(贴现公司) neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行home loan bank 家宅贷款银行investment bank 投资银行import and export bank (*****K) 进出口银行joint venture bank 合资银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐public accounting 公共会计subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接(对角)套汇indirect exchange 间接(三角)套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人an application form 申请单bank statement 对帐单letter of credit 信用证commission 佣金bookkeeping 簿记bookkeeper 簿记员strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间。
常见银行英语词汇_金融术语
account number 帐目编号depositor 存户pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New Y ork 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行investment bank 投资银行merchant bank, accepting bank 承兑银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计general ledger 总帐computerized accounting 电脑化会计subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间minimum paid-up share capital 最低实缴股本reciprocity 互惠corresponding bank 代理行liaison office 联络办公室moratorium 延期偿付权legislation 法规innovation 改革underwriting 包销merge 合并portfolio 资产组合unit trust 单位投资信托arbitrage 套汇deregulation 放松管制capital adequacy ratio 资本充足率derivative 金融衍生工具maturity 到期日redemption 兑现certificates of indebtedness 债务证书linked exchange rate 联系汇率accounting arrangements 会计安排resumption of sovereign 收回主权holding company 控股公司privileges 特权legal tender 法币medium of exchange 交换媒介deferred payment 延期支付face value 面值mintage 铸币homogeneity 同质权fiat money 不兑换纸币，名义纸币negotiable certificates of deposits 大额转让存单narrowly-defined 狭义定义的broadly-defined 广义定义的required reserve 法定准备金excess reserve 超额准备金monetary base 货币｛流通｝基础open market operations 公开市场操作auction 拍卖non-intervention 不干涉主义net balance 净差｛余｝额book value per share 每股帐面价值advance 贷款retained earnings 留存收益risk-weighted assets 风险加权资产off-balance sheet items 表外业务项目collateral 抵押claims 债权denominate 面值residual maturity 剩余期限mortgage 住房抵押arrears 拖欠尾数default 违约on-balance sheet items 表内业务contingency 意外开支repurchase agreement 回购协议recourse 追索权irrevocable 不可撤消rediscounting 在贴现market risk exposure市场风险position 头寸debt-to-equity ratio 资产负债比率treasure bond 国库券leasing 租赁money laundering 洗钱treasure bill 国库券bankruptcy 破产credit securitization 信用证券化real time gross settlement 实时全额清算off-shore 离岸borrow money on credit 信用借款clearing bank清算行discount house 贴现行privileged position 最优惠头寸building society 建房协会Japanese Big Bang 日本金融改革wire transfer 电子转帐dual banking system 双轨银行制度laissez-faire 自由放任主义negotiable 可流通的installment 分期付款benchmark 基准利率turnover 成交额outstanding 未付的in favour of 以^为受益人promissory note 本票unsecured 无担保的prime rate 最优惠利率preference share 优先股ordinary share 普通股warrant 认股权current market value 当期市值option contract 期权合同hedging 套期保值Provident Fund 福利基金beneficiary 受益人collecting bank 代收行code 代号，代码，密码uncleared cheque 未清偿支票invoice 发票credit transfer 信用转帐endorsement 背书bearer 持票人defective title 有瑕疵的所有权down payment 首付款traveller's cheque 旅行支票bearer bonds 不记名债券crossed cheque划线支票countersign 联署paying bank 付款行transferable 可转让holder in due course 正当持票人holder in value 有代价持票人overdue 过期dishonoured cheque 拒付支票countermand 取消repo repurchase agreement 回购协议garnishee order 向第三债务人下达的资产扣押令winding-up 停业清理secured loan 担保贷款overdraft 透支real estate mortgage 房地产抵押chattel mortgage 动产抵押in presence of 提示reimbursement 偿还access 准入withholding interest tax 预扣税custodian 保管automatic teller machine 自动取款机personal identity number 密码.个人识别号passbook 存折insurance broker 保险经纪人hire purchase 租购working capital loan 周转资金start-up loan 创业贷款syndicated loan 辛迪加贷款project financing 项目融资foreign trade financing 对外贸易融资current assets 流动资产accounts receivable 应收帐款agent bank 代理行drawdown period 支用期grace period 宽限期principle 本金tombstone 证券发行公告factoring facilities 保理业务open credit 无担保贷款factor 保理lessee 承租人lessor 出租人non-resourse 无追索权financial lease 金融租赁operating lease 经营租赁full payout lease 支付租赁true lease 真实租赁conditional lease 条件租赁leverage lease 杠杆租赁electronic date interchange services 电子数据交换服务retail bank 商业零售银行private bank 私人银行merchant bank 商人银行risk preference 风险偏好risk taking investor 甘冒风险的投资者risk aversion investor 逃避风险的投资者macroeconomic oriented 以宏观经济为导向的equities origination 股票发行venture capital financing 风险资本融资the spread 价差interest rate swap 利率互换leverage buyout 杠杆收购junk bond 垃圾债券red chips 红筹股"h" shares H股trustee 受托人collection 托收production cost 生产成本production combination 生产联合comparative advantage 相对优势middle agent 中间代理eliminate exchange risk 消除外汇风险shipping insurance 海险guarantee 担保performance bond 履约保证import credit 进口信贷dividends 分红money transfer 转帐bank draft 银行汇票mail transfer 信汇telegraphic transfer 电汇test key测试密钥telex 电报Society for World Inter-bank Financial Telecommunications 环球银行间金融电讯协会standardized format 标准格式clearing house 结算所computer code 电脑代码additional cost 附加成本foreign exchange rate 外汇汇率swing 浮动spot rate 现汇汇率market rate 市场汇率cross rate 交叉汇率forward exchange contract 远期外汇合同currency future contract 货币期货合同quotation 报价单rolling forex 展期外汇option on foreign exchange 外汇期权strike price 执行价格expiry date 到期日call option 多头期头put option 空头期权foreign exchange hedge 外汇套期保值foreign exchange swap 外汇掉期superannuation 养老基金pension funds 退休基金brokerage fee 经纪人佣金optimum profit 最高收益canon 标准illegal activities 非法行为speculative purpose 投机目的repayment schedule 还款安排balance sheet 资产负债表income statement 利润表long-term loan 长期贷款country-risk 国别风险quantitative yardstick 定量的评判标准credit risk 信用风险risk assessment 风险评估margin 保证金legal authority 法定权力memorandum and articles of association 公司章程cushion of assets 资产缓冲safe title 所有权credit reference agency 信用查询机构credit standing 信用状况consumer loan 消费信贷bonus 奖金gratuity 退休金track record 工作履历minor's account 未成年人帐sole proprietors 独资企业private limited company私人有限公司public limited company 公共有限公司inter-bank lending /borrowing 同业拆借the inter-bank money market 同业拆借市场local currency 本国货币marginal cost 边际成本inter-bank rate 同业拆借利率contingency payout 意外支出natural disaster 自然灾害legal status 法定地位documentary credit 跟单信用证documentary collection 跟单托收export credit insurance 出口信贷保险shipment policy 装运保险单issuing bank 开证行advising bank 通知行confirming bank 保兑行applicant 开证申请人irrevocable documentary letter of credit 不可撤消信用证reimbursing bank 偿付行negotiating bank 议付行verification 证实confirmed credit 保兑信用证payment in advance 预付贷款remitting bank 托收行collecting bank 代收行sight bill 即期汇票term bill 远期汇票clean collection 光票托收bill of lading 提单certificate of origin airway bill 航空联运certificate of inspection 检验证明insurance policy certificate 保单证明open account 赊销premium 保险费stockbroking 股票经纪going concern 持续经营net profit 净收益audited accounts 经过审计的帐户registration certificate 注册证明inheritance 遗产tangible security 有形担保intangible personal guarantee 无形个人担保deed 契约dormant partner 不参与经营的合伙人limited partner 有限责任合伙人aggressive management 扩张性管理defensive management 保守性管理gearing 举债经营prior charge 优先偿付债券charges on assets 以资产抵押fixed charge 固定抵押floating charge 浮动抵押overtrading 超资力经营life policy 人寿保险depreciation 折旧indemnity 赔偿legal mortgage 法定抵押leasehold mortgage 衡平法抵押surrender value 租赁财产抵押stocks and shares 股票和证券unquoted shares 非挂牌｛上市｝股票cross-guarantee 交叉担保under influence 不正当影响misrepresentation 与事实不符合的陈述debenture 债券run down 削减acknowledgement 确认tangible assets 有形资产intangible assets 无形资产copy right 版权goodwill 商誉net worth 资产净值cash flow 现金流量current ratio 流动比率quick ratio 速动比率quality of assets 资产质量investment strategy 投资策略trend analysis 趋势分析debt to equity ratio 债务产权率debt service ratio 还本付息比；偿债比率amortization 摊销receivable turnover 应收帐款inventory turnover存货周转write off 注销recession （经济）衰退social unrest 社会动荡uncleared funds 未清算资金credit limit 信贷限额bad debt 坏帐loan restructuring 贷款重新安排recovery 追陪offsetting 补偿legal proceeding 诉讼litigation solicitor诉讼律师Baby bond 小额股票Background 背景background investigation 背景调查background material 背景材料Bad 坏的bad account 坏帐，呆帐bad debt loss 坏帐损失bad debt recovey 呆坏帐收回bad title 失效产权Balance 余额，结余，差额，平衡adverse balance 收支逆差balance budget 平衡预算balance of international trade 国际贸易差额balance of payment 国际收支balance sheet 资产负债表balance sheet audit 资产负债表审计balance sheet classification 资产负债表分类balance sheet evaluation 资产负债表评价closing balance 期末差额credit balance 贷方余额foreign currency balance 外汇余额keep balance 保持平衡loss balance 失去平衡negative balance 逆差retained balance from foreign exchange revenue 外汇收入留成余额all-purpose bank 通用银行summary balance sheet 资产负债汇总表bank account balance 银行存款余额bank balance sheet 银行财务状况表bank credit 银行信贷bank debt 银行债务bank discount rate 银行贴现率bank holding company 银行控股公司bank interest 银行利息bank line 银行信用额度bank loan 银行借款bank rate 银行贴现率bank reserve 银行准备金bank’s buying rate 银行买价bank’s call loan 银行同行拆借bank’s selling rate 银行卖价clearing bank 清算银行commercial bank 商业银行cooperative bank 合作银行mortgage bank 抵押银行Banking 金融，银行业banking institution 金融机构Banking Law 银行法banking sector 银行部门Bankrupt 破产Boom 繁荣，景气bankrupt’s assets 破产者的财产Bankruptcy 破产act of bankruptcy 破产法案arrangement in bankruptcy court 迫产法庭调解bankruptcy administrator 破产管理人bankruptcy amendment act 破产修正案bankruptcy code chapter 7--- liquidation 破产法第7 章（清算）bankruptcy code chapter 11--- reorganization 破产法第11章(重组）bankruptcy court 破产法院bankruptcy debtor 破产债务人bankruptcy judge 破产判决bankruptcy law 破产法bankruptcy notice 破产公告bankruptcy ordinance 破产条例bankruptcy petition 要求宣布破产bankruptcy proceedings 破产程序bankruptcy rules 破产规定bankruptcy trustee 破产受托人declaration of bankruptcy 宣布破产Bargain 议价，讨价还价Basic 基本的，基础basic account 基本帐户basic accounting unit 基本核算单位Bear 空头，卖空bear account 空头帐户bear market 熊市，淡市bear transaction 空头交易Beat 还价，杀价Below par 低于票面价值Benchmark 基准Benefit 利益，受益，福利，津贴benefit country 受惠国benefit fund for employees 职工福利基金benefit program 福利计划Benefited 受益的benefited party 受益方Benevolent fund 慈善基金Beta 贝塔（与股票相关的）系数beta risk measurement 贝塔风险系数测定Bid 投标，报价，出价bid bond 投标押金bid opening date 开标日期bid price 买方出价call for bid 招标invite bid 招标Bidder 投标人，投标商Bidding 投标，出价bidding documents 标书Big Board 指美国纽约股票交易所Big Six 指美国六大会计事务所Big Three 指美国三大汽车公司Bilateral 双边的bilateral agreement 双边协议bilateral loans 双边贷款bilateral trade 双边贸易Bill 票据，帐单，发票，钞票bill receivable account 应收票据帐户treasury bill 国库债券Black 黑色的，黑市的blank market price 黑市价格Blank 空白的black market transaction 黑市交易Blanket 一揽子的blanket insurance 统括保险blanket mortgage 一揽子抵押Blue chip 兰筹股Blue-chip share 头等股票Blue-chip stock 热门股票Blue-collar worker 兰领工人board of administration 董事会理事会Blue-sky law 兰天法（防欺诈凭空发行股票的法律）Board 董事会，委员会，理事会board chairman 董事长board meeting 董事会议board of arbitration 仲裁委员会board of audit 审计委员会board of directors 董事会，理事会book of account 帐簿board of executive director 执行董事会，执行委员会board of manager’s 理事，董事board of supervisors 监事会board of trustees 受托委员会Bond 债券，证券，公债bond broker 债券经纪人bond creditor 债券债权人bond discount 债券折价bond issue 债券发行bond market 债券市场bond premium 债券溢价book profit 帐面利润bond rating agency 债券评级机构bond yield 债券收益callable bond 通知偿还债券convertible bond 可转换债券government bond 政府债券junk bond 拉圾债券listed bond 挂牌债券，上市证券mortgage bond 抵押债券municipal bond 市政债券preference bond 优先债券，优先股registered bond 记名债券treasury bond 国库债券unlisted bond 未挂牌债券，未上市证券Bonded 保税的，有抵押的bonded area 保税区bonded factory 保税工厂bonded goods 保税货物bonded warehouse 保税仓库Bonus 奖金，红利，津贴bonus issue 发放红利股bonus-percentage of profit 利润率分红bonus share 分红股，红利股Book 书籍，帐簿，记帐，定票，订货Borrow 借入book depreciation 帐面折旧book-entry securities 记帐证券book inventory 帐面库存。
银行术语大全100个
银行术语大全100个银行术语是银行业务的专业术语，它包括银行业务中的各种操作、流程、制度等，是金融学中的重要内容之一。
以下是100个银行术语，按照不同的业务范畴划分。
一、账户类1. 储蓄账户：提供存款、取款、转账等常规操作服务的账户。
2. 支票账户：银行代理客户发行支票，供客户支付、转账使用的账户。
3. 对公账户：面向企事业单位和政府机关等法人或其他组织开立的账户。
4. 微信支付宝账户：用于移动支付的账户，可与银行账户实现绑定。
5. 电子账户：基于互联网、手机等电子渠道进行操作的账户，不需要纸质存折或银行卡。
6. 固定存款账户：客户将资金存入银行，一定期限内不能取出，从而获得更高的利息收益。
7. 通知存款账户：客户在提前通知银行的情况下，才能取出存款的特殊账户。
8. 定期存款账户：客户在银行存款一定期限，到期时取出本息，获得固定的利息收益。
二、贷款类9. 个人贷款：向个人客户提供的各类贷款，如个人消费贷款、个人房屋贷款、个人汽车贷款等。
10. 对公贷款：向企业、事业单位及政府机关等组织提供的贷款。
11. 授信额度：银行为客户授予的贷款额度。
12. 贷款利率：按照一定的计算方式计算出的借款方应支付的费用。
13. 贷款期限：通常指借款方从银行贷到款到还款日之间的时间。
14. 抵押贷款：借款方根据借款合同的约定，将其所有财产或部分财产抵押给银行，作为还款担保的一种方法。
15. 担保贷款：借款方找到担保人，担保借款方还款的一种方式。
16. 垫款：在借款人未按照贷款合同约定的时间和方式归还贷款的情况下，银行为保障自身权益向借款人垫付还款，以维护银行的良好信誉度。
17. 逾期罚息：借款人未按照合同约定的还款时间和方式进行还款，在规定的逾期时间范围内向银行缴纳的罚金。
三、理财类18. 理财产品：由银行或基金公司发行的，具有一定收益性、流动性的投资产品。
19. 开放式基金：能够不断发行新份额并回购已有份额的基金。
银行行业高频英语词汇
银行行业高频英语词汇导语：银行是商品货币经济开展到一定阶段的产物。
下面是收集的银行行业高频，欢迎参考!日记帐/流水帐 journal/day-book坏帐 bad debts投资 investment结余 surplus游资 idle capital经济周期 economic cycle经济繁荣 economic boom经济 economic recession经济萧条 economic depression经济危机 economic crisis经济复苏 economic recovery通货膨胀 inflation通货收缩 deflation货币贬值 devaluation货币增值 revaluation国际收支 international balance of payment顺差 favourable balance逆差 adverse balance硬通货 hard currency软通货 soft currency国际货币制度 international moary system货币购置力 the purchasing power of money货币流通量 money in circulation纸币发行量 note issue国家预算 national budget公债 public bond股票 stock， share债券 debenture国库券 treasury bill债务链 debt chain套汇汇率 cross rate， arbitrage rate外汇储藏 foreign currency (exchange) reserve 外汇波动 foreign exchange fluctuation外汇危机 foreign exchange crisis贴现 discount贴现率 discount rate， bank rate黄金储藏 gold reserve金融市场 money /financial market股票交易所 stock exchangebroker佣金 mission簿记 bookkeeping簿记员 bookkeeper申请单 an application form对帐单 bank statement信用证 letter of credit保险库 strong room/vault等价税那么 equitable tax system签字式样 specimen signature营业时间 banking hours， business hours付款方法 mode of payment现金付款 payment by cash||cash payment/payment by ready cash以支票支付 payment by cheque以汇票支付 payment by bill以物品支付 payment in kind付清/支付全部货款 payment in full/full payment支付部分货款/分批付款 payment in part/partpayment/partial payment记帐付款/会计帐目内付款 payment on aount定期付款 payment on term年分期付款 annual payment月分期付款 monthly payment/monthly instalment延滞付款 payment in arrear预付货/先付 payment in advance/prepayment延付货款 deferred payment立即付款 prompt payment/immediate payment暂付款 suspense payment延期付款 delay in payment/extension of payment支付票据 payment bill名誉支付/干与付款 payment for honour/payment by intervention结帐/清算/支付 settlement分期付款 instalment滞付/拖欠/尾数款未付 arrears特许拖延付款日 days of grace付款 to pay/to make payment/to make effect payment结帐 to settle/to make settlement/to make effect settlement/to square/to balance支出/付款 to defray/to disburse结清 to clear off/to pya off请求付款 to ask for payment/to request payment恳求付帐 to solicit payment拖延付款 to defer payment/to delay payment付款被拖延 to be in arrears with payment还债 to discharge迅速付款 to pay promptly付款相当迅速 to pay moderately well/to pay fairly well/to keep the engagements regularly付款相当慢 to pay slowly/to take extended credit付款不好 to pay badly/to be generally in arrear with payments付款颇为恶劣 to pay very badly/to never pay unless forced回绝付款 to refuse payment/to refuse to pay/to dishonour a bill惠请付款 kindly pay the amount/please forward payment/please forward a cheque。
银行业务常用英语词汇以及对话.
account number 帐号 depositor 存户 pay-in slip 存款单a deposit form 存款单 a banding machine 自动存取机to deposit 存款 deposit receipt 存款收据private deposits 私人存款 certificate of deposit 存单deposit book, passbook 存折 credit card 信用卡principal 本金 overdraft, overdraw 透支to counter sign 双签 to endorse 背书 endorser 背书人to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付to suspend payment 止付 cheque,check 支票 cheque book 支票本order cheque 记名支票 bearer cheque 不记名支票crossed cheque 横线支票 blank cheque 空白支票rubber cheque 空头支票 cheque stub, counterfoil 票根cash cheque 现金支票 traveler's cheque 旅行支票cheque for transfer 转帐支票 outstanding cheque 未付支票canceled cheque 已付支票 forged cheque 伪支票Bandar's note 庄票，银票banker 银行家 president 行长savings bank 储蓄银行 Chase Bank 大通银行 Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行 discount bank 贴现银行exchange bank 汇兑银行 requesting bank 委托开证银行issuing bank, opening bank 开证银行 advising bank, notifying bank 通知银行negotiation bank 议付银行 confirming bank 保兑银行paying bank 付款银行 associate banker of collection 代收银行consigned banker of collection 委托银行 clearing bank 清算银行local bank 本地银行 domestic bank 国内银行overseas bank 国外银行 unincorporated bank 钱庄branch bank 银行分行 trustee savings bank 信托储蓄银行trust company 信托公司 financial trust 金融信托公司unit trust 信托投资公司 trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行 home loan bank 家宅贷款银行reserve bank 准备银行 chartered bank 特许银行corresponding bank 往来银行 merchant bank, accepting bank 承兑银行investment bank 投资银行 import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行 money shop, native bank 钱庄credit cooperatives 信用社 clearing house 票据交换所public accounting 公共会计 business accounting 商业会计cost accounting 成本会计 depreciation accounting 折旧会计computerized accounting 电脑化会计 general ledger 总帐subsidiary ledger 分户帐 cash book 现金出纳帐cash account 现金帐 journal, day-book 日记帐，流水帐bad debts 坏帐 investment 投资 surplus 结余 idle capital 游资economic cycle 经济周期 economic boom 经济繁荣 economic recession 经济衰退economic depression 经济萧条 economic crisis 经济危机 economic recovery 经济复苏inflation 通货膨胀 deflation 通货收缩 devaluation 货币贬值 revaluation 货币增值international balance of payment 国际收支favourable balance 顺差 adverse balance 逆差hard currency 硬通货 soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量 national budget 国家预算national gross product 国民生产总值 public bond 公债stock, share 股票 debenture 债券treasury bill 国库券 debt chain 债务链direct exchange 直接（对角）套汇 indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现 discount rate, bank rate 贴现率gold reserve 黄金储备 money (financial) market 金融市场stock exchange 股票交易所 broker 经纪人commission 佣金 bookkeeping 簿记 bookkeeper 簿记员an application form 申请单 bank statement 对帐单letter of credit 信用证 strong room, vault 保险库equitable tax system 等价税则 specimen signature 签字式样banking hours, business hours 营业时间银行英语口语－新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings.支票户头要收服务费，现金户头不收。
银行业务英语词汇.doc
银行业务英语词汇会计账目用语会计报表statement of account往来帐目account current现在往来帐||存款额current accout销货帐account sales共同计算帐项joint account未决帐项outstanding account贷方帐项credit account||creditor account借方帐项debit account||debtor account应付帐||应付未付帐account payable应收帐||应收未收帐account receivable新交易||新帐new account未决帐||老帐old account现金帐cash account流水帐running account呆帐bad account会计项目title of account借贷细帐||交验帐account rendered继续记帐to keep account与... 有交易to have an account with清算||清理债务to make up an account清洁帐目||与... 停止交易to close one's account with 结帐to close an account结清差额to balance the account with检查帐目to examine an account转入A的帐户to charge the amount to A's account以计帐方式付款to pay on account代理某人||为某人on one's account||on account of one 为自己计算||独立帐目on one's own account支票用语支票薄cheque book支票陈票人cheque drawer持票人cheque holder不记名支票cheque to bearer||bearer cheque记名支票||认人支票cheque to order到期支票antedated cheque未到期支票postdated cheque保付支票certified cheque未获兑现支票，退票returned cheque空白支票blank cheque失效支票，过期支票stale cheque普通支票open cheque支票换现金||兑现to cash a cheque清理票款to clear a cheque保证兑现to certify a cheque支票退票to dishonour a cheque拒付支票to refuse a cheque拒付支票to stop payment of a cheque提示要求付款to present for payment支付指定人payable to order已过期||无效out of date||stale请给出票人R/D||refer to drawer存款不足N/S||N.S.F.||not sufficient funds||I/F||insufficient funds 文字与数字不一致words and figures differ更改处应加盖印章alterations require initials交换时间已过effects not cleared停止付款payment stopped支票毁损cheque mutilated汇款用语汇款||寄钱to remit||to send money寄票供取款||支票支付to send a cheque for payment寄款人a remitter收款人a remittee汇票汇单用语国外汇票foreign Bill国内汇票inland Bill跟单汇票documentary bill空头汇票accommodation bill原始汇票original bill改写||换新票据renewed bill电汇telegraphic transfer (T.T)担保书trust receipt||letter of indemnity承兑||认付acceptance单张承兑general acceptance有条件承兑qualified acceptance附条件认付conditional acceptance部分认付partial acceptance拒付||退票dishonour由于存款不足而退票dihonour by non-payment提交presentation期满||到期maturity托收collection外汇行情exchange quotation现汇汇率spot rate长期汇率long rate私人汇票折扣率rate on a private bill远期汇票兑换率forward rate付款汇率pence rate当日汇率||成交价currency rate套汇||套价||公断交易率arbitrage收到汇款to receive remittance填写收据to make out a receipt付款用语付款方法mode of payment现金付款payment by cash||cash payment||payment by ready cash 以支票支付payment by cheque以汇票支付payment by bill以物品支付payment in kind付清||支付全部货款payment in full||full payment定期付款payment on term年分期付款annual payment预付货||先付payment in advance||prepayment延付货款deferred payment立即付款prompt payment||immediate payment暂付款suspense payment延期付款delay in payment||extension of payment结帐||清算||支付settlement分期付款instalment滞付||拖欠||尾数款未付arrears特许拖延付款日days of grace保证付款del credere付款to pay||to make payment||to make effect payment结帐to settle||to make settlement||to make effect settlement||to square||to balance支出||付款to defray||to disburse结清to clear off||to pya off拖延付款to defer payment||to delay payment付款被拖延to be in arrears with payment还债to discharge迅速付款to pay promptly付款颇为恶劣to pay very badly||to never pay unless forced拒绝付款to refuse payment||to refuse to pay||to dishonour a bill惠请付款kindly pay the amount||please forward payment||please forward a cheque.索取利息to charge interest附上利息to draw interest||to bear interest||to allow interest生息to yield interest生息3% to yield 3%存款to deposit in a bank||to put in a bank||to place on deposit||to make deposit在银行存款to have money in a bank||to have a bank account||to have money on deposit 向银行提款to withdraw one's deposit from a bank换取现金to convert into money||to turn into cash||to realize打折扣购买to buy at a discount打折扣出售to sell at a discount打折扣-让价to reduce||to make a reduction减价to deduct||to make a deduction回扣to rebate现金折扣cash discount货到付款||现金提货cash on deliver (C.O.D.)货到付现款cash on arrival即时付款prompt cash净价||最低价格付现net cash现金付款ready cash即期付款spot cash||cash down||cash on the nail凭单据付现款cash against documents凭提单付现款cash against bills of lading承兑交单documents against acceptance (D/A)付款交单documents against payment (D/P)信用证用语追加信用证additional credit||additional L/C信用证金额amount of credit赊帐金额credit balance可撤消信用证revocable L/C不可撤消信用证irrevocable L/C保兑信用证confirmed L/C不保兑信用证unconfirmed L/C可转让信用证assignable L/C||transferable L/C无条件信用证open credit||free credit普通信用证general letter of credit旅行信用证circular letter of credit特别信用证special letter of credit信用证底帐letter of credit ledger信用证发行帐letter of credit issued account信用证金额amount of creditWhat kind of account did you have in your mind? 你想开哪种帐户？Do you like to open a current account?你想开一个活期存款帐户吗？A deposit or current account?定期还是活期？Please tell me how you would like to deposit your money.请告诉我你想存何种户头？There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。
常见银行英语词汇_金融术语
常见银行英语词汇_金融术语account number 帐目编号 depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机 to deposit 存款 deposit receipt 存款收据private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 折双签 to endorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票order cheque 记名支票 bearer cheque 不记名支票 cheque book 支票本crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票cheque stub, counterfoil 票根 cash cheque 现金支票traveler’s cheque 旅行支票cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票Bandar’s note 庄票，银票 banker 银行家president 行长savings bank 储蓄银行 Chase Bank 大通银行 National City Bank of New YorkHongkong Shanghai Banking Corporation 汇丰银行花旗银行Chartered Bank of India, Australia and China 麦加利银行Banque de I’IndoChine 东方汇理银行 central bank, national bank, banker’s bank中央银行 bank of issue, bank of circulation 发行币银行 commercial bank 商业银行，储蓄信贷银行 member bank, credit bank 储蓄信贷银行 discount bank 贴现银行 exchange bank 汇兑银行 requesting bank 委托开证银行 issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行 negotiation bank 议付银行confirming bank 保兑银行 paying bank 付款银行 associate banker of collection 代收银行 consigned banker of collection 委托银行 clearing bank 清算银行local bank 本地银行 domestic bank 国financial trust 金融信托公司unit trust 信托投资公司 trust institution 银行的信托部credit department 银行的信用部 commercial credit company(discount company)商业信贷公司(贴现公司) neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行 credit bureau 商业兴信所 self-service bank 无人银行land bank 土地银行 construction bank 建设银行 industrial and commercial bank 工商银行 bank of communications 交通银行 mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行 mortgage bank, buildingsociety 抵押银行industrial bank 实业银行 home loan bank 家宅贷款银行 reserve bank 准备银行chartered bank 特许银行 corresponding bank 往来银行 investment bank 投资银行merchant bank, accepting bank 承兑银行 import and export bank (EXIMBANK) 进出口银行 joint venture bank 合资银行 money shop, native bank 钱庄 credit cooperatives 信用社 clearing house 票据交换所 public accounting 公共会计business accounting 商业会计 cost accounting 成本会计 depreciation accounting折旧会计 general ledger 总帐computerized accounting 电脑化会计 subsidiary ledger 分户帐 cash book 现金出纳帐 cash account 现金帐 journal, day-book 日记帐，流水帐 bad debts 坏帐 investment 投资 surplus 结余 idle capital 游资 economic cycle 经济周期 economic boom 经济繁荣 economic recession 经济衰退 economic depression经济萧条 economic crisis 经济危机 economic recovery 经济复苏inflation 通货膨胀 deflation 通货收缩 devaluation 货币贬值 revaluation 货币增值 international balance of payment 国际收支 favourable balance 顺差 adverse balance 逆差 hard currency 硬通货 soft currency 软通货international monetary system 国际货币制度 the purchasing power of money 货币购买力money in circulation 货币流通量 note issue 纸币发行量 national budget 国家预算national gross product 国民生产总值 public bond 公债 stock, share 股票 debenture 债券 treasury bill 国库券 debt chain 债务链 direct exchange 直接(对角)套汇indirect exchange 间接(三角)套汇 cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备 foreign exchange fluctuation 外汇波动 foreign exchange crisis 外汇危机 discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备 money (financial) market 金融市场 stock exchange 股票交易所 broker 经纪人 commission 佣金 bookkeeping 簿记bookkeeper 簿记员an application form 申请单 bank statement 对帐单 letter of credit 信用证strong room, vault 保险库 equitable tax system 等价税则specimen signature 签字式样 banking hours, business hours 营业时间minimum paid-up share capital 最低实缴股本reciprocity 互惠corresponding bank 代理行liaison office 联络办公室moratorium 延期偿付权legislation 法规innovation 改革underwriting 包销merge 合并portfolio 资产组合unit trust 单位投资信托arbitrage 套汇deregulation 放松管制 capital adequacy ratio 资本充足率derivative 金融衍生工具maturity 到期日redemption 兑现certificates of indebtedness 债务证书linked exchange rate 联系汇率accounting arrangements 会计安排resumption of sovereign 收回主权holding company 控股公司privileges 特权legal tender 法币medium of exchange 交换媒介deferred payment 延期支付face value 面值mintage 铸币homogeneity 同质权 fiat money 不兑换纸币，名义纸币 negotiable certificates of deposits 大额转让存单narrowly-defined 狭义定义的broadly-defined 广义定义的required reserve 法定准备金excess reserve 超额准备金 monetary base 货币,流通,基础open market operations 公开市场操作auction 拍卖non-intervention 不干涉主义net balance 净差,余,额book value per share 每股帐面价值 advance 贷款retained earnings 留存收益risk-weighted assets 风险加权资产off-balance sheet items 表外业务项目collateral 抵押claims 债权denominate 面值 residual maturity 剩余期限mortgage 住房抵押arrears 拖欠尾数default 违约on-balance sheet items 表内业务contingency 意外开支repurchase agreement 回购协议 recourse 追索权irrevocable 不可撤消rediscounting 在贴现 market risk exposure市场风险 position 头寸debt-to-equity ratio 资产负债比率treasure bond 国库券leasing 租赁money laundering 洗钱treasure bill 国库券bankruptcy 破产credit securitization 信用证券化real time gross settlement 实时全额清算off-shore 离岸borrow money on credit 信用借款 clearing bank清算行discount house 贴现行privileged position 最优惠头寸building society 建房协会Japanese Big Bang 日本金融改革wiretransfer 电子转帐 dual banking system 双轨银行制度laissez-faire 自由放任主义negotiable 可流通的 installme福利基金beneficiary 受益人collecting bank 代收行code 代号，代码，密码uncleared cheque 未清偿支票invoice 发票credit transfer 信用转帐 endorsement 背书bearer 持票人defective title 有瑕疵的所有权down payment 首付款traveller’s cheque 旅行支票bearer bonds 不记名债券crossed cheque划线支票countersign 联署paying bank 付款行transferable 可转让holder in due course 正当持票人 holder in value 有代价持票人overdue 过期dishonoured cheque 拒付支票countermand 取消 repo repurchase agreement 回购协议garnishee order 向第三债务人下达的资产扣押令winding-up 停业清理secured loan 担保贷款overdraft 透支real estate mortgage 房地产抵押 chattel mortgage 动产抵押in presence of 提示reimbursement 偿还access 准入withholding interest tax 预扣税custodian 保管automatic teller machine 自动取款机personal identity number 密码.个人识别号passbook 存折insurance broker 保险经纪人 hire purchase 租购working capital loan 周转资金start-up loan 创业贷款syndicated loan 辛迪加贷款project financing 项目融资foreign trade financing 对外贸易融资 current assets 流动资产accounts receivable 应收帐款agent bank 代理行drawdown period 支用期grace period 宽限期principle 本金tombstone 证券发行公告factoring facilities 保理业务open credit 无担保贷款factor 保理lessee 承租人lessor 出租人 non-resourse 无追索权financial lease 金融租赁operating lease 经营租赁full payout lease 支付租赁true lease 真实租赁conditional lease 条件租赁leverage lease 杠杆租赁electronic date interchange services 电子数据交换服务retail bank 商业零售银行private bank 私人银行merchant bank 商人银行risk preference 风险偏好risk taking investor 甘冒风险的投资者risk aversion investor 逃避风险的投资者macroeconomic oriented 以宏观经济为导向的 equities origination 股票发行venture capital financing 风险资本融资the spread 价差interest rate swap 利率互换 leverage buyout 杠杆收购junk bond 垃圾债券 red chips 红筹股"h" shares H股trustee 受托人 collection 托收production cost 生产成本 production combination 生产联合comparative advantage 相对优势middle agent 中间代理 eliminate exchange risk 消除外汇风险shipping insurance 海险guarantee 担保performance bond 履约保证import credit 进口信贷dividends 分红money transfer 转帐bank draft 银行汇票mail transfer 信汇telegraphic transfer 电汇test key测试密Society for World Inter-bank Financial Telecommunications 环球银行钥telex 电报间金融电讯协会 standardized format 标准格式clearing house 结算所computer code 电脑代码additional cost 附加成本foreign exchange rate 外汇汇率swing 浮动spot rate 现汇汇率 market rate 市场汇率cross rate 交叉汇率forward exchange contract 远期外汇合同 currency future contract 货币期货合同quotation 报价单rolling forex 展期外汇option on foreign exchange 外汇期权 strike price 执行价格expiry date 到期日call option 多头期头put option 空头期权foreign exchange hedge 外汇套期保值foreign exchange swap 外汇掉期superannuation 养老基金pension funds 退休基金 brokerage fee 经纪人佣金optimum profit 最高收益canon 标准行为speculative purpose 投机目的repayment schedule 还 illegal activities 非法款安排 balance sheet 资产负债表income statement 利润表long-term loan 长期贷款country-risk 国别风险quantitative yardstick 定量的评判标准credit risk 信用风险risk assessment 风险评估margin 保证金legal authority 法定权力memorandum and articles of association 公司章程cushion of assets 资产缓冲safe title 所有权credit reference agency 信用查询机构credit standing 信用状况consumer loan 消费信贷bonus 奖金gratuity 退休金track record 工作履历minor’s account 未成年人帐sole proprietors 独资企业private limited company私人有限公司 public limited company 公共有限公司inter-bank lending /borrowing 同业拆借the inter-bank money market 同业拆借市场local currency 本国货币marginal cost 边际成本inter-bank rate 同业拆借利率contingency payout 意外支出natural disaster 自然灾害 legal status 法定地位documentary credit 跟单信用证documentary collection 跟单托收 export credit insurance 出口信贷保险shipment policy 装运保险单issuing bank 开证行 advising bank 通知行confirming bank 保兑行applicant 开证申请人irrevocable documentary letter of credit 不可撤消信用证reimbursing bank 偿付行negotiating bank 议付行verification 证实confirmed credit 保兑信用证payment in advance 预付贷款remitting bank 托收行collecting bank 代收行sight bill 即期汇票term bill 远期汇票clean collection 光票托收bill of lading 提单 certificate of origin airway bill 航空联运certificate of inspection 检验证明insurance policy certificate 保单证明open account 赊销premium 保险费stockbroking 股票经纪going concern 持续经营net profit 净收益audited accounts 经过审计的帐户registration certificate 注册证明inheritance 遗产 tangible security 有形担保intangible personal guarantee 无形个人担保deed 契约dormant partner 不参与经营的合伙人limited partner 有限责任合伙人aggressive management 扩张性管理defensive management 保守性管理gearing 举债经营prior charge 优先偿付债券charges on assets 以资产抵押fixed charge 固定抵押floating charge 浮动抵押overtrading 超资力经营life policy 人寿保险depreciation 折旧indemnity 赔偿legal mortgage 法定抵押leasehold mortgage 衡平法抵押surrender value 租赁财产抵押stocks and shares 股票和证券 unquoted shares 非挂牌,上市,股票cross-guarantee 交叉担保under influence 不正当影响 misrepresentation 与事实不符合的陈述debenture 债券run down 削减acknowledgement 确认tangible assets 有形资产intangible assets 无形资产 copy right 版权goodwill 商誉 net worth 资产净值cash flow 现金流量流动比率quick ratio 速动比率 quality of assets 资产质量investment current ratiostrategy 投资策略trend analysis 趋势分析debt to equity ratio 债务产权率debt service ratio 还本付息比;偿债比率amortization 摊销 receivable turnover 应收帐款inventory turnover存货周转write off 注销recession (经济)衰退social unrest 社会动荡uncleared funds 未清算资金credit limit 信贷限额bad debt 坏帐loan restructuring 贷款重新安排recovery 追陪 offsetting 补偿legal proceeding 诉讼litigation solicitor 诉讼律师Baby bond 小额股票 Background 背景background investigation 背景调查background material 背景材料 Bad 坏的bad account 坏帐，呆帐bad debt loss 坏帐损失bad debt recovey 呆坏帐收回 bad title 失效产权Balance 余额，结余，差额，平衡 adverse balance 收支逆差balance budget 平衡预算balance of international trade 国际贸易差额balance of payment 国际收支balance sheet 资产负债表balance sheet audit 资产负债表审计 balance sheet classification 资产负债表分类balance sheet evaluation资产负债表评价 closing balance 期末差额credit balance 贷方余额foreign currency balance 外汇余额 keep balance 保持平衡loss balance 失去平衡negative balance 逆差retained balance from foreign exchange revenue 外汇收入留成余额all-purpose bank 通用银行 summary balance sheet 资产负债汇总表bank account balance 银行存款余额bank balance sheet 银行财务状况表bank credit 银行信贷bank debt 银行债务bank discount rate 银行贴现率bank holding company 银行控股公司bank interest 银行利息 bank line 银行信用额度bank loan 银行借款bank rate 银行贴现率bank reserve 银行准备金bank’s buying rate 银行买价bank’scall loan 银行同行拆借bank’s selling rate 银行卖价 clearing bank 清算银行commercial bank 商业银行cooperative bank 合作银行mortgage bank 抵押银行Banking 金融，银行业banking institution 金融机构Banking Law 银行法banking sector 银行部门Bankrupt 破产Boom 繁荣，景气bankrupt’s assets 破产者的财产Bankruptcy 破产act of bankruptcy 破产法案arrangement in bankruptcy court 迫产法庭调解bankruptcy administrator 破产管理人bankruptcy amendment act 破产修正案bankruptcy code chapter 7--- liquidation破产法第7 章(清算)bankruptcy code chapter 11--- reorganization 破产法第11章 (重组)bankruptcy court 破产法院bankruptcy debtor 破产债务人bankruptcy judge 破产判决 bankruptcy law 破产法bankruptcy notice 破产公告bankruptcy ordinance 破产条例 bankruptcy petition 要求宣布破产bankruptcy proceedings 破产程序bankruptcy rules 破产规定bankruptcy trustee 破产受托人declarationof bankruptcy 宣布破产Bargain 议价，讨价还价Basic 基本的，基础basic account 基本帐户basic accounting unit 基本核算单位 Bear 空头，卖空bear account 空头帐户bear market 熊市，淡市bear transaction 空头交易Beat 还价，杀价Below par 低于票面价值Benchmark 基准Benefit 利益，受益，福利，津贴benefit country 受惠国benefit fund for employees 职工福利基金benefit program 福利计划Benefited 受益的 benefited party 受益方Benevolent fund 慈善基金Beta 贝塔(与股票相关的)系数 beta risk measurement 贝塔风险系数测定Bid 投标，报价，出价bid bond 投标押金 bid opening date 开标日期bid price 买方出价call for bid 招标invite bid 招标Bidder 投标人，投标商Bidding 投标，出价bidding documents 标书Big Board 指美国纽约股票交易所Big Six 指美国六大会计事务所Big Three 指美国三大汽车公司Bilateral 双边的bilateral agreement 双边协议bilateral loans 双边贷款bilateral trade 双边贸易Bill 票据，帐单，发票，钞票bill receivable account 应收票据帐户 treasury bill 国库债券Black 黑色的，黑市的blank market price 黑市价格Blank 空白的 black market transaction 黑市交易Blanket 一揽子的blanket insurance 统括保险blanket mortgage 一揽子抵押Blue chip 兰筹股Blue-chip share 头等股票Blue-chip stock 热门股票Blue-collar worker 兰领工人board of administration董事会理事会 Blue-sky law 兰天法(防欺诈凭空发行股票的法律)Board 董事会，委员会，理事会 board chairman 董事长board meeting 董事会议board of arbitration 仲裁委员会board of audit 审计委员会board of directors 董事会，理事会book of account 帐簿 board of executive director 执行董事会，执行委员会board of manager’s 理事，董事 board of supervisors 监事会board of trustees 受托委员会Bond 债券，证券，公债 bond broker 债券经纪人bond creditor 债券债权人bond discount 债券折价bond issue 债券发行bond market 债券市场bond premium 债券溢价book profit 帐面利润 bond rating agency 债券评级机构bond yield 债券收益callable bond 通知偿还债券 convertible bond 可转换债券government bond 政府债券junk bond拉圾债券listed bond 挂牌债券，上市证券mortgage bond 抵押债券municipal bond 市政债券 preference bond 优先债券，优先股registered bond 记名债券treasury bond 国库债券 unlisted bond 未挂牌债券，未上市证券Bonded 保税的，有抵押的bonded area 保税区 bonded factory 保税工厂bonded goods 保税货物bonded warehouse 保税仓库Bonus 奖金，红利，津贴bonus issue 发放红利股bonus-percentage of profit 利润率分红 bonus share 分红股，红利股Book 书籍，帐簿，记帐，定票，订货Borrow 借入 book depreciation 帐面折旧book-entry securities 记帐证券book inventory 帐面库存。
银行业务英语词汇
银行业务英语词汇会计账目用语会计报表statement of account往来帐目account current现在往来帐||存款额current accout销货帐account sales共同计算帐项joint account未决帐项outstanding account贷方帐项credit account||creditor account借方帐项debit account||debtor account应付帐||应付未付帐account payable应收帐||应收未收帐account receivable新交易||新帐new account未决帐||老帐old account现金帐cash account流水帐running account呆帐bad account会计项目title of account借贷细帐||交验帐account rendered继续记帐to keep account与... 有交易to have an account with清算||清理债务to make up an account清洁帐目||与... 停止交易to close one's account with 结帐to close an account结清差额to balance the account with检查帐目to examine an account转入A的帐户to charge the amount to A's account以计帐方式付款to pay on account代理某人||为某人on one's account||on account of one 为自己计算||独立帐目on one's own account支票用语支票薄cheque book支票陈票人cheque drawer持票人cheque holder不记名支票cheque to bearer||bearer cheque记名支票||认人支票cheque to order到期支票antedated cheque未到期支票postdated cheque保付支票certified cheque未获兑现支票，退票returned cheque空白支票blank cheque失效支票，过期支票stale cheque普通支票open cheque支票换现金||兑现to cash a cheque清理票款to clear a cheque保证兑现to certify a cheque支票退票to dishonour a cheque拒付支票to refuse a cheque拒付支票to stop payment of a cheque提示要求付款to present for payment支付指定人payable to order已过期||无效out of date||stale请给出票人R/D||refer to drawer存款不足N/S||N.S.F.||not sufficient funds||I/F||insufficient funds 文字与数字不一致words and figures differ更改处应加盖印章alterations require initials交换时间已过effects not cleared停止付款payment stopped支票毁损cheque mutilated汇款用语汇款||寄钱to remit||to send money寄票供取款||支票支付to send a cheque for payment寄款人a remitter收款人a remittee汇票汇单用语国外汇票foreign Bill国内汇票inland Bill跟单汇票documentary bill空头汇票accommodation bill原始汇票original bill改写||换新票据renewed bill电汇telegraphic transfer (T.T)担保书trust receipt||letter of indemnity承兑||认付acceptance单张承兑general acceptance有条件承兑qualified acceptance附条件认付conditional acceptance部分认付partial acceptance拒付||退票dishonour由于存款不足而退票dihonour by non-payment提交presentation期满||到期maturity托收collection外汇行情exchange quotation现汇汇率spot rate长期汇率long rate私人汇票折扣率rate on a private bill远期汇票兑换率forward rate付款汇率pence rate当日汇率||成交价currency rate套汇||套价||公断交易率arbitrage收到汇款to receive remittance填写收据to make out a receipt付款用语付款方法mode of payment现金付款payment by cash||cash payment||payment by ready cash 以支票支付payment by cheque以汇票支付payment by bill以物品支付payment in kind付清||支付全部货款payment in full||full payment定期付款payment on term年分期付款annual payment预付货||先付payment in advance||prepayment延付货款deferred payment立即付款prompt payment||immediate payment暂付款suspense payment延期付款delay in payment||extension of payment结帐||清算||支付settlement分期付款instalment滞付||拖欠||尾数款未付arrears特许拖延付款日days of grace保证付款del credere付款to pay||to make payment||to make effect payment结帐to settle||to make settlement||to make effect settlement||to square||to balance支出||付款to defray||to disburse结清to clear off||to pya off拖延付款to defer payment||to delay payment付款被拖延to be in arrears with payment还债to discharge迅速付款to pay promptly付款颇为恶劣to pay very badly||to never pay unless forced拒绝付款to refuse payment||to refuse to pay||to dishonour a bill惠请付款kindly pay the amount||please forward payment||please forward a cheque.索取利息to charge interest附上利息to draw interest||to bear interest||to allow interest生息to yield interest生息3% to yield 3%存款to deposit in a bank||to put in a bank||to place on deposit||to make deposit在银行存款to have money in a bank||to have a bank account||to have money on deposit 向银行提款to withdraw one's deposit from a bank换取现金to convert into money||to turn into cash||to realize打折扣购买to buy at a discount打折扣出售to sell at a discount打折扣-让价to reduce||to make a reduction减价to deduct||to make a deduction回扣to rebate现金折扣cash discount货到付款||现金提货cash on deliver (C.O.D.)货到付现款cash on arrival即时付款prompt cash净价||最低价格付现net cash现金付款ready cash即期付款spot cash||cash down||cash on the nail凭单据付现款cash against documents凭提单付现款cash against bills of lading承兑交单documents against acceptance (D/A)付款交单documents against payment (D/P)信用证用语追加信用证additional credit||additional L/C信用证金额amount of credit赊帐金额credit balance可撤消信用证revocable L/C不可撤消信用证irrevocable L/C保兑信用证confirmed L/C不保兑信用证unconfirmed L/C可转让信用证assignable L/C||transferable L/C无条件信用证open credit||free credit普通信用证general letter of credit旅行信用证circular letter of credit特别信用证special letter of credit信用证底帐letter of credit ledger信用证发行帐letter of credit issued account信用证金额amount of creditWhat kind of account did you have in your mind? 你想开哪种帐户？Do you like to open a current account?你想开一个活期存款帐户吗？A deposit or current account?定期还是活期？Please tell me how you would like to deposit your money.请告诉我你想存何种户头？There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。
银行常用英语词汇
会计与银行业务用语 (汇总)会计与银行业务用语 (汇总)会计账目用语会计报表 statement of account往来帐目 account current现在往来帐||存款额 current accout销货帐 account sales共同计算帐项 joint account未决帐项 outstanding account贷方帐项 credit account||creditor account借方帐项 debit account||debtor account应付帐||应付未付帐 account payable应收帐||应收未收帐 account receivable新交易||新帐 new account未决帐||老帐 old account现金帐 cash account流水帐 running account暂记帐||未定帐 suspense account过期帐||延滞帐 overdue account||pastdue account杂项帐户 sundry account详细帐单||明细表 detail account呆帐 bad account会计项目 title of account会计薄||帐薄 account-book营业报告书||损益计算表 account of budiness||business report借贷细帐||交验帐 account rendered明细帐 account stated与... 银行开立一户头 to open an account with与... 银行建立交易 to keep account with继续记帐 to keep account与... 有交易 to have an account with作成会计帐||有往来帐项 to make out an account with清算||清理债务 to make up an account清洁帐目||与... 停止交易 to close one's account with结帐 to close an account清理未付款 to ask an account||to demand an account结清差额 to balance the account with清算 to settle an account||to liquidate an account||to square an account 审查帐目||监查帐目 to audit an account检查帐目 to examine an account转入A的帐户 to charge the amount to A's account以计帐方式付款 to pay on account代理某人||为某人 on one's account||on account of one为自己计算||独立帐目 on one's own account由某人收益并负风险 on one's account and risk||for one's account and risk由某人负担 for one's account||for account of one按某人指示||列入某人帐户 by order and for account of one列入5月份帐目 for May account编入某中帐项下 to pass to the account of||to place to the account of寄出清算书 to send in an account||to send in render an account支票用语支票薄 cheque book支票陈票人 cheque drawer持票人 cheque holder不记名支票 cheque to bearer||bearer cheque记名支票||认人支票 cheque to order到期支票 antedated cheque未到期支票 postdated cheque保付支票 certified cheque未获兑现支票，退票 returned cheque横线支票 crossed cheque普通横线 general crossing特别横线 special crossing空白支票 blank cheque失效支票，过期支票 stale cheque普通支票 open cheque打10%折扣的10000元支票，（即9000元） a cheque for $10,000, less 10% discount 加10%费用的10000元支票，（即11000元） a cheque for $10,000, plus 10% charges 支票换现金||兑现 to cash a cheque清理票款 to clear a cheque保证兑现 to certify a cheque填写支票数额 to fill up a cheque支票上划线 to cross a cheque开发支票 to make out a cheque签发支票，开立支票 to draw a cheque||to issue a cheque透支支票 to overdraw a cheque背书支票 to endorse a cheque请付票款||清付票款 to pay a cheque||to honour a cheque支票退票 to dishonour a cheque拒付支票 to refuse a cheque拒付支票 to stop payment of a cheque提示要求付款 to present for payment见票即付持票人 payable to bearer支付指定人 payable to order已过期||无效 out of date||stale请给出票人 R/D||refer to drawer存款不足 N/S||N.S.F.||not sufficient funds||I/F||insufficient funds文字与数字不一致 words and figures differ支票交换时间已过 account closed更改处应加盖印章 alterations require initials交换时间已过 effects not cleared停止付款 payment stopped支票毁损 cheque mutilated汇款用语汇款||寄钱 to remit||to send money寄票供取款||支票支付 to send a cheque for payment寄款人 a remitter收款人 a remittee汇票汇单用语国外汇票 foreign Bill国内汇票 inland Bill跟单汇票 documentary bill空头汇票 accommodation bill原始汇票 original bill改写||换新票据 renewed bill即期汇票 sight bill||bill on demand... days after date||... days' after date ... 日后付款... months after date||... months' after date ... 月后付款见票后... 日付款... days' after sight||... days' sight见票后... 月付款... months' after sight||... months' sight同组票据 set of bills单张汇票 sola of exchange||sole of exchange远期汇票 usance bill||bill at usance长期汇票 long bill短期汇票 short bill逾期汇票 overdue bill宽限日期 days of grace电汇 telegraphic transfer (T.T)邮汇 postal order||postal note (Am.)||post office order||money order 本票 promissory note (P/N)押汇负责书||押汇保证书 letter of hypothecation副保||抵押品||付属担保物 collateral security担保书 trust receipt||letter of indemnity承兑||认付 acceptance单张承兑 general acceptance有条件承兑 qualified acceptance附条件认付 conditional acceptance部分认付 partial acceptance拒付||退票 dishonour拒绝承兑而退票 dishonour by non-acceptance由于存款不足而退票 dihonour by non-payment提交 presentation背书 endorsement||indorsement。
银行常用英语词汇
account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间银行英语口语－新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。
常见银行英语词汇
银行英语发表于: 星期六十一月25, 2006 16:43 PM 常见银行英语词汇account number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行bank of communications 交通银行mutual savings bank 互助储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间银行英语口语－取款、结余I'd like to know if I can draw on my account for payment of things I buy in Tianjin. 我想知道一下我是否能提取存款来支付天津购物的费用。
银行必考500高频词汇
shiver v/n. 发抖tend v. 易于，趋向evolve v. 演变register v./n.登记，注册delay v./n. 推迟，延误，耽搁restrain v. 阻止，抑制trace v. 追踪，找到 n. 痕迹，踪迹pursue v. 追逐;追求;从事，进行decorate v. 装饰，装璜shift v. 转移;转动;转变transform v. 转变，变革;变换appreciate v. 重视，赏识，欣赏weave v. 织，编conquer v. 征服vibrate v. 振动，摇摆adhere v. 粘附，附着;遵守，坚持reinforce v. 增强，加强approve v. 赞成，同意，批准deserve v. 应受，应得，值得arouse v. 引起，激起;唤醒spill v. 溢出，溅出，倒出transplant v. 移植vote v. 选举 n. 选票modify v. 修改vanish v. 消灭，不见consume v. 消耗，耗尽expend v. 消费resemble v. 像，类似于restrict v. 限制，约束descend v. 下来，下降scan v. 细看;扫描;浏览attach v. 系，贴;使附属maintain v. 维持，保持;坚持，主张enclose v. 围住;把...装入信封advertise v. 为...做广告swallow v. 吞下，咽下 n. 燕子infer v. 推论，推断spit v. 吐(唾液等);唾弃burst v. 突然发生，爆裂notify v. 通知，告知leap v. 跳跃dive v. 跳水，潜水adjust v. 调整，调节flee v. 逃走utter v. 说出 a. 完全的，彻底的grant v. 授予，同意，准予award v. 授予，判给 n. 奖品，奖金adopt v. 收养;采用;采纳adapt v. 适应，适合;改编，改写 v. 使适应orient v. 使适应， (to, toward)使朝向 n.东方frustrate v. 使沮丧isolate v. 使隔离，使孤立render v. 使得，致使twist v. 使缠绕;转动;扭歪omit v. 省略flash v. 闪光，闪耀appoint v. 任命，委派identify v. 认出，鉴定cancel v. 取消，废除ban v. 取缔，禁止acquire v. 取得，获得;学到derive v. 取得，得到;(from)起源于expel v. 驱逐，开除，赶出distinguish v. 区分，辨别dump v. 倾卸，倾倒lean v. 倾斜，倚，靠invade v. 侵入，侵略，侵袭emphasize v. 强调，着重shrink v. 起皱，收缩;退缩oblige v. 迫使，责成;使感激evaluate v. 评估，评价split v. 劈开;割裂;分裂 a.裂开的spray v. 喷， (使)溅散dash v. 猛冲，飞奔offend v. 冒犯，触犯wander v. 漫游，闲逛leak v. 漏，渗出utilize v. 利用abuse v. 滥用，虐待;谩骂expand v. 扩大，扩张;展开，膨胀exaggerate v. 夸大，夸张approach v. 靠近，接近 n. 途径，方式explore v. 勘探decline v. 拒绝，谢绝;下降reject v. 拒绝compete v. 竞争，比赛undergo v. 经历，遭受prohibit v. 禁止，不准resolve v. 解决;决定，决意reveal v. 揭露simplify v. 简化subtract v. 减(去)accelerate v. 加速，促进calculate v. 计算，核算thrust v. 挤，推，插ruin v. 毁坏，破坏 n. 毁灭， [pl.]废墟respond v. 回答，答复;反应slip v. 滑动，滑落;忽略slide v. 滑动，滑落 n. 滑动;滑面;幻灯片neglect v. 忽视，忽略exclaim v. 呼喊，大声说regulate v. 管理，调节urge v. 鼓励，激励entitle v. 给...权利，给...资格insure v. 给...保险，保证，确保interfere v. 干涉，干扰，妨碍alter v. 改变，改动，变更decay v. 腐烂，腐朽capture v. 俘虏，捕获distribute v. 分发commit v. 犯(错误，罪行等)，干(坏事等)interpret v. 翻译，解释launch v. 发动，发起bother v. 打搅，麻烦disturb v. 打搅，妨碍yawn v. 打哈欠prompt v. 促使 a. 敏捷的，及时的promote v. 促进;提升stimulate v. 刺激，激励infect v. 传染transmit v. 传播，播送;传递dispose v. 除掉;处置;解决;处理(of) acknowledge v. 承认;致谢undertake v. 承担，着手做;同意，答应exceed v. 超过，越出tremble v. 颤抖arise v. 产生，出现，发生;起身forbid v. 不许，禁止exploit v. 剥削;利用，开采vary v. 变化，改变;使多样化explode v. 爆炸;爆发;激增retain v. 保留，保持preserve v. 保护，保存，保持，维持exclude v. 把...排斥在外，不包括impose v. 把...加强(on);采用，利用scratch v. /n. 抓，搔，扒frown v. /n. 皱眉manufacture v. /n. 制造，加工encounter v. /n. 遭遇，遭到rescue v. /n. 营救shrug v. /n. 耸肩release v. /n. 释放，排放;解释解脱pat v. /n. 轻拍，轻打weld v. /n. 焊接guarantee v. /n. 保证resume v. (中断后)重新开始focus v. (使)聚集 n. 焦点，中心，聚焦cope v. (with)(成功地)应付，处理yield v. (to)屈服于;让出，放弃 n. 产量rely v. (on ,upon)依赖，指望integrate v. (into, with) (使)成为一体， (使)合并participate v. (in) 参与，参加via prep. 经由，经过，通过prosperity n.兴旺，繁荣tendency n.趋向，趋势mist n.薄雾torture n./v. 拷打，折磨ingredient n. 组成部分religion n. 宗教，宗教信仰code n. 准则，法规，密码consent n. 准许，同意 v (to) 准许，同意device n. 装置，设备column n. 柱，圆柱;栏，专栏repetition n. 重复，反复burden n. 重担，负荷breed n. 种，品种 v. 繁殖，产仔volunteer n. 志愿者 v. 自愿(做) expenditure n. 支出，消费;经费vacuum n. 真空，真空吸尘器barrier n. 障碍;棚栏obstacle n. 障碍(物)，妨碍strategy n. 战略，策略hatred n. 憎恶，憎恨weed n. 杂草，野草excursion n. 远足sake n. 缘故，理由principle n. 原则，原理stuff n. 原料，材料 v. 填进，塞满budget n. 预算 v. 编预算，作安排precaution n. 预防，防备，警惕universe n. 宇宙entertainment n. 娱乐;招待，款待temptation n. 诱惑，引诱priority n. 优先，重点infant n. 婴儿significance n. 意义;重要性restraint n. 抑制，限制portion n. 一部分waist n. 腰，腰部onion n. 洋葱balcony n. 阳台flock n. 羊群， (鸟兽等)一群;一伙人evolution n. 演变，进化shelter n. 掩蔽处;住所seminar n. 研讨会bachelor n. 学士，学士学位;单身汉semester n. 学期;半年tuition n. 学费cliff n. 悬崖，峭壁media n. 新闻传媒mood n. 心情，情绪;语气slope n. 斜坡，斜面campus n. 校园trap n. 陷阱，圈套 v. 设陷阱捕捉clue n. 线索，提示coil n. 线圈 v. 卷，盘绕p henomenon n. 现象bacteria n. 细菌comedy n. 喜剧victim n. 牺牲品，受害者substance n. 物质;实质hardware n. 五金器具issue n. 问题，争论点;发行， (报刊)一期appetite n. 胃口;欲望satellite n. 卫星particle n. 微粒network n. 网状物;广播网，电视网;网络exterior n. 外部，外表 a. 外部的，外表的vain n. 徒劳，白费distress n. 痛苦，悲伤 v. 使痛苦barrel n. 桶treaty n. 条约，协定stripe n. 条纹attitude n. 态度index n. 索引，标志nuisance n. 损害，妨害，讨厌(的人或事物)arithmetic n. 算术acid n. 酸，酸性物质 a. 酸的;尖刻的wagon n. 四轮马车，铁路货车data n. 数据，资料revenue n. 收入，岁入;税收incident n. 事件，事变suburb n. 市郊usage n. 使用，用法mission n. 使命;代表团petroleum n. 石油decade n. 十年triumph n. 胜利，成功career n. 生涯，职业biology n. 生物学liter/litre n. 升trial n. 审讯;试验identify n. 身份;个性，特性applicant n. 申请人community n. 社区，社会luxury n. 奢侈;奢侈品valley n. 山谷，峡谷peak n. 山峰，顶点triangle n. 三角(形)calendar n. 日历，月历enthusiasm n. 热情，热心bunch n. 群，伙;束，串defect n. 缺点，缺陷authority n. 权威;当局trend n. 趋向，倾向emotion n. 情感，感情relief n. 轻松，宽慰;减轻violence n. 强力，暴力debt n. 欠债prospect n. 前景，前途;景象signature n. 签名appliance n. 器具，器械organ n. 器官，风琴petrol n. 汽油discrimination n. 歧视;辨别力parallel n. 平行线;可相比拟的事物poverty n. 贫穷collision n. 碰撞，冲突jeans n. 牛仔裤nylon n. 尼龙faculty n. 能力，技能;系，学科，学院;全体教员catalog n. 目录(册) v. 编目target n. 目标，靶子 v. 瞄准fate n. 命运reputation n. 名气，声誉temple n. 庙宇virtue n. 美德，优点route n. 路;路线;航线videotape n. 录像磁带 v. 把...录在录像带上territory n. 领土avenue n. 林荫道，大街sequence n. 连续;顺序profit n. 利润，益处;v. 有益于，有利于wax n. 蜡expansion n. 扩大，扩充;发展，膨胀bundle n. 捆，包，束 v. 收集，归拢breadth n. 宽度terror n. 恐怖horror n. 恐怖likelihood n. 可能，可能性expense n. 开销，费用bureau n. 局，办事处inhabitant n. 居民liquor n. 酒，烈性酒competition n. 竞争，比赛wonder n. 惊奇，奇迹 v. 想知道，对 ...感到疑惑entry n. 进入，入口处;参赛的人(或物) import n. 进口(物)v. 进口，输入tension n. 紧张(状态)，张力interpretation n. 解释，说明knot n. 结 v. 把...打成结coach n. 教练;长途公共汽车vehicle n. 交通工具，车辆architecture n. 建筑学simplicity n. 简单;朴素jail n. 监狱discipline n. 纪律;惩罚;学科geometry n. 几何(学)haste n. 急速，急忙passion n. 激情，热情laser n. 激光opportunity n. 机会，时机chaos n. 混乱，紊乱mixture n. 混合，混合物response n. 回答，答复;反应environment n. 环境suspicion n. 怀疑，疑心nonsense n. 胡说，冒失的行动candidate n. 候选人nucleus n. 核harmony n. 和谐，融洽navigation n. 航行alcohol n. 含酒精的饮料，酒精excess n. 过分，过量，过剩core n. 果心，核心jam n. 果酱;拥挤，堵塞Internet n. 国际互联网，因特网orbit n. 轨道 v. (绕...)作轨道运行advertisement n. 广告orchestra n. 管弦乐队applause n. 鼓掌，掌声hook n. 钩 v. 钩住utility n. 功用，效用gratitude n. 感激notion n. 概念;意图，想法deputy n. 副职，代表welfare n. 福利range n. 幅度，范围 v. (在某范围内)变动venture n. 风险投资，风险项目 v. 冒险;取于powder n. 粉末molecule n. 分子boundary n. 分界线，边界fertilizer n. 肥料radiation n. 放射物，辐射shield n. 防护物，盾 v. 保护，防护aspect n. 方面;朝向;面貌equation n. 方程(式)sponsor n. 发起者，主办者 v. 发起，主办，资助video n. 电视，视频 a. 电视的，录像的battery n. 电池(组)ceremony n. 典礼，仪式geology n. 地质学subway n. 地铁region n. 地区;范围;幅度zone n. 地区，区域globe n. 地球，世界;地球仪geography n. 地理(学)spot n. 地点;斑点 v. 认出，发现;玷污opponent n. 敌手，对手missile n. 导弹substitute n. 代用品 v. 代替algebra n. 代数agency n. 代理商，经销商agent n. 代理人，代理商;动因，原因undergraduate n. 大学肄业生scale n. 大小，规模;等级;刻度mainland n. 大陆illusion n. 错觉deposit n. 存款，定金 v. 存放，储蓄jungle n. 丛林，密林magnet n. 磁铁，磁体vocabulary n. 词汇(量);词汇表vessel n. 船舶;容器，器皿;血管removal n. 除去，消除export n. 出口(物)v. 出口，输出scandal n. 丑事，丑闻extent n. 程度，范围，大小，限度adult n. 成年人tide n. 潮汐;潮流moisture n. 潮湿brake n. 刹车，制动器 v. 刹住(车) episode n. 插曲，片段talent n. 才能，天资;人才virus n. 病毒bargain n. 便宜货 v. 讨价还价variation n. 变化，变动necessity n. 必需品;必要性sorrow n. 悲哀，悲痛blast n. 爆炸;气流 v. 炸，炸掉explosion n. 爆炸;爆发;激增insurance n. 保险，保险费conservation n. 保存，保护jewel n. 宝石semiconductor n. 半导体version n. 版本，译本;说法security n. 安全，保障personnel n. [总称] 人员，员工;人事部门facility n. [pl.] 设备，设施;便利，方便provision n. [pl.] 给养，口粮;准备，设备，装置survey n. /v. 调查，勘测comment n. /v. 评论appeal n. /v. 呼吁，恳求estimate n. /v. 估计，估量spur n. /v. 刺激，激励fax n. /v. 传真display n. /v. 陈列，展览remedy n. /v. 补救，医治，治疗debate n. /v. 辩论，争论retail n. /v. /ad. 零售discount n. (价格)折扣academy n. (高等)专科院校;学会optics n. (单、复数同形)光学cargo n. (船、飞机等装载的)货物whereas conj. 然而，但是，尽管beforehand ad. 预先，事先particularly ad. 特别，尤其nevertheless ad. 仍然，然而，不过vitally ad. 极度，非常;致命地exceedingly ad. 非常，极其whatsoever ad. (用于否定句)任何origin a.最初的，新颖的，原始的joint a.连接的;共同的radical a.根本的;激进的principal a. 最重要的 n. 负责人，校长maximum a. 最高的，最大的minimum a. 最低的，最小的religious a. 宗教的voluntary a. 自愿的automatic a. 自动的violet a. 紫色的vital a. 重要的;致命的，生命的neutral a. 中立的，中性的medium a. 中等的，适中的n. 媒介物，新闻媒介fatal a. 致命的;重大的professional a. 职业的，专门的remarkable a. 值得注意的，异常的，非凡的tidy a. 整洁的，整齐的strategic a. 战略(上)的，关键的temporary a. 暂时的，临时的valid a. 有效的，有根据的;正当的competent a. 有能力的，能胜任的profitable a. 有利可图的relevant a. 有关的，切题的prior a. 优先的，在前的manual a. 用手的，手工做的n. 手册obscure a. 阴暗，模糊aware a. 意识到flexible a. 易弯曲的delicate a. 易碎的;娇弱的;精美的variable a. 易变的，可变的remote a. 遥远的，偏僻的severe a. 严重的dumb a. 哑的;沉默的academic a. 学术的;高等院校的;研究院的sexual a. 性的evil a. 邪恶的，坏的decent a. 像样的，体面的mutual a. 相互的equivalent a. 相等的a. 相等物available a. 现成可用的;可得到的apparent a. 显然的，明白的noticeable a. 显而易见到previous a. 先，前，以前的insignificant a. 无意义的，无足轻重的;无价值的infinite a. 无限的stable a. 稳定的tender a. 温柔的;脆弱的mild a. 温暖的，暖和的;温柔的，味淡的unique a. 唯一的，独特的external a. 外部的，外表的，外面的vain a. 徒劳的，无效的prominent a. 突出的audio a. 听觉arbitrary a. 随意的，未断的subsequent a. 随后的，后来的private a. 私人的，个人的erect a. 竖直的v. 建造，竖立portable a. 手提式的adequate a. 适当地;足够appropriate a. 适当的virtual a. 实际上的，事实上的vivid a. 生动的racial a. 人种的种族的global a. 全球的;总的violent a. 强暴的shallow a. 浅的humble a. 谦逊的;谦虚的modest a. 谦虚道odd a. 奇特的，古怪的;奇数的marvelous a. 奇迹般的，惊人的universal a. 普遍的，通用的;宇宙的casual a. 偶然的，碰巧的;临时的;非正式的female a. 女性的，雌的junior a. 年少的;资历较浅的guilty a. 内疚的;有罪的internal a. 内部的，国内的male a. 男性的，雄的terminal a. 末端的，极限的n. 终点vague a. 模糊的，不明确的sensible a. 明智的sensitive a. 敏感到，灵敏的naked a. 裸露的deaf a. 聋的;不愿听的inferior a. 劣等的，次的，下级的optimistic a. 乐观sophisticated a. 老于世故的，老练的;很复杂的idle a. 懒散的，无所事事的oral a. 口头的，口述的，口的hollow a. 空的，中空的，空虚道vacant a. 空的，未占用的applicable a. 可应用的，适当的optional a. 可以任选的，非强制的horrible a. 可怕的reliable a. 可靠的substantial a. 可观的;牢固的;实质的liberal a. 慷慨的;丰富的;自由的extinct a. 绝灭的，熄灭的absolute a. 绝对的，无条件的;完全的tremendous a. 巨大的;精彩的tense a. 紧张的v. 拉紧n. outstanding a. 杰出的，突出的，显著的consistent a. 坚固定;一致的，始终如一的continuous a. 继续的，连续(不断)的urgent a. 急迫的，紧急得awful a. 极坏的，威严的，可怕的splendid a. 极好的，壮丽的，辉煌的ultimate a. 极端的，最大的，最终的n. 极端extreme a. 极度的，极端的n. 极端，过分suspicious a. 怀疑的，可疑的expensive a. 花钱多的;价格高贵的grand a. 宏伟大，壮丽的，重大的nuclear a. 核子的，核能的naval a. 海军的marine a. 海的;海产的personal a. 个人的，私人的;亲自的individual a. 个别的，单独的n. 个人，个体emotional a. 感情的，情绪(上)的grateful a. 感激的wealthy a. 富裕的auxiliary a. 辅助的，备用的negative a. 否定的，消极的abundant a. 丰富的，充裕的，大量的fertile a. 肥沃的;多产的tedious a. 乏味道，单调的，jealous a. 妒忌的exclusive a. 读有的，排他的moral a. 道德上的，有道德的approximate a. 大概的，大约v. 近似massive a. 大的，大量的，大块的coarse a. 粗的，粗糙的，粗劣的vertical a. 垂直的urban a. 城市的sincere a. 诚挚的，真诚的mature a. 成熟的moist a. 潮湿stale a. 不新鲜的，陈腐的diverse a. 不同的，多种多样的reluctant a. 不情愿的，勉强的extraordinary a. 不平常的，特别的，非凡的inevitable a. 不可避免的illegal a. 不合法的，非法的continual a. 不断地，频繁的constant a. 不变的，恒定的n. 常数essential a. 必不可少的;本质的comparative a. 比较的，相对的awkward a. 笨拙的，棘手的domestic a. 本国的，国内的;家用的;家庭的passive a. 被动的，消极的explosive a. 爆炸的;极易引起争论的conservative a. 保守的secure a. 安全的，可靠的comparable a. (with, to) 可比较的，类似的resistant a. (to) 抵抗的，抗... 的，耐... 的。
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常用银行业务词汇常用银行业务词汇Common Banking Terms
account账户
activity账户活动
ATM自动提款机，自动柜员机
balance余额，结存
basis point基点
bill账单，单据，钞票
borrow借
bounce拒付，退回(支票等)
budget预算
cashier出纳员，收银员
cash现金
certificate of deposit存款单
check支票
coins硬币，钱币
collateral抵押品，担保物
commission手续费，佣金
compound interest复利息
counterfeiting伪造
credit card信用卡
in-full全额，全数的
interest利息
investing投资
issued发行的
lend借出，放款
loan贷款，借款
minting大笔金额的钱
money钱
mortgage抵押，按揭物outstanding未付款的，未兑现的overdraft透支，透支额overdraw透支，提取
pay支付
percentage百分比
period期，周期
principa!委托人
profit利润，利息表
register注册，登记
save储蓄，储存
credit rating信用评级
credit信贷，信用
curren即货币
customer消费者，客户
debit借记，借方
debt债务
default违约，拖欠
deposit存款，定金，押金deposit存入
fee费用
financial institutions金融机构income收入，收益
savings储蓄，存款
service charge手续费，服务费
simple interest单利息
statement报表，结单
teller出纳员
term期，项，条件
transaction交易
transfer转(帐)
vault保管库
withdrawal提款，取款
yield返回定期支付利息的债券的收益、。