保险业常见的英语单词

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保险专业词汇中英文

保险专业词汇中英文

保险专业词汇中英文
保险行业涉及大量的专业术语,这些术语在中文和英文中都有其特定的表达方式。

以下是一些常见的保险专业词汇及其对应的中英文对照:
保险(Insurance)
保单(Insurance Policy)
保险人(Insurer)
被保险人(Insured)
受益人(Beneficiary)
保费(Premium)
赔款(Claim Payment)
免赔额(Deductible)
赔偿限额(Limit of Indemnity)
风险(Risk)
再保险(Reinsurance)
承保(Underwriting)
拒保(Decline to Insure)
解除保险(Cancellation of Insurance)
续保(Renewal of Insurance)
核保(Risk Assessment)
理赔(Claim Settlement)
等待期(Waiting Period)
保险期间(Policy Period)
保险责任(Insurance Liability)
这只是保险专业词汇中的一小部分,实际上,保险行业的专业术语非常丰富。

在实际应用中,建议参考相关的保险行业标准和规范,以确保术语使用的准确性和专业性。

保险业常用词汇

保险业常用词汇

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insure保险;投保;保证 insurance保险;保险费;保险金额 underwriters保险商(指专保水险的保险商)保险承运人 insurance company保险公司 insurer保险人 insurance broker保险经纪人 insurance underwriter保险承保人 insurance applicant投保人 insurant,the insured被保险人,受保人 to cover(effect,arrange,take out)insurance投保 insurance coverage;risks covered保险范围 insurance slip投保单 insured amount保险金额 insurance against risk保险 insurance clause保险条款 insurance instruction投保通知 insurance business保险企业 insurance conditions保险条件 PICC(People's Insurance Company of China)中国人民保险公司 risk insured,risk covered承保险项 risk险别 to provide the insurance为……提供保险 leaflet说明书 fine print细则 insurance expense保险费 premium rate保险费率 premium保险费 insurance rate保险费率表 insurance proceeds保险金(保险收入)

保险业常用词汇中英文对照

保险业常用词汇中英文对照

保险业常用词汇中英文对照第一部分:保险承保业务1、一般保险原理保险insurance保险业insuranceindustry保险业务结构businessstructures保险业主体bodiesinInsuranceIndustry被保险人insured理赔claimsettlement承保利润微薄underwritingprofitisslight承保能力insurancecapacity承保业务underwritingoperation未决赔款储备金reserveIBRN大数法则LawofLargeNumbers营业额turnover市场缺陷marketimperfections社会保险socialinsurance个人代理人personalagent银行保险bankinsurance直销straightpin佣金brokerage手续费commissioncharges再保险reinsurance2、财产保险财产保险propertyinsurance长尾long-tail长期护理保险long—termcareinsurance短尾short-tail综合赔付率combinedratio自留retention车险autoinsurance财产保险propertyinsurance责任保险liabilityinsurance农业保险agriculturalinsurance巨灾保险catastropheinsurance意外伤害保险casualtyaccidentinsurance3、寿险词汇变额寿险variablelifeinsurance长寿保险insuranceonlastsurvivor定期寿险terminsurance合同储蓄机构contractualsavinginstitutions红利dividend疾病保险sicknessinsurance简易险industrialinsurance健康保险healthinsurance巨额医药费保险majormedical"insurancepolicy可变保费寿险flexible—premiumlifeinsurance利差损interestspreadrisk利率敏感型产品interest—sensitivewholelife赔期/期限indemnityperiod/limit普通寿险ordinarylifeinsurance人寿保险lifeinsurance预定利率市场化Market-basedAssumedInterestRate团险groupinsurance限期缴费终身寿险limited—paymentwholelifeinsurance 养老保险endowmentinsurance医疗保险insuranceformedicalcare医疗费用保险medicalexpenseinsurance终身寿险wholelifeinsurance准备金reserve伤残收入保险disabilityincomeinsurance失能incapacity可变万能寿险Variable-universallifeinsurance可变年金Variableannuity评估价值AppraisalValue内含价值EmbededValue新业务价值ValueofNewBusiness税收优惠taxbreak税收递延型养老保险Deferredtaxendowmentinsurance大病医疗保险Largequantitymedicalinsurance分红保险ParticipatingInsurance传统保险traditionalinsurance理财型保险financialplanningorientedinsurance投资连结寿险unit—linkedlifeinsurance4、保险偿付能力风险资本要求risk—basedcapital固定最低成本要求fixedminimumcapitalrequirement保险偿付能力监管insurancesolvencyregulation保险监管信息系统InsuranceRegulatoryInformationSystem财务分析跟踪系统FinancialAnalysisTrackingSystem偿付能力Solvency偿付能力不足insolvent认可资产admissibleassets第二部分保险资产管理1、行业主体和监管保险资产管理insuranceassetmanagement保险法insurancelaw保险资产管理公司insuranceassetmanagementcompany中国人保集团People'sInsuranceCompanyofChina(简称PICC) 中国人保资产管理公司PICCAssetManagementCompanyLimited 慕尼黑再保险资产管理公司MunichERGOAssetManagementGmbH (简称MEAG)中国保监会ChinaInsuranceRegulatoryCommission(简称CIRC)保险投资“新政”innovationpoliciesininsuranceinvestment 可投资资产investableasset投资公司法案InvestmentCompanyAct2、委托受托关系委托人client受托人trustee委托管理mandate绝对收益absolutereturn相对收益relativereturn3、组合管理大类资产配置assetsallocation战略资产配置StrategicAssetsAllocation(简称SAA)战术资产配置TacticAssetsAllocation(简称TAA)流动性管理liquiditymanagement资产负债管理Asset-LiabilityManagement(简称ALM)久期匹配durationmatching现金流匹配cashflowmatching一般账户generalaccount独立账户separateaccount4、类别投资固定收益投资fixed-incomeinvestment持有到期类资产held-to-maturityasset交易类资产tradingasset可供出售类资产assetavailableforsale股票投资equityinvestment基金投资fundinvestment另类投资alternativeinvestment境外投资overseasinvestment基础设施债权计划infrastructuredebtinvestmentplan 未上市企业股权投资privateequityinvestment不动产投资realestateinvestment利率互换InterestRateSwap(简称IRS)均值一方差分析themean-variancemethod5、第三方业务财富管理wealthmanagement第三方投资管理thethird-partyassetmanagement企业年金occupationalannuity养老金pension集合投资产品collectiveinvestmentfund。

保险专业名词大全

保险专业名词大全

保险专业名词大全以下是一些保险领域常见的专业名词:1.保险(Insurance):一种通过支付保费来转移风险的经济安排。

2.保险人(Insurer):提供保险保障的机构或个人。

3.被保险人(Insured):购买保险保障的个人或组织。

4.保险合同(Insurance Policy):包含保险责任和条款的法律文件,规定了保险人和被保险人的权利和义务。

5.保险条款(Insurance Terms and Conditions):保险合同中规定的具体责任、限制和条件。

6.保费(Premium):被保险人为获得保险保障而向保险人支付的费用。

7.赔偿金(Indemnity):保险人在发生保险事故后向被保险人支付的金额,用于补偿损失或伤害。

8.自负额(Deductible):在发生保险事故时,被保险人需要自行承担的部分损失。

9.索赔(Claim):被保险人向保险人提出的合法请求,要求支付赔偿金。

10.保险赔付率(Loss Ratio):指保险公司支付的赔偿金金额与收取的保费金额之比。

11.保险代理人(Insurance Agent):负责销售和推广保险产品的中介人员,代表保险公司与客户进行沟通和交流。

12.保险经纪人(Insurance Broker):以客户利益为导向,与多家保险公司进行合作,帮助客户选择适合的保险产品和保险公司。

13.再保险(Reinsurance):保险公司将部分风险转移给其他保险公司的行为,以分摊风险。

14.人寿保险(Life Insurance):提供给被保险人或其指定受益人在被保险人死亡或到期时支付给定金额的保险产品。

15.财产保险(Property Insurance):保护财产免受损失或损坏的保险,如汽车保险、房屋保险等。

这是保险领域中的一部分专业名词,涵盖了一些基本的概念和术语。

在实际保险工作中,还会涉及更多的专业名词和行业特有的术语。

了解和熟悉这些名词可以帮助更好地理解保险领域的知识和流程。

保险业专业词汇英语翻译

保险业专业词汇英语翻译

保险业专业词汇英语翻译accident意外事故险actuarial method精算法advance loss profits (alop)预期利润损失险,利损险advance profit预期利润broker经纪人business interruption insurance (bi)营业中断险captive自保公司casualty意外伤害险catastrophe巨灾险ceding company分出公司claim索赔claim settlement理赔combined ratio综合赔付率consequential loss (cl) 后果损失contractor´s all risks (car)建筑工程一切险(建工险)cover保障delay in completion完工延误eei电子设备险engineering insurance 工程保险erection all risks (ear)安装工程一切险(安工险)excess of loss cover超额赔偿exl protection超赔保障facultative business临分保ibrnincurred but not reported losses 已发生但未报的损失ibrn reserveibrn储备金indemnity period/limit赔期/期限inflated claim超额索赔insurance capacity承保能力insured property参保物业kobe神户lloyd劳合社long-tail长尾loss of profit利损险machinery (breakdown) insurance 机器(损坏〕险,机损险mail/sub-contractor主/分承包商maintenance保证期multiple claim多次(重复)索赔non-life非寿险officer & director liability雇主保险outstanding claim reserve未决索赔准备金pc industryproperty & catastrophe industryperil危险policy保单pool联营possible maximum loss可能的最大损失premium保费primary insurance company原保公司、主保险商principal/employer业主professional专业险profit margin利润边际property财产险proportional cover 比例分保punitive damage 惩罚性损害rate费率reinsurer分保人(分保公司)reinsurer再保人reserve准备金retention自留return period (巨灾)间隔期short-tail短尾solvency margin赔偿能力standing charges维持费用subject insured风险标的sum insured保额tarrif zone险区third party liability (tpl) 第三者责任险treaties business合同分保turnover营业额underwriting承保working expenses /cost营业费用writing 承保。

与保险相关的英语词汇

与保险相关的英语词汇

与保险相关的英语词汇与保险相关的英语词汇导语:保险是指投保人根据合同约定,向保险人支付保险费,保险人对于合同约定的可能发生的.事故因其发生所造成的财产损失承担赔偿保险金责任,或者被保险人死亡、伤残、疾病或者达到合同约定的年龄、期限等条件时承担给付保险金责任的商业保险行为。

下面是YJBYS店铺收集整理的有关保险的英语词汇,欢迎参考!insure 保险;投保;保证insurance 保险;保险费;保险金额underwriters 保险商(指专保水险的保险商)保险承运人insurance company 保险公司insurer 保险人insurance broker 保险经纪人insurance underwriter 保险承保人insurance applicant 投保人insurant, the insured 被保险人,受保人to cover insurance 投保insurance coverage;risks covered 保险范围insurance slip 投保单insured amount 保险金额insurance against risk 保险insurance clause 保险条款insurance instruction 投保通知insurance business 保险企业insurance conditions 保险条件PICC 中国人民保险公司risk insured, risk covered 承保险项risk 险别to provide the insurance 为...提供保险leaflet 说明书fine print 细则insurance expense 保险费premium rate 保险费率premium 保险费insurance rate 保险费率表insurance proceeds 保险金(保险收入)insurance free of particular average . 平安险(单独海损不赔)insurance with particular average , basic risks. insurance against all risks. 综合险,应保一切险risk of breakage 破碎险risk of clashing 碰损险risk of rust 生锈险risk of hook damage 钩损险risk of contamination 污染险insurance against total loss only 全损险risk of deterioration 变质险risk of packing breakage 包装破裂险risk of inherent vice 内在缺陷险risk of normal loss ? 途耗或自然损耗险risk of spontaneous combustion 自然险risk of contingent import duty 进口关税险insurance against war risk 战争险Air Transportation Cargo War Risk 航空运输战争险overland Transportation Insurance War Risk 陆上运输战争险insurance against strike, riot and civil commotion 罢工,暴动,民变险insurance against extraneous risks, insurance against additional risks 附加险risk of theft, pilferage and nondelivery 盗窃提货不着险risk of fresh and/of rain water damage 淡水雨淋险risk of leakage 渗漏险risk of shortage in weight/quantity 短量险risk of sweating and/or heating 受潮受热险risk of bad odour 恶味险,变味险risk of mould 发霉险on deck risk 舱面险ocean marine cargo insurance clauses 海洋运输货物保险条款transportation insurance 运输保险overland transportation insurance, land transit insurance 陆上运输保险insurance against air risk, air transportation insurance 航空运输保险parcel post insurance 邮包运输保险ocean marine cargo insurance, marine insurance 水险(海运货物保险)All Risks 一切险average 海损Particular Average 单独海损General Average 共同海损Marine Losses 海损partial loss 部分损失total loss 全部损失health insurance 疾病保险,健康保险sickness insurance 疾病保险insurance for medical care 医疗保险"major medical" insurance policy 巨额医药费保险insurance during a period of illness 疾病保险life insurance 人寿保险endowment insurance 养老保险insurance on last survivor 长寿保险to purchase health insurance 购买健康保险to have a health insurance policy 购买健康保险Additional Words and Phrasespolicy-holder 保险客户extra premium 额外保险费additional premium 附加保险费insurance law 保险法insurance act 保险条例insurance industry? 保险业insurance division 保险部insurance treaty 保险合同cover note 保险证明书guarantee of insurance 保险担保书premium rebate 保险费回扣insurance claim 保险索赔ceding, retrocession 分保reinsurance 分保(再保险) cedingcompany 分保公司co-insurance company 共同保险公司insurance document 保险单据certificate of insurance 保险凭证increasing coverage, extending coverage 加保renewing coverage 续保insurance commission 保险佣金social insurance 社会保险personal property insurance 个人财产保险insurance of contents 家庭财产保险下载全文。

保险行业英语单词

保险行业英语单词

保险行业英语单词Insurance Industry English VocabularyIntroduction:The insurance industry is a vital sector in the modern world, providing financial protection and coverage for individuals and businesses alike. In order to fully understand and navigate the complexities of this industry, it is essential to familiarize oneself with the key English vocabulary related to insurance. This article aims to present a comprehensive list of essential insurance industry English words that will enable readers to enhance their understanding of this field.I. Types of Insurance:1. Life Insurance - Provides financial protection to beneficiaries in the event of the insured person's death.2. Health Insurance - Offers coverage for medical expenses and healthcare services.3. Property Insurance - Protects against damage or loss of property due to various perils such as fire, theft, or natural disasters.4. Auto Insurance - Provides coverage for damages and liabilities related to vehicles.5. Liability Insurance - Protects against legal liabilities arising from injury or damage caused to others.II. Insurance Policies:1. Premium - The amount paid to the insurance company to obtain coverage.2. Deductible - The initial amount that policyholders must pay out-of-pocket before the insurance coverage kicks in.3. Coverage Limit - The maximum amount an insurance policy will pay for a covered loss.4. Exclusion - Specific conditions or circumstances that are not covered by the insurance policy.5. Claims - Requests made by policyholders to receive benefits or compensation for covered losses.6. Policyholder - The individual or entity that holds an insurance policy.7. Insured - The person or property covered by the insurance policy.8. Underwriter - The person or company responsible for evaluating and pricing insurance risks.9. Renewal - The process of extending an insurance policy beyond its initial term.10. Endorsement - A written amendment or modification to an existing insurance policy.III. Insurance Terms and Concepts:1. Actuary - A professional who uses mathematical and statistical methods to assess risks and determine insurance premiums.2. Risk Assessment - The evaluation of potential risks to estimate the likelihood of loss or damage.3. Loss Ratio - The ratio of incurred losses and expenses to earned premiums, used as a measure of an insurer's profitability.4. Premium Rate - The price of insurance per unit of coverage, typically expressed as a percentage of the insured amount.5. Claims Adjuster - An individual responsible for investigating and assessing claims submitted to an insurance company.6. Insurable Interest - The legal or financial interest a policyholder must have in the subject matter insured for a policy to be valid.7. Reinsurance - The practice of insurance companies transferring a portion of their risks to other insurers to reduce their exposure.8. Policyholder Surplus - The excess of an insurance company's assets over liabilities, serving as a measure of its financial strength.9. Salvage - Property or assets that have been damaged but still retain value and can be sold by the insurance company to recover losses.10. Subrogation - The legal process through which an insurance company seeks reimbursement from a third party for losses paid to the insured.Conclusion:As the insurance industry continues to evolve and expand, mastering the relevant English vocabulary is crucial for professionals and individuals seeking to navigate this field effectively. This article has provided acomprehensive list of essential insurance industry English words, covering various types of insurance, policy terms, and key concepts. By familiarizing oneself with these vocabulary terms and their meanings, readers can enhance their understanding and fluency in discussing insurance-related matters.。

保险业常用词汇中英文对照

保险业常用词汇中英文对照

【下载本文档,可以自由复制内容或自由编辑修改内容,更多精彩文章,期待你的好评和关注,我将一如既往为您服务】保险业常用词汇中英文对照第一部分:保险承保业务1、一般保险原理保险insurance保险业insurance industry保险业务结构business structures保险业主体bodies in Insurance Industry被保险人insured理赔claim settlement承保利润微薄underwriting profit is slight承保能力insurance capacity承保业务underwriting operation未决赔款储备金reserve IBRN大数法则Law of Large Numbers营业额turnover市场缺陷market imperfections社会保险social insurance个人代理人personal agent银行保险bank insurance直销straight pin佣金brokerage手续费commission charges再保险reinsurance.2、财产保险财产保险property insurance长尾long-tail长期护理保险long—term care insurance短尾short-tail综合赔付率combined ratio自留retention车险auto insurance财产保险property insurance责任保险liability insurance农业保险agricultural insurance巨灾保险catastrophe insurance意外伤害保险casualty accident insurance3、寿险词汇变额寿险variable life insurance长寿保险insurance on last survivor定期寿险term insurance合同储蓄机构contractual saving institutions红利dividend疾病保险sickness insurance简易险industrial insurance健康保险health insurance巨额医药费保险major medical" insurance policy可变保费寿险flexible—premium life insurance利差损interest spread risk利率敏感型产品interest—sensitive whole life赔期/期限indemnity period/limit普通寿险ordinary life insurance人寿保险life insurance.预定利率市场化Market-based Assumed Interest Rate团险group insurance限期缴费终身寿险limited—payment whole life insurance养老保险endowment insurance医疗保险insurance for medical care医疗费用保险medical expense insurance终身寿险whole life insurance准备金reserve伤残收入保险disability income insurance失能incapacity可变万能寿险Variable-universal life insurance可变年金Variable annuity评估价值Appraisal Value内含价值Embeded Value新业务价值Value of New Business税收优惠tax break税收递延型养老保险Deferred tax endowment insurance大病医疗保险Large quantity medical insurance分红保险Participating Insurance传统保险traditional insurance理财型保险 financial planning oriented insurance投资连结寿险unit—linked life insurance4、保险偿付能力风险资本要求risk—based capital固定最低成本要求fixed minimum capital requirement保险偿付能力监管insurance solvency regulation保险监管信息系统Insurance Regulatory Information System财务分析跟踪系统Financial Analysis Tracking System偿付能力 Solvency偿付能力不足 insolvent. 认可资产 admissible assets. 第二部分保险资产管理1、行业主体和监管保险资产管理insurance asset management保险法insurance law保险资产管理公司insurance asset management company中国人保集团People's Insurance Company of China(简称PICC)中国人保资产管理公司PICC Asset Management Company Limited慕尼黑再保险资产管理公司Munich ERGO Asset Management GmbH(简称MEAG)中国保监会China Insurance Regulatory Commission(简称CIRC)保险投资“新政”innovation policies in insurance investment可投资资产investable asset投资公司法案Investment Company Act2、委托受托关系委托人client受托人trustee委托管理mandate绝对收益absolute return相对收益relative return3、组合管理大类资产配置assets allocation战略资产配置Strategic Assets Allocation(简称SAA)战术资产配置Tactic Assets Allocation(简称TAA)流动性管理liquidity management资产负债管理Asset-Liability Management(简称ALM)久期匹配duration matching现金流匹配cash flow matching. 一般账户general account独立账户separate account4、类别投资固定收益投资fixed-income investment持有到期类资产held-to-maturity asset交易类资产trading asset可供出售类资产asset available for sale股票投资equity investment基金投资fund investment另类投资alternative investment境外投资overseas investment基础设施债权计划infrastructure debt investment plan未上市企业股权投资private equity investment不动产投资real estate investment利率互换Interest Rate Swap(简称IRS)均值一方差分析the mean-variance method5、第三方业务财富管理wealth management第三方投资管理the third-party asset management企业年金occupational annuity养老金pension集合投资产品collective investment fund。

保险领域行业词汇 中英对照

保险领域行业词汇 中英对照

信用合作社=credit union精神上痛苦=pain & suffering保險費交付方式=premium mode到達年齡=attained age公共意外責任保險=liability insurance, public公共意外責任保險=public liability insurance專門職業責任保險=professional liability insurance不保項目=exclusion一次給付死亡理賠金=lump sum death benefit保證保險=bond投保證明=certificate of participation利率敏感型終身壽險=interest-sensitive whole life平準保險費=level premium比率溢額再保險=quota surplus reinsurance不適航=unseaworthiness責任綜合保險=liability insurance, comprehensive general 估價=appraisal其他保險條款=other insurance clause傢俱衣李保險=contents insurance傢俱衣李保險=household contents insurance標準條款=standard insurance contract provision標準條款=standard provisions相互保險公司=mutual company相互保險公司=mutual insurance company客戶關係管理=customer relationship management(CRM)信用人壽保險=credit life insurance信用人壽保險=creditor life insurance信用人壽保險=insurance, credit life信用人壽保險=life insurance, credit投資組合=investment portfolio投資組合=portfolio保險索賠=insurance claim保單紅利=policy dividend保單紅利=policyholder dividend重要員工=key employee(key person)現金餘額計畫=cash balance plan現值化=capitalization公證報告=survey report復效=reinstatement復效=revival提前給付人壽保險=acceleration life insurance時效=statute of limitation終身年金保險=life income policy要保書=proposal要保書=application承租人保險=renters insurance保單質押貸款=loan on policy保單質押貸款=policy loan即期年金=annuity, immediate即期年金=immediate annuity生死合險=endowment生死合險=endowment assurance生死合險=endowment insurance人壽保險被保險人=life insured曆年制已發生賠款=calendar year accounting incurred losses 履約保證保險=bond, performance履約保證保險=performance bond終身人壽保險=whole life insurance保險單紅利選擇權=participating policy dividend option分進再保險=reinsurance assumed洪水險承保約定=flood coverage保險單面值=face value of the policy縱火=arson保單現金價值滅失日=date of exhaust, exact保單現金價值滅失日=exact date of exhaust危險自留=risk retention相互保險社=mutual insurance association附加高額醫療保險=supplemental major medical insurance保險證=certificate of insurance保險證=certificate, insurance事故發生基礎承保式=occurrence form財產保險=property insurance長期失能=long-term disability法定年齡=legal age公認財務顧問師=Chartered Financial Consultant(ChFC)固定所得與本金保單=income and principal policy保單持有人=policyholder保全=conservation團體人壽保險=life insurance, group每日住院給付=daily hospital benefit告知=representations告知=disclosure現值因子=present value factor索賠=claim索賠=claims made要保人=applicant要保人=applicant for insurance要保人=proposer營建工程保證保險=construction bond逆仲介=disintermediation長期失能保險=long-term disability income insurance 長期失能保險=permanent health insurance(PHI)震災保險=earthquake insurance個人簡易壽險=individual life insurance承保業務內容組合=portfolio風險移轉=risk transfer風險移轉=transfer of risk利率風險=interest rate risk斷肢保險=dismemberment insurance總保費=gross premium總保費=premium, gross次標準體=risk substandard次標準體=substandard次標準體=under-average life汽車責任保險=automobile liability insurance受託人=bailee受託人=fiduciary受託人=trustee受託人=consignee增額保險單=additional optional policy責任準備金修正制=modified reserve standards已發生之費用=expense incurred保證增加保額選擇權=guaranteed issue投保前已存在的健康狀態=preexisting condition約定價值條款=agreed value clause事故發生基礎=occurrence basis自動墊繳保費=automatic premium loan(APL)個人信用保證保險=individual fidelity bond可能最大損失=maximum probable loss可能最大損失=possible maximum loss(PML)可能最大損失=probable maximum loss(PML)風險衡量=risk measurement保單紅利選擇權=dividend options保單紅利選擇權=options, dividend最大誠信契約=contract of utmost good faith最大誠信契約=uberrime fidei contract清償能力邊際=margin of solvency保單生效日=policy date豁免保險費附約=waiver of premium rider保險公司=insurance company信用卡偽造保險=credit card forgery insurance保證現金價值=cash value, guaranteed保證現金價值=guaranteed cash value要約與承諾=offer and acceptence保證購買選擇權=guaranteed purchase option賠償金=reparations保險契約=contract保險契約=contract of insurance保險契約=insurance contract變更受益人=beneficiary change財團法人工程保險協進會=Engineering Insurance Association(E.I.A.)自然災害=peril of nature受益人=beneficiary傷害及疾病保障=injuries and diseases covered職業傷害=occupational injury終身失能給付=lifetime disability benefit單獨海損=average, particular單獨海損=particular average承保能量=capacity危險因素=hazard承保利潤=underwriting profit保險證明書=insurance certificate保險效力終止條款=termination clause可信度=credibility完全失能給付=total disability benefit實質危險因素=hazard, physical實質危險因素=physical hazard汽車保險=automobile insurance汽車保險=motor insurance汽車保險=vehicle coverage信用風險=credit risk可保性=insurability海損理算師=average adjuster法律風險=legal risk航空器墜落及機動車輛碰撞承保式=falling aircraft & vehicle impact form 可保性增額選擇權=insurability option現值=current value現值=present value現值=present worth不保項目批註=exclusion rider遞延年金=annuity, deferred遞延年金=deferred annuity直接簽單公司=direct writer直接簽單公司=direct writing carrier保險效力之中止=suspension of coverage提前滿期選擇權=accelerated option除外(不保)期間=deferred period承保準備金=underwriting reserve連生生存年金保險=joint life and survivor insurance連生生存年金保險=joint-life and last-survivor annuity變額壽險=variable life insurance法定有價證券評價準備=mandatory security valuation reserve(MSVR)應計基礎(權責發生基礎)之會計方法=accrual basis of accounting團體年金=annuity, group團體年金=group annuity保單所有人權益=equity, policyowners保單所有人權益=policyowners equity保單所有人權益=policyholder surplus已發生費用=incurred expenses不續約條款=non-renewal clause保費自動墊繳選擇權=automatic premium loan option對價=quid pro quo對價=valued of all consideration對價=consideration請求給付保險金=claim純保費=premium, pure純保費=pure premium純保費=net premium純保費=net single premium純保費=premium, net非營利性公司=non-profit corporation利率敏感型保險單=interest sensitive policies定期年金=terminable annuity特別賠款準備金=special loss reserve保單可貸金額=loan value不當執業=malpractice財團法人保險事業發展中心=Insurance Institute of the Republic of China 分離帳戶=separate account二十年期繳費終身壽險=twenty-payment life不可轉換定期保險=non-convertible term insurance未決賠款=claim outstanding未決賠款=loss outstanding未決賠款=losses outstanding未決賠款=outstanding losses風險控管=risk control追溯保費=retrospective premium強制汽車責任保險=compulsory automobile liability insurance保險期間=duration of risk保險期間=period保險期間=policy period保險期間=policy term保險期間=term of policy保險期間=term人身意外傷害保險=personal accident insurance風險暴露單位=exposure unit故意之侵權行為=intentional tort故意之侵權行為=tort, intentional投保紀錄=insurance history列名被保險人=insured named列名被保險人=named insured主保險單=primary cover健康保險=health insurance可保價值=insurable value終身失能保險=lifetime policy不足額保險=underinsurance分進再保險人=assuming reinsurer保單架構=policy structure推定全損=constructive total loss招募率=recruitment ratio客觀危險=objective risk生存年金=annuity, life生存年金=life annuity被保險人=assured被保險人=cestui que vie被保險人=insurant被保險人=insured長尾賠案=long-tail claim保單貼現=viatical settlement代理費用=agent expense保險業務員=producer保險業務員=solicitor承保成本=underwriting cost未收保險費=outstanding premium未收保險費=uncollected premium不沒收價值=non-forfeitability確定給付退休金計畫=defined benefit pension plan 確定給付退休金計畫=pension plan, defined benefit 現金價值=cash value比例再保險=reinsurance, share比例再保險=share reinsurance比例再保險=proportional reinsurance金融服務=financial services工程保險=engineering insurance共同海損=general average海難=perils of the sea標準差=standard deviation or variation第三人責任保險=third party liability insurance罷工暴動民眾騷擾不保條款=free of strikes, riots and civil commotion clause (F.S.R. & C.C. clause)已發生但未報損失=incurred but not reportedlosses(IBNR)除外期間=deductible, period除外期間=excepted period除外期間=excluded period保證利率=guaranteed interest rate火災法律責任保險承保約定=fire legal liability coverage估計最大損失=estimated maximum loss(EML)事故年度=accident year國民健康保險=national health insurance養老年金險=annuity, endowment調整後承保利潤=adjusted underwriting profit長尾業務=long-tail business平均損失幅度=average loss severity平均損失幅度=average severity保單交付=policy delivery分紅保險=par分紅保險=participating insurance銀行保險=allfinanz銀行保險=bancassurance保險單起保日=commencement of coveragement保險單起保日=date of inception of the policy確定提撥退休金計畫(購買型計畫)=defined contribution pension plan(money purchase plan)加減費率法=modification rating每一事故限額=limit, per accident每一事故限額=occurrence limit每一事故限額=per accident limit簡易保險=industrial insurance寬限期間=grace period寬限期間=days of grace法定公積金=statutory surplus差別費率=rate discrimination頻率=frequency承保範圍=coverage承保範圍=insurance coverage定額給付年金=annuity, fixed定額給付年金=fixed annuity大數法則=law of large numbers大數法則=the law of large numbers每年更新(續保)團體定期保險=yearly renewable group term insurance 現金保險=cash insurance現金保險=money insurance非比例性再保險=nonproportional reinsurance生存險=pure endowment足額保險=full insurance足額保險=full value insurance傳統人壽保險公司=old line company傳統人壽保險公司=old line legal reserve company有效契約=business in force有效契約=in-force business有效契約=valid contract有效契約=insurance in force營建工程契約保證保險=bond, construction contract營建工程契約保證保險=construction contract bond比率再保險=reinsurance, quota share營建工程保險=construction insurance保險轉嫁=insurance transfer安裝工程保險=installation insurance風險辨識=risk identification外務佣金=agent's commission全損=total loss(TL)兵險條款=war clause兵險條款=war risk clause醫療保險=medical insurance代位原則=subrogation principle推定失能=presumptive disability分保公司=primary終身壽險=life insurance, permanent終身壽險=lifetime policy終身壽險=ordinary life-whole life-straight life終身壽險=permanent life i基本保費=basic premium不可保危險=noninsurable risk不可保危險=noninsurance risk不可保危險=uninsurable risk執業過失責任保險=malpractice liability insurance分紅保單=participating分紅保單=participating policy分紅保單=with-profits policy意外事故傷害=injury independent of all other means無清償能力=insolvency附加承保範圍=additional extended coverage分保=cede分保=reinsurance投資報酬風險=investment yield risk火災保險=fire insurance事故發生率=incidence rate人身意外傷害及疾病保險=personal accident and sickness insurance 求償通知條款=notice of claim provision免除特定責任=waiver事故發生通知=notice to company避險=hedge避險=hedging事故年度統計=accident-year statistics攤回再保險賠款=claim recovered from reinsurer獨立董事保險單=independent directors policies標準體=risk, standard標準體=standard標準體=standard life到期日=date of expiration保額=amount insured保額=amount of insurance非系統性風險=risk, unsystematic自動保費墊繳條款=automatic premium loan provision(APLP)佣金=commission財務再保險=financial reinsurance適格要件=eligibility requirement住院醫藥費保險=hospital medical insurance效力終止=termination年金保險=annuity提前滿期=accelerative endowment穿透率=penetration調解=mediation再保=reinsurance專屬保險=captive insurance意外死亡條款=accidental death clause輸出融資保險=export loan insurance人壽保險標準(示範)條款=standard provision, life insurance承保條款=insuring clause復原條款=reinstatement clause保證與告知=warranties and representation傘覆式再保險=umbrella reinsurance保額復效=reinstatement of the sum assured保險代理人=insurance agent聲明條款=recital clause保單轉換條款=policy change provision不定值海上保險單=unvalued marine policy除外責任條款=exception clause再保險合約=reinsurance treaty再保險合約=treaty年金受益人=annuitant海損=average定額給付=benefit, flat dollar定額給付=fixed benefit定額給付=flat dollar benefit定額給付=stated value benefit保險密度=insurance density公營保險人=governmental insurer辛迪卡=syndicate財務規劃師=Certified Financial Planner(CFP)失能所得附加特約=disability income rider比率再保險合約=quota share reinsurance(treaty)意外事故預防=accident prevention貼現值=discount value短期費率=short period rate短期費率=short rate直銷=direct selling限期繳費保險契約=limited payment policy共同受益人=joint beneficiary外務員=agent外務員=field representative外務員=fieldman外務員=representative外務員=representative, field定值保險=valued coverage曆年事故年度統計=calendar-accident-year statistics保險單起迄日=date of subscription to the policy保單解約=surrender a policy長期看護險=long-term care(LTC)現金賠款=cash claim住院及手術費用保險=hospital / surgical expense insurance 住院保險=hospitalization insurance風險管理程序=risk management process費率釐定機構=rating organization自然耗損不保事項=wear and tear exclusion兵險=war risk受益人生存年金=survivorship annuity躉繳保費=premium, single躉繳保費=single payment躉繳保費=single premium保險經紀人公司=brokerage agency全險=against all risks(AAR)全險=all risk insurance全險=all risks全險=open perils風險值=value at risk(VaR)人壽保險之生存給付=living benefits of life insurance自然保費=natural premium財產及責任保險核保人=Chartered Property and Casualty Underwriter(CPCU)賠款成本率=burning cost ratio(pure loss cost)不實說明=misrepresentation可移轉式退休金=portable pension信用失能保險=credit disability insurance附加醫療保險=supplemental medical insurance附加醫療保險=supplementary medical insurance個人傷害保險=personal injury insurance投保申請書=application已承保=covered額外保費=extra premium額外保費=premium, extra不實重要說明=material misrepresentation危險事故=peril承保條=slip分保人=cedent股份型態之保險公司=stock insurance company股份型態之保險公司=stock insurer自殘=self-inflicted injury法律責任保險單=legal liability insurance policy保險單=insurance policy保險單=policy綜合個人責任保險=comprehensive personal liability insurance事故發生基礎責任承保範圍=claims occurrence basis liability coverage 平準佣金=commissions, level平準佣金=level commission事故=occurrence不可抗力之事故=force majeure射倖契約=aleatory contract發單日=date of issue營建機具綜合保險=contractors equipment insurance表定死亡率或罹病率=tabular mortality or morbidity附加保費=additional premium(AP)附加保費=loading charge附加保費=premium loading附加保費=loading失能豁免保險費=waiver of premium disability benefit失能豁免保險費=waiver of premium for disability確定簽單保額=definite closing起賠式自負額=deductible, franchise起賠式自負額=franchise deductible自然死亡=natural death風險管理=risk management現金償還年金(一次償還年金)=cash refund annuity(lump sum refund annuity)臨時分保=facultative reinsurance臨時分保=reinsurance, facultative喪葬保險=burial insurance喪葬保險=funeral insurance保單變造=spoliation保費=insurance premium保費=premium放佣行為=rebating每年更新(續保)定期保險=annual renewable term insurance每年更新(續保)定期保險=yearly renewable term insurance每年更新(續保)定期保險=yearly renewable term(YRT)保險需求分析法=need approach長期失能所得保單=long-term disability policy受託人保險=bailees insurance相互保險=mutual insurance已付賠款=losses paid已付賠款=paid losses失能保險=disability insurance技術準備金=technical reserve保單轉換=policy replacement不保危險=excluded peril防護及補償協會=Protection and Indemnity Club(P & I Club)風險成本=cost of risk營造綜合保險=contractor's all risks insurance(C.A.R.)保單面值=policy face(保險)仲介人=intermediary要約=offer投資連結型養老保險=unit-linked endowment初年度保費=first-year premium指數人壽保險=indexed life insurance巨災再保險=catastrophe reinsurance巨災再保險=reinsurance, disaster死亡風險=mortality risk保單聲明(要保書表白事項)=policy declaration約定價值=agreed value不保事項=exception分期保險費=installment premium保單滿期日=maturity date不分紅人壽保險=non-participating life insurance重要事實=material fact風險評估=risk assessment不可續保契約=non-renewable contract費率類別(費率等級)=rating class費用率=expense ratio個人退休金計畫=personal pension scheme不保財產=exclusion property契約轉換=conversion已發生之損失=incurred losses績優費率法=merit rating績優費率法=rating, merit人壽保險:人生風險=life insurance:life risk平均餘命=expectation of life平均餘命=life expectancy繳清保險=paid-up insurance投資報酬率=yield on investments ratio失效=lapse相互壽險公司=mutual life assurance company個人年金=annuity, individual個人年金=individual annuity再保險經紀人=reinsurance broker承保項目=item保單起保日及損失發生時點=contract inception and time of loss 信用卡保險=credit card insurance輸出保險=export insurance錯誤與遺漏條款=errors and omission clause增加率=accrual rate直接損失=direct loss直接損失=direct damage免賠額條款=franchise clause保單所有人保費豁免優惠=owner waiver of premium benefit核保=underwrite核保=underwriting除斥期間=limitation推定過失=negligence, presumed推定過失=presumed negligence抗辯條款=contestable clause分進公司=assuming company分進公司=ceded company分進公司=accepting office保險=assurance保險=insurance污染除外條款=pollution exclusion風險管理人=risk manager抗辯費用=defence cost抗辯費用=defense costs拋棄繼承=disclaimer遞延給付=deferred benefits and payments遞延給付=deferred payments鍋爐保險=boiler insurance意外死亡及斷肢、喪失能力=accidental death and dismemberment(AD&D)自用汽車保險單=personal auto policy自用汽車保險單=personal automobile policy(PAP)最大善意=bona fide最大善意=uberrimaie fidei風險管理師=Fellow in Risk Management(FRM)防護及補償保險=P&I insurance防護及補償保險=protection and indemnity(P & I)insurance危險抑減=risk reduction放射性污染保險=radioactive contamination insurance押標金保證保險=bid bond押標金保證保險=bond, bid協會貨物保險條款=institute cargo clauses(I.C.C.)保單滿期=matured自負額=deductible自負額=excess汽車車體損失保險=automobile physical damage insurance受益人信託=beneficiary of trust遺族年金=death benefit only已經過期間之保費=premium earned承保處所=insured premises費率手冊=rate book費率手冊=rate manual定期保險單=term of the policy定期保險單=term policy保單貸款=loan賠款準備金=loss reserve賠款準備金=reserve, loss附加保險事故=additional perils市場價值相對於實際現金價值=market value v. actual cash value信用保險=credit insurance保險利益=insurable interest保險利益=insurance interest保險精算師=actuary讓與權利=right of assignment不定值保險單=nonvalued insurance policy不定值保險單=unvalued policy貨物保險=cargo insurance投資型保險商品=investment-linked product現值表=present value tables金融控股公司=financial holding company保單體檢=periodic reviews不可轉讓保險單=nonassignable policy放佣=rebate年繳保費=annual premium員工誠實保證保險=bond, fidelity員工誠實保證保險=fidelity bond員工誠實保證保險=fidelity guarantee insurance變額萬能壽險=universal variable life insurance變額萬能壽險=variable universal life死亡給付=death benefit專屬代理制度=exclusive agency system毛保費=gross premium毛保費=premium, gross保單=insurance policy保單=policy續保條款=renewal agreement續保條款=renewal provision海上保險=marine insurance海上保險=wet marine insurance危險保費=risk premium法定不保事項=statutory exclusions除外項目=exclusion連動式債券=structured note拒保=rejection承保集團=pool保險金額=insurance cover保險金額=insured amount保險金額=sum insured保險金額=amount insured保險金額=amount of insurance風險基礎資本規定=risk based capital(RBC)requirements 再保險佣金=reinsurance commission提前給付之死亡保險金=living death benefits未滿期保費=premium, unearned未滿期保費=unearned premium定值保險單=stated value policy定值保險單=valued policy直接原因=proximate cause意外頻率=accident frequency承保會員=underwriting member約定價值保險單=agreed value policy失能所得保險=disability income insurance臨時再保險證明書=facultative certificate of reinsurance 非比例性保險=nonproportional insurance屬人危險=personal hazard其他被保險人=other insureds保險利益條款=insurable interest clause自動增加給付=automatic increase in benefits產品責任保險=liability insurance, product產品責任保險=product liability insurance公認壽險核保師=Chartered Life Underwriter(CLU)危險評估=risk appraisal保單評價=valuation, policy復效附註條款=reinstatement memorandum清償能力=solvency表定利率=tabular interest rate學生保險=student insurance現賠=cash claim索賠公證人=claim adjuster長尾責任=long-tail liability重複投保分攤準則=nonconcurrent apportionment rules給付選擇權=options of payment巨災債券=CAT bond巨災債券=catastrophe bond抗辯期間=contestable period海事公證人=marine surveyor契約=contract倫敦勞依茲=Lloyd's of London固定收益財務工具=fixed income financial instrument變額年金=annuity, equity變額年金=annuity, variable變額年金=equity annuity(ies)變額年金=variable annuity變額年金=variable dollar annuity生效日=effective date豁免保費條款=payor provision非投資等級債券=noninvestment grade bonds家畜保險=livestock insurance保險商品=product醫療費用保險=medical expense insurance醫療費用保險=medical payments insurance定期壽險附約=term insurance rider保險單生效日=date of policy貨物運送人保險=motor truck cargo insurance不喪失解約金價值=non-forfeiture cash surrender benefit醫師專業責任保險=liability insurance, physicians and surgeons 終止條款=cancellation clause勞工災害補償=workers compensation(W.C.)暫保單=binder暫保單=binding slip暫保單=cover note暫保單=insurance cover note理賠費用=claim expense理賠費用=loss adjustment expense共保=coassurance指數型人壽保單=indexed life policies效力中止條款=suspension provision直效行銷=direct marketing彈性保費=flexible premium保戶手冊=buyer's guide政策性保險=act insurance核保利潤=underwriting profit洪水保險=flood insurance汽車第三人責任保險單=third party only policy年金保費=annuity consideration年金保費=premium, annuity年金生命表=annuity table傳統人壽保險=old line傳統人壽保險=old line life初年定期式責任準備金提存制=preliminary term reserve system保險費率=insurance rate保險費率=premium rate豁免保險費=waiver of premium(WP)保留盈餘=retained earnings罷工保險=damage from strikers insurance罷工保險=strike insurance重大過失=gross negligence重大過失=negligence, gross自留=retention勞依茲辛迪卡=Lloyd's Syndicate保單移轉=transfer航空保險=air insurance航空保險=aviation insurance地震險=earthquake insurance超額保險=excess insurance超額保險=over insurance超額保險=over-insurance人壽保險可績保性=life insurance renewability保單指定受益人=owner's designated beneficiary保險金=amount of loss保險金=policy proceeds重置成本保險=replacement cost insurance企業主管人員保險=key-executive insurance公認財務分析師=Chartered Financial Analyst複保險=double insurance複保險=overlapping insurance意外傷害保單=accident policy不沒收條款=non-forfeiture benefit(option)不沒收條款=non-forfeiture clause不沒收條款=non-forfeiture option or provision不沒收條款=non-for投資帳戶=investment account保單年度經驗=experience, policy year保單年度經驗=policy year experience連生被保險人=joint insured告知義務=duty of disclosure保險集團=insurance pool心理危險因素=hazard, morale心理危險因素=morale hazard住院、手術及醫療費用保險=hospital, surgical, and medical expense insurance自殺條款=suicide clause自殺條款=suicide provision政治風險=political risk公證人=adjuster公證人=surveyor選擇權=option非營利性保險人=non-profit insurers保本型年金=capital protected annuity營業中斷=business interruption(BI)附加保險費=loading責任保險=liability insurance投資連結型個人退休金=unit-linked personal pension人壽保險=life assurance人壽保險=life insurance現金價值壽險=cash value life insurance單一費率=flat rate單一費率=rate, flat玻璃保險=glass insurance責任限額=liability limits責任限額=limit of liability台灣地區營造綜合保險聯合小組=Committee of Contractor's All Risks Underwriters in Taiwan(C.O.C.A.R.U.I.T.)一次購足=one-stop shopping行為能力=competency行為能力=legal capacity承保事故約定=coverage, peril車體損失保險=physical damage insurance契約不為承認之補償保險=contract repudiation indemnity估價條款=appraisal clause估價條款=valuation clause保單復效=reinstatement of policy限期繳費人壽保險=life insurance, limited payment限期繳費人壽保險=limited payment life insurance查勘=inspection額外生活費用保險=additional living expense insurance理算人=adjuster定額年金=level annuity醫療照護保險=medical care insurance風險基礎資本比率=risk based capital ratio保單價值=policy value自負額條款=deductible clause十日審閱期條款=ten-day free look provision淨保費=net premium淨保費=net single premium淨保費=premium, net給付=benefit公共運送人=common carrier基本費率=basic rate保險費非法處置=illegal holding of premiums現金償還年金=annuity, cash refund事業責任保險=business liability insurance疾病保險=sickness coverage疾病保險=sickness insurance懲罰性損害賠償金=exemplary damage可保性證明=evidence of insurability拖曳費用=towing charge衍生性金融商品=derivatives罹病率=morbidity罹病率=morbidity rate獨立代理人=agent, independent獨立代理人=independent agent不可轉讓契約或保險單=nonassignable contract or policy可轉換定期壽險=convertible term life insurance人壽保險單條款=policy provisions, life保單轉讓=policy assignment輸出信用保險=export credit insurance發生年度=occurrence year保單繼續率=persistency總括保險=blanket insurance巨災=catastrophe保險人=assurer保險人=insurance carrier保險人=insurer保險人=carrier不可變更之受益人=absolute beneficiary不可變更之受益人=beneficiary, absolute不可變更之受益人=beneficiary, irrevocable不可變更之受益人=irrevocable beneficiary其他保險=other insurance社會保險=social insurance定期人壽保險=life insurance, term定期人壽保險=term life insurance已終止之保單=terminated policy保費收入=premium income職業意外事故=accident, industrial職業意外事故=industrial accident職業意外事故=occupational accident批註(條款)=endorsement營業許可證=certificate of authority保險事故=insured peril旅行平安保險=travel accident insurance承保確定=commitments風險證券化=securitization of risk專屬代理人=agent, captive專屬代理人=captive agent專屬代理人=exclusive agent危險承擔=assumption of risk危險承擔=risk assumption分紅=dividend保單年度=policy year起賠點=attachment point起賠點=excess point一般公認會計原則=generally accepted accounting principles(GAAP)連生壽險=joint life insurance已繳股本=paid-in capital航空乘客意外保險=aviation passenger accident insurance保證解約退還金=cash value, guaranteed保證解約退還金=guaranteed cash value保險單不保項目=exclusions of policy風險基礎資本=risk based capital(RBC)退休保險需求=retirement insurance needs所得平均法=income averaging免賠額=franchise免賠額=deductible, franchise免賠額=franchise deductible分出公司=cedant分出公司=ceding company保險費=charge of insurance保險費=insurance expense保險費=insurance premium保險費=premium放棄代位權條款=waiver of subrogation rights clause保險單總價值=amount of insurance to value已收保費=earned premium效力保險=efficacy insurance保險代位=subrogation承保損失=covered losses重大疾病保險=catastrophic illness insurance重大疾病保險=critical illness insurance重大疾病保險=dread disease insurance臨時再保險=facultative reinsurance臨時再保險=reinsurance, facultative承保危險=risks covered使用性質=occupancy每日定額給付=fixed daily benefit失效解約率=lapse ratio綜合率=combined ratio專屬保險公司=captive insurance company承保費用=underwriting expense契約保全=life conservation意外=casualty意外=contingent可保危險=insurable risk使用性質變更條款=change in occupancy or use clause住院他項費用給付=special services benefits暴風雨、民眾騷擾、煙燻、冰雹、航空器、機動車輛、爆炸及暴動=W. C. SHAVER 人壽保險單=life policy自然耗損=natural losses自然耗損=wear & tear契約審閱期間=cooling-off period聲明事項=declaration確定給付=payment certain理賠=claim理賠=claim adjustment船體保險=hull insurance錯誤與遺漏保險=errors and omissions insurance(E&O)共同保險規定=coinsurance provision保單責任準備金=policy reserve侵權行為=tort附條件可續保契約=conditionally renewable contract 隨支隨付計畫=pay-as-you-go plan器官移植給付=transplant benefit現值化利率=capitalization rate保險單之簽約日期=date of subscription to the policy。

保险英语词典

保险英语词典

保险英语词典一、保险种类1.Life Insurance 人寿保险2.Health Insurance 健康保险3.Auto Insurance 汽车保险4.Property Insurance 财产保险5.Liability Insurance 责任保险6.Marine Insurance 海上保险7.Credit Insurance 信用保险8.Surety Bond 保证保险9.Employment Insurance 职业保险10.Retirement Insurance 养老保险二、保险合同1.Insurance Policy 保险合同2.Premium 保险费3.Beneficiary 受益人4.Policyholder 投保人5.Insurer 保险公司6.Underwriter 保险人7.Coverage 保险范围8.Exclusion 除外条款9.Term Life Insurance 定期人寿保险10.Whole Life Insurance 终身人寿保险三、保险费率1.Premium Rate 保险费率2.Deductible 免赔额3.Co-Insurance 共同保险4.Reinsurance 再保险5.Single Premium Life Insurance 单保费人寿保险6.Level Premium Rate 平准保费率7.Increasing Premium Rate 递增保费率8.Decreasing Premium Rate 递减保费率9.Loading/Surcharge 附加保费/附加费10.Reduced Premium Rate 优惠保费率四、保险赔偿1.Claim 理赔pensation 赔偿金3.Settlement 理赔金4.Reimbursement 报销费用5.Loss Reporting 报案6.Claim Settlement 理赔结案7.Partial Loss 的部分损失/偏瘫。

保险英语常用词汇

保险英语常用词汇

保险英语常用词汇Document serial number【NL89WT-NY98YT-NC8CB-NNUUT-NUT108】保险英语常用词汇insure保险;投保;保证?insurance保险;保险费;保险金额?underwriters保险商(指专保水险的保险商)保险承运人?insurancecompany保险公司?insurer保险人?insurancebroker保险经纪人?insuranceunderwriter保险承保人?insuranceapplicant投保人?insurant,theinsured被保险人,受保人?tocover(effect,arrange,takeout)insurance投保?insurancecoverage;riskscovered保险范围?insuranceslip投保单?insuredamount保险金额?insuranceagainstrisk保险?insuranceclause保险条款?insuranceinstruction投保通知?insurancebusiness保险企业?insuranceconditions保险条件?PICC(People’sInsuranceCompanyofChina)中国人民保险公司?riskinsured,riskcovered承保险项?risk险别?toprovidetheinsurance为...提供保险?leaflet说明书?fineprint细则insuranceexpense保险费?premiumrate保险费率?premium保险费?insurancerate保险费率表?insuranceproceeds保险金(保险收入)insurancefreeof(from)particularaverage(FPA).平安险(单独海损不赔)insurancewithparticularaverage(WPA),basicrisks.insuranceagainstallrisks.综合险,应保一切险riskofbreakage破碎险riskofclashing碰损险riskofrust生锈险riskofhookdamage钩损险riskofcontamination(tainting)污染险insuranceagainsttotallossonly(TLO)全损险riskofdeterioration变质险riskofpackingbreakage包装破裂险riskofinherentvice内在缺陷险riskofnormalloss(naturalloss)途耗或自然损耗险riskofspontaneouscombustion自然险riskofcontingentimportduty进口关税险insuranceagainstwarrisk战争险AirTransportationCargoWarRisk航空运输战争险overlandTransportationInsuranceWarRisk陆上运输战争险insuranceagainststrike,riotandcivilcommotion(SRCC)罢工,暴动,民变险insuranceagainstextraneousrisks,insuranceagainstadditionalrisks附加险riskoftheft,pilferageandnondelivery(TRND)盗窃提货不着险riskoffreshand/ofrainwaterdamage(wetting)淡水雨淋险riskofleakage渗漏险riskofshortageinweight/quantity短量险riskofsweatingand/orheating受潮受热险riskofbadodour(changeofflavour)恶味险,变味险riskofmould发霉险ondeckrisk舱面险oceanmarinecargoinsuranceclauses海洋运输货物保险条款transportationinsurance运输保险overlandtransportationinsurance,landtransitinsurance陆上运输保险insuranceagainstairrisk,airtransportationinsurance航空运输保险parcelpostinsurance邮包运输保险oceanmarinecargoinsurance,marineinsurance水险(海运货物保险)AllRisks一切险average海损ParticularAverage(P.A)单独海损GeneralAverage(G.A)共同海损MarineLosses海损partialloss部分损失totalloss全部损失healthinsurance疾病保险,健康保险sicknessinsurance疾病保险insuranceformedicalcare医疗保险"majormedical"insurancepolicy巨额医药费保险insuranceduringaperiodofillness疾病保险lifeinsurance人寿保险endowmentinsurance养老保险insuranceonlastsurvivor长寿保险topurchasehealthinsurance购买健康保险tohaveahealthinsurancepolicy购买健康保险AdditionalWordsandPhrasespolicy-holder保险客户extrapremium额外保险费additionalpremium附加保险费保险英语词汇Aabandonment?委付abandonmentclause?委付条款accident?意外事故accountingperiod?结算期actofgod?不可抗力actualtotalloss?实际全损actuarialmethod?精算法actuary?保险精算师additionalpremium?附加保险费additionalrisk?附加险advanceprofit?预期利润aggregatelimit?累积限额aggregatedloss?累积损失all-riskspolicy?一切险保单antiselection?逆选择applicant?投保人application?投保单approved?承保assignmentclause?转让条款average?海损、海损分摊averageadjuster?海损理算人averageclause?共同海损分担条款保险英语词汇Bbalance?所欠款项beneficiary受益人binder?暂保单bindingslip?暂保单breakageofpacking?包装破碎险broker?经纪人保险英语词汇Ccapacity?承保能力captive?自保公司captivepools?自保组合cargodamageadjustment?货损理算cargodamageinspection?货损检验cargodamageprevention?货损预防cargodamagereport?货损报告cargodamagesurvey?货损检查,货物损坏检验cargoinsurancepremium?货物保险费cargoinsurancerate?货物保险费率cargoinsurer?货物承保人cargopolicy?货物保单,货物保险单cargopremium?货运保险费,货物保险费cargounderwriter?货物保险承保人(商),货险承保人,货物承保人cashloss?现金赔款cashvalue?现金价值catastrophe巨灾catastrophe?excessofloss(CXL)巨灾超赔\巨灾超赔分保categoriesofinsurance?保险类别cedingcompany?分出公司ceding(insurance)company?分保公司ceding,retrocession(forreinsurance)分保certificateofcargodamage?货损证明certificateofinsurance?保险证明、保险凭证cessionlimit?分保限额ChinaInsuranceClause(CIC)中国保险条款claim?索赔claimassessor?索赔人claimsettlement?理赔claim-prone?容易出险claimsandarbitration?索赔与仲裁claimsassistance?理赔协助clashandbreakage?碰损,破碎险cleancut?结清方式coinsurance?共保co-insurance?共同保险co-insurancecompany?共同保险公司combinedratio?综合赔付率commencementandtermination?起讫concurrentinsurance?同时保险consequentialloss(CL)后果损失constructivetotalloss?推定全损contingentliquidity?或有流动性continuedinsurance?继续保险co-relatedrisks?关联风险cover?承保、责任额covernote?保险证明书,承保单,保险证明covernote?暂保单(证明同意承保的临时文件)coverage?受保范围保险英语词汇Ddamage?损坏赔偿金damagecargoclerk?理残员,货损管理员damagecargolist?货损单,残货单damagecertificate?损坏证明书damageclaim?损坏索赔damagedbyothercargo?由其他货物损害damagedcargolist?受损货物单damagedcargoreport?受损货物报告书,货物损害报告deductibles?免赔额depositpremium?预付保费destroyed?毁坏disbursementpolicy?(船舶)驶费保险单dividendsystem?红利制度doubleinsurance?双保险dualvaluationclause?双重价值条款保险英语词汇Eemployer?业主Endorsement?批单endorsement:签注endowmentinsurance?养老保险endowmentpolicy?人寿定期保险单eventlimit?事件限额exgratiapayments?通融赔款excessloss?超额赔款excessoflosscover?超额赔偿excessofloss(XL)超赔分保exclusion?除外责任EXLprotection?超赔保障exposedareas?风险承受区域exposurerating?风险评估extended-terminsurance?过期保险extracharges?额外费用extrapremium?额外保险费extraneousrisks(additionalrisks) 附加险保险英语词汇Ffacultativebusiness?临分保facultativereinsurance?临时分保faultliability?过失责任financialquotashares?成数分保fineprint?细则?finiterisk?有限制的风险finiterisktransfer?有限风险转移floatingpolicy?浮动保险单franchise(deductible)免赔额;免赔率freeofallaverage(FAA)全损赔偿freightinsurance?运费保险freightpolicy?运费保险单fullcoverage?全额承保fullinsurance?全额保险fullinsurancevalue?足额保险价值fullliability?全部责任保险英语词汇Ggeneralaverage(GA)共同海损graceperiod?宽限期grossnetpremiumincome(GNPI)总净保费收入groupinsurance?团体保险guaranteeofinsurance?保险担保书保险英语词汇Hhazard?危险因素healthinsurance?疾病保险,健康保险heavydamage?严重破坏holisticrisktransfer?整体风险转移hookdamage?勾(钩)损险hourclause?小时条款保险英语词汇IIBRNreserve?已发生但未报的损失储备金,IBRN储备金importcargoinsurance?进口货物保险increasedvalueclause?增值条款increasedvalueinsurance?增值保险increasingcoverage,extendingcoverage?加保Incurredbutnotreportedlosses(IBRN)已发生但未报的损失indemnitylimit?赔偿期限indemnityperiod?赔偿期individuallosses?单一损失industrialinsurance?产业保险inflatedclaim?超额索赔inherentnatureofcargo?货物的固有性inherentvice?内在缺陷inherentviceofcargo?货物固有缺陷inspectionofcargo?积货鉴定,货物检验,检查货物inspectionofcargoGAorPA?海损(单独海损或共同海损)鉴定inspectionondamagedcargo?货物残损检验installmentinsurance?分期付款保险InstituteCargoClauses协会货物(保险)条款insurability?可保性insurance?保险,保险费,保险金额? insuranceact?保险条例insuranceagainstrisk?保险?insuranceagent(s)保险代理,保险代理人insuranceamount?保险金额\保险额insuranceapplicant?投保人? insuranceassessor?保险公估人insurancebroker?保险经纪人? insurancebusiness?保险企业\保险业insurancecapacity?承保能力insurancecertificate?保险凭证\保险证书insuranceclaim?保险索赔insuranceclause?保险条款? insurancecommission?保险佣金insurancecompany?保险公司? insuranceconditions?保险条件\保险契约约定条款insurancecontract?保险合同insurancecorporation?保险公司insurancecoverage?保险范围,保额insurancedeclarationsheet(bordereau)保险申报单(明细表)insurancedivision?保险部insurancedocument?保险单据insuranceexpense?保险费?insurancefond?保险基金insuranceindustry?保险业insuranceinstruction?投保通知,投保须知insurancelaw?保险法insuranceonlastsurvivor?长寿保险insuranceperiod?保险期限insurancepolicy?保险单\保单insurancepremium?保险费insuranceproceeds?保险金(保险收入),保险赔偿金,保险赔款insurancerate?保险费率表?insurancesecuritization?保险证券化insuranceslip?投保单\投保申请书insurancesubject?保险标的insurancetreaty?保险合同insuranceunderwriter?保险承保人insurancevalue(insuranceamount)保险金额insurant?被保险人,受保人insure?保险、投保、保证insured被保险人insuredamount?保险金额?insuredloss?保险损失insuredproperty?参保物业InsuredValue?保险价值insurer?保险人、保险公司,保险商insurer(underwriter)承保人、保险人investmentinsurance?投资保险保险英语词汇J-LJjettison投弃Llawofinsurance?保险法lawoflargenumbers?大数法则leaflet?说明书?lessexposed?损失可能性小letterofguarantee?保函,保证书liability?责任liabilityinsurance?责任保险licensebond?执照保险lifeassured?人寿保险投保人lifeexpectancy?平均余命lifefund?人寿保险基金lifeinsurance?人寿保险lifeinsuranceactuary?人寿保险精算师lifeinsurancereserve?人寿保险责任准备金lifeTable?生命表lightdamage?轻度破坏limits?投保限额lineslips?分保条liquiditysupport?提供流动资金Lloyd?劳合社loading?附加费loading?人寿保险附加费lossadjuster?损失理算人lossoccurrence?损失发生lossoccurringbasis?损失发生基础lossofprofit?利损险lossparticipation?分担损失lossratio?损失率lossratio?赔付率losssettlement?损失赔付保险英语词汇Mmailcontractor?承包商mainrisks?主险maintenance?保证期maliciousdamage?恶意损害marineinsurance?海上运输保险,水险marinelosses?海损medicalinsurance?医疗保险mortalitytables?死亡率表(用于计算保险风险)multipleclaim?多次(重复)索赔multipleinsurance?重复保险mutualinsurance?相互保险mutualinsurancecompany?相互保险公司保险英语词汇NNatCatpooling?自然灾害共保naturalcatastrophe(NatCat)自然灾害naturalpremium?自然纯保费netretainedlines?净自留额netretainedlosses?损失净自赔额noprofitcommission?无纯益风险no-claimsbonus?无索偿奖金non-life?非寿险non-proportionalreinsurance?非比例再保险notification?告知保险英语词汇Oobject?标的obligatoryreinsurance?固定分保oceanmarinecargoclauses?海洋运输货物保险条款ondeckrisk?舱面险openpolicy?预约保险单openpolicyinsurance?预约保险originaldeductibles?原始免赔额originalrate?原始费率overinsurance?超额保险overland(transportation)insurance?陆上运输保险保险英语词汇Pparcelpostinsurance?邮包运输保险partialloss?部分损失particularaverage(PA)单独海损peril?危险、危险事故perilsofthesea?海上风险permitbond?许可证保险placement?安排policy?保单、保险单、保险契约policyholder?保险客户\保险单持有人policypackage?承保多项内容的保险单policyproofofinterest?保险单权益证明policyreserves?保险单责任准备金policy-holder?保险客户policyholder?保单持有者policy-holder?保险客户pool共保组合、合保pool?联营pooladministrator?共保组合管理人portfolioentry?未满期责任的出帐portfoliooutgo?未满期责任的入帐possiblemaximumloss(PML)可能最大损失post-financing?后融资post-funding?后融资pre-financing?先融资pre-funding?先融资premium?保险费?premiumrate?保险费率?premiumrebate?保险费回扣? previouslosses?既往损失primaryinsurancecompany?原保公司、主保险商principal?业主principleofcompensation?补偿原则priority?分保自留额、自付责任priority(deductible)优先(免赔额)proceeds?收益professional?专业险profitmargin?利润边际property?财产险propertycovered?受保财产propertyinsurance?财产保险proportionalcover?比例分保proportionalreinsurance?比例再保险proximatecause?近因?punitivedamage?惩罚性损害pureendowments?定期生存保险?purerisk?纯粹危险保险英语词汇Rraininsurance?雨水保险rainstorm?雨暴rate?费率rating?费率recovery?追偿金reinstate?复效reinstated继单reinstatement?恢复保额reinstatementvalueinsurance?重置价值保险reinsurance分保、再保险、转保reinsured?分出公司reinsurer?分保人(分保公司)、再保险人rejectionrisk?拒收险renewcoverage?续保renewal?续保;延期renewalpremium?续保费renewingcoverage?续保reserve准备金retention?自留、自留额returnperiod?重现期revokelicense?吊销营业执照riotinsurance?骚乱保险risk?险别、风险、保险,保险额riskcarrier?风险承担人riskcovered?承保险项?riskinsured?承保险项riskmanagement?危险管理riskpremium?风险保费\风险贴水、风险溢价riskunit?危险单位?riskscovered?保险范围保险英语词汇Ssalvagecharge?救助费用? salvagevalue?残值,获救货物或船舶的价值secondeventcover?第二事件承保set-off?抵销settlementofclaim?理赔sicknessinsurance?疾病保险socialinsurance?社会保险solvency?偿付能力solvencymargin?赔偿能力spreadloss?分散风险standingcharges?维持费用stoploss?赔付率超赔sub-contractor?分承包商subjectinsured?风险标的subrogationcenter?代位求偿权? sueandlaborexpenses?施救费用? suicideclauses?自杀条款?suminsured?保险金额、保额surplusinsurance?盈余保险surveyatjettyrisk?码头检验险surveyincustomsrisk?海关检验险保险英语词汇Ttariff?费率表tariffzone?险区terminsurance?定期保险TG?拐点周期theinsured?被保险人,受保人?timepolicy?定期保险单topographicmap?地形图totalloss?全部损失totalsuminsured?总保额treatiesbusiness?合同分保treatyreinsurance?合约再保险treaty-limits?合约限额turnover?营业额保险英语词汇Uunderinsurance?低额保险underwriters?保险商(指专保水险的保险商)、保险承运人、保险公司underwriting?承保underwritingpolicy?承保政策unvaluedinsurance?不定值保险?unvaluedpolicy?不定值保单utmostgoodfaith?最大诚信保险英语词汇V-ZV?valuedinsurance?定值保险?voluntaryinsurance?自动保险Wwaiverandestoppels弃权与禁止反言windstorm?风暴workingcost?营业费用workingexpenses?营业费用writing?承保writtenpremiums?承保保费。

保险业常用词汇中英文对照

保险业常用词汇中英文对照

保险业常用词汇中英文对照第一部分:保险承保业务1、一般保险原理保险 insurance保险业 insurance industry保险业务结构 business structures保险业主体 bodies in Insurance Industry 被保险人 insured理赔claim settlement承保利润微薄 underwriting profit is slight 承保能力insurance capacity承保业务 underwriting operation未决赔款储备金 reserve IBRN大数法则 Law of Large Numbers营业额turnover市场缺陷 market imperfections社会保险social insurance个人代理人 personal agent银行保险 bank insurance直销 straight pin佣金 brokerage手续费 commission charges再保险 reinsurance2、财产保险财产保险property insurance长尾long-tail长期护理保险long—term care insurance短尾short-tail综合赔付率combined ratio自留retention车险 auto insurance财产保险 property insurance责任保险 liability insurance农业保险 agricultural insurance巨灾保险 catastrophe insurance意外伤害保险 casualty accident insurance3、寿险词汇变额寿险 variable life insurance长寿保险insurance on last survivor定期寿险term insurance合同储蓄机构 contractual saving institutions 红利 dividend疾病保险sickness insurance简易险 industrial insurance健康保险health insurance巨额医药费保险major medical" insurance policy 可变保费寿险flexible—premium life insurance 利差损 interest spread risk 利率敏感型产品interest—sensitive whole life 赔期/期限indemnity period/limit普通寿险 ordinary life insurance人寿保险life insurance预定利率市场化Market-based Assumed Interest Rate 团险group insurance限期缴费终身寿险 limited—payment whole life insurance 养老保险endowment insurance医疗保险insurance for medical care医疗费用保险medical expense insurance终身寿险whole life insurance准备金reserve伤残收入保险 disability income insurance失能 incapacity可变万能寿险 Variable-universal life insurance可变年金 Variable annuity评估价值 Appraisal Value内含价值 Embeded Value新业务价值 Value of New Business税收优惠 tax break税收递延型养老保险Deferred tax endowment insurance大病医疗保险Large quantity medical insurance分红保险 Participating Insurance传统保险 traditional insurance理财型保险 financial planning oriented insurance投资连结寿险 unit—linked life insurance4、保险偿付能力风险资本要求risk—based capital固定最低成本要求 fixed minimum capital requirement 保险偿付能力监管insurance solvency regulation保险监管信息系统 Insurance Regulatory Information System 财务分析跟踪系统 Financial Analysis Tracking System 偿付能力Solvency偿付能力不足 insolvent认可资产 admissible assets第二部分保险资产管理1、行业主体和监管保险资产管理 insurance asset management保险法insurance law保险资产管理公司 insurance asset management company中国人保集团 People's Insurance Company of China(简称 PICC) 中国人保资产管理公司PICC Asset Management Company Limited慕尼黑再保险资产管理公司 Munich ERGO Asset ManagementGmbH(简称MEAG)中国保监会China Insurance Regulatory Commission(简称CIRC)保险投资“新政” innovation policies in insurance investment 可投资资产 investable asset投资公司法案 Investment Company Act2、委托受托关系委托人 client受托人 trustee委托管理 mandate绝对收益 absolute return相对收益 relative return3、组合管理大类资产配置 assets allocation战略资产配置 Strategic Assets Allocation(简称SAA)战术资产配置 Tactic Assets Allocation(简称TAA)流动性管理 liquidity management资产负债管理 Asset-Liability Management(简称ALM)久期匹配 duration matching现金流匹配 cash flow matching一般账户 general account独立账户 separate account4、类别投资固定收益投资 fixed-income investment持有到期类资产 held-to-maturity asset交易类资产 trading asset可供出售类资产 asset available for sale股票投资 equity investment基金投资 fund investment另类投资 alternative investment境外投资 overseas investment基础设施债权计划 infrastructure debt investment plan 未上市企业股权投资 private equity investment不动产投资 real estate investment利率互换 Interest Rate Swap(简称IRS)均值一方差分析 the mean-variance method5、第三方业务财富管理wealth management第三方投资管理 the third-party asset management企业年金 occupational annuity养老金 pension集合投资产品 collective investment fund。

保险英语常用词汇

保险英语常用词汇

保险英语常用词汇The document was prepared on January 2, 2021保险英语常用词汇insure 保险;投保;保证insurance 保险;保险费;保险金额underwriters 保险商(指专保水险的保险商)保险承运人insurance company 保险公司insurer 保险人insurance broker 保险经纪人insurance underwriter 保险承保人insurance applicant 投保人insurant, the insured 被保险人,受保人to cover (effect,arrange,take out) insurance 投保insurance coverage;risks covered 保险范围insurance slip 投保单insured amount 保险金额insurance against risk 保险insurance clause 保险条款insurance instruction 投保通知insurance business 保险企业insurance conditions 保险条件PICC (People’s Insurance Company of China) 中国人民保险公司risk insured, risk covered 承保险项risk 险别to provide the insurance 为...提供保险leaflet 说明书fine print 细则insurance expense 保险费premium rate 保险费率premium 保险费insurance rate 保险费率表insurance proceeds 保险金(保险收入)insurance free of (from) particular average (FPA). 平安险(单独海损不赔)insurance with particular average (WPA), basic risks. insurance against all risks. 综合险,应保一切险risk of breakage 破碎险risk of clashing 碰损险risk of rust 生锈险risk of hook damage 钩损险risk of contamination (tainting) 污染险insurance against total loss only (TLO) 全损险risk of deterioration 变质险risk of packing breakage 包装破裂险risk of inherent vice 内在缺陷险risk of normal loss (natural loss) 途耗或自然损耗险risk of spontaneous combustion 自然险risk of contingent import duty 进口关税险insurance against war risk 战争险Air Transportation Cargo War Risk 航空运输战争险overland Transportation Insurance War Risk 陆上运输战争险insurance against strike, riot and civil commotion (SRCC) 罢工,暴动,民变险insurance against extraneous risks, insurance against additional risks 附加险risk of theft, pilferage and nondelivery (TRND) 盗窃提货不着险risk of fresh and/of rain water damage(wetting) 淡水雨淋险risk of leakage 渗漏险risk of shortage in weight/quantity 短量险risk of sweating and/or heating 受潮受热险risk of bad odour(change of flavour) 恶味险,变味险risk of mould 发霉险on deck risk 舱面险ocean marine cargo insurance clauses 海洋运输货物保险条款transportation insurance 运输保险overland transportation insurance, land transit insurance 陆上运输保险insurance against air risk, air transportation insurance 航空运输保险parcel post insurance 邮包运输保险ocean marine cargo insurance, marine insurance 水险(海运货物保险)All Risks 一切险average 海损Particular Average 单独海损General Average 共同海损Marine Losses 海损partial loss 部分损失total loss 全部损失health insurance 疾病保险,健康保险sickness insurance 疾病保险insurance for medical care 医疗保险"major medical" insurance policy 巨额医药费保险insurance during a period of illness 疾病保险life insurance 人寿保险endowment insurance 养老保险insurance on last survivor 长寿保险to purchase health insurance 购买健康保险to have a health insurance policy 购买健康保险Additional Words and Phrasespolicy-holder 保险客户extra premium 额外保险费additional premium 附加保险费保险英语词汇Aabandonment 委付abandonment clause 委付条款accident 意外事故accounting period 结算期act of god 不可抗力actual total loss 实际全损actuarial method 精算法actuary 保险精算师additional premium 附加保险费additional risk 附加险advance profit 预期利润aggregate limit 累积限额aggregated loss 累积损失all-risks policy 一切险保单antis election 逆选择applicant 投保人application 投保单approved 承保assignment clause 转让条款average 海损、海损分摊average adjuster 海损理算人average clause 共同海损分担条款保险英语词汇Bbalance 所欠款项beneficiary 受益人binder 暂保单binding slip 暂保单breakage of packing 包装破碎险broker 经纪人保险英语词汇Ccapacity 承保能力captive 自保公司captive pools 自保组合cargo damage adjustment 货损理算cargo damageinspection 货损检验cargo damage prevention 货损预防cargo damage report 货损报告cargo damage survey 货损检查,货物损坏检验cargo insurance premium 货物保险费cargo insurance rate 货物保险费率cargoinsurer 货物承保人cargopolicy 货物保单,货物保险单cargopremium 货运保险费,货物保险费cargounderwriter 货物保险承保人(商),货险承保人,货物承保人cashloss 现金赔款cash value 现金价值catastrophe 巨灾catastrophe excess of loss (CXL)巨灾超赔\巨灾超赔分保categories of insurance 保险类别ceding company 分出公司ceding(insurance)company 分保公司ceding, retrocession(for reinsurance) 分保certificate of cargo damage 货损证明certificate of insurance 保险证明、保险凭证cession limit 分保限额China Insurance Clause (CIC) 中国保险条款claim 索赔claimassessor 索赔人claimsettlement 理赔claim-prone 容易出险claims andarbitration 索赔与仲裁claims assistance 理赔协助clash and breakage 碰损,破碎险cleancut 结清方式coinsurance 共保co-insurance 共同保险co-insurancecompany 共同保险公司combinedratio 综合赔付率commencement and termination 起讫concurrent insurance 同时保险consequential loss (CL) 后果损失constructive totalloss 推定全损contingent liquidity 或有流动性continued insurance 继续保险co-relatedrisks 关联风险cover 承保、责任额covernote 保险证明书,承保单,保险证明covernote 暂保单(证明同意承保的临时文件)coverage 受保范围保险英语词汇Ddamage 损坏赔偿金damage cargoclerk 理残员,货损管理员damage cargo list 货损单,残货单damage certificate 损坏证明书damageclaim 损坏索赔damaged by other cargo 由其他货物损害damaged cargo list 受损货物单damaged cargo report 受损货物报告书,货物损害报告deductibles 免赔额depositpremium 预付保费destroyed 毁坏disbursement policy (船舶)驶费保险单dividend system 红利制度doubleinsurance 双保险dual valuation clause 双重价值条款保险英语词汇Eemployer 业主Endorsement 批单endorsement: 签注endowment insurance 养老保险endowment policy 人寿定期保险单eventlimit 事件限额ex gratiapayments 通融赔款excessloss 超额赔款excess of losscover 超额赔偿excess of loss(XL) 超赔分保exclusion 除外责任EXLprotection 超赔保障exposed areas 风险承受区域exposure rating 风险评估extended-term insurance 过期保险extra charges 额外费用extra premium 额外保险费extraneous risks (additional risks) 附加险保险英语词汇Ffacultative business 临分保facultativereinsurance 临时分保fault liability 过失责任financial quota shares 成数分保fineprint 细则finiterisk 有限制的风险finite risktransfer 有限风险转移floating policy 浮动保险单franchise (deductible) 免赔额;免赔率free of all average(FAA) 全损赔偿freight insurance 运费保险freight policy 运费保险单fullcoverage 全额承保fullinsurance 全额保险full insurancevalue 足额保险价值fullliability 全部责任保险英语词汇Ggeneral average(GA)共同海损graceperiod 宽限期gross net premium income (GNPI)总净保费收入groupinsurance 团体保险guarantee ofinsurance 保险担保书保险英语词汇Hhazard 危险因素healthinsurance 疾病保险,健康保险heavydamage 严重破坏holistic risktransfer 整体风险转移hook damage 勾(钩)损险hour clause 小时条款保险英语词汇I保险英语词汇J-LJ jettison 投弃L law ofinsurance 保险法law of large numbers 大数法则leaflet 说明书lessexposed 损失可能性小letter of guarantee 保函,保证书liability 责任liabilityinsurance 责任保险license bond 执照保险life assured 人寿保险投保人lifeexpectancy 平均余命lifefund 人寿保险基金lifeinsurance 人寿保险life insurance actuary 人寿保险精算师life insurance reserve 人寿保险责任准备金lifeTable 生命表lightdamage 轻度破坏limits 投保限额lineslips 分保条liquiditysupport 提供流动资金Lloyd 劳合社loading 附加费loading 人寿保险附加费lossadjuster 损失理算人lossoccurrence 损失发生loss occurringbasis 损失发生基础loss of profit 利损险loss participation 分担损失lossratio 损失率lossratio 赔付率losssettlement 损失赔付保险英语词汇Mmail contractor 承包商mainrisks 主险maintenance 保证期maliciousdamage 恶意损害marine insurance 海上运输保险,水险marine losses 海损medical insurance 医疗保险mortality tables 死亡率表(用于计算保险风险)multiple claim 多次(重复)索赔multiple insurance 重复保险mutualinsurance 相互保险mutual insurancecompany 相互保险公司保险英语词汇NNatCat pooling 自然灾害共保natural catastrophe (NatCat)自然灾害natural premium 自然纯保费net retained lines 净自留额net retainedlosses 损失净自赔额no profitcommission 无纯益风险no-claimsbonus 无索偿奖金non-life 非寿险non-proportionalreinsurance 非比例再保险notification 告知保险英语词汇Oobject 标的obligatory reinsurance 固定分保ocean marine cargo clauses 海洋运输货物保险条款on deck risk 舱面险openpolicy 预约保险单open policy insurance 预约保险original deductibles 原始免赔额originalrate 原始费率overinsurance 超额保险overland (transportation)insurance 陆上运输保险保险英语词汇Pparcel post insurance 邮包运输保险partialloss 部分损失particular average(PA) 单独海损peril 危险、危险事故perils of the sea 海上风险permitbond 许可证保险placement 安排policy 保单、保险单、保险契约policy holder 保险客户\保险单持有人policy package 承保多项内容的保险单policy proof of interest 保险单权益证明policyreserves 保险单责任准备金policy-holder 保险客户policyholder 保单持有者policy-holder 保险客户pool 共保组合、合保pool 联营pooladministrator 共保组合管理人portfolio entry 未满期责任的出帐portfolio outgo 未满期责任的入帐possible maximum loss (PML)可能最大损失post-financing 后融资post-funding 后融资pre-financing 先融资pre-funding 先融资premium 保险费premiumrate 保险费率premium rebate 保险费回扣previous losses 既往损失primary insurancecompany 原保公司、主保险商principal 业主principle of compensation 补偿原则priority 分保自留额、自付责任priority (deductible) 优先(免赔额)proceeds 收益professional 专业险profitmargin 利润边际property 财产险propertycovered 受保财产property insurance 财产保险proportional cover 比例分保proportionalreinsurance 比例再保险proximate cause 近因punitive damage 惩罚性损害pureendowments 定期生存保险purerisk 纯粹危险保险英语词汇Rrain insurance 雨水保险rainstorm 雨暴rate 费率rating 费率recovery 追偿金reinstate 复效reinstated 继单reinstatement 恢复保额reinstatement value insurance 重置价值保险reinsurance 分保、再保险、转保reinsured 分出公司reinsurer 分保人(分保公司)、再保险人rejection risk 拒收险renew coverage 续保renewal 续保;延期renewal premium 续保费renewingcoverage 续保reserve 准备金retention 自留、自留额return period 重现期revokelicense 吊销营业执照riotinsurance 骚乱保险risk 险别、风险、保险,保险额risk carrier 风险承担人riskcovered 承保险项riskinsured 承保险项riskmanagement 危险管理riskpremium 风险保费\风险贴水、风险溢价riskunit 危险单位riskscovered 保险范围保险英语词汇Ssalvage charge 救助费用salvagevalue 残值,获救货物或船舶的价值second eventcover 第二事件承保set-off 抵销settlement of claim 理赔sickness insurance 疾病保险social insurance 社会保险solvency 偿付能力solvency margin 赔偿能力spreadloss 分散风险standing charges 维持费用stop loss 赔付率超赔sub-contractor 分承包商subjectinsured 风险标的subrogation center 代位求偿权sue and labor expenses 施救费用suicideclauses 自杀条款suminsured 保险金额、保额surplus insurance 盈余保险survey at jetty risk 码头检验险survey in customs risk 海关检验险保险英语词汇Ttariff 费率表tariffzone 险区term insurance 定期保险TG 拐点周期the insured 被保险人,受保人time policy 定期保险单topographicmap 地形图total loss 全部损失total sum insured 总保额treaties business 合同分保treaty reinsurance 合约再保险treaty-limits 合约限额turnover 营业额保险英语词汇Uunder insurance 低额保险underwriters 保险商(指专保水险的保险商)、保险承运人、保险公司underwriting 承保underwriting policy 承保政策unvaluedinsurance 不定值保险unvaluedpolicy 不定值保单utmost good faith 最大诚信保险英语词汇V-ZVvalued insurance 定值保险voluntary insurance 自动保险Wwaiver and estoppels 弃权与禁止反言windstorm 风暴workingcost 营业费用working expenses 营业费用writing 承保writtenpremiums 承保保费。

保险行业术语名词解释

保险行业术语名词解释

保险行业术语名词解释
以下是一些保险行业常用的术语和名词解释:
1. 保单(Policy):双方约定的保险合同,规定了保险公司向被保险人提供保险保障的范围和条件。

2. 被保险人(Insured):购买保险的个人或机构,享受保险保障的权益。

3. 保险公司(Insurance Company):经营保险业务的机构,在交纳保险费的前提下向被保险人提供保险保障。

4. 保费(Premium):被保险人向保险公司支付的费用,购买保险保障的成本。

5. 建议书(Proposal):被保险人向保险公司提供的保险申请书,包含个人或机构的详细信息以及保险需求。

6. 续保(Renewal):在保单到期之后,被保险人与保险公司继续保持保险关系,按照新的合同条款继续支付保费。

7. 公共责任保险(Public Liability Insurance):为被保险人在其职业或商业活动中对第三方造成的人身伤害或财产损失所负责任的保险。

8. 财产保险(Property Insurance):保护被保险人的财产免受火灾、盗窃、自然灾害等意外事件的损失。

9. 医疗保险(Medical Insurance):为被保险人提供医疗费用补偿的保险,覆盖疾病治疗、手术费用等。

10. 寿险(Life Insurance):在被保险人去世时向受益人支付一定金额的保险,也可以提供一定的投资回报。

这些是常见的保险行业术语和名词,大家在购买保险时可以了解并正确理解它们。

保险业常用词汇中英文对照

保险业常用词汇中英文对照

欢迎共阅保险业常用词汇中英文对照第一部分:保险承保业务1、一般保险原理保险insurance保险业insurance industry2、财产保险财产保险property insurance长尾long-tail长期护理保险long—term care insurance短尾short-tail综合赔付率combined ratio自留retention车险auto insurance财产保险property insurance责任保险liability insurance农业保险agricultural insurance巨灾保险catastrophe insurance意外伤害保险casualty accident insurance团险group insurance限期缴费终身寿险limited—payment whole life insurance 养老保险endowment insurance医疗保险insurance for medical care医疗费用保险medical expense insurance终身寿险whole life insurance准备金reserve伤残收入保险disability income insurance失能incapacity可变万能寿险Variable-universal life insurance可变年金Variable annuity评估价值Appraisal Value内含价值Embeded Value新业务价值Value of New Business第二部分保险资产管理1、行业主体和监管保险资产管理insurance asset management保险法insurance law保险资产管理公司insurance asset management company中国人保集团People's Insurance Company of China(简称PICC)中国人保资产管理公司PICC Asset Management Company Limited慕尼黑再保险资产管理公司Munich ERGO Asset Management GmbH(简称MEAG)中国保监会China Insurance Regulatory Commission(简称CIRC)保险投资“新政”innovation policies in insurance investment可投资资产investable asset投资公司法案Investment Company Act4、类别投资固定收益投资fixed-income investment持有到期类资产held-to-maturity asset交易类资产trading asset可供出售类资产asset available for sale股票投资equity investment基金投资fund investment另类投资alternative investment境外投资overseas investment基础设施债权计划infrastructure debt investment plan 未上市企业股权投资private equity investment不动产投资real estate investment利率互换Interest Rate Swap(简称IRS)。

保险行业英语单词

保险行业英语单词

保险行业英语单词保险行业相关的英语单词有很多,以下是一些常见的保险行业英语单词:1. Insurance:保险2. Life Insurance:人寿保险3. Health Insurance:健康保险4. Auto Insurance:汽车保险5. Homeowners Insurance:房屋保险6. Liability Insurance:责任保险7. Property Insurance:财产保险8. Casualty Insurance:意外伤害保险9. Term Life Insurance:定期人寿保险10. Whole Life Insurance:终身人寿保险11. Critical Illness Insurance:重大疾病保险12. Disability Insurance:残疾保险13. Dental Insurance:牙科保险14. Vision Insurance:视力保险15. Employee Benefits Insurance:员工福利保险16. Workers Compensation Insurance:工伤补偿保险17. Professional Liability Insurance:专业责任保险18. Boiler and Machinery Insurance:锅炉和机器保险19. Marine Insurance:海上保险20. Surety Bond:保证金21. Underwriter:保险承保人22. Premium:保险费23. Claim:索赔24. Policy:保单25. Agent:代理人26. Broker:经纪人27. Risk Management:风险管理28. Actuary:精算师29. Certificate of Insurance:保险凭证30. Beneficiary:受益人这些是常见的保险行业英语单词,涵盖了保险的基本概念、种类、相关人员和业务流程等方面。

保险业常见的英语单词

保险业常见的英语单词

acceptance policy 英文翻译:核保政策accounting period 英文翻译:结算期aggregate limit 英文翻译:累积限额aggregated loss 英文翻译:累积损失antiselection 英文翻译:逆选择ART (Alternative Risk Transfer)英文翻译:新型风险转移balance 所欠款项barrages 堰坝captive pools 自保组合catastrophe risk 巨灾风险ceiding company 分出公司cession limit 分保限额claim-prone 容易出险claims assistance 理赔协助clean cut 结清方式coinsurance 共保commencement and termination 起讫cover 承保cover 责任额deposit premium 预付保费destroyed 毁坏earth caves 土坏房屋EPAevent limit 事件限额ex gratia payments 通融赔款excess loss 超额赔款exclusion 除外责任exposed areas 风险承受区域facultative reinsurance 临时分保fault zone 断层区finite risk 有限制的风险flash floods 骤发洪水flooding of rivers 洪水泛滥frame structure 框架结构full coverage 全额承保full insurance value 足额保险价值full liability 全部责任Geophysics Institute 地球物理研究所GNPI 总净保费收入hailstorm 雹暴heavy damage 严重破坏hollow brick wall 空斗砖结构hour clause 小时条款hurricane 飓风individual losses 单一损失insurability 可保性insured losses 保险损失intensity 烈度layering 层次less exposed 损失可能性小liability 责任light damage 轻度破坏line slips 分保条loading 附加费loss occurrence 损失发生loss occurring basis 损失发生基础loss participation 分担损失loss settlement 损失赔付magnitude 震级malicious damage 恶意损害moderate damage 中度破坏multi-story building 多层建建筑Munich Re 慕尼黑再net retained lines 净自留额net retained losses 损失净自赔额no profit commission 无纯益风险non-proportional reinsurance 非比例再保险notification 告知object 标的obligatory reinsurance 固定分保original deductibles 原始免赔额original rate 原始费率paid-up capital 已付资本peak accelerator 峰值加速度peril 危险PICC Re 中保再placement 安排PML 可能最大损失policyholder 保单持有者pool 共保组合portfolio entry 未满期责任的出帐portfolio outgo 未满期责任的入帐premium 保费previous losses 既往损失priority 分保自留额priority 自付责任3保险英语词汇表proportional reinsurance 比例再保险rainstorm 雨暴rating 费率reinforced concrete building 钢筋混凝土建筑reinstatement 恢复保额reinsured 分出公司reinsurer 再保险人retention 自留额retention areas 滞洪区return period 重现期revoke license 吊销营业执照seaquake 海震second event cover 第二事件承保securitization 证券化seismic demage 震害set-off 抵销shear wall structure 剪力墙结构single 险位超赔spread loss 分散风险stop loss 赔付率超赔storm surges 风暴潮susceptibility of goods to water 易受水浸性tarrif 费率表TG 拐点周期tidal wave 海啸topographic map 地形图tornado 龙卷风total sum insured 总保额treaty-limits 合约限额tube structure 筒体结构underwriting policy 承保政策windstorm 风暴2保险英语词汇翻译hour clause 小时条款hurricane 飓风individual losses 单一损失insurability 可保性insured losses 保险损失intensity 烈度layering 层次less exposed 损失可能性小liability 责任light damage 轻度破坏line slips 分保条loading 附加费loss occurrence 损失发生loss occurring basis 损失发生基础loss participation 分担损失loss settlement 损失赔付magnitude 震级malicious damage 恶意损害moderate damage 中度破坏multi-story building 多层建建筑Munich Re 慕尼黑再net retained lines 净自留额net retained losses 损失净自赔额no profit commission 无纯益风险non-proportional reinsurance 非比例再保险notification 告知object 标的obligatory reinsurance 固定分保original deductibles 原始免赔额original rate 原始费率paid-up capital 已付资本peak accelerator 峰值加速度peril 危险PICC Re 中保再placement 安排PML 可能最大损失policyholder 保单持有者pool 共保组合portfolio entry 未满期责任的出帐portfolio outgo 未满期责任的入帐premium 保费previous losses 既往损失priority 分保自留额priority 自付责任3保险词汇翻译proportional reinsurance 比例再保险rainstorm 雨暴rating 费率reinforced concrete building 钢筋混凝土建筑reinstatement 恢复保额reinsured 分出公司reinsurer 再保险人retention 自留额retention areas 滞洪区return period 重现期revoke license 吊销营业执照seaquake 海震second event cover 第二事件承保securitization 证券化seismic demage 震害set-off 抵销shear wall structure 剪力墙结构single 险位超赔spread loss 分散风险stop loss 赔付率超赔storm surges 风暴潮susceptibility of goods to water 易受水浸性tarrif 费率表TG 拐点周期tidal wave 海啸topographic map 地形图tornado 龙卷风total sum insured 总保额treaty-limits 合约限额tube structure 筒体结构underwriting policy 承保政策windstorm 风暴4保险英语词汇翻译险种及险别险种health insurance 疾病保险,健康保险sickness insurance 疾病保险insurance during a period of illness 疾病保险insurance for medical care 医疗保险"major medical" insurance policy 巨额医药费保险life insurance 人寿保险endowment insurance 养老保险insurance on last survivor 长寿保险social insurance 社会保险personal property insurance 个人财产保险insurance of contents 家庭财产保险险别Free from Particular Average(F.P.A.)平安险With Particular Average (W.P.A.)水渍险All Risks 一切险risk of breakage 破碎险risk of clashing 碰损险risk of rust 生锈险risk of hook damage 钩损险risk of contamination (tainting) 污染险insurance against total loss only (TLO) 全损险risk of deterioration 变质险risk of packing breakage 包装破裂险risk of inherent vice 内在缺陷险risk of normal loss (natural loss) 途耗或自然损耗险risk of spontaneous combustion 自然险risk of contingent import duty 进口关税险insurance against war risk 战争险Air Transportation Cargo War Risk 航空运输战争险overland Transportation Insurance War Risk 陆上运输战争险insurance against strike, riot and civil commotion (SRCC) 罢工,暴动,民变险insurance against extraneous risks, insurance against additional risks 附加险risk of theft, pilferage and nondelivery (TPND) 盗窃提货不着险risk of fresh and/of rain water damage(wetting) 淡水雨淋险risk of leakage 渗漏险risk of shortage in weight/quantity 短量险risk of sweating and/or heating 受潮受热险5保险英语翻译risk of bad odour(change of flavour) 恶味险,变味险risk of mould 发霉险on deck risk 舱面险6保险英语翻译保险业词汇Terms used in insurance industryaccident意外事故险actuarial method精算法Advance Loss Profits (ALOP)预期利润损失险,利损险Advance profit预期利润broker经纪人Business Interruption Insurance (BI)营业中断险captive自保公司casualty意外伤害险catastrophe巨灾险ceding company分出公司claim索赔claim settlement理赔combined ratio综合赔付率Consequential Loss (CL)7保险英语翻译,保险专业词汇。

保险行业英语字典

保险行业英语字典

保险行业英语字典
在保险行业的英语字典中,你会找到一系列与保险相关的专业术语和短语。

以下是一些例子,这些词汇和短语在保险行业的交流和文档中经常出现。

1.Insurance- 保险。

2.Policy- 保单。

3.Premium- 保费。

4.Claim- 索赔。

5.Underwriter- 承保人。

6.Agent- 保险代理。

7.Broker- 保险经纪人。

8.Policyholder- 保单持有人。

9.Insured- 被保险人。

10.Beneficiary- 受益人。

11.Indemnity- 赔偿。

12. Risk- 风险。

13. Hazard- 危险。

14. Coverage- 保险覆盖范围。

15.Deductible- 免赔额。

16.Coinsurance- 共同保险。

17.Exclusion- 排除条款。

18.Limitation- 限制。

19.Endorsement- 批改。

20.Liability- 责任。

这些术语和短语构成了保险行业的基本词汇,对于从事保险行业的工作者来说,掌握这些词汇是必不可少的。

此外,还有许多其他的词汇和短语,它们在保险合同、保险产品描述、保险理赔等各个方面都有广泛的应用。

保险英文单词

保险英文单词

insurable interest保险利益, 可保权益, 保险标的物insurable portfolio保险业务总量insurable subject matter [经贸]保险标的物insurable value可保价值insurancen.保险, 保险单, 保险业, 保险费insurance accounting保险会计insurance act保险条例insurance against all risk保综合险insurance against damage 损害保险insurance against suspension of work失业保险insurance against theft 防盗保险insurance agency保险代理公司insurance agentn.保险公司,保险代理人insurance amount保险金额insurance beneficiarys保险赔偿金insurance broker保险经纪人insurance business保险业务insurance certificate保险证明书, 保险凭证insurance claim保险索赔insurance clause保险条款insurance commission保险佣金insurance company保险公司insurance conditions保险条件insurance contract保险契约[合同]insurance cooperative保险合作社insurance cost保险费insurance cover安排必要的保险insurance coverage保险责任范围insurance for medicalcare医疗保险insurance fund reserve保险基金准备insurance indemnity保险赔款insurance industry保险业insurance interest保险权益insurance management[经济]保险管理insurance market保险市场insurance mathematics保险数学insurance mechanism保险机制insurance medicine人寿保险医学insurance of valuables贵重物品保险insurance or guarantee ofprivate loans私人贷款保险或担保insurance policyn.保险单insurance pool保险集团, 保险金库insurance premiumn.保险费insurancepremium deduction保险费扣除insurance rebate保险回扣insurance reserve保险准备insurance reserve fund 保险公积金insurance risk保险事故insurance salesman (美)保险事业承揽者insurance society保险公司insurance stampn.保险印花(以证明已按期交纳保险费)insurance statistics保险统计insurance tax保险税insurance theory保险说(法国狄亚尔倡导的一种赋税理论)insurance value保险值insurantn.保险契约者, 被保险人insurevt.给...保险; 保...险,保障; 保证; 确保insure sb.'s propertyagainst fire给某人财产保火险have one's life insured给自已保人寿险vi.投保; 承保insure against death投保人寿险insuredn.被保险者, 保户adj.加入保险的insured amountn. 保险金额insured bank被保险银行insured bank deposits已保险银行存款insured exporter被保险出口商insured letter保价信insured valuen. 保险价值insurern.保险业者, 保险公司cargo insurer货物承保人liability insurer责任保险承保人marine insurer水险保险人amount insured投保金额, 保险金额subject matter insured保品sum insured保险金额, 投保金额total amount insured总保险金额。

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acceptance policy 英文翻译:核保政策accounting period 英文翻译:结算期aggregate limit 英文翻译:累积限额aggregated loss 英文翻译:累积损失antiselection 英文翻译:逆选择ART (Alternative Risk Transfer)英文翻译:新型风险转移balance 所欠款项barrages 堰坝captive pools 自保组合catastrophe risk 巨灾风险ceiding company 分出公司cession limit 分保限额claim-prone 容易出险claims assistance 理赔协助clean cut 结清方式coinsurance 共保commencement and termination 起讫cover 承保cover 责任额deposit premium 预付保费destroyed 毁坏earth caves 土坏房屋EPAevent limit 事件限额ex gratia payments 通融赔款excess loss 超额赔款exclusion 除外责任exposed areas 风险承受区域facultative reinsurance 临时分保fault zone 断层区finite risk 有限制的风险flash floods 骤发洪水flooding of rivers 洪水泛滥frame structure 框架结构full coverage 全额承保full insurance value 足额保险价值full liability 全部责任Geophysics Institute 地球物理研究所GNPI 总净保费收入hailstorm 雹暴heavy damage 严重破坏hollow brick wall 空斗砖结构hour clause 小时条款hurricane 飓风individual losses 单一损失insurability 可保性insured losses 保险损失intensity 烈度layering 层次less exposed 损失可能性小liability 责任light damage 轻度破坏line slips 分保条loading 附加费loss occurrence 损失发生loss occurring basis 损失发生基础loss participation 分担损失loss settlement 损失赔付magnitude 震级malicious damage 恶意损害moderate damage 中度破坏multi-story building 多层建建筑Munich Re 慕尼黑再net retained lines 净自留额net retained losses 损失净自赔额no profit commission 无纯益风险non-proportional reinsurance 非比例再保险notification 告知object 标的obligatory reinsurance 固定分保original deductibles 原始免赔额original rate 原始费率paid-up capital 已付资本peak accelerator 峰值加速度peril 危险PICC Re 中保再placement 安排PML 可能最大损失policyholder 保单持有者pool 共保组合portfolio entry 未满期责任的出帐portfolio outgo 未满期责任的入帐premium 保费previous losses 既往损失priority 分保自留额priority 自付责任3保险英语词汇表proportional reinsurance 比例再保险rainstorm 雨暴rating 费率reinforced concrete building 钢筋混凝土建筑reinstatement 恢复保额reinsured 分出公司reinsurer 再保险人retention 自留额retention areas 滞洪区return period 重现期revoke license 吊销营业执照seaquake 海震second event cover 第二事件承保securitization 证券化seismic demage 震害set-off 抵销shear wall structure 剪力墙结构single 险位超赔spread loss 分散风险stop loss 赔付率超赔storm surges 风暴潮susceptibility of goods to water 易受水浸性tarrif 费率表TG 拐点周期tidal wave 海啸topographic map 地形图tornado 龙卷风total sum insured 总保额treaty-limits 合约限额tube structure 筒体结构underwriting policy 承保政策windstorm 风暴2保险英语词汇翻译hour clause 小时条款hurricane 飓风individual losses 单一损失insurability 可保性insured losses 保险损失intensity 烈度layering 层次less exposed 损失可能性小liability 责任light damage 轻度破坏line slips 分保条loading 附加费loss occurrence 损失发生loss occurring basis 损失发生基础loss participation 分担损失loss settlement 损失赔付magnitude 震级malicious damage 恶意损害moderate damage 中度破坏multi-story building 多层建建筑Munich Re 慕尼黑再net retained lines 净自留额net retained losses 损失净自赔额no profit commission 无纯益风险non-proportional reinsurance 非比例再保险notification 告知object 标的obligatory reinsurance 固定分保original deductibles 原始免赔额original rate 原始费率paid-up capital 已付资本peak accelerator 峰值加速度peril 危险PICC Re 中保再placement 安排PML 可能最大损失policyholder 保单持有者pool 共保组合portfolio entry 未满期责任的出帐portfolio outgo 未满期责任的入帐premium 保费previous losses 既往损失priority 分保自留额priority 自付责任3保险词汇翻译proportional reinsurance 比例再保险rainstorm 雨暴rating 费率reinforced concrete building 钢筋混凝土建筑reinstatement 恢复保额reinsured 分出公司reinsurer 再保险人retention 自留额retention areas 滞洪区return period 重现期revoke license 吊销营业执照seaquake 海震second event cover 第二事件承保securitization 证券化seismic demage 震害set-off 抵销shear wall structure 剪力墙结构single 险位超赔spread loss 分散风险stop loss 赔付率超赔storm surges 风暴潮susceptibility of goods to water 易受水浸性tarrif 费率表TG 拐点周期tidal wave 海啸topographic map 地形图tornado 龙卷风total sum insured 总保额treaty-limits 合约限额tube structure 筒体结构underwriting policy 承保政策windstorm 风暴4保险英语词汇翻译险种及险别险种health insurance 疾病保险,健康保险sickness insurance 疾病保险insurance during a period of illness 疾病保险insurance for medical care 医疗保险"major medical" insurance policy 巨额医药费保险life insurance 人寿保险endowment insurance 养老保险insurance on last survivor 长寿保险social insurance 社会保险personal property insurance 个人财产保险insurance of contents 家庭财产保险险别Free from Particular Average(F.P.A.)平安险With Particular Average (W.P.A.)水渍险All Risks 一切险risk of breakage 破碎险risk of clashing 碰损险risk of rust 生锈险risk of hook damage 钩损险risk of contamination (tainting) 污染险insurance against total loss only (TLO) 全损险risk of deterioration 变质险risk of packing breakage 包装破裂险risk of inherent vice 内在缺陷险risk of normal loss (natural loss) 途耗或自然损耗险risk of spontaneous combustion 自然险risk of contingent import duty 进口关税险insurance against war risk 战争险Air Transportation Cargo War Risk 航空运输战争险overland Transportation Insurance War Risk 陆上运输战争险insurance against strike, riot and civil commotion (SRCC) 罢工,暴动,民变险insurance against extraneous risks, insurance against additional risks 附加险risk of theft, pilferage and nondelivery (TPND) 盗窃提货不着险risk of fresh and/of rain water damage(wetting) 淡水雨淋险risk of leakage 渗漏险risk of shortage in weight/quantity 短量险risk of sweating and/or heating 受潮受热险5保险英语翻译risk of bad odour(change of flavour) 恶味险,变味险risk of mould 发霉险on deck risk 舱面险6保险英语翻译保险业词汇Terms used in insurance industryaccident意外事故险actuarial method精算法Advance Loss Profits (ALOP)预期利润损失险,利损险Advance profit预期利润broker经纪人Business Interruption Insurance (BI)营业中断险captive自保公司casualty意外伤害险catastrophe巨灾险ceding company分出公司claim索赔claim settlement理赔combined ratio综合赔付率Consequential Loss (CL)7保险英语翻译,保险专业词汇。

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