2020年陵城区招商银行招聘考试试题及答案

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2019-2020年招商银行招聘在线测试考试笔试题真题题库

招商银行招聘考试笔试历年真题汇总整理题目实际上是不难的，但要有针对性的复习，多练题目是肯定的！建议报考的同学提前做好复习准备，考试资料可以到“易壹考”上面找找，资料确实不错，都是上届学长们根据考试情况精心整理出来的，比较有针对性，大家可以去了解一下！记忆题目根据往届的学长学姐反映，招行笔试考试中有一部分的“脑运动”题目，题目类似一起来找茬、找你妹、连连看、圈圈设计、记忆翻牌子这种类型的。

这类题主要是考查大家的记忆能力、耐心和心理素质，小伙伴平时要多找类似的题目练习一下。

行测部分招商银行笔试中比重最大的是行测部分。

行测部分题量较大，做题时间比较短，那怎么才能拿下行测呢？根据考上银行的学长经验，小伙伴们只要能用最短的时间做对最多的题，行测部分就差不多了。

行测其实比的就是大家的做题速度和正确率。

专业知识部分在招行的笔试中专业知识部分考题所占比重不大，有时候笔试也会碰到不考金融类题目的情况，建议小伙伴平时不要去刷偏题、难题。

备考时以基础知识为主，把基础打扎实了就可以。

但也不能忽略了专业知识的复习，因为到面试环节还会问经济、金融相关的专业知识。

英语部分招商银行的英语部分考查形式主要是单选、完形填空、阅读理解。

英语部分的难度不大，阅读理解一般在文章中就能找到答案，但是有一些生词。

建议小伙伴平时要积累金融词汇，提升做题速度。

银行常识部分关于招商银行常识的部分则需要小伙伴们去到招商银行官网上了解，着重总结关于招商银行的企业文化、行情、新闻、荣誉榜等。

这一部分的考查比重也不大，但是姐姐提醒大家一下，今年招行的应聘要求中有一条是写认同招行文化哦！还有就是面试环节面试官也会问银行常识问题哦！性格测试性格测试主要是从对公司期待、对领导的期待和自我工作风格三个方面测试。

性格测试比较简单，前两项小伙伴只要凭直觉答就可以了，但第三项不要表现自身要求过低。

还有要注意测试前后保持一致，避免说谎的嫌疑。

招行笔试考试全部采用机考，平时刷题一定也要用机考模式的试题。

2020招商银行招聘试题及答案解析

2020招商银行招聘试题及答案解析（网络整理，题目顺序与原题可能不一致）1. 贯彻“三个代表”重要思想，关键在：_____A: 坚持党的先进性B: 坚持执政为民C: 坚持党的阶级性D: 坚持与时俱进参考答案: D本题解释:参考答案答案解释。

解析：贯彻“三个代表”的根本要求“关键在坚持与时俱进，核心在保持党的先进性，本质在坚持执政为民。

”2. 职业道德是所有人员在职业活动中应该遵循的行为准则，以下选项哪项不属于事业单位工作人员违反职业道德的行为？_____A: 抄袭、剽窃、侵吞他人学术成果，伪造篡改数据文献，或者是捏造事实等学术不端行为B: 利用职业身份进行利诱，威胁或者误导，损害他人合法权益的C: 包养情人或超计划生育的D: 利用权威、地位或者掌控的资源，压制不同观点，限制学术自由，造成重大损失或者不良影响的参考答案: C本题解释:【答案】C。

解析：职业道德是所有从业人员在职业活动中应该遵循的行为准则，涵盖了从业人员与服务对象、职业与职工、职业与职业之间的关系。

C项不属于职业道德。

3. “人们对真理的认识就像登山运动员登山一样，每登高一步，就接近顶峰一步。

与登山不同的是，人们永远不可能达到真理的顶峰。

”对这句话分析正确的是_____。

A: 它揭示了真理的客观性B: 它揭示了真理是发展过程C: 它否认了人的认识能力D: 它否认了真理的绝对性参考答案: B本题解释:参考答案:B【解析】真理是随着实践的发展而发展的，认识是思维对客体永无止境的接近，任何一个具体真理都是由相对真理向绝对真理转化过程中的一个环节，真理是一个不断发展的过程。

故选B。

4. 下列属于常见的公共部门志愿性管理工具的是_____。

A: 信息和劝导B: 政府补贴C: 税收D: 市场参考答案: D本题解释:【答案】D。

解析：志愿性工具是指在所期望实现的任务上，政府较少的介人，而由民间力量或市场自主运作。

常见的公共部门志愿性管理工具包括市场、家庭与社区、志愿组织。

2020年银行校园招聘考试笔试模拟试题及答案

2020年银行校园招聘考试笔试模拟试题及答案一、单向选择题（共60题）1、我国人民币的主币是：A 元B 角C 分D 厘 (答案：A )2、按复利计算，年利率为5%的100元贷款，经过两年后产生的利息是：A 5元B 10元C 10、25元D 20元 (答案：C )3、以下关于汇率的说法中错误的是：A 汇率是两种货币之间的相对价格B 汇率的直接标价法可以表示为1单位外币等于多少本币C 我国的汇率报价一般采用直接标价法D 我国的汇率报价一般采用间接标价法 (答案：D)4、香港联系汇率制度是将香港本地货币与哪种货币挂钩？A 英镑B 日元C 美元D 欧元 (答案：C)5、我国的三家政策性银行是：A 中国人民银行国家开发银行中国农业发展银行B 中国进出口银行国家开发银行中国农业发展银行C 国家开发银行中国农业银行中国进出口银行D 中国农业发展银行国家开发银行中国邮政储蓄银行 (答案：B )6、下列哪一项不属于商业银行的“三性”原则？A 安全性 B流动性 C 盈利性 D政策性 (答案：D )7、以下不属于金融衍生品的是：A 股票B 远期C 期货D 期权 (答案：A )8、下列哪家机构不属于我国成立的金融资产管理公司？A 东方 B信达 C华融 D光大 (答案：D )9、我国于2003年初组建的银行业监管机构是：A 中国人民银行B 中国银监会C 中国证监会D 中国保监会 (答案：B )10、在国际银行监管史上有重要意义的1988年《巴塞尔协议》规定，银行的总资本充足率不能低于：A 4%B 6%C 8%D 10% (答案：C )11、目前世界上最大的证券交易所是：A 纽约股票交易所B 伦敦股票交易所C 东京股票交易所 D香港股票交易所 (答案：A )12、股票市场上常常会被提到的“IPO”的意思是：A 首次公开发行，即公司第一次公募股票B 公司第一次私募股票C 已有股票的公司再次公募股票D 已有股票的公司再次私募股票 (答案：A )13、H股是指：A 在我国国内发行、供国内投资者用人民币购买的普通股票B 在我国国内发行、以外币买卖的特种普通股票C 我国境内注册的公司在香港发行并在香港联合交易所上市的普通股票D 我国境内注册的公司在新加坡发行并在新加坡股票交易所上市的普通股票 (答案：C)14、下列属于香港股票市场价格指数的是：A 道琼斯工业指数B 标准普尔股价指数C 日经指数D 恒生指数 (答案：D )15、下列哪一项不属于债券的基本特点？A 偿还性B 风险性C 收益性D 流动性 (答案：B )16、下列关于债券的说法中错误的是：A 债券代表所有权关系B 债券代表债权债务关系C 债券持有者是债权人D 债券发行人到期须偿还本金和利息 (答案：A)17、按照发行人不同，债券可分为：A 政府债券、金融债券B 政府债券、公司债券C 金融债券、公司债券D 政府债券、金融债券、公司债券 (答案：D )18、下列哪种债券利率一般会成为整个金融市场利率体系的基准利率？A 企业债券B 公司债券C 金融债券 D国债 (答案：D )19、下列关于国债的说法中错误的是：A 国债是中央政府发行的债券B 国债是风险最低的债券C 国债利率一般高于相同期限的其他债券D 国债可以作为中央银行公开市场操作工具 (答案：C )20、以标准普尔公司的债券信用评级为例，下列哪个评级的信用等级最高？A：A B：AA C：BB D：CC (答案：B )21、下列关于封闭式基金的说法中错误的是：A 封闭式基金的规模和存续期是既定的B 投资者在基金存续期内不能向基金公司赎回资金C 投资者可以在二级市场上转让基金单位D 基金转让价格一定等于基金单位净值 (答案：D )22、下列哪一项不属于开放式基金的特点？A 没有固定规模B 无固定存续期限C 投资者可随时赎回D 全部资金用于长期投资 (答案：D )23、以下列哪一项为标的物的期货属于金融期货：A 玉米B 股票C 铜D 石油 (答案：B )24、我国证券市场的主要监管机构是：A 中国银监会B 中国证监会C 中国保监会D 中国财政部 (答案：B )25、可以喻为社会经济“急救箱”，能对整个社会起保障作用的金融体系是：A 银行体系B 证券市场C 保险体系D 金融衍生品市场 (答案：C )26、根据保险标的的不同，保险可以划分为：A 财产保险和人身保险B 原保险和再保险C 个人保险和团体保险D 自愿保险和强制保险 (答案：A )27、以各种财产物资和有关利益为保险标的的一种保险是：A 商业保险B 社会保险C 财产保险D 人身保险 (答案：C)28、下列哪一项不属于财产保险：A 团体火灾保险B 机动车辆保险C 建筑工程保险D 健康保险 (答案：D )29、以人的寿命和身体为保险标的的一种保险是：A 商业保险B 社会保险C 财产保险D 人身保险 (答案：D )30、当劳动者达到国家规定的退休年龄后，为解决他们的基本生活而建立的社会保险制度：A 健康保险B 人寿保险C 人身意外伤害保险D 养老保险 (答案：D )31、社会保险不包括下列哪一项：A 养老保险B 失业保险C 医疗保险D 人寿保险 (答案：D )32、保险公司的资金不能投资于：A 银行存款B 买卖政府债券C 投资基金D 设立证券经营机构 (答案：D)33、目前，我国保险行业专门的监管机构是：A 中国人民银行B 中国银监会C 中国证监会D 中国保监会 (答案：D )34、理财应具备几项基本原则，以下中不正确的是：A 高收益低风险B 量入为出，量力而行C 做足功课，不盲目投资D 控制欲望，不可贪婪 (答案：A )35、房贷“三一定律”指的是，每月的房贷金额不超过家庭当月总收入的：A 三倍B 三分之一C 一倍D 二分之一 (答案：B )36、在下列人的生命周期中,证券投资应最少的是：A 单身期B 家庭成长期C 家庭成熟期D 退休期 (答案：D )37、下列投资渠道中，安全性最高的是：A 储蓄存款B 股票投资C 投资基金D 期货投资 (答案：A)38、在下列投资品种中，风险最高的是：A 国债B 企业债C 股票D 期货 (答案：D )39、下列投资渠道中，流动性最强的是：A 活期储蓄B 证券投资C 集合理财产品D 不动产投资 (答案：A )40、一般而言，蓝筹股是指：A 成交量大、买卖活跃、价格波动幅度较大但一般不会暴涨暴跌的股票B有长期稳定盈余记录,定期分红派息,信誉良好或者发展潜力巨大,未来成长性好的公司股票C 价格频繁变动且变动幅度大的股票D 公司销售额和利润增长迅速，快于整个经济发展速度的股票 (答案：B )41、主要投资于短期债券,债券回购和银行同业存款等风险低,收益稳定的短期资金市场的基金是：A 股票基金B 债券基金C 货币市场基金D 混合基金 (答案：C )42、下列不属于货币市场基金主要投资领域的是：A 股票B 短期债券C 债券回购D 银行同业存款 (答案：A )43、利息与活期储蓄相比有一定优越性，但可以随时支取的人民币储蓄存款是：A 定期储蓄B 定活两便储蓄C 零存整取储蓄D 教育储蓄 (答案：B )44、目前，可以免征利息税的人民币储蓄存款是：A 定期储蓄B 定活两便储蓄C 零存整取储蓄D 教育储蓄 (答案：D )45、对其他利率有决定性的影响，当它发生变动时，其他利率也会跟着变动的利率是：A 活期存款利率B 定期存款利率C 基准利率D 名义利率 (答案：C )46、目前，金融机构可以灵活设置贷款利率水平，条件是不低于中央银行发布的贷款基准利率的一定幅度，这种利率管理方式称为A 存款利率的上限管理B 存款利率的下限管理C 贷款利率的上限管理D 贷款利率的下限管理 (答案：D )47、银行执行的存贷款利率即名义利率扣除通货膨胀(涨价)以后算出的利率，叫做：A 活期存款利率B 定期存款利率C 基准利率D 实际利率 (答案：D )48、贷款人向借款人发放的用于购买自用住房和城镇居民修建自用住房的贷款是：A 个人住房贷款B 个人汽车贷款C 个人耐用消费品贷款D 国家助学贷款 (答案：A )49、目前我国个人住房贷款最长期限为：A 10年B 20年C 30年D 40年 (答案：C )50、目前我国国家助学贷款的贷款对象是：A 小学生B 初中生C 高中生D 高校经济困难学生 (答案：D )51、商业银行最主要的资金来源是（）。

2020年武陵区招商银行招聘考试试题及答案

2020年武陵区招商银行招聘考试试题及答案一、选择题（在下列每题四个选项中选择符合题意的，将其选出并把它的标号写在题后的括号内。

错选、多选或未选均不得分。

）1、折柳送别，借柳寄情，古人常以“柳”指代“留”，来表达惜别之情。

下列选项中的“柳”没有表达此种情感的是（）。

A、渭城朝雨浥轻尘，客舍轻轻柳色新B、伤见路旁杨柳春，一重折尽一重新C、柳汀斜对野人窗，零落衰条傍晓江D、曾栽杨柳江南岸，一别江南两度春【答案】C【解析】C项中，唐代诗人陆龟蒙的《冬柳》中写道：“柳汀斜对野人窗，零落衰条傍晓江。

正是霜风飘断处，寒鸥惊起一双双。

”这首诗写的是在寒风中零落枯槁的冬柳，寄寓了诗人自伤的情怀，并无惜别之情。

其他三项均寄情于柳，表达惜别之情。

其中A项诗句出自唐代诗人2、下列作品与作者的对应关系，不正确的是（）。

A、《梦溪笔谈》──沈括B、《水经注》──徐霞客C、《清明上河图》──张择端D、《步辇图》──阎立本【答案】B【解析】《水经注》的作者是郦道元，因此B项对应不正确。

3、从个人和社会相统一的观点出发，人生价值的实现在于（）。

A、完成对他人和社会需求的满足B、实现最大限度的自由选择C、满足社会和自我多方面的需要D、社会对个人尊严和需要的满足【答案】C【解析】从个人和社会相统一的观点出发，人的自我价值在于通过自己的活动满足社会和自我的多方面需要。

故选C。

4、超市柜台内货物的价格标签反映的是货币职能中的（）。

A、流通手段B、贮藏手段C、支付手段D、价值尺度【答案】D【解析】货币在表现和衡量其他一切商品价值时，执行着价值尺度职能。

故选D。

5、两个或两个以上机关联合行文时必须做好（）工作。

A、审核B、签发C、会商D、会签【答案】D【解析】会签是公文拟制的过程中，主办单位主动与有关单位协商并核签的一种办文程序，一般当公文的内容涉及本单位的多个部门或与其他单位有关时，需要进行会签。

联合发文由所有联署机关的负责人会签。

会签根据对象的不同分为内部会签和外部会签。

2020年招商银行山东分行校园招聘考试面试真题_真题(含答案与解析)-交互

2020年招商银行（山东分行）校园招聘考试面试真题(总分100, 做题时间15分钟)面试题1.怎样提升客户满意度？SSS_TEXT_QUSTI该题您未回答:х该问题分值: 40答案:1.提高服务意识银行工作人员要有积极主动的服务意识，真正做到以“客户为中心”。

银行工作人员要坚持微笑迎客，热情送客，礼貌用语不离口，严格按照规定的“七+七”流程来为客户提供服务。

在对待客户中要善于了解客户的需求，把服务工作做到滴水不漏，用真诚的心走进客户。

2.提升服务质量有了服务的意识，还须讲究服务质量。

我们要深入全面地了解银行服务质量的内涵，避免表面化，从多方面入手，优化各个细节，不断提升服务质量。

首先是提高服务的安全性，这是加强客户安全感和信任感的首要条件。

具体表现在健全内部控制流程，确保客户信息安全；加强技术更新手段确保电子银行、自助设备等产品的稳定性和安全性。

其次是提升服务的便利性，体现在对网点的适当布局、自助设备的数量分布、电子银行设备使用的简易程度以及交通等方面的客户需求。

三是提高业务创新能力，针对客户需求的多样化，提供额外的个性化服务。

产品的开发要围绕客户的需要，讲究细节的考虑，力求产品要实用、好用，能真正解决客户金融生活的需求。

3.提高服务效率客户对银行产品和服务的需求很多有时间要求，可能过了某个时点，它就不再需要或不愿需要了。

近来银行营业网点出现的“排长队”、“等候时间长”就是服务效率的问题。

试想每次客户来办业务都要急躁地等待，对银行的忠诚度必然会降低。

因此，我们要提高业务处理效率，在风险可控前提下简化业务办理手续，优化流程。

2.你对运营岗位的了解有多少？SSS_TEXT_QUSTI该题您未回答:х该问题分值: 30答案:运营岗位包括的职位也很多，有柜员、科技信息岗、人力资源岗、行政岗等。

在银行柜员是最基础的岗位，也是银行的形象所在。

无论在什么岗位上都需要提升业绩、良好沟通、团队协作等相互配合。

3.你报了哪些银行，报的什么岗位？SSS_TEXT_QUSTI该题您未回答:х该问题分值: 30答案:我还报了农商行、工商银行这两家，但是我以贵行作为就业的主攻方向。

2020年秋季招商银行校园招聘考试真题

2020年秋季招商银行校园招聘考试真题1. Due to personality _____ , the two colleagues never got on well in work.A. contradictionB. conflictC. confrontationD. competition2. There were 150 _____ at the international conference this summer.A. spectatorsB. viewersC. participantsD.onlookers3. For the advertised position, the company offers a (an) _____ salary and benefits package.A. generousB. plentifulC. abundantD. sufficient4. Our school library is _____ closed for repairs.A. shortlyB. quicklyC. temporarilyD. rapidly5. —Did you fly to London directly? —No, I traveled from Taiwan _____ Paris.A. throughB. by way ofC. by the wayD. in the way6. Teddy came to my_____with a cheque of 200 dollars to pay my room rate, after I phoned him that my wallet had been stolen.A. attendanceB. assistanceC. rescueD. safety7. The moon, being much nearer to the Earth than the Sun, is the_____cause of the tides .A. principalB. basicC. initialD. elementary8. First, we need to find out what his scheme is, and then act_____ .A. sensitivelyB. imaginativelyC. efficientlyD.accordingly9. Men differ from animals_____three is to one.A. for whichB. for thatC. in thatD. in which10. _____the boss says, it is unreasonable to ask me to work overtime without pay.A. WhateverB. WheneverC.WhicheverD. However11. A new laptop costs about_____ of a second-hand one.A. the price of three timesB. three times the priceC. as much as the three times priceD. three times more than the price12.In this factory, suggestions often have to wait for months before they are fully _____ .A. admittedB. acknowledgedC. absorbedD. considered13. I was very interested in_____she told me.A. all thatB. all whichC. all whatD. that14. During the TV interview, the singer announced that he was going to_____ his new album soon.A. releaseB. renewC. relieveD. rehearse15. After working for the firm for ten years, he finally_____ the rank of deputy director.A. achievedB. approachedC. attainedD. acquiredCREDIT PROBLEM?CREDIT DENIED?WE CAN HELP!（COLLECTION AGENCIES）●LATE PAYMENTS ●REPOSSESSIONS●BANKRUPTCIES ●BIG DEBTSICR’S Exclusive $5-million Computer Search Program The only one of its kind in the worldHow credit agencies may not in compliancewith the Canadian Consumer Reporting Act and what you can do about it."WE REPAIR CREDIT---LEGALLY""All information is strictly confidential"Consolidate debts into lower monthly payments!Call for an appointment:416-755-78916. Who is the intended audience of this advertisement?A.People who are in legal trouble.B.Anyone who is having financial problems.C.Businesses that are in need of tax breaksD.Workers who must do their yearly taxes.17. What type of services does the company offer?A. It helps those who are in debt.B. It lends money at low interest.C. It invests in potential companies.D. It provides legal counseling to people in trouble.Anebook (alsoreferredtoasanelectronicbook, eBook, or e-book) is a digital version of a printbookthat you download and read. But if you wanttoreadanebook, you must haveanEbook Reader, which is a kind of free software used by yourcomputer. Make sure you have installed the appropriate Reader before you download your ebook from the Internet. The software allows youtoturn the words on the screen into the size you like. Italsohelps you turn pages and change your viewing options.Ebooks are a fun alternativetoregular books. You can download themtoanycomputers and create your own library of hundreds of titles. If you load them onto your portable computer, you can take them with you when you travel. Some ebooks are even interactive! Best of all, when you orderanebook, there is no waiting and no shipping charges. The amount of time it takestodownload your ebook depends on the speed of your connection and the size of your ebook.18. From this passage, we learn thatanebook_____.A.can be found in any libraryB.can be read directly from the InternetC.can be read by anyone who has a computerD.can be read when special software is installed19. From this passage, we can learn that_____.A.you can readanebook on a laptop when you travelB. you can orderanebook using the Ebook ReaderC. the ebooks ordered havetobe shippedtoyouD.it takes a lot of trouble readinganebook20.Which of the following statements is TRUE ?A.Anebook is ordered in the same wayasa printbookis.B.The size of the words inanebook cannot be changed.C.The downloading time is decided by the ebook’s sizeD.There is less fun readinganebook than a printbook.When we talk about intelligence, we do not mean the ability to get good scores on certain kinds of tests or even the ability to do well in school. By intelligence we mean a way of living and behaving (表现), especially in a new situation. If we want to test intelligence, we need to find out how a person acts instead ofhow much he knows what to do.For example, when in a new situation, an intelligent person thinks about the situation,not about himself orwhat might happen to him. He tries to find out all be can,and then he acts immediately and tries to dosomething about it. He probably isn't sure how it will all work out, but at least he tries. And if he cannot makethings work out right, he doesn't feel ashamed (羞愧) that he failed, he just tries to learn from his mistakes. An intelligent person, even if he is very young, has a special outlook (看法) on life, a special feeling about life, and how he fits into it.If you look at children, you'll see great difference between what we call "bright" children and "non-bright"children. They are actually two different kinds of people, not just the same kind with different amount ofintelligence. For example, the bright child really wants to find out about life-he tries to get in touch witheverything around him. But the unintelligent child keeps more to himself and his own dream-world; he seemsto have a wall between him and life in general.21. According to this passage, intelligence is the ability to ________.A. get some high scores on some testsB. do well in schoolC. deal with lifeD. have a lot of book knowledge22. In a new situation, an intelligent person ________.A. knows more about what might happen to himB. is sure of the result he will getC. cares more about himselfD. keeps his mind on what to do about the situation23. According to the passage the biggest difference between “bright”children and “not bright”children lies in _______.A. the amount of intelligenceB. the different situations they faceC. the differentattitudes to lifeD. the background of life24. What is the main idea of the passage?A. What is the real meaning of intelligence?B. What is the “bright”children behavior?C. What is a special outlook on life?D. How to live and behave in a new situation?25. In the next part of the passage, the author might continue to talk about ___.A. how to determine what intelligence isB. how education should be changedC. how to judge whether a person is intelligentD. how an unintelligent person should be taughtWhen young women were found to make only 82 percent of what their male peers do just one year out of college, many were at a loss to explain it.All the traditional reasons put forward to interpret the pay gap—that women fall behind when they leave the workforce to raise kids, for example, or that they don’t seek as many management roles—failed to justify this one. These young women didn’t have kids yet. And because they were just one year removed from their undergraduate degrees, few of these women yet had the chance to go after (much less decline) leadership roles.But there are other reasons why the pay gap remains so persistent. The first is that no matterhow many women may be getting college degrees, the university experience is still an unequal one. The second is that our higher education system is not designed to focus on the economic consequences of our students’years on campus.Now that women arc the majority of college students and surpass men in both the number of undergraduate and advanced degrees awarded, one might think the college campus is a pretty equal place. It is not. Studies show that while girls do better than boys in high school, they start to trail off during their college years. They enroll in different kinds of classes, tend to major in less rigorous（非常严格的）subjects, and generally head off with less ambitious plans.As a result, it's not surprising that even the best educated young women enter the workplace with a slight disadvantage. Their college experience leaves them somewhat confused, still stumbling（栽倒）over the dilemmas their grandmothers' generation sought to destroy. Are they supposed to be pretty or smart? Strong or sexy（性感的）? All their lives, today's young women have been pushed to embrace both perfection and passion to pursue science and sports, math and theater and do it all as well as they possibly can. No wonder they are not negotiating for higher salaries as soon as they get out of school. They are too exhausted, and too scared of failing.26. Traditionally, it is believed that women earn less than men because_________.A.they have failed to take as many rigorous coursesB.they do not feel as fit for management rolesC.they feel obliged to take care of their kids at homeD.they do not exhibit the needed leadership qualities27. What does the author say about America's higher education system?A. It does not offer specific career counseling to women.B.It does not consider its economic impact on graduates.C.It does not take care of women students' special needs.D.It does not encourage women to take rigorous subjects.28. What does the author say about today's college experience?A.It is different for male and female students.B.It is not the same as that of earlier generations.C.It is more exhausting than most women expect.D.It is not so satisfying to many American students.29. What does the author say about women students in college?A. They have no idea how to bring out their best.B.They drop a course when they find it too rigorous.C.They are not as practical as men in choosing courses.D.They don't perform as well as they did in high school.30. How does the author explain the pay gap between men and women fresh from college?A.Women arc too worn out to be ambitious.B. Women are not ready to take management roles.C.Women are caught between career and family.D.Women are not good at negotiating salaries.31.对真正知道标准、了解音乐、懂得思考的演奏家，练习只是确保舞台上的演出水平，并非练出一个不可改变的诠释。