2020年开福区招商银行招聘考试试题及答案
招商银行招聘笔试完整真题及答案.docx
招商银行2017年招聘笔试完整真题及答案“互联网＋”，是一种科学地驾驭技术、利用技术基础上的提速、提质、提效。
作为先进技术、先进工具的互联网，用于建设和发展是积极正面的，用于攻击和毁损是消极负面的。
既要积极有效地使用互联网这一先进工具，推动经济社会发展，又要建立良好秩序，采取安全保护措施，防范由于破坏性运用所带来的被动和伤害。
关于这段文字，以下理解正确的是（）。
A.互联网有利于推动经济社会发展，是利大于弊的B.互联网是一把双刃剑，“互联网＋”就是对互联网辩证地趋利避害C.“互联网＋”的出现就是为了消除互联网的消极负面作用D.互联网使得不少青年人沉溺其中，耽误了学业，是弊大于利的答案：B解析：【解析】A“利大于弊”未提及；B，互联网是双刃剑，可由第二句得知，第一句和第三句可推出““互联网＋”就是对互联网辩证地趋利避害”，故正确；C“为了……”错误，文段说的是“驾驭技术、利用技术基础上的提速、提质、提效”，故错误；D“不少青年人沉溺其中”未提及。
综上所述，B项正确。
“意外惊喜”不是游客在朝鲜可以经常遇到的东西，因为导游会地规划你的行程，通常不惜绕远路也要避免你接触普通朝鲜民众。
可喜的是，一些非政府组织正在打破这层厚重面纱。
A.周密企图B.谨慎试图C.严密努力D.审慎考虑答案：B解析：【解析】本题可从第二空入手，文意指导游往往会尽量让游客无法接触普通民众，但现在一些非政府组织正在尝试改变这一局面。
“企图”一般用作贬义，与文中“可喜的是”感情色彩不符，排除A项。
“考虑”仅强调有意识，文中明显是指已经开始有行动了，该词停留在理念层面，排除D项。
B、C可做比较，“试图”指尝试，指开始去做。
而“努力”强调尽力去做，强调程度。
文段仅仅谈及，非政府组织有了这样的行为，但对行为本身的程度如何，并未论述。
B项符合。
1941年，美国正式参加了反法西斯战争，大批美国士兵来到英国。
美国和英国都是使用英语的国家，美军与英国军民的接触没有语言障碍。
2020招商银行招聘试题及答案解析
2020招商银行招聘试题及答案解析（网络整理，题目顺序与原题可能不一致）1. 贯彻“三个代表”重要思想，关键在：_____A: 坚持党的先进性B: 坚持执政为民C: 坚持党的阶级性D: 坚持与时俱进参考答案: D本题解释:参考答案答案解释。
解析：贯彻“三个代表”的根本要求“关键在坚持与时俱进，核心在保持党的先进性，本质在坚持执政为民。
”2. 职业道德是所有人员在职业活动中应该遵循的行为准则，以下选项哪项不属于事业单位工作人员违反职业道德的行为？_____A: 抄袭、剽窃、侵吞他人学术成果，伪造篡改数据文献，或者是捏造事实等学术不端行为B: 利用职业身份进行利诱，威胁或者误导，损害他人合法权益的C: 包养情人或超计划生育的D: 利用权威、地位或者掌控的资源，压制不同观点，限制学术自由，造成重大损失或者不良影响的参考答案: C本题解释:【答案】C。
解析：职业道德是所有从业人员在职业活动中应该遵循的行为准则，涵盖了从业人员与服务对象、职业与职工、职业与职业之间的关系。
C项不属于职业道德。
3. “人们对真理的认识就像登山运动员登山一样，每登高一步，就接近顶峰一步。
与登山不同的是，人们永远不可能达到真理的顶峰。
”对这句话分析正确的是_____。
A: 它揭示了真理的客观性B: 它揭示了真理是发展过程C: 它否认了人的认识能力D: 它否认了真理的绝对性参考答案: B本题解释:参考答案:B【解析】真理是随着实践的发展而发展的，认识是思维对客体永无止境的接近，任何一个具体真理都是由相对真理向绝对真理转化过程中的一个环节，真理是一个不断发展的过程。
故选B。
4. 下列属于常见的公共部门志愿性管理工具的是_____。
A: 信息和劝导B: 政府补贴C: 税收D: 市场参考答案: D本题解释:【答案】D。
解析：志愿性工具是指在所期望实现的任务上，政府较少的介人，而由民间力量或市场自主运作。
常见的公共部门志愿性管理工具包括市场、家庭与社区、志愿组织。
2020年新华区招商银行招聘考试试题及答案_1379
2020年新华区招商银行招聘考试试题及答案一、选择题（在下列每题四个选项中选择符合题意的，将其选出并把它的标号写在题后的括号内。
错选、多选或未选均不得分。
）1、20世纪70年代初几乎同时提出金融深化和金融抑制理论的经济学家是（）。
A、爱德华•肖B、罗伯特•麦金农C、菲利普斯D、赫尔希曼【答案】AB【解析】1973年麦金农和肖在“经济发展中的金融深化”和“经济发展中的货币与资本”等著作中，阐述了金融体制与经济发展的密切联系，指出金融抑制会严重阻碍经济发展，而金融深化则将有力推动经济发展。
2、公文中若有附件，附件说明应在（）。
A、在正文下空1行顶格处B、在正文下空1行左空1字处C、在正文下空1行左空2字处D、在正文下空1行右空2字处【答案】C【解析】本题考查的是公文的基本格式，在正文下空一行左空二字编排“附件”二字，后标全角冒号和附件名称。
如有多个附件，使用阿拉伯数字标注附件顺序号（如“附件：1.XXXXX”）；附件名称后不加标点符号。
附件名称较长需回行时，应当与上一行附件名称的首字对齐。
故本题选择C项。
3、这篇公文的主要语言风格是（）。
A、平实易懂B、准确生动C、艰深晦涩D、庄重周严【答案】D【解析】公文语言有着与其他文章不同的特点，即准确、庄重、平实、简明。
作为批复，尤其要做到庄重周严，所以选D。
4、下列文学作品中，属于魔幻现实主义流派的代表作的是（）。
A、卡夫卡的《变形记》B、梅特林克的《青鸟》C、马尔克斯的《百年孤独》D、贝克特的《等待戈多》【答案】C【解析】魔幻现实主义文学是20世纪50年代崛起于现代拉丁美洲文坛、富有撼动世界的轰动效应的现代派文学重要流派，其主张把现实投放到虚幻的环境和气氛中，给以客观、详尽的描述，使现实披上一层光怪陆离的魔幻外衣，该流派的主要代表作品是阿格达斯的《深沉的河流》、马尔克斯的《百年孤独》等，因此C项正确。
A项卡夫卡的《变形记》属于表现主义流派的代表作。
B项梅特林克的《青鸟》属于象征主义流派的代表作。
2020年秋季招商银行校园招聘考试真题
2020年秋季招商银行校园招聘考试真题1. Due to personality _____ , the two colleagues never got on well in work.A. contradictionB. conflictC. confrontationD. competition2. There were 150 _____ at the international conference this summer.A. spectatorsB. viewersC. participantsD.onlookers3. For the advertised position, the company offers a (an) _____ salary and benefits package.A. generousB. plentifulC. abundantD. sufficient4. Our school library is _____ closed for repairs.A. shortlyB. quicklyC. temporarilyD. rapidly5. —Did you fly to London directly? —No, I traveled from Taiwan _____ Paris.A. throughB. by way ofC. by the wayD. in the way6. Teddy came to my_____with a cheque of 200 dollars to pay my room rate, after I phoned him that my wallet had been stolen.A. attendanceB. assistanceC. rescueD. safety7. The moon, being much nearer to the Earth than the Sun, is the_____cause of the tides .A. principalB. basicC. initialD. elementary8. First, we need to find out what his scheme is, and then act_____ .A. sensitivelyB. imaginativelyC. efficientlyD.accordingly9. Men differ from animals_____three is to one.A. for whichB. for thatC. in thatD. in which10. _____the boss says, it is unreasonable to ask me to work overtime without pay.A. WhateverB. WheneverC.WhicheverD. However11. A new laptop costs about_____ of a second-hand one.A. the price of three timesB. three times the priceC. as much as the three times priceD. three times more than the price12.In this factory, suggestions often have to wait for months before they are fully _____ .A. admittedB. acknowledgedC. absorbedD. considered13. I was very interested in_____she told me.A. all thatB. all whichC. all whatD. that14. During the TV interview, the singer announced that he was going to_____ his new album soon.A. releaseB. renewC. relieveD. rehearse15. After working for the firm for ten years, he finally_____ the rank of deputy director.A. achievedB. approachedC. attainedD. acquiredCREDIT PROBLEM?CREDIT DENIED?WE CAN HELP!（COLLECTION AGENCIES）●LATE PAYMENTS ●REPOSSESSIONS●BANKRUPTCIES ●BIG DEBTSICR’S Exclusive $5-million Computer Search Program The only one of its kind in the worldHow credit agencies may not in compliancewith the Canadian Consumer Reporting Act and what you can do about it."WE REPAIR CREDIT---LEGALLY""All information is strictly confidential"Consolidate debts into lower monthly payments!Call for an appointment:416-755-78916. Who is the intended audience of this advertisement?A.People who are in legal trouble.B.Anyone who is having financial problems.C.Businesses that are in need of tax breaksD.Workers who must do their yearly taxes.17. What type of services does the company offer?A. It helps those who are in debt.B. It lends money at low interest.C. It invests in potential companies.D. It provides legal counseling to people in trouble.Anebook (alsoreferredtoasanelectronicbook, eBook, or e-book) is a digital version of a printbookthat you download and read. But if you wanttoreadanebook, you must haveanEbook Reader, which is a kind of free software used by yourcomputer. Make sure you have installed the appropriate Reader before you download your ebook from the Internet. The software allows youtoturn the words on the screen into the size you like. Italsohelps you turn pages and change your viewing options.Ebooks are a fun alternativetoregular books. You can download themtoanycomputers and create your own library of hundreds of titles. If you load them onto your portable computer, you can take them with you when you travel. Some ebooks are even interactive! Best of all, when you orderanebook, there is no waiting and no shipping charges. The amount of time it takestodownload your ebook depends on the speed of your connection and the size of your ebook.18. From this passage, we learn thatanebook_____.A.can be found in any libraryB.can be read directly from the InternetC.can be read by anyone who has a computerD.can be read when special software is installed19. From this passage, we can learn that_____.A.you can readanebook on a laptop when you travelB. you can orderanebook using the Ebook ReaderC. the ebooks ordered havetobe shippedtoyouD.it takes a lot of trouble readinganebook20.Which of the following statements is TRUE ?A.Anebook is ordered in the same wayasa printbookis.B.The size of the words inanebook cannot be changed.C.The downloading time is decided by the ebook’s sizeD.There is less fun readinganebook than a printbook.When we talk about intelligence, we do not mean the ability to get good scores on certain kinds of tests or even the ability to do well in school. By intelligence we mean a way of living and behaving (表现), especially in a new situation. If we want to test intelligence, we need to find out how a person acts instead ofhow much he knows what to do.For example, when in a new situation, an intelligent person thinks about the situation,not about himself orwhat might happen to him. He tries to find out all be can,and then he acts immediately and tries to dosomething about it. He probably isn't sure how it will all work out, but at least he tries. And if he cannot makethings work out right, he doesn't feel ashamed (羞愧) that he failed, he just tries to learn from his mistakes. An intelligent person, even if he is very young, has a special outlook (看法) on life, a special feeling about life, and how he fits into it.If you look at children, you'll see great difference between what we call "bright" children and "non-bright"children. They are actually two different kinds of people, not just the same kind with different amount ofintelligence. For example, the bright child really wants to find out about life-he tries to get in touch witheverything around him. But the unintelligent child keeps more to himself and his own dream-world; he seemsto have a wall between him and life in general.21. According to this passage, intelligence is the ability to ________.A. get some high scores on some testsB. do well in schoolC. deal with lifeD. have a lot of book knowledge22. In a new situation, an intelligent person ________.A. knows more about what might happen to himB. is sure of the result he will getC. cares more about himselfD. keeps his mind on what to do about the situation23. According to the passage the biggest difference between “bright”children and “not bright”children lies in _______.A. the amount of intelligenceB. the different situations they faceC. the differentattitudes to lifeD. the background of life24. What is the main idea of the passage?A. What is the real meaning of intelligence?B. What is the “bright”children behavior?C. What is a special outlook on life?D. How to live and behave in a new situation?25. In the next part of the passage, the author might continue to talk about ___.A. how to determine what intelligence isB. how education should be changedC. how to judge whether a person is intelligentD. how an unintelligent person should be taughtWhen young women were found to make only 82 percent of what their male peers do just one year out of college, many were at a loss to explain it.All the traditional reasons put forward to interpret the pay gap—that women fall behind when they leave the workforce to raise kids, for example, or that they don’t seek as many management roles—failed to justify this one. These young women didn’t have kids yet. And because they were just one year removed from their undergraduate degrees, few of these women yet had the chance to go after (much less decline) leadership roles.But there are other reasons why the pay gap remains so persistent. The first is that no matterhow many women may be getting college degrees, the university experience is still an unequal one. The second is that our higher education system is not designed to focus on the economic consequences of our students’years on campus.Now that women arc the majority of college students and surpass men in both the number of undergraduate and advanced degrees awarded, one might think the college campus is a pretty equal place. It is not. Studies show that while girls do better than boys in high school, they start to trail off during their college years. They enroll in different kinds of classes, tend to major in less rigorous（非常严格的）subjects, and generally head off with less ambitious plans.As a result, it's not surprising that even the best educated young women enter the workplace with a slight disadvantage. Their college experience leaves them somewhat confused, still stumbling（栽倒）over the dilemmas their grandmothers' generation sought to destroy. Are they supposed to be pretty or smart? Strong or sexy（性感的）? All their lives, today's young women have been pushed to embrace both perfection and passion to pursue science and sports, math and theater and do it all as well as they possibly can. No wonder they are not negotiating for higher salaries as soon as they get out of school. They are too exhausted, and too scared of failing.26. Traditionally, it is believed that women earn less than men because_________.A.they have failed to take as many rigorous coursesB.they do not feel as fit for management rolesC.they feel obliged to take care of their kids at homeD.they do not exhibit the needed leadership qualities27. What does the author say about America's higher education system?A. It does not offer specific career counseling to women.B.It does not consider its economic impact on graduates.C.It does not take care of women students' special needs.D.It does not encourage women to take rigorous subjects.28. What does the author say about today's college experience?A.It is different for male and female students.B.It is not the same as that of earlier generations.C.It is more exhausting than most women expect.D.It is not so satisfying to many American students.29. What does the author say about women students in college?A. They have no idea how to bring out their best.B.They drop a course when they find it too rigorous.C.They are not as practical as men in choosing courses.D.They don't perform as well as they did in high school.30. How does the author explain the pay gap between men and women fresh from college?A.Women arc too worn out to be ambitious.B. Women are not ready to take management roles.C.Women are caught between career and family.D.Women are not good at negotiating salaries.31.对真正知道标准、了解音乐、懂得思考的演奏家，练习只是确保舞台上的演出水平，并非练出一个不可改变的诠释。
2020招商银行长沙分行招聘试题及答案解析
2020招商银行长沙分行招聘试题及答案解析（网络整理版，与原题顺序可能不一致）1. 解放思想、实事求是、与时俱进_____，是科学发展观最鲜明的精神实质。
A: 求真务实B: 锐意创新C: 奋发有为D: 永续发展参考答案: A本题解释:【解析】解放思想、实事求是、与时俱进、求真务实是科学发展观的精神实质。
故本题答案选A。
2. 公众层面的现象与专业层面的表现，看似相距甚远，实则紧密相连。
不从事专业研究的社会公众固然不会参与科学技术前沿的创新，但实际上，公众素养是科技发展的土壤。
离开了这个群众基础，即使我们凭借少数科技精英的努力能够实现“上天入地”，也很难持续不断地推动创新，真正迈入创新型国家的行列。
这段文字的核心观点是：_____A: 提高全民科学素质势在必行B: 科技发展是公民科学素养的“软实力”C: 中国公民的科学素养亟待提高D: 科技的发展依赖于公众素养的同步提高参考答案: A本题解释:【答案】A。
解析：由“公众素养是科技发展的土壤。
离开了这个群众基础……也很难持续不断地推动创新，真正迈人创新型国家的行列”可知，文段强调的是公众素养对科技发展和技术创新的基础性作用。
B项强调科技发展对公民科学素养的意义，颠倒了文段论述的主、客体，排除。
C项“亟待”所表达的提髙公民科学素养的迫切性从文段中无法推出，排除。
D项表述过于绝对，文段只是说离开了这个基础，“很难持续不断地推动创新，真正迈入创新型国家的行列”，且“同步提高”也无法从文段中得出。
本题答案为A。
3. 组织为说服管理对象而采取的传播管理方法是_____。
A: 新闻发布会B: 沟通性会议C: 公务谈判D: 游说策动参考答案: D本题解释:【答案】D。
解析：当组织出于自身需要，为了实现组织目标，要向它的管理对象进行专门的说服时便形成了游说策动工作。
故本题答案选D。
4. 下列关于税收的说法中，正确的是_____。
A: 税收是国家行为，由审判机关代为征收B: 税收具有自愿性，交多少由公民自己决定C: 一切税收都是由国家法律来规定的，只要国家未修改税法，税收应该是固定的D: 税收具有强制性、有偿性、固定性的特点参考答案: C本题解释:【答案】C。
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2020年开福区招商银行招聘考试试题及答案
一、选择题（在下列每题四个选项中选择符合题意的，将其选出并把它的标号写在题后的括号内。
错选、多选或未选均不得分。
）
1、社会公德是该社会各个社会集团、社会阶层都应当遵循的共同道德要求，它反映了道德要求的
（）。
A、全人类性
B、公共性
C、时代性
D、阶级性
【答案】B
【解析】道德具有共同性（公共性）、民族性、阶级性、历史基础性、自律性的特点。
社会公德是社会全体成员都必须遵守的道德规范。
具有最广泛的群众性和适用范围，在同一社会中，任何社会成员不管属于哪个阶级或从事何种职业，对于社会公共生活的简单规则，都必须遵守，否则就要受到社会舆论的谴责。
这体现了道德要求的公共性。
故选B。
2、当今随着信息技术的飞速发展，人们对光存储容量的要求不断提高，下列哪个光存储技术是目前最先进的?（）
A、CD
B、DVD
C、LaserDisk
D、Blu--RayDisc（蓝光DVD）
【答案】D
【解析】CD、DVD是目前常见和普及的光存储技术。
Blue—RayDisc是前不久刚刚确定的新一代光存储技术标准，它具有存储量大、保存时间长等特点，目前还处于推广阶段。
而LaserDisk是对激光存储技术的统称。
所以答案为D项。
3、人们因胃酸分泌过多所食用的“抗酸剂”主要成分可能是（）。
A、氢氧化亚铁
B、碳酸氢钠
C、碳酸锂
D、氢氧化钾
【答案】B
【解析】因胃酸分泌过多所食用的“抗酸剂”主要成分为碳酸氢钠，可用于缓解胃酸过多引起的胃痛、胃灼热感（烧心）、反酸等症状。
4、表彰性通报的结尾，通常采用下述（）形式。
A、交代制发公文的根据与有缘
B、直接表明结论，以阐明制发此文的原因
C、表明敬意或谢意
D、对观看报告者发出号召，提出希望与要求
【答案】D
【解析】通报本身具有教育性和号召性，D选项更加合适。
5、公文的作者是指（）。
A、撰稿人
B、审核人
C、签发人
D、发文机关
【答案】D
【解析】发文机关就是制发公文的机关，一般将公文的发文机关作为公文的作者。
故选D。
6、实施西部大开发战略要统筹规划，突出重点。
其哲学依据是（）。
A、同一矛盾的双方，其地位、作用是不平衡的
B、在复杂事物发展过程中，不同矛盾地位、作用是不平衡的
C、矛盾普遍存在，必须一分为二地看问题
D、一切事物都在发展，必须用发展的眼光看问题
【答案】B
【解析】复杂事物中包含多个矛盾，其中必有一个矛盾居于支配地位，对事物的发展起着决定作用，这个矛盾就是主要矛盾。
反之，不处于支配地位，对事物的发展不起决定作用的矛盾就是次要矛盾。
主次矛盾的原理告诉我们集中力量找出主要矛盾，才能找到解决复杂问题的重点、关键或中心，同时做到统筹兼顾，适当安排。
“实施西部大开发战略要统筹规划，突出重点”正是依据了“在复杂事物发展过程中，不同矛盾地位、作用是不平衡的”这一原理。
故选B。
7、根据决策目标的影响程度不同，决策可以分为（）。
A、战略决策和战术决策
B、单目标决策和多目标决策
C、程序性决策和非程序性决策
D、常规决策和重复决策
【答案】A
【解析】根据不同的标准，决策可以划分为不同的类型。
根据决策目标的多寡，可以分为单目标决策和多目标决策;根据决策问题的重复程度不同，可以划分为程序性决策和非程序性决策。
因此B项和C项不是正确答案，D项说的实际上是同一种决策，即程序性决策。
8、根据决策目标对行动方案进行初始选择的决策称为（）。
A、战术决策
B、原始决策
C、确定型决策
D、追踪决策
【答案】B
【解析】战术决策是具有微观性、局部性、区域性和阶段性的一种决策，其目标具体，问题单一;确定型决策是这样一种决策，即面临的是一种比较确定的自然状态，可选方案的预期结果是相对明确的，因而方案之间的比较和择优是不难做到的;原始决策是指根据决策目标对行动方案进行初始选择的决策;追踪决策是与原始决策相对的一种决策。
9、下列俗语中同时包含和体现“规律的客观性”、“矛盾的特殊性”、“内因是事物运动变化的根据”等哲学道理的是（）。
A、日有所思，夜有所梦
B、士别三日，刮目相看
C、千里之堤，溃于蚁穴
D、种瓜得瓜，种豆得豆
【答案】D
【解析】A项没有体现规律的客观性。
B项体现的是发展的观点，不符合题意。
C项体现了量变和质变的关系，不符合题意。
“种瓜得瓜，种豆得豆”体现了规律是客观的，也表明了矛盾具有特殊性，内因是事物发展的根据，决定事物发展的方向，因此D项符合题意。
10、城市劳动力供给受哪些因素影响？（）
A、城乡人口再生产
B、劳动适龄人口的规模
C、劳动力参与率
D、劳动力流动
【答案】ABCD
【解析】劳动力供给可以定义为在不同的工资水平上，一个既定的人口市场中所提供的工作量。
影响城市劳动力供给的因素有很多，主要有以下几个方面：（1）人口特征，它包括人口的规模、人口的再生产能力、人口的迁移、人口的年龄与性别构成等；（2）劳动力素质，它包括劳动者的身体健康状况、文化教育程度、劳动技能水平以及合作精神等；（3）劳动参与度，它是指总人口中有就业欲望的正常人口所占百分比以及他们愿意提供的劳动时间；（4）制度因素，它包括社会保障体制、就业政策、劳资关系。
11、医生在给人抽血化验时，用一根橡皮胶管将上肢的上臂扎紧，一会儿上肢前臂靠肘关节处的血管暴起，该血管是（）。