国际结算chapter 7-documents.

一般讲来，当信用证仅要求提交副本（copy）时，而未 明确要求是何种副本。如果提交复写副本，影印副本 或者电脑系统制作的副本均被认为是允许的。但是最 近中国银行收到一个拒付电，对方提出的拒付内容是 这样的“It’s remitted a copy of GSP Form A instead of photocopy”。也许开证行的本意是要求提供一份影印 副本，而实际受益人交来的是一式数联中的一个副本， 这样就被认为和信用证规定不相一致了。另有一个信 用证的规定是这样的：“Signed commercial invoice in five fold .”通常的做法是提交一份正本，其余为副本 即可。但是副本无须一定要签字，而这里的Signed一 词应被理解成副本发票也需要签字，这就要引起出口 商注意了。简言之，受益人在单据副本的制作和处理 上是不能粗心大意的，对于信用证的具体条款所规定 的内容一定要进行辨析。 8
Chapter Seven
Documents Under the Credit
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Documents Under the Credit
Some issues relating to documents under the credit Documents
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Documents Under the Credit
Documents Under the Credit
c. Unless a document indicates otherwise, a bank will also accept a document as original if it: i. appears to be written, typed, perforated or stamped by the document issuer’s hand; or ii. appears to be on the document issuer’s original stationery; or iii. states that it is original, unless the statement appears not to apply to the document presented.
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Documents Under the Credit
d. If a credit requires presentation of copies of documents, presentation of either originals or copies is permitted. e. If a credit requires presentation of multiple documents by using terms such as "in duplicate", "in two fold" or "in two copies", this will be satisfied by the presentation of at least one original and the remaining number in copies, except when the document itself indicates otherwise. 6
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Documents Under the Credit
2.Original Documents and Copies 单据的 正本和副本 a. At least one original of each document stipulated in the credit must be presented. b. A bank shall treat as an original any document bearing an apparently original signature, mark, stamp, or label of the issuer of the document, unless the document itself indicates that it is not an original. 4
Some issues relating to documents under the credit 1.Ambiguity as to issuers of documents 单据签发 人 Terms such as "first class", "well known", "qualified", "independent", "official", "competent" or "local" used to describe the issuer of a document allow any issuer except the beneficiary to issue that document. ---Article 3,UCP600
【实战案例】关于信用证对副本的要求 当信用证有要求提供单据的副本时，出口商往往是漫不经 心的。例如：有个信用证的条款是这样的：“Full set of clean on board ocean B/L, 3 original and 2 N/N copies”. 对 于这三份正本提单，出口商不敢怠慢，做得很谨慎。但 是遇到2份 non –negotiable copies 时，那就很随意了。 在复印机上制成二份了事。而开证银行由此而提出的拒 付不在少数：“Photocopies of B/L presented instead of N/N copies of B/L”. 正本提单显示有“Original”字样。而不可转让副本提单则 标注有“Copy- non – negotiable ”字样。ICC 有关案例曾 有这样的说明，必须根据信用证的具体要求提交相应的 副本。一套提单中的“non-negotiable copy”指的是一种 特定的副本提单，不象一般copy那样泛指任何副本。因 此，当信用证要求N/N copy时，提交一份包括 7 Photocopy 在内的普通副本是不能接受的。