国际贸易结算与融资(双语版·英文课件) (4)[23页]

4.2 Remittance
4.2.1 Definition and the Basic Parties of Remittance
4.2.1.1 Definition of Remittance Settlement 4.2.1.2 Basic Parties of Remittance a. Remitter b. Payee/Beneficiary c. Remitting bank d. Paying bank
4.1.1 The Overview about the Ways of International Settlement
4.1.1 Means of Payment in International Settlement Cash Settlement and Transfer Settlement
4.2.2 Types of Remittance and Application for Funds Transfers(Overseas)
4.2.2.1 Telegraphic Transfer（T/T）
Remitter
Spot Exchange Payee/Beneficiary
①（债务②人）
]
Picture 4-3 Business Process of M]/T
① M/T application, pay remittance and fees ;
② The receipt of M/T； ③ M/T commission by airmail； ④ M/T notice； ⑤ Payee receipt； ⑤’ Payment； ⑥ Paid notice .
① D/D application, pay remittance and fees ; ② The bank’s demand draft； ③ D/D commission by airmail； ④ The bank’s demand draft；
⑤ Payment； ⑥ Paid notice .
④ ⑤ ⑤‘
③
2 ]
（债权人）
Remitting Bank ⑥
] Paying Bank
]
Picture 4-2 Business Process of T/]T
① T/T application, pay remittance and fees ; ② The receipt of T/T； ③ T/T commission tested by telex / SWIFT； ④ T/T notice；
Ways of Settlement
Cash
Account Transfer
Trader’s Credit Banker’s Credit
Remittance Collection
L/C
Remittance
Reverse Remittance
Ways of Exchange
Picture 4-1 Relations between the Modes of International Settlement and the ways of International Exchange
T/T Highest fees.
The bank can’t take the client's money; The remitting bank need to do T/T notice; Paying bank need to inform the payee to draw money.
4.2.2.3 Remittance by Bank’s Demand Draft（D/D）
Remitter
Draft and Spot
Payee/Holder
①（债务②人）
④
⑤
③
2]（债权人）
Remitting Bank ⑥
]Paying Bank
]
Picture 4-4 Business Process of D/D]
4.2.2.4 The Overall Comparison of Three Remittance Tools
Table 4 – 1 The Overall Comparison of Three Remittance Tools
To Banks
To Clients
源自文库Advantage
Shortcoming Advantage Shortcoming
4.1.2 Modes of Payment in International Settlement 4.1.2.1 Based on Credit in International Settlement
Trader’s Credit and Banker’s Credit 4.1.2.2 Operational Modes in International Settlement
Chapter 4 Modes of International Settlement——Remittance and Collection
4.1 Overview of the Modes of International Settlement and the Ways of International Exchange
⑤ Payee receipt； ⑤’ Payment；
⑥ Paid notice .
4.2.2.2 Mail Transfer（M/T）
Remitter
Spot Exchange
Payee/Beneficiary
①（债务②人）
④ ⑤ ⑤‘
③
2 ]
（债权人）
Remitting Bank ⑥
] Paying Bank
Remittance, Collection and Letter of Credit
4.1.2 Ways of International Exchange
4.1.2.1 Remittance 4.1.2.2 Reverse Remittance
4.1.3 Relations between the Modes of International Settlement and the Ways of International Exchange