银行业务最常用的英语术语
银行英语常用语
银行英语常用语下面是店铺整理的银行英语常用语，欢迎大家阅读!1. 请入收款人的户号account payee2. 请支付票款advice to pay cheques3. 惠请通知该支票的经过advise fate4. 金额有错误accounts differ5. 文字与数字所记载金额不同words and figures differ6. 签名有误|印鉴不符signatures differ7. 请明天再次提出为荷present again tomorrow8. 保证付款good for payment9. 请照会发票人refer to drawee (R.D.)10. 无交易no account11. 款额不足||存款不足not sufficient (N.S.)||no sufficient funds (N.S.F.)12. 已无存款no funds13. 如支票不获兑现时, 不必出具拒绝证书。
notto be protested in case of dishonour||protest waived||no protest14. 需要出具拒绝证书to be protested15. 没有通知no advice16. 未受指示no orders17. 禁止转让||不可转让non-transferable||not transferable18. 已付款received payment||payment received19. 上开价金已收到value received||for value received20. 上开价金系经核算value in account21. 上开金额与发票相同value as per invoice22. 上开金额与通知书相符value as per advice23. 无追索权without recourse24. 有追索权||偿还请求权right of recourse25. 请求偿还清单||清偿帐户recourse account26. 偿还准备金recourse fund27. 拒绝偿还||拒绝追索recourse repudiation。
常见银行英语词汇(各种银行术语和句子全面介绍)
常见银行英语词汇account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单$a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单（deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签>to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付—to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票)crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票！traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票^Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行【Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行,bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行'requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行.domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行《trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部}commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行;land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行（post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行}chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行】joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计|business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐—subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐、investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣(economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀《deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差—adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力—money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债—stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇）indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机]discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所.broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单.bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样、banking hours, business hours 营业时间银行英语口语－新开帐户What kind of account did you have in your mind #你想开哪种帐户Do you like to open a current account你想开一个活期存款帐户吗A deposit or current account定期还是活期#Please tell me how you would like to deposit your money.请告诉我你想存何种户头There's a service charge for the checking account but no charge for the savings.支票户头要收服务费，现金户头不收。
银行行业高频英语词汇
银行行业高频英语词汇银行行业高频英语词汇导语：银行是商品货币经济发展到一定阶段的`产物。
下面是YJBYS店铺收集整理的银行行业高频英语词汇，欢迎参考!日记帐/流水帐 journal/day-book坏帐 bad debts投资 investment结余 surplus游资 idle capital经济周期 economic cycle经济繁荣 economic boom经济衰退 economic recession经济萧条 economic depression经济危机 economic crisis经济复苏 economic recovery通货膨胀 inflation通货收缩 deflation货币贬值 devaluation货币增值 revaluation国际收支 international balance of payment顺差 favourable balance逆差 adverse balance硬通货 hard currency软通货 soft currency国际货币制度 international monetary system货币购买力 the purchasing power of money货币流通量 money in circulation纸币发行量 note issue国家预算 national budget公债 public bond股票 stock， share债券 debenture国库券 treasury bill债务链 debt chain套汇汇率 cross rate， arbitrage rate外汇储备 foreign currency (exchange) reserve外汇波动 foreign exchange fluctuation外汇危机 foreign exchange crisis贴现 discount贴现率 discount rate， bank rate黄金储备 gold reserve金融市场 money /financial market股票交易所 stock exchange经纪人 broker佣金 commission簿记 bookkeeping簿记员 bookkeeper申请单 an application form对帐单 bank statement信用证 letter of credit保险库 strong room/vault等价税则 equitable tax system签字式样 specimen signature营业时间 banking hours， business hours付款方法 mode of payment现金付款 payment by cash||cash payment/payment by ready cash以支票支付 payment by cheque以汇票支付 payment by bill以物品支付 payment in kind付清/支付全部货款 payment in full/full payment支付部分货款/分批付款 payment in part/part payment/partial payment记帐付款/会计帐目内付款 payment on account定期付款 payment on term年分期付款 annual payment月分期付款 monthly payment/monthly instalment延滞付款 payment in arrear预付货/先付 payment in advance/prepayment延付货款 deferred payment立即付款 prompt payment/immediate payment暂付款 suspense payment延期付款 delay in payment/extension of payment支付票据 payment bill名誉支付/干与付款payment for honour/payment by intervention结帐/清算/支付 settlement分期付款 instalment滞付/拖欠/尾数款未付 arrears特许拖延付款日 days of grace付款 to pay/to make payment/to make effect payment结帐to settle/to make settlement/to make effect settlement/to square/to balance支出/付款 to defray/to disburse结清 to clear off/to pya off请求付款 to ask for payment/to request payment恳求付帐 to solicit payment拖延付款 to defer payment/to delay payment付款被拖延 to be in arrears with payment还债 to discharge迅速付款 to pay promptly付款相当迅速to pay moderately well/to pay fairly well/to keep the engagements regularly付款相当慢 to pay slowly/to take extended credit付款不好 to pay badly/to be generally in arrear with payments 付款颇为恶劣 to pay very badly/to never pay unless forced拒绝付款 to refuse payment/to refuse to pay/to dishonour a bill惠请付款kindly pay the amount/please forward payment/please forward a cheque。
银行业务英语词汇
银行业务英语词汇会计账目用语会计报表statement of account往来帐目account current现在往来帐||存款额current accout销货帐account sales共同计算帐项joint account未决帐项outstanding account贷方帐项credit account||creditor account借方帐项debit account||debtor account应付帐||应付未付帐account payable应收帐||应收未收帐account receivable新交易||新帐new account未决帐||老帐old account现金帐cash account流水帐running account呆帐bad account会计项目title of account借贷细帐||交验帐account rendered继续记帐to keep account与... 有交易to have an account with清算||清理债务to make up an account清洁帐目||与... 停止交易to close one's account with 结帐to close an account结清差额to balance the account with检查帐目to examine an account转入A的帐户to charge the amount to A's account以计帐方式付款to pay on account代理某人||为某人on one's account||on account of one 为自己计算||独立帐目on one's own account支票用语支票薄cheque book支票陈票人cheque drawer持票人cheque holder不记名支票cheque to bearer||bearer cheque记名支票||认人支票cheque to order到期支票antedated cheque未到期支票postdated cheque保付支票certified cheque未获兑现支票，退票returned cheque空白支票blank cheque失效支票，过期支票stale cheque普通支票open cheque支票换现金||兑现to cash a cheque清理票款to clear a cheque保证兑现to certify a cheque支票退票to dishonour a cheque拒付支票to refuse a cheque拒付支票to stop payment of a cheque提示要求付款to present for payment支付指定人payable to order已过期||无效out of date||stale请给出票人R/D||refer to drawer存款不足N/S||N.S.F.||not sufficient funds||I/F||insufficient funds 文字与数字不一致words and figures differ更改处应加盖印章alterations require initials交换时间已过effects not cleared停止付款payment stopped支票毁损cheque mutilated汇款用语汇款||寄钱to remit||to send money寄票供取款||支票支付to send a cheque for payment寄款人a remitter收款人a remittee汇票汇单用语国外汇票foreign Bill国内汇票inland Bill跟单汇票documentary bill空头汇票accommodation bill原始汇票original bill改写||换新票据renewed bill电汇telegraphic transfer (T.T)担保书trust receipt||letter of indemnity承兑||认付acceptance单张承兑general acceptance有条件承兑qualified acceptance附条件认付conditional acceptance部分认付partial acceptance拒付||退票dishonour由于存款不足而退票dihonour by non-payment提交presentation期满||到期maturity托收collection外汇行情exchange quotation现汇汇率spot rate长期汇率long rate私人汇票折扣率rate on a private bill远期汇票兑换率forward rate付款汇率pence rate当日汇率||成交价currency rate套汇||套价||公断交易率arbitrage收到汇款to receive remittance填写收据to make out a receipt付款用语付款方法mode of payment现金付款payment by cash||cash payment||payment by ready cash 以支票支付payment by cheque以汇票支付payment by bill以物品支付payment in kind付清||支付全部货款payment in full||full payment定期付款payment on term年分期付款annual payment预付货||先付payment in advance||prepayment延付货款deferred payment立即付款prompt payment||immediate payment暂付款suspense payment延期付款delay in payment||extension of payment结帐||清算||支付settlement分期付款instalment滞付||拖欠||尾数款未付arrears特许拖延付款日days of grace保证付款del credere付款to pay||to make payment||to make effect payment结帐to settle||to make settlement||to make effect settlement||to square||to balance支出||付款to defray||to disburse结清to clear off||to pya off拖延付款to defer payment||to delay payment付款被拖延to be in arrears with payment还债to discharge迅速付款to pay promptly付款颇为恶劣to pay very badly||to never pay unless forced拒绝付款to refuse payment||to refuse to pay||to dishonour a bill惠请付款kindly pay the amount||please forward payment||please forward a cheque.索取利息to charge interest附上利息to draw interest||to bear interest||to allow interest生息to yield interest生息3% to yield 3%存款to deposit in a bank||to put in a bank||to place on deposit||to make deposit在银行存款to have money in a bank||to have a bank account||to have money on deposit 向银行提款to withdraw one's deposit from a bank换取现金to convert into money||to turn into cash||to realize打折扣购买to buy at a discount打折扣出售to sell at a discount打折扣-让价to reduce||to make a reduction减价to deduct||to make a deduction回扣to rebate现金折扣cash discount货到付款||现金提货cash on deliver (C.O.D.)货到付现款cash on arrival即时付款prompt cash净价||最低价格付现net cash现金付款ready cash即期付款spot cash||cash down||cash on the nail凭单据付现款cash against documents凭提单付现款cash against bills of lading承兑交单documents against acceptance (D/A)付款交单documents against payment (D/P)信用证用语追加信用证additional credit||additional L/C信用证金额amount of credit赊帐金额credit balance可撤消信用证revocable L/C不可撤消信用证irrevocable L/C保兑信用证confirmed L/C不保兑信用证unconfirmed L/C可转让信用证assignable L/C||transferable L/C无条件信用证open credit||free credit普通信用证general letter of credit旅行信用证circular letter of credit特别信用证special letter of credit信用证底帐letter of credit ledger信用证发行帐letter of credit issued account信用证金额amount of creditWhat kind of account did you have in your mind? 你想开哪种帐户？Do you like to open a current account?你想开一个活期存款帐户吗？A deposit or current account?定期还是活期？Please tell me how you would like to deposit your money.请告诉我你想存何种户头？There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。
银行常用英文术语
rate of deposit turnover 存款周转率loan-deposit ratio 存放款比率self-owned capital ratio 自有资本比率output-capital ratio 产出与资本的比率ratio of profit to capital 收益同资本的比率turnover of account receivable 应收帐款周转率ratio of doubtful loans to total loans 坏帐比率fixed assets ratio 固定资产比率fixed assets turnover ratio 固定资产周转率current ratio 流动比率turnover ratio of working capital 流动资本周转率liquidity of bank 银行资产流动性payment reserve 支付准备internal reserves 内部准备金graduated reserve requirement 分级法定准备金ratio of cash reserves to deposits 存款支付准备率initial reserve 初期准备金offset reserve 坏帐准备金allowance for doubtful debt 备抵呆帐款项reserve requirements 法定存款准备金reserve ratio 法定存款准备金比率required reserve ratio 法定准备率minimum reserve ratio 法定最低准备比率additional reserve 追加准备金guaranteed fund 保证准备金reserve margin 准备金比率unbalance finance 赤字财政red balance 赤字差额repressed inflation 抑制性通货膨胀shortage of financial resources 财源短缺galloping inflation 恶性通货膨胀monetary and financial crisis 货币金融危机deflation 通货紧缩inflation 通货膨胀inflation rate 通货膨胀率inflationary trends 通货膨胀趋势monetary stringency 银根奇紧slack of finance 银根松缓stagflation 滞胀demand pull inflation 需求拉动通货膨胀demand shift inflation 需求变动型通货膨胀latent inflation 潜在的通货膨胀inflationary spiral 螺旋式上升的通货膨胀neutrality of the central bank 中央银行的中立性counter-inflation policy 反通货膨胀对策open market policy 公开市场政策deficit-covering finance 赤字财政fiscal and monetary policy 财政金融政策harmony of fiscal and monetary policies 财政政策和金融政策的协调interest rate policy 利率政策monetary device 金融调节手段monetary action 金融措施measures for monetary ease 金融缓和措施easy credit 放松信贷monetary and credit control 货币信用管理deficit covering 弥补赤字restrictive lending policy 贷款紧缩政策over-loan position 贷款超额credit expansion 信用扩张credit control instrument 信用调节手段credit control 信用控制restrictive monetary policy 紧缩通货膨胀credit extending policy 融资方针ultra-cheap money policy 超低息政策financial transaction 金融业务monetary market 金融市场financial unrest 金融动荡financial crisis 金融危机financial system 金融体系financial world 金融界policy of discount window 窗口指导政策open market operation 公开市场业务accrued bond interest 应计债券利息accrued dividend 应计股利active securities 热头股票，活跃的证券baby bond 小额债券bear operation 卖空行为black market 黑市black money 黑钱bond fund 债券基金call for funds 控股、集资call market 活期存款市场capital market 信贷市场、资本市场capital resources 资本来源capital surplus 资本盈余capital transfer 资本转移capital turnover rate 资本周转率cash audit 现金审核cash basis 现金制cash basis accounting 现金收付会计制cash budget 现金预算cash flow 资金流动cash holdings 库存现金cash payment 现金支付cash position 头寸cash resources (reserves) 现金准备common fund 共同基金common trust fund 共同信托基金current fund 流动基金deposit turnover 存款周转率derived deposit 派生存款designated currency 指定货币discount market 贴现市场discounted cash flow 净现金量due from other funds 应收其他基金款due to other funds 应付其他基金款equalization fund （外汇）平衡基金farm subsidies 农产品补贴fund 资金、基金fund account 基金帐户fund allocation 基金分配fund appropriation 基金拨款fund balance 基金结存款fund for relief 救济基金fund for special use 专用基金fund in trust 信托基金fund liability 基金负债fund obligation 基金负担fund raising 基金筹措funds statement 资金表general fund 普通基金gross cash flow 现金总流量hedge fund 套利基金hoarded money 储存的货币legal tender 法定货币monetary aggregates 货币流通额monetary area 货币区monetary assets 货币性资产monetary base 货币基础monetary circulation 货币流通monetary ease 银根松动monetary stringency 银根紧monetary unit 货币单位money collector 收款人money credit 货币信用money down 付现款money equivalent 货币等价money-flow analysis 货币流量分析near money 准货币neutral money 中介货币provident fund 准备基金public audit 公开审计public money 公款short-term funds 短期资金sinking fund 偿债基金soft currency 软币subsidy account 补助金帐户transfer to reserve account 转到准备金帐户transferable money 可转帐货币trust bank 信托银行trust fund 信托基金withdrawal from circulation （货币）回笼withdrawal of bank notes 钞票回笼withdrawal of funds 资金回收banker's bank 中央银行banks with business dealing with the central bank 中央银行的往来银行foreign banks 外国银行local bank 地方银行overseas branches 国外分行foreign correspondent 国外代理银行nationalized bank 国有化银行national bank 国家银行bank of the government 政府的银行city bank 城市银行credit union 信用合作社operating bank 营业银行consortium bank 银团银行ordinary bank 普通银行our bank 开户银行establishing bank 开证银行intermediary bank 中间银行certifying bank 付款保证银行paying bank 付款银行appointed bank 外汇指定银行correspondent 代理行main bank 主要银行remitting bank 汇出银行Giro bank 汇划银行remittance bank 汇款银行negotiating bank 议付银行issue bank 发行银行bank of deposit 存款银行rediscount bank 再贴现银行agent for collection 托收代理银行collecting bank 托收银行mortgage bank 抵押银行selling bank 卖方银行requesting bank 委托开证银行transmitting bank 转证银行trustee bank 受托银行domestic correspondent 国内通汇银行loan bank 放款银行accepting bank 承兑银行confirming bank 保兑银行discounting bank 贴现银行creditor bank 债权银行debtor bank 借方银行advising bank 通知银行acceptance bank 票据承兑行clearing bank 清算银行presenting bank 提示银行affiliated bank 联行long-term credit bank 长期信用银行specialized foreign exchange bank 外汇专业银行member bank 会员银行fringe bank 边缘银行export and import bank 进出口银行managing bank of a syndicate 财团的经理银行non-member bank 非会员银行credit bank 信贷银行chartered bank 特许银行special bank 特殊银行side-work bank 兼业银行overseas bank 海外银行popularity bank 庶民银行banker's association 银行协会infrastructure bank 基本建设投资银行reserving bank 储备银行savings bank 储蓄银行multinational bank 跨国银行world bank 世界银行Asian Development Fund (ADB) 亚洲开发银行Euro-bank 欧洲银行International Investment Bank (IIB) 国际投资银行interest subsidy 利息补贴interest restriction 利息限制legal interest 法定利息public deposit 政府存款derivative deposit 派生存款special deposit 特种存款reserve deposit 准备存款bank deposit 银行存款reserve account 准备金帐户Bank of Communications 交通银行Development Bank 开发银行the Construction Bank of China 中国建设银行the People's Bank of China 中国人民银行Industrial and Commercial Bank of China 中国工商银行Agricultural Bank of China 中国农业银行China Investment Bank 中国投资银行Bank of China 中国银行the International Trust and Investment Corporation of China (ITICC) 中国国际信托投资公司advice of drawing 提款通知书draw 提款drawee bank 付款银行drawing account 提款帐户fixed savings withdrawal 定期储蓄提款run on a bank 银行挤兑outward remittance 汇出汇款postal remittance 邮政汇款remittance by draft 汇票汇款remittance charges 汇费telegraphic transfer (T/T) 电汇collection of trade charges 托收货款collection on clean bill 光票托收collection on documents 跟单托收collecting bank 托收银行letter transfer 信汇deposit rate 存款利率external account 对外帐户fixed deposit (=time deposit) 定期存款fixed deposit by installment 零存整取imprest bank account 定额银行存款专户large deposit 大额存款nominal deposit 名义存款non-resident account 非居民存款account charges 账户费用"account current (A/C,a/c)" 往来帐户amount in figures 小写金额amount in words 大写金额application form for a banking account 银行开户申请书bank balance 存款余额Certificate of Deposits (CDs) 大额定期存款单certificate of balance 存款凭单checking account 支票帐户。
银行英语知识点总结
银行英语知识点总结在银行工作中，英语是一种非常重要的语言，因为在国际金融领域，大部分的交流都是使用英语进行的。
下面是一些银行英语知识点的总结，希望对需要了解这方面知识的人有所帮助。
一、银行常用英语词汇1. Account - 账户2. ATM (Automated Teller Machine) - 自动取款机3. Bank statement - 银行对账单4. Cash - 现金5. Credit card - 信用卡6. Deposit - 存款7. Interest - 利息8. Loan - 贷款9. Overdraft - 透支10. Withdrawal - 取款二、银行业务英语表达1. Open an account - 开立账户2. Close an account - 关闭账户3. Deposit money - 存款4. Withdraw money - 取款5. Apply for a loan - 申请贷款6. Pay interest - 支付利息7. Transfer money - 转账8. Exchange currency - 兑换货币9. Check balance - 查询余额10. Reconcile account - 对账三、银行交易英语1. Can I have a bank statement, please? - 我可以要一张银行对账单吗？2. I'd like to deposit this check into my account. - 我想把这张支票存入我的账户。
3. What's the balance in my account? - 我的账户余额是多少？4. I'd like to transfer $500 to my friend's account. - 我想把500美元转到我朋友的账户。
5. I'd like to cash this traveler's check. - 我想兑换这张旅行支票。
常见银行英语词汇(各种银行术语和句子全面介绍)
常见银行 英语词汇account number ## depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机 to deposit 存款 deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 traveler's cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandar's note 庄票，银票 banker 银行家 president 行长 savings bank 储蓄银行 Chase Bank 大通银行 Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行 Chartered Bank ofIndia, Australia and China 麦加利银行 Banque de I'IndoChine 东方汇理银行 central bank, national bank, banker's bank 中央银行bank of issue, bankof circulation 发行币银行 mercial bank 商业银行，储蓄信贷银行 member bank, credit bank 储蓄信贷银行discount bank 贴现银行 exchange bank 汇兑银行 requesting bank 委托开证银行 issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行 negotiation bank 议付银行 confirming bank 保兑银行 paying bank 付款银行 associate banker of collection 代收银行 consigned banker of collection 委托银行 clearing bank 清算银行 local bank 本地银行 domestic bank 国内银行 overseas bank 国外银行 unincorporated bank 钱庄 branch bank 银行分行 trustee savings bank 信托储蓄银行 trust pany 信托公司 financial trust 金融信托公司 unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部 mercialcreditpany(discount pany)商业信贷公司〔贴现公司〕 neighborhood savings bank, bank of deposit 街道储蓄所 credit union 合作银行 credit bureau 商业兴信所 self-service bank 无人银行 land bank 土地银行construction bank 建设银行 industrial and mercial bank 工商银行bank of munications 交通银行 mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行 mortgage bank, building society 抵押银行industrial bank 实业银行 home loan bank 家宅贷款银行 reserve bank 准备银行 chartered bank 特许银行 corresponding bank 往来银行 merchant bank, accepting bank 承兑银行investment bank 投资银行 import and exportbank (EXIMBANK) 进出口银行 joint venture bank 合资银行 money shop, native bank 钱庄 credit cooperatives 信用社 clearing house 票据交换所 public accounting 公共会计 business accounting 商业会计 cost accounting 本钱会计 depreciation accounting 折旧会计puterized accounting电脑化会计 general ledger 总帐 subsidiary ledger 分户帐 cash book 现金出纳帐 cash account 现金帐 journal, day-book 日记帐，流水帐 bad debts 坏帐 investment 投资 surplus 结余 idle capital 游资 economic cycle 经济周期 economic boom 经济繁荣 economic recession 经济衰退 economic depression 经济萧条 economic crisis 经济危机 economic recovery 经济复苏 inflation 通货膨胀 deflation 通货收缩 devaluation 货币贬值 revaluation 货币增值 international balance of payment 国际收支 favourable balance 顺差 adverse balance 逆差 hard currency 硬通货 soft currency 软通货 international monetary system 国际货币制度 the purchasing power of money 货币购置力 money in circulation 货币流通量 note issue 纸币发行量 national budget 国家预算 national gross product国民生产总值 public bond 公债 stock, share 股票 debenture 债券 treasury bill 国库券 debt chain 债务链 direct exchange 直接〔对角套汇 indirect exchange 间接三角套汇cross rate, arbitrage rate 套汇汇率 foreign currency(exchange) reserve 外汇储藏 foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机 discount 贴现 discount rate, bank rate 贴现率gold reserve 黄金储藏 money (financial) market 金融市场 stock exchange 股票交易所 broker 经纪人 mission 佣金 bookkeeping 簿记 bookkeeper 簿记员 an application form 申请单 bank statement 对帐单 letter of credit 信用证 strong room, vault 保险库 equitable tax system 等价税那么 specimen signature 签字式样 banking hours, business hours 营业时间 银行英语口语－新开##What kind of account did you have in your mind? 你想开哪种##? Do you like to open a current account? 你想开一个活期存款##吗? A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money. 请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费， 现金户头不收。
银行常用英语词汇大全
银行常用英语词汇大全以下是一些银行常用英语词汇：1.账户（Account）：存储资金的虚拟空间。
2.储蓄账户（Savings Account）：支付利息的存款账户。
3.支票账户（Checking Account）：用于日常交易的账户。
4.贷款（Loan）：银行借出的资金。
5.抵押（Mortgage）：以财产作为贷款担保。
6.信用卡（Credit Card）：允许持卡人在一定限额内借款的卡片。
7.借记卡（Debit Card）：直接从用户的银行账户扣款的卡片。
8.自动柜员机（ATM）：自动处理存款、取款和查询的机器。
9.利息（Interest）：借入或借出资金的费用。
10.投资（Investment）：为获取收益而购买资产。
11.资产（Asset）：拥有经济价值的任何物品。
12.负债（Liability）：公司或个人欠他人的债务。
13.资本（Capital）：用于生产或投资的资金。
14.现金流（Cash Flow）：公司或个人的资金流入和流出。
15.外汇（Foreign Exchange，FX）：不同国家货币之间的交易。
16.汇票（Money Order）：一种支付工具，类似于支票，但由第三方机构发行。
17.本票（Promissory Note）：一种书面承诺，承诺在未来的某一特定时间支付特定金额。
18.电汇（Wire Transfer）：通过电子方式进行的资金转账。
19.透支（Overdraft）：支票账户中的负数余额，通常需要支付额外费用。
20.信用评分（Credit Score）：评估个人信用状况的数值。
这只是一小部分银行常用英语词汇，实际上银行业使用的专业词汇还有很多。
英语词汇-银行业务
.英语词汇银行业务一般业务ATM:n.自动柜员机automatic bill payment:自动转帐服务balance:n.余额；差额bank account:银行账户bank holiday:银行公休日；国定假日banking:n.银行业务banknote:n.纸币；钞票certificate of deposit:定期存款checking account:支票存款账户deposit:n.存款discount rate:重贴现率Individual Retirement Account:个人退休账户interest:n.利息safe-deposit box:(银行)保险箱savings account:储蓄存款账户signature:n.签名teller:n.(银行)出纳员transfer:v.转帐wire:v.汇款withdraw:v.提款商务英语词汇办公室：影印enlarge :v.放大jam :v.卡纸lighten :v.变淡make a copy of :影印一份……original :n.原稿percentage :n.百分比reset :n.重新设定scroll down :向下卷动size :n.大小；尺寸smudge :n.脏污streak :n.刮痕toner :n.碳粉two-sided :a.双面的warm-up time :热机时间商务英语词汇保险：保单compulsory :a.强制性的coverage :n.承保范围expiration :n.期满；截止insurance :n.保险.insurer :n.保险公司personal liability :个人责任险policy :n. 保单policyholder :n.投保人premium :n.保险费renew :v.更新；续(约)rider :n.附加条款waiver :n.免责险商务英语词汇银行业务：消费金融00:03.81]cancel:v.停(卡)cash card:现金卡collateral:n.抵押品；担保品credit card:信用卡credit limit:信用额度credit rating:信用评等debit card:签帐卡debt consolidation:负债整合default:n.违约freeze:v.冻结(账户)installment:n.分期付款loan:n.贷款minimum finance charge:每月最低应缴金额mortgage:n.房贷；抵押借款statement:n.账单明细outstanding:a.未清偿的；未付清的refinance:v.重新贷款商务英语词汇业务：商务餐会business dinner :商业晚餐dessert :n.甜点discussion :n.讨论etiquette :n.礼仪follow up :后续追踪hospitality :n.殷情招待host :v.主持invitation :n.邀请luncheon :n.午餐宴pick up the tab :付帐rain check :改期reception :n.招待会；欢迎会schedule :v.安排；预定toast :v.提议为……干杯商务英语词汇业务：交货Carriage Paid To (CPT) :运费付至……consignee :n.收件人.delayed delivery :延期交货Delivered Duty Paid (DDP) :完税后交货Delivered Ex Ship (DES) :目的港船上交货delivery date :交货日期delivery order (D/O) :到港通知express mail :快递Free On Board (FOB) :船上交货packing list :装箱单；送货明细weight (WT) :n.重量Ex Works (EXW) :工厂交货价商务英语词汇业务：电子商务buy-it-now price :直接购买价community :n.社群consumer base :消费群e-commerce :n.电子商务feedback :n.意见回馈fraud :n.骗局；诈骗max out :刷爆online auction :网络拍卖place a bid :投标；出价platform :n.平台product catalog :产品目录reserve price :底价transaction :n.交易vendor profile :卖家简介商务英语词汇行销：行销企划competition :n.竞争；竞争对手customer base :顾客群distribution :n.经销；配销market research :市场研究market survey :市场调查marketing budget :营销预算marketing plan :营销计划marketing strategy :营销策略potential client :潜在客户pricing strategy :定价策略respondent :n.受访者retailer :n.零售商sposorship :n.赞助supplier :n.供货商target market :目标市场商务英语词汇行销：广告宣传billboard :n.广告广告牌come on the market :上市.commercial :n.电视广告exposure :n.曝光(率)eye-catching :a.引人注目的Internet ad :网络广告media :n.媒体print ad :平面广告slogan :n.标语；口号theme :n.主题trademark :n.商标user-friendly :a.使用方便的商务英语词汇投资：债券bond rating :债券评等convertible bond :可转换债券government bond :政府债券junk bond :垃圾债券medium-term note :中期债券par value :面值premium :n.溢价redeem :v.赎回T-Note (Treasury note) :中期国库券underwriter :n.(股票、债券等的)承销公司；承销商yield :n.收益商务英语词汇投资：股市investor:n.投资人，投资方analyst :n.分析师anticipation :n.预期asking price :卖价bear market :熊市bellwether :n.指标证券；指标股blue-chip :a.蓝筹股的bottom out :止跌回稳decline :v.下跌dividend :n.股利EPS (earnings per share) :每股盈余individual investor :散户insider trading :内线交易IPO (initial public offering) :首次公开发行jump :v.快速大幅上涨limit up :涨停板make a profit :获利margin trading :信用交易mixed :a.涨跌互见的online trading account :在线交易账户OTC market :店头市场.peak :n.顶点；高点plunge :v.快速大幅下跌portfolio :n.投资组合pullback :n.拉回quarterly report :季报rally :v.扬升rebound :n.反弹[01:01.06]record high :历史新高[01:03.12]run up :走高[01:04.84]SEC (Securities and Exchange Commission) :证券管理委员会[01:08.63]share price :股价[01:10.74]sink :v.向下探底[01:12.39]soar :v.飙涨[01:14.01]stay on the sidelines :退场观望[01:16.57]stock market :股市[01:18.63]stock split :股票分割[01:20.69]stockbroker :n.股票经纪人[01:22.84]TAIEX (Taiwan Stock Exchange Stock Index) :台湾证券交易股价指数[01:27.51]trading volume :交易量[01:29.73]undervalue :v.低估商务英语词汇通讯：电子邮件attachment :n.附加檔capacity :n.容量CC (carbon copy) :副件抄送delete :v.删除download :v.下载e-mail :v.寄电子邮件forward :v.转寄junk mail :垃圾邮件mailbox :n.邮件信箱recipient :n.收件者reply :n.回复salutation :n.称谓subject :n.主旨商务英语词汇通讯：传真cover sheet :封面页face down :正面朝下fax machine :传真机incoming :a.传进来的paper jam :卡纸refill :v.再装填resolution :n.分辨率scan :v.扫描商务英语词汇谈判：合约.alliance :n.结盟；联盟amend :v.修改；修订attorney :n.律师beneficial :a.受益的；有利的breach :n.违反；侵害clause :n.条款commit :v.承诺；保证compromise :v.妥协；让步contract :n.合约deadlock :n.僵局dotted line :(尤指文件签名处之)点线；虚线draft :n.草稿；草案negotiator :n.谈判者；磋商者party :n.(契约)当事人；一方resume :v.重新开始terminate :v.终止；终结terms and conditions :交易条款timetable :n.时间表商务英语词汇税务：税务事宜alimony :n.赡养费corporate tax :企业税direct tax :直接税excluding tax :不含税gift tax :赠与税income tax :所得税inheritance tax :遗产税IRS (Internal Revenue Service) :美国国税局progressive taxation :累进课税tax break :减税优惠tax increase :增税tax reform :税务改革tax revenue :税收taxation :n.课税；征税taxpayer :n.纳税人商务英语词汇社交：闲谈alumni reunion :同学会ballad :n.抒情歌曲bargain :n.廉售品，特价品bathing suit :泳衣box office :票房，售票亭check-up :n.健康检查clear up :放晴college :n.大学comedy :n.喜剧.compare :v.比较divorce :v.离婚domestic car :国产车economic :a.经济的fitness :n.健康；健美flu :n.流行性感冒haircut :n.理发hangover :n.宿醉horror movie :恐怖片humid :a.潮湿的illness :n.疾病in shape :身体健康injury :n.伤害insomnia :n.失眠jazz :n.爵士乐keep fit :保持健康kilometer :n.公里lifestyle :n.生活方式low-fat :a.低脂的married :a.已婚的MSN :实时通讯on a diet :节食[01:01.29]on a roll :大为成功，连番上涨[01:03.14]overcast :a.阴暗的，阴天的[01:05.08]pop :a.流行的[01:06.70]romance movie :浪漫爱情片[01:08.84]sci-fi (science fiction) :科幻小说[01:11.66]single :a.单身的[01:13.38]sky-high :a.极高的[01:15.45]Skype :n.网络电话[01:17.20]sober colors :素色[01:19.36]splitting headache :偏头痛[01:21.69]stick shift :(车子的)排档[01:23.67]stomachache :n.胃痛[01:25.66]suffocating :闷热的[01:27.75]tension :n.紧张[01:29.42]twin :n.双胞胎[01:31.06]typhoon :n.台风[01:32.89]under the weather :不舒服[01:34.85]used car :二手车[01:36.83]vacation :n.假期[01:38.71]vegetarian :n.素食者[01:40.73]work out :运动商务英语词汇社交：谈工作.vdepartment :n.部门freelance :a.无契约限制的immediate boss :直属上司in charge :负责in line for :很有可能得到lecture :n.责备；训斥line of work :行业nine to five :朝九晚五orientation :n.新进员工训练pressure :n.压力quit :v.辞职raise :n.加薪retirement :n.退休rush hour :尖峰时间specialize :v.专攻work for :在……上班；为……工作商务英语词汇人资：人事异动business trip :出差glass ceiling :玻璃天花板；女性升迁障碍headhunter :n.猎人头公司job-hopping :n.跳槽lay off :解雇；裁员promotion :n.升职relocate :v.调职reshuffle :v.改组；改革；洗牌resignation :n.辞职retirement :n.退休sex discrimination :性别歧视successor :n.继任者；继承人suspension :n.停职turnover rate :流动率；离职率商务英语词汇人资：面试annual leave :年假background :n.背景；经历career :n.职业；生涯compensation :n.报酬；津贴；薪水competent :a.能干的；有能力的describe :v.描述employee number :员工编号evaluate :v.考核experience :n.经验full-time :a.全职的hardworking :a.工作勤奋的health insurance :健康保险.hire :v.雇用hiring criteria :录取标准interviewee :n.面试者；受访者overtime :n.加班\performance :n.表现picture :v.描绘；想象position :n.职务；职位probationary period :试用期proficient :a.精通的qualified :a.有资格的；能胜任的report to :直属responsible :a.有责任的；应负责任的resume :n.履历表skill :n.技能；技术strong point :优点supervisor :n.主管title :n.职称[01:00.14]travel :n.出差；出外营销[01:01.92]working hours :工作时间商务英语词汇企业组织：企业简介branch office :分公司company profile :公司概况core business :核心事业corporation :n.公司，企业found :v.创立headquarters :n.总公司joint venture :合资企业limited liability :有限责任listed company :上市公司market capitalization :市价总值merger :n.合并nonprofit :a.非营利的state-run enterprise :国营企业subsidiary :n.子公司商务英语词汇企业经营：办公室流程coworker :n.同事dress code :服装规订escort :v.陪同inventory :n.库存meeting room :会议室punch in :上班打卡receptionist :n.柜台人员；接待人员requisition form :需求单security guard :保全人员.security system :保全系统shredder :n.碎纸机stockroom :n.储藏室swipe card :刷卡商务英语词汇客服：客户投诉break down :故障claim :n.(保险)理赔；费用申请complaint :n.抱怨；不满criticism :n.批评defective :a.瑕疵的；有缺陷的feedback :n.意见反映improve :v.改进；改善invalid :a.无效的price list :价目表product quality :产品质量purchase :n.购买refund :n.退费replacement :n.更换warranty :n.保固商务英语词汇经济：经济趋势economic fluctuation :经济波动inflation :n.通货膨胀lagging indicator :落后指标optimistic :a.乐观的outlook :n.展望recession :n.景气衰退recovery :n.复苏stagnant :a.停滞的turnaround :n.(营业、经济等的)突然好转商务英语词汇经济：国际经济00:03.81]bailout :n.紧急援助creditor nation :债权国developed country :已开发国家emerging market :新兴市场European Union :欧盟G10 :十大工业国globalization :n.全球化IMF :国际货币基金sanction :n.制裁summit :n.高峰会World Bank :世界银行WTO :世贸组织商务英语词汇简报：使用图表attention :n.注意.compared to :与……相比erratic :a.不稳定的；无规律的figure :n.数字fluctuate :v.波动；震荡level out :持平make up :占了；凑足pick up :(销售等)开始好转、增加plateau :n.(上升后的)稳定水平(或时期)share :n.占有率sliver :n.薄片transparency :n.投影片商务英语词汇会议：会前announce :v.宣布chairman :n.主席conference room :会议室document :n.文件equipment :n.设备formal :a.正式的location :n.地点meeting notice :会议通知participate :v.参加reschedule :v.重新安排商务英语词汇国际贸易：外汇currency :n.货币，通货devalue :v.贬值downward :a.下降的，向下的exchange rate :汇率float :v.浮动fluctuation :n.变动，波动foreign exchange :外汇foreign exchange loss :汇兑损失in dollar terms :以美元换算intervention :n.干预；介入peg :n.连动；紧盯(某货币)purchasing power parity :购买力平价selling pressure :卖压volatile :a.不稳定的；易波动商务英语词汇国际贸易：进出口customs duty :关税duty-free :a.免税的export :n.出口import ban :进口禁令import restriction :进口限制import substitution :进口替代.non-tariff barrier :非关税壁垒quarantine :n.检疫；隔离quota :n.配额smuggling :n.走私商务英语词汇产业：生产制造assembly line :装配线automated :a.自动化的breakthrough :n.突破capacity utilization :产能利用component :n.零件electronics :n.电子产品farm produce :农业产品global warming :全球暖化high-tech industry :高科技产业labor-intensive :a.劳力密集的manufacturing :n.制造mass production :大量制造offshoring :n.产业外移outsource :v.外包power failure :停电production capacity :产能production process :生产流程recycling :n.回收；再生semiconductor :n.半导体service industry :服务业waste disposal :废弃物处理商务英语词汇财务与会计：资产负债表accumulated depreciation :备抵折旧asset :n.资产balance sheet :资产负债表contributed capital :实缴股本fixed asset :固定资产liability :n.负债notes payable :应付票据prepaid expense :预付款项retained earnings :保留盈余stockholders' equity :股东权益商务英语词汇办公室：使用电脑back up :备份bookmark :v.加入书签browser :n.浏览器crash :v.当机defragment :v.磁盘重整down :a.挂了；无法运作.filename :n.檔名folder :n.档案夹graphics file :图档hard drive :硬盘input method :输入法install :v.安装key combination :组合功能键log on :登入memory :n.内存offline :a.离线的online :a.联机的pop up :突然出现；跳出来power button :电源按钮；电源键restart :v.重新开机search :n.搜寻update :v.更新virus :n.病毒wizard :n.高手；奇才商务英语词汇办公室：整理文件00:03.81]drawer :n.抽屉filing cabinet :档案柜flip through :以指头轻触搜寻label :v.贴上标签paper clip :回形针paper punch :钉孔机sleeve :n.(透明)档案夹staple :v.用订书机装钉staple remover :钉书针移除器商务英语词汇保险：保险给付coinsurance :n.共同保险(金)compensation :n.赔偿co-payment :n.定额手续费deductible :n.自负额escape clause :免责条款exclusion :n.排除给付out-of-pocket :a.自掏腰包的payout :n.保险给付额validity :n.正当性；有效性商务英语词汇财务与会计：企业资源规划00:03.81]big bang approach :全面导入法cash flow :现金流量custom-made :a.客制的ERP :企业资源规划(EnterpriseResourcePlanning)financial statement :财务报表.franchising strategy :分点推广法GAAP(generally accepted accounting principles) :公认会计原则integrated :a.整合的slam dunk approach :强力置入法商务英语词汇银行业务：票据cashier's check:本票check:n.支票clearing house:票据交换所；清算所endorse:v.背书financial institution:金融机构mature:v.(定存、票据等)到期money order:汇票paycheck:n.薪资支票stop payment:止付postdated check:远期支票traveler's check:旅行支票商务英语词汇业务：洽谈业务bulk order :大量订购commission :n.佣金competitive edge :竞争优势deal :n.交易hot seller :畅销品；热卖商品in stock :库存lead time :交货期(从订货到取货所需的时间)market share :市场占有率product line :产品线proceeds :n.净收入；净所得(此义恒作复数)quantity discount :大量订购折扣quotation :n.报价单sales pitch :营销辞令；营销手法specs (specifications) :n.规格swear by :保证；强力推荐商务英语词汇业务：付款条件cash discount :现金折扣consignment :n.寄售(货品卖出才付款)direct deposit :直接汇款extend :v.展延open account :记帐交易payment in advance :预先付款refundable :a.可退还的shipment :n.装运；装载的货物wire transfer :电汇转帐商务英语词汇业务：出差baggage claim :行李提领处.baggage handler :行李搬运员boarding pass :登机证business suite :商务套房carry-on luggage :随身行李Immigration :n.入境管理处；移民itinerary :n.行程表jet lag :时差不适on business :出差；洽公R&R (rest and relaxation) :休息放松reconfirm :v.再确认reservation :n.订位room service :客房服务stipend :n.津贴switch flights :转机travel agent :旅行代办员；旅行社业务商务英语词汇行销：商展bottom line :结余；结算bundle :n.搭售商品convention :n.(专业)展览会demonstration :n.展示entrance :n.入口go with :选择；决定采用high traffic :a.高流量的marketing material :营销材料;宣传品sign :n.标志trade show :商展turnout :n.出席者；参观人数visible :a.显眼的商务英语词汇投资：基金与其他bond fund :债券型基金closed-end fund :封闭型derivative :n.衍生商品equity fund :股票型基金fund manager :基金经理人futures :n.期货hedge fund :避险基金index fund :指数型基金leverage :n.杠杆management fee :管理费mutual fund :共同基金offshore fund :海外基金option :n.选择权REIT (Real Estate Investment Trust) :不动产投资信托基金trust :n.信托.warrant :n.认股凭证商务英语词汇通讯：邮件fragile :a.易碎的mail order :邮政划拨mailman :n.邮差parcel :n.包裹postage :n.邮资postmark :v.邮戳printed matter :印刷品registered letter :挂号信return address :寄件人地址sender :n.寄件者zip code :邮政编码商务英语词汇通讯：电话英语call waiting :电话插拨caller ID :来电显示器cell phone :手机cold call :陌生电访；主动以电话推销商品cordless :a.无线的dial tone :拨号音directory assistance :查号服务extension :n.分机号码long-distance call :长途电话payphone :n.公共电话receiver :n.电话筒reception :n.收讯；接收telemarketing :n.电话营销text message :简讯toll-free :a.免付费的touch-tone phone :按键式电话transfer :v.转接voicemail :n.语音信箱wrong number :打错电话商务英语词汇谈判：议价affordable :a.负担得起的bargain :v.议价discount :n.折扣going rate :现行价格；现在行情in bulk :大量outrageous :a.荒唐的；骇人听闻的preferential price :优惠价格price war :价格战；削价竞争profit margin :毛利(率)profitable :a.有利润的；有赚头的.quantity :n.数量；数额quote :n.报价reflect :v.反映throw in :外加；额外赠送商务英语词汇谈判：代理权allowance :n.折让；备抵distribute :v.经销；代理distribution network :经销网distributorship :n.代理权；经销权exclusive :a.独家的hammer out :敲定minimum :a.最低的normally :adv.通常；一般情形null and void :(法律上)无效的third party :第三方written consent :书面同意书商务英语词汇税务：报税charitable donation :慈善捐款deduction :n.扣除；扣除额dependent :n.被抚养人e-filing :n.网络报税exemption :n.免税额filing status :报税身分head of household :户长married filing separately :已婚分报return :n.退税；收益tax arrears :欠税，滞纳税金tax credit :税款扣抵额tax evasion :逃(漏)税tax return :报税单tax saving :节税unearned income :非劳动收入商务英语词汇社交：谈休闲badminton :n.羽毛球belly dance :肚皮舞bowl :v.打保龄球ceramics :n.陶艺Chinese checkers :n.跳棋concert :n.音乐会；演奏会couch potato :老是坐在沙发上看电视的懒骨头craft :n.手工艺DIY (Do It Yourself) :自己动手作flea market :跳蚤市场foot massage :脚底按摩.free time :休闲时间golf :n.高尔夫球green thumb :擅长园艺gym :n.健身房hobby :n.嗜好jigsaw puzzle :拼图游戏jog :v.慢跑knitting :n.编织leisure activity :休闲活动movie theater :电影院night market :夜市outdoor :a.户外的；喜欢户外活动的outing :n.远足，郊游pastime :n.消遣，娱乐photography :n.摄影pool :n.撞球resort :n.度假村，旅游胜地rock climbing :攀岩sauna :n.蒸汽浴[01:01.65]snorkeling :n.浮潜[01:03.56]soccer :n.足球[01:05.33]sports :n.运动[01:07.24]sunbathe :v.作日光浴[01:09.07]suntan :n.晒黑[01:10.92]surf the Internet :上网[01:13.19]surfing :n.冲浪[01:14.92]table tennis :桌球[01:17.01]tai chi :太极[01:18.97]tap dance :踢踏舞[01:20.95]tennis :n.网球[01:22.65]theme park :主题乐园[01:24.58]valet service :泊车服务商务英语词汇社交：接待访客briefing :n.简报business card :名片comfortable :a.舒适的；自在的demonstration :n.展示expect :v.等待impress :v.使……留下深刻印象interpreter :n.翻译员introduce :v.介绍overseas visitor :外宾pick up :接送reception desk :接待处；柜台.see off :送机tour :n.参观；游览welcoming party :欢迎派对商务英语词汇人资：人事管理break :n.(短暂)休息时间bulletin board :公布栏company policy :公司政策effective :a.生效的；有效力的incentive program :奖励制度leave of absence :事假on-the-job training :在职训练seniority :n.资历；资深sexual harassment :性骚扰sick day :有给薪病假take over :接替；接管temp :n.临时雇员商务英语词汇企业组织：组织架构CEO :n.执行长chief of staff :人事总务主管counselor :n.顾问division :n.事业部entrepreneur :n.企业家executive :n.高阶主管human resources :人力资源jurisdiction :n.管辖范围leadership :n.领导sales representative :业务代表，业务员商务英语词汇企业经营：经营管理assignment :n.分派；任务audit :n.稽查；稽核authority :n.权限bankruptcy :n.破产corner the market :垄断市场corporate culture :企业文化development :n.发展；开发diversify :v.多角化;多样化downsize :v.缩编innovation :n.创新merger :n.合并；并购operation :n.营运risk :n.危机；风险strategy :n.策略subordinate :n.下属track record :绩效纪录.商务英语词汇客服：售后服务assemble :v.聚集，组装customer satisfaction :客户满意(度)customer service hotline :客服热线defer payment :延后付款delivery :n.递送installation :n.安装long-standing :a.长期的manual :n.使用手册membership :n.会员身分，会员资格model number :型号part missing :缺零件place order :下订单receipt :n.收据subscribe :v.订购商务英语词汇经济：经济学用语bubble economy :泡沫经济current account :经常帐deficit :n.赤字；逆差domestic demand :国内需求economic growth :经济成长economic statistics :经济统计export-oriented economy :出口导向经济foreign exchange reserve :外汇存底GDP :n.国内生产毛额index :n.指数indicator :n.指标liberalization :n.自由化macroeconomics :n.总体经济学market economy :市场经济standard of living :生活水平undersupply :n.供给不足商务英语词汇经济：国内经济budget bill :预算案budget deficit :预算赤字economic policy :经济政策economic reform :经济改革electricity :n.电力infrastructure :n.基础建设investment environment :投资环境monetary policy :货币政策real estate :房地产subsidy :n.补助，补贴unemployment rate :失业率.商务英语词汇简报：作简报come down to :最重要的是conclude :v.作总结condition :v.影响；调整divide :v.分成；分开forecast :n.预测fruits of (one’s) labor :努力的成果goal :n.目标；目的handout :n.讲稿；讲义keep up the good work :好好继续保持make it big :大获成功overview :n.概观；大要reverse :v.反转；逆转revolutionary :a.革命性的running :adv.连续地selling point :卖点team up with :与……合作total sales :总销售额video :n.影片wrap up :完成；结束商务英语词汇会议：会中brainstorm :v.脑力激荡clarify :v.澄清debate :n.辩论disagree :v.不同意elaborate :v.详述；详加说明finalize :v.完成；敲定fire away :尽管说；尽管问吧floor :n.发言权input :n.(建设性的)意见、评论interrupt :v.打断；插嘴motion :n.临时动议nominate :v.提名objective :n.目的pick someone’s brain :听取意见或建议point fingers :(轻蔑地)指责pros and cons :利弊得失reconvene :v.再召开；再召集resolution :n.(会议等的)决议summarize :v.摘要；扼要说明table :v.搁置unanimous :a.一致同意的；无异议的you’re up :该你了；轮到你了商务英语词汇会议：会后.consensus :n.(意见等的〉一致；共识decision :n.决定；裁决get down to business :开始办正事implement :v.实施；执行minutes :n.会议记录postpone :v.延期tie up loose ends :处理枝节问题unresolved :a.未解决的商务英语词汇国际贸易：贸易barrier :n.障碍bilateral :a.双边的boycott :v.抵制dumping :n.倾销free trade :自由贸易Normal Trade Relations :正常贸易关系protectionism :n.保护主义trade agreement :贸易协议trade friction :贸易磨擦trade imbalance :贸易不均衡trade surplus :贸易出超trade talk :贸易会谈商务英语词汇国际贸易：货运cash on delivery :货到付款delay :v.延迟free on board :船上交货ground delivery :海陆运输letter of credit :信用状lump sum :一次付清Net 30 :货到后三十日付款net weight :净重pallet :n.(装卸、搬运货物用的)货板rush order :紧急订单；急件shipment :n.货运物；货运商务英语词汇产业：品管batch :n.一批glitch :n.缺失inspection :n.检查leave out :遗漏QC history :品管记录QC procedure :品管流程quality standard :质量标准random sampling :随机抽样recall :v.回收reject :v.拒收；退回.simulation test :模拟测试商务英语词汇财务与会计：损益表beginning inventory :期初存货cost of goods sold :销货成本depreciation :n.折旧distribution :n.配销freight :n.运费gross margin :毛利income statement :损益表net income :净损益，净收入net sales :销货净额operating expense :营业费用sales revenue :销货收入志士不饮盗泉之水，廉者不受嗟来之食。
常见银行英语词汇(各种银行术语和句子全面介绍)
常见银行英语词汇account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间银行英语口语－新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。
银行专业术语金融英语(中英文对照)
银行专业术语金融英语1.现金业务：Cash business,2.转账业务：transfer business,3.汇兑业务：currency exchange business,4.委托收款：commission receivables,5.发放贷款：loans,6.贷款收回：loan recovery，7.贷款展期：loan extension，8.办理银行汇票：apply for bank drafts,9.收息：interest,10托收：collection.其他相关：account number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券。
常见银行英语词汇金融术语
常见银行英语词汇金融术语account number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间minimum paid-up share capital 最低实缴股本reciprocity 互惠corresponding bank 代理行liaison office 联络办公室moratorium 延期偿付权legislation 法规innovation 改革underwriting 包销merge 合并portfolio 资产组合unit trust 单位投资信托arbitrage 套汇capital adequacy ratio 资本充足率derivative 金融衍生工具maturity 到期日deregulation 放松管制redemption 兑现certificates of indebtedness 债务证书linked exchange rate 联系汇率accounting arrangements 会计安排resumption of sovereign 收回主权holding company 控股公司privileges 特权legal tender 法币medium of exchange 交换媒介deferred payment 延期支付face value 面值mintage 铸币homogeneity 同质权fiat money 不兑换纸币，名义纸币negotiable certificates of deposits?? 大额转让存单narrowly-defined 狭义定义的broadly-defined??? 广义定义的required reserve 法定准备金excess reserve 超额准备金monetary base 货币｛流通｝基础open market operations 公开市场操作auction 拍卖non-intervention 不干涉主义net balance 净差｛余｝额advance 贷款retained earnings 留存收益risk-weighted assets 风险加权资产off-balance sheet items 表外业务项目collateral 抵押claims 债权denominate 面值residual maturity 剩余期限mortgage 住房抵押arrears 拖欠尾数default 违约on-balance sheet items 表内业务contingency 意外开支repurchase agreement 回购协议recourse 追索权irrevocable 不可撤消rediscounting 在贴现market risk exposure市场风险position 头寸debt-to-equity ratio 资产负债比率treasure bond 国库券leasing 租赁money laundering 洗钱treasure bill 国库券bankruptcy 破产credit securitization 信用证券化real time gross settlement 实时全额清算off-shore 离岸clearing bank清算行discount house 贴现行privileged position 最优惠头寸building society 建房协会Japanese Big Bang 日本金融改革dual banking system 双轨银行制度wire transfer 电子转帐laissez-faire 自由放任主义negotiable 可流通的installment 分期付款benchmark 基准利率turnover 成交额outstanding 未付的in favour of 以^为受益人promissory note 本票unsecured 无担保的prime rate 最优惠利率preference share 优先股ordinary share 普通股warrant 认股权current market value 当期市值option contract 期权合同hedging 套期保值Provident Fund 福利基金beneficiary 受益人collecting bank 代收行code 代号，代码，密码uncleared cheque 未清偿支票invoice 发票credit transfer 信用转帐endorsement 背书bearer 持票人defective title 有瑕疵的所有权down payment 首付款traveller's cheque 旅行支票bearer bonds 不记名债券crossed cheque划线支票countersign 联署paying bank 付款行transferable 可转让holder in due course 正当持票人holder in value 有代价持票人overdue 过期dishonoured cheque 拒付支票repo repurchase agreement 回购协议countermand?? 取消garnishee order 向第三债务人下达的资产扣押令winding-up 停业清理secured loan 担保贷款overdraft 透支real estate mortgage 房地产抵押chattel mortgage 动产抵押in presence of 提示reimbursement 偿还withholding interest tax 预扣税custodian 保管access 准入automatic teller machine 自动取款机personal identity number?? 密码.个人识别号passbook 存折insurance broker 保险经纪人hire purchase 租购working capital loan 周转资金start-up loan 创业贷款syndicated loan 辛迪加贷款project financing 项目融资foreign trade financing 对外贸易融资current assets 流动资产accounts receivable 应收帐款agent bank 代理行drawdown period 支用期grace period 宽限期principle 本金tombstone 证券发行公告factoring facilities 保理业务open credit 无担保贷款factor 保理人lessee 承租人lessor 出租人non-resourse 无追索权financial lease 金融租赁operating lease 经营租赁full payout lease 支付租赁true lease 真实租赁conditional lease 条件租赁leverage lease 杠杆租赁electronic date interchange services 电子数据交换服务retail bank??? 商业零售银行private bank 私人银行merchant bank 商人银行risk preference 风险偏好risk taking investor 甘冒风险的投资者risk aversion investor 逃避风险的投资者macroeconomic oriented 以宏观经济为导向的equities origination 股票发行venture capital financing 风险资本融资the spread 价差interest rate swap 利率互换leverage buyout 杠杆收购junk bond 垃圾债券red chips 红筹股"h" shares H股trustee 受托人collection 托收production combination 生产联合production cost 生产成本comparative advantage 相对优势middle agent 中间代理eliminate exchange risk 消除外汇风险shipping insurance 海险guarantee 担保performance bond 履约保证import credit 进口信贷dividends 分红money transfer 转帐bank draft 银行汇票mail transfer 信汇telegraphic transfer 电汇test key测试密钥telex 电报Society for World Inter-bank Financial Telecommunications 环球银行间金融电讯协会standardized format 标准格式clearing house 结算所computer code 电脑代码additional cost 附加成本foreign exchange rate 外汇汇率swing 浮动spot rate 现汇汇率market rate 市场汇率cross rate 交叉汇率forward exchange contract 远期外汇合同currency future contract 货币期货合同quotation 报价单rolling forex 展期外汇option on foreign exchange 外汇期权strike price?? 执行价格expiry date 到期日call option 多头期头put option 空头期权foreign exchange hedge 外汇套期保值foreign exchange swap 外汇掉期superannuation 养老基金pension funds 退休基金brokerage fee 经纪人佣金optimum profit 最高收益canon 标准illegal activities 非法行为speculative purpose 投机目的repayment schedule 还款安排balance sheet 资产负债表income statement 利润表long-term loan 长期贷款country-risk 国别风险quantitative yardstick 定量的评判标准credit risk 信用风险risk assessment 风险评估margin 保证金legal authority 法定权力memorandum and articles of association 公司章程cushion of assets 资产缓冲safe title 所有权credit reference agency 信用查询机构credit standing 信用状况consumer loan 消费信贷bonus 奖金gratuity 退休金track record 工作履历minor's account 未成年人帐户sole proprietors 独资企业private limited company 私人有限公司public limited company 公共有限公司inter-bank lending /borrowing 同业拆借the inter-bank money market 同业拆借市场local currency 本国货币marginal cost 边际成本inter-bank rate 同业拆借利率contingency payout 意外支出natural disaster 自然灾害legal status 法定地位documentary credit 跟单信用证documentary collection 跟单托收export credit insurance 出口信贷保险shipment policy 装运保险单issuing bank 开证行advising bank 通知行confirming bank 保兑行applicant 开证申请人irrevocable documentary letter of credit 不可撤消信用证reimbursing bank 偿付行negotiating bank 议付行verification 证实confirmed credit 保兑信用证payment in advance 预付贷款remitting bank 托收行collecting bank 代收行sight bill 即期汇票term bill 远期汇票clean collection 光票托收bill of lading 提单certificate of originairway bill 航空联运certificate of inspection 检验证明insurance policy certificate 保单证明open account 赊销premium 保险费第十六章特殊类型的借款者-商业部门stockbroking 股票经纪going concern 持续经营net profit 净收益audited accounts 经过审计的帐户registration certificate 注册证明inheritance 遗产tangible security 有形担保intangible personal guarantee 无形个人担保deed 契约dormant partner 不参与经营的合伙人limited partner 有限责任合伙人aggressive management 扩张性管理defensive management 保守性管理gearing 举债经营prior charge 优先偿付债券charges on assets 以资产抵押fixed charge 固定抵押floating charge 浮动抵押overtrading 超资力经营life policy 人寿保险depreciation 折旧indemnity 赔偿legal mortgage 法定抵押leasehold mortgage 衡平法抵押surrender value 租赁财产抵押stocks and shares 股票和证券unquoted shares 非挂牌｛上市｝股票cross-guarantee 交叉担保under influence 不正当影响misrepresentation 与事实不符合的陈述debenture 债券run down 削减acknowledgement 确认tangible assets 有形资产intangible assets 无形资产copy right 版权goodwill 商誉net worth 资产净值cash flow 现金流量current ratio 流动比率quick ratio 速动比率quality of assets 资产质量investment strategy 投资策略trend analysis 趋势分析debt to equity ratio 债务产权率debt service ratio 还本付息比；偿债比率amortization 摊销receivable turnover 应收帐款inventory turnover存货周转write off 注销recession （经济）衰退social unrest 社会动荡uncleared funds 未清算资金credit limit 信贷限额bad debt 坏帐loan restructuring 贷款重新安排recovery 追陪offsetting 补偿legal proceeding 诉讼litigation solicitor诉讼律师Baby bond 小额股票Background 背景background investigation 背景调查background material 背景材料Bad 坏的bad account 坏帐，呆帐bad debt loss 坏帐损失bad debt recovey 呆坏帐收回bad title 失效产权Balance 余额，结余，差额，平衡adverse balance 收支逆差balance budget 平衡预算balance of international trade 国际贸易差额balance of payment 国际收支balance sheet 资产负债表balance sheet audit 资产负债表审计balance sheet classification 资产负债表分类balance sheet evaluation 资产负债表评价closing balance 期末差额credit balance 贷方余额foreign currency balance 外汇余额keep balance 保持平衡loss balance 失去平衡negative balance 逆差retained balance from foreign exchange revenue 外汇收入留成余额summary balance sheet 资产负债汇总表Bank 银行all-purpose bank 通用银行bank account balance 银行存款余额bank balance sheet 银行财务状况表bank credit 银行信贷bank debt 银行债务bank discount rate 银行贴现率bank holding company 银行控股公司bank interest 银行利息bank line 银行信用额度bank loan 银行借款bank rate 银行贴现率bank reserve 银行准备金bank’s buying rate 银行买价bank’s call loan 银行同行拆借bank’s selling rate 银行卖价clearing bank 清算银行commercial bank 商业银行cooperative bank 合作银行mortgage bank 抵押银行Banking 金融，银行业banking institution 金融机构Banking Law 银行法banking sector 银行部门Bankrupt 破产ba nkrupt’s assets 破产者的财产Bankruptcy 破产act of bankruptcy 破产法案arrangement in bankruptcy court 迫产法庭调解bankruptcy administrator 破产管理人bankruptcy amendment act 破产修正案bankruptcy code chapter 7--- liquidation 破产法第7 章（清算）bankruptcy code chapter 11--- reorganization 破产法第11章 (重组）bankruptcy court 破产法院bankruptcy debtor 破产债务人bankruptcy judge 破产判决bankruptcy law 破产法bankruptcy notice 破产公告bankruptcy ordinance 破产条例bankruptcy petition 要求宣布破产bankruptcy proceedings 破产程序bankruptcy rules 破产规定bankruptcy trustee 破产受托人declaration of bankruptcy 宣布破产Bargain 议价，讨价还价Basic 基本的，基础basic account 基本帐户basic accounting unit 基本核算单位Bear 空头，卖空bear account 空头帐户bear market 熊市，淡市bear transaction 空头交易Beat 还价，杀价Below par 低于票面价值Benchmark 基准Benefit 利益，受益，福利，津贴benefit country 受惠国benefit fund for employees 职工福利基金benefit program 福利计划Benefited 受益的benefited party 受益方Benevolent fund 慈善基金Beta 贝塔（与股票相关的）系数beta risk measurement 贝塔风险系数测定Bid 投标，报价，出价bid bond 投标押金bid opening date 开标日期bid price 买方出价call for bid 招标invite bid 招标Bidder 投标人，投标商Bidding 投标，出价bidding documents 标书Big Board 指美国纽约股票交易所Big Six 指美国六大会计事务所Big Three 指美国三大汽车公司Bilateral 双边的bilateral agreement 双边协议bilateral loans 双边贷款bilateral trade 双边贸易Bill 票据，帐单，发票，钞票bill receivable account 应收票据帐户treasury bill 国库债券Black 黑色的，黑市的blank market price 黑市价格black market transaction 黑市交易Blank 空白的blank check 空白支票Blanket 一揽子的blanket insurance 统括保险blanket mortgage 一揽子抵押Blue chip 兰筹股Blue-chip share 头等股票Blue-chip stock 热门股票Blue-collar worker 兰领工人Blue-sky law 兰天法（防欺诈凭空发行股票的法律）Board 董事会，委员会，理事会board chairman 董事长board meeting 董事会议board of administration 董事会，理事会board of arbitration 仲裁委员会board of audit 审计委员会board of directors 董事会，理事会board of executive director 执行董事会，执行委员会board of manager’s 理事，董事board of supervisors 监事会board of trustees 受托委员会Bond 债券，证券，公债bond broker 债券经纪人bond creditor 债券债权人bond discount 债券折价bond issue 债券发行bond market 债券市场bond premium 债券溢价bond rating agency 债券评级机构bond yield 债券收益callable bond 通知偿还债券convertible bond 可转换债券government bond 政府债券junk bond 拉圾债券listed bond 挂牌债券，上市证券mortgage bond 抵押债券municipal bond 市政债券preference bond 优先债券，优先股registered bond 记名债券treasury bond 国库债券unlisted bond 未挂牌债券，未上市证券Bonded 保税的，有抵押的bonded area 保税区bonded factory 保税工厂bonded goods 保税货物bonded warehouse 保税仓库Bonus 奖金，红利，津贴bonus issue 发放红利股bonus-percentage of profit 利润率分红bonus share 分红股，红利股Book 书籍，帐簿，记帐，定票，订货book depreciation 帐面折旧book-entry securities 记帐证券book inventory 帐面库存book of account 帐簿book profit 帐面利润book value per share 每股帐面价值Boom 繁荣，景气Borrow 借入borrow money on credit 信用借款Borrowed 借入的borrowed capital 借入资本borrowed funds 借入资金borrowed reserve 借入准备金Borrowing 借款，借用。
银行术语英文
银行术语英文银行是经济发展中不可或缺的金融机构，其服务范围涉及信贷、投资、结算等等，支撑着国民的经济生活。
为了维护银行运作的高效安全，学习了解银行术语英文就成为必备技能，下面列举了一些常用术语，供大家参考。
1. Account：账户账户指的是银行存款等收入和支出资金流向的综合反映。
它包括各种现金、银行票据、证券账户、储蓄存款、活期存款等。
2. ATM：自动取款机自动取款机指的是一种银行客户可以用于提取、存入、查询银行账户余额的设备。
它是银行提供的便捷服务，客户可以在任何自动取款机上进行取款操作，而无需排队等候。
3. Bank Statement：银行对账单银行对账单是每个月银行发给客户的一份账户明细，包括月初余额、本月收入、本月支出和月末余额等信息。
客户可以根据对账单查看账户余额状况，确保安全有效管理资金。
4. Cheque：支票支票是银行客户通过书面形式向收款人支付款项的凭证，客户可以通过填写支票向他人支付资金，并从自己的账户扣除相应的钱款。
5. Currency：货币货币是指银行或政府发行的可兑换物品，它被用于交易和促进物质和服务的流通。
它可以是纸币或硬币，也可以是电子货币，都可以用于支付和收取货币。
6. Debit Card：借记卡借记卡是银行客户可以使用其在银行开立的账户存款，向他人支付资金或购买商品、消费服务的一种货币代币。
它可以代替支票或现金进行支付。
7. Deposit：存款存款指的是客户将其资金存入银行支付系统的行为，客户通过向银行支付货币或银行票据等形式，在银行开立账户，并将其存款转入该账户中。
8. Loan：贷款贷款指的是银行或政府向客户提供的资金，客户可以按照银行的要求，在规定时间内按期归还贷款，并按照既定的利率支付相应的利息。
9. Overdraft：透支透支是指客户在银行账户余额不足的情况下，仍可通过银行临时获得的服务。
银行可以允许客户的账户透支，但银行会收取一定的利息，客户在规定时间内必须把欠款全部还清。
银行专业术语
1.现金业务：Cash business, 2.转账业务：transfer business, 3.汇兑业务：currency exchange business, 4.委托收款：commission receivables, 5.发放贷款：loans, 6.贷款收回：loan recovery，7.贷款展期：loan extension，8.办理银行汇票：apply for bank dra s, 9.收息：interest, 10托收：托收： collec on. 下面是一些常用语，希望对你有所帮助： 下面是一些常用语，希望对你有所帮助：银行英语之专业术语银行英语之专业术语account number 帐目编号帐目编号depositor 存户存户pay-in slip 存款单存款单a deposit form 存款单存款单存款单a banding machine 自动存取机自动存取机自动存取机to deposit 存款存款deposit receipt 存款收据存款收据private deposits 私人存款私人存款cer ficate of deposit 存单存单存单deposit book, passbook 存折存折存折credit card 信用卡信用卡principal 本金本金to counter sign 双签双签双签to endorse 背书背书endorser 背书人背书人to cash 兑现兑现to honor a cheque 兑付兑付to dishonor a cheque 拒付拒付to suspend payment 止付止付止付cheque,check 支票支票 cheque book 支票本支票本order cheque 记名支票记名支票 bearer cheque 不记名支票不记名支票 crossed cheque 横线支票横线支票 blank cheque 空白支票空白支票 rubber cheque 空头支票空头支票 cheque stub, counterfoil 票根票根 cash cheque 现金支票现金支票 traveler's cheque 旅行支票旅行支票 cheque for transfer 转帐支票转帐支票 outstanding cheque 未付支票未付支票 canceled cheque 已付支票已付支票 forged cheque 伪支票伪支票 Bandar's note 庄票，银票庄票，银票 banker 银行家银行家president 行长行长Chase Bank 大通银行大通银行Na onal City Bank of New York 花旗银行花旗银行Hongkong Shanghai Banking Corpora on 汇丰银行汇丰银行汇丰银行Chartered Bank of India, Australia and China 麦加利银行麦加利银行Banque de I'IndoChine 东方汇理银行东方汇理银行东方汇理银行central bank, na onal bank, banker's bank 中央银行中央银行 bank of issue, bank of circula on 发行币银行发行币银行 commercial bank 商业银行，储蓄信贷银行商业银行，储蓄信贷银行 member bank, credit bank 储蓄信贷银行储蓄信贷银行discount bank 贴现银行贴现银行exchange bank 汇兑银行汇兑银行reques ng bank 委托开证银行委托开证银行issuing bank, opening bank 开证银行开证银行advising bank, no fying bank 通知银行通知银行nego a on bank 议付银行议付银行confirming bank 保兑银行保兑银行paying bank 付款银行付款银行associate banker of collec on 代收银行代收银行consigned banker of collec on 委托银行委托银行clearing bank 清算银行清算银行local bank 本地银行本地银行domes c bank 国内银行国内银行overseas bank 国外银行国外银行unincorporated bank 钱庄钱庄trustee savings bank 信托储蓄银行信托储蓄银行信托储蓄银行trust company 信托公司信托公司financial trust 金融信托公司金融信托公司unit trust 信托投资公司信托投资公司trust ins tu on 银行的信托部银行的信托部credit department 银行的信用部银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公商业信贷公司（贴现公司）司）neighborhood savings bank, bank of deposit 街道储蓄所街道储蓄所credit union 合作银行合作银行credit bureau 商业兴信所商业兴信所self-service bank 无人银行无人银行land bank 土地银行土地银行construc on bank 建设银行建设银行industrial and commercial bank 工商银行工商银行bank of communica ons 交通银行交通银行交通银行mutual savings bank 互助储蓄银行互助储蓄银行互助储蓄银行post office savings bank 邮局储蓄银行邮局储蓄银行mortgage bank, building society 抵押银行抵押银行industrial bank 实业银行实业银行home loan bank 家宅贷款银行家宅贷款银行家宅贷款银行reserve bank 准备银行准备银行chartered bank 特许银行特许银行corresponding bank 往来银行往来银行investment bank 投资银行投资银行import and export bank (EXIMBANK) 进出口银行进出口银行 joint venture bank 合资银行合资银行合资银行money shop, na ve bank 钱庄钱庄credit coopera ves 信用社信用社clearing house 票据交换所票据交换所public accoun ng 公共会计公共会计business accoun ng 商业会计商业会计cost accoun ng 成本会计成本会计deprecia on accoun ng 折旧会计折旧会计 computerized accoun ng 电脑化会计电脑化会计 general ledger 总帐总帐subsidiary ledger 分户帐分户帐cash book 现金出纳帐现金出纳帐cash account 现金帐现金帐journal, day-book 日记帐，流水帐日记帐，流水帐bad debts 坏帐坏帐investment 投资投资surplus 结余结余idle capital 游资游资economic cycle 经济周期经济周期economic boom 经济繁荣经济繁荣economic recession 经济衰退经济衰退economic depression 经济萧条经济萧条economic recovery 经济复苏经济复苏infla on 通货膨胀通货膨胀defla on 通货收缩通货收缩devalua on 货币贬值货币贬值revalua on 货币增值货币增值interna onal balance of payment 国际收支国际收支 favourable balance 顺差顺差adverse balance 逆差逆差hard currency 硬通货硬通货so currency 软通货软通货interna onal monetary system 国际货币制度国际货币制度 the purchasing power of money 货币购买力货币购买力 money in circula on 货币流通量货币流通量货币流通量note issue 纸币发行量纸币发行量na onal budget 国家预算国家预算na onal gross product 国民生产总值国民生产总值国民生产总值public bond 公债公债stock, share 股票股票debenture 债券债券treasury bill 国库券国库券debt chain 债务链债务链direct exchange 直接（对角）套汇直接（对角）套汇 indirect exchange 间接（三角）套汇间接（三角）套汇 cross rate, arbitrage rate 套汇汇率套汇汇率套汇汇率foreign exchange fluctua on 外汇波动外汇波动 foreign exchange crisis 外汇危机外汇危机 discount 贴现贴现discount rate, bank rate 贴现率贴现率gold reserve 黄金储备黄金储备money (financial) market 金融市场金融市场金融市场stock exchange 股票交易所股票交易所broker 经纪人经纪人commission 佣金佣金bookkeeping 簿记簿记bookkeeper 簿记员簿记员an applica on form 申请单申请单申请单bank statement 对帐单对帐单le er of credit 信用证信用证信用证strong room, vault 保险库保险库保险库equitable tax system 等价税则等价税则 specimen signature 签字式样签字式样 banking hours, business hours 营业时间营业时间。
常见银行英语词汇(各种银行术语和句子全面介绍)
常见银行英语词汇account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间银行英语口语－新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。
常见银行英语词汇(各种银行术语和句子全面介绍)
常有银行英语词汇account number 帐号depositor 存户pay-in slip存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收条private deposits 个人存款certificate of deposit 存单deposit book, passbook 存折credit card 信誉卡 principal本金overdraft, overdraw 透支to counter sign 双签 to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票rubber cheque 一纸空文cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅游支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银专家president 行长 savingsbank 积蓄银行 ChaseBank 大通银行Citibank花旗银行Hongkong Shanghai BankingCorporation 汇丰银行 CharteredBank ofIndia, Australia and China麦加利银行Banque de I'IndoChine东方汇理银行central bank, nationalbank, banker's bank 中央银行bank of issue, bankof circulation刊行币银行commercial bank商业银行，积蓄信贷银行member bank, creditbank 积蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 拜托开证银行issuing bank, opening bank开证银行advising bank, notifyingbank 通知银行 negotiationbank 议付银行 confirmingbank 保兑银行 paying bank付款银行 associate bankerof collection 代收银行consigned banker ofcollection 拜托银行clearing bank 清理银行local bank 当地银行domestic bank 国内银行overseas bank 外国银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank信托积蓄银行trust company 信托企业financial trust 金融信托企业unit trust信托投资企业trust institution银行的信托部credit department银行的信誉部Commercial credit company(discount company)商业信贷企业（贴现企业）neighborhood savings bank,bank of deposit 街道积蓄所credit union 合作银行 creditbureau 商业兴信所 self-servicebank 无人银行 land bank 土地银行 construction bank 建设银行 industrial and commercialbank工商银行bank of communications 交通银行mutual savings bank相助积蓄银行post office savingsbank 邮局积蓄银行mortgage bank, building society抵押银行industrial bank 实业银行 homeloan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 来往银行merchant bank, acceptingbank 承兑银行investment bank 投资银行import and exportbank (EXIMBANK)出入口银行joint venture bank合资银行money shop, native bank 钱庄credit cooperatives 信誉社clearing house 单据互换所public accounting公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book日志帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital游资economic cycle经济周期economic boom 经济繁华economic recession 经济衰败economic depression 经济冷清economic crisis经济危机economic recovery经济复苏inflation 通货膨胀deflation 通货缩短devaluation 钱币贬值revaluation 钱币增值international balance of payment 国际进出favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system国际钱币制度the purchasing powerof money 钱币购置力money in circulation钱币流通量note issue 纸币刊行量national budget 国家估算national gross product公民生产总值public bond 公债stock, share 股票debenture 债券treasury bill国库券debt chain 债务链direct exchange 直接（对角套汇indirect exchange 间接三角套汇cross rate, arbitrage rate套汇汇率foreign currency(exchange) reserve 外汇贮备foreign exchange fluctuation外汇颠簸foreign exchangecrisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金贮备 money(financial) market金融市场stock exchange 股票交易所broker 经纪人 commission佣金 bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单 letter ofcredit 信誉证 strong room,vault 保险库 equitable taxsystem 等价税则 specimensignature 署名式样 bankinghours, business hours 营业时间银行英语口语－新开帐户What kind of account did youhave in your mind? 你想开哪一种帐户 ?Do you like to open acurrent account?你想开一个活期存款帐户吗?A deposit or current account?按期仍是活期?Please tell me how you wouldlike to deposit your money.请告诉我你想存何种户头?There's a service charge forthe checking account but nocharge for the savings.支票户头要收伏务费，现金户头不收。
银行业务英语词汇
银行业务英语词汇会计账目用语会计报表statement of account往来帐目account current如今往来帐||存款额current accout销货帐account sales共同计算帐项joint account未决帐项outstanding account贷方帐项credit account||creditor account借方帐项debit account||debtor account应付帐||应付未付帐account payable应收帐||应收未收帐account receivable新买卖||新帐new account未决帐||老帐old account现金帐cash account流水帐running account呆帐bad account会计项目title of account借贷细帐||交验帐account rendered继续记帐to keep account与... 有买卖to have an account with清算||清算债务to make up an account清洁帐目||与... 中止买卖to close one's account with结帐to close an account结清差额to balance the account with反省帐目to examine an account转入A的帐户to charge the amount to A's account以计帐方式付款to pay on account代理某人||为某人on one's account||on account of one为自己计算||独立帐目on one's own account支票用语支票薄cheque book支票陈票人cheque drawer持票人cheque holder不记名支票cheque to bearer||bearer cheque记名支票||认人支票cheque to order到期支票antedated cheque未到期支票postdated cheque保付支票certified cheque未获兑现支票，退票returned cheque空白支票blank cheque失效支票，过时支票stale cheque普通支票open cheque支票换现金||兑现to cash a cheque清算票款to clear a cheque保证兑现to certify a cheque支票退票to dishonour a cheque拒付支票to refuse a cheque拒付支票to stop payment of a cheque提示要求付款to present for payment支付指定人payable to order已过时||有效out of date||stale请给出票人R/D||refer to drawer存款缺乏N/S||N.S.F.||not sufficient funds||I/F||insufficient funds 文字与数字不分歧words and figures differ更改处应加盖印章alterations require initials交流时间已过effects not cleared中止付款payment stopped支票毁损cheque mutilated汇款用语汇款||寄钱to remit||to send money寄票供取款||支票支付to send a cheque for payment寄款人a remitter收款人a remittee汇票汇单用语国外汇票foreign Bill国际汇票inland Bill跟单汇票documentary bill空头汇票accommodation bill原始汇票original bill改写||换新票据renewed bill电汇telegraphic transfer (T.T)担保书trust receipt||letter of indemnity承兑||认付acceptance单张承兑general acceptance有条件承兑qualified acceptance附条件认付conditional acceptance局部认付partial acceptance拒付||退票dishonour由于存款缺乏而退票dihonour by non-payment提交presentation期满||到期maturity托收collection外汇行情exchange quotation现汇汇率spot rate临时汇率long rate公家汇票折扣率rate on a private bill远期汇票兑换率forward rate付款汇率pence rate当日汇率||成交价currency rate套汇||套价||公断买卖率arbitrage收到汇款to receive remittance填写收据to make out a receipt付款用语付款方法mode of payment现金付款payment by cash||cash payment||payment by ready cash 以支票支付payment by cheque以汇票支付payment by bill以物品支付payment in kind付清||支付全部货款payment in full||full payment活期付款payment on term年分期付款annual payment预付货||先付payment in advance||prepayment延付货款deferred payment立刻付款prompt payment||immediate payment暂付款suspense payment延期付款delay in payment||extension of payment结帐||清算||支付settlement分期付款instalment滞付||拖欠||尾数款未付arrears特许拖延付款日days of grace保证付款del credere付款to pay||to make payment||to make effect payment结帐to settle||to make settlement||to make effect settlement||to square||to balance支出||付款to defray||to disburse结清to clear off||to pya off拖延付款to defer payment||to delay payment付款被拖延to be in arrears with payment还债to discharge迅速付款to pay promptly付款颇为恶劣to pay very badly||to never pay unless forced拒绝付款to refuse payment||to refuse to pay||to dishonour a bill惠请付款kindly pay the amount||please forward payment||please forward a cheque.讨取利息to charge interest附上利息to draw interest||to bear interest||to allow interest生息to yield interest生息3% to yield 3%存款to deposit in a bank||to put in a bank||to place on deposit||to make deposit在银行存款to have money in a bank||to have a bank account||to have money on deposit 向银行提款to withdraw one's deposit from a bank换取现金to convert into money||to turn into cash||to realize打折扣购置to buy at a discount打折扣出售to sell at a discount打折扣-让价to reduce||to make a reduction减价to deduct||to make a deduction回扣to rebate现金折扣cash discount货到付款||现金提货cash on deliver (C.O.D.)货到付现款cash on arrival即时付款prompt cash净价||最低价钱付现net cash现金付款ready cash即期付款spot cash||cash down||cash on the nail凭单据付现款cash against documents凭提单付现款cash against bills of lading承兑交单documents against acceptance (D/A)付款交单documents against payment (D/P)信誉证用语追加信誉证additional credit||additional L/C信誉证金额amount of credit赊帐金额credit balance可吊销信誉证revocable L/C不可吊销信誉证irrevocable L/C保兑信誉证confirmed L/C不保兑信誉证unconfirmed L/C可转让信誉证assignable L/C||transferable L/C无条件信誉证open credit||free credit普通讯誉证general letter of credit游览信誉证circular letter of credit特别信誉证special letter of credit信誉证底帐letter of credit ledger信誉证发行帐letter of credit issued account信誉证金额amount of creditWhat kind of account did you have in your mind? 你想开哪种帐户？Do you like to open a current account?你想开一个活期存款帐户吗？A deposit or current account?活期还是活期？Please tell me how you would like to deposit your money.请通知我你想存何种户头？There's a service charge for the checking account but no charge for the savings. 支票户头要收效劳费，现金户头不收。
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已无存款no funds
如支票不获兑现时,不必出具拒绝证书。Notto be protested in case of dishonour||ห้องสมุดไป่ตู้rotest waived||no protest
需要出具拒绝证书to be protested
没有通知no advice
hard currency 硬通货
soft currency 软通货
international monetary system 国际货币制度
the purchasing power of money 货币购买力
money in circulation 货币流通量
note issue 纸币发行量
金额有错误accounts differ
文字与数字所记载金额不同words and figures differ
签名有误|印鉴不符signatures differ
请明天再次提出为荷present again tomorrow
保证付款good for payment
银行业务最常用英语术语
account number 帐目编号
depositor 存户
pay-in slip 存款单
a deposit form 存款单
a banding machine 自动存取机
to deposit 存款
deposit receipt 存款收据
private deposits 私人存款
joint venture bank 合资银行
money shop, native bank 钱庄
credit cooperatives 信用社
clearing house 票据交换所
public accounting 公共会计
business accounting 商业会计
cost accounting 成本会计
to cash 兑现
to honor a cheque 兑付
to dishonor a cheque 拒付
to suspend payment 止付
cheque,check 支票
cheque book 支票本
order cheque 记名支票
bearer cheque 不记名支票
crossed cheque 横线支票
bank of issue, bank of circulation 发行币银行
commercial bank 商业银行，储蓄信贷银行
member bank, credit bank 储蓄信贷银行
discount bank 贴现银行
exchange bank 汇兑银行
requesting bank 委托开证银行
neighborhood savings bank, bank of deposit 街道储蓄所
credit union 合作银行
credit bureau 商业兴信所
self-service bank 无人银行
land bank 土地银行
construction bank 建设银行
industrial and commercial bank 工商银行
bad debts 坏帐
investment 投资
surplus 结余
idle capital 游资
economic cycle 经济周期
economic boom 经济繁荣
economic recession 经济衰退
economic depression 经济萧条
economic crisis 经济危机
certificate of deposit 存单
deposit book, passbook 存折
credit card 信用卡
principal 本金
overdraft, overdraw 透支
to counter sign 双签
to endorse 背书
endorser 背书人
trust company 信托公司
financial trust 金融信托公司
unit trust 信托投资公司
trust institution 银行的信托部
credit department 银行的信用部
commercial credit company(discount company) 商业信贷公司（贴现公司）
请求偿还清单||清偿帐户recourse account
偿还准备金recourse fund
拒绝偿还||拒绝追索recourse repudiation
请入收款人的户号account payee
请支付票款advice to pay cheques
惠请通知该支票的经过advise fate
canceled cheque 已付支票
forged cheque 伪支票
Bandar's note 庄票，银票
banker 银行家
president 行长
savings bank 储蓄银行
Chase Bank 大通银行
National City Bank of New York 花旗银行
issuing bank, opening bank 开证银行
advising bank, notifying bank 通知银行
negotiation bank 议付银行
confirming bank 保兑银行
paying bank 付款银行
associate banker of collection 代收银行
未受指示no orders
禁止转让||不可转让non-transferable||not transferable
已付款received payment||payment received
上开价金已收到value received||for value received
上开价金系经核算value in account
上开金额与发票相同value as per invoice
上开金额与通知书相符value as per advice
无追索权without recourse
有追索权||偿还请求权right of recourse
depreciation accounting 折旧会计
computerized accounting 电脑化会计
general ledger 总帐
subsidiary ledger 分户帐
cash book 现金出纳帐
cash account 现金帐
journal, day-book 日记帐，流水帐
consigned banker of collection 委托银行
clearing bank 清算银行
local bank 本地银行
domestic bank 国内银行
overseas bank 国外银行
unincorporated bank 钱庄
branch bank 银行分行
trustee savings bank 信托储蓄银行
Hongkong Shanghai Banking Corporation 汇丰银行
Chartered Bank of India, Australia and China 麦加利银行
Banque de I'IndoChine 东方汇理银行
central bank, national bank, banker's bank 中央银行
reserve bank 准备银行
chartered bank 特许银行
corresponding bank 往来银行
merchant bank, accepting bank 承兑银行
investment bank 投资银行
import and export bank (EXIMBANK) 进出口银行
bank of communications 交通银行
mutual savings bank 互助储蓄银行
post office savings bank 邮局储蓄银行
mortgage bank, building society 抵押银行
industrial bank 实业银行
home loan bank 家宅贷款银行
blank cheque 空白支票
rubber cheque 空头支票
cheque stub, counterfoil 票根
cash cheque 现金支票
traveler's cheque 旅行支票
cheque for transfer 转帐支票
outstanding cheque 未付支票
请照会发票人refer to drawee（R.D.）
无交易no account
款额不足||存款不足not sufficient（N.S.）||no sufficient funds（N.S.F.）
已无存款no funds
如支票不获兑现时,不必出具拒绝证书。Notto be protested in case of dishonour||protest waived||no protest
discount 贴现
discount rate, bank rate 贴现率
gold reserve 黄金储备
money (financial) market 金融市场