银行业英语词汇

loan-deposit ratio存放款比率

self-owned capital ratio自有资本比率

output-capital ratio 产出与资本的比率

ratio of profit to capital 收益同资本的比率turnover of account receivable应收帐款周转率ratio of doubtful loans to total loans坏帐比率fixed assets ratio固定资产比率

fixed assets turnover ratio固定资产周转率current ratio流动比率

turnover ratio of working capital流动资本周转率liquidity of bank银行资产流动性

payment reserve支付准备

internal reserves内部准备金

graduated reserve requirement分级法定准备金ratio of cash reserves to deposits存款支付准备率initial reserve 初期准备金

offset reserve 坏帐准备金

allowance for doubtful debt备抵呆帐款项reserve requirements法定存款准备金

reserve ratio法定存款准备金比率

required reserve ratio法定准备率

minimum reserve ratio 法定最低准备比率additional reserve追加准备金

guaranteed fund保证准备金

reserve margin 准备金比率

unbalance finance赤字财政

red balance赤字差额

repressed inflation 抑制性通货膨胀

shortage of financial resources财源短缺galloping inflation恶性通货膨胀

monetary and financial crisis 货币金融危机inflationary trends通货膨胀趋势

monetary stringency银根奇紧

slack of finance银根松缓

stagflation滞胀

demand pull inflation需求拉动通货膨胀demand shift inflation需求变动型通货膨胀latent inflation 潜在的通货膨胀

inflationary spiral螺旋式上升的通货膨胀neutrality of the central bank 中央银行的中立性counter-inflation policy 反通货膨胀对策

open market policy 公开市场政策

deficit-covering finance 赤字财政

fiscal and monetary policy财政金融政策

harmony of fiscal and monetary policies财政政策和金融政策的协调monetary device金融调节手段

monetary action金融措施

measures for monetary ease金融缓和措施

easy credit放松信贷

monetary and credit control货币信用管理

deficit covering弥补赤字

restrictive lending policy贷款紧缩政策

over-loan position贷款超额

credit control instrument 信用调节手段

restrictive monetary policy紧缩通货膨胀

credit extending policy融资方针

ultra-cheap money policy超低息政策

financial transaction金融业务

monetary market 金融市场

financial unrest 金融动荡

financial crisis 金融危机

financial system金融体系

financial world金融界

policy of discount window窗口指导政策

open market operation 公开市场业务

accrued bond interest 应计债券利息

accrued dividend 应计股利

active securities 热头股票，活跃的证券

baby bond 小额债券

bear operation 卖空行为

black market 黑市

black money 黑钱

bond fund 债券基金

call for funds 控股、集资

call market 活期存款市场

capital market 信贷市场、资本市场

capital resources 资本来源

capital surplus 资本盈余

capital transfer 资本转移

capital turnover rate 资本周转率

cash audit 现金审核

cash basis 现金制

cash basis accounting 现金收付会计制

cash budget 现金预算

cash flow 资金流动

cash holdings 库存现金

cash payment 现金支付

cash position 头寸